what we're learning this week

7/27/2019 What We're Learning This Week

1/13

'D\ 7LPH &RQWHQW$UHD 3ODQ 6WDQGDUGV 6WDQGDUGV 6WDQGDUGV 6WDQGDUGV

0RQGD\

0RUQLQJ

5RXWLQH

6FLHQFH

5HDGLQJ6WDQGDUGV :ULWLQJ6WDQGDUGV

6SHDNLQJDQG/LVWHQLQJ

6WDQGDUGV /DQJXDJH6WDQGDUGV

:ULWLQJ

0LQL/HVVRQ

6WXGHQWVZLOODVD

FODVVFUHDWHDQ

DQFKRUFKDUWRIWKH

ODQJXDJHIHDWXUHVRI

DQDGYHUWLVHPHQWE\

FRPSDULQJWZR

VNDWHERDUG

DGYHUWLVHPHQWV

DSSHDOLQJDGMHFWLYHV

VQDSS\VORJDQV

ZRUGSOD\LQWULJXLQJTXHVWLRQV

H[DJJHUDWLRQHWF

&&6/G

&RPSUHKHQVLRQDQG

&ROODERUDWLRQ5HYLHZ

WKHNH\LGHDV

H[SUHVVHGDQGH[SODLQ

WKHLURZQLGHDVDQGXQGHUVWDQGLQJLQOLJKWRI

WKHGLVFXVVLRQ

&&/.QRZOHGJHRI

/DQJXDJH8VH

NQRZOHGJHRIODQJXDJH

DQGLWVFRQYHQWLRQVZKHQZULWLQJVSHDNLQJ

UHDGLQJRUOLVWHQLQJ

:ULWLQJ,QG

3UDFWLFH

,QVPDOOJURXSV

VWXGHQWVZLOOHYDOXDWH

DGYHUWLVHPHQWVXVLQJ

WKHJXLGLQJTXHVWLRQV

LQ

DGYHUWBHYDOXDWLRQ

&&6/

&RPSUHKHQVLRQDQG

&ROODERUDWLRQ(QJDJH

HIIHFWLYHO\LQDUDQJHRI

FROODERUDWLYH

GLVFXVVLRQV

RQHRQRQHLQJURXSV

DQGWHDFKHUOHGZLWKGLYHUVHSDUWQHUVRQ

JUDGHWRSLFVDQG

WH[WVEXLOGLQJRQ

RWKHUVLGHDVDQG

H[SUHVVLQJWKHLURZQ

FOHDUO\

0XVLF

2SHQ&LUFOH

/XQFK

2SHUDWLRQVDQG$OJHEUDLF7KLQNLQJ 1XPEHUVDQG2SHUDWLRQVLQ%DVH7HQ 1XPEHUVDQG2SHUDWLRQV)UDFWLRQV 0HDVXUHPHQWDQG'DWD


2/13

6WDQGDUGV

0DWK

0LQL/HVVRQ

6WXGHQWVZLOOLGHQWLI\QXPEHUVZLWK

FRPPRQ

FKDUDFWHULVWLFVDQG

FRQWLQXHZRUNLQJRQ

ZD\VWRPXOWLSO\WZR

WKUHHRUPRUH

QXPEHUVWRPDNHD

JLYHQSURGXFW

,QYHVWLJDWLRQV*

&&2$8VHWKHIRXU

RSHUDWLRQVZLWKZKROH

QXPEHUVWRVROYH

SUREOHPV0XOWLSO\RU

GLYLGHWRVROYHZRUG

