wnmve †lvjvi av‡e`b dig account opening form · account holder can close his/her account...

GdwWAvi I we‡kl w¯‹g wnmveFDR & SCHEME DEPOSIT ACCOUNT

wjsK wnmve bs :(Link Account No)

National Bank LimitedA Bank for Performance with Potential

wnmve wk‡ivbvg :(Title of the Account)

(Unique Customer ID Code)

wnmve bs :(Account No)

BDwbK Kv÷gvi AvBwW †KvW:

National Bank Limited...............................................................Branch

Account Opening Formwnmve †Lvjvi Av‡e`b dig

Avwg/Avgiv GB g‡g© wbðqZv cÖ`vb KiwQ †h, Avwg/Avgiv wnmve msμvšÍ Dc‡iv³ wbqgvejx/kZ©vejx c‡owQ Ges D³ wbqgvejx/kZ©vejx †g‡b e¨vs‡K wnmve cwiPvjbvq m¤§Z n‡qwQ| fwel¨‡Z Dc‡iv³ wbqgvejx/kZ©vejxi †Kvb cwieZ©b/ ms‡kvab Kiv n‡j Zv †g‡b wb‡Z eva¨ _vKe|(I/We confirm that I/We read the all terms and conditions related to the account and oblige to obey the all terms and conditions. I/we must obey any change/amendment of above terms and conditions in future).

wnmve †Lvjv msμvšÍ wbqgvejx Ges mb¥vwbZ MÖvnK‡ì ÁvZeë¨vs‡K cwiPvwjZ PjwZ wnmv‡e †Kvb gybvdv cÖ`vb Kiv n‡e bv|

cÖ‡Z¨K wnmv‡ei MÖvnK Zv‡ì wnmv‡e e¨vsK KZ©„K wba©vwiZ b~b¨Zg w¯’wZ msi¶b Ki‡Z n‡e| Ab¨_vq e¨vsK †PK †diZ †`qvi AwaKvi msi¶b K‡i|

mÂqx wnmv‡e 1 †_‡K 5 Zvwi‡Li g‡a¨ Rgv n‡Z n‡e| 5,000/- UvKvi Kg w¯’wZ _vK‡j my` cÖ‡`q n‡e bv| 5 ZvwiL †_‡K 31 Zvwi‡Li g‡a¨ wnmv‡ei me©wb¤œ e¨v‡j‡Ýi Dci mswkøó gv‡mi my` cÖ‡hvR¨ n‡e| c~e© †bvwUk e¨wZ‡i‡K 50,000/- UvKvi AwaK As‡Ki D‡Ëvjb mswkøó gv‡m my` cÖ‡`q n‡e bv| gv‡m 4 ev‡ii AwaK D‡Ëvjb my` cÖ‡`q n‡e bv| e¨v‡j‡Ýi 25% Gi †ekx D‡Ëvjb Ki‡j my` cÖ‡`q n‡e bv| 100/- UvKv ev Zvi Kg my` cÖ‡`q n‡e bv|†¯úkvj †bvwUk †W‡cvwRU (SND) wnmve n‡Z UvKv D‡Ëvj‡bi Rb¨ MÖvnK KZ©„K b~b¨Zg 07 (mvZ) w`‡bi †bvwUk cÖ`vb Ki‡Z n‡e| SND wnmv‡e `wbK mgvcbx w¯’wZi wfwË‡Z e¨vs‡Ki wba©vwiZ nv‡i 06 gvm AšÍi gybvdv cÖ`vb Ki‡Z n‡e|

¯’vqx Avgvb‡Zi wecix‡Z e¨vsK KZ…©K wba©vwiZ nv‡i wbw`©ó †gqv`v‡šÍ gybvdv cÖ`vb Kiv n‡e|Gd wW Avi- Gi MÖvnKMY Zv‡ì iwk` h_vh_fv‡e msi¶Y Ki‡eb|w¯‹g wnmv‡ei †¶‡Î mswkøó w¯‹‡gi wbqgvejx/ kZ©vejx cÖ‡hvR¨ n‡e|cÖ‡`q AvgvbZ/gybvdvi wecix‡Z MYcÖRvZš¿x evsjv‡`k miKvi KZ…©K Av‡ivwcZ/Av‡ivwcZe¨ mKj cÖKvi Ki/‡jwf/wWDwU ev Ab¨ †Kvb mviPvR© AvgvbZKvixi wnmve n‡Z KZ©b Kiv n‡e|gvwbjÛvwis cÖwZ‡iva AvBb 2012(2015 Gi ms‡kvabxmn), mš¿vm we‡ivax AvBb 2009 (2012 I 2013 Gi ms‡kvabxmn) I wbqš¿bKvix KZ©„c¶ KZ©„K mg‡q mg‡q RvixK…Z mvK©yjvi/bxwZgvjv Abyhvqx MÖvnK e¨vs‡Ki Pvwn`v †gvZv‡eK †h †Kvb Z_¨ mieivn Ki‡Z eva¨ _vK‡eb| e¨vsK †h †Kvb †i¸‡jUix A_wiwUi Pvwn`v Abyhvqx Z_¨ cÖ`vb Ki‡Z cvi‡e|†h †Kvb wnmv‡e †Kvb †jb‡`b A‰ea ev cÖZviYvg~jK wnmv‡e e¨vs‡Ki wbKU m‡›`n n‡j e¨vsK †mB †jb‡`b cÖwμqv cÖZ¨vLvb Kivi AwaKvi msiÿb K‡i| cÖZviYvg~jK ev A‰ea ev m‡›`nRbK Kvh©Kjv‡ci m¤ú„³Zv i‡q‡Q ev m¤ú„³ _vKvi m¤¢vebv i‡q‡Q G ai‡bi †jb‡`‡b e¨vs‡Ki wm×všÍ PzovšÍ wnmv‡e we‡ewPZ n‡e Ges AvgvbZKvix Zv †g‡b wb‡Z eva¨ _vK‡e| e¨vs‡Ki g‡Z hw` †Kvb wnmve m‡šÍvlRbKfv‡e cwiPvwjZ bv nq, Zv n‡j webv †bvwU‡kB H wnmve eÜ Kivi AwaKvi e¨vsK msiÿb K‡i| ZvQvov Ab¨ †Kvb Kvi‡YI e¨vsK ‡h †Kvb wnmve eÜ Ki‡Z cv‡i Ges Gme KviY MÖvn‡Ki wbKU cªKvk Ki‡Z e¨vsK eva¨ bq|

MÖvnK †PK eB‡qi Rb¨ wba©vwiZ dig Gi gva¨‡g Av‡e`b K‡i †PK eB msMÖn Ki‡Z cv‡ib| †PK eB MÖnY Kivi mgq MÖvnK‡K †PK eB‡qi cvZv ¸‡Y wb‡Z nq Ges †PK eB wbivc` ¯’v‡b (wbR¯^ †ndvR‡Z) msi¶Y Ki‡Z nq †hb †Kvb †PK Gi cvZv Pzwi/‡Lvqv ev Aceënvi bv nq| Pzwi ev †Lvqv hvIqv †Kvb †P‡Ki gva¨‡g RvwjqvwZ msNwUZ n‡j e¨vsK `vqx _vK‡e bv| wnmveaviK e¨vs‡K mieivnK…Z bgybv ¯^v¶i Abyhvqx †PK mB Ki‡eb| bgybv ¯^v¶i cwieZ©b Ki‡Z n‡j Zv c~e©v‡ýB wjwLZfv‡e e¨vsK‡K AewnZ Ki‡Z n‡e| e¨vs‡Ki mv‡_ †h †Kvb cÖKvi wjwLZ †hvMv‡hvMi †¶‡Î bgybv ¯^v¶i eënvi Ki‡Z n‡e|

†PK cwi‡kva eÜ (Stop payment) ivLvi wb‡`©k e¨vsK mZK©Zvi mv‡_ bw_f³z K‡i| wKš‘ fzjekZ D³ †P‡Ki UvKv cwi‡kvwaZ n‡j e¨vsK `vqx n‡e bv|MÖvn‡Ki wnmve e¨vsK mZK©Zvi mv‡_ AvKjb/weKjb K‡i| fzjekZ †Kvb A_© AvKwjZ/weKwjZ n‡j e¨vsK Zv ms‡kvab Ki‡Z cv‡i|wnmveaviK AeëüZ †PK eB †diZ w`‡q, wnmve eÜ Kivi PvR© cÖ`vb K‡i h_vh_ ¯^v¶ic~e©K Av‡e`b K‡i †h †Kvb mgq wnmve eÜ Ki‡Z cv‡ib|

Customer must maintain minimum balance in the account as determined by Bank. Otherwise, the Bank reserves the right to return cheque.

No interest will be paid in Current Account.

Deposit has to be made within 1st to 5th day of a particular month. No interest will be paid for account having balance below Tk.5,000/-. Interest is applicable on the lowest balance laid in the account within 5th to 31st day of the month. No interest will be paid in a particular month if customer withdraws more than Tk. 50,000/- without prior notice. No interest is payable if 25% or above is withdrawn from an account or if number of withdrawals is more than 4 times in a particular month. No interest is given if interest amount comes below Tk.100/-

Minimum 7(seven) days notice period is required by the Account Holder for withdrawal of any sum from SND Account. Interest in SND Account shall be calculated on the basis of day end balance and shall be paid on half yearly basis.

Interest on fixed deposit account shall be paid on the basis of fixed rates and period of maturity.

FDR account holder(s) should preserve their receipt properly.

For Scheme Deposit Account rules/conditions of particular Scheme will be applicable.

All types of Duty, VAT, Levy and Income Tax to be realized from the Depositor’s Account as per approved rate as circulated by the Government from time to time.

As per Money Laundering Prevention Act-2012(including amendment 2015), Anti Terrorism Act-2009(including amendment 2012 & 2013) & Circulars/Rules issued time to time by Regulatory Authorities customer is obliged to submit any information on demand of the Bank. The Bank can provide the account information to the Regulatory Authority, on demand.

Bank has the right to reject any transaction if it seems illegal and fraudulent. If any transaction is involved with or may be involve with fraudulent or illegal or suspicious activites in that case decision taken by Bank will be final and the depositor shall be obliged to accept it.

If any account does not operated satisfactorily, Bank may close the Customer’s account at any time without showing any reason and without giving any notice. Also Bank may close any account at any time for other reason and is not oblige to disclose any reason to the customer.

Customer can collect the cheque book applying through prescribed form.

Customer will count leaves of cheque book at the time of its receiving and the same should be preserved in secured place (self custody) so that no page is stolen/lost or misused. Bank will not be responsible for any fraud or forgery committed by stolen or lost cheque.

Customer will sign cheque as per his/her specimen signature provided to the Bank. Customer should inform the bank in written earlier if he/she wants to bring any change in specimen signature. Customer will use his specimen signature at the time of any written communication with the Bank.

Bank lodges the stop payment instruction carefully. Bank will not be responsible if the cheque is honored inadvertently.

Bank debits/credits customer’s account carefully. Bank can adjust the wrongly debited/credited amount.

Account holder can close his/her account through submitting an application duly signed with returning unused cheque book and paying closing charge.

Bwc‡RW I Ad-†kvi e¨vswKs BDwbU Gi wnmv‡ei †jb‡`b/Kvh©μg ‡ecRv Bwc‡RW/ evsjv‡`k e¨vsK/ê‡`wkK gy`ªv wbqš¿b AvBb I AvšÍR©vwZK Ad-†kvi e¨vswKs wbqgbxwZ Abyhvqx cwiPvwjZ n‡e|

Transaction/ operations of EPZ & Off Shore Banking Unit will be operated by the rules and regulations of BEPZA/EPZ/ Bangladesh bank/ Foreign Exchange Regulation Act and International Off Shore Banking Law.

mKj Gdwm, KbfviwUej, wbUv, eøKW UvKv wnmve, ‰e‡`wkK gy`ªv wbqš¿b AvBb I evsjv‡`k e¨vsK wewa weavb Abyhvqx cwiPvwjZ n‡e|

All FC, Convertible, NITA, Blocked Tk. Account will be operated under rules of Foreign Exchange Regulation Act and Bangladesh bank.

wnmv‡ei gvwjK‡K Pvwn`v †gvZv‡eK wnmve weeiYx cÖ`vb Kiv nq| 30 (wÎk) w`‡bi g‡a¨ wjwLZ †Kvb Awf‡hvM bv †c‡j wnmv‡ei w¯’wZ mwVK Av‡Q e‡j a‡i †bqv n‡e|

Account statement will be provided as per demand of the Account holder. The balance of the account will be considered as correct, if no written complaint is lodged within 30 days.

wnmveavi‡Ki wVKvbvi †Kvb cwieZ©b n‡j Awej‡¤^ Zv e¨vsK‡K Rvbv‡Z n‡e| e¨vsK mvaviYZt WvK/Kzwiqvi †hv‡M wnmve gvwj‡Ki mv‡_ †hvMv‡hvM i¶v K‡i| WvK/Kzwiqvi †hv‡M †cÖwiZ †Kvb wPwVcÎ h_vmg‡q ev Av‡`Š wewj bv n‡j e¨vsK `vqx _vK‡ebv|

The customer has to inform the Bank immediately, if any change occurs in the address of the account holder. Bank generally communicates with the Account holder through postal/courier service. Bank will not be held responsible, if no letters/documents are delivered in time or not at all through postal/courier service.

