08/06/2009 - dakota county tribune business weekly

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Dakota County TribuneAUGUST 6, 2009 VOLUME 30, NUMBER 22

Since 1884

JENNY WOODS

STACEY ACKERMAN

ANDREW MILLER

A new ‘Frontier’ of promotions 2AThreads & Inks tests young entrepreneur 7AHitting a Grand Slam for entertainment 8A

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The 2009 Legislature couldn’t balancea budget the governor could OK, but tended to other hot topics.

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A mentor can help a young worker rise through the ranks of an organization or lead to other career opportunities.

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Knowing the difference between advertising and public relations can help businesses create buzz that works.

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Pixar promotes a culture of communication that reaps innovation and profits in movie-making.

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HAROLDTORRENCE

by Stacey AckermanDAKOTA COUNTY TRIBUNE

Doug Cole, founder of Cole’s Salon, attended St. Paul Barber School at age 18 where he learned from Jerry Rients, his longtime mentor. Today Rients, 74, works at Cole’s Apple Valley salon as a bar-ber, which he has been doing for the past 20 years. Rients continues to be a mentor for Cole, and has inspired him for the last four de-cades. Cole opened his first Cole’s Sa-lon in Burnsville in 1979. It was the only salon south of the river at that time that serviced the en-tire family. During the late 1970s, Burnsville was booming and it was a perfect opportunity for Cole to grow with the community and raise his own family. This October the company will celebrate its 30-year anniversary. The business currently operates five salons – in Burnsville, Apple Valley, two in Eagan and Savage – and has 330 employees. Cole has purposefully kept his locations south of the river to form strong community ties. Learning an hour a day is some-

thing Cole has taught his employ-ees for the last 30 years, and is what he attributes to his businesses’ suc-cess. In 1970, Doug Cole opened Children’s Barber at Southdale Mall. Three years later, at age 23, he closed the salon because one employee was too much. “From age 18 to 26 I didn’t learn, which was detrimental to my business. Jerry encouraged me to start learning an hour a day,” Cole said. “From the very beginning, we established a learning culture, grounded in the desire to better ourselves, provide true value to our customers and live by our values

and principles.” Cole started the Golden Nug-gets program in which employees are challenged to write 200 nug-gets in six months. “Golden nuggets are putting good things in our mind. It is about positive self-talk and self-thought,” Cole said. Every one of Cole’s employees is given a notebook in which they write down positive affirmations every day such as, “We will receive what we believe” and “Habits leave a trail.” Each Cole’s Salon also has a learning library, where employees are encouraged to keep learning

and developing their skills through reading, videos and CDs. The company also created the Star Thrower program, which en-hances self-learning and profes-sional development. Team mem-bers are encouraged to attend industry and nationwide events to stay abreast of trends. Cole’s Salon has several em-ployees who’ve been with the com-pany for 30 years because they keep learning and growing throughout their careers. “Cole’s has been all I need to make my life successful and be fulfilled,” said Janel Murphy, a 30-year Cole’s Salon veteran. “At the end of the day, I feel good about making others feel good.” Cole’s Salon has grown through the years by nurturing employ-ees and building a loyal clientele. Many clients have been seeing the same stylist for several years. “The customer service keeps me coming back,” said Trish Perkins, a client at the Apple Valley salon who has been seeing stylist Jessica Stapf for 13 years. “They definitely cater to what you want. Jessica will take my calls and squeeze me in.” While a lot has changed in the business over 30 years, the com-pany hasn’t changed its core values, which stem from trust and honesty and consists of “growing yourself,”

Photo by Rick Orndorf

Cole’s Salon leadership (from left) Laura Trish, Melissa Hanson, Tim Cole, Doug Cole,Char Tourtillott, and Trish Storhoff.

Cole’s Salon celebrates 30 years

While fads fade, salon endures

BurnsvilleCobblestone Court952 435 / 8585

EaganCedar Cliff651 454 / 1390

EaganEagan Station651 456 / 9454

Apple ValleySouthport Centre952 891 / 4112

SavageMarketplace at 42952 226 / 5310

Experience Gives BackWalk into any one of Cole’s Salon’s five locations in the South Metro area and you will find the experience to be special. Enter into the salon and instantly you will be greeted by friendly staff members as they assist you in making your visit unique. As you look around the warmly lit work stations you’ll notice busy professionals performing the latest hair styling trends or foiling techniques. Walk around further and you’ll notice glass doors that lead you to the spa area where massage treatments, manicure and pedicure services or the latest in skin rejuvenation services are provided. Or sit and relax in the in the spa waiting area sipping a warm cup of herbal tea. Of course, something this special doesn’t just happen overnight.

The first Cole’s Salon opened its doors 28 years ago with owner Doug Cole specializing in children’s haircuts. From the onset his vision was to focus on people. Today, with more than 300 employees, the vision remains steadfastly the same; provide exceptional service that goes beyond the client’s expectations, delivered by people who are constantly learning new skills and developing their own careers. In an industry noted for high turn-over, many of the original staff still remain with Cole’s.

“We want to give each team member the opportunity to take hold of their biggest dreams and bring them into reality” says Cole. “The best way we know to do this is by providing on-going education by sharing the latest tools, resources, and training in an active learning culture.” Each salon is equipped with a resource center used for group learning while veteran employees

provide individual mentoring opportunities for new hires.

Twenty-three years ago, Jennifer Wilson was one of those new hires. Today along with her role as salon manager she is one of three vice presidents helping to shape the future of Cole’s. Visit her at the newly remodeled Apple Valley location and she will proudly share the merits of the new granite counter tops or the custom tiled floors that lead to the new spa area. “All this re-modeling is important for the success of our company, but it’s still about people. We will

continue to look for the best candidates available to join our company” says Wilson. “It may not be easy because we are not looking for team members who just want to get the job done; we are looking for people who truly want to serve our guests.”

Reflecting on the past three decades Doug Cole explains, “We have been very fortunate the people of this community have been more than generous in their support for our salons.” Many of the staff members are part of this community and feel deeply committed to giving back through their involvement in neighborhood and charitable events. Cole’s team members and their families enjoy participating and leading the

way in their communities and throughout theTwin Cities to build awareness and raise money for causes such as Multiple Sclerosis, Colon Cancer, Breast Cancer, Military makeovers and more. Cole’s proudly supports their efforts.

“We’ve heard it before, yet it’s still true,” says Cole in closing. “we are all in the people business. We look forward to providing a great place for people to come to work as well as serving our community for years to come.”

“We want to give each team member the opportunity to take hold of their biggest dreams and bring them into reality”

— Doug Cole, owner

www.colessalon.com

— PAID ADVERTISING —

See Cole’s, Page 8A

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2A August 6, 2009 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

by Jenny WoodsSPECIAL TO THE TRIBUNE

Through some new part-nership marketing efforts, Frontier Communications Corp. is giving customers more bang for their buck while also giving its brand more play. The Stamford, Conn.-based telecommunications company, whose Central Re-gion headquarters and resi-dential and commercial call centers are located in Burns-ville, is teaming with for-profit and nonprofit organi-zations to extend special and exclusive offers to customers and enhance the communities it serves. Frontier provides phone, Internet and enter-tainment services to residen-tial, business, commercial and governmental organizations for most of Dakota County. In response to challenging economic times, Frontier is focused on bringing custom-ers more value and building on its relationships to increase retention and attract new cus-tomers.

‘Show Your Horns’ When it comes to encour-aging fan loyalty, one of Fron-tier’s new partners has nearly five decades of experience: the NFL’s Minnesota Vikings. The Frontier-Vikings part-nership began in June and will continue through the 2009 season. Among the offers the organizations are promoting is “great seats to a great rivalry.” Frontier has a limited num-ber of face-value tickets to the Oct. 5 Vikings-Green Bay game, available before they go on sale to the general public. New residential custom-ers who sign up for Frontier’s Digital Phone Unlimited ser-vice or current customers who upgrade to the service are eli-gible to purchase two tickets with no added fees.

Customers who purchase both Digital Phone Unlim-ited and High-Speed Internet Max are eligible to purchase four tickets. The same goes for new commercial customers taking Frontier Business Unlimited service with a term contract, current commercial customers who upgrade to Frontier Busi-ness Unlimited or commercial customers who sign on for both Frontier Business Un-limited and Business High-Speed Internet. The tickets are available on Frontier’s microsite for the Vikings partnership, Frontier-Fan.com, or by calling (866) 207-6358. Frontier will add the cost to customers’ bill after they purchase tickets. “It’s still summertime (pre-football season), so we’re just beginning to get it out there. We have promising results to date,” said Burgess Harrison, regional residential marketing director - Central Region for Frontier. As part of the alliance, all Frontier customers also will be able to receive discounts on other game tickets purchased through the Vikings and Vi-kings merchandise and will have the opportunity to enter a contest at FrontierFan.com to win a trip for two with the Vikings, two tickets to Vikings Training Camp or a “Show Your Horns” gift pack. Fron-tier customers also will be able to get “Vikings Voicemail” ex-clusively through the compa-ny, allowing fans to download Vikings players’ voices as their voicemail message. Marc Morgan, senior cor-porate sales manager with Eden Prairie-based Minne-sota Vikings Football, said the Vikings and Frontier have been talking for several years about a partnership. Although the organizations’ agreement

only began in June, he said he’s already heard positive feed-back from fans and is looking forward to continuing a mu-tually beneficial partnership for many years to come. “Our goals are twofold – first, to create a unique and exciting opportunity for foot-ball fans and Frontier custom-ers by offering the chance to enjoy Vikings football with-out having to spend a lot of money,” Morgan said. “With the current economy every-one is looking to cut costs,

and through this partnership Frontier is able to offer fans the chance to attend some of the most popular Vikings games of the year with tickets at face value. And second, to work together to promote the Vikings brand and the team’s new marketing campaign ‘Show Your Horns’ to Frontier customers.” Matt Hansen, an account supervisor at St. Paul-based Beehive PR who has more than seven years of experience in sports marketing, said the partnership is a strategic way to extend the reach and impact of both organizations’ brands. “For Frontier, it helps le-gitimize their brand and ser-vices with its key demographic — they receive exclusivity in their category and can connect their brand to the emotions of Vikings fans. In return, driving sales, hopefully,” Hansen said. “For the Vikings, they receive a partnership with a local/state company that fuels the Min-nesota pride and hometown emotion, something that com-panies like Miller, Coca-Cola, etc. have a hard time doing. But the real reason it’s benefi-cial for the Vikings is that it is purely a revenue generator for the team.” Harrison said Frontier wants to become closer to its customers and marketplace, and the Vikings program is just one example.

DONATE Frontier launched another

partnership in May that’s fo-cused on giving back to the communities it serves: Great Frontier DONATE — Let’s Talk Up A Cause. Through the program, which will run through Oc-tober in all of Frontier’s markets across its 24-state service area, the company is partnering with United Way and food-relief agen-cies to donate a portion of its monthly long-distance revenues. Locally, Frontier will give those funds to the Greater Twin Cities United Way to purchase supplies for area food banks. “Our mission is simply to be the leader in providing communications services to residential and business cus-tomers in our markets,” said Michael Flynn, vice presi-dent and general manager for Frontier’s operations in Min-nesota, Iowa and Nebraska. “Part of being a leader in our markets is giving back and supporting our communities in a real, tangible way. Great Frontier DONATE does that and helps those in our com-munities most challenged in our troubled economy.” Frontier has a national goal to donate $250,000 in cash to food banks. On Aug. 6 Fron-tier’s CEO Maggie Wilderot-ter will be in the Twin Cities and will present a check for $2,000 to the Greater Twin Cities United Way that will support three local food pan-tries, including the Com-munity Action Council in Burnsville. In addition to its financial contributions, Frontier is col-lecting food and cash from employees at its work centers and from customers at its store locations. It has food collection bins in its Burnsville retail store and at its kiosk at the Burns-ville Mall. It also will have a collection container for at-tendees of the upcoming Da-kota County Fair.

Frontier is partner-ing with businesses such as banks and grocers to host food collection containers in their storefronts as well. “Frontier has a long histo-ry of giving back to the com-munity, and we have a very strong local presence,” said Patricia Amendola, manager of communications and pub-lic relations for the Central Region of Frontier. “Most of our employees, and par-ticularly our local managers, live in the same areas which they serve, so they have an interest in enhancing those communities and in working with their neighbors. Typi-cally, food shelves are low on supplies during the summer, and even more so this year because of the economic dis-tress. We thought carrying (Great Frontier DONATE) through October would help to restock those food shelves in our communities and hopefully then the Thanks-giving donations will start to come in.”

Other partnerships In the past, Frontier em-ployees have partnered with different chambers to pres-ent Internet training and computer orientation classes that are open to the public, allowing the telecommuni-cations company to show-case its high-speed Internet services. Employees also have delivered Internet safe-ty presentations at school parent/teacher meetings, at the same time giving par-ents information on Frontier products and services. The company is teaming with the upcoming Dakota County Fair to give custom-ers a buy-one-get-one offer on tickets, and when Fron-tier customers arrive to the fair they will get a coupon for two free kids tickets. In addition, Frontier is offering complimentary Wi-Fi to all participants and vendors for the weeklong fair. Frontier’s latest business partnership is a relationship with First National Com-munity Bank in Wisconsin, which has offices in Hudson, Somerset, River Falls and New Richmond. Customers who use the bank’s NetTeller service and sign up for Frontier’s high-speed Internet service will receive a financial bonus added to their bank account. Frontier will power the bank’s NetTeller service. Harrison said Frontier plans to increase its focus on partnership marketing ef-forts. “In this day and age, busi-nesses have to work together for mutual goals,” he said. “We really want to demon-strate to current customers and to new people who may not know Frontier ‘here are the kinds of things Frontier is doing. What’s the next thing they’re going to do for us?’ ”


Burgess Harrison (left), regional residential marketing director - Central Region for Frontier, Bill Vanderhoff, sales and service specialist, and Rena Lewis, sales and service specialist, are working to promote the Show Your Horns partnership with the Minnesota Vikings by transferring it over to a Show Your Sales motivational tool in the call centers.

Frontier, which has its Central Region headquarters and call centers in Burnsville,

partners with Vikings and nonprofits


Dave Schoenbeck (right) of Apple Valley drops off a bag of food to the Frontier offices in Burnsville with Mike Lynn and Burgess Harrison of Frontier.

Marketing efforts benefit company, community

Information about Frontier’s Show Your Horns promotion, which includes an opportunity to obtain tickets to the Minnesota Vikings vs. Green Bay Packers home game. are available on Frontier’s microsite for the

Vikings partnership, FrontierFan.com, or by calling (866) 207-6358. Frontier will add the cost to customers’ bill after they purchase tickets.

In Brief

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY August 6, 2009 3A

Buzz

People, places and pursuits creating buzz in Dakota County business

this week as submitted by the local business community

Submissions to Buzz: www.DakotaCountyTribune.biz

Moving Up Business Briefs Business BriefsBusiness Briefs

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the news-paper, send submissions by e-mail to [email protected], fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burns-ville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee pub-lication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the busi-ness, contact names and numbers.

NEW DENTIST AT CHILDREN’S DENTAL CARE IN LAKEVILLE

Dr. Amy Kebriaei has joined the staff at Children’s Dental Care. Kebriaei grew up in Duluth and re-ceived a B.S. degree in biology from the University of Minnesota, Minneapolis. She graduated from the University of Nebraska’s College of Dentistry in 2007, and has completed a two-year specialty in pediatric dentistry. Kebriaei is currently working on a master’s degree in public health. Children’s Dental Care’s Lakeville of-fice is located at 17510 Dodd Blvd. Call (952) 997-7100 for more information.

AccoladesJEFFREY LARSONNamed Five Star AgentJBL Companies Inc. Eagan

JBL Companies Inc. President Jef-frey B. Larson was named to the list of “Five Star: Best in Client Satisfac-tion Commercial Real Estate Agents” by Crescendo Business Services, an independent research firm. In December 2008, Crescendo conducted a survey of 1,100 real estate agents and 8,000 TCB magazine sub-scribers based on the criteria of market knowledge, negotiation skills, com-munication, understanding of client needs, ethics, representing the client’s best interest, value for fee, post-trans-action service, and client satisfaction. This award is limited to 7 percent of all professionals within a specific industry and market area. Larson founded JBL Companies in 1991. The company offers services in development, sales and leasing, prop-erty management, receiverships and maintenance. Under Larson’s leadership, the company has successfully handled hundreds of transactions. Between 1991 and 2008, Larson personally handled close to 50 receiv-erships. In mid-2008, he teamed up with Dale Severson and Bob Bayer in forming Management Resolutions, an entity solely dedicated to receiver-ships, asset management, turnaround businesses and loan workouts. Since then, they have been engaged in over 40 receivership assignments.

CULVER’S AWARDS $220,000 IN SCHOLARSHIPS TO EMPLOYEES

More than 200 student team members at Culver’s Restaurants across the country received a bonus this year – scholarship money. Awarding more than $1.3 million since 1993, Culver’s VIP Foundation Scholar-ship Fund has been doing it for the past 16 years for more than 1,400 team members pursuing higher education. This year Culver’s awarded $220,000 in scholarships to 205 student team members during its annual VIP scholarship recep-tion held Aug, 5 in Madison, Wis. Recipients were awarded $1,000 to $2,000 scholarships thanks to the generos-ity of Culver’s franchise partners, suppli-ers and Culver Franchising System Inc. More than 125 restaurants and their team members from 14 states were represented in this year’s program. Culver’s has locations in Burnsville, Eagan, Lakeville and Apple Valley. For additional information about Culver’s VIP Scholarship program, visit www.culversvipfoundation.com.

LAKEVILLE FEE STRUCTURE PROPOSES INCREASES IN COSTS

The city of Lakeville has proposed an increase in fee structure for projects that develop land, construct new buildings or expand existing buildings, according to the Lakeville Area Chamber of Com-merce. After Todd Bornhauser, the chamber’s executive director, spoke at a council meeting to address the late notice regarding the proposed changes not allow time for feedback, the council tabled the proposal. City leaders said they would meet with chamber and business representa-tives to get further review and input. A copy of the proposed fee structure changes can be obtained at chamber of-fice.

ZUMBA EVENT SET AUG. 20 TO SUPPORT THE CARING TREE

“Zumba For Your Heart and With Your Heart!” will be held at 7 p.m. Thursday, Aug. 20, by Studio FitFu-sion in Grand Hall Studio, 217 Oak St., downtown Farmington. The event will be held in support of The Caring Tree, a nonprofit which gives low-income K-12 students basic supplies to start out the school year right. Zumba is a fusion of Latin dancing and fitness moves. For more information, contact Bar-bara Runck at (612) 743-2938 or [email protected].

PUBLIC INVITED TO DOCUMENT SHREDDING EVENT AUG. 15

M&I Bank will host a shredding event from 9 a.m. until noon Saturday, Aug. 15, at its location at 7095 151st St. W., Apple Valley. The event aims to help protect the environment and the identities of com-munity members by recycling sensitive documents in a safe and secure manner. People are encouraged to gather up to five bags or boxes, per person, of sensitive documents and dispose of them free of charge. Experts recommend consumers shred documents containing personal informa-tion – such as credit card applications – before discarding. Other personal information such as tax documents, bank statements, credit card statements, and receipts more than seven years old should also be shredded. Document Destruction, a document disposal service, will provide an industri-al-sized precision shredder and camera, which will enable participants to view their documents being shredded on-site. Additional information about iden-tity theft and tips for keeping personal information safe will be available at the event. M&I Bank personnel will be on hand to discuss ways consumers can protect themselves from identity theft.

INFORMATION TECHNOLOGY WORKSHOP SET BY WIB

The South of the River Entrepre-neurs group from the Dakota Scott WIB Business Services Committee will host a workshop titled “How To Be a Consul-tant (Emphasis on the IT Field)” from 1 to 5 p.m. Tuesday, Aug. 18, at the Part-ners in Education Building, 14200 Cedar Ave., Apple Valley. Cost is $10. For more information, call (651) 423-8612 or go to www.dctc4business.com.

BUILDING ZONING REVISIONS MAY REQUIRE HIGHER STANDARD

The Lakeville Area Chamber of Commerce is encouraging members to comment on the city of Lakeville’s proposed Zoning and Subdivision Ordinances revisions that would, among other things, require a “higher standard” of exterior building finish materials. The ordinance would apply to new buildings and expansions to existing buildings when new area is larger than 50 percent of original floor plate. The proposed changes call for wall finishes to be “upgraded,” excluding metal buildingscompletely, and requiring multiple wall components on exterior walls to “improve” their appearance. The next steps will include ad-ditional work sessions with the City Council, Planning Commission, Eco-nomic Development Commission, and other community organizations. Public meetings will be held in fall 2009 to review the proposed updates. The anticipated final adoption of the updates will be in spring 2010. For more information go online at http://www.ci.lakeville.mn.us/index.php?option=com_content&view=article&id=651&Itemid=1054.

UNITED EDUCATORS CREDIT UNION AWARDED FIVE-STAR RATING

In July, Bauerfinancial Inc. awarded United Educators Credit Union its five-star “Superior” rating for its 70th consecutive period. This rating is based on the second quarter 2009 performance. The credit union is scheduled to open an office in Apple Valley this fall. United Educators is the only state-wide credit union exclusively serving the education community. It offers a full line of financial services.


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Commentary and opinion regarding issues

in the world of business and public policy

Submissions to Forum: www.DakotaCountyTribune.biz

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by Nathan PaineSPECIAL TO THE TRIBUNE

For generations, Minnesota’s prairie towns have distinguished themselves by their skylines: the water tower, church stee-ples, and grain elevator. But in the last decade, new landmarks have been sprouting along the countryside in the form of wind turbines. Some stand alone in a wide open field; others huddle in bunches of 20 or 30. While they’ll never replace the budging silver water containers in the sky or long, slender symbols of faith as enduring icons of life in the Midwest, wind turbines do represent the future of Minnesota’s econo-my. How much a part of our economy’s next generation is what I set out to find. For the past six months, I’ve been col-lecting, analyzing, and crunching the num-bers on the economic benefits of wind en-ergy. If Minnesota makes the right invest-ments and fosters this technology properly, wind could generate 3,000-5,000 jobs and pump $8 billion into the state’s economy over the next two decades. But jobs aren’t the only benefit. Min-nesota has the opportunity to become an industry leader and a hub for research, de-velopment and production of wind tech-nology. As any Minnesotan can tell you, we certainly have enough wind. We also have the manufacturing base, skilled work-force and university and college system in

place to capitalize on this renewable energy source. Armed with this information, I put to-gether a report for Minnesota 2020, Winds of Progress (www.mn2020.org), and we hit Highway 52 in a triangular tour through Minnesota’s prairie to spread the positive news. Throughout the state, we found gener-ally supportive responses to wind power and its potential to be an economic engine that helps move Minnesota’s economy out of this recession, especially for skilled man-ufacturers, who have seen job loses hit more than 35,000 in the last year. Modest metal fabricating or welding operations capped many of the towns we passed through on our journey. While most aren’t making turbine blades and towers now, many have workers with the transfer-rable knowhow and machinery to start pro-ducing these components and put some of the laid-off back on the job. In fact, Min-nesota ranks in the top third of the nation when it comes to companies already oper-ating in fields related to wind component manufacturing, with more than 400 busi-nesses and 26,000 workers. Having these companies supply the Minnesota wind industry might produce five jobs in one town, 10 more in the facil-ity down the road and maybe a dozen more

in the next county over. While these might sound like only small increments, in places with total populations fewer than 2,000 or 3,000, several jobs means a lot. They pay well and are tough to outsource because these large components are expensive to transport long distances, making them more cost efficient to build near the wind farm. Once the farm is in operation, tech-nicians will have to live nearby to service them. The real economic multiplier kicks in when local farmers, business people and folks in town start investing in and owning wind farms. Winds of Progress highlights how eco-nomic growth from local ownership is three times greater than corporate ownership in wind production. The workers and local owners are much more likely than out-of-state corporate investors to take their fami-lies out to dinner in town, buy a new truck from the local Chevy or Ford dealer and pump their revenue and profits back into Main Street business. Even though we have the ingredients and enthusiasm without the proper recipe from Minnesota policy makers and busi-ness leaders, our success in the wind indus-try isn’t guaranteed. We’ll need strong state, local and busi-ness partnerships, especially when it comes to combining our existing knowledge base and research with out-of-state developers to ensure there is a home-grown, wind-spe-

Winds of progress sweep across MinnesotaGuest Columnist

by Phil KrinkieSPECIAL TO THE TRIBUNE

The month of August is often referred to as the “dog days of summer,” the time after the Fourth of July celebrations and before the kids go back to school. It is usually hot and people are not paying too much attention to politics, at least until the start of the State Fair. What a great time to have a bunch of miscellaneous and obscure bills passed by the legislature become law! Unless a specific date is written into the statute, all new laws become effective on Aug. 1. This date was probably picked for two rea-sons: 1) Because it was after the start of the state’s fiscal year calendar which is July 1, and 2) Because most people are vacationing and have long forgotten about legislative activities since they adjourned some two months ear-lier. Despite being at the Capitol for five months last session, the Legislature some how could not produce a balanced budget. Dur-ing the budget stalemate, what other weighty concerns did they address? What important issues consumed their time so that when the session ended there was a $2.7 billion budget gap? Get ready, here are some highlights of the new laws, which went into effect Aug. 1. Starting with my favorite … the “More Money for Attorneys Bill.” Sponsored by two attorneys, Rep. Joe Mul-lery, DFL-Minneapolis, and Sen. Don Bet-

zold, DFL-Fridley, this new law eliminates a per-hour cap on an award of attorney’s fees in a civil action or contested case where the state is a party. The current $125 an hour just isn’t enough. The new law allows a judge to issue a “reasonable” award based on the “kind and quality” of service received by the defense. After all, in this economy, how can we expect any “quality” attorney to make it on only a $125 an hour? Second, there is the “Let’s License Every-body Syndrome.” Starting Aug. 1, the Board of Firefighter Training and Education will appoint an ac-credited organization to prepare and ad-minister firefighter certification examina-tions. This is just the precursor to the real law, which does not go into effect until July 1, 2011. After that date, all newly hired full-time firefighters will need a license. Do we have a problem in Minnesota with unquali-fied firefighters? There are often stories on the nightly news about heroic rescues and property losses which are kept to a minimum because of capable firefighters throughout Minnesota. If current firefighters are exempt from the law, is there a real fear that new re-cruits won’t be as good as the veterans they are replacing? What was the problem the legisla-ture was trying to solve? Next is this year’s “feel good” legislation.

One year after the Dakota Conflict of 1862, President Lincoln signed the Minne-sota Indian Removal Law, resulting in re-moval of the Dakota people from the state. Effective Aug. 1, 2009, in the form of a non-binding resolution, Minnesota lawmakers urge the president and Congress to repeal this federal legislation, which is still on the books. What has Congress been doing for the last 100 years? Second place for this year’s “feel good” legislation: A new requirement that campus bookstores at public colleges and universities, to the extent possible, offer clothing for sale that was manufactured in the United States. Most college students are on a budget, so my guess is that price will still determine pur-chasing behavior. And what does the phrase “to the extent possible” mean? Let’s not leave out one of the Legislature’s annual contests: “How to make “Minnesota’s fishing laws more complicated!” Every year they find a way to make Min-nesota’s fishing laws just a little more confus-ing. This year’s new laws include the follow-ing: 1) The minimum age of a resident who may fish free during the “Take a Kid Fish-ing Weekend” when accompanied by a child under age 16 is lowered from 18 to 16; 2) Anyone may fish from shore in water that is wholly contained within a state park, except in waters that require a trout stamp; 3) Spear-ing a fish is added to the list of available life-time licenses, of course with some exceptions; 4) Finally, a nonresident license may be issued

to spear fish from a dark house. (This one was passed so that Ollie could invite his cousin Sven from Wisconsin to spear a fish with him in a dark house.) Sounds dangerous! Many of the new laws passed this session aren’t bad, they are simply not significant. There is an old saying that goes, never waste a good budget crisis to bring about meaningful change. In 2009, lawmakers squandered an oppor-tunity to change the way services are deliv-ered in Minnesota. They frittered away the legislative session with a little funding change here and a little funding change there. In ad-dition, they delayed a whole bunch of pay-ments, which will only make budget matters worse in the next biennium. The opportunity to rethink what servic-es should be provided at the state level, the county level and the city level was lost. And more importantly, the key question about what services should or shouldn’t be provided by government wasn’t addressed. Hopefully, next year lawmakers will tackle the important issue of budget reform and not just rehash the budget battles of the 2009 ses-sion.

Phil Krinkie is a former Republican state representative from Lino Lakes and the

president of the Taxpayers League of Minnesota. The eight-term lawmaker

chaired the House Tax Committee and two other House panels. Krinkie’s e-mail is at:

[email protected].

The 2009 legislature did what? When?Guest Columnist

See Paine, Page 10A


Business 101

by Harold TorrenceSPECIAL TO THE TRIBUNE

Today’s work-place environ-ment is increas-ingly complex and challenging for individuals who are trying to move up the career ladder, or simply trying to get a job. As we struggle to balance our personal lives and work, we can suddenly find our-selves feeling lonely in a jungle of unorganized thoughts and ideas. When you are unclear and uncertain, finding the right path to the next level up can be very difficult. Because of our individualized human natures, we tend to keep our feelings and desires to ourselves. This reality can hinder our chances to identify and embrace new and better opportunities. In a way, what we have is a choice between viewing the world with tunnel vision, or making a change so that we

see things from a 360-degree perspective. To gain a 360-degree out-look on your world, you will need support from people who can listen to you and provide honest, insightful feedback and ideas. What you need is a men-tor. Look around and chances are you will discover that one or more of your friends, co-workers, family members, teachers and/or professional acquaintances fit the descrip-tion. Once you encounter a good potential match, don’t be afraid to ask that person to be your mentor. Formal and even informal mentoring can be indispensable in helping you reach your personal and pro-fessional goals. Students in Dakota Coun-ty Technical College’s Multi-

cultural Leadership program build mentoring relationships with individuals who are pro-fessionally and academically successful. Having established men-tors gives them a solid un-derstanding of what it takes to reach higher levels of per-formance both personally and professionally. Jason Kelvie, a member of our multicultural leadership learning community, works for the city of Burnsville. Ja-son found that his mentor was extremely helpful in al-lowing him to understand his workplace relationships and improve his communication skills so that he could forge stronger bonds with his co-workers and managers. “While this mentoring ex-perience was happening, I was able to transition to a new and better career opportunity,” Ja-

son explained. “My mentor’s examples helped me adapt my communication style with my new supervisor. My men-tor also helped me see chal-lenges and opportunities from a more positive outlook. As a result, I was able to establish a new friendship and expand my network of connections and resources.” A trusting and well-struc-tured mentoring relation-ship can help you uncover and reinforce your strengths, which will give you the power to reach your human capac-ity and potential. Something special and different happens when a mentor takes the time to listen attentively to your concerns, challenges and op-portunities. This exercise alone can

make you reframe your way of thinking. For example, you will almost certainly start re-placing the word “problem” with “opportunity.” When setting goals, we sometimes find it difficult to visualize a clear mental pic-ture. However, when you start chatting and interacting with your mentor, all of a sudden you are able to understand yourself better and see new options and alternatives to get where you want to be. Your priorities will dictate the kind of mentor you’ll need. You can seek a mentor for ca-reer enhancement or one that will focus on your personal de-velopment. What’s important to know is that you don’t need a sophisticated mentoring

program to have a mentor. Seeking someone who cares about your success and has a sincere interest in your future development is a per-sonal decision with a tremen-dous professional impact. It’s never too late to change – so go ahead and start your lifelong mentoring journey. In future columns, I will drill down and cover specif-ics regarding globalization, supervisory management and multiculturalism. For more information about the college’s Supervi-sory Management and Mul-ticultural Management pro-grams, contact me at [email protected] or visit, www.dctc.edu. To maximize your educa-tional ROI, visit www.dctc.edu/business-industry/roi.cfm.

Harold Torrence is supervisory management instructor at

Dakota County Technical Col-lege in Rosemount.

Seek a mentor … and improve your personal, professional lifeMake It Happen If you have a subject

that you would like to have the Make It Happen columnists write about, contact Chris Hayes at (651) 423-8266 or [email protected].

In Brief

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Coming Soon

On July 21, community leaders joined Walmart in breaking ground to convert the Apple Valley Walmart store into a 188,000-square-foot supercenter with a full grocery. Apple Valley Mayor Mary Hamann-Roland praised Walmart for the expansion project that will bring added benefits to the community, including creating 100 new jobs at the store and 150 construction jobs, and helping increase the city’s tax base. “Apple Valley is in a reinvestment renais-sance, and you are part of it,” said Hamann-Roland to the large group of city employees, construction workers, and Walmart associ-ates who gathered at the event. “Walmart is adding square footage in a smart way and providing groceries in a difficult economy.

Apple Valley citizens are excited for that.” The new Walmart store will include a number of features that aim to make the store more environmentally and shopper friendly. Some of the new features include: • Upgraded LED lighting • High-efficiency heating, ventilation, and air-conditioning units • Sensor-activated, low-flow water faucets • Added green space around the store • Full grocery • Wider aisles • Additional check-out lanes The Apple Valley store currently employs 268 people. Construction is expected to take about a year, during which time the Walmart store will remain open for business.

Apple Valley Walmart begins expansion

Photo by Tad Johnson

Walmart employees who had been with the store since it opened in 1999 and public officials broke ground on the company’s expansion project July 21. The design of the renovated Walmart in Apple Valley will be a departure from the company’s tradi-tional storefront. To suggest a Coming Soon, e-mail [email protected] or call (952) 846-2033.

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Last year, Burlington Coat Factory, which has a location in Apple Valley, raised more than $1.6 million for The Leukemia & Lymphoma Society (LLS) in its fight against blood cancers. On Aug. 1, it began its eighth year encouraging customers to purchase paper balloons in its stores nationwide. The $1 (or more) donation supports LLS’s efforts to find cures for leuke-mia, lymphoma, myeloma and Hodgkin’s disease. To supplement the funds raised by balloon sales, Burl-ington Coat Factory employ-ees and their families will also form Light The Night Walk teams, raising money at special events held in their communi-ties throughout the fall. Since 2002, Burlington’s ef-forts on behalf of LLS through in-store paper balloon sales, Light The Night Walks and additional fundraising efforts have raised more than $5 mil-lion. “We are extremely proud to continue our strong com-mitment to The Leukemia & Lymphoma Society,” notes Tom Kingsbury, president and

Business enters eighth year of fight against leukemia, lymphoma

chief executive officer of Bur-lington Coat Factory. “These fund-raising efforts not only support and promote LLS’s goals and services, but they are a great way to build awareness and boost morale among our employees and customers.”

Light The Night Walk, which takes place in communi-ties across the country each fall, is the nation’s night to pay trib-ute and bring hope to people touched by cancer, said John Walter, president and CEO of LLS.


Best Practices��

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by Stacey AckermanSPECIAL TO THE TRIBUNE

There is a fine line between ad-vertising and public rela-tions, and it’s one that often gets blurred. As a business owner, it’s important to distinguish these differences and maxi-mize each one’s potential. The fundamental dif-ference is that you pay for advertising; it blatantly gets your message across and usually has a call to action or enhances brand recogni-tion. You also have complete control over what is said, when it’s said, what it looks like and how your message is communicated. Public relations, on the other hand is free publicity, but its message is very dif-ferent. Public relations (specifi-

cally media relations) is a way to tell your story in a much more in depth way. What you are presenting is a story idea, and typically the reporter will then take your information and write what she desires, without having to get your approval. Do not to expect your public relations campaign to sell your product or service, even if that is your ultimate goal. What you are really sell-ing the reporter on is em-pathy, loyalty or something that readers can relate to with your product or ser-vice. To effectively sell your-self through PR, you need to be able to think like a journalist, not like a busi-ness owner. Journalists really despise a blatant ad campaign in

a press release. They will either hit “delete” before opening the e-mail, or they will forward it to their ad sales representative. You need to step outside your world to find out what readers want to know about your business. To find out what this sto-ry may be, think of a client that really benefited from your services, or an employ-ee who has a unique story to tell. I find heartwarming stories or ones that jive with current events get the most buzz. Some favorite stories that I have helped clients tell are: a fitness trainer who wanted more clients. We used his mother to tell the story, who is 70 years old and is also becoming a certified fitness trainer, to share how she is helping seniors get into bet-

ter shape. This story aired on the 10 p.m. news and headlined, “Pump You Up.” Another client, a life coach in the early stages of her business, wanted to gain credibility and empa-thy among potential clients. Her story, headlining, “Dis-covering Your Path,” in Best of Times, a newspaper for senior citizens, was about her personal career change at age 70 and how she can relate to her clients’ life changes. I also worked with a pas-tor, whose congregants hired me to get more exposure for their church. The article that came out in Thisweek, Sept. 16, headlined, “Building a community of open hearts and open minds,” was about how this church embraces liberalism. Public relations is an in-expensive way for your small businesses to gain exposure, credibility and to tell its story. It is one area of mar-

keting, however, that is of-ten overlooked because it is time consuming and often takes an outside perspective to make it work. The key elements for an effective public relations campaign are: 1) A newsworthy hook; 2) Proper journalistic writing style; and 3) The pitch. A newsworthy hook means it has to appeal to the publication’s readers just as much as it conveys your message. The proper journalistic writing style means putting the “who,” “what,” “where,” “when,” “why,” and “how” in the leading paragraph and following it with less impor-tant details. There is also a writing form called Associated Press (AP) Style, which has spe-cific grammatical guidelines, ones that are quite different than you learned in English class.

Finally, journalists are bombarded with hundreds of stories each day, so persis-tence and follow-up is key. You need to be able to give the reporter a 10 sec-ond reason why he should publish your story. When the power of pub-lic relations works in your favor, it instantly gives your business credibility and tells your story in a way that no advertisement ever could. While advertising is an important aspect of market-ing your business, make sure to combine it with some PR spin – your campaign will go a lot further.

Stacey Ackerman, runs Small Business Build-

ers, a marketing consulting business. She is a speaker,

writer and instructor on small business marketing. She can be reached at sackerman@smallbus

inessbuilders.com.

Advertising vs. PR – what’s the difference?Guest Columnist

by Jeff ApplequistSPECIAL TO THE TRIBUNE

I spoke with an executive re-cently who told me about the corporate culture in his company. Secrecy, with-holding critical information, and inconsistent communica-tion were common practice. My friend was frustrated to no end. Organizations that fail to share important knowledge and information up, down and across struggle in the long run. No organization achieves perfection with regard to in-formation sharing, because human judgment is involved. Obviously, some data is not appropriate for wide distribu-tion. Sometimes, confidenti-ality is a necessity. To com-municate well requires time, focus and effort, which are often in short supply. Nevertheless some compa-nies, such as Pixar Animation Studios, excel as organiza-tions that openly and hon-estly share knowledge. Pixar is one of the most successful film production companies of all time.

The “fraternity of geeks” who work at Pixar succeeded in transforming hand-drawn cel animation to computer-generated 3-D graphics. The string of movies thus created, starting with “Toy Story” in 1995, have been hugely popu-lar and critically acclaimed. Through it all, a corporate culture that highly values in-formation-sharing at every level within the organization has enabled Pixar to continue to produce one hit after an-other. The September 2008 issue of Harvard Business Review cited several reasons for Pix-ar’s sustained creative success. Among other things, the company espouses a philoso-phy that “we are smarter than me.” The company believes that everyone needs to be in-volved in the creative process and, to that end, communica-tion throughout all levels is imperative. Next, Pixar works to hire good people, to support them, and to foster an environment in which trust and respect are a given. More specifically,

those good people are encour-aged to take risks, knowing that they will inevitably make mistakes. Talented people will learn from failures and use their hard-earned discov-eries to move forward more effectively on subsequent projects. Finally, Pixar’s culture is flat, collegial and extremely peer-oriented. Hierarchies are out, everyone is treated with respect, and both honest feedback and careful listening are encouraged and reward-ed. One very specific and prac-tical example of the way in-formation-sharing plays itself out is Pixar University. Every employee is encouraged to spend as many as four hours a week furthering his or her education. Pixar University offers more than a hundred courses, from filmmaking and writing to sculpture, painting and drawing. Randy Nelson, dean of Pixar University, says, “We offer the equivalent of an un-dergraduate education in fine arts and the art of filmmak-

ing.” And this is not just fun time or a way to avoid work, but rather a critical job expec-tation. Nelson says, “This is part of everyone’s work. We’re all filmmakers here. We all have access to the same curricu-lum. In class, people from ev-ery level sit right next to our directors and the president of the company.” Pixar University epito-mizes the concept of broad knowledge-sharing. Nelson asserts, “The skills we develop are skills we need everywhere in the organization. Why teach drawing to accountants? Because drawing class doesn’t just teach people to draw. It teaches them to be more ob-servant. There’s no company on earth that wouldn’t benefit from having people become more observant.” At Pixar University, em-ployees are also encouraged to try new things, take risks, and learn from mistakes. The University crest says in Latin: “Alienus Non Diutius,” which translates to “alone no lon-ger.” “It’s the heart of our model, giving people opportunities to fail together and to recover

from mistakes together,” Nel-son says. In addition to excellent financial results, Pixar has earned countless industry ac-colades for its work, includ-ing 22 Academy Awards, four Golden Globes, and three Grammys. Every Pixar film produced since 2001 was nominated for a Best Animated Feature Os-car and four of those movies, “Finding Nemo,” “The In-credibles,” “Ratatouille,” and “WALL-E,” came home with the little golden statuette. Pixar Animation Studios provides an incredibly com-pelling example of an orga-nization that sees the critical value in gathering informa-tion from a diverse variety of sources and then sharing it openly up, down and across the company. Those indi-viduals who hold information closely would not survive in such a culture. Pixar’s reputa-tion as a place where creative genius thrives is indeed well-earned. Companies like Pixar that set themselves up as learn-ing organizations and follow through on that commitment tend to be successful. Other organizations – where secre-

cy, lack of clarity, and gener-ally poor communication all around are the rule – suffer in the end. Where does your orga-nization or team sit on the communication spectrum? Do you openly share impor-tant knowledge and informa-tion in all directions? Does your culture foster honest feedback and careful listen-ing? What do you personally contribute from a communi-cation standpoint? A human or animal organ-ism needs circulation of blood and nutrients to all parts of the body in order to have full physical health. Similarly, freely flowing knowledge and information are the “life-blood” of any organization that hopes to achieve robust business outcomes.

Jeff Appelquist is founder and president of Blue Knight Battlef ield Seminars, which

provides individual leadership and team development train-ing. Jeff is a former Marine

off icer, practicing attorney, and corporate executive. His Web site is www.blueknightsemi-

nars.com, and he can be reached at jeff.appelquist@blueknightse

minars.com.

Share knowledge, information in all directionsGuest Columnist


by Stacey AckermanDAKOTA COUNTY TRIBUNE

When Jessie Mommsen graduated from college in 2004 she knew she wanted to have her own business some-day – probably when she was in her 40s. But today, at age 28, this young entrepreneur is cele-brating her fifth year as owner of Threads & Inks, a screen-printing and embroidery business located in Lakeville’s Airlake Industrial Park. Mommsen, a 1999 gradu-ate of Lakeville High School, has always had a passion for sports, and was an avid hock-ey player and track runner during her high school days. “I always knew I wanted to work in a sports-related field, but I didn’t like working for someone else,” she said. In 1993, her uncle was tired of the money the family was spending on Mommsen and her Brother Grant’s sports apparel and thought it would be a good idea to open their own business. The shop was started by Mommsen’s mom and two aunts in Blooming Prairie and is still in busi-ness under the name Sports Stitch. Mommsen got an early start in the business, placing apparel orders with her team-mates from Sports Stitch in high school. During college, she worked at the family business placing orders and meeting customers. After college graduation with a degree in business, she needed a job. Mommsen and her family learned that the only other retail embroider in Lakeville was retiring and saw it as a great opportunity to start their own shop. “I took four or five months to research and write a busi-ness plan. I attended a two-day class on embroidery and

went to a tradeshow in Las Vegas to get suppliers,” she said. When the business first opened, Mommsen was sit-ting alone in the shop and wondering what she got herself into. Then, her first customer came wandering into the store wondering what they did. He happened to own a business down the street and needed to order hats for his company. Then, a big order came from the Lakeville North High School band, a previous client of Sports Stitch. Since that time, they’ve had a steady flow of repeat customers and have serviced more than 1,000 groups. Three years ago, Mom-msen’s mother, Lynn Krejci, retired from her job as a home

economics teacher at Lake-ville North High School and decided to join her daughter in running the business. “The white hair gives me a lot of power, but she’s in charge,” Krejci said. “We have a great mother and daughter relationship – it doesn’t seem strange having my daughter as the boss.” Today, Mommsen also has her Threads & Inks mascot, a bulldog named Stella, who keeps her company at the shop, as well as a part-time college student who has been with the business for two years. She hopes her brother Grant can soon come to work with them full time. Threads & Inks had gross sales of more than $300,000 last year and projects sales to reach $375,000 this year, ac-

cording to Mommsen. “The business has gone way beyond what our pro-jections were both in terms of production and the new equipment we’ve acquired,” Krejci said. Threads & Inks is the only retail embroidery shop in Lakeville. While there is vast competition among people selling embroidered apparel online and through third par-ties, Threads & Inks prides itself on getting to person-ally know each customer and designing and making every-thing in-house. The company says its in-house production allows for faster service and better quality control. Most orders are completed in one and a half to two weeks. While the business serves a lot of sports teams, it also has several busi-ness customers ranging from stump grinders to bankers. “I love getting to know the people in the community. I get to see the kids grow up and come back from college

to visit,” Mommsen said. Threads & Inks has also designed apparel for the Lakeville fire station. Through this relationship, the fire chief drove a vintage truck in Mommsen’s wed-ding. Mommsen does all of the shirt designs herself, using a sophisticated computer pro-gram. She has always been creative, and even won a T-shirt and sweatshirt de-sign contest at Cherry View Elementary School in sixth grade. “One of my favorite proj-ects was designing shirts with ‘bling’ for the Minnesota Twins’ wives,” Krejci said. “It was a challenge because the Twins logo had to meet exact specifications.” Even with the recession, the business has continued to thrive. “We were slow for about a month and a half, but it’s hard to tell if it would have been that way anyway,” Mommsen said.

The company sells a lot of items for identity and safety, such as uniforms for landscapers and contractors, which continue to be need-ed even during tough times. Mommsen has also noticed that sports teams change ev-ery year and always need new apparel. “It’s been absolutely amaz-ing. We’ve been so surprised it’s been as good as it has,” Krejci said. “Even parents who’ve lost their jobs still seem to find a way to pur-chase their kid a letter jacket, which is an area where we ex-pected sales to fall.” As far as the future for Threads & Inks, Mommsen is in the process of starting a young professionals network-ing group for entrepreneurs in the south metro. The two women are also excited by the expansion opportunities their new chenille machine will bring, such as creating patches and corporate letter jackets.

Entrepreneur launches business earlier than expected

Threads & Inks is located at 21017 Heron Way, Suite 108 in Lakeville. The phone number is (952) 469-6695, the e-mail address is [email protected] and the Web site is at www.threadsandinks.com.

In Brief


Jessie Mommsen, a 1999 graduate of Lakeville High School, runs Threads & Inks with her mother, Lynn Krejci.


Threads & Inks mascot, a bulldog named Stella, keep an eye on the inventory.

Photo by Rick Orndorf Threads & Inks had gross sales of more than $300,000 last year and projects sales to reach $375,000 this year.


The company says its in-house production allows for faster service and better quality control. Most orders are completed in one and a half to two weeks.

Jessie Mommsen started Lakeville’s Threads & Inks while in her 20s

8A August 6, 2009 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY��

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by Andrew MillerDAKOTA COUNTY TRIBUNE

When Eagan’s Cedarvale Mall was condemned for re-development a few years ago, Grand Slam U.S.A. didn’t have to search far for a new home. The indoor entertain-ment center whose offerings include mini golf, laser tag, bumper cars and batting cag-es relocated to 12425 River Ridge Boulevard in Burns-ville – just a few miles down Highway 13 from Cedarvale – in September 2007. According to Grand Slam manager Jim VanderAarde, the location on River Ridge Boulevard offered better vis-ibility – it’s just northwest of the Interstate 35W/Highway 13 interchange, and right across the street from Skat-eville roller-skating rink and the former Minnesota River School of Fine Arts. The Burnsville site was also chosen for its proximity to Cedarvale, in which Grand Slam had occupied space since 1989. “We wanted to go some-where close to Eagan, be-cause in this type of business it’s hard to establish yourself,” said VanderAarde, whose brother, John, owns the busi-ness. Cedarvale, built in 1965 and the second shopping mall in Minnesota, was at one time a hub of commercial activity in Eagan, anchored

by Applebaum’s grocery store and Ben Franklin and home to men’s and women’s cloth-ing stores, drug stores, a travel agency and various other shops. But in the last decade, the

mall had become a virtual ghost town, known only to many as the home of Grand Slam. Finally, Cedarvale was condemned to make way for the Village at Cedar Grove, a redevelopment project aimed

at creating a vibrant urban center in one of Eagan’s old-est neighborhoods. For Grand Slam, the move to Burnsville has proved to be a boon. “It’s night and day,” Van-derAarde said. “There’s a lot more traffic.” Grand Slam, which will celebrate its 20th anniver-

sary in September, used the relocation to update its en-tertainment offerings, adding a multi-story children’s play area, state-of-the-art laser tag arena, and a redesigned mini golf course with a pirate theme. VanderAarde said the economic downturn hasn’t had an effect on business at

Grand Slam, whose party packages range from $8.95 to $15.95 per person. “Business has been really phenomenal,” he said. “In to-day’s economic times, people are looking for inexpensive entertainment.”

Andrew Miller is at [email protected].

Photo by Andrew Miller

Grand Slam U.S.A., whose offerings include bumper cars, mini golf, laser tag and batting cages, relocated to 12425 River Ridge Boulevard in Burnsville – just a few miles down High-way 13 from its former location in Cedarvale Mall – in September 2007.

Photo by Andrew Miller

Grand Slam U.S.A. manager Jim VanderAarde stands out-side the indoor entertainment center’s new Burnsville loca-tion at 12425 River Ridge Boulevard. Grand Slam moved to Burnsville after almost two decades in Eagan’s Cedarvale Mall, a once-popular commercial hub that was condemned and demolished to make way for the Village at Cedar Grove redevelopment project.

Stepping up to the plate in BurnsvilleA longtime fixture of Eagan’s now-demolished Cedarvale Mall, Grand Slam U.S.A. finds success in new Burnsville location

“Living as a team” and “Giving guests the Cole’s experience.” Cole’s only hires personnel who are dedicated to these core values and fit in with the company’s culture. The company has 100 mentors made up of senior staff that helps junior employees develop themselves both personally and professionally. “We teach from a call to action approach,” Cole said. “Each employee delivers her own unique Cole’s experience by per-forming six steps, focusing on three quality checks and prepar-ing each day with a challenging written plan.” After its 15-year anniversary, Cole decided to thank his staff for growing the company by offering employee stock options. Today the company is 40-percent employee owned. “We thrive because we’re all in it together,” Cole said. “No-body wants to quit because of relationships. When you have a

Cole’s from Page 1A relationship, that’s what develops trust.” Cole’s Salon’s relationships expand beyond the sa-lons and into the community. The company has raised $16,000 for colon cancer and breast cancer and has been involved with numerous other community projects. Cole also reaches out as a mentor to new salon own-ers and graduating cosmetology students in an effort to give back. “Successful people are willing to help others,” he said. This year, Cole was the keynote speaker at Minneso-ta School of Beauty’s graduation ceremony. According to co-owner Lara Kelley, Cole is an inspiration to his students as well as to them. He has taught the owners of Minnesota School of Beauty not to undermine their front desk staff, because they are the first impression that guests will receive. Cole’s Salon has seen continuous growth for 29 years. This is the first time in history in which sales are down – 2.6 percent – from last year. “During this tough economy we must stress appre-ciation for our guests and make them feel good,” Cole said. Cole’s Salon is giving back to guests by making them a part of the 30-year anniversary celebration. The com-pany is giving away $30,000 in cash and prizes to its customers. Weekly drawings begin on Sept. 25 in all locations, with grand prizes being drawn on Oct. 29. Clients can enter into the raffle every time they come in for appointments or when they purchase products. In 30 years, Cole’s Salon has grown from a single family hair-cutting location to five full-service spas. “Our biggest challenge over the 30 years has been meeting the expectations of a growing company and dealing with the dynamics of change from a small staff to more than 300 people,” Cole said. Cole said he is optimistic about the company’s fu-ture. “We’re open to growth and definitely believe we’ll grow our company. We plan to spend the next five years focusing on improving existing locations. It’s not about how big we are, it’s about getting better,” he said.


by T.W. BudigECM CAPITOL REPORTER

They called him Timmy. Former Republican state Rep. Kathy Tingelstad, of Andover, was a good friend of one of Gov. Tim Pawlen-ty’s sisters and two years ahead of Pawlenty in high school in South St. Paul. She remembers the dark-haired teen as quiet, divid-ing his time working in the produce department at the grocery store and playing hockey. Critics of the Republican governor and possible presi-dential candidate have long depicted Pawlenty as captive of his personal ambition. They say he has plied a style of governance more tailored to appeasing a national Re-publican audience than as-sisting a school teacher or an uninsured family in Min-nesota. Despite this character-ization, Tingelstad recalls nothing about her friend’s little brother as suggesting simmering ambition. “If someone would have said, ‘Point out a future gov-ernor,’ he would not have been on my list,” Tingelstad said. Pawlenty began to test the political waters as a col-lege student, in the summer of 1980 interning in the of-fice of former Republican U.S. Sen. David Durenberg-er. The story is told that Durenberger’s office was looking for an intern from South St. Paul or St. John’s University. Pawlenty got the nod. “I always took a lot of pride in hiring people who were smarter than I was,” Durenberger said. “He fit. He really fit. He’s inquisi-tive. …He wanted to learn – I think he’s still like that. He’s always exploring.” Pawlenty was a lot of fun, said Durenberger, whose children liked Pawlenty and have stayed in touch. Pawlenty seemed to like

the camaraderie of the of-fice, of the campaign. Durenberger did not sense that Pawlenty was plotting his own political future. “No. I don’t think he did. I think he was just explor-ing,” Durenberger said. “I don’t know if he had a lot of ambition for himself in the early days.” Pawlenty worked on two campaigns for Durenberger during the 1980s. In the late 1980s, Paw-lenty, a practicing attorney, was appointed by former Eagan Mayor Vic Ellison to the Planning Commission. Ellison wondered how long the successful attorney would remain in local gov-ernment. Spending the time was a financial sacrifice for Paw-lenty, he said.

Elected to council Pawlenty ran for the Eagan City Council, win-ning a seat on the five-member body. Former Eagan Council Member Ted Wachter, who logged some 27 years on the council, remembers Paw-lenty for seconding a mo-tion that he had made to ban billboards along I-35E going through Eagan. He was great to get along with, Wachter said of Paw-

lenty. “We never had no argu-ments,” he said. Did Pawlenty strike him as a man on the move? “No. Never had that idea at all,” Wachter said. Former Republican state auditor Pat Anderson, who when serving with Pawlenty on the Eagan City Council was known as Pat Awada, said she did not know Paw-lenty well at that time. She only served on the council with him for a year, Anderson said. She knew he was making preparations for a run for the state house. “Did he think beyond the Legislature? I have no idea,” she said. “But I think at that point when we were young, serving on a city council, we weren’t thinking of one of us, or both of us, being governors,” said Anderson, a Republican gubernatorial candidate. But former Eagan Mayor Tom Egan, now a Dakota County Commissioner, be-lieves that Pawlenty was following a plotted political course. “I think the governor’s strategy was very well script-ed back then, and I think it’s scripted to date,” said Egan, whom Pawlenty reappointed to the Met Council. “I think even back in

those days he had plans for higher office – very little doubt in my mind. … Tim is a very gifted person – a very bright, very ambitious person.” Pawlenty was elected to the House in 1992 in Dis-trict 38B, but for six years served in the minority. He found it frustrating, explained Durenberger. “I know in the Legisla-ture he became discouraged after a while not being able to change things,” he said. “We talked about that from time to time. … I think he wanted movement. I think he wanted to shape things.” Opportunity knocked in the 1998 election when Re-publicans gained control of the House. Pawlenty later was elect-ed House majority leader.

Skills begin to shine “I think when he was ma-jority leader his leadership skills really started to shine,” said Tingelstad, elected to the House in 1996. People were expecting Pawlenty to run for some-thing, she said. “If you have aspirations for higher office, (majority leader is) a great place to be,” she said. But a planned run for the U.S. Senate crumpled for Pawlenty when the Bush

White House tapped St. Paul mayor Norm Coleman on the shoulder. “(Republican strategist) Karl Rove and the guys in the White House screwed it up,” said Durenberger. Pawlenty would have made a very good U.S. sena-tor, Durenberger said, and he would have been re-elected last year. But Pawlenty rebounded, winning the governorship in 2002, winning despite a whopping campaign viola-tion fine being leveled at his campaign. Pawlenty won re-election in 2006.

John McCain Pawlenty’s admiration for Republican U.S. Sen. John McCain of Arizona began taking on greater and greater implications in more recent years as McCain nudged closer to a presiden-tial run. Although Pawlenty ulti-mately failed to make the fi-nal cut as McCain’s running mate, Anderson believes the experience was an eye-opener for Pawlenty. “All of a sudden doors opened to some possibilities and maybe opened (Pawlen-ty’s) eyes to possibilities that he might have on the national level,” Anderson said. “Until McCain came around, I don’t think Tim was thinking in terms of na-tional office.” Anderson, for one, sees no evidence that Pawlenty has molded his style of gov-ernance to attract the atten-tion of national Republican leaders. Former Eagan mayor El-lison doesn’t buy the idea either, saying the things Pawlenty talks about now – smaller government, lower taxes – are the exactly same things he talked about in Eagan 20 years ago.

Dealt a difficult hand Durenberger, too, dis-misses the notion that Paw-lenty caters to the Republi-

can elite. “No – I think he was dealt a difficult (state bud-get) hand,” he said. Pawlenty makes deci-sions with at least some consideration to national politics, Tingelstad said, but it’s a minor part of the over-all process. Egan suggested that am-bition could guide the gov-ernor’s hand. “I’m cynical,” said Egan, who prior to a recent inter-view had been looking at a Powerpoint on budget cuts. Pawlenty is leaving a state budget situation — one that he “created,” said Egan — that is more dire than it has to be. “In other words, there’s going to be a lot baggage left for his successor. … Whether that’s for good or for bad, I don’t know. But he’s certainly leaving it for other people,” said Egan of the deficit projected to shroud the budget. “I think the jury is still out on some of those ques-tions,” Egan said of the rela-tionship between ambition and judgement in Pawlenty. Durenberger in looking back sees coincidence shap-ing Pawlenty’s career. And perhaps more. “Some people who are more evangelical in their faith say, that when you’re in the right place at the right time, you don’t know neces-sarily which direction you’ll be led,” Durenberger said. For her part, Tingelstad sees something methodical, workmanlike in Pawlenty’s course. “I don’t think there was any grandiose plan,” she said. “I think he took one step at a time, and he found success – people encouraged him,” she said. “Again, in his career, he’s been at the right place at the right time,” said Tingelstad. “And that’s sort of been the story of his life.”

T.W. Budig is at [email protected].

Those who have seen Pawlenty rise to prominence reflect

on what has led him to the top

Photo by T.W. Budig

Gov. Tim Pawlenty visits with U.S. service members who have been deployed to Iraq. Pawlenty visited the war zone in July.

Is it raw ambition, or just perfect timing?To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.ThisweekLive.com.

Capitol Roundup

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To advertise in the Dakota County Tribune

Business Directory call 952-894-1111

To sumbit an item for the Calendar, e-mail it to [email protected] or fax (952) 846-2010.

Date-specific Dakota County Regional Chamber of Commerce events: Thursday, Aug. 6, 7:30 a.m., The Buzz at Workforce Center, West St. Paul. Tuesday, Aug. 11, 8 a.m., Connection at Rosemount Nation-al Bank, Rosemount. Wednesday, Aug. 12, 7:30 a.m., Rosemount Area Business Council meeting at Anderson Insurance Consul-tants, Rosemount. Wednesday, Aug. 12, noon, ChamberNet at DCR Chamber, Eagan. Thursday, Aug. 13, 8:30 a.m., Coffee Break at Everest Institute, Eagan. Tues-day, Aug. 18, 7:30 a.m., Board of Directors meeting at DCR Cham-ber, Eagan. Tuesday, Aug. 18, noon, New Member Orientation at DCR Chamber, Eagan. Wednes-day, Aug. 19, 7:30 a.m., 2009 Business Excellence Awards at Eagan Community Center, Eagan. Thursday, Aug. 20, 7:30 a.m., Eagan Area Business Coun-cil meeting at DCR Chamber, Eagan. Friday, Aug. 21, 8 a.m., Government Affairs Committee at DCR Chamber, Eagan. Monday, Aug. 24, 4:30 p.m., Farmington

Economic Growth Committee at Anchor Bank, Farmington. Thurs-day, Aug. 27, 8 a.m., Farmington Breakfast at Farmington Eagles, Farmington. “How To Be a Consultant – Emphasis on IT” workshop by the South of the River Entrepre-neurs group from the Dakota Scott WIB Business Services Com-mittee from 1 to 5 p.m.Tuesday, Aug. 18, at Partners in Education Building, 14200 Cedar Ave., Ap-ple Valley. Investment: $10. Infor-mation: (651) 423-8612 or www.dctc4business.com. “Finding Work That Works,” seminar will be presented Thurs-day, Sept. 17, at the Seniors Expo at Treasure Island Resort and Casino. Designed and presented specifically for senior women and men by WomenVenture, the seminar will address: how to determine what you’d really en-joy doing, how to get started on that small business idea that’s been in the back of your mind for a long time, and what your ideal volunteer opportunity might be. Free. Reservations required. Information: (612) 798-7237 or www.101expos.com.

Ongoing Dakota Business Partners (networking group) meets every

Tuesday at 8:30 a.m. at Enjoy! Restaurant in Apple Valley. For more information call at (651) 216-5406. Platinum Partners, a chapter of BNI, welcomes one represen-tative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lake-ville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Pro-fessionals (CNP) is a nonprofit business networking organization established in November 2003. The group meets at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. the first and third Tuesday of each month. CNP is currently looking to add members to its group of 16 members. Only one person from each professional specialty is permitted to join. All participants should represent their primary occupation, not a part-time business. First two vis-its are free; thereafter the cost is $50 per year to cover overhead expenses. Contact Jeffrey L. Rothmeyer at (651) 463-8300 to find out if your profession is still available. BNI – The Valley Network-ers chapter of Business Net-working Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple

Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Nicole Blasing at (651) 331-9238 or visit www.bni-mn.com BNI-Networking will meet Wednesdays at 8:15 a.m. at Byerly’s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 247-3200. Professional Referral Ex-change of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more informa-tion, contact Jo Baecker, area di-rector, at (612) 618-5347 or visit the Web site www.prorefx.com. BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 247-2111 or check out the BNI Web site at www.bni-mn.com. Beta Sigma Phi, Precep-tor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831.

Network Results Chapter of Business Network Interna-tional, networking for local busi-ness owners, only one person from each profession. First two meetings are free. We meet ev-ery Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Michele Jennings for more infor-mation: (612) 581-0332. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Cof-fee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Com-mon Denominator” Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cob-blestone Lane, Burnsville. For in-formation, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, train-ing, networking, prayer, and shar-

ing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Finan-cial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robin-son at (952) 890-6611. The SE Metro Group meets at 2918 Up-per 55th St., Inver Grove Heights, the first Thursday of each month (beginning July 2) from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. Seed Your Business Net-working Group – “Plant a Seed and Grow Your Business” – meets the first and third Wednesday ev-ery month at noon at Baskets On Occasion, 3348 Sherman Court Suite 104, Eagan, MN 55121. This is a free networking refer-ral group. Only one person from each profession. Contact Mary O’Rourke at (651) 994 8392 or e-mail [email protected] for more information.

Calendar

Any individual, corporation, limited partnership or limited li-ability company that conducts business in Minnesota under a name other than their full legal name, must file a Certificate of Assumed Name.

Creatively Yours Staging, 15357-106 Greenhaven Lane, Burnsville. Arbor Vista Homes LLC, 14750 W. Burnsville Parkway, Burnsville. Floor to Ceiling, 3200 Corpo-rate Center Drive #101, Burns-ville. Choice Insurance Network, 151 W. Burnsville Parkway #229, Burnsville. Sparkling Spaces by Steph, 15887 Firtree Lane, Apple Valley. Sustain, 180 Garden View

Drive, Apple Valley. Vista Funding Group, 13609 Ferris Ave. S., Apple Valley. Strategic Hosting, 14709 W. Burnsville Parkway #33, Burns-ville. Excelsior Henderson, 1509 Keller Lake Road, Burnsville. Dharma Objects, 1301 Cliff Road E. #113, Burnsville. Q Nails, 716 County Road 42 W., Burnsville. PMC, Inc., 13112 Court Place, Burnsville. Transcoastal, 13310 Elm Drive, Burnsville. Fry Inspections, 12915 Abbott Circle, Burnsville. AA Vopat, 1427 Valley Drive, Burnsville. ChadWick Property Record Management, 3200 Skyview

Drive, Burnsville. Two Gems, 8225 Carriage Hill Road, Savage. Berkness.com, 13078 Glen-hurst Circle, Savage. Classic Interiors, 14800 Sum-mit Oaks Drive, Burnsville. Resumous, 857 E. 145th St., Burnsville. Logicalistings, 1430 Woodhill Road, Burnsville. Basic Transportation, 508 Up-perwood Way, Burnsville. Property Asset Record Com-pany, 3200 Skyview Drive, Burns-ville. LaBelle Boutique, 8160 Coun-ty Road 42, Savage. City of Sound, 7487 W. 144th St., Savage.

Assumed Names cific skill set in Minnesota. More investment in research and development also needs to take place. During our trek we saw two great examples of how state investment in edu-cation will help fuel our growth in wind. On day one of the tour, we stopped at Riverland Community College’s Al-bert Lea campus. This fall, the college will start its wind turbine technician class, pre-paring the skilled workforce

Minnesota needs to advance in this industry. Continuing through the L, on day two, we arrived at the University of Minnesota Morris with a lot of excite-ment about its biomass plant and wind turbine. We left convinced each are shining examples of how our universities and colleges will help catapult Minnesota to the center of research and development in renewable resources. Every few years there’s a new idea for diversifying and strengthening Minnesota’s

Main Streets. While wind might not be the magic bul-let everywhere, it certainly makes sense for many rural towns to consider harness-ing the state’s natural re-source.

Nathan Paine is a Min-nesota 2020 Energy Policy Fellow. Minnesota 2020 is a nonpartisan, progressive

think tank that focuses on the issues of education, health care,

transportation and economic development.

Paine from Page 4A

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PUBLIC NOTICEMINNESOTA SECRETARY OF STATE

CERTIFICATE OFASSUMED NAME RENEWAL

Assumed Name # X 84430CURRENT INFORMATION ON FILE:1. Assumed Name: Interlight.2. Date of Original Filing: 07/24/19893 . Cu r r e n t E x p i r a t i o n Da t e :

07/24/20094. Business Address: 1236 Earle

Way, Burnsville, MN 553065. Nameholder(s) and Address(es):

Bernard G. Cook, 1236 Earle Way,Burnsville, MN 55306INFORMATION YOU WISH TOCHANGE:

3. Current Expiration Date: 10 YearExtension4. Business Address: 1236 Earle

Way, PO Box 1468, Burnsville, MN553065. Nameholder(s) and Address(es):

Bernard G. Cook, 1236 Earle Way, POBox 1468, Burnsville, MN 55306I certify that I am authorized to

execute this renewal and I further cer-tify that by signing this document, Iam subject to the penalties of perjuryas set forth in section 609.48 as if Ihad signed this document under oath.Date 7/13/09

Bernard G. Cook1839063 8/6-8/13/09


CERTIFICATE OFASSUMED NAME RENEWAL

Assumed Name # X 226161CURRENT INFORMATION ON FILE:1. Assumed Name: Superior Express.2. Date of Original Filing: 08/25/19993 . Cu r r e n t E x p i r a t i o n Da t e :

08/25/20094. Business Address: 3924 Boston

Ct., Eagan, MN 551235. Nameholder(s) and Address(es):

Terrence R. Johnson, 3924 Boston Ct,Eagan, MN 55123INFORMATION YOU WISH TOCHANGE:

1. Assumed Name: Superior ExpressCouriers

3. Current Expiration Date: 10 YearExtension4. Business Address: 1461 Welling-

ton Way, Eagan, MN 551225. Nameholder(s) and Address(es):

Terrence R. Johnson, 1461 WellingtonWay, Eagan, MN 55122I certify that I am authorized to

execute this renewal and I further cer-tify that by signing this document, Iam subject to the penalties of perjuryas set forth in section 609.48 as if Ihad signed this document under oath.Date 3/2/09

Terry Johnson1839037 8/6-8/13/09

PUBLIC NOTICEMINNESOTA SECRETARY OF STATECERTIFICATE OF ASSUMED NAMEMinnesota Statutes Chapter 333The filing of an assumed name does

not prov ide a user w ith exc lus iver ights to that name. The fil ing isrequired for consumer protection inorder to enable consumers to be ableto identify the true owner of a busi-ness.1. State the exact assumed name

under which the business is or will beconducted: Allure Auto Glass Repair.

2. State the address of the principalplace of business: 3460 Golfview Drive#2323, Eagan, MN 55123

3. List the name and complete streetaddress of all persons conductingbusiness under the above AssumedName, OR if an entity, provide the legalcorporate, LLC, or Limited Partner-ship name and registered of f iceaddress.Scott A. Wolf, 3460 Golfview Drive

#2323, Eagan, MN 551234. I certify that I am authorized to

sign this certificate and I further cer-tify that I understand that by signingthis certificate, I am subject to thepenalties of perjury as set forth inMinnesota Statutes section 609.48 asif I had signed this certificate underoath.Date July 29, 2009

Scott A. Wolf, Owner1838959 8/6-8/13/09

PUBLIC NOTICENotice of Public Sale

On August 21st 2009 at 1:00 PM aLien Sale of personal property will beheld at the Lakeville Storage Centerlocation at 9455 215th St W Lakeville,MN 55044.Included in sale:# 2061959 Glaspar 16’ seafoam green run-about boat, with 75 HP Chrysler out-board motor, with trailer. MN LIC3851DG.

1830873 7/30-8/13/09

PUBLIC NOTICENotice of Issuance of HarassmentOrder For Relief by Publication

State of MinnesotaCounty of DAKOTA

District CourtFirst Judicial District

Court File Number: 19WS-CV-09-1179Case Type: Harassment

Jennifer Scherbel, Petitioner(s)vs.Fabian Galaviz, Respondent(s)To Respondent named above:YOU ARE HEREBY NOTIFIED that

a Harassment Order For Relief hasbeen issued in the above matter.A hearing is scheduled for August

21st, 2009 at 9:00 a.m. at 1 W MendotaRd #140, West St. Paul, MN 55118.Failure to appear at a scheduled

hearing or to obtain a copy of theHarassment Order For Relief will notbe a defense to prosecution for viola-tion of the Court’s order.Date July 28th, 2009

Carolyn M. RennCourt AdministratorK. LuhrsDeputy

1833956 8/6/09

PUBLIC NOTICEORDER TO SHOW CAUSE

STATE OF MINNESOTACOUNTY OF DAKOTA

DISTRICT COURTFIRST JUDICIAL DISTRICT

COURT FILE NO. 19HA-CV-09-3862In the Matter of the Petition of:Deutsche Bank National Trust Com-pany, as Trustee on Behalf of the Cer-tificate Holders of Morgan Stanley ABSCapital I, Inc., Trust 2004-NC3, Mort-gage Pass Through Certificates, Series2004-NC3,in Relation to Certificate of Title No.121897 issued for land in the Countyof Dakota and State of Minnesotalegally described as follows:Unit No. 1206 Common InterestCommunity Number 176, VermillionCarriage Homes, a condominiumlocated in the County of Dakota.

TO: NICHOLAS T. HAYES;VERMILION CARRIAGE HOMESASSOCIATION;

and to parties, if any, in possession ofsaid premises adverse to the Peti-tioner.Upon receiving and filing the Report

of the Examiner of Titles in the aboveen t i t l e d m a t t e r , I T I S HEREBYORDERED, that you and all personsinterested, appear before this Court onthe 23rd day of September, 2009, at9:00 a.m. in the Dakota County Gov-ernment Center, Hastings, Minnesota,and then, or as soon thereafter as saidmatter can be heard, show cause, ifany there be, why this Court shouldnot enter an Order as follows:That the Registrar of Titles, upon thefiling with him of a certified copy ofthis Order, cancel Certificate of TitleNo. 121897 and enter a new Certifi-cate of Title for the land thereindescribed in favor of Deutsche BankNational Trust Company, as Trusteeon Behalf of the Certificate Holdersof Morgan Stanley ABS Capital I, Inc.,Trust 2004-NC3 , Mortgage PassTh rou gh C e r t i f i c a t e s , S e r i e s2004-NC3, subject to the memorialsof Document Nos. 326384, 332788,348516, 351208, 352901, 357404,360131, and 362297 but free from allother memorials now appearing onthe present Certificate of Title, thelast of which is Documen t No.634503 , and free a lso from theMemorial of this Order.IT IS FURTHER ORDERED, that this

Order be served:a) at least 10 days prior to such hear-

ing upon the above named partiesresiding in this State in the mannerprovided by law for the service ofSummons in a civil action;b) it shall be served at least 14 days

prior to such hearing upon any of theabove named nonresidents by sendinga copy of this Order to such nonresi-dent at his post office address, by reg-istered or certified mail, return receipt;c) it shall be served upon any party

who cannot be found by two weekspublished notice and by sending acopy of this Order at least 14 daysprior to the hearing by first class mailto such party a t this last knownaddress and by sending another copyof this Order at least 14 days prior tothe hearing by first class mail to hisaddress as stated on the Certificate ofTitle if an address is so stated.DATED: 7/615/09

BY THE COURT:John S. ConnollyJudge of District Court

APPROVED: JAMES P. O'CONNELLEXAMINER OF TITLESBY: James P. O'ConnellAttorney for Petitioner:Robert Q. WilliamsWilford & Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125Attendance is not required at saidhearing except to object to the entry ofthe above described Order.1844556 8/6-8/13/09




COURT FILE NO. 19HA-CV-09-4113In the Matter of the Petition of:Federal Home Loan Mortgage Corpora-tion,in Relation to Certificate of Title No.138342 issued for land in the Countyof Dakota and State of Minnesotalegally described as follows:Unit No. 333, consisting of Residen-tial Unit No. 333 and Garage Unit No.333, Condominium No. 91, Cedar-woods of Southv i ew , a Condo-minium, located in Dakota County,Minnesota.

TO: JULIE A. PRIFREL;MORTGAGE ELECTRONICREGISTRATION SYSTEMS ,INC., AS NOMINEE FOR U.S.BANK, N.A.;


of the Examiner of Titles in the aboveen t i t l e d m a t t e r , I T I S HEREBYORDERED, that you and all personsinterested, appear before this Court onthe 26th day of August, 2009, at 9:00a.m. in the Dakota County Govern-ment Center, Hastings, Minnesota, andthen, or as soon thereafter as saidmatter can be heard, show cause, ifany there be, why this Court shouldnot enter an Order as follows:That the Registrar of Titles, upon thefiling with him of a certified copy ofthis Order, cancel Certificate of TitleNo. 138342 and enter a new Certifi-cate of Title for the land thereindescribed in favor of Federal HomeLoan Mortgage Corporation, subjectto the memorials of Document Nos.72009 and 188525 but free from allother memorials now appearing onthe present Certificate of Title, thelast of which is Documen t No.639363 , and free a lso from theMemorial of this Order.IT IS FURTHER ORDERED, that this





BY THE COURT:Edward LynchJudge of District Court

APPROVED: JAMES P. O’CONNELLEXAMINER OF TITLESBY: JAMES P. O’CONNELLAttorney for Petitioner:Adam SoczynskiUsset, Weingarden & Liebo PLLPSuite 3004500 Park Glen RoadMinneapolis, MN 55416Attendance is not required at saidhearing except to object to the entryof the above described Order.1830945 7/30-8/6/09


AMENDMENT TOCERTIFICATE OF ASSUMED NAMEMinnesota Statutes Chapter 333The filing of an assumed name does

not prov ide a user w ith exc lus iver ights to that name. The fil ing isrequired for consumer protection inorder to enable consumers to be ableto identify the true owner of a busi-ness.

1. State the exact assumed nameunder which the business is or will beconducted: Retirement EducationPLUS.

2. State the address of the principalplace of business : 13677 HolyokeLane, Apple Valley, MN 55124

3. List the name and complete streetaddress of all persons conductingbusiness under the above AssumedName, OR if an entity, provide the legalcorporate, LLC, or Limited Partner-ship name and registered of f iceaddress.Retirement Eduction PLUS Inc . ,

13677 Holyoke Lane, Apple Valley, MN551244. This certificate is an amendment

of Certificate of Assumed name num-ber 33626340002 originally filed onJune 1, 2009.5. I certify that I am authorized to

sign this certificate and I further cer-tify that I understand that by signingthis certificate, I am subject to thepenalties of perjury as set forth inMinnesota Statutes section 609.48 asif I had signed this certificate underoath.Date 7/20/2009Nancy K. Lecrone Nonini, President

1838856 8/6-8/13/09

PUBLIC NOTICENOTICE OF MORTGAGEFORECLOSURE SALE

NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: December 21,

2006ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $172,500.00MORTGAGOR(S): Melissa Griffith,

Single PersonMORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF REGISTER-

ING: Registered: January 19, 2007,Dakota County Registrar of Titles,Document #: 604400ASSIGNMENTS OF MORTGAGE: And

thereafter assigned to: Consumer Solu-tions, LLC, Dated: March 10, 2009Transaction Agent : Mortgage Elec-

tronic Registration Systems, IncTransaction Agent Mortgage Identifi-

cation Number : 100488910110335899Lender or Broker : New Century

Mortgage CorporationResidential Mortgage Servicer : Spe-

cialized Loan ServicingMortgage Originator : Not ApplicableCERTIFICATE OF TITLE NO. 141825LEGAL DESCRIPTION OF PROPERTY:Lot 9, Block 10, Palomino WoodsCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address : 13925 Herald

Court Apple Valley, MN 55124Tax Parcel ID No : 01-56775-190-10AMOUNT DUE AND CLAIMED TO BE

DUE AS OF DATE OF NOT I CE :$211,278.85THAT all pre-foreclosure require-

ments have been complied with; thatno action or proceeding has been insti-tuted at law or otherwise to recover thedebt secured by said mortgage, or anypart thereof; that this is registeredproperty.PURSUANT to the power of sale con-

tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:DATE AND TIME OF SALE: Septem-

ber 24, 2009 10:00 A.M.PLACE OF SALE: Dakota County

Law Enforcement Center, 1580 High-way 55, Lobby S-100, Hastings, MNto pay the debt secured by said mort-gage and taxes, if any, on said pre-mises and the costs and disburse-men ts , inc luding a t torneys feesallowed by law, subject to redemptionwithin 6 months from the date of saidsale by the mortgagor(s), their per-sonal representatives or assigns.Mortgagor(s) released from financial

obligation: NONETHIS COMMUNICATION IS FROM A

DEBT COLLECTOR ATTEMPTING TOCOLLECT A DEBT. ANY INFORMA-TION OBTAINED WILL BE USED FORTHAT PURPOSE.

THE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.THE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.Dated: August 6, 2009

Consumer Solutions, LLCAssignee of Mortgagee

Wilford & GeskeAttorneys for Assignee of MortgageeLawrence A. WilfordJames A. Geske8425 Seasons ParkwaySuite 105Woodbury, Minnesota 55125(651)209-3300File ID: 197750-287341841912 8/6-9/10/09


NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: February 03,


MORTGAGE: $224,000.00MORTGAGOR(S): Isaac Frimpong and

Christinana Pomaa, husband and wifeMORTGAGEE: U.S. Bank, National

Association, NDDATE AND PLACE OF RECORDING:

Recorded: February 20, 2007 DakotaCounty Recorder Document Number:2497812Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not Applicable Lenderor Broker: U.S. Bank, National Asso-ciation, ND Residential Mortgage Ser-vicer: U.S. Bank Consumer FinanceMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: Dakota Property Address:17405 Fontana Path, Farmington, MN55024-9022 Tax Parcel ID Number:22-18301-100-04LEGAL DESCRIPTION OF PROP -ERTY: Lot 10, Block 4, Country PondSouth 2nd Addition, according to thereco rded p la t the reo f , Dako taCounty, Minnesota.AMOUNT DUE AND CLAIMED TO BE


ments have been complied with; thatno action or proceeding has been insti-tuted at law or otherwise to recover thedebt secured by said mortgage, or anypart thereof;PURSUANT to the power of sale con-

t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: Septem-

ber 24, 2009 at 10:00 AMPLACE OF SALE: Dakota County

Law Enforcement Center, 1580 High-way 55, Lobby S-100, Hastings, Minne-sotato pay the debt secured by said mort-gage and taxes, if any, on said pre-mises and the costs and disburse-ments, including attorney fees allowedby law, subject to redemption withinsix (6) months from the date of saidsale by the mortgagor(s), their per-sonal representatives or assigns.If the Mortgage is not reinstated

under Minn. Stat. §580.30 or the prop-erty is not redeemed under Minn. Stat.§580.23, the Mortgagor must vacatethe property on or before 11:59 p.m. onMarch 24, 2010, or the next businessday if March 24, 2010 falls on a Satur-day, Sunday or legal holiday.Mortgagor(s) released from financial

obligation: NONETHIS COMMUNICATION IS FROM

A DEBT COLLECTOR ATTEMPT-ING TO COLLECT A DEBT. ANYINFORMATION OBTAINED WILL BEUSED FOR THAT PURPOSE.THE RIGHT TO VERIFICATION OF

THE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.THE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: August 06, 2009

MORTGAGEE: U.S. Bank,National Association, ND

Wilford & Geske, P.A.Attorneys for MortgageeLawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 007209F011842079 8/6-9/10/09


NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: November 12,


MORTGAGE: $195,100.00MORTGAGOR(S): Tami J. Badois, a

married personMORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Reco rded : Decembe r 14 , 2004

Dakota County Recorder, DocumentNumber: 2275901Transaction Agent: Mortgage Elec-

tronic Registration Systems, Inc.Transaction Agent Mortgage Identifi-

cation Number: 100285700000041185Lender or Broker: Winstar Mortgage

Partners, Inc.Res iden t ia l Mortgage Serv icer :

Aurora Loan Services, LLCMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 20153 Holister Ln,

Lakeville, MN 55044-6866T a x P a r c e l I D N u m b e r :

22-32175-010-02LEGAL DESCRIPTION OF PROP -ERTY : Lo t 1, B lock 2 , CommonInterest Community No. 366, Heri-tage Walk, according to the recordedplat thereof, Dakota County, Minne-sota.AMOUNT DUE AND CLAIMED TO BE





Law Enforcement Center, 1580 High-way 55, Lobby S-100, Hastings, Minne-sotato pay the debt secured by said mort-gage and taxes, if any, on said pre-mises and the costs and disburse-ments, including attorney fees allowedby law, subject to redemption withinsix (6) months from the date of saidsale by the mortgagor(s), their per-sonal representatives or assigns.Mortgagor(s) released from financial




REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: July 30, 2009

MORTGAGEE : Mortgage Elec -tronic Registration Systems, Inc.



THE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN , thatdefault has occurred in conditions ofthe following described mortgage:

DATE OF MORTGAGE: September 10,2008

MORTGAGOR: Rebecca J . W i l len-bring, a single woman.

MORTGAGEE: Mortgage ElectronicRegistration Systems, Inc.

DATE AND PLACE OF RECORDING:Recorded October 8, 2008, DakotaCoun ty Recorder , Documen t No.2616784.

ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc., Dated:July 20, 2009.

TRANSACTION AGENT: MortgageElectronic Registration Systems, Inc.

TRANSACTION AGENT 'S MORT -GAGE IDENTIFICATION NUMBER ONMORTGAGE: 100052211006135295

LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Franklin American Mort-gage Company

RESIDENTIAL MORTGAGE SER -VICER: CitiMortgage, Inc.

MORTGAGED PROPERTY ADDRESS:1444 5th Avenue South, South SaintPaul, MN 55075

TAX PARCEL I.D.#: 36-32100-130-16LEGAL DESCRIPTION OF PROPERTY:The South 1/2 of Lot 11,all of Lot 12and the North 11.22 Feet of Lot 13,Block 16 Hauses addition to SouthSt. Paul, according to the recordedplat thereof, and situate in DakotaCounty, Minnesota.COUNTY IN WHICH PROPERTY IS

LOCATED: DakotaORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $239,962.00AMOUNT DUE AND CLAIMED TO BE

DUE AS OF DATE OF NOTICE, INCLUD-ING TAXES, IF ANY, PAID BY MORT-GAGEE: $247,897.31

That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the deb tsecured by said mortgage, or any partthereof;

PURSUANT to the power of sale con-tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:

DATE AND TIME OF SALE: Septem-ber 28, 2009 at 10:00 AM

PLACE OF SALE: Sher i f f 's O f f ice,Law Enforcement Center, 1580 Hwy55, Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.

TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on March 29, 2010.

MORTGAGOR(S) RELEASED FROMFINANCIAL OBLIGATION ON MORT-GAGE: None

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."

Dated: July 29, 2009.CitiMortgage, Inc.Mortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.By: Paul A. WeingardenAttorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688810-20772005745654THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.1843884 8/6-9/10/09

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1. State the exact assumed nameunder which the business is or will beconducted: Parkwood Pointe Apart-ments.

2. State the address of the principalplace of business: 12312 ParkwoodDrive, Burnsville, MN 55337

3. List the name and complete streetaddress of all persons conductingbusiness under the above AssumedName, OR if an entity, provide the legalcorporate, LLC, or Limited Partner-ship name and registered of f iceaddress.Parkwood Pointe Apartments Lim-

ited Partnership, 1107 Hazeltine Bou-levard, Suite 200, Chaska, MN 553184. I certify that I am authorized to

sign this certificate and I further cer-tify that I understand that by signingthis certificate, I am subject to thepenalties of perjury as set forth inMinnesota Statutes section 609.48 asif I had signed this certificate underoath.Date 7/21/2009

Dan R. Peterka, Vice President1822307 7/30-8/6/09



1. State the exact assumed nameunder which the business is or will beconducted: Rubber Soul Entertain-ment.

2. State the address of the principalplace of business: 1869 Deer HillsTrail, Eagan, MN 55122

3. List the name and complete streetaddress of all persons conductingbusiness under the above AssumedName, OR if an entity, provide the legalcorporate, LLC, or Limited Partner-ship name and registered of f iceaddress.Dwight Ludvigson, 1869 Deer Hills

Trail, Eagan, MN 55122Brian McGuire, 5750 Portland Ave.,

White Bear Lake, MN 55110Michael McDonough, 5013 Grafton

Ave. N., Oakdale, MN 551284. I certify that I am authorized to

sign this certificate and I further cer-tify that I understand that by signingthis certificate, I am subject to thepenalties of perjury as set forth inMinnesota Statutes section 609.48 asif I had signed this certificate underoath.Date July 17, 2009

Dwight Ludvigson, General Partner1843532 8/6-8/13/09



under which the business is or will beconducted: MGM Wine and Spirits ofRosemount.

2. State the address of the principalplace of business: 14865 South RobertStreet, Rosemount, MN 55068

3. List the name and complete streetaddress of all persons conductingbusiness under the above AssumedName, OR if an entity, provide the legalcorporate, LLC, or Limited Partner-ship name and registered of f iceaddress.FPW, LLC, PO BOX 1782, St. Paul,

MN 551014. I certify that I am authorized to

sign this certificate and I further cer-tify that I understand that by signingthis certificate, I am subject to thepenalties of perjury as set forth inMinnesota Statutes section 609.48 asif I had signed this certificate underoath.Date 6/29/09William Kuether, Governing Member

1838926 8/6-8/13/09



under which the business is or will beconducted: HORSE AND RIDER POR-TRAITS.

2. State the address of the principalplace of business: 616 TURNBERRYCT, NORTHFIELD, MN 55057

3. List the name and complete streetaddress of all persons conductingbusiness under the above AssumedName, OR if an entity, provide the legalcorporate, LLC, or Limited Partner-ship name and registered of f iceaddress.BUTTONWEED PRESS , LLC , 616

TURNBERRY CT, NORTHFIELD, MN550574. I certify that I am authorized to


JAMES PERRY, SECRETARY OFBUTTONWEED PRESS, LLC

1838904 8/6-8/13/09



under which the business is or will beconducted: Alcom Distributing.

2. State the address of the principalplace of business: 25 South 21st Street- P.O. Box 2925, Fargo, ND 58103

3. List the name and complete streetaddress of all persons conductingbusiness under the above AssumedName, OR if an entity, provide the legalcorporate, LLC, or Limited Partner-ship name and registered of f iceaddress.Plexus Company, 1802 First Ave.

South , PO Box 2925 , Fa rgo , ND58108-29254. I certify that I am authorized to


Kevin D. Bouma, CEO1843528 8/6-8/13/09

PUBLIC NOTICENotice of Hearing by Publication(Minn. Stat. § 518B.01, subd. 8)

State of MinnesotaCounty of DAKOTA

District Court1st Judicial District

Court File Number: 19AVFA-09-2821Case Type: Domestic Abuse

In the Matter of:MARY WHELAN, Petitionervs.GERALD NELMS, RespondentTo Respondent named above:An order has been issued directing

you to appear at 14955 GALAXIEAVENUE, APPLE VALLEY, MN on AUG19, 2009 at 9:00 a.m. and explain whythe relief sought in the Petition for theOrder for Protection should not begranted.You may obtain a copy of the Peti-

tion and any order issued from thecourt from the DAKOTA COUNTY ,APPLE VALLEY C oun t y C ou r tAdministrator’s Office.If you do not appear at the sched-

uled hearing, the Petitioner’s requestmay be granted as a default matter.Failure to appear will not be a defenseto prosecution for violation of theCourt’s Order.Date JULY 29, 2009

CAROLYN RENNCourt AdministratorVALERIE BLOMQUISTDeputy

1841326 8/6/09

PUBLIC NOTICENOTICE OF ASSESSMENT LIEN

FORECLOSURE SALEDate: July 20, 2009YOU ARE NOTIFIED THAT:1. Default has occurred in the terms

and conditions of the Declaration forValley Way Homeowners Association,Inc. (hereinafter the "Association")which was recorded as Document No.2651026 on April 12 , 1985, in theO f f ice of the County Recorder ofDakota County, Minnesota, and also,pursuant to Minn. Stat. §515B.3-116,covering the following property:

LEGAL DESCRIPTION: Unit No.41, Garage No. 41A, Valley WayVillage Condominium, Condo-min ium F i l e No . 78, Dako taCounty, MinnesotaSTREET ADDRESS: 14847 EmbryPath, Apple Valley, MN 55124TAX PARCEL ID NUMBER :01-81450-041-032. Pursuant to said Declaration,

there is claimed to be due and owingas of July 20, 2009, from Michael W.Anderson, title holder, to the Associa-tion, a Minnesota non-profit corpora-tion, the amount of $2 ,633 .00 forunpaid association dues, late fees,attorneys fees and costs, plus anyother such amounts that will accrueafter July 20, 2009, and other costs ofcollection and foreclosure which willbe added to the amount claimed dueand ow ing at the t ime of the sa leherein

3. No action is now pending at law orotherwise to recover said debt or anypart thereof.4. The owner has not been released

from his financial obligation to paysaid amount.5. The Declaration, referenced above,

and Minn. Stat . §§515B .3-115 and515B.3-116 provide for a continuinglien against the property. A Notice ofLien evidencing the amount due wasrecorded on March 6, 2009, as Docu-men t No. 2641830 in the Dako taCounty Recorder's Office.

6. Pursuant to the power of sale con-tained in the same Declaration andgranted by the owner in taking title tothe premises subject to said Declara-t ion and pursuant to M inn. Stat .§§515B.3-115 and 515B.3-116, saidLien will be foreclosed by the sale ofsaid property by the Sheriff of DakotaCounty, at the Dakota County SheriffsOffice, Dakota County Law Enforce-ment Center, 1580 Highway 55 LobbyS-100, Hastings, MN 55033, on the30th day of September, 2009, at10:00 a.m. at public auction to thehighest bidder, to pay the amount thendue for said assessments, togetherwith the costs of foreclosure, includ-ing attorneys fees as allowed by law.

7. The t ime a l lowed by law fo rredemption by the unit owner, his per-sonal representatives or assigns is six(6) months from the date of sale. Thedate and time to vacate the property is11:59 p.m. on March 30, 2010.

REDEMPTION NOTICETHE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.8. THIS IS A COMMUNICATION FROM

A DEBT COLLECTOR ATTEMPTING TOCOLLECT A DEBT. ANY INFORMA-TION OBTAINED WILL BE USED FORTHAT PURPOSE.

VALLEY WAY HOME-OWNERSASSOCIATION

Attorneys for Valley Way HomeownersAssociation:THOMSEN & NYBECK, P.A.By: Gretchen S. Schellhas (#195595)3300 Edinborough Way, Suite 600Edina, Minnesota 55435(952) 835-7000(Valley Way-Anderson-09-7-154D)1843545 8/6-9/10/09


NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: May 26, 2004ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $147,920.00MORTGAGOR(S): James P Fitzgerald,

an unmarried manMORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:

Recorded: August 17, 2004 DakotaCounty Recorder, Document Number:2238582Transaction Agent: Mortgage Elec-


cation Number: 100197500000224501Lender or Broker: Brier Mortgage

CorporationRes iden t ia l Mortgage Serv icer :


LOCATED: DakotaProperty Address: 12991 Echo Ln,

Apple Valley, MN 55124-8675T a x P a r c e l I D N u m b e r :

01-20540-020-01LEGAL DESCRIPTION OF PROP -ERTY : Lo t 2 , B lock 1, CommonInterest Community Number 130,Diamond Path Townhomes, DakotaCounty, Minnesota, according to therecorded plat thereof.AMOUNT DUE AND CLAIMED TO BE













NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: March 21,


MORTGAGE: $119,000.00MORTGAGOR(S): Janet M. Zaun, an

unmarried womanMORTGAGEE: Wachovia Mortgage,

FSB fka World Savings Bank, FSBDATE AND PLACE OF RECORDING:

Recorded: Apr i l 30 , 2003 DakotaCounty Recorder, Document Number:2039862Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: Wachovia Mort-

gage, FSB fka World Savings Bank, FSBRes iden t ia l Mortgage Serv icer :

Wachovia Mortgage, FSBMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 15691 Gateway

Path, Apple Valley, MN 55124-5159T a x P a r c e l I D N u m b e r :

01-16700-194-04LEGAL DESCRIPTION OF PROP -ERTY: Unit No. 194, CondominiumNo. 117 , Cedar Pointe, Carr iageHomes CondominiumAMOUNT DUE AND CLAIMED TO BE










MORTGAGEE : Wachov iaMortgage, FSB fka WorldSavings Bank, FSB





MORTGAGE: $205,000.00MORTGAGOR(S): Barbara J. Bjugan,

an unmarried womanMORTGAGEE: Wachovia Mortgage,


Recorded: January 19, 2006 DakotaCounty Recorder, Document Number:2398153Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-




LOCATED: DakotaProperty Address: 9580 209th St W,


22-75857-060-03LEGAL DESCRIPTION OF PROP -ERTY: Lot 6, Block 3, The Meadows8 th Addi t ion, according to thereco rded p la t the reo f , Dako taCounty, Minnesota.AMOUNT DUE AND CLAIMED TO BE










MORTGAGEE: Wachovia Mort-gage, FSB fka World SavingsBank, FSB



NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: July 28, 2006ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $172,000.00MORTGAGOR(S): Matthew M. Strum,

a single person and Erika Hecker, asingle personMORTGAGEE: Mortgage Electronic




cation Number: 100122200002724885Lender or Broker: BNC Mortgage,

Inc.Res iden t ia l Mortgage Serv icer :


LOCATED: DakotaProperty Address : 15357 Green-

haven Dr Apt 103 , Burnsville, MN55306-1620T a x P a r c e l I D N u m b e r :

02-84410-125-02LEGAL DESCRIPTION OF PROP -ERTY: Unit No. 125, Common Inter-est Community No. 145, WinterwoodV i l las , a Condominium, DakotaCounty, Minnesota.AMOUNT DUE AND CLAIMED TO BE














MORTGAGE: $168,800.00MORTGAGOR(S) : Reva Nelson, a

single personMORTGAGEE: Mortgage Electronic


ING: Registered: December 26, 2007Dakota County Registrar of Titles,Document Number: 621823Transaction Agent: Mortgage Elec-


cation Number: 100025440003281067Lender or Broker: Lehman Brothers

Bank, FSBRes iden t ia l Mortgage Serv icer :

Aurora Loan Services, LLCMortgage Originator: Not ApplicableCERTIFICATE OF TITLE NUMBER:

132422COUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 15100 Lac Lavon

Dr, Burnsville, MN 55306-6368T a x P a r c e l I D N u m b e r :

02-71251-0110-03LEGAL DESCRIPTION OF PROP -ERTY: Lot One (1), Block Three (3) inSouthwind Plat Two, according tothe recorded plat thereof, DakotaCounty, MinnesotaAMOUNT DUE AND CLAIMED TO BE


ments have been complied with; thatno action or proceeding has been insti-tuted at law or otherwise to recover thedebt secured by said mortgage, or anypart thereof; that this is registeredproperty;PURSUANT to the power of sale con-










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PUBLIC NOTICENotice of Public Sale

On August 21st, 2009 at 1:00 p.m. aLien Sale of personal property will beheld at the Lakeville Storage Centerlocation at 9455 215th St W, Lakeville,MN 55044.Included in sale:#8 Brandon Maki1251 Prairie View Trail Farmington, MN55024. Partial inventory: Big screen TV,gas grill, storage totes, jet ski, file cabi-net, bikes, extension ladder, kitchentable, clothes washer, refrigerator.Tag # 2522875#26 Kimberly Weber112 Co. Rd 42 Apple Valley, MN 55124.Partial inventory: Misc. boxes, beds,furniture, kitchen table and chairs,microwave, storage totes, children’stoys, clothing, book shelf.Tag # 2522886#38 Anne Mitchell209 1st Ave. N.E . New Prague, MN56071. Partial inventory: Car parts,computers, wheels, engine cherrypicker, couch, kitchen chairs.Tag # 25224011842964 8/6-8/13/09

PUBLIC NOTICENOTICE OF SALE OF PERSONALPROPERTY IN POSSESSION OFDICK'S VALLEY SERVICE, INC

Notice is hereby given that pursuantto Minnesota Statute 168B.01, Dick'sValley Service shall sell the followingv eh i c l e s a t pub l i c s a l e un l e s sreclaimed by their rightful owner orlien holder under Minnesota Statute168B.08. Failure of the owner or lienholders to exerc ise their r ight torec la im the vehic le and contentswithin the appropriate time allowedunder section 168B.051, subdivision 1,1a, or 2, shall be deemed a waiver bythem of all right, title, and interest inthe vehicle and contents and a con-sent to the transfer of title to and dis-posal or sale of the vehicle and con-tents pursuant to section 168B.08.1. Yamaha Motorcycle with VIN#JYA12R001CA004829, towed on Sept3 , 2008 from 700 Evergreen Dr ,Burnsville MN2. General Motors Truck with VIN#2GCDC14H2C1185997 TOWED ONApril 3, 2009 from 2105 Cliff Rd,Eagan MN

Dick's Valley Service, Inc, 6781 146thS t W , A p p l e V a l l e y , Mn 5 5 1 2 4952-432-2848Dated this 27th day of July, 2009.1837615 8/6/09



1. State the exact assumed nameunder which the business is or will beconducted: Fiesta Market.

2. State the address of the principalplace of business: 320 3rd St., Farm-ington, MN 55024

3. List the name and complete streetaddress of all persons conductingbusiness under the above AssumedName, OR if an entity, provide the legalcorporate, LLC, or Limited Partner-ship name and registered of f iceaddress.Pablo Gonzalez , 20622 Brennan

Path, Farmington, MN 550244. I certify that I am authorized to


Pablo Gonzalez1838940 8/6-8/13/09




DATE OF MORTGAGE: July 7, 2004MORTGAGOR: Vanessa L. Kahle, a

single person.MORTGAGEE: ABN AMRO Mortgage

Group, Inc., N/K/A CitiMortgage Inc.DATE AND PLACE OF RECORDING:

Recorded September 16, 2004, DakotaCoun ty Recorder , Documen t No.2248204.

ASSIGNMENTS OF MORTGAGE :NONE

TRANSACTION AGENT: NONETRANSACTION AGENT 'S MORT -

GAGE IDENTIFICATION NUMBER ONMORTGAGE: NONE

LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: ABN AMRO MortgageGroup, Inc., N/K/A CitiMortgage Inc.


MORTGAGED PROPERTY ADDRESS:8612 Holland Avenue, Apple Valley, MN55124

TAX PARCEL I.D.#: 01-27503-010-01LEGAL DESCRIPTION OF PROPERTY:Lot 1, Block 1, Forest Park Estates4th Addition, Dakota County, Minne-sota.COUNTY IN WHICH PROPERTY IS













NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: April 17, 2008ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $163,200.00MORTGAGOR(S): Michele F. Canilla,

a single individualMORTGAGEE: Fort Snelling Federal

Credit UnionDATE AND PLACE OF RECORDING:

Recorded: Apr i l 30 , 2008 DakotaCounty Recorder, Document Number:2587866Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: Fort Snelling Fed-

eral Credit UnionResidential Mortgage Servicer: Hiway

Federal Credit UnionMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 3468 Greenwood

Ct S, Eagan, MN 55122-1330T a x P a r c e l I D N u m b e r :

10-73000-040-06LEGAL DESCRIPTION OF PROP -ERTY: Lot 2, Block 5, and Lot 4,Block 6, Surrey Heights First Addi-tion, according to the recorded platthe reo f and s i tua te in Dako taCounty, Minnesota.AMOUNT DUE AND CLAIMED TO BE











MORTGAGEE: Fort SnellingFederal Credit Union



NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: September

22, 2006ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $369,750.00MORTGAGOR(S): Douglas A. Meller,

a single personMORTGAGEE: Mortgage Electronic


ING: Registered: October 24, 2006Dakota County Registrar of Titles,Document Number: 599904Transaction Agent: Mortgage Elec-


cation Number: 100052624251363174Lender or Broker: Fieldstone Mort-

gage CompanyResidential Mortgage Servicer: Lit-

ton Loan Servicing, LPMortgage Originator: Not ApplicableCERTIFICATE OF TITLE NUMBER:


LOCATED: DakotaProperty Address: 17532 Kodiak Ct,


225475108001LEGAL DESCRIPTION OF PROP -ERTY: Lot Eight (8), Block One (1),Orchard Lake Estates 2nd Addition,Dakota County, MinnesotaAMOUNT DUE AND CLAIMED TO BE













PUBLIC NOTICEThe Fair Housing Implementation

Council invites you to aPublic Meeting to discuss the

Regional Analysis ofImpediments to Fair Housing

The Fair Housing ImplementationCouncil (FHIC), in cooperation with theCities of Bloomington, Eden Prairie,Minneapolis, Minnetonka, Plymouth,St. Paul, Woodbury, and the Countiesof Anoka, Dakota, Hennepin, Ramsey,Washington, and Carver , has con-tracted with Western Economic Ser-vices (WES) to conduct a metro-wideanalysis of barriers to fair housing andissues of discrimination in housing.This fair housing planning is requiredof communities that receive certainfunds from the U.S. Department ofHousing and Urban Development. Thefinal report will identify specific barri-ers to fair housing and propose rec-ommendations and time frames foraddressing these items. A draft docu-ment will be available on or aboutAugust 10, 2009 at www.dakotacda.organd www.co.dakota.mn.us.The FHIC invites you to attend one of

three public meetings being offeredthroughout the metro area at whichWES will present its preliminary find-ings. As an individual or organizationconcerned with fair housing issues,your input is important.Meeting locations and times:North Metro: A n o k a C o u n t yHuman Service Center (Room 300),1201 - 89th Ave. NE, Blaine MN55434 August 19, 2009 at 9:30a.m.South Metro: Dakota County CDA(Boardroom), 1228 Town CentreDrive, Eagan MN 55123August 19, 2009 at 2:30 p.m.West Metro: R idgeda l e L ibrary(Rolf Room)- 12601 Ridgedale Dr,Minnetonka, MN 55305August 20, 2009 at 9:30 a.m.For space planning purposes, please

RSVP no later than Monday, August 17to Stephanie Newburg at 651-675-4466or [email protected]).Please indicate any disability relatedaccommodations or translation/inter-preter services you may require.1841786 8/6/09




COURT FILE NO. 19HA-CV-09-4175In the Matter of the Petition of:Am Trust Bank,in Relation to Certificate of Title No.140520 issued for land in the Countyof Dakota and State of Minnesotalegally described as follows:Lot Twelve (12) in Block One (1) ofSouth Grove No. 5 according to therecorded plat thereof.

TO: FERNANDO RAMIREZ;and to parties, if any, in possession ofsaid premises adverse to the Peti-tioner.Upon receiving and filing the Report

of the Examiner of Titles in the aboveen t i t l e d m a t t e r , I T I S HEREBYORDERED, that you and all personsinterested, appear before this Court onthe 26th day of August, 2009, at 9:00a.m. in the Dakota County Govern-ment Center, Hastings, Minnesota, andthen, or as soon thereafter as saidmatter can be heard, show cause, ifany there be, why this Court shouldnot enter an Order as follows:That the Registrar of Titles, upon thefiling with him of a certified copy ofthis Order, cancel Certificate of TitleNo. 140520 and enter a new Certifi-cate of Title for the land thereindescribed in favor Am Trust Bank,subject to the memorial of Docu-ment No. 16176 but free from allother memorials now appearing onthe present Certificate of Title, thelast of which is Documen t No.635895, and free a lso from theMemorial of this Order.IT IS FURTHER ORDERED, that this





BY THE COURT:Richard G. SpicerJudge of District Court

APPROVED: JAMES P. O'CONNELLEXAMINER OF TITLESBY: James P. O'ConnellAttorney for Petitioner:David R. McCalipWilford & Geske8425 Seasons ParkwaySuite 105Woodbury, MN 55125Attendance is not required at saidhearing except to object to the entry ofthe above described Order.1828411 7/30-8/6/09

PUBLIC NOTICESUMMONS


DISTRICT COURTFAMILY COURT DIVISION

FIRST JUDICIAL DISTRICTTammy Karnofsky, Plaintiff, Petitioner,vs.Bryan George Duncan, Bryan JoshuaDuncan, Tory Duncan, and Willow TreeLLC, a Minnesota company, and itsAssigns, Defendants.THE STATE OF MINNESOTA TO THEABOVE-NAMED DEFENDANT:Bryan George Duncan, 511 Colum-

bus Avenue, Apt. 24, New Prague, Min-nesota, 56071.You are hereby summoned and

required to serve upon Plaintiff ’sattorney an answer to the Complaintwhich is served upon you togetherwith this Summons within twenty (20)days after service of this Summonsupon you, exclusive of the day of ser-vice. If you fail to do so, judgment bydefault will be taken against for therelief demanded in the Complaint.The object of this action is for theFraud and Conversion of companyassets.The above-captioned action involves,

affects or brings into question the titleto or some interest in real propertydescribed as:Section 34, Township 113, Range023, 2 acres commencing 135 feetnorth of northwest corner, block 14,St. Wenceslaus Addition, north 270feet east 297 feet, south 270 feet andwest 297 to poin t of beginningCounty of Scott, State of Minnesota.Dated: February 24, 2009.

LIEBMANN LAW OFFICE, P.A.By: Gary G. LiebmannAttorney for PlaintiffAtty. Reg. 23956212400 Portland Avenue S.Suite 180Burnsville, MN 55337(952) 882-1227

1831155 7/30-8/13/09




COURT FILE NO. 19HA-CV-09-4174In the Matter of the Petition of:Mortgage Electronic Registration Sys-tems, Inc.,in Relation to Certificate of Title No.141156 issued for land in the Countyof Dakota and State of Minnesotalegally described as follows:Lot Nine (9), Block Three (3) in EchoHills Addition, according to therecorded plat thereof now on file andof record in the office of the Regis-trar of T it les in and for DakotaCounty, Minnesota.

TO: JAY ARDEN CLARKE;and to parties, if any, in possession ofsaid premises adverse to the Peti-tioner.Upon receiving and filing the Report

of the Examiner of Titles in the aboveen t i t l e d m a t t e r , I T I S HEREBYORDERED, that you and all personsinterested, appear before this Court onthe 26th day of August, 2009, at 9:00a.m. in the Dakota County Govern-ment Center, Hastings, Minnesota, andthen, or as soon thereafter as saidmatter can be heard, show cause, ifany there be, why this Court shouldnot enter an Order as follows:That the Registrar of Titles, upon thefiling with him of a certified copy ofthis Order, cancel Certificate of TitleNo. 141156 and enter a new Certifi-cate of Title for the land thereindescribed in favor Mortgage Elec-tronic Registration Systems, Inc.,subject to the memorials of Docu-ment Nos. 19157 and 46993 but freef rom a l l o the r memo r ia ls nowappearing on the present Certificateof Title, the last of which is Docu-ment No. 625714, and free also fromthe Memorial of this Order.IT IS FURTHER ORDERED, that this





BY THE COURT:John S. ConnellyJudge of District Court





DATE OF MORTGAGE: December 28,2006

MORTGAGORS: B rady J . Gunhusand Tamara J. Pietz, both single.


DATE AND PLACE OF RECORDING:Recorded January 31, 2007, DakotaCoun ty Recorder , Documen t No.2492959 , as co r rec ted by O rde rRecorded June 18, 2009 as DocumentNo. 2665125.

ASSIGNMENTS OF MORTGAGE :Assigned to: U .S . Bank, NationalAssociation, as successor trustee toBank of America, N. A. as successor bymerger to LaSa l le Bank N . A . , asTrustee for Merrill Lynch First Frank-lin Mortgage Loan Trust, MortgageLoan Asset-Backed Certificates, Series2007-2, Dated: November 1, 2007



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: First Franklin

RESIDENTIAL MORTGAGE SER -VICER: Home Loan Services, Inc.

MORTGAGED PROPERTY ADDRESS:25773 Denmark Avenue, Farmington,MN 55024

TAX PARCEL I.D. #: 130250003001LEGAL DESCRIPTION OF PROP -

ERTY:That part of the East Half (E 1/2) of

the Northeast Quarter (NE 1/4) of Sec-tion Twenty-five (25), Township OneHundred Thirteen (113), Range Twenty(20 ) , Dako ta Coun ty , M inneso ta ,described as follows:

Commencing at the Southeast cor-ner of the Northeast Quarter (NE 1/4) ofsaid Section Twenty-five (25), thenceon an assumed bearing of North, alongthe East line of the Northeast Quarter(NE 1/4) of said Section Twenty-five(25), a distance of 957.75 feet to thepoint of beginning of the land to bedescribed; thence on a bearing of West,a distance of 425.00 feet, thence on abearing of North, a distance of 512.50feet; thence on a bearing of East, a dis-tance of 425.00 feet to the East line ofthe Northeast Quarter (NE 1/4) of Sec-tion Twenty-five (25), thence on a bear-ing of South, along said East line, adistance of 512.50 feet to the point ofbeginning, according to the UnitedStates Government Survey thereof andsituate in Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY ISLOCATED: Dakota

ORIGINAL PRINCIPAL AMOUNT OFMORTGAGE: $367,500.00

AMOUNT DUE AND CLAIMED TO BEDUE AS OF DATE OF NOT I CE ,INCLUDING TAXES, IF ANY, PAID BYMORTGAGEE: $450,475.82

That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee /Ass ignee of Mortgageecomplied with all notice requirementsas required by statute; That no actionor proceeding has been instituted atlaw or otherwise to recover the debtsecured by said mortgage, or any partthereof;

PURSUANT to the power of sa lecontained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:

D A T E A N D T I M E O F S A L E :September 3, 2009 at 10:00 AM

PLACE OF SALE: Sher i f f 's O f f ice,Law Enforcement Center, 1580 Hwy55, Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidp r em i s e s , a n d t h e c o s t s a n ddisbursements, including attorneys'f e e s a l l ow ed b y l aw s ub j e c t toredemption within six (6) months fromt h e d a t e o f s a i d s a l e b y t h em o r t g a g o r ( s ) , t h e i r p e r s o n a lrepresentatives or assigns.

MORTGAGOR(S) RELEASED FROMF I N A N C I A L O B L I G A T I O N O NMORTGAGE: None

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED."

Dated: June 30, 2009.U.S. Bank National Association,TrusteeMortgagee/Assignee of Mortgagee


��

��

��



DISTRICT COURTFIRST JUDICIAL DISTRICTCASE TYPE: OTHER CIVIL

COURT FILE NO. 19HA-CV-09-4767Richard D. Wilson, Plaintiff,vs.Randy R. Johnson, Defendant.THE STATE OF MINNESOTA TO THEABOVE-NAMED DEFENDANT.You are hereby summoned and

required to serve upon the attorneysfor Plaintiff, Thomsen & Nybeck, P.A.,3300 Edinborough Way, Suite 600,Edina , Minnesota 55435-5962 , anAnswer to the Complaint herewithserved upon you within twenty (20)days after service, exclusive of the dayof service. If you fail to do so, judg-ment by default will be taken againstyou for the relief demanded in saidComplaint.

PARTIES TO CIVIL ACTIONS AREENCOURAGED TO ATTEMPT ALTER-NATIVE DISPUTE RESOLUTION PUR-SUANT TO MINNESOTA LAW. ALTER-NAT IVE D ISPUTE RESOLUT IONINCLUDES MEDIATION, ARBITRATION,AND OTHER PROCESSES AS SETFORTH IN THE DISTRICT COURTRULES . YOU MAY CONTACT THECOURT ADMINISTRATOR ABOUTRESOURCES IN YOUR AREA. IF YOUCANNOT PAY FOR MEDIATION ORALTERNATIVE DISPUTE RESOLUTION,IN SOME COUNTIES, ASSISTANCEM A Y B E A V A I L A B L E T O Y O UTHROUGH A NONPROFIT PROVIDEROR A COURT PROGRAM.Dated: June 24, 2009

THOMSEN & NYBECK, P.A.By /s/ Nathan J. Knoernschild(Atty No. 0387842)Attorneys for Plaintiff3300 Edinborough Way, Suite 600Edina, Minnesota 55435Telephone No. (612) 835-7000

ACKNOWLEDGEMENTREQUIRED BY LAW

Plaintiff Richard D. Wilson, throughhis undersigned attorney , herebyacknowledge that costs, disburse-ments, and reasonable attorney andwitness fees may be awarded pursuantto Minn. Stat. § 549.211, to the partyagainst whom the allegations in thispleading are asserted.

Dated: June 24, 2009/s/ Nathan J. Knoernschild1841817 8/6-8/20/09




CASE TYPE: Quiet Title ActionCourt File No. 19-HA-CV-09-4651

Jason B. McClaryKelli J. McClary, Plaintiffs,vs.Hardy Boys Construction, LLC, Defen-dant.THE STATE OF MINNESOTA TO THEABOVE-NAMED DEFENDANTS.You are hereby summoned and

required to serve upon Plaintiff ’sattorney an Answer to the Complaint,which is herewith served upon you,within twenty (20) days after service ofthis Summons upon you, exclusive ofthe day of service. If you fail to do so,judgment by default will be takenagainst you for the relief demanded inthis Complaint.You are hereby notified that this

action is one of removal of mechanic’slien and slander of title with recoveryof attorneys’ fees, costs and disburse-ments herein. This action involves,affects or brings in question real prop-erty commonly known as 534 SpruceStreet, Eagan, Minnesota and is legallydescribed as Lot Three (3) , BlockThree (3), Long Acres 1st Addition,according to the plat thereof, DakotaCounty, MinnesotaThis case may be subject to Alterna-

tive Dispute Resolution (ADR) processunder Rule 114 of the General Rules ofCivil Procedure for the District Courts.The Court Administrator or your attor-ney can provide you with informationabout ADR options and a list of neu-trals available in your area. ADR doesnot affect your obligation to respond tothe Summons and Complaint withintwenty (20) days.Dated: July 16, 2009

Nathan J. KroghAttorney for PlaintiffAttorney Reg. No. 2866801700 West Highway 36Rosedale Towers, Suite 223Roseville, MN 55113(651) 631-0500

1822367 7/30-8/13/09

PUBLIC NOTICESummons

With Real EstateState of MinnesotaCounty of Dakota

District CourtFirst Judicial District

Court File Number:Case Type: Dissolution without Chil-

drenIn Re the Marriage of:Jose Villasenor, PetitionerandKathleen Ledcke, Respondent.THE STATE OF MINNESOTA TO THEABOVE-NAMED RESPONDENT:WARNING: YOUR SPOUSE (HUS-BAND OR WIFE ) HAS FILED ALAWSUIT AGAINST YOU FOR DIS-SOLUTION OF YOUR MARRIAGE. ACOP Y OF THE PAPERWORK

COPY OF THE PAPERWORKREGARDING THE LAWSUIT ISSERVED ON YOU WITH THIS SUM-MONS . THIS SUMMONS IS ANOFFICIAL DOCUMENT FROM THECOURT THAT AFFECTS YOURRIGHTS. READ THIS SUMMONSCAREFULLY . IF YOU DO NOTUNDERSTAND IT, CONTACT ANATTORNEY FOR LEGAL ADVICE.1. The Petitioner (your spouse) has

filed a lawsuit against you asking fordissolution of your marriage (divorce).A copy of the Petition for Dissolutionof Marriage is attached to this Sum-mons.

2. You must serve upon Petitionerand fi le w ith the Court a wr ittenAnswer to the Petition for Dissolutionof Marriage, and you must pay therequired filing fee. Answer forms area v a i l a b l e f r o m t h e C o u r tAdministrator’s office. You must serveyour Answer upon Petitioner withinthirty (30) days of the date you wereserved with this Summons , not count-ing the day of service. If you do notserve and file your Answer , the Courtmay give your spouse everything he orshe is asking for in the Petition forDissolution of Marriage.

3. This proceeding involves, affects,or brings into question the real prop-erty located at the following address941 16th Ave N. South St. Paul, MN55075 in Dakota County, State of Min-neso ta , w i th the fo l low ing lega ldescription:Reeds Goldberg Addition All Of Lots

25 & 26 22nd real property located at the fol-

lowing address 934 15th Ave N. SouthSt. Paul, MN 55057 in Dakota County,State of Minnesota, with the followinglegal description: South Park DivisionNo 1 S 10 Ft Of Lot 5 Blk 10 & N 38 FtOf 6 10

NOTICE OF TEMPORARYRESTRAINING PROVISIONS

UNDER MINNESOTA LAW, SERVICEOF THIS SUMMONS MAKES THE FOL-LOWING REQUIREMENTS APPLY TOBOTH PARTIES TO THE ACTION ,UNLESS THEY ARE MODIFIED BY THECOURT OR THE PROCEEDING IS DIS-MISSED:(1) NEITHER PARTY MAY DISPOSE

OF ANY ASSETS EXCEPT (A) FOR THENECESSITIES OF LIFE OR FOR THENECESSARY GENERAT I ON O FINCOME OR PRESERVATION OFASSETS, (B) BY AN AGREEMENT OFTHE PARTIES IN WRITING, OR (C) FORRETAINING COUNSEL TO CARRY ONOR TO CONTEST THIS PROCEEDING.(2) NEITHER PARTY MAY HARASS

THE OTHER PARTY.(3) ALL CURRENTLY AVAILABLE

INSURANCE COVERAGE MUST BEMAINTAINED AND CONTINUED WITH-OUT CHANGE IN COVERAGE OR BEN-EFICIARY DESIGNATION.(4) PARTIES TO A MARRIAGE DIS-

SO LU T I O N PROCEED I NG AREENCOURAGED TO ATTEMPT ALTER-NATIVE DISPUTE RESOLUTION PUR-SUANT TO MINNESOTA LAW. ALTER-NAT IVE D ISPUTE RESOLUT IONINCLUDES MEDIATION, ARBITRATIONAND OTHER PROCESSES AS SETFORTH IN THE DISTRICT COURTRULES . YOU MAY CONTACT THECOURT ADMINISTRATOR ABOUTRESOURCES IN YOUR AREA. IF YOUCANNOT PAY FOR MEDIATION ORALTERNATIVE DISPUTE RESOLUTION,IN SOME COUNTIES, ASSISTANCEM A Y B E A V A I L A B L E T O Y O UTHROUGH A NONPROFIT PROVIDEROR A COURT PROGRAM. IF YOU ARE AVICTIM OF DOMESTIC ABUSE ORTHREATS AS DEFINED IN MINNE-SOTA STATUTES, CHAPTER 518B,YOU ARE NOT REQUIRED TO TRYMEDIATION AND YOU WILL NOT BEPENALIZED BY THE COURT IN LATERPROCEEDINGS.IF YOU VIOLATE ANY OF THESE

PROVISIONS, YOU WILL BE SUB-JECT TO SANCTIONS BY THECOURT.Dated: April 21, 2009

Jose Villasenor1775408 7/23-8/6/09

PUBLIC NOTICENOTICE AND ORDER OF HEARING

ON PETITION FOR PROBATEOF WILL AND APPOINTMENT

OF PERSONAL REPRESENTATIVEAND NOTICE TO CREDITORS


DISTRICT COURTPROBATE DIVISION

FIRST JUDICIAL DISTRICTCourt File No. 19HA-PR-09-454

ESTATE OF VIOLET ROSEMONDMAXWELL, DECEDENT.It is Ordered and Notice is given that

on August 31, 2009 at 9:00 a.m. a hear-ing will be held in this Court at DakotaCounty Judicial Center, 1560 Highway55, Hastings, Minnesota, for the for-mal probate of an instrument purport-ing to be the will of Decedent, datedNovember 25, 1996 under Minn. Stat.524 .2 - 513 ( “W i l l ” ) , and fo r theappointment of Sharon K. Schmitzf /k /a Sha ron K . Bened ic t whoseaddress is : 15584 West PiccadillyRoad, Goodyear, AZ 85395 as personalrepresentative of the Estate of theDeceden t in an UNSUPERVISEDadministration. Any objections to thepetition must be filed with the Courtprior to or raised at the hearing. Ifproper and if no objections are filed orraised, the personal representative willbe appointed with full power to admin-ister the Estate, including the power tocollect all assets, pay all legal debts,claims, taxes and expenses, to sell realand personal property, and do all nec-essary acts for the Estate.Notice is also given that (subject to

Minn. Stat. 524.3-801) all creditorshaving claims against the Estate are

having claims against the Estate arerequired to present the claims to thepersonal representative or to the CourtAdministrator within four months afterthe date of this Notice or the claimswill be barred.Date 7/22/09

Richard G. SpicerJudge

(COURT SEAL)Attorney For Personal RepresentativeDaniel M. SheridanSheridan Law Offices4470 Erin DriveSuite 101Eagan, MN 55122651-452-87051832101818680 7/30-8/6/09

PUBLIC NOTICENOTICE AND ORDER OF HEARINGON PETITION FOR PROBATE OFWILL AND APPOINTMENT OFPERSONAL REPRESENTATIVEAND NOTICE TO CREDITORS


FIRST JUDICIAL DISTRICTDISTRICT COURT

PROBATE DIVISIONCourt File No. 10HA-PR-09-489

Estate of Car leton D. Peterson,Decedent.It is Ordered and Notice is given that

on 9-14-2009, at 9:00 AM, a hearingwill be held in this Court at 1560Highway 55, Hastings, Minnesota, forthe formal probate of an instrumentpurporting to be the Will of the Dece-den t da ted , Novembe r 27 , 2007 ,(“Will”), and for the appointment ofJudy B. Peterson, whose address is581 Atlantic Hill Drive, Eagan, MN55123 as Personal Representative ofthe Estate of the Decedent in anUNSUPERVISED administration. Anyobjections to the petition must be filedwith the Court prior to or raised at thehearing. If proper and if no objectionsare filed or raised, the Personal Repre-sentative will be appointed with fullpower to administer the Estate includ-ing the power to collect all assets, topay all legal debts, claims, taxes andexpenses, to sell real and personalproperty, and to do all necessary actsfor the Estate.Notice is also given that (subject to

Minn. Stat. 524.3-801) all creditorshaving claims against the Estate arerequired to present the claims to thePersonal Representative or to theCourt Administra tor w i thin fourmonths after the date of this Notice orthe claims will be barred.Dated: 8/4/09

BY THE COURTPat SutherlandJudge of District Court

Attorney for PetitionerTerrence A. MerrittSeverson, Sheldon, Dougherty &Molenda, P.A.7300 West 147th Street, Suite 600Apple Valley, MN 55124Attorney License No: 0072151Telephone: (952) 953-8824FAX: (952) 432-3780Email: [email protected] 8/6-8/13/09

PUBLIC NOTICENOTICE OF INFORMAL PROBATEOF WILL AND APPOINTMENT OF

PERSONAL REPRESENTATIVE ANDNOTICE TO CREDITORS



Court File No. 19HA-PR-09-458Estate of John H. Roe, III, Decedent.Notice is given that an application

for informal probate of the Decedent’swill dated October 4, 1989 (“Will”), hasbeen filed with the Registrar . Theapplication has been granted. Anyobjections may be filed with this Courtand will be heard by the Court afterproper notice of hearing.Notice is also given that the Regis-

trar has informally appointed SandraB. Roe whose address is 2250 Dela-ware Avenue, St . Paul , Minnesota55118 and Wells Fargo Bank, NationalAssociation, 90 South Seventh Street,Suite 5300, Minneapolis, Minnesota55402 as personal representatives ofthe Estate of the Decedent. Any heir,devisee or other interested person maybe entitled to appointment as personalrepresentative or may object to theappointment of the personal represen-tative. Unless objections are filed withthe Court (pursuant to Minn. Stat.524.3-607) and the Court otherwiseorders, the personal representativeshave full power to administer theEstate including, after 30 days fromthe date of issuance of letters, thepower to sell, encumber, lease or dis-tribute real estate.Notice is also given that (subject to

Minn. Stat. 524.3-801) all creditorshaving claims against the Estate arerequired to present the claims to thepersonal representatives or to theCourt Administra tor w i thin fourmonths after the date of this Notice orthe claims will be barred.Date 7-23-09

Carol M. RennRegistrarBy: Joann BauerDeputy Registrar

Attorney for Personal RepresentativeSarah F. ArmstrongFaegre & Benson LLP2200 Wells Fargo Center90 South Seventh StreetMinneapolis, MN 55402-3901Attorney License No.: 301930Telephone No. (612) 766-7000Fax No. (612) 766-1600E-Mail: [email protected] 7/30-8/6/09

PUBLIC NOTICENOTICE OF AN ORDER FORHEARING ON PETITION FORFORMAL ADJUDICATION OF

INTESTACY, DETERMINATION OFHEIRS, FORMAL APPOINTMENT OFCO-PERSONAL REPRESENTATIVES

AND NOTICE TO CREDITORSSTATE OF MINNESOTACOUNTY OF DAKOTA


Court File No.: 19HA-PR-09-487In Re: Estate of Karen Noel Cook,Decedent.It is Ordered and Notice is given that

on September 14, 2009 at 9:00 AM, ahearing will be held in this Court atDakota County Judicial Center, Pro-bate Court, 1560 Highway 55, Hast-ings, Minnesota 55033 on a petition forthe adjudicat ion of intestacy anddetermination of decedent’s heirs, andfor the appointment of Jacob N. Hum-phrey, Miccia Humphrey and ShelliWampler, whose addresses are:Jacob N. Humphrey: 1887 Silver Bell

Road, Eagan, MN 55122;Miccia Humphrey: 222 North Walnut

Street, Maryville, MO 64468; ShelliWampler: 1203 North Main Street, Hig-ginsville, MO 64037 as co-personalrepresentatives of the decedent’sestate in an unsupervised administra-tion.Any objections to the petition must

be raised at the hearing or filed withthe Court prior to the hearing. If thepetition is proper and no objectionsare filed or raised, the personal repre-sentative will be appointed with thefull power to administer the decedent’sestate, including the power to collecta l l assets; to pay a l l lega l debts ,claims, taxes, and expenses; to sellreal and personal property; and to doall necessary acts for the decedent’sestate.Notice is further given that, subject

to Minn. Stat. § 524.3-801, all credi-to r s ha v i n g c la ims aga i ns t thedecedent ’s estate are requ ired topresent the claims to the personal rep-resentative or to the Court within four(4) months after the date of this noticeor the claims will be barred.Dated: 8/4/09

BY THE COURTPat SutherlandJudge of District Court

GRANNIS & HAUGE, P.A.Vance B. Grannis, Jr.MN # 368211260 Yankee Doodle RoadSuite 200Telephone: 651-456-9000Facsimile: 651-454-4232e-mail: [email protected] 8/6-8/13/09

PUBLIC NOTICEORDER AND NOTICE

OF HEARING ON PETITIONFOR FORMAL PROBATE OF WILL

AND APPOINTMENT OFPERSONAL REPRESENTATIVE INUNSUPERVISED ADMINISTRATION

AND NOTICE TO CREDITORSSTATE OF MINNESOTACOUNTY OF DAKOTA


Court File No. 19-HA-PR-09-478In Re: Estate of Kenneth J. Walt-man, aka Kenneth John Waltman,Deceased.TO ALL INTERESTED PERSONS ANDCREDITORS:It is Ordered and Notice is hereby

given that on the 31st day of August,2009, at 9:00 o’clock a.m., a hearingwill be held in the above named Courtat 1560 West Highway 55, Hastings,Minnesota, for the formal probate of aninstrument purporting to be the will ofthe above named deceased, datedMarch 14, 2002, and for the appoint-men t of John K . Wa l tman whoseaddress is 200 Shady Avenue, Vermil-lion, Minnesota 55085 as personal rep-resentative of the estate of the abovenamed decedent in unsuperv isedadministration, and that any objec-tions thereto must be filed with theCourt. That, if proper, and no objec-tions are filed, a personal representa-tive will be appointed to administer theestate, to collect all assets, pay alll e g a l d eb t s , c l a im s , t a x e s andexpenses, and sell real and personalproperty, and do all necessary acts forthe estate.Notice is further given that ALL

CREDITORS having claims against saidestate are required to present the sameto said personal representative or tothe Court Administrator within fourmonths after the date of this notice orsaid claims will be barred.Dated: 7/31/09

Michael MayerJudge

(COURT SEAL)P. James TaurinskasAttorney I.D. #108480633 So. Concord St., #320P.O. Box 605South St. Paul, MN 55075651-451-97431841574 8/6-8/13/09

PUBLIC NOTICEORDER AND NOTICE OF HEARING

ON PETITIONFOR FORMAL ADJUDICATION OFINTESTACY, DETERMINATION OF

HEIRS AND APPOINTMENTOF ADMINISTRATOR IN

UNSUPERVISED ADMINISTRATIONAND NOTICE TO CREDITORS



PROBATE DIVISION


Case Type 14: Probate of an EstateIn Re: Estate of: Rober t Lou isDuquette, a/k/a Robert J. Duquette,Deceased.TO ALL INTERESTED PERSONS ANDCREDITORS:It is Ordered and Notice is hereby

given that on the 31st day of August,2009, at 9:00 o’clock a.m., a hearingwill be held in the above named Courtat the Dakota County Judicial Center,1560 Highway 55, Hastings, Minnesota,for the formal probate of the estateadjudication of intestacy and determi-nation of heirs of the above nameddecedent, and for the appointment ofBarbara J. Duquette, whose address is16555 West Rimrock Street, Surprise,Arizona 85388 as personal representa-tive of the estate of the above nameddecedent in unsupervised administra-tion, and that any objections theretomust be filed with the Court. That, ifproper, and no objections are filed, ape rsona l rep resen ta t ive w i l l beappointed to administer the estate, tocollect all assets, pay all legal debts,claims, taxes and expenses, and sellreal and personal property, and do allnecessary acts for the estate.Notice is further given that ALL

CREDITORS having claims against saidestate are required to present the sameto said personal representative or tothe Clerk of the Court within fourmonths after the date of this notice orsaid claims will be barred.Dated: 7/20/2009.

Richard G. SpicerJudge

Drafted by:Douglas J. DebnerAtty. Reg. No. 0281414Michael W. Hero, Atty. Reg. No. 146365Hero & Debner Law Office, P.A.516 Washington StreetNorthfield, Minnesota 55057Telephone: (507) 645-5631Facsimile: (507) 645-56321818775 7/30-8/6/09




Case Type: 14 - Mortgage ForeclosureCourt File No.:

Greenleaf Third Association, Plaintiff,v.La t r en a Rob i n son ; S t ephen M .Read-Smith; Cynthia K. Read-Smith;First Union Home Equity Bank, N.A.;Wells Fargo Bank, N.A.; Metro Dental-Care; XYZ Corporation; ABC Partner-ship; John Doe; and Mary Roe, Defen-dants.THE STATE OF MINNESOTA TO THEABOVE-NAMED DEFENDANTS:EACH OF YOU ARE HEREBY SUM-

MONED AND REQUIRED to answer thecompla in t of the P la in t i f f in theabove-entitled action, which Com-plaint has been filed and is on file inthe Office of the Clerk of DistrictCourt, in the City of Hastings, Countyof Dakota, State of Minnesota, and tofile your answer to said Complaint inthe Office of said Clerk of Court withintwenty (20) days after the service ofthis Summons upon you, exclusive ofthe day of such service. If you fail toanswer the Complaint within the timespecified, the Plaintiff in this actionwill apply to the Court for the reliefdemanded in the Complaint.YOU ARE HEREBY NOTIFIED that

this action is brought for the purposeof foreclosing an association liengranted to Plaintiff by and throughDeclaration of Convenants, Conditions,and Restrictions dated December 27,1971, filed in the Office of the DakotaCounty Recorder and covering prop-erty legally described as follows:Lot 4, Block 3 , Greenleaf Town-houses Third AdditionIF PART OF THE PROPERTY TO

BE SOLD CONTAINS YOUR HOUSE,YOU MAY DESIGNATE AN AREA ASA HOMESTEAD TO BE SOLD ANDREDEEMED SEPARATELY.YOU MAY DES IGNATE THE

HOUSE YOU OCCUPY AND ANYAMOUNT OF THE PROPERTY AS AHOMESTEAD. THE DESIGNATEDHOMESTEAD PROPERTY MUSTCONFORM TO THE LOCAL ZONINGORDINANCES AND BE COMPACTSO THAT IT DOES NOT UNREA-SONABLY REDUCE THE VALUE OFTHE REMAINING PROPERTY.YOU MUST PROVIDE THE COURT

WITH A LEGAL DESCRIPTION OFTHE HOMESTEAD YOU HAVE DES-IGNATED.Pe rsona l judgmen t is c la imed

against Latrena Robinson.Dated: 7-29-09

SEVERSON, SHELDON, DOUGHERTY& MOLENDA, P.A.By: William M. Topka, #0339003Stephen A. Ling, #295504Robert B. Bauer, #227365Attorneys for Plaintiff7300 West 147th Street, Suite 600Apple Valley, Minnesota 55124(952) 432-3136

ACKNOWLEDGMENTThe party above-named represented

by the undersigned, hereby acknowl-edges that sanctions may be imposedpursuant to Minn. Stat. § 549.211.

/s/ William M. TopkaTHIS IS AN ATTEMPT TO COL-LECT A DEBT AND ANY INFORMA-TION OBTAINED WILL BE USEDFOR THAT PURPOSE.1840925 8/6-8/20/09




COURT FILE NO. 19HA-CV-09-4177In the Matter of the Petition of:GreenPoint Mortgage Funding, Inc.,in Relation to Certificate of Title No.134665 issued for land in the Countyof Dakota and State of Minnesotalegally described as follows:Lot Six (6) in Block Three (3) ofSouth Grove according to the platthereof on file and of record in theoffice of the Register of Deeds withinand for said County and State.

TO: TERRY KOENIGS;MORTGAGE ELECTRONICREGISTRATION SYSTEMS, INC.;


of the Examiner of Titles in the aboveen t i t l e d m a t t e r , I T I S HEREBYORDERED, that you and all personsinterested, appear before this Court onthe 26th day of August, 2009, at 9:00a.m. in the Dakota County Govern-ment Center, Hastings, Minnesota, andthen, or as soon thereafter as saidmatter can be heard, show cause, ifany there be, why this Court shouldnot enter an Order as follows:That the Registrar of Titles, upon thefiling with him of a certified copy ofthis Order, cancel Certificate of TitleNo. 134665 and enter a new Certifi-cate of Title for the land thereindescribed in favor of James A. Tay-lor and Karen L. Taylor, Jt. Ten.,subject to the memorials of Docu-ment Nos. 13229 and 13302 but freef rom a l l o the r memo r ia ls nowappearing on the present Certificateof Title, the last of which is Docu-ment No. 638134, and free also fromthe Memorial of this Order.IT IS FURTHER ORDERED, that this





BY THE COURT:Richard G. SpicerJudge of District Court





DATE OF MORTGAGE: Augu s t 15 ,2008

MORTGAGORS: Son T . Pham andLoan Pham, husband and wife.


DATE AND PLACE OF RECORDING:Recorded September 10, 2008, DakotaCoun ty Recorder , Documen t No.2612344.

ASSIGNMENTS OF MORTGAGE :Assigned to: Liberty Savings Bank,FSB, Dated: June 11, 2009



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Liberty Savings Bank,FSB

RESIDENTIAL MORTGAGE SER -VICER: Liberty Savings Bank, FSB

MORTGAGED PROPERTY ADDRESS:13008 Irving Avenue South, Burnsville,MN 55337

TAX PARCEL I.D.#: 02-82205-020-04LEGAL DESCRIPTION OF PROPERTY:Lot 2 , Block 4, Vista View SixthAdditionCOUNTY IN WHICH PROPERTY IS




That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements as

��

��

�� p qrequired by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the deb tsecured by said mortgage, or any partthereof;


DATE AND TIME OF SALE: August19, 2009 at 10:00 AM

PLACE OF SALE: Sher i f f 's O f f ice,Law Enforcement Center, 1580 Hwy55, Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assigns.



Dated: June 18, 2009.Liberty Savings Bank, FSBMortgagee/Assignee of Mortgagee





DATE OF MORTGAGE:June 17, 2005MORTGAGORS: Edwin M. Adams and

Mapy Adams, husband and wife.MORTGAGEE: Mortgage & Invest -

ment ConsultantsDATE AND PLACE OF RECORDING:

Registered Ju ly 20 , 2005, DakotaCounty Registrar of Titles, DocumentNo. 569952, Certificate of Title No.033897.

