winnipeg home & condo guide april 05, 2013

Apr 05 - May 03, 2013, Volume 06 Issue 03

Your Best Source for Homes & CondosWinnipeg Edition

SEE PAGES 10-11

INSIDE THIS ISSUE

MAKE YOUR HOME MORE ENERGY-EFFICIENT

DECORATE WITHOUT BREAKING THE BANK

GIVE YOUR BASEMENT A TOTAL MAKEOVER

Grace Hospital Area! $319,900 Loaded with sunshine, Vaulted ceiling, 3 BRS, 2 ½ baths. Euro kitchen, Rec room, Fireplace, Attached Carport, Fenced yard, Gazebo.

Care free living in Ness Square $174,500 Courtyard bungalow perfect for all ages. Bright Open design 2 BRs + den. full � n basement. Central air. Appliances incl. Low fees, parking.

St Charles Golf & Country Club $529,900 Executive, Custom built by Ladco Former show Home. 2440 sqft, Open plan, loaded with natural light. 3 BRS + Loft. 4 Baths, FF in lower level, Rec Room, Fenced Yard, Deck, Double attached Garage!

Grace Hospital/Living Prairie $354,900Fun in the Sun! Beautiful 4 BR family Home, HWFS, 2 FPS, rec room. Inground pool, porch, attached double garage. Lots of upgrades.

Wonderful Westwood! $299,900 Bay location! Natural � nish Hardwood � oors, Oak kitchen, 3 or 4 BRS, Rec room, 2 full baths. Sunroom, pie shaped lot.

Headingley! $579,900Bright and Sunny Great Room Plan, built in 2009, soaring ceilings. Dark Maple � ooring, Cappuccino & Stainless Steel Kitchen. 4BRS, 3 baths. 2 FPS, Rec room, Bar. Triple garage. 1/3 acre lot.

Surrounded by Success

Providing professional servicewith 30 years of experience.

204-889-9500

Joanne Gebauer

2012 GoldMedallionWinner

RE/MAX DIAMOND AWARD RE/MAX PLATINUM CLUB

RE/MAX LIFETIME ACHIEVEMENT

#1 RE/MAX Female Individual Agent Manitoba 2012

PRESTIGIOUS CHAIRMAN’S CLUB

Winnipeg REALTORS®MEDALLION AWARDS

1985-2012RE/MAX

HALL OF FAME AWARD GOLD MEDALLION 2012

It pays to use a REALTOR®

email: [email protected] www.joannegebauer.comexecutives realty

2012

www.kevinmoist .comCall - KEVIN MOIST Call - 792-7000

Not intended to solicit properties currently listed for sale.

2011 was a record breaking yearfor CONDO SALES in Winnipeg

If you are thinking of buying or selling a condo this year,please talk to me first!My specialty is connecting interested buyers with the condo they are searching for.

If you would consider an offer onyour condo, now or in the future,please contact me, as I will provideyou with a current market evaluation at no cost or obligation to you.

KEVIN MOISTTEL: (204) [email protected] performance realty

2012 CONDO WATCHThe demand continues...

#1 RE/MAX Agent - Manitoba 2006 - 2011 Transaction AwardWINNIPEG REALTORS “GOLD MEDALLION AWARD” 2000 - 2011

TOP 5 RE/MAX AGENT WESTERN CANADA 2009 - 2011TOP 100 RE/MAX AGENT WORLDWIDE 2010 - 2011

Call - KEVIN MOIST Call - 204-792-7000

2013 CONDO WATCH

2012

WWINNIPEG HOME & CONDO GUIDE 3

Grace Hospital Area! $319,900 Loaded with sunshine, Vaulted ceiling, 3 BRS, 2 ½ baths. Euro kitchen, Rec room, Fireplace, Attached Carport, Fenced yard, Gazebo.

Care free living in Ness Square $174,500 Courtyard bungalow perfect for all ages. Bright Open design 2 BRs + den. full � n basement. Central air. Appliances incl. Low fees, parking.

St Charles Golf & Country Club $529,900 Executive, Custom built by Ladco Former show Home. 2440 sqft, Open plan, loaded with natural light. 3 BRS + Loft. 4 Baths, FF in lower level, Rec Room, Fenced Yard, Deck, Double attached Garage!

Grace Hospital/Living Prairie $354,900Fun in the Sun! Beautiful 4 BR family Home, HWFS, 2 FPS, rec room. Inground pool, porch, attached double garage. Lots of upgrades.

Wonderful Westwood! $299,900 Bay location! Natural � nish Hardwood � oors, Oak kitchen, 3 or 4 BRS, Rec room, 2 full baths. Sunroom, pie shaped lot.

Headingley! $579,900Bright and Sunny Great Room Plan, built in 2009, soaring ceilings. Dark Maple � ooring, Cappuccino & Stainless Steel Kitchen. 4BRS, 3 baths. 2 FPS, Rec room, Bar. Triple garage. 1/3 acre lot.

Surrounded by Success

Providing professional servicewith 30 years of experience.

204-889-9500

Joanne Gebauer

2012 GoldMedallionWinner

RE/MAX DIAMOND AWARD RE/MAX PLATINUM CLUB

RE/MAX LIFETIME ACHIEVEMENT

#1 RE/MAX Female Individual Agent Manitoba 2012

PRESTIGIOUS CHAIRMAN’S CLUB

Winnipeg REALTORS®MEDALLION AWARDS

1985-2012RE/MAX

HALL OF FAME AWARD GOLD MEDALLION 2012

It pays to use a REALTOR®

email: [email protected] www.joannegebauer.comexecutives realty

2012

www.kevinmoist .comCall - KEVIN MOIST Call - 792-7000

Not intended to solicit properties currently listed for sale.

2011 was a record breaking yearfor CONDO SALES in Winnipeg

If you are thinking of buying or selling a condo this year,please talk to me first!My specialty is connecting interested buyers with the condo they are searching for.

If you would consider an offer onyour condo, now or in the future,please contact me, as I will provideyou with a current market evaluation at no cost or obligation to you.

KEVIN MOISTTEL: (204) [email protected] performance realty

2012 CONDO WATCHThe demand continues...

#1 RE/MAX Agent - Manitoba 2006 - 2011 Transaction AwardWINNIPEG REALTORS “GOLD MEDALLION AWARD” 2000 - 2011

TOP 5 RE/MAX AGENT WESTERN CANADA 2009 - 2011TOP 100 RE/MAX AGENT WORLDWIDE 2010 - 2011

Call - KEVIN MOIST Call - 204-792-7000

2013 CONDO WATCH

2012

CURRENTLY LISTED...

[email protected]

JUST SOLD...

Sutton Group KilkennyNot intended to solicit currently listed properties.

Professional Photography • Home Staging • Professional CleaningINCLUDED WITH EVERY LISTING!

506-100 Creek Bend Hollow $229,000

Experience the unbelievable value for this fantastic one bedroom condo.

77 Autumnview Drive$797,000

Former Gino’s show home!

307 Conway Street$284,900

Beautiful character home with modern upgrades on every level.

Mx HomesComing Soon!

Call for details.

124 Edward Avenue$284,900

What is better then living in a beautiful new home.

Harewa HomesCall today about

our Garage special

06. editor’s note

14. make your move: Make moving a cleaner and greener process by Dan Hopkins

16. around the house: How to make your backyard a private escape

18. style file: Affordable ways to introduce high style into your home by Yanic Simard

22. expert advice: Give your basement a 180-degree makeover by Scott McGillivray

24. quick tips: Make your home more energy efficient this spring

28. finances: Getting out of overdraft will take some belt-tightening by Gail Vaz-Oxlade

30. home décor: When it comes to putting a home on the market, colour sells

Vice-PreSiDent, wall2wall MeDia Jacqueline Hill

OntariO anD ManitOba SaleS ManaGer Kate Nash

eDitOr-in-cHief, natiOnal real eState Susan Legge

eDitOr Janine Druery Lydia McNutt (on leave)

accOunt executiVeS Kim Smith 204-949-6801 Don Walters 204-949-6409

SaleS cO-OrDinatOr Steve Nelson cOntributinG eDitOrS Sara Duck, Wayne Karl, Elisa Krovblit

PrODuctiOn ManaGer Bala Gnanapandithan

art DirectOr Sarah Jang

GraPHic DeSiGner/ DiSPlaY artiSt Mike Terentiev

PrODuctiOn cOOrDinatOr Bala Menon

circulatiOn Fiona Sewell

contents

CheCk out our Website today: NewHomeAndCondoGuide.com

our next issue, Volume 6 issue 4, Will be distributed on mAy 3, 2013

For more inFormation, Call 204.949.6408



SEE PAGES 10-11

INSIDE THIS ISSUE




see pages 10-11 for more information

On tHe cOVer

volume 6 issue 3 | Apr 5 - mAy 3, 2013

the Winnipeg home & Condo Guide is published by Wall2Wall media located at 1765 kenaston blvd., unit t, Winnipeg, mb, r3y 1V8. home & Condo Guide is distributed free throughout Winnipeg at free pick-up locations. this magazine carefully inspects all ads for accuracy, however, the publisher and the printer shall not be responsible for any mistakes, design errors or incorrect information which is provided by the advertiser or their representative. the advertising herein, including the photographs and all artwork, is the property of home & Condo Guide and not that of the advertiser. the advertiser has purchased the right of reproduction in home & Condo Guide magazine only and does not have the right to reproduce the ad in whole or in part in any other place or publication without the consent of the publisher.

the views expressed by the columnists in this publication are not necessarily those of the publication.

the entire contents of this publication are protected by copyright and are intended for the sole use of the public.

