INVESTMENT PHILOSOPHYAsset allocation and risk management are key concepts in building wealth. Understanding the products and services that companies sell and receive a profit and future profit are most important in choosing a company that you invest in. Most investors are too blind sided by looking for the magic formula to make investment decisions. Historical data is simply history, not a foolproof way to invest for the future. Chasing growth at the wrong time is almost like catching a falling knife. Investing is not just math, it is also about human behavior. Be a smart investor, anticipate and not react. Cash dividends matter A LOT! Be diversified and and know your risk tolerance and time horizon, that is something you can have control of over market volatility. Fear, Hope and Greed drive the market in the short run. Think outside the Box!My favorite Chart: