Your partner in Banking

2

TIME TO MARKET

CUSTOMER SERVICE

OPERATIONAL EFFICIENCY

CLOUD DELIVERY MODEL

4COMPLIANCE

Core Banking System with right attributes

Single Window

Increased Mobile/Branch

Locations

MIS Reporting/RegulatoryCompliance

CoBaSys

All ModulesControllingCosts

Introducing our Banking Solution: CoBaSys

Migration

Implementation &

Consultant

Approach

All Modules

Security

Optimized Hardware for high

efficiency &

throughput

Network

CoBaSysFeatures

Training & Helpdesk

Upgrade & Ongoing SW/H/w,

N/w Support

…With Robust & Efficient Features

…covering the entire Value Chain

Employees

BusinessPartners

Consumers

Charting and Analysis

Audit Report

Dashboards

Report

Data Alerts

IB Gatew

ays

Banking Gateways

Administrative Apps.

Delivery Channels

Centralized MIS

HO Modules

easyBanc

INTE

RFAC

ES

easyHr

DMS

Retail Lending

TracMate

CoBaSys comes with unique Features…

3 tier Web based bilingual Core Banking Solution with real

time on line transactions

Built on scalable technology with robust functionality

(JAVA)

Platform Supported – Unix, Linux, Windows

Database Supported – Oracle 11g, MS-SQL , MySQL

App servers Supported – Jboss, Weblogic, Websphere,

WASCE

Single DATA BASE for connected branches

MIS generated from Central server with Batch processes

running on main database

Proven & reliable technology

… Services Stack

Enquiry System at Branches for Users

Saving FDs Loans Govt BusinessCorporateProducts

Recovery

Customer AcquisitionAccount Openings

Standing Instructions

Tax Calculation

Teller Operations Cashier Operation Corporate Banking

General Ledger

Central Bank Reports

HRMS Fixed Asset MS Circulars Payroll

Parameters

Centralized MIS

Delivery C

han

nels

Retail Products

Transactions

Savings Accounts

Current Account

Overdraft account

Cash Credit A/c’s

Term Deposits with TDS

Time deposit Loans/Advances

with NPA Daily Deposit

with POS integration

Cash Dr./Cr Transfer

(One to one, One to Many, Many to One)

Clearing GL entries

FD issue /Payment Renewal

Loan disbursement

Loan Recovery Entry

Sundry/Suspense entry

Single Window

for Products

Single Window

for Tx

Core Banking Solution

Retail Products

Transactions

Letters of Credit Bank Guarantee Bills Collection/ Discount/Purchase

Interest Defining product wise

Charges defining product wise/ category wise

Day book, General Ledger and Trail Balance/ Weekly

Profit and Loss Balance Sheet

Decision Support Systems

Management Information Systems

Signature and Photograph Verification

Biometric Verification

Corporate Products

Back Office

Products

Corporate & Back-Office Products

Clearing

Specific Products

Multiple Clearing Houses Holidays for Clearing Houses and

Branches Lodging and Clearing days

specifications Day-end logical check for lodging

and clearing

Fixed/Term deposits/STDRs Flexi deposit Recurring and cumulative deposits Daily Deposit Scheme

Clearing

Specific Products

Clearing & Specific Products

Remittances

Specific Products

Define document type & document wise stocking and printing

Multiple remittances from single voucher Stop, lost or duplicate issue & cancellation of

documents Service charges calculation

Customer Enquiry Terminal

Lockers Generation of advices,

Interest and Balance Certificates

Passbook Printing

Remittance

Specific Products

Remittances & Customer Service

Deposit/Remittance printing

Standing Instructions Cheque Book

Maintenance User Management with

Access right system

Recurring/Cumulative Deposits

Scheme specific

interest charts and covering

0% PMRY FDs

Auto Renewal of

FDs

Renewal of FD with back

dated / today's ROI or SB ROI

FDModule

TDS with reverse

calculation

Flexi Recurring Deposit &

Daily Deposit Scheme

Flexi Deposit or Super

Savings Bank or Super Flexi

Scheme

Define own schemes,

configure & design

documents

FD Module

NPA with memorandu

m details

Retail Lending

Demand Loan / Term

Loan

Housing Loan Staff /

Public

Consumer Loans,

Education Loan

Loans Module

Interest on Mly/Qty,

compounding, Moratorium,

Simple Interest etc.

Protested / Write Off / Claims /

Recovery

Festival Loans

Against Bank own Deposits

(LABOD)

Agricultural Loans

Loans Module

Teller Operati

on

Cashier Operati

on

Sundry / Suspens

e

Letter of Credit and

Bank Guarantee

Lockers Operati

onOther

Modules

Other Modules

Mandatory Backup of

Database at Day end

Deposits & withdrawal

limit restrictions

User Defined Access Rights

Authorization of every

exceptional transactions

Back-dated as well as

online audit trial

Integrated Security Features

NO deletion –deleted

transactions shown in

exceptional report

N tier user definable user

types with entry and

authorization limits

Terminal locking facility

& Forced password changing

Concept of maker & checker possible

Checksum

Strong Integrated Security

Single screen

operation consist of more than

80% operation

One stop shop for a turnkey solution

Easy to use

ISO 8583 compliant

BI support

CoBaSysAdvantages

Financial inclusion solution

with CBS as server

/ client

Integration with

industry proven

software such as AML and

ALMs

CoBaSys- Key Differentiators

Single Windows

for Account opening & Single Voucher Window

Partner with you and take the journey towards growth together…

Let us Welcome the new Light Together

Questions and answer