https://willtoken.io

Willtoken (WILL) Digitrust Corporation Pte Ltd, Singapore Initial Coin Offering

White Paper

A Decentralized Crypto Assets Settlement Service

Table of Contents

Legal DisclaimerCaution Regarding Forward-Looking Statements

1. IntroductiontoIndustry

2. CriticalPointsofCryptoIndustry

3. OurSolution

4. Abstract

5. Vission

6. Mission

7. WhatisWilltoken?

8. WhatisWilltokenService?

9. WhydoyouneedCryptoSettlementServices?

10 HowOurSystemisimplemented?

11. HowWilltokenassistsyourcryptoinvestment?

12. Typesofservices

13. Howdoesonesubscribetothisservice?

14 Rolloutplansandfutureservices

15 Whyshouldyoupurchasethecoinnow?

16 BenefitsofWilltoken

17 IntroducingtheKeyPersonnel

18 Tokenomics:

19 Roadmap

20 FAQ’s

This whitepaper is for information purposes only and may be subject to change. Willtoken cannot guarantee the accuracy of the statements made or conclusions reached in this whitepaper.

As far as Willtoken is aware, the information reproduced in this Whitepaper is accurate and its estimates and assumptions are reasonable. However, there are no assurances as to the accuracy or completeness of this information.

Although information and data reproduced in this Whitepaper obtained from reliable sources, we have not independently verified any of the information or data from third par-ty sources referred to in this whitepaper or ascertained the underlying assumptions relied upon by such sources.

As of the date of publication of this whitepaper, Willtokens have no known potential uses outside of the Willtoken platform ecosystem. This whitepaper does not constitute advice or a recommendation by Willtoken, its officers, directors, managers, employees, agents, advisors or consultants, or any other person to any recipient of this paper on the merits of participation in the Willtoken Sale.

Willtokens are not being structured or sold as securities

This Whitepaper does not constitute a prospectus or offering document and is not an offer to sell, nor the solicitation of an offer to buy any investment or financial instrument in any jurisdiction.

Willtokens should not acquire for speculative or investment purposes with the expectation of making an investment return. No regulatory authority has examined or approved any of the information set out in this Whitepaper. No such action has been or will be taken under the laws, regulatory requirements or rules of any jurisdiction. The publication, distribution or dissemination of this Whitepaper does not imply that applicable laws, regulatory re-quirements are accomplished.

Willtoken intends to operate in full compliance with applicable laws and regulations and obtain the necessary licenses and approvals in key markets. Specific functionalities may also be limited to particular persons to meet applicable regulatory requirements. It is not possible to guarantee, and Willtoken does not make any assurances, that any such licens-es or approvals obtained within a particular timeframe or at all.

Legal Disclaimer

Whitepaper contains forward-looking statements or information (collectively “forward-look-ing statements”) that relate to Willtoken’s current expectations and views of future events.

In some cases, we can identify forward-looking statements by words or phrases such as, “may”, “will”, “expect”, “anticipate”, “aim”, “estimate”, “intend”, “plan”, “seek”, “believe”, “potential”, “continue”, “is/are likely to”, or the negative of these terms, or other similar ex-pressions intended to identify forward-looking statements.

Willtoken has based these forward-looking statements on its current expectations and projections about future events and financial trends that it believes may affect its financial condition, results of operations, business strategy, financial needs, or the results of the token sale or the value or price stability of Willtokens.

In addition to statements relating to the matters set out here, this whitepaper contains for-ward-looking statements pertaining to Willtoken’s proposed operating model. The model speaks to its objectives only and is not a forecast, projection or prediction of future results of operations. Forward-looking statements are on certain assumptions and analysis made by Willtoken in light of its experience and perception of historical trends, current condi-tions and expected future developments and other factors it believes are appropriate and are subject to risks and uncertainties.

Caution Regarding Forward-Looking Statements

Crypto Investment is one of the most significant storms that hit investment market in 2017.

Blockchain startups have raised more than three times of capital from crypto invest-ments say ICO (Initial Coin Offering), comparing to traditional venture capitals since the year 2017.

