Structured credit researchGlobal

Longevity Swap Model

Contacts

Legend PresentationFixed input

Data from other sheetsFormulaeFormulae different from below

Comments Add-Ins required (standard excel)Macro's output

Key pricing outputs Analysis ToolPakRaw data and pricing inputs Analysis ToolPak-VBA

Deaths and population data source: Federal Statistical Office of Germany

https://research.dresdnerkleinwort.com/document/FILE.pdf?REF=258997

►In addition to the obvious exposure each and everyone of us has to mortality, economic agents such as pension funds, insurers and governments are exposed to mortality and to its flip-side longevity risk. OECD pension funds had about USD 18tr of assets under management in 2007, and through their defined benefit pension schemes are massively exposed to longevity risk, as increases in life expectancy create additional costs. They are “short longevity”

►In Europe, the UK and the Netherlands, because of the size of their pension fund markets, would be the greatest beneficiaries of a liquid longevity market. Life settlements and mortality cat bonds have been used in the past to transfer very specific forms of longevity risk. Annuity buyouts have also been offered some form of risk relief for UK DB pension funds

►With regulators also forcing pension funds and life insurers to take a more active stance in managing longevity risk, longevity derivatives are likely to become the instrument of choice to manage this risk

►The longevity swap offers the simplest and easiest way to standardise the transfer of longevity risk between pension funds, insurers and new longevity investors looking at this market for diversification benefits

►With the attached spreadsheet to price the longevity swap, we distribute our implementation of the Lee Carter '92 model, which we used to forecast future German mortality rates, the main input for pricing

Andrea Loddo+44 (0)20 7475 8721andrea.loddo@dkib.com

Domenico Picone+44 (0)20 7475 3870domenico.picone@dkib.com

Marco Stoeckle+44 (0)20 7475 3599marcosebastian.stoeckle@dkib.com

Add-Ins required (standard excel)

https://research.dresdnerkleinwort.com/document/FILE.pdf?REF=258997

►In addition to the obvious exposure each and everyone of us has to mortality, economic agents such as pension funds, insurers and governments are exposed to mortality and to its flip-side longevity risk. OECD pension funds had about USD 18tr of assets under management in 2007, and through their defined benefit pension schemes are massively exposed to longevity risk, as increases in life expectancy create additional costs. They are “short longevity”

►In Europe, the UK and the Netherlands, because of the size of their pension fund markets, would be the greatest beneficiaries of a liquid longevity market. Life settlements and mortality cat bonds have been used in the past to transfer very specific forms of longevity risk. Annuity buyouts have also been offered some form of risk relief for UK DB pension funds

►With regulators also forcing pension funds and life insurers to take a more active stance in managing longevity risk, longevity derivatives are likely to become the instrument of choice to manage this risk

►The longevity swap offers the simplest and easiest way to standardise the transfer of longevity risk between pension funds, insurers and new longevity investors looking at this market for diversification benefits

►With the attached spreadsheet to price the longevity swap, we distribute our implementation of the Lee Carter '92 model, which we used to forecast future German mortality rates, the main input for pricing

Marco Stoeckle+44 (0)20 7475 3599marcosebastian.stoeckle@dkib.com

Deal Parameters

Discount Rate (%) 5.00%Payment frequency (p.a.) 1Cohort age at value date 40Maturity in years 40Maximum maturity for the swap 40Final Swap Maturity 40Value Date 31-Dec-07Maturity Date 31-Dec-47Next Observation Date 31-Dec-08Maximum age for cohort projection 85Number of simulations 2Number of simulated years 40

Calibration

Start year 1970End year 2007number of Years 38Youngest age 40Oldest age 80number of ages 41

Pay date information

Time Period Pay Date Day Count Discount Factor1 31-Dec-08 1.017 95.04%2 31-Dec-09 1.014 90.35%3 31-Dec-10 1.014 85.88%4 31-Dec-11 1.014 81.63%5 31-Dec-12 1.017 77.59%6 31-Dec-13 1.014 73.75%7 31-Dec-14 1.014 70.11%8 31-Dec-15 1.014 66.64%9 31-Dec-16 1.017 63.34%

10 31-Dec-17 1.014 60.21%11 31-Dec-18 1.014 57.23%12 31-Dec-19 1.014 54.40%13 31-Dec-20 1.017 51.71%14 31-Dec-21 1.014 49.15%15 31-Dec-22 1.014 46.72%

16 31-Dec-23 1.014 44.41%17 31-Dec-24 1.017 42.21%18 31-Dec-25 1.014 40.12%19 31-Dec-26 1.014 38.14%20 31-Dec-27 1.014 36.26%21 31-Dec-28 1.017 34.46%22 31-Dec-29 1.014 32.76%23 31-Dec-30 1.014 31.14%24 31-Dec-31 1.014 29.60%25 31-Dec-32 1.017 28.13%26 31-Dec-33 1.014 26.74%27 31-Dec-34 1.014 25.42%28 31-Dec-35 1.014 24.16%29 31-Dec-36 1.017 22.96%30 31-Dec-37 1.014 21.83%31 31-Dec-38 1.014 20.75%32 31-Dec-39 1.014 19.72%33 31-Dec-40 1.017 18.75%34 31-Dec-41 1.014 17.82%35 31-Dec-42 1.014 16.94%36 31-Dec-43 1.014 16.10%37 31-Dec-44 1.017 15.30%38 31-Dec-45 1.014 14.55%39 31-Dec-46 1.014 13.83%40 31-Dec-47 1.014 13.14%

Key Model Outputs Expected central mortality rates

Longevity swap rate0.54%

Survival rates

Longevity Swap(one year)

Expected central mortality rates Survival rates0.1459% 99.854%0.1589% 99.695%0.1892% 99.507%0.2044% 99.303%0.2269% 99.078%0.2561% 98.824%0.2809% 98.547% fixed leg (Duration) floating leg0.3254% 98.226% 15.94 0.08600.3428% 97.889%0.3632% 97.534% Longevity swap rate0.3907% 97.153% 0.5396%0.4283% 96.737%0.4576% 96.294%0.4866% 95.825%0.5300% 95.317%

After running the macro, select the COHORT, MATURITY and update the spreadsheet by pressing

the key "F9". The cohort has to be within the interval youngest age, oldest age-1

The age range defined in the calibration parameters define the age groups for which the model

simulates future mortality rates

0.0%

200.0%

400.0%

600.0%

800.0%

1000.0%

1200.0%

Expected central mortality rates

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

Survival rates

0.5405% 94.802%0.5434% 94.287%0.6089% 93.713%0.6332% 93.120%0.6940% 92.473%0.6601% 91.863%0.7404% 91.183%0.7848% 90.467%0.7881% 89.754%0.8602% 88.982%0.8733% 88.205%0.9478% 87.369%0.9772% 86.515%1.0327% 85.622%1.1197% 84.663%1.2195% 83.631%1.3802% 82.476%1.4161% 81.308%1.5807% 80.023%1.7641% 78.611%1.8677% 77.143%2.0453% 75.565%2.2704% 73.850%2.3463% 72.117%2.6514% 70.205%

Expected central mortality rates

Survival rates

Offsetting

Age offset40 1

Start year offset End year offset2 39

Youngest age offset Oldest age offset42 82

0.0%

200.0%

400.0%

600.0%

800.0%

1000.0%

1200.0%

Expected central mortality rates

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

Survival rates

DeathsAge/Year 1970 1971 1972 1973 1974 1975 1976 1977

0 13694 12961 11289 10202 9400 8557 7697 69171 1004 848 707 644 523 513 470 4642 586 610 507 455 424 369 316 3093 551 520 493 427 367 351 265 2514 512 505 444 405 324 321 274 2255 493 442 427 370 394 306 293 2456 411 451 443 379 328 305 305 2427 401 387 402 397 305 316 269 2558 346 368 374 309 282 287 262 2299 322 299 332 304 271 249 227 23210 278 297 303 260 243 245 206 21911 261 235 266 257 244 260 238 22712 291 291 296 276 234 261 277 23013 265 289 267 294 270 264 250 27614 340 309 318 298 295 323 321 33815 364 396 430 395 382 437 417 43616 640 627 690 651 646 741 687 71017 766 821 786 745 769 818 790 82818 983 1025 1063 967 955 1066 1097 114619 1035 1040 1057 1035 934 1093 1095 104820 947 1050 1069 978 936 1027 1016 105721 937 986 1056 932 918 938 929 99122 858 877 985 949 817 861 853 92523 749 852 866 823 772 823 826 88324 623 832 775 777 754 787 812 77725 696 662 740 769 707 716 776 73726 846 778 602 687 661 696 771 78927 887 819 728 553 654 690 694 80328 995 837 820 700 561 717 695 74529 1121 1041 866 831 686 584 694 68230 1178 1114 1051 790 840 705 625 72531 1184 1241 1198 1018 869 877 778 61932 1132 1217 1271 1165 1004 915 930 76533 1149 1195 1213 1376 1124 1150 965 97834 1253 1120 1237 1306 1363 1269 1126 96335 1273 1264 1277 1244 1324 1371 1294 110836 1085 1254 1401 1352 1359 1500 1607 133137 1159 1305 1527 1476 1409 1443 1547 167438 1339 1228 1386 1587 1542 1566 1626 159239 1450 1408 1372 1454 1690 1658 1706 169040 1706 1643 1467 1472 1484 1886 1839 174141 1785 1792 1812 1667 1478 1734 2020 196242 1834 2003 1969 1904 1682 1807 1844 206243 1798 1966 2034 2062 2023 2090 1876 194344 1819 1921 2159 2277 2272 2254 2068 198145 1838 2071 2165 2252 2461 2579 2558 220946 1930 2105 2210 2278 2519 2657 2702 265747 2154 2011 2199 2439 2407 2886 2956 294748 2577 2270 2297 2447 2555 2755 2945 305749 2821 2643 2552 2533 2620 2855 2945 308450 3063 3084 3055 2722 2598 2929 3132 315851 2057 3283 3413 3199 3147 3156 3017 3267

52 1863 2130 3591 3586 3493 3329 3142 325253 2126 1998 2415 3803 3891 3925 3599 340154 2692 2316 2312 2585 4169 4399 4171 378155 4275 2876 2557 2480 2763 4707 4526 439856 5380 4649 3233 2800 2612 3024 4927 489657 6159 5601 4984 3468 2962 2938 3222 508658 6658 6697 6169 5377 3661 3190 3050 338159 7367 7039 7093 6498 5859 4030 3356 316060 8497 7764 7775 7675 6878 6393 4226 356461 9582 8999 8273 8338 7845 7525 6722 439362 10716 10044 9622 8926 8838 8712 8125 693363 11571 11023 10571 10048 9390 9834 9240 834864 12636 11988 11785 11420 10792 10275 9819 967165 14312 13025 12857 12419 12033 11663 10904 1047966 14883 14567 13848 13328 13008 13113 12042 1112767 15911 14908 15268 14407 14180 14328 13562 1225468 16666 15884 15815 15968 15235 15205 14589 1349069 16721 16803 16734 16458 16397 16305 15523 1485670 16933 16843 17589 17094 16902 17452 16370 1579971 16361 16776 17422 18037 17273 17732 17532 1643172 15794 16164 17058 17702 18006 18588 17981 1751273 15587 15543 16479 17229 17745 18942 18329 1792674 14715 15231 15986 16713 17538 18598 18737 1774275 14337 14394 15493 15784 16375 18109 18096 1805576 13859 13809 14287 15140 15473 16637 17220 1697677 13320 13635 13625 14320 14755 15744 16125 1616778 13177 12802 13297 13333 13634 14973 14910 1506479 12849 12662 12727 12817 12755 13778 13625 1383080 12144 12560 12009 12252 11965 12723 12810 1264281 11540 11532 11695 11737 11507 11995 11800 1157682 11331 11098 10707 11042 10492 10914 10709 1057783 10244 10375 10171 9997 10142 10073 9702 957984 9313 9421 9457 9280 9132 9586 9025 849485 8262 8400 8224 8423 8200 8261 8137 763386 7112 7348 7182 7330 7243 7442 7060 689687 6227 6180 6243 6284 6037 6689 6278 592988 5335 5245 5125 5345 5351 5319 5415 498089 4277 4218 4320 4301 4298 4355 4329 416390 3384 3523 3397 3497 3449 3647 3615 335091 2667 2678 2631 2714 2711 2874 2867 260592 2052 2104 2068 2046 2043 2151 2025 202193 1444 1450 1479 1505 1481 1486 1513 148094 1040 1022 1075 1092 1061 1084 1107 108995 1583 1757 1847 1997 1944 2167 2081 1967

1978 1979 1980 1981 1982 1983 1984 1985 19866733 6360 6208 5918 5485 5001 4528 4256 4279417 461 414 418 452 425 371 367 325299 275 285 267 234 220 219 201 224245 217 237 207 236 195 194 157 176216 208 196 168 181 143 152 180 147221 192 184 166 178 139 141 115 143

235 182 180 136 145 128 109 112 122248 203 167 150 155 128 108 117 120228 212 175 155 139 106 112 115 105

218 190 179 152 108 141 87 83 82221 178 182 143 118 96 96 74 100219 192 168 188 143 116 98 77 89232 207 189 165 135 156 104 103 92241 227 237 197 190 186 148 134 125285 292 284 252 234 221 172 170 136445 390 420 388 344 313 275 230 223669 666 679 598 564 543 484 395 357

849 784 761 788 758 657 564 561 4761093 1142 1013 1060 998 1019 836 710 6681091 1081 1092 1091 1084 1024 879 776 7661010 1026 1061 1014 960 975 911 774 8221014 978 958 936 961 956 844 777 767946 968 871 844 878 878 822 826 760859 868 833 818 859 826 744 731 710773 816 798 792 760 758 783 751 706813 742 779 757 800 726 691 705 692772 719 742 758 740 721 690 673 685

801 790 689 710 732 740 694 659 666756 740 758 748 747 770 666 675 669723 790 794 804 757 752 682 689 696731 715 746 762 802 714 679 697 726734 751 752 783 804 809 753 766 703628 742 740 795 834 840 749 716 748773 675 796 759 779 788 794 762 756

1053 795 687 750 786 844 833 886 853

1072 958 815 698 805 788 830 883 8751262 1055 1059 872 686 830 835 835 9741550 1335 1139 1121 975 791 886 883 954

1776 1548 1337 1267 1232 965 853 988 9651759 1858 1689 1562 1341 1296 1026 816 9841894 1932 2060 1794 1657 1382 1332 1119 8931938 1999 1965 2253 1977 1722 1402 1389 11852062 2003 2150 2245 2354 1967 1701 1540 14902340 2275 2284 2243 2346 2322 2124 1958 17112139 2481 2505 2468 2457 2524 2451 2214 20322289 2349 2712 2709 2602 2540 2629 2832 2482

2502 2328 2515 2945 2739 2717 2718 2859 29642880 2720 2490 2702 3106 2995 3022 2923 30633289 3023 2935 2759 2899 3223 3128 3211 31383491 3495 3398 3121 2899 3180 3384 3374 33563453 3721 3794 3607 3350 3257 3314 3799 37403495 3742 3988 3978 3829 3538 3231 3593 4119

3538 3739 4281 4308 4228 4220 3668 3565 37413595 3714 3995 4284 4651 4576 4326 3945 38753647 3863 4096 4292 4637 4988 4860 4799 42864081 3948 4212 4278 4626 5098 5197 5284 49814724 4448 4274 4521 4665 4937 5307 5775 56975403 5278 4859 4600 4724 5086 5199 5607 59725579 5584 5677 5205 4969 5085 5384 5515 6105

3650 6064 6165 6025 5560 5170 5437 5673 58313434 3944 6601 6560 6278 5880 5347 5756 61393992 3584 4125 6968 6854 6698 6201 5986 6084

4870 4213 3923 4458 7409 7296 7132 6483 62157824 5265 4418 4169 4685 7799 7914 7652 69448964 8037 5452 4698 4325 5039 8097 8180 7841

10283 9423 8444 5999 5017 4593 5253 8571 864211240 10835 10191 8985 6095 5227 4764 5597 898611754 11462 11515 10529 9472 6196 5468 5125 564613266 12449 12343 11805 11074 9935 6647 5702 525314452 13727 13068 12546 12284 11591 10035 6976 5892

15723 14963 14433 13281 13290 13070 11939 10594 733916378 15853 15417 14920 13991 13582 13346 12516 1113117206 16643 16428 16034 15171 14147 14091 13821 1289518149 17220 17174 16643 16089 15460 14398 14325 1435118303 17643 17764 17359 16846 16265 15237 15023 1470818284 18084 18507 17741 17290 17128 16375 16083 1490218606 18008 18186 18155 17714 17305 16636 16711 1583317424 17687 17781 18115 18060 17398 16878 16858 1639516418 16840 17523 17774 17346 17596 16737 16813 1648915020 15772 16625 16980 16793 16939 17020 17027 16528

13752 14254 15301 15757 16138 16200 15976 16457 1602312502 12706 13657 14500 14870 15693 15298 15821 1576711050 11557 11985 12771 13417 14131 14089 14625 148119953 10170 10460 11140 11494 12460 12628 13477 136909037 8863 9230 9871 10239 10752 11056 11811 122377862 7993 8044 8428 8642 8994 9447 10188 105317097 6762 7105 7161 7321 7696 7798 8546 90926163 6017 5988 6262 6199 6428 6531 7081 7510

4920 5100 5125 5120 4932 5235 5323 5836 59774208 4146 4209 4330 4204 4253 4366 4517 46843562 3370 3450 3565 3399 3584 3453 3600 3733

2790 2792 2743 2751 2790 2678 2776 2907 28742140 2134 2087 2206 2106 2290 2148 2222 21431634 1583 1600 1696 1602 1685 1635 1739 17651131 1078 1129 1144 1154 1182 1172 1285 12692126 2079 2240 2328 2371 2390 2385 2439 2500

1987 1988 1989 1990 1991 1992 1993 1994 19954238 4038 3862 3720 3279 2851 2687 2454 2324340 334 294 311 313 254 222 223 223186 222 202 213 210 198 187 164 165147 134 150 192 173 144 149 125 108140 151 109 132 136 129 117 117 104119 134 116 127 116 103 108 98 97

104 135 101 93 93 93 94 96 7496 133 105 117 90 88 78 90 8787 99 121 114 106 83 82 62 71

100 99 90 81 77 76 83 80 5996 70 85 91 76 76 68 71 6485 81 88 99 87 77 92 86 7078 90 82 77 97 83 92 83 6685 84 90 102 86 94 101 93 95

129 118 99 141 103 101 110 98 116231 158 166 158 147 152 144 170 158298 278 243 232 256 199 220 259 221

441 381 339 297 353 274 289 279 296623 574 520 570 464 444 469 459 488704 625 573 621 599 556 480 504 504703 707 649 637 630 579 511 490 423710 680 686 760 665 653 600 491 499715 722 688 741 745 696 595 540 500727 741 682 757 764 723 641 564 534730 753 682 695 786 671 699 644 590730 694 719 808 811 781 707 686 584696 724 728 791 852 816 732 671 608

703 677 681 779 912 806 721 766 713659 691 737 798 885 839 805 766 778693 781 776 866 929 923 844 815 797719 747 757 907 924 926 921 912 862735 791 765 818 993 981 917 925 891806 830 819 914 998 972 886 1011 935750 804 853 1000 985 1045 1107 1027 980788 825 914 988 1039 1083 1062 1123 1048

913 878 936 1055 1096 1139 1072 1151 1085948 953 1014 1023 1147 1129 1157 1242 1202

1011 1020 1051 1193 1272 1183 1215 1269 1270

1006 1123 1107 1211 1322 1317 1338 1220 13461056 1173 1147 1303 1319 1387 1435 1414 13921031 1080 1338 1385 1497 1484 1456 1535 14641017 1221 1199 1367 1593 1636 1543 1598 15721315 1063 1372 1456 1597 1600 1637 1702 17411632 1325 1155 1531 1565 1791 1773 1791 17901744 1845 1558 1292 1701 1679 1855 1951 20052208 1960 1957 1786 1551 1772 1810 2040 2067

2616 2540 2210 2334 1928 1613 1977 1909 20493208 3065 2707 2402 2447 2103 1681 2198 21973338 3502 3090 2978 2656 2697 2334 1817 22433386 3539 3806 3561 3316 2738 2936 2489 20413665 3776 3986 4270 4038 3617 3139 3092 26043966 3891 4018 4335 4582 4113 3688 3208 3298

4393 4281 4224 4369 4664 4881 4446 4081 34794109 4817 4629 4874 4919 4817 5240 4627 41794226 4530 5082 5165 5046 5124 5381 5549 50274737 4455 4811 5787 5359 5360 5350 5775 57305388 4914 4918 5235 6026 5823 5760 5753 61135966 5844 5436 5223 5636 6337 6337 6204 62396365 6321 6029 5801 5600 6023 6835 6606 6501

6607 6890 6762 6801 6271 6014 6389 7119 70916324 6968 7223 7534 7334 6624 6385 6709 76386499 6826 7449 8030 7908 7538 6971 6404 7046

6502 6980 7170 7886 8501 8309 8096 7397 69806559 6914 7386 7794 8550 8794 8865 8470 77267176 6842 7260 7856 8249 8959 9487 9374 89498361 7681 7483 7995 8276 8428 9290 9898 97759046 8813 8122 7964 8417 8494 9276 9805 102609258 9561 9195 8663 8166 8558 9099 9478 105585873 9868 9875 9867 8930 8428 9205 9356 98105452 6201 10323 10647 10107 9253 8856 9393 10079

6204 5615 6471 11004 10903 10370 9693 9393 97947475 6396 5731 6935 11101 11146 11187 9987 9763

11331 7739 6515 6054 7045 11404 11828 11195 1057412904 11501 7964 6824 6160 7122 11908 11777 1184414034 13143 11720 8103 6863 6269 7495 12009 1236414867 14254 13407 11973 8344 7116 6576 7376 1242414872 14795 14549 13824 12396 8427 7211 6454 754615433 14826 14787 14941 13773 12088 8420 7010 676815690 15488 14946 15012 14855 13550 12374 8317 725915826 15542 14997 14833 14717 14212 13755 12233 8451

15521 15403 15386 15290 14283 14080 14394 13493 1217315157 15064 14946 15040 14452 13655 14061 13773 1347114663 14302 14326 14370 14418 13570 13109 13467 1338813420 13672 13566 13918 13653 12948 13152 12555 1280812018 12355 12697 12720 12702 12176 12601 12123 1202110784 11112 11495 11863 11712 11311 11715 11505 112489258 9618 10030 10390 10533 10014 10611 10665 104627682 7948 8687 8991 9110 8983 9333 9228 9426

6300 6710 7111 7590 7789 7617 8042 7952 83464832 5104 5738 6031 6359 6223 6693 6933 70493843 4125 4540 4855 5022 5303 5585 5554 6002

2934 3092 3363 3607 3808 3962 4439 4425 46902212 2320 2534 2675 2913 2965 3241 3541 36021679 1756 1874 2007 2076 2207 2480 2517 27651202 1221 1302 1442 1468 1547 1731 1788 19992479 2562 2817 3078 2998 2987 3306 3437 3748

1996 1997 1998 1999 2000 2001 2002 2003 20042272 2260 2088 1979 1917 1815 1670 1700 1629191 202 193 173 183 175 156 157 144110 119 130 126 101 113 83 83 68104 102 71 90 91 106 74 78 6569 87 70 79 62 61 48 63 5290 63 62 52 47 53 63 55 51

87 82 57 70 66 48 46 58 4060 61 65 66 44 45 47 58 4658 87 59 76 58 45 47 57 41

70 71 58 56 64 61 31 47 3861 64 64 67 50 51 46 41 3373 59 58 71 74 60 71 68 5477 60 81 76 77 76 70 63 5075 83 97 79 75 96 69 65 55

120 103 104 114 80 101 85 109 80137 133 119 145 106 108 112 132 106242 243 216 194 203 201 216 181 165

300 289 277 314 269 210 248 253 229477 521 483 487 434 439 405 339 337466 528 428 454 452 418 426 382 348480 466 442 435 497 443 403 385 323443 392 450 468 418 424 414 407 344432 416 407 412 415 396 410 356 360503 458 400 401 381 402 380 369 350527 434 369 441 411 350 359 363 341544 504 401 377 381 348 332 382 346576 522 443 443 389 334 310 379 339

679 572 483 473 398 366 349 359 312739 672 516 533 468 365 351 360 337755 665 627 528 521 431 386 335 306801 735 597 614 556 483 441 370 321883 797 714 627 598 538 472 474 377957 841 761 666 674 626 515 498 472982 942 793 740 713 660 622 564 512

1035 930 903 809 827 712 697 667 584

1100 1037 900 872 871 860 762 775 6861132 1062 1062 1066 958 913 864 835 7661170 1170 1095 1076 1052 982 963 891 838

1250 1233 1088 1126 1148 1137 1113 1029 9671306 1275 1290 1300 1216 1210 1190 1183 11021374 1342 1392 1334 1383 1320 1364 1252 12141577 1468 1478 1418 1465 1396 1373 1400 13561666 1655 1621 1572 1582 1555 1531 1565 15741702 1768 1748 1719 1684 1653 1657 1739 16861961 1838 1731 1788 1850 1746 1799 1738 17802063 2113 1926 1983 1931 1919 2048 1970 1881

