you invest. we insure. - aditya birla capital · free insurance cover, courtesy birla sun life...

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Highlights do not indicate assurance of future scheme performance. Highlights Aim to achieve your goals with a Systematic Investment Plan. Cover up to 100x of your monthly payment. We work to lead a great lifestyle and set goals to achieve: A big house, a luxury car, best education for our children, etc. To achieve these goals, we need a clear plan that not only fulfils our goals, but insures our future too. Presenting Birla Sun Life Century SIP (CSIP), a Systematic Investment Plan with added benefits of a Life insurance cover with 100 times of your monthly SIP instalment (year 3 onwards). When you invest in an SIP, you can make regular payment to a set of funds and schemes that will help you realise your financial goals. The best part of investing in CSIP is that the cost of the Life Insurance will be entirely borne by Birla Sun Life Asset Management Company Limited. The Group Life Insurance cover will be governed by the terms, conditions & exclusions of the insurance policy with the relevant Insurance Company as determined by the Birla Sun Life Asset Management Co. Ltd. Birla Sun Life Century SIP Wealth Creation Solutions You Invest. We Insure. Birla Sun Life Century SIP with added benefit of a Free Life Insurance cover.

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RedemptionEntry Load – NIL, Exit Load- 2% if redeemed or switched out within 1 year & 1% from 1 year to3 year. Nil: If units allotted under Century SIP are redeemed/switched out after 3 years from the date of allotment.

(No exit load if redeemed or switched by nominee/joint holder in case of death of investor)

Cover• Covers accidental deaths for the first 45 days

• In the event of an unfortunate happening, your nominee/beneficiary will receive the insured amount along with the fund value

Termination of insurance• Full/Partial redemption or switches before the completion of the CSIP tenure.

• Two consecutive payment defaults or four defaults over the tenure of CSIP.

ContinuityThe cover continues even if you stop Century SIP instalments after 3 years. The cover then will depend on full/partial redemption or the switching prior to the completion of the SIP tenure.

Highlights do not indicateassurance of

future scheme performance.

Highlights

• Aim to achieve your goals with a Systematic Investment Plan.

• Cover up to 100x of your monthly payment.

We work to lead a great lifestyle and set goals to achieve: A big house, a luxury car, best education for our children, etc. To achieve these goals, we need a clear plan that not only fulfils our goals, but insures our future too.

Presenting Birla Sun Life Century SIP (CSIP), a Systematic Investment Plan with added benefits of a Life insurance cover with 100 times of your monthly SIP instalment (year 3 onwards). When you invest in an SIP, you can make regular payment to a set of funds and schemes that will help you realise your financial goals. The best part of investing in CSIP is that the cost of the Life Insurance will be entirely borne by Birla Sun Life Asset Management Company Limited.

The Group Life Insurance cover will be governed by the terms, conditions & exclusions of the insurance policy with the relevant Insurance Company as determined by the Birla Sun Life Asset Management Co. Ltd.

Birla Sun Life

Century SIP

Wealth CreationSolutions

You Invest. We Insure.Birla Sun Life Century SIP with added benefit of a Free Life Insurance cover.

• A systematic approach involving a small amount invested regularly without incurring financial burden in the present

• Potential reasonable returns

• It is convenient as the payment can be made through NECS, Direct Debit, PDC cheques or STP

• Potential to capitalise long term growth that the equity schemes have to offer

Realising long term goals requires a large sum of money.

Having access to such an amount at the time of need might

not be possible always. Simple planning or saving won’t

help but what required is, disciplined and careful

investment planning that systematically realises your

objective. Hence, we are offering not just an SIP but a CSIP

that helps you realise your objective in a timely and

systematic manner.

Small and disciplined investments could ensure faster goal fulfilment.

Benefits of the Life Insurance - Added advantage of Century SIP: Century SIP or CSIP not only offers a sound investment philosophy to realise your goals, but it also secures yours and

your family’s future with a Life insurance cover, that too at Zero additional cost.

18years

51years

The entry age is between18 years to 51 years.

Timeline

The Life insurance cover continues only till the age of 60 years (Beyond

which your SIP could help you)

Maximum cover would be ` 25,00,000 across all schemes/plans/folios under CSIP facility

Extent of cover

Free insurance cover, courtesy Birla Sun Life Asset Management Company Ltd.

Cost of insurance

Amount to be investedMinimum amount – ` 1000, No Maximum amount limit

10 times the monthly SIP instalment i.e. ` 2,50,000

50 times the monthly SIP instalment i.e. ` 12,50,000

Fund value of units allocated at the start of each policy year or 100 times SIP instalment whichever is less.

ComputationThe total insurance cover value depends on how much you invest into your CSIP regularly.

And the best part is, the returns become incremental year-on-year. Here’s how the computation works:

Assuming CSIP of ` 25,000/Month

If CSIP continues

1st

year

2nd

year

100 times the monthly SIP instalment i.e. ` 25,00,000

3rd

yearonwards

If CSIP discontinues after 3yrs

Operational flexibility• SIP through NECS, Direct Debit or PDC cheques and STP available

• CSIP folio can be used for lump sum and multiple schemes. Also switches can be done in this folio

• All transactions can be in a single folio, no quarantine on folios

• Tracking of SIP/ Non SIP holdings in account statement

Eligibility All resident individuals and NRIs from eligible countries.

Medical formalitiesIt’s Hassle-free and quick. No medical test for insurance.

RedemptionEntry Load – NIL, Exit Load- 2% if redeemed or switched out within 1 year & 1% from 1 year to3 year. Nil: If units allotted under Century SIP are redeemed/switched out after 3 years from the date of allotment.

(No exit load if redeemed or switched by nominee/joint holder in case of death of investor)

Cover• Covers accidental deaths for the first 45 days

• In the event of an unfortunate happening, your nominee/beneficiary will receive the insured amount along with the fund value

Termination of insurance• Full/Partial redemption or switches before the completion of the CSIP tenure.

• Two consecutive payment defaults or four defaults over the tenure of CSIP.

ContinuityThe cover continues even if you stop Century SIP instalments after 3 years. The cover then will depend on full/partial redemption or the switching prior to the completion of the SIP tenure.

Birla Sun Life Century SIP is a facility, in addition to the conventional SIP facility, offered under designated schemes which give the benefit of Life Insurance cover to the eligible investors. Life Insurance cover is subject to limits and other terms and conditions as specified for availing Century SIP, an optional, add-on, facility made available under designated schemes of Birla Sun Life Mutual Fund. This communication contains only few features of Century SIP. For further details and terms and conditions, investors are requested to refer to the Scheme Information Document of designated schemes or visit our website before availing Birla Sun Life Century SIP. Further, the Group Life Insurance cover will be governed by the terms, conditions & exclusions of the insurance policy with the relevant Insurance Company as determined by the Birla Sun Life Asset Management Co. Ltd. (BSLAMC). BSLAMC reserves the right to modify/annul the said Group Insurance Cover on a prospective basis. Insurance is a subject matter of solicitation.

Distributed By:

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Savings Regular Income Tax Saving

Our range of financial solutionsWealth Creation

Our Wealth Creation Solutions aim to grow your money through equity / gold investments and are available in a range of conservative to aggressive options.

Contact to your Financial AdvisorCall 1-800-270-7000 mutualfund.birlasunlife.com

The Financial Solution (Wealth Creation Solutions) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the quality of any particular Scheme or guarantee any specific performance/returns.

This communication contains only few features of Birla Sun Life Century SIP. For further details, investors are requested to refer to the Scheme Information Document of designated schemes or visit website of the Fund before availing Birla Sun Life Century SIP.

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