Western Caribbean Credit UnionEducational Cruise Conference

DECEMBER 27, 2017 – JANUARY 3, 2018

Presented By CU CONFERENCES ® – The Original Credit Union Educational Cruise Conference Provider

MS KoningsdamHOLLAND AMERICA LINE

Cruise Into The New Year With “The Ones In Red”

Book Early For Best Cabin Selection & Greatest Savings!

Learn from and share ideas with othercredit union professionals from acrossthe country. Return to your credit union

with a fresh perspective from the experts.

Cruise in luxury to Half Moon Cay,Bahamas; Georgetown, Cayman

Islands; Cozumel, Mexico;Key West, Florida & More!

PASSPORTREQUIRED

Educating The Credit Union Community V Since 1979exclusively

CUCONFERENCES®

CU

Western Caribbean Credit UnionEducational Cruise Conference

Aboard Holland America’s New Pinnacle-Class Ship . . . ms Koningsdam!

◆ 7–Night Cruise Aboard Holland America’s New Pinnacle -Class Ship ms Koningsdam◆ All Educational Sessions, Workshops And Materials◆ Complete Shipboard Facilities◆ Onboard Meals◆ World -Class Entertainment◆ Private Cocktail /Networking Reception With Conference Participants, Their Guests and . . .“ The Ones In Red”

◆ ABOUT THIS EDUCATIONAL CONFERENCE ◆

WESTERN CARIBBEAN CREDIT UNIONEDUCATIONAL CRUISE CONFERENCE INCLUDES:

CU CONFERENCES® WESTERN CARIBBEAN CREDIT UNION EDUCATIONAL CRUISE CONFERENCE

Technologies: Threat or Opportunity?Third Party Vendor Management PolicyBoard and CEOSuccessionHot TopicsReview DisruptiveManaging the Seven Risk CategoriesGovernance Policy: Formats and FunctionsCEO Assessment Best PracticesSetting Financial Goals and Expectations

And Many More!

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GARY HESSPresident,

RTE Financial Services

TOM GLATTExecutive Consultant/Owner,

Glatt Consulting

To Be Your Best You Must Learn From TheBest & Mingle With The Best – Prepare For TheNew Year By Examining Current Credit Union

Topics Presented By Two Experienced Pros

CU Conferences® – The Original Credit UnionEducational Cruise Conference Providers

CU CONFERENCES® PRESENTS HIGH-QUALITYCREDIT UNION EDUCATIONAL CRUISE CONFERENCESABOARD INNOVATIVE CRUISE SHIPS COMMITTEDTO EXCELLENCE IN DESIGN & SERVICE.

Follow Us On:

#cuconferences

Plus, Share Ideas DuringThe Many Networking

Opportunities!

CUCONFERENCES®

CU

Cruise Into The New Year With Credit Union Professionals From Across The Country

MS KoningsdamHOLLANDAMERICA LINE

◆ 2017 – 2018 ITINERARY/PORTS OF CALL ◆

WEDNESDAY, DECEMBER 27, 2017

Fort Lauderdale, FloridaThe unique & intricate canal system inspiredthe nickname of “The Venice of America”.Relax on sunny Fort Lauderdale Beach or forcultural flair stroll the historic Riverwalk Arts & Entertainment District,shop the luxurious boutiques along Las Olas Boulevard or for wildlifeadventure tour the Everglades.

THURSDAY, DECEMBER 28, 2017

Half Moon Cay, BahamasHolland America’s pristine, private paradiseis located on Little Salvador Island and offerswater sports, nature hikes, deep sea fishingand glistening beaches. Adventure-loverswill enjoy feeding the rays at Stingray Cove,riding horses into the surf or visiting the island’s thrilling aqua park.

FRIDAY, DECEMBER 29, 2017 – At Sea

SATURDAY, DECEMBER 30, 2017

Georgetown, Cayman IslandsStroll through the duty-free shops for theperfect souvenir, tour the Cayman SpiritsCompany Distillery and sample the best rumand authentic artisan beverages or dive downinto the clear blue waters for thrilling scubadiving and snorkeling.