2191 2246 2085 2055 2098 2133 2087 2157 20742299 2270 2257 2223 2200 2286 2272 2320 22032231 2343 2477 2422 2440 2375 2415 2441 23432395 2375 2498 2555 2662 2530 2591 2609 25302170 2583 2480 2745 2741 2727 2856 2835 26942762 2238 2645 2691 2937 2945 2945 2915 2821

3636 2895 2300 2873 2821 3044 3297 3239 32113720 3797 2922 2432 3083 2996 3254 3497 34524425 3802 3883 3182 2710 3242 3362 3559 36155247 4661 4094 4012 3383 2878 3506 3564 37306252 5439 4877 4244 4262 3461 3028 3625 36036470 6437 5741 5189 4528 4701 3740 3213 38486422 6703 6595 5906 5613 4780 4886 4156 3305

7004 6737 7090 6970 6477 5861 5159 5210 42697451 7188 7006 7303 7572 6923 6117 5318 54018284 7765 7515 7359 7838 7939 7143 6527 5518

7346 8325 8137 7819 7819 8020 8455 7713 68347502 7669 8585 8422 8319 8161 8612 8708 79018059 7536 7935 8835 8476 8595 8478 9067 89739406 8402 7851 8207 9477 8900 9116 9149 9400

10096 9327 8508 7990 8727 9586 9352 9669 943310731 10475 9728 8984 8568 8815 10382 10088 964010847 11086 10745 10288 9334 8698 9236 11029 1020510100 10967 11332 11122 10195 9548 9018 9728 10776

10104 10402 11141 11690 11513 10742 9892 9447 1007710265 10599 10833 11439 12113 11773 11201 10390 93759924 10363 10817 10934 11777 12083 12045 11909 10388

10849 9950 10434 11017 11121 11900 12753 12614 1169412086 10775 10224 10847 11242 11431 12528 13290 1263112737 12190 11147 10404 10792 11305 11847 13096 1332212502 12433 12180 11027 10316 10905 11714 12397 129157512 12544 12704 12292 11283 10770 11346 12302 121766553 7373 12426 12610 12341 11250 10904 11871 121277231 6515 7460 12452 12641 12158 11399 11167 11552

8460 7121 6374 7484 12094 12455 12461 11920 1077512152 8155 6990 6478 7330 12210 12571 12553 1135913077 11485 7892 6763 6306 6945 12100 12796 1207912998 12251 11122 7840 6679 5850 7069 12144 1217512235 11943 11711 10704 7333 6164 5916 6878 1117511405 11356 11435 11001 9899 6825 6161 5586 632110489 10122 10444 10565 10286 9356 6543 5907 52529627 9183 9403 9517 9714 9461 8807 6276 5241

8279 8345 8371 8191 8549 8646 8852 8295 54077286 7260 7411 7471 7370 7489 7835 8009 68615956 6006 6199 6466 6406 6220 6649 7185 6638

4791 4885 5128 5174 5369 5422 5607 5994 58573835 3836 4095 4072 4257 4300 4561 4708 47022823 2919 3043 3170 3236 3245 3609 3771 36152122 2189 2260 2446 2442 2574 2673 2765 27333962 4323 4496 4871 5052 5413 5648 6030 6057

2005 2006 20071541 1429 1518130 122 13477 70 5269 60 5962 50 5650 49 54

48 41 4242 42 4348 41 49

46 44 3231 30 3939 38 3955 56 4872 57 3376 58 6499 96 81

162 142 164

201 193 149316 304 286289 309 310306 305 314321 285 308304 303 300322 290 285337 295 296311 314 310328 341 322

346 262 324318 300 321330 293 298313 310 296377 317 353376 339 353478 379 351517 470 402

588 533 480694 575 568713 737 630

882 822 7231014 973 8561169 1117 9911311 1193 11141411 1382 12641590 1536 15321741 1765 16341876 1874 1786

2065 1937 20062214 2181 21742374 2317 24422537 2531 25232707 2645 26742916 2997 2889

3182 3132 30913339 3280 32873728 3590 35193944 3819 38414113 4077 40623910 4076 41424134 4239 4484

3491 4384 44204440 3769 45925590 4712 3951

6027 5858 50247128 6221 63038297 7273 65619687 8678 79289677 9895 92739737 10043 10322

10137 10193 1044810665 10380 10469

11297 10909 1090910371 11754 113989908 10573 12183

10689 10150 1089011956 11246 1062613028 12225 1170913587 13310 1267513550 13605 1350112614 13553 1426912443 12529 13673

11717 12326 1323511039 11705 1289311588 11104 1181512247 11327 1099612077 11981 1098711113 11354 113496117 10317 112474920 5534 10025

4851 4579 53695122 4385 40656264 4454 3937

5998 5496 39394897 4930 46393889 3971 40892800 3101 33576707 6754 7276

PopulationAge/Year 1970 1971 1972 1973 1974 1975 1976 1977

0 541812 515434 481887 431835 407490 399471 398403 4061261 590039 544352 513806 479931 429644 403488 393988 3947692 620774 589482 546244 515487 481115 429207 401093 3924073 642922 621275 592712 549596 518459 482472 428699 4009324 652956 644317 624438 596316 553142 520420 482353 4290485 666927 659770 646918 627281 599341 554812 520106 4824316 675358 671427 661527 648334 628001 598479 551948 5170757 661694 677039 673011 663088 648866 626774 595586 5494438 648537 664847 678873 675216 664870 649224 625791 5953719 636201 653659 666731 681147 677291 665630 648620 62606310 619484 642030 655638 669078 683058 678003 665289 64892711 597453 624787 644279 658144 671080 683888 677895 66601512 579623 602911 627042 646781 660064 671690 683445 67841113 564247 582694 605027 629762 648823 660514 671331 68417114 549163 571358 585395 608264 632344 649587 660146 67207915 550979 560335 576864 591031 612244 633313 649392 66130316 539564 555419 566149 582641 594149 611943 632553 65056217 537926 548750 559967 571292 585349 593491 611433 63429318 543194 548289 556545 568247 576347 585810 594000 61421019 543824 550460 555034 563752 571832 575342 585696 59634120 542137 547974 551862 556550 560891 565372 571652 58591321 518651 549480 554235 558387 559151 557710 563122 57243622 478034 528866 559708 565301 564259 558335 558619 56740823 469901 501556 540099 571904 571767 562289 557895 56167324 366560 468058 512490 551942 577383 568535 560196 55896525 467483 422837 476695 523274 556543 572791 565370 56058726 543164 468938 429916 484451 525392 550953 568553 56456827 536180 544331 474752 435959 485107 518990 545620 56695628 614213 548340 549048 480224 436487 478500 512976 54310229 653797 604318 553474 554594 480851 429828 472313 51012630 719330 689205 609702 560996 556104 474372 423773 46899631 673236 710643 692602 613356 560473 549457 468211 42002232 633833 685097 713640 695314 611963 553587 542807 46454433 618830 645865 687862 716355 694028 605141 547135 53909434 606048 624549 648531 690151 713870 686499 598344 54317935 602129 616689 626603 650308 687943 706068 679126 59414836 509169 595643 617634 627279 647349 680478 698581 67467237 472641 529166 596410 617496 623917 640263 673498 69402238 484795 479283 530299 596334 614344 617176 633496 66903639 512889 487372 480205 530329 593143 607759 610775 62927040 521216 511211 487694 480113 527281 586953 601739 60674541 517800 521851 510966 486864 476842 521127 581079 59805042 487765 516584 520934 509553 483421 470963 515161 57710543 446745 491208 515532 519555 506197 478026 465573 51135744 427272 450562 490013 513901 516044 500827 472937 46200845 397871 429113 449064 488207 510393 510778 495781 46952846 370814 398079 427493 447193 484717 505434 505779 49228847 385907 372236 396299 425420 443763 479956 500532 50204448 409342 382554 370235 394188 422118 439211 475081 49669049 409638 404198 380369 368054 390906 417747 434713 47131750 395883 410924 401371 377930 364939 386810 413331 43092051 226487 361310 407770 398541 374453 360849 382576 409669

52 199531 261497 358240 404521 394744 370353 356858 37905753 218762 205907 259015 355112 400375 390202 365935 35312054 248535 212920 203770 256508 351147 395455 385328 36188655 365984 258611 210461 201435 253306 346612 390322 38085156 390138 334782 255416 207908 198674 249699 341819 38548857 407112 384056 330143 252019 204850 195555 245813 33708558 401016 398798 378082 325360 248177 201516 192228 24210359 393602 394830 391948 371860 319788 243839 198028 18905760 404927 387883 387384 384772 364798 313635 239094 19452961 407758 396516 379567 379536 376876 357275 307003 23432062 405576 398447 387233 370990 370876 368370 349213 30051263 399201 393999 388133 377697 361729 361472 359019 34100064 393632 386691 382656 377290 367154 351704 351536 34988665 390925 381781 374378 370806 365618 355880 341038 34149366 372040 377992 368219 361565 358064 353021 343784 33024667 357101 359128 363145 354241 347942 344391 339643 33167268 341738 341770 343792 347917 339295 333293 329982 32637769 312446 325021 325396 327745 331807 323645 317984 31566770 285428 298739 308041 308669 311003 314780 307131 30261371 253110 268599 281405 290576 291400 293710 297375 29087772 225781 239221 251697 263997 272711 273524 275768 28002673 201753 211537 222929 234788 246359 254215 255101 25812874 178455 187733 195717 206321 217415 228159 235359 23711175 159644 166305 172572 180025 189785 199733 209653 21711276 144810 145897 151778 157499 164382 173154 182216 19217777 129390 131376 132200 137380 142564 148828 156680 16581178 116642 117121 117972 118699 123292 127742 133399 14124179 106093 104790 104241 104970 105730 109524 113376 11909180 92365 92989 92210 91772 92474 93039 96199 10018081 81230 80608 81176 80420 79950 80380 80798 8416582 71550 70399 69371 69837 69155 68705 69027 6974983 59235 60532 59767 58980 59342 58668 58261 5891784 50122 49947 50632 50069 49478 49619 48993 4907885 40818 40850 41008 41607 41171 40686 40862 4068686 32449 33331 33071 33315 33849 33397 32955 3344087 25890 26260 26578 26354 26611 26900 26446 2647288 20069 20156 20514 20770 20533 20706 20916 2081089 15272 15453 15417 15731 15951 15772 15809 1612690 11125 11585 11563 11543 11798 11980 11839 1196991 7951 8158 8508 8513 8468 8627 8691 878192 5730 5715 5800 6130 6130 6040 6139 627893 3777 4005 3973 4062 4341 4304 4245 439294 2516 2623 2736 2655 2758 3063 2981 294595 4485 4710 5024 5283 5480 5690 6155 6503

1978 1979 1980 1981 1982 1983 1984 1985 1986410119 413441 428330 438834 437795 430158 417697 414294 423896403995 409438 414087 427976 436933 435458 427847 416614 414861394235 404675 411133 414533 426811 435184 433420 426798 417386392694 395578 406870 412192 413935 425369 433132 432166 427489401697 394354 398035 408057 411677 412661 423494 432097 433093429458 402945 396528 398912 407221 410208 410559 422154 432770

479506 428049 403113 395838 396492 403742 406150 407679 421432515288 479014 428722 402832 393593 392862 399566 403331 407317550070 517340 482198 430722 402669 391844 390282 398040 403862

596377 552370 521030 484951 431250 401309 389357 388767 398722626825 598745 556413 523873 485563 430053 399007 387991 389404650104 629497 603520 560969 525898 484603 427874 397700 388717667102 652410 633665 607246 562452 524988 482452 426620 398443679639 669837 656493 636690 608620 561690 523046 481405 427478685535 682923 675323 661017 638573 607864 559890 522242 482729673816 689740 690339 682318 664348 638173 606509 559608 524267663063 678199 697985 696649 683712 663043 636484 605946 560849

652903 667928 687325 704705 698014 682622 661798 636158 606855637884 658260 676360 693404 706089 697382 682069 662558 638276617311 642809 665418 680557 693796 704876 696391 682634 664545598034 620873 649615 670084 681176 693297 704866 697967 685853588315 602740 628246 654484 670786 680403 693238 706850 701774577469 595134 612677 634822 655045 669455 679790 694669 710880572097 584648 604791 618107 634628 653196 668586 681471 699398564719 577700 593679 609864 617132 632534 651967 669762 685929561178 569028 585095 597630 608287 614265 630964 653169 673687561575 564241 574958 588094 595212 604512 612166 631445 656436

564696 563663 569079 577015 585395 591003 601656 611986 633937566547 566081 567544 570703 574170 581187 588058 601282 614354541908 567336 569251 568419 567846 570027 578212 587309 603012508319 542033 570112 570543 566009 563993 567204 577357 588684466872 507750 543703 570513 568054 562146 561039 566244 578403418012 465830 508836 543685 567869 564408 559531 560093 567077462017 416824 466399 508278 540817 563947 561496 558328 560657536469 460731 417118 465560 505456 537035 560633 559650 558599

540222 535112 461096 416412 462914 501731 533444 558470 559672591210 538538 535075 460108 413866 459464 497844 530826 558084671205 589359 538290 533817 457518 410597 455391 494806 530268

690513 669045 588993 537005 531151 454312 406655 452281 494097665670 688190 668368 587350 534225 527954 450006 403258 451350625995 663376 687446 666664 584568 530974 523713 446659 402376603627 623635 662329 685344 663483 580965 526496 520168 445472594836 601253 622539 659988 681740 659599 576039 522486 518771573906 592390 599901 620288 656539 677365 654154 571815 520743508126 571350 590903 597505 616899 652362 671555 649230 569760458948 505394 569567 588367 594163 612793 646581 666393 646632

466537 456440 503711 566822 584685 590010 607158 641336 663244488840 463719 454616 500971 563102 580415 584509 602102 638017498350 485626 461532 451799 497266 558758 575080 579541 598750492816 494854 483053 458429 448202 493003 553510 570303 576103467351 489054 491839 479541 454566 443874 487523 548245 566474427086 463484 485790 488013 475379 450224 438609 482247 544121

405823 423308 460058 481550 483465 470611 445141 433845 478109375151 401905 419812 455648 476682 478299 465291 440379 429835349142 371231 398332 415534 450758 471295 472556 459938 436035357554 345148 367579 393936 410750 445275 465424 466851 454874376048 353139 341315 363128 389049 405480 439526 459473 461211380166 370947 348742 336698 358238 383683 399841 433554 453543331850 374383 365924 343579 331707 352961 378015 394040 427450

238025 326473 368675 359899 337984 326381 347387 372078 388000185576 233743 321013 362024 353441 331833 320493 341333 365716190600 181842 229422 314674 355012 346669 325390 314314 334953

229278 186427 178057 224419 307920 347477 339420 318613 307849293373 223798 182279 173853 219162 300786 339453 331844 311696332257 285800 218256 177571 169464 213655 293354 331190 323904339867 322968 278225 212109 172484 164629 207748 285487 322523330687 329382 313589 269735 205705 167409 159750 201654 277339318816 319460 318591 303189 261028 199043 162064 154650 195419318993 306766 307887 306901 292370 251947 192186 156510 149379312425 305567 294415 295401 294816 281038 242300 184985 150789

300542 297774 291918 281406 282692 282158 269303 232501 177528286676 284890 282856 277268 267675 269379 269123 257068 222039274058 270298 269076 267012 262158 253551 255479 255581 244497262242 256937 253997 252686 250953 246954 239387 241496 241676240239 244294 239692 236816 236056 234714 231433 224842 226963218894 222169 226419 221880 219551 219209 218409 215645 209815199109 200713 204184 208071 204281 202383 202340 201880 199690174995 181099 183102 186256 189755 186560 185473 185724 185428149534 157856 163771 165399 168569 172063 169351 168670 169016126154 133540 141178 146298 148138 151336 154812 152509 151968

105376 111556 118165 124951 129818 131760 134870 138027 13607087559 92046 97731 103362 109525 113914 115998 119060 12184372721 75598 79699 84506 89368 94880 98959 101046 10382959582 61978 64588 68109 72330 76558 81490 85174 8689949660 50204 52345 54422 57452 61061 64856 69183 7217840758 41147 41787 43530 45177 47832 51012 54307 5804233338 33303 33683 34104 35576 37039 39417 42008 4464326919 26854 26874 27104 27511 28631 29862 31946 34044

21005 21327 21337 21305 21496 21872 22797 23681 2523616288 16502 16660 16618 16678 16798 17062 17772 1844212241 12434 12760 12869 12791 12784 12879 13100 13593

8918 9057 9341 9657 9758 9699 9657 9703 99036371 6452 6596 6891 7237 7296 7263 7212 72114499 4509 4581 4770 5067 5299 5344 5345 52563049 3132 3221 3274 3437 3711 3930 3949 39097049 7568 8135 8607 9033 9550 10426 11392 12322

1987 1988 1989 1990 1991 1992 1993 1994 1995432746 450431 454785 452374 446436 421564 413372 402837 394249417495 439186 455371 458467 464239 451796 426470 415782 405360415351 426211 444757 460333 466906 469597 456709 428822 417936415538 417985 432221 452250 468289 472781 475023 459417 431315429029 420336 424007 437842 457908 474100 478257 477788 462152431321 429608 425837 430861 445155 463775 479903 481495 480828

431606 434058 434002 430852 436046 450518 469017 482668 484265418770 433993 438639 438816 437151 441164 455402 471860 485594403248 424169 439149 444766 445514 442486 446470 458646 475343

405672 410417 429237 444044 450443 450654 447730 449837 462171399110 406817 415242 436833 450983 455808 455907 451125 453444388447 402431 411570 421520 440991 456214 460970 459254 454768389917 393876 407007 418668 426735 446108 461253 464178 462748397621 392770 398280 417510 422841 431898 451139 464364 467748427416 402254 397760 406556 418251 428003 436902 454417 468247487009 432845 408024 405329 410733 424179 433812 440978 458927528363 487033 437413 413814 410651 417249 430965 438440 445831

564889 528161 490133 436940 419347 417173 424352 435366 442971613487 568808 534901 495302 449358 427560 425645 429465 440243644223 613731 576154 542339 506902 459861 437459 430915 434675663755 644003 621404 583771 553800 520019 472547 444021 437548679673 669345 652759 629667 596899 567747 533079 479309 450632695723 687898 679535 662607 645204 614137 583653 540144 485642705971 703059 699242 687429 678014 661665 629628 590664 546312694070 711945 714554 708235 703984 693787 676652 635634 596003677125 700373 723238 723281 722783 718473 707261 681774 640302660773 684603 710788 732367 736926 736160 730337 711289 685292

645357 669989 694365 720331 743390 749124 747372 733498 713918621914 652129 679034 703721 729508 754168 759374 750734 735986605685 629094 660977 688414 711829 739517 763109 761578 752438589897 609534 637379 670015 696490 721410 748200 765348 763448578862 599007 617494 649176 678009 705122 728671 749982 766780566000 583917 606435 624668 652705 686756 712822 730380 751552553988 571634 591131 612415 631880 660145 693289 714581 731980553531 560442 578190 596824 620192 639121 666225 694463 715960

552808 556145 566554 585047 604291 626777 644530 667215 695772554749 555194 561247 572037 590185 610624 631679 645051 668430557989 557035 559286 566564 576862 595983 615100 631926 646132

534825 556535 560538 564862 570455 582130 600181 615328 632783493849 532348 559350 566224 568225 575186 585715 600288 616293481007 501343 534603 568387 568415 572357 578112 585395 600916368312 461762 502725 544278 566089 571917 574756 577609 585829466659 410913 462660 504041 539775 569091 573839 573907 577706540058 453953 411207 474666 506486 541885 570409 572691 573803528232 528409 454013 405569 465120 507957 542583 568849 572365602355 529333 528158 443356 413032 465951 508176 540796 568051

630506 578779 528789 529717 455148 413394 465684 506065 539842689109 654636 577711 530124 528318 454890 412732 463323 504591643831 669545 652905 569816 528448 527311 453807 410376 461511603368 643999 667358 649819 576785 527170 525630 450783 408337583322 604407 641507 668867 650366 574912 525219 521888 448213567145 580158 601674 644099 663751 647697 572601 521327 518554

558582 567671 577209 603175 637463 660682 644842 568496 517885466540 544291 564172 575428 597216 634016 657298 639929 564597429028 478524 540476 561142 571771 593529 630265 651811 635304437837 428190 474615 541831 557670 567829 589821 624885 646783458028 432259 424383 477561 533000 553142 563749 584457 619654461666 449512 427931 420715 466854 527802 548408 557986 579197454397 454791 444337 423814 416879 461685 522580 542240 552447

424229 446480 448974 438977 419517 411809 456490 515986 536080383212 419672 439806 444863 433900 413492 406176 449439 508801361742 380343 412851 436350 436725 427015 407395 399384 442426

330954 356766 373512 410473 426629 429271 420138 400143 392601302907 325216 349955 369982 399260 418729 421809 411922 392693309799 298193 318321 344902 360336 391188 410620 412865 403544322180 300808 291090 314804 336012 352438 382969 401099 403567313426 310932 292999 284383 304032 327961 344352 373397 391458293983 307095 302089 283884 276657 296116 319915 335197 363749161507 261781 297365 292657 277131 268742 288035 310767 325949139077 182791 252662 287899 283895 268374 260640 278984 301391

148680 138957 175799 252172 277356 273966 259471 251646 269764162381 139435 133159 170589 233936 266603 263782 249590 242500231099 162650 132985 127414 161581 223967 255535 252563 239494234628 202184 154509 126391 121281 153951 213717 243719 241398230346 220866 191194 143402 120240 115100 146208 202829 231703213119 215385 207603 178533 138153 113354 108684 137933 191753195661 199102 200918 193958 168953 129458 106444 102021 129771185420 181222 184289 186630 181010 157533 120959 99435 95489170781 170017 166434 171086 172125 167373 146109 112145 92300155461 155480 154609 151663 155187 157839 154073 134401 103487

138867 139623 140118 139675 137577 140983 143869 140434 122861121423 123119 124406 125795 125135 123783 127303 129891 127188106537 107331 108592 110169 110654 111037 110468 113662 11634189656 93128 93320 95323 96184 97086 97899 97474 10068874529 77357 79955 80710 81670 83369 84499 85164 8524961109 63250 65354 68194 68311 69767 71628 72508 7346048210 51260 52723 54946 56738 57573 59047 60448 6158936612 39781 42096 43490 44854 46931 47908 49111 50501

27220 29728 32188 34520 35100 36579 38444 39244 4044819826 21612 23567 25836 27138 28112 29531 30988 3177414423 15470 16772 18600 20037 21384 22254 23308 24541

10285 10996 11652 12725 14070 15576 16647 17219 181237167 7707 8238 8693 9376 10706 11991 12710 132264986 5217 5578 5915 6183 6829 8059 9089 96693371 3545 3705 3957 4184 4436 4929 5926 68706015 6465 6749 7220 7488 7943 8661 9271 10906

1996 1997 1998 1999 2000 2001 2002 2003 2004400989 412920 409432 399633 394600 385543 373696 365787 361890396972 402777 413284 410782 400990 396600 388122 375466 367400407554 398186 402525 413836 411571 402014 397881 388527 375740420306 408938 398043 403107 414457 412291 403188 397998 388238433940 421891 408931 398813 403683 415054 413300 403795 398302464758 435382 421773 409761 399554 404406 416130 413957 403954

483408 466049 434715 422128 410066 399983 405172 416432 413838486743 484837 465424 435168 422568 410610 400861 405610 416348488755 488767 484916 466447 435967 423489 411847 401682 405880

478585 490999 489039 485976 467353 436895 424720 412659 402121465344 480979 491411 490076 486968 468450 438284 425640 413067456893 467773 481508 492537 491226 488298 470074 439461 426285458058 459098 468324 482637 493774 492701 489910 471192 440125466177 460449 459773 469636 484026 495368 494473 491166 471919471542 468843 461268 461216 471147 485758 497214 495819 492009472714 475026 470175 463159 463151 473221 487999 498822 496761463611 476434 477005 472798 465750 466325 476478 490197 500349

450161 467013 478805 479914 475382 468892 469537 478677 491667447809 454039 469528 481413 482112 478466 472317 471887 480430445682 451908 457242 473334 484740 486443 483447 476184 475091441876 451227 456201 462189 478124 490325 492541 488253 479987444762 447158 455004 460967 466758 483415 496316 497037 491864458009 450386 451287 460272 466360 473024 490437 501519 500926492979 463135 454393 456346 465438 472730 480222 496085 505853552959 497112 466141 458828 461242 471396 479454 485231 499817601571 555817 498643 469223 462709 466280 477160 483396 488065645054 603878 555979 500605 472254 466762 471119 480307 485483

688682 646153 603241 557051 502683 475343 470737 473487 481550716695 689326 644731 603444 558377 505080 478563 472432 474260737876 716613 687111 644108 604048 560110 507506 479597 472549754380 737656 713738 686013 643956 604746 561551 508028 479350764566 753648 734359 712393 685615 644568 605943 561577 507186768069 763964 750274 732651 711381 685557 645393 605828 560660752637 767104 760409 748125 731194 711015 685657 644593 604590733056 751772 763668 758218 746555 730794 710816 684630 643182

