when business brokers marry note brokers
TRANSCRIPT
Introduction
Straight Forward Facts About Wealthy Beginnings, LLC
Wealthy Beginnings, LLC was established solely for
the purpose of brokering seller financed real estate
notes!
We have purchased and brokered notes on all
different types of properties including businesses,
residential, commercial and land in all 50 states.
Our services provide our clients with an international
network of buyers, sellers and investors through
networking and innovative marketing strategies.
We look forward to servicing you.
Our Services
A Brief Highlight
Business Notes (No Property) A business note is a signed owner financed
promissory note which includes all assets of
the business excluding property. Assets should
include inventory, intellectual property,
franchise value, business website, signage,
fixtures and furniture.
ConsultancyWe specialize in purchasing existing income
streams for cash. We do not give, create or
originate loans or notes.
Commercial Mortgage NotesAn owner financed commercial mortgage note
is a signed promissory note which includes the
property, building or land in a form of a
mortgage note including amount owed, terms,
20-30% down-payment between the note
seller and payer.
Land (Raw & Improved)Yes, we buy land, both raw and improved, too!
When Business Brokers Marry Note Brokers...
As you may know, many businesses are sold with seller financing. Our program allows your clients who hold seller
financed business and commercial mortgage notes an opportunity to liquidate their note(s) into fast cash. This allows
savvy serial business owners to either purchase or sell another business using your services, even faster. This also
equals more referrals and quicker commissions for YOU!
We have found that at many times a business may not sell due to:
1. The potential buyer's inability to obtain traditional financing and the business seller
2. The Business Seller refuses to offer owner finance because he/she wants all of their money upfront
We offer a turnkey program which allows you to sell more businesses in shorter time frames by allowing the business
seller to sell their business note for cash once the deal is completed to a pool of guaranteed buyers. This results in
more commissions for you.
There are benefits to Business Brokers and Their Clients in working with a Note Broker to encourage Business Sellers to consider Seller Financingwith Wealthy Beginnings, LLC as the EXIT STRATEGY...
When Business Brokers Marry Note Brokers
IT'S A FACT.
1. You will receive more offers and inquiries for the
business you are brokering by offering seller financing.
2. The business will most likely sell for a higher price due
to option to seller finance, longevity of terms and
interest rates.
3. The Business Broker will make more because the
home will sell for more and their commission is based
upon the selling price.
4. Easier qualifications, low down payment, no closing
costs, specialized financing terms for the business buyer
equals quicker possession of the business and a quicker
sell for the broker.
CASH OFFER
Asking Price: $100,000.00
Cash Offer: $80,000.00
Broker Fee (6%): $4,800.00
SELLER FINANCE ALTERNATIVE:
Asking/Sale Price: $100,000.00
Down Payment: $10,000.00
Seller Note: $90,000.00
(8% for 360 months, $660.39 per month)
We Purchase the Note: $73, 251.77 ** Estimate***
Broker Fee (6%): $5,000.00
Escrow to Seller: $66,251.77
Down Payment; $10,000.00
Total Net to Seller: $76,251.77 (More than the CASH
offer!)
There are benefits to Brokers and Their Clients in working with a Note Broker to encourage Business Sellers to consider Seller Financingwith Wealthy Beginnings, LLC as the EXIT STRATEGY...
OUR FUNDING GUIDELINES
What We FUND...
BUSINESS NOTES
Minimum Funding: $20,000
Maximum Funding Amount: $200,000
Unless Further Justified
Seasoning Requirements: 3 months
Down Payment: 30%
Credit Score Minimum: 700
**No Business Notes as a result of
partnership buyout unless the
remaining business partner is in
agreement
**No Business Notes with more than
one owner
COMMERCIAL NOTES:
Minimum Funding Amount: $100,000
Maximum Funding amount:
$2,000,000
First Position Note ONLY
Seasoning: 3 months
Down Payment: 30%
Interest Rate: 10%
Minimum Credit Score: 675
** No Interest Only
LAND NOTES:
Down Payment: 30% (at least
Interest Rate: 12%
Amortization: 30 Years
Credit Score: 700 or higher
What We FUND...What We FUND...
Additional Opportunities
Working with Wealthy Beginnings, LLC
We Buy
Non-PerformingNotes
ALL 50 States
Owner Occupied Residential
Commercial
No Warehouses
Broker Referral Fees
We Buy
Debt
Consumer Debts
Student Loans
Bad Checks
Installment Loans
Broker Referral Fees
We Offer
CommercialFinancing
Asset-Based Lending
Accounts Receivable
International Factoring
Commercial Credit Advances
Broker Referral Fees
We Offer
Private LendingBackground and Experience is
YOUR Credit Score
20% of Loan Requested Available
Non-Owner OccupiedAbility to Repay
Thank You
Wealthy Beginnings, LLC
Cincinnati, Ohio
45202
United States
+888-645-5759
www.WealthyBeginning.co
m
[email protected] Weatherstripping MsContractBuyer