Published by

Wall2Wall media is a trademark of yellow Pages Group Co. in Canada.

inSiDe tHiS iSSue

6 WINNIPEG HOME & CONDO GUIDE

FREE HOME EVALUATIONGET AN UP TO DATE IDEA OF WHAT YOUR HOME IS WORTH!TOP 5% OF ALL INDIVIDUAL REALTORS IN WINNIPEG 2011” SILVER MEDALLION AWARD WINNER - WINNIPEG REAL ESTATE BOARD, PLATINUM CLUB AWARD WINNER - (2011, 2012 REMAX OF WESTERN CANADA)

YOUR LOCAL

WINNIPEG

REALTOR,

HELPING YOU

EVERY STEP

OF THE WAY!

www.www.

ChrisKennyHomes.caChrisKennyHomes.com

899.4858204.

Call your Sage Creek, Royalwood, River Park South, Island Lakes, Southdale and St Vital Listing Speciaist today for more information on these and other upcoming listings.

Bright open & spacious 1 Bed 1 Bath Condo in Tuxedo Village. This condo has been renovated top to bottom with a very designer kind of feel to it. Gorgeous Dark Laminates throughout, with plush carpet in the bdr. Updated kitchen with a HUGE pantry.

Over 3300 SF of total fi nished living space! Fully fi nished basement PRICED BELOW 2014 ASSESSMENT. One of the largest lots in North Kildonan 61 x 170 FT Deep, this type of yard is rarely available.

A gorgeous 1660 SF 1.5 Storey home with fully fi nished basement , detached garage and wonderfully landscaped yard. Over $100,000 in recent upgrades. Like a new home! Call now to book a showing.

Gorgeous 2 bed, 2 bath 1031 SF Loft Condo close to downtown.

Absolutely stunning open concept 1067 sq ft Bungalow. This 4 bdr, 2 bath home boast a fully fi nished basement that is Absolutely Beautiful and fi t for entertaining!! Completely remodelled kitchen with pantry and tons of counter space.

2 Bedroom former show suite with all of the bells and whistles for a fraction of the price of buying brand new! This unit features dark laminates, dark maple cabinets and new stainless steel appliances. Call to book an appointment. Don’t wait!

Better than renting! Beautiful functional kitchen with newly painted cupboards, large pantry with shelving and patio doors open for a BBQ and in suite laundry. Come see before it’s gone!

Come view this beautifully appointed 2100 SF Home, with fully fi nished basement, over 3000 SF of fi nished space in total! 4 beds/4 baths. Owner has also spent over $40,000 dollars on landscaping.

854 SF TUXEDO CONDO

GORGEOUS 1650 SF BUNGALOW IN NORTH KILDONAN

SUNNY ST.JAMES

GORGEOUS 2 BED CONDO

266 ISLAND SHORE, CHEAPEST HOME IN ISLAND LAKES

LUXURIOUS CONDO AT LEGENDS OF CREEK BEND

BETTER THAN RENTING, BEAUTIFUL KENASTON CONDO

GORGEOUS 2100 SF HOME IN RIVER PARK SOUTH

CHRISKENNY

ONLY $169,900

$359,900

$319,900

$129,900

$324,900

$284,900

$189,900

$489,900

editor’snote

selling your home is more complicated than putting a sign on your front lawn. Even after you handle major renovations, there can still be a lot of maintenance, decorating and clean-up to tackle before selling.

We are all so used to looking at our own homes, it is often easy to overlook things that might stand out as unappealing to a potential buyer. Of course, these are the things that can make all of the difference between “for sale” and “sold.”

There’s the outdoors to consider. Is your garden in good shape? Does your front door need painting? Is your deck ship-shape? Is there clutter lying about? Does the roof need repairing?

And then there is inside: Are the carpets clean? Are any of your floorboards loose? Are your appliances in good order? And what about your basement? Is it damp or musty? Is there any crumbling concrete or rotting wood?

For an extensive list of these types of considerations, check out the CMHC homeowner’s inspection checklist at cmhc.ca. This handy list will help you identify, and deal with, all sorts of common house issues.

You want your home to be in the best possible shape to pique buyers’ interest. Looking at your home from all angles will help you put your best foot – and your house’s best attributes – forward.

Janine DrueryEDITOR [email protected]

Follow me on Twitter at Twitter.com/JanineDruery

are you ready to buy a home? There may be some initial groundwork you’ll want to do before you rush into the market.

Take the time before you begin your search to visit the bank for a pre-approved mortgage. Not only does it define what you can afford, but it also locks you into today’s low rates for 90 days or more. Having that extra peace of mind is a good thing when you’re searching for the perfect home.

If you’re looking at homes that require a possible renovation, take this into account as part of the purchase price as well.

Since price is most often the driving factor in your decision, once you have an idea of what your budget will be, see what’s available and compare what you’ll get in the locations that interest you most. If you’re a first-time buyer with a limited amount to spend on a home, consider living a little outside your area of choice. It will mean getting a lot more home for a lot less money until you’ve built up enough equity to make a strategic move to your preferred neighbourhood.

Do your homework and don’t fall victim to “over-analysis paralysis.” If you’ve found what you’re looking for, remember the “here today, gone tomorrow” scenario. Chances are if you’ve found the perfect home, others could be seriously considering it too.

Susan LeggeEDITOR-IN-CHIEF Wall2Wall Media, [email protected]

Follow me on Twitter at Twitter.com/SusanLegge

BUY A HOME?

BEFORE SELLING

Are you ready to

Spruce up your digs

FREE HOME EVALUATIONGET AN UP TO DATE IDEA OF WHAT YOUR HOME IS WORTH!TOP 5% OF ALL INDIVIDUAL REALTORS IN WINNIPEG 2011” SILVER MEDALLION AWARD WINNER - WINNIPEG REAL ESTATE BOARD, PLATINUM CLUB AWARD WINNER - (2011, 2012 REMAX OF WESTERN CANADA)

YOUR LOCAL

WINNIPEG

REALTOR,

HELPING YOU

EVERY STEP

OF THE WAY!

www.www.

ChrisKennyHomes.caChrisKennyHomes.com

899.4858204.

Call your Sage Creek, Royalwood, River Park South, Island Lakes, Southdale and St Vital Listing Speciaist today for more information on these and other upcoming listings.

Bright open & spacious 1 Bed 1 Bath Condo in Tuxedo Village. This condo has been renovated top to bottom with a very designer kind of feel to it. Gorgeous Dark Laminates throughout, with plush carpet in the bdr. Updated kitchen with a HUGE pantry.

Over 3300 SF of total fi nished living space! Fully fi nished basement PRICED BELOW 2014 ASSESSMENT. One of the largest lots in North Kildonan 61 x 170 FT Deep, this type of yard is rarely available.

A gorgeous 1660 SF 1.5 Storey home with fully fi nished basement , detached garage and wonderfully landscaped yard. Over $100,000 in recent upgrades. Like a new home! Call now to book a showing.

Gorgeous 2 bed, 2 bath 1031 SF Loft Condo close to downtown.

Absolutely stunning open concept 1067 sq ft Bungalow. This 4 bdr, 2 bath home boast a fully fi nished basement that is Absolutely Beautiful and fi t for entertaining!! Completely remodelled kitchen with pantry and tons of counter space.