SUREOHPVLQYROYLQJ

PXOWLSOLFDWLYHFRPSDULVRQHJE\

XVLQJGUDZLQJVDQG

HTXDWLRQVZLWKD

V\PEROIRUWKHXQNQRZQ

QXPEHUWRUHSUHVHQW

WKHSUREOHP

GLVWLQJXLVKLQJ

PXOWLSOLFDWLYH

FRPSDULVRQIURP

DGGLWLYHFRPSDULVRQ

&&1%78VHSODFH

YDOXHXQGHUVWDQGLQJ

DQGSURSHUWLHVRI

RSHUDWLRQVWRSHUIRUP

PXOWLGLJLWDULWKPHWLF

0XOWLSO\DZKROH

QXPEHURIXSWRIRXUGLJLWVE\DRQHGLJLW

ZKROHQXPEHUDQG

PXOWLSO\WZRWZRGLJLW

QXPEHUVXVLQJ

VWUDWHJLHVEDVHGRQ

SODFHYDOXHDQGWKH

SURSHUWLHVRI

RSHUDWLRQV,OOXVWUDWH

DQGH[SODLQWKH

FDOFXODWLRQE\XVLQJHTXDWLRQVUHFWDQJXODU

DUUD\VDQGRUDUHD

PRGHOV*UDGH

H[SHFWDWLRQVLQWKLV

GRPDLQDUHOLPLWHGWR

ZKROHQXPEHUVOHVV

WKDQRUHTXDOWR

$UDQJHRI

DOJRULWKPVPD\EH

XVHG

0DWK,QG

3UDFWLFH 0DWK:RUNVKRS

&ORVLQJ

5RXWLQH

7XHVGD\

0RUQLQJ

5RXWLQH

3(




(/$:ULWLQJ 7HDFKHUZLOO &&5/.H\,GHDV


3/13

0LQL/HVVRQ LQWURGXFHWKHLGHDRI

7KHPHLQOLWHUDWXUH

$VDFODVVFUHDWHDQ

DQFKRUFKDUWVLPLODU

WRWKLVRQH

KWWSZZZSLQWHUHVW

FRPSLQ

DQG'HWDLOV'HWHUPLQH

DWKHPHRIDVWRU\

GUDPDRUSRHPIURP

GHWDLOVLQWKHWH[W

VXPPDUL]HWKHWH[W

(/$,QG

3UDFWLFH

7HDFKHUFRQWLQXHV

ZLWKLQGLYLGXDO

UHDGLQJFRQIHUHQFHV

DQGVWXGHQWVGR'

URXWLQHV

&&5/.H\,GHDV

DQG'HWDLOV'HWHUPLQH

DWKHPHRIDVWRU\

GUDPDRUSRHPIURP

GHWDLOVLQWKHWH[W

VXPPDUL]HWKHWH[W




(/$:ULWLQJ

0LQL/HVVRQ

7HDFKHUZLOO

LQWURGXFHDQHZ:RUG:RUNDFWLYLW\

IRUVWXGHQWVWR

SUDFWLFHVSHOOLQJDQG

YRFDEXODU\ZRUGVLQ

'

&&/G&RQYHQWLRQVRI6WDQGDUG(QJOLVK

6SHOOJUDGHDSSURSULDWH

ZRUGVFRUUHFWO\

FRQVXOWLQJUHIHUHQFHV

DVQHHGHG

(/$,QG

3UDFWLFH

7HDFKHUFRQWLQXHV

ZLWKLQGLYLGXDO

UHDGLQJFRQIHUHQFHV

DQGVWXGHQWVGR'