SUNDAY, DECEMBER 31, 2017

Cozumel, MexicoMexico’s largest island, Cozumel’s tropicalclimate is perfect for spending a day on itsworld-renowned white sandy beaches.It is here you’ll find the Mayan historical siteof Chichen Itza and its massive pyramids.

MONDAY, JANUARY 1, 2018 –At Sea

TUESDAY, JANUARY 2, 2018

Key West, FloridaFlorida’s southernmost point, the laid-back city of Key West is saidto be more of a Caribbean island than a part of the U.S. Famedfor its pastel-hued, conch-style houses, coral reefs and exquisitesunsets, it is also known for literary giants -Ernest Hemingway and Tennessee Williams.

WEDNESDAY, JANUARY 3, 2018

Fort Lauderdale, Florida

◆ CRUISE SHIP ACCOMMODATIONS ◆

For Pre- Or Post-Cruise Hotel Accommodations,Call Jill Donati At Altair Travel & Cruises: 800-880-0055

Altair Travel & CruisesTravel Consultants /Domestic & International

2025 South Brentwood Blvd., St. Louis, MO 63144Toll-free: 800-880-0055 Fax: 888-213-1465

You may request a reservation form from Altair Travel or register onlineat www.cuconferences.com . A deposit of $1200 per person mustaccompany the reservation form in order to hold the category requested.In order to feel safe and secure when you travel, travel insuranceis now mandatory for CUC Cruises and is included in the requireddeposit . Details on complete insurance coverage will be mailed withyour documents. Prices do not include airfare, taxes or insurance andare based on double occupancy. Triple and quad cabins are basedon availability. Inquire for rates and book early. Gratuity Policy: A perguest/per day dining & stateroom services gratuity will be automaticallycharged to your onboard stateroom account.

◆ Credit Cards ARE NOT accepted for payment.◆ Registration CANNOT be confirmed until a $1200 PER PERSON deposit is received.◆ U.S. and Canadian citizens MUST carry a valid passport with a validity date of 6 months beyond travel date.

PLEASE NOTE:

Ask for Jill Donati or email her at jilldonati@altairtravel.com

Register Early For Greatest Savings!◆ BOOKING INSTRUCTIONS ◆

BOOK BY APRIL 28, 2017: Save $100 Per PersonAPRIL 29 – AUGUST 1, 2017: Save $50 Per Person

“Koning” means “king” in Dutch (“dam” is a traditional suffix forHAL ships) and is aptly named: It’s the biggest, most technologicallyadvanced and most luxurious Holland America Line ship ever built.ms Koningsdam heralds both a new class (Pinnacle) and a new era!

You can expect signature touchesof fresh flowers, museum-qualityart, spacious accommodations andgracious and unobtrusive staff. Thenew ms Koningsdam takes some ofthe best features from the rest of thefleet — such as the Culinary Arts Center, exclusive adults-onlyarea, and outstanding specialty restaurants — and enhances them.

But significantly, ms Koningsdam also sees the debut of a numberof new features. These include a French-style brasserie; a double-deck, glass-roofed Lido Deck, where evening movies are screened;a huge theater with a giant surround screen; a partnership with avenerable Washington State winery; and so much more.

*Rates based on double occupancy. For single, third & fourth person ratescall Jill Donati at 800-880-0055. Rates do not include taxes & fees

of $310 per person (All taxes & fees are subject to change).

PARTICIPANT* (1st Person)

SPOUSE/GUEST*(2nd Person)

$1195129513951395

$2995369538953995

CABIN CATEGORY

JC

VDV

– Inside– Oceanview– Verandah– Verandah

Register Early For Best Cabin Selection!

Happy New YearCaribbean-Style!

PASSPORTREQUIRED

CU CONFERENCES® WESTERN CARIBBEAN CREDIT UNION EDUCATIONAL CRUISE CONFERENCE

Cruise Aboard Holland America’s New Pinnacle-Class Ship . . . ms Koningsdam!

