wealth and worldly possessions

8/14/2019 Wealth and worldly possessions

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The

QURA’NIC GUIDELINES

PERTAINING

WEALTH AND WORLDLY POSSESSIONS

Wealth and worldly belongings are a dream of the majority of humans. Almost 99

percent of human activities both at the individual and at the national level are concentrated

in this field. Historic record and a cursory glance at the major global events of to date

provide ample evidence that wealth and worldly possessions have been and are the root

cause of all conflicts. In this scenario it is only wise to turn to the words of our Creator for

seeking guidance in this matter. Here is a gist of 174 verses of the Holy Qur’an on thesubject dealing with the topic under review:-

Life should be viewed for success or failure in totality i.e. up to the Day of

Judgment when final settlement of accounts would take place. Loss of any nature in this

world is to be taken as a test/trial and faced with perseverance and total dedication to Allah

Almighty. Trials and tests should not deter guarding against evil. This is the determining

factor for real success on the Day of Judgment. It must be remembered that all good is from

Allah [SWT] and all evil is our own earning.

Striving and fighting in the cause of Allah [SWT] with goods and persons makes

humans eligible for higher status and special rewards including Forgiveness and Mercy in

comparison to those who sit back without any effort and hurt.

All humans are created essentially from a single person and we all owe our life toAllah. The property left behind by parents and the near relations must be divided as per rules

laid down by Allah [SWT]. Those who are weak of understanding should not be handed

over their property instead should be well looked after. Orphan’s property must be taken

care of and managed till they are able of taking charge themselves. One should exercise

extra cares in dealings connected with property matters, more so the one belonging to others,

in order to have a peaceful life. Shares in property left by parents and the near relations must

benefit every entitled person. Traffic and trade of property has to be through mutual good

will and not based on any ill will or injustice. Remember that life is bigger than the means of

living. Do not kill yourself on account of trade and property matters.

One should not be miserly and hiding the bounties of Allah [SWT] bestowed on

him. Spending as per His desire, practicing regular charity, fulfilling the contracts concludedwith others, and remaining patient and firm in bad times are the means to righteousness. One

should disdain most heinous things to qualify for exemption from all ill. Do not yearn for

what has been given to some in abundance. Men and women are to own their earnings and

continue asking Allah of His Bounty. Men are the protectors and maintainers of women.

Women are also required to demonstrate loyalty, good conduct and obedience. They are to

be dealt with wisely and firmly. Each individual should do well to look after parents,

kinsfolk, orphans, those in need, neighbours and travellers. It will earn doubled and more

reward from Allah [SWT].

Faith in Allah [SWT] is more precious than worldly possessions. Those who reject

faith in Him are the ultimate and real looser. Their possessions and their spending will avail

them only hell fire. Spending in Allah’s Way should be from the best of our possessions and

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in the best way prescribed by Him. It will earn seven hundred times reward besides making

us eligible for His friendship.

In a democratic system, that happens to be an alternate to the one promulgated by

Allah Almighty, that aims at well being of masses at the hands of masses, the ones who have

to exercise authority should not be possessed with the love of abundant wealth.The contracts involving future transactions and the commercial contracts, may

these be small or big, must be reduced to writing and witnesses sought. The writer of the

contract and the witnesses must be protected against any harm especially the female

witnesses. No riba is allowed in any manner or any shape. It must be remembered that trade

and usury are two completely different things. Trade is allowed by Allah [SWT] while usury

is not. Demands of usury must be given up and the loans requiring settlement should be

settled according to the formula of not wronging and not being wronged. Loans given to

others in this life in accordance with the desire of Allah Almighty (if not returned by them

and settled as taught by the Qur’an) will be repaid by Allah Almighty doubled and

multiplied many a times in this world and also in the life hereafter.

Now, dear readers, you may go through the details on this subject spread over 174

verses of the Holy Qur’an:-

1-3

Be sure We shall test you with something of fear and hunger, some loss in goods or lives or the fruits (of your toil), but give glad tidings to those who patiently persevere. Who say, whenafflicted with calamity: "To Allah we belong, and to Him is our return" They are those onwhom (descend) blessings from their Lord, and Mercy, and they are the ones that receiveguidance. 2:155-157

1. Loss of any nature in this life is a test and must be faced with perseverance

and total dedication to Allah Almighty. Trials and tests in this world must lead us

to continue guarding against evil and that will be the determining factor for real

success on the Day of Judgment. 2:155-157

- - - - -

4

Every soul shall have a taste of death: and only on the Day of Judgment shall yoube paid your full recompense. Only he who is saved far from the Fire and admitted to theGarden will have attained the object (of Life): for the life of this world is but goods andchattels of deception. Ye shall certainly be tried and tested in your possessions and in your

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personal selves; and ye shall certainly hear much that will grieve you, from those whoreceived the Book before you and from those who worship many gods. But if ye perseverepatiently, and guard against evil, then that will be a determining factor in all affairs. 3:186

2. Life must be viewed for success or failure in totality i.e. up to the Day of

Judgment when final settlement of our accounts will take place. 3:186

- - - - -5

It is not righteousness that ye turn your faces towards East or West; but it isrighteousness to believe in Allah and the Last Day, and the Angels, and the Book, and theMessengers; to spend of your substance, out of love for Him, for your kin, for orphans, for theneedy, for the wayfarer, for those who ask, and for the ransom of slaves; to be steadfast inprayer, and practise regular charity, to fulfil the contracts which ye have made; and to be firmand patient, in pain (or suffering) and adversity, and throughout all periods of panic. Such are

the people of truth, the God-fearing. 2:177

3. Spending as per Allah’s desire, practicing regular charity, fulfilling the

contracts concluded with others, and remaining patient & firm in bad times are

the means to righteousness. 2:177

- - - - -6

And do not eat up your property among yourselves for vanities, nor use it as bait for the judges, with intent that ye may eat up wrongfully and knowingly a little of (other) people'sproperty. 2:188