716935 732293 748579 761731 756770 745947 730477 709700 682947696672 716192 729176 746559 760105 756048 745412 729110 707899669173 695665 713083 727433 745053 759307 755433 744159 727276

646490 668056 692395 711239 725991 744425 758654 753889 742135633308 645452 665096 690941 709928 725402 743752 757204 751932616424 632122 642678 663561 689469 709047 724560 742272 755167600958 615030 628960 641087 662286 688790 708169 723057 740229585504 599458 611888 627205 639501 661147 687602 706572 720883577222 583762 596427 610005 625547 638449 659976 685926 704451573114 575210 580622 594357 608033 624272 637139 658281 683774571486 571188 572258 578806 592555 606687 622613 635238 656289

566816 569355 568208 570259 576857 591041 604811 620426 632979538088 564596 566305 566062 568066 575069 588995 602616 617955502772 535825 561276 563942 563803 566210 573013 586671 600108459243 500338 532558 558611 561274 561725 563912 570467 583997406594 456920 496981 529900 555832 558964 559290 561244 567391445511 403341 453616 494176 526900 553252 556334 556572 558364

514935 442133 400021 450618 491171 524220 550351 553335 553374514411 510939 438144 397251 447658 488326 521231 547072 549829560683 510078 506399 434885 394277 444746 485354 517814 543246630112 555940 505383 502194 431239 391288 441586 481867 513955641177 624874 550521 500889 497601 427758 388216 438149 478117613867 635190 618405 545671 496180 493233 423928 384793 434260573466 607836 628147 612495 540134 491487 488551 419819 380939

546079 567292 600686 621650 605700 534737 486506 483410 415379528652 539104 559563 593275 613685 598717 528498 480830 477678500460 520892 530950 551237 585004 606018 591260 521948 474705

434902 492819 512148 522738 543732 577188 597890 583367 514916385243 426873 483716 502833 514548 535864 568742 589076 574858384887 377577 418373 472336 494668 506304 527393 559833 579809394478 376283 369083 409837 465341 485744 497392 518343 550106393902 385071 367175 361225 400615 456054 476371 487935 508511381143 383867 375132 359314 351998 391752 446263 466408 477964353432 370599 373023 365748 348685 343350 382326 435678 455687316094 342880 359214 362427 354628 339388 334309 372475 424858

291558 306060 331680 347956 350698 344229 329607 324959 362210260051 281546 295314 319299 335977 339424 333333 319408 315146232921 249964 270681 283797 308569 324068 327567 321933 308785228961 222917 239519 258704 273284 297059 311815 315155 310063229575 218137 212651 228253 248567 262207 284900 298976 302523218998 217701 207022 202335 218018 237456 250634 272193 285653180123 206682 205517 196282 191929 207383 225837 238643 259220121459 169104 193945 193182 184741 181552 196375 213908 22629088754 113206 157796 180053 180893 173493 170802 184949 20177885401 82047 104771 144258 168408 168789 162091 159775 173395

94788 78150 75310 96563 134980 155927 156516 150362 148588111334 85996 71159 68960 88336 123966 143369 144039 138698114068 100081 77475 65068 62250 80272 112897 130768 131770103166 101539 89349 70399 57664 55997 72353 101742 11825388214 90786 89563 79463 61397 51411 49987 64441 9096473664 76429 78836 78125 69044 54034 45305 44045 5709962542 62900 65538 67852 67252 59761 46921 39407 3845651487 52659 53218 55469 57396 57342 51135 40150 33890

41665 42739 43748 44330 46276 48141 48110 42919 3397132787 33881 34838 35770 36246 38143 39700 39614 3561525157 26112 27087 27775 28449 29358 30986 32062 32235

19108 19781 20617 20817 20934 22235 23127 24365 2536914001 14824 15299 15772 15614 16143 17239 17925 190459986 10612 11314 11724 12038 12029 12402 13194 138347302 7539 8009 8658 9075 9363 9203 9398 10195

13208 15440 17527 21807 27311 24494 33845 36356 38343

2005 2006 2007356598 348734 348892363643 358002 350173367975 363879 358343376026 367903 363780388449 375874 367681398338 388224 375608

403587 397522 387374413559 402903 396896416367 413160 402507

406130 416095 412877402441 406007 415859413565 402461 405949426807 413614 402490440705 426847 413605472505 440724 426790492661 472705 440878497953 493209 473134

501263 498141 493373492889 501798 498952483081 494939 504351478467 485931 498133483389 481563 489254495568 486744 484948504834 499272 490365509189 507894 502390502364 511268 510028489835 503711 512501

486520 490641 504416482265 486840 490975474381 482196 486651472427 474067 481691478821 471976 473587506633 478187 471340559811 505695 477500603564 558832 504849

641754 602097 557733681595 640225 600866706257 679761 638625

725738 704600 678380740483 723919 703037750276 738607 722332753298 748176 736763738372 751213 746193719185 736411 749248702623 717178 734344681992 700489 715025

654315 679676 698164630862 652048 677320615782 628386 649611597741 613090 625686581143 594896 610259564682 578233 592000

555289 561431 574957550129 551906 557995546214 546469 548309539339 542268 542660510015 535063 538102474048 505738 530739430211 469678 501323

377125 425852 465023410501 372605 420990471759 405259 367873

468360 465485 399939507582 461554 458825566013 499770 454566569786 556384 491378539963 559340 546416498562 529595 548703467617 488133 518953444951 456803 477282

413602 433631 445706351742 402040 422049305327 341295 390400298083 295055 330150298505 287222 284296289597 286108 275619272153 276285 273479246070 258588 262972213763 232517 244611189554 201019 218762

161798 177101 188050137560 150061 164454127190 126286 138026119565 115655 115317106090 107405 10416480742 94228 9579949990 70837 8287233273 43380 61392

28920 28379 3701128456 24247 2391229223 23467 20121

25688 23382 1886719945 20257 1835914628 15237 1559010868 11470 1179040482 42759 46296

WeightsAge/Year 1970 1971 1972 1973 1974 1975 1976 1977

0 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 12 1 1 1 1 1 1 1 13 1 1 1 1 1 1 1 14 1 1 1 1 1 1 1 15 1 1 1 1 1 1 1 16 1 1 1 1 1 1 1 17 1 1 1 1 1 1 1 18 1 1 1 1 1 1 1 19 1 1 1 1 1 1 1 110 1 1 1 1 1 1 1 111 1 1 1 1 1 1 1 112 1 1 1 1 1 1 1 113 1 1 1 1 1 1 1 114 1 1 1 1 1 1 1 115 1 1 1 1 1 1 1 116 1 1 1 1 1 1 1 117 1 1 1 1 1 1 1 118 1 1 1 1 1 1 1 119 1 1 1 1 1 1 1 120 1 1 1 1 1 1 1 121 1 1 1 1 1 1 1 122 1 1 1 1 1 1 1 123 1 1 1 1 1 1 1 124 1 1 1 1 1 1 1 125 1 1 1 1 1 1 1 126 1 1 1 1 1 1 1 127 1 1 1 1 1 1 1 128 1 1 1 1 1 1 1 129 1 1 1 1 1 1 1 130 1 1 1 1 1 1 1 131 1 1 1 1 1 1 1 132 1 1 1 1 1 1 1 133 1 1 1 1 1 1 1 134 1 1 1 1 1 1 1 135 1 1 1 1 1 1 1 136 1 1 1 1 1 1 1 137 1 1 1 1 1 1 1 138 1 1 1 1 1 1 1 139 1 1 1 1 1 1 1 140 1 1 1 1 1 1 1 141 1 1 1 1 1 1 1 142 1 1 1 1 1 1 1 143 1 1 1 1 1 1 1 144 1 1 1 1 1 1 1 145 1 1 1 1 1 1 1 146 1 1 1 1 1 1 1 147 1 1 1 1 1 1 1 148 1 1 1 1 1 1 1 149 1 1 1 1 1 1 1 150 1 1 1 1 1 1 1 151 1 1 1 1 1 1 1 1

52 1 1 1 1 1 1 1 153 1 1 1 1 1 1 1 154 1 1 1 1 1 1 1 155 1 1 1 1 1 1 1 156 1 1 1 1 1 1 1 157 1 1 1 1 1 1 1 158 1 1 1 1 1 1 1 159 1 1 1 1 1 1 1 160 1 1 1 1 1 1 1 161 1 1 1 1 1 1 1 162 1 1 1 1 1 1 1 163 1 1 1 1 1 1 1 164 1 1 1 1 1 1 1 165 1 1 1 1 1 1 1 166 1 1 1 1 1 1 1 167 1 1 1 1 1 1 1 168 1 1 1 1 1 1 1 169 1 1 1 1 1 1 1 170 1 1 1 1 1 1 1 171 1 1 1 1 1 1 1 172 1 1 1 1 1 1 1 173 1 1 1 1 1 1 1 174 1 1 1 1 1 1 1 175 1 1 1 1 1 1 1 176 1 1 1 1 1 1 1 177 1 1 1 1 1 1 1 178 1 1 1 1 1 1 1 179 1 1 1 1 1 1 1 180 1 1 1 1 1 1 1 181 1 1 1 1 1 1 1 182 1 1 1 1 1 1 1 183 1 1 1 1 1 1 1 184 1 1 1 1 1 1 1 185 1 1 1 1 1 1 1 186 0 0 0 0 0 0 0 087 0 0 0 0 0 0 0 088 0 0 0 0 0 0 0 089 0 0 0 0 0 0 0 090 0 0 0 0 0 0 0 091 0 0 0 0 0 0 0 092 0 0 0 0 0 0 0 093 0 0 0 0 0 0 0 094 0 0 0 0 0 0 0 095 0 0 0 0 0 0 0 0

1978 1979 1980 1981 1982 1983 1984 1985 19861 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 10 0 0 0 0 0 0 0 00 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 00 0 0 0 0 0 0 0 00 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 00 0 0 0 0 0 0 0 00 0 0 0 0 0 0 0 00 0 0 0 0 0 0 0 00 0 0 0 0 0 0 0 0

1987 1988 1989 1990 1991 1992 1993 1994 19951 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 10 0 0 0 0 0 0 0 00 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 00 0 0 0 0 0 0 0 00 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 00 0 0 0 0 0 0 0 00 0 0 0 0 0 0 0 00 0 0 0 0 0 0 0 00 0 0 0 0 0 0 0 0

1996 1997 1998 1999 2000 2001 2002 2003 20041 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 1

1 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 11 1 1 1 1 1 1 1 10 0 0 0 0 0 0 0 00 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 00 0 0 0 0 0 0 0 00 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 00 0 0 0 0 0 0 0 00 0 0 0 0 0 0 0 00 0 0 0 0 0 0 0 00 0 0 0 0 0 0 0 0

2005 2006 20071 1 11 1 11 1 11 1 11 1 11 1 1

1 1 11 1 11 1 1

1 1 11 1 11 1 11 1 11 1 11 1 11 1 11 1 1

1 1 11 1 11 1 11 1 11 1 11 1 11 1 11 1 11 1 11 1 1

1 1 11 1 11 1 11 1 11 1 11 1 11 1 11 1 1

1 1 11 1 11 1 1

1 1 11 1 11 1 11 1 11 1 11 1 11 1 11 1 1

1 1 11 1 11 1 11 1 11 1 11 1 1

1 1 11 1 11 1 11 1 11 1 11 1 11 1 1

1 1 11 1 11 1 1

1 1 11 1 11 1 11 1 11 1 11 1 11 1 11 1 1

1 1 11 1 11 1 11 1 11 1 11 1 11 1 11 1 11 1 11 1 1

1 1 11 1 11 1 11 1 11 1 11 1 10 0 00 0 0

0 0 00 0 00 0 0

0 0 00 0 00 0 00 0 00 0 0

Historical mortalityAge/Year 1970 1971 1972 1973 1974 1975 1976 1977

0 2.53% 2.51% 2.34% 2.36% 2.31% 2.14% 1.93% 1.70%1 0.17% 0.16% 0.14% 0.13% 0.12% 0.13% 0.12% 0.12%2 0.09% 0.10% 0.09% 0.09% 0.09% 0.09% 0.08% 0.08%3 0.09% 0.08% 0.08% 0.08% 0.07% 0.07% 0.06% 0.06%4 0.08% 0.08% 0.07% 0.07% 0.06% 0.06% 0.06% 0.05%5 0.07% 0.07% 0.07% 0.06% 0.07% 0.06% 0.06% 0.05%6 0.06% 0.07% 0.07% 0.06% 0.05% 0.05% 0.06% 0.05%7 0.06% 0.06% 0.06% 0.06% 0.05% 0.05% 0.05% 0.05%8 0.05% 0.06% 0.06% 0.05% 0.04% 0.04% 0.04% 0.04%9 0.05% 0.05% 0.05% 0.04% 0.04% 0.04% 0.03% 0.04%10 0.04% 0.05% 0.05% 0.04% 0.04% 0.04% 0.03% 0.03%11 0.04% 0.04% 0.04% 0.04% 0.04% 0.04% 0.04% 0.03%12 0.05% 0.05% 0.05% 0.04% 0.04% 0.04% 0.04% 0.03%13 0.05% 0.05% 0.04% 0.05% 0.04% 0.04% 0.04% 0.04%14 0.06% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05%15 0.07% 0.07% 0.07% 0.07% 0.06% 0.07% 0.06% 0.07%16 0.12% 0.11% 0.12% 0.11% 0.11% 0.12% 0.11% 0.11%17 0.14% 0.15% 0.14% 0.13% 0.13% 0.14% 0.13% 0.13%18 0.18% 0.19% 0.19% 0.17% 0.17% 0.18% 0.18% 0.19%19 0.19% 0.19% 0.19% 0.18% 0.16% 0.19% 0.19% 0.18%20 0.17% 0.19% 0.19% 0.18% 0.17% 0.18% 0.18% 0.18%21 0.18% 0.18% 0.19% 0.17% 0.16% 0.17% 0.16% 0.17%22 0.18% 0.17% 0.18% 0.17% 0.14% 0.15% 0.15% 0.16%23 0.16% 0.17% 0.16% 0.14% 0.14% 0.15% 0.15% 0.16%24 0.17% 0.18% 0.15% 0.14% 0.13% 0.14% 0.14% 0.14%25 0.15% 0.16% 0.16% 0.15% 0.13% 0.13% 0.14% 0.13%26 0.16% 0.17% 0.14% 0.14% 0.13% 0.13% 0.14% 0.14%27 0.17% 0.15% 0.15% 0.13% 0.13% 0.13% 0.13% 0.14%28 0.16% 0.15% 0.15% 0.15% 0.13% 0.15% 0.14% 0.14%29 0.17% 0.17% 0.16% 0.15% 0.14% 0.14% 0.15% 0.13%30 0.16% 0.16% 0.17% 0.14% 0.15% 0.15% 0.15% 0.15%31 0.18% 0.17% 0.17% 0.17% 0.16% 0.16% 0.17% 0.15%32 0.18% 0.18% 0.18% 0.17% 0.16% 0.17% 0.17% 0.16%33 0.19% 0.19% 0.18% 0.19% 0.16% 0.19% 0.18% 0.18%34 0.21% 0.18% 0.19% 0.19% 0.19% 0.18% 0.19% 0.18%35 0.21% 0.20% 0.20% 0.19% 0.19% 0.19% 0.19% 0.19%36 0.21% 0.21% 0.23% 0.22% 0.21% 0.22% 0.23% 0.20%37 0.25% 0.25% 0.26% 0.24% 0.23% 0.23% 0.23% 0.24%38 0.28% 0.26% 0.26% 0.27% 0.25% 0.25% 0.26% 0.24%39 0.28% 0.29% 0.29% 0.27% 0.28% 0.27% 0.28% 0.27%40 0.33% 0.32% 0.30% 0.31% 0.28% 0.32% 0.31% 0.29%41 0.34% 0.34% 0.35% 0.34% 0.31% 0.33% 0.35% 0.33%42 0.38% 0.39% 0.38% 0.37% 0.35% 0.38% 0.36% 0.36%43 0.40% 0.40% 0.39% 0.40% 0.40% 0.44% 0.40% 0.38%44 0.43% 0.43% 0.44% 0.44% 0.44% 0.45% 0.44% 0.43%45 0.46% 0.48% 0.48% 0.46% 0.48% 0.50% 0.52% 0.47%46 0.52% 0.53% 0.52% 0.51% 0.52% 0.53% 0.53% 0.54%47 0.56% 0.54% 0.55% 0.57% 0.54% 0.60% 0.59% 0.59%48 0.63% 0.59% 0.62% 0.62% 0.61% 0.63% 0.62% 0.62%49 0.69% 0.65% 0.67% 0.69% 0.67% 0.68% 0.68% 0.65%50 0.77% 0.75% 0.76% 0.72% 0.71% 0.76% 0.76% 0.73%51 0.91% 0.91% 0.84% 0.80% 0.84% 0.87% 0.79% 0.80%

52 0.93% 0.81% 1.00% 0.89% 0.88% 0.90% 0.88% 0.86%53 0.97% 0.97% 0.93% 1.07% 0.97% 1.01% 0.98% 0.96%54 1.08% 1.09% 1.13% 1.01% 1.19% 1.11% 1.08% 1.04%55 1.17% 1.11% 1.21% 1.23% 1.09% 1.36% 1.16% 1.15%56 1.38% 1.39% 1.27% 1.35% 1.31% 1.21% 1.44% 1.27%57 1.51% 1.46% 1.51% 1.38% 1.45% 1.50% 1.31% 1.51%58 1.66% 1.68% 1.63% 1.65% 1.48% 1.58% 1.59% 1.40%59 1.87% 1.78% 1.81% 1.75% 1.83% 1.65% 1.69% 1.67%60 2.10% 2.00% 2.01% 1.99% 1.89% 2.04% 1.77% 1.83%61 2.35% 2.27% 2.18% 2.20% 2.08% 2.11% 2.19% 1.87%62 2.64% 2.52% 2.48% 2.41% 2.38% 2.37% 2.33% 2.31%63 2.90% 2.80% 2.72% 2.66% 2.60% 2.72% 2.57% 2.45%64 3.21% 3.10% 3.08% 3.03% 2.94% 2.92% 2.79% 2.76%65 3.66% 3.41% 3.43% 3.35% 3.29% 3.28% 3.20% 3.07%66 4.00% 3.85% 3.76% 3.69% 3.63% 3.71% 3.50% 3.37%67 4.46% 4.15% 4.20% 4.07% 4.08% 4.16% 3.99% 3.69%68 4.88% 4.65% 4.60% 4.59% 4.49% 4.56% 4.42% 4.13%69 5.35% 5.17% 5.14% 5.02% 4.94% 5.04% 4.88% 4.71%70 5.93% 5.64% 5.71% 5.54% 5.43% 5.54% 5.33% 5.22%71 6.46% 6.25% 6.19% 6.21% 5.93% 6.04% 5.90% 5.65%72 7.00% 6.76% 6.78% 6.71% 6.60% 6.80% 6.52% 6.25%73 7.73% 7.35% 7.39% 7.34% 7.20% 7.45% 7.18% 6.94%74 8.25% 8.11% 8.17% 8.10% 8.07% 8.15% 7.96% 7.48%75 8.98% 8.66% 8.98% 8.77% 8.63% 9.07% 8.63% 8.32%76 9.57% 9.46% 9.41% 9.61% 9.41% 9.61% 9.45% 8.83%77 10.29% 10.38% 10.31% 10.42% 10.35% 10.58% 10.29% 9.75%78 11.30% 10.93% 11.27% 11.23% 11.06% 11.72% 11.18% 10.67%79 12.11% 12.08% 12.21% 12.21% 12.06% 12.58% 12.02% 11.61%80 13.15% 13.51% 13.02% 13.35% 12.94% 13.67% 13.32% 12.62%81 14.21% 14.31% 14.41% 14.59% 14.39% 14.92% 14.60% 13.75%82 15.84% 15.76% 15.43% 15.81% 15.17% 15.89% 15.51% 15.16%83 17.29% 17.14% 17.02% 16.95% 17.09% 17.17% 16.65% 16.26%84 18.58% 18.86% 18.68% 18.53% 18.46% 19.32% 18.42% 17.31%85 20.24% 20.56% 20.05% 20.24% 19.92% 20.30% 19.91% 18.76%86 21.92% 22.05% 21.72% 22.00% 21.40% 22.28% 21.42% 20.62%87 24.05% 23.53% 23.49% 23.84% 22.69% 24.87% 23.74% 22.40%88 26.58% 26.02% 24.98% 25.73% 26.06% 25.69% 25.89% 23.93%89 28.01% 27.30% 28.02% 27.34% 26.95% 27.61% 27.38% 25.82%90 30.42% 30.41% 29.38% 30.30% 29.23% 30.44% 30.53% 27.99%91 33.54% 32.83% 30.92% 31.88% 32.01% 33.31% 32.99% 29.67%92 35.81% 36.82% 35.66% 33.38% 33.33% 35.61% 32.99% 32.19%93 38.23% 36.20% 37.23% 37.05% 34.12% 34.53% 35.64% 33.70%94 41.34% 38.96% 39.29% 41.13% 38.47% 35.39% 37.14% 36.98%95 35.30% 37.30% 36.76% 37.80% 35.47% 38.08% 33.81% 30.25%

1978 1979 1980 1981 1982 1983 1984 1985 19861.64% 1.54% 1.45% 1.35% 1.25% 1.16% 1.08% 1.03% 1.01%0.10% 0.11% 0.10% 0.10% 0.10% 0.10% 0.09% 0.09% 0.08%0.08% 0.07% 0.07% 0.06% 0.05% 0.05% 0.05% 0.05% 0.05%0.06% 0.05% 0.06% 0.05% 0.06% 0.05% 0.04% 0.04% 0.04%0.05% 0.05% 0.05% 0.04% 0.04% 0.03% 0.04% 0.04% 0.03%0.05% 0.05% 0.05% 0.04% 0.04% 0.03% 0.03% 0.03% 0.03%

0.05% 0.04% 0.04% 0.03% 0.04% 0.03% 0.03% 0.03% 0.03%0.05% 0.04% 0.04% 0.04% 0.04% 0.03% 0.03% 0.03% 0.03%0.04% 0.04% 0.04% 0.04% 0.03% 0.03% 0.03% 0.03% 0.03%

0.04% 0.03% 0.03% 0.03% 0.03% 0.04% 0.02% 0.02% 0.02%0.04% 0.03% 0.03% 0.03% 0.02% 0.02% 0.02% 0.02% 0.03%0.03% 0.03% 0.03% 0.03% 0.03% 0.02% 0.02% 0.02% 0.02%0.03% 0.03% 0.03% 0.03% 0.02% 0.03% 0.02% 0.02% 0.02%0.04% 0.03% 0.04% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03%0.04% 0.04% 0.04% 0.04% 0.04% 0.04% 0.03% 0.03% 0.03%0.07% 0.06% 0.06% 0.06% 0.05% 0.05% 0.05% 0.04% 0.04%0.10% 0.10% 0.10% 0.09% 0.08% 0.08% 0.08% 0.07% 0.06%

0.13% 0.12% 0.11% 0.11% 0.11% 0.10% 0.09% 0.09% 0.08%0.17% 0.17% 0.15% 0.15% 0.14% 0.15% 0.12% 0.11% 0.10%0.18% 0.17% 0.16% 0.16% 0.16% 0.15% 0.13% 0.11% 0.12%0.17% 0.17% 0.16% 0.15% 0.14% 0.14% 0.13% 0.11% 0.12%0.17% 0.16% 0.15% 0.14% 0.14% 0.14% 0.12% 0.11% 0.11%0.16% 0.16% 0.14% 0.13% 0.13% 0.13% 0.12% 0.12% 0.11%0.15% 0.15% 0.14% 0.13% 0.14% 0.13% 0.11% 0.11% 0.10%0.14% 0.14% 0.13% 0.13% 0.12% 0.12% 0.12% 0.11% 0.10%0.14% 0.13% 0.13% 0.13% 0.13% 0.12% 0.11% 0.11% 0.10%0.14% 0.13% 0.13% 0.13% 0.12% 0.12% 0.11% 0.11% 0.10%

0.14% 0.14% 0.12% 0.12% 0.13% 0.13% 0.12% 0.11% 0.11%0.13% 0.13% 0.13% 0.13% 0.13% 0.13% 0.11% 0.11% 0.11%0.13% 0.14% 0.14% 0.14% 0.13% 0.13% 0.12% 0.12% 0.12%0.14% 0.13% 0.13% 0.13% 0.14% 0.13% 0.12% 0.12% 0.12%0.16% 0.15% 0.14% 0.14% 0.14% 0.14% 0.13% 0.14% 0.12%0.15% 0.16% 0.15% 0.15% 0.15% 0.15% 0.13% 0.13% 0.13%0.17% 0.16% 0.17% 0.15% 0.14% 0.14% 0.14% 0.14% 0.13%0.20% 0.17% 0.16% 0.16% 0.16% 0.16% 0.15% 0.16% 0.15%

0.20% 0.18% 0.18% 0.17% 0.17% 0.16% 0.16% 0.16% 0.16%0.21% 0.20% 0.20% 0.19% 0.17% 0.18% 0.17% 0.16% 0.17%0.23% 0.23% 0.21% 0.21% 0.21% 0.19% 0.19% 0.18% 0.18%