1991 mv‡ji e¨vsK †Kv¤úvbx AvBbvbyhvqx 10 (`k) eQi I Z yaŸ© †gqv` ch©šÍ †Kvb wnmv‡e †jb‡`b bv n‡j mswkøó wnmvewU A`vweK…Z (Unclaimed) wnmv‡e MY¨ K‡i D³ wnmv‡ei w¯’wZ evsjv‡`k e¨vs‡K ¯’vbvšÍi Kiv nq|

If no transaction occurs in an account for 10 years or more , then the account will be treated as an unclaimed Account as per Bank Company Act-1991 and the balance of that particular account will be transferred to Bangladesh Bank

e¨vsK †h †Kvb mgq e¨vsK wnmve msμvšÍ †h †Kvb wbqgvejx cwieZ©b,cwiea©b,ms‡kvab ev evwZj Ki‡Z cv‡i Ges wnmveavix Zv †g‡b Pj‡Z eva¨ _vK‡eb|

The Bank can change, add, amend or nullify any rules related to account at any time. The account holder is obliged to abide by the instruction made by the Bank.

bwgwbi Qwei wcQ‡b bwgwbi bvg _vK‡Z n‡e Ges Zv wnmveavix KZ©„K mZ¨vwqZ Ki‡Z n‡e| AvgvbZKvixi g„Zyï ci wbqg Abyqvqx Zvi g‡bvbxZ e¨w³ (bwgwb) Mw”QZ AvgvbZ MÖnY Ki‡Z cvi‡eb|GKvwaK g‡bvbxZ e¨w³i †ÿ‡Î MÖvnK KZ…©K wba©vwiZ As‡ki nv‡i Mw”QZ UvKv cÖ‡`q n‡e| Z‡e G‡ÿ‡Î g‡bvbxZ e¨w³/ e¨w³eM©‡K Zvi/Zv‡ì g‡bvbq‡bi ¯^c‡ÿ h_vh_ cÖgvb Dc¯’vcb Ki‡Z n‡e| ‡Kvb g‡bvbxZ e¨w³ bv _vK‡j AvgbZKvixi DËivwaKvix‡K cÖ‡hvR¨ †ÿ‡Î DËivwaKvi mb`cÎ †gvZv‡eK wnmv‡ei w¯’wZ cwi‡kva‡hvM¨ n‡e|

Name of the nominee has to be written behind the photo of the nominee and must be attested by account holder. In case of the number of nominee is more than one person then each nominee shell gets the fixed share percentage determined by account holder. In that case the nominated person/persons have to show proper evidence of their/his/her nomination. If there is no nominee then the balance of the account shall be distributed to the heir’s of the depositor as per succession certificate.

1g Av‡e`bKvixi bvg, ¯^v¶i I ZvwiL1st Applicant’s Name, Signature & Date

2q Av‡e`bKvixi bvg, ¯^v¶i I ZvwiL 2nd Applicant’s Name, Signature & Date

3q Av‡e`bKvixi bvg, ¯^v¶i I ZvwiL3rd Applicant’s Name, Signature & Date

4_© Av‡e`bKvixi bvg, ¯^v¶i I ZvwiL4th Applicant’s Name, Signature & Date

eë¯’vcK (The Manager)

................................ kvLv/ Branch

b¨vkbvj e¨vsK wjwg‡UW (National Bank Limited)

wnmve †Lvjvi Av‡e`b digGd.wW.Avi. I we‡kl w¯‹g Gi †ÿ‡Î cÖ‡hvRÄccount Opening Form for FDR & Scheme Deposit

wcÖq g‡nv`q (Dear Sir),

Avwg/Avgiv Avcbvi kvLvq GKwU wnmve †Lvjvi Rb¨ Av‡e`b KiwQ| Avgvi/Avgv‡ì, cÖwZôv‡bi Ges wnmv‡ei we¯ÍvwiZ Z_¨ wb‡gœ cÖ`vb KiwQtI/We, hereby, apply for opening an account at your branch. I/We submit my/our detailed personal, organizational and account related information at your end.

National Bank Limited............................................ Branch

2. Gd.wW.Avi. msμvšÍ Z_¨ (Information of FDR)t cwigvY (Amount) t gy`ªv (Currency) t

†gqv`Kvj (Period) t eQi (Year) gvm (Month) w`b (Day) †gqv`c~wZ©i ZvwiL (Date of Maturity) t / /

my`/gybvdvi nvi (Rate of Interest)t bevq‡bi †ÿ‡Î t ☐ Avmj Ges my`/gybvdv bevqb Kiæb (Renewal Principal With Interest) Renewal (if any) ☐ ïaygvÎ Avmj bevqb Kiæb, my`/gybvdv b¤î wnmv‡e Rgv Kiæb (Renew only Principal and deposit Interest in A/C No. ) ☐ cÖ‡hvR¨ b‡n (Not Applicable)

3. we‡kl w¯‹g msμvšÍ Z_¨ (Information of Scheme Deposit)tw¯‹‡gi bvg (Name of the Scheme) t

w¯‹‡gi †gqv` (Duration of the Scheme) t GKKvjxb Rgv/ wKw¯Íi cwigvY (Single Deposit/ Installment) t wKw¯Íi msL¨v (evwl©K) No. of Installments (yearly)t

†gqv`v‡šÍ cÖ‡`q (Amount Payable on Maturity) t gvwmK cÖ‡`q (Monthly Benefit)t

wKw¯Í †h wnmve n‡Z ¯’vbvšÍwiZ n‡e †m wnmve b¤ît wKw¯Í †h we‡kl w¯‹‡g ¯’vbvšÍwiZ n‡e †m we‡kl w¯‹‡gi gvwmK gybvdv †h mÂqx wnmv‡e ¯’vbvšÍwiZ n‡e †m mÂqx(In case, installment is to be Transferred from an wnmve b¤î (Scheme Deposit A/C. Number where wnmve b¤î (Name of SB Account where monthlyAccount please mention Account Number) t installment to be credited) t benefit to be credited (in case of MES Account) t

4. wnmve cwiPvjbv msμvšÍ †NvlYv (wUK w`b) t

Declaration regarding Account operation (please tick)

☐ GKKfv‡e ☐ †hŠ_fv‡e ☐ †h †Kvb GKRb ☐ †h †Kvb GKRb A_ev RxweZRb ☐ Ab¨vb¨ (Others) t (Singly) (Jointly) (Any one) (Either or Survivor)

5. wnmve †Lvjvi D‡Ïk¨ (Reason for Account Opening)t

wnmve bst Account No BDwbK Kv÷gvi AvBwW †KvWt Unique Customer ID Code:

†m±i †KvWt Sector Code

SBS-2 Deposit CIB

e¨vs‡Ki eënv‡ii Rb¨/For Bank Use Only

ZvwiL Date w`b

Day

gvm Month

eQi Year

1. wnmv‡ei bvg (evsjvq) tTitle of Account (In Bangla)

Bs‡iRx‡Z (eo A¶‡i) tIn English (Block Letter)

1g Av‡e`bKvixi bvg, ¯v¶i I ZvwiL1st Applicant’s Name, Signature & Date

2q Av‡e`bKvixi bvg, ¯v¶i I ZvwiL2nd Applicant’s Name, Signature & Date

3q Av‡e`bKvixi bvg, ¯v¶i I ZvwiL3rd Applicant’s Name,Signature & Date

4_© Av‡e`bKvixi bvg, ¯v¶i I ZvwiL4th Applicant’s Name ,Signature & Date

6. Ab¨ †Kvb e¨vs‡K cwiPvwjZ wnmve Av‡Q wK (wUK w`b)?/ Account maintained in other Bank (if any) (please tick) t nu¨v (Yes) bv (No) DËi nu¨v n‡j wb¤œiƒc wee„Z Kiæb (Please state below, if yes) t e¨vs‡Ki kvLvi bvg wnmve bs cwiPvjbvK…Z wnmv‡ei cÖK…wZ (wUK w`b) Bank’s & Branch’s Name Account No Nature of operating account (please tick)K) Rgv wnmve (Deposit A/C) FY wnmve (Loan A/C)

L) Rgv wnmve (Deposit A/C) FY wnmve (Loan A/C)

M) Rgv wnmve (Deposit A/C) FY wnmve (Loan A/C)

N) Rgv wnmve (Deposit A/C) FY wnmve (Loan A/C)

7. e¨w³ msμvšÍ Z_¨vejx (Customer Information) t e¨w³ msμvšÍ Z_¨vejx dig c~iY Ki‡Z n‡e (Please fill up Personal Information Form)

8. GK ev GKvwaK wnmveavix bvevjK n‡j (If one or more account holder is Minor) tAvwg wbgœewY©Z wnmveavix/wnmveavixMY Gi ‰ea AwffveK wn‡m‡e GB g‡g© †NvlYv KiwQ †h, wnmveavix/wnmveavixMY bvevjK| Zvi/Zv‡ì cÖ‡qvRbxq Z_¨ “e¨w³ msμvšÍ Z_¨vejxÓ di‡g cÖ`vb Kiv n‡jv| wnmveavix mvevjK bv nIqv ch©šÍ wKsev Avgvi KZ©„K cieZ©x †NvlYv bv †`qv ch©šÍ êa AwffveK wn‡m‡e wnmvewU Avgvi ¯^v¶‡i cwiPvwjZ n‡e| (I, being the legal guardian of the account holder, mentioned below, declare that the account holder(s) is/are Minor(s). His/Her/Their required information are provided in the attached form. Until the account holder(s) reach(es) the age of majority (adult) or any further declaration is given by me, the account will be operated by my signature being the legal guardian.) (AwffveK ej‡Z evev A_ev gv A_ev Ab¨ †Kvb AvBbMZ AwffveK‡K eySv‡e)K. wnmveavix (bvevjK) Gi bvg t Rb¥ ZvwiL/eqm t

wnmveavix (bvevjK) Gi bvg t Rb¥ ZvwiL/eqm t

wnmveavix (bvevjK) Gi bvgt Rb¥ ZvwiL/eqmt

L. Awffve‡Ki bvg t bvevj‡Ki mv‡_ m¤úK© t

Awffve‡Ki m¦v¶i tbvevjK Ges AwffveK - Df‡qi Rb¨B Òe¨w³ msμvšÍ Z_¨vejxÓ dig c~iY Ki‡Z n‡e Ges bvevjK Av‡e`bKvixi †¶‡Î Dfq di‡gB Av‡e`bKvixi ¯^v¶‡ii ¯’‡j AwffveK KZ©„K ¯^vÿi Ki‡Z n‡e|

9. cwiPq`vbKvixi Z_¨ (Information of the Introducer)t e¨vs‡K MÖvn‡Ki Ab¨ †Kvb mwμq wnmve _vK‡j cÖ‡qvRb †bB (It is not necessary for an existing account holder)t

(K) bvg (evsjvq)/Name (In Bangla) t ................................................................. Bs‡iRx‡Z (In English) t

(L) wnmv‡ei bvg (Account Name) t

(M) wnmve bs (Account No) t (N) kvLvi bvg (Branch Name) t

(O) MÖvn‡Ki mv‡_ m¤úK© (Relationship with the customer) t

(P) †hvMv‡hvM gva¨g (Communication Medium) t †dvb bs (Telephone No) t ......................... †gvevBj bs (Mobile No) t

(Q) ¯^v¶i I ZvwiL (Signature & Date) t

cwiPq`vbKvixi Z_¨ cÖZ¨qbKvix mswkøó e¨vsK kvLvi Kg©KZ©vi bvg I ¯^vÿi [wmj I ZvwiLmn] (Introducer’s Information & Signature Verified by) tbvg (Name) t cèx (Designation) t ............................. ¯^v¶i I ZvwiL (Signature & Date): .............................

10. bwgbx msμvšÍ Z_¨ (Information of Nominee) t bwgbx msμvšÍ Z_¨vejx dig c~iY Ki‡Z n‡e (Please fill up Nominee Information Form) (kyay gvÎ e¨w³K wnmv‡ei ‡ÿ‡Î cÖ‡hvR¨)11. A‡_©i Drm/ Drmmg~n [mywbw`©ó I we¯ÍvwiZ D‡jøL Ki‡Z n‡e]/Source(s) of Fund (Specific & Details) t

12. wbU m¤ú` (Ae¨w³K wnmv‡ei †ÿ‡Î) / Net Worth (For Non Individual A/C) t13. †NvlYv I ¯^v¶i (Declaration & Signature) t Avwg/Avgiv GB g‡g© wbðqZv cÖ`vb KiwQ †h, Avwg/Avgiv wnmve msμvšÍ hveZxq wbqgvejx/kZv©ejx c‡owQ Ges D³ wbqgvejx/kZv©ejx †g‡b Pj‡Z eva¨ _vKe| Avwg/Avgiv mÁv‡b †NvlYv KiwQ †h, DwjøwLZ Z_¨vw` mZ¨| Avwg/Avgiv cÖ`Ë Z‡_ï AwZwi³ mswkøó †h †Kvb cÖ‡qvRbxq Z_¨/`wjjvw` e¨vs‡Ki Pvwn`v †gvZv‡eK mieivn Kie| (I/We confirm that I/We read all the terms and conditions of the account and oblige to obey these terms and conditions. I/We consciously declare that the information provided above is true. I/we will provide any other additional information/documents as per requirement of the Bank).

wnmve †Lvjvi mv‡_ mswkøó Kg©KZ©vi bvghy³ mxjmn ¯^v¶i I ZvwiLAccount opening officer’s Seal with name, Signature & Date

Aby‡gv`bKvix Kg©KZ©vi (kvLv eë¯’vcK) bvghy³ wmjmn ¯^vÿi I ZvwiLAuthorized officer (Branch Manager) Seal with name, Signature & Date

gšÍe¨ (Comments) t

Account holder’s Name (minor)



(Date of Birth/Age)

(Date of Birth/Age)

(Date of Birth/Age)

(Relationship with the minor)(Name of the guardian)

(Signature of the Guardian)

[K n‡Z M b¤î μwg‡K ewY©Z `wjjvw` n‡Z Avewk¨Kfv‡e †h †Kvb GKwU `wjj cÖ vb Ki‡Z n‡e| Z‡e Rb¥ wbeÜb mb` cÖ vbc~e©K wnmve †Lvjvi †ÿ‡Î Rb¥ wbeÜb mb`c‡Îi AwZwi³ MÖvnK/wnmve cwiPvjbvKvixi Av‡jvKwPÎmn Ab¨ †h †Kvb cwiwPwZ cÎ cÖ`vb Ki‡Z n‡e| bb-†iwm‡W›U Ges we‡`kx bvMwiK‡ì †¶‡Î mswkøó wfmvmn cvm‡cv‡U©i Kwc Avewk¨Kfv‡e cÖ`vb Ki‡Z n‡e| Av‡jvKwPÎmn cwiwPwZ cÎ bv _vK‡j †m wel‡q e¨vs‡Ki mš‘wó mv‡c‡ÿ Zv‡ì wbKU MÖnY‡hvM¨ mgv‡Ri MY¨gvb¨ e¨w³ KZ…©K cÖ`ËcwiP‡qi cÖZ¨qbcÎ cÖ`vb Ki‡Z n‡e| D³ cwiwPwZ cÎ ev cÖZ¨qbcÎ MÖvnK/wnmve cwiPvjbvKvixi Av‡jvKwPÎmn (Av‡jvKwP‡Îi Dc‡ii c„‡ô mZ¨vwqZmn)n‡Z n‡e| GQvov, cÖ‡Z¨K e¨vsK h_vh_fv‡e MÖvn‡Ki cwiwPwZi wel‡q wbwðZ nIqvi j‡ÿ¨ e¨vs‡Ki mš‘wó mv‡c‡ÿ Dc‡ii N n‡Z P b¤î μwg‡K ewY©Z `wjjvw`mn AwZwi³ Av‡iv ‡Kvb `wjjvw` Ges GB di‡g DwjøwLZ Z_¨vwì AwZwi³ Z_¨ msMÖn Ki‡Z cvi‡e|]

e¨w³ msμvšÍ Z_¨vejx(Personal Information Form)

m¤úªwZ †Zvjv cvm‡cvU© mvB‡Ri Qwe

(cwiPq`vbKvix KZ©„K mZ¨vwqZ)Recent passport size

Photograph

Attasted by introducer

1. wnmv‡ei bvg (evsjvq)/ Title of Account (In Bangla) t

2. MÖvnK/ †ewbwdwmqvj Ibvi/ wnmve cwiPvjbvKvixi bvg(evsjvq) tName of Customer /Beneficial Owner/ Operator (In Bangla)MÖvnK/ †ewbwdwmqvj Ibvi/ wnmve cwiPvjbvKvixi bvg (Bs‡iRx‡Z) t (Name of Customer /Beneficial Owner/ Operator in English (Block Letter)

3. wnmv‡ei mv‡_ m¤úK© (wUK w`b)/Relation with A/C (Please Tick) tcÖ_g Av‡e`bKvix (1st applicant) wØZxq Av‡e`bKvix (2nd applicant) Z…Zxq Av‡e`bKvix (3rd applicant) cwiPvjK (Director) Askx`vi (Partner)

GKK¯Z¡vwaKvix (Proprietor) wnmveavix bvevjK (Minor) AwffveK (Guardian) GUwb© †nvìvi (Attorney holder) Uªvw÷ (Trustee)

wnmve cwiPvjbvKvix (Account Operator) †ewbwdwmqvj Ibvi (Beneficial Owner) g¨v‡ÛU †nvìvi (Mandate Holder) Ab¨vb¨ (Others)...............

4. wcZvi bvg (Father’s Name) t

5. gvZvi bvg (Mother’s Name) t

6. ¯^vgx/¯¿xi bvg (Name of the Spouse) t

7. RvZxqZv (Nationality) t

8.cÖ‡qvRbxq †ÿ‡Î e¨vsK KZ©…K MvBWjvBÝ di d‡ib G·‡PÄ Uªvb‡RKkbm& Gi wb‡`©kbv AbymiY Ki‡Z n‡e

(For more information, if required, the same may be collected in accordance with “ Guidelines for Foreign Exchange Transactions”)

9. Rb¥ ZvwiL (Date of Birth) t

10. Rb¥¯’vb (‡`kmn) t(Place of Birth with Country)

11.

12. †ckv (cèxmn we¯ÍvwiZ) t[Occupation (Details with Designation)]

13. gvwmK Avq (e¨w³K wnmv‡ei †ÿ‡Î) t[Monthly Income (For Individual Account)]

(13 bs μwg‡Ki †¶‡Î we¯ÍvwiZ D‡jøLc~e©K cÖ‡hvR¨ †ÿ‡Î e¨vs‡Ki Pvwn`v †gvZv‡eK `wjjvw` cÖ`vb Ki‡Z n‡e)14. cwiwPwZcÎ (Identity Document) t

K) RvZxq cwiPqcÎ b¤î (National ID Card No.) t

L) cvm‡cvU© b¤î (Passport No.) t †gqv` (Expire Date) t / /

M) Rb¥ wbeÜb mb`cÎ b¤î (Birth Registration Certificate No.) t

N) B‡jKUªwbK-U¨v· AvBwW b¤î( E-TIN No.) t

O) WªvBwfs jvB‡mÝ b¤î (Driving License No.) t †gqv` (Expire Date) t / /

P) Ab¨vb¨ (wbw ©ófv‡e D‡jøL Ki‡Z n‡e) /Others (please specify) t



†m±i †KvWt Sector Code

SBS-2 Deposit CIB


†iwm‡W›U ÷¨vUvm (wUK w`b)/ Resident Status (Tick) t †iwm‡W›U (Resident) bb-†iwm‡W›U (Non-Resident)

wj½ (wUK w`b) [Gender (Please Tick)] t cyiæl (Male) gwnjv (Female) Z…Zxq wj½ (Third Gender)

ZvwiL Date w`b

Day

gvm Month

eQi Year

15. eZ©gvb wVKvbv (Avevm ’j) Present address (Residence)

16. ’vqx wVKvbvPermanent address

17. †ckvMZ wVKvbv Professional address

18. †hvMv‡hv‡Mi wVKvbv (Mailing Address) t

(K) wVKvbv (wUK w`b) [Address(Please Tick)] eZ©gvb (Present) ¯’vqx (Permanent) †ckvMZ (Professional)

19. Riæix cÖ‡qvR‡b †hvMv‡hv‡Mi Rb¨ g‡bvbxZ e¨w³ (Emergency Contact Person) t bvg (Name) t .................................................................................

wVKvbv (Address) t

wnmveavix/wnmve cwiPvjbvKvixi mv‡_ m¤cK© (Relation with the Account Holder/ Account Operator) t

†gvevBj b¤i (Mobile No.) t B-‡gBj wVKvbv (E-mail) t20. †μwWU KvW© msμvšÍ Z_¨ (hw` _v‡K) Information regarding Credit Card (if any) Bmy¨Kvix cÖwZôvb/e¨vsK (GKvwaK n‡j mKj e¨vs‡Ki bvg) [Issuing Organization(s)/ Bank(s) (Name of all Banks if more then 1)] t

K. ’vbxq (Local Card) t L. AvšÍR©vwZK (International Card) t21. Foreign Account Tax Compliance Act (“FATCA”)

Please Check “ √ ” Yes or No for each of the following ques ons: Yes No1 Avcwb wK gvwK©b hy³iv‡óªi bvMwiK? [Are you a U.S. Ci zen?]

2 Avcwb wK gvwK©b hy³iv‡óªi MÖxY KvW© aviY K‡ib A_ev Avcwb wK gvwK©b hy³iv‡óªi ‰ea wbevmx? [Do you hold U.S. Green Card or is a lawfulresident of the U.S.?]

3 Avcbvi wK gvwK©b hy³iv‡óª †hvMv‡hv‡Mi †Kvb wVKvbv A_ev †dvb b¤î A_ev B‡gBj wVKvbv Av‡Q? [Do you have a U.S. address (including P.O. Box) orU.S. phone number or U.S. e-mail address?]

4 Avcbvi wK gvwK©b hy³iv‡óªi †Kvb wVKvbv A_ev †dvb b¤î A_ev B‡gBj wVKvbv Av‡Q Ggb †Kvb e¨vw³‡K Power of A orney cÖ`vb K‡i‡Qb? [Have yougranted Power of A orney to someone who has a U.S. address or U.S. phone number or U.S. e-mail address?]

5 Avcbvi wK gvwK©b hy³iv‡óª eZ©gvb eQi mn weMZ wZb weQ‡ii g‡a¨ 183 w`b Ae¯’vb K‡i‡Qb? [Have you stayed in U.S. for 183 days 3-yearperiod including present year?]

6 Avcbvi wK gvwK©b hy³ivóª †_‡K †Kvb cÖKvi A_© Avq K‡ib? †hgb- my`, gybvdv, fvov, †eZb A_ev any other Fixed Determinable Annual Periodical[FDAP] income. [Do you receive payments sourced from USA? That is interest, Dividend, Rent, Payment for services (salaries), and anyother Fixed Determinable Annual Periodical [FDAP] income.]