URXWLQHV

&&/G&RQYHQWLRQV

RI6WDQGDUG(QJOLVK


ZRUGVFRUUHFWO\


DVQHHGHG

6RFLDO6WXGLHV

6WDQGDUGV

66

0LQL/HVVRQ

$VDFODVVZHZLOO

UHYLHZ1HZ(QJODQG

6WDWHVDQG&DSLWDOV

7HDFKHUZLOO

GHPRQVWUDWHSOD\LQJ

:KRDP,"JDPH

XVLQJODQJXDJH

IHDWXUHFXHV)RU

0$,GHQWLI\WKH

VWDWHVVWDWHFDSLWDOV

DQGPDMRUFLWLHVLQ

HDFKUHJLRQ*


4/13

H[DPSOH,DPWKH

FDSLWDORI

0DVVDFKXVHWWVDQG,

EHJLQZLWKD%

66,QG

3UDFWLFH

6WXGHQWVSOD\UHYLHZ

JDPHLQSDLUVXVLQJ

SRVWLWQRWHVDQG

DJHQGD

0$,GHQWLI\WKH

VWDWHVVWDWHFDSLWDOV

DQGPDMRUFLWLHVLQ

HDFKUHJLRQ* /XQFK

2SHUDWLRQVDQG

$OJHEUDLF7KLQNLQJ

6WDQGDUGV

1XPEHUVDQG

2SHUDWLRQVLQ%DVH7HQ

1XPEHUVDQG

2SHUDWLRQV)UDFWLRQV 0HDVXUHPHQWDQG'DWD

0DWK

0LQL/HVVRQ

6WXGHQWVZLOO

FRQWLQXHILQGLQJDOO

WKHIDFWRUVIRUDJLYHQ

QXPEHU

,QYHVWLJDWLRQV*

&&2$8VHWKHIRXU

RSHUDWLRQVZLWKZKROH

QXPEHUVWRVROYH

SUREOHPV0XOWLSO\RU

GLYLGHWRVROYHZRUG

SUREOHPVLQYROYLQJ

PXOWLSOLFDWLYH

FRPSDULVRQHJE\

XVLQJGUDZLQJVDQG

HTXDWLRQVZLWKD

V\PEROIRUWKHXQNQRZQ

QXPEHUWRUHSUHVHQW

WKHSUREOHP

GLVWLQJXLVKLQJ

PXOWLSOLFDWLYH

FRPSDULVRQIURP

DGGLWLYHFRPSDULVRQ

&&1%78VHSODFH

YDOXHXQGHUVWDQGLQJ

DQGSURSHUWLHVRI

RSHUDWLRQVWRSHUIRUP


0XOWLSO\DZKROHQXPEHURIXSWRIRXU

GLJLWVE\DRQHGLJLW

ZKROHQXPEHUDQG

PXOWLSO\WZRWZRGLJLW

QXPEHUVXVLQJ

VWUDWHJLHVEDVHGRQ

SODFHYDOXHDQGWKH

SURSHUWLHVRI


DQGH[SODLQWKH

FDOFXODWLRQE\XVLQJ

HTXDWLRQVUHFWDQJXODU

DUUD\VDQGRUDUHD

PRGHOV*UDGH

H[SHFWDWLRQVLQWKLV

GRPDLQDUHOLPLWHGWR

ZKROHQXPEHUVOHVV

WKDQRUHTXDOWR

$UDQJHRI

DOJRULWKPVPD\EH

XVHG


5/13

0DWK,QG


&ORVLQJ

5RXWLQH

:HGQHV

GD\

0RUQLQJ

5RXWLQH

5HDGLQJ6WDQGDUGV :ULWLQJ6WDQGDUGV6SHDNLQJDQG/LVWHQLQJ6WDQGDUGV /DQJXDJH6WDQGDUGV

(/$:ULWLQJ

0LQL/HVVRQ

6WXGHQWVZLOOOHDUQ

WKDW7KHPHVDUH

RIWHQLPSOLHGDQGQRW

VWDWHGE\ZDWFKLQJ

WHDFKHUWKLQNRXWORXG

ZKLOHLGHQWLI\LQJ

WKHPHXVLQJ7KHPH

7DVN&DUGV:HZLOO

DGGRXUQHZOHDUQLQJWRDQFKRUFKDUW

7KHPHVDUH

VRPHWLPHVLPSOLHG

DQGQRWVWDWHG

&&5/.H\,GHDV

DQG'HWDLOV5HIHUWR

GHWDLOVDQGH[DPSOHVLQ

DWH[WZKHQH[SODLQLQJZKDWWKHWH[WVD\V

H[SOLFLWO\DQGZKHQ

GUDZLQJLQIHUHQFHVIURP

WKHWH[W

(/$,QG

3UDFWLFH

7HDFKHUFRQWLQXHV

ZLWKLQGLYLGXDO

UHDGLQJFRQIHUHQFHV

DQGVWXGHQWVGR'

URXWLQHV

&&5/.H\,GHDV

DQG'HWDLOV5HIHUWR

GHWDLOVDQGH[DPSOHVLQ

DWH[WZKHQH[SODLQLQJ

ZKDWWKHWH[WVD\V

H[SOLFLWO\DQGZKHQ

GUDZLQJLQIHUHQFHVIURP

WKHWH[W




(/$:ULWLQJ

0LQL/HVVRQ

7HDFKHUZLOO

LQWURGXFHDQHZ

:RUG:RUNDFWLYLW\

IRUVWXGHQWVWR

SUDFWLFHVSHOOLQJDQG

YRFDEXODU\ZRUGVLQ

'

&&/G&RQYHQWLRQV

RI6WDQGDUG(QJOLVK


ZRUGVFRUUHFWO\


DVQHHGHG


6/13

(/$,QG

3UDFWLFH

7HDFKHUFRQWLQXHV

ZLWKLQGLYLGXDO

UHDGLQJFRQIHUHQFHV

DQGVWXGHQWVGR'