1.1 Crypto Investments and Venture Capitals

Three times of investments than Venture Capitals confirm that crowd sale of crypto investment model is an improved one. In these crypto investments, both the inves-tors and token founders are in win position. Investors see there is instant liquidity in it, as they can move freely in and out of their investments, but whereas in VC, the investor’s capitals are typically locked up to 5 - 10 years with an expectation for a mas-sive payday.

1.2 Regulations in Crypto Investments

In 2017, we saw China and Korea temporarily ban ICOs, and the SEC publicly stated that most ICOs are subject to US Securities laws and failure to comply will result in legal action. More and more, governments will take a stance on ICOs in 2018.

Increased pushback from regulatory agencies may lead to a temporary slow down in the ICO craze but will ultimately build a stronger foundation for a larger, more ma-ture, and legally compliant token sale environment.

Investors need to be more selective with crypto investments in 2018. If you’re not getting in during the presale, you’ve already lost.

1. Introduction to Industry

1.3 Growth rate of the Industry

Over the past fourteen months, blockchain and related startups have raised nearly $1.3 billion in traditional venture capital rounds worldwide. However, ICOs Crunch-base has captured, almost $4.5 billion raised through ICOs.

The chart below shows how that population of rounds breaks down between tradi-tional VC and initial coin offerings.

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2.1 Regulatory

Many regulatory agencies yet to approve ICOs and investments in crypto investments, even after developed countries like the United States of America, Singapore, Switzer-land etc., are involved in putting strong regulations to ICOs.

Such pressures over ICOs from regulatory bodies will slow down its development curve but make them develop a strong foundation for token sale environment.

The U.S. Securities and Exchange Commission (SEC) has not yet issued a definitive ruling on ICO tokens and investments. There are many debates about which token sales are subject to securities and exchange regulations and how these rules might impact start-ups that SEC later finds to be noncompliant.

2.2 No Geographical Borders

ICO is not restricted to any geographical borders. In this case, if the issuer absconds with the money, there is a very little an investor can do to retrieve his or her funds.

Consequently, the safest investment route to take is to invest in startups that conduct their ICOs in coordination with legal firms, regulatory bodies and restrict their token sales to accredited investors.

2. Critical points of Crypto Industry

2.3 Death Rate & lack of settlement services

The United Kingdom has a detailed statistics of mortality rates. Also, the United King-dom’s statistical figures are very similar to other western developed economies.

Similarly, the mortality rates of South East Asia and Singapore are the same.

• The mortality rate of the United Kingdom is one percent per year.

• The mortality rate of South East Asia and Singapore is one percent per year.

Regarding the total number of crypto investors, their estimated count would be around 24 million on combining the users of Ethereum and Bitcoin wallets. Further cracking it down shows, three million active crypto investors.

Manipulating the above data through standard deviation will help us to figure out the average death count of crypto investors. As per the calculation, 41,000 crypto investors’ death expected every year.

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2.4. Unanswered Questions in Crypto Investment industry/market

What happens to the purchased stored or traded currencies when the rightful Crypto Investor passes away?

Who inherits the Cryptocurrencies when the Crypto Investor is no longer alive?

How can the Crypto Investor ensure his wealth transferred to his beloved or chosen ones upon his death?

How does one officially pass on his/her Crypto wealth to his/her nominee without any hassle to the assignee or assignor and without unlawful interference?

How does the receiver who has no idea about the crypto knowledge would receive store, convert and use the Crypt currency?

How will the beneficiary (the receiver) handle necessary legal and taxation issues or convert the inheritance into a legal tender?

How can this whole process be executed with complete confidence, trust and faith in a third party?

Who can be trusted to manage the process on behalf of the Crypto investor?

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After carefully studying the critical points of Crypto investment industry, we came with a better solution for these Crypto investor problems with our product called Willtoken.

We use blockchain technology, artificial intelligence and hyper ledger, all the latest tech-nologies to solve the billion-dollar industry problems.

The ultimate goal of our product Willtoken is to provide complete crypto wealth ac-cess and settlement service to Crypto investors across the globe. They can ensure a safe beneficiary nomination, transfer of crypto assets to the beneficiary via a seamless process of technology without sharing the most secured information with third parties including Willtoken.

