Westpac Education. Supporting you in and out of the classroom.

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Service. It all starts with your one point of contact.

Your dedicated Westpac Education Relationship Manager will work closely with you to help your school achieve its strategic financial goals and identify new opportunities, no matter how large or small they are, delivering:

• A tailored program to meet your school’s complex financial needs.

• Easy-to-understand specialist advice on our range of products and services.

• Bespoke investment ideas, expert advice on your financial strategy and industry insights from our economists.

Market-leading support.

To ensure you’re in control of your finances, you can rely on Westpac Live for all your online business banking needs.

Intuitive, seamless and secure, you can manage your finances across desktop, mobile and tablet.

Corporate Online Support is also available on 1300 134 291.

Managing cash flow.

Your Education Relationship Manager can also connect you with specialist bankers, who’ll help you to operate at optimum cash flow efficiency1 and provide you with debt capacity and debt structure modelling. This could also assist in your school’s investment and debt decision making process.

Get in touch with your Relationship Manager, or visit westpac.com.au/education

Making a difference. A strong education can have a lasting effect on today’s students. Which is why Westpac is investing in supporting education today, to enable future generations to thrive.

We believe that innovation plays a key role in education. That’s why we’re teaming up with industry leaders to create progressive new ways to support schools and students across Australia, so communities can grow and develop well into the future. More than just a bank, we’re in the business of supporting education.

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Products. Business transaction accounts.

A Business One Transaction Account2 is a simple way of managing your deposits and withdrawals.

• Low or High Plan, depending on how many branch or cheque transactions you do.

• Unlimited free electronic transactions.

• Business Direct Mastercard®, with Limited Access cards for employees.

Tailored lending for your school.

We’ve tailored lending policies to your particular requirements, supporting you with funding major and minor capital expenditure projects.

We also offer a flexible funding facility with redraw functionality, that allows your school to manage funding requirements based on the unique cash flow cycle of schools1.

Westpac Equipment Finance can also help you finance tech innovations, new furnishings, fit-outs and vehicles as your school grows. Choose from fixed rate terms to match your cash flow and the life of the equipment, with no capital outlay needed1.

Superannuation.

Our employer superannuation plan is simple to run and offers great value and benefits for your employees.

BT Lifetime Super Employer Plan3 is available for schools of any size and makes it simple for you to help your employees prepare for their future. It provides:

• Flexible investment and insurance options to suit the varied needs of your employees.

• Financial wellbeing support and education for your employees.

• An easy online fund administration and payment solution.

• A default super fund that complies with the Australian Government MySuper requirements.

For employees who want to manage their own super, BT’s Self-managed Superannuation3 enables them to set up, invest and manage their super fund, all in one place.

Investing.

Investing can offer your school unique opportunities. Our BT Investment Solutions can help you to grow wealth, with ready-made and Build Your Own portfolio options.

Get in touch with your Relationship Manger, or visit bt.com.au/investments

Resources. Mathspace.

We’ve teamed up with Mathspace to give students free access to Mathspace Essentials.

Students have access to thousands of interactive questions covered in the primary and high school curriculums of each state and a step-by-step guide on how to reach the right answer.

Mathspace Plus also encourages students to do their homework. With Solve to Save, parents simply subscribe to Mathspace Plus for $10 per week and when their child successfully completes three maths tasks each week, we’ll deposit the $10 subscription fee into their Westpac account. Visit westpac.com.au/maths

Westpac Lifesaver Rescue Helicopter Schools Program.

Our fun and engaging program teaches primary school students about the vital Westpac Lifesaver Rescue Helicopter service we provide to communities all over Australia. Teachers can implement flexible lesson plans in their classroom, including video episodes and there’s even an app with games and digital lessons. Head to westpacrescue.com.au/schools

Teaching financial literacy, for life.

Innovating in the area of student banking, we’ve developed a smarter way for children to learn the value of saving, including the ability to set goals and track their progress securely in Westpac Live online banking. In addition, our family-friendly Pay Pig app encourages children and parents to agree chores, check them off and watch their savings grow.

Contact the education team.

Include your contact details in your email and a Westpac Education Specialist Banker will be in touch. Email us: educationbanking@westpac.com.au

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Key features:

Mobile app experience for parents. Engage parents anytime, anywhere for payments, bookings and more.