URXWLQHV

&&/G&RQYHQWLRQV

RI6WDQGDUG(QJOLVK


ZRUGVFRUUHFWO\


DVQHHGHG




(/$:ULWLQJ

0LQL/HVVRQ

,QWURGXFHDQGGHILQH

DGMHFWLYHVIRU

VWXGHQWV$V\RX

UHDGDSLFWXUHERRN

KDYHVWXGHQWVSD\

DWWHQWLRQWR

DGMHFWLYHVWKH\KHDU

LQWKHVWRU\'LVFXVV

WKHSRZHURIWKH

DGMHFWLYHVWKH\KHDUG'LGWKHDXWKRU

XVHZRUGVOLNHJRRG

SUHWW\QLFHRU

SRZHUIXODGMHFWLYHV

OLNHPDJQLILFHQW

PDJQDQLPRXVHWF"

:KDWHIIHFWGLGWKHLU

ZRUGVKDYHRQWKH

UHDGHUV"6KRZ

VWXGHQWVWKHZRUG

SURMHFWWKH\ZLOOEH

GRLQJXVLQJSDLQW

FKLSVDQGELQGHU

FOLSV8VLQJ

GLFWLRQDULHVDQG

WKHVDXULVWXGHQWVZLOO

ILQGVXEVWLWXWHVIRU

ERULQJDGMHFWLYHV

&&:G7H[W7\SHV

DQG3XUSRVHV8VH

SUHFLVHODQJXDJHDQG

GRPDLQVSHFLILF

YRFDEXODU\WRLQIRUP

DERXWRUH[SODLQWKH

WRSLF

&&/&RQYHQWLRQV

RI6WDQGDUG(QJOLVK

'HPRQVWUDWHFRPPDQG

RIWKHFRQYHQWLRQVRI

VWDQGDUG(QJOLVK

JUDPPDUDQGXVDJH

ZKHQZULWLQJRU

VSHDNLQJ

(/$,QG

3UDFWLFH

6WXGHQWVFRPSOHWH

SRZHUDGMHFWLYHV

SURMHFW7KH\ZLOO

&&:G7H[W7\SHV

DQG3XUSRVHV8VH

SUHFLVHODQJXDJHDQG


7/13

NHHSWKHVHLQWKHLU

ERRNEDVNHWVDVD

UHIHUHQFHIRUZKHQ

WKH\DUHZULWLQJ

GRPDLQVSHFLILF

YRFDEXODU\WRLQIRUP

DERXWRUH[SODLQWKH

WRSLF

2SHUDWLRQVDQG

$OJHEUDLF7KLQNLQJ

6WDQGDUGV

1XPEHUVDQG

2SHUDWLRQVLQ%DVH7HQ

1XPEHUVDQG


0DWK

0,QL/HVVRQ

6WXGHQWVZLOOGLVFXVV

SULPHIDFWRUL]DWLRQRI

QXPEHUVDQGILQG

IDFWRUVRIODUJHU

QXPEHUV

,QYHVWLJDWLRQV*

&&2$8VHWKHIRXU

RSHUDWLRQVZLWKZKROH

QXPEHUVWRVROYH

SUREOHPV,QWHUSUHWD

PXOWLSOLFDWLRQHTXDWLRQ

DVDFRPSDULVRQHJ

LQWHUSUHW[DV

DVWDWHPHQWWKDWLV

WLPHVDVPDQ\DV

DQGWLPHVDVPDQ\

DV5HSUHVHQWYHUEDO

VWDWHPHQWVRI

PXOWLSOLFDWLYH

FRPSDULVRQVDV

PXOWLSOLFDWLRQ

HTXDWLRQV

&&1%78VHSODFHYDOXHXQGHUVWDQGLQJ

DQGSURSHUWLHVRI

RSHUDWLRQVWRSHUIRUP


0XOWLSO\DZKROH

QXPEHURIXSWRIRXU

GLJLWVE\DRQHGLJLW

ZKROHQXPEHUDQG

PXOWLSO\WZRWZRGLJLW

QXPEHUVXVLQJVWUDWHJLHVEDVHGRQ

SODFHYDOXHDQGWKH

SURSHUWLHVRI


DQGH[SODLQWKH

FDOFXODWLRQE\XVLQJ


DUUD\VDQGRUDUHD

PRGHOV*UDGH

H[SHFWDWLRQVLQWKLV

GRPDLQDUHOLPLWHGWR

ZKROHQXPEHUVOHVV

WKDQRUHTXDOWR

$UDQJHRI