4. One must exercise extra cares in dealings connected with property matters,

more so the one belonging to others, in order to have a peaceful life. 2:188

- - - - -

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7-9

Who is he that will loan to Allah a beautiful loan, which Allah will double unto hiscredit and multiply many times? It is Allah that giveth (you) Want or Plenty, and to Him shallbe your return. Last thou not turned thy vision to the Chiefs of the Children of Israel after (thetime of) Moses? They said to a Prophet (that was) among them: "Appoint for us a king that

we may fight in the cause of Allah." He said: "Is it not possible, if ye were commanded tofight, that ye will not fight?" They said: "How could we refuse to fight in the cause of Allah,seeing that we were turned out of our homes and our families?" But when they werecommanded to fight, they turned back, except a small band among them. But Allah has fullknowledge of those who do wrong. Their Prophet said to them: "Allah hath appointed Talut asking over you." They said: "How can he exercise authority over us when we are better fittedthan he to exercise authority, and he is not even gifted, with wealth in abundance?" He said:"Allah hath chosen him above you, and hath gifted him abundantly with knowledge and bodilyprowess: Allah granteth His authority to whom He pleaseth. Allah is All-Embracing, and Heknoweth all things." 2:245-247

5. Loans given to others in this life in accordance with the desire of Allah

Almighty will be repaid by Him doubled and multiplied many a times in this world

and also in the life hereafter.

6. In a democratic system, that is an alternate to the one promulgated by Allah

Almighty, which aims at well being of masses the ones who have to exercise

authority should not be possessed with the love of abundant wealth.

2:245-247

- - - - -10-31

The parable of those who spend their substance in the way of Allah

is that of a grain of corn: itgroweth seven ears, and each ear hath a hundred grains. Allah giveth manifold increase to

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whom He pleaseth: and Allah careth for all and He knoweth all things. Those who spend their

substance in the cause of Allah,and follow not up their gifts with reminders of their generosity or with injury, for them their

reward is with their Lord; on them shall be no fear, nor shall they grieve. Kind words and thecovering of faults are better than charity followed by injury. Allah is Free of all wants, and Heis Most Forbearing. O ye who believe! Cancel not your charity by reminders of your generosity or by injury, like those who spend their substance to be seen of men, but believeneither in Allah nor in the Last Day. They are in Parable like a hard barren rock, on which is alittle soil; on it falls heavy rain, which leaves it (just) a bare stone. They will be able to donothing with aught they have earned. And Allah guideth not those who reject Faith. And thelikeness of those who spend their substance, seeking to please Allah and to strengthen their

souls, is as agarden, high and fertile; heavy rain falls on it but makes it yield a double increase of harvest,and if it receives not heavy rain, light moisture sufficeth it. Allah seeth well whatever ye do.Does any of you wish that he should have a garden with date-palms and vines and streamsflowing underneath, and all kinds of fruit, while he is stricken with old age, and his childrenare not strong (enough to look after themselves) that it should be caught in a whirlwind, withfire therein, and be burnt up? Thus doth Allah make clear to you (His) Signs: that ye mayconsider. O ye who believe! Give of the good things which ye have (honourably) earned, andof the fruits of the earth which We have produced for you,

and do noteven aim at getting anything which is bad, in order that out of it ye may give away something,when ye yourselves would not receive it except with closed eyes. And know that Allah is free

of all wants, and worthy of all praise. The Evil One threatens you with poverty and bids you toconduct unseemly. Allah promiseth you His forgiveness and bounties. And Allah careth for alland He knoweth all things. He granteth wisdom to whom He pleaseth; and he to whomwisdom is granted receiveth indeed a benefit overflowing; but none will grasp the Messagebut men of understanding. And whatever ye spend in charity or devotion, be sure Allahknows it all. But the wrong-doers have no helpers. If ye disclose (acts of) charity, even so it iswell, but if ye conceal them, and make them reach those (really) in need, that is best for you:it will remove from you some of your (stains of) evil. And God is well acquainted with what yedo. It is not required of thee (O Messenger), to set them on the right path, but Allah sets onthe right path whom He pleaseth. Whatever of good ye give benefits your own souls, and yeshall only do so seeking the "Face" of Allah. Whatever good ye give, shall be rendered backto you, and ye shall not be dealt with unjustly

. (Charity is) for those in need, who, inAllah's cause are restricted (from travel), and cannot move about in the land, seeking (for trade or work): the ignorant man thinks, because of their modesty, that they are free fromwant. Thou shalt know them by their (unfailing) mark: they beg not importunately from all andsundry, and whatever of good ye give, be assured Allah knoweth it well. Those who (incharity) spend of their goods by night and by day, in secret and in public,

have their reward with their Lord: on them shall be no fear, nor shall they grieve. Those who devour usury will not stand

except as stands one whom the Evil One by his touch hath driven to madness. That is

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because they say: "Trade is like usury," but Allah hath permitted trade and forbidden usury.Those who after receiving direction from their Lord, desist, shall be pardoned for the past;their case is for Allah (to judge); but those who repeat (the offence) are Companions of theFire; they will abide therein (forever). Allah will deprive usury of all blessing, but will give

increase for deeds of charity ; for Heloveth not creatures ungrateful and wicked. Those who believe, and do deeds of righteousness, and establish regular prayers and regular charity, will have their reward withtheir Lord: on them shall be no fear, nor shall they grieve. O ye who believe! Fear Allah, andgive up what remains of your demand for usury, if ye are indeed believers. If ye do it not, takenotice of war from Allah and His Messenger: but if ye turn back, ye shall have your capitalsums; deal not unjustly, and ye shall not be dealt with unjustly

. If the debtor is in a difficulty,grant him time till it is easy for him to repay. But if ye remit it by way of charity, that is best for

you if ye only knew. And fear the Day when ye shall be brought back to Allah. Then shallevery soul be paid what it earned, and none shall be dealt with unjustly. O ye who believe!When ye deal with each other, in transactions involving future obligations in a fixed period of time, reduce them to writing

let a scribe write downfaithfully as between the parties; let not the scribe refuse to write: as Allah has taught him, solet him write. Let him who incurs the liability dictate, but let him fear his Lord Allah, and notdiminish aught of what he owes. If the party liable is mentally deficient, or weak or unablehimself to dictate, let his guardian dictate faithfully. And get two witnesses, out of your ownmen, and if there are not two men, then a man and two women, such as ye choose, for

witnesses, so that if one of them errs, the other can remind her

. The witnesses shouldnot refuse when they are called on (for evidence). Disdain not to reduce to writing (your contract) for a future period, whether it be small or big: it is juster in the sight of Allah, moresuitable as evidence, and more convenient to prevent doubts among yourselves but if it be atransaction which ye carry out on the spot among yourselves there is no blame on you if yereduce it not to writing. But take witnesses whenever ye make a commercial contract; and letneither scribe nor witness suffer harm. If ye do (such harm), it would be wickedness in you.So fear Allah; for it is Allah that teaches you. And Allah is well acquainted with all things. If yeare on a journey, and cannot find a scribe, a pledge with possession (may serve thepurpose). And if one of you deposits a thing on trust with another, let the trustee (faithfully)

discharge his trust, and let him fear his Lord. Conceal not evidence; for whoever conceals it,his heart is tainted with sin. And Allah knoweth all that ye do. 2:261-282

7. Spending in Allah’s Way should be from the best of your possessions and in

the best way prescribed by Him. It will earn us seven hundred times reward and

His friendship.

8. The contracts involving future transactions and the commercial contracts,

whether these are small or big, must be reduced to writing and witnesses sought.

The scribe of the contract and the witnesses must be protected against any harm

especially the female witnesses.

9. No riba. Trade and usury are two completely different things. Trade is allowed

by Allah [SWT] while usury is not.

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10. Demands of usury to be given up and the loans requiring settlement must be

settled according to the formula of not wronging and not being wronged.2:261-282

- - - - -

32-34

Those who reject Faith, neither their possessions nor their (numerous) progeny willavail them aught against Allah; they are themselves but fuel for the Fire. (Their plight will be)no better than that of the people of Pharaoh, and their predecessors: they denied our Signs,and Allah called them to account for their sins. For Allah is strict in punishment. Say to thosewho reject Faith: "Soon will ye be vanquished and gathered together to Hell, an evil bedindeed (to lie on)!" 3:10-12

- - - - -35-36

Those who reject Faith, neither their possessions nor their (numerous) progeny willavail them aught against Allah: they will be Companions of the Fire, dwelling therein(forever). What they spend in the life of this (material) world may be likened to a wind Whichbrings a nipping frost: it strikes and destroys the harvest of men who have wronged their own

souls; it is not Allah that hath wronged them, but they wrong themselves. 3:116-11711. Faith in Allah [SWT] is more precious than worldly possessions. Those who

reject faith in Him are the ultimate and real looser. Their possessions and their

spending will avail them only hell fire. 3:10-12 and 3:116-117

- - - - -

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37-38

O mankind! reverence your Guardian-Lord, who created you from a single Person, created,of like nature, his mate, and from them twain scattered (like seeds) countless men and

women; fear Allah, through Whom ye demand your mutual (rights), and (reverence) thewombs (that bore you): for Allah ever watches over you. To orphans restore their property(when they reach their age), nor substitute (your) worthless things for (their) good ones; anddevour not their substance (by mixing it up) with your own. For this is indeed a great sin.

4:1-2

12. All humans are created essentially from a single Person and we all owe our life

to Allah [SWT]. Respect of mother and the relations emanating from mother

(brothers and sisters) must form the basis of our daily interaction in life. 4:1-2

- - - - -

39-44

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To those weak of understanding make not over your property, which Allah hathmade a means of support for you, but feed and clothe them therewith, and speak to themwords of kindness and justice. Make trial of orphans until they reach the age of marriage; if then ye find sound judgment in them, release their property to them; but consume it notwastefully, nor in haste against their growing up. If the guardian is well-off, let him claim noremuneration, but if he is poor, let him have for himself what is just and reasonable. When yerelease their property to them, take witnesses in their presence: but all-sufficient is Allah intaking account. From what is left by parents and those nearest related there is a share for men and a share for women, whether the property be small or large, a determinate share.But if at the time of division other relatives, or orphans, or poor, are present, feed them out of the (property), and speak to them words of kindness and justice. Let those (disposing of anestate) have the same fear in their minds as they would have for their own if they had left ahelpless family behind; let them fear Allah, and speak words of appropriate (comfort). Thosewho unjustly eat up the property of orphans, eat up a fire into their own bodies: they will soonbe enduring a blazing fire! 4:5-10

-----45

Come not nigh to the orphan's property except to improve it, until he attains the ageof full strength; and fulfil (every) engagement, for (every) engagement, will be enquired into(on the Day of Reckoning). 17:34

13. Property left behind by parents and the near relations must be divided as per

rules laid down by Allah. Those weak of understanding should not be handed over

their property but looked after well. Orphan’s property must be well looked after

and managed till they are able of taking charge themselves.

4:5-10; 17:34

- - - - -

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46-57

O ye who believe! eat not up your property among yourselves in vanities:

but let there be amongst you traffic and trade by

mutual good-will: nor kill (or destroy) yourselves: for verily Allahhath been to you Most Merciful! If any do that in rancour and injustice, soon shall We castthem into the fire: and easy it is for Allah. If ye (but) eschew the most heinous of the thingswhich ye are forbidden to do, We shall expel out of you all the evil in you, and admit you to aGate of great honour. And in no wise covet those things in which Allah hath bestowed Hisgifts more freely on some of you than on others:

to men is allotted what they earn, and to

women what they earn: but ask Allah of His bounty. For Allah hath full knowledge of allthings. To (benefit) every one, We have appointed sharers and heirs to property left by

parents and relatives. To those, also, towhom your right hand was pledged, give their due portion. For truly Allah is witness to allthings. Men are the protectors and maintainers of women, because Allah has given the onemore (strength) than the other, and because they support them from their means. Thereforethe righteous women are devoutly obedient, and guard in (the husband's) absence what Allahwould have them guard. As to those women on whose part ye fear disloyalty and ill-conduct,admonish them (first), (next), refuse to share their beds, (and last) beat them (lightly); but if they return to obedience, seek not against them means (of annoyance): for Allah is Most

High, Great (above you all). If ye fear a breach between them twain, appoint (two) arbiters,one from his family, and the other from hers; if they wish for peace, Allah will cause their reconciliation: for Allah hath full knowledge, and is acquainted with all things. Serve Allah,and join not any partners with Him; and do good to parents, kinsfolk, orphans, those in need,neighbours who are near neighbours who are strangers, the companion by your side, theway farer (ye meet) and what your right hands possess: for Allah loveth not the arrogant, thevainglorious. (Nor) those who are niggardly, or enjoin niggardliness on others, or hide thebounties which Allah hath bestowed on them; for We have prepared, for those who resistfaith, a punishment that steeps them in contempt. Nor those who spend of their substance, tobe seen of men, but have no faith in Allah and the Last Day: if any take the Evil One for their intimate, what a dreadful intimate he is! And what burden were it on them if they had faith inAllah and in the Last Day, and they spent out of what Allah hath given them for sustenance?For Allah hath full knowledge of them. Allah is never unjust in the least degree: if there is any

good (done) He doubleth it, and giveth from His own presence a great reward. 4:29-40

14. Do not be niggardly and do not hide the bounties of Allah [SWT] bestowed on

you. Life is bigger than the means of living. Do not kill yourself on account of trade

and property matters. Traffic and trade of property has to be through mutual

good will and not based on any ill will and injustice. Do not yearn for what has

been given to some in abundance. Men and women do own their earnings but must

keep asking Allah [SWT] of His bounty. Shares in property left by parents and the

near relations must benefit everyone entitled by Him.

15. Disdain most heinous things to qualify for exemption from all ill. Do good to

parents, kinsfolk, orphans, those in need, neighbours who are near neighbours and

who are strangers, the companion by your side, the way farer (you meet) and what

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your right hands possess. It will earn you doubled and more reward from Allah

[SWT].

16. Men are the protectors and maintainers of women. Women are also to

demonstrate loyalty, good conduct and obedience and are to be dealt with wisely

and firmly.4:29-40

- - - - -58

Whatever good, (O man!) happens to thee, is from Allah; but whatever evil happensto thee, is from thy (own) soul. And We have sent thee as a Messenger to (instruct) mankind.And enough is Allah for a witness. 4:79

17. All good is from Allah and all evil is our own earning. 4:79

- - - - -

59-61

O ye who believe! when ye go abroad in the cause of Allah, investigate carefully,and say not to anyone who offers you a salutation: "Thou art none of a Believer!" coveting theperishable goods of this life: with Allah are profits and spoils abundant. Even thus were yeyourselves before, till Allah conferred on you His favours: therefore carefully investigate. For Allah is well aware of all that ye do. Not equal are those Believers who sit (at home) andreceive no hurt, and those who strive and fight in the cause of Allah with their goods and their persons. Allah hath granted a grade higher to those who strive and fight with their goods andpersons than to those who sit (at home). Unto all (in Faith) hath Allah promised good: butthose who strive and fight hath He distinguished above those who sit (at home) by a special

reward. Ranks specially bestowed by Him and Forgiveness and Mercy, for Allah is Oft-Forgiving, Most Merciful. 4:94-96

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18. Striving and fighting in the cause of Allah [SWT] with goods and persons

makes you eligible for higher status and special reward including Forgiveness and

Mercy in comparison to those who sit back without any effort and hurt. 4:94-96

- - - - -62

That they took usury, though they were forbidden; and that they devoured men'ssubstance wrongfully; We have prepared for those among them who reject Faith a grievouspunishment. 4:161

19. Wronging others in money matters amounts to rejecting Faith and earningeligibility for grievous punishment. 4:161

- - - - -63

And come not nigh to the orphan's property, except to improve it, until he attains theage of full strength; give measure and weight with (full) justice; no burden do We place onany soul, but that which it can bear, whenever ye speak, speak justly, even if a near relativeis concerned; and fulfil the Covenant of Allah: thus doth He command you, that ye mayremember. 6:152

20. Orphan’s property may be looked after for its improvement (only) till he

attains the age of full strength. Justice must be the guiding rules in all matters of

inter person nature. 6:152

- - - - -64

And know ye that your possessions and your progeny are but a trial; and that it isAllah with whom lies your highest reward. 8:28

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21. Wealth and progeny are a trial in this world for the highest rewards in the life

to come. 8:28

65

The Unbelievers spend their wealth to hinder (men) from the path of Allah, and sowill they continue to spend; but in the end they will have (only) regrets and sighs; at lengththey will be overcome: and the Unbelievers will be gathered together to Hell.

8:36

22. Spending wealth to hinder people from the path of Allah [SWT] issynonymous to unbelief that will result in regrets and sighs and ultimate entry to

Hell. 8:36

- - - - -

66

Those who believed, and adopted exile, and fought for the Faith, with their propertyand their persons, in the cause of Allah, as well as those who gave (them) asylum and aid,these are (all) friends and protectors, one of another. As to those who believed but came notinto exile; ye owe no duty of protection to them until they come into exile; but if they seekyour aid in religion, it is your duty to help them, except against a people with whom ye have atreaty of mutual alliance. And (remember) Allah Seeth all that ye do. 8:72

23. Using property and/or wealth to fight in the cause of Allah [SWT] will earn

you friendship and protectors. 8:72

- - - - -67-69

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Those who believe, and suffer exile and strive with might and main, in Allah's cause,with their goods and their persons, have the highest rank in the sight of Allah: they are thepeople who will achieve (salvation). Their Lord doth give them glad tidings of a Mercy fromHimself, of His good pleasure, and of Gardens for them, wherein are delights that endure:They will dwell therein forever. Verily in Allah's presence is a reward, the greatest (of all).

9:20-22

24. Employing your goods (in addition to your person) for the furtherance of Allah’s cause earns you the highest ranks in His sight along with salvation and His

Mercy besides His good pleasure and the Gardens with enduring delights.

9:20-22

- - - - -

70

Say: If it be that your fathers, your sons, your brothers, your mates, or your kindred;the wealth that ye have gained; the commerce in which ye fear a decline; or the dwellings inwhich ye delight - are dearer to you than Allah, Or His Messenger, or the striving in His cause- then wait until Allah brings about His decision: and Allah guides not the rebellious. 9:24

25. Considering wealth, relatives and other possessions dearer than Allah [SWT],

His Messenger [PBUH] and the striving in His cause will earn you the title of defiant.

9:24

- - - - -71

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O ye who believe! There are indeed many among the priests and anchorites, who infalsehood devour the substance of men and hinder (them) from the Way of Allah. And thereare those who bury gold and silver and spend it not in the Way of Allah: announce unto thema most grievous penalty. 9:34

- -- --

72

Go ye forth, (whether equipped) lightly or heavily, and strive and struggle, with your goodsand your persons, in the Cause of Allah. That is best for you, if ye (but) knew. 9:41

26. Wealth must remain in circulation and the best is to strive and struggle with

your goods and persons. 9:34 & 41

- - - - -

73

Let not their wealth nor their (following in) sons dazzle thee: in reality Allah's Plan isto punish them with these things in this life, and that their souls may perish in their (very)denial of Allah. 9:55

- - - - -74

Nor let their wealth nor their (following in) sons dazzle thee: Allah's Plan is to punishthem with these things in this world, and that their souls may perish in their (very) denial of Allah. 9:85

- - - - -

75

But the Messenger, and those who believe with him, strive and fight with their wealth and their persons: for them are (all) good things: and it is they who will prosper.

9:88

27. Possessions of others must not be eyed in any way. Good things and wealth

come through striving and fighting with wealth and person. 9:55; 85; 88.

- - - - -

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76

Of their goods take alms, that so thou mightest purify and sanctify them; and prayon their behalf, verily thy prayers are a source of security for them: and Allah is One Whoheareth and knoweth. 9:103

28. Alms giving paves way of prayers that bring security. Government can levy

taxes to ensure purity, sanctification and security. 9:10377

Allah hath purchased of the Believers their persons and their goods; for theirs (inreturn) is the Garden (of Paradise): they fight in His Cause, and slay and are slain: a promise

binding on Him in Truth, through the Law, the Gospel, and the Qur-an: and who is morefaithful to his Covenant than Allah? Then rejoice in the bargain which ye have concluded: thatis the achievement supreme. Those that turn (to Allah) in repentance; that serve Him, andpraise Him; that wander in devotion to the Cause of Allah; that bow down and prostratethemselves in prayer; that enjoin good and forbid evil; and observe the limits set by Allah;(these do rejoice). So proclaim the glad tidings to the Believers. 9:111-112

29. Striving with person and spending wealth in the cause of Allah [SWT]

(including for defence purposes) is a universal teaching and must not be ignored. It is

termed as the supreme achievement. 9:111

30. Some of the qualities of those that are to engage in striving with their persons

and their possessions and the parameters of their activities qualifying for Allah’s

glad tidings are:- 9:112a. Turning to Allah [SWT] in Repentance.

b. Serving and Praising Allah [SWT].

c. Wandering in devotion to the cause of Allah [SWT].

d. Bowing down and prostrating in prayers.

e. Enjoining good and forbidding evil.

f. Observing the limits set by Allah [SWT].

- - - - -

78-79

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Moses prayed: "Our Lord! Thou hast indeed bestowed on Pharaoh and his Chiefssplendour and wealth in the life of the Present, and so, Our Lord, they mislead (men) fromThy Path. Deface, Our Lord, the features of their wealth, and send hardness to their hearts,so they will not believe until they see the grievous Penalty." Allah said: "Accepted is your prayer (O Moses and Aaron)! So stand ye straight, and follow not the path of those who know

not." 10:88-89

31. Using wealth to mislead people from the path of Allah [SWT] is the way of

Pharaoh. 10:88-89

- - - - -80-91

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To the Madyan people (We sent) Shu'aib, one of their own brethren: he said: "O mypeople! Worship Allah: ye have no other god but Him. And give not short measure or weight:I see you in prosperity, but I fear for you the Penalty of a Day that will compass (you) allround. "And O my people! give just measure and weight, nor withhold from the people thethings that are their due: commit not evil in the land with intent to do mischief. "That which isleft you by Allah is best for you, if ye (but) believed! but I am not set over you to keep watch!"They said: "O Shu'aib! does thy (religion of) prayer command thee that we leave off theworship which our fathers practised, or that we leave off doing what we like with our property? Truly, thou art the one that forbeareth with faults and is right-minded!" He said: "Omy people! see ye whether I have A Clear (Sign) from my Lord, and He hath given mesustenance (pure and) good as from Himself? I wish not, in opposition to you, to do thatwhich I forbid you to do. I only desire (your) betterment to the best of my power; and my

success (in my task) can only come from Allah. In Him I Trust, and unto Him I look. "And O

18



my people! let not my dissent (from you) cause you to sin, lest ye suffer a fate similar to thatof the people of Noah or of Hud or of Salih, nor are the people of Lut far off from you! "Butask forgiveness of your Lord, and turn unto Him (in repentance): for my Lord is indeed full of mercy and Loving-Kindness." They said: "O Shu'aib! Much of what thou sayest we do notunderstand! in fact, among us we see that thou hast no strength! were it not for thy family, we

should certainly have stoned thee! for thou hast among us no great position!" He said: "O mypeople! is then my family of more consideration with you than Allah? For ye cast Him awaybehind your backs (with contempt). But verily my Lord encompasseth on all sides all that yedo! "And O my people! do whatever ye can: I will do (my part): soon will ye know who it is onwhom descends the Penalty of ignominy, and who is a liar! and watch ye! for I too amwatching with you!" When Our decree issued, We saved Shu'aib and those who believed withhim, by (special) Mercy from Ourselves: but the (mighty) Blast did seize the wrong-doers, andthey lay prostrate in their homes by the morning. As if they had never dwelt and flourishedthere! Ah! Behold! How the Madyan were removed (from sight) as were removed theThamud! 11:84-95

32. Giving just measures and weights, not withholding from the people what is

their due and not committing evil in the land leading to mischief are some of the keyto prosperity. People are free to use their property only within the guidelines given

by Allah [SWT]. Have ones must not become obstinate on learning that they are

using their wealth and property in violation of the guidelines given by their creator.

In case they do so and commit to evil they will earn the Penalty of ignominy. 11:84-95

- - - - -

92-101

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Behold! We said to the angels: "Bow down unto Adam" they bowed down exceptIblis: he said: "Shall I bow down to one whom Thou didst create from clay?" He said: "SeestThou? This is the one whom Thou hast honoured above me! if Thou wilt but respite me to theDay of Judgment, I will surely bring his descendants under my sway, all but a few!" (Allah)said: "Go thy way; if any of them follow thee, verily Hell will be the recompense of you (all),an ample recompense. "Lead to destruction those whom thou canst among them, with thy(seductive) voice, make assaults on them with thy cavalry and thy infantry; mutually sharewith them wealth and children; and make promises to them. "But Satan promises them

nothing but deceit. "As for My servants, no authority shalt thou have over them: "Enough isthy Lord for a Disposer of affairs. Your Lord is He that maketh the Ship go smoothly for youthrough the sea, in order that ye may seek of His bounty: For He is unto you Most Merciful.When distress seizes you at sea, those that ye call upon - besides Himself - leave you in thelurch! but when He brings you back safe to land, ye turn away (from Him), most ungrateful isman! Do ye then feel secure that He will not cause you to be swallowed up beneath the earthwhen ye are on land, or that He will not send against you a violent tornado (with showers of stones) so that ye shall find no one to carry out your affairs for you? Or do ye feel secure thatHe will not send you back a second time to sea and send against you a heavy gale to drownyou because of your ingratitude, so that ye find no helper therein against Us? We havehonoured the sons of Adam; provided them with transport on land and sea; given them for sustenance things good and pure; and conferred on them special favours, above a great partof Our Creation. 17:61-70

33. Wealth is one of the tools of Satan to distract humans from the path of Allah

[SWT]. Humans must strive to earn wealth but at the same time seek Allah’s Mercy.

Trade by sea and by employing land transport earns honours.

17:61-70

- - - - -

102-116

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Set forth to them the parable of two men: for one of them We provided two gardensof grape-vines and surrounded them with date-palms; in between the two We placed corn-fields. Each of those gardens brought forth its produce, and failed not in the least therein: inthe midst of them We caused a river to flow. (Abundant) was the produce this man had: hesaid to his companion, in the course of a mutual argument: "More wealth have I than you,and more honour and power in (my following of) men." He went into his garden in a state (of mind) unjust to his soul: he said, "I deem not that this will ever perish, "Nor do I deem that theHour (of Judgment) will (ever) come: even if I am brought back to my Lord, I shall surely find(there) something better in exchange." His companion said to him, in the course of the

argument with him: "Dost thou deny Him Who created thee out of the dust, then out of asperm-drop, then fashioned thee into a man? "But (I think) for my part that He is Allah, my

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Lord, and none shall I associate with my Lord. "Why didst thou not, as thou wentest into thygarden, say: `Allah's Will (be done)! there is no power but with Allah!' if thou dost see me lessthan thee in wealth and sons, "It may be that my Lord will give me something better than thygarden, and that He will send on thy garden thunderbolts (by way of reckoning) from heaven,making it (but) slippery sand! "Or the water of the garden will run off underground so that thou

wilt never be able to find it." So his fruits (and enjoyment) were encompassed (with ruin), andhe remained twisting and turning his hands over what he had spent on his property, whichhad (now) tumbled to pieces to its very foundations, and he could only say, "Woe is me!would I had never ascribed partners to my Lord and Cherisher!" Nor had he numbers to helphim against Allah, nor was he able to deliver himself. There, the (only) protection comes fromAllah, the True One. He is the Best to reward, and the Best to give success. Set forth to themthe similitude of the life of this world: it is like the rain which We send down from the skies:the earth's vegetation absorbs it. But soon it becomes dry stubble, which the winds doscatter: it is (only) Allah Who prevails over all things. Wealth and sons are allurements of thelife of this world; but the things that endure, Good Deeds, are best in the sight of thy Lord, asrewards, and best as (the foundation for) hopes. 18:32-46

34. Utilization of land to obtain a number of crops simultaneously coupled withabundant use of water will earn honour and power. Possessing wealth makes one

vulnerable to rough handling unless accompanied with extra care in obeying

commands of Allah [SWT]. 18:32-46

- - - - -

117-120

Hast thou then seen the (sort of) man who rejects Our Signs, yet says: “I shallcertainly be given wealth and children?” Has he penetrated to the Unseen, or has he taken acontract with (Allah) Most Gracious? Nay! We shall record what he says, and We shall addand add to his punishment. To Us shall return all that he talks of, and he shall appear beforeUs bare and alone.19:77-80

- - - - -

121-124

But people have cut off their affair (of unity), between them, into sects: each party

rejoices in that which is with itself. But leave them in their confused ignorance for a time. Do

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they think that because We have granted them abundance of wealth and sons, We wouldhasten them on in every good? Nay, they do not understand. 23:53-56

35. Grant of wealth is from Allah [SWT] and linked with learning from His Signs.

In case the wealth and children lead to rejecting His Signs, getting divided in to sects

and not learning to get out of the state of ignorance it will add and add to their

punishment. 19:77-80 & 23:53-56.

- - - - -

125

Now when (the embassy) came to Solomon, he said: "Will ye give me abundance inwealth? But that which Allah has given me is better than that which He has given you! Nay itis ye who rejoice in your gift! 27:36

126

That which ye lay out for increase through the property of (other) people, will have noincrease with Allah: but that which ye lay out for charity, seeking the Countenance of Allah,(will increase): it is these who will get a recompense multiplied. 30:39

127

And He made you heirs of their lands, their houses, and their goods, and of a landwhich ye had not frequented (Before). And Allah has power over all things. 33:27

128-131

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Never did We send a Warner to a population, but the wealthy ones among them

said: "We believe not in the (Message) with which ye have been sent." They said: "We havemore in wealth and in sons, and we cannot be punished." Say; "Verily my Lord enlarges andrestricts the Provision to whom He pleases, but most men understand not."It is not your wealth nor your sons, that will bring you nearer to Us in degree: but only those who believeand work righteousness, these are the ones for whom there is a multiplied Reward for their deeds, while secure they (reside) in the dwellings on high! 34:34-37

36. Abundance of wealth and followers is no match to knowledge and wisdom,

belief in Allah [SWT], working righteousness and seeking His pleasure. 27:36; 30:39;

33:27; 34:34-37

- - - - -

132-134

The life of this world is but play and amusement: and if ye believe and guard againstevil, He will grant you your recompense, and will not ask you (to give up) your possessions. If He were to ask you for all of them, and press you, ye would covetously withhold, and Hewould bring out all your ill-feeling. Behold, ye are those invited to spend (of your substance)in the Way of Allah: but among you are some that are niggardly. But any who are niggardlyare so at the expense of their own souls. But Allah is free of all wants, and it is ye that areneedy. If ye turn back (from the Path), He will substitute in your stead another people; thenthey would not be like you! 47:36-38

37. In this life of play and amusement Allah [SWT] invites humans to spend in His

way that will guarantee their honourable existence in this world. 47:36-38

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- - - - -

135

Only those are Believers who have believed in Allah and His Messenger, and havenever since doubted, but have striven with their belongings and their persons in the Cause of Allah: such are the sincere ones. 49:15

38. Sincere believers strive with their persons and possessions in the Cause of

Allah [SWT]. 49:15

- - - - -136-140

As to the Righteous, they will be in the midst of Gardens and Springs, Taking joy inthe things which their Lord gives them, because, before then, they lived a good life. They

were in the habit of sleeping but little by night, And in the hours of early dawn, they (werefound) praying for Forgiveness; And in their wealth and possessions (was remembered) theright of the (needy), him who asked, and him who (for some reason) was prevented (fromasking). 51:15-19

39. Those who spend wealth meeting the rights of needy earn for themselves the

title of the Righteous. 51:15-19

- - - - -

141-142

O ye who believe! Shall I lead you to a bargain that will save you from a grievousPenalty? That ye believe in Allah and His Messenger, and that ye strive (your utmost) in theCause of Allah, with your property and your persons: that will be best for you, if ye but knew!

61:10-11

- - - - -

25



143

144

O ye who believe! Let not your riches or your children divert you from theremembrance of Allah. If any act thus, the loss is their own. 63:9

145

Your riches and your children may be but a trial: but in the Presence of Allah is thehighest Reward. 64:15

40. Riches of this world are a trial and these must not divert you from the

remembrance of Allah [SWT], believing in Him and His Messenger and striving in

His Cause. 61:11; 63:9; 64:15

- - - - -

146-152

Leave Me alone, (to deal) with the (creature) whom I created (bare and) alone! Towhom I granted resources in abundance, And sons to be by his side! To whom I made (life)smooth and comfortable! Yet is he greedy, that I should add (yet more); By no means! For toOur Signs he has been refractory! Soon will I visit him with a mount of calamities!

74:11-17

153-158

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Now, as for man, when his Lord trieth him, giving him honour and gifts, then saithhe, (puffed up), "My Lord hath honoured me." But when he trieth him, restricting hissubsistence for him, then saith he (in despair), "My Lord hath humiliated me!" Nay, nay! Butye honour not the orphans! Nor do ye encourage one another to feed the poor! And yedevour Inheritance; All with greed, And ye love wealth with inordinate love! 89:15-20

159-161

Verily We have created man into toil and struggle. Thinketh he, that none hath power over him? He may say (boastfully): "Wealth have I squandered in abundance!" 90:4-6

162-165

But he who is a greedy miser and thinks himself self-sufficient, And gives the lie tothe Best, We will indeed make smooth for him the Path to Misery; Nor will his wealth profithim when he falls headlong (into the Pit). 92:8-11

41. Possessing abundant wealth is a trial from Allah and then turning away fromthe Signs of Allah [SWT], not honouring the orphans, not encouraging each other to

feed the poor, devouring inheritance with greed and love of wealth will earn such a

person a mount of calamities. 74:11-17; 89:15-20; 90:4-6; 92:8-11.

- - - - -

166-169

Those who spend their wealth for increase in self-purification, And have in their minds no favour from anyone for which a reward is expected in return, But only the desire toseek for the Countenance of their Lord Most High; And soon will they attain (complete)satisfaction. 92:18-21

169-172

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Woe to every (kind of) scandal-monger and backbiter, Who pileth up wealth andlayeth it by, Thinking that his wealth would make him last for ever! By no means! He will besure to be thrown into that which Breaks to Pieces. 104:1-4

173-174

Perish the hands of the Father of Flame! perish he! No profit to him from all hiswealth, and all his gains! 111:1-2

42. Wealth can be a means of attaining complete satisfaction if spent as desired by

Allah [SWT]. Wealth and all other gains piled up in this life will earn you

death, destruction and hell fire. 92:18-21; 104:1-4; 111:1-2.

* * * * *

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SUMMARY

1. Possessing abundant wealth is a test/trial from Allah [SWT]. Those wealthy

ones who turn away from the Signs of Allah [SWT], do not honour theorphans, do not encourage each other to feed the poor, devour inheritance

with greed and love of wealth are going to be rewarded with a mount of

calamities. 74:11-17; 89:15-20; 90:4-6; 92:8-11.

2. Wealth can be a means of attaining complete satisfaction if spent as desired by

Allah [SWT]. Wealth and all other gains piled up in this life will earn you

death, destruction and hell fire. 92:18-21; 104:1-4; 111:1-2.

3. Riches of this world are a trial and these must not divert you from the

remembrance of Allah [SWT], believing in Allah [SWT] and His Messenger

[PBUH] and striving in the Cause of Allah [SWT]. 61:11; 63:9; 64:15

4. Those who spend wealth meeting the rights of needy earn for themselves the

title of the Righteous. 51:195. Sincere believers strive with their persons and possessions in the Cause of

Allah [SWT]. 49:15

6. In this life of play and amusement Allah [SWT] invites humans to spend in His

way that will guarantee their honourable existence in this world. 47:36-38

7. Abundance in wealth is no match to knowledge and wisdom, belief in Allah

[SWT], working righteousness and seeking His pleasure. 27:36;30:39;33:27;

34:34-37

8. Grant of wealth is from Allah [SWT] and is contingent upon not rejecting His

Signs, remaining united and learning to get out of the state of ignorance. 19:77

& 23:53-56.9. Possessing wealth makes one vulnerable to rough handling unless

accompanied with extra care in obeying commands of Allah [SWT]. 18:32-46

10. Wealth is one of the tools of Satan to distract humans from the path of Allah

[SWT]. Humans must strive to earn it and at the same time seek Allah’s

Mercy. 17:61-66

11. Wealth and property must not be used to mislead people from Allah’s Path

and pleasing only own sweet will. 10:88 & 11:87

12. Alms giving paves way of prayers that bring security. Spending wealth for

defence purposes must not be ignored. 9:103; 111.

13. Possessions of others must not be eyed in any way. Good things and wealth

come through striving and fighting with wealth and person. 9:55; 85; 88.14. Considering wealth, relatives and other possessions dearer than Allah, His

Messenger and the striving in His cause will earn you the title of rebellious.

9:24

15. Wealth must remain in circulation and the best is to strive and struggle with

your goods and persons. 9:34 & 41

16. Making use of property and/or wealth to fight in the cause of Allah [SWT]

earns you friendship and protectors. 8:72

17. Using your goods (in addition to your person) for the furtherance of Allah’s

cause earns you salvation and the highest ranks in the sight of Allah [SWT].

9:20

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18. Wealth and progeny are a trial in this world for highest rewards in the life to

come. 8:28

19. Spending wealth to hinder people from Allah’s Path is synonymous to unbelief

that will result in regrets and sighs and ultimate entry to Hell. 8:36

20. Wronging others in money matters amounts to rejecting Faith and earningeligibility for grievous punishment. 4:161

21. Orphan’s property may be looked after for its improvement (only) till he

attains the age of full strength. Justice and fair play must be the guiding rules

in all matters (including money matters) of inter person nature.

6:152

22. All good is from Allah [SWT] and all evil is our own earning. 4:79

23. Striving and fighting in the cause of Allah [SWT] with goods and persons

makes you eligible for higher status and special reward including Forgiveness

and Mercy in comparison to those who sit back without any effort and hurt.

4:94-96

24. Life is bigger than the means of living. Do not kill yourself on account of trade

and property matters. Do not yearn for what has been given to some in

abundance. Men and women own their earnings but ask Allah [SWT] of His

bounty. Traffic and trade of property has to be through mutual goodwill and

not based on any ill will and injustice. Disdain most heinous things to qualify

for exemption from all ill. Men are the protectors and maintainers of women.

Women should demonstrate loyalty, good conduct and obedience and are to be

dealt with wisely and firmly. Shares in property left by parents and the near

relations are to benefit everyone. Do good to parents, kinsfolk, orphans, those

in need, neighbours who are near neighbours who are strangers, the

companion by your side, the way farer (you meet) and what your right hands

possess. It will earn you doubled and more reward from Allah [SWT]. Do notbe niggardly and do not hide the bounties of Allah [SWT bestowed on you.

4:29-40

25. All humans are created essentially from a single Person and we all owe our life

to Allah [SWT]. Respect of mother and the relations connected with mother

must form the basis of our daily interaction with others.

26. Property left behind by parents and the near relations must be divided as per rules

laid down by Allah [SWT]. Those who are weak of understanding should not

be handed over their property but looked after well. Orphan’s property must

be well looked after and managed till they are able of taking charge

themselves. 4:1-2; 4:5-10; 17:34

27. Faith in Allah [SWT] must be taken as more precious than the worldly

possessions. Those who reject faith in Allah [SWT] are the ultimate and real

loser. Their possessions and the spending thereof will avail them only hell fire.

3:116-117

28. Spending in Allah’s Way should be from the best of your possessions and in

the best way prescribed by Him. It will earn you seven hundred times reward

and also Allah’s friendship. The contracts involving future transactions and

the commercial contracts, whether these are small or big, must be reduced to

writing and witnesses sought. The scribe of the contract and the witnesses

must be protected against any harm especially the female witnesses. No riba.

Trade and usury are two completely different things. Trade is allowed by

30



Allah [SWT] while usury is not. Demands of usury to be given up and the

loans requiring settlement must be settled according to the formula of not

wronging and not being wronged. 2:261-282

29. Loans given to others in this life in accordance with the desire of Allah

Almighty will be repaid by Him doubled and multiplied many a times in thisworld and also in the life hereafter. In a democratic system, that is an alternate

to the one promulgated by Allah [SWT], which aims at well being of masses

the ones who have to exercise authority should not be possessed with the love

of abundant wealth. 2:245-247

30. Spending as per Allah’s desire, practicing regular charity, fulfilling the

contracts concluded with others, and remaining patient & firm in bad times

are the means to righteousness. 2:177

31. One must exercise extra cares in dealings connected with property matters,

more so the one belonging to others, in order to have a peaceful life.

2:188

32. Loss of any nature in this life is a test and must be faced with perseveranceand total dedication to Allah Almighty. Trials and tests in this world must lead

you to continue guarding against evil and that will be the determining factor

for real success on the Day of Judgment. 2:155-157

33. Life must be viewed for success or failure in totality i.e. up to the Day of

Judgment when final settlement of our accounts will take place. 3:186

By

Lt Col Sarfraz Hussain Tamgha-i-Imtiaz (Military)

Former Deputy Secretary To The

Government of Pakistan

Islamabad

0333-5225009

0332-5148200

31

wealth and worldly possessions

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