Secure payments. Xplor for Schools through Westpac, is Payment Card Industry (PCI) compliant. Parents can also store bank account and card details securely to pay more easily next time.

Integrate with major school management systems. Complete your reconciliation loop and maintain your record keeping.

Multiple payment options. Xplor for Schools, through Westpac, provides payment options via debit card, Mastercard®, Visa, Amex5 and direct debit.

Additional payments functionality. Set up recurring payments and invoicing, manage donations, digital receipts, detailed reporting, communication and more.

Manage cash flow. Review transaction history, parents’ scheduled payment plans and more.

Transactions. Visibility of your receivables with track and search capability.

Push notifications. Notify parents for invoicing and more via mobile.

Cloud based. Software upgrades managed via the cloud by MyXplor Pty Ltd. No additional hardware required.

Scalable. Flexible enough for small schools, powerful enough for large schools.

Innovative. Benefit from Xplor for Schools updates as they become available.

Things you should know:

1. This information is general only and does not constitute any recommendation or advice. It’s current at the time of publication, and is subject to change. It has been prepared without taking account of your objectives, financial situation or needs. Because of this you should, before acting on the information, consider its appropriateness, having regard to these matters. Consider obtaining personalised advice from a professional financial adviser and your accountant before making any financial decisions in relation to the matters discussed in this document, including when considering the finance options for your business.

2. To be eligible to apply for Business One - Low Plan, Business One - High Plan, your business must be registered in Australia. Fees, charges, terms and conditions apply.

3. This information is general information only and does not constitute any recommendation or advice. The information is current at 25th August, 2017 and is subject to change. It has been prepared without taking account of your objectives, financial situation or needs. Because of this you should, before acting on the information, consider its appropriateness, having regard to your objectives, financial situation and needs. You should also consider obtaining personalised advice from a professional financial adviser and your accountant before making any financial decisions in relation to the matters discussed in this document. BT Funds Management Limited ABN 63 002 916 458 AFSL No. 233724 RSE No. L0001090 is the trustee of the BT Lifetime Super - Employer Plan ABN 39 827 542 991, RSE R1001327 (Fund) and is the issuer of interests in the Fund. A Product Disclosure Statement (PDS) is available for the Fund and can be obtained by calling 132 135, downloading the Member Booklet and/or the Employer Booklet. You should obtain and consider the PDS before deciding whether to acquire, continue to hold or dispose of interests in the Fund. An investment in the Fund is not an investment in, deposit with or any other liability of Westpac Banking Corporation ABN 33 007 457 141 (the Bank) or any other company in the Westpac Group. It is subject to investment risk, including possible delays in repayment and loss of income and principal invested. None of the Bank, any other company in the Westpac Group or any appointment investment manager stands behind or otherwise guarantees the capital value or investment performance of the Fund. You can download the Financial Services Guide for BT Lifetime Super Employer Plan (PDF 73kb) or obtain a copy by calling 132 135, visiting bt.com.au or from any Westpac branch.

4. Xplor for Schools is provided by MyXplor Pty Ltd and is not a Westpac product. Westpac may receive a commission from MyXplor Pty Ltd. Xplor for Schools is only available in conjunction with an eligible Westpac payment solution.

5. American Express acceptance is provided directly through American Express.

Terms, conditions, fees and charges apply. These may change or we may introduce new ones in the future. Full details are available on request. Lending criteria apply to approval of credit products. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. Unless otherwise specified, the products and services described herein are available only in Australia from Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.

Mastercard® and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated.

© 2017 Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit license 233714.

Xplor for Schools.Innovate in the office, not just the classroom.

Across the board, Australian schools are looking for one common platform to help staff manage financial operations and help parents manage their children’s school activities.

One integrated solution for payments, invoicing and more.

Xplor for Schools4 means simpler reconciliation, so operating day-to-day becomes easier, as you’ll have less financial admin to deal with. Parents can also take advantage of the complete mobile app payment experience, so it’s easier for them to interact with you, like paying invoices on the go.

Free up administration staff with auto-reconciliation.

Less time spent on paperwork means you have more time to focus on what you love doing - providing the best student experience.

Email educationbanking@westpac.com.au

Visit westpac.com.au/education

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