Av‡e`bKvixi bvg t

e¨vs‡Ki eënv‡ii Rb¨ (For Bank use only)

(Applicant Name) )nmLiwvZ( iÿv¯ ixivKbè‡vA

(Applicant’s Signature with date)

wnmve †Lvjvi mv‡_ mswkøó Kg©KZ©vi bvghy³ mxjmn ^v¶i I ZvwiLAccount opening officer’s Seal with name, Signature & Date

Aby‡gv`bKvix Kg©KZ©vi (kvLv eë ’vcK) bvghy³ wmjmn ¯^vÿi I ZvwiLAuthorized officer (Branch Manager) Seal with name, Signature & Date

MÖvnK/wnmve cwiPvjbvKvixi Proof of Address Gi¯^c‡ÿ WKz‡g›UmcÖ`vb Ki‡Z n‡e (Kgc‡ÿ 1 wU wVKvbvi ^c‡ÿ)

cÖPwjZ AvBbvbyhvqx Avwg b¨vkbvj e¨vsK wjwg‡UW‡K Avgvi AvqKi msμvšÍ Z_¨ cÖvmw½K AvšÍ©RvwZK ev Af¨šÍixY wbqš¿bKvix ms¯’vi wbKU cÖKv‡ki AbygwZ w`w”Q| AvšÍ©RvwZK ev Af¨šÍixY wbqš¿bKvix ms¯’v A_ev AvqKi KZ©„c‡¶i cÖ‡qvRb Abyhvqx; Avwg GB g‡g© Aby‡gv`b w`w”Q ev ¯^xKvi KiwQ †h, cÖPwjZ wbq‡gi AvIZvq e¨vsK Avgvi GKvD›U †_‡K Ki wn‡m‡e wbw`ó cwigvb UvKv †K‡U ivL‡Z cvi‡e|(Subject to applicable laws, I hereby consent for Na onal Bank Limited to share my informa on with domes c or overseas regulators, or Tax Authori es where necessary to establish my tax liability in any jurisdic on. Where required by domes c or overseas regulators, or Tax Authori es, I consent and agree that the bank may withhold from my account(s) such accounts as may be required according to applicable laws, regula ons and direc ves.)

*MY¨gvb¨ e¨w³ ej‡Z msm` m`m¨, wmwU K‡c©v‡ik‡bi †gqi, †WcywU †gqi I KvDwÝjiMY, RvZxq †eZb †¯‹‡ji 9g I Z`~aŸ© †MÖ‡Wi †M‡R‡UW Kg©KZ©v, cvewjK wek¦we`¨vj‡qi wkÿK, Dc‡Rjv cwil‡ì †Pqvig¨vb I fvBm †Pqvig¨vb, BDwbqb cwil‡ì †Pqvig¨vb, †cŠimfvi †gqi I †cŠi KvDwÝji, †emiKvix wek¦we`¨vj‡qi Aa¨vcK, †emiKvix K‡j‡Ri Aa¨ÿ, †emiKvix D”P we`¨vj‡qi cÖavb wkÿK, RvZxq ˆ`wbK cwÎKvi m¤úv`K, †bvUvix cvewjK, AvavmiKvix/¯^vqË¡kvwmZ/ivóªvqZ¡ ms¯’vi RvZxq †eZb †¯‹‡ji 7g ev Z ~aŸ© †MÖ‡Wi Kg©KZ©vMY Ges evsjv‡`k e¨vs‡Ki RvZxq †eZb †¯‹‡ji 9g I Z ~aŸ© †MÖ‡Wi Kg©KZ©vMY‡K eySv‡e|

(L) †Uwj‡dvb b¤î (Telephone No.) t (1) evmv (Residence) (2) Awdm (Office)

(M) †gvevBj b¤i (Mobile No.) t (1) (2)

(N) B-†gBj (E-mail) t (O) d¨v· b¤i (Fax No.) t

Avwg/Avgiv G wnmv‡ei A_© Avgvi/Avgv‡ì g„Zyï ci wb‡gœv³fv‡e wb‡gœ ewY©Z e¨w³/e¨w³MY‡K cÖ`v‡bi Rb¨ g‡bvbxZ Kijvg| Avwg/Avgiv DwjøwLZ g‡bvbqb †h †Kvb mgq evwZj ev cwieZ©‡bi AwaKvi msiÿY Kwi| Avwg/Avgiv GB g‡g© Av‡iv m¤§wZ Ávcb KiwQ †h, Avgvi/Avgv‡ì wb‡`©kbv †gvZv‡eK e¨vsK A_© cÖ`vb Ki‡e Ges GRb¨ e¨vsK †Kv‡bvfv‡e `vqe× n‡ebv| (I/We do hereby nominate the following person(s) to receive the entire amount deposited in this account in the event of my/our death. I/We do hereby reserve the right to cancel or change the said nominee(s) at any time. I/We do hereby also declare that the bank will not be held responsible for any transaction done as per instruction given by me/us.)

bwgwb msμvšÍ Z_¨vejx (Nominee Information Form)


m¤úªwZ †Zvjv cvm‡cvU© mvB‡Ri Qwe

(wnmveavix KZ©„K mZ¨vwqZ)

Recent passport size Photograph

(Attasted by A/C Holder)

1. wnmv‡ei bvg (Title of Account) t

2. wnmve b¤î (Account number) t

3. bwgwbi bvg (Name of Nominee) t

4. wcZvi bvg (Father’s Name) t

5. gvZvi bvg (Mother’s Name) t

6. ^vgx/ ¿xi bvg (Name of the Spouse) t

7. Rb¥ ZvwiL (Date of birth) t

8 . eZ©gvb wVKvbvPresent address

9. ¯’vqx wVKvbvPermanent address

10. †ckv (Occupation) t

11. bwgwbi cwiwPwZcÎ (Identity Documents of Nominee)

K) RvZxq cwiPqcÎ b¤î (National ID Card No.) t

L) cvm‡cvU© b¤î (Passport No.) t (Expire Date) t / /

M) Rb¥ wbeÜb mb`cÎ b¤î (Birth Registration Certificate No.) t

N) B‡jKUªwbK-U¨v· AvBwW b¤î ( E-TIN No.) t

O) WªvBwfs jvB‡mÝ b¤î (Driving License No.) t (Expire Date) t / /

P) Ab¨vb¨ (wbw ©ófv‡e D‡jøL Ki‡Z n‡e) /Others (please specify) t

12. wnmveavixi mv‡_ m¤úK© (Relationship with Account Holder) t

13. kZKiv nvi (Percentage) t

[K n‡Z M b¤î μwg‡K ewY©Z `wjjvw` n‡Z Avewk¨Kfv‡e †h †Kvb GKwU `wjj cÖ`vb Ki‡Z n‡e| Z‡e Rb¥ wbeÜb mb` cÖ`vbc~e©K wnmve †Lvjvi †ÿ‡Î Rb¥ wbeÜb mb`c‡Îi AwZwi³ MÖvnK/wnmve cwiPvjbvKvixi Av‡jvKwPÎmn Ab¨ †h †Kvb cwiwPwZ cÎ cÖ`vb Ki‡Z n‡e| bb-†iwm‡W›U Ges we‡`kx bvMwiK‡ì †¶‡Î mswkøó wfmvmn cvm‡cv‡U©i Kwc Avewk¨Kfv‡e cÖ`vb Ki‡Z n‡e| Av‡jvKwPÎmn cwiwPwZ cÎ bv _vK‡j †m wel‡q e¨vs‡Ki mš‘wó mv‡c‡ÿ Zv‡ì wbKU MÖnY‡hvM¨ mgv‡Ri MY¨gvb¨ e¨w³1 KZ…©K cÖ`ËcwiP‡qi cÖZ¨qbcÎ cÖ`vb Ki‡Z n‡e| D³ cwiwPwZ cÎ ev cÖZ¨qbcÎ MÖvnK/wnmve cwiPvjbvKvixi Av‡jvKwPÎmn (Av‡jvKwP‡Îi Dc‡ii c„‡ô mZ¨vwqZmn)n‡Z n‡e| GQvov, cÖ‡Z¨K e¨vsK h_vh_fv‡e MÖvn‡Ki cwiwPwZi wel‡q wbwðZ nIqvi j‡ÿ¨ e¨vs‡Ki mš‘wó mv‡c‡ÿ Dc‡ii N n‡Z P b¤î μwg‡K ewY©Z `wjjvw`mn AwZwi³ Av‡iv ‡Kvb `wjjvw` Ges GB di‡g DwjøwLZ Z_¨vwì AwZwi³ Z_¨ msMÖn Ki‡Z cvi‡e|]

ïagvÎ e¨w³K wnmv‡ei ‡ÿ‡Î cÖ‡hvR¨ n‡e Ges G‡Ki AwaK bwgwb n‡j GKvwaK bwgwb dig c~iY Ki‡Z n‡e(Only for Individual accounts & separate form has to be filled up for each nominee)



ZvwiL Date w`b

Day

gvm Month

eQi Year

bwgwbi ¯^v¶i I ZvwiL (Hw”QK) Nominee Signature & date (Optional)

1g Av‡e`bKvixi bvg, ¯v¶i I ZvwiL1st Applicant’s Name ,Signature & Date

2q Av‡e`bKvixi bvg, ¯v¶i I ZvwiL2nd Applicant’s Name ,Signature & Date

3q Av‡e`bKvixi bvg, ¯v¶i I ZvwiL3rd Applicant’s Name ,Signature & Date

4_© Av‡e`bKvixi bvg, ¯v¶i I ZvwiL4th Applicant’s Name ,Signature & Date

MÖvn‡Ki ^v¶i hvPvBKvix e¨vsK Kg©KZ©vi bvghy³ wmjmn ¯v¶i Customer’s Signature Checked by (with named seal)

14. bwgwb bvevjK n‡j Zvi/Zv‡ì bvevjK _vKv Ae ’vq wnmveavix/wnmveavixM‡Yi g„Zyï †¶‡Î e¨vsK †Kv¤cvwb AvBb, 1991 Gi 103 (2) aviv Abyhvqx Avgvb‡Zi UvKv

MÖnYKvixi Z_¨ t [In case of death of account holders when nominee(s) being minor, The information of receiver of deposited money as per Banking company act, 1991 section 103(2)]

K) bvg (Name) t

L) wcZv/ ¯vgx Gi bvg t

M) Rb¥ ZvwiL (Date of birth) t

N) eZ©gvb wVKvbv (Present address) t

O) ¯’vqx wVKvbv (Permanent address) t

P) μwgK 11 Abymv‡i êa Awffve‡Ki cwiwPwZcÎ msμvšÍ Z_¨ (Identity information of Legal Guardian as per serial no. 11) t

Q) bwgwbi mv‡_ m¤cK© (Relation with nominee) t

(†Kvb Awbevmx‡K bwgwb Kiv n‡j Ges H Awbevmx mswkøó wnmv‡ei A_© cÖvß n‡j cÖvß A_© we‡`‡k †cÖi‡Yi †ÿ‡Î we`¨gvb ê‡`wkK gy`ªv wbqš¿Y AvB‡bi wewa weavb cÖ‡hvR¨ n‡e|)

*MY¨gvb¨ e¨w³ ej‡Z msm` m`m¨, wmwU K‡c©v‡ik‡bi †gqi, †WcywU †gqi I KvDwÝjiMY, RvZxq †eZb †¯‹‡ji 9g I Z ~aŸ© †MÖ‡Wi †M‡R‡UW Kg©KZ©v, cvewjK wek¦we`¨vj‡qi wkÿK, Dc‡Rjv cwil‡ì †Pqvig¨vb I fvBm †Pqvig¨vb, BDwbqb cwil‡ì †Pqvig¨vb, †cŠimfvi †gqi I †cŠi KvDwÝjiMY, †emiKvix wek¦we`¨vj‡qi Aa¨vcK, †emiKvix K‡j‡Ri Aa¨ÿ, †emiKvix D”P we`¨vj‡qi cÖavb wkÿK, RvZxq ˆ`wbK cwÎKvi m¤úv`K, †bvUvwi cvewjK, AvavmiKvix/¯^vqËkvwmZ/ivóªvqZ¡ ms¯’vi RvZxq †eZb †¯‹‡ji 7g ev Z ~aŸ© †MÖ‡Wi Kg©KZ©vMY Ges evsjv‡`k e¨vs‡Ki RvZxq †eZb †¯‹‡ji 9g I Z ~aŸ© †MÖ‡Wi Kg©KZ©vMY‡K eySv‡e|

(Name of Father/Husband)


7. wnmveavixi wVKvbv (mg~n) wKfv‡e hvPvB Kiv n‡q‡Q (we ÍvwiZ)? How the addresses of the customers have been verified (Detailed)? 8. wnmv‡ei cÖK…Z myweav‡fvMx wba©viY Kiv n‡q‡Q wKbv?( Has the Beneficial Owner of the account been identified?)t ☐ nu¨v (Yes) bv (No)

DËi nu¨v n‡jt cÖK…Z myweav‡fvMx Gi Avjv`v †KIqvBwm Ges e¨w³ msμvšÍ Z_¨vejxmshy³ K‡i‡Qb wK? (If Yes, does separate KYC & Personal Information Form of beneficial owner attached?)t ☐ nu¨v (Yes) bv (No)

9. cwiwPwZcÎ (Identity Documents) Kwc M„nxZ Copy Taken

hvPvBK…ZVarified

[wUK √ w`b][Please Tick]

K) cvm‡cvU© b¤î t Passport No. (cÖ‡hvR¨ †¶‡Î)

L) RvZxq cwiPqcÎ b¤ît National ID Card No.

(cÖ‡hvR¨ †¶‡Î)

M) Rb¥ wbeÜb mb`cÎ b¤î t Birth CRegistration Certificate No.


N) B‡jKUªwbK-U¨v· AvBwW (E-TIN) b¤î t E-TIN No.


O) f¨vU †iwRt b¤ît Vat Regi.No./BIN


P) cÖwZôv‡bi wbeÜb b¤î t Registration No.

R) Ab¨vb¨ (wbw ©ófv‡e D‡jøL Ki‡Z n‡e) t Others (Please Specify)

Q) WªvBwfs jvB‡mÝ b¤ît Driving License No.


10. Awbevmx (Non-resident) Ges we‡`kx‡ì †¶‡Î wnmve †Lvjvi D‡Ïk¨ (Purpose of account opening for Non-resident & Foreigner) t

K) wfmvi cÖK…wZ (Nature of Visa)t †gqv` DËx‡Y©i ZvwiL (Expiry Date)t

L) Kg©vbygwZ cÖvß‡ì wnmve †Lvjvi †ÿ‡Î Kg©vbygwZ cÎ I e¨vsK wnmve †Lvjvi Rb¨ h_vh_ KZ©„c‡¶i Aby‡gv`b i‡q‡Q wK bv (wUK w`b)/ Whether work permit holder

1. wnmv‡ei bvg t Title of Account

2. wnmv‡ei cÖK„wZ t (Nature of Account)

3. MÖvn‡Ki †ckv (we¯ÍvwiZ) t Occupation of Customer (Detailed)

4. MÖvn‡Ki gvwmK m¤¢ve¨ Avq t Expected Monthly Income

5. A‡_©i Drm/Drmmg~n (we¯ÍvwiZ) t Source/Sources of Fund (Detailed)6. A‡_©i Drm wbwðZ Kivi †¶‡Î msM„nxZ `wjjvw` (Documents collected to ascertain source of fund) t

1. 2. 3.

msM„nxZ `wjjvw` hvPvB Kiv n‡q‡Q wK bv? (Does collected document has been verified?) t nu¨v (Yes) bv (No)

have work permit and permission from the competent authority to open account ? (Please tick) t nu¨v (Yes) bv (No) (Awbevwm evsjv‡`kx‡ì †¶‡Î Avewk¨Kfv‡e cvm‡cv‡U©i Kwc Ges we‡`kx‡ì †¶‡Î Avewk¨Kfv‡e wfmvmn cvm‡cv‡U©i Kwc msMÖn Ki‡Z n‡e)

MÖvnK cwiwPwZ m¤úwK©Z dig (KYC Profile Form) we‡kl w¯‹g/¯’vqx Avgvb‡Zi †¶‡Î cÖ‡hvR¨ (Applicable for FDR/Scheme Deposit)





ZvwiL Date w`b

Day

gvm Month

eQi Year

11. MÖvnK Politically Exposed Person (PEP)/cÖfvekvjx e¨w³ (IP)/ AvšÍR©vwZK ms¯’vi cÖavb ev D”P ch©v‡qi Kg©KZ©v Ges Zv‡ì cwiev‡ii m`m¨ ev Close Associates wK bv (weGdAvBBD KZ©…K RvixK…Z mvK©yjv‡i ewY©Z msÁv Abymv‡i)? [Whether Customer is a PEPs/Influential Person/Head of International Organization or High Officials and Family Member or their Close Associate (As per definition of BFIU Circular)?]t ☐ nu¨v (Yes) bv (No)

DËi nu¨v n‡j (if yes)t K) wmwbqi g¨v‡bR‡g›U n‡Z Aby‡gv`b †bqv n‡q‡Q wK bv? (wUK w`b)t nu¨v (Yes) bv (No) Whether permission has been taken from the senior management? (Please tick) L) MÖvn‡Ki gy‡LvgywL mv¶vrKvi †bqv n‡q‡Q wK bv? (wUK w`b)t nu¨v (Yes) bv (No) Whether face to face interview has been taken from the customer (Please tick)12. mswkøó AvBb, wewagvjv I mvK©yjv‡ii Av‡jv‡K MÖvn‡Ki bvg RvwZms‡Ni wbivcËv cwil‡ì wewfbœ †iRy‡jk‡bi AvIZvq mš¿vm, mš¿vmx Kvh© I e¨vcK aŸsmvZ¥K A¯¿ we¯Ív‡ii A_©vq‡b RwoZ m‡›`‡n ZvwjKvfy³ †Kvb e¨w³ ev mËv Ges evsjv‡`k miKvi KZ©„K ZvwjKvf~³ †Kvb e¨w³i ev wbwl× †NvwlZ mËvi bv‡gi ZvwjKvi mv‡_ hvQvB evQvB c~e©K †Kvb wgj cvIqv wM‡q‡Q wK bv? (wUK w`b)/ At the time of verification, has the name of the customer been found similar with the sanction list as suspected by UN Security council in each different resolutions with regard to terrorism, terrorist activities and proliferation of any weapons of mass destruction and also black listed by Bangladesh Govt. as per concerned acts, rules and circular ? (Please tick) t ☐ nu¨v (Yes) ☐ bv (No)

(Sanction Screening Software Øviv Screen Ki‡Z n‡e)

DËi nu¨v n‡j G welqK M„nxZ eë¯’vi weeiY (If yes, please mention the taken steps in detailed) t

13. wi¯‹ †MÖwWs (Risk Grading) t ☐ D”P (High) ☐ wb¤œ (Low)

gšÍe¨ (Comments) t

(gšÍe¨ As‡k Subjective we‡ePbvq MÖvn‡Ki SuywK m¤ú‡K© Avewk¨Kfv‡e gšÍe¨ Ki‡Z n‡e| MÖvn‡Ki SuywK wbiæc‡Yi †ÿ‡Î MÖvn‡Ki †ckvi we¯ÍvwiZ aviYv we‡kølYKiZt eëmv‡qi †ÿ‡Î eëmv‡qi cÖK…wZ, A‡_©i gvÎv, eëmv‡qi GjvKv, eëmv‡qi AvKvi, wnmv‡ei cÖK…Z myweav‡fvMx BZ¨vw`mn Ab¨vb¨ we‡kl w`K we‡ePbvq wb‡q MÖvnK‡K D”P ev wb¤œ SyuwK m¤úboe wn‡m‡e †kªYxKiY Ki‡Z n‡e| PvKzwii †ÿ‡ÎI Abyiƒcfv‡e we¯ÍvwiZ aviYv jvf KiZt we‡kl K‡i PvKzwii cÖK…wZ I `vq `vwq‡Z¡i wbwi‡L SzuwK wbiæcY Ki‡Z n‡e| MÖvnK D”P SzuwKc~Y© n‡j wbqwgZ Z`viwK Ki‡Z n‡e)

cÖ¯‘ZKvix Kg©KZ©v (bvghy³ mxjmn ^v¶i I ZvwiL)

(bvghy³ mxjmn ^v¶i I ZvwiL)

BAMLCO/wØZxq Kg©KZ©v kvLv eë¯’vcK/kvLv cÖavb(bvghy³ mxjmn ^v¶i I ZvwiL)

(PEP/IP/AvšÍR©vwZK ms¯’vi EaŸ©Zb Kg©KZ©v Gi †ÿ‡Î Aby )v©ZK©gK bZ©ŸaE xivKb`vg‡(bvghy³wmjmn ^vÿi I ZvwiL)

14. wnmve I MÖvnK msμvšÍ Z_¨vw` me©‡kl ch©v‡jvPbv Ges nvjbvMv` Kivi ZvwiL tLatest date of review & update of account and customer information ch©v‡jvPbv Ges nvjbvMv`Kvix Kg©KZ©v (Review & Updated by)t

wmjmn ( i¶v¯ Signature with Seal) tbvg (Name) t

ZvwiL (Date) t

National Bank Limited NBL MONTHLY SAVINGS SCHEME (NMS)

Duration: ☐ 3 Years ☐ 5 Years ☐ 8 Years ☐ 10 Years

NMSAccount No

Terms & Conditions for opening NMS A/C.

Signature of the Applicant(s)

A. The name of the Scheme is "NBL Monthly Savings Scheme" - NMS.B. Any Bangladeshi above 18 years of age can open this Account. A minor can also open this Account by his/her own name. In that case, his/her legal guardian

will operate the A/C.C. The Account may be opened either singly or jointly.D. Four types of Accounts can be opened under this scheme. 03 years, 05 years, 08 years and 10 years. Rules for these three Accounts shall be the same.E. Monthly installments of deposits and the amount payable to the depositors after expiry of the term shall be as under: -

F. A person is allowed to open more than one Account for different installments in a Branch.G. Monthly installment shall be deposited by 15th day of each month (In case of holidays, deposit can be made on next working day). Advance installments are

always acceptable.H. In case of lapses in depositing installment, late fees @ 2% per month per installment (fallen due) shall be charged.I. If any account holder fails to deposit 3(three) consecutive installments before expiry of 3 (three) years time, the A/c shall be treated out of this scheme and

interest at prevailing rate of savings A/c. shall be paid.J. If NMS Account is closed due to default of 3 consecutive installments and if the Account is not continued further on fulfilment of terms of NMS Account,

interest will be paid as per prevailing Savings Bank rate.

K. DECLARATION OF NOMINEE i. If the Depositor dies at any time during the period, the amount will be paid to the nominated persons(s) of the Depositor. If the Depositor does not nominate

any person(s), then the deposited money shall be paid to the successor on production of Succession Certificate. ii. An Account holder may fix the share payment to each nominee by fixing the share of amount receivable by such nominee(s) in case the number of nominee

is more than one person. iii. The nomination will be cancelled if the nominee dies in the lifetime of the Account holder. A new nominee may be nominated by the Account holder in

such case. iv. In the event of Account holder's death, his/her nominee(s) will not be allowed to continue the account. v. A minor can also be made as a nominee, in that case the minor's legal guardian will receive payment on his/her behalf. vi. Photograph of the nominee duly attested by the applicant to be enclosed alongwith the AOF at the time of opening the A/C.

L. ENCASHMENT OF NMS • Before maturity

i. If the Account is closed before 6 months from the date of opening, no interest will be paid. Monthly interest/benefit, if any, paid shall be realized from the Depositor/Account holder.

ii. In case of 3 years term NMS, if the Account is closed after 6 months but before 3 years, interest will be paid as per prevailing SB interest rate. iii. In case of 5 years term NMS, if the account is closed after 3 years, interest for first 3 years shall be paid at 3 years rate as described in Account Opening

Form and Circular. The interest for the rest period shall be paid as per prevailing SB interest rate. iv. In case of 8 years term NMS, if the account is closed after 5 years, interest for first 5 years shall be paid at 5 years rate as described in the Account Opening

Form and Circular. The interest for the rest period shall be paid as per prevailing SB interest rate.

• Beyond maturity: Interest for the period beyond the date of maturity upto the date of withdrawal / closure of Account shall be paid at the rate applicable for Savings Bank Account

then prevailing.

M. On completion of any term of 3/5/8 Years, payment shall be made after one month from the date of deposit of last installment.N. Credit facilities upto 80% is allowed against lien on balance of NMS A/C at the prevailing rate of interest of the Bank.O. Realization of Excise duty/VAT/Income Tax etc. Excise duty, VAT and Income Tax to be realized from the Account as per approved rate as circulated by the Government from time to time.

I/we have read and understood the above terms & conditions and agree to comply with them and also such terms & conditions as may be amended or supplemented from time to time.

Monthly installment (Tk.)