ASSIGNMENTS OF MORTGAGE :Assigned to: Option One MortgageCorporation n/k/a Sand Canyon Corpo-r a t i o n , Da t e d : Jun e 1 7 , 2 0 0 5 ,Recorded: February 16, 2006, Docu-ment No. 584932 . And therea fterass i gned to : We l ls Fa rgo Bank ,National Association as Trustee forSecuritized Asset Backed ReceivablesLLC 2006-OP1 Mortgage Pass-ThroughCertificates, Series 2006-OP1, Dated:January 9, 2009, Recorded: February12, 2009, Document No. T639094.Sa id Mortgage being Registered

Land.TRANSACTION AGENT: NONETRANSACTION AGENT 'S MORT -


LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Mortgage & InvestmentConsultants

RESIDENTIAL MORTGAGE SER -VICER: American Home Mortgage Ser-vicing, Inc

MORTGAGED PROPERTY ADDRESS:3798 73rd Street East, Inver GroveHeights, MN 55076

TAX PARCEL I.D.#: 20-71151-020-02LEGAL DESCRIPTION OF PROPERTY:Lot Two in B lock Two of SouthGrove No. 2COUNTY IN WHICH PROPERTY IS








MORTGAGOR(S) RELEASED FROMFINANCIAL OBLIGATION ON MORT-

GAGE: None"THE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."

Dated: June 22, 2009.Wells Fargo Bank, N.A., as TrusteeMortgagee/Assignee of Mortgagee




MORTGAGE: $140,289.00MORTGAGOR(S): Michael Klug, a

single person and Sara E. Almansour,a single personMORTGAGEE : F irst Res ident ia l

Mortgage CorporationDATE AND PLACE OF RECORDING:

Recorded: October 10, 2002 DakotaCounty Recorder, Document Number:1945548ASSIGNMENTS OF MORTGAGE: And

assigned to: AmTrust Bank fka OhioSavings Bank, Dated: July 31, 2002,Recorded: May 04, 2004 Dakota CountyRecorder, Document Number: 2200963Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: First Residential

Mortgage CorporationRes iden t ia l Mortgage Serv icer :

AmTrust BankMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 3323 River Bluff

Dr, Eagan, MN 55121-1720T a x P a r c e l I D N u m b e r :

10-41300-115-05LEGAL DESCRIPTION OF PROP -ERTY: Unit No. 115, CIC No. 358Cedar B lu f f Townhome Condo-minium, Dakota County, MinnesotaAMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE:AmTrust Bank fka Ohio SavingsBank

Wilford & Geske, P.A.Attorneys for Assignee of MortgageeLawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 006433F011839579 8/6-9/10/09

PUBLIC NOTICEADVERTISEMENT FOR BIDS

DAKOTA COUNTY COMMUNITYDEVELOPMENT AGENCY (CDA)

EAGAN, MN 55123Notice is hereby given that sealed

bids will be received by the Office ofthe Director of Housing Finance &Development, Dakota County CDA,Minnesota until 10:00 AM, Wednes-day, August 26, 2009, at the office ofDakota County Community Develop-ment Agency, 1228 Town Centre Drive,Eagan, MN 55123, at which time theywill be publicly opened and read aloudfor the furnishing of all labor andmaterials for the Keyless Entry Instal-lation at nine senior apartmentbu i ldings a t var ious loca t ionsthroughout Dakota County.Bids received after this time and date

will be rejected. No telephone bids orfax bids will be accepted. Bids shall beon the forms provided for that purposeand according to the Bidding Docu-ments prepared by Dakota CountyCDA. Bids will be opened publicly andread aloud. A bid tabulation or otherbid result will be furnished to the Bid-ders . Bids shall be addressed to:Dakota County CDA, 1228 Town Cen-tre Drive, Eagan, MN 55123.Mandatory pre-bid walk-throughs

are scheduled on August 17 & 20,2009 starting at 8:30 AM on eachday. Attendance is required on bothdays of ALL bidders. Failure of abidder to attend the walk-throughsimmediately subjects his/her bid todisqualification. Call the DakotaCounty CDA Contact person below tof i n d o u t e x a c t d e t a i l s o f t h ewalk-throughs.

Interested bidders can contact BobRosenthal @ 651-675-4483 of theDakota County CDA to obta in b iddocuments and receive more informa-tion regarding this project. Specifica-tions for this project may not beavailable until August 17, 2009.Bid security in the amount of 5% of

the bid must accompany each bid inaccordance with the Instruction toBidders. Bids shall be directed to theProject Coordinator, securely sealedand endorsed upon the outside wrap-per, with the Project Address and BidDue Date.The CDA hereby notifies all bidders

that in regard to any Contract enteredinto pursuant to this advertisement,Disadvantaged Business Enterprises(D.M.E.) will be afforded full opportu-nity to submit bids and / or proposalsand will not be subjected to discrimi-nation on the basis of race, color, sex,age, religion, or national origin.The Dakota County CDA reserves the

right to reject any and all bids, to waiveirregularities and informalities thereinand to award the Contract in the bestinterest of the CDA.

B o b R o s e n th a l , C a p i t a lProjects CoordinatorDakota County CommunityDevelopment Agency

1842604 8/6-8/13/09

PUBLIC NOTICEORDER AND NOTICE

OF HEARING ON PETITIONFOR FORMAL PROBATE OF

WILL AND FOR APPOINTMENTOF PERSONAL REPRESENTATIVEIN UNSUPERVISED ADMINISTRATION

AND FOR DETERMINATIONOF HEIRSHIP AND

NOTICE TO CREDITORSSTATE OF MINNESOTACOUNTY OF DAKOTA

DISTRICT COURTFIRST JUDICIAL DISTRICTPROBATE COURT DIVISION

Court File No. 19HA-PR-09-461In Re: Estate of Thomas Lee Grady,also known as, Thomas L. Grady,a lso known as Thomas Grady ,Deceased.TO ALL INTERESTED PERSONS ANDCREDITORS:It is Ordered and Notice is hereby

given, that on the 31st day of August,2009, at 9:00 a.m. a hearing will beheld in the above named Court, at theDakota County Judicial Center, 1560Hwy 55, Hastings, MN for the formalprobate of instruments entitled LASTWILL AND TESTAMENT OF THOMASL. GRADY dated December 27, 2003,which instruments together purport tobe the Will of the above named dece-dent , and for the appointment ofDonna J. Grady, whose address is2747 East River Hills Dr., Burnsville,MN 55337, as personal representativeof the estate of the above-named dece-dent in unsupervised administration,and that any objections thereto mustbe filed with the Court. That, if proper,and no objections are filed, said per-sonal representative will be appointedto administer the estate, to collect allassets, pay all legal debts, claims,taxes and expenses, and sell real andpersonal property, and do all neces-sary acts for the estate.NOTICE IS FURTHER GIVEN THAT

ALL CREDITORS HAVING CLAIMSA G A I N S T S A I D E S T A T E A R EREQUIRED TO PRESENT THE SAMETO SAID PERSONAL REPRESENTA-TIVE OR TO THE DISTRICT COURTADMIN ISTRATOR WITHIN FOURMONTHS AFTER THE DATE OF THISNOTICE OR SAID CLAIMS WILL BEBARRED.Dated: 7-24-09

Micheal V. SovisJudge of District CourtProbate Division

J. Kevin McVay, Attorney for Petitioner7400 Lyndale Avenue South, #120Richfield, MN 55423612-866-1057 #71602FAX 612-866-51571834063 8/6-8/13/09

PUBLIC NOTICEADVERTISEMENT FOR BIDS

DAKOTA COUNTY COMMUNITYDEVELOPMENT AGENCY (CDA)

EAGAN, MN 55123Notice is hereby given that sealed

bids will be received by the Office ofthe Director of Housing Finance &Development, Dakota County CDA,Minnesota until 11:00 AM, Wednes-day, August 26, 2009, at the office ofDakota County Community Develop-ment Agency, 1228 Town Centre Drive,Eagan, MN 55123, at which time theywill be publicly opened and read aloudfor the furnishing of all labor andmaterials for three separate projectsand three separate bid openings forprojects at Colleen Loney Manor 1675Livingston Ave. W. St. Paul, MN 55118.The three separate projects are:

1. Passenger Elevator replace-ment (two elevators)2. Asphalt replacement3. Unit door replacement andkeyless entry systems

Bids received after this time and datewill be rejected. No telephone bids orfax bids will be accepted. Bids shall beon the forms provided for that purposeand according to the Bidding Docu-ments prepared by Dakota CountyCDA. Bids will be opened publicly andread aloud in the order listed above. Abid tabulation or other bid result willbe furnished to the Bidders. Bids shallbe addressed to: Dakota County CDA,1228 Town Centre Drive, Eagan, MN55123.M a n d a t o r y o n - s i t e p r e - b i dwalk-throughs are as scheduled:Passenger elevator on August 18,2009 at 9:00AMAsphalt replacement on August18, 2009 at 10:00AMUnit door replacement on August18, 2009 at 11:00AMAttendance is required to bid on

these projects. Failure of a bidder toattend the walk-throughs immediatelysubjects his/her bid to disqualification.Call the Dakota County CDA Contactperson below to find out exact detailsof the walk-throughs.Interested bidders can contact Vince

Markell @ 651-675-4481 of theDakota County CDA to obta in b iddocuments and receive more informa-tion regarding these projects. Specifi-cations for the three projects willnot be available until August 17,2009.Bid security in the amount of 5% of

the bid must accompany each bid inaccordance with the Instruction toB i d d e r s . S e a l e d b i d s sh a l l b eaddressed on the outside wrapper to:

Vince Markell, Dakota County CDAProject name (either PassengerElevator replacement , Asphaltr e p la c emen t , o r Un i t d o o rreplacement)Bid due date and time.

These projects are Davis-Bacon pre-vailing wage projects.The CDA hereby notifies all bidders

that in regard to any Contract enteredinto pursuant to this advertisement,Disadvantaged Business Enterprises(D.M.E.) will be afforded full opportu-nity to submit bids and / or proposalsand will not be subjected to discrimi-nation on the basis of race, color, sex,age, religion, or national origin.The Dakota County CDA reserves the

right to reject any and all bids, to waiveirregularities and informalities thereinand to award the Contract in the bestinterest of the CDA.

Vince Markell, Capital FundCoordinatorDakota County CommunityDevelopment Agency

1844391 8/6-8/13/09

PUBLIC NOTICENOTICE AND ORDER OF HEARINGON PETITION FOR PROBATE OF

WILL AND APPOINTMENT OF PER-SONAL REPRESENTATIVE AND

NOTICE TO CREDITORSSTATE OF MINNESOTACOUNTY OF DAKOTA



Estate of Helen H. Johnson akaHelen Charlotte Johnson, Decedent.It is Ordered and Notice is given that

on 8-17-09, at 9:00 a.m., a hearing willbe held in this Court at 1560 Highway55 West, Hastings, Minnesota, for theformal probate of an instrument pur-porting to be the Will of the Decedentdated, October 14, 1997, (“Will”), andfor the appointment of Jolene K. Flue-gge, whose address is 13610 GeorgiaDrive, Apple Valley, MN, 55124 as Per-sonal Representative of the Estate ofthe Decedent in an UNSUPERVISEDadministration. Any objections to thepetition must be filed with the Courtprior to or raised at the hearing. Ifproper and if no objections are filed orraised, the Personal Representativewill be appointed with full power toadminister the Estate including thepower to collect all assets, to pay alll e g a l d eb t s , c l a im s , t a x e s andexpenses, to sell real and personalproperty, and to do all necessary actsfor the Estate.Notice is also given that (subject to

Minn. Stat. 524.3-801) all creditorshaving claims against the Estate arerequired to present the claims to thePersonal Representative or to theCourt Administra tor w i thin fourmonths after the date of this Notice orthe claims will be barred.Dated: 7/21/09

BY THE COURTShawn M. MoynihanJudge of District Court

(COURT SEAL)

(COURT SEAL)Attorney for PetitionerTerrence A. MerrittSeverson, Sheldon, Dougherty &Molenda, P.A.7300 West 147th Street, Suite 600Apple Valley, MN 55124Attorney License No: 0072151Telephone: (952) 953-8824FAX: (952) 432-3780Email: [email protected] 7/30-8/6/09

PUBLIC NOTICENOTICE AND ORDER

OF HEARING ON PETITIONFOR FORMAL ADJUDICATION

OF INTESTACY, DETERMINATIONOF HEIRSHIP, APPOINTMENT




PROBATE DIVISIONCase No. 19HA-PR-09-462

Estate of DAVID A. BENTE, Dece-dent.It is Ordered and Notice is given that

on August 31, 2009 at 9:00 a.m., ahearing will be held in this Court at1560 Highway 55, Hastings, Minnesota,for the adjudication of intestacy anddetermination of heirship of the Dece-dent , and for the appointment ofBrenda Bente, whose address is P.O.Box 374, Victoria, MN, 55386 as Per-sonal Representative of the Estate ofthe Decedent in an UNSUPERVISEDadministration. Any objections to thepetition must be filed with the Courtprior to or raised at the hearing. Ifproper and if no objections are filed orraised, the Personal Representativewill be appointed with full power toadminister the Estate, including thepower to collect all assets, to pay alll e g a l d eb t s , c l a im s , t a x e s andexpenses, to sell real and personalproperty, and to do all necessary actsfor the Estate.Notice is also given that (subject to

Minn. Stat. 524.3-801) all creditorshaving claims against the Estate arerequired to present the claims to thePersonal Representative or to theCourt Administra tor w i thin fourmonths after the date of this Notice orthe claims will be barred.Dated: July 24, 2009

BY THE COURTThomas PochJudge of District Court

(COURT SEAL)Attorney for PetitionerRobert J. WendlingWENDLING & ASSOCIATES, P.A.Suite 145201 West Burnsville ParkwayBurnsville, MN 55337Attorney License No: 183957Telephone: (952) 894-2546FAX: (952) 890-15791841417 8/6-8/13/09

PUBLIC NOTICENOTICE OF INFORMAL PROBATEOF WILL AND APPOINTMENT OF

PERSONAL REPRESENTATIVE ANDNOTICE TO CREDITORS




Estate of Walter William Hodgsona/k/a Bill Hodgson, Decedent.Notice is given that an application

for informal probate of the Decedent’swill dated July 24, 2003 and first codi-cil to the will, dated December 20,2007, has been filed with the Registrar.The application has been granted.Notice is also given that the Regis-

trar has informally appointed Susan C.Hodgson and Anne S. Hodgson, whoseaddresses are, respectively, 701 Lin-d en S t ree t , # 10 2 , S t . Pau l , MN55118-1168 and 318 Busch Terrance,Minneapolis, MN 55419 as personalrepresentatives of the Estate of theDecedent. Any heir, devisee or otherinterested person may be entitled toappointment as personal representa-tive or may object to the appointmentof the personal representatives. Unlessobjections are filed with the Court(pursuant to Minn. Stat. 524.3-607)and the Court otherwise orders, thepersonal representatives have fullpower to administer the Estate, includ-ing, after 30 days from the date ofissuance of letters, the power to sell,encumber, lease or distribute realestate.Any objections to the probate of the

Will or appointment of the PersonalRepresentatives must be filed with thisCourt and will be heard by the Courtafter the filing of an appropriate peti-tion and proper notice of hearing.Notice is also given that (subject to

Minn. Stat. 524.3-801) all creditorshaving claims against the Estate arerequired to present the claims to thepersonal representatives or to theCourt Administra tor w i thin fourmonths after the date of this Notice orthe claims will be barred.Dated: July 31st, 2009


Attorney for ApplicantAlison J. MiddenBriggs and Morgan, P.A.2400 IDS CenterMinneapolis, MN 55402Attorney License No: 0302934Telephone: (612) 977-8218FAX: (612) 977-8650Email: [email protected] 8/6-8/13/09

PUBLIC NOTICENOTICE AND ORDER OF

HEARING ON PETITION FORFORMAL ADJUDICATION OF

INTESTACY, DETERMINATION OFHEIRSHIP, APPOINTMENT OFPERSONAL REPRESENTATIVEAND NOTICE TO CREDITORS

STATE OF MINNESOTACOUNTY OF Dakota


First JUDICIAL DISTRICTCourt File No. 19HA-PR-09-474

ESTATE OF Roger J. Pollok, DECE-DENT.It is Ordered and Notice is given that

on August 31, 2009 at 9:00 a.m. a hear-ing will be held in this Court at theDakota County Judicial Center, 1560Highway 55, Hastings, Minnesota, forthe adjudicat ion of intestacy anddetermination of heirship of the Dece-dent, and for the appointment of Den-nis P. Barrett whose address is: 1570Concordia Avenue, St. Paul, MN 55104as persona l representat ive of theEstate of the Decedent in an UNSU-PERVISED administration. Any objec-tions to the Petition must be filed withthe Court prior to or raised at the hear-ing. If proper and if no objections arefiled or raised, the personal represen-tative will be appointed with full powerto administer the Estate, including thepower to collect all assets, pay all legaldebts, claims, taxes and expenses, tosell real and personal property, and doall necessary acts for the Estate.Notice is also given that (subject to

Minn. Stat. 524.3-801) all creditorshaving claims against the Estate arerequired to present the claims to thepersonal representative or to the CourtAdministrator within four months afterthe date of this Notice or the claimswill be barred.Date 7/29/09

Robert CarolanJudge

(COURT SEAL)Attorney For Personal RepresentativeJames M. BurkhardtAttorney at Law215 Fourth Street NorthCannon Falls, MN 55009507-263-3921Attorney I.D. 132861839096 8/6-8/13/09

PUBLIC NOTICENOTICE OF AND ORDER

FOR HEARING ON PETITIONFOR FORMAL ADJUDICATION OFINTESTACY, DETERMINATION OFHEIRS, FORMAL APPOINTMENT




Court File No.: 19HA-PR-09-440In Re: Estate of Stanley Keith Lar-son, Decedent.It is Ordered and Notice is given that

on 8-31-09 at 9:00 a.m., a hearing willbe held in this Court at Hastings, Min-nesota, on a petition for the adjudica-tion of intestacy and determination ofdecedent’s heirs, and for the appoint-ment of Keith Bryan Larson, whoseaddress is 4455 Village Lake Drive, SE,P.O. Box 502, Prior Lake, MN 55372, aspe r sona l rep resen ta t i ve o f thedecedent’s estate in an unsupervisedadministration.Any objections to the petition must

be raised at the hearing or filed withthe Court prior to the hearing. If thepetition is proper and no objectionsare filed or raised, the personal repre-sentative will be appointed with thefull power to administer the decedent’sestate, including the power to collecta l l assets; to pay a l l lega l debts ,claims, taxes, and expenses; to sellreal and personal property; and to doall necessary acts for the decedent’sestate.Notice is further given that, subject

to Minn. Stat. § 524.3-801, all credi-to r s ha v i n g c la ims aga i ns t thedecedent ’s estate are requ ired topresent the claims to the personal rep-resentative or to the Court within four(4) months after the date of this noticeor the claims will be barred.Dated: 7/24/09

Richard G. SpicerJudge of District Court

Carlson Estate PlanningKevin C. LaniganMN # 143397650 Edinborough Way, Suite 750Edina, MN 55435Telephone: 952-832-9000Facsimile: 952-896-0001e-mail: [email protected] 8/6-8/13/09




MORTGAGE: $140,000.00MORTGAGOR(S): Bryan A. Youness

and Tanya R. Youness, husband andwifeMORTGAGEE: Mortgage Electronic


Recorded: Apr i l 22 , 2003 DakotaCounty Recorder, Document Number:2033944Transaction Agent: Mortgage Elec-


��

��

�� Transaction Agent Mortgage Identifi

cation Number: 100060677002108249Lender or Broker: Source One Mort-

gage, LLCResidential Mortgage Servicer: BAC

Home Loans Servicing, L.P.Mortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 18170 Echo Dr,

Farmington, MN 55024-9111T a x P a r c e l I D N u m b e r :

14-19501-180-02LEGAL DESCRIPTION OF PROP -ERTY : Lo t 18, B lock 2 , Dako taCounty Estates Second Addition,Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE



t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: August

20, 2009 at 10:00 AMPLACE OF SALE: Dakota County











MORTGAGE: $188,993.00MORTGAGOR ( S ) : T h om a s J .

Johnson, a single person and Erica J.Langenfeld, a single personMORTGAGEE: Mortgage Electronic



assigned to: U.S. Bank, N.A., Dated:June 18, 2009Transaction Agent: Mortgage Elec-


cation Number: 100021268000340303Lender or Broker: Bankers Mortgage

Company, LLCResidential Mortgage Servicer: U.S.

Bank Home MortgageMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 481 Tiffany Dr,

Hastings, MN 55033-3983T a x P a r c e l I D N u m b e r :

19-16402-010-01LEGAL DESCRIPTION OF PROP -ERTY: Lot 1, Block 1, Cari Park 3rdAddition, according to the recordedplat thereof, and situate in DakotaCounty, Minnesota.AMOUNT DUE AND CLAIMED TO BE





Law Enforcement Center, 1580 High-way 55, Lobby S-100, Hastings, Minne-sota

sotato pay the debt secured by said mort-gage and taxes, if any, on said pre-mises and the costs and disburse-ments, including attorney fees allowedby law, subject to redemption withinsix (6) months from the date of saidsale by the mortgagor(s), their per-sonal representatives or assigns.Mortgagor(s) released from financial





ASSIGNEE OF MORTGAGEE:U.S. Bank, N.A.



THE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN , that

default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: December 29,

1994MORTGAGORS: Douglas D . Kau f f -

man and Anne G. Stigman, both single.MORTGAGEE: ICM Mortgage Corpo-

rationDATE AND PLACE OF RECORDING:

Recorded February 6, 1995, DakotaCoun ty Recorder , Documen t No.1264042.ASSIGNMENTS OF MORTGAGE :

Assigned to: Lomas Mortgage USA,Inc., Dated: June 1, 1995, Recorded:June 5, 1995, Document No. 1281817.And thereafter assigned to: FirstNationwide Mortgage Corporation, nkaCitiMortgage, Inc., Dated: October 2,1995, Recorded: June 12, 1996, Docu-ment No. 1354452.TRANSACTION AGENT: NONETRANSACTION AGENT 'S MORT -

GAGE IDENTIFICATION NUMBER ONMORTGAGE: NONELENDER OR BROKER AND MORT-

GAGE ORIGINATOR STATED ONMORTGAGE: ICM Mortgage Corpora-tionRESIDENTIAL MORTGAGE SER -

VICER: CitiMortgage, Inc.MORTGAGED PROPERTY ADDRESS:

1901 Southcross Drive #1806, Burns-ville, MN 55306TAX PARCEL I.D.#: 02-71216-806-05LEGAL DESCRIPTION OF PROP -ERTY: Unit No. 1806, condominiumNo. 115, Southcross Village Condo-minium, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS



DUE AS OF DATE OF NOTICE, INCLUD-ING TAXES, IF ANY, PAID BY MORT-GAGEE: $50,527.54That prior to the commencement of

this mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the deb tsecured by said mortgage, or any partthereof;

PURSUANT to the power of sale con-tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:DATE AND TIME OF SALE: August

13, 2009 at 10:00 AMPLACE OF SALE: Sher i f f 's O f f ice,

Law Enforcement Center, 1580 Hwy55, Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assigns.



ABANDONED.Dated: June 17, 2009.

CitiMortgage, Inc.Mortgagee/Assignee of Mortgagee


PUBLIC NOTICENOTICE AND ORDER

OF HEARING ON PETITIONFOR PROBATE OF WILL ANDCODICIL AND APPOINTMENT




FIRST JUDICIAL DISTRICTCourt File No. 19HA-PR-09-466

ESTATE OF KARI C. FASTH, akaKARI FASTH, DECEDENT.It is Ordered and Notice is given that

on August 31, 2009 at 9:00 a.m. a hear-ing will be held in this Court at 1560Highway 55, Hastings, MN 55033, Min-nesota, for the formal probate of aninstrument purporting to be the will ofDecedent, dated December 22, 2003and codicil to the will dated January 8,2008, and for the appointment of AmyF . Fe l iss whose add ress is : 316Uplands Drive, Aptos, CA 95003 aspersonal representative of the Estate ofthe Decedent in a SUPERVISED admin-istration. Any objections to the peti-tion must be filed with the Court priorto or raised at the hearing. If properand if no objections are filed or raised,the personal representative will beappointed with full power to adminis-ter the Estate, including the power tocollect all assets, pay all legal debts,claims, taxes and expenses, to sell realand personal property, and do all nec-essary acts for the Estate.Notice is also given that (subject to

Minn. Stat. 524.3-801) all creditorshaving claims against the Estate arerequired to present the claims to thepersonal representative or to the CourtAdministrator within four months afterthe date of this Notice or the claimswill be barred.Date 7/27/09

David L. KnutsonJudge

(COURT SEAL)Attorney For Personal RepresentativeIvory L. Ruud, Esq. (0387000)Thomsen & Nybeck, P.A.3300 Edinborough WaySuite 600Edina, MN 55435(952) 835-7000Fax No. (952) 835-9450(Email: [email protected])1834009 8/6-8/13/09

PUBLIC NOTICENOTICE OF INFORMAL

APPOINTMENT OF PERSONALREPRESENTATIVE AND NOTICETO CREDITORS (INTESTATE)




Estate of Marie Alice Lohmar a/k/aMarie A. Lohmar and Marie Lohmar,Decedent.Notice is given that an application

for informal appointment of personalrepresentative has been filed with theRegistrar. No will has been presentedfor probate. The application has beengranted.Notice is also given that the Regis-

trar has informally appointed SharonLohmar, whose address is 1077 SibleyMemorial Highway, #511, MendotaHeights, MN, 55118 as personal repre-sentative of the Estate of the Decedent.Any heir or other interested personmay be entitled to appointment as per-sonal representative or may object tothe appointment of the personal repre-sentative. Unless objections are filedwith the Court (pursuant to Minn. Stat.524.3-607) and the Court otherwiseorders, the personal representative hasfull power to administer the Estateincluding, after 30 days from the dateof issuance of letters, the power tosell, encumber, lease or distribute realestate.Any objections to the probate of the

Will or appointment of the PersonalRepresentative must be filed with thisCourt and will be heard by the Courtafter the filing of an appropriate peti-tion and proper notice of hearing.Notice is also given that (subject to

Minn. Stat. 524.3-801) all creditorshaving claims against the Estate arerequired to present the claims to thepersonal representative or to the CourtAdministrator within four months afterthe date of this Notice or the claimswill be barred.Dated: 7-23-09


Attorney for Personal RepresentativeRobert P. LaueChristensen & Laue, P.A.5101 Vernon Avenue South, Suite 400Edina, MN 55436Attorney License No: 176618Telephone: (952) 927-8855FAX: (952) 927-5427Email: [email protected] 7/30-8/6/09

PUBLIC NOTICENOTICE OF AND ORDER

FOR HEARING ON PETITIONFOR FORMAL PROBATE OF WILL

AND APPOINTMENT OFPERSONAL REPRESENTATIVEAND NOTICE TO CREDITORS



Court File No.: 19HA-PR-09-449In Re: Estate of Rose Mary O. Beis-sel, a lso known as RoseMary O.Beissel, Rosemary O. Beissel andRosemary Beissel, Decedent.It is Ordered and Notice is given that

on August 31, 2009 at 9:00 a.m., ahearing will be held in this Court atthe Dakota County Judicial Center,1560 Highway 55 West, Hastings, Min-nesota 55033, for the formal probate ofan instrument purporting to be thedecedent’s Will dated February 11,1982, and for the appointment of Jef-frey W. Beissel as personal representa-tive of the estate of the decedent in anunsupervised administration.Any objections to the petition must

be raised at the hearing or filed withthe Court prior to the hearing. If thepetition is proper and no objectionsare filed or raised, the personal repre-sentative will be appointed with thefull power to administer the estate,including the power to collect allassets; pay all legal debts, claims,taxes, and expenses; sell real and per-sonal property; and do all necessaryacts for the estate.Notice is also given that, subject to

Minn. Stat. § 524.3-801, all creditorshaving claims against the decedent’sestate are required to present theclaims to the personal representativeor to the Court within four (4) monthsafter the date of this notice or theclaims will be barred.Dated: 7/20/09

BY THE COURTRichard G. SpicerJudge of District Court

Patrick J. Gallagher (MN# 33182)Ginkel & Gallagher563 Bielenberg Drive, #215Woodbury, Minnesota 55125Telephone: (651) 224-4741Facsimile: (651) 223-53181819235 7/30-8/6/09



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: May 25, 2007MORTGAGORS: Floridalma Blanco

and Juan C. Cruz, both single.MORTGAGEE: Mortgage Electronic


Recorded August 20, 2007, DakotaCoun ty Recorder , Documen t No.2538579.ASSIGNMENTS OF MORTGAGE :

Assigned to: U.S. Bank, National Asso-ciation, as successor trustee to Bankof America , N . A . as successor bymerger to LaSa l le Bank N . A . , asTrustee for Merrill Lynch First Frank-lin Mortgage Loan Trust, MortgageLoan Asset-Backed Certificates, Series2007-H1, Dated: June 16, 2009.TRANSACTION AGENT: Mortgage

Electronic Registration Systems, Inc.TRANSACTION AGENT 'S MORT -

GAGE IDENTIFICATION NUMBER ONMORTGAGE: 100425240014300039LENDER OR BROKER AND MORT-

GAGE ORIGINATOR STATED ONMORTGAGE: First Franklin FinancialCorporationRESIDENTIAL MORTGAGE SER -

VICER: Home Loan Services, Inc.MORTGAGED PROPERTY ADDRESS:

13412 Morgan Avenue South, Burns-ville, MN 55334TAX PARCEL I.D.#: 02-32750-040-01LEGAL DESCRIPTION OF PROP -ERTY: Lot 4, Block 1, Hidden Glen ofBurnsville, Dakota County, Minne-sota.COUNTY IN WHICH PROPERTY IS




this mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the deb tsecured by said mortgage, or any partthereof;PURSUANT to the power of sale con-

tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:DATE AND TIME OF SALE: August


Law Enforcement Center, 1580 Hwy55, Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assigns.MORTGAGOR(S) RELEASED FROM

FINANCIAL OBLIGATION ON MORT-GAGE: None

"THE TIME ALLOWED BY LAW FOR

THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."Dated: June 22, 2009.

U.S. Bank National Association,TrusteeMortgagee/Assignee of Mortgagee





DATE OF MORTGAGE: November 7,2005

MORTGAGORS: James P. McDonaldand Beth K. Mclarnan, husband andwife.


DATE AND PLACE OF RECORDING:Registered November 21, 2005, DakotaCounty Registrar of Titles, DocumentNo. 579651, Certificate of Title No.114351.

ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc., Dated:April 3, 2006, Recorded: April 17,2006, Document No. 588147.Sa id Mortgage being Registered

Land.TRANSACTION AGENT: Mortgage


GAGE IDENTIFICATION NUMBER ONMORTGAGE: 100011520032225056

LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: CitiMortgage, Inc.


MORTGAGED PROPERTY ADDRESS:4805 Eriks Boulevard, Eagan, MN55122

TAX PARCEL I.D. #: 107820002005LEGAL DESCRIPTION OF PROPERTY:Lo t 2 , in B lock 5 in Tw in V iewManor, together with a non-exclu-sive easement for drive purposesover and across the South 14 feet ofthe East 80 feet of Lot 1, Block 5,Twin View Manor, Dakota County,Minnesota.COUNTY IN WHICH PROPERTY IS















DATE OF MORTGAGE: Au gu s t 24 ,2004

MORTGAGOR: Kevin Boehmer andJoyce Boehmer, husband and wife.

MORTGAGEE: ABN Amro MortgageGroup, Inc., NKA CitiMortgage, Inc.





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE : ABN Amro MortgageGroup, Inc., NKA CitiMortgage, Inc.


MORTGAGED PROPERTY ADDRESS:639 Highway 110, Mendota Heights,MN 55118

TAX PARCEL I.D.#: 27-28700-152-00LEGAL DESCRIPTION OF PROPERTY:Lot 15, Gailand Heights, Except theNorth 158 fee t thereof , Dako taCounty, MinnesotaCOUNTY IN WHICH PROPERTY IS






DATE AND TIME OF SALE: October8, 2009 at 10:00 AM


TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on April 8, 2010.



Dated: August 3, 2009.CitiMortgage, Inc.Mortgagee/Assignee of Mortgagee



NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: October 26,


MORTGAGE: $307,500.00MORTGAGOR(S): Debra Proulx and

Danny Clarkson as joint tenantsMORTGAGEE: Wachovia Mortgage,

FSB f/k/a World Savings Bank, FSBDATE AND PLACE OF RECORDING:

Recorded: December 15, 2004 DakotaCounty Recorder, Document Number:2276603Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-


gage, FSB f/k/a World Savings Bank,

��

��

�� gage, FSB f/k/a World Savings Bank,FSBRes iden t ia l Mortgage Serv icer :


LOCATED: DakotaProperty Address: 3698 Widgeon

Way, Eagan, MN 55123-1113T a x P a r c e l I D N u m b e r :

106590410001LEGAL DESCRIPTION OF PROP -ERTY: Lot 10, Block 1, St. FrancisWood 5th AdditionAMOUNT DUE AND CLAIMED TO BE









REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: July 02, 2009MORTGAGEE: Wachovia Mortgage,FSB fka World Savings Bank, FSB





DATE OF MORTGAGE: A u g u s t 1 ,2003

MORTGAGORS: Christopher L. Mor-ton and Karen J. Morton, husband andwife.

MORTGAGEE: Bankers Mor tgageCompany, LLC

DATE AND PLACE OF RECORDING:Recorded October 23, 2003, Dakota

Coun ty Recorder , Documen t No.2128946.

ASSIGNMENTS OF MORTGAGE :Assigned to: U.S. Bank, N.A., Dated:August 1, 2003, Recorded: October 23,2003, Document No. 2128947.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Bankers Mortgage Com-pany, LLC

RESIDENTIAL MORTGAGE SER -VICER: U.S. Bank Home Mortgage

MORTGAGED PROPERTY ADDRESS:2760 Sunset Lane, Burnsville, MN55337

TAX PARCEL I.D.#: 02-32900-160-01LEGAL DESCRIPTION OF PROPERTY:Lot 16, Block 1, Highland Forest 1stAddition, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS






DATE AND TIME OF SALE: August





Dated: June 22, 2009.U.S. Bank, N. A.Mortgagee/Assignee of Mortgagee





DATE OF MORTGAGE:June 22, 2007MORTGAGOR: Leann Peters, a single

person.MORTGAGEE: Mortgage Electronic


Recorded July 3, 2007, Dakota CountyRecorder, Document No. 2528302.

ASSIGNMENTS OF MORTGAGE :Assigned to: U.S. Bank, National Asso-ciation, as successor trustee to Bankof America , N . A . as successor bymerger to LaSa l le Bank N . A . , asTrustee for Merrill Lynch First Frank-lin Mortgage Loan Trust, MortgageLoan Asset-Backed Certificates, Series2007-H1, Dated: June 16, 2009.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: First Franklin FinancialCorp.


MORTGAGED PROPERTY ADDRESS:1409 12th Street West, Hastings, MN55033

TAX PARCEL I.D.#: 19-64500-010-01LEGAL DESCRIPTION OF PROPERTY:Lot 1, Block 1, Rocky Ridge Town-houses F irst Addi t ion, Dako taCounty, Minnesota.COUNTY IN WHICH PROPERTY IS










Dated: June 18, 2009.U.S. Bank National Association,Trustee

TrusteeMortgagee/Assignee of Mortgagee





DATE OF MORTGAGE: March 23,2007

MORTGAGORS: Joleen L . Munsonand Jens B. Munson, wife and hus-band.


DATE AND PLACE OF RECORDING:Recorded April 5, 2007, Dakota CountyRecorder, Document No. 2507777.

ASSIGNMENTS OF MORTGAGE :Assigned to: U.S. Bank, National Asso-ciation, as successor trustee to Bankof America , N . A . as successor bymerger to LaSa l le Bank N . A . , asTrustee for Merrill Lynch First Frank-lin Mortgage Loan Trust, MortgageLoan Asset-Backed Certificates, Series2007-3, Dated: July 15, 2009.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: First Franklin FinancialCorporation


MORTGAGED PROPERTY ADDRESS:6683 Folsom Path, Farmington, MN55024

TAX PARCEL I.D.#: 22-18301-040-01LEGAL DESCRIPTION OF PROPERTY:Lot 4, Block 1, County Pond South2nd Addition, Dakota County, Min-nesota.COUNTY IN WHICH PROPERTY IS











Dated: July 27, 2009.US Bank National Association,as TrusteeMortgagee/Assignee of Mortgagee




MORTGAGE: $120,175.00MORTGAGOR(S): Christina Calisano,

a single person and James Kaufenberg,a single personMORTGAGEE: EquiCredit Corpora-

tion of Mn.DATE AND PLACE OF RECORDING:

Recorded: May 21, 1999 Dakota CountyRecorder, Document Number: 1607141ASSIGNMENTS OF MORTGAGE: And

assigned to: U.S. Bank National Asso-ciation, f/k/a First Bank National Asso-ciation Trust U/A dated 6/1/99 (EQCCHome Equ ity Loan Trust 1999-2 ),Dated: June 07, 2002, Recorded: June28, 2002 Dakota County Recorder,Document Number: 1911151And ass igned to: Nat ionsCredit

Financial Services Corporation, Dated:May 11, 2009Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: EquiCredit Corpo-

ration of Mn.Residential Mortgage Servicer: Select

Portfolio ServicingMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 14304 Portland

Ave, Burnsville, MN 55337-4686T a x P a r c e l I D N u m b e r :

02-84811-030-01LEGAL DESCRIPTION OF PROP -ERTY: Lot 3, Block 1, Wood Park FlatTwelve, Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE



t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: July 30,

2009 at 10:00 AMPLACE OF SALE: Dakota County





REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: June 11, 2009

ASSIGNEE OF MORTGAGEE :NationsCredit Financial ServicesCorporation

Wilford & Geske, P.A.Attorneys for Assignee of MortgageeLawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 003813F01NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEThe above referenced sale scheduled

for July 30, 2009 at 10:00 AM has beenpostponed to September 03, 2009 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: July 30, 2009

ASSIGNEE OF MORTGAGEE:NationsCredit FinancialServices Corporation

Wilford & Geske, P.A.Attorneys for Assignee Of Mortgagee:Lawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 003813F011839691 8/6/09



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: May 10, 2005MORTGAGOR: Randy A . Schu lz , a

single man.MORTGAGEE: ABN AMRO Mortgage

Group, Inc.NKA CitiMortgage, Inc.

Group, Inc.NKA CitiMortgage, Inc.DATE AND PLACE OF RECORDING:

Recorded Ju ly 11, 2005, Dako taCoun ty Recorder , Documen t No.2338778.ASSIGNMENTS OF MORTGAGE :

NONETRANSACTION AGENT: NONETRANSACTION AGENT 'S MORT -


GAGE ORIGINATOR STATED ONMORTGAGE: ABN AMRO MortgageGroup, Inc.NKA CitiMortgage, Inc.RESIDENTIAL MORTGAGE SER -


3155 Coachman Road 340, Eagan, MN55121TAX PARCEL I.D.#: 10-18100-506-01LEGAL DESCRIPTION OF PROP -ERTY: Unit Number 340, CoachmanOaks Condominium, CondominiumFile Number 45, Dakota County ,Minnesota.COUNTY IN WHICH PROPERTY IS









"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."Dated: June 23, 2009.

CitiMortgage, Inc.Mortgagee/Assignee of Mortgagee





DATE OF MORTGAGE: February 6 ,2006

MORTGAGORS: William Farmer andWendy Farmer, husband and wife.


DATE AND PLACE OF RECORDING:Registered February 14, 2006, DakotaCounty Registrar of Titles, DocumentNo. 584801, Certificate of Title No.138993.

ASSIGNMENTS OF MORTGAGE :Assigned to: Deutsche Bank NationalTrust Company, as Trustee for FirstF r ank l i n Mo r t g a g e Lo an T r u s t2006-FF7, Mortgage Pass-Through Cer-tificates, Series 2006-FF7, Dated: June19, 2009.Sa id Mortgage being Registered






MORTGAGED PROPERTY ADDRESS:8590 134th Street West, Apple Valley,MN 55124

TAX PARCEL I.D. #: 011807713002LEGAL DESCRIPTION OF PROPERTY:Lot Thirteen (13), Block Two (2) inCobblestone Manor 3rd Addition,Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS



DUE AS OF DATE OF NOTICE, INCLUD-

DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT-GAGEE: $196,471.33







Dated: June 24, 2009.Deutsche Bank National TrustCompany, as trusteeMortgagee/Assignee of Mortgagee





MORTGAGE: $258,000.00MORTGAGOR(S): Eric A. Goeman, a



Recorded: November 03, 2008 DakotaCounty Recorder, Document Number:2620922ASSIGNMENTS OF MORTGAGE: And

assigned to: U.S. Bank, N.A., Dated:June 19, 2009Transaction Agent: Mortgage Elec-


cation Number: 100021268001835194Lender or Broker: U.S. Bank, N.A.Residential Mortgage Servicer: U.S.


LOCATED: DakotaProperty Address: 16590 Imperial

Cir, Lakeville, MN 55044-5600T a x P a r c e l I D N u m b e r :

22-83300-130-01LEGAL DESCRIPTION OF PROP -ERTY: Lot 13, Block 1, Walnut RidgeAMOUNT DUE AND CLAIMED TO BE









REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER

��

��

�� CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: July 02, 2009

ASSIGNEE OF MORTGAGEE: U.S.Bank, N.A.





DATE OF MORTGAGE: Oc tober 12 ,2007

MORTGAGORS: Nicole J. Voss andScott Voss, wife and husband.

MORTGAGEE: J PM o r g a n C h a s eBank, National Association as succes-sor in interest to Washington MutualBank, FA.





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE : Washington Mutua lBank, FA

RESIDENTIAL MORTGAGE SER -VICER : JPMo rgan Chase Bank ,National Association as successor ininterest to Washington Mutual Bank

MORTGAGED PROPERTY ADDRESS:16440 Havelock Way, Lakeville, MN55044

TAX PARCEL I.D.#: 22-32902-080-05LEGAL DESCRIPTION OF PROPERTY:Lot 8, Block 5, Highview Heights 3rdAdditionCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on March 24, 2010. MORT-GAGOR(S) RELEASED FROM FINAN-CIAL OBLIGATION ON MORTGAGE:None


Dated: July 27, 2009.JPMorgan Chase Bank, N.A.Mortgagee/Assignee of Mortgagee





MORTGAGE: $228,950.00MORTGAGOR(S): Henry M. Moore,

husband, Letitia M. Moore, wifeMORTGAGEE: Mortgage Electronic


Recorded: November 29, 2007 DakotaCounty Recorder, Document Number:2558459Transaction Agent: Mortgage Elec-


cation Number: 100010402069890550Lender or Broker: SunTrust Mort-

gage, Inc.Residential Mortgage Servicer: Lit-

ton Loan Servicing, LPMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 4870 Boatman Ln,

Inver Grove Heights, MN 55076-1160T a x P a r c e l I D N u m b e r :

20-44027-905-10LEGAL DESCRIPTION OF PROP -ERTY: CIC No. 434 Lafayette ParkEast Unit No. 10905, Dakota County,MinnesotaAMOUNT DUE AND CLAIMED TO BE











Wilford & Geske, P.A.Attorneys for MortgageeLawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 004661F01NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEThe above referenced sale scheduled

for August 06, 2009 at 10:00 AM hasbeen postponed to September 10, 2009at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: August 06, 2009


Wilford & Geske, P.A.Attorneys for Mortgagee:Lawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 004661F011844240 8/6/09




MORTGAGE: $1,000,000.00MORTGAGOR(S): Michael N Safi and

Patricia A. Safi, husband and wifeMORTGAGEE: Mortgage Electronic


Recorded: February 22, 2007 DakotaCounty Recorder, Document Number:2498647Transaction Agent: Mortgage Elec-


cation Number: 100226700000077900

cation Number: 100226700000077900Lender or Broker: Citizens State

BankResidential Mortgage Servicer: BAC


LOCATED: DakotaProperty Address: 8964 Almquist

Wa y , In v e r G ro v e H e i g h t s , MN55077-3565T a x P a r c e l I D N u m b e r :

20-47575-010-08LEGAL DESCRIPTION OF PROP -ERTY : Lot 1, B lock 8, Mar iannaRanch, Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE

DUE AS OF DATE OF NOT I CE :$1,065,917.92THAT all pre-foreclosure require-













default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 5, 2005MORTGAGORS: Curtis Gunderson

and Kimberly Gunderson, husband andwife.MORTGAGEE: First FranklinDATE AND PLACE OF RECORDING:

Recorded May 6, 2005, Dakota CountyRecorder, Document No. 2319646.ASSIGNMENTS OF MORTGAGE :

Assigned to: First Franklin FinancialCorporation, Dated: July 28, 2005,Recorded: August 8, 2005, DocumentNo. 2348474. And thereafter assignedto: U.S. Bank, National Association, assuccessor trustee to Bank of America,N . A . as successor by merger toLaSalle Bank National Association, asTrustee for Merrill Lynch MortgageInvesto rs T rust , Mo r tgage LoanAsset-Backed Certificates , Series2006-FF1, Dated: June 16, 2009.TRANSACTION AGENT: NONETRANSACTION AGENT 'S MORT -


GAGE ORIGINATOR STATED ONMORTGAGE: First FranklinRESIDENTIAL MORTGAGE SER -


16617 Flagstaff Way W., Rosemount,MN 55068TAX PARCEL I.D.#: 22-21177-160-07LEGAL DESCRIPTION OF PROP -ERTY: Lot Sixteen (16), Block Seven(7), Donnay's Valley Park 8th.COUNTY IN WHICH PROPERTY IS





thereof;PURSUANT to the power of sale

contained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:


PLACE OF SALE: Sheriff's Office,Law Enforcement Center, 1580 Hwy55, Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assigns.MORTGAGOR(S) RELEASED FROM



Dated: June 19, 2009.U.S. Bank National Association,TrusteeMortgagee/Assignee of Mortgagee





DATE OF MORTGAGE: April 25, 2003MORTGAGORS: Randy E. Kaeder and

Margaret A. Kaeder, husband and wife.MORTGAGEE: First Franklin Finan-

cial CorporationDATE AND PLACE OF RECORDING:

Recorded June 3, 2003, Dakota CountyRecorder, Document No. 2056134.

