Vista Plan for your future today April 2014 Zurich International Life

A world of greater opportunity

• Regular saving requires discipline and habit, but it can give you the opportunity to enjoy some of life’s extras.

• Vista is a regular savings life insurance policy that provides you with flexibility and access to a wide choice of investment linked policy sub-funds (ILP sub-funds).

• Subject to terms and conditions, you can stop, restart, increase or decrease premium payments to reflect your personal and professional circumstances at any time.

• And there’s no extra charge if you decide to take a break from making premium payments – for up to three years – with no obligation to replace missing premiums.

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Potential for early growth

• You could also benefit from a bonus allocation for the contributions you make in the first 12 months – this could be as much as an additional 62.5%. With more invested up-front, you can increase the chance of compounding growth.

• The table below illustrates the total bonus allocation percentage of each qualifying savings amount for regular premiums that will be added as a bonus to your policy as you save.

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TERM BRONZE SGD 1,200 – SGD 1,999 (0.5%)

SILVER SGD 2,000 – SGD 3,199 (1.5%)

GOLD SGD 3,200 AND ABOVE (2.5%)

5 2.5% 7.5% 12.5%

10 5% 15% 25%

15 7.5% 22.5% 37.5%

20 10% 30% 50%

25 12.5% 37.5% 62.5%

*The maximum term is 25 years

Wide investment and currency choice

• Vista provides you with access to a wide range of externally managed ILP sub-funds and you can choose to invest in any combination, up to a maximum of 30 at any one time.

• Alternatively you can leave investment decisions to the experts by taking advantage of our automatic investment strategy (AIS).

• You can choose to hold your policy in one of the following currencies*: SGD, USD, AUD, HKD, JPY, GBP, EUR and CHF.

*The conversion rate for premiums in another currency will be determined by Zurich.

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Subscription of units

• Subject to the following minimum premium amounts, there is no minimum holding amount in respect of the policy.

• Vista minimum premiums* – terms of ten years and above

• Vista minimum premiums* – terms of five to nine years

*The minimum premium amount for other currencies will be determined by Zurich.

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Currency Monthly Quarterly Half-yearly Yearly

SGD/USD 675/425 2000/1250 4000/2500 8000/5000

Currency Monthly Quarterly Half-yearly Yearly

SGD/USD 1350/850 4000/25O0 8000/5000 16000/10000

• You can make lump sum withdrawals from your Vista, for access to your money when you need it the most.

• Vista could help you realise your financial goals, whether that’s saving for your children’s school fees, a wedding, your dream property, or your retirement.

Easy access

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Access to Zurich International online

Zurich customers can register with Zurich International online, a fast and secure way to access information online. It’s available 24 hours a day, seven days a week, so whether you want to know your current fund value or check your investment strategy, it will be easy to find the answers you’re looking for.

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Zurich International Life

Zurich International Life is part of Zurich, one of the world’s leading insurance groups, and one of the few to operate on a global basis. Our mission is to help our customers understand and protect themselves from risk.

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What next?

Vista is provided by Zurich International Life Limited (Zurich) and is only available through a financial adviser. If you would like more information, or are interested in applying for a Vista policy, please contact your relevant financial professional.

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Additional information

For full details of Vista please refer to the ‘Vista – Product summary’ leaflet, the ‘Vista – Technical factsheet’, ‘Vista – Summary of fees and charges’, ‘Vista – Greater expectations’, ‘Vista – Additional benefits’ leaflets and the policy terms and conditions, copies of which are available on request.

For full details of the range of funds and their charges, please refer to the ‘Investments – Your guide’ and ‘Mirror funds – Your guide’ brochures, copies of which are available on request.

The information contained in this presentation is based on Zurich International Life’s understanding of relevant legislation, regulation and taxation issues as at April 2014 and may change in the future.

Zurich International Life is unable to provide individual tax guidance and recommend that you always seek professional tax advice.

This presentation is not intended as a offer to invest.

The policy is designed to be held for the medium to long-term and is subject to minimum premium levels.

If you cash in the policy in the early years you may not get back the original amount invested. In addition, the value of investments and the income from it can fall as well as rise as a result of market and currency fluctuations so that you may not get back the amount originally invested.

If you’d like to know more about how Vista could help you realise your ambitions, please contact your relevant financial professional.

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Important information

Zurich International Life is a business name of Zurich International Life Limited.

Zurich International Life Limited is fully authorised under the Isle of Man Insurance Act 2008 and is regulated by the Isle of Man Government Insurance and Pensions Authority which ensures that the company has sound and professional management and provision has been made to protect policy owners.

For life assurance companies authorised in the Isle of Man, the Isle of Man’s Life Assurance (Compensation of Policyholders) Regulations 1991, ensure that in the event of a life assurance company being unable to meet its liabilities to its policy owners, up to 90% of the liability to the protected policy owners will be met.

The protection only applies to the solvency of Zurich International Life Limited and does not extend to protecting the value of the assets held within any unit-linked funds linked to your policy. Not for sale to residents or nationals of the United States including any United States federally controlled territory.

Not for sale to residents or nationals of the United States including any United States federally controlled territory.

Calls may be recorded or monitored in order to offer additional security, resolve complaints and for training, administrative and quality purposes.

Zurich International Life Limited (Singapore branch) is registered by the Monetary Authority of Singapore to conduct life insurance business in Singapore. Member of the Life Insurance Association of Singapore. Member of the Singapore Financial Dispute Resolution Scheme.

Zurich International Life Limited provides life assurance, investment and protection products and is authorised by the Isle of Man Government

Insurance and Pensions Authority.

Registered in the Isle of Man number 20126C.

Registered office: 43-51 Athol Street, Douglas, Isle of Man, IM99 1EF, British Isles.

Telephone +44 1624 662266 Telefax +44 1624 662038

Zurich International Life Limited acting through its Singapore branch at Singapore Land Tower #29-05, 50 Raffles Place, Singapore 048623.

Telephone +65 6876 6750 Telefax +65 6876 6751. www.zurichinternational.com

Registered in Singapore No. T05FC6754E.

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