Matured Amount

3 (three) years 5 (Five) years 8 (Eight) years

10 (Ten) years

500/- 19,950.00 35,700.00 63,700.00 85,800.00

1,000/- 39,900.00 71,400.00 127,400.00 171,600.00

1,500/-- 59,850.00 107,100.00 191,100.00 257,400.00 2,000/- 79,800.00 142,800.00 254,800.00 343,200.00

3,000/- 119,700.00 214,200.00 382,200.00 514,800.00 5,000/- 199,500.00 357,000.00 637,000.00 858,000.00 10,000/- 399,000.00 714,000.00 1,274,000.00 1,716,000.00

20,000/- 798,000.00 1,428,000.00 2,548,000.00 3,432,000.00

30,000/- 1,197,000.00 2,142,000.00 3,822,000.00 5,148,000.00

50,000/- 1,995,000.00 3,570,000.00 6,370,000.00 8,580,000.00

Date: / /

National Bank LimitedNBL MONTHLY EARNING SCHEME (MES)

Ac Open Date: / /

Maturity Date: / /Duration: ☐ 1 Years ☐ 3 Years ☐ 5 Years

MESAccount No

Terms & Conditions for opening MES A/c.


A. The name of the Scheme is “Monthly Earning Scheme” - MES.B. BENEFIT FEATURES 1. The period of deposit will be 1 Year, 3 Years & 5 years. 2. The benefit/interest shall be credited to the Depositor’s Account on the last working day of the month. 3. Credit facilities upto 80% of the deposited amount will be allowed against lien on balance of MES A/C at the prevailing rate of interest of the Bank. 4. Credit Card with a limit of 50% of the deposited amount or Tk. 5,00,000.00 whichever is lower, can be availed for free of issuing cost. 5. Locker facilities can be availed at 50% rent for the first year subject to the availability of locker facility in the respective branch.C. ELIGIBILITY FEARURES 1. MES can be opened at multiple of Tk.100, 000.00 without any upper limit. 2. Bangladeshi citizen aged 18 years or above can open this account either singly or jointly. 3. Minor citizen of Bangladesh can also open this account. In that case, his/her legal guardian will operate the A/C. 4. One customer can open more than one MES with same branch or any other branches of NBL. 5. The depositors must maintain a Savings A/C with any branch of NBL where the monthly benefit under the scheme shall be credited. D. ENCASHMENT FEATURES

1. No interest will be paid if the account is en-chased or closed before 6 (six) months. Monthly interest/benefit paid, if any, shall be realized from the Depositors/ Account holder.

2. If the account is en-cashed/closed after 6 (six) months, but before maturity, the depositor will get interest at Savings Bank Deposit rate prevailing in our Bank at the time of encashment or at the time of issuance, whichever is lower, for the holding period.

3. Interest will be paid for the period beyond the date of maturity at savings bank deposit rate prevailing in our bank at the time of encashment or at the time of issuance, whichever is lower for the holding period beyond the date of maturity.

4. Months to be counted by date to date from the date of issuance. E. OTHER CONDITIONS 1. Minor’s account will not be entitled to avail the other benefit features; i.e.; Credit Card & Locker facility. 2. MES receipt is not transferable. 3. Changes of Address must be informed immediately to the issuing branch of NBL. 4. In case of the instrument is lost, duplicate receipt will be issued in favour of the beneficiary/beneficiaries after completing all process & formalities. 5. Outstanding amount against Loan and Credit Card to be adjusted as per terms and condition of the contact. 6. Bank can exercise the set off right, if necessary. 7. Excise duty, VAT and Income Tax is to be realized from the Account as per approved rate as circulated by the Government from time to time.F. DECLARATION OF NOMINEE

1. If the Depositor dies at any time during the period, the amount will be paid to the nominated persons(s) of the Depositor. If the Depositor does not nominate any person(s), then the deposited money shall be paid to the Successor on production of Succession Certificate.

2. An Account holder may fix the share payment to each Nominee by fixing the share of amount receivable by such nominee(s) in case the number of Nominee is more than one person.

3. The nomination will be cancelled if the Nominee dies in the lifetime of the Account holder. A new nominee may be nominated by the Account holder in such case. 4. In the event of Account holder's death, his/her nominee(s) will not be allowed to continue the Account. 5. A Minor can also be made as a Nominee; In that case the minor's legal guardian will receive payment on his/her behalf. 6. Photograph of the Nominee duly attested by the applicant to be enclosed alongwith the AOF at the time of opening the A/C.

G. BENEFITS OF THE SCHEME SHALL BE PAID AS UNDER:


Deposited Amount Benefits for 1 year Scheme Benefits for 3 years and 5 years Scheme

Monthly Interest

Net payable after 10%

Net payable after 15%

Monthly Interest

Net payable after 10% Tax

Net payable after 15% Tax

Tk. 1,00,000.00 500.00 450.00 425.00 605.00 544.50 514.25 Tk. 2,00,000.00 1,000.00 900.00 850.00 1,210.00 1,089.00 1,028.50

Tk. 3,00,000.00 1,500.00 1,350.00 1,275.00 1,815.00 1,633.50 1,542.75

Tk. 4,00,000.00 2,000.00 1,800.00 1,700.00 2,420.00 2,178.00 2,057.00

Tk. 5,00,000.00 2,500.00 2,250.00 2,125.00 3,025.00 2,722.50 2,571.25

Tk. 10,00,000.00 5,000.00 4,500.00 4,250.00 6,050.00 5,445.00 5,142.50

Tk. 15,00,000.00 7,500.00 6,750.00 6,375.00 9,075.00 8,167.50 7,713.75

Tk. 20,00,000.00 10,000.00 9,000.00 8,500.00 12,100.00 10,890.00 10,285.00

Tk. 30,00,000.00 15,000.00 13,500.00 12,750.00 18,150.00 16,335.00 15,427.50

Tk. 40,00,000.00 20,000.00 18,000.00 17,000.00 24,200.00 21,780.00 20,568.80

Tk. 50,00,000.00 25,000.00 22,500.00 21,250.00 30,250.00 27,225.00 25,712.50

Tk. 1,00,00,000.00 50,000.00 45,000.00 42,500.00 60,500.00 54,450.00 51,425.00


National Bank LimitedNBL MILLIONAIRE DEPOSIT SCHEME (MDS)

Monthly Installment:

Duration: ☐ 4 Years ☐ 6 Years ☐ 9 Years ☐ 12 Years Date: / /

MDSAccount No

TERMS & CONDITIONS FOR OPENING MDS A/C.A. The name of the Scheme is “NBL Millionaire Deposit Scheme” - MDS.B. The duration / period of deposit will be 4 years, 6 years, 9 years and 12 years.C. The maturity / terminal value shall be Tk. 10.00 lac. But Size of installment and tenure shall be different.D. Monthly installment, tenure and maturity value under NBL Millionaire Deposit Scheme shall be as under:

E. The depositor will have the option to choose any installment size at the time of opening of the A/C and will not be allowed to change the size of installment afterwards.

F. Any Bangladeshi above 18 years of age can open this Account. A minor can also open this Account by his/her own name. In that case, his/her legal guardian will operate the A/C.

G. The Account may be opened either singly or jointly.H. A person is allowed to open more than one Account for different installments in a Branch. In such case separate AOF shall be used.I. The MDS Accountholder should maintain a SB Account with any Branch of NBL preferably with issuing Branch.J. The MDS Account may be opened on any working day of a month preferably within 10th day of the month. However, the subsequent installments shall be

deposited within 10th day of that particular month. In case of holidays, deposit can be made on the next working day. Advance installments are always acceptable.

K. When a depositor fails to deposit any installment, he/she will have to pay penalty @2% for the overdue amount payable at the time of depositing the next installment.

L. If the depositor fails to deposit 3 consecutive installments, his/her Account shall be closed automatically.M. If MDS Account is closed due to default of 3 consecutive installments and if the Account is not continued further on fulfillment of terms of the Account, interest

will be paid as per prevailing Savings Bank rate.N. The Depositor will immediately inform the issuing Branch of NBL if his/her address is changed.

O. DECLARATION OF NOMINEE 1. If the Depositor dies at any time during the period, the amount will be paid to the nominated persons(s) of the Depositor. If the Depositor does not nominate

any person(s), then the deposited money shall be paid to the successor on production of Succession Certificate. 2. An Account holder may fix the share payment to each nominee by fixing the share of amount receivable by such nominee(s) in case the number of nominee

is more than one person. 3. The nomination will be cancelled if the nominee dies in the lifetime of the Account holder. A new nominee may be nominated by the Account holder in such

case. 4. In the event of Account holder's death, his/her nominee(s) will not be allowed to continue the account. 5. A minor can also be made as a nominee, In that case the minor's legal guardian will receive payment on his/her behalf. 6. Photograph of the nominee duly attested by the applicant to be enclosed alongwith the AOF at the time of opening the A/C.

P. ENCASHMENT OF MDS • Before maturity

1. If the Account is closed before 6 months from the date of opening, No interest will be paid. Monthly interest/benefit if any paid shall be realized from the Depositor/Account holder.

2. If the Account is closed after 6 months from the date of opening, interest will be paid at savings Bank rate then prevailing in the Bank and interest will be paid for the period the amount / balance is kept deposited with the Bank.

• Beyond maturity: 3. Interest for the period beyond the date of maturity upto the date of withdrawal / closure of Account shall be paid at the rate applicable for Savings Bank

Account then prevailing.Q. On completion of any term of 4/6/9/12 Years, payment shall be made after one month from the date of deposit of last installment.R. Credit facilities upto 80% may be allowed against lien on balance of MDS A/C at the prevailing rate of interest of the Bank.S. Realization of Excise duty/VAT/Income Tax etc. Excise duty, VAT and Income Tax shall be realized from the Account as per approved rate as circulated by the Government from time to time.


Monthly Installment (in Tk.) Investment Period Terminal Value (In Tk)

18,125.00 4 Years 1,000,000.00 11,245.00 6 Years

6,715.00 9 Years 4,495.00 12 Years


National Bank LimitedAPON THIKANA SANCHOY PRAKALPA (ATSP)

Monthly Installment Amount:

Duration: ☐ 5 Years ☐ 8 Years ☐ 10 Years Date: / /

ATSPAccount No

Terms & Conditions for opening Apon Thikana Shanchoy Prakalpa (ATSP)

A. The name of the Scheme is ‘‘Apon Thikana Shanchoy Prakalpa’’-(ATSP)B. Monthly Installment and Terminal Value:

C. BENEFIT FEATURES:

1. The maturity period of the deposit will be 5, 8, & 10 years. 2. Upon maturity, the depositor either can en-cash the terminal amount, or can apply for loan facility, up to 100% of the terminal amount, for the purpose of

purchasing Flat at the prevailing rate of interest of the Bank after complying with the procedures, terms & conditions of the Bank. 3. Loan facility up to 80% of the amount received from the customer can be availed at the prevailing rate of the bank during the scheme period. 4. Locker Facilities can be availed at 50% rent for the first year subject to the availability of locker facility in the respective branch.

D. ELIGIBILITY FEATURES:

1. Bangladeshi citizen, resident or non-resident, aged 18 years or above can open the account either individually or jointly. 2. Minor citizen of Bangladesh can also open this account. In that case, his/her legal guardian will operate the A/C. 3. One customer can open more than one account with the same branch or any other branches of NBL.

E. ENCASHMENT FEATURES:

1. No interest will be paid in cash of premature encashment within 6(six) months of opening of the account. 2. If the account is closed after 6 months, but before maturity, the depositor will get interest at lowest savings deposit rate prevailing in our bank at the time of

encashment or at the time of opening of the account or 4.00%, whichever is lower, for the holding period. 3. Months to be counted by date to date from the date of opening of the account. 4. In case of premature encashment of any account Tk.200.00 to be realized as account closing charge.

5. Interest for the period beyond the date of maturity up to the date of withdrawal shall be paid at the Savings Interest Rate of the time of withdrawal or issuance or 4.00%, whichever is lower.

6. On completion of any term, payment shall be made after one month of the date of deposit of the last installment.

F. OTHER CONDITIONS:

1. Monthly installment will have to be deposited by 15th calendar day of each month (in case of holidays deposit can be made on next working day). Advance installments are always acceptable.

2. Minor’s account will not be entitled to avail locker facility. 3. This deposit scheme is not transferable. 4. Depositors may nominate one or more persons against the account as “Nominee”. If there’s no nominee, payment will be made to the legal heir of the

deceased accountholder following the existing rule of the bank. 5. Changes of address must be informed immediately to the issuing branch of NBL. 6. Bank can exercise the right of set-off, if necessary, in case of lien. 7. Outstanding amount against Loan to be adjusted as per terms and conditions of the contract. 8. All other credit against the lien of this deposit has to be paid off before applying for credit facility for purchasing flat. 9. Excise duty, VAT and Income Tax to be realized from the Account as per approved rate as circulated by the Government from time to time. 10. In case of lapses in depositing installments, late fee @ 2% per month per installment (fallen due) shall be charged.