ASSIGNMENTS OF MORTGAGE :Ass igned to: Nat iona l C ity Bank,Dated: June 19, 2009.





MORTGAGED PROPERTY ADDRESS:8245 Cooper Way, Inver Grove Heights,MN 55076

TAX PARCEL I.D.#: 20-69300-200-03LEGAL DESCRIPTION OF PROPERTY:Lot 20, Block 3, Sleepy Hollow Addi-tion.COUNTY IN WHICH PROPERTY IS










Dated: June 24, 2009.National City BankMortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.





DATE OF MORTGAGE: July 23, 2003MORTGAGOR: Deanna D. Huehn, a

single person.MORTGAGEE: Na t iona l C i ty Rea l

Estate Services LLC s/b/m NationalCity Mortgage, Inc. f/k/a National CityMortgage Co. dba Commonwea lthMid-Atlantic Mortgage.





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: National City Real EstateServices LLC s/b/m National City Mort-gage, Inc. f/k/a National City MortgageCo. dba Commonwealth Mid-AtlanticMortgage

RESIDENTIAL MORTGAGE SER -VICER: National City Real Estate Ser-vices LLC

MORTGAGED PROPERTY ADDRESS:4510 B Cinnamon Ridge Trail, Eagan,MN 55122

TAX PARCEL I.D.#: 10-17400-151-00LEGAL DESCRIPTION OF PROPERTY:Building B, Unit No. 11, CinnamonRidge Carriage Homes, A Condo-minium, Condominium No. 41,Located in Dakota County, Minne-sota.COUNTY IN WHICH PROPERTY IS











Dated: July 30, 2009.National City Real Estate ServicesLLCMortgagee/Assignee of Mortgagee




MORTGAGE: $142,759.00MORTGAGOR(S): Bonifacio Osorio

Aguilar and Dorotea Monterrey, ashusband and wifeMORTGAGEE: Brier Mortgage Corpo-

rationDATE AND PLACE OF RECORDING:


assigned to: CitiMortgage, Inc. succes-sor by merger with ABN AMRO Mort-gage Group, Inc., Dated: April 30, 2002,Recorded: September 16, 2002 DakotaCounty Recorder, Document Number:1936053Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: Brier Mortgage

CorporationResidential Mortgage Servicer: Citi-

Mortgage, Inc.Mortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 401 8th St, Farm-

ington, MN 55024-1402T a x P a r c e l I D N u m b e r :

14-03200-020-33LEGAL DESCRIPTION OF PROP -ERTY: The North 65 feet of the West231 feet of the North 140 feet of theSouth 440 feet of the Southwest 1/4of the Northwest 1/4 of Section 32,Township 114, Range 19, accordingto the Government Survey thereof,Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE










ASSIGNEE OF MORTGAGEE:CitiMortgage, Inc. successor bym e r g e r w i t h A B N AM R OMortgage Group, Inc.


for August 06, 2009 at 10:00 AM hasbeen postponed to September 10, 2009at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: August 06, 2009ASSIGNEE OF MORTGAGEE: Citi-Mo r tgage , Inc . successo r bymerger with ABN AMRO MortgageGroup, Inc.





DATE OF MORTGAGE: May 30, 2008MORTGAGOR: Veniamin Melnichuk,

a married person.

��

��

�� a married person.

MORTGAGEE: J PM o r g a n C h a s eBank, N.A.

DATE AND PLACE OF RECORDING:Recorded June 19, 2008, Dako taCoun ty Recorder , Documen t No.2597706.

ASSIGNMENTS OF MORTGAGE :Assigned to: Chase Home Finance LLC,Dated: June 17, 2009.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: JPMorgan Chase Bank,N.A.

RESIDENTIAL MORTGAGE SER -VICER: Chase Home Finance LLC

MORTGAGED PROPERTY ADDRESS:5467 180th Street West, Farmington,MN 55024

TAX PARCEL I.D.#: 14-19500-020-08LEGAL DESCRIPTION OF PROPERTY:Lo t 2 , B lock 8, Dako ta Coun tyEstates, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS










Dated: June 18, 2009.Chase Home Finance LLCMortgagee/Assignee of Mortgagee





2004MORTGAGORS: Corbin T. Markman

and Naomi Markman, husband andwife.MORTGAGEE: ABN Amro Mortgage

Group, Inc., NKA CitiMortgage, Inc.DATE AND PLACE OF RECORDING:

Recorded February 14, 2005, DakotaCoun ty Recorder , Documen t No.2295613.ASSIGNMENTS OF MORTGAGE :



GAGE ORIGINATOR STATED ONMORTGAGE : ABN Amro MortgageGroup, Inc., NKA CitiMortgage, Inc.RESIDENTIAL MORTGAGE SER -


309 Cari Park Lane, Hastings , MN55033TAX PARCEL I.D.#: 19-16401-070-02LEGAL DESCRIPTION OF PROP -ERTY: Lot 7, Block 2, Cari Park Sec-ond Addi t ion, according to therecorded plat thereof, and situate inDakota County, Minnesota.COUNTY IN WHICH PROPERTY IS






20, 2009 at 10:00 AMPLACE OF SALE: Sher i f f ' s O f f ice ,




Dated: June 23, 2009.CitiMortgage, Inc.Mortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: July 29, 2005MORTGAGOR: Kimberly Rohweder, a

single person.MORTGAGEE: First FranklinDATE AND PLACE OF RECORDING:


Assigned to: First Franklin FinancialCorporation, Dated: December 1,2005, Recorded: December 27, 2005,Document No. 2391750. And thereaf-ter assigned to: National City Bank,Dated: June 19, 2009.TRANSACTION AGENT: NONETRANSACTION AGENT 'S MORT -




505 East 7th Street, Hastings, MN55033TAX PARCEL I.D.#: 19-32151-060-34LEGAL DESCRIPTION OF PROP -ERTY: Lots 5 and 6, Block 134, Townof Hastings, Subject Lot less Rail-road Right of Way and/or Easements.COUNTY IN WHICH PROPERTY IS









"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."







MORTGAGORS: Jeremy J. Deysachand Michelle M. Deysach, husband andwife.

MORTGAGEE: First Franklin Finan-cial Corporation.

DATE AND PLACE OF RECORDING:Recorded December 15, 2004, DakotaCoun ty Recorder , Documen t No.2276615.

ASSIGNMENTS OF MORTGAGE :Assigned to: Deutsche Bank NationalTrust Company, as Trustee for FFMLTT r u s t 2 0 0 5 - F F 2 , M o r t g a g ePass-Through Certificates , Series2005-FF2, Dated: July 14, 2009.





MORTGAGED PROPERTY ADDRESS:1355 Balsam Street East, Eagan, MN55123

TAX PARCEL I.D.#: 10-84354-100-02LEGAL DESCRIPTION OF PROPERTY:Lot 10, Block 2, Wilderness Run 5thAddition, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS











Dated: July 23, 2009.Deutsche Bank National TrustCompany, as trusteeMortgagee/Assignee of Mortgagee






MORTGAGORS: Ronald H. Pierce andCatherine Pierce, husband and wife.





TRANSACTION AGENT 'S MORT -GAGE IDENTIFICATION NUMBER ONMORTGAGE: 1000269-0014097448-5

LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Bell America MortgageLLC DBA Bell Mortgage


MORTGAGED PROPERTY ADDRESS:4898 West 190th Street, Farmington,MN 55024

TAX PARCEL I.D.#: 14-47800-010-03LEGAL DESCRIPTION OF PROPERTY:Lot 1, Block 3, Meadow Creek 1stAddition, Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS







PLACE OF SALE: Sher i f f ' s O f f ice,Law Enforcement Center, 1580 Hwy55, Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.









DATE OF MORTGAGE: February 24,2005

MORTGAGORS: Jeffery W. Keltingand Karen E. Kelting, husband andwife.


DATE AND PLACE OF RECORDING:Recorded March 22 , 2005, DakotaCoun ty Recorder , Documen t No.2306174.

ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc., Dated:

Assigned to: CitiMortgage, Inc., Dated:February 16, 2009, Recorded: March10, 2009, Document No. 2642766.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Ryan Mortgage Co.


MORTGAGED PROPERTY ADDRESS:321 11th Street , Farmington, MN55024

TAX PARCEL I.D.#: 14-22507-030-04LEGAL DESCRIPTION OF PROPERTY:Lot 3, Block 4, East FarmingtonEighth, Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS















DATE OF MORTGAGE: Au gu s t 2 0 ,1996

MORTGAGOR: J e r ome H . S ch o -maker, Jr., an unmarried man.

MORTGAGEE: North American Mort-gage Company


ASSIGNMENTS OF MORTGAGE :Assigned to: Mortgage Electronic Reg-istration Systems, Inc., Dated: Octo-ber 5, 1999, Recorded: December 16,1999, Document No. 1660351. Andthereafter assigned to: JPMorganChase Bank, National Association,Dated: June 4, 2009



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: North American Mort-gage Company


MORTGAGED PROPERTY ADDRESS:4078 Meadowlark Lane, Eagan, MN55122

TAX PARCEL I.D.#: 10-32950-005-04LEGAL DESCRIPTION OF PROPERTY:Unit No. 14078, CIC No. 206, Mead-owlark Ridge Townhomes No. 1COUNTY IN WHICH PROPERTY IS




That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action or

required by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the deb tsecured by said mortgage, or any partthereof;






Dated: June 11, 2009.JPMorgan Chase Bank, N.A.Mortgagee/Assignee of Mortgagee




MORTGAGE: $335,500.00MORTGAGOR (S ) : Hu o n g K i m

Nguyen, a single personMORTGAGEE: Mortgage Electronic


Recorded: Apr i l 24, 2006 DakotaCounty Recorder, Document Number:2422970Transaction Agent: Mortgage Elec-


cation Number: 100039295046575493Lender or Broker : First Magnus

Financial CorporationResidential Mortgage Servicer: BAC


LOCATED: DakotaProperty Address: 20701 Gemini Trl,


22-71450-080-03LEGAL DESCRIPTION OF PROP -ERTY : Lot 8, Block 3 , Spyglass ,according to the recorded pla tthereof , and s i tua te in Dako taCounty, MinnesotaAMOUNT DUE AND CLAIMED TO BE









REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.

��

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�� PRODUCTION, AND ARE ABANDONED.DATED: July 02, 2009






DATE OF MORTGAGE: May 31, 2005MORTGAGOR: M isha L . Rezac , a

single person.MORTGAGEE: First Franklin.DATE AND PLACE OF RECORDING:

Recorded June 9, 2005, Dakota CountyRecorder, Document No. 2329269.

ASSIGNMENTS OF MORTGAGE :Assigned to: First Franklin FinancialCorporation, Dated: February 8, 2006,Recorded: March 6, 2006, DocumentNo. 2410415. And thereafter assignedto: Deutsche Bank National TrustCompany, as Trustee for FFMLT Trust2005-FF8, Mortgage Pass-Through Cer-tificates, Series 2005-FF8, Dated: July14, 2009.





MORTGAGED PROPERTY ADDRESS:17125 Encina Path, Lakeville, MN55024

TAX PARCEL I.D.#: 22-18101-206-06LEGAL DESCRIPTION OF PROPERTY:Unit No. 1206, Common InterestCommunity No. 329, CornerstoneLake Condom in ium s , Dako taCounty, Minnesota.COUNTY IN WHICH PROPERTY IS

















MORTGAGORS: Silvia E. Padilla andMarvin O. Padilla, wife and husband.

MORTGAGEE: Mortgages Unlimited,Inc.

DATE AND PLACE OF RECORDING:Recorded February 12, 2003, DakotaCoun ty Recorder , Documen t No.1999525.

ASSIGNMENTS OF MORTGAGE :Ass igned to: ABN Amro MortgageGroup, Inc., NKA CitiMortgage, Inc.,Dated: November 21, 2002, Recorded:February 12 , 2003 , Document No.1999526.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Mortgages Unlimited,Inc.


MORTGAGED PROPERTY ADDRESS:423 East Bernard Street, West SaintPaul, MN 55118

TAX PARCEL I.D.#: 42-34100-220-02LEGAL DESCRIPTION OF PROPERTY:L o t 2 0 , 2 1 a n d 2 2 , B l o ck 2 ,Hutchinson's Addition to St. Paul,together with that part of the vacatedalley adjacent thereto which accruedthereto by reason of the vacationthereof, according to the recordedplat thereof, and situate in DakotaCounty, Minnesota.COUNTY IN WHICH PROPERTY IS















MORTGAGE: $149,000.00MORTGAGOR(S): Michael J. Olson, a

single personMORTGAGEE : Argen t Mortgage

Company, LLCDATE AND PLACE OF RECORDING:

Recorded: October 28, 2003 DakotaCounty Recorder, Document Number:2132087LOAN MODIFICATION: Dated: March

01, 2008, Recorded: December 24,

01, 2008, Recorded: December 24,2008, Document Number: 2628188ASSIGNMENTS OF MORTGAGE: And

assigned to: Ameriquest MortgageCompany , Da ted: Ju ly 25, 2003 ,Recorded: August 25, 2006 DakotaCounty Recorder, Document Number:2456284And assigned to: Deutsche Bank

National Trust Company, as Trustee ,Da ted: Ju ly 25, 2003 , Recorded:August 25, 2006 Dako ta Coun tyRecorder, Document Number: 2456285And assigned to: Deutsche Bank

National Trust Company, as Trusteefor Asset-Backed Pass-Through Cer-tificates, Series 2003-W1, Dated: June19, 2009Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: Argent Mortgage

Company, LLCResidential Mortgage Servicer: Lit-


LOCATED: DakotaProperty Address: 20530 Hollins Ave

W, Lakeville, MN 55044-8677T a x P a r c e l I D N u m b e r :

22-76800-030-01LEGAL DESCRIPTION OF PROP -ERTY: Lot 3, Block 1, Todd Addition,Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE









REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: July 02, 2009ASSIGNEE OF MORTGAGEE: Deut-sche Bank National Trust Company,a s T r u s t e e f o r A s s e t -BackedPass-Through Certificates, Series2003-W1






MORTGAGORS: O sm an Ab o an dMaryan Muhdin, husband and wife.


DATE AND PLACE OF RECORDING:Recorded November 29, 2006, DakotaCoun ty Recorder , Documen t No.2478205.

ASSIGNMENTS OF MORTGAGE :Assigned to: GRP Loan, LLC, Dated:December 17, 2007


TRANSACTION AGENT 'S MORT -GAGE IDENTIFICATION NUMBER ONMORTGAGE: None

LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Fremont Investment &Loan

RESIDENTIAL MORTGAGE SER -VICER: GRP Loan, LLC

MORTGAGED PROPERTY ADDRESS:3838 Danbury Trail, Eagan, MN 55123

TAX PARCEL I.D.#: 10-45079-020-02LEGAL DESCRIPTION OF PROPERTY:Lot 2, Block 2, Lexington Square 5thAdditionCOUNTY IN WHICH PROPERTY IS

LOCATED: Dakota










Dated: June 25, 2009.GRP Loan, LLCMortgagee/Assignee of Mortgagee




MORTGAGE: $225,600.00MORTGAGOR(S): Gregg A. Kegley

and Renee C. Kegley, husband and wifeMORTGAGEE: Mortgage Electronic




cation Number: 100261495603033295Lender or Broker: Great Northern

Financial Group, Inc.Residential Mortgage Servicer: BAC


LOCATED: DakotaProperty Address: 14668 Greenridge

Ln, Burnsville, MN 55306-6919T a x P a r c e l I D N u m b e r :

0207120206001LEGAL DESCRIPTION OF PROP -ERTY: Lot 6, Block 1, SouthcrossHeights 3rd AdditionAMOUNT DUE AND CLAIMED TO BE









REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION

MINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: July 02, 2009






DATE OF MORTGAGE: Au gu s t 28 ,2003

MORTGAGOR: Christine Peterson, asingle person.



ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc., Dated:July 25, 2008, Recorded: July 28,2008, Document No. 2604774.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Citizens State Bank


MORTGAGED PROPERTY ADDRESS:2801 125th Street East, Burnsville, MN55337

TAX PARCEL I.D.#: 02-18350-060-02LEGAL DESCRIPTION OF PROPERTY:Lo t 6 , B l ock 2 , Coun t ry WoodEstates.COUNTY IN WHICH PROPERTY IS















MORTGAGE: $222,000.00MORTGAGOR(S): Frank Perilli and

Sandra J. Perilli, husband and wifeMORTGAGEE : F irst Res ident ia l

Mortgage Corp.DATE AND PLACE OF RECORDING:

Recorded: August 11, 2005 DakotaCounty Recorder, Document Number:2349998ASSIGNMENTS OF MORTGAGE: And

assigned to: U.S. Bank, N.A., Dated:July 20, 2005, Recorded: October 11,2005 Dakota County Recorder, Docu-ment Number: 2369597Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: First Residential

Mortgage Corp.Residential Mortgage Servicer: U.S.




22-75850-100-01LEGAL DESCRIPTION OF PROP -ERTY: Lot 10, Block 1, The Mead-ows, Dakota County, MNAMOUNT DUE AND CLAIMED TO BE



















MORTGAGOR: Susan L. Navratil, asingle person.



ASSIGNMENTS OF MORTGAGE :

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�� ASSIGNMENTS OF MORTGAGE :





MORTGAGED PROPERTY ADDRESS:328 River Woods Lane, Burnsville, MN55337

TAX PARCEL I.D.#: 02-77009-030-09LEGAL DESCRIPTION OF PROPERTY:Lot 3, Block 9, Townhouse Villagesa t R ive r Woods 10th Addi t ion ,Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS















DATE OF MORTGAGE: May 30, 2007MORTGAGOR: Amanda Berendt , a

single person.MORTGAGEE: Mortgage Electronic


Recorded June 15, 2007 , Dako taCoun ty Recorder , Documen t No.2524407.

ASSIGNMENTS OF MORTGAGE :Assigned to: Chase Home Finance LLC,Dated: June 18, 2009.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: American Mortgage Net-work, Inc.


MORTGAGED PROPERTY ADDRESS:7441 143rd Street Court West, AppleValley, MN 55124

TAX PARCEL I.D.#: 01-31102-010-01LEGAL DESCRIPTION OF PROPERTY:Lot 1, Block 1, Greenleaf Town-houses 3rd Addition, Dakota County,Minnesota.COUNTY IN WHICH PROPERTY IS





thereof;PURSUANT to the power of sale con-

tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:










MORTGAGE: $193,000.00MORTGAGOR(S): William H. Kut-

zorik, a single personMORTGAGEE: U.S. Bank National

Association NDDATE AND PLACE OF RECORDING:

Recorded: February 02, 2007 DakotaCounty Recorder, Document Number:2493542Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: U.S. Bank National

Association NDResidential Mortgage Servicer: U.S.

Bank Consumer FinanceMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 13637 Heather

Hills Dr, Burnsville, MN 55337-3907T a x P a r c e l I D N u m b e r :

02-32251-050-07LEGAL DESCRIPTION OF PROP -ERTY: Lot 5, Block 7, Heather Hills2nd Addition, together with appurte-nant easements created pursuant toDeclaration, Document No. 427403AMOUNT DUE AND CLAIMED TO BE










MORTGAGEE: U.S. Bank

MORTGAGEE: U.S. BankNational Association ND




MORTGAGE: $231,000.00MORTGAGOR(S): Sheila Rae Gordon,

a single womanMORTGAGEE: Mortgage Electronic




cation Number: 100196368001430639Lender or Broker: Guaranteed Rate,

Inc.Res iden t ia l Mortgage Serv icer :


LOCATED: DakotaProperty Address: 18358 Kerrville

Trl, Lakeville, MN 55044-7310Tax Parcel ID Number: 22 58501 806

20LEGAL DESCRIPTION OF PROP -ERTY: Unit Number 806, Prairie LakeLodges, C.I.C. Number 372, DakotaCounty, MinnesotaAMOUNT DUE AND CLAIMED TO BE















MORTGAGE: $182,400.00MORTGAGOR(S): Michael L. Van-

delacMORTGAGEE: Mortgage Electronic


ING: Registered: May 03, 2007 DakotaCounty Registrar of Titles, DocumentNumber: 609939Transaction Agent: Mortgage Elec-


cation Number: 100024200016567436Lender or Broker: American Brokers

ConduitRes iden t ia l Mortgage Serv icer :



LOCATED: DakotaProperty Address: 751 22nd Ave N,

Property Address: 751 22nd Ave N,South Saint Paul, MN 55075-1318T a x P a r c e l I D N u m b e r :

367680030001LEGAL DESCRIPTION OF PROP -ERTY : Lot 30 , b lock 1 of TowerHeightsAMOUNT DUE AND CLAIMED TO BE















MORTGAGE: $324,000.00MORTGAGOR(S): Regenia G. David

and Richard W. David, wife and hus-bandMORTGAGEE: Ameriquest Mortgage

CompanyDATE AND PLACE OF RECORDING:

Recorded: December 16, 2002 DakotaCounty Recorder, Document Number:1972990LOAN MODIFICATION: Dated: April

24, 2008, Recorded: September 29,2008, Document Number: 2615184ASSIGNMENTS OF MORTGAGE: And

assigned to: Bank of America, NationalAssociation as successor by mergerwith LaSalle Bank, N.A., Dated: April03, 2008, Recorded: April 23, 2008Dakota County Recorder, DocumentNumber: 2586287Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: Ameriquest Mort-

gage CompanyResidential Mortgage Servicer: Lit-


LOCATED: DakotaProperty Address: 3681 Widgeon

Way, Eagan, MN 55123-1157T a x P a r c e l I D N u m b e r :

10-65904-140-02LEGAL DESCRIPTION OF PROP -ERTY: Lot 14, Block 2, St. FrancisWood 5th Addition, Dakota County,MinnesotaAMOUNT DUE AND CLAIMED TO BE





Law Enforcement Center, 1580 High-way 55, Lobby S-100, Hastings, Minne-sotato pay the debt secured by said mort-gage and taxes, if any, on said pre-mises and the costs and disburse-ments, including attorney fees allowedby law, subject to redemption withinsix (6) months from the date of said

six (6) months from the date of saidsale by the mortgagor(s), their per-sonal representatives or assigns.Mortgagor(s) released from financial





ASSIGNEE OF MORTGAGEE:Bank of Ame r ica , Na t iona lAssociation as successor bymerger with LaSalle Bank, N.A.



NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: June 30, 2006ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $208,000.00MORTGAGOR(S): Deandre Lachonne

Slater and Christina Rose Adams, bothsingle personsMORTGAGEE: Mortgage Electronic


ING: Registered: July 20, 2006 DakotaCounty Registrar of Titles, DocumentNumber: 594168LOAN MODIFICATION: Dated: March

31, 2008, Registered: June 27, 2008,Document Number: 630068ASSIGNMENTS OF MORTGAGE: And

assigned to: Avelo Mortgage, LLC,Dated: November 09, 2007, Registered:November 13, 2007 Dakota CountyRegistrar of Titles, Document Number:619905And assigned to: Bank of America,

National Association as successor bymerger to Lasa l le Bank, Nat iona lAssociation, as trustee under the Pool-ing and Servicing Agreement dated asof January 1, 2007 , GSAMP Trust2007-H1, Dated: June 17, 2009Transaction Agent: Mortgage Elec-


cation Number: 100077910006560995Lender or Broker : Decision One

Mortgage Company, LLCResidential Mortgage Servicer: Lit-



LOCATED: DakotaProperty Address: 8376 Lower 138th

Ct, Apple Valley, MN 55124-9415T a x P a r c e l I D N u m b e r :

01-84193-050-01LEGAL DESCRIPTION OF PROP -ERTY : Lot 5, Block 1, WildwoodFourth Addition, Dakota County,Minnesota.AMOUNT DUE AND CLAIMED TO BE









REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONG

582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: July 02, 2009

ASSIGNEE OF MORTGAGEE:Bank of Ame r ica , Na t iona lAssociation as successor byme r g e r t o L a s a l l e B a n k ,National Association, as trusteeunder the Pooling and ServicingAgreement dated as of January1, 2007, GSAMP Trust 2007-H1




MORTGAGE: $391,200.00MORTGAGOR(S): Craig Andrews, a

married personMORTGAGEE: Mortgage Electronic



assigned to: U.S. Bank, National Asso-ciation, as Trustee, on behalf of theholders of the CSMC Mortgage-backedPass -through Cert i f icates , Ser ies2007-7, Dated: July 06, 2009Transaction Agent: Mortgage Elec-


cation Number: 100053030011994903Lender or Broker: Aegis Wholesale

CorporationResidential Mortgage Servicer: Select


LOCATED: DakotaProperty Address: 19600 Embers

Ave, Farmington, MN 55024-7362T a x P a r c e l I D N u m b e r :

14-56800-010-01LEGAL DESCRIPTION OF PROP -ERTY : Lot 1, B lock 1, Parkv iewPonds, Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE










REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: August 06, 2009ASSIGNEE OF MORTGAGEE: U.S.Bank, National Association, asTrustee, on behalf of the holders ofth e CSMC M o r t g a g e - b a ck e dPass-through Certificates, Series2007-7


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DATE OF MORTGAGE: April 28, 2005MORTGAGORS: Tim J. Powers and

Sabrina Powers, husband and wife.MORTGAGEE: NationPoint.DATE AND PLACE OF RECORDING:

Recorded May 16, 2005, Dakota CountyRecorder, Document No. 2322247.

ASSIGNMENTS OF MORTGAGE :Assigned to: First Franklin FinancialCorporation, Dated: August 31, 2005,Recorded: September 19, 2005, Docu-ment No. 2361800. And thereafterassigned to: U.S. Bank, National Asso-ciation, as successor trustee to Bankof America , N . A . as successor bymerger to LaSalle Bank National Asso-ciation, as Trustee for Merrill LynchMortgage Investors Trust, MortgageLoan Asset-Backed Certificates, Series2006-FF1, Dated: July 28, 2009.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: NationPoint


MORTGAGED PROPERTY ADDRESS:14386 Banyan Lane, Rosemount, MN55068

TAX PARCEL I.D.#: 34-14700-080-04LEGAL DESCRIPTION OF PROPERTY:Lot 8, Block 4, Bloomfield, CommonInterest Community No. 250, DakotaCounty, Minnesota.COUNTY IN WHICH PROPERTY IS











Dated: July 30, 2009.U.S. Bank National Association,TrusteeMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 14, 2005MORTGAGOR: Jeffrey S. Cherry, a

single person.MORTGAGEE: First Franklin

MORTGAGEE: First FranklinDATE AND PLACE OF RECORDING:

Registered November 8, 2007, DakotaCounty Registrar of Titles, DocumentNo. 619916, Certificate of Title No.143757.ASSIGNMENTS OF MORTGAGE :

Assigned to: First Franklin FinancialCorporation, Dated: June 17, 2009.And thereafter assigned to: NationalCity Bank, Dated: June 23, 2009.Sa id Mortgage being Registered





8240 Cloman Avenue East, Inver GroveHeights, MN 55076TAX PARCEL I.D.#: 20-18851-040-03LEGAL DESCRIPTION OF PROP -ERTY: Lot 4, Block 3, in Cukier 2nd,Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS






27, 2009 at 10:00 AMPLACE OF SALE: Sheriff's Office,









DATE OF MORTGAGE: July 21, 2003MORTGAGORS: Michael J. Polski

and Donna L. Polski, husband andwife.

MORTGAGEE: rateOne Home LoansDATE AND PLACE OF RECORDING:Recorded Sep tember 18, 2003 ,

Dakota County Recorder, DocumentNo. 2111680.

ASSIGNMENTS OF MORTGAGE :Assigned to: JPMorgan Chase Bank,

N .A . by Court Order recorded asDocument No. 2652911, Recorded:April 28, 2009.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: rateOne Home Loans

RESIDENTIAL MORTGAGE SER -VICER: JPMorgan Chase Bank, N.A. assuccessor in interest to WashingtonMutual Bank

MORTGAGED PROPERTY ADDRESS:16870 Firestone Way, Farmington, MN55024

TAX PARCEL I.D.#: 22-41750-070-04LEGAL DESCRIPTION OF PROP -

ERTY:Lot 7, Block 4, Kilkenny PondCOUNTY IN WHICH PROPERTY IS




That prior to the commencement of




PLACE OF SALE: Sher i f f 's O f f ice,Law Enforcement Center, 1580 Hwy55, Lobby #S-100, Hastings, MN

to pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assigns.



Dated: June 25, 2009.JPMorgan Chase Bank, N.A.Mortgagee/Assignee of Mortgagee





MORTGAGE: $130,720.00MORTGAGOR(S): Kevin A. Kopp, a

single person and Andrea D. Springer,a single personMORTGAGEE: Mortgage Electronic




cation Number: 100220710000095352Lender or Broker: Maribella Mort-

gage, LLCResidential Mortgage Servicer: GMAC

Mortgage, LLCMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 401 Linden St,

South Saint Paul, MN 55075-5903T a x P a r c e l I D N u m b e r :

364530007009LEGAL DESCRIPTION OF PROP -ERTY: Lot 7, Block 9, Lincoln ParkAddition to South St. Paul, DakotaCounty, MinnesotaAMOUNT DUE AND CLAIMED TO BE









REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: July 09, 2009





default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: May 19, 2004MORTGAGORS: Wayne Allen Lord

and Julia Ann Lord, husband and wife.MORTGAGEE: Mortgage Electronic


Recorded June 21, 2004, Dako taCoun ty Recorder , Documen t No.2217792.ASSIGNMENTS OF MORTGAGE :

Assigned to: Aurora Loan Services,LLC, Dated: June 24, 2009.TRANSACTION AGENT: Mortgage



GAGE ORIGINATOR STATED ONMORTGAGE: Bell America Mortgage,LLC dba Bell MortgageRESIDENTIAL MORTGAGE SER -

VICER: Aurora Loan Services LLCMORTGAGED PROPERTY ADDRESS:

15813 Drawstone Trail, Apple Valley,MN 55124TAX PARCEL I.D.#: 01-18050-020-06LEGAL DESCRIPTION OF PROPERTY:Lot 2, Block 6, Common InterestCommunity Number 357, Cobble-stone Lake, Dakota County, Minne-sota.COUNTY IN WHICH PROPERTY IS










Dated: June 29, 2009.Aurora Loan Services LLCMortgagee/Assignee of Mortgagee



NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: August 04,


MORTGAGE: $251,200.00MORTGAGOR(S): Benjamin T. Hei-

dtke and Tracy M. Heidtke, husbandand wifeMORTGAGEE: Mortgage Electronic


Recorded: September 19, 2005 DakotaCounty Recorder, Document Number:2362109ASSIGNMENTS OF MORTGAGE: And

ASSIGNMENTS OF MORTGAGE: Andassigned to: U.S. Bank, N.A., Dated:June 26, 2009Transaction Agent: Mortgage Elec-


cation Number: 100021268000229670Lender or Broker: Spectra FinancialResidential Mortgage Servicer: U.S.


LOCATED: DakotaProperty Address: 8557 Bechtel Ct,


20-54870-110-02LEGAL DESCRIPTION OF PROP -ERTY : Lot 11, B lock 2 , OrchardMeadowsAMOUNT DUE AND CLAIMED TO BE
















MORTGAGORS: J u a n C a r l o sF r an ch e v i ch and C r i s t i an e M .Franchevich, husband and wife.


DATE AND PLACE OF RECORDING:Recorded November 22, 2004, DakotaCoun ty Recorder , Documen t No.2269941.

ASSIGNMENTS OF MORTGAGE :Assigned to: U.S. Bank, N.A., Dated:June 22, 2009.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: U.S. Bancorp Advantage,LLC


MORTGAGED PROPERTY ADDRESS:15535 Duck Tail Lane #402, Apple Val-ley, MN 55124

TAX PARCEL I.D.#: 01-18052-402-20LEGAL DESCRIPTION OF PROPERTY:Unit No. 402 , Common InterestCommunity No. 397, Bayside, a con-dominium, Dakota County, Minne-sota.COUNTY IN WHICH PROPERTY IS




That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the deb tsecured by said mortgage, or any part

secured by said mortgage, or any partthereof;






Dated: June 29, 2009.U.S. Bank, N. A.Mortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: October 12,

2005MORTGAGORS: Marshall N. Cargill

and Marjorie J. Cargill, husband andwife.MORTGAGEE: Mortgage Electronic


Recorded October 27, 2005, DakotaCoun ty Recorder , Documen t No.2374930.ASSIGNMENTS OF MORTGAGE :

Assigned to: Chase Home Finance LLC,Dated: June 29, 2009.TRANSACTION AGENT: Mortgage



GAGE ORIGINATOR STATED ONMORTGAGE: CTX Mortgage Company,LLCRESIDENTIAL MORTGAGE SER -

VICER: Chase Home Finance LLCMORTGAGED PROPERTY ADDRESS:

15591 Early Bird Circle, Apple Valley,MN 55124TAX PARCEL I.D.#: 01-18052-306-30LEGAL DESCRIPTION OF PROP -ERTY: Unit No. 306, CIC Number484, a Condominium, Legacy Homesat Cobblestone Lake North Shore,Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS





PURSUANT to the power of sale con-tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:DATE AND TIME OF SALE: Septem-

ber 3, 2009 at 10:00 AMPLACE OF SALE: Sheriff's Office,



"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOT

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Dated: July 1, 2009.Chase Home Finance LLCMortgagee/Assignee of Mortgagee






MORTGAGOR: David R. Hoffman, asingle man.








MORTGAGED PROPERTY ADDRESS:17547 Five Oaks Drive, Farmington,MN 55024

TAX PARCEL I.D.#: 22-20878-040-04LEGAL DESCRIPTION OF PROPERTY:Lot 4, Block 4, Dodd Ridge FourthAddition, Dakota CountyCOUNTY IN WHICH PROPERTY IS
















MORTGAGE: $187,000.00MORTGAGOR (S ) : Joan Remick

K e n n e d y an d Ch a r l e s E dw a r dKennedy, III, wife and husbandMORTGAGEE: The Lending Connec-

tion, Inc.DATE AND PLACE OF RECORDING:


assigned to: New Century MortgageCorporation, Dated: December 12,2006, Recorded: January 22, 2007Dakota County Recorder, DocumentNumber: 2490075And assigned to: Deutsche Bank

National Trust Company, as Trusteeunder the Pool ing and Serv ic ingAgreement dated as of March 1, 2003,Morgan Stanley Dean Witter Capital I,Inc., Trust 2003-NC3, Dated: January04, 2003, Recorded: January 22, 2007Dakota County Recorder, DocumentNumber: 2490076Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: The Lending Con-

nection, Inc.Residential Mortgage Servicer: Lit-


LOCATED: DakotaProperty Address: 1440 Highview

Ave, Eagan, MN 55121-1142T a x P a r c e l I D N u m b e r :

10-32880-095-00LEGAL DESCRIPTION OF PROP -ERTY: The West 30 feet of Lot 6, theEast 30 feet of the North 60 feet ofthe West 360 feet of Lot 9 and theWest 330 feet of Lot 9, all in High-view Acres, except that part con-tained within Remick Addition.AMOUNT DUE AND CLAIMED TO BE










ASSIGNEE OF MORTGAGEE:Deutsche Bank National TrustCompany, as Trustee under thePooling and Servicing Agree-ment dated as of March 1, 2003,Morgan Stanley Dean WitterCapital I, Inc., Trust 2003-NC3



NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: January 11,


MORTGAGE: $262,000.00MORTGAGOR(S): Karen L. Hauer and

Terry L. Hauer, wife and husbandMORTGAGEE: Mortgage Electronic


Recorded: January 30, 2008 DakotaCounty Recorder, Document Number:2568942Transaction Agent: Mortgage Elec-




Aurora Loan Services, LLC


LOCATED: DakotaProperty Address: 1396 -1398 Sig-

frid S, Eagan, MN 55123T a x P a r c e l I D N u m b e r :

10-84354-010-01LEGAL DESCRIPTION OF PROP -ERTY: Lot 1, Block 1, WildernessRun Fifth Addition, Dakota CountyAMOUNT DUE AND CLAIMED TO BE














default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: August 4,

2005MORTGAGOR: Anthony Ruddock, a

single person.MORTGAGEE: Chase Bank USA, N.A.DATE AND PLACE OF RECORDING:


Assigned to: JPMorgan Chase Bank,N .A . , Dated: September 25, 2007 ,Recorded: October 2, 2007, DocumentNo. 2547923.TRANSACTION AGENT: NONETRANSACTION AGENT 'S MORT -


GAGE ORIGINATOR STATED ONMORTGAGE: Chase Bank USA, N.A.RESIDENTIAL MORTGAGE SER -

VICER: Chase Home Finance, LLCMORTGAGED PROPERTY ADDRESS:

619 Evergreen Drive, Burnsville, MN55337TAX PARCEL I.D.#: 02-84810-009-01LEGAL DESCRIPTION OF PROPERTY:Lot 9, B lock 1, Wood Park P latEleven, Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS







Law Enforcement Center, 1580 Hwy55, Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-

premises, and the costs and disbursements , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assigns.MORTGAGOR(S) RELEASED FROM








MORTGAGE: $208,000.00MORTGAGOR(S): Greg D. Dotstry

and Kawanna B. Dotstry, husband andwifeMORTGAGEE: Mortgage Electronic


ING: Registered: November 04, 2005Dakota County Registrar of Titles,Document Number: 578449Transaction Agent: Mortgage Elec-


cation Number: 100137510000221350Lender or Broker: Lakeland Mort-

gage CorporationRes iden t ia l Mortgage Serv icer :



LOCATED: DakotaProperty Address: 13490 Havelock

Trl, Apple Valley, MN 55124-9516T a x P a r c e l I D N u m b e r :

01-56775-030-04LEGAL DESCRIPTION OF PROP -ERTY: Lot Three (3), Block Four (4)in Palomino Woods, according to thereco rded p la t the reo f , Dako taCounty, MinnesotaAMOUNT DUE AND CLAIMED TO BE














default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 2, 2007MORTGAGORS: Justin M. Rojesky

and Rachel L. Peters, both single.MORTGAGEE: Mortgage Electronic


Recorded Apr i l 16 , 2007 , DakotaCoun ty Recorder , Documen t No.2509981.ASSIGNMENTS OF MORTGAGE :

Assigned to: Chase Home Finance LLC,Dated: June 25, 2009.TRANSACTION AGENT: Mortgage



GAGE ORIGINATOR STATED ONMORTGAGE: CTX Mortgage Company,LLCRESIDENTIAL MORTGAGE SER -


19726 Escort Trail, Farmington, MN55024TAX PARCEL I.D.#: 14-16600-607-10LEGAL DESCRIPTION OF PROP -ERTY: Unit No. 607, Common Inter-est Community Number 520, a Con-dominium, Charleswood Crossing,Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS










Chase Home Finance LLCMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: November 18,

2004MORTGAGOR : Angela J . Beck, a

single person.MORTGAGEE: First Franklin Finan-

cial CorporationDATE AND PLACE OF RECORDING:

Recorded January 6, 2005, DakotaCoun ty Recorder , Documen t No.2283408.ASSIGNMENTS OF MORTGAGE :

Assigned to: Wells Fargo Bank, N. A.as Trustee for First Franklin MortgageLoan Trust 2004-FF11, Asset-BackedCertificates, Series 2004-FF11, Dated:June 19, 2009.TRANSACTION AGENT: NONETRANSACTION AGENT 'S MORT -


GAGE ORIGINATOR STATED ONMORTGAGE: First Franklin FinancialCorporationRESIDENTIAL MORTGAGE SER -

RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc.MORTGAGED PROPERTY ADDRESS:

4880 B ivens Cour t , Inve r G roveHeights, MN 55076TAX PARCEL I.D.#: 20-44026-802-08LEGAL DESCRIPTION OF PROPERTY:Unit No. 8802, Lafayette Park East,Common Interest Community No.434, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS










Wells Fargo Bank, N.A., as TrusteeMortgagee/Assignee of Mortgagee


PUBLIC NOTICENOTICE OF ASSESSMENT LIEN

FORECLOSURE SALEDate: June 18, 2009YOU ARE NOTIFIED THAT:1. Default has occurred in the terms

and conditions of the Declaration ofJefferson Commons Association (here-inafter the "Association") which wasrecorded as Document No. 1443836 onSeptember 11, 1997, in the Office ofthe Registrar of T it les of DakotaCounty, Minnesota, and also, pursu-ant to Minn. Stat. §515B.3-116, cover-ing the following property:LEGAL DESCRIPTION : Lot 9,Block 2, CIC #228, Heritage SquareAddi t ion, Jef ferson Commons ,Dakota County, MinnesotaSTREET ADDRESS: 20116 Home-fire Way, Lakeville, MN 55044TAX PARCEL ID NUMBER :22-32100-090-022. Pursuant to said Declaration,

there is claimed to be due and owingas of June 18, 2009, from Julie Woo-dis, title holder, to the Association, aMinnesota non-profit corporation, theamount of $3 ,108.00 for unpa idassociation dues, late fees, attorneysfees and costs, plus any other suchamounts that will accrue after June 17,2009, and other costs of collection andforeclosure which will be added to theamount claimed due and owing at thetime of the sale herein

3. No action is now pending at law orotherwise to recover said debt or anypart thereof.4. The owner has been released from

part of her personal financial obliga-tion to pay said amount owed thruDecember 23, 2008, but remains obli-gated for amounts accruing after saiddate, and the property remains subjectto the Association's lien.5. The Declaration, referenced above,

and Minn. Stat . §§515B .3-115 and515B.3-116 provide for a continuinglien against the property. A Notice ofLien evidencing the amount due wasrecorded on November 25, 2008, asDocument No. 2624295 in the DakotaCounty Recorder's Office.

6. Pursuant to the power of sale con-tained in the same Declaration andgranted by the owner in taking title tothe premises subject to said Declara-t ion and pursuant to M inn. Stat .§§515B.3-115 and 515B.3-116, saidLien will be foreclosed by the sale ofsaid property by the Sheriff of DakotaCounty, at the Dakota County SheriffsOffice, Dakota County Law Enforce-ment Center, 1580 Highway 55 LobbyS-100, Hastings, MN 55033, on the26th day of August, 2009, at 10:00a.m. at public auction to the highestbidder, to pay the amount then due for

��

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�� bidder, to pay the amount then due forsaid assessments, together with thecosts of foreclosure, including attor-neys fees as allowed by law.

7. The t ime a l lowed by law fo rredemption by the unit owner, her per-sonal representatives or assigns is six(6) months from the date of sale.

REDEMPTION NOTICETHE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.8. THIS IS A COMMUNICATION FROM

A DEBT COLLECTOR ATTEMPTING TOCOLLECT A DEBT. ANY INFORMA-TION OBTAINED WILL BE USED FORTHAT PURPOSE.

