環太平洋退休金介紹 - 澳洲、日本和台灣
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環太平洋退休金介紹 - 澳洲、日本和台灣. 指導老師:余清祥 學生 :陳炫羽、蕭瑋翔. 澳洲退休金制度. Age pension ( 養老金 ) Superannuation( 超年金 ) 個人 儲蓄. Age pension. 資金來源於財政 稅收 基本 養老金領取對象為澳大利亞公民和在澳大利亞居住 10 年以上的外籍 移民 領取 條件是退休人群中的低收入者,由社會保障部門工作人員對他們的收入和財產進行評估,然後作出是否給付養老金以及給付多少 養老金 基本 養老金個人最高領取額為每周 569.80 澳元,夫婦最高領取額為每周 951.80 澳 元. - PowerPoint PPT PresentationTRANSCRIPT
-Age pension ()
Superannuation()
Age pension10569.80951.80Superannuation1.(Superannuation)2.3.Superannuation18501890190019852005
Australian Taxation Office Australian Securities Investment Commission Australian Prudential Regulation Authority
8 3%2002-039%1997-981%1998-992%1999-20003%
19932002Superannuation1993-945--51994-955--51995-966--61996-976--61997-9861-71998-99721101999-00732122000-01833142001-02833142002-0393315(:%)10
11.5 1500 800 9%15%55 60
(60)30%15%1994 418,000836,000 (industry fund)(retail fund)(self-managed superannuation fund)(small APRA fund)(corporate fund)(retirement saving account)
()()()
15
16(Nation Basic Pension)2060 ()
15
2
17
(Employees Pension Insurance)570 ( )19
http://www.gpif.go.jp20
1966 ( ) 1962 2011
DBDC 1. 1980 1990 1994 2. 200110 20024401(k)401(k)
241.2.DC 1.2. (1) (2) (3) (4) (5)59.3%() (1) (2) (3) (4)1.DCDB
2.20072009
27 (1) (2) (3) (4) (5) (1) (2) 1.1985NTT
2.20074
3.2004
4.
28
:
/
:() ()
:-(DB): 6.5%-12%(40-100%):: 65: 17280 A=0.65%+3,000B=1.3% (27B)
-DB 5.5%(60-80%155525: 1151645
-20101110.775 + 3,00021.557.5%0.5%13%
--(DB)
-(DC) - - -
- -15552560
1521573810.5357381145
-()6%6%()-()60( DB >DC )1990
2000
U.S1978Chile1981Australia1992Argentina1994Brazil1997Mexico1997Hong Kong2000Japan2002
2005
Korea2003Thank you for your listening!!