2 Bedroom former show suite with all of the bells and whistles for a fraction of the price of buying brand new! This unit features dark laminates, dark maple cabinets and new stainless steel appliances. Call to book an appointment. Don’t wait!

Better than renting! Beautiful functional kitchen with newly painted cupboards, large pantry with shelving and patio doors open for a BBQ and in suite laundry. Come see before it’s gone!

Come view this beautifully appointed 2100 SF Home, with fully fi nished basement, over 3000 SF of fi nished space in total! 4 beds/4 baths. Owner has also spent over $40,000 dollars on landscaping.

854 SF TUXEDO CONDO

GORGEOUS 1650 SF BUNGALOW IN NORTH KILDONAN

SUNNY ST.JAMES

GORGEOUS 2 BED CONDO

266 ISLAND SHORE, CHEAPEST HOME IN ISLAND LAKES

LUXURIOUS CONDO AT LEGENDS OF CREEK BEND

BETTER THAN RENTING, BEAUTIFUL KENASTON CONDO

GORGEOUS 2100 SF HOME IN RIVER PARK SOUTH

CHRISKENNY

ONLY $169,900

$359,900

$319,900

$129,900

$324,900

$284,900

$189,900

$489,900

editor’snote

selling your home is more complicated than putting a sign on your front lawn. Even after you handle major renovations, there can still be a lot of maintenance, decorating and clean-up to tackle before selling.

We are all so used to looking at our own homes, it is often easy to overlook things that might stand out as unappealing to a potential buyer. Of course, these are the things that can make all of the difference between “for sale” and “sold.”

There’s the outdoors to consider. Is your garden in good shape? Does your front door need painting? Is your deck ship-shape? Is there clutter lying about? Does the roof need repairing?

And then there is inside: Are the carpets clean? Are any of your floorboards loose? Are your appliances in good order? And what about your basement? Is it damp or musty? Is there any crumbling concrete or rotting wood?

For an extensive list of these types of considerations, check out the CMHC homeowner’s inspection checklist at cmhc.ca. This handy list will help you identify, and deal with, all sorts of common house issues.

You want your home to be in the best possible shape to pique buyers’ interest. Looking at your home from all angles will help you put your best foot – and your house’s best attributes – forward.

Janine DrueryEDITOR [email protected]

Follow me on Twitter at Twitter.com/JanineDruery

are you ready to buy a home? There may be some initial groundwork you’ll want to do before you rush into the market.

Take the time before you begin your search to visit the bank for a pre-approved mortgage. Not only does it define what you can afford, but it also locks you into today’s low rates for 90 days or more. Having that extra peace of mind is a good thing when you’re searching for the perfect home.

If you’re looking at homes that require a possible renovation, take this into account as part of the purchase price as well.

Since price is most often the driving factor in your decision, once you have an idea of what your budget will be, see what’s available and compare what you’ll get in the locations that interest you most. If you’re a first-time buyer with a limited amount to spend on a home, consider living a little outside your area of choice. It will mean getting a lot more home for a lot less money until you’ve built up enough equity to make a strategic move to your preferred neighbourhood.

Do your homework and don’t fall victim to “over-analysis paralysis.” If you’ve found what you’re looking for, remember the “here today, gone tomorrow” scenario. Chances are if you’ve found the perfect home, others could be seriously considering it too.

Susan LeggeEDITOR-IN-CHIEF Wall2Wall Media, [email protected]

Follow me on Twitter at Twitter.com/SusanLegge

BUY A HOME?

BEFORE SELLING

Are you ready to

Spruce up your digs

1100-1150 sq ft

• Peaceful setting with Seine River views• Heated underground parking available• Stainless steel appliances included• Fitness & common room• Insuite laundry

Jennifer Dupuis

from $264,900 inc. net GST 2 DISPLAY SUITES

NOW OPENSunday 2-4 pm

or by apointment

204.417.8137

PHASE 1 & 2 SOLD OUT

BUILDERS CLOSEOUT

C O N D O M I N I U M S1145 St. Anne’s Rd.

DISPLAY SUITES NOW AVAILABLE FOR PURCHASE

Penthouse unit with a spectacular river view also offered for sale. Options still available to

customize colours, fl ooring and cabinets

I know your home is where your heart is and that’s why I provide a professional, effi cient approach to your home buying search from beginning to end.

Call for a no obligation interview and see how you feel about Debbie Hirsch working for you

I PROVIDE• Complete buyers’ education: “What are the homes actually worth.”• Up to the minute listing activity in your desired neighbourhood• Customized home buyers package• Skilled and dependable representation • Expert negotiating on your behalf• Complete confi dentiality in off er presentation and negotiation• Comprehensive buyer Resource Center• Debbie has quick access to advice from lawyers, bankers, inspectors, etc. anytime“Understanding my client’s needs, lifestyle and which neighbourhood will work for them is my priority”

Debbie HirschREALTOR®

204.489.4500www.hirschhometeam.ca

I lovebuyers

& I’ll prove it to you

Heart set on a new home?

NowSelling

LYNNE DUBIENSKI 204-295-9067

NowSelling


the answer is just 1 click away!

want to know the value of your home?

EQUAL OPPORTUNITY HOUSINGA free service of Jordan Katz

Maximum Realty Ltd.

www.ValueMyWinnipegHome.com

analysis of your home’s I approximate value I emailed to your inbox!

www.ValueMyWinnipegHome.comhassle free, worry free

TRANSCONACONDOS1 Bedroom Suites available starting at $144,9002 Bedroom Suites available starting at $159,900

Renovated from top to bottom Upgrades include new windows, kitchen, bathroom, fl ooring and the list goes on and on. Great location and close to all amenities, act fast. Quick possession is available. 1 parking stall included in purchase price.

To View Call For An Appointment To View Call For An Appointment

WEST END DELIGHT

Suites starting at $112,900These beautiful remodelled 1 bedroom condo units are within a short walking distance to U of W and HSC. All units include Stainless Steel Fridge Stove • MicrowaveNew PVC E/E windows• Gleaming hardwood fl oors• Spacious L-shaped living and • dining roomsLarge bedroom with double • clothes closet

Steve Joyal(204) 955-3900

Ron Lindsay(204) 797-4020


makeyourmove

5 tips to make moving cleaner & greener

Dan Hopkins is vice-president, Development and Operations, Two Men and a Truck Canada. twomenandatruck.ca

Protecting the environment is an important concern for consumers and businesses alike, but many don’t realize that moving can have a positive impact on the environment.

Waste caused by the moving process not only stems from packing supplies, but also from the waste accumulated over many years within a home or office. Both sources can be extremely taxing on the environment if not properly managed. Here are some suggestions on how to make your move a cleaner, greener process.

{01} Plan ahead: Waiting until the last minute to prepare for a

move often makes environmental concerns an afterthought. Start early so you have the extra time to sort through recyclable items in the garage, kitchen and basement for delivery to recycling depots prior to moving day. Typically your garage, basement and attic contain the highest concentration of recyclable waste so start the sorting process there first. Consider holding a garage sale or donating gently used tools or small appliances to a charity rather than have them end up in a land fill site.

{02} Research: Survey local recycling options to find the most

convenient solution for recyclables. Many cities offer curbside pick-up or “sort and drop” depots. Visit earth911.com for a list of local organizations that can dispose of all types of recyclable materials.

{03} Organize: Prepare recyclables by organizing into categories:

plastic, glass, aluminum, paper, cardboard, etc. Look up

the requirements of the local recycler to see if there are any additional steps needed to prepare recyclables beforehand.

{04} Care for hazardous material: As you clean out your garage

and basement in preparation to move, be conscientious about the kinds of materials being packed to move with you and which items are to be disposed. Toxic items, such as paint, batteries, house cleaning products, automobile oils, pesticides and fertilizers are dangerous and cannot be transported in the back of a commercial moving truck. Also consider these items cannot be thrown-out with your regular garbage. Look up the specialized recycling depots for toxic products in your city.

