10/11/2012 - dakota county tribune business weekly

Dakota County Tribunedate ##, 2009 Volume 30, Number #

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Dakota County TribuneAUGUST 6, 2009

VOLUME 30, NUMBER 22

Since 1884JENNY WOODS

STACEY ACKERMAN

ANDREW MILLER

A new ‘Frontier’ of promotions 2A

Threads & Inks tests young entrepreneur 7A

Hitting a Grand Slam for entertainment 8A

dakotacountytribune.biz

B U S I N E S S w e e k l y

FORUM

BUSINESS 101

BEST PRACTICES

BEST PRACTICES

The 2009 Legislature couldn’t balancea budget the governor could OK, but tended to

other hot topics.

4A

A mentor can help

a young worker rise through the ranks of an organization or lead to other career

opportunities.5A

Knowing the difference between

advertising and public relations can help businesses

create buzz that works.

6A

Pixar promotes a culture of communication that reaps innovation and profits in movie-making.

6A

HAROLD

TORRENCE

by Stacey AckermanDAKOTA COUNTY TRIBUNE

Doug Cole, founder of Cole’s

Salon, attended St. Paul Barber

School at age 18 where he learned

from Jerry Rients, his longtime

mentor. Today Rients, 74, works at

Cole’s Apple Valley salon as a bar-

ber, which he has been doing for

the past 20 years. Rients continues

to be a mentor for Cole, and has

inspired him for the last four de-

cades. Cole opened his first Cole’s Sa-

lon in Burnsville in 1979. It was

the only salon south of the river

at that time that serviced the en-

tire family. During the late 1970s,

Burnsville was booming and it was

a perfect opportunity for Cole to

grow with the community and

raise his own family.

This October the company will

celebrate its 30-year anniversary.

The business currently operates

five salons – in Burnsville, Apple

Valley, two in Eagan and Savage

– and has 330 employees. Cole

has purposefully kept his locations

south of the river to form strong

community ties.

Learning an hour a day is some-

thing Cole has taught his employ-

ees for the last 30 years, and is what

he attributes to his businesses’ suc-

cess. In 1970, Doug Cole opened

Children’s Barber at Southdale

Mall. Three years later, at age 23,

he closed the salon because one

employee was too much.

“From age 18 to 26 I didn’t

learn, which was detrimental to my

business. Jerry encouraged me to

start learning an hour a day,” Cole

said. “From the very beginning,

we established a learning culture,

grounded in the desire to better

ourselves, provide true value to our

customers and live by our values

and principles.” Cole started the Golden Nug-

gets program in which employees

are challenged to write 200 nug-

gets in six months.

“Golden nuggets are putting

good things in our mind. It is

about positive self-talk and self-

thought,” Cole said.

Every one of Cole’s employees

is given a notebook in which they

write down positive affirmations

every day such as, “We will receive

what we believe” and “Habits leave

a trail.” Each Cole’s Salon also has a

learning library, where employees

are encouraged to keep learning

and developing their skills through

reading, videos and CDs.

The company also created the

Star Thrower program, which en-

hances self-learning and profes-

sional development. Team mem-

bers are encouraged to attend

industry and nationwide events to

stay abreast of trends.

Cole’s Salon has several em-

ployees who’ve been with the com-

pany for 30 years because they keep

learning and growing throughout

their careers. “Cole’s has been all I need to

make my life successful and be

fulfilled,” said Janel Murphy, a 30-

year Cole’s Salon veteran. “At the

end of the day, I feel good about

making others feel good.”

Cole’s Salon has grown through

the years by nurturing employ-

ees and building a loyal clientele.

Many clients have been seeing the

same stylist for several years.

“The customer service keeps me

coming back,” said Trish Perkins,

a client at the Apple Valley salon

who has been seeing stylist Jessica

Stapf for 13 years. “They definitely

cater to what you want. Jessica will

take my calls and squeeze me in.”

While a lot has changed in the

business over 30 years, the com-

pany hasn’t changed its core values,

which stem from trust and honesty

and consists of “growing yourself,”

Photo by Rick Orndorf

Cole’s Salon leadership (from left) Laura Trish, Melissa Hanson, Tim

Cole, Doug Cole,Char Tourtillott, and Trish Storhoff.

Cole’s Salon

celebrates 30 years

While fads fade, salon endures

BurnsvilleCobblestone Court

952 435 / 8585

EaganCedar Cliff

651 454 / 1390

EaganEagan Station

651 456 / 9454

Apple ValleySouthport Centre

952 891 / 4112

SavageMarketplace at 42

952 226 / 5310

Experience Gives Back

Walk into any one of Cole’s Salon’s five locations

in the South Metro area and you will find the

experience to be special. Enter into the salon

and instantly you will be greeted by friendly staff

members as they assist you in making your visit

unique. As you look around the warmly lit work

stations you’ll notice busy professionals

performing the latest hair styling trends or

foiling techniques. Walk around further and

you’ll notice glass doors that lead you to the spa

area where massage treatments, manicure and

pedicure services or the latest in skin

rejuvenation services are provided. Or sit and

relax in the in the spa waiting area sipping a

warm cup of herbal tea. Of course, something

this special doesn’t just happen overnight.

The first Cole’s Salon opened its doors 28 years

ago with owner Doug Cole specializing in

children’s haircuts. From the onset his vision

was to focus on people. Today, with more than

300 employees, the vision remains steadfastly

the same; provide exceptional service that goes

beyond the client’s expectations, delivered by

people who are constantly learning new skills

and developing their own careers. In an industry

noted for high turn-over, many of the original

staff still remain with Cole’s.

“We want to give each team member the

opportunity to take hold of their biggest dreams

and bring them into reality” says Cole. “The best

way we know to do this is by providing on-going

education by sharing the latest tools, resources,

and training in an active learning culture.” Each

salon is equipped with a resource center used

for group learning while veteran employees

provide individual mentoring opportunities for

new hires.

Twenty-three years ago, Jennifer Wilson was

one of those new hires. Today along with her role

as salon manager she is one of three vice

presidents helping to shape the future of Cole’s.

Visit her at the newly remodeled Apple Valley

location and she will proudly share the merits of

the new granite counter tops or the custom tiled

floors that lead to the new spa area. “All this

re-modeling is important for the success of our

company, but it’s still about people. We will

continue to look for the best candidates available

to join our company” says Wilson. “It may not be

easy because we are not looking for team

members who just want to get the job done; we

are looking for people who truly want to serve

our guests.”

Reflecting on the past three decades Doug Cole

explains, “We have been very fortunate the

people of this community have been more than

generous in their support for our salons.” Many

of the staff members are part of this community

and feel deeply committed to giving back

through their involvement in neighborhood and

charitable events. Cole’s team members and

their families enjoy participating and leading the

way in their communities and throughout the

Twin Cities to build awareness and raise money

for causes such as Multiple Sclerosis, Colon

Cancer, Breast Cancer, Military makeovers and

more. Cole’s proudly supports their efforts.

“We’ve heard it before, yet it’s still true,” says

Cole in closing. “we are all in the people

business. We look forward to providing a great

place for people to come to work as well as

serving our community for years to come.”

“We want to give each team member the

opportunity to take hold of their biggest

dreams and bring them into reality”— Doug Cole, owner

www.colessalon.com

— PAID ADVERTISING —

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Legislative candidates debate 2aOld Lakeville Senior Center sold 2aRevenue commissioner talks taxes 6a

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forum

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neWs

dakoTa arTs

ecm ediTorial

Voters should deny a constitutional amendment requiring photo ID to vote because of the restrictions it would create.

4a

Former Minnesota secretary of state and current lawmaker says requiring a photo ID will ensure election integrity.

4a

Despite commissioner’s pleas to reconsider, Dakota County will leave the Minnesota River Board.

5a

Dakota Countyauthor writes about his experiences in Papua New Guinea tracking MIA soldiers.

28a

marykiffmeyer

Tomegan

craigmacinTosh

Yoga and martial arts to fuse in EaganNew yoga studio to open in Fusion Martial Arts in

Novemberby Jessica Harper

DAKOTA COUNTY TRIBUNE

To some, yoga and martial arts may seem like opposites. Matt Blomquist, owner of Fu-sion Martial Arts in Eagan, believes the two can easily fuse together. “It seems like a nice pairing,” Blomquist said. “Both require a combination of mental and physical precision. They are two dif-ferent paths to the same end.” Blomquist recently partnered with Twin Cities yoga instructor Brigitte Ko-epke to bring a new yoga studio inside the martial arts business at 1012 Diffley Road. The studio called Fusion Yoga is set to open Nov. 1 and will offer a variety of yoga classes in its private studio, which is expected to cost between $60,000 to $70,000 to renovate. “It’s ideal for families,” Blomquist said. “There isn’t anything like it in the south suburbs that offers a heated environ-ment.” A shared main entrance will allