We’ve done the heavy lifting to ensure wholesalers, distributors and importers risks are coveredTRAVELERS CANADA | INDUSTRYEDGE® FOR WHOLESALERS, DISTRIBUTORS AND IMPORTERS

The wholesale industry faces many unique risks and exposures. IndustryEdge® for Wholesalers and Distributors is custom-designed for the industry including the unique requirements of businesses importing products from foreign countries.

With our comprehensive package of core and specialized lines of coverage, wholesalers and distributors can rest easy knowing that their property and income are protected in the event of a loss. Combined with our sophisticated risk control and claims management, we can help reduce risks and manage costs.

Travelers Canada. Providing middle-market industries with a competitive edge.

C O N T I N U E >

Available coverages at a glance

Commercial property

• Selling price valuation on personal property that is sold but not delivered

• Includes contents, stock, equipment, tenant improvements and betterments, as well as electronic data processing equipment in the definition of business personal property

• Interruption of utility services

• Newly constructed or acquired property

• Non-owned detached trailers

• Electronic vandalism

Business income

• Business income from dependent property

• Contract penalties

• Transit business income

INDUSTRYEdge® | Wholesalers, Distributors and Importers

Commercial general liability

• Limited worldwide coverage with suits brought back to North America

Optional coverages

• Peak season increased limit of insurance endorsement

• Spoilage – direct damage endorsement

• Public Relations Crisis Management Services Expense

• Equipment breakdown coverage, including production machinery

• Transportation coverage, including loading or unloading and refrigeration breakdown endorsements

• Ocean cargo and other ocean marine lines

The Travelers Canada difference

• Custom-designed coverage

• U.S. capabilities with local decision-making authority

• Our risk control professionals provide consultative, practical and cost-effective solutions to address the industry-specific risk management needs of the wholesale and distribution industry

• Experienced claims professionals with industry experience

IndustryEdge® is ideal for wholesalers, distributors and importers of:• Motor vehicle supplies and new

parts (non critical)

• Home furnishings

• Commercial equipment

• Electrical apparatus and equipment, and wiring supplies and construction materials

• Electronic parts and equipment

• Hardware

• Plumbing and hydronic heating supplies

• Industrial machinery and equipment

• Industrial supplies

• Service establishment equipment

• Groceries and related products

• Wine and distilled beverages

• Flowers, nursery stock and florists’ supplies

W E K N O W Y O U R B U S I N E S S

travelerscanada.ca

This document is provided for informational purposes only. It does not, and it is not intended to, provide legal, technical or other professional advice, nor does it amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by The Dominion of Canada General Insurance Company, St. Paul Fire and Marine Insurance Company or Travelers Insurance Company of Canada and their subsidiaries and affiliates (collectively “Travelers Canada”). Travelers Canada disclaims all warranties whatsoever.

© 2014 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. M-17137 Rev. 10-14

Contact us today for more information about IndustryEdge® for Wholesalers and Distributors. Visit travelerscanada.ca/industryedge to learn more about IndustryEdge®.