JEFFERSON COMMONSASSOCIATION

Attorneys for Jefferson CommonsAssociation:THOMSEN & NYBECK, P.A.By: Gretchen S. Schellhas (#195595)3300 Edinborough Way, Suite 600Edina, Minnesota 55435(952) 835-7000(Jefferson Commons/Woodis/06-7-504D)1781311 7/9-8/13/09




MORTGAGE: $373,000.00MORTGAGOR(S): Grace Calise, an

unmarr ied woman, and Joseph GDemarco and Lucille Demarco, hus-band and wifeMORTGAGEE: Mortgage Electronic


Recorded: October 12, 2005 DakotaCounty Recorder, Document Number:2369909Transaction Agent: Mortgage Elec-


cation Number: 1000157-0005869647-3Lender or Broker: America's Whole-

sale LenderResidential Mortgage Servicer: BAC


LOCATED: DakotaProperty Address: 12644 Dutch Ct,


01-15150-150-01LEGAL DESCRIPTION OF PROP -ERTY: Lot 15, Block 1, Briar Knoll1st Addition, Dakota County, Minne-sotaAMOUNT DUE AND CLAIMED TO BE















MORTGAGE: $122,400.00MORTGAGOR(S): Nicole S. Kanieski,

a single womanMORTGAGEE: Mortgage Electronic




cation Number: 100062604259671222Lender or Broker: Homecomings

Financial Network, Inc.Residential Mortgage Servicer: GMAC


LOCATED: DakotaProperty Address: 1903 Silver Bell

Rd Apt 318, Eagan, MN 55122-3124T a x P a r c e l I D N u m b e r :

10-22451-460-01LEGAL DESCRIPTION OF PROP -ERTY: Unit No. 318 and Garage No.61, Condominium No. 43, ShannonG len Condominium IV , Dako taCounty, Minnesota.AMOUNT DUE AND CLAIMED TO BE















MORTGAGE: $223,000.00MORTGAGOR(S): Marcus Bohn, a



Recorded: Ju ly 02 , 2004 Dako taCounty Recorder, Document Number:2222009Transaction Agent: Mortgage Elec-


cation Number: 100177700000340081Lender or Broker: Home Town Mort-

gage, Inc.Res iden t ia l Mortgage Serv icer :


LOCATED: DakotaProperty Address: 98-100 Meadow

Cir, Burnsville, MN 55337T a x P a r c e l I D N u m b e r :

02-64500-120-05LEGAL DESCRIPTION OF PROP -

LEGAL DESCRIPTION OF PROPERTY : Lo t 12 , B lock 5, Roll ingMeadow AcresAMOUNT DUE AND CLAIMED TO BE















MORTGAGE: $208,000.00MORTGAGOR(S): Burton Koukol and

Susan Kay Koukol, husband and wifeMORTGAGEE: Mortgage Electronic


ING: Registered: November 16, 2005Dakota County Registrar of Titles,Document Number: 579256Transaction Agent: Mortgage Elec-


cation Number: 100077910005030669Lender or Broker : Decision One

Mortgage Company, LLCResidential Mortgage Servicer: GMAC

Mortgage, LLCMortgage Originator: Not ApplicableCERTIFICATE OF TITLE NUMBER:


LOCATED: DakotaProperty Address: 200 14th Ave N,


36-47400-170-01LEGAL DESCRIPTION OF PROP -ERTY: Lots Sixteen (16) and Seven-teen (17), Block One (1) MarshallsAdd. to the City of South St Paul,according to the plat thereof on fileand of record in the Office of theRegister of Deeds in and for saidCounty and State.AMOUNT DUE AND CLAIMED TO BE







A DEBT COLLECTOR ATTEMPT-ING TO COLLECT A DEBT. ANYINFORMATION OBTAINED WILL BE

INFORMATION OBTAINED WILL BEUSED FOR THAT PURPOSE.THE RIGHT TO VERIFICATION OF







MORTGAGE: $196,000.00MORTGAGOR(S): Robert Diaz Flores

and Maria A. Cruseno, husband andwifeMORTGAGEE: Mortgage Electronic


Recorded: May 03, 2007 Dakota CountyRecorder, Document Number: 2513929Transaction Agent: Mortgage Elec-


cation Number: 100062604734493044Lender or Broker: Homecomings

Financial, LLC (F/K/A HomecomingsFinancial Network, Inc.)Residential Mortgage Servicer: GMAC


LOCATED: DakotaProperty Address: 18336 Elm Tree

Cir, Farmington, MN 55024-8711T a x P a r c e l I D N u m b e r :

14-19505-050-06LEGAL DESCRIPTION OF PROP -ERTY: Lot 5, Block 6, Dakota CountyEs ta tes 6 th Add i t i on , Dako taCounty, MinnesotaAMOUNT DUE AND CLAIMED TO BE















MORTGAGE: $217,000.00MORTGAGOR(S): Eric C. Solem and

Michelle Solem, husband and wifeMORTGAGEE: Aames Funding Cor-

poration dba Aames Home LoanDATE AND PLACE OF RECORDING:


assigned to: Avelo Mortgage, LLC,Dated: April 18, 2006, Recorded: May01, 2008 Dakota County Recorder,Document Number: 2587973And assigned to: Bank of America,

National Association, as successor bymerger to LaSa l le Bank, Nat iona lAssociation, as trustee under the Pool-ing and Servicing Agreement dated aso f June 1 , 2 0 0 6 , GSAMP T r u s t2006-HE4, Dated: July 24, 2009Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: Aames Funding

Corporation dba Aames Home LoanResidential Mortgage Servicer: Lit-


LOCATED: DakotaProperty Address: 3566 Village Trl,


19-64381-040-02LEGAL DESCRIPTION OF PROP -ERTY: Lot 4, Block 2, Riverwood 7thAddition, according to the recordedplat thereof, Dakota County, Minne-sotaAMOUNT DUE AND CLAIMED TO BE








DEBT COLLECTOR ATTEMPTING TOCOLLECT A DEBT. ANY INFORMA-TION OBTAINED WILL BE USED FORTHAT PURPOSE.THE RIGHT TO VERIFICATION

OF THE DEBT AND IDENTITY OFTHE ORIGINAL CREDITOR WITHINTHE TIME PROVIDED BY LAW ISNOT AFFECTED BY THIS ACTION.THE TIME ALLOWED BY LAW FOR


ASSIGNEE OF MORTGAGEE:Bank of Amer ica , Nat iona lAssociation, as successor byme rge r to LaSa l l e Bank ,Na t i ona l Assoc ia t i on , astrustee under the Pooling andServicing Agreement dated asof June 1, 2006, GSAMP Trust2006-HE4




MORTGAGE: $256,800.00MORTGAGOR(S): Richard J. Reiter,

singleMORTGAGEE: Mortgage Electronic


Recorded: Ju ly 26 , 2007 Dako taCounty Recorder, Document Number:2533210

2533210Transaction Agent: Mortgage Elec-


cation Number: 123000000020196010Lender or Broker: Drake BankResidential Mortgage Servicer: BAC


LOCATED: DakotaProperty Address: 19948 Butternut

Trl, Farmington, MN 55024-1475T a x P a r c e l I D N u m b e r :

122450009904LEGAL DESCRIPTION OF PROP -ERTY: Lot 99, Block 4, Empire RiverPreserveAMOUNT DUE AND CLAIMED TO BE














MORTGAGE: $123,200.00MORTGAGOR(S): Josie Eng, a single

womanMORTGAGEE: Mortgage Electronic




cation Number: 100135540000361536Lender or Broker: First National

Bank of ArizonaResidential Mortgage Servicer: GMAC


LOCATED: DakotaProperty Address: 311 3rd Ave S,


366430003013LEGAL DESCRIPTION OF PROP -ERTY: Lot 3, Block 13, of RiversidePark Addition to the city of South St.Paul, Dakota County, MinnesotaAMOUNT DUE AND CLAIMED TO BE





Law Enforcement Center, 1580 High-way 55, Lobby S-100, Hastings, Minne-sotato pay the debt secured by said mort-gage and taxes, if any, on said pre-mises and the costs and disburse-ments, including attorney fees allowedby law, subject to redemption within

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�� by law, subject to redemption withinsix (6) months from the date of saidsale by the mortgagor(s), their per-sonal representatives or assigns.Mortgagor(s) released from financial










2004MORTGAGORS: Katri K. Balfanz and

Clinton Balfanz, wife and husband.MORTGAGEE: Mortgage Electronic


Registered December 17, 2004, DakotaCounty Registrar of Titles, DocumentNo. 554586, Certificate of Title No.134560.ASSIGNMENTS OF MORTGAGE :

Assigned to: Chase Home FinanceLLC, Dated: June 25, 2009.Sa id Mortgage being Registered




GAGE ORIGINATOR STATED ONMORTGAGE: NBank, N.A.RESIDENTIAL MORTGAGE SER -


17742 Ketchikan Trail, Lakeville, MN55044TAX PARCEL I.D.#: 22-75890-030-02LEGAL DESCRIPTION OF PROP -

ERTY: Lot 3, Block 2, The Oaks ofLakevilla.COUNTY IN WHICH PROPERTY IS











USSET, WEINGARDEN AND LIEBO, P.L.L.P.





DATE OF MORTGAGE: October 13 ,2006

MORTGAGOR: Joshua C . A l len, amarried person.



ASSIGNMENTS OF MORTGAGE :Ass i gned to : DEUTSCHE BANKNATIONAL TRUST COMPANY , ASTRUSTEE UNDER THE POOLING AND

SERVICING AGREEMENT RELAT-ING TO IMPAC SECURED ASSETSCORP., MORTGAGE PASS-THROUGHCERTIFICATES, SERIES 2006-4, Dated:June 1, 2009.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Impac Funding Corpora-tion dba Impac Lending Group

RESIDENTIAL MORTGAGE SER -VICER: BAC Home Loans ServicingL.P.

MORTGAGED PROPERTY ADDRESS:1317 Summit Oaks Drive, Burnsville,MN 55337

TAX PARCEL I.D. #: 027300015001LEGAL DESCRIPTION OF PROPERTY:Lot 15, Block 1, Summit Oaks FirstAddition, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS















DATE OF MORTGAGE: May 17, 2004MORTGAGOR: Thomas S. Mandler, a



Recorded June 21, 2004, Dako ta

Recorded June 21, 2004, Dako taCoun ty Recorder , Documen t No.2217733.

ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc., Dated:June 26, 2009.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Peoples Home Mortgage


MORTGAGED PROPERTY ADDRESS:1408 136th Street West, Burnsville, MN55337

TAX PARCEL I.D.#: 02-42700-130-02LEGAL DESCRIPTION OF PROPERTY:Lot 13, Block 2, Knob Hill accordingto the recorded plat thereof, andsituate in Dakota County, Minne-sota.COUNTY IN WHICH PROPERTY IS















DATE OF MORTGAGE: July 29, 2005MORTGAGOR: Cassandra M. Maas, a



Registered August 18, 2005, DakotaCounty Registrar of Titles, DocumentNo. 572456, Certificate of Title No.137168.

ASSIGNMENTS OF MORTGAGE :Assigned to: THE BANK OF NEW YORKMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THE CER-TIFICATEHOLDERS CWALT , INC .ALTERNATIVE LOAN TRUST 2005-J12MORTGAGE PASS-THROUGH CER-TIFICATES, SERIES 2005-J12, Dated:June 3, 2009.Sa id Mortgage being Registered




LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Mortgage & InvestmentConsultants, Inc.

RESIDENTIAL MORTGAGE SER -VICER: BAC Home Loans ServicingL.P.

MORTGAGED PROPERTY ADDRESS:14912 Judicial Road, Burnsville, MN55306

TAX PARCEL I.D. #: 028470001001LEGAL DESCRIPTION OF PROPERTY:Lot 1, Block 1, Woodland Hills.COUNTY IN WHICH PROPERTY IS




DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT-GAGEE: $232,231.00







Dated: July 6, 2009.The Bank of New York Mellon, asTrusteeMortgagee/Assignee of Mortgagee




MORTGAGE: $182,200.00MORTGAGOR(S): Cynthia A. Thomas,



Recorded: June 08, 2007 Dako taCounty Recorder, Document Number:2522858Transaction Agent: Mortgage Elec-


cation Number: 100010402057823860Lender or Broker: SunTrust Mort-

gage, Inc.Residential Mortgage Servicer: Lit-


LOCATED: DakotaProperty Address: 13729 Heather

Hills Dr, Burnsville, MN 55337-3909T a x P a r c e l I D N u m b e r :

02-32252-030-06LEGAL DESCRIPTION OF PROP -ERTY: Lot 3, Block 6, Heather HillsThird Addition, CIC No. 467, DakotaCounty, Minnesota.AMOUNT DUE AND CLAIMED TO BE









REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: July 09, 2009






MORTGAGE: $247,500.00MORTGAGOR(S): Michael L. Pierson

and Vikki A. Pierson, husband andwifeMORTGAGEE: Mortgage Electronic



assigned to: Provident Funding Asso-ciates, L.P., Dated: June 04, 2009Transaction Agent: Mortgage Elec-


cation Number: 100017935160801664Lender or Broker: Provident Fund-

ing Associates, L.P.Residential Mortgage Servicer: Provi-

dent Funding AssociatesMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS


Rosemount, MN 55068-2244T a x P a r c e l I D N u m b e r :

34-14503-220-02LEGAL DESCRIPTION OF PROP -ERTY: Lot 22, Block 2, BiscaynePointe Fourth Addit ion, DakotaCounty, Minnesota.AMOUNT DUE AND CLAIMED TO BE










ASSIGNEE OF MORTGAGEE :Provident Funding Associates, L.P.





DATE OF MORTGAGE: Oc tober 14,2005

MORTGAGORS: Adam Mathias andDanielle V. Mathias, HUSBAND ANDWIFE.

MORTGAGEE: Chase Bank USA, N.A.DATE AND PLACE OF RECORDING:

Recorded October 27, 2005, DakotaCoun ty Recorder , Documen t No.


ASSIGNMENTS OF MORTGAGE :Assigned to: JPMorgan Chase Bank,N.A., Dated: June 23, 2009.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Chase Bank USA, N.A.

RESIDENTIAL MORTGAGE SER -VICER: Chase Home Finance, LLC

MORTGAGED PROPERTY ADDRESS:8740 Benson Way, Inver Grove Heights,MN 55076

TAX PARCEL I.D.#: 20-25680-125-04LEGAL DESCRIPTION OF PROPERTY:UNIT No. 125, Condominium No. 120,Fairway Villiage, a Condominium,Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS















DATE OF MORTGAGE: April 16, 2007MORTGAGORS: Jorge Ba lderrama

and Ines Mata-Valtierrez, husband andwife and Jose Balderrama and NancyCarrillo-Gonzalez, husband and wife.


DATE AND PLACE OF RECORDING:Recorded Apr i l 27 , 2007 , DakotaCoun ty Recorder , Documen t No.2512792.




LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: First National Bank ofArizona

RESIDENTIAL MORTGAGE SER -VICER: PennyMac Loan Services, Inc.


TAX PARCEL I.D.#: 36-64300-070-05LEGAL DESCRIPTION OF PROPERTY:Lot 7, Block 5, Riverside Park Addi-tion to the City of St. Paul, accord-ing to the recorded plat thereof andsituate in Dakota County, Minne-sota.COUNTY IN WHICH PROPERTY IS




That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements as

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�� plied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the deb tsecured by said mortgage, or any partthereof;



PLACE OF SALE: Sher i f f ' s O f f ice,Law Enforcement Center, 1580 Hwy55, Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assigns.



Dated: July 9, 2009.Mortgage ElectronicRegistration Systems, Inc.Mortgagee/Assignee of Mortgagee





MORTGAGE: $150,512.00MORTGAGOR(S): Emilie I. Bohanon,



ING: Registered: November 07, 2005Dakota County Registrar of Titles,Document Number: 578674CORRECTIVE MORTGAGE: Dated:

October 25, 2005, Registered: October25, 2006 Dakota County Registrar ofTitles, Document Number: 599876Transaction Agent: Mortgage Elec-






LOCATED: DakotaProperty Address: 17397 Gettysburg

Way, Lakeville, MN 55044-4005T a x P a r c e l I D N u m b e r :

221860413418LEGAL DESCRIPTION OF PROP -ERTY: Unit No. 18134, CIC No. 424,Crossroads CondominiumsAMOUNT DUE AND CLAIMED TO BE









REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: July 16, 2009







MORTGAGORS: Scott A. Ludwig andLaura J. Ludwig, husband and wife.

MORTGAGEE: J PM o r g a n C h a s eBank, National Association as succes-sor in interest to Washington MutualBank, FA







MORTGAGED PROPERTY ADDRESS:18949 Inca Avenue, Lakeville, MN55044

TAX PARCEL I.D.#: 22-16905-020-01LEGAL DESCRIPTION OF PROP -ERTY:Lot 2, Block 1, Century Ridge CICNo. 296COUNTY IN WHICH PROPERTY IS















DATE OF MORTGAGE: April 25, 2007MORTGAGORS: Lynn Andrews and

MORTGAGORS: Lynn Andrews andChristopher Jon Andrews, wife andhusband.

MORTGAGEE: J PM o r g a n C h a s eBank, N.A.

DATE AND PLACE OF RECORDING:Recorded May 9, 2007 , Dako ta


ASSIGNMENTS OF MORTGAGE :Assigned to: Chase Home Finance

LLC, Dated: July 2, 2009.TRANSACTION AGENT: NONETRANSACTION AGENT 'S MORT -




MORTGAGED PROPERTY ADDRESS:6585 C ra i g Avenue , Inve r G roveHeights, MN 55076

TAX PARCEL I.D.#: 20-13250-100-01LEGAL DESCRIPTION OF PROPERTY:Lot 10, Block 1, Bakken Heights,Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS















MORTGAGE: $330,494.00MORTGAGOR(S): Chanry M Kellogg,

an unmarried womanMORTGAGEE: Mortgage Electronic


Recorded: September 20, 2005 DakotaCounty Recorder, Document Number:2362279Transaction Agent: Mortgage Elec-


cation Number: 100015700057347342Lender or Broker: America's Whole-



LOCATED: DakotaProperty Address: 18671 Dunbury


14-47803-190-06LEGAL DESCRIPTION OF PROP -ERTY : Lot 19, B lock 6 , MeadowCreek 4th Addition, Dakota County,MinnesotaAMOUNT DUE AND CLAIMED TO BE




DATE AND TIME OF SALE: September 03, 2009 at 10:00 AMPLACE OF SALE: Dakota County











MORTGAGE: $185,729.00MORTGAGOR(S): Michael Vlasak, a





cation Number: 1000157-0003494497-1Lender or Broker: America's Whole-



LOCATED: DakotaProperty Address: 1362 Easter Ln,

Eagan, MN 55123-1732T a x P a r c e l I D N u m b e r :

10-84354-220-03LEGAL DESCRIPTION OF PROP -ERTY: Lot 22, Block 3, WildernessRun Fifth Addition, according to theplat thereof on file and of record inthe Office of the County Recorder, inand for Dakota County, MinnesotaAMOUNT DUE AND CLAIMED TO BE










MORTGAGEE : Mortgage Elec -

MORTGAGEE : Mortgage Electronic Registration Systems, Inc.





DATE OF MORTGAGE: J anu a r y 2 ,2007

MORTGAGORS: Ivan K Oa t is andLea C. Oatis, husband and wife.


DATE AND PLACE OF RECORDING:Registered February 1, 2007, DakotaCounty Registrar of Titles, DocumentNo. 605343, Certificate of Title No.141926.

ASSIGNMENTS OF MORTGAGE :Assigned to: U.S. Bank, National Asso-ciation as trustee for WaMu MortgagePass-Through Certificate for WMALTSeries 2007-OA3, Dated: June 23,2009Sa id Mortgage being Registered



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Washington Mutual Bank,FA

RESIDENTIAL MORTGAGE SER -V ICER : JPMo rgan Chase Bank ,National Association as successor ininterest to Washington Mutual Bank

MORTGAGED PROPERTY ADDRESS:1601 South Skyline Drive, Burnsville,MN 55337

TAX PARCEL I.D.#: 02-69000-170-01LEGAL DESCRIPTION OF PROP -ERTY:Lot 17, in Block 1 in Skyline ViewAddition.COUNTY IN WHICH PROPERTY IS















DATE OF MORTGAGE: Oc t o b e r 2 ,2008

MORTGAGOR: Den ise Leeman , asingle person.



Recorded October 15, 2008, DakotaCoun ty Recorder , Documen t No.2617925.

ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc., Dated:April 28, 2009.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: AME Financial Corpora-tion


MORTGAGED PROPERTY ADDRESS:18611 Everest Path, Farmington, MN55024

TAX PARCEL I.D.#: 14-50504-070-04LEGAL DESCRIPTION OF PROP -ERTY:Lot 7, Block 4, Nelsen Hills Farm 5thAddition, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS















MORTGAGE: $92,625.00MORTGAGOR(S): Anthony J. Pizza-

lato, an unmarried man and Melissa J.Finstad, an unmarried womanMORTGAGEE: Wachovia Mortgage

FSB f/k/a World Savings Bank, FSBDATE AND PLACE OF RECORDING:

Recorded: February 20, 2003 DakotaCounty Recorder, Document Number:2002889Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-


gage FSB f/k/a World Savings Bank,FSBRes iden t ia l Mortgage Serv icer :


LOCATED: DakotaProperty Address: 1871 Silver Bell

Rd, Eagan, MN 55122-1179T a x P a r c e l I D N u m b e r :

10-22451-254-01(Unit 107-2A)10-22451-365-01 (Unit 52)LEGAL DESCRIPTION OF PROP -ERTY : UNIT 107-2A , TOGETHERWITH GARAGE UNIT NUMBER 52,SHANNON GLEN CONDOMINIUM 11,DAKOTA COUNTY , MINNESOTA ,CONDOMINIUM FILE NO.33AMOUNT DUE AND CLAIMED TO BE


ments have been complied with; thatno action or proceeding has been insti-tuted at law or otherwise to recover thedebt secured by said mortgage, or anypart thereof;

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MORTGAGEE: Wachovia Mort-gage FSB f/k/a World SavingsBank, FSB




MORTGAGE: $251,050.00MORTGAGOR(S): Craig J. Ladner and

Darla J. Ladner, husband and wifeMORTGAGEE: Mortgage Electronic



assigned to: U.S. Bank, NA, Dated: July06, 2009Transaction Agent: Mortgage Elec-


cation Number: 100143500712380125Lender or Broker: American Mort-

gage CorporationResidential Mortgage Servicer: U.S.


LOCATED: DakotaProperty Address: 5980 131st St W,


01-31008-010-12LEGAL DESCRIPTION OF PROP -ERTY: Lot 1, Block 12, Greenleaf 9thAdditionAMOUNT DUE AND CLAIMED TO BE









REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: July 16, 2009

ASSIGNEE OF MORTGAGEE:U.S. Bank, NA





DATE OF MORTGAGE: S e p t em b e r23, 2005

MORTGAGOR: Gregory T. Lewis, asingle person.

MORTGAGEE: Mortgage ElectronicRegistration Systems, Inc..


ASSIGNMENTS OF MORTGAGE :Ass igned to: U .S . Bank Nat ionalAssociation, as Trustee for J.P. Mor-gan Mo r tgage Acqu is i t ion Co rp.2 0 0 6 - F R E 1 , A s s e t B a c k e dPass-Through Certificates , Series2006-FRE1, Dated: May 20 , 2009,Recorded: May 28, 2009, DocumentNo. 2659833.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Fremont Investment &Loan


MORTGAGED PROPERTY ADDRESS:1937 Southcross Drive West 1102,Burnsville, MN 55306

TAX PARCEL I.D.#: 02-71216-102-05LEGAL DESCRIPTION OF PROPERTY:Unit No. 1102, Condominium No.115, Southcross V i l lage Condo-minium, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS
















MORTGAGE: $142,000.00MORTGAGOR(S): Thor AaslandMORTGAGEE: Mortgage Electronic


Recorded: February 14, 2005 DakotaCounty Recorder, Document Number:2295295Transaction Agent: Mortgage Elec-


cation Number: 100224620000472640Lender or Broker: Ownit Mortgage

Solutions, Inc.Residential Mortgage Servicer: Lit-




014910101003LEGAL DESCRIPTION OF PROP -ERTY: Lot 1, Block 3, MorningviewSecond Addition, Dakota County,MinnesotaAMOUNT DUE AND CLAIMED TO BE











Wilford & Geske, P.A.Attorneys for MortgageeLawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 004274F01NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEThe above referenced sale scheduled



Wilford & Geske, P.A.Attorneys for Mortgagee:Lawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 004274F011838485 8/6/09



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: S e p t em b e r

12, 2003MORTGAGOR: Gladys Petry, a single

person.MORTGAGEE: Mortgage Electronic


Recorded October 21, 2003, DakotaCoun ty Recorder , Documen t No.2127729.ASSIGNMENTS OF MORTGAGE :

Assigned to: Countrywide Document

Assigned to: Countrywide DocumentCustody Services, A Division of Trea-sury Bank, N.A., Dated: September 12,2003, Recorded: October 21, 2003,Document No. 2127730. And thereaf-ter assigned to: COUNTRYWIDE HOMELOANS, INC. FOR THE BENEFIT OFGOLDMAN SACHS MORTGAGE COM-PANY, Dated: July 17, 2008, Recorded:August 28, 2008, Documen t No.2610590. And thereafter assigned to:BAC Home Loans Servicing L.P. f/k/aCountrywide Home Loans ServicingL.P., Dated: June 5, 2009.TRANSACTION AGENT: Mortgage


GAGE IDENTIFICATION NUMBER ONMORTGAGE:

LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Mainstreet BankRESIDENTIAL MORTGAGE SER -

VICER: BAC Home Loans ServicingL.P.MORTGAGED PROPERTY ADDRESS:

5898 Black Berry Bridge Path, InverGrove Heights, MN 55076TAX PARCEL I.D. #: 202740007003LEGAL DESCRIPTION OF PROP -ERTY: Lot 7, Block 3, Foresthaven.COUNTY IN WHICH PROPERTY IS






ber 2, 2009 at 10:00 AMPLACE OF SALE: Sher i f f 's O f f ice,




Dated: July 6, 2009.BAC Home Loans Servicing L.P.Mortgagee/Assignee of Mortgagee





DATE OF MORTGAGE: April 4, 2006MORTGAGORS: Barbara Dinsmore

and John Dinsmore, wife and husband.MORTGAGEE: ABN AMRO Mortgage


Registered April 25, 2006, DakotaCounty Registrar of Titles, DocumentNo. 588794, Certificate of Title No.52282.

ASSIGNMENTS OF MORTGAGE :NONESa id Mortgage being Registered



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: ABN AMRO MortgageGroup, Inc., NKA CitiMortgage, Inc.


MORTGAGED PROPERTY ADDRESS:3674 Conroy Court , Inver GroveHeights, MN 55076

TAX PARCEL I.D.#: 20-53652-010-21LEGAL DESCRIPTION OF PROPERTY:Lot 1, Block 21, the Oaks 3rd Addition.COUNTY IN WHICH PROPERTY IS




That prior to the commencement of











MORTGAGE: $180,000.00MORTGAGOR(S): Vanessa A. Hislop

and Daniel E. Hislop, wife and hus-bandMORTGAGEE: Mortgage Electronic


Recorded: Ju ly 11, 2006 Dako taCounty Recorder, Document Number:2444247ASSIGNMENTS OF MORTGAGE: And

assigned to: HSBC Bank USA, N.A., asTrustee on behalf of ACE SecuritiesCorp. Home Equity Loan Trust and forthe registered holders of ACE Securi-ties Corp. Home Equity Loan Trust,Series 2006-ASAP5, Asset BackedPass-Through Certificates, Dated: June24, 2009Transaction Agent: Mortgage Elec-


cation Number: 100220710000123667Lender or Broker: Maribella Mort-

gage, LLCRes iden t ia l Mortgage Serv icer :

Ocwen Loan Servicing, LLCMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 1205 Larch St,


142250509003LEGAL DESCRIPTION OF PROP -ERTY: Lot 9, Block 3, East Farming-ton Sixth Addition, Dakota County,MinnesotaAMOUNT DUE AND CLAIMED TO BE









REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-

THE MORTGAGOR S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: July 16, 2009

ASSIGNEE OF MORTGAGEE:HSBC Bank USA , N .A . , a sTrustee on behalf of ACE Secu-rities Corp. Home Equity LoanTrust and for the registeredholders of ACE Securities Corp.Home Equity Loan Trust, Series2006 -ASAP5, Asse t BackedPass-Through Certificates





MORTGAGE: $356,000.00MORTGAGOR(S): Mark E. Skeens

and Deanne L. Skeens, husband andwifeMORTGAGEE: Mortgage Electronic


ING : Registered: March 07 , 2006Dakota County Registrar of Titles,Document Number: 585980ASSIGNMENTS OF MORTGAGE: And

assigned to: MorEquity, Inc., Dated:Novembe r 14, 2008, Reg iste red :December 03, 2008 Dakota CountyRegistrar of Titles, Document Number:T636206Transaction Agent: Mortgage Elec-


cation Number: 100372406012096167Lende r o r B roke r : W i lming ton

Finance, a division of AIG Federal Sav-ings BankRes iden t ia l Mortgage Serv icer :

MorEquity, Inc.Mortgage Originator: Not ApplicableCERTIFICATE OF TITLE NUMBER:


LOCATED: DakotaProperty Address: 16125 Inglewood

Dr, Lakeville, MN 55044-8768T a x P a r c e l I D N u m b e r :

22-14500-140-04LEGAL DESCRIPTION OF PROP -ERTY: Lot 14, Block 4, in BluebillBay Estates, Dakota County, Minne-sota.AMOUNT DUE AND CLAIMED TO BE










ASSIGNEE OF MORTGAGEE:MorEquity, Inc.


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MORTGAGE: $205,520.00MORTGAGOR(S): Keeli Zambrano

and Edward Zambrano, Wife and Hus-bandMORTGAGEE: Mortgage Electronic



assigned to: Central Mortgage Com-pany , Dated: December 17 , 2008,Recorded: January 20, 2009 DakotaCounty Recorder, Document Number:2631523Transaction Agent: Mortgage Elec-



CorporationResidential Mortgage Servicer: Cen-

tral Mortgage CompanyMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 3300 Country

Wood Dr, Burnsville, MN 55337-3420T a x P a r c e l I D N u m b e r :

02-18353-060-03LEGAL DESCRIPTION OF PROP -ERTY: Lot 6, Block 3, Country WoodEs ta tes 4 th Add i t i on , Dako taCounty, MinnesotaAMOUNT DUE AND CLAIMED TO BE










ASSIGNEE OF MORTGAGEE:Central Mortgage Company





DATE OF MORTGAGE: May 25, 2007MORTGAGOR: Amanda J . Kasal, a



Recorded July 2, 2007, Dakota CountyRecorder, Document No. 2527780.




LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: American National Mort-gage

RESIDENTIAL MORTGAGE SER -VICER: Flagstar Bank, FSB

MORTGAGED PROPERTY ADDRESS:

MORTGAGED PROPERTY ADDRESS:1055 Livingston Avenue, West SaintPaul, MN 55118

TAX PARCEL I.D.#: 42-48100-110-10LEGAL DESCRIPTION OF PROPERTY:Lot 11, Block 10, B. Michel's Addi-tion to West St. Paul, Dakota County,Minnesota.COUNTY IN WHICH PROPERTY IS













Date: July 16, 2009YOU ARE NOTIFIED THAT:1. Default has occurred in the condi-

tions of the Mortgage executed byNicollet Ridge Chiropractic Office, LLC,a Minnesota limited liability company,as Mortgagor, to MidCountry Bank, afederal savings bank, as Mortgagee,dated May 30, 2006 and filed for recordJune 8, 2006, as Document Number591879, in the Office of the Registrarof Titles of Dakota County, Minnesota.The land described in the Mortgage isregistered land, as evidenced by Cer-tificate of Title No. 140038.

2. The Mo r tgage has no t beenassigned.

3. The original principal amounts e cu r e d b y th e M o r t g a g e w a s :$247,000.00.4. No action or proceeding at law is

now pending to recover the deb tsecured by the Mortgage, or any partthereof.5. The holder of the Mortgage has

complied with all conditions prece-den t to accelera t ion of the deb tsecured by the Mortgage and foreclo-sure of the Mortgage, and all noticeand other requirements of applicablestatutes.

6. At the date of this not ice theamount due on the Mortgage, andtaxes, if any, paid by the holder of theMortgage is: $261,880.96.

7. Pursuant to the power of sale inthe Mortgage, the Mortgage will beforeclosed, and the land described asfollows:

Lot Four (4), Block One (1), Valen-tine Nicollet Addition, According tothe recorded plat thereof, DakotaCounty, Minnesota.

will be sold by the County Sheriff ofDakota County, Minnesota, at a publicauction on Thursday, August 27, 2009at 10:00 a.m., at the Dakota CountyLaw Enforcement Center, 1580 High-way 55, Hastings, Minnesota, 55305.

8. The t ime a l lowed by law forr e d e m p t i o n b y M o r t g a g o r o rMortgagor's personal representativesor assigns is six months after the dateof sale.9. Each holder of a junior lien may

redeem in the order and manner pro-vided in Minn. Stat. § 580.24, begin-n ing a f te r the exp i ra t i on o f themortgagor's redemption period underMinn. Stat. § 580.23.10. THIS COMMUNICATION IS

F ROM A DEBT COL LE CTORATTEMPTING TO COLLECT AD E B T . A N Y I N F O R M A T I O NOBTAINED WILL BE USED FORTHAT PURPOSE.11. THE RIGHT TO VERIFICATION

OF THE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THE

ORIGINAL CREDITOR WITHIN THETIME ALLOWED BY LAW IS NOTAFFECTED BY THIS ACTION.12. Foreclosure data required pursu-

ant to Minn. Stat. § 580.025:a. Physical street address, city, andzip code of mortgaged premises:12280 Nicollet Avenue South, Burns-villle, MN 55337.b. Name of transaction agent, resi-dential mortgage servicer, and lenderor broker: MidCountry Bank.c. Tax parcel identification number:02-81080-040-01d. Transaction Agent's mortgage IDnumber (if stated in mortgage): Nonee. Name of mortgage originator (ifstated in mortgage): MidCountryBank.

Attorney for Mortgagee:Timothy J. PrindivilleNILSSON MIDNESS, P.A., f/k/aNilsson Law Offices, P.A.900 Flour Exchange Building310 Fourth Ave. SouthMinneapolis, MN 55415Tel. 612-746-1043

1798467 7/16-8/20/09



MORTGAGE: $154,700.00MORTGAGOR(S): Nancy B. Louise, a

single womanMORTGAGEE: CitiMortgage, Inc,

successor by merger with ABN AMROMortgage Group, Inc.DATE AND PLACE OF REGISTER-

ING : Registered: August 08, 2003Dakota County Registrar of Titles,Document Number: 509477Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: CitiMortgage, Inc,

successor by merger with ABN AMROMortgage Group, Inc.Residential Mortgage Servicer: Citi-

Mortgage, Inc.Mortgage Originator: Not ApplicableCERTIFICATE OF TITLE NUMBER:


LOCATED: DakotaProperty Address: 7350 Dawn Ave,


20-71150-120-01LEGAL DESCRIPTION OF PROP -ERTY: Lot Twelve (12), in Block One(1) of South Grove according to theplat thereof on file and of record inthe office of the Register of Deedswithin and for said County and StateAMOUNT DUE AND CLAIMED TO BE











MORTGAGEE: CitiMortgage, Inc,successor by merger with ABNAMRO Mortgage Group, Inc.





MORTGAGE: $204,000.00MORTGAGOR(S): Scott J. Obeidzin-

ski, a single personMORTGAGEE: Vermillion State BankDATE AND PLACE OF RECORDING:

Recorded: February 28, 2006 DakotaCounty Recorder, Document Number:2409200ASSIGNMENTS OF MORTGAGE: And

assigned to: Mortgage Electronic Reg-istration Systems, Inc., Dated: Febru-ary 17, 2006, Recorded: February 28,2006 Dakota County Recorder, Docu-ment Number: 2409201Transaction Agent: Mortgage Elec-


cation Number: 100015700059102638Lender or Broker: Vermillion State

BankResidential Mortgage Servicer: BAC




19-32850-110-07LEGAL DESCRIPTION OF PROP -ERTY: Lot 11, Block 7, HighlandHills First Addition, according to therecorded plat thereof, and situate inDakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE










ASSIGNEE OF MORTGAGEE :Mortgage Electronic RegistrationSystems, Inc.




MORTGAGE: $396,000.00MORTGAGOR(S): Charles D. Holien,



ING : Registered: August 13 , 2003Dakota County Registrar of Titles,Document Number: 0510168Transaction Agent: Mortgage Elec-


cation Number: 100139104915379442Lender or Broker: Residential Mort-

gage GroupResidential Mortgage Servicer: BAC

Home Loans Servicing, L.P.Mortgage Originator: Not ApplicableCERTIFICATE OF TITLE NUMBER:


LOCATED: DakotaProperty Address: 343 Maple Island

Rd, Burnsville, MN 55306-5523T a x P a r c e l I D N u m b e r :

024740006001LEGAL DESCRIPTION OF PROP -

LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, of Maple IslandAMOUNT DUE AND CLAIMED TO BE














MORTGAGE: $158,600.00MORTGAGOR(S): Tiffany Wood, a

single person and Robert A. Sievers,Jr., a single personMORTGAGEE : Bakers Mortgage



assigned to: U.S. Bank, N.A., Dated:May 27, 2004, Recorded: August 16,2004 Dakota County Recorder, Docu-ment Number: 2238267Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: Bakers Mortgage



LOCATED: DakotaProperty Address: 3820 Willow Way,


10-14993-610-01LEGAL DESCRIPTION OF PROP -ERTY: Lot 61, Block 1, Briar Hill 4thAdditionAMOUNT DUE AND CLAIMED TO BE








THE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THE

ORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.THE TIME ALLOWED BY LAW FOR







MORTGAGE: $175,000.00MORTGAGOR(S): Roxana Urquhart, a

unmarried personMORTGAGEE: U.S. Bank National

Association, NDDATE AND PLACE OF RECORDING:

Recorded: December 05, 2006 DakotaCounty Recorder, Document Number:2479599Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-


Association, NDResidential Mortgage Servicer: U.S.


LOCATED: DakotaProperty Address: 516 8th Ave S,


36-75100-260-01LEGAL DESCRIPTION OF PROP -ERTY: Lot 26, Block 1, Tarbox Addi-tion to South Saint PaulAMOUNT DUE AND CLAIMED TO BE










MORTGAGEE : U .S . BankNational Association, ND





MORTGAGE: $221,777.00MORTGAGOR(S): Paula J. Comfort, a


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Recorded: December 21, 2007 DakotaCounty Recorder, Document Number:2562999ASSIGNMENTS OF MORTGAGE: And

assigned to: U.S. Bank, N.A., Dated:July 06, 2009Transaction Agent: Mortgage Elec-


cation Number: 100257100030070656Lender or Broker: MidCountry Bank,

Federal Savings BankResidential Mortgage Servicer: U.S.


LOCATED: DakotaProperty Address: 16349 Griffon Trl,


22-17001-010-04LEGAL DESCRIPTION OF PROP -ERTY: Lot 1, Block 4, Chapel Hills2nd Addition, Dakota County, Min-nesotaAMOUNT DUE AND CLAIMED TO BE
















MORTGAGORS: Souraphanh Keo-many Vong and Bangon KeomanyVong, husband and wife.






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: CSMC Inc., DBA CentralStates Mortgage

RESIDENTIAL MORTGAGE SER -VICER: Flagstar Bank, FSB

MORTGAGED PROPERTY ADDRESS:308 12th Street , Farmington, MN55024

TAX PARCEL I.D.#: 14-22508-010-01LEGAL DESCRIPTION OF PROP -ERTY:Lot 1, Block 1, East FarmingtonNinth Addition, Dakota County, Min-nesota.COUNTY IN WHICH PROPERTY IS



DUE AS OF DATE OF NOTICE, INCLUD-ING TAXES, IF ANY, PAID BY MORT-

ING TAXES, IF ANY, PAID BY MORTGAGEE: $263,248.85












MORTGAGE: $182,000.00MORTGAGOR(S): Eric L. Ernst and

Jennifer D. Ernst, Husband and WifeMORTGAGEE: Mortgage Electronic


ING:Registered: May 20, 2009 Dakota

County Registrar of TitlesDocument Number: 643965Transaction Agent: Mortgage Elec-


cation Number: 100199600000100319Lender or Broker: Advisor's Mort-

gage, LLCResidential Mortgage Servicer: GMAC

Mortgage, LLCMortgage Originator: Not ApplicableCERTIFICATE OF TITLE NUMBER:


LOCATED: DakotaProperty Address: 12313 Michelle

Cir, Burnsville, MN 55337-2916T a x P a r c e l I D N u m b e r :

02-53702-080-02LEGAL DESCRIPTION OF PROP -ERTY: Lot 8, Block 2, in Oak LeafPlat Three, Dakota County, Minne-sotaAMOUNT DUE AND CLAIMED TO BE









REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: July 16, 2009





default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: Oc t o b e r 4 ,

2002MORTGAGOR: Joseph F Croteau, a

single person.MORTGAGEE: Ameriquest Mortgage

CompanyDATE AND PLACE OF RECORDING:

Recorded November 27, 2002, DakotaCoun ty Recorder , Documen t No.1965669.ASSIGNMENTS OF MORTGAGE :

Assigned to: Deutsche Bank NationalTrust Company, as Trustee on behalfof the Certificateholders for Amer-iquest Mortgage Securities Inc. Series2002-D, Asset-Backed Certificates,Dated: February 11, 2009, Recorded:February 17 , 2009, Document No.2637644.TRANSACTION AGENT: NONETRANSACTION AGENT 'S MORT -


GAGE ORIGINATOR STATED ONMORTGAGE: Ameriquest MortgageCompanyRESIDENTIAL MORTGAGE SER -

VICER: American Home Mortgage Ser-vicing, IncMORTGAGED PROPERTY ADDRESS:

3836 Laurel Court, Eagan, MN 55122TAX PARCEL I.D. #: 101499014001LEGAL DESCRIPTION OF PROP -ERTY: Lot 14, Block 1, Briar HillCOUNTY IN WHICH PROPERTY IS





tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:DATE AND TIME OF SALE: August





Dated: June 30, 2009.Deutsche Bank National TrustCompany, as trusteeMortgagee/Assignee of Mortgagee




MORTGAGE: $176,000.00MORTGAGOR(S): Nicholas C. Wille, a

MORTGAGOR(S): Nicholas C. Wille, asingle person

MORTGAGEE: Mortgage ElectronicRegistration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded: May 02 , 2006 Dakota

County Recorder, Document Number:2424800ASSIGNMENTS OF MORTGAGE: And

assigned to: E*Trade Bank, Dated: July02, 2009Transaction Agent: Mortgage Elec-


cation Number: 100059120011002106Lender or Broker: E*Trade BankResidential Mortgage Servicer: Select


LOCATED: DakotaProperty Address: 1105 Charlton St,

West Saint Paul, MN 55118-1220T a x P a r c e l I D N u m b e r :

42-01800-050-31LEGAL DESCRIPTION OF PROP -ERTY: Part of Lot One (1) in SectionE i g h t e e n ( 1 8 ) , T o w n s h i pTwenty-eight (28), Range Twenty-two(22), Dakota County, Minnesota,described as follows, to-wit: Com-mencing at a point on the West lineof Charlton Avenue, which is 144.2feet North of the Northeast corner ofLot 1 in Block 1 of Ickler's 3rd Addi-tion to South Saint Paul, thenceWest 129.5 feet, thence North 84feet, thence East 129.5 feet, thenceSouth 84 feet to the place of begin-ning.AMOUNT DUE AND CLAIMED TO BE










ASSIGNEE OF MORTGAGEE:E*Trade Bank





MORTGAGE: $220,500.00MORTGAGOR(S): Joshua J. Lou-

ricas and Angela J. Louricas, husbandand wifeMORTGAGEE: U.S. Bank National

Association NDDATE AND PLACE OF RECORDING:

Recorded: November 01, 2006 DakotaCounty Recorder, Document Number:2472700Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-


Association NDResidential Mortgage Servicer: U.S.


LOCATED: DakotaProperty Address: 18295 Elkwood


14-19505-110-06LEGAL DESCRIPTION OF PROP -ERTY : Rea l Property in Dako taCounty, Minnesota Described as fol-lows Lot Eleven (11), Block Six (6),Dakota County Estates Sixth Addi-tionAMOUNT DUE AND CLAIMED TO BE

DUE AS OF DATE OF NOT I CE :










MORTGAGEE : U .S . BankNational Association ND





MORTGAGE: $113,000.00MORTGAGOR(S): Michael R Dahmes,

an unmarried manMORTGAGEE: M & I Marshall & Ils-

ley BankDATE AND PLACE OF REGISTER-

ING:Reg iste red : Feb rua ry 15, 2007

Dakota County Registrar of Titles,Document Number: 606167Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: M & I Marshall &

Ilsley BankResidential Mortgage Servicer: M & I

Mortgage Corp.Mortgage Originator: Not ApplicableCERTIFICATE OF TITLE NUMBER:


LOCATED: DakotaProperty Address: 1905 Estates Trl,

Burnsville, MN 55306-5333T a x P a r c e l I D N u m b e r :

02-84827-020-02LEGAL DESCRIPTION OF PROP -ERTY: Lot Two (2), Block Two (2), inWoods Estates 3rd Addition, accord-ing to the recorded plat thereof,Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE









THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: July 23, 2009

MORTGAGEE : M & IMarshall & Ilsley Bank





MORTGAGE: $344,000.00MORTGAGOR(S): Ruth Close, a mar-

ried womanMORTGAGEE: Mortgage Electronic


Recorded: December 07, 2006 DakotaCounty Recorder, Document Number:2480367Transaction Agent: Mortgage Elec-


cation Number: 100013800910109426Lender or Broker: GreenPoint Mort-

gage Funding, Inc.Res iden t ia l Mortgage Serv icer :


LOCATED: DakotaProperty Address: 868/870 Trails

End, Eagan, MN 55123T a x P a r c e l I D N u m b e r :

10-83611-020-02LEGAL DESCRIPTION OF PROP -ERTY: Lot 2, Block 2, Wescott HillsRev ised 2nd Add i t i on , Dako taCounty, MinnesotaAMOUNT DUE AND CLAIMED TO BE














MORTGAGE: $161,861.00MORTGAGOR(S): Nabil Madani, A

Single ManMORTGAGEE: New Century Mort-

gage CorporationDATE AND PLACE OF RECORDING:

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assigned to: U.S. Bank National Asso-ciation, as Trustee, on behalf of theholders of The Asset Backed Securi-ties Corporation Home Equity LoanTrust , Series NC 2005-HE8, AssetBacked Pass-Through Certificates,Series NC 2005-HE8, Dated: July 07,2009Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker : New Century

Mortgage CorporationResidential Mortgage Servicer: Select


LOCATED: DakotaProperty Address: 20568 Abbey Ln,


14-48706-154-05LEGAL DESCRIPTION OF PROP -ERTY: Unit No. 154, Common Inter-est Community No. 319, a condo-m i n i u m , M i d d l e C r e e kCondominium, Dakota County, Min-nesota.AMOUNT DUE AND CLAIMED TO BE










ASSIGNEE OF MORTGAGEE: U.S.Bank National Association, asTrustee, on behalf of the holdersof The Asset Backed SecuritiesCorporation Home Equity LoanTrust, Series NC 2005-HE8, AssetBacked Pass-Through Certifi-cates, Series NC 2005-HE8





MORTGAGE: $186,150.00MORTGAGOR(S): Linda R. Tutko, an

unmarried womanMORTGAGEE: Mortgage Electronic


Recorded: May 06, 2005 Dakota CountyRecorder, Document Number: 2319875Transaction Agent: Mortgage Elec-


cation Number: 1000619105267Lender or Broker: Summit Mortgage

Corp.Res iden t ia l Mortgage Serv icer :


LOCATED: DakotaProperty Address: 1111 Lilac Ct,


19-19503-112-03LEGAL DESCRIPTION OF PROP -ERTY: That part of Lot Ten (10) andLot Eleven (11), Block Three (3).Dakota Hills Fourth Addition, lyingnortherly of the following describedline: Commencing at the southeastcorner of said Lot Ten (10); thencenorth along the east lines of said Lot

north along the east lines of said LotTen (10) and Lot Eleven (11) a dis-tance of 82.50 feet to the point ofbeginning of line to be described;thence west to its intersection withthe westerly line of said Lot Ten (10)at a point 37.67 feet northeasterly ofthe angle point in said Lot Ten (10),said 37.67 feet being measured alongthe westerly line of said Lot Ten (10)and the arc of a 60 foot radius curve,central angle of 35 degrees 58 min-utes 04 seconds, and there terminat-ing, according to the plat thereofnow on file and of record in theoffice of the County Recorder withinand for said County and State.AMOUNT DUE AND CLAIMED TO BE
















MORTGAGORS: Hanh Nguyen andCon Tran, both single person.

MORTGAGEE: A r g e n t M o r t g a g eCompany, LLC


ASSIGNMENTS OF MORTGAGE :Assigned to: Deutsche Bank NationalTrust Company , as Trustee in trust forthe benefit of the Certificateholders forArgent Securities Trust 2003-W9,Asset-Backed Pass-Through Certifi-cates, Series 2003-W9, Dated: June14, 2005, Recorded: June 23, 2005,Document No. 2333364.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Argent Mortgage Com-pany, LLC

RESIDENTIAL MORTGAGE SER -VICER: American Home Mortgage Ser-vicing, Inc

MORTGAGED PROPERTY ADDRESS:605 9th Street, Farmington, MN 55024

TAX PARCEL I.D. #: 142250101002LEGAL DESCRIPTION OF PROPERTY:Lot 1, Block 2, East Farmington Sec-ond AdditionCOUNTY IN WHICH PROPERTY IS





thereof;PURSUANT to the power of sale con-

tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:










MORTGAGE: $239,000.00MORTGAGOR(S): Vasiliy Pakhnyuk,

A married personMORTGAGEE: Mortgage Electronic







LOCATED: DakotaProperty Address: 4401 Slater Rd,


101740228002LEGAL DESCRIPTION OF PROP -ERTY: Lot 28, Block 2, CinnamonRidge 3rd AdditionAMOUNT DUE AND CLAIMED TO BE











MORTGAGEE : Mortgage Electronic Registration Systems, Inc.