0.26% 0.23% 0.23% 0.24% 0.23% 0.21% 0.21% 0.22% 0.20%0.26% 0.27% 0.25% 0.27% 0.25% 0.25% 0.23% 0.20% 0.22%0.30% 0.29% 0.30% 0.27% 0.28% 0.26% 0.25% 0.25% 0.22%0.32% 0.32% 0.30% 0.33% 0.30% 0.30% 0.27% 0.27% 0.27%0.35% 0.33% 0.35% 0.34% 0.35% 0.30% 0.30% 0.29% 0.29%0.41% 0.38% 0.38% 0.36% 0.36% 0.34% 0.32% 0.34% 0.33%0.42% 0.43% 0.42% 0.41% 0.40% 0.39% 0.36% 0.34% 0.36%0.50% 0.46% 0.48% 0.46% 0.44% 0.41% 0.41% 0.42% 0.38%

0.54% 0.51% 0.50% 0.52% 0.47% 0.46% 0.45% 0.45% 0.45%0.59% 0.59% 0.55% 0.54% 0.55% 0.52% 0.52% 0.49% 0.48%0.66% 0.62% 0.64% 0.61% 0.58% 0.58% 0.54% 0.55% 0.52%0.71% 0.71% 0.70% 0.68% 0.65% 0.65% 0.61% 0.59% 0.58%0.74% 0.76% 0.77% 0.75% 0.74% 0.73% 0.68% 0.69% 0.66%0.82% 0.81% 0.82% 0.82% 0.81% 0.79% 0.74% 0.75% 0.76%

0.87% 0.88% 0.93% 0.89% 0.87% 0.90% 0.82% 0.82% 0.78%0.96% 0.92% 0.95% 0.94% 0.98% 0.96% 0.93% 0.90% 0.90%1.04% 1.04% 1.03% 1.03% 1.03% 1.06% 1.03% 1.04% 0.98%1.14% 1.14% 1.15% 1.09% 1.13% 1.14% 1.12% 1.13% 1.10%1.26% 1.26% 1.25% 1.25% 1.20% 1.22% 1.21% 1.26% 1.24%1.42% 1.42% 1.39% 1.37% 1.32% 1.33% 1.30% 1.29% 1.32%1.68% 1.49% 1.55% 1.51% 1.50% 1.44% 1.42% 1.40% 1.43%

1.53% 1.86% 1.67% 1.67% 1.65% 1.58% 1.57% 1.52% 1.50%1.85% 1.69% 2.06% 1.81% 1.78% 1.77% 1.67% 1.69% 1.68%2.09% 1.97% 1.80% 2.21% 1.93% 1.93% 1.91% 1.90% 1.82%

2.12% 2.26% 2.20% 1.99% 2.41% 2.10% 2.10% 2.03% 2.02%2.67% 2.35% 2.42% 2.40% 2.14% 2.59% 2.33% 2.31% 2.23%2.70% 2.81% 2.50% 2.65% 2.55% 2.36% 2.76% 2.47% 2.42%3.03% 2.92% 3.03% 2.83% 2.91% 2.79% 2.53% 3.00% 2.68%3.40% 3.29% 3.25% 3.33% 2.96% 3.12% 2.98% 2.78% 3.24%3.69% 3.59% 3.61% 3.47% 3.63% 3.11% 3.37% 3.31% 2.89%4.16% 4.06% 4.01% 3.85% 3.79% 3.94% 3.46% 3.64% 3.52%4.63% 4.49% 4.44% 4.25% 4.17% 4.12% 4.14% 3.77% 3.91%

5.23% 5.02% 4.94% 4.72% 4.70% 4.63% 4.43% 4.56% 4.13%5.71% 5.56% 5.45% 5.38% 5.23% 5.04% 4.96% 4.87% 5.01%6.28% 6.16% 6.11% 6.00% 5.79% 5.58% 5.52% 5.41% 5.27%6.92% 6.70% 6.76% 6.59% 6.41% 6.26% 6.01% 5.93% 5.94%7.62% 7.22% 7.41% 7.33% 7.14% 6.93% 6.58% 6.68% 6.48%8.35% 8.14% 8.17% 8.00% 7.88% 7.81% 7.50% 7.46% 7.10%9.34% 8.97% 8.91% 8.73% 8.67% 8.55% 8.22% 8.28% 7.93%9.96% 9.77% 9.71% 9.73% 9.52% 9.33% 9.10% 9.08% 8.84%

10.98% 10.67% 10.70% 10.75% 10.29% 10.23% 9.88% 9.97% 9.76%11.91% 11.81% 11.78% 11.61% 11.34% 11.19% 10.99% 11.16% 10.88%

13.05% 12.78% 12.95% 12.61% 12.43% 12.30% 11.85% 11.92% 11.78%14.28% 13.80% 13.97% 14.03% 13.58% 13.78% 13.19% 13.29% 12.94%15.20% 15.29% 15.04% 15.11% 15.01% 14.89% 14.24% 14.47% 14.26%16.70% 16.41% 16.19% 16.36% 15.89% 16.28% 15.50% 15.82% 15.75%18.20% 17.65% 17.63% 18.14% 17.82% 17.61% 17.05% 17.07% 16.95%19.29% 19.43% 19.25% 19.36% 19.13% 18.80% 18.52% 18.76% 18.14%21.29% 20.30% 21.09% 21.00% 20.58% 20.78% 19.78% 20.34% 20.37%22.89% 22.41% 22.28% 23.10% 22.53% 22.45% 21.87% 22.17% 22.06%

23.42% 23.91% 24.02% 24.03% 22.94% 23.93% 23.35% 24.64% 23.68%25.83% 25.12% 25.26% 26.06% 25.21% 25.32% 25.59% 25.42% 25.40%29.10% 27.10% 27.04% 27.70% 26.57% 28.04% 26.81% 27.48% 27.46%

31.29% 30.83% 29.37% 28.49% 28.59% 27.61% 28.75% 29.96% 29.02%33.59% 33.08% 31.64% 32.01% 29.10% 31.39% 29.57% 30.81% 29.72%36.32% 35.11% 34.93% 35.56% 31.62% 31.80% 30.60% 32.54% 33.58%37.09% 34.42% 35.05% 34.94% 33.58% 31.85% 29.82% 32.54% 32.46%30.16% 27.47% 27.54% 27.05% 26.25% 25.03% 22.88% 21.41% 20.29%

1987 1988 1989 1990 1991 1992 1993 1994 19950.98% 0.90% 0.85% 0.82% 0.73% 0.68% 0.65% 0.61% 0.59%0.08% 0.08% 0.06% 0.07% 0.07% 0.06% 0.05% 0.05% 0.06%0.04% 0.05% 0.05% 0.05% 0.04% 0.04% 0.04% 0.04% 0.04%0.04% 0.03% 0.03% 0.04% 0.04% 0.03% 0.03% 0.03% 0.03%0.03% 0.04% 0.03% 0.03% 0.03% 0.03% 0.02% 0.02% 0.02%0.03% 0.03% 0.03% 0.03% 0.03% 0.02% 0.02% 0.02% 0.02%

0.02% 0.03% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02%0.02% 0.03% 0.02% 0.03% 0.02% 0.02% 0.02% 0.02% 0.02%0.02% 0.02% 0.03% 0.03% 0.02% 0.02% 0.02% 0.01% 0.01%

0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.01%0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.01% 0.02% 0.01%0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02%0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.01%0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02%0.03% 0.03% 0.02% 0.03% 0.02% 0.02% 0.03% 0.02% 0.02%0.05% 0.04% 0.04% 0.04% 0.04% 0.04% 0.03% 0.04% 0.03%0.06% 0.06% 0.06% 0.06% 0.06% 0.05% 0.05% 0.06% 0.05%

0.08% 0.07% 0.07% 0.07% 0.08% 0.07% 0.07% 0.06% 0.07%0.10% 0.10% 0.10% 0.12% 0.10% 0.10% 0.11% 0.11% 0.11%0.11% 0.10% 0.10% 0.11% 0.12% 0.12% 0.11% 0.12% 0.12%0.11% 0.11% 0.10% 0.11% 0.11% 0.11% 0.11% 0.11% 0.10%0.10% 0.10% 0.11% 0.12% 0.11% 0.12% 0.11% 0.10% 0.11%0.10% 0.10% 0.10% 0.11% 0.12% 0.11% 0.10% 0.10% 0.10%0.10% 0.11% 0.10% 0.11% 0.11% 0.11% 0.10% 0.10% 0.10%0.11% 0.11% 0.10% 0.10% 0.11% 0.10% 0.10% 0.10% 0.10%0.11% 0.10% 0.10% 0.11% 0.11% 0.11% 0.10% 0.10% 0.09%0.11% 0.11% 0.10% 0.11% 0.12% 0.11% 0.10% 0.09% 0.09%

0.11% 0.10% 0.10% 0.11% 0.12% 0.11% 0.10% 0.10% 0.10%0.11% 0.11% 0.11% 0.11% 0.12% 0.11% 0.11% 0.10% 0.11%0.11% 0.12% 0.12% 0.13% 0.13% 0.12% 0.11% 0.11% 0.11%0.12% 0.12% 0.12% 0.14% 0.13% 0.13% 0.12% 0.12% 0.11%0.13% 0.13% 0.12% 0.13% 0.15% 0.14% 0.13% 0.12% 0.12%0.14% 0.14% 0.14% 0.15% 0.15% 0.14% 0.12% 0.14% 0.12%0.14% 0.14% 0.14% 0.16% 0.16% 0.16% 0.16% 0.14% 0.13%0.14% 0.15% 0.16% 0.17% 0.17% 0.17% 0.16% 0.16% 0.15%

0.17% 0.16% 0.17% 0.18% 0.18% 0.18% 0.17% 0.17% 0.16%0.17% 0.17% 0.18% 0.18% 0.19% 0.18% 0.18% 0.19% 0.18%0.18% 0.18% 0.19% 0.21% 0.22% 0.20% 0.20% 0.20% 0.20%

0.19% 0.20% 0.20% 0.21% 0.23% 0.23% 0.22% 0.20% 0.21%0.21% 0.22% 0.21% 0.23% 0.23% 0.24% 0.24% 0.24% 0.23%0.21% 0.22% 0.25% 0.24% 0.26% 0.26% 0.25% 0.26% 0.24%0.28% 0.26% 0.24% 0.25% 0.28% 0.29% 0.27% 0.28% 0.27%0.28% 0.26% 0.30% 0.29% 0.30% 0.28% 0.29% 0.30% 0.30%0.30% 0.29% 0.28% 0.32% 0.31% 0.33% 0.31% 0.31% 0.31%0.33% 0.35% 0.34% 0.32% 0.37% 0.33% 0.34% 0.34% 0.35%0.37% 0.37% 0.37% 0.40% 0.38% 0.38% 0.36% 0.38% 0.36%

0.41% 0.44% 0.42% 0.44% 0.42% 0.39% 0.42% 0.38% 0.38%0.47% 0.47% 0.47% 0.45% 0.46% 0.46% 0.41% 0.47% 0.44%0.52% 0.52% 0.47% 0.52% 0.50% 0.51% 0.51% 0.44% 0.49%0.56% 0.55% 0.57% 0.55% 0.57% 0.52% 0.56% 0.55% 0.50%0.63% 0.62% 0.62% 0.64% 0.62% 0.63% 0.60% 0.59% 0.58%0.70% 0.67% 0.67% 0.67% 0.69% 0.64% 0.64% 0.62% 0.64%

0.79% 0.75% 0.73% 0.72% 0.73% 0.74% 0.69% 0.72% 0.67%0.88% 0.89% 0.82% 0.85% 0.82% 0.76% 0.80% 0.72% 0.74%0.99% 0.95% 0.94% 0.92% 0.88% 0.86% 0.85% 0.85% 0.79%1.08% 1.04% 1.01% 1.07% 0.96% 0.94% 0.91% 0.92% 0.89%1.18% 1.14% 1.16% 1.10% 1.13% 1.05% 1.02% 0.98% 0.99%1.29% 1.30% 1.27% 1.24% 1.21% 1.20% 1.16% 1.11% 1.08%1.40% 1.39% 1.36% 1.37% 1.34% 1.30% 1.31% 1.22% 1.18%

1.56% 1.54% 1.51% 1.55% 1.49% 1.46% 1.40% 1.38% 1.32%1.65% 1.66% 1.64% 1.69% 1.69% 1.60% 1.57% 1.49% 1.50%1.80% 1.79% 1.80% 1.84% 1.81% 1.77% 1.71% 1.60% 1.59%

1.96% 1.96% 1.92% 1.92% 1.99% 1.94% 1.93% 1.85% 1.78%2.17% 2.13% 2.11% 2.11% 2.14% 2.10% 2.10% 2.06% 1.97%2.32% 2.29% 2.28% 2.28% 2.29% 2.29% 2.31% 2.27% 2.22%2.60% 2.55% 2.57% 2.54% 2.46% 2.39% 2.43% 2.47% 2.42%2.89% 2.83% 2.77% 2.80% 2.77% 2.59% 2.69% 2.63% 2.62%3.15% 3.11% 3.04% 3.05% 2.95% 2.89% 2.84% 2.83% 2.90%3.64% 3.77% 3.32% 3.37% 3.22% 3.14% 3.20% 3.01% 3.01%3.92% 3.39% 4.09% 3.70% 3.56% 3.45% 3.40% 3.37% 3.34%

4.17% 4.04% 3.68% 4.36% 3.93% 3.79% 3.74% 3.73% 3.63%4.60% 4.59% 4.30% 4.07% 4.75% 4.18% 4.24% 4.00% 4.03%4.90% 4.76% 4.90% 4.75% 4.36% 5.09% 4.63% 4.43% 4.42%5.50% 5.69% 5.15% 5.40% 5.08% 4.63% 5.57% 4.83% 4.91%6.09% 5.95% 6.13% 5.65% 5.71% 5.45% 5.13% 5.92% 5.34%6.98% 6.62% 6.46% 6.71% 6.04% 6.28% 6.05% 5.35% 6.48%7.60% 7.43% 7.24% 7.13% 7.34% 6.51% 6.77% 6.33% 5.81%8.32% 8.18% 8.02% 8.01% 7.61% 7.67% 6.96% 7.05% 7.09%9.19% 9.11% 8.98% 8.77% 8.63% 8.10% 8.47% 7.42% 7.86%

10.18% 10.00% 9.70% 9.78% 9.48% 9.00% 8.93% 9.10% 8.17%

11.18% 11.03% 10.98% 10.95% 10.38% 9.99% 10.00% 9.61% 9.91%12.48% 12.24% 12.01% 11.96% 11.55% 11.03% 11.05% 10.60% 10.59%13.76% 13.33% 13.19% 13.04% 13.03% 12.22% 11.87% 11.85% 11.51%14.97% 14.68% 14.54% 14.60% 14.19% 13.34% 13.43% 12.88% 12.72%16.13% 15.97% 15.88% 15.76% 15.55% 14.60% 14.91% 14.23% 14.10%17.65% 17.57% 17.59% 17.40% 17.15% 16.21% 16.36% 15.87% 15.31%19.20% 18.76% 19.02% 18.91% 18.56% 17.39% 17.97% 17.64% 16.99%20.98% 19.98% 20.64% 20.67% 20.31% 19.14% 19.48% 18.79% 18.66%

23.14% 22.57% 22.09% 21.99% 22.19% 20.82% 20.92% 20.26% 20.63%24.37% 23.62% 24.35% 23.34% 23.43% 22.14% 22.66% 22.37% 22.18%26.64% 26.66% 27.07% 26.10% 25.06% 24.80% 25.10% 23.83% 24.46%

28.53% 28.12% 28.86% 28.35% 27.06% 25.44% 26.67% 25.70% 25.88%30.86% 30.10% 30.76% 30.77% 31.07% 27.69% 27.03% 27.86% 27.23%33.67% 33.66% 33.60% 33.93% 33.58% 32.32% 30.77% 27.69% 28.60%35.66% 34.44% 35.14% 36.44% 35.09% 34.87% 35.12% 30.17% 29.10%41.21% 39.63% 41.74% 42.63% 40.04% 37.61% 38.17% 37.07% 34.37%

1996 1997 1998 1999 2000 2001 2002 2003 20040.57% 0.55% 0.51% 0.50% 0.49% 0.47% 0.45% 0.46% 0.45%0.05% 0.05% 0.05% 0.04% 0.05% 0.04% 0.04% 0.04% 0.04%0.03% 0.03% 0.03% 0.03% 0.02% 0.03% 0.02% 0.02% 0.02%0.02% 0.02% 0.02% 0.02% 0.02% 0.03% 0.02% 0.02% 0.02%0.02% 0.02% 0.02% 0.02% 0.02% 0.01% 0.01% 0.02% 0.01%0.02% 0.01% 0.01% 0.01% 0.01% 0.01% 0.02% 0.01% 0.01%

0.02% 0.02% 0.01% 0.02% 0.02% 0.01% 0.01% 0.01% 0.01%0.01% 0.01% 0.01% 0.02% 0.01% 0.01% 0.01% 0.01% 0.01%0.01% 0.02% 0.01% 0.02% 0.01% 0.01% 0.01% 0.01% 0.01%

0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01%0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01%0.02% 0.01% 0.01% 0.01% 0.02% 0.01% 0.02% 0.02% 0.01%0.02% 0.01% 0.02% 0.02% 0.02% 0.02% 0.01% 0.01% 0.01%0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.01% 0.01% 0.01%0.03% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02%0.03% 0.03% 0.03% 0.03% 0.02% 0.02% 0.02% 0.03% 0.02%0.05% 0.05% 0.05% 0.04% 0.04% 0.04% 0.05% 0.04% 0.03%

0.07% 0.06% 0.06% 0.07% 0.06% 0.04% 0.05% 0.05% 0.05%0.11% 0.11% 0.10% 0.10% 0.09% 0.09% 0.09% 0.07% 0.07%0.10% 0.12% 0.09% 0.10% 0.09% 0.09% 0.09% 0.08% 0.07%0.11% 0.10% 0.10% 0.09% 0.10% 0.09% 0.08% 0.08% 0.07%0.10% 0.09% 0.10% 0.10% 0.09% 0.09% 0.08% 0.08% 0.07%0.09% 0.09% 0.09% 0.09% 0.09% 0.08% 0.08% 0.07% 0.07%0.10% 0.10% 0.09% 0.09% 0.08% 0.09% 0.08% 0.07% 0.07%0.10% 0.09% 0.08% 0.10% 0.09% 0.07% 0.07% 0.07% 0.07%0.09% 0.09% 0.08% 0.08% 0.08% 0.07% 0.07% 0.08% 0.07%0.09% 0.09% 0.08% 0.09% 0.08% 0.07% 0.07% 0.08% 0.07%

0.10% 0.09% 0.08% 0.08% 0.08% 0.08% 0.07% 0.08% 0.06%0.10% 0.10% 0.08% 0.09% 0.08% 0.07% 0.07% 0.08% 0.07%0.10% 0.09% 0.09% 0.08% 0.09% 0.08% 0.08% 0.07% 0.06%0.11% 0.10% 0.08% 0.09% 0.09% 0.08% 0.08% 0.07% 0.07%0.12% 0.11% 0.10% 0.09% 0.09% 0.08% 0.08% 0.08% 0.07%0.12% 0.11% 0.10% 0.09% 0.09% 0.09% 0.08% 0.08% 0.08%0.13% 0.12% 0.10% 0.10% 0.10% 0.09% 0.09% 0.09% 0.08%0.14% 0.12% 0.12% 0.11% 0.11% 0.10% 0.10% 0.10% 0.09%

0.15% 0.14% 0.12% 0.11% 0.12% 0.12% 0.10% 0.11% 0.10%0.16% 0.15% 0.15% 0.14% 0.13% 0.12% 0.12% 0.11% 0.11%0.17% 0.17% 0.15% 0.15% 0.14% 0.13% 0.13% 0.12% 0.12%

0.19% 0.18% 0.16% 0.16% 0.16% 0.15% 0.15% 0.14% 0.13%0.21% 0.20% 0.19% 0.19% 0.17% 0.17% 0.16% 0.16% 0.15%0.22% 0.21% 0.22% 0.20% 0.20% 0.19% 0.19% 0.17% 0.16%0.26% 0.24% 0.23% 0.22% 0.22% 0.20% 0.19% 0.19% 0.18%0.28% 0.28% 0.26% 0.25% 0.25% 0.24% 0.22% 0.22% 0.22%0.29% 0.30% 0.29% 0.28% 0.27% 0.26% 0.25% 0.25% 0.24%0.34% 0.32% 0.30% 0.30% 0.30% 0.28% 0.28% 0.26% 0.26%0.36% 0.37% 0.34% 0.34% 0.33% 0.32% 0.33% 0.31% 0.29%

0.39% 0.39% 0.37% 0.36% 0.36% 0.36% 0.35% 0.35% 0.33%0.43% 0.40% 0.40% 0.39% 0.39% 0.40% 0.39% 0.38% 0.36%0.44% 0.44% 0.44% 0.43% 0.43% 0.42% 0.42% 0.42% 0.39%0.52% 0.47% 0.47% 0.46% 0.47% 0.45% 0.46% 0.46% 0.43%0.53% 0.57% 0.50% 0.52% 0.49% 0.49% 0.51% 0.51% 0.47%0.62% 0.55% 0.58% 0.54% 0.56% 0.53% 0.53% 0.52% 0.51%

0.71% 0.65% 0.57% 0.64% 0.57% 0.58% 0.60% 0.59% 0.58%0.72% 0.74% 0.67% 0.61% 0.69% 0.61% 0.62% 0.64% 0.63%0.79% 0.75% 0.77% 0.73% 0.69% 0.73% 0.69% 0.69% 0.67%0.83% 0.84% 0.81% 0.80% 0.78% 0.74% 0.79% 0.74% 0.73%0.98% 0.87% 0.89% 0.85% 0.86% 0.81% 0.78% 0.83% 0.75%1.05% 1.01% 0.93% 0.95% 0.91% 0.95% 0.88% 0.83% 0.89%1.12% 1.10% 1.05% 0.96% 1.04% 0.97% 1.00% 0.99% 0.87%

1.28% 1.19% 1.18% 1.12% 1.07% 1.10% 1.06% 1.08% 1.03%1.41% 1.33% 1.25% 1.23% 1.23% 1.16% 1.16% 1.11% 1.13%1.66% 1.49% 1.42% 1.33% 1.34% 1.31% 1.21% 1.25% 1.16%

1.69% 1.69% 1.59% 1.50% 1.44% 1.39% 1.41% 1.32% 1.33%1.95% 1.80% 1.77% 1.67% 1.62% 1.52% 1.51% 1.48% 1.37%2.09% 2.00% 1.90% 1.87% 1.71% 1.70% 1.61% 1.62% 1.55%2.38% 2.23% 2.13% 2.00% 2.04% 1.83% 1.83% 1.77% 1.71%2.56% 2.42% 2.32% 2.21% 2.18% 2.10% 1.96% 1.98% 1.86%2.82% 2.73% 2.59% 2.50% 2.43% 2.25% 2.33% 2.16% 2.02%3.07% 2.99% 2.88% 2.81% 2.68% 2.53% 2.42% 2.53% 2.24%3.20% 3.20% 3.15% 3.07% 2.87% 2.81% 2.70% 2.61% 2.54%

3.47% 3.40% 3.36% 3.36% 3.28% 3.12% 3.00% 2.91% 2.78%3.95% 3.76% 3.67% 3.58% 3.61% 3.47% 3.36% 3.25% 2.97%4.26% 4.15% 4.00% 3.85% 3.82% 3.73% 3.68% 3.70% 3.36%4.74% 4.46% 4.36% 4.26% 4.07% 4.01% 4.09% 4.00% 3.77%5.26% 4.94% 4.81% 4.75% 4.52% 4.36% 4.40% 4.45% 4.18%5.82% 5.60% 5.38% 5.14% 4.95% 4.76% 4.73% 4.81% 4.66%6.94% 6.02% 5.93% 5.62% 5.37% 5.26% 5.19% 5.19% 4.98%6.18% 7.42% 6.55% 6.36% 6.11% 5.93% 5.78% 5.75% 5.38%7.38% 6.51% 7.87% 7.00% 6.82% 6.48% 6.38% 6.42% 6.01%8.47% 7.94% 7.12% 8.63% 7.51% 7.20% 7.03% 6.99% 6.66%

8.93% 9.11% 8.46% 7.75% 8.96% 7.99% 7.96% 7.93% 7.25%10.91% 9.48% 9.82% 9.39% 8.30% 9.85% 8.77% 8.72% 8.19%11.46% 11.48% 10.19% 10.39% 10.13% 8.65% 10.72% 9.79% 9.17%12.60% 12.07% 12.45% 11.14% 11.58% 10.45% 9.77% 11.94% 10.30%13.87% 13.16% 13.08% 13.47% 11.94% 11.99% 11.84% 10.67% 12.29%15.48% 14.86% 14.50% 14.08% 14.34% 12.63% 13.60% 12.68% 11.07%16.77% 16.09% 15.94% 15.57% 15.29% 15.66% 13.94% 14.99% 13.66%18.70% 17.44% 17.67% 17.16% 16.92% 16.50% 17.22% 15.63% 15.46%

19.87% 19.53% 19.13% 18.48% 18.47% 17.96% 18.40% 19.33% 15.92%22.22% 21.43% 21.27% 20.89% 20.33% 19.63% 19.74% 20.22% 19.26%23.68% 23.00% 22.89% 23.28% 22.52% 21.19% 21.46% 22.41% 20.59%

25.07% 24.70% 24.87% 24.85% 25.65% 24.38% 24.24% 24.60% 23.09%27.39% 25.88% 26.77% 25.82% 27.26% 26.64% 26.46% 26.26% 24.69%28.27% 27.51% 26.90% 27.04% 26.88% 26.98% 29.10% 28.58% 26.13%29.06% 29.04% 28.22% 28.25% 26.91% 27.49% 29.04% 29.42% 26.81%30.00% 28.00% 25.65% 22.34% 18.50% 22.10% 16.69% 16.59% 15.80%

2005 2006 20070.43% 0.41% 0.44%0.04% 0.03% 0.04%0.02% 0.02% 0.01%0.02% 0.02% 0.02%0.02% 0.01% 0.02%0.01% 0.01% 0.01%

0.01% 0.01% 0.01%0.01% 0.01% 0.01%0.01% 0.01% 0.01%

0.01% 0.01% 0.01%0.01% 0.01% 0.01%0.01% 0.01% 0.01%0.01% 0.01% 0.01%0.02% 0.01% 0.01%0.02% 0.01% 0.01%0.02% 0.02% 0.02%0.03% 0.03% 0.03%

0.04% 0.04% 0.03%0.06% 0.06% 0.06%0.06% 0.06% 0.06%0.06% 0.06% 0.06%0.07% 0.06% 0.06%0.06% 0.06% 0.06%0.06% 0.06% 0.06%0.07% 0.06% 0.06%0.06% 0.06% 0.06%0.07% 0.07% 0.06%

0.07% 0.05% 0.06%0.07% 0.06% 0.07%0.07% 0.06% 0.06%0.07% 0.07% 0.06%0.08% 0.07% 0.07%0.07% 0.07% 0.07%0.09% 0.07% 0.07%0.09% 0.08% 0.08%

0.09% 0.09% 0.09%0.10% 0.09% 0.09%0.10% 0.11% 0.10%

0.12% 0.12% 0.11%0.14% 0.13% 0.12%0.16% 0.15% 0.14%0.17% 0.16% 0.15%0.19% 0.18% 0.17%0.22% 0.21% 0.20%0.25% 0.25% 0.22%0.28% 0.27% 0.25%

0.32% 0.28% 0.29%0.35% 0.33% 0.32%0.39% 0.37% 0.38%0.42% 0.41% 0.40%0.47% 0.44% 0.44%0.52% 0.52% 0.49%

0.57% 0.56% 0.54%0.61% 0.59% 0.59%0.68% 0.66% 0.64%0.73% 0.70% 0.71%0.81% 0.76% 0.75%0.82% 0.81% 0.78%0.96% 0.90% 0.89%

0.93% 1.03% 0.95%1.08% 1.01% 1.09%1.18% 1.16% 1.07%

1.29% 1.26% 1.26%1.40% 1.35% 1.37%1.47% 1.46% 1.44%1.70% 1.56% 1.61%1.79% 1.77% 1.70%1.95% 1.90% 1.88%2.17% 2.09% 2.01%2.40% 2.27% 2.19%

2.73% 2.52% 2.45%2.95% 2.92% 2.70%3.25% 3.10% 3.12%3.59% 3.44% 3.30%4.01% 3.92% 3.74%4.50% 4.27% 4.25%4.99% 4.82% 4.63%5.51% 5.26% 5.13%5.90% 5.83% 5.83%6.56% 6.23% 6.25%

7.24% 6.96% 7.04%8.02% 7.80% 7.84%9.11% 8.79% 8.56%

10.24% 9.79% 9.54%11.38% 11.15% 10.55%13.76% 12.05% 11.85%12.24% 14.56% 13.57%14.79% 12.76% 16.33%

16.77% 16.14% 14.51%18.00% 18.08% 17.00%21.44% 18.98% 19.57%

23.35% 23.51% 20.88%24.55% 24.34% 25.27%26.59% 26.06% 26.23%25.76% 27.04% 28.47%16.57% 15.80% 15.72%

Simulation Output2007 2008 2009 2010 2011 2012 2013 2014

40 0.137% 0.137% 0.131% 0.128% 0.129% 0.126% 0.125% 0.123%41 0.151% 0.150% 0.144% 0.141% 0.142% 0.139% 0.137% 0.135%42 0.169% 0.169% 0.161% 0.159% 0.159% 0.156% 0.155% 0.152%43 0.204% 0.203% 0.195% 0.192% 0.192% 0.188% 0.186% 0.183%44 0.222% 0.221% 0.212% 0.209% 0.209% 0.205% 0.203% 0.199%45 0.249% 0.249% 0.238% 0.234% 0.235% 0.230% 0.228% 0.224%46 0.287% 0.286% 0.274% 0.270% 0.270% 0.266% 0.263% 0.259%47 0.320% 0.319% 0.307% 0.302% 0.303% 0.297% 0.294% 0.290%48 0.375% 0.374% 0.359% 0.354% 0.355% 0.348% 0.345% 0.340%49 0.402% 0.401% 0.385% 0.380% 0.380% 0.373% 0.370% 0.364%50 0.437% 0.436% 0.418% 0.412% 0.412% 0.405% 0.401% 0.394%51 0.487% 0.485% 0.464% 0.457% 0.458% 0.449% 0.444% 0.437%52 0.536% 0.534% 0.513% 0.505% 0.506% 0.497% 0.492% 0.484%53 0.587% 0.585% 0.561% 0.552% 0.553% 0.543% 0.537% 0.528%54 0.640% 0.637% 0.610% 0.601% 0.602% 0.591% 0.584% 0.575%55 0.705% 0.703% 0.673% 0.663% 0.664% 0.651% 0.644% 0.634%56 0.752% 0.749% 0.715% 0.703% 0.705% 0.690% 0.683% 0.670%57 0.777% 0.774% 0.739% 0.726% 0.728% 0.713% 0.704% 0.692%58 0.890% 0.887% 0.846% 0.832% 0.833% 0.816% 0.807% 0.792%59 0.946% 0.942% 0.898% 0.883% 0.885% 0.866% 0.856% 0.841%60 1.085% 1.080% 1.029% 1.011% 1.013% 0.991% 0.979% 0.961%61 1.068% 1.063% 1.011% 0.994% 0.995% 0.974% 0.962% 0.943%62 1.248% 1.243% 1.181% 1.160% 1.162% 1.136% 1.122% 1.100%63 1.364% 1.358% 1.289% 1.265% 1.268% 1.239% 1.223% 1.198%64 1.433% 1.426% 1.351% 1.326% 1.328% 1.297% 1.280% 1.254%65 1.600% 1.593% 1.509% 1.480% 1.483% 1.447% 1.428% 1.399%66 1.683% 1.674% 1.584% 1.553% 1.556% 1.518% 1.497% 1.465%67 1.864% 1.854% 1.754% 1.719% 1.723% 1.681% 1.658% 1.623%68 1.993% 1.983% 1.874% 1.837% 1.841% 1.795% 1.770% 1.732%69 2.170% 2.158% 2.037% 1.996% 2.000% 1.950% 1.922% 1.880%70 2.418% 2.405% 2.271% 2.225% 2.229% 2.173% 2.143% 2.096%71 2.664% 2.651% 2.504% 2.454% 2.459% 2.398% 2.365% 2.313%72 3.072% 3.057% 2.888% 2.830% 2.836% 2.765% 2.727% 2.668%73 3.245% 3.228% 3.048% 2.987% 2.993% 2.918% 2.877% 2.814%74 3.669% 3.650% 3.451% 3.383% 3.390% 3.307% 3.262% 3.192%75 4.159% 4.139% 3.916% 3.841% 3.848% 3.755% 3.704% 3.626%76 4.529% 4.507% 4.269% 4.188% 4.196% 4.097% 4.042% 3.959%77 5.004% 4.981% 4.722% 4.633% 4.642% 4.534% 4.474% 4.383%78 5.666% 5.640% 5.353% 5.254% 5.264% 5.143% 5.077% 4.976%79 6.059% 6.031% 5.724% 5.620% 5.630% 5.501% 5.431% 5.323%80 6.796% 6.765% 6.433% 6.319% 6.330% 6.191% 6.115% 5.997%

40 0.137% 0.128% 0.126% 0.125% 0.123% 0.122% 0.118% 0.114%41 0.151% 0.141% 0.139% 0.137% 0.135% 0.134% 0.130% 0.126%42 0.169% 0.159% 0.156% 0.155% 0.152% 0.152% 0.146% 0.142%43 0.204% 0.192% 0.189% 0.187% 0.184% 0.183% 0.177% 0.172%44 0.222% 0.209% 0.205% 0.203% 0.200% 0.199% 0.192% 0.187%45 0.249% 0.234% 0.231% 0.228% 0.225% 0.224% 0.216% 0.210%46 0.287% 0.270% 0.266% 0.263% 0.259% 0.258% 0.249% 0.243%47 0.320% 0.302% 0.298% 0.294% 0.290% 0.289% 0.280% 0.272%48 0.375% 0.354% 0.349% 0.345% 0.340% 0.339% 0.328% 0.320%49 0.402% 0.379% 0.374% 0.370% 0.365% 0.363% 0.351% 0.342%

50 0.437% 0.412% 0.405% 0.401% 0.395% 0.394% 0.380% 0.370%51 0.487% 0.457% 0.450% 0.445% 0.438% 0.436% 0.421% 0.409%52 0.536% 0.505% 0.498% 0.492% 0.485% 0.483% 0.467% 0.455%53 0.587% 0.552% 0.544% 0.538% 0.530% 0.527% 0.509% 0.495%54 0.640% 0.601% 0.592% 0.585% 0.576% 0.574% 0.554% 0.538%55 0.705% 0.662% 0.652% 0.645% 0.635% 0.632% 0.611% 0.594%56 0.752% 0.703% 0.692% 0.683% 0.672% 0.669% 0.644% 0.625%57 0.777% 0.726% 0.714% 0.705% 0.693% 0.690% 0.664% 0.644%58 0.890% 0.831% 0.817% 0.807% 0.794% 0.790% 0.761% 0.738%59 0.946% 0.883% 0.868% 0.857% 0.843% 0.839% 0.807% 0.783%60 1.085% 1.010% 0.993% 0.980% 0.963% 0.959% 0.921% 0.892%61 1.068% 0.993% 0.975% 0.963% 0.946% 0.941% 0.903% 0.874%62 1.248% 1.159% 1.138% 1.123% 1.103% 1.098% 1.053% 1.019%63 1.364% 1.265% 1.241% 1.224% 1.202% 1.195% 1.146% 1.107%64 1.433% 1.325% 1.300% 1.281% 1.257% 1.250% 1.197% 1.155%65 1.600% 1.479% 1.450% 1.430% 1.402% 1.395% 1.335% 1.288%66 1.683% 1.552% 1.521% 1.499% 1.470% 1.462% 1.397% 1.347%67 1.864% 1.718% 1.684% 1.660% 1.627% 1.618% 1.547% 1.491%68 1.993% 1.836% 1.799% 1.772% 1.737% 1.727% 1.650% 1.590%69 2.170% 1.995% 1.954% 1.925% 1.886% 1.875% 1.789% 1.723%70 2.418% 2.223% 2.178% 2.145% 2.102% 2.090% 1.994% 1.920%71 2.664% 2.453% 2.403% 2.367% 2.320% 2.307% 2.202% 2.122%72 3.072% 2.828% 2.771% 2.730% 2.675% 2.660% 2.540% 2.447%73 3.245% 2.985% 2.924% 2.880% 2.822% 2.806% 2.678% 2.579%74 3.669% 3.381% 3.314% 3.265% 3.201% 3.183% 3.041% 2.931%75 4.159% 3.838% 3.763% 3.708% 3.636% 3.617% 3.457% 3.334%76 4.529% 4.185% 4.105% 4.046% 3.969% 3.948% 3.777% 3.645%77 5.004% 4.630% 4.542% 4.479% 4.395% 4.372% 4.185% 4.041%78 5.666% 5.251% 5.153% 5.082% 4.989% 4.963% 4.756% 4.595%79 6.059% 5.616% 5.512% 5.436% 5.337% 5.309% 5.088% 4.917%80 6.796% 6.316% 6.202% 6.120% 6.012% 5.982% 5.741% 5.554%

2015 2016 2017 2018 2019 2020 2021 2022 20230.120% 0.118% 0.116% 0.113% 0.110% 0.106% 0.103% 0.104% 0.100%0.132% 0.130% 0.127% 0.124% 0.121% 0.116% 0.113% 0.114% 0.110%0.149% 0.147% 0.144% 0.141% 0.137% 0.132% 0.129% 0.130% 0.125%0.180% 0.177% 0.173% 0.170% 0.166% 0.160% 0.155% 0.157% 0.151%0.196% 0.193% 0.188% 0.185% 0.180% 0.173% 0.169% 0.171% 0.164%0.220% 0.216% 0.212% 0.208% 0.203% 0.195% 0.190% 0.192% 0.185%

0.255% 0.250% 0.245% 0.240% 0.235% 0.226% 0.220% 0.223% 0.215%0.285% 0.280% 0.275% 0.270% 0.263% 0.254% 0.248% 0.250% 0.242%0.334% 0.329% 0.322% 0.316% 0.309% 0.298% 0.291% 0.294% 0.284%

0.358% 0.352% 0.345% 0.339% 0.331% 0.320% 0.312% 0.315% 0.304%0.388% 0.382% 0.374% 0.367% 0.358% 0.345% 0.337% 0.340% 0.328%0.430% 0.422% 0.413% 0.405% 0.395% 0.380% 0.370% 0.374% 0.360%0.477% 0.468% 0.459% 0.450% 0.440% 0.424% 0.414% 0.418% 0.403%0.520% 0.511% 0.500% 0.490% 0.478% 0.461% 0.449% 0.454% 0.438%0.566% 0.555% 0.544% 0.533% 0.520% 0.501% 0.488% 0.493% 0.475%0.623% 0.612% 0.599% 0.587% 0.573% 0.552% 0.538% 0.543% 0.523%0.659% 0.646% 0.632% 0.618% 0.602% 0.578% 0.562% 0.568% 0.546%

0.680% 0.666% 0.651% 0.637% 0.620% 0.595% 0.578% 0.585% 0.561%0.778% 0.763% 0.745% 0.729% 0.710% 0.681% 0.662% 0.669% 0.643%0.826% 0.810% 0.791% 0.774% 0.753% 0.722% 0.702% 0.710% 0.681%0.943% 0.924% 0.902% 0.882% 0.857% 0.821% 0.797% 0.807% 0.773%0.926% 0.906% 0.884% 0.864% 0.839% 0.803% 0.779% 0.788% 0.755%1.080% 1.057% 1.030% 1.007% 0.978% 0.935% 0.907% 0.918% 0.879%1.175% 1.150% 1.120% 1.093% 1.061% 1.014% 0.982% 0.994% 0.951%1.229% 1.201% 1.169% 1.141% 1.106% 1.055% 1.021% 1.034% 0.987%1.370% 1.340% 1.304% 1.271% 1.232% 1.175% 1.137% 1.152% 1.099%1.435% 1.402% 1.363% 1.329% 1.287% 1.226% 1.185% 1.201% 1.145%

1.589% 1.552% 1.510% 1.471% 1.425% 1.357% 1.312% 1.329% 1.267%1.696% 1.656% 1.610% 1.568% 1.518% 1.445% 1.396% 1.415% 1.348%1.840% 1.796% 1.745% 1.699% 1.643% 1.562% 1.509% 1.530% 1.455%2.051% 2.002% 1.945% 1.894% 1.832% 1.741% 1.682% 1.705% 1.622%2.264% 2.211% 2.148% 2.093% 2.025% 1.926% 1.861% 1.887% 1.796%2.611% 2.550% 2.478% 2.414% 2.336% 2.222% 2.147% 2.176% 2.072%2.754% 2.689% 2.612% 2.544% 2.461% 2.340% 2.261% 2.291% 2.181%3.125% 3.053% 2.968% 2.892% 2.800% 2.665% 2.576% 2.611% 2.487%

3.551% 3.471% 3.375% 3.290% 3.187% 3.036% 2.937% 2.975% 2.836%3.878% 3.792% 3.689% 3.598% 3.487% 3.325% 3.218% 3.259% 3.110%4.295% 4.201% 4.089% 3.989% 3.868% 3.691% 3.574% 3.619% 3.455%

4.878% 4.773% 4.649% 4.537% 4.402% 4.204% 4.073% 4.124% 3.941%5.219% 5.107% 4.974% 4.855% 4.711% 4.500% 4.360% 4.414% 4.219%5.884% 5.761% 5.617% 5.487% 5.329% 5.098% 4.945% 5.004% 4.790%

0.113% 0.111% 0.109% 0.105% 0.104% 0.104% 0.103% 0.099% 0.098%0.124% 0.122% 0.119% 0.115% 0.114% 0.114% 0.113% 0.108% 0.108%0.141% 0.138% 0.135% 0.131% 0.130% 0.130% 0.128% 0.124% 0.123%0.170% 0.167% 0.163% 0.158% 0.157% 0.157% 0.155% 0.149% 0.148%

0.185% 0.181% 0.177% 0.172% 0.170% 0.171% 0.168% 0.162% 0.161%0.208% 0.204% 0.199% 0.193% 0.192% 0.192% 0.189% 0.183% 0.181%0.240% 0.236% 0.231% 0.224% 0.222% 0.223% 0.219% 0.212% 0.211%0.270% 0.265% 0.260% 0.252% 0.250% 0.251% 0.247% 0.239% 0.237%0.316% 0.311% 0.305% 0.296% 0.294% 0.294% 0.290% 0.281% 0.279%0.339% 0.333% 0.326% 0.317% 0.314% 0.315% 0.311% 0.301% 0.299%

0.366% 0.360% 0.353% 0.342% 0.339% 0.340% 0.335% 0.324% 0.322%0.405% 0.397% 0.389% 0.377% 0.373% 0.374% 0.368% 0.356% 0.353%0.450% 0.442% 0.433% 0.421% 0.417% 0.418% 0.412% 0.399% 0.396%0.490% 0.481% 0.471% 0.457% 0.453% 0.454% 0.447% 0.432% 0.429%0.533% 0.523% 0.512% 0.497% 0.492% 0.493% 0.486% 0.469% 0.466%0.587% 0.577% 0.564% 0.547% 0.542% 0.544% 0.535% 0.517% 0.513%0.618% 0.606% 0.592% 0.573% 0.567% 0.569% 0.559% 0.539% 0.535%

0.637% 0.624% 0.610% 0.590% 0.584% 0.585% 0.575% 0.554% 0.550%0.729% 0.715% 0.698% 0.675% 0.668% 0.670% 0.659% 0.634% 0.629%0.773% 0.758% 0.740% 0.716% 0.708% 0.710% 0.698% 0.672% 0.667%

0.881% 0.863% 0.843% 0.814% 0.805% 0.808% 0.793% 0.763% 0.756%0.863% 0.845% 0.824% 0.796% 0.787% 0.789% 0.775% 0.744% 0.738%1.006% 0.985% 0.960% 0.926% 0.916% 0.919% 0.902% 0.866% 0.858%1.093% 1.069% 1.042% 1.004% 0.992% 0.996% 0.977% 0.937% 0.928%1.140% 1.115% 1.085% 1.045% 1.032% 1.035% 1.015% 0.973% 0.963%1.271% 1.242% 1.209% 1.163% 1.149% 1.153% 1.131% 1.082% 1.072%1.328% 1.298% 1.262% 1.213% 1.198% 1.202% 1.178% 1.127% 1.116%1.471% 1.437% 1.397% 1.343% 1.326% 1.331% 1.304% 1.247% 1.235%

1.568% 1.531% 1.488% 1.430% 1.412% 1.417% 1.388% 1.326% 1.313%1.698% 1.657% 1.610% 1.546% 1.526% 1.532% 1.500% 1.432% 1.418%1.893% 1.847% 1.795% 1.723% 1.701% 1.707% 1.672% 1.596% 1.580%2.092% 2.042% 1.985% 1.906% 1.882% 1.889% 1.850% 1.767% 1.750%2.413% 2.356% 2.289% 2.199% 2.171% 2.179% 2.134% 2.039% 2.019%2.543% 2.482% 2.412% 2.316% 2.286% 2.294% 2.247% 2.146% 2.124%2.891% 2.823% 2.745% 2.638% 2.605% 2.614% 2.561% 2.448% 2.424%3.289% 3.213% 3.125% 3.006% 2.969% 2.979% 2.919% 2.792% 2.766%3.597% 3.515% 3.421% 3.292% 3.252% 3.263% 3.199% 3.063% 3.034%3.988% 3.899% 3.796% 3.655% 3.611% 3.623% 3.553% 3.404% 3.372%

4.536% 4.437% 4.322% 4.164% 4.115% 4.129% 4.050% 3.883% 3.848%4.854% 4.748% 4.625% 4.457% 4.405% 4.419% 4.336% 4.157% 4.120%5.486% 5.369% 5.235% 5.051% 4.994% 5.010% 4.918% 4.723% 4.681%

2024 2025 2026 2027 2028 2029 2030 2031 20320.098% 0.096% 0.094% 0.091% 0.090% 0.087% 0.086% 0.085% 0.082%0.108% 0.105% 0.103% 0.100% 0.098% 0.095% 0.094% 0.093% 0.090%0.123% 0.120% 0.118% 0.115% 0.113% 0.110% 0.108% 0.107% 0.104%0.148% 0.145% 0.143% 0.138% 0.136% 0.132% 0.131% 0.129% 0.125%0.161% 0.157% 0.155% 0.150% 0.147% 0.144% 0.142% 0.140% 0.136%0.181% 0.177% 0.174% 0.169% 0.166% 0.162% 0.160% 0.158% 0.153%

0.211% 0.206% 0.203% 0.197% 0.194% 0.189% 0.187% 0.184% 0.179%0.237% 0.232% 0.229% 0.222% 0.219% 0.213% 0.211% 0.208% 0.202%0.279% 0.273% 0.269% 0.262% 0.257% 0.251% 0.248% 0.245% 0.238%

0.298% 0.292% 0.288% 0.280% 0.275% 0.269% 0.266% 0.262% 0.255%0.322% 0.315% 0.310% 0.301% 0.296% 0.289% 0.285% 0.281% 0.273%0.353% 0.345% 0.339% 0.329% 0.323% 0.315% 0.311% 0.306% 0.297%0.395% 0.387% 0.381% 0.370% 0.364% 0.355% 0.351% 0.346% 0.336%0.429% 0.420% 0.413% 0.401% 0.394% 0.384% 0.379% 0.374% 0.363%0.465% 0.455% 0.448% 0.434% 0.427% 0.416% 0.411% 0.405% 0.393%0.513% 0.502% 0.493% 0.479% 0.470% 0.459% 0.453% 0.446% 0.433%0.534% 0.522% 0.513% 0.497% 0.487% 0.474% 0.468% 0.460% 0.446%

0.549% 0.537% 0.527% 0.510% 0.500% 0.486% 0.480% 0.472% 0.457%0.629% 0.614% 0.603% 0.583% 0.572% 0.557% 0.549% 0.540% 0.523%0.666% 0.651% 0.639% 0.618% 0.606% 0.589% 0.581% 0.572% 0.553%0.756% 0.738% 0.724% 0.699% 0.685% 0.666% 0.657% 0.645% 0.624%0.737% 0.719% 0.705% 0.681% 0.667% 0.648% 0.638% 0.627% 0.606%0.858% 0.836% 0.820% 0.791% 0.775% 0.752% 0.741% 0.728% 0.703%0.927% 0.904% 0.885% 0.854% 0.836% 0.810% 0.798% 0.784% 0.755%0.962% 0.937% 0.917% 0.884% 0.864% 0.837% 0.825% 0.809% 0.779%1.071% 1.043% 1.021% 0.983% 0.961% 0.931% 0.916% 0.899% 0.865%1.115% 1.084% 1.061% 1.020% 0.997% 0.965% 0.950% 0.931% 0.896%

1.234% 1.200% 1.174% 1.129% 1.104% 1.068% 1.051% 1.030% 0.991%1.312% 1.276% 1.248% 1.199% 1.172% 1.133% 1.115% 1.093% 1.050%1.416% 1.376% 1.345% 1.292% 1.262% 1.220% 1.200% 1.175% 1.129%1.579% 1.534% 1.500% 1.440% 1.407% 1.360% 1.337% 1.310% 1.258%1.748% 1.700% 1.662% 1.597% 1.560% 1.508% 1.484% 1.454% 1.397%2.017% 1.961% 1.917% 1.842% 1.799% 1.740% 1.712% 1.677% 1.612%2.122% 2.062% 2.016% 1.936% 1.892% 1.828% 1.798% 1.762% 1.692%2.422% 2.355% 2.303% 2.215% 2.164% 2.094% 2.060% 2.019% 1.941%

2.763% 2.688% 2.630% 2.530% 2.473% 2.394% 2.356% 2.309% 2.222%3.031% 2.950% 2.887% 2.779% 2.718% 2.632% 2.591% 2.542% 2.446%3.369% 3.280% 3.211% 3.093% 3.026% 2.932% 2.887% 2.832% 2.727%