{05} Reuse: Do not throw away used boxes when the move is

complete. A well-made corrugated box is great for storage or may be reused for a future move. Contact local schools or charity organizations, such as women’s shelters, scout troops, and food banks to ask if they need boxes to redistribute donated items. Donating gently used boxes not only reduces waste, but can be a big help in support of a good cause.

b y Da n H o p k i n s

PHASE 4 COMING SOON PHASE 3 90% SOLD PHASE 2 SOLD OUT

TOWNHOUSE CONDOMINIUMS

$189,900 + GST AMAZING FEATURES

2 & 3 BEDROOMS

1 & 1/2 BATHROOMS

Show Suites NOW OPEN1225 Troy Ave. - Unit 1Show Suite Hours Mon - Fri 1 - 6pm I Sat & Sun 1 - 4pm or call for appointment Walter Parfeniuk 204-795-9400 Ashley 204-979-1156www.TerraCommons.ca I [email protected] Realty Services

Payments start at$499/BI-WEEKLY*

Includes principal, interest, property taxes and condo fees. *OAC Variable rate mortgage

CMHC Approved Zero down to Qualifi ed Buyers

• Geothermal heating and cooling• High quality fi nishes• Quartz stone countertops• Glass mosaic tile backsplashes• High-end wood cabinets• Energy star stainless steel appliances• In-suite washer and dryer• Backyard deck and balconies• New Home Warranty• Parking stall included • Onsite Management

Luxury Condos, Tremendous Value

Why Rent? Own for Less


[email protected]

www.niblockrealestate.com

IN WINNIPEGDISPLAY SUITE AVAILABLE FOR VIEWING

$222,900 OR LESS

17 SUITES

POSSESSION SUMMER 2013

NOW UNDER CONSTRUCTION

G.S.T. Included

Heated Underground ParkingFour Appliances IncludedIn-Suite LaundryForced Air Heating and CoolingElevatorStorage LockersCondo Fees $185/monthwww.parkbridgecondos.ca

� e Country Community of Landmark, MB

Would you drive 20 minutes to save $30,000?

Best Condo value in Manitoba with heated underground parking!

1029, 1119 & 1409 SF SUITES2 & 3 BEDROOM UNITS

aroundthehouse

Bring the indoors outside to create a family hub

When renovating a home, people often forget one of the most important components: the outdoor space. If done

right, your yard can become more than an extension of your home – it can be a private escape. The experts at Home Depot Canada recommend the following tips for creating an outdoor retreat.

Be your own weather specialistIt is important to keep the climate in mind when choosing your outdoor furniture. For example, if you live in a windy area, select heavier furniture as lighter plastic chairs are likely to turn up on your neighbour’s lawn. If you experience heavy, regular

rainfall, try to stay away from materials like wrought iron that may rust. And to lengthen the life of your outdoor pieces, make sure to store your patio furniture when weather isn’t in your favour. Many outdoor cushions and pillows at Home Depot feature vibrant, fade-resistant colours and are made using high-quality, weather-resistant materials.

Set the moodLike any room in your house, lighting is key when it comes to the outdoors. Solar powered lights are a great option and help save on energy bills. Installation is easy as there is no wiring or plugs to worry about. With many sizes and styles to choose from, you are sure to find the perfect one to brighten up your outdoor space.

Create a space with a purposeDo you want to use your space to host parties, relax, or give your children somewhere they can play? How you plan on using the space will determine what type of furniture you need. And with outdoor furniture, you can get creative: chairs can be replaced with recliners, swings, loungers, or even hammocks. Decorative accents are also essential. Throw a few colourful pillows on your outdoor furniture or put an outdoor area rug under your patio set. As long as fashion meets function, anything goes.

With the right tools and tips, setting up a fun and functional outdoor space doesn’t need to be an overwhelming project. More information is available online at homedepot.ca where you can view the patio buying guide and inspiration gallery NC

[email protected]


IN WINNIPEGDISPLAY SUITE AVAILABLE FOR VIEWING

$222,900 OR LESS

17 SUITES

POSSESSION SUMMER 2013

NOW UNDER CONSTRUCTION

G.S.T. Included

Heated Underground ParkingFour Appliances IncludedIn-Suite LaundryForced Air Heating and CoolingElevatorStorage LockersCondo Fees $185/monthwww.parkbridgecondos.ca

� e Country Community of Landmark, MB

Would you drive 20 minutes to save $30,000?

Best Condo value in Manitoba with heated underground parking!

1029, 1119 & 1409 SF SUITES2 & 3 BEDROOM UNITS

aroundthehouse

Bring the indoors outside to create a family hub

When renovating a home, people often forget one of the most important components: the outdoor space. If done

right, your yard can become more than an extension of your home – it can be a private escape. The experts at Home Depot Canada recommend the following tips for creating an outdoor retreat.

Be your own weather specialistIt is important to keep the climate in mind when choosing your outdoor furniture. For example, if you live in a windy area, select heavier furniture as lighter plastic chairs are likely to turn up on your neighbour’s lawn. If you experience heavy, regular

rainfall, try to stay away from materials like wrought iron that may rust. And to lengthen the life of your outdoor pieces, make sure to store your patio furniture when weather isn’t in your favour. Many outdoor cushions and pillows at Home Depot feature vibrant, fade-resistant colours and are made using high-quality, weather-resistant materials.

Set the moodLike any room in your house, lighting is key when it comes to the outdoors. Solar powered lights are a great option and help save on energy bills. Installation is easy as there is no wiring or plugs to worry about. With many sizes and styles to choose from, you are sure to find the perfect one to brighten up your outdoor space.

Create a space with a purposeDo you want to use your space to host parties, relax, or give your children somewhere they can play? How you plan on using the space will determine what type of furniture you need. And with outdoor furniture, you can get creative: chairs can be replaced with recliners, swings, loungers, or even hammocks. Decorative accents are also essential. Throw a few colourful pillows on your outdoor furniture or put an outdoor area rug under your patio set. As long as fashion meets function, anything goes.

With the right tools and tips, setting up a fun and functional outdoor space doesn’t need to be an overwhelming project. More information is available online at homedepot.ca where you can view the patio buying guide and inspiration gallery NC

b y ya n i c s i m a r d | p h o t o s b y b r a n d o n b a r r e

Refashion & Refine

on A Dime

Continued on page 20

introducing affordable high style into your space is possible, and in more ways than one. Below are my top six

decorating ideas that will be kind to your bank account:

1. Multi-puRpose piecesOnly purchase pillows, lamps, and throws that will work in more than one room. That way you can change up the look of each room from time to time without spending any money. Now that’s what i call budget-friendly decorating!

2. extRa lightingAdded illumination doesn’t have to be expensive. Go back to the traditional way of lighting with candle wall sconces – no electrician, or hydro needed. Try the electric candles from Candle impressions (candleimpressions.net).

stylefile

The Best Moving &Storage Idea Ever!™

Store on your site or in our secure warehouseSeveral sizes available

Every situation is different.Email our Winnipeg staff at [email protected] to see if you qualify for a special offer.

Serving Winnipeg and surrounding area

1-877-984-PODSpods.com/winnipeg

EJPODS

Moving, Remodeling or Just Storing?

Store on your site or in our secure warehouse.Several sizes available.

…Let PODS Be YOUR SOLUtiOn

CANADIAN OWNED & OPERATED

7971401_07/09


Virtual tour: http://www.obeo.com/Public/Viewer/Default.aspx?ID=731374

NANCY LEMIEUX-BOHEMIERYour friendly real estate professional

1046 St. Mary’s Road, Winnipeg, MB R2M 5S6

Phone: (204)981-4821Fax: (204)235-0521

[email protected]

A R E D R I V E R S P L E N D O R

Live luxuriously, entertain impressively and relax unconditionally in an environment that caters to your lifestyle. Privately established in splendour with a panoramic view of the Red River, this home was constructed with state of the art detail to quality and fi nish in mind. Breath taking from the moment you open the front door with custom made handles from Paris into the exquisite foyer with sound proof walls to the entertainment room, open concept great room with vaulted ceilings, large windows throughout to expose natural light, family/entertainment room with wrap around balcony on two levels. Stunning glass etched doors, beautiful Paradiso granite fl ooring throughout. Designer kitchen with Paradiso granite counter tops overlooking the beautiful view of the Red River. Grand open loft overlooking the front foyer and great room, fabulous for entertaining with an orchestra and more. Very private and secluded in a prominent neighbourhood.