DATE OF MORTGAGE: M a r c h 1 1 ,2005

MORTGAGORS: R h o n d a K . G r e -showak and James G. Greshowak, wifeand husband.


DATE AND PLACE OF RECORDING:Recorded July 5, 2005, Dakota CountyRecorder, Document No. 2336934.

ASSIGNMENTS OF MORTGAGE :Assigned to: Aurora Loan Services,LLC, Dated: July 9, 2009.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Prime Mortgage Corpora-tion

RESIDENTIAL MORTGAGE SER -VICER: Aurora Loan Services LLC

MORTGAGED PROPERTY ADDRESS:526 South 6th Avenue, South SaintPaul, MN 55075

TAX PARCEL I.D.#: 36-75100-241-03LEGAL DESCRIPTION OF PROPERTY:Lot 24, Block 3, "Tarbox Addition toSouth St. Paul", according to therecorded plat thereof.COUNTY IN WHICH PROPERTY IS

LOCATED:DakotaORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE:$166,400.00AMOUNT DUE AND CLAIMED TO BE








Dated: July 15, 2009.Aurora Loan Services LLCMortgagee/Assignee of Mortgagee





MORTGAGE: $198,400.00MORTGAGOR(S): Yuriy Prokhorov

and Mariya Prokhorov, husband andwifeMORTGAGEE: Mortgage Electronic


Recorded: March 19, 2007 DakotaCounty Recorder, Document Number:2503434Transaction Agent: Mortgage Elec-


cation Number: 100013800914438045

cation Number: 100013800914438045Lender or Broker: GreenPoint Mort-

gage Funding, Inc.Res iden t ia l Mortgage Serv icer :


LOCATED: DakotaProperty Address: 3321 Brookview


02-73251-120-04LEGAL DESCRIPTION OF PROP -ERTY: Lot 12, Block 4, Sunset Ter-race 2nd Addition, Dakota County,MinnesotaAMOUNT DUE AND CLAIMED TO BE















MORTGAGE: $257,400.00MORTGAGOR(S): Anna Bunnell and

Christopher Bunnell, wife and husbandMORTGAGEE: Mortgage Electronic




cation Number: 100194450001730887Lender or Broker: Fremont Invest-

ment & LoanResidential Mortgage Servicer: Lit-


LOCATED: DakotaProperty Address: 15870 Frisian Ln,


01-32151-089-01LEGAL DESCRIPTION OF PROP -ERTY: Lot 89, Block 1, Hawthorne2nd CIC #369, Dakota County, Min-nesota.AMOUNT DUE AND CLAIMED TO BE





Law Enforcement Center, 1580 High-way 55, Lobby S-100, Hastings, Minne-sotato pay the debt secured by said mort-gage and taxes, if any, on said pre-mises and the costs and disburse-ments, including attorney fees allowedby law, subject to redemption withinsix (6) months from the date of saidsale by the mortgagor(s), their per-sonal representatives or assigns.

sonal representatives or assigns.Mortgagor(s) released from financial









MORTGAGE: $374,000.00MORTGAGOR(S): Brian D. Severson

and Debra J. Severson, husband andwifeMORTGAGEE: American Summit

Mortgage CorporationDATE AND PLACE OF RECORDING:

Recorded: June 17 , 2002 Dako taCounty Recorder, Document Number:1906833ASSIGNMENTS OF MORTGAGE: And

assigned to: Ohio Savings Bank, Dated:April 25, 2002, Recorded: June 17,2002 Dakota County Recorder, Docu-ment Number: 1906834And assigned to: MorEquity, Inc.,

Dated: August 05, 2003, Recorded:October 27 , 2003 Dakota CountyRecorder, Document Number: 2130139Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: American Summit

Mortgage CorporationRes iden t ia l Mortgage Serv icer :

MorEquity, Inc.Mortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 17118 171st Ct,


22-72691-110-07LEGAL DESCRIPTION OF PROP -ERTY: Lot 11, Block 7, StonebriarSecond Addition, according to therecorded plat thereof, situated in theCounty of Dakota County, State ofMinnesota.AMOUNT DUE AND CLAIMED TO BE










ASSIGNEE OF MORTGAGEE:

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MORTGAGE: $291,200.00MORTGAGOR ( S ) : M i c h a e l R .

Johnson, a single personMORTGAGEE: Mortgage Electronic







LOCATED: DakotaProperty Address: 17448 Horseshoe


223331102002LEGAL DESCRIPTION OF PROP -ERTY: Lot 2, Block 2, HomesteadCreek East 2nd AdditionAMOUNT DUE AND CLAIMED TO BE















MORTGAGE: $154,320.00MORTGAGOR(S): Eric Holmquist, an

unmarried manMORTGAGEE: Mortgage Electronic


ING:Registered: September 30 , 2005

Dakota County Registrar of TitlesDocument Number: 575690Transaction Agent: Mortgage Elec-


cation Number: 100020410000852967Lender or Broker : DHI Mortgage

CompanyResidential Mortgage Servicer: BAC

Home Loans Servicing, L.P.Mortgage Originator: Not ApplicableCERTIFICATE OF TITLE NUMBER:

137674


LOCATED: DakotaProperty Address: 17521 Gillette


221860108112LEGAL DESCRIPTION OF PROP -ERTY : Unit No. 11081, CommonInterest Community No. 424, Cross-roads Condominium, Dakota CountyAMOUNT DUE AND CLAIMED TO BE














MORTGAGE: $223,000.00MORTGAGOR(S): Scott Hemmer and

Joy Hemmer, husband and wife, andFrederick Hemmer and Dorothy Hem-mer, husband and wifeMORTGAGEE: Vermillion State BankDATE AND PLACE OF RECORDING:


assigned to: U.S. Bank N.A., Dated:April 29, 2005, Recorded: November29, 2005 Dakota County Recorder,Document Number: 2384573Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: Vermillion State

BankResidential Mortgage Servicer: U.S.


LOCATED: DakotaProperty Address: 3872 66th St E,


20-13250-060-02LEGAL DESCRIPTION OF PROP -ERTY : Lo t 6 , B l ock 2 , BakkenHeightsAMOUNT DUE AND CLAIMED TO BE






obligation: NONE





ASSIGNEE OF MORTGAGEE:U.S. Bank N.A.





MORTGAGE: $105,271.00MORTGAGOR(S): Chimar A. Smith, a

single manMORTGAGEE: New Century Mort-

gage CorporationDATE AND PLACE OF RECORDING:


assigned to: Mortgage Electronic Reg-istration Systems, Inc., Dated: March24, 2006, Recorded: April 18, 2006Dakota County Recorder, DocumentNumber: 2421206Transaction Agent: Mortgage Elec-


cation Number: 100269610102441417Lender or Broker : New Century

Mortgage CorporationResidential Mortgage Servicer: GMAC


LOCATED: DakotaProperty Address: 4110 Rahn Rd Apt

111, Eagan, MN 55122-2183T a x P a r c e l I D N u m b e r :

10-22470-111-02LEGAL DESCRIPTION OF PROP -ERTY: Unit No. A111, CIC No. 468,Eagan Gardens , Dakota County ,Minnesota.AMOUNT DUE AND CLAIMED TO BE










ASSIGNEE OF MORTGAGEE:Mortgage Electronic Registra-tion Systems, Inc.




MORTGAGE: $166,400.00MORTGAGOR(S): Milton V. Green

and Amy Green, husband and wifeMORTGAGEE: Mortgage Electronic


Recorded: Ju ly 09, 2004 Dako taCounty Recorder, Document Number:2223597Transaction Agent: Mortgage Elec-







015590011205LEGAL DESCRIPTION OF PROP -ERTY: Unit No. 112, Common Inter-est Community No. 311, OrchardPoin te Condominium, a condo-minium located in Dakota County,MinnesotaAMOUNT DUE AND CLAIMED TO BE















DATE OF MORTGAGE: July 21, 2005MORTGAGORS: Paul S. Simonsen

and Beverly G. Simonsen, husband andwife.


DATE AND PLACE OF RECORDING:Recorded August 16, 2005, DakotaCoun ty Recorder , Documen t No.2351263.

ASSIGNMENTS OF MORTGAGEAssigned to: U.S. Bank National Asso-ciation, as Trustee for StructuredAsset Investment Loan Trust, Mort-gage Pass-Through Certificates, Series2005-8, Dated: July 16, 2009.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: BNC MORTGAGE, INC


MORTGAGED PROPERTY ADDRESS:120 Shady Avenue, Vermillion, MN55085

TAX PARCEL I.D.#: 40-19400-030-02

TAX PARCEL I.D.#: 40-19400-030-02LEGAL DESCRIPTION OF PROPERTY:LOT THREE (3), BLOCK TWO (2),DAKOTA ACRES.COUNTY IN WHICH PROPERTY IS















MORTGAGE: $162,000.00MORTGAGOR(S): Chester Cooley and

Jennifer Cooley, husband and wifeMORTGAGEE: Mortgage Electronic




cation Number: 100194450001203125Lender or Broker: Fremont Invest-



LOCATED: DakotaProperty Address: 1145 Willow Trl,


14-15301-120-01LEGAL DESCRIPTION OF PROP -ERTY : Lo t 12 , B lock 1, Br istolSquare Second Addition, CommonInterest Community Number 258,Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE














MORTGAGE: $154,400.00MORTGAGOR(S): Alicia R. Welsant,

an unmarried womanMORTGAGEE: Mortgage Electronic


ING: Registered: July 22, 2004 DakotaCounty Registrar of Titles, DocumentNumber: 542681Transaction Agent: Mortgage Elec-






LOCATED: DakotaProperty Address: 2074 Marvle Ln,


101670332004LEGAL DESCRIPTION OF PROP -

ERTY: Lot 32, Block 4 in Cedar GroveNo. 4, according to the recorded platthereof as corrected by the Surveyor'sCertificate of Correction recorded inBook 38 M.R., Page 628, in the office ofthe Registrar of Deeds, and the CourtOrder entered in District Court CaseNumber 56051, Dakota County, Min-nesotaAMOUNT DUE AND CLAIMED TO BE












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MORTGAGE: $258,000.00MORTGAGOR(S): Ruth Close, a mar-

ried personMORTGAGEE: Mortgage Electronic







LOCATED: DakotaProperty Address: 1868 Deer Hills

Trl, Eagan, MN 55122-2251T a x P a r c e l I D N u m b e r :

10-72978-020-02LEGAL DESCRIPTION OF PROP -ERTY : Lot 2 , B lock 2 , Sun C l i f fFourth Addition according to therecorded plat thereofAMOUNT DUE AND CLAIMED TO BE















DATE OF MORTGAGE: September 6,2002

MORTGAGOR: Katherine R. Eriksen,a single person.


DATE AND PLACE OF RECORDING:Reco rded Novembe r 19 , 2002 ,

Dakota County Recorder, DocumentNo. 1961890.

ASSIGNMENTS OF MORTGAGE :Ass igned to: Nat iona l C ity Rea l

Estate Services LLC s/b/m NationalCity Mortgage, Inc. f/k/a National CityMortgage Co., Dated: September 6,2002 , Recorded: Apr i l 15, 2004,Document No. 2195028 and by Docu-ment Numbers 2198611 & 2202017.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Summit Mortgage Corpo-ration

RESIDENTIAL MORTGAGE SER -VICER: National City Real Estate Ser-

VICER: National City Real Estate Services LLC

MORTGAGED PROPERTY ADDRESS:23 Lilac Lane, Farmington, MN 55024

TAX PARCEL I.D. #: 141530101004LEGAL DESCRIPTION OF PROPERTY:Lot 1, Block 4, Bristol Square Sec-ond Addit ion, Common InterestCommunity No. 258, Dakota County,Minnesota.COUNTY IN WHICH PROPERTY IS










Dated: July 15, 2009.National City Real Estate ServicesLLCMortgagee/Assignee of Mortgagee






MORTGAGOR: Thomas J. Hodsdon, asingle person.

MORTGAGEE: Mortgage EnterprisesInc.

DATE AND PLACE OF RECORDING:Recorded January 31, 2003, DakotaCoun ty Recorder , Documen t No.1993317.

ASSIGNMENTS OF MORTGAGE :Assigned to: National City Real EstateServices LLC , s/b /m National CityMortgage, Inc. f/k/a National City Mort-gage Co., Dated: December 10, 2002,Recorded: January 31, 2003, Docu-ment No. 1993318.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Mortgage EnterprisesInc.


MORTGAGED PROPERTY ADDRESS:815 West 12th Street, Hastings, MN55033

TAX PARCEL I.D.#: 19-31950-030-07LEGAL DESCRIPTION OF PROPERTY:Lot 3, Block 7, Hancock, Thomas &Co.'s Addition to the Town of Hast-ings.COUNTY IN WHICH PROPERTY IS






Sheriff of said county as follows:DATE AND TIME OF SALE: Septem-


Law Enforcement Center, 1580 Hwy55, Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.



Dated: July 15, 2009.National City Real EstateServices LLCMortgagee/Assignee of Mortgagee





DATE OF MORTGAGE: M a r c h 9 ,2005

MORTGAGORS: Lola Triemert andGilbert E. Triemert, wife and husband.

MORTGAGEE: ABN Amro MortgageGroup, Inc., N/K/A CitiMortgage Inc.

DATE AND PLACE OF RECORDING:Registered March 29, 2005, DakotaCounty Registrar of Titles, DocumentNo. 561902, Certificate of Title No.87389.




LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE : ABN Amro MortgageGroup, Inc., N/K/A CitiMortgage Inc.



TAX PARCEL I.D.#: 36-46000-230-13LEGAL DESCRIPTION OF PROPERTY:Lot 22 and the South 10 feet of Lot23 in Block 13 of Lorraine ParkAddition to the City of South St.Paul, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS









"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R E

P R O D U C T I O N , A N D A R EABANDONED."






MORTGAGE: $200,000.00MORTGAGOR(S): Maria Garcia, a

s i n g l e p e r s o n a n d A z a o l a C .Alvarado-Quintero, a single personMORTGAGEE: Mortgage Electronic




cation Number: 100015700057853950Lender or Broker: America's Whole-



LOCATED: DakotaProperty Address: 4485 Clover Ln,


10-22750-190-01LEGAL DESCRIPTION OF PROP -ERTY: Lot 19, Block 1, Eden Addi-tion, Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE










MORTGAGEE : Mortgage Elec -tronic Registration Systems, Inc





DATE OF MORTGAGE: October 15,2004

MORTGAGORS: Juan H. Bazan andMaria G. Ayala-De Bazan, husband andwife.



ASSIGNMENTS OF MORTGAGE :Assigned to: The Bank of New YorkMellon f/k/a The Bank of New York asTrustee for the Certificateholders

Trustee for the CertificateholdersCWALT, Inc. Asset-Backed Certificates,Series 2004-28CB, Dated: May 28,2009.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Lakeland Mortgage Cor-poration

RESIDENTIAL MORTGAGE SER -VICER: Litton Loan Servicing


TAX PARCEL I.D. #: 366430007010LEGAL DESCRIPTION OF PROPERTY:Lot 7, Block 10, Riverside Park Addi-tion to the City of St. Paul, DakotaCounty, Minnesota.COUNTY IN WHICH PROPERTY IS











USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688818-494THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.1812833 7/23-8/27/09




2005MORTGAGOR: Gregory J. Verdeja, a

single person.MORTGAGEE:Argent Mortgage Com-

pany, LLCDATE AND PLACE OF RECORDING:

Recorded January 6, 2006, DakotaCoun ty Recorder , Documen t No.2395073.ASSIGNMENTS OF MORTGAGE :

Assigned to: Deutsche Bank NationalTrust Company , as Trustee in trust forthe benefit of the Certificateholders forArgent Securities Inc., Asset-BackedPass-Through Certificates , Series2006-W2, Dated: February 11, 2009,Recorded: February 17, 2009, Docu-ment No. 2637658.TRANSACTION AGENT: NONETRANSACTION AGENT 'S MORT -


GAGE ORIGINATOR STATED ONMORTGAGE: Argent Mortgage Com-pany, LLCRESIDENTIAL MORTGAGE SER -

VICER: American Home Mortgage Ser-vicing, IncMORTGAGED PROPERTY ADDRESS:

966 Bellows Street, West Saint Paul,MN 55118TAX PARCEL I.D.#: 42-38000-060-40LEGAL DESCRIPTION OF PROP -ERTY: Lot 6, Block 40, Jackson andBidwell's Addition to West St. Paultogether with adjacent vacated streetwhich accrued theretoCOUNTY IN WHICH PROPERTY IS




DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT-GAGEE: $159,716.50That prior to the commencement of


tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:DATE AND TIME OF SALE: Septem-





Deutsche Bank National TrustCompany, as trusteeMortgagee/Assignee of Mortgagee





MORTGAGE: $200,880.00MORTGAGOR(S): Gerald B. Langham

and Carla D. Langham, husband andwifeMORTGAGEE: Fremont Investment &

LoanDATE AND PLACE OF RECORDING:

Recorded: February 19, 2003 DakotaCounty Recorder, Document Number:2002333ASSIGNMENTS OF MORTGAGE: And

assigned to: The Bank of New YorkMellon Trust Company, N.A. fka TheBank of New York Trust Company,N .A . , as successor - ininterest toJPMorgan Chase Bank, National Asso-ciation, fka JPMorgan Chase Bank, asTrustee for the Ace Securities Corp.Home Equ i ty Loan Trust , Ser ies2003-FM1, Asset Backed Pass-ThroughCertificates, Dated: July 15, 2009Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: Fremont Invest-



LOCATED: DakotaProperty Address: 8276 173rd St W,


221707612002LEGAL DESCRIPTION OF PROP -ERTY: Lot 12, Block 2, Cherry RidgeSecond.AMOUNT DUE AND CLAIMED TO BE







DEBT COLLECTOR ATTEMPTING TOCOLLECT A DEBT. ANY INFORMA-TION OBTAINED WILL BE USED FORTHAT PURPOSE.THE RIGHT TO VERIFICATION

��

��

�� THE RIGHT TO VERIFICATION

OF THE DEBT AND IDENTITY OFTHE ORIGINAL CREDITOR WITHINTHE TIME PROVIDED BY LAW ISNOT AFFECTED BY THIS ACTION.THE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: July 23, 2009ASSIGNEE OF MORTGAGEE: TheBank of New York Mellon TrustCompany, N.A. fka The Bank of NewYork Trust Company, N.A., as suc-cessor-in-interest to JPMorganChase Bank, National Association,fka JPMorgan Chase Bank, asTrustee for the Ace Securities Corp.Home Equity Loan Trust, Series2 0 0 3 - F M 1 , A s s e t B a c k e dPass-Through Certificates





MORTGAGE: $115,450.00MORTGAGOR(S): Lisa R. De Luney, a


Registration Systems, Inc.DATE AND PLACE OF RECORDING:Reco rded : Decembe r 02 , 2005

Dakota County Recorder, DocumentNumber: 2385518Transaction Agent: Mortgage Elec-





LOCATED: DakotaProperty Address: 4130 Rahn Rd Apt

308, Eagan, MN 55122-2142T a x P a r c e l I D N u m b e r :

10-22470-308-03LEGAL DESCRIPTION OF PROP -ERTY: Unit No. B308, CIC No. 468,Eagan Gardens , Dakota County ,Minnesota.AMOUNT DUE AND CLAIMED TO BE















MORTGAGE: $255,500.00MORTGAGOR(S): Jay J. Stadler, a

single person and Tina M. Morrison, asingle person

MORTGAGEE: Mortgage ElectronicRegistration Systems, Inc.DATE AND PLACE OF RECORDING:




CorporationResidential Mortgage Servicer: BAC




36-75300-100-00LEGAL DESCRIPTION OF PROP -ERTY: All of Lots Nine (9) and Ten(10), Taurinskas Addition, accordingto the plat thereof on file or of recordin the Office of the County Recorder,Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE















DATE OF MORTGAGE: July 28, 2005MORTGAGORS: Peter D . West and

Karen L. West, husband and wife.MORTGAGEE: ABN Amro Mortgage


Registered August 31, 2005, DakotaCounty Registrar of Titles, DocumentNo. 573612, Certificate of Title No.133311.






MORTGAGED PROPERTY ADDRESS:5732 144th Street West, Apple Valley,MN 55124

TAX PARCEL I.D.#: 01-66700-020-08

TAX PARCEL I.D.#: 01-66700-020-08LEGAL DESCRIPTION OF PROPERTY:Lot 2, Block 8 in Scottsbriar 1st,according to the recorded pla tthereof, Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS















MORTGAGE: $166,683.00MORTGAGOR(S): May Her Yang, a

single womanMORTGAGEE: Mortgage Electronic


Recorded: September 03, 2008 DakotaCounty Recorder, Document Number:2611120ASSIGNMENTS OF MORTGAGE: And

assigned to: U.S. Bank, N.A., Dated:July 10, 2009Transaction Agent: Mortgage Elec-


cation Number: 100021268001703442Lender or Broker: Mortgages Unlim-

ited, Inc.Residential Mortgage Servicer: U.S.


LOCATED: DakotaProperty Address: 3269 Valley Ridge


10-41300-032-05LEGAL DESCRIPTION OF PROP -ERTY: Unit 32, CIC Number 358,Cedar B lu f f Townhome Condo-minium, Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE
















MORTGAGE: $174,265.00MORTGAGOR(S): Guven Alcin and

Colleen Marie Alcin, husband and wifeand Rustem Alcin and Ilknur Alcin,husband and wifeMORTGAGEE : Pioneer Mortgage

CorporationDATE AND PLACE OF RECORDING:


assigned to: U.S. Bank, N.A., Dated:March 31, 2004, Recorded: May 14,2004 Dakota County Recorder, Docu-ment Number: 2204653Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: Pioneer Mortgage

CorporationResidential Mortgage Servicer: U.S.


LOCATED: DakotaProperty Address: 20031 Cabrilla

Way, Farmington, MN 55024-1483T a x P a r c e l I D N u m b e r :

12-24500-051-04LEGAL DESCRIPTION OF PROP -ERTY: Lot 51, Block 4, Empire RiverPreserve, CIC No. 386 according tothe recorded plat thereof, DakotaCounty, Minnesota.AMOUNT DUE AND CLAIMED TO BE












PUBLIC NOTICENOTICE OF ASSOCIATION LIEN

FORECLOSURE SALENOTICE IS HEREBY GIVEN , that

default has occurred in the terms andconditions of the Declaration for Rid-geview Condominium Homes ("Decla-ration") as recorded in the office of theCounty Recorder in and for DakotaCounty, Minnesota, which said Decla-ration covers the following describedproperty situated in the County ofDakota and State of Minnesota, to-wit:Apartment Number 202, 12936Nicollet Avenue South, Condo-minium Ownership No. 15, Ridge-view Condominium Homes

according to the plat thereof on file orof record in the Office of the CountyRecorder in and for Dakota County,Minnesota.PROPERTY ADDRESS : 12936

Nicollet Avenue South Unit 202,Burnsville MN 55337.THAT, pursuant to said Declaration,

there is claimed to be due and owingas of the date of this Notice by Deut-sche Bank National Trust Company,c/o Countrywide Home Loans, Inc.,as Unit owner, to Ridgeview Homeown-ers Association, the principal amountof Four Thousand Nine HundredFour and 50/100 ($4,904.50) forcondominium assessments; and thatany action being now pending at law orotherwise to recover said debt or anypart thereof has been discontinued, orthat an execution upon any judgmentrendered therein has been returnedunsatisfied, in whole or in part, and;THAT, pursuant to said Declaration,

and the statute in such case made andprovided, said debt creates a lien uponsaid premises in favor of RidgeviewHomeowners Assoc iat ion, as ev i -denced by that Notice of Lien datedFebruary 19, 2009, and recordedJune 11, 2009, as Document No.2663587 in the office of the CountyRecorder in and for Dakota County,Minnesota.THAT, notice is hereby given that by

virtue of the power of sale created bystatute, said lien will be foreclosed bythe sale of said premises with thehereditiments and appurtenancesthereto, which said sale will be madeby the Sheriff of Dakota County, atpublic auction to the highest bidder,for cash, to pay the amount then duefor said condominium assessments,together with the costs of foreclosure,including attorney's fees as allowed bylaw, as follows:DATE AND TIME OF SALE: Septem-

ber 9, 2009, at 10:00 A.M.PLACE OF SALE: Law Enforcement

Center, 1580 Highway 55, Hastings,MN.The time allowed by law for redemp-

tion by the Unit owner, their personalrepresentatives or assigns, is six (6)months from the date of said sale.Dated: July 20, 2009

By: David J. Raymond, #221818Attorney for Ridgeview HomeownersAssociation5838 Blackshire PathInver Grove Heights, MN 55076651-455-3100File # 1441125THIS COMMUNICATION IS FROM ADEBT COLLECTOR.1814179 7/23-8/27/09




MORTGAGE: $232,700.00MORTGAGOR(S): Steve G. Mater-

nowski and Patricia A. Maternowski,husband and wifeMORTGAGEE: Wilmington Finance, a

division of AIG Federal Savings BankDATE AND PLACE OF RECORDING:

Recorded: Apr i l 15, 2004 DakotaCounty Recorder, Document Number:2195101ASSIGNMENTS OF MORTGAGE: And

assigned to: MorEquity, Inc., Dated:March 25, 2004, Recorded: January 11,2005 Dakota County Recorder, Docu-ment Number: 2284378Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLende r o r B roke r : W i lming ton

Finance, a division of AIG Federal Sav-ings BankRes iden t ia l Mortgage Serv icer :

MorEquity, Inc.Mortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address : 645 R i ta C t ,


10-32000-020-00LEGAL DESCRIPTION OF PROP -ERTY : Lo t 2 , Ha rvey Addi t ion ,according to the plat thereof now onfile and of record in the Office of theCounty Recorder w ithin and forDakota County, MinnesotaAMOUNT DUE AND CLAIMED TO BE




ber 04, 2009 at 10:00 AM







ASSIGNEE OF MORTGAGEE:MorEquity, Inc.





MORTGAGE: $212,250.00MORTGAGOR(S): James A Michka

and Elizabeth C Jacobs-Michka, Hus-band and WifeMORTGAGEE: Mortgage Electronic







LOCATED: DakotaProperty Address: 14029 Belmont Ct,

Rosemount, MN 55318T a x P a r c e l I D N u m b e r :

34-14502-190-02LEGAL DESCRIPTION OF PROP -ERTY: Lot 19, Block 2, BiscaynePoin te Third Addi t ion, Dako taCounty, MinnesotaAMOUNT DUE AND CLAIMED TO BE











��

��

�� MORTGAGEE : Mortgage Electronic Registration Systems, Inc.





MORTGAGE: $95,200.00MORTGAGOR(S): Cherie Dupuis, a

single womanMORTGAGEE: Mortgage Electronic


Recorded: March 01, 2007 DakotaCounty Recorder, Document Number:2500070Transaction Agent: Mortgage Elec-


cation Number: 100232301120043039Lender or Broker: Centennial Mort-

gage and Funding, Inc.Res iden t ia l Mortgage Serv icer :


LOCATED: DakotaProperty Address: 918 9th St, Farm-

ington, MN 55024-1412T a x P a r c e l I D N u m b e r :

14-77025-040-03LEGAL DESCRIPTION OF PROP -ERTY: Lot 4, Block 3, Towns EdgePlaza, Dakota County, MinnesotaAMOUNT DUE AND CLAIMED TO BE
















MORTGAGORS: James M. Trone andRobert A. Smith, both single.


DATE AND PLACE OF RECORDING:Registered January 10, 2005, DakotaCounty Registrar of Titles, DocumentNo. 556290, Certificate of Title No.134866.

ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc., Dated:June 30, 2009.Sa id Mortgage being Registered



TRANSACTION AGENT S MORTGAGE IDENTIFICATION NUMBER ONMORTGAGE: 100020000286557859

LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Cendant Mortgage Cor-poration D/B/A Burnet Home Loans



TAX PARCEL I.D.#: 36-46000-260-14LEGAL DESCRIPTION OF PROPERTY:The North half of Lot 25 and theSouth half of Lot 26, in Block 14, inLorraine Park Addition to the City ofSt. Paul, according to the recordedplat thereof on file and of record inthe office of the Registrar of TitlesDakota County, Minnesota.COUNTY IN WHICH PROPERTY IS















MORTGAGE: $210,000.00MORTGAGOR(S): Linda R. Tutko, a



ING: Registered: October 11, 2004Dakota County Registrar of Titles,Document Number: 549670Transaction Agent: Mortgage Elec-






LOCATED: DakotaProperty Address: 3427 Upper 149th

Cr, Rosemount, MN 55068T a x P a r c e l I D N u m b e r :

34-62857-050-01LEGAL DESCRIPTION OF PROP -ERTY: Lot Five (5), Block One (1),Rahn's Eight Addition, according tothe recorded plat thereof, DakotaCounty, Minnesota.AMOUNT DUE AND CLAIMED TO BE





Law Enforcement Center, 1580 High-way 55, Lobby S-100, Hastings, Minne-

way 55, Lobby S 100, Hastings, Minnesotato pay the debt secured by said mort-gage and taxes, if any, on said pre-mises and the costs and disburse-ments, including attorney fees allowedby law, subject to redemption withinsix (6) months from the date of saidsale by the mortgagor(s), their per-sonal representatives or assigns.Mortgagor(s) released from financial









MORTGAGE: $228,000.00MORTGAGOR(S): J Carmen Esquivel

Hernandez, a single manMORTGAGEE: Home Loan Funding,

Inc.DATE AND PLACE OF RECORDING:

Recorded: June 10 , 2005 Dako taCounty Recorder, Document Number:2329491ASSIGNMENTS OF MORTGAGE: And

assigned to: Downey Savings and LoanAssociation, F.A., Dated: April 07,2005, Recorded: April 04, 2007 DakotaCounty Recorder, Document Number:2507354And assigned to: Mortgage Elec-

tronic Registration Systems, Inc.,Dated: June 05, 2006, Recorded: June23, 2006 Dakota County Recorder,Document Number: 2440187And assigned to: Central Mortgage

Company, Dated: July 09, 2009Transaction Agent: Mortgage Elec-


cation Number: 100202690327844983Lender or Broker: Home Loan Fund-

ing, Inc.Residential Mortgage Servicer: Cen-


LOCATED: DakotaProperty Address: 4377 Yorktown


10-72997-070-01LEGAL DESCRIPTION OF PROP -ERTY: Lot 7, Block 1, Sunset Elev-enth Addition, Dakota County, Min-nesota.AMOUNT DUE AND CLAIMED TO BE









REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: July 23, 2009






DATE OF MORTGAGE: July 8, 2004MORTGAGORS: John Peter Verstra-

ete and Julie A. Murphy, husband andwife.



ASSIGNMENTS OF MORTGAGE :Assigned to: Wells Fargo Bank, NA asT r u s t e e f o r W a M u M o r t g a g ePass -Through Cert i f icates Ser ies2004-PR2 Trust, Dated: June 29, 2009





MORTGAGED PROPERTY ADDRESS:3310 Rolling Hills Drive, Eagan, MN55121

TAX PARCEL I.D.#: 10-15501-370-02LEGAL DESCRIPTION OF PROPERTY:Lot 37, Block 2, Bur Oak Hills Sec-ond Addition, Dakota County, Min-nesota.COUNTY IN WHICH PROPERTY IS










Dated: July 21, 2009.Wells Fargo Bank, N.A., as TrusteeMortgagee/Assignee of Mortgagee




MORTGAGE: $279,300.00MORTGAGOR(S): Dana R. Martin, a

single personMORTGAGEE: River City Mortgage

MORTGAGEE: River City MortgageCorp.DATE AND PLACE OF REGISTER-

ING: Registered: September 30, 2003Dakota County Registrar of Titles,Document Number: 516294ASSIGNMENTS OF MORTGAGE: And

assigned to: TCF Mortgage Corpora-tion, Dated: July 21, 2003, Registered:September 30, 2003 Dakota CountyRegistrar of Titles, Document Number:516295And assigned to: Mortgage Elec-

tronic Registration Systems, Inc.,Dated: May 01, 2006, Registered: May09, 2006 Dakota County Registrar ofTitles, Document Number: 589855And assigned to: U.S. Bank, N.A.,

Dated: July 16, 2009Transaction Agent: Mortgage Elec-


cation Number: 100021248001902087Lender or Broker: River City Mort-

gage Corp.Residential Mortgage Servicer: U.S.

Bank Home MortgageMortgage Originator: Not ApplicableCERTIFICATE OF TITLE NUMBER:


LOCATED: DakotaProperty Address : 1598 Summit

Shores Cir, Burnsville, MN 55306-5818T a x P a r c e l I D N u m b e r :

02-73084-020-01LEGAL DESCRIPTION OF PROP -ERTY: Lot Two (2), Block One (1),Summit Shores Fifth, CIC No. 376,according to the recorded pla tthereof, Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE
















MORTGAGORS: Don Banham andMelissa Banham, husband and wife.

MORTGAGEE: Tradition MortgageDATE AND PLACE OF RECORDING:

Registered May 13 , 2003 , DakotaCounty Registrar of Titles, DocumentNo. 499224, Certificate of Title No.121378, also recorded with the CountyRecorder on October 3, 2002 as Docu-ment No. 1943200.

ASSIGNMENTS OF MORTGAGE :Assigned to: Wells Fargo Bank, N.A.

successor by merger to Wells FargoHome Mortgage, Inc. Dated: August 9,2002, Registered: May 13, 2003, asDocumen t No. 499225, and a lsorecorded with the County Recorder onOctober 3, 2002, as Document No.1943201. And thereafter assigned to:AmTrust Bank, F/K/A Ohio SavingsBank, Dated: July 1, 2003, Registered:December 24, 2007 as Document No.621794 and by instrument Recorded:January 29, 2009, as Document No.2633648. And thereafter assigned to:Mortgage Electronic Registration Sys-

Mortgage Electronic Registration Systems , Inc . , Da ted: Ju ly 1, 2003 ,Recorded: July 9, 2007, as DocumentNo. 2529044, and by Instrument datedEffective July 1, 2003. And thereafterassigned to: Chase Home FinanceLLC, Dated: July 9, 2009.Sa id Mortgage being Registered



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Tradition Mortgage


MORTGAGED PROPERTY ADDRESS:18108 Jarl Court, Lakeville, MN 55044

TAX PARCEL I.D.#: 22-63101-010-05LEGAL DESCRIPTION OF PROPERTY:Lot 1, Block 5, Raven Lake 2nd Addi-tion, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS















MORTGAGE: $320,000.00MORTGAGOR(S): Richard J. Lamotte,



Recorded: January 26, 2007 DakotaCounty Recorder, Document Number:2491745ASSIGNMENTS OF MORTGAGE: And

assigned to: Central Mortgage Com-pany, Dated: July 15, 2009Transaction Agent: Mortgage Elec-


cation Number: 100488910115984618Lender or Broker : New Century

Mortgage CorporationResidential Mortgage Servicer: Cen-


LOCATED: DakotaProperty Address : 2318 Bonaire

Path, Rosemount, MN 55068T a x P a r c e l I D N u m b e r :

34-02110-013-31LEGAL DESCRIPTION OF PROP -ERTY: That part of Government Lot 2and the West Half of the SouthwestQuarter (W 1/2 of SW 1/4) of SectionTwenty-One (21), Township OneHundred Fifteen (115), Range Nine-teen (19), Dakota County, Minnesota,described as follows:Commencing at the Southeast cor-ner of said West Half of the South-west Quarter (W 1 /2 of SW 1 /4) ;thence North 0 degrees 11 minutes11 seconds West (assumed bearing)along the East line thereof a dis-tance of 1753.82 feet; thence con-tinuing North 0 degrees 11 minutes11 seconds West along said East line

��

��

�� 11 seconds West along said East linea distance of 900.00 feet to the cen-terline of 135th Street West; thenceNorthwesterly on said centerlinealong a non-tangential curve con-cave to the Northeast having a radiusof 433.55 feet, a central angle of 8degrees 32 minutes 38 seconds anda chord bearing of North 63 degrees42 minutes 54 seconds West for adistance of 64.55 feet; thence North59 degrees 26 minutes 36 secondsWest along said centerline, tangentto the last described curve a dis-tance of 295.35 feet to the actualpoint of beginning, thence continu-ing North 59 degrees 26 minutes 36seconds West along said centerline adistance of 171.78 feet; thence alongsaid centerline on a tangential curveconcave to the Northeast, having aradius of 1174.50 feet and a centralangle of 12 degrees 09 minutes 00seconds for a distance of 249.08 feet;thence North 47 degrees 17 minutes36 seconds West along said center-line a distance of 197.50 feet to thecenter l ine of B iscayne Avenue ;thence South 16 degrees 15 minutes18 seconds West along said center-line a distance of 442.16 feet; thenceSouthwesterly on said centerlinealong a tangential curve concave tothe Northwest, having a radius of1454.44 feet and a central angle of 8degrees 17 minutes 48 seconds for adistance of 159.84 feet; thence South72 degrees 23 minutes 03 secondsEast a distance of 685.58 fee t ;thence North 2 degrees, 12 minutes43 seconds East a distance of 413.35feet to the point of beginning andthere terminating; according to theGovernment Survey thereof.AMOUNT DUE AND CLAIMED TO BE

DUE AS OF DATE OF NOT I CE :$352,463.26T H A T a l l p r e - f o r e c l o s u r e

requirements have been complied with;that no action or proceeding has beeninst ituted at law or otherw ise torecover the debt secured by sa idmortgage, or any part thereof;PURSUANT to the power of sa le

con ta ined in sa id mor tgage , theabove-described property will be soldby the She r i f f o f sa id coun ty asfollows:D A T E A N D T I M E O F S A L E :

September 17, 2009 at 10:00 AMPLACE OF SALE: Dakota County

Law En fo rcemen t Cen te r , 1580Highway 55, Lobby S-100, Hastings,Minnesotato pay the deb t secured by sa idmortgage and taxes, if any, on saidp r e m i s e s a n d t h e c o s t s a n ddisbursements, including attorney feesallowed by law, subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assigns.Mortgagor(s) released from financial


A DEBT COLLECTOR ATTEMPTINGTO COLLECT A DEBT . ANYINFORMATION OBTAINED WILL BEUSED FOR THAT PURPOSE.THE RIGHT TO VERIFICATION OF


REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.DATED: July 30, 2009






MORTGAGE: $187,920.00MORTGAGOR(S): Kathryn L. Neuen-

feldt and Joseph W. Neuenfeldt, Wifeand HusbandMORTGAGEE: Mortgage Electronic


Recorded: January 25, 2006 DakotaCounty Recorder, Document Number:2399926Transaction Agent: Mortgage Elec-


cation Number: 100103210000120625Lender or Broker: Prime Mortgage




Rosemount, MN 55068-1817T a x P a r c e l I D N u m b e r :

22-21174-120-01

22 21174 120 01LEGAL DESCRIPTION OF PROP -ERTY: Lot Twelve (12), Block One(1), Donnay's Valley Park 5th, DakotaCounty, Minnesota.AMOUNT DUE AND CLAIMED TO BE















MORTGAGE: $144,000.00MORTGAGOR(S): Adam A. Grobove,

III an unmarried manMORTGAGEE: Mortgage Electronic



assigned to: HSBC Bank USA, NationalAssociation, as Trustee, Dated: August17, 2006, Recorded: September 07,2006 Dakota County Recorder, Docu-ment Number: 2459189Transaction Agent: Mortgage Elec-


cation Number: 100224620000617061Lender or Broker: Ownit Mortgage

Solutions, Inc.Residential Mortgage Servicer: Lit-


LOCATED: DakotaProperty Address: 1134 Ramsey St,


19-77300-070-03LEGAL DESCRIPTION OF PROP -ERTY: Lot 7, Block 3, Tripp's Addi-tion to Hastings, Dakota County,Minnesota.AMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE:HSBC Bank USA , Nat iona lAssociation, as Trustee






MORTGAGORS: Sco t t Henze andKathy M. Henze, husband and wife.






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Principal ResidentialMortgage, Inc.


MORTGAGED PROPERTY ADDRESS:12960 Pleasant Avenue South, Burns-ville, MN 55337

TAX PARCEL I.D.#: 02-15180-100-04LEGAL DESCRIPTION OF PROPERTY:Lot 10, Block 4, Brittany Heights,Dakota Co., Minnesota.COUNTY IN WHICH PROPERTY IS
















MORTGAGORS: C layton W . L itch-field and Rochelle K. Litchfield, hus-band and wife.

MORTGAGEE: Welcome Home Mort-gage Services Co.

DATE AND PLACE OF RECORDING:Recorded Apr i l 24, 2003 , DakotaCoun ty Recorder , Documen t No.2036442.

ASSIGNMENTS OF MORTGAGE :Assigned to: National City Real EstateServices LLC s/b/m National City Mort-gage, Inc. f/k/a National City MortgageCo., Dated: March 14, 2003, Recorded:Ap r i l 24 , 2 0 0 3 , Do cumen t No .2036443.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Welcome Home Mort-gage Services Co.


MORTGAGED PROPERTY ADDRESS:4163 Starbridge Court, Eagan, MN55122

TAX PARCEL I.D.#: 10-83571-100-01LEGAL DESCRIPTION OF PROPERTY:Lot 10 , Block 1, Wenzel SecondAddition, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS










Dated: July 21, 2009.National City Real Estate Ser-vices LLCMortgagee/Assignee of Mortgagee





DATE OF MORTGAGE: July 14, 2003MORTGAGOR: Theresa A . L iv ing-

ston-Kassa, an unmarried person.MORTGAGEE: Brier Mortgage Corpo-

ration.DATE AND PLACE OF RECORDING:

Recorded December 1, 2003, DakotaCoun ty Recorder , Documen t No.2146527.

ASSIGNMENTS OF MORTGAGE :Ass igned to: ABN Amro MortgageGroup, Inc., NKA CitiMortgage, Inc.,Dated: July 14, 2003, Recorded: April30, 2004, Document No. 2199650.



MORTGAGE: NONELENDER OR BROKER AND MORT-

GAGE ORIGINATOR STATED ONMORTGAGE: Brier Mortgage Corpora-tion


MORTGAGED PROPERTY ADDRESS:12931 South Harriet Avenue, Burns-ville, MN 55337

TAX PARCEL I.D. #: 021518001001LEGAL DESCRIPTION OF PROPERTY:Lot 1, Block 1, Brittany Heights,Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS
















DATE OF MORTGAGE: S e p t em b e r25, 2007

MORTGAGORS: Douglas Beauva isand Danielle Beauvais, both single.



ASSIGNMENTS OF MORTGAGE :Assigned to: U.S. Bank, N.A., Dated:

July 10, 2009.TRANSACTION AGENT: Mortgage



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: U.S. Bank, N.A.


MORTGAGED PROPERTY ADDRESS:115 Richmond Street West, SouthSaint Paul, MN 55075

TAX PARCEL I.D.#: 36-71500-050-37LEGAL DESCRIPTION OF PROP -ERTY:Lot 4 and the East 1/2 of Lot 5, Block37, Spring Park, Dakota County,Minnesota.COUNTY IN WHICH PROPERTY IS




That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-

Mortgagee/Assignee of Mortgagee complied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the deb tsecured by said mortgage, or any partthereof;







Dated: July 23, 2009.U.S. Bank, N. A.Mortgagee/Assignee of Mortgagee




MORTGAGE: $176,000.00MORTGAGOR(S): Balla M Musa and

Seham A. Nabry, husband and wifeMORTGAGEE: Mortgage Electronic


Recorded: Ju ly 06 , 2005 Dako taCounty Recorder, Document Number:2337431Transaction Agent: Mortgage Elec-


cation Number: 100026900100793438Lender or Broker : Bell Amer ica

Mortgage, LLC dba Bell MortgageRes iden t ia l Mortgage Serv icer :


LOCATED: DakotaProperty Address: 13313 Morgan Ave

S, Burnsville, MN 55337-2095T a x P a r c e l I D N u m b e r :

02-32850-040-01LEGAL DESCRIPTION OF PROP -ERTY: Lot 4, Block 1, Highland FiveEstates, Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE









��

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MORTGAGE: $117,760.00MORTGAGOR(S): Timothy W. Parkos,

an unmarried manMORTGAGEE: Wachovia Mortgage,


Recorded: October 23, 2003 DakotaCounty Recorder, Document Number:2128807Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-






14-48703-117-05LEGAL DESCRIPTION OF PROP -ERTY: Unit No. 117, CIC No. 319, aCondominium, Middle Creek Con-dominium, Dakota County, Minne-sota.AMOUNT DUE AND CLAIMED TO BE










MORTGAGEE : Wachov iaMortgage, FSB fka World Sav-ings Bank, FSB





DATE OF MORTGAGE: January 19,2007

MORTGAGOR: Heather Moe, a single

MORTGAGOR: Heather Moe, a singlewoman.



ASSIGNMENTS OF MORTGAGE :Assigned to: Bank of America, NationalAssociation as successor by merger toLaSalle Bank NA as trustee for WaMuMortgage Pass-Through CertificatesSeries 2007-OA2 Trust, Dated: July 6,2009




RESIDENTIAL MORTGAGE SER -VICER: JPMorgan Chase Bank, N.A. assuccessor in interest to WashingtonMutual Bank

MORTGAGED PROPERTY ADDRESS:2378 Rushmore Road, Hastings, MN55033

TAX PARCEL I.D.#: 19-29702-380-03LEGAL DESCRIPTION OF PROPERTY:Lot 38, Block 3, Common InterestCommunity #567, Glendale HeightsThirdCOUNTY IN WHICH PROPERTY IS










Dated: July 20, 2009.Bank of America, N.A., as trusteeMortgagee/Assignee of Mortgagee




MORTGAGE: $135,920.00MORTGAGOR (S ) : Th e r e s a M .