3.844% 3.745% 3.668% 3.535% 3.460% 3.354% 3.304% 3.242% 3.125%4.116% 4.010% 3.928% 3.786% 3.706% 3.593% 3.539% 3.473% 3.348%4.677% 4.561% 4.470% 4.314% 4.225% 4.101% 4.041% 3.968% 3.830%

0.096% 0.094% 0.093% 0.090% 0.088% 0.085% 0.084% 0.081% 0.081%0.105% 0.103% 0.101% 0.099% 0.096% 0.093% 0.091% 0.089% 0.089%0.120% 0.118% 0.116% 0.113% 0.111% 0.107% 0.105% 0.102% 0.103%0.145% 0.143% 0.140% 0.136% 0.133% 0.129% 0.127% 0.123% 0.124%

0.158% 0.155% 0.152% 0.148% 0.145% 0.140% 0.138% 0.134% 0.134%0.178% 0.175% 0.172% 0.167% 0.163% 0.158% 0.156% 0.151% 0.151%0.207% 0.203% 0.200% 0.195% 0.190% 0.184% 0.182% 0.177% 0.177%0.233% 0.229% 0.225% 0.219% 0.215% 0.208% 0.205% 0.200% 0.200%0.274% 0.269% 0.265% 0.258% 0.253% 0.245% 0.242% 0.235% 0.236%0.293% 0.288% 0.284% 0.276% 0.271% 0.262% 0.259% 0.252% 0.252%

0.316% 0.310% 0.305% 0.297% 0.291% 0.281% 0.278% 0.270% 0.271%0.346% 0.340% 0.334% 0.325% 0.317% 0.307% 0.302% 0.294% 0.294%0.388% 0.382% 0.375% 0.366% 0.358% 0.346% 0.342% 0.332% 0.333%0.421% 0.413% 0.406% 0.396% 0.387% 0.374% 0.369% 0.359% 0.359%0.456% 0.448% 0.441% 0.429% 0.419% 0.405% 0.400% 0.388% 0.389%0.503% 0.494% 0.486% 0.472% 0.462% 0.446% 0.440% 0.428% 0.429%0.524% 0.514% 0.504% 0.490% 0.478% 0.461% 0.454% 0.440% 0.441%

0.538% 0.527% 0.518% 0.502% 0.490% 0.472% 0.465% 0.451% 0.452%0.616% 0.604% 0.592% 0.575% 0.561% 0.540% 0.532% 0.516% 0.517%0.652% 0.639% 0.628% 0.609% 0.594% 0.572% 0.564% 0.546% 0.547%

0.739% 0.724% 0.711% 0.689% 0.671% 0.646% 0.636% 0.615% 0.617%0.721% 0.706% 0.692% 0.670% 0.653% 0.628% 0.618% 0.597% 0.599%0.838% 0.821% 0.805% 0.779% 0.759% 0.729% 0.717% 0.693% 0.695%0.906% 0.887% 0.868% 0.840% 0.817% 0.784% 0.771% 0.744% 0.747%0.940% 0.919% 0.899% 0.869% 0.845% 0.810% 0.796% 0.767% 0.770%1.046% 1.022% 1.000% 0.966% 0.939% 0.900% 0.884% 0.852% 0.855%1.087% 1.062% 1.039% 1.003% 0.974% 0.932% 0.916% 0.882% 0.885%1.204% 1.176% 1.150% 1.110% 1.078% 1.032% 1.013% 0.976% 0.979%

1.279% 1.249% 1.222% 1.178% 1.144% 1.094% 1.074% 1.034% 1.037%1.380% 1.347% 1.317% 1.269% 1.231% 1.177% 1.155% 1.111% 1.114%1.539% 1.502% 1.468% 1.415% 1.373% 1.312% 1.288% 1.238% 1.242%1.704% 1.664% 1.627% 1.569% 1.523% 1.455% 1.429% 1.375% 1.379%1.966% 1.920% 1.877% 1.810% 1.757% 1.679% 1.649% 1.586% 1.591%2.068% 2.019% 1.974% 1.903% 1.846% 1.764% 1.732% 1.665% 1.671%2.362% 2.307% 2.256% 2.177% 2.113% 2.021% 1.985% 1.911% 1.917%2.695% 2.634% 2.577% 2.487% 2.416% 2.312% 2.271% 2.187% 2.194%2.958% 2.891% 2.830% 2.733% 2.656% 2.544% 2.500% 2.409% 2.417%3.289% 3.216% 3.149% 3.042% 2.958% 2.835% 2.787% 2.686% 2.695%

3.755% 3.673% 3.598% 3.479% 3.384% 3.246% 3.192% 3.079% 3.088%4.020% 3.933% 3.852% 3.725% 3.624% 3.477% 3.419% 3.298% 3.308%4.572% 4.476% 4.387% 4.247% 4.135% 3.972% 3.908% 3.775% 3.786%

2033 2034 2035 2036 2037 2038 2039 2040 20410.083% 0.082% 0.080% 0.078% 0.076% 0.075% 0.074% 0.073% 0.072%0.090% 0.089% 0.087% 0.086% 0.083% 0.082% 0.080% 0.080% 0.079%0.104% 0.103% 0.101% 0.099% 0.096% 0.095% 0.093% 0.093% 0.091%0.125% 0.124% 0.122% 0.119% 0.116% 0.115% 0.113% 0.112% 0.110%0.136% 0.134% 0.132% 0.129% 0.125% 0.124% 0.122% 0.121% 0.120%0.153% 0.152% 0.149% 0.146% 0.141% 0.140% 0.138% 0.137% 0.135%

0.179% 0.177% 0.175% 0.171% 0.166% 0.165% 0.162% 0.161% 0.158%0.203% 0.201% 0.197% 0.194% 0.188% 0.187% 0.183% 0.182% 0.180%0.239% 0.236% 0.233% 0.228% 0.221% 0.220% 0.216% 0.215% 0.212%

0.255% 0.253% 0.249% 0.244% 0.237% 0.235% 0.231% 0.230% 0.227%0.274% 0.271% 0.267% 0.262% 0.253% 0.252% 0.247% 0.246% 0.242%0.298% 0.295% 0.290% 0.284% 0.275% 0.273% 0.268% 0.266% 0.262%0.338% 0.334% 0.329% 0.322% 0.312% 0.310% 0.305% 0.303% 0.299%0.364% 0.360% 0.354% 0.347% 0.336% 0.334% 0.328% 0.326% 0.321%0.394% 0.390% 0.383% 0.376% 0.363% 0.361% 0.355% 0.352% 0.347%0.434% 0.429% 0.422% 0.414% 0.400% 0.398% 0.391% 0.388% 0.383%0.448% 0.442% 0.434% 0.425% 0.410% 0.407% 0.399% 0.396% 0.390%

0.458% 0.453% 0.445% 0.435% 0.419% 0.416% 0.408% 0.405% 0.399%0.525% 0.518% 0.509% 0.498% 0.480% 0.477% 0.467% 0.463% 0.457%0.555% 0.548% 0.538% 0.526% 0.508% 0.504% 0.494% 0.490% 0.483%0.626% 0.618% 0.607% 0.593% 0.571% 0.567% 0.555% 0.550% 0.542%0.608% 0.600% 0.589% 0.575% 0.553% 0.549% 0.538% 0.533% 0.524%0.706% 0.696% 0.683% 0.667% 0.641% 0.636% 0.623% 0.617% 0.607%0.759% 0.748% 0.733% 0.716% 0.687% 0.682% 0.667% 0.661% 0.650%0.783% 0.771% 0.756% 0.737% 0.707% 0.701% 0.686% 0.679% 0.668%0.869% 0.857% 0.839% 0.818% 0.784% 0.778% 0.761% 0.753% 0.741%0.900% 0.887% 0.868% 0.845% 0.810% 0.803% 0.785% 0.777% 0.763%

0.996% 0.981% 0.960% 0.935% 0.896% 0.889% 0.868% 0.859% 0.844%1.055% 1.040% 1.017% 0.990% 0.948% 0.940% 0.918% 0.909% 0.893%1.134% 1.117% 1.092% 1.063% 1.017% 1.008% 0.984% 0.974% 0.956%1.265% 1.245% 1.218% 1.185% 1.134% 1.124% 1.097% 1.086% 1.066%1.404% 1.383% 1.353% 1.316% 1.260% 1.249% 1.220% 1.207% 1.186%1.619% 1.595% 1.560% 1.519% 1.453% 1.441% 1.407% 1.393% 1.368%1.701% 1.675% 1.638% 1.594% 1.525% 1.512% 1.476% 1.461% 1.435%1.950% 1.921% 1.880% 1.831% 1.753% 1.738% 1.698% 1.681% 1.651%

2.232% 2.199% 2.153% 2.097% 2.009% 1.993% 1.947% 1.927% 1.894%2.458% 2.422% 2.372% 2.311% 2.216% 2.199% 2.149% 2.128% 2.092%2.740% 2.701% 2.646% 2.579% 2.474% 2.455% 2.400% 2.377% 2.337%

3.139% 3.095% 3.033% 2.958% 2.840% 2.818% 2.756% 2.730% 2.685%3.362% 3.316% 3.249% 3.169% 3.043% 3.019% 2.953% 2.926% 2.878%3.846% 3.794% 3.721% 3.632% 3.492% 3.466% 3.393% 3.362% 3.308%

0.079% 0.077% 0.075% 0.075% 0.074% 0.072% 0.072% 0.070% 0.067%0.086% 0.084% 0.082% 0.082% 0.081% 0.079% 0.078% 0.076% 0.073%0.099% 0.097% 0.095% 0.095% 0.094% 0.092% 0.091% 0.088% 0.085%0.120% 0.117% 0.115% 0.114% 0.113% 0.111% 0.109% 0.107% 0.103%

0.130% 0.127% 0.124% 0.124% 0.123% 0.120% 0.119% 0.116% 0.112%0.146% 0.144% 0.140% 0.140% 0.139% 0.135% 0.134% 0.131% 0.126%0.171% 0.168% 0.164% 0.164% 0.163% 0.159% 0.157% 0.153% 0.148%0.194% 0.191% 0.186% 0.186% 0.184% 0.180% 0.178% 0.174% 0.169%0.229% 0.225% 0.220% 0.219% 0.218% 0.213% 0.211% 0.206% 0.199%0.244% 0.240% 0.235% 0.234% 0.233% 0.227% 0.225% 0.220% 0.213%

0.262% 0.257% 0.251% 0.251% 0.249% 0.243% 0.241% 0.235% 0.227%0.284% 0.279% 0.272% 0.272% 0.270% 0.263% 0.260% 0.254% 0.245%0.323% 0.317% 0.310% 0.309% 0.307% 0.300% 0.297% 0.289% 0.280%0.348% 0.341% 0.333% 0.333% 0.330% 0.322% 0.319% 0.311% 0.300%0.376% 0.369% 0.360% 0.360% 0.357% 0.348% 0.344% 0.336% 0.324%0.414% 0.407% 0.397% 0.396% 0.393% 0.384% 0.379% 0.370% 0.357%0.425% 0.417% 0.406% 0.405% 0.402% 0.392% 0.387% 0.377% 0.363%

0.435% 0.427% 0.415% 0.415% 0.411% 0.400% 0.395% 0.385% 0.370%0.498% 0.488% 0.475% 0.474% 0.470% 0.458% 0.452% 0.440% 0.424%0.527% 0.517% 0.503% 0.502% 0.497% 0.484% 0.478% 0.465% 0.448%

0.594% 0.581% 0.565% 0.564% 0.559% 0.544% 0.537% 0.522% 0.502%0.576% 0.563% 0.547% 0.546% 0.541% 0.526% 0.519% 0.504% 0.484%0.668% 0.653% 0.634% 0.633% 0.627% 0.609% 0.602% 0.584% 0.561%0.717% 0.701% 0.680% 0.679% 0.672% 0.652% 0.644% 0.624% 0.599%0.738% 0.721% 0.699% 0.698% 0.691% 0.670% 0.661% 0.640% 0.613%0.819% 0.800% 0.776% 0.774% 0.766% 0.743% 0.733% 0.710% 0.680%0.847% 0.827% 0.801% 0.799% 0.791% 0.766% 0.755% 0.731% 0.699%0.937% 0.914% 0.886% 0.884% 0.875% 0.847% 0.835% 0.808% 0.773%

0.992% 0.968% 0.937% 0.935% 0.926% 0.896% 0.883% 0.854% 0.816%1.065% 1.039% 1.005% 1.002% 0.992% 0.960% 0.946% 0.914% 0.873%1.187% 1.158% 1.120% 1.118% 1.106% 1.070% 1.054% 1.019% 0.973%1.319% 1.287% 1.245% 1.242% 1.230% 1.190% 1.173% 1.134% 1.083%1.521% 1.484% 1.436% 1.433% 1.419% 1.373% 1.353% 1.308% 1.250%1.597% 1.558% 1.507% 1.504% 1.488% 1.439% 1.419% 1.371% 1.309%1.834% 1.790% 1.733% 1.729% 1.711% 1.657% 1.633% 1.580% 1.510%2.100% 2.051% 1.986% 1.982% 1.962% 1.900% 1.874% 1.813% 1.734%2.315% 2.261% 2.192% 2.187% 2.165% 2.098% 2.070% 2.004% 1.918%2.583% 2.524% 2.447% 2.442% 2.418% 2.344% 2.313% 2.241% 2.146%

2.963% 2.896% 2.809% 2.803% 2.777% 2.694% 2.658% 2.577% 2.470%3.174% 3.103% 3.010% 3.004% 2.975% 2.887% 2.849% 2.761% 2.647%3.638% 3.558% 3.456% 3.449% 3.417% 3.318% 3.276% 3.179% 3.052%

2042 2043 2044 2045 2046 20470.072% 0.069% 0.067% 0.064% 0.062% 0.061%0.078% 0.075% 0.073% 0.070% 0.067% 0.066%0.091% 0.087% 0.085% 0.082% 0.079% 0.077%0.110% 0.105% 0.102% 0.099% 0.095% 0.093%0.119% 0.114% 0.111% 0.107% 0.103% 0.101%0.135% 0.129% 0.125% 0.121% 0.117% 0.114%

0.158% 0.151% 0.147% 0.142% 0.138% 0.135%0.179% 0.172% 0.167% 0.162% 0.157% 0.153%0.211% 0.203% 0.198% 0.191% 0.185% 0.182%

0.226% 0.217% 0.211% 0.204% 0.198% 0.194%0.242% 0.231% 0.225% 0.218% 0.211% 0.206%0.261% 0.250% 0.243% 0.234% 0.227% 0.221%0.298% 0.285% 0.278% 0.269% 0.260% 0.255%0.320% 0.306% 0.298% 0.288% 0.278% 0.272%0.346% 0.331% 0.322% 0.311% 0.300% 0.294%0.381% 0.365% 0.355% 0.342% 0.331% 0.324%0.389% 0.371% 0.360% 0.347% 0.334% 0.326%

0.397% 0.379% 0.367% 0.353% 0.341% 0.332%0.455% 0.433% 0.420% 0.404% 0.390% 0.380%0.481% 0.458% 0.444% 0.427% 0.412% 0.402%0.540% 0.513% 0.498% 0.478% 0.460% 0.448%0.522% 0.496% 0.480% 0.461% 0.443% 0.432%0.605% 0.574% 0.556% 0.533% 0.512% 0.499%0.647% 0.613% 0.593% 0.568% 0.546% 0.531%0.664% 0.629% 0.607% 0.581% 0.557% 0.542%0.737% 0.697% 0.673% 0.643% 0.617% 0.600%0.759% 0.717% 0.692% 0.661% 0.633% 0.615%

0.840% 0.793% 0.766% 0.731% 0.700% 0.680%0.888% 0.838% 0.808% 0.771% 0.738% 0.717%0.951% 0.896% 0.864% 0.823% 0.787% 0.764%1.061% 0.999% 0.963% 0.918% 0.878% 0.852%1.180% 1.112% 1.073% 1.023% 0.978% 0.950%1.361% 1.283% 1.237% 1.180% 1.129% 1.096%1.427% 1.345% 1.296% 1.236% 1.182% 1.147%1.643% 1.550% 1.495% 1.427% 1.366% 1.326%

1.884% 1.780% 1.718% 1.640% 1.571% 1.526%2.081% 1.967% 1.900% 1.815% 1.740% 1.691%2.325% 2.200% 2.126% 2.032% 1.949% 1.895%

2.672% 2.531% 2.447% 2.341% 2.247% 2.186%2.864% 2.712% 2.623% 2.510% 2.409% 2.344%3.293% 3.124% 3.024% 2.898% 2.786% 2.712%

0.064% 0.063% 0.062% 0.061% 0.059% 0.058%0.070% 0.068% 0.068% 0.066% 0.064% 0.063%0.082% 0.080% 0.080% 0.078% 0.076% 0.074%0.099% 0.097% 0.096% 0.094% 0.091% 0.090%

0.107% 0.105% 0.104% 0.101% 0.099% 0.097%0.121% 0.118% 0.118% 0.115% 0.112% 0.110%0.143% 0.139% 0.139% 0.135% 0.132% 0.130%0.162% 0.159% 0.158% 0.154% 0.150% 0.148%0.192% 0.188% 0.187% 0.183% 0.178% 0.175%0.205% 0.200% 0.199% 0.195% 0.190% 0.187%

0.218% 0.213% 0.212% 0.207% 0.202% 0.199%0.235% 0.229% 0.228% 0.223% 0.217% 0.213%0.269% 0.263% 0.262% 0.256% 0.250% 0.246%0.288% 0.282% 0.280% 0.274% 0.267% 0.262%0.311% 0.304% 0.302% 0.295% 0.288% 0.283%0.343% 0.335% 0.333% 0.325% 0.317% 0.311%0.347% 0.339% 0.337% 0.328% 0.319% 0.313%

0.354% 0.345% 0.343% 0.334% 0.325% 0.319%0.405% 0.395% 0.392% 0.382% 0.372% 0.365%0.428% 0.417% 0.415% 0.404% 0.392% 0.385%

0.479% 0.466% 0.463% 0.451% 0.438% 0.429%0.462% 0.450% 0.446% 0.434% 0.421% 0.413%0.534% 0.520% 0.516% 0.502% 0.486% 0.477%0.569% 0.554% 0.550% 0.534% 0.517% 0.507%0.582% 0.566% 0.561% 0.545% 0.527% 0.516%0.645% 0.627% 0.622% 0.603% 0.584% 0.571%0.662% 0.643% 0.638% 0.619% 0.598% 0.585%0.733% 0.711% 0.706% 0.684% 0.661% 0.647%

0.773% 0.750% 0.744% 0.721% 0.697% 0.681%0.826% 0.801% 0.794% 0.769% 0.743% 0.725%0.920% 0.893% 0.885% 0.858% 0.828% 0.809%1.025% 0.995% 0.987% 0.956% 0.923% 0.902%1.183% 1.148% 1.138% 1.103% 1.065% 1.041%1.239% 1.201% 1.192% 1.154% 1.114% 1.089%1.430% 1.388% 1.377% 1.335% 1.290% 1.260%1.644% 1.596% 1.584% 1.536% 1.484% 1.451%1.820% 1.768% 1.754% 1.702% 1.646% 1.610%2.037% 1.980% 1.965% 1.907% 1.845% 1.805%

2.347% 2.282% 2.265% 2.200% 2.129% 2.084%2.516% 2.446% 2.428% 2.358% 2.283% 2.235%2.905% 2.827% 2.807% 2.729% 2.645% 2.591%

Expected Central Mortality2007 2008 2009 2010 2011 2012 2013 2014

40 0.137% 0.132% 0.128% 0.127% 0.126% 0.124% 0.121% 0.118%41 0.151% 0.146% 0.141% 0.139% 0.138% 0.137% 0.133% 0.130%42 0.169% 0.164% 0.159% 0.157% 0.156% 0.154% 0.150% 0.147%43 0.204% 0.198% 0.192% 0.189% 0.188% 0.186% 0.182% 0.178%44 0.222% 0.215% 0.209% 0.206% 0.204% 0.202% 0.197% 0.193%45 0.249% 0.241% 0.234% 0.231% 0.230% 0.227% 0.222% 0.217%46 0.287% 0.278% 0.270% 0.267% 0.265% 0.262% 0.256% 0.251%47 0.320% 0.311% 0.302% 0.298% 0.296% 0.293% 0.287% 0.281%48 0.375% 0.364% 0.354% 0.350% 0.347% 0.344% 0.336% 0.330%49 0.402% 0.390% 0.379% 0.375% 0.372% 0.368% 0.361% 0.353%50 0.437% 0.424% 0.412% 0.406% 0.404% 0.399% 0.391% 0.382%51 0.487% 0.471% 0.457% 0.451% 0.448% 0.442% 0.432% 0.423%52 0.536% 0.520% 0.505% 0.499% 0.495% 0.490% 0.479% 0.469%53 0.587% 0.569% 0.552% 0.545% 0.541% 0.535% 0.523% 0.512%54 0.640% 0.619% 0.601% 0.593% 0.589% 0.582% 0.569% 0.557%55 0.705% 0.682% 0.663% 0.654% 0.649% 0.642% 0.627% 0.614%56 0.752% 0.726% 0.703% 0.693% 0.688% 0.680% 0.663% 0.648%57 0.777% 0.750% 0.726% 0.716% 0.710% 0.701% 0.684% 0.668%58 0.890% 0.859% 0.832% 0.820% 0.814% 0.803% 0.784% 0.765%59 0.946% 0.912% 0.883% 0.870% 0.864% 0.853% 0.832% 0.812%60 1.085% 1.045% 1.011% 0.995% 0.988% 0.975% 0.950% 0.926%61 1.068% 1.028% 0.993% 0.978% 0.970% 0.957% 0.932% 0.909%62 1.248% 1.201% 1.160% 1.142% 1.133% 1.117% 1.088% 1.060%63 1.364% 1.311% 1.265% 1.245% 1.235% 1.217% 1.184% 1.153%64 1.433% 1.376% 1.326% 1.304% 1.293% 1.274% 1.238% 1.205%65 1.600% 1.536% 1.479% 1.455% 1.443% 1.421% 1.381% 1.343%66 1.683% 1.613% 1.552% 1.526% 1.513% 1.490% 1.447% 1.406%67 1.864% 1.786% 1.719% 1.690% 1.675% 1.650% 1.602% 1.557%68 1.993% 1.909% 1.836% 1.805% 1.789% 1.761% 1.710% 1.661%69 2.170% 2.077% 1.996% 1.960% 1.943% 1.912% 1.856% 1.801%70 2.418% 2.314% 2.224% 2.185% 2.166% 2.132% 2.068% 2.008%71 2.664% 2.552% 2.454% 2.411% 2.389% 2.352% 2.283% 2.217%72 3.072% 2.943% 2.830% 2.780% 2.756% 2.713% 2.633% 2.557%73 3.245% 3.106% 2.986% 2.933% 2.907% 2.862% 2.777% 2.697%74 3.669% 3.516% 3.382% 3.324% 3.295% 3.245% 3.151% 3.061%75 4.159% 3.988% 3.840% 3.774% 3.742% 3.686% 3.581% 3.480%76 4.529% 4.346% 4.187% 4.117% 4.083% 4.022% 3.910% 3.802%77 5.004% 4.805% 4.632% 4.556% 4.518% 4.453% 4.330% 4.212%78 5.666% 5.446% 5.253% 5.168% 5.126% 5.053% 4.917% 4.786%79 6.059% 5.823% 5.618% 5.528% 5.483% 5.405% 5.260% 5.120%80 6.796% 6.541% 6.318% 6.220% 6.171% 6.087% 5.928% 5.776%

2015 2016 2017 2018 2019 2020 2021 2022 20230.117% 0.115% 0.112% 0.109% 0.107% 0.105% 0.103% 0.102% 0.099%0.128% 0.126% 0.123% 0.120% 0.118% 0.115% 0.113% 0.111% 0.109%0.145% 0.142% 0.139% 0.136% 0.134% 0.131% 0.128% 0.127% 0.124%0.175% 0.172% 0.168% 0.164% 0.161% 0.158% 0.155% 0.153% 0.150%0.190% 0.187% 0.183% 0.178% 0.175% 0.172% 0.168% 0.166% 0.163%0.214% 0.210% 0.206% 0.201% 0.197% 0.194% 0.190% 0.187% 0.183%

0.247% 0.243% 0.238% 0.232% 0.228% 0.224% 0.220% 0.217% 0.213%0.277% 0.273% 0.267% 0.261% 0.257% 0.252% 0.247% 0.245% 0.239%0.325% 0.320% 0.314% 0.306% 0.301% 0.296% 0.291% 0.288% 0.282%

0.349% 0.343% 0.336% 0.328% 0.323% 0.317% 0.311% 0.308% 0.301%0.377% 0.371% 0.363% 0.355% 0.349% 0.343% 0.336% 0.332% 0.325%0.417% 0.410% 0.401% 0.391% 0.384% 0.377% 0.369% 0.365% 0.356%0.463% 0.455% 0.446% 0.436% 0.428% 0.421% 0.413% 0.408% 0.399%0.505% 0.496% 0.486% 0.474% 0.466% 0.458% 0.448% 0.443% 0.433%0.549% 0.539% 0.528% 0.515% 0.506% 0.497% 0.487% 0.481% 0.470%0.605% 0.594% 0.582% 0.567% 0.558% 0.548% 0.536% 0.530% 0.518%0.638% 0.626% 0.612% 0.596% 0.585% 0.574% 0.561% 0.554% 0.541%

