vmobile technologies inc - loadxtreme- the first · pdf file · 2012-09-14unionbank...

UNIONBANK CASH MANAGEMENT SERVICES

EPAYCARD

VMOBILE TECHNOLOGIES INC

ePAYCARD Cashless payment channel. Superior payroll card.


Powerful tools

No Cash

Faster Account Opening and Crediting


cashless and cost-efficient payroll or payment channel

card which allows you to pay or remit funds to your

employees and agents efficiently

UnionBank ePayCard


Cashless payment channel pay or remit funds efficiently and in real time

FAST, SECURE AND EFFICIENT PAYMENT


Superior debit card – ATM transactions

worldwide – Online banking (account

inquiry, online bills payment, electronic funds transfer)

– VISA debit card – Cashless shopping

MULTIPLE APPLICATIONS AND CONVENIENT ACCESS


Customize the card design Choose between a fully customized or a personalized ePaycard.

ALIGN EPAYCARD TO YOUR COMPANY’S BRAND

Fully Customized Card

* For more than 1000 cards

Personalized Card


Mobile Banking and Payment for your employees Get bill notification before your due date and conveniently pay it on your mobile phone

BANKING AND PAYMENTS ON THE GO


HOW DOES IT WORK?


LESS HASSLE FOR YOUR EMPLOYEES

Batched account opening employees submit forms to your HR HR will open accounts ATM cards will also be released to HR


ePayKiosk Your employees/agents electronically fill out the forms and ePayKiosk automatically generates the files for batch account opening.

STREAMLINES DATA CAPTURE


Personal Account Customer Information Sheet

REQUIRED FIELDS

1) Name

2) Present Address

3) Date & Place of Birth

4) Name of Company & Nature of Work

5) Contact Details

6) Specimen Signature

7) Source of Funds

8) Permanent Address

9) Nationality

10) TIN, SSS/GSIS Number


Specimen Signature Card


Valid IDs

• Company ID (with picture and signature)

• Passport

• Driver’s License

• Company ID

• PRC ID

• TIN/BIR Card

• (New) SSS ID with picture and signature


After 5 banking days, client’s

authorized representative

claims the ePaycards from

your servicing branch

CLIENT

4

1

2

3

Receives the BAO file and

account opening forms for

processing.

At the end of the day,

UnionBank emails the list of

newly opened account

numbers to the VMobile

Batch Account Opening

Send the batch account opening

(BAO) file and the documents* of

your employees/agents to

UnionBank

*Customer Information Record,

Signature cards and photocopy of the

id/s


Company authorization form


Credits your

employees’/agents’ ePayCards and debits your

account

YOUR EMPLOYEES/AGENTS

Withdraw the money

from any ATM or

use it in VISA POS

CLIENT

2

1

3 4

If crediting is through

eCrediting,

Vmobile uploads the

crediting

file and route it for approval.

Payroll Crediting

Fills out and upload/submit

the crediting file


Online uploading and approval of salary credits/commissions to your employees/agents. Can credit up to 5000 employees/agents per batch within the 1st hour after approval

ONLINE PROCESSING OF BULK CREDITS

Payroll crediting file via eCrediting


Same day processing for funded accounts, payroll /comission is processed via single debit to VMobile account and multiple credits to the employees/agents, or multiple debits to the employees/agents and single credit to VMobile

INSTANT CREDIT FOR EMPLOYEES/AGENTS


CLIENT

1

2 Reclassifies the account by

end of the month

Send UnionBank a list of your resigned

employees/agents on a regular basis

with their account numbers duly signed

by the client’s authorized

representatives

Reclassification for Resigned Employees/Agents

The RECLASSIFICATION PROCESS removes resigned employees/agents from your

ADB/Fee Requirement in availing of the UnionBank ePaycard Service

Payroll accounts that are inactive

for 6 months are automatically

reclassified.


In case the authorized representative loses the card or PIN

mailer:

The authorized signatory should immediately send a request

of cancellation for the card to the Relationship

Manager/Business Manager. A notarized affidavit of loss with

a signed application for Card Replacement should be

presented to UnionBank.

In case the employee loses the card or PIN mailer:

The employee should submit the ff. to the branch:

Notice of Loss

Valid ID

Completely filled out Card Replacement

And pay the Card Replacement Fee either through cash or

debit his/her account

Card Replacement


WHAT TO DO NEXT?



REQUIRED DOCUMENTS CMS Master Agreement ePaycard Addendum ePaycard Operations Data Sheet ePaycard Authorized Representatives Form

15 BANKING DAYS TAT!


CASHLESS PAYMENT CHANNEL. SUPERIOR PAYROLL CARD


Powerful tools

No Cash

Faster Account Opening and Crediting

COLLECTION PRODUCTS

BUSINESS DEPOSITS

BUSINESS DEPOSITS Take it easy. Clear the queues at your office.

UnionBank Business Deposits

multi-channel

collection facility accept payments

corporate customers and agents anytime, anywhere


Multi-channel collection facility receive collections and payments via our 3 channels: ATM, Online and OTC

CONVENIENT SETTLEMENT OF PAYMENTS

CLEAR THE QUEUES AND FREE UP RESOURCES


Anytime, anywhere accept payments and deposits 24/7 nationwide scale

FLEXIBILITY ON WHEN AND WHERE TO DEPOSIT

IMPROVE CASH FLOW AND MANAGE FUNDS BETTER


Flexible System 3 additional customizable fields data capture validation customizable bills payment slips

EASIER RECONCILIATION


HOW DOES IT WORK?

Business Deposits Take it easy. Clear the queues at your office.

Pay via UnionBank Business Deposits

1 UnionBank provides Proof of Payment

2

UnionBank provides Consolidated Collection Report to Client

3

Client updates A/R 4

VMobile SALES AGENT




1

SALES AGENT




2

SALES AGENT


ASSURANCE OF SUCCESSFUL PAYMENT

Payment Confirmation provide your payers proof of payment




2


3

SALES AGENT

Consolidated Collection Reports all collections through all three channels in one report

EASIER AND FASTER TO RECONCILE





2


3

Client updates A/R 4

VMobile SALES AGENT


WHAT TO DO NEXT?



REQUIRED DOCUMENTS CMS Master Agreement Union Business Deposits Addendum Union Operations Data Sheet

22 DAYS TAT!


After sales servicing dedicated Corporate Customer Care (667-2668) for you and a separate hotline for your employees (84186 for PLDT Landlines or 841-8600 for Non-PLDT Subscribers)

SUPPORT WHEN YOU OR YOUR EMPLOYEES NEED IT

vmobile technologies inc - loadxtreme- the first · pdf file · 2012-09-14unionbank...

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