3.1 Willtoken – A Utility token

Willtoken is a utility token issued by Digitrust Corporation, which provides wealth as-signment services to members of the crypto investment community.

Willtoken can be purchased and utilised like any other crypto coin on the market today. People who use Willtoken will be entitled to the service of crypto wealth assignment, while the users don’t use Willtoken may avail the same service at a chargeable rate.

3. Our Solution

3.2 Willtoken - Essential for crypto investments

Everyone understands that death is unavoidable in life. You will also understand the im-portance of ensuring the well being of your loved ones. After all, one of your investment goals is to provide a financial haven for yourself and your loved ones.

You need someone to ensure that the wealth you have built reaches your family in the event of your sudden death. Our Integrated Service allows you to put particular process and procedures to ensure that the transfer of your crypto-wealth takes place seamlessly, automatically and without interference from a third party. You also want this process to complete without an unreasonable loss of time and value to your intended recipient.

3.3 Who we are?

We are a well-established firm Digitrust Corporation Pte Ltd involved in distressed asset administration protocols and estate management services in Singapore. Also, we are strategically positioned in software development and blockchain application capability.

The geographical location of our head office is in Singapore.

Singapore is a developed country in Asia, which has a precise definition of ICOs and Cryp-to investments. Singapore’s central bank is ‘assessing’ additional rules to its cryptocur-rency framework to protect investors.

As we stated, we have clear solutions to the critical points of the crypto investment industry. We always work closely with our legal advisors, technical team, and data scien-tists to crack down all the difficulties in the crypto world and to secure high position in the crypto investment industry.

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3.4 Why Blockchain is needed?

The blockchain is a decentralised technology.

It uses state-of-the-art cryptography, so if we have a global, distributed database that can record all the transactions into a decentralised ledger. The idea of a distributed da-tabase established through mass collaboration and smart code rather than through a powerful institution that does the authentication and the settlement.

Blockchain technology is like the Internet, and it has built-in robustness. By storing blocks of information that are identical across its network.

The Blockchain technology cannot control by any single entity and has no single point of failure.

Bitcoin created in 2008. Since that time, the Bitcoin blockchain has operated without significant disruption. (Till date, any of problems associated with Bitcoin have been due to mismanagement. In other words, these problems come from lousy intention and hu-man error, not flaws in the underlying concepts.)

The Internet itself has proven to be durable for almost 30 years. It’s a track record that bodes well for blockchain technology as it continues to be developed.

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Willtoken is a utility token issued by Digitrust Corporation, which provides wealth as-signment services to members of the crypto investment community.

Willtoken can be purchased and utilised like any other crypto coin on the market today. People who use Willtoken will be entitled to the service of crypto wealth assignment, while the users don’t use Willtoken may avail the same service at a chargeable rate.

Willtoken service is an automated service to transfer crypto-assets to the beneficiary through an organised system, where latest technologies like Blockchain, Hyperledger and Sawtooth technologies are in use.

The system design is to integrate with entities (i.e. exchange, e-wallet), investors can transfer their wealth and assets from these entities to their beneficiaries without much hassle or fuss. The fair part of this deal is the investor may or may not need to disclose the investment portfolio to his recipients.

Our system will extract the investment details of the investor using the grant of probate and initiate the process. This process will identify the beneficiaries, verify authenticity, and execute the transfer protocol with any of the below options,

• Execution Order

• Letter or Administration

• Court order

Our integrated service allows investors to put in place particular process and procedures to ensure that the transfer of their crypto-wealth takes place seamlessly and without in-terference from an unknown party. Investors also want this process to complete with-out an unreasonable loss of time and value of their intended recipient.

Everyone can subscribe to this service by becoming an active user of Willtoken. Investor or user requires a minimum number of 100 Willtokens to access the settlement service.

4. Abstract

Ultimate goal of WILL Token is to provide a non-complicated, fully automated, simple to apply and non-invasive crypto wealth assignment as well as settlement service to all Crypto investors Community.