11. If any account holder fails to deposit 3(three) constructive installments, the account shall be treated out of this scheme and interest at saving deposit rate at that time or at the time of issuance or 4.00%, whichever is lower, shall be paid for the holding period.

I/we have read and understood the above terms & conditions and agree to comply with them and also such terms & conditions as may be amended or supplemented fromtime to time.

Tenure Monthly Installment

(Amount in Tk.)Terminal Value (Amount in Tk.)

5 Years 41,600.00 3,000,000.00

8 Years 27,100.00 3,500,000.00

10 Years 23,000.00 4,000,000.00

Monthly Installment:


National Bank LimitedLUXURY SAVINGS DEPOSIT SCHEME (LSDS)

Duration: ☐ 2 Years ☐ 3 Years ☐ 4 Years ☐ 5 Years Date: / /

LSDSAccount No

Terms & Conditions for opening Luxury Savings Deposit Scheme( LSDS)

A. Name of the Scheme Deposit: LUXURY SAVINGS DEPOSIT SCHEME -LSDSB. Monthly Installment and Terminal Value of different tenure will be as follows:

C. BENEFIT FEATURES: 1. The period of the deposit will be 2, 3, 4 & 5 years. 2. Loan facilities up to 80% of the amount received from the customer can be availed at the prevailing rate of the bank during the scheme period. 3. Locker facilities can be availed at 50% rent for the first year subject to the availability of locker facility in the respective branch.D. ELIGIBILITY FEATURES: 1. Bangladeshi citizen, resident or non-resident, aged 18 years or above can open the account either singly or jointly. 2. Minor citizen of Bangladesh can also open this account. In that case, his/her legal guardian will operate the A/C. 3. One customer can open more than one account with the same branch or any other branches of NBL.E. ENCASHMENT FEATURES: 1. No interest will be paid in cash of premature encashment within 6 (six) months of opening of the account. 2. If the account is closed after 6 months, but before maturity, the depositor will get interest at lowest savings deposit rate prevailing in our bank at the time of

encashment or at the time of opening of the account or 4.00%, whichever is lower, for the holding period. 3. Months to be counted by date to date from the date of issuance. 4. In case of premature encashment of any account Tk.200.00 to be realized as account closing charge. 5. Interest for the period beyond the date of maturity up to the date of withdrawal shall be paid at the Savings Interest Rate of the time of withdrawal or issuance

or 4.00%, whichever is lower. 6. On completion of any term, payment shall be made after one month of the date of deposit of the last installment.F. OTHER CONDITIONS: 1. Minor’s account will not be entitled to avail locker facility. 2. Monthly installment will have to be deposited by 15th calendar day of each month (in case of holidays deposit can be made on next working day). Advance

installments are always acceptable. 3. Depositors may nominate one or more persons against the account as “Nominee”. If there’s no nominee, payment will be made to the legal heir of the

deceased accountholder following the existing rule of the bank. 4. This deposit scheme is not transferable. 5. Changes of address must be informed immediately to the issuing branch of NBL. 6. Outstanding amount against Loan to be adjusted as per terms and conditions of the contract. 7. Bank can exercise the right of set-off, if necessary, in case of lien. 8. Excise duty, VAT and Income Tax to be realized from the Account as per approved rate as circulated by the Government from time to time. 9. In case of lapses in depositing installments, late fee @ 2% per month per installment (fallen due) shall be charged. If any account holder fails to deposit 3 (three) constructive installments, the account shall be treated out of this scheme and interest at saving deposit rate at that

time or at the time of issuance or 4.00%, whichever is lower, shall be paid.G. DECLARATION OF NOMINEE: 1. If the Depositor dies at any time during the period, the amount will be paid to the nominated persons(s) of the Depositor. If the Depositor does not nominate

any person(s), then the deposited money shall be paid to the Successor on production of Succession Certificate. 2. An Account holder may fix the share payment to each Nominee by fixing the share of amount receivable by such nominee(s) in case the number of Nominee

is more than one person. 3. The nomination will be cancelled if the Nominee dies in the lifetime of the Account holder. A new nominee may be nominated by the Account holder in

such case. 4. In the event of Account holder's death, his/her nominee(s) will not be allowed to continue the Account. 5. A Minor can also be made as a Nominee; In that case the minor's legal guardian will receive payment on his/her behalf. 6. Photograph of the Nominee duly attested by the applicant to be enclosed along with the AOF at the time of opening the A/C.


Tenure Monthly Installment

(Amount in Tk.) Terminal Value (Amount in Tk.)

2 Years 96,800 2,500,000

3Years 64,700 2,600,000

4 Years 48,600 2,700,000

5 Years 38,900 2,800,000


National Bank LimitedDOUBLE BENEFIT ACCOUNT (DBA)

Duration: Years Month

DBAAccount No

Terms & Conditions for opening DBA A/c.

A. The name of the Scheme is “Double Benefit Account” - DBA.

B. BENEFIT FEATURES:1. The deposited amount will be doubled in 9 years 6 months.2. Loan equivalent to deposited amount @13% can be availed for purchasing Govt. Treasury Bonds through NBL.3. Credit Card with a limit of 50% of deposited amount or Tk. 5,00,000.00 whichever is lower, can be availed free of issuing cost.4. Locker facilities can be availed at 50% rent for the first year subject to the availability of locker facility in the respective branch.

C. ELIGIBILITY FEATURES:1. DBA can be opened at multiple of Tk.100, 000.00 without any upper limit.2. Bangladeshi citizen aged 18 years or above can open this account either singly or jointly. 3. Minor citizen of Bangladesh can also open this account. In that case, his/her legal guardian will operate the A/C.4. One customer can open more than one DBA with same branch or any branches of NBL.

D. ENCASHMENT FEATURES:1. No interest will be paid if the account is enchased or closed before 6 (six) months.2. Interest will be paid at savings bank deposit rate prevailing in our bank at the time of encashment or at the time of issuance, whichever is lower, for the holding

period if the account is en-cashed/closed after 6 (six) months but before 1 (one) year.3. Interest will be paid at 3 (three) months’ FDR interest rate prevailing in our bank at the time of encashment or at the time of issuance, whichever is lower, for the

holding period if the account is en-cashed/closed after 1 (one) year.4. Interest will be paid for the period beyond the date of maturity at savings bank deposit rate prevailing in our bank at the time of encashment or at the time of

issuance, whichever is lower.5. Month to be counted by date to date from the date of issuance.

E. OTHER CONDITIONS:1. Minor’s account will not be entitled to avail the other benefit features; i.e.; Loan, Credit Card & Locker facility.2. Joint account holder can avail loan facilities in their joint name in lien of DBA for purchasing Govt. Treasury Bond through NBL.3. Joint account holders can purchase Govt. Treasury bond in their individual name up to the maximum proportionate amount considering the number of

beneficiaries in the joint account. 4. Interest amount of the Bond to be transferred to the loan account until the loan is adjusted. 5. DBA receipt is not Transferable.6. Changes of Address must be informed immediately to the issuing branch of NBL.7. In case of the instrument is lost, duplicate receipt will be issued in favour of the beneficiary/beneficiaries after completing all process & formalities. 8. Outstanding amount against Loan and Credit Card to be adjusted as per terms and condition of the contact. 9. Bank can exercise the set off right, if necessary.10. Excise duty, VAT and Income Tax is to be realized from the Account as per approved rate as circulated by the Government from time to time.

F. DECLARATION OF NOMINEE:1. If the Depositor dies at any time during the period, the amount will be paid to the nominated persons(s) of the Depositor. If the Depositor does not nominate any

person(s), then the deposited money shall be paid to the Successor on production of Succession Certificate.2. An Account holder may fix the share payment to each Nominee by fixing the share of amount receivable by such nominee(s) in case the number of Nominee is

more than one person.3. The nomination will be cancelled if the Nominee dies in the lifetime of the Account holder. A new nominee may be nominated by the Account holder in such

case.4. In the event of Account holder's death, his/her nominee(s) will not be allowed to continue the Account.5. A Minor can also be made as a Nominee; In that case the minor's legal guardian will receive payment on his/her behalf.6. Photograph of the Nominee duly attested by the applicant to be enclosed along with the AOF at the time of opening the A/C.


Ac Open Date: / /

Maturity Date: / /

wnmve †Lvjvi wbqgvejxmÂqx wnmve cÖK„wZi cÖvB‡fU d‡ib Kv‡iÝx (Gdwm) GKvD›U GKvD›U ‡Lvjvi Rb¨ Dchy³ e¨w³t we‡`‡k Kg©iZ/emevmiZ evsjv‡`kx bvMwiK, PvKzix/Awfevmb/¯^-Kg©ms¯’v‡bi j‡ÿ¨ we‡`k hv‡”Qb Ggb evsjv‡`kx e¨w³ eM©, evsjv‡`k

ev we‡`‡k emevmiZ Ab¨vb¨ RvZxqZvi bvMwiK, we‡`‡k wbewÜZ Ges evsjv‡`k ev we‡`‡k eëmvqiZ cÖwZôvb, evOjv‡`‡k Aew¯’Z K~U‰bwZK wgkb I wgk‡b Kg©iZ we‡`kx bvMwiK, evsjv‡`‡k/AvšÍR©vwZK cÖwZôv‡b Kg©iZ ‰e‡`wkK gy`ªvq †eZb‡fvMx evsjv‡`kx Kgx©MY Aby‡gvw`Z wWjvi e¨vs‡K cÖvB‡fU Gdwm GKvD›U Lyj‡Z cv‡ib|

cÖv_wgK Rgv Qvov GKvD›U ‡Lvjvi my‡hvM t PvKzix/Awfevmb/¯^-Kg©ms¯’v‡bi j‡ÿ¨ we‡`k hv‡”Qb Ggb e¨w³ eM© we‡`k hvIqvi c~‡e© †Kvb Rgv Qvov cÖvB‡fU Gdwm GKvD›U Lyj‡Z cv‡ib | we‡`k hvIqvi ciI cÖevm n‡Z cÖ‡qvRbxq KvMRcÎ cvwV‡q ev †`‡k ‡diZ Avmvi ci †h †Kvb mgq Giƒc Gdwm GKvD›U †Lvjv †h‡Z cv‡i|

GKvD‡›U ê‡`wkK gy`ªv Rgv `vbt G ai‡bi GKvD‡›U we‡`k n‡Z e¨vs‡Ki gva¨‡g ê‡`wkK gy`ªv cvVv‡bv hvq| cvkvcvwk, we‡`k n‡Z †`‡k Avmvi mgq mv‡_ Avbv ê‡`wkK gy`ªv/WªvdU BZ¨vw` Rgv †`qv hvq, Ab¨ †Kvb cÖevmx Øviv cvVv‡bv ev Ab¨ †Kvb Gdwm GKvD›U n‡Z cvVv‡bv ê‡`wkK gy`ªv Rgv ivLv hvq|

g‡bvwbZ e¨w³i gva¨‡g GKvD›U cwiPvjbv t wnmveavix wb‡R ev Zvi g‡bvbxZ e¨w³ G GKvD›U cwiPvjbv Ki‡Z cv‡ib| GKvD‡›U Rgv ivLv ê‡`wkK gy`ªvi eënvi t G GKvD‡›Ui Rgv ê‡`wkK gy`ªv UvKvq bM`vqb Kiv hvq, e¨vs‡Ki gva¨‡g we‡`‡k cvVv‡bv hvq Ges cybivq we‡`k hvIqvi mgq

bM‡` mv‡_ †bqv hvq (gvwK©b Wjvi †bvU AvKv‡i AbwaK 2,000 Ges Aewkó Ask Ab¨vb¨ ê‡`wkK gy`ªv, wUwm ev KvW© AvKv‡i ) GKvD›U Pvjy ivLvi mgqKvj t G GKvD›U hZw`b B”Qv (GgbwK ¯’vqxfv‡e †`‡k Avmvi ciI) Pvjy ivLv hvq| GKvD‡›Ui cÖK…wZ t G GKvD›U mvavibZt mÂqx cÖK„wZi n‡q _v‡K | G GKvD‡›Ui w¯’wZ †gqv`x AvKv‡iI Rgv ivLv& †h‡Z cv‡i| my` t G GKvD‡›Ui w¯’wZ 1/3/6/12 gvm †gqv`x AvKv‡i Rgv ivL‡j Zvi Ici cÖ‡hvR¨ nv‡i my` cvIqv hvq | cvkvcvwk, †gqv`x AvKv‡i Rgv bq Ggb Rgvi IciI (Rgvi

cwigvY Kgc‡ÿ gvwK©b Wjvi 1,000/cvDÛ ÷vwj©s 500/mgZzj¨ Ab¨ ê‡`wkK gy`ªv Ges Rgvi mgqKvj Kgc‡ÿ 1 gvm n‡j) my` cvIqv †h‡Z cv‡i| †gqv`x cÖK„wZi bb-‡iwm‡W›U d‡ib Kv‡iÝx wW‡cvwRU GKvD›U ev GbGdwmwW GKvD›U GKvD›U †Lvjvi Dchy³ e¨w³ t we‡`‡k Kg©iZ/emevmiZ Awaevmx evsjv‡`kx, we‡`‡k emevmiZ ˆØZ bvMwiKZ¡avix evsjv‡`kx, we‡`k¯’ evsjv‡`k wgk‡b Kg©iZ

evsjv‡`kxMb, we‡`‡k AvšÍR©vwZK /AvÂwjK cÖwZôv‡b ‡cªl‡Y/wbqwgZfv‡e wb‡qvwRZ miKvix/¯^vqZ¡ kvwmZ cÖwZôvb I ivóªxq gvwjKvbvaxb e¨vsK I Ab¨vb¨ wewae× cÖwZôv‡bi Kg©KZ©v I Kg©PvixMY G GKvD›U Lyj‡Z cv‡ib|