Lynne Dubienski204.295.9067sandhudevelopments.com

OPE

NIN

GG

RAN

D

Show suite 155 Sherbrook • Sherbrook Street south of Broadway Ave• Starting in the $180’s• Concrete and Steel Construction• High quality granite kitchens with stainless steel appliances

JUN

E 20

13 P

OSS

ESSI

ON

OXBOWCONDOS.COM

Stunning executive home located by the golf course in “The Highlands”, Niverville, just 20 min from Winnipeg. This custom 1618 square foot home provides all the amenities at an affordable price. Gourmet kitchen including custom cabinets, Granite Countertops, corner pantry, tile back splash, oversized island and much more. Dining and Living area feature multiple, oversized, triple page low E Argon windows, custom gas fireplace with cultured stone wall unit, 9’ ceilings PLUS tray and luxurious ash hardwood floors. Entrance, main floor laundry room and baths feature oversized ceramic floor tile. Oversized garage features an additional 10’ x 12’ storage area for golf cart. Home is built on concrete piles, includes R18 insulated basement and Owens Corning shingles. Exterior features custom siding, acrylic stucco, stone highlights and a personalized concrete drive-way. Includes a 5 yr BLANKET Home Warranty. Price includes net GST. This home sets the benchmark for Luxury at an affordable price.

Our reputation is the cornerstone of your foundation

501 Lytham Place, Niverville$397,900

[email protected]

ARTENNS

204-453-7653Sales, information and appointments

GREGGREWAL

BRAND NEW HOMES STARTING AT $249,900

These homes are available in St. Vital, St. James and Downtown

TWO STOREY:Brand New 1356 Sq. Ft. Two storey 3 Bedroom & 2.5 Bath. Open Concept Living Room & Dining Room combo, U- Shaped kitchen with Pantry, main floor powder room, laminate flooring. Master Bedroom w/ double closet and ensuite. 5 year Home Warranty.

BI-LEVEL:Brand New Open Concept Floor plan features Living Room & Dining Room combo, Vaulted ceiling over main area to accommodate for lots of natural light. 3 Bedrooms and 1 Bath, 5 year home warranty. Great home in a friendly neighborhood.

ROD P E E L E R

real estate“I never sleep”

professionalsEach office independently owned & operated

Thank you Winnipeg for 30 great years

“I am going for 40”

I would be pleased to assist you with The Selling or Purchasing of your

RESIDENTIAL HOME, CONDOMINIUM, INVESTMENT, COTTAGE PROPERTY

For a no obligation consultation please call Rod Peeler

[email protected]

This remodelled, contemporary styled condo is located in a prime Wellington Crescent location across from Robert Munsen Park and a short walk to the Lilac/Corydon shopping, restaurant and cafe area and only a few minutes from downtown. This tastefully decorated two bedroom unit is in a mid- century architectural award winning complex of 12 condos. The unit features open concept living with hardwood fl oors, cork and slate fl ooring, Stainless Steel dishwasher, stove and refrigerator, wine fridge, a granite top kitchen breakfast bar, newer maple cabinetry, pantry, Central air and some newer windows The bathroom has a soaker tub. The unit also features semi private stairs and a bicycle/storage locker. The balcony overlooks wellington Crescent and the Park.

WELLINGTON CRESCENT CONDO – EXECUTIVE HOUSEOFFERED AT $309,800


b y ya n i c s i m a r d | p h o t o s b y b r a n d o n b a r r e

Refashion & Refine

on A Dime

Continued on page 20

introducing affordable high style into your space is possible, and in more ways than one. Below are my top six

decorating ideas that will be kind to your bank account:

1. Multi-puRpose piecesOnly purchase pillows, lamps, and throws that will work in more than one room. That way you can change up the look of each room from time to time without spending any money. Now that’s what i call budget-friendly decorating!

2. extRa lightingAdded illumination doesn’t have to be expensive. Go back to the traditional way of lighting with candle wall sconces – no electrician, or hydro needed. Try the electric candles from Candle impressions (candleimpressions.net).

stylefile

The Best Moving &Storage Idea Ever!™

Store on your site or in our secure warehouseSeveral sizes available

Every situation is different.Email our Winnipeg staff at [email protected] to see if you qualify for a special offer.

Serving Winnipeg and surrounding area

1-877-984-PODSpods.com/winnipeg

EJPODS

Moving, Remodeling or Just Storing?

Store on your site or in our secure warehouse.Several sizes available.

…Let PODS Be YOUR SOLUtiOn


7971401_07/09



A DISPLAY SUITE IS AVAILABLE FOR VIEWING BY APPOINTMENT

[email protected]


$232,900P R I C E D F R O M

G S T I N C L U D E D

w w w. f t r i c h m o n d c o n d o s . c o m

O V E R 7 0 % S O L D

NOW PRE SELLING,

All remaining suites feature 1,118 sq ft Great Room plans with Maple island kitchens, stainless steel appliances, 2 bedrooms, 1.5 bathrooms, in suite laundry and forced air heating and cooling. Heated underground parking and or extra surface parking is available.

3. tiReD WicKeR FuRnituReDon’t know what to do with your old wicker furniture besides throwing it out? Before kicking it to the curb, why not spray-paint it in a bold colour like Benjamin Moore’s Laguna Blue, 2059-30 or Berry Wine, 2003-30? it could serve as an exciting accent piece with an element of surprise.

4. instantlY upDate BacKsplashBored of your outdated backsplash? Home improvement stores such as Th e Home Depot sell peel-and-stick backsplash, available in a wide variety of styles and colours to blend into any space. Th e best part is it’s so easy to do, you won’t need to hire anyone to install it. Simply add it on top of what’s existing if what you have beneath is more or less a fl at surface.

5. Faux WainscottingAdd a band of what will imitate the look of wainscotting simply by using paint. My favourite way of doing this is using two similar colours but in diff erent tones, usually the darker, more weighted colour for the bottom and the lighter shade on top. Th e bottom portion should be about 30 inches from the fl oor, and you can add moulding to separate the two tones if you’d like.

6. BlacK high-glossPainting a piece in a black high-gloss paint fi nish can look very high-end without the price tag associated. it could be a new inexpensive piece that you bought with a fi nish you’re not fond of, or it could just be an outdated piece that needs refreshing.

Phot

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Sur

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Continued from page 18

PAINTING A PIECE IN A BLACK HIGH-GLOSS PAINT FINISH CAN LOOK VERY HIGH-END WITHOUT THE PRICE TAG ASSOCIATED. IT COULD BE A NEW INEXPENSIVE PIECE THAT YOU BOUGHT WITH A FINISH YOU’RE NOT FOND OF, OR IT COULD JUST BE AN OUTDATED PIECE THAT NEEDS REFRESHING.

Yanic siMaRDYanic is the design editor of New Condo Guide and principal designer of Toronto Interior Design Group, specializing in residential and commercial projects. Simard has created designs for clients in Toronto, Montreal and Miami, and appears as a regular guest expert on Citytv’s CityLine and the Toronto Star. Visit tidg.ca

A DISPLAY SUITE IS AVAILABLE FOR VIEWING BY APPOINTMENT

[email protected]


$232,900P R I C E D F R O M

G S T I N C L U D E D

www. f t r i chmondcondos . com

O V E R 7 0 % S O L D

NOW PRE SELLING,

All remaining suites feature 1,118 sq ft Great Room plans with Maple island kitchens, stainless steel appliances, 2 bedrooms, 1.5 bathrooms, in suite laundry and forced air heating and cooling. Heated underground parking and or extra surface parking is available.


LOCATIONThe Oaks Country Estates is located within The Oaks - Assiniboine River West, a charming subdivision that combines both the convenience of city living with the lifestyle and surroundings of a secluded country estate. These condos truly defi ne City Living, Country Style.

PLANS1392 - 1450 sq ft.Detached bungalow, detached 2-storey, and semi-detached 2-storey plans available.

[email protected]

Chris PennycookBlair SonnichsenTyson Sonnichsen

204.831.4868

CONDOMINIUMSAT OAK FOREST CRESCENT

expertadvice

The start of a new season is the perfect time to check some tasks off of your “to do” list – whether it’s to get in shape or tackle at-home projects. If you’re planning on making some simple but effective changes at home, here are some tips on how to give your basement a total 180-degree makeover.

Soundproof it Installing acoustic insulation is the perfect excuse to crank up the subwoofer, host a get-together or let the kids run wild. Soundproofing is the ultimate solution to maximize your basement’s peace, quiet and privacy. Industry experts suggest using Roxul Safe n’ Sound, which effectively absorbs sound and is easy to work with.

Out with the old, in with a floor Installing a new floor or updating the existing one can improve the overall comfort level and look of your basement. Many unfinished basements have basic concrete flooring, which is cold year-round. Flooring options are endless – hardwood, laminate, cork and Berber flooring all add warmth to a basement bedroom or TV room, play mats are great for kids’ playrooms and carpets are perfect to make any room feel more comfy and welcoming.