We foresee a future where the appointment of beneficiary becomes a regulated and mandated feature for every crypto investor. It allows for protection of investments and holdings. It provides the ability to pass it on to their loved ones effortlessly.

5. Vision

Our mission is to provide a safe blockchain environment for crypto investors to build wealth and empower their beneficiaries to inherit their wealth when the investor is no longer around. Future rollouts of Digitrust Corporation and WILL Token will see the in-troduction of Will writing services, the appointment of trustees and executors, man-agement of wealth and assets as well as inheritance and settlement services onto the blockchain platform.

6. Mission

Willtoken is a utility token from Digitrust Corporation; Willtoken can be used to avail the crypto settlement services.

• Willtoken helps to protect your Crypto wealth securely.

• It helps to pass your Crypto assets safely.

• It helps your loved ones to inherit Crypto assets through a regulated system.

Willtoken will act as a mode of payment to initiate and execute the Crypto wealth set-tlement services.

7. What is Willtoken?

Willtoken service is an automated service to transfer crypto-assets to the beneficiary through an organised system, where latest technologies like Blockchain, Hyperledger and Sawtooth technologies are in use.

The system design is to integrate with entities (i.e. exchange, e-wallet), investors can transfer their wealth and assets from these entities to their beneficiaries without much hassle or fuss. The fair part of this deal is the investor may or may not need to disclose the investment portfolio to his recipients.

Our system will extract the investment details of the investor using the grant of probate and initiate the process. This process will identify the beneficiaries, verify authenticity, and execute the transfer protocol with any of the below options,

• Execution Order

• Letter or Administration

• Court order

8. What is Willtoken Service?

As per our study, 41,000 crypto investors death is expected every year. Current Crypto investment industry multiplies, where the number of crypto investments accumulates through many entities (i.e. exchange, e-wallet). After the death of investors, their in-vestments will be left out with these entities. Hence the Crypto settlement services are utmost essential in this industry.

Crypto Investors invest in benefits, to enhance wealth for themselves and to their loved ones. Our system will give complete access to the Crypto Investors to determine the settlement procedures of their investments, even without sharing their valuable data to any third party including our system.

Crypto Investors need someone to ensure that his or her wealth reaches to their family in the event of death.

Our integrated service allows investors to put in place particular process and procedures to ensure that the transfer of their crypto-wealth takes place seamlessly and without in-terference from an unknown party. Investors also want this process to complete with-out an unreasonable loss of time and value of their intended recipient.

9. Why do you need Crypto Settlement Services?

Current Industry practice: What happens to your crypto asset if you pass away without assigning a beneficiary?

Will system allows seamless integration with crypto exchanges and wallets. It utilizes various investigative and suggestive tools to ascertain death of investors.

Will system verifies the validity of claims and helps the beneficiaries of the deceased person, to presume control of the crypto-wealth in accordance the Crypto-Investors pre-written choice.

10. How Our System is implemented?

This service is a fully automated process. Our system helps remove the element of fraud, false claim and unauthorized access to crypto asset claims thus providing Investor and their beneficiary the most secure transfer protocol available to date

There are many ways to achieve this. The fundamental feature is customer’s preference of a safety net to protect his or her investment and meeting legislative requirements.

Managing User Profile / Beneficiary & Trusted Persons:

After Investors login in our system,

User (Investor) can update their profile with asset details (Wallet Type, Wallet Address, Private Key*) and complete cryptographic hashing process.

*Our system won’t have access to any of your confidential informations

Beneficiary details (Beneficiary Name, % Assets, Trusted Person Details Name, Contact, Email ID, Resident Address, and Office Address). All these data (asset and beneficiary de-tails) will be encrypted while storing in Blockchain,

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The pulse system will verify and confirm Investor’s demise. It then sends multiple alerts to the respective protocols for execution of his or her instructions. Upon compliance with protocol instructions, the system begins the process of interaction with e-wallets and exchanges for transferring Investor’s crypto assets to the rightful recipients.

Wallet integrations into the Beneficiary appointment system require a process of the hashing algorithm. The process begins with Investor generating an encrypted code to access the private key.