GKvD›U †Lvjvi mgq t we‡`k n‡Z cÖ‡qvRbxq KvMRcÎ cvwV‡q ev †`‡k †diZ Avmvi ci †h †Kvb mgq (GgbwK ¯’vqxfv‡e †`‡k Avmvi ciI) GbGdwmwW GKvD›U †Lvjv hvq|

GKvD›U ‡Lvjvi Rb¨ b~¨bZg Rgvi cwigvbt GKvD›U †Lvjvi Rb¨ b~¨bZg Rgvi cwigvb gvwK©b Wjvi 1000, cvDÛ ÷vwj©s 500 ev mgZzj¨ Ab¨ ê‡`wkK gy`ªv| we‡`kx bvMwiK/cÖwZôvb/wewb‡qvMKvixM‡Yi †ÿ‡Î Gi cwigvb b~¨bZg 25,000 gvwK©b Wjvi/mggvb|

GKvD‡›Ui cÖK…wZ t G GKvD‡›U 1/3/6/12 gvm †gqv‡ì Rb¨ gvwK©b Wjvi, cvDÛ ÷vwjs, BD‡iv ev Rvcvbx B‡qb gy`ªvq †Lvjv †h‡Z cv‡i hv cybtbevqb‡hvM¨| GKvD‡›U ê‡`wkK gy`ªv Rgv `vb t we‡`k n‡Z e¨vs‡Ki gva¨‡g ê‡`wkK gy`ªv cvwV‡q ev cÖvB‡fU Gdwm GKvD‡›Ui Rgv ¯’vbvšÍi K‡i ev ‡`‡k Avmvi mgq mv‡_ Avbv ê‡`wkK

gy`ªv w`‡q G GKvD›U †Lvjv hvq| Rgv ivLv ê‡`wkK gy`ªvi eënvi t G GKvD‡›U Rgv ivLv ‰e‡`wkK gy`ªv UvKvq bM`vqb Kiv hvq, e¨vs‡Ki gva¨‡g we‡`‡k cvVv‡bv hvq Ges cybivq we‡`k hvIqvi mgq bM‡`

mv‡_ †bqv hvq gvwK©b Wjvi †bvU AvKv‡i AbwaK 2000 Ges Aewkó Ask Ab¨vb¨ ê‡`wkK gy`ªv, wUwm ev KvW© AvKv‡i| my` t GbGdwmwW GKvD‡›Ui Rgvi Dci mswkøó gy`ªvi Rb¨ AvšÍR©vwZK evRv‡i Pvjy my`/gybvdvi nv‡i my`/gybvdv cvIqv hvq| my /gybvdv evsjv‡`‡k Kigy³| †gqv`c~wZ©i Av‡MI

Avmj A_© D‡Ëvjb Kiv hvq, Z‡e G ‡ÿ‡Î my`/gybvdv cvIqv hvq bv| wbevmx evsjv‡`kx‡ì Rb¨ †iwm‡W›U d‡ib Kv‡iÝx wW‡cvwRU GKvD›U ev AviGdwmwW GKvD›U GKvD›U †Lvjvi Rb¨ Dchy³ e¨w³ t wbevmx evsjv‡`kxMY we‡`k n‡Z †`‡k ‡diZ Avmvi mgq mv‡_ Avbv ‰e‡`wkK gy`ªv Øviv AviGdwmwW GKvD›U Lyj‡Z cvi‡eb| GKvD›U †Lvjvi mgqKvj t wbevmx evsjv‡`kxMY †`‡k †diZ Avmvi ci †h †Kvb mgq GB GKvD›U Lyj‡Z cv‡ib| D‡jøL¨, AbwaK 5000 gvwK©b Wjvi ev mgg~‡jï ê‡`wkK

gy`ªv we‡`k n‡Z ‡diZ Avmvi ci †h †Kvb mgq GKvD›U Rgv †`qv hvq; 5000 gvwK©b Wjv‡ii/mgg~‡jï AwZwi³ AsK ïé KZ©„c‡ÿi wbKU GdGg‡R di‡g †NvlYv †`qv mv‡c‡ÿ †`‡k †diZ Avmvi GK gv‡mi g‡a¨ Rgv †`qv hvq|

GKvD‡›U Rgv †`qv ê‡`wkK g„`ªvi Drm t ïay †`‡k Avmvi mgq mv‡_ Avbv ê‡`wkK gy`ªv G GKvD‡›U Rgv †`qv hvq| GKvD‡›U Rgv _vKv A‡_©i eënvi t GKvD‡›U Rgv ê‡`wkK gy`ªv UvKvq bM`vqb Kiv hvq, we‡`‡k cvVv‡bv hvq ev cieZ©x we‡`k hvÎvi mgq bM‡` (gvwK©b Wjvi †bvU AvKv‡i

AbwaK 2000 Ges Aewkó Ask Ab¨ ê‡`wkK gy`ªv, wUwm ev KvW© AvKv‡i) mv‡_ †bqv hvq| my` t G ai‡bi GKvD‡›Ui Ici cÖ‡hvR¨ nv‡i my` cvIqv hvq|K‡c©v‡iU ev eëmvwqK cÖwZôv‡bi wnmve e¨w³ gvwjKvbvaxb cÖwZôvb t †UªW jvB‡mÝmn wnmve cwiPvjbvKvixi (cÖwZôv‡bi ¯^Z¡vwaKvixi) wel‡q Òe¨w³ msμvšÍ Z_¨vejxÓ dig h_vh_fv‡e c~iY Ki‡Z n‡e| cvU©bviwkc t cvU©bviwkc wWW, †UªW jvB‡mÝmn Askx`viM‡Yi cwiwPwZi wel‡q Òe¨w³ msμvšÍ Z_¨vejxÓ dig h_vh_fv‡e c~iYmn †ewbwdwkqvj IbviGi msÁv Abyhvqx

cÖ‡Z¨K cvU©bvi/‡kqvi‡nvìv‡ii dig c~iY Ki‡Z n‡e| wjwg‡UW †Kv¤úvwb t mvwU©wd‡KU Ae BbK‡c©v‡ikb, AvwU©‡Kjm Ae G‡mvwm‡qkb, †g‡gv‡iÛvg Ae G‡mvwm‡qkb, †ev‡W©i mfvq M„nxZ AvbyôvwbK wm×všÍ (resolution),

cwiPvjK m¤úwK©Z †NvlYv Ges wnmve cwiPvjbvKvixi wel‡q Òe¨w³ msμvšÍ Z_¨vejxÓ dig h_vh_fv‡e c~iYmn †ewbwdwkqvj Ibvi Gi msÁv Abyhvqx cÖ‡Z¨K cwiPvj‡Ki/‡kqvi‡nvìv‡ii Rb¨ Òe¨w³ msμvšÍ Z_¨vejxÓ dig c~iY Ki‡Z n‡e| (†Kv¤úvwb ev Zvi cwiPvjKM‡Yi wel‡q cÖ‡qvR‡b Z_¨vwì mwVKZv hvPvB‡qi j‡ÿ¨ †iwR÷ªvi Ae R‡q›U ÷K †Kv¤úvwbR GÛ dvg©m& Gi mvnvh¨ MÖnY Kiv †h‡Z cv‡i| evsjv‡`‡ki evB‡i wbewÜZ †Kv¤úvwbi †ÿ‡Î wbeÜb `wjjvw` †h ¯’vb n‡Z Bmy¨K…Z n‡q‡Q, cÖ‡qvR‡b ‡mLv‡b †hvMv‡hvM K‡i `wjjvwì h_v_©Zv m¤ú‡K© wbwðZ nIqv ‡h‡Z cv‡i)|†Kv¤úvwbi †ÿ‡Î m‡e©v”P †kqviavix by¨bZg 5 Rb cwiPvjK ev †hme †ÿ‡Î 5 R‡bi Kg †m‡ÿ‡Î mK‡ji/Ab¨vb¨ cÖ‡hvR¨ †ÿ‡Î wbe©vnx KwgwUi m`m¨M‡Yi e¨w³ msμvšÍ Z_¨ msMÖn Ki‡Z n‡e|

miKvix wnmve (wewfbœ gš¿Yvjq, wefvMmn), miKvix gvwjKvbvaxb cÖwZôvb, Avav miKvix ev ¯^vqËkvwmZ cÖwZôv‡bi wnmve, wewfbœ gš¿Yvj‡qi Aax‡b cwiPvwjZ cÖK‡íi wnmve wnmve †Lvjv I cwiPvjbvi Rb¨ mswkøó Dchy³ KZ©„cÿ KZ©„K cÖ`Ë AbygwZ cÎmn wnmve cwiPvjbvKvixiÒe¨w³ msμvšÍ Z_¨vejxÓ c„_Kdig h_vh_fv‡e c~iY Ki‡Z n‡e|Ab¨vb¨ msMV‡bi wnmve K¬ve/†mvmvBwU t cwiPvjbv cl©`, evB-jR ev msweavb, wnmve †Lvjvi †iRjy¨kb, †iwR÷vW© n‡j miKvix Aby‡gv`bcÎ BZ¨vw`mn mswkøó mfvcwZ, m¤úv`K, †Kvlva¨ÿ I

Ab¨vb¨ wnmve cwiPvjbvKvixi Rb¨ Òe¨w³ msμvšÍ Z_¨vejxÓ dig h_vh_fv‡e c~iY Ki‡Z n‡e| mgevq mwgwZ/wjwg‡UW †mvmvBwU t †Kv-Acv‡iwUf Kg©KZ©v KZ©„K mZ¨vwqZ evB-jR, Awdm Kg©KZ©v‡ì (office bearers) weeiY, wnmve ‡Lvjvi wel‡q wm×všÍ

(resolution), mvwU©wd‡KU Ae †iwR‡÷ªkb BZ¨vw`mn mswkøó wnmve cwiPvjbvKvixi wel‡q Òe¨w³ msμvšÍ Z_¨vejxÓ dig h_vh_fv‡e c~iY Ki‡Z n‡e| ‡emiKvix ¯‹zj, K‡jR, gv`ªvmvt Mfwb©s ewW ev g¨v‡bwRs KwgwUi m`m¨M‡Yi c~Y© cwiwPwZ, wnmve ‡Lvjvi wel‡q wm×všÍ (resolution) BZ¨vw`mn mswkøó wnmve cwiPvjbvKvixi

wel‡q Òe¨w³ msμvšÍ Z_¨vejxÓ dig h_vh_fv‡e c~iY Ki‡Z n‡e| Uªvw÷ t wWW Ae Uªv÷ Gi mvwU©dvBW Kwc, Uªvw÷ †evW© Gi m`m¨M‡Yi c~Y© cwiwPwZ, wnmve ‡Lvjvi wel‡q wm×všÍ (resolution ) BZ¨vw`mn mswkøó wnmve cwiPvjbvKvixi wel‡q

Òe¨w³ msμvšÍ Z_¨vejxÓ dig h_vh_fv‡e c~iY Ki‡Z n‡e|

MÖvn‡Ki ¯^vÿi