Get creative with a fresh coat of paint Transform the dull and boring space into an inviting entertainment oasis or a colourful playroom with a simple coat of paint. When considering the paint, think about what colour will compliment your existing furniture. To add some drama, consider adding depth and visual interest to your space with a different coloured accent wall.

Accessorize it Throw pillows, rugs, lighting, and artwork are simple additions that can immediately enhance or change your basement’s look and feel. Pot lights can modernize, while art work and throw pillows can add a splash of colour. Decide on a theme and colour scheme for your room and keep your eye out for staple pieces that will make it feel like an entirely new space. NC

Scott McGillivray is a full-time real estate investor, contractor, television host, writer, and educator.

Give your basement a total 180°B y S c o t t M c G i l l i v r ay


It’s time to end the winter hibernating and revitalize your home for another busy spring and summer season. As you plan the spring cleaning, consider using the opportunity to think about how to improve your home’s energy e� ciency.

� ere are some cleaning tasks that will help save energy and money. Dave Walton, a resident expert at Direct Energy, shares some practical tips guaranteed to help you get your home in shape, while saving money:

EXAMINE WINDOWS AND INSULATION. Up to 30 per cent of a home’s heating and cooling costs can be lost through poorly

� tted windows and doors. Caulking and weather stripping or upgrading to new energy e� cient windows can save homeowners approximately $150 per year on their energy bill.

DON’T FORGET ABOUT THE LIGHT BULBS. When replacing them, remember that an energy-saving light bulb can last up to 10 times longer than a normal bulb and use up to 75 per cent less energy. You’ll save yourself some money and won’t have to worry about this regular chore.

REMEMBER YOUR FILTERS. Replacing or washing your furnace � lters allows a central air conditioning system to run more e� ciently too. Clogged � lters mean your furnace motor has to work harder, which eats up more energy. Filters should be washed or replaced every three months (some are 30 days), so start by making this part of your spring-cleaning routine. Try adding a reminder to your calendar for the � rst day of each quarter.

CONSULT THE EXPERTS. Consider booking a pre-summer maintenance with a licensed technician who can make sure your air conditioner is summer-ready and able to perform more e� ciently when higher temperatures put it to the test.

Additional energy-e� cient tips can be found online at davescorner.ca. NC

Make your home more energy effi cient this spring

quicktips

AS YOU PLAN THE SPRING CLEANING, CONSIDER USING THE OPPORTUNITY TO THINK ABOUT HOW TO IMPROVE YOUR HOME’S ENERGY EFFICIENCY. THERE ARE SOME CLEANING TASKS THAT WILL HELP SAVE ENERGY AND MONEY.

The Oaks Condominiums are located only 8 minutes from the south Perimeter of Winnipeg in the community of Iles des Chenes.

The units offer 1200 square feet of open concept living on the main fl oor complete with 2 piece bath. The second fl oor encompasses 3 good sized bedrooms and laundry station. The 4 piece bathroom can be accessed from the master bedroom as well as the hallway. The basement offers 600 sq. ft. for future development as well as roughed-in plumbing for 4 piece bath has been included. All appliances included: fridge, stove, washer, dryer, dishwasher, microwave.

One parking spot is provided per unit with the option of purchasing an additional stall for a second vehicle (fi rst come basis).

These units are evidence to good planning and superb quality construction by Prairie Life Developments.

1

STARTING AT $216,500 (INCLUDES NET GST) FALL POSSESSION

2PHASE SOLD OUT!

3 HURRY! PHASE ONLY 6 LEFT

PHASE SOLD OUT!

CONNECTING FAMILIES TO HOMES

PRESENTED BY PRAIRIE LIFE DEVELOPMENTS

www.theoaksidc.ca

204.979.LIST(5478)

RENEE DEWAR

L I F E S T Y L E S R E A L E S T A T E L T D

E 730 ST. ANNE’S RD, WINNIPEG MB R2N OA2204 [email protected] I WWW.979LIST.COM


12 minutes south west of KENASTON COMMON ON MCGILLIVRAY BLVD. AND HIGHWAY 3. Meadowbrook combines the highest standard of manufactured home living with beautifully landscaped grounds in a relaxed natural setting.

The homes offer 1216 to over 2100 sq. ft. of living space complete with a double garage. Our custom built homes feature a master bedroom w/ensuite, 1 or 2 additional large bedrooms, 2 complete baths, fully appointed kitchen, dining/living areas.

Starting from $195,900 plus GST.Condo fees $165 p/month including water.

Saturday & Sunday 3:00 p.m.-5:00 p.m. Tuesday & Wednesday 5:00 p.m.-7:00 p.m.DISPLAY HOURS:

Meadowbrook Villas is a 50+ active living condominium community located on the LaSalle River in Sanford

Blair Sonnichsen 204.989.5000 www.Winnipeghomes.com

Come Join our “PARADE OF HOMES”

in Meadowbrook Villas, Sanfordpriced from $195,900.00 to $300,000.00

ALL MONTH

Saturday & Sunday 3:00 p.m.-5:00 p.m. Tuesday & Wednesday 5:00 p.m.-7:00 p.m.


Tyson Sonnichsen204.989.5000 www.Winnipeghomes.com



The Riverfront Community Centre is the social hub of the community featuring a common kitchen area, multi-purpose room for special events, crafts room and billiards and card playing area

Secured concrete piles create a stable platform for your home

ALL MONTH

12 minutes south west of KENASTON COMMON ON MCGILLIVRAY BLVD. AND HIGHWAY 3. Meadowbrook combines the highest standard of manufactured home living with beautifully landscaped grounds in a relaxed natural setting.

The homes offer 1216 to over 2100 sq. ft. of living space complete with a double garage. Our custom built homes feature a master bedroom w/ensuite, 1 or 2 additional large bedrooms, 2 complete baths, fully appointed kitchen, dining/living areas.

Starting from $195,900 plus GST.Condo fees $165 p/month including water.

Saturday & Sunday 3:00 p.m.-5:00 p.m. Tuesday & Wednesday 5:00 p.m.-7:00 p.m.DISPLAY HOURS:


Blair Sonnichsen 204.989.5000 www.Winnipeghomes.com



ALL MONTH

Saturday & Sunday 3:00 p.m.-5:00 p.m. Tuesday & Wednesday 5:00 p.m.-7:00 p.m.


Tyson Sonnichsen204.989.5000 www.Winnipeghomes.com



The Riverfront Community Centre is the social hub of the community featuring a common kitchen area, multi-purpose room for special events, crafts room and billiards and card playing area

Secured concrete piles create a stable platform for your home

ALL MONTH


Being in overdraft is a strong indication that you’re not:

a) living within your means, andb) keeping track of your expenses.

If you want to get out of overdraft and back into the black, it will likely take some belt-tightening for a few months. Here’s how to do it:

Make a list of your Monthly fixed essential expenses. The bills that you have to cover every month, like your mortgage and car payment, your minimums on your debt and your childcare expenses. Total it up.

Make a list of your Monthly Variable essential expenses. The costs that you simply can’t avoid, like food and gas. Be careful now, we’re not talking fancy food and lots-n-lotsa gas – we’re talking the bare minimums to get you through the month. There’s no clothing, no movies, no shopping at all on this list. Total it up. Subtract these two totals from your income. How much do you have left? If you don’t have enough to cover the unessential expenses in your life – the fancy cell phone, the uppity satellite service, and the like, you can see your problem. Time to cut back on the nice-to-haves until you’re out of the hole. Change your services to the most basic you can get away with.

CoMMit to liVing on this Very harsh, Very tight budget for a Month. Just one month. Take all the rest of the money you make and stick it in an envelope, a jar, or a high interest savings account – as long as you don’t spend it.

By Gail Vaz-Oxlade

Get out of odious

overdraft

The families I work with are often in overdraft at some point in their month. Some of them spend virtually the whole month in overdraft. And some have no overdraft protection (or the wrong plan) so they end up paying

exorbitant fees. Perhaps you’ve seen me give people the “what for” because they’ve been racking up $300 a month in bank fees. What a waste of money!

finances


NO HIDDEN COST.EVER. AT

TRANSPARENT CONDOMINIUM PROPERTY MANAGEMENT IN ACTION

Find out how we keep unit owners / board members / developers / realtors in the loop with our complimentary management web portal.

WWW.IMPERIALPROPERTIES.CA/CLARITY

NO HIDDEN COST.