This information can be amended or modified only by the investor using his or her key access anytime. This revise can be made on our integrated system or the exchange or wallet integrated module. Providing sufficient information about your beneficiary is essential. The more information you provide will make it easier for the system to trace, identify and confirm the rightful recipient before executing further protocols.

Users’ needs to grant our system permission to activate its protocols upon confirma-tion of his or her death. Our system will store all named beneficiaries details on a re-mote server and update this information periodically based on Investor instruction.

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This code may be given to the beneficiary. The beneficiary then will be able to ac-cess the private key and open the wallet only upon successful verification and au-thentication from our system.

The encrypted code may not be used anywhere else in the system until proof of death verified. Our system will then grant access to the beneficiary to decrypt the code and gain access to the claim. After accessing the wallet, the beneficiary may transfer the crypto wealth to their chosen wallet.

The backend process for verification before allowing ac-cess to Investors assets is:

The system creates an encrypted symmetric key1 that is used to decrypt and view beneficiary details.

Investors will be able to view and make amendments as necessary to these de-tails. At each juncture, all sensitive information will then be further encrypted and stored in Blockchain.

The backend system will generate an encrypted symmetric key2, and this key will be used to decrypt to view beneficiary details when proof of death is verified.

Unlocking Steps after Proof of Death:

1. Once the proof of Death is confirmed, the system will open beneficiary de-tails using encrypted symmetric key2 and approve beneficiaries.

2. Using encrypted symmetric key2 our system will unlock the asset details (Only Asset Type and Address).

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Willtoken used as a tool to protect your investment and to ensure it does not fall in the crypto maze upon your death.

The wealth you built will be passed on to your rightful heir, a beneficiary in a lawful manner.

Willtoken does not interfere, divulge, expose or meddle with your investment portfo-lio. Willtoken merely provides a service to transfer of your ownership to your intended recipient(s), utilising a High Abstraction Level (HAL) algorithm that provides positive verification of identities.

Our system will create confidence within the Crypto Investment industry and bring about a safer environment where Investors can buy, sell and use Cryptocurrencies with confidence. It is clear that heirs have complete rights to receive the Crypto wealth through a systematic procedure as per Investors will statements.

11. How Willtoken assist your crypto investment?

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3. The Beneficiaries will update their receiving wallet address, this will be done as the one-time update, and it will be locked.

4. After the authorisation of encrypted symmetric key 2, the beneficiary can unlock the private key using encrypted symmetric key1.

5. Beneficiary transfers the asset to the receiving wallet.

Our crypto wealth settlement service is available to all crypto investors.

Everyone can subscribe to this service by becoming an active user of Willtoken. Investor or user requires a minimum number of 100 Willtokens to access the settle-ment service.

The minimum number of tokens in holding may be adjusted according to the pric-ing of the service.

12. Types of services

13. How to subscribe to this service?

Our service is made available to all Willtoken community. Soon, we foresee the ap-pointment of beneficiaries to become a regulated and mandated feature for every crypto investor and as well as to crypto investment.

Our service is divided into several segments and may be classified merely as following:

1. Appoinment of Beneficiary

2. Amendment addition or deletion

3. GNS (Geo Network Search) puls identification, alert and response

4. Verification and counter response

5. Execution and wealth transfer protocol

Our service is achieved through an integrated and evolving system. The current rollout plan targets the various stages of development.

During the first phase of the rollout, we will be creating integration with existing plat-forms, exchanges and e-wallets.

Upon successful interactions with exchanges and e-wallets allows the crypto investor to appoint beneficiaries from our system.

The Further process will enhance the owner’s ability to direct, redirect and control their crypto wealth assignment from our system.

The investor can manage, assign, transfer and execute his/her wish using the proven and reliable Blockchain technology. All these will be done in complete secrecy without interference or divulgence or even assignment of any access codes and passwords.

The system incorporates hyper ledger multi-signature authorisation method, and the cryptocurrency investors will have full control of the process.

