For broker use only

with an eligible NAB Home Loan and Banking Bundle* Apply by 31 August 2017

350,000NAB REWARDS POINTS

YOUR CUSTOMERS CAN GET IT WITH THEIR HOME LOAN

* An ‘eligible NAB Home Loan and Banking Bundle’ involves taking out a NAB Home Loan of $250,000 or more, a NAB Rewards Credit Card and a NAB Transaction Account. Offer commences 1 April 2017 and ends 31 August 2017. Apply by 31 August 2017. Important information for your customers, please refer to page 5.

Who is eligible?

Businesses ✘ Trusts ✘

Other non-persons ✘ Refinancers from NAB or NAB Broker

✘

Refinancers to NAB (another bank)

✔ NAB FlexiPlus Mortgage ✘

Owner-occupiers ✔ Investor loans ✔

Construction loan customers

✔ Ubank home lending or refinancers

✘

Advantedge lending or refinancers

✘ NAB HomePlus, NAB Peak Performance, lines of credit or Portfolio facilities

✘

To find the latest rates, login to nabbroker.com.au

Where the new lending is for construction purposes, you must have commenced drawdown by 30 November 2017. A change to an existing NAB Home Loan which results in a new account number does not on its own qualify as new home lending.

To be eligible, your customers must:

• apply for a new NAB Home Loan of $250,000 or more by 31 August 2017, be approved, and drawdown by 30 November 2017; and

• at home loan drawdown, and at the time the NAB Rewards Points are credited, one home loan applicant must be a primary cardholder of any NAB Rewards Credit Card; and

• at home loan drawdown, the primary (first named) home loan applicant must hold a personal NAB Transaction Account

Joint applicants

This offer is limited to a maximum of 350,000 NAB Rewards Points per customer and per Home Loan application. This means, if there is more than one applicant and one applicant receives the 350,000 NAB Rewards Points, all applicants are deemed to have received the Rewards Points.

If you’re a joint home loan applicant, the NAB Rewards Points will be issued to the primary cardholder or, where there are multiple primary cardholders, the Rewards Points will be awarded to the primary (first named) home loan applicant within 90 days of home loan drawdown.

ELIGIBILITY AT A GLANCE

To explore the entire NAB Rewards range, visit rewards.nab.com.au

Homewares and technology $1,400 cash back$1,750 towards any flight or hotel purchase with Webjet^

Choice of gift cards valued at $1,800^^

Our online NAB Rewards Store, rewards.nab.com.au, has a wide range of options – everything from gift cards, to homewares to movie tickets or flights. Here are just a few ideas.

MORE REWARDS FOR YOUR CUSTOMERS

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^ For purchases made online with Webjet via NAB Rewards Store. Webjet’s standard booking terms and conditions apply.

^^ Please check your gift card at rewards.nab.com.au for exact expiry and terms and conditions. Any balance remaining on a gift card will not be redeemable after expiry. Gift cards may not be exchanged (wholly or partly) for cash. Lost or stolen cards will not be replaced or refunded.

Imagine what your customers could do with 350,000 NAB Rewards Points. Take an exotic holiday via Webjet^? Or redeem a gift card valued at $1,800^^? The choice is theirs. To be eligible, simply apply for a new NAB Home Loan and Banking Bundle for your customers by 31 August 2017.

With a range of NAB home loans and NAB Rewards credit cards, plus this offer for your customers, there’s never been a better time to recommend NAB.

Follow these five easy steps to redeem this rewarding offer for your customers.

1. Review the Customer Checklist

We understand how hard you’ve worked to build your relationship with your customer and want to ensure that everything goes smoothly. So to help you both, we’ve created a Customer Checklist. It explains the eligibility criteria and all the details for this offer, before you start processing your customer’s application.

Download it at nabbroker.com.au

2. Choose a new NAB Home Loan

One of the great things about dealing with NAB is that you can now offer your customers the full-service home loan suite. And it’s all just a click away, available when you login to nabbroker.com.au or through your aggregator software.

Eligible home loans include:

• NAB Choice Package (excluding NAB FlexiPlus Mortgage)**

• NAB Base Variable Rate Home Loan

• NAB Tailored Home Loan (available standalone or in NAB Choice Package)

For more information on how to apply online, please refer to page 4.

NAB Home Loan

• Apply for a new NAB Home Loan of $250,000 or more by 31 August 2017, be approved, and drawdown by 30 November 2017.

• Available for existing customers who take out new home lending of $250,000 or more.

• Available on all NAB Home Loan products excluding NAB HomePlus and NAB Peak Performance, lines of credit and Portfolio facilities.

• Not available for new home lending with, or refinances from, UBank or Advantedge.

• Not available for refinances from NAB or NAB Broker.

Enter campaign code ‘HL350KNAB REWARDS Offer’ into the application notes

Process your customer’s home loan application, enter campaign code ‘HL350KNAB REWARDS Offer’ into the application notes and check the eligibility criteria.

3. Make sure your customers opt in for a NAB Rewards Credit Card

This is a key step in qualifying customers and it doesn’t happen automatically. You’ll need to ensure that they’re opted in for one of the NAB Rewards Credit Cards through your aggregator software. To make sure your customer is eligible for this offer, simply select either the NAB Rewards Classic or the NAB Rewards Platinum card.

For more information on how to apply online, please refer to page 4.

NAB Rewards Credit Card

• At home loan drawdown, and at the time the Rewards Points are credited, one home loan applicant must be a primary cardholder of a personal NAB Rewards Credit Card.

• Points will be credited within 90 days of home loan drawdown.

