A Transamerica Company

Canada

WFG Company Profile

“WFG agents are dedicated to improving

the lives of families. They help families understand

financial concepts andensure they have access

to resources that can help them build a stronger

financial foundation and have a better future.”

– Rick Williams, President, World Financial Group

1

WFG empowers families to take bold steps to a brighter future.

Power of Choice

Business Ownership

Financial Education

WFG at a GlanceWorld Financial Group Insurance Agency of Canada Inc. (WFG) agents help people of all income levels understand how money works and create appropriate strategies to help clients prepare for a better financial future.

• Life-licenced agents offer a variety of products and services through World Financial Group Insurance Agency of Canada Inc.

• Properly licenced representatives offer mutual funds through WFG Securities Inc. (WFGS).

• WFGS and their independent representatives operate in a highly regulated industry, and are held to high ethical standards and codes of conduct.

WFG Is a Transamerica CompanyWFG and WFGS are backed by the power of Transamerica. Transamerica is:

• Among the top 10 largest providers of variable annuities, individual universal life and individual term life1.

• A company that recognizes the connection between financial and physical well-being and how both are essential for achieving a lifetime of financial security.

2

Our SolutionWe are building a better financial services industry to bring valuable solutions to record numbers of families.

• Financial Education: We help families learn key concepts so they can make better financial decisions.

• Financial Needs Analysis:2 We help families understand their current situation so they can begin to pursue financial independence.

• Power of Choice: WFG agents give families access to a broad portfolio of products and services from well-known product providers.

• Business Platform: Our unique platform provides a step-by-step process as well as mentoring and business tools to help entrepreneurs quickly start and build their own financial services organizations.

Our Key AffiliationsWorld Financial Group Insurance Agency of Canada Inc.:

• Empowers licensed WFG agents to offer a variety of life insurance and segregated funds to their clients

• Has more than 9.800 agents3

• Has more than 260 offices across Canada3

WFG Securities Inc.:

• Has more than 1,200 representatives who offer mutual funds to their clients3

• Maintains agreements with many financial services product providers

Financial Strategies for FamiliesWith the help of WFG agents, families learn key financial concepts that help them make informed decisions and proactively improve their financial situations.

Cash Flow • Earn additional income

• Manage expenses

Debt Management• Consolidate debt

• Strive to eliminate debt

Emergency Fund• Save at least 3–6 months’ income

• Prepare for unexpected expenses

Proper Protection• Protect against loss of income

• Protect family assets

Build Wealth• Strive to outpace inflation and reduce taxes

Preserve Wealth• Reduce taxation

• Build a family legacy

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Product ProvidersProperly licensed and appointed WFG agents offer products through well-known providers4 to help their clients find products and services based on their specific needs.

Term Life Insurance4

Canada Protection PlanEquitable Life of Canada Foresters FinancialIndustrial AllianceivariLa Capitale Financial Group

Whole Life Insurance4

Canada Protection PlanEmpire Life5

Equitable Life of CanadaEverest Funeral Planning & Concierge ServiceForesters FinancialIndustrial AllianceLa Capitale Financial Group

Disability Insurance4

IA Excellence Life Insurance CompanyLa Capitale Financial GroupRBC Insurance

Universal Life Insurance4

Equitable LifeIndustrial AllianceivariLa Capitale

Power of ChoiceWe believe in the power of choice. Through WFG and WFGS, agents and representatives offer their clients access to a diversified product portfolio. As a result, families have more options to help them secure their futures. Following is a list of the types of products we offer and the providers through which we offer them.

Critical Illness Insurance4

Equitable Life of CanadaIA ExcellenceIndustrial Allianceivari La Capitale Financial GroupManulife Affinity Markets

Segregated Funds4

BMO InsuranceEmpire Life InvestmentsEquitable Life of CanadaIA Clarington Investments Inc.Industrial AllianceLa Capitale Financial Group

Travel Insurance4

Allianz Global AssistanceBerkley CanadaManulife Affinity MarketsTravelance Inc.

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Health & Dental Insurance4

Manulife Affinity Markets

Mutual Funds4

AGF Group of FundsBMO Global Asset ManagementCI InvestmentsDynamic FundsFidelity Investments Canada LimitedForesters FinancialIA ClaringtonInvescoMackenzie Financial Corp.Northwest & Ethical InvestmentsTD Asset ManagementTempleton Management LtdYorkville Asset Management

Lending ProductsB2B Bank

Product Referrals4,6

AON4 PillarsKnowledge First Financial LegacyShield

Lending Referrals4,6

BMO Lending Finevo LendingOptimum Mortgage, a division of Canadian Western Trust

Group Benefits & Retirement4

People CorporationManuLife Group

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1 Fact Sheet: Americas, Aegon, Feb. 2019.

2 The WFG Financial Needs Analysis is based on the accuracy and completeness of the data provided by the client. The analysis uses sources that are believed to be reliable and accurate, although they are not guaranteed. Discuss any legal, tax or financial matter with the appropriate professional. Neither the information presented nor any opinion expressed constitutes solicitation for the purchase or sale of any specific product or financial service. Due to regulatory constraints the WFG Financial Needs Analysis tool should not be used with mutual fund clients/clients of WFG Securities Inc.

3 As of June 2019.

4 These companies maintain current selling agreements with World Financial Group Insurance Agency of Canada Inc. and/or WFG Securities Inc.

5 Currently available only in the provinces of Ontario and Quebec.

6 Referrals are not available in all provinces.

WorldFinancialGroup.com

World Financial Group Insurance Agency of Canada Inc. (WFG), offers life insurance and segregated funds.

WFG Securities Inc. (WFGS) offers mutual funds.

WFG and WFGS are affiliated companies.

Headquarters: 5000 Yonge Street, Suite 800, Toronto, ON M2N 7E9. Phone: 416.225.2121

World Financial Group is a registered trademark of World Financial Group, Inc.

© 2019 World Financial Group Insurance Agency of Canada Inc.

122670 WFGCA 7/19