TRANSPARENT CONDOMINIUM PROPERTY MANAGEMENT IN ACTION

Find out how we keep unit owners / board members / developers / realtors in the loop with our complimentary management web portal.

WWW.IMPERIALPROPERTIES.CA/CLARITY

Being in overdraft is a strong indication that you’re not:

a) living within your means, andb) keeping track of your expenses.

If you want to get out of overdraft and back into the black, it will likely take some belt-tightening for a few months. Here’s how to do it:

Make a list of your Monthly fixed essential expenses. The bills that you have to cover every month, like your mortgage and car payment, your minimums on your debt and your childcare expenses. Total it up.

Make a list of your Monthly Variable essential expenses. The costs that you simply can’t avoid, like food and gas. Be careful now, we’re not talking fancy food and lots-n-lotsa gas – we’re talking the bare minimums to get you through the month. There’s no clothing, no movies, no shopping at all on this list. Total it up. Subtract these two totals from your income. How much do you have left? If you don’t have enough to cover the unessential expenses in your life – the fancy cell phone, the uppity satellite service, and the like, you can see your problem. Time to cut back on the nice-to-haves until you’re out of the hole. Change your services to the most basic you can get away with.

CoMMit to liVing on this Very harsh, Very tight budget for a Month. Just one month. Take all the rest of the money you make and stick it in an envelope, a jar, or a high interest savings account – as long as you don’t spend it.

By Gail Vaz-Oxlade

Get out of odious

overdraft

The families I work with are often in overdraft at some point in their month. Some of them spend virtually the whole month in overdraft. And some have no overdraft protection (or the wrong plan) so they end up paying

exorbitant fees. Perhaps you’ve seen me give people the “what for” because they’ve been racking up $300 a month in bank fees. What a waste of money!

finances

Clearly you’re not allowed to use your Credit during this proCess. You’re, in essence, having a ‘no shop month.’ When you get to the end of the month, add up how much you’ve got left after all your bills have been paid. Is it enough to cover your overdraft? If it is, then you’ll have to live through this belt-tightening horror for one more month to build up the buffer you need to never go into overdraft again. If it’s not, you may have to feel the pain for a couple more months until you’re in the clear. From here forward, you want that buffer stored in an account that’s linked to your primary transaction account so that if you see your account running a little low, you can transfer some money from your buffer account to keep you afloat.

you are also going to beCoMe MetiCulous at traCking your spending. (visit gailvazoxlade.com/blog/archives/719) After all, you don’t want to have to go through this pain again, right?

Some people create a buffer in their transaction account to prevent overdrafts, keeping, let’s say $100 in the chequing account that they never allow themselves to spend. If their balance ever falls below that $100, they simply stop spending. While they’re not overdrawn as far as the bank is concerned – so there are no fees – they’re overdrawn in their own eyes and go without until the next paycheque hits the bank.

gail Vaz-oxlade is the host of til debt do us part and author of debt free forever and blogs daily at www.gailvazoxlade.com.follow gail on twitter at twitter.com/gailVazoxlade

Getting out from under the odious overdraft is not easy task. But you can do it if you’re determined to stop paying the bank for your lack of self-control. Yes, it’ll hurt for a month – or four. But the relief of being back in the black is fabulous!


Visit the new real estate section on canpages.caand start looking for that special place.

Search yourfavorite neighbourhood

Find out about nearbyservices and amenities

View new construction projectsand register to get the latest info

We think fi nding a home is a lot more than simply fi nding the right property.That’s why we put you right in the middle of the search process.

IN THE MARKET FOR A

NEW HOUSE OR A CONDO?

Powered by

330 BOYD AVE.$179,900

Newer family home in well-established area. Features 3 bedrooms, 2 full bathrooms, open and spacious living room/dining room combo, a fully finished basement with rec room, games area and 2 extra potential bedrooms(bars must be removed from outside windows to use as bedrooms), central air-conditioning, and large backyard with sliding fence door for security. All 4 major appliances included. Close to shopping, restaurants and transportation. A great house for a great price

NEW 51 DOUBLEDAY DRIVE

Great solid 3 bedroom 3 bathroom bungalow in a great family area. Features an L shaped living room/dinning room combo, spacious kitchen, fully finished basement with recroom, games room/family room with wood burning fireplace, wet bar and extra room perfect for a home office with attached 3 piece bathroom.

75 BRUNKA PLACE $364,900

Brand new 1200 square foot bungalow to be custom built to your specifications. No house currently on this lot, sample plan only, picture is of a previously completed plan.

80 MASSALIA DRIVE $669,900

2200 square foot bungalow to be custom built by Gino’s Homes in the final phase of lake lots to be developed. 3 bedrooms, a full walkout basement with piles, steel beams and structural wood floor, allowances for upgrades to exterior, hardwood and ceramic floors, 9 foot main floor ceilings, granite counter tops in addition to all of Gino’s high quality standard items such as oak trim and doors, maple kitchen cabinets and bathroom vanities, gas fireplace, rounded drywall corners, triple attached garage, etc. Build as advertised for price shown or have your own plan custom designed and choose your own options (price adjusted accordingly). Price includes lot and g.s.t.

50 TERRY SCOTT BAY

$399,900 To be built by Gino’s Homes. 1600 square foot bungalow featuring 3 bedrooms, 2 bathrooms. Built on piles. Built as advertised for price shown or have your own plan custom designed and built to your specifications. Pictures of a completed plan, sample only as there is currently no house built on this lot.

184 BRIDGEWOOD DRIVE

$389,900 To be custom built by Gino’s Homes. Spacious 1500 square foot bungalow plan. For specific details come visit us at our showhome at 59 DENNIS LINDSAY ROAD.


Brand new 1500 square foot 2 storey to be custom built to your specifications. No house currently on this lot, sample plan only, picture is of a previously completed plan.


Brand new 1800 square foot bungalow to be built by Gino’s Homes. Similar plan and options as our current show home at 59 Dennis Lindsay Road. Build as advertised for this price or choose a different plan and options or have new plan custom designed. Features 3 main floor bedrooms, a large open great room concept, a fully finished basement with a 3 piece bathroom and 2 extra bedrooms, over sized 22x22 foot double attached garage, upgraded exterior with stone finish. Beautiful park lot with view of the lake. Price is subject to change without notice (prior to purchase).

278 AMHERST $184,900

Wonderful Bruce Park location, meticulously maintained and upgraded bungalow, perfect for singles, young couples with low taxes and monthly costs. Detached garage currently used as storage, car door closed off on inside. Newer windows with transferable warranty, ask for details. Low cost of ownership on this well located and cozy home. Furnace installed in 2009, Sump pump 1/2011, roof shingles installed May 1997 with 20 yr warranty from install date, All newer windows with warranties, Exterior House Vinyl Coating 5/2008.

ONLY 19 LOTS AVAILABLE

1.37 acre lot available in new upscale subdivision in West St. Paul. Frontage 177 feet, total lot size 59,677 sq. ft. Choose your own builder and build your dream home in a peaceful country setting just minutes away from the city and all its conveniences.

NOT EXACTLY AS SHOWN




for more info go to www.100massaliadrive.com


TEAM LEADER TEAM ASSOCIATE TEAM ASSOCIATEJordan Katz Priscilla Santos Marc Goldberg

Jordan Katz & Associates

More Listings Available - Not Shown here! Call for Details 204-777-9999

or Email [email protected]

IF YOU ARE PLANNING TO BUY OR SELL A HOUSE AND NEED GREAT RESULTS CALL NOW

SOLD

with wood burning fireplace, wet SOLD

To be built by Gino’s Homes. 1600 square foot bungalow featuring 3

SOLD


Visit the new real estate section on canpages.caand start looking for that special place.

Search yourfavorite neighbourhood

Find out about nearbyservices and amenities

View new construction projectsand register to get the latest info

We think fi nding a home is a lot more than simply fi nding the right property.That’s why we put you right in the middle of the search process.

IN THE MARKET FOR A

NEW HOUSE OR A CONDO?

Powered by

330 BOYD AVE.$179,900

Newer family home in well-established area. Features 3 bedrooms, 2 full bathrooms, open and spacious living room/dining room combo, a fully finished basement with rec room, games area and 2 extra potential bedrooms(bars must be removed from outside windows to use as bedrooms), central air-conditioning, and large backyard with sliding fence door for security. All 4 major appliances included. Close to shopping, restaurants and transportation. A great house for a great price

NEW 51 DOUBLEDAY DRIVE

Great solid 3 bedroom 3 bathroom bungalow in a great family area. Features an L shaped living room/dinning room combo, spacious kitchen, fully finished basement with recroom, games room/family room with wood burning fireplace, wet bar and extra room perfect for a home office with attached 3 piece bathroom.