Howard, a single personMORTGAGEE: Bankers Mortgage


Recorded: Ju ly 15, 2003 Dako taCounty Recorder, Document Number:2078098ASSIGNMENTS OF MORTGAGE: And

assigned to: TCF Mortgage Corpora-tion, Dated: May 27, 2003, Recorded:July 15, 2003 Dakota County Recorder,Document Number: 2078099And assigned to: Mortgage Elec-

tronic Registration Systems, Inc. ,Dated: May 01, 2006, Recorded: May09, 2006 Dakota County Recorder,Document Number: 2427196And assigned to: U.S. Bank, N.A.,

Dated: July 16, 2009Transaction Agent: Mortgage Elec-


cation Number: 100021248001866365Lender or Broker: Bankers Mortgage



LOCATED: DakotaProperty Address: 17443 Glacier

Way, Lakeville, MN 55044-6432


22-170-52-010-05LEGAL DESCRIPTION OF PROP -ERTY: Unit 10, Cherry Highlands, acondominium, CIC No. 265, DakotaCounty, MinnesotaAMOUNT DUE AND CLAIMED TO BE












PUBLIC NOTICEA . NOTICE OF DEFAULT ANDFORECLOSURE SALE

WHEREAS, on July 12, 2005, a cer-tain Mortgage was executed by MyrtleAllen, as mortgagor, in favor of WellsFargo Bank, N.A., as mortgagee, andwas recorded on August 8, 2005, asInstrument No. 2348756 in the Officeof the Coun ty Reco rde r , Dako taCounty; and

WHEREAS , the Mo r t g a g e w a sinsured by the United States Secretaryof Housing and Urban Development( the Sec re ta ry ) pursuan t to theNational Housing Act for the purposeof providing single family housing; and

WHEREAS , the Mortgage is nowowned by the Secretary, pursuant to anassignment dated March 9, 2007, andrecorded on May 21, 2007, as Instru-ment Number 2518317, in the office ofthe County Recorder, Dakota County;and

WHEREAS, a default has been madein the covenants and conditions of theMortgage in that the payment due onOctober 1, 2008, was not made andremains wholly unpaid as of the date ofthis notice, and no payment has beenmade sufficient to restore the loan tocurrency; and

WHEREAS, the entire amount delin-quent as of August 28, 2009 will be$186,370.31; and

WHEREAS, by virtue of this default,the Secretary has declared the entireamount of the indebtedness securedby the Mortgage to be immediately dueand payable;

NOW , THEREFORE , pursuant topowers vested in me by the SingleFamily Mortgage Foreclosure Act of1994, 12 U.S.C. 3751 et seq., by 24 CFRp a r t 2 7 , s ubp a r t B , and b y theSecretary's designation of me as Fore-closure Commissioner, recorded asInstrument No. ___________, notice ishereby given that on August 28, 2009at 10:00 a.m. local time, all real andpersonal property at or used in con-nection with the following describedpremises ("Property") will be sold atpublic auction to the highest bidder:Lot 12 and the North 1/2 of Lot 13,Block 5, Riverside Park Addition tothe City of South St. Paul, DakotaCounty, Minnesota

Commonly known as : 345 7thAvenue South, South St. Paul, MN

The sa le w i l l be held at DakotaCounty Sheriff's Office, Law Enforce-ment Center, 1580 Highway 55, Lobby#S-100, Hastings, MN;

The Secretary of Housing and UrbanDevelopment will bid $186,370.31, plusattorneys' fees and costs.

There will be no proration of taxes,rents or other income or liabilities,except that the purchaser will pay, ator before closing, his prorate share ofany real estate taxes that have beenpaid by the Secretary to the date of theforeclosure sale. THERE SHALL BE

foreclosure sale. THERE SHALL BENO PERIOD OF REDEMPTION.

When making their bids, all biddersexcept the Secretary must submit adeposit totaling $18,637.03 in the formof a certified check or cashier's checkmade out to the Secretary of HUD. Adeposit need not accompany each oralbid. If the successful bid is oral, adeposit of $18,637.03 must be pre-sented before the bidding is closed.The deposit is nonrefundable. Theremainder of the purchase price mustbe delivered within 30 days of the saleor at such other time as the Secretarymay determine for good cause shown,t ime being of the essence. Thisamount, like the bid deposits, must bedelivered in the form of a certified orcashier's check. If the Secretary is thehighest bidder, he need not pay the bidamount in cash. The successful bid-der will pay all conveying fees, all realestate and other taxes that are due ono r a f te r the del ive ry da te of theremainder of the payment and all othercosts associated with the transfer oftitle. At the conclusion of the sale, thedeposits of the unsuccessful bidderswill be returned to them.

Th e S e c r e t a r y m a y g r an t anextension of time within which todeliver the remainder of the payment.A l l extens ions w i l l be for 15-dayincrements for a fee of $500.00, paid inadvance. The extension fee shall be inthe form of a certified or cashier'scheck made payable to the Secretary ofHUD. If the high bidder closes the saleprior to the expiration of any extensionperiod, the unused portion of theextension fee shall be applied towardthe amount due.

If the high bidder is unable to closethe sale within the required period, orwithin any extensions of time grantedby the Secretary, the high bidder maybe required to forfeit the cash depositor, at the election of the foreclosurecommissioner after consultation of theHUD representative, will be liable toHUD for any costs incurred as a resultof such failure. The Commissionermay , at the direct ion of the HUDrepresentative, offer the property tothe second highest b idder for anamount equal to the highest priceoffered by that bidder.

There is no right of redemption, orright of possession based upon a rightof redemption, in the mortgagor orothers subsequent to a foreclosurecomple ted pursuan t to the Ac t .T h e r e f o r e , t h e F o r e c l o s u r eCommissioner will issue a Deed to thepurchaser(s) upon receipt of the entirepurchase price in accordance with theterms of the sale as provided herein.HUD does not guarantee that theproperty will be vacant.

The scheduled foreclosure sale shallbe cancelled or adjourned if it isestablished, by documented writtenapplication of the mortgagor to theForeclosure Commissioner not lessthan 3 days before the date of sale, orotherwise, that the default or defaultsupon which the foreclosure is baseddid not exist at the time of service ofthis notice of default and foreclosuresale, or all amounts due under themortgage agreement are tendered tothe Foreclosure Commissioner, in theform of a certified or cashier's checkpayable to the Secretary of HUD, beforepub l ic auct ion of the property iscompleted.

The amount that must be paid if themortgage is to be reinstated prior tothe scheduled sale is $NA, plus allother amounts that wou ld be dueunder the mortgage agreement i fpayments under the mortgage had notbeen accelerated, advertising costs andpostage expenses incurred in givingnotice, mileage by the most reasonableroad distance for posting notices andfor the Foreclosure Commissioner'sattendance at the sale, reasonable andcustomary costs incurred for title andlien record searches, the necessaryout-of-pocket costs incurred by theFo rec l os u re Commis s i one r f o rrecording documents, a commissionfor the Foreclosure Commissioner, andall other costs incurred in connectionw i th th e f o r e c l o s u r e p r i o r t oreinstatement.

Tender of payment by certified orcashier's check or application forcancellation of the foreclosure saleshall be submitted to the address ofthe Fo rec l os u re Commis s i one rprovided below.

Date: July 27, 2009/s/ Paul A. WeingardenForeclosure CommissionerPaul A. WeingardenUsset, Weingarden & Liebo P.L.L.P.4500 Park Glen Road, Suite 300St. Louis Park, MN 55416Tele: 952-925-6888Telefax: 952-925-58791830027 7/30-8/13/09




DATE OF MORTGAGE: July 25, 2005MORTGAGORS: Craig Alan Jenneke

and Shannon Marie Jenneke, husbandand wife.


DATE AND PLACE OF RECORDING:Recorded August 9, 2005, DakotaCoun ty Recorder , Documen t No.2349247.

ASSIGNMENTS OF MORTGAGE :Assigned to: U.S. Bank, N.A., Dated:

Assigned to: U.S. Bank, N.A., Dated:July 10, 2009.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: U.S. Bank, N.A.


MORTGAGED PROPERTY ADDRESS:4470 207th Street West, Farmington,MN 55024

TAX PARCEL I.D.#: 14-64275-010-01LEGAL DESCRIPTION OF PROP -ERTY:Lot 1, B lock 1, R ivers ide West ,according to the recorded pla tthereof, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS











Dated: July 24, 2009.U.S. Bank, N. A.Mortgagee/Assignee of Mortgagee






MORTGAGORS: Natalia Melnik andEugene Melnik, wife and husband.


DATE AND PLACE OF RECORDING:Registered May 12 , 2005, DakotaCounty Registrar of Titles, DocumentNo. 565192, Certificate of Title No.146453.

ASSIGNMENTS OF MORTGAGE :Assigned to: Wells Fargo Bank, NA asT r u s t e e f o r W a M u M o r t g a g ePass -Through Cert i f icates Ser ies2005-PR2 Trust, Dated: June 25, 2009Sa id Mortgage being Registered



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Washington Mutual Bank,FA

RESIDENTIAL MORTGAGE SER -V ICER : JPMo rgan Chase Bank ,National Association as successor ininterest to Washington Mutual Bank

MORTGAGED PROPERTY ADDRESS:12214 24th Avenue South, Burnsville,MN 55337

TAX PARCEL I.D.#: 02-81920-070-03

TAX PARCEL I.D.#: 02-81920-070-03LEGAL DESCRIPTION OF PROPERTY:Lot 7, Block 3, Villaburne.COUNTY IN WHICH PROPERTY IS










Dated: July 17, 2009.Wells Fargo Bank, N.A., as TrusteeMortgagee/Assignee of Mortgagee





DATE OF MORTGAGE:July 31, 2008MORTGAGOR: Mary B . Simmer , a


Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded August 11, 2008, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc.,

Dated: July 14, 2009.TRANSACTION AGENT: Mortgage



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Platinum Lending Corpo-ration


MORTGAGED PROPERTY ADDRESS:6756 Foliage Court, Rosemount, MN55068

TAX PARCEL I.D.#: 22-51350-550-01LEGAL DESCRIPTION OF PROPERTY:Lot 55, Block 1, Niakwa Village,Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS







PLACE OF SALE: Sher i f f 's O f f ice,Law Enforcement Center, 1580 Hwy55, Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), their

��

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�� said sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.








MORTGAGE: $207,900.00MORTGAGOR(S): Jessica J. Schuler,



Recorded: Apr i l 21, 2006 DakotaCounty Recorder, Document Number:2422437ASSIGNMENTS OF MORTGAGE: And

assigned to: U.S. Bank National Asso-ciation, as Trustee for the holders ofthe First Franklin Mortgage Loan Trust2006-FF10 Mortgage Pass-through Cer-tificates, Series 2006-FF10, Dated: July10, 2009Transaction Agent: Mortgage Elec-


cation Number: 100425240007502013Lender or Broker: NationPoint a

Division of National City Bank of INResidential Mortgage Servicer: Select


LOCATED: DakotaProperty Address: 13628 Findlay

Ave, Apple Valley, MN 55124-8068T a x P a r c e l I D N u m b e r :

01-31003-050-04LEGAL DESCRIPTION OF PROP -ERTY : Lot 5, Block 4, GreenleafFourth Addition, Dakota County,Minnesota.AMOUNT DUE AND CLAIMED TO BE










DATED: July 30, 2009ASSIGNEE OF MORTGAGEE: U.S.Bank Na t iona l Assoc ia t ion, asTrustee for the holders of the FirstF rankl in Mo r tgage Loan T rust2006-FF10 Mortgage Pass-throughCertificates, Series 2006-FF10




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: June 22, 2006MORTGAGORS: Richard A. Jamie-

son and Jacqueline J. Jamieson, hus-band and wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:

Recorded Ju ly 25, 2006 , Dako taCoun ty Recorder , Documen t No.2448147.ASSIGNMENTS OF MORTGAGE :

Assigned to: THE BANK OF NEW YORKMELLON F/K/A THE BANK OF NEWYORK AS TRUSTEE FOR THE CER-TIFICATEHOLDERS CWABS , INC .ASSET -BACKED CERTIFICATES ,SERIES 2006-13, Dated: September 8,2008, Recorded: October 6, 2008,Document No. 2616389.TRANSACTION AGENT: Mortgage



GAGE ORIGINATOR STATED ONMORTGAGE : Coun t ryw ide HomeLoans, Inc.RESIDENTIAL MORTGAGE SER -

VICER: BAC Home Loans ServicingL.P.MORTGAGED PROPERTY ADDRESS:

15004 Park Avenue, Burnsville, MN55306TAX PARCEL I.D. #: 025655406001LEGAL DESCRIPTION OF PROPERTY:Lot 6, Block 1, Paha Sapa KnollsFifth Addition.COUNTY IN WHICH PROPERTY IS







Law Enforcement Center, 1580 Hwy55, Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.TIME AND DATE TO VACATE PROP-

ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on March 24, 2010.MORTGAGOR(S) RELEASED FROM







MORTGAGE: $478,400.00MORTGAGOR(S): Daovone Chan-

thalinh, a single personMORTGAGEE: Mortgage Electronic


Recorded: June 28, 2007 Dako taCounty Recorder, Document Number:2527097Transaction Agent: Mortgage Elec-


cation Number: 100053030011503548Lender or Broker: Aegis WholesaleRes iden t ia l Mortgage Serv icer :


LOCATED: DakotaProperty Address: 14255 Footbridge

Way, Apple Valley, MN 55124-3331T a x P a r c e l I D N u m b e r :

011658505001LEGAL DESCRIPTION OF PROP -ERTY: Lot 5, Block 1, Cedar IsleEstates 6th AdditionAMOUNT DUE AND CLAIMED TO BE















MORTGAGE: $196,880.00MORTGAGOR (S ) : He i de Lund ,

unmarried womanMORTGAGEE: First Franklin, a divi-

sion of Nat. City Bank of INDATE AND PLACE OF RECORDING:

Recorded: November 17, 2005 DakotaCounty Recorder, Document Number:2381771ASSIGNMENTS OF MORTGAGE: And

assigned to: First Franklin FinancialCorporation, Dated: March 07, 2006,Recorded: Apr i l 03 , 2006 DakotaCounty Recorder, Document Number:2417509And assigned to: U.S. Bank National

Association, As Trustee For The Hold-ers Of The First Franklin MortgageLoan Trust Mortgage Pass-throughCertificates, Series 2006-FF2, Dated:April 01, 2008, Recorded: May 27, 2008Dakota County Recorder, DocumentNumber: 2592917Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: First Franklin, a

division of Nat. City Bank of INResidential Mortgage Servicer: Select


LOCATED: DakotaProperty Address: 8111 Dana Path,


T a x P a r c e l I D N u m b e r :20-18291-030-01LEGAL DESCRIPTION OF PROP -ERTY : Lo t 3 , B lock 1, ConcordCommons 2nd, Dakota County, Min-nesota.AMOUNT DUE AND CLAIMED TO BE










ASSIGNEE OF MORTGAGEE:U.S. Bank National Association,As Trustee For The Holders OfThe First Franklin MortgageL o a n T r u s t M o r t g a g ePass - through Cer t i f ica tes ,Series 2006-FF2





MORTGAGE: $136,000.00MORTGAGOR(S): Nicholas J. Breun

and Melissa L. Breun, husband andwifeMORTGAGEE: Aames Funding Cor-

poration dba Aames Home LoanDATE AND PLACE OF REGISTER-

ING: Registered: December 27, 2004Dakota County Registrar of Titles,Document Number: 555180ASSIGNMENTS OF MORTGAGE: And

assigned to: Deutsche Bank NationalTrust Company, as Indenture Trusteeof the Aames Mortgage InvestmentTrust 2004-1, Dated: July 16, 2009Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: Aames Funding

Corporation dba Aames Home LoanResidential Mortgage Servicer: Lit-



LOCATED: DakotaProperty Address: 3764 Conroy Trl,


20-53652-010-29LEGAL DESCRIPTION OF PROP -ERTY: Lot 1, Block 29, The OaksThird Addition, together with Decla-ration of Covenants, Conditions andRestrictions recorded as DocumentNumber 388776 and amended byDocument Number 403417, DakotaCounty, Minnesota.AMOUNT DUE AND CLAIMED TO BE





Law Enforcement Center, 1580 High-way 55, Lobby S-100, Hastings, Minne-sotato pay the debt secured by said mort-

to pay the debt secured by said mortgage and taxes, if any, on said pre-mises and the costs and disburse-ments, including attorney fees allowedby law, subject to redemption withinsix (6) months from the date of saidsale by the mortgagor(s), their per-sonal representatives or assigns.Mortgagor(s) released from financial




REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: July 30, 2009ASSIGNEE OF MORTGAGEE: Deut-sche Bank National Trust Com-pany, as Indenture Trustee of theAames Mortgage Investment Trust2004-1





MORTGAGE: $256,000.00MORTGAGOR(S): William G. Rogers,

a married manMORTGAGEE: Wachovia Mortgage,


Recorded: October 31, 2006 DakotaCounty Recorder, Document Number:2472435Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-




LOCATED: DakotaProperty Address: 12525 Pinehurst


02-57500-120-02LEGAL DESCRIPTION OF PROP -ERTY: Lot 12, Block 2, Pinehurst,Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE










MORTGAGEE: Wachovia Mort-gage, FSB fka World Savings

gage, FSB fka World SavingsBank, FSB





MORTGAGE: $135,000.00MORTGAGOR(S): Lorie Ann Hable, a

single womanMORTGAGEE : Argen t Mortgage


Recorded: March 06 , 2007 DakotaCounty Recorder, Document Number:2500680ASSIGNMENTS OF MORTGAGE: And

assigned to: Wells Fargo Bank, N.A., asTrustee on behalf of the holders of theAsset Backed Securities CorporationHome Equity Loan Trust, Series AMQ2007-HE@ Asset Backed Pass-throughCertificates, Series AMQ 2007-HE,Dated: January 22, 2007Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: Argent Mortgage

Company, LLCResidential Mortgage Servicer: Select




36-64300-150-12LEGAL DESCRIPTION OF PROP -ERTY: Lot 15, Block 12, RiversidePark Addition, Dakota County, Min-nesota.AMOUNT DUE AND CLAIMED TO BE










ASSIGNEE OF MORTGAGEE:Wel ls Fargo Bank, N .A . , asTrustee on behalf of the hold-ers of the Asset Backed Securi-ties Corporation Home EquityL o a n T r u s t , S e r i e s AMQ2 0 0 7 -HE@ A s s e t B a c k e dPass - through Cer t i f ica tes ,Series AMQ 2007-HE





MORTGAGE: $166,400.00MORTGAGOR(S): Misty L. Nickle,

Single Person and Derek A. Achartz,Single PersonMORTGAGEE: Mortgage Electronic

Registration Systems, Inc.

��

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�� Registration Systems, Inc.DATE AND PLACE OF RECORDING:

Recorded: November 30, 2005, DakotaCoun t y Reco rde r , Documen t # :2384847Transaction Agent : Mortgage Elec-

tronic Registrat ion Systems , IncTransaction Agent Mortgage Identifica-tion Number : 100015700061498131Lender or Broker : America's Whole-sale Lender Residential Mortgage Ser-vicer : Countrywide Home Loans Mort-gage Originator : Not Applicable

LEGAL DESCRIPTION OF PROPERTY:Situated in the County of Dakota andin the State of Minnesota, to-wit: theEas t 103 f ee t o f Lo t Ten (10 ) ,Auditor's Subdivision Number 38,Eagan, Except the South 28 feetthereof.COUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address : 3295 Hwy 55

Eagan, MN 55121Tax Parcel ID No : 100380001010AMOUNT DUE AND CLAIMED TO BE



tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:DATE AND TIME OF SALE: April 23,

2009, 10:00 A.M.PLACE OF SALE: Dakota County





REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.Dated: March 5, 2009

Mortgage ElectronicRegistration Systems, Inc.Mortgagee

Wilford & GeskeAttorneys for MortgageeLawrence A. WilfordJames A. Geske7650 Currell BoulevardSuite 300Woodbury, Minnesota 55125(651)209-3300File ID: 054975-39302NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEThe above referenced sale scheduled

for April 23, 2009, at 10:00 A.M., hasbeen postponed to June 4, 2009, at10:00 A.M. in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, MN, in saidCounty and State.Dated: April 23, 2009


Wilford & Geske, PAAttorneys for MortgageeLawrence A. WilfordJames A. Geske7650 Currell Blvd., Suite 300Woodbury, MN 55125(651)209-3300Client ID: 39302NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEThe above referenced sale scheduled

for June 4, 2009 at 10:00 a.m. hasbeen Postponed to July 30, 2009 at10:00 a.m. in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, MN, in saidCounty and StateDated: June 18, 2009


Wilford & GeskeLawrence A. WilfordJames A. Geske8425 Seasons ParkwaySuite 105Woodbury, MN 55125Ph.: 651-209-3300File ID: 39302NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEThe above referenced sale scheduled

for July 30, 2009 at 10:00 a.m. hasbeen Postponed to September 17, 2009at 10:00 a.m. in the Dakota CountyLaw En fo rcemen t Cen te r , 1580Highway 55, Lobby S-100, in the City ofHastings in said County and State.Dated: July 29, 2009

Mo r t g a g e E l e c t ron i cRegistration Systems, Inc.

Registration Systems, Inc.Mortgagee

Wilford & GeskeBy: Lawrence A. Wilford/James A.Geske8425 Seasons ParkwaySuite 105Woodbury, MN 55125Ph.: 651-209-3300File ID: 393021839607 8/6/09



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: September 7,

2007MORTGAGORS: Jeffrey J. Kabat and

Melissa K. Kabat, husband and wife.MORTGAGEE: National City Mort-

gage a division of National City BankDATE AND PLACE OF RECORDING:

Registered October 5, 2007, DakotaCounty Registrar of Titles, DocumentNo. 618367, Certificate of Title No.138249.ASSIGNMENTS OF MORTGAGE :

NONESa id Mortgage being Registered



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: National City Mortgage adivision of National City BankRESIDENTIAL MORTGAGE SER -

VICER: National City Real Estate Ser-vices LLCMORTGAGED PROPERTY ADDRESS:

15865 Hyland Pointe Court, Apple Val-ley, MN 55124TAX PARCEL I.D.#: 01-34500-270-01LEGAL DESCRIPTION OF PROP -ERTY: Lot 27, Block 1, in HylandPointe ShoresCOUNTY IN WHICH PROPERTY IS




this mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the deb tsecured by said mortgage, or any partthereof;PURSUANT to the power of sa le

contained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:DATE AND TIME OF SALE: May 7,

2009 at 10:00 AMPLACE OF SALE: Sher i f f 's O f f ice,

Law Enforcement Center, 1580 Hwy55, Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidp r em i s e s , a n d t h e c o s t s a n ddisbursements, including attorneys'f e e s a l l ow ed b y l aw s ub j e c t toredemption within six (6) months fromt h e d a t e o f s a i d s a l e b y t h em o r t g a g o r ( s ) , t h e i r p e r s o n a lrepresentatives or assigns.


"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED."Dated: March 12, 2009.

National City BankMortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.By: Paul A. WeingardenAttorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-68884-15570005828833THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEPursuan t to the p rov is i ons o f

M inneso ta S ta tu tes 580 .07 , thef o r e g o i n g f o r e c l o s u r e s a l e i spostponed until July 30, 2009 at 10:00am a t the She r i f f ' s O f f ice , LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN, in saidcounty and state.Dated: May 6, 2009.


USSET, WEINGARDEN AND LIEBO, P.L.L.P.By: Paul A. WeingardenAttorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-68884-1557THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALE

MORTGAGE FORECLOSURE SALEPursuan t to the p rov is i ons o f

M inneso ta S ta tu tes 580 .07 , thef o r e g o i n g f o r e c l o s u r e s a l e i spostponed until September 3, 2009 at10:00 am at the Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN, in saidcounty and state.Dated: July 30, 2009.


USSET, WEINGARDEN AND LIEBO, P.L.L.P.By: Paul A. WeingardenAttorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-68884-1557THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.1838436 8/6/09




MORTGAGE: $100,000.00MORTGAGOR(S): Curtis M. Larson

and Anita M. Larson, Husband andWifeMORTGAGEE: Wachovia Mortgage,

FSB f/k/a World Savings Bank, FSB, aFederal Savings BankDATE AND PLACE OF RECORDING:

Recorded: November 29, 2004, DakotaCoun t y Reco rde r , Documen t # :2271333Transaction Agent : Not ApplicableTransaction Agent Mortgage Identifi-

cation Number : Not ApplicableLender or Broker : Wachovia Mort-

gage, FSB f/k/a World Savings Bank,FSB, a Federal Savings BankRes ident ia l Mortgage Serv icer :

Wachovia Mortgage, FSBMortgage Originator : Not ApplicableLEGAL DESCRIPTION OF PROPERTY:Lot 5, Block 3, Greenleaf 12th Addi-tionCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address : 4681 141st St W

Apple Valley, MN 55124Tax Parcel ID No : 01-31011-050-03AMOUNT DUE AND CLAIMED TO BE



tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:DATE AND TIME OF SALE: April 2,

2009, 10:00 A.M.PLACE OF SALE: Dakota County





REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.Dated: February 12, 2009

Wachovia Mortgage, FSB f/k/aWorld Savings Bank, FSB, aFederal Savings BankMortgagee

Wilford & GeskeAttorneys for MortgageeLawrence A. WilfordJames A. Geske7650 Currell BoulevardSuite 300Woodbury, Minnesota 55125(651)209-3300File ID: 233200-35793NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEThe above referenced sale scheduled

for April 2, 2009 at 10:00 a.m. has beenpostponed to May 21, 2009 at 10:00a.m. in the Dakota County Sheriff'sO f f i c e ; D a k o t a C o u n t y L a wEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, MNDated: March 25, 2009

Wachovia Mortgage FSB, f/k/aWorld Savings Bank, FSBMortgagee

Wilford & Geske, PAAttorneys for MortgageeLawrence A. WilfordJames A. Geske7650 Currell Blvd., Suite 300Woodbury, MN 55125(651)209-3300

(651)209-3300Client ID: 35793NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEThe above referenced sale scheduled

for May 21, 2009 at 10:00 am has beenpostponed to July 2, 2009 at 10:00 ami n t h e D a k o t a C o u n t y L a wEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, MN, in saidCounty and State.Dated: May 20, 2009

Wachovia Mortgage, FSB f/k/aWor ld Sav ings Bank, FSB , aFederal Savings BankMortgagee

Wilford & GeskeBy: Lawrence A. WilfordJames A. GeskeAttorneys for Mortgagee8425 Seasons Parkway, Suite 105Woodbury, MN 55125(651) 209-3300Client ID: 233200-35793NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEThe above referenced sale scheduled

for July 2, 2009 at 10:00 a.m. has beenPostponed to August 6, 2009 at 10:00a .m . in the Dako ta Coun t y LawEnforcement Center, 1580 Highway,Lobby S-100, Hastings, MNDated: July 1, 2009


Wilford & GeskeBy : Lawrence A . Wilford /James A .Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125Ph.: 651-209-3300File ID: 35793NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEThe above referenced sale scheduled

for August 6, 2009 at 10:00 A.M. hasbeen postponed to September 10, 2009at 10:00 A.M. in the Dakota CountyLaw En fo rcemen t Cen te r , 1580Highway 55, Lobby S-100, Hastings,MN, in said County and State.Dated: August 6, 2009


Wilford & Geske, PAAttorneys for MortgageeLawrence A. Wilford8425 Seasons Parkway, Suite 105Woodbury, MN 55125(651)209-3300Client ID: 357931842834 8/6/09




DATE OF MORTGAGE: July 22, 2005MORTGAGOR: J o s e p h Sm i t h , a

single person.MORTGAGEE: J PM o r g a n C h a s e

Bank, N.A.DATE AND PLACE OF RECORDING:

Recorded February 23, 2006, DakotaCoun ty Recorder , Documen t No.2408097.

ASSIGNMENTS OF MORTGAGE :Assigned to: Chase Home Finance LLC,Dated: February 25, 2009.





MORTGAGED PROPERTY ADDRESS:1145 Bidwell Street, Saint Paul, MN55118

TAX PARCEL I.D. #: 427140305001LEGAL DESCRIPTION OF PROPERTY:Lot 5, except the South 10 feetthereof, Block 1, Spande's 4th Addi-tion.COUNTY IN WHICH PROPERTY IS






DATE AND TIME OF SALE: May 7,2009 at 10:00 AM

PLACE OF SALE: Sher i f f 's O f f ice,Law Enforcement Center, 1580 Hwy55, Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidp r em i s e s , a n d t h e c o s t s a n ddisbursements, including attorneys'f e e s a l l ow ed b y l aw s ub j e c t toredemption within six (6) months fromt h e d a t e o f s a i d s a l e b y t h em o r t g a g o r ( s ) , t h e i r p e r s o n a lrepresentatives or assigns.


"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED."

Dated: March 3, 2009.Chase Home Finance LLCMortgagee/Assignee of Mortgagee


M inneso ta S ta tu tes 580 .07 , thef o r e g o i n g f o r e c l o s u r e s a l e i spostponed until July 30, 2009 at 10:00am a t the She r i f f ' s O f f ice , LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN, in saidcounty and state.

Dated: May 6, 2009.Chase Home Finance LLCMortgagee/Assignee of Mortgagee


M inneso ta S ta tu tes 580 .07 , thef o r e g o i n g f o r e c l o s u r e s a l e i spostponed until September 3, 2009 at10:00 am at the Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN, in saidcounty and state.






DATE OF MORTGAGE: J u n e 2 1 ,2004

MORTGAGORS: Douglas Hetland andLisa Hetland, husband and wife.


DATE AND PLACE OF RECORDING:Recorded Ju ly 23 , 2004, Dako taCoun ty Recorder , Documen t No.2229405.

ASSIGNMENTS OF MORTGAGE :Assigned to: Chase Home FinanceLLC, Dated: December 15, 2008.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Bell America MortgageLLC DBA Bell Mortgage


MORTGAGED PROPERTY ADDRESS:19658 Camrose Way, Empire Town-ship, MN 55024

TAX PARCEL I.D.#: 12-72900-040-05LEGAL DESCRIPTION OF PROPERTY:Lo t 4 , B l ock 5 , Summe r G l en ,according to the recorded pla tthereof, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS






DATE AND TIME OF SALE: February19, 2009 at 10:00 AM

PLACE OF SALE: Sher i f f 's O f f ice,Law Enforcement Center, 1580 Hwy55, Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidp r em i s e s , a n d t h e c o s t s a n d

p r em i s e s , a n d t h e c o s t s a n ddisbursements, including attorneys'f e e s a l l ow ed b y l aw s ub j e c t toredemption within six (6) months fromt h e d a t e o f s a i d s a l e b y t h em o r t g a g o r ( s ) , t h e i r p e r s o n a lrepresentatives or assigns.


"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED."

Dated: December 17, 2008.Chase Home Finance LLCMortgagee/Assignee of Mortgagee


M inneso ta S ta tu tes 580 .07 , thef o r e g o i n g f o r e c l o s u r e s a l e i spostponed until April 2, 2009 at 10:00am a t the She r i f f ' s O f f ice , LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN, in saidcounty and state.

Dated: February 18, 2009.Chase Home Finance LLCMortgagee/Assignee of Mortgagee


M inneso ta S ta tu tes 580 .07 , thef o r e g o i n g f o r e c l o s u r e s a l e i spostponed until June 25, 2009 at 10:00am a t the She r i f f ' s O f f ice , LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN, in saidcounty and state.

Dated: April 3, 2009.Chase Home Finance LLCMortgagee/Assignee of Mortgagee


M inneso ta S ta tu tes 580 .07 , thef o r e g o i n g f o r e c l o s u r e s a l e i spostponed until July 30, 2009 at 10:00am a t the She r i f f ' s O f f ice , LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN, in saidcounty and state.

Dated: March 29, 2009.Chase Home Finance LLCMortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688830-6122THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEPursuan t to the p rov is i ons o f

M inneso ta S ta tu tes 580 .07 , thef o r e g o i n g f o r e c l o s u r e s a l e i spostponed until September 3, 2009 at10:00 am at the Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN, in saidcounty and state.






2005MORTGAGOR: Patricia A. Hoyt, a

40A August 6, 2009 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY�� deceased , MARGARET DUDLEY ,deceased , MARCELLA DUDLEY ,deceased, CHARLES SHEEHAN ,deceased , DOROTHY SHEEHAN ,deceased, MARGARET COUILLARD,MARY ELLEN SAMUELSON, PATRICIASHEEHAN , GERALYN SHEEHAN ,JOSEPH DUDLEY, deceased, BELVADUDLEY, deceased, JOSEPH DUDLEY,JR . , MARY ANN ZINKAN , ELLENBURKE, GRACE A. TREWICK, NANCYKELLY, ROBERT JAMES DUDLEY,deceased, BERNAS DUDLEY, deceased,PATRICK DUDLEY, MAUREEN KREN-SKE, KATHLEEN SWEDIN, VINCENTDUDLEY, TIMOTHY DUDLEY, MARGA-RET ROSE DUDLEY, DONALD HIGH-FIELD, deceased, MARY HIGHFIELD,deceased , ROBERT HIGHFIELD ,deceased, COLLEEN MAGNUSON ,EDWARD DUDLEY, deceased, DONNADUDLEY , DENNIS DUDLEY , JOHNDUDLEY, SUSAN HAUGE, FERDINANDW. VOLKERT, JUNE E. VOLKERT, Alsoany other of the defendants who aredeceased and the unknown heirs ofany deceased defendant; Also the suc-cessors or assigns of above named par-ties together with all other partiesunknown that claim a right , title,interest, lien or estate in the realestate described in the Complaintherein, Defendants.THE STATE OF MINNESOTA TOTHE ABOVE NAMED DEFENDANTS:You and each of you are hereby

summoned and required to answer theComplaint of the plaintiff in the aboveentitled action which Complaint hasbeen filed in the office of the Clerk ofDistrict Court above named, in theDakota County District Court in theCity of Hastings, Dakota County, Min-nesota, and to file your answer to thesaid Complaint with the Clerk of theabove named Court within twenty (20)days after the service of this Sum-mons upon you, exclusive of the day ofsuch service; and if you fail to file saidanswer to said Complaint within thetime aforesaid, the plaintiffs will applyto the Court for the relief demanded insaid Complaint.

And you are hereby notified that theobject of this action, among otherthings, is to obtain a judgment that theplaintiffs are the owners in fee simpleof the following described real propertyand that none of said defendants haveany estate or interest therein or lienthereon, and that such action affectsthe following described lands situationin the County of Dakota , State ofMinnesota:

The North half (N 1/2) of SectionTwenty-eight (28), Township Onehund r ed t w e l v e ( 1 12 ) , RangeN i n e t e e n ( 1 9 ) , EXCEPT THEFOLLOWING TWO PARCELS:1. The North 40 acres of the West 55acres of the Northwest quarter (NW1/4) of said Section Twenty-eight(28);2. Beginning at a point which is 1510feet due east of a point two rodssouth of the northwest corner of theNW 1/4 of Section 28, Township 112,Range 19; thence due south 434 feet;thence due west 500 feet; thence duenorth 434 feet; thence due east 500feet to the point of beginning.AND INCLUDING THE FOLLOWING:The Northwest quarter (NW 1/4) ofthe Northeast quarter (NE 1/4) ofSection Eight (8), Township onehund r ed t w e l v e ( 1 12 ) , RangeNineteen (19).

ANDBeginning at a point which is 1510feet due east of a point two rodssouth of the northwest corner of theNW 1/4 of Section 28, Township 112,Range 19; thence due south 434 feet;thence due west 500 feet; thence duenorth 434 feet; thence due east 500feet to the point of beginning.

ANDThat part of the Southwest quarter(SW 1/4) of the Southeast quarter (SE1 / 4 ) o f S e c t i o n Tw e n t y ( 2 0 ) ,Township One hundred twelve (112),Range Nineteen (19), described asfollows:Beginning at the southeast corner ofsaid Southwest quarter (SW 1/4) ofthe Southeast quarter (SE 1 /4) ;then c e No r th 0 ° 09 ’ 2 6 ” Ea s t(assumed bearing) along the east lineof said Southwest quarter (SW 1/4) ofthe Southeast quarter (SE 1 /4)1318.48 feet to a line parallel withand 150.00 feet southeasterly asmeasured at right angles from thecenterline of the existing track of theUnion Pac i f ic Ra i lway Co. l ine ;thence South 62° 56’53” West alongsaid parallel line 1255.40 feet to thecenterline of Canada Avenue, astraveled; thence easterly along saidcenterline 59.25 feet along a nontan-gential curve concave to the northhaving a central angle of 20°21’36”, aradius of 166.73 feet and a chordthat bears South 70°33’24” East;thence South 80°44’12” East, alongsaid centerline, tangent to the lastdescribed curve, 91.95 feet; thencesoutheasterly along said centerline117.02 feet along a tangential curveconcave to the south hav ing acentral angle of 31°12’46” and aradius of 214.80 feet; thence South4 9 ° 3 1 ’ 2 6 ” E a s t , a l o n g s a i dcenterline, 77.82 feet; thence South4 7 ° 1 3 ’ 4 1 ” E a s t , a l o n g s a i dcenter l ine, 139.67 feet ; thencesoutherly along said centerline 59.90feet along a nontangential curveconcave to the west having a centralangle of 32°44’47”, a radius of 104.81feet and a chord that bears South21°22’42” East; thence southerlyalong said centerline 86 .99 feetalong a nontangential curve concaveto the west having a central angle of17°18’49”, a radius of 287.89 feet

17 18 49 , a radius of 287.89 feetand a cho rd tha t bea r s South7 ° 40 ’ 2 0 ” W e s t ; then c e Sou th23°25’37” West along said centerline152.72 feet; thence southerly alongsaid centerline 148.27 feet along atangential curve concave to the easthaving a central angle of 21°17’36”and a radius of 398.96 feet; thenceSouth 2°08 ’02” West a long sa idcenterline 115.16 feet to the southline of said Southwest quarter (SW1/4) of the Southeast quarter (SE1/4), thence North 88°29’36” Eastalong said south line 789.45 feet tothe point of beginning.No personal claim is made against

any defendant.Dated at Cannon Falls, Minnesota

this 9th day of July, 2009.James M. BurkhardtAttorney for Plaintiffs215 Fourth Street NorthCannon Falls, MN 55009(507) 263-3921Attorney I.D. No. 132861811377 7/23-8/6/09

Farmington Area Public Schools is offering area real-tors an opportunity to expe-rience the new Farmington High School and learn more about all of the changes that have taken place in the dis-trict this year. The realtors’ forum is slated for Thursday, Aug. 13, from 9 to 11 a.m. Participants will tour the new school and be provided up-to-date in-formation about the district’s grade configuration, new at-tendance boundaries, school name changes, and other changes. To register, contact the Southern Twin Cities Asso-ciation of Realtors at (651) 452-6611.

Realtors invited to tour new Farmington High School

Building on Recovery Act provisions implemented ear-lier this year, the U.S. Small Business Administration an-nounced recently it can pro-vide surety bond guarantees on federal contracts valued at up to $10 million, if the con-tracting officer certifies that the guarantee is in the best interests of the government. An Interim Final Rule is available for public inspection at The Federal Register. Currently, under a related provision of the Recovery Act that was implemented in March, SBA can provide bond guarantees up to $5 million through September 2010 on all public and private contracts and subcontracts. SBA partners with the

surety industry to help small businesses that would oth-erwise be unable to obtain bonding in the traditional commercial marketplace. Under the partnership, SBA provides a guarantee to the participating surety com-pany of between 70 and 90 percent of the bond amount. “Raising the surety bond limit is a critical step in mak-ing sure small businesses in the construction and service sector have access to federal contracting opportunities that will help drive economic recovery,” SBA Administra-tor Karen Mills said. “These changes support small and emerging businesses nation-wide, particularly construction contractors who have seen

their markets hurt by a poor economy and lagging con-struction.” Additional program en-hancements published in the rule include: • a new small business size standard for this program; • authorization for SBA to exercise discretion in deciding bond liability issues; and, • a definition of “Order” is-sued under an Indefinite De-livery Contract. The new size standard (which will be in effect until Sept. 30, 2010) temporarily replaces the current size stan-dard for the surety bond guar-antee program. Through its Bond Guar-antee program, SBA will also help by guaranteeing bid, pay-

ment and performance bonds to protect the project owner against financial loss if a con-tractor defaults or fails to per-form. Finally, the rule adds a defi-nition for an “Order” issued under an Indefinite Delivery Contract to clarify that SBA bond guarantees apply to in-dividual orders, as well as con-tracts. SBA assistance in locating a participating surety com-pany or agent, and completing application forms, is available online. For more information on SBA’s Surety Bond Guaran-tee Program, including Surety Office contacts, go online to http://www.sba.gov/osg/, or call 1-800-U ASK SBA.

SBA offers $10 million surety bond guarantee for businesses

The following is a listing of select new laws passed dur-ing the 2009 legislative session affecting consumers and busi-ness that took effect Aug. 1. A complete summary of all laws passed by the 2009 Legislature is available online from the House Public Infor-mation Services Office. Go to http://www.house.mn/hinfo/newlaws/newlawsmain.asp.

Employment Contractor or employee? A new law addresses the misclassification of some workers in the trucking and courier industry as indepen-dent contractors rather than employees. Sponsored by Rep. Shel-don Johnson (DFL-St. Paul) and Sen. David Tomassoni (DFL-Chisholm), the law lays out factors all needing to be present for a worker to be considered an independent contractor, including when the individual: • owns the equipment or holds it under a bona fide lease arrangement; • is responsible for the equipment’s maintenance and operating costs; • is paid based on work performed, not time expend-ed; • substantially controls the means and manner of the ser-vice performance; and • enters into a written contract specifying that the relationship is one of an in-dependent contractor and not that of an employee.

Government Divesting from Iran A new law requires the State Board of Investment to divest assets it currently holds with companies that do busi-ness with, or invest in, Iran’s energy sector. Sponsored by Rep. Ryan Winkler (DFL-Golden Val-ley) and Sen. Terri Bonoff (DFL-Minnetonka), the board must identify and com-pile a list of companies en-gaging in “scrutinized busi-ness operations” in Iran. It will then notify the af-

fected companies that they may be subject to divestment. If a company does not take action within 90 days to cease its scrutinized business op-erations, the board will begin selling, redeeming, divesting or withdrawing its stock in the company. The law includes a pro-hibition on acquiring new stocks in such companies. Exemptions are provided to companies involved in hu-manitarian and similar work in Iran. Dental therapist licensure required A provision in the om-nibus higher education law, sponsored by Rep. Tom Ru-kavina (DFL-Virginia) and Sen. Sandy Pappas (DFL-St. Paul), calls for a new class of mid-level dental practitioners - dental therapists. These oral health care practitioners will serve as a middle option between den-tists and hygienists, and work in underserved areas. The law lays out educational require-ments for dental therapists and “advanced dental thera-pists,” and also establishes licensure requirements and other regulations. The Board of Dentistry will receive $110,000 to pay for licensing dental thera-pists.

Industry Paying subcontractors promptly Beginning Aug. 1, 2009, subcontractors and suppliers working on residential jobs will have the same assurance as those working for commer-cial contractors that they’ll be paid in a timely manner. A new law, sponsored by Rep. Larry Howes (R-Walk-er) and Sen. Linda Scheid (DFL-Brooklyn Park), strikes language excluding residen-tial subcontractors and sup-pliers from an existing law requiring prompt payment. Prime contractors or sub-contractors who hire other subcontractors or suppli-ers must pay those they hire within 10 days from the date

payment is requested. The law also stipulates interest to be paid on late payments.

Insurance Speeding up insurance claims Let’s say you own a store and a fire destroys the build-ing and your inventory. You have insurance, but you may find you have to hire a lawyer to get the insurance company to pay up. Sponsored by Rep. Joe Atkins (DFL-Inver Grove Heights) and Sen. Tom Bakk (DFL-Cook), a new law will allow for a 10 percent inter-est charge on the insurance proceeds calculated from the time the insured requests pay-ment of the policy amount, plus reasonable attorney fees and court costs. It also clarifies the term and usage of “surviv-ing spouse” as it relates to a business of a deceased pro-fessional who was the sole owner of a firm at the time of their death. The law gives the surviving spouse one year after the professional’s death to sell the practice; prior law allowed only 90 days. Sale of life insurance poli-cies modified Some people who pur-chase a life insurance policy sell it to a third party before the policy matures. A new law sponsored by Rep. Joe Atkins (DFL-Inver Grove Heights) and Sen. Chris Gerlach (R-Apple Valley) modifies stat-utes regulating viatical settle-ments. Under the law, a broker or provider will need to be licensed by the state where the person selling the policy resides. A licensed insurance producer agent in good stand-ing will be allowed to operate as a viatical settlement broker. The law also lays out grounds for a license to be suspended or revoked and for refusal to issue or renew the license of the provider, broker or agent. Although the law is effec-tive Aug. 1, 2009, a viatical settlement provider, broker or investment agent transacting

business in Minnesota may continue to do so pending approval or disapproval of the provider’s, broker’s, or invest-ment agent’s application for a license as long as the applica-tion is filed with the state by Dec. 31, 2009. Acupuncturist services reimbursement – Treatment by licensed acupuncture prac-titioners will become more widely reimbursed by health care plans that already offer physician-supervised or pro-vided coverage only. A new law provides equal access to a licensed acupunc-ture practitioner for services covered under a regulated health plan. If acupuncture services provided by a physician are covered, the same services provided by a licensed acu-puncture practitioner must also be covered. It does not require health plans that don’t cover any acupuncture services to be-gin doing so. It applies to coverage issued, renewed or continued on or after Aug. 1, 2009.

Law Greater attorney fee awards Sponsored by Rep. Joe Mullery (DFL-Mpls) and Sen. Don Betzold (DFL-Fridley), a new law elimi-nates a per-hour cap on an award of attorney’s or agents fees in a civil action or con-tested case where the state is a party. Under current law, when a court finds the state is not justified in bringing forth an action, the defendant is en-titled to an award of attorney fees and expenses. However, the $125 hourly cap, estab-lished in 1986, is still in stat-ute. Supporters said it is hard to get good legal representa-tion at that limited price. The law will allow a judge to issue a reasonable award based on the prevailing mar-ket rate for the kind and quality of service received by the defense.

New laws that affect business enacted

Cedar Avenue BRT site OK’d During its July 20 meet-ing, the Lakeville City Coun-cil approved a Metro Transit plan to build a 191-parking-stall bus rapid transit station along Cedar Avenue just south of 175th Street. Construction was set to begin by the end of July. The 7.6-acre plot where the BRT station will be was purchased by the Metropoli-tan Council in July. Once it’s completed on Sept. 28, bus stations in Eagan, Apple Valley and Lakeville will dot the Cedar Avenue corridor, providing people with transit access to a dozen destinations, including Minneapolis, St. Paul and the Mall of America, according to Dakota County and Metro Transit officials. Construction of the Ce-dar Avenue surface lot will cost $1.3 million and be con-structed in two phases. Phase two, for which no timetable has been presented, will in-crease the size of the lot from 191 to 392 stalls.

– Derrick Williams

08/06/2009 - dakota county tribune business weekly

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