© Ecclesiastical Insurance Office plc 2009

Protecting our heritage – An Insurers View

Heritage Under Fire conference

Bob Johnson, Technical Survey ManagerEcclesiastical Insurance

21.01.2010

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About Ecclesiastical Insurance

• Founded in 1887 by Churchmen to protect the Anglican Church from fires.

• Still protecting approximately 95% of the Anglican churches in the UK

• Specialist insurers of care, charity, education and heritage sector organizations and properties.

•Involved with 8 World Heritage sites

• Corporate partnership with English Heritage.

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The Misunderstood Insurer

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An Insurers Approach - The Risk of Fire

•Stop it happening

•Know that it has happened

•Restrict its Spread

•Put it out

•Restore / Rebuild

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Stop It Happening

Risk Management

General House Keeping

Control contractors• Hot Works• Security• Waste Control

Know It Has Happened

•Fire Alarms

•Residential Staff

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Restrict its Spread & Put it Out

• Suppression • Sprinklers, Water Mist, Gasses• Fire Extinguishers

• Compartmentalisation• Separate roof voids• Maintain separation

• Fire Brigade• Access• Water Supply

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Restore / RebuildIs the Sum Insured enough

Building Valuation

Business Interruption

Keeping it Up to Date

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When You Get It Right – St Pauls, Addlestone

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Thank You