• The offer is not available in conjunction with any other offer including NAB Rewards credit card points offers or NAB/ NAB Broker cash back offers. Therefore, if a separate NAB Rewards Cards Points offer is in market during the same period (ie: from commencement of the Offer Period until 90 days after your home loan drawdown), the home loan applicants can only receive a maximum of 350,000 NAB Rewards Points in total.

4. Check that your customer holds a NAB Transaction account

Ensure your customer holds an existing, or has opened a NAB Transaction Account at home loan drawdown.

At home loan drawdown, the primary (first named) home loan applicant must hold a personal NAB Transaction Account.

For more information on how to apply online, please refer to page 4.

5. 350,000 NAB Rewards Points fulfilment

Almost there! Let your customer know they can expect to receive their points within 90 days following home loan drawdown. The 350,000 NAB Rewards Points will be issued to the primary card holder of the NAB Rewards Credit Card.

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HOW TO APPLY

** Choice Package fees and charges are payable. Terms and conditions apply and are available on request from NAB. This is subject to normal lending criteria. For more information, please visit nab.com.au/personal/loans/home-loans. NAB Choice Package will not be available to applicants who reside overseas (regardless of citizenship) and/or for applicants who require Foreign Investment Review Board (FIRB) approval to purchase residential property in Australia.

Did You Know?

Customers can view their NAB Reward points balance by logging into their Internet Banking/Mobile Internet Banking, selecting “My Cards” and selecting their NAB Rewards card. For any queries, please talk to your BDM.

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Online applications for NAB are quick, easy and secure. Remember, your aggregator software might appear slightly differently.

1. View products

a. Log into nabbroker.com.au

b. Click Start Application

c. Create a new application

d. Go to Loan Details tab and click on magnifying glass icon next to Product Field.

2. Expand available options

In the Product Selector section, click the ‘+’ symbol next to NAB Retail Mortgage Products to view the options available.

3. Select product

Select the desired home loan product. Note: Transaction Account is automatically selected as default.

4. Link home loan with Choice package

To link home loan product with the Choice package, tick ‘Choice Package (includes a Credit Card)’.

5. Save progress

Click the ‘Save changes’ button. Choice Package (includes a Credit Card) will populate in Loan Details tab.

6. Other products

Go to Other Products tab.

7. Select NAB Rewards Card offer

To select NAB Rewards Card offer, ensure NAB Credit Card Application and NAB Classic Banking Account sections are correctly completed:

a. Select Credit Card Application

b. Select Credit Card Type and enter requested credit card limit (select credit limit increase if customer agrees)

c. Select NAB Rewards for Rewards program

d. If Transaction Account is not required, click ‘Opt out’ in NAB Classic Banking Account section.

HOW TO USE APPLY ONLINE

Important information for your customers

An ‘eligible NAB Home Loan and Banking Bundle’ involves taking out a NAB Home Loan of $250,000 or more, a NAB Rewards Credit Card and a NAB Transaction Account. Offer commences 1 April 2017 and ends 31 August 2017 (‘Offer Period’). Apply by 31 August 2017.

This offer is limited to a maximum of 350,000 NAB Rewards Points per customer and per Home Loan application. This means, if there is more than one applicant and one applicant receives the 350,000 NAB Rewards Points, all applicants are deemed to have received the Rewards Points. The offer is not available in conjunction with any other offer including NAB Rewards credit card points offers or NAB/ NAB Broker cash back offers. Therefore, if a separate NAB Rewards Cards Points offer is in market during the same period (ie: from commencement of the Offer Period until 90 days after your home loan drawdown), the home loan applicants can only receive a maximum of 350,000 NAB Rewards Points in total. If you apply for a NAB Rewards Credit Card in connection with your application for the Home Loans 350,000 NAB Rewards Points offer, you may be awarded your NAB Rewards Points in one lump sum, or in two stages. The Rewards Points may be awarded in two stages if you meet the eligibility criteria for a NAB Rewards Credit Card points offer sooner than the date of drawdown of your home loan, as this may trigger the number of points attributable to the credit card offer to be credited to your NAB rewards card account within 3 months of meeting the spend criteria for the NAB Rewards Credit Card points offer. The balance, up to a maximum total of 350,000 NAB Rewards Points, will be awarded within 90 days of your Home Loan drawdown. Terms, conditions, fees, charges and eligibility criteria apply for all NAB and NAB Broker products (available on request). This offer is not available for refinances from NAB or NAB Broker. This offer is not available for new home lending with, or refinances from, uBank or Advantedge. This offer is not available for new home lending on NAB HomePlus, NAB Peak Performance, lines of credit or Portfolio facilities. Points are earned and redeemed in accordance with the NAB Rewards Terms and Conditions at rewards.nab.com.au. The NAB Rewards Terms and Conditions also describe the purchases not eligible to earn points. You must have an open and active NAB Rewards Credit Card account to receive the 350,000 NAB Rewards Points and redeem the points for rewards.

Excludes businesses, trusts and other non-natural persons. Where the new lending is for construction purposes, you must have commenced drawdown by 30 November 2017. A change to an existing NAB Home Loan which results in a new account number does not on its own qualify as new home lending.

If you’re a joint home loan applicant, the NAB Rewards Points will be issued to the primary cardholder or, where there are multiple primary cardholders, the Rewards Points will be awarded to the primary (first named) home loan applicant within 90 days of home loan drawdown.

Please note commissions will be paid via your Aggregator. For more information about commissions, please refer to NAB Broker Guide available when you log in to nabbroker.com.au or speak to your BDM.

Correct as 29 March 2017.

©2017 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.

Contact us

nabbroker.com.au Talk to your BDM Call 1300 622 276