14. Rollout plans and future services

As the demand and usage for crypto coins increases in the market, there will be a need for WILL services. The essential of Will service will lead to more demand for Willtokens, as a crypto investor use Willtokens to avail the Will settlement service from our system.

Another vital point to purchase Willtoken is the cost factor. The cost of one Willto-ken is 0.10 USD today.

The crypto investment community is growing at tremendous speed. Market statis-tics indicate that many new users are entering the crypto world to buy more crypto coins.

15. Why should you purchase the coin now?

16. Benefits of Willtoken

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01It is a solution to billion dollars problem.

Every crypto investor will use it

02Beneficiary Appoinment.

Willtoken is must to do settlement service

03Demand for the coin 200x to 300x.

Expect ssharp increase in price.

04Its a solution to a real problem.

Sustainability and growth factor is assured.

17. Introducing the Key Personnel

Capt. Selva Ramasamy

Founder & CEO

Founder & CEO of Digitrust Corporation Pte. Ltd Singapore and Willtoken, is a Licenced Airline Pilot, having flown for some of the Major Airlines in the World, is Qualified in Eco-nomics & Finance, Involved in various Ventures & Business Development projects. CEO of Caravan Trustees Berhad (A will writing, Trust & Estate management Public Compa-ny located in Malaysia) Currently representing as Trustee for some significant clients. CEO & Director of Zinfoway Technologies, an IT company involved in Blockchain tech-

nology and product development with offices in Malaysia, Singapore & India. Possess ex-tensive knowledge in Distressed Asset Management and its related protocols.

Allan Graham Fiddler

COO

Chemical Engineer by education: businessman and entre-preneur by evolution. Allan has a 35 years background in technology-based services and hardware and has held various key management roles, including full operation-al responsibility, project implementation, and sales and marketing. As COO, Allan will head our Operational and Marketing Team and will play a key implementation role in establishing global presence and listings of Willtoken at significant exchanges and trading platforms globally

Sasidharan Thiruvengadam

Co-Founder & CTO

The Co-Founder & CTO (Chief Technical Officer) of Dig-itrust Corporation, is armed with a Degree in Instru-mentation and Control Engineering, with tremendous passion for Information Technology worked in various projects and with 7 Years of experience in IT Domain. With knowledge & understanding of Blockchain technol-ogy got involved deeply in it. He is the Director of Oper-ation in Zinfoway Technologies; an IT company engaged in Application Development, Blockchain technology and product development with offices in Singapore, India & Malaysia. Sasi will be heading the development & execution team of the Willtoken pro-tocols and related Blockchain development

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Core Team & Advisors

18.1 Willtoken Token Economy Model

This section will outline the tokenomics model behind Willtoken. There are two main goals behind the model:

• Ensure that the token will appreciate in value as years go by.

• Ensure that Willtoken can continue operating even after most coins from the ICO have been burnt.

18.2 Section 1: Basic ICO tokenomics model

The model will start by introducing the basic assumptions behind the model, before moving to the actual modelling.

This model takes the following into account:

• Willtoken needs 1 billion users

• Willtoken needs to sell the token at $0.1

• Users ‘burn’ Willtokens when they die.

• The following analysis will take into account the first 10 years of activity

We assume that the market operates under a standard demand is equal to supply sce-nario. In this case demand for Willtoken is defined as a monotonically decreasing func-tion of price.

For simplicity we can assume that demand = num_users/price.

Supply, on the other hand, is defined as the initial supply minus any coins burned as years go by.

Therefore supply = initial - burn

18. Tokenomics:

So, assuming that demand is equal to supply we get the following:

num_users/price = initial - burn

num_users = price*(initial-burn)

Now we need to create a model for the number of deaths, since this is what determines the burn rate. The number of deaths within a single year can be treated as a binomial distribution Binomial (n, p), where n is the size of the population and p is the probability of death.

Therefore, let burn = probability_of_death*num_users*100

Over 10 years,

the total expected burn = 10*probability_of_death*num_users*100 = 1000*probabili-ty_of_death*num_users

So, now let’s find the number of users required in order to justify 1 billion tokens, at a price of $0.1 for varying death rates

num_users = 0.1*(10^9 - burn) = 0.1*(10^9-1000*probability_of_death*num_users)

So,

num_users = 10^8 - 100*probability_of_death*num_users

num_users + 100*probability_of_death*num_users = 10^8

num_users (1+100*probability_of_death) = 10^8

num_users=10^8/(1+100*probability_of_death)

So, based on different probabilities of death we can find the number of users required.

