workers’ compensation what supervisors need to know

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Workers’ Compensation What Supervisors Need to Know

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Page 1: Workers’ Compensation What Supervisors Need to Know

Workers’ Compensation

What Supervisors Need to Know

Page 2: Workers’ Compensation What Supervisors Need to Know

© Business & Legal Reports, Inc. 0506

Session ObjectivesYou will be able to:

• Recognize the benefits of workers’ compensation

• Complete reports and help workers file claims

•Maintain contact with employees on leave and ease their return to work

• Help prevent workplace accidents and keep workers’ comp costs down

Page 3: Workers’ Compensation What Supervisors Need to Know

© Business & Legal Reports, Inc. 0506

Session Outline•Workers’ comp, what it covers, and when it

applies

• Costs and special provisions

• Claims and reporting requirements

• Contact during leave and the return to work

• Preventing workplace accidents

Page 4: Workers’ Compensation What Supervisors Need to Know

© Business & Legal Reports, Inc. 0506

Benefits of Workers’ Comp•Workers’ comp is good for our company and

our employees

• It ensures prompt and proper care for work-related injuries and illness

• It provides income while workers recover and eases their return to work

Page 5: Workers’ Compensation What Supervisors Need to Know

© Business & Legal Reports, Inc. 0506

What Is Workers’ Comp?• Accident insurance program

• State mandated

• Compulsory

• Company funded

Page 6: Workers’ Compensation What Supervisors Need to Know

© Business & Legal Reports, Inc. 0506

What Does It Cover?• Medical and

rehabilitation expenses

• Lost wages

• Death benefits

Page 7: Workers’ Compensation What Supervisors Need to Know

© Business & Legal Reports, Inc. 0506

When Does It Apply?•Work-related injuries

•Work-related illness

• Exceptions

Page 8: Workers’ Compensation What Supervisors Need to Know

© Business & Legal Reports, Inc. 0506

Cost of Workers’ Comp• State formula

• Risk factors for specific jobs

• Employer’s claims history

Page 9: Workers’ Compensation What Supervisors Need to Know

© Business & Legal Reports, Inc. 0506

Special Provisions• No lawsuits

• No retaliation

Page 10: Workers’ Compensation What Supervisors Need to Know

© Business & Legal Reports, Inc. 0506

Filing Claims• Normal claims

• Fraudulent claims

Page 11: Workers’ Compensation What Supervisors Need to Know

© Business & Legal Reports, Inc. 0506

Reporting Requirements• Accident reports

• Medical reports

• OSHA forms

Page 12: Workers’ Compensation What Supervisors Need to Know

© Business & Legal Reports, Inc. 0506

Workers’ Comp Basics• Questions?

Page 13: Workers’ Compensation What Supervisors Need to Know

© Business & Legal Reports, Inc. 0506

Maintaining Contact• Keep up employee’s morale

• Encourage employees to maintain treatment

• Demonstrate that the employee is expected back at work

• Alert claims manager to any problems

• Show concern for employee’s well-being

Page 14: Workers’ Compensation What Supervisors Need to Know

© Business & Legal Reports, Inc. 0506

Easing the Return to Work• Rehabilitation and

therapy

• Consultation with medical professionals

• Alternate duty work

• When no alternate duty work is available

Page 15: Workers’ Compensation What Supervisors Need to Know

© Business & Legal Reports, Inc. 0506

Alternate Duty• Transitional phase

• Way for a recovering employee to make productive contribution

• Temporary

• Monitored

Page 16: Workers’ Compensation What Supervisors Need to Know

© Business & Legal Reports, Inc. 0506

Alternate Duty (cont.)

• Chance for employee to rebuild strength

• Opportunity for employee to learn prevention techniques

• Morale booster

Page 17: Workers’ Compensation What Supervisors Need to Know

© Business & Legal Reports, Inc. 0506

What Alternate Duty Isn’t• Make-work

• An excuse to goof off

• A task that could re-injure the worker or aggravate an illness

Page 18: Workers’ Compensation What Supervisors Need to Know

© Business & Legal Reports, Inc. 0506

Alternate Duty Suggestions• Less strenuous parts of normal job

• Normal job tasks performed part-time or at a slower pace

• A combination of less strenuous or stressful parts of several jobs

• A special project without a tight deadline

Page 19: Workers’ Compensation What Supervisors Need to Know

© Business & Legal Reports, Inc. 0506

Permanent Disability• Some disabilities

prevent any work

• Others may require an employee to do a different job

Page 20: Workers’ Compensation What Supervisors Need to Know

© Business & Legal Reports, Inc. 0506

Return to Work• Questions?

Page 21: Workers’ Compensation What Supervisors Need to Know

© Business & Legal Reports, Inc. 0506

Accident Prevention• Conduct regular safety

inspections

• Correct identified problems immediately

• Hold frequent safety meetings

• Include safety in performance evaluations

Page 22: Workers’ Compensation What Supervisors Need to Know

© Business & Legal Reports, Inc. 0506

Accident Prevention (cont.)

• Require safe housekeeping

• Perform equipment maintenance on schedule

• Encourage employee safety involvement

• Highlight safety achievements

Page 23: Workers’ Compensation What Supervisors Need to Know

© Business & Legal Reports, Inc. 0506

Accident Investigations• Conduct or cooperate with safety

investigations

• Evaluate situations that lead to stress-related claims

Page 24: Workers’ Compensation What Supervisors Need to Know

© Business & Legal Reports, Inc. 0506

Accident Investigations (cont.)

• Correct conditions that cause injury or illness

• Follow up to ensure that corrective action has been implemented

Page 25: Workers’ Compensation What Supervisors Need to Know

© Business & Legal Reports, Inc. 0506

Key Points to Remember• Report all injuries and illness promptly

• Help workers file claims

•Maintain contact with workers on leave

• Help make the transition back to work

• Help reduce claims and keep down costs by promoting safety and preventing accidents