write down your reaction to this photo – whatever comes to your mind first

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Answer these questions Write down your reaction to this photo – whatever comes to your mind first

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Answer these questions

Write down your reaction to this photo – whatever comes to your mind first

Describe what you think of when you hear people mention the homeless.

What specific, daily problems must a homeless family solve?

Is there homelessness in our community? How do you know?

Have you ever done anything to help homeless people? Explain.

What programs are available to homeless people?

Answer these questions

How Much Do You (really) Know About Poverty?

Take the quiz 1.      The federal minimum wage is $7.25 an hour. Assuming full-time, year-round

employment, how much would a parent have to earn to rent a modest, two-bedroom apartment at fair market rent without spending more than 30 percent of their income on housing [the standard for affordable housing]?

a.  $7.25 per hour, $15,080 per yearb.  $10.78 per hour, $22,422 per yearc.  $15.22 per hour, $31,657 per yeard.  $18.44 per hour, $38,360 per year

2.      More than 40 million people received food stamps or SNAP benefits in 2009. What was the average daily benefit per household in 2009?

a.  $30b.  $21c.  $15d.  $9

3.    A single parent with two preschool-age children living in Dallas would need what income to pay for necessities like rent, food, and childcare? What is the federal poverty line for a family of four?

a.  $18,050b.  $22,050c.  $40,050d.  $60,050

Here come the answers…

How Much Do You (really) Know About

Poverty?1. A parent would need to earn

$18.44 per hour, more than double the federal minimum wage, to afford to rent a modest two-bedroom apartment at a fair market rent without exceeding their housing budget

How Much Do You (really) Know About

Poverty?

2. Households receiving SNAP benefits in 2009 only received about $9 per day to meet their hunger and nutrition needs.

How Much Do You (really) Know About

Poverty?3. Millions of families across the country struggle to pay for high-cost necessities like food, rent, and child care. A single parent of two preschool age children living in Dallas would need an annual wage of $45,782 an hourly wage of $22; but the poverty line is only $22,050, and that’s for a family of four.

Who receives government benefits..

Who receives government benefits..

Could you survive in poverty?

Take the quiz Add your score Read the back

Middle class Wealth

What do the questions reveal about each class?

Could you survive…quiz

put a check mark by all that are true

Could you survive in poverty?

1. I know which churches and sections of town have the best rummage sales.2. I know which rummage sales have “bag sales” and when.3. I know which grocery stores’ garbage bins can be accessed for thrown-away food.4. I know how to get someone out of jail.5. I know how to physically fight and defend myself physically.6. I know how to get a gun, even if I have a police record.7. I know how to keep my clothes from being stolen at the Laundromat.8. I know how to live without a checking account.9. I know how to live without electricity and a phone.10. I know how to use a knife as scissors.11. I know what to do when I don’t have money to pay the bills12. I know how to move in half a day.13. I know how to get and use food stamps or an electronic card for benefits.14. I know where the free medical clinics are.15. I can get by without a car.

Scoring

Scoring guidelines - Poverty: If out of the 15 items, you answered 'yes' to the

following:15-14: Congrats -- you are street savvy and will survive (maybe even thrive) in poverty. 13-9: Pat on the back -- you'll be able to keep your head above water.8-4: Look for help -- poverty is hard in ways you hadn't even imagined.3-0: Call a lifeline -- you are completely unable to survive in poverty. Thank your lucky stars you'll probably never need to.

Middle Class QuestionsCould you survive in middle-class?1. I know how to get my children into Little League, piano lessons, soccer, etc.2. I know how to set a table properly.3. I know how to order in a nice restaurant.4. I know how to use a credit card, checking account, and savings account – and I understand an annuity. I understand term life insurance, and 20/80 medical insurance policy, as well as house insurance, flood insurance, and replacement insurance. I can pull my credit reports and know my credit score.5. I talk to my children about going to college.6. I know how to get one of the best interest rates on my new car loan.7. I understand the difference among the principal, interest, and escrow statements on my house payment.8. I know how to help my children with their homework and do not hesitate to call the school if I need additional information.9. I know how to decorate the house for the different holidays.10. I know how to get a library card.11. I have or I know how to secure department/retail store credit.12. I repair items in my house almost immediately when they break – or know a repair service and call it.

Wealthy Questions

Could you survive in wealth?1. I can read a menu in French, English, and another language.2. I have several favorite restaurants in different countries of the world.3. During the holidays, I know how to hire a decorator to identify the appropriate themes and items with which to decorate the house.4. I know who my preferred financial advisor, legal service, designer, domestic employment service, and hairdresser are.5. I have at least two residences that are staffed and maintained.6. I know how to ensure confidentiality and loyalty from my domestic staff.7. I have at least two or three “screens” that keep people whom I do not wish to see away from me.8. I fly in my own plane or the company plane.9. I know how to enroll my children in the preferred private schools.10. I know how to host the parties that “key” people attend.11. I am on the boards of at least two charities.12. I know how to read a corporate financial statement and analyze my own financial statements.

Could you survive in…

What do the questions in the previous quizzes reveal about each class?

Reading Assignment #1

• Pages 3-50• “A Woman on the Street”/”The Desert”

• Answer study guide questions 1-20

• Study vocabulary Hoisted, fretted, antiseptic, edible, harebrained,

addled, embankment, sashayed, creosote, pigeonholed, gestate, warmonger, perversion, diminutive