PRESENTED BY CU CONFERENCES® – The Original Credit Union Educational Cruise Conference Providers

Western Caribbean Credit Union Educational Cruise ConferenceDECEMBER 27, 2017 – JANUARY 3, 2018 u Aboard Holland America’s New ms Koningsdam

Full Legal Name (as listed on Passport): __________________________________________

Citizenship: ❑ U.S. ❑ Other (please specify): ________________ Date of Birth: ____/____/____

Title: _____________________________________________ Nickname for Badge: ____________

Home Address (required): __________________________________________________________

City: _________________________________________ State: _______ Zip Code:___________

Home Phone: ( _______ ) ______________ E-mail Address: ________________________________

Sharing Cabin With (as listed on Passport):

________________________________________________ Nickname for Badge: ____________

Citizenship: ❑ U.S. ❑ Other (please specify): ________________ Date of Birth: ____/____/____

Credit UnionName: __________________________________________________ Asset Size: __________

Credit Union Contact: _____________________________________________________________

Credit Union Address (No P.O. Box): __________________________________________________

City: _________________________________________ State: _______ Zip Code:___________

Preferred Daytime Phone: ( ______ ) ________________ Fax Phone: ( ______ ) ________________

E-mail Address: ____________________________________________________ q Credit Union

q Home

Mail Registration Form And Deposits To:Altair Travel & CruisesTravel Consultants/Domestic & International2025 South Brentwood Blvd., St. Louis, MO 63144

q Book My Airfare From:

(city) ______________________________________ Airport Transfers:* q Yes q No

q I Will Book My Own Airfare Airport Transfers:* q Yes q No

1st Choice: ___________________________ 2nd Choice: ___________________________

Please Note: A $1200 per person deposit MUST be included with this form tohold the category requested. Faxed requests to hold cabins are no longer accepted.

Special Requests & Special Needs: (MUST be made at time of booking)

______________________________________________________________________________

Dining Selections: (non-smoking only)

Check One Seating Option: Table Size: q 4 q 6 q 8 q 10

Cruise Ship Cabin Category: (Cabins MUST be booked with Altair Travel & Cruises)

Airfare Options:

Seat Us With: _____________________________________

_______________________________________________

_______________________________________________

q 1st Seating (5:45 p.m.)

q 2nd Seating (8 p.m.)

q Open Seating (dine anytime between 5:30 p.m. – 9 p.m.)

* Airport Transfers Are Available On Cruise Days Only

Please Note:uuuuu Credit Cards Are NOT Accepted For Paymentuuuuu Registration Can NOT Be Confirmed Until Deposit Is Received

Toll-free: 800–880–0055Please ask for Jill Donati

Fax: 888–213–1465Jilldonati@altairtravel.com

CUCONFERENCES®

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Terms & Conditions – Please read the Terms & Conditions and complete ALL applicable spaces on Registration Form

CHANGE CHARGES: Any changes made after September 10,2017 will be subject to fees imposed by Holland America, airlinesand hotels involved in your package.Note about Name Changes: It is at the discretion of the cruiseline if name changes will be allowed. Changes will be charged achange fee determined by the cruise line plus additional fees forticketing and mailing. Name changes may result in recalculationof fare at current rates. Name changes are not allowed on airlinetickets once issued.

CONFERENCE RATE: The conference rate includes a 7-nightcruise and conference fees. These rates are not combinable withany other Holland America promotional offer, certificate, voucheror past passenger specials as they are negotiated contracted rates.

TRAVEL INSURANCE: Travel insurance is now mandatoryfor Credit Union Conferences’ cruises and must be paid withdeposit. Travelex offers the most comprehensive package whichincludes coverage for Trip Cancellation and Interruption for Select

CANCELLATION POLICY: *◆

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Special Notes:

*All Cancellations Must Be Received By Email To:Jilldonati@altairtravel.com

Please Note: Most airline tickets have non-refundable fares from the date of purchase

Covered Reasons; Missed Connection; Travel Delay; BaggageDelay; Emergency Medical Transportation plus Medical Expenses,plus other coverage as offered by the insurance company. Detailson the complete insurance package will be mailed to you with yourdocuments. Insurance premiums are non-refundable/non-transferableand are included in the required deposit. The insurance premium isdependent on total trip cost (cruise, air, taxes, etc.). Therefore thepremium may increase if optional land packages, cabin upgrades orother items affecting total package price are added.