0.658% 0.645% 0.630% 0.613% 0.602% 0.590% 0.577% 0.569% 0.556%0.754% 0.739% 0.722% 0.702% 0.689% 0.676% 0.660% 0.652% 0.636%0.800% 0.784% 0.766% 0.745% 0.731% 0.716% 0.700% 0.691% 0.674%0.912% 0.894% 0.872% 0.848% 0.831% 0.814% 0.795% 0.785% 0.765%0.894% 0.876% 0.854% 0.830% 0.813% 0.796% 0.777% 0.766% 0.747%1.043% 1.021% 0.995% 0.966% 0.947% 0.927% 0.904% 0.892% 0.868%1.134% 1.110% 1.081% 1.049% 1.027% 1.005% 0.979% 0.966% 0.939%1.184% 1.158% 1.127% 1.093% 1.069% 1.045% 1.018% 1.003% 0.975%1.321% 1.291% 1.256% 1.217% 1.191% 1.164% 1.134% 1.117% 1.086%1.382% 1.350% 1.313% 1.271% 1.243% 1.214% 1.182% 1.164% 1.130%

1.530% 1.494% 1.453% 1.407% 1.376% 1.344% 1.308% 1.288% 1.251%1.632% 1.593% 1.549% 1.499% 1.465% 1.431% 1.392% 1.371% 1.330%1.769% 1.727% 1.677% 1.622% 1.585% 1.547% 1.504% 1.481% 1.437%1.972% 1.925% 1.870% 1.808% 1.767% 1.724% 1.677% 1.651% 1.601%2.178% 2.127% 2.067% 2.000% 1.954% 1.908% 1.856% 1.827% 1.773%2.512% 2.453% 2.384% 2.306% 2.254% 2.200% 2.141% 2.108% 2.045%2.648% 2.585% 2.512% 2.430% 2.374% 2.317% 2.254% 2.218% 2.152%3.008% 2.938% 2.856% 2.765% 2.702% 2.640% 2.569% 2.530% 2.456%

3.420% 3.342% 3.250% 3.148% 3.078% 3.007% 2.928% 2.884% 2.801%3.738% 3.653% 3.555% 3.445% 3.370% 3.294% 3.208% 3.161% 3.072%4.142% 4.050% 3.942% 3.822% 3.740% 3.657% 3.563% 3.511% 3.414%

4.707% 4.605% 4.485% 4.351% 4.259% 4.166% 4.062% 4.004% 3.895%5.037% 4.927% 4.800% 4.656% 4.558% 4.460% 4.348% 4.286% 4.169%5.685% 5.565% 5.426% 5.269% 5.162% 5.054% 4.932% 4.863% 4.736%

2024 2025 2026 2027 2028 2029 2030 2031 20320.097% 0.095% 0.094% 0.091% 0.089% 0.086% 0.085% 0.083% 0.082%0.106% 0.104% 0.102% 0.099% 0.097% 0.094% 0.093% 0.091% 0.089%0.122% 0.119% 0.117% 0.114% 0.112% 0.108% 0.107% 0.104% 0.103%0.147% 0.144% 0.141% 0.137% 0.135% 0.131% 0.129% 0.126% 0.124%0.159% 0.156% 0.153% 0.149% 0.146% 0.142% 0.140% 0.137% 0.135%0.179% 0.176% 0.173% 0.168% 0.165% 0.160% 0.158% 0.154% 0.152%

0.209% 0.205% 0.201% 0.196% 0.192% 0.187% 0.184% 0.180% 0.178%0.235% 0.231% 0.227% 0.221% 0.217% 0.211% 0.208% 0.204% 0.201%0.276% 0.271% 0.267% 0.260% 0.255% 0.248% 0.245% 0.240% 0.237%

0.296% 0.290% 0.286% 0.278% 0.273% 0.265% 0.262% 0.257% 0.253%0.319% 0.313% 0.308% 0.299% 0.293% 0.285% 0.282% 0.276% 0.272%0.349% 0.342% 0.337% 0.327% 0.320% 0.311% 0.307% 0.300% 0.296%0.392% 0.384% 0.378% 0.368% 0.361% 0.351% 0.347% 0.339% 0.335%0.425% 0.417% 0.410% 0.398% 0.390% 0.379% 0.374% 0.366% 0.361%0.461% 0.452% 0.444% 0.432% 0.423% 0.411% 0.405% 0.396% 0.391%0.508% 0.498% 0.490% 0.476% 0.466% 0.453% 0.447% 0.437% 0.431%0.529% 0.518% 0.509% 0.493% 0.483% 0.468% 0.461% 0.450% 0.443%

0.543% 0.532% 0.522% 0.506% 0.495% 0.479% 0.472% 0.461% 0.454%0.622% 0.609% 0.598% 0.579% 0.567% 0.549% 0.541% 0.528% 0.520%0.659% 0.645% 0.633% 0.613% 0.600% 0.581% 0.573% 0.559% 0.550%0.748% 0.731% 0.717% 0.694% 0.678% 0.656% 0.646% 0.630% 0.620%0.729% 0.713% 0.699% 0.676% 0.660% 0.638% 0.628% 0.612% 0.602%0.848% 0.829% 0.812% 0.785% 0.767% 0.740% 0.729% 0.710% 0.699%0.917% 0.895% 0.877% 0.847% 0.826% 0.797% 0.785% 0.764% 0.751%0.951% 0.928% 0.908% 0.876% 0.855% 0.824% 0.810% 0.788% 0.774%1.058% 1.033% 1.011% 0.975% 0.950% 0.915% 0.900% 0.876% 0.860%1.101% 1.073% 1.050% 1.012% 0.986% 0.949% 0.933% 0.906% 0.890%

1.219% 1.188% 1.162% 1.120% 1.091% 1.050% 1.032% 1.003% 0.985%1.296% 1.263% 1.235% 1.189% 1.158% 1.114% 1.095% 1.063% 1.044%1.398% 1.362% 1.331% 1.281% 1.247% 1.198% 1.177% 1.143% 1.122%1.559% 1.518% 1.484% 1.428% 1.390% 1.336% 1.313% 1.274% 1.250%1.726% 1.682% 1.644% 1.583% 1.541% 1.482% 1.456% 1.414% 1.388%1.991% 1.940% 1.897% 1.826% 1.778% 1.710% 1.680% 1.632% 1.601%2.095% 2.041% 1.995% 1.920% 1.869% 1.796% 1.765% 1.714% 1.682%2.392% 2.331% 2.280% 2.196% 2.139% 2.058% 2.023% 1.965% 1.929%

2.729% 2.661% 2.603% 2.508% 2.444% 2.353% 2.313% 2.248% 2.208%2.994% 2.921% 2.859% 2.756% 2.687% 2.588% 2.546% 2.475% 2.432%3.329% 3.248% 3.180% 3.068% 2.992% 2.883% 2.837% 2.759% 2.711%

3.799% 3.709% 3.633% 3.507% 3.422% 3.300% 3.248% 3.160% 3.107%4.068% 3.972% 3.890% 3.756% 3.665% 3.535% 3.479% 3.386% 3.328%4.624% 4.518% 4.428% 4.280% 4.180% 4.037% 3.975% 3.872% 3.808%

2033 2034 2035 2036 2037 2038 2039 2040 20410.081% 0.079% 0.078% 0.077% 0.075% 0.074% 0.073% 0.072% 0.070%0.088% 0.087% 0.085% 0.084% 0.082% 0.080% 0.079% 0.078% 0.076%0.102% 0.100% 0.098% 0.097% 0.095% 0.093% 0.092% 0.091% 0.088%0.123% 0.121% 0.118% 0.117% 0.114% 0.113% 0.111% 0.109% 0.107%0.133% 0.131% 0.128% 0.127% 0.124% 0.122% 0.120% 0.118% 0.116%0.150% 0.148% 0.145% 0.143% 0.140% 0.138% 0.136% 0.134% 0.131%

0.175% 0.173% 0.169% 0.168% 0.164% 0.162% 0.160% 0.157% 0.153%0.198% 0.196% 0.192% 0.190% 0.186% 0.183% 0.181% 0.178% 0.174%0.234% 0.231% 0.226% 0.224% 0.220% 0.216% 0.214% 0.210% 0.206%

0.250% 0.246% 0.242% 0.239% 0.235% 0.231% 0.228% 0.225% 0.220%0.268% 0.264% 0.259% 0.256% 0.251% 0.247% 0.244% 0.240% 0.235%0.291% 0.287% 0.281% 0.278% 0.272% 0.268% 0.264% 0.260% 0.254%0.330% 0.325% 0.319% 0.316% 0.310% 0.305% 0.301% 0.296% 0.289%0.356% 0.351% 0.344% 0.340% 0.333% 0.328% 0.323% 0.318% 0.311%0.385% 0.379% 0.372% 0.368% 0.360% 0.355% 0.349% 0.344% 0.336%0.424% 0.418% 0.410% 0.405% 0.397% 0.391% 0.385% 0.379% 0.370%0.437% 0.430% 0.420% 0.415% 0.406% 0.399% 0.393% 0.386% 0.377%

0.447% 0.440% 0.430% 0.425% 0.415% 0.408% 0.402% 0.395% 0.385%0.511% 0.503% 0.492% 0.486% 0.475% 0.467% 0.460% 0.452% 0.440%0.541% 0.532% 0.521% 0.514% 0.503% 0.494% 0.486% 0.478% 0.465%0.610% 0.600% 0.586% 0.578% 0.565% 0.555% 0.546% 0.536% 0.522%0.592% 0.582% 0.568% 0.561% 0.547% 0.538% 0.529% 0.519% 0.504%0.687% 0.675% 0.659% 0.650% 0.634% 0.623% 0.612% 0.600% 0.584%0.738% 0.725% 0.707% 0.697% 0.680% 0.667% 0.656% 0.643% 0.625%0.760% 0.746% 0.727% 0.717% 0.699% 0.685% 0.673% 0.660% 0.640%0.844% 0.829% 0.807% 0.796% 0.775% 0.761% 0.747% 0.732% 0.710%0.873% 0.857% 0.834% 0.822% 0.800% 0.784% 0.770% 0.754% 0.731%

0.966% 0.948% 0.923% 0.909% 0.885% 0.868% 0.852% 0.834% 0.809%1.024% 1.004% 0.977% 0.963% 0.937% 0.918% 0.901% 0.882% 0.855%1.100% 1.078% 1.049% 1.033% 1.004% 0.984% 0.965% 0.944% 0.915%1.226% 1.202% 1.169% 1.151% 1.120% 1.097% 1.076% 1.052% 1.020%1.361% 1.335% 1.299% 1.279% 1.245% 1.220% 1.196% 1.171% 1.135%1.570% 1.540% 1.498% 1.476% 1.436% 1.407% 1.380% 1.351% 1.309%1.649% 1.616% 1.573% 1.549% 1.506% 1.476% 1.447% 1.416% 1.372%1.892% 1.856% 1.806% 1.780% 1.732% 1.698% 1.666% 1.630% 1.581%

2.166% 2.125% 2.069% 2.039% 1.985% 1.946% 1.910% 1.870% 1.814%2.387% 2.342% 2.282% 2.249% 2.191% 2.148% 2.109% 2.066% 2.005%2.662% 2.612% 2.546% 2.510% 2.446% 2.400% 2.356% 2.309% 2.241%

3.051% 2.995% 2.921% 2.881% 2.808% 2.756% 2.707% 2.653% 2.577%3.268% 3.209% 3.130% 3.087% 3.009% 2.953% 2.901% 2.844% 2.762%3.742% 3.676% 3.588% 3.540% 3.455% 3.392% 3.334% 3.270% 3.180%

2042 2043 2044 2045 2046 20470.068% 0.066% 0.065% 0.063% 0.061% 0.059%0.074% 0.072% 0.070% 0.068% 0.066% 0.065%0.086% 0.084% 0.082% 0.080% 0.077% 0.076%0.104% 0.101% 0.099% 0.096% 0.093% 0.091%0.113% 0.109% 0.107% 0.104% 0.101% 0.099%0.128% 0.123% 0.121% 0.118% 0.114% 0.112%

0.150% 0.145% 0.143% 0.139% 0.135% 0.132%0.171% 0.165% 0.163% 0.158% 0.154% 0.151%0.202% 0.195% 0.192% 0.187% 0.182% 0.178%

0.215% 0.208% 0.205% 0.199% 0.194% 0.190%0.230% 0.222% 0.219% 0.213% 0.207% 0.203%0.248% 0.240% 0.236% 0.228% 0.222% 0.217%0.283% 0.274% 0.270% 0.262% 0.255% 0.250%0.304% 0.294% 0.289% 0.281% 0.273% 0.267%0.329% 0.318% 0.312% 0.303% 0.294% 0.288%0.362% 0.350% 0.344% 0.334% 0.324% 0.317%0.368% 0.355% 0.348% 0.337% 0.327% 0.320%

0.376% 0.362% 0.355% 0.344% 0.333% 0.326%0.430% 0.414% 0.406% 0.393% 0.381% 0.372%0.454% 0.438% 0.429% 0.415% 0.402% 0.393%0.509% 0.490% 0.480% 0.464% 0.449% 0.439%0.492% 0.473% 0.463% 0.447% 0.432% 0.422%0.569% 0.547% 0.536% 0.517% 0.499% 0.488%0.608% 0.584% 0.572% 0.551% 0.532% 0.519%0.623% 0.597% 0.584% 0.563% 0.542% 0.529%0.691% 0.662% 0.648% 0.623% 0.600% 0.585%0.711% 0.680% 0.665% 0.640% 0.615% 0.600%

0.786% 0.752% 0.736% 0.708% 0.681% 0.663%0.831% 0.794% 0.776% 0.746% 0.717% 0.699%0.888% 0.849% 0.829% 0.796% 0.765% 0.745%0.990% 0.946% 0.924% 0.888% 0.853% 0.830%1.102% 1.053% 1.030% 0.989% 0.951% 0.926%1.272% 1.215% 1.188% 1.141% 1.097% 1.068%1.333% 1.273% 1.244% 1.195% 1.148% 1.118%1.536% 1.469% 1.436% 1.381% 1.328% 1.293%

1.764% 1.688% 1.651% 1.588% 1.528% 1.488%1.951% 1.868% 1.827% 1.759% 1.693% 1.651%2.181% 2.090% 2.045% 1.970% 1.897% 1.850%

2.509% 2.406% 2.356% 2.270% 2.188% 2.135%2.690% 2.579% 2.525% 2.434% 2.346% 2.289%3.099% 2.976% 2.916% 2.813% 2.715% 2.651%

Consolidated Simulation Output for cohort aged 40 at value date1 2 3 4 5 6 7 8

Simulation 2008 2009 2010 2011 2012 2013 2014 20151 0.150% 0.161% 0.192% 0.209% 0.230% 0.263% 0.290% 0.334%2 0.141% 0.156% 0.187% 0.200% 0.224% 0.249% 0.272% 0.316%

Consolidated Simulation Output for cohort aged 40 at value date9 10 11 12 13 14 15 16 17

2016 2017 2018 2019 2020 2021 2022 2023 20240.352% 0.374% 0.405% 0.440% 0.461% 0.488% 0.543% 0.546% 0.549%0.333% 0.353% 0.377% 0.417% 0.454% 0.486% 0.517% 0.535% 0.538%

18 19 20 21 22 23 24 25 262025 2026 2027 2028 2029 2030 2031 2032 20330.614% 0.639% 0.699% 0.667% 0.752% 0.798% 0.809% 0.865% 0.900%0.604% 0.628% 0.689% 0.653% 0.729% 0.771% 0.767% 0.855% 0.847%

27 28 29 30 31 32 33 34 352034 2035 2036 2037 2038 2039 2040 2041 20420.981% 1.017% 1.063% 1.134% 1.249% 1.407% 1.461% 1.651% 1.884%0.914% 0.937% 1.002% 1.106% 1.190% 1.353% 1.371% 1.510% 1.644%

36 37 38 39 402043 2044 2045 2046 20471.967% 2.126% 2.341% 2.409% 2.712%1.768% 1.965% 2.200% 2.283% 2.591%

Survival profile for cohort aged 40 at value dateTime Period Pay Date Age Expected central mortality rates

0 31-Dec-07 40 0.000%1 31-Dec-08 41 0.146%2 31-Dec-09 42 0.159%3 31-Dec-10 43 0.189%4 31-Dec-11 44 0.204%5 31-Dec-12 45 0.227%6 31-Dec-13 46 0.256%7 31-Dec-14 47 0.281%8 31-Dec-15 48 0.325%9 31-Dec-16 49 0.343%

10 31-Dec-17 50 0.363%11 31-Dec-18 51 0.391%12 31-Dec-19 52 0.428%13 31-Dec-20 53 0.458%14 31-Dec-21 54 0.487%15 31-Dec-22 55 0.530%16 31-Dec-23 56 0.541%17 31-Dec-24 57 0.543%18 31-Dec-25 58 0.609%19 31-Dec-26 59 0.633%20 31-Dec-27 60 0.694%21 31-Dec-28 61 0.660%22 31-Dec-29 62 0.740%23 31-Dec-30 63 0.785%24 31-Dec-31 64 0.788%25 31-Dec-32 65 0.860%26 31-Dec-33 66 0.873%27 31-Dec-34 67 0.948%28 31-Dec-35 68 0.977%29 31-Dec-36 69 1.033%30 31-Dec-37 70 1.120%31 31-Dec-38 71 1.220%32 31-Dec-39 72 1.380%33 31-Dec-40 73 1.416%34 31-Dec-41 74 1.581%35 31-Dec-42 75 1.764%36 31-Dec-43 76 1.868%37 31-Dec-44 77 2.045%38 31-Dec-45 78 2.270%39 31-Dec-46 79 2.346%40 31-Dec-47 80 2.651%

Remaining population100.000%99.854%99.695%99.507%99.303%99.078%

98.824%98.547%98.226%

97.889%97.534%97.153%96.737%96.294%95.825%95.317%94.802%

94.287%93.713%93.120%92.473%91.863%91.183%90.467%89.754%88.982%88.205%

87.369%86.515%85.622%84.663%83.631%82.476%81.308%80.023%

78.611%77.143%75.565%

73.850%72.117%70.205%

Disclosure appendix Disclosures The relevant research analyst(s), as named on the front cover of this report, certify that (a) the views expressed in this research report accurately reflect their personal views about the securities and companies mentioned in this report; and (b) no part of their compensation was, is, or will be directly or indirectly related to the specific recommendation(s) or views expressed by them contained in this report. The relevant research analyst(s) named on this report are not registered / qualified as research analysts with FINRA. The research analyst(s) may not be associated persons of the Dresdner Kleinwort Securities LLC and therefore may not be subject to the NASD Rule 2711 and Incorporated NYSE Rule 472 restrictions on communications with a subject company, public appearances and trading securities held by a research analyst account. Any forecasts or price targets shown for companies and/or securities discussed in this report may not be achieved due to multiple risk factors including without limitation market volatility, sector volatility, corporate actions, the unavailability of complete and accurate information and/or the subsequent transpiration that underlying assumptions made by Dresdner Kleinwort or by other sources relied upon in the report were inapposite.

Credit Recommendation history tables Past performance is not an indicator of future performance. Please refer to our website www.dresdnerkleinwort.com/research/disclosures for our tables of previous fundamental credit opinions Dresdner Kleinwort Research - Explanation of fundamental credit opinions

Issuer Definition

Overweight We expect the issuer to outperform sector peers over a 6-months horizon and would suggest holding more of the issuer's instruments than the market would hold on average. The recommendation reflects our weighted view on all of an issuer's instruments and fundamentals compared to sector peers

Marketweight We expect the issuer to perform in line with sector peers over a 6-months horizon and would suggest holding an amount of the issuer's instruments in line with what the market would hold on average. The recommendation reflects our weighted view on all of an issuer's instruments and fundamentals compared to sector peers

Underweight We expect the issuer to underperform sector peers over a 6-months horizon and would suggest holding less of the issuer's instruments than the market would hold on average. The recommendation reflects our weighted view on all of an issuer's instruments and fundamentals compared to sector peers

We started tracking our trading recommendation history in compliance with the requirements of the Market Abuse Directive on 8 April 2005.

In respect of any compendium report covering six or more listed companies, please refer to the following website for all relevant disclosures: www.dresdnerkleinwort.com/research/disclosures

Disclaimer This report has been prepared by Dresdner Kleinwort, by the specific legal entity named on the cover or inside cover page. iBoxx and iTraxx are brand names of the International Index Company (IIC). Dresdner Kleinwort is one of 9 investment banks which are shareholders in IIC. An employee of Dresdner Kleinwort or an affiliate is a member of the board of IIC. United Kingdom: This report is a communication made, or approved for communication in the UK, by Dresdner Bank AG London Branch (authorised by the German Federal Financial Supervisory Authority and by the Financial Services Authority; regulated by the Financial Services Authority for the conduct of UK business, a Member Firm of the London Stock Exchange and incorporated in Germany with limited liability). It is directed exclusively to eligible counterparties and professional clients. It is not directed at retail clients and any investments or services to which the report may relate are not available to retail clients. No persons other than an eligible counterparty or a professional client should read or rely on

Distribution of Dresdner Kleinwort credit research recommendations as at 30 Sep 2008

All covered companies Companies where a Dresdner Kleinwort company has provided investment banking services

Overweight 16 33% 9 56% Marketweight 20 42% 7 35% Underweight 12 25% 6 50% Total 48 22

Source: Dresdner Kleinwort Research

Disclosure appendix Disclosures The relevant research analyst(s), as named on the front cover of this report, certify that (a) the views expressed in this research report accurately reflect their personal views about the securities and companies mentioned in this report; and (b) no part of their compensation was, is, or will be directly or indirectly related to the specific recommendation(s) or views expressed by them contained in this report. The relevant research analyst(s) named on this report are not registered / qualified as research analysts with FINRA. The research analyst(s) may not be associated persons of the Dresdner Kleinwort Securities LLC and therefore may not be subject to the NASD Rule 2711 and Incorporated NYSE Rule 472 restrictions on communications with a subject company, public appearances and trading securities held by a research analyst account. Any forecasts or price targets shown for companies and/or securities discussed in this report may not be achieved due to multiple risk factors including without limitation market volatility, sector volatility, corporate actions, the unavailability of complete and accurate information and/or the subsequent transpiration that underlying assumptions made by Dresdner Kleinwort or by other sources relied upon in the report were inapposite.

Credit Recommendation history tables Past performance is not an indicator of future performance. Please refer to our website www.dresdnerkleinwort.com/research/disclosures for our tables of previous fundamental credit opinions Dresdner Kleinwort Research - Explanation of fundamental credit opinions

Issuer Definition

Overweight We expect the issuer to outperform sector peers over a 6-months horizon and would suggest holding more of the issuer's instruments than the market would hold on average. The recommendation reflects our weighted view on all of an issuer's instruments and fundamentals compared to sector peers

Marketweight We expect the issuer to perform in line with sector peers over a 6-months horizon and would suggest holding an amount of the issuer's instruments in line with what the market would hold on average. The recommendation reflects our weighted view on all of an issuer's instruments and fundamentals compared to sector peers

Underweight We expect the issuer to underperform sector peers over a 6-months horizon and would suggest holding less of the issuer's instruments than the market would hold on average. The recommendation reflects our weighted view on all of an issuer's instruments and fundamentals compared to sector peers

We started tracking our trading recommendation history in compliance with the requirements of the Market Abuse Directive on 8 April 2005.

In respect of any compendium report covering six or more listed companies, please refer to the following website for all relevant disclosures: www.dresdnerkleinwort.com/research/disclosures

Disclaimer This report has been prepared by Dresdner Kleinwort, by the specific legal entity named on the cover or inside cover page. iBoxx and iTraxx are brand names of the International Index Company (IIC). Dresdner Kleinwort is one of 9 investment banks which are shareholders in IIC. An employee of Dresdner Kleinwort or an affiliate is a member of the board of IIC. United Kingdom: This report is a communication made, or approved for communication in the UK, by Dresdner Bank AG London Branch (authorised by the German Federal Financial Supervisory Authority and by the Financial Services Authority; regulated by the Financial Services Authority for the conduct of UK business, a Member Firm of the London Stock Exchange and incorporated in Germany with limited liability). It is directed exclusively to eligible counterparties and professional clients. It is not directed at retail clients and any investments or services to which the report may relate are not available to retail clients. No persons other than an eligible counterparty or a professional client should read or rely on

Distribution of Dresdner Kleinwort credit research recommendations as at 30 Sep 2008

All covered companies Companies where a Dresdner Kleinwort company has provided investment banking services

Overweight 16 33% 9 56% Marketweight 20 42% 7 35% Underweight 12 25% 6 50% Total 48 22

Source: Dresdner Kleinwort Research

any information in this report. Dresdner Bank AG London Branch does not deal for, or advise or otherwise offer any investment services to retail clients. European Economic Area: Where this report has been produced by a legal entity outside of the EEA, the report has been re-issued by Dresdner Bank AG London Branch for distribution into the EEA. Dresdner Kleinwort Research GmbH is regulated by the Federal Financial Supervisory Authority (‘BaFin’) by the laws of Germany. United States: Where this report has been approved for distribution in the US, such distribution is by either: (i) Dresdner Kleinwort Securities LLC; or (ii) other Dresdner Kleinwort companies to US Institutional Investors and Major US Institutional Investors only ; or (iii) if the report relates to non-US exchange traded futures, Dresdner Kleinwort Limited. Dresdner Kleinwort Securities LLC, or in case (iii) Dresdner Kleinwort Limited, accepts responsibility for this report in the US. Any US persons wishing to effect a transaction through Dresdner Kleinwort (a) in any security mentioned in this report may only do so through Dresdner Kleinwort Securities LLC, telephone: (+1 212) 429 2000; or (b) in a non-US exchange traded future may only do so through Dresdner Kleinwort Limited, telephone: (+ 11 44) 20 7623 8000; or (c) in a banking product may only do so through Dresdner Bank AG New York Branch, telephone (+1 212) 969 2700. Singapore: This research report is being distributed for Dresdner Kleinwort in Singapore by Dresdner Bank AG, Singapore Branch, purely as a resource and for general informational purposes only, and is intended for general circulation. Accordingly, this research report does not take into account the specific investment objectives, financial situation, or needs of any particular person and is exempted from the same by Regulation 34 of the Financial Advisers Regulations ("FAR") (as required under Section 27 of the Financial Advisers Act (Cap. 110) of Singapore ("FAA")). Hong Kong: This report is being distributed for Dresdner Kleinwort in Hong Kong by Dresdner Bank AG, London branch. Unless permitted to do so by the securities laws of Hong Kong, no person may issue or have in its possession for the purposes of issue this report, whether in Hong Kong or elsewhere, which is directed at, or the contents of which are likely to be accessed or read by, the public in Hong Kong, other than with respect to the securities referred to in this report which are or are intended to be disposed of only to persons outside Hong Kong or only to "professional investors" within the meaning of the Securities and Futures Ordinance (Cap.571) of Hong Kong and any rules made thereunder, and to persons whose ordinary business is to buy and sell shares or debentures. Japan: Where this report is being distributed in Japan, such distribution is by either (i) Dresdner Kleinwort (Japan) Limited Tokyo Branch (registered and regulated by the Financial Services Agency and General Trading Participant of TSE, Regular Transaction Participant and Transaction Participant in Futures Transaction of OSE, Participant of JASDAQ) to Japanese investors excluding private customers or (ii) other Dresdner Kleinwort companies, to entities falling within the proviso of the Article 58-2 of the Financial Instruments and Exchange Law (the "FIEL") and the Article 17-3 of the Enforcement Order for the FIEL. Any Japanese persons not falling within (ii) wishing to effect a transaction through Dresdner Kleinwort in any security mentioned in this report may only do so through Dresdner Kleinwort (Japan) Limited Tokyo Branch, telephone: (+ 813) 6230 6000. Australia: Dresdner Bank AG ("DBAG") does not hold an Australian financial services licence. This report is being distributed in Australia to wholesale customers pursuant to an Australian financial services licence exemption for DBAG under Class Order 04/1313. DBAG is regulated by BaFin under the laws of Germany which differs from Australian laws.

This report contains general information only, does not take account of the specific circumstances of any recipient and should not be relied upon as authoritative or taken in substitution for the exercise of judgment by any recipient. Each recipient should consider the appropriateness of any investment decision having regard to their own circumstances, the full range of information available and appropriate professional advice. The information and opinions in this report constitute judgment as at the date of this report, have been compiled or arrived at from sources believed to be reliable and in good faith (but no representation or warranty, express or implied, is made as to their accuracy, completeness or correctness) and are subject to change without notice. Dresdner Kleinwort may amend, supplement or update the contents of this report in such form and in such timescales as Dresdner Kleinwort deems appropriate. Recommendations and opinions herein reflect Dresdner Kleinwort's expectations over the 6 month period following publication from the perspective of long-only investment clients. Dresdner Kleinwort reserves the right to express different or contrary recommendations and opinions for different timescales or for other types of investment client. This report does not constitute or form part of, and should not be construed as, any offer for sale or subscription of, or any invitation to offer to buy or subscribe for, any securities, nor should it or any part of it form the basis of, or be relied on in any connection with, any contract or commitment whatsoever. Dresdner Kleinwort accepts no liability whatsoever for any loss or damage arising from any use of this report or its contents. Whilst Dresdner Kleinwort may provide hyperlinks to web-sites of entities mentioned in this report, the inclusion of a link does not imply that Dresdner Kleinwort endorses, recommends or approves any material on the linked page or accessible from it. Dresdner Kleinwort accepts no responsibility whatsoever for any such material, nor for any consequences of its use. This report is for the use of the addressees only, is supplied to you solely in your capacity as an investment professional or knowledgeable and experienced investor for your information and may not be reproduced, redistributed or passed on to any other person or published, in whole or in part, for any purpose, without the prior, written consent of Dresdner Kleinwort. Dresdner Kleinwort may distribute reports such as this in hard copy, electronically or by Voiceblast. Dresdner Kleinwort and/or any of its clients may undertake or have undertaken transactions for their own account in the securities mentioned in this report or any related investments prior to your receipt of it. Dresdner Kleinwort specifically draws recipients attention to the disclosures contained in the Disclosure Appendix but notes that, excluding (i) Dresdner Kleinwort Securities LLC and (ii) the research analyst(s) responsible for this report unless specifically addressed in the disclosures: (a) Dresdner Kleinwort and its directors, officers, representatives and employees may have positions in or options on the securities mentioned in this report or any related investments or may buy, sell or offer to buy or sell such securities or any related investments as principal or agent on the open market or otherwise; and (b) Dresdner Kleinwort may conduct, solicit and/or engage in other investment and/or commercial banking business (including without limitation loans, debt securities and/or derivative, currency and commodity transactions) with the issuers or relating to the securities mentioned in this report. Accordingly, information may be available to Dresdner Kleinwort, which is not reflected in this report or the disclosures. In this notice “Dresdner Kleinwort” means Dresdner Bank AG and any of its affiliated or associated companies and their directors, officers, representatives or employees and/or any persons connected with them. Additional information on the contents of this report is available at www.dresdnerkleinwort.com/research and on request.

© Dresdner Bank AG London Branch 2008

This report contains general information only, does not take account of the specific circumstances of any recipient and should not be relied upon as authoritative or taken in substitution for the exercise of judgment by any recipient. Each recipient should consider the appropriateness of any investment decision having regard to their own circumstances, the full range of information available and appropriate professional advice. The information and opinions in this report constitute judgment as at the date of this report, have been compiled or arrived at from sources believed to be reliable and in good faith (but no representation or warranty, express or implied, is made as to their accuracy, completeness or correctness) and are subject to change without notice. Dresdner Kleinwort may amend, supplement or update the contents of this report in such form and in such timescales as Dresdner Kleinwort deems appropriate. Recommendations and opinions herein reflect Dresdner Kleinwort's expectations over the 6 month period following publication from the perspective of long-only investment clients. Dresdner Kleinwort reserves the right to express different or contrary recommendations and opinions for different timescales or for other types of investment client. This report does not constitute or form part of, and should not be construed as, any offer for sale or subscription of, or any invitation to offer to buy or subscribe for, any securities, nor should it or any part of it form the basis of, or be relied on in any connection with, any contract or commitment whatsoever. Dresdner Kleinwort accepts no liability whatsoever for any loss or damage arising from any use of this report or its contents. Whilst Dresdner Kleinwort may provide hyperlinks to web-sites of entities mentioned in this report, the inclusion of a link does not imply that Dresdner Kleinwort endorses, recommends or approves any material on the linked page or accessible from it. Dresdner Kleinwort accepts no responsibility whatsoever for any such material, nor for any consequences of its use. This report is for the use of the addressees only, is supplied to you solely in your capacity as an investment professional or knowledgeable and experienced investor for your information and may not be reproduced, redistributed or passed on to any other person or published, in whole or in part, for any purpose, without the prior, written consent of Dresdner Kleinwort. Dresdner Kleinwort may distribute reports such as this in hard copy, electronically or by Voiceblast. Dresdner Kleinwort and/or any of its clients may undertake or have undertaken transactions for their own account in the securities mentioned in this report or any related investments prior to your receipt of it. Dresdner Kleinwort specifically draws recipients attention to the disclosures contained in the Disclosure Appendix but notes that, excluding (i) Dresdner Kleinwort Securities LLC and (ii) the research analyst(s) responsible for this report unless specifically addressed in the disclosures: (a) Dresdner Kleinwort and its directors, officers, representatives and employees may have positions in or options on the securities mentioned in this report or any related investments or may buy, sell or offer to buy or sell such securities or any related investments as principal or agent on the open market or otherwise; and (b) Dresdner Kleinwort may conduct, solicit and/or engage in other investment and/or commercial banking business (including without limitation loans, debt securities and/or derivative, currency and commodity transactions) with the issuers or relating to the securities mentioned in this report. Accordingly, information may be available to Dresdner Kleinwort, which is not reflected in this report or the disclosures. In this notice “Dresdner Kleinwort” means Dresdner Bank AG and any of its affiliated or associated companies and their directors, officers, representatives or employees and/or any persons connected with them. Additional information on the contents of this report is available at www.dresdnerkleinwort.com/research and on request.

Disclosure appendix Disclosures The relevant research analyst(s), as named on the front cover of this report, certify that (a) the views expressed in this research report accurately reflect their personal views about the securities and companies mentioned in this report; and (b) no part of their compensation was, is, or will be directly or indirectly related to the specific recommendation(s) or views expressed by them contained in this report. The relevant research analyst(s) named on this report are not registered / qualified as research analysts with FINRA. The research analyst(s) may not be associated persons of the Dresdner Kleinwort Securities LLC and therefore may not be subject to the NASD Rule 2711 and Incorporated NYSE Rule 472 restrictions on communications with a subject company, public appearances and trading securities held by a research analyst account. Any forecasts or price targets shown for companies and/or securities discussed in this report may not be achieved due to multiple risk factors including without limitation market volatility, sector volatility, corporate actions, the unavailability of complete and accurate information and/or the subsequent transpiration that underlying assumptions made by Dresdner Kleinwort or by other sources relied upon in the report were inapposite.

Credit Recommendation history tables Past performance is not an indicator of future performance. Please refer to our website www.dresdnerkleinwort.com/research/disclosures for our tables of previous fundamental credit opinions Dresdner Kleinwort Research - Explanation of fundamental credit opinions

Issuer Definition

Overweight We expect the issuer to outperform sector peers over a 6-months horizon and would suggest holding more of the issuer's instruments than the market would hold on average. The recommendation reflects our weighted view on all of an issuer's instruments and fundamentals compared to sector peers

Marketweight We expect the issuer to perform in line with sector peers over a 6-months horizon and would suggest holding an amount of the issuer's instruments in line with what the market would hold on average. The recommendation reflects our weighted view on all of an issuer's instruments and fundamentals compared to sector peers

Underweight We expect the issuer to underperform sector peers over a 6-months horizon and would suggest holding less of the issuer's instruments than the market would hold on average. The recommendation reflects our weighted view on all of an issuer's instruments and fundamentals compared to sector peers

We started tracking our trading recommendation history in compliance with the requirements of the Market Abuse Directive on 8 April 2005.

In respect of any compendium report covering six or more listed companies, please refer to the following website for all relevant disclosures: www.dresdnerkleinwort.com/research/disclosures

Disclaimer This report has been prepared by Dresdner Kleinwort, by the specific legal entity named on the cover or inside cover page. iBoxx and iTraxx are brand names of the International Index Company (IIC). Dresdner Kleinwort is one of 9 investment banks which are shareholders in IIC. An employee of Dresdner Kleinwort or an affiliate is a member of the board of IIC. United Kingdom: This report is a communication made, or approved for communication in the UK, by Dresdner Bank AG London Branch (authorised by the German Federal Financial Supervisory Authority and by the Financial Services Authority; regulated by the Financial Services Authority for the conduct of UK business, a Member Firm of the London Stock Exchange and incorporated in Germany with limited liability). It is directed exclusively to eligible counterparties and professional clients. It is not directed at retail clients and any investments or services to which the report may relate are not available to retail clients. No persons other than an eligible counterparty or a professional client should read or rely on

Distribution of Dresdner Kleinwort credit research recommendations as at 30 Sep 2008

All covered companies Companies where a Dresdner Kleinwort company has provided investment banking services

Overweight 16 33% 9 56% Marketweight 20 42% 7 35% Underweight 12 25% 6 50% Total 48 22

Source: Dresdner Kleinwort Research

Disclosure appendix Disclosures The relevant research analyst(s), as named on the front cover of this report, certify that (a) the views expressed in this research report accurately reflect their personal views about the securities and companies mentioned in this report; and (b) no part of their compensation was, is, or will be directly or indirectly related to the specific recommendation(s) or views expressed by them contained in this report. The relevant research analyst(s) named on this report are not registered / qualified as research analysts with FINRA. The research analyst(s) may not be associated persons of the Dresdner Kleinwort Securities LLC and therefore may not be subject to the NASD Rule 2711 and Incorporated NYSE Rule 472 restrictions on communications with a subject company, public appearances and trading securities held by a research analyst account. Any forecasts or price targets shown for companies and/or securities discussed in this report may not be achieved due to multiple risk factors including without limitation market volatility, sector volatility, corporate actions, the unavailability of complete and accurate information and/or the subsequent transpiration that underlying assumptions made by Dresdner Kleinwort or by other sources relied upon in the report were inapposite.

Credit Recommendation history tables Past performance is not an indicator of future performance. Please refer to our website www.dresdnerkleinwort.com/research/disclosures for our tables of previous fundamental credit opinions Dresdner Kleinwort Research - Explanation of fundamental credit opinions

Issuer Definition

Overweight We expect the issuer to outperform sector peers over a 6-months horizon and would suggest holding more of the issuer's instruments than the market would hold on average. The recommendation reflects our weighted view on all of an issuer's instruments and fundamentals compared to sector peers

Marketweight We expect the issuer to perform in line with sector peers over a 6-months horizon and would suggest holding an amount of the issuer's instruments in line with what the market would hold on average. The recommendation reflects our weighted view on all of an issuer's instruments and fundamentals compared to sector peers

Underweight We expect the issuer to underperform sector peers over a 6-months horizon and would suggest holding less of the issuer's instruments than the market would hold on average. The recommendation reflects our weighted view on all of an issuer's instruments and fundamentals compared to sector peers

We started tracking our trading recommendation history in compliance with the requirements of the Market Abuse Directive on 8 April 2005.

In respect of any compendium report covering six or more listed companies, please refer to the following website for all relevant disclosures: www.dresdnerkleinwort.com/research/disclosures

Disclaimer This report has been prepared by Dresdner Kleinwort, by the specific legal entity named on the cover or inside cover page. iBoxx and iTraxx are brand names of the International Index Company (IIC). Dresdner Kleinwort is one of 9 investment banks which are shareholders in IIC. An employee of Dresdner Kleinwort or an affiliate is a member of the board of IIC. United Kingdom: This report is a communication made, or approved for communication in the UK, by Dresdner Bank AG London Branch (authorised by the German Federal Financial Supervisory Authority and by the Financial Services Authority; regulated by the Financial Services Authority for the conduct of UK business, a Member Firm of the London Stock Exchange and incorporated in Germany with limited liability). It is directed exclusively to eligible counterparties and professional clients. It is not directed at retail clients and any investments or services to which the report may relate are not available to retail clients. No persons other than an eligible counterparty or a professional client should read or rely on

Distribution of Dresdner Kleinwort credit research recommendations as at 30 Sep 2008

All covered companies Companies where a Dresdner Kleinwort company has provided investment banking services

Overweight 16 33% 9 56% Marketweight 20 42% 7 35% Underweight 12 25% 6 50% Total 48 22

Source: Dresdner Kleinwort Research

any information in this report. Dresdner Bank AG London Branch does not deal for, or advise or otherwise offer any investment services to retail clients. European Economic Area: Where this report has been produced by a legal entity outside of the EEA, the report has been re-issued by Dresdner Bank AG London Branch for distribution into the EEA. Dresdner Kleinwort Research GmbH is regulated by the Federal Financial Supervisory Authority (‘BaFin’) by the laws of Germany. United States: Where this report has been approved for distribution in the US, such distribution is by either: (i) Dresdner Kleinwort Securities LLC; or (ii) other Dresdner Kleinwort companies to US Institutional Investors and Major US Institutional Investors only ; or (iii) if the report relates to non-US exchange traded futures, Dresdner Kleinwort Limited. Dresdner Kleinwort Securities LLC, or in case (iii) Dresdner Kleinwort Limited, accepts responsibility for this report in the US. Any US persons wishing to effect a transaction through Dresdner Kleinwort (a) in any security mentioned in this report may only do so through Dresdner Kleinwort Securities LLC, telephone: (+1 212) 429 2000; or (b) in a non-US exchange traded future may only do so through Dresdner Kleinwort Limited, telephone: (+ 11 44) 20 7623 8000; or (c) in a banking product may only do so through Dresdner Bank AG New York Branch, telephone (+1 212) 969 2700. Singapore: This research report is being distributed for Dresdner Kleinwort in Singapore by Dresdner Bank AG, Singapore Branch, purely as a resource and for general informational purposes only, and is intended for general circulation. Accordingly, this research report does not take into account the specific investment objectives, financial situation, or needs of any particular person and is exempted from the same by Regulation 34 of the Financial Advisers Regulations ("FAR") (as required under Section 27 of the Financial Advisers Act (Cap. 110) of Singapore ("FAA")). Hong Kong: This report is being distributed for Dresdner Kleinwort in Hong Kong by Dresdner Bank AG, London branch. Unless permitted to do so by the securities laws of Hong Kong, no person may issue or have in its possession for the purposes of issue this report, whether in Hong Kong or elsewhere, which is directed at, or the contents of which are likely to be accessed or read by, the public in Hong Kong, other than with respect to the securities referred to in this report which are or are intended to be disposed of only to persons outside Hong Kong or only to "professional investors" within the meaning of the Securities and Futures Ordinance (Cap.571) of Hong Kong and any rules made thereunder, and to persons whose ordinary business is to buy and sell shares or debentures. Japan: Where this report is being distributed in Japan, such distribution is by either (i) Dresdner Kleinwort (Japan) Limited Tokyo Branch (registered and regulated by the Financial Services Agency and General Trading Participant of TSE, Regular Transaction Participant and Transaction Participant in Futures Transaction of OSE, Participant of JASDAQ) to Japanese investors excluding private customers or (ii) other Dresdner Kleinwort companies, to entities falling within the proviso of the Article 58-2 of the Financial Instruments and Exchange Law (the "FIEL") and the Article 17-3 of the Enforcement Order for the FIEL. Any Japanese persons not falling within (ii) wishing to effect a transaction through Dresdner Kleinwort in any security mentioned in this report may only do so through Dresdner Kleinwort (Japan) Limited Tokyo Branch, telephone: (+ 813) 6230 6000. Australia: Dresdner Bank AG ("DBAG") does not hold an Australian financial services licence. This report is being distributed in Australia to wholesale customers pursuant to an Australian financial services licence exemption for DBAG under Class Order 04/1313. DBAG is regulated by BaFin under the laws of Germany which differs from Australian laws.

This report contains general information only, does not take account of the specific circumstances of any recipient and should not be relied upon as authoritative or taken in substitution for the exercise of judgment by any recipient. Each recipient should consider the appropriateness of any investment decision having regard to their own circumstances, the full range of information available and appropriate professional advice. The information and opinions in this report constitute judgment as at the date of this report, have been compiled or arrived at from sources believed to be reliable and in good faith (but no representation or warranty, express or implied, is made as to their accuracy, completeness or correctness) and are subject to change without notice. Dresdner Kleinwort may amend, supplement or update the contents of this report in such form and in such timescales as Dresdner Kleinwort deems appropriate. Recommendations and opinions herein reflect Dresdner Kleinwort's expectations over the 6 month period following publication from the perspective of long-only investment clients. Dresdner Kleinwort reserves the right to express different or contrary recommendations and opinions for different timescales or for other types of investment client. This report does not constitute or form part of, and should not be construed as, any offer for sale or subscription of, or any invitation to offer to buy or subscribe for, any securities, nor should it or any part of it form the basis of, or be relied on in any connection with, any contract or commitment whatsoever. Dresdner Kleinwort accepts no liability whatsoever for any loss or damage arising from any use of this report or its contents. Whilst Dresdner Kleinwort may provide hyperlinks to web-sites of entities mentioned in this report, the inclusion of a link does not imply that Dresdner Kleinwort endorses, recommends or approves any material on the linked page or accessible from it. Dresdner Kleinwort accepts no responsibility whatsoever for any such material, nor for any consequences of its use. This report is for the use of the addressees only, is supplied to you solely in your capacity as an investment professional or knowledgeable and experienced investor for your information and may not be reproduced, redistributed or passed on to any other person or published, in whole or in part, for any purpose, without the prior, written consent of Dresdner Kleinwort. Dresdner Kleinwort may distribute reports such as this in hard copy, electronically or by Voiceblast. Dresdner Kleinwort and/or any of its clients may undertake or have undertaken transactions for their own account in the securities mentioned in this report or any related investments prior to your receipt of it. Dresdner Kleinwort specifically draws recipients attention to the disclosures contained in the Disclosure Appendix but notes that, excluding (i) Dresdner Kleinwort Securities LLC and (ii) the research analyst(s) responsible for this report unless specifically addressed in the disclosures: (a) Dresdner Kleinwort and its directors, officers, representatives and employees may have positions in or options on the securities mentioned in this report or any related investments or may buy, sell or offer to buy or sell such securities or any related investments as principal or agent on the open market or otherwise; and (b) Dresdner Kleinwort may conduct, solicit and/or engage in other investment and/or commercial banking business (including without limitation loans, debt securities and/or derivative, currency and commodity transactions) with the issuers or relating to the securities mentioned in this report. Accordingly, information may be available to Dresdner Kleinwort, which is not reflected in this report or the disclosures. In this notice “Dresdner Kleinwort” means Dresdner Bank AG and any of its affiliated or associated companies and their directors, officers, representatives or employees and/or any persons connected with them. Additional information on the contents of this report is available at www.dresdnerkleinwort.com/research and on request.

This report contains general information only, does not take account of the specific circumstances of any recipient and should not be relied upon as authoritative or taken in substitution for the exercise of judgment by any recipient. Each recipient should consider the appropriateness of any investment decision having regard to their own circumstances, the full range of information available and appropriate professional advice. The information and opinions in this report constitute judgment as at the date of this report, have been compiled or arrived at from sources believed to be reliable and in good faith (but no representation or warranty, express or implied, is made as to their accuracy, completeness or correctness) and are subject to change without notice. Dresdner Kleinwort may amend, supplement or update the contents of this report in such form and in such timescales as Dresdner Kleinwort deems appropriate. Recommendations and opinions herein reflect Dresdner Kleinwort's expectations over the 6 month period following publication from the perspective of long-only investment clients. Dresdner Kleinwort reserves the right to express different or contrary recommendations and opinions for different timescales or for other types of investment client. This report does not constitute or form part of, and should not be construed as, any offer for sale or subscription of, or any invitation to offer to buy or subscribe for, any securities, nor should it or any part of it form the basis of, or be relied on in any connection with, any contract or commitment whatsoever. Dresdner Kleinwort accepts no liability whatsoever for any loss or damage arising from any use of this report or its contents. Whilst Dresdner Kleinwort may provide hyperlinks to web-sites of entities mentioned in this report, the inclusion of a link does not imply that Dresdner Kleinwort endorses, recommends or approves any material on the linked page or accessible from it. Dresdner Kleinwort accepts no responsibility whatsoever for any such material, nor for any consequences of its use. This report is for the use of the addressees only, is supplied to you solely in your capacity as an investment professional or knowledgeable and experienced investor for your information and may not be reproduced, redistributed or passed on to any other person or published, in whole or in part, for any purpose, without the prior, written consent of Dresdner Kleinwort. Dresdner Kleinwort may distribute reports such as this in hard copy, electronically or by Voiceblast. Dresdner Kleinwort and/or any of its clients may undertake or have undertaken transactions for their own account in the securities mentioned in this report or any related investments prior to your receipt of it. Dresdner Kleinwort specifically draws recipients attention to the disclosures contained in the Disclosure Appendix but notes that, excluding (i) Dresdner Kleinwort Securities LLC and (ii) the research analyst(s) responsible for this report unless specifically addressed in the disclosures: (a) Dresdner Kleinwort and its directors, officers, representatives and employees may have positions in or options on the securities mentioned in this report or any related investments or may buy, sell or offer to buy or sell such securities or any related investments as principal or agent on the open market or otherwise; and (b) Dresdner Kleinwort may conduct, solicit and/or engage in other investment and/or commercial banking business (including without limitation loans, debt securities and/or derivative, currency and commodity transactions) with the issuers or relating to the securities mentioned in this report. Accordingly, information may be available to Dresdner Kleinwort, which is not reflected in this report or the disclosures. In this notice “Dresdner Kleinwort” means Dresdner Bank AG and any of its affiliated or associated companies and their directors, officers, representatives or employees and/or any persons connected with them. Additional information on the contents of this report is available at www.dresdnerkleinwort.com/research and on request.