DOJRULWKPVPD\EH

XVHG

0DWK,QG

3UDFWLFH

/XQFK

&RPSXWHUV

&ORVLQJ


8/13

5RXWLQHV

7KXUVGD

\

0RUQLQJ

5RXWLQH




(/$:ULWLQJ

0LQL/HVVRQ

5HDGDIHZFKDSWHUV

RI:RQGHUDORXG+DYHVWXGHQWV

YROXQWHHU7KHPHV

IURPWKHERRNXVLQJ

RXUDQFKRUFKDUWDVD

UHIHUHQFH7KH\PXVW

VXSSRUWWKHLUFKRLFH

ZLWKHYLGHQFHIURP

WKHERRN

&&5/.H\,GHDV

DQG'HWDLOV'HWHUPLQH

DWKHPHRIDVWRU\

GUDPDRUSRHPIURP

GHWDLOVLQWKHWH[W

VXPPDUL]HWKHWH[W

(/$,QG

3UDFWLFH

7HDFKHUFRQWLQXHVZLWKLQGLYLGXDO

UHDGLQJFRQIHUHQFHV

DQGVWXGHQWVGR'

URXWLQHV

&&5/.H\,GHDV

DQG'HWDLOV'HWHUPLQHDWKHPHRIDVWRU\

GUDPDRUSRHPIURP

GHWDLOVLQWKHWH[W

VXPPDUL]HWKHWH[W




(/$:ULWLQJ

0LQL/HVVRQ

7HDFKHUZLOO

LQWURGXFHDQHZ

:RUG:RUNDFWLYLW\

IRUVWXGHQWVWRSUDFWLFHVSHOOLQJDQG

YRFDEXODU\ZRUGVLQ

'

&&/G&RQYHQWLRQV

RI6WDQGDUG(QJOLVK

6SHOOJUDGHDSSURSULDWHZRUGVFRUUHFWO\


DVQHHGHG

(/$,QG

3UDFWLFH

7HDFKHUFRQWLQXHV

ZLWKLQGLYLGXDO

UHDGLQJFRQIHUHQFHV

DQGVWXGHQWVGR'

URXWLQHV

&&/G&RQYHQWLRQV

RI6WDQGDUG(QJOLVK


ZRUGVFRUUHFWO\


DVQHHGHG





9/13


10/13

LQWHUSUHW[DV

DVWDWHPHQWWKDWLV

WLPHVDVPDQ\DV

DQGWLPHVDVPDQ\

DV5HSUHVHQWYHUEDO

VWDWHPHQWVRI

PXOWLSOLFDWLYH

FRPSDULVRQVDVPXOWLSOLFDWLRQ

HTXDWLRQV

QXPEHURIXSWRIRXU

GLJLWVE\DRQHGLJLW

ZKROHQXPEHUDQG

PXOWLSO\WZRWZRGLJLW

QXPEHUVXVLQJ

VWUDWHJLHVEDVHGRQ

SODFHYDOXHDQGWKH

SURSHUWLHVRIRSHUDWLRQV,OOXVWUDWH

DQGH[SODLQWKH

FDOFXODWLRQE\XVLQJ


DUUD\VDQGRUDUHD

PRGHOV*UDGH

H[SHFWDWLRQVLQWKLV

GRPDLQDUHOLPLWHGWR

ZKROHQXPEHUVOHVV

WKDQRUHTXDOWR

$UDQJHRI

DOJRULWKPVPD\EH

XVHG

0DWK,QG


&ORVLQJ

5RXWLQH

)ULGD\

0RUQLQJ

5RXWLQH

3(




(/$:ULWLQJ

0LQL/HVVRQ

5HDGDIHZFKDSWHUV

RI:RQGHUDORXG

+DYHVWXGHQWV

YROXQWHHU7KHPHV

IURPWKHERRNXVLQJ

RXUDQFKRUFKDUWDVD

UHIHUHQFH7KH\PXVW

VXSSRUWWKHLUFKRLFH

&&5/.H\,GHDV

DQG'HWDLOV'HWHUPLQH

DWKHPHRIDVWRU\

GUDPDRUSRHPIURP

GHWDLOVLQWKHWH[W

VXPPDUL]HWKHWH[W


11/13

ZLWKHYLGHQFHIURP

WKHERRN

(/$,QG

3UDFWLFH

7HDFKHUFRQWLQXHV

ZLWKLQGLYLGXDO

UHDGLQJFRQIHUHQFHV

DQGVWXGHQWVGR'

