1. Presentation sent to you by: Your Desert REALTOR
JeffAnthony Garcia (602) 513-6621
U.S.D.A Guaranteed Rural Development Loan
YOUR 100% FINANCING OPTION

2. Current Housing Market and You
JeffAnthony Garcia (602) 513-6621
Maricopa has grown from a town of 2,500 residents to 45,000 in less than a decade.It continues to draw many new residents but at a slower rate then those leaving due to the down turn of the economy.
Maricopa has 555 active homes for sale, not include short sale, pre foreclosures or auction homes.The average home price in Maricopa is $99,500 but many find it harder each day to get financing to purchase these homes.
3. Why a USDA guaranteed Rural Development Loan?
JeffAnthony Garcia (602) 513-6621
The Rural Development Loan by USDA allow cities such as Maricopa to have buyers qualify for 100% Financing.This will help ease the up front cost of home buyers so they do not have to wait on saving up to a 20% down payment.
Visit:http://eligibility.sc.egov.usda.gov for other qualified cities.
4. USDA LOAN HIGHLIGHTS
JeffAnthony Garcia (602) 513-6621

NO MORTGAGE INSURANCE, REGARDLESS OF LOAN TO VALUE 3.5% GUARANTEE FEE APPLIED

5. 100% FINANCING UP TO 103.5% OF THE APPRAISED VALUE WHEN GUARANTEE FEE IS ALSO FINANCED 6. LOANS UP TO $417,000 7. GIFT FROM FAMILY ALLOWED FOR DOWN PAYMENT 8. SELLER CONTRIBUTIONS ALLOWED UP TO 6% DEPENDING ON LOAN TO VALUE 9. ASSET RESERVES ARE NOT REQUIRED