Straight from the Heart Newsletter FALL 2019

HOLIDAY CLOSINGSAll Credit Union branches will be closed in

observance of the following holidays:

VETERANS DAYMonday, November 11th

THANKSGIVING Thursday-Sunday, November 28th-30th

CHRISTMAS EVE (close at noon) Tuesday, December 24th

CHRISTMAS Wednesday, December 25th

NEW YEARS EVE (close at noon) Tuesday, December 31st

NEW YEARS DAY Wednesday, January 1st

SCORE BIGWITH

AUTO LOANS

AS LOW AS

1.75% APR

FOR A LIMITED TIME

APR = Annual Percentage Rate. Quoted rate(s) are the lowest available rate for 36 months and will be based on your credit history. Rates may be as high as 17.44% APR depending on information obtained from your credit application and credit report. Rates and terms subject to change without notice. We will not refinance existing Heart of Louisiana loans at this APR. Federally insured by NCUA. Promotional rate(s) available October 1, 2019 thru November 8, 2019. Membership restrictions apply.

STOPREMEMBER TO

activate your cardon NOV. 6

YOUR NEW CARD IS COMING NOVEMBER 6!

DO NOT destroy your current card until the new card is activated

If you have any additional questions, please contact Heart of Louisiana Credit Union at 800-264-4562 or email geninfo@heartcu.org .

PINEVILLE ALEXANDRIA OFFICE HOURS CALL CENTER303 Edgewood Dr 4407 Coliseum Blvd M-Th: 9 am - 4 pm M-Th: 8 am - 5 pm 3616 Commerce St Fri: 9 am - 5:30 pm Fri: 8 am - 6 pm Sat: 9 am - 1 pm Sat: 9 am - 1 pm

PH: 318.619.1900 F: 318.449.5519 Website: HeartCU.org Federally Insured by the NCUA

Heart of Louisiana Credit Union will award three scholarships to young members graduating from high school in 2020. The Cheryl N. Ray $1,500 college scholarship and two $1,000 college scholarships will be awarded. Visit us online or stop by one of our three branches to pick up an application.

The scholarship recipients will be chosen based on merit and presentation submissions. Staff, Board of Directors, Committee members, and their direct family members are not eligible to participate.

HIGH SCHOOL GRADUATION SCHOLARSHIPS

Stop by and show off your Honor Roll report cards for chances at some great prizes. All members in grade school (grades 1st-12th) can bring in their Honor Roll report cards to enter the drawings. Drawings will be held sporadically throughout the school year with grand prizes at the end of the 2019-2020 school year.So don’t wait! Bring in your Honor Roll report cards today!

For official rules, please visit our website, HeartCU.org

HONOR ROLL REWARDS

The next Annual Membership Meeting will be held March 24, 2020 at Country Inn and Suites in Pineville.

The following members have been nominated by the Nominating Committee to fill two available positions for a three year term on the Board of Directors:• Michael Taylor, Louisiana Land Trust• Mary Jane Close, USDA/US Forest Service, RetiredThe following member has been nominated by the Nominating Committee to fill a two year unexpired term on the board of directors.• Ervin Norwood, USDA

At this time, any qualified member seeking nomination must participate through the petition process and will have until December 06, 2019 to secure 171 member signatures on the petition. Each nominee by petition must submit a statement of qualifications and biographical data with the signed petition to Board Secretary, Heart of Louisiana Credit Union, PO Box 4030, Pineville, LA 71361.Nomination by petition will be published in the next quarterly newsletter. We look forward to seeing you at the Annual Meeting.

DIRECTOR ELECTIONS AND ANNUAL MEMBERSHIP MEETING

Wayne Staton served Heart of Louisiana Credit Union for 33 years as a Volunteer on the Board of Directors. Wayne actively worked to better his community and its members through volunteerism, not only at the Credit Union, but also at Woodland Presbyterian Church and with the Lions Club.

On behalf of the staff and volunteers of Heart of Louisiana CU, it is our honor to posthumously induct Mr. Wayne Stanton as a 2019 inductee to the Louisiana Credit Union Hall of Fame.

WAYNE STATON: 2019 INDUCTEE TO THE LOUISIANA CREDIT UNION HALL OF FAME

Christmas savings account balances will be disbursed on October 15, 2019. The funds from the Christmas savings will be transferred to the members’ main share savings account unless otherwise specified.

CHRISTMAS CLUB DISBURSEMENTS