URXWLQHV

&&5/.H\,GHDV

DQG'HWDLOV'HWHUPLQH

DWKHPHRIDVWRU\

GUDPDRUSRHPIURP

GHWDLOVLQWKHWH[W

VXPPDUL]HWKHWH[W




(/$:ULWLQJ

0LQL/HVVRQ

7HDFKHUZLOO

LQWURGXFHDQHZ

:RUG:RUNDFWLYLW\

IRUVWXGHQWVWR

SUDFWLFHVSHOOLQJDQG

YRFDEXODU\ZRUGVLQ

'

&&/G&RQYHQWLRQV

RI6WDQGDUG(QJOLVK


ZRUGVFRUUHFWO\


DVQHHGHG

(/$,QG

3UDFWLFH

7HDFKHUFRQWLQXHV

ZLWKLQGLYLGXDO

UHDGLQJFRQIHUHQFHV

DQGVWXGHQWVGR'

URXWLQHV

&&/G&RQYHQWLRQVRI6WDQGDUG(QJOLVK


ZRUGVFRUUHFWO\


DVQHHGHG




(/$:ULWLQJ

0LQL/HVVRQ

,QWURGXFH1HZ

(QJODQG6WDWH7UDYHO

%URFKXUH3URMHFW

&&5,.H\,GHDV

DQG'HWDLOV'HWHUPLQH

WKHPDLQLGHDRIDWH[W

DQGH[SODLQKRZLWLV

VXSSRUWHGE\NH\

GHWDLOVVXPPDUL]HWKH

WH[W

(/$,QG

3UDFWLFH

%HIRUHVWXGHQWVFDQ

ZULWHWKHLURZQ7UDYHO

$GYHUWLVHPHQWWKH\

ZLOODQDO\]H

H[HPSODUV8VLQJWKH

SHUVXDVLRQFKHFNOLVW

VWXGHQWVZLOODQDO\]H

&&5,.H\,GHDV

DQG'HWDLOV'HWHUPLQH

WKHPDLQLGHDRIDWH[W

DQGH[SODLQKRZLWLV

VXSSRUWHGE\NH\

GHWDLOVVXPPDUL]HWKH

WH[W


12/13

H[HPSODUVDQG

FKHFNRIIZKDW

GHYLFHVWKHDXWKRUV

XVHG

6RFLDO6WXGLHV

6WDQGDUGV

66

0LQL/HVVRQ66,QG

3UDFWLFH

2SHQ&LUFOH

/XQFK

2SHUDWLRQVDQG

$OJHEUDLF7KLQNLQJ

1XPEHUVDQG

2SHUDWLRQVLQ%DVH7HQ

1XPEHUVDQG


0DWK

0LQL/HVVRQ

6WXGHQWVZLOO

FRPSDUH

UHSUHVHQWDWLRQVXVHG

IRUVROYLQJ

PXOWLSOLFDWLRQ

SUREOHPV7KH\ZLOO

XVHDUUD\VWR

UHSUHVHQWGLIIHUHQW

ZD\VRIEUHDNLQJXS

DSUREOHP

&&1%78VHSODFH

YDOXHXQGHUVWDQGLQJ

DQGSURSHUWLHVRI

RSHUDWLRQVWRSHUIRUPPXOWLGLJLWDULWKPHWLF

0XOWLSO\DZKROH

QXPEHURIXSWRIRXU

GLJLWVE\DRQHGLJLW

ZKROHQXPEHUDQG

PXOWLSO\WZRWZRGLJLW

QXPEHUVXVLQJ

VWUDWHJLHVEDVHGRQ

SODFHYDOXHDQGWKH

SURSHUWLHVRI


DQGH[SODLQWKH

FDOFXODWLRQE\XVLQJ


DUUD\VDQGRUDUHD

PRGHOV*UDGH

H[SHFWDWLRQVLQWKLV

GRPDLQDUHOLPLWHGWR

ZKROHQXPEHUVOHVV

WKDQRUHTXDOWR

$UDQJHRI


13/13

DOJRULWKPVPD\EH

XVHG

0DWK,QG


&ORVLQJ

5RXWLQH

what we're learning this week

Documents