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The plot and the table below summarize the number of users required for different death rates. This ranges from about 50 million users for a death rate of 1% (which is the maximum death rate across all ages for most developed countries) down to less than 8 million for a death rate of 12% (which is the death rate for people above the age of 65 in certain countries)

Probability of death No of users Coins burnt

over 10 years1% (Developed countries across all ages) 10 million 100 million5% (people above 30 but below 65) 50 million 500 million10% (people above the age of 65) 9 million 90 million

There is not much research to forecast accurately what cryptocurrency adoption will look like in the future. This is indeed a difficult task, since cryptocurrencies are still new. However, the following link discusses about a study from Cambridge University that can justify Will token’s forecasts:

https://www.ccn.com/exponential-growth-number-bitcoin-users-reach-200-mil-lion-2024/

Also, some numbers about the mortality rate and statistics for older people can be found here: https://www.cdc.gov/nchs/fastats/older-american-health.htm

*any unused token in public sale will be moved for future use

*service fee to be collected upon signing up & activating will protocols in the system

Payments for Will system usage:

One-time fees USD 30 equivalent Willtoken to be paid by customers for activation of crypto will services.

POD: While Beneficiary gets the assets in order to retrieve the access from the system they need to pay a small fee of $ 30 equivalent Willtoken.

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*Any additional services offered by will system will be charged separately

19.3 Section 2: Sustainable tokenomics model

It is clear from the previous model that the token will appreciate in price as years go by. This is a desirable outcome, since it can stimulate investment. However, it does not ensure the long-term sustainability of the project.

For that purpose, the following mechanism is proposed:

Willtoken can issue new coins on demand, at a price that follows this principle:

price = m + 2*log(m+1)

Where m is the median price of the last 24 hours. This is called the side-supply of Willto-kens (in contrast to the ICO supply).

This ensures that the following:

• The market will provide better prices than the Willtoken and Digitrust Corpora-tion. Therefore, the incentive is still to reach the market to look for tokens.

• The tokens will never run out.

• The use of the median over a period of a 24 hours ensures that the price will be relatively immune to sudden spikes, as the median is a robust measure.

• The coefficient of 10 is chosen semi-arbitrarily, but it works well to provide a high-er price for the side-supply of Will token.

If we assume that Will token will increase in price from $0.1 to $100, then the following graph shows the difference in price of the side-supply

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19. Roadmap

FEB 2018

¬ Preparation for Privatesale

¬ Setting up systemsAPR 2018

¬ Willtoken ICO private sale launch

¬ Establishing global partnerships

MAY 2018

¬ Private sale launch

¬ Establishing global partnerships

¬ MVP & System flow planning

JUN 2018

¬ Willtoken Public Sale

¬ MVP & System flow development

¬ Establishing global partnershipsJUL & AUG 2018

¬ Beta 1 - MVP rollout

¬ Development of API modelling for Exchanges & Enterprise

¬ Stage 1 – Artificial Intel-ligence & Blockchain inte-gration with the system

SEP & OCT 2018

¬ Listing Willtoken in Exchanges

¬ Beta 2 – MVP rolloutNOV 2018

¬ Live Release

¬ Phase 2 – Development of Extended Protocols

How many WILL tokens are distributed through the token Crowd-sale?

Maximum supply: 250,000,000 WILL

What is the Token sale duration?

Private Sale: 1st May 2018

Public Sale: 1st June 2018 onwards

What happens if scheduled tokens are not all distributed until the end of sale?

All unsold Tokens will be moved to reserve wallet for future use.

What is expected value of WILL tokens after the token sale?

The WILL token value cannot be recommended in advance as any other cryptocurren-cies, the value of token is determined by the market valuation.

Who can participate in the token Crowdsale?