Brand new 1200 square foot bungalow to be custom built to your specifications. No house currently on this lot, sample plan only, picture is of a previously completed plan.


2200 square foot bungalow to be custom built by Gino’s Homes in the final phase of lake lots to be developed. 3 bedrooms, a full walkout basement with piles, steel beams and structural wood floor, allowances for upgrades to exterior, hardwood and ceramic floors, 9 foot main floor ceilings, granite counter tops in addition to all of Gino’s high quality standard items such as oak trim and doors, maple kitchen cabinets and bathroom vanities, gas fireplace, rounded drywall corners, triple attached garage, etc. Build as advertised for price shown or have your own plan custom designed and choose your own options (price adjusted accordingly). Price includes lot and g.s.t.

50 TERRY SCOTT BAY

$399,900 To be built by Gino’s Homes. 1600 square foot bungalow featuring 3 bedrooms, 2 bathrooms. Built on piles. Built as advertised for price shown or have your own plan custom designed and built to your specifications. Pictures of a completed plan, sample only as there is currently no house built on this lot.

184 BRIDGEWOOD DRIVE

$389,900 To be custom built by Gino’s Homes. Spacious 1500 square foot bungalow plan. For specific details come visit us at our showhome at 59 DENNIS LINDSAY ROAD.


Brand new 1500 square foot 2 storey to be custom built to your specifications. No house currently on this lot, sample plan only, picture is of a previously completed plan.


Brand new 1800 square foot bungalow to be built by Gino’s Homes. Similar plan and options as our current show home at 59 Dennis Lindsay Road. Build as advertised for this price or choose a different plan and options or have new plan custom designed. Features 3 main floor bedrooms, a large open great room concept, a fully finished basement with a 3 piece bathroom and 2 extra bedrooms, over sized 22x22 foot double attached garage, upgraded exterior with stone finish. Beautiful park lot with view of the lake. Price is subject to change without notice (prior to purchase).

278 AMHERST $184,900

Wonderful Bruce Park location, meticulously maintained and upgraded bungalow, perfect for singles, young couples with low taxes and monthly costs. Detached garage currently used as storage, car door closed off on inside. Newer windows with transferable warranty, ask for details. Low cost of ownership on this well located and cozy home. Furnace installed in 2009, Sump pump 1/2011, roof shingles installed May 1997 with 20 yr warranty from install date, All newer windows with warranties, Exterior House Vinyl Coating 5/2008.

ONLY 19 LOTS AVAILABLE

1.37 acre lot available in new upscale subdivision in West St. Paul. Frontage 177 feet, total lot size 59,677 sq. ft. Choose your own builder and build your dream home in a peaceful country setting just minutes away from the city and all its conveniences.







TEAM LEADER TEAM ASSOCIATE TEAM ASSOCIATEJordan Katz Priscilla Santos Marc Goldberg

Jordan Katz & Associates

More Listings Available - Not Shown here! Call for Details 204-777-9999

or Email [email protected]

IF YOU ARE PLANNING TO BUY OR SELL A HOUSE AND NEED GREAT RESULTS CALL NOW

SOLD

with wood burning fireplace, wet SOLD

To be built by Gino’s Homes. 1600 square foot bungalow featuring 3

SOLD

Looking for Prime Furnished Suites in Downtown Winnipeg?

“We moved last fall for a larger space at a reasonable price and Fort Garry Place had all the features we were looking for. The facilities are modern and well–maintained.

The Fort Garry staff are courteous, very helpful and professional, they’re always available when we need them. The on-site amenities are great as well, there’s a store,

dry cleaning, restaurants and it’s just a short walk to the Forks”

GERI NEILSON Office Administrator, Affinity Achitecture

For commercial leasing opportunities please contact the administration office:

204-957-5904Office hours: Monday - Friday 8:00 - 4:30 p.m.

Unit MZ 50 - 81 Garry St., Winnipeg

Fort Garry Place offers a unique environment that blends old-world charm with modern convenience.

Furnished apartments for business travellers. For information about our furnished suites please

contact the Leasing office at 204-949-1010 ext. 263

G W S S

Looking for Prime Furnished Suites in Downtown Winnipeg?

“We moved last fall for a larger space at a reasonable price and Fort Garry Place had all the features we were looking for. The facilities are modern and well–maintained.

The Fort Garry staff are courteous, very helpful and professional, they’re always available when we need them. The on-site amenities are great as well, there’s a store,

dry cleaning, restaurants and it’s just a short walk to the Forks”

GERI NEILSON Office Administrator, Affinity Achitecture

• On-site management and maintenance staff as well as affordable enclosed parking

• Affordable amenities for the busy executive including convenient access to entertainment, dining, shopping and the historic forks market

• Wheelchair access from street level

• Fully equipped gym, indoor pool and hot tub (membership required) as well as convention and banquet areas

Office hours: Monday - Friday 8:00 - 4:30 p.m. Unit MZ 50 - 81 Garry St., Winnipeg

Fort Garry Place offers a unique environment that blends old-world charm with modern convenience.

FORT GARRY PLACE offers completely furnished one and two bedroom suites for short or extended term stays at very competitive

rates. Included in the rate: in-suite laundry, weekly housekeeping, parking, utilities, high-speed internet, use of the pool, gym

facilities on a pay as you go basis or monthly membership. Excellent downtown location, close to the Forks, shops, restaurants.

for more information call 949-1010 ext. 263

Furnished apartments for business travellers. For information about our furnished suites please

contact the Leasing office at 204-949-1010 ext. 263

G W S S


Homes that defy the ordinary.

| www.streetside.ca

Think Condo. Think StreetSide.For a list of all current StreetSide projects, please visit www.streetside.ca

RURAL MANITOBA OFFICE OPENING 2013

NOT ALL CONDOMINIUMS ARE CREATED EQUAL

CUSTOMIZED CONDOMINIUM MANAGEMENT SERVICES

For this reason we created and implemented a successful customized condo management program in the following areas:

• Newly constructed condominiums• Condominiums that were converted from rental• Financial only for smaller condominiums• Condominiums established and operating for over one

year• Enquire about our elite property management program

Contact Brydges Property Management to arrange for a customized management proposal tailored to your condominium’s needs.


830 Scotland Avenue, Winnipeg, MB R3M 1X7

Email: reception@brydgespropertymanagement.comwww.BrydgesPropertyManagement.com

• Newly constructed condominiums• Condominiums that were converted from rental• Financial only for smaller condominiums• Condominiums established and operating for over one year• Enquire about our elite property management program



Phone: (204) 489-9510Fax: (204) 975-1540

Homes that defy the ordinary.

| www.streetside.ca

Think Condo. Think StreetSide.For a list of all current StreetSide projects, please visit www.streetside.ca

RURAL MANITOBA OFFICE OPENING 2013


CUSTOMIZED CONDOMINIUM MANAGEMENT SERVICES


• Newly constructed condominiums• Condominiums that were converted from rental• Financial only for smaller condominiums• Condominiums established and operating for over one

year• Enquire about our elite property management program



830 Scotland Avenue, Winnipeg, MB R3M 1X7

Email: reception@brydgespropertymanagement.comwww.BrydgesPropertyManagement.com

• Newly constructed condominiums• Condominiums that were converted from rental• Financial only for smaller condominiums• Condominiums established and operating for over one year• Enquire about our elite property management program



Phone: (204) 489-9510Fax: (204) 975-1540

BUNGALOWTOWNHOMES

2 STOREYTOWNHOMES

TOWNHOMESWITH GARAGE

*Prices do not include GST

jumpforjoyy.com

© 2013 Oak Park Living. All rights reserved.

204-558-JOYY (5699)

Joyy is Winnipeg's freshest new townhome project. Located in the desirable community of South Pointe, Joyy is close to the University and nestled in over 30 acres of park space threaded by over 4 km of trails. The community of South Pointe fits harmoniously into Mother Nature's design and healthy lifestyle. With attractive townhomes starting from $199,900* it's no wonder these homes are selling fast. Act now as we don’t expect these homes to last. Register at www.jumpforjoyy.com

S O U T H P O I N T E

PRICES STARTING FROM $199,900*

Final Phase Now SellingREGISTER TODAY

winnipeg home & condo guide april 05, 2013

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