AIR: Airfare is not included as part of the package, howeverAltair Travel can make flight arrangements for you and add it toyour package. Altair Travel will charge a service fee for all airlinetickets they issue. Airfares are based on capacity controls and farescan be discontinued at any time, therefore airfares cannot beguaranteed until ticketed. Payment is required at time of ticketing.Most airfares are non-refundable with penalties involved forchanges. Name changes are not allowed once tickets are issued.Due to flight schedules and/or availability, it may be necessary forpassengers to stay overnight either before or after the cruise. Hotelaccommodations and transfers will be at the passenger’s expense.

AIRPORT/SHIP TRANSFERS:**– Transfers from Fort Lauderdale Airport to Port Everglades are $19 per person each way. Please Note: If you are flying in the day of sailing please arrive into Ft. Lauderdale no later than 12:30 p.m. on December 27. On January 3 you can book a flight for 11:30 a.m. or later.

– Transfers to and from Miami Airport are $30 per person each way. Please Note: If you are flying into Miami please make sure your flight arrives in on December 27 by 11:30 a.m. For return flight out of Miami on January 3, please book 1 p.m. or later.

** AIRPORT TO PORT TRANSFERS VALID ON DAYS OF SAILING ONLY

DEPOSIT: A $1200.00 PER PERSON Deposit Is RequiredA completed registration form with the required deposit must besent in order to register. Faxed registration forms are not accepted.The non-refundable insurance premium is included in the deposit.

DOCUMENTS: All documentation including invoices anddocuments will be sent to your credit union. Requests to havedocuments mailed directly to your home must be emailed withcurrent home address to Jilldonati@altairtravel.com.

FINAL PAYMENT:Final Payment Is Due September 10, 2017Port charges, government taxes, and fees are $310.00 per personand will be added to your final invoice. All taxes & fees aresubject to increase.

PROOF OF CITIZENSHIP:U.S. and Canadian Citizens MUST CarryA Valid Passport With A Validity DateOf 6 Months Beyond Your Travel Date.Please ensure that the full name given on the conferenceregistration form is your legal name (no nicknames or abbre-viations) as your cruise and air ticket must match passport.

DISCLAIMER OF LIABILITY: Credit Union Conferences andAltair Travel hereafter referred to as the Sponsor and the Agent,act as a mere agent for suppliers in selling travel related services,that are not directly supplied by the Sponsor or the Agent.Therefore, they shall not be responsible for breach of contract orany actions or omissions on part of such suppliers, which result inany loss, damage, delay or injury to you or your travel companionsor group members. Sponsor and Agent do not guarantee any suchsuppliers rates, bookings, reservations, connections, scheduling,or handling of personal effects. Sponsor and Agent shall not beresponsible for any injuries, damages, or losses caused to anytraveler in connection with terrorist activities, social or laborunrest, mechanical or construction failures or difficulties, diseases,local laws, climatic conditions, criminal acts or abnormal conditionsor developments, or any other actions, omissions, or any otherconditions outside the Sponsor or Agent’s control includingcancellations or delays caused by invalid passports, visas or otherrequired travel documents.

The responsibility of HollandAmerica Cruise Line is governedby the passenger contract on your cruise ticket.

Payment of cost constitutes an automatic consent to the aboveand all clauses.

Any special requests will be forwarded on to the cruise line;however these are requests only and cannot be guaranteed.Credit cards are NOT accepted for payment.Registration can NOT be confirmed until deposit is received.

PASSPORTREQUIRED

Cancellations made on or before June 15, 2017 will receive acomplete refund less a $200.00 per person Administrative Fee.Cancellations made June 16 through July 14, 2017 will beassessed $200 per person plus Administrative Fee and non-refundable insurance.Cancellations made July 15 through August 1, 2017 will beassessed $600 per person plus Administrative Fee and non-refundable insurance.Cancellations made August 2 through September 1, 2017 willbe assessed 50% of cruise per person including airfare, hotel andpackage charges plus Administrative Fee and non-refundableinsurance.Cancellations made September 2 through September 27, 2017will be assessed 75% of the total cost per person includingairfare, hotel & package charges plus Administrative Fee andnon-refundable insurance.Cancellations received after September 27, 2017 will beassessed a 100% cancellation fee per person including airfare,hotel, and package charges. This also applies to “no shows.”

(Travel Insurance Continued)

A Signature of Excellence