Anyone can join to Crowdsale, but it is important to determine if it is possible in a giv-en jurisdiction to participate in tokensale. Please check regulatory restrictions in your country or state and read the terms.

20. FAQ - Frequently Asked Questions

TOKEN SALE DETAILS

What is token sale and why is it needed?

A token sale is an event in which companies making use of blockchain technology attract participation and support for their platforms by selling cryptocurrency tokens to early adopters and enthusiasts in exchange for money today. Usually these tokens, after their issuance, can be used on the project platform as internal currency for payment of services. The project, in turn, receives the financing necessary for start-up costs and development of the platform.

How may I take part in ICO or Private sale?

In order to participate in the WILL Token sale, you can (subject to eligibility restrictions) purchase the desired amount of WILL through our website (https://willtoken.io), mak-ing payment during the sale process.

What methods of payment are available for WILL purchases?

Participants in the process will need to transfer ETH / BTC . We recommend carefully checking the address with the transfer address field before transferring the ETH / BTC.

What is the minimum participation amount?

No minimum participation amount.

When will I receive my tokens?

Tokens will be distributed immediately from the Crowdsale Smart Contract within the Ethereum transaction of your contribution. You should see them in your ERC 20 com-patible wallet with in 3 working days provided you have submitted your Receiving wal-let address under “My Account & KYC” in investors portal.

For BTC Payment We will transfer tokens to ERC 20 Compactible wallet Every Wednes-day and Saturday during sale period

TOKEN SALE PROCESS

How can I get Ethereum?

Purchasing Ethereum can be done easily at any of the Ethereum exchanges such as Coinbase, Kraken etc. Once Ether has been purchased (for fiat: USD, EUR, GBP or crypto: BTC), the funds should be transferred to your own secure wallet.

Can I buy WILL Tokens using wallet created on cryptocurrency ex-change?

Absolutely not. All ICO purchases should be made with use of your private and secure Ethereum / Bitcoin. Purchased tokens will be sent back at your initially used address so it is important to make transaction from your own wallet.

How high should be gas limit for transaction?

To make smooth and fast transaction without rejection, set GAS LIMIT to 200,000 and GAS PRICE to 50 GWEI or more. You can check recommended GAS PRICE at,https://eth-gasstation.info/

How Many WILL Tokens will I receive?

It will be determined based on market price where our WILL is priced at 0.10 USD / To-ken.

What will happen if I send the Ethereum to the wrong address?

If ETH / BTC sent to wrong address you will not be able to return it. Please double check the address of your transactions before taking part in tokensale. The company will not be responsible for token loss.

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ETH was sent to the correct address, but I cannot see the tokens. Why?

You need to wait for confirmation of the transaction. Usually transactions are confirmed after 20 seconds, but in some cases it may take longer. If you want to check transaction status, use its hash to find it at,https://etherscan.io/

Is there AML/KYC process?

Yes, You need to do AML / KYC verification before participating.

Do you offer any bonuses during Private sale and ICO?

Yes, For details Click Here

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What is the purpose of the WILL Token?

WILL token is designed as payment for services for our platform.

When can I exchange an WILL tokens on cryptocurrencies exchanges?

All WILL tokens will start to be transferable on 1st June 2018. After that date availability of WILL on the market depends on how fast exchanges add WILL to their markets. We will do our best to make WILL tokens available on as many exchanges as possible.

How can I check my WILL tokens balance?

WILL Tokens balance can be viewed in any Ethereum Wallet you use, such as myether-wallet.com.

WILL TOKEN

What is WILL token?

Token issues by decentralised organization for settlement of crypto assets. It of-fers unlimited scalability and availability utilising Blockchain Technology

Where can I find out more about the WILL?

Detailed description of the platform is available in the whitepaper,

All details regarding WILL will be delivered by email and social networks channels:

Facebook

Twitter

Telegram

Reddit

What is the status of the platform?

We currently have a working prototype of the platform.

What are main schedules for the WILL Platform?

Framework schedule for WILL Platform is presented in Road Map [link] section on our website. Exact dates of the next stages will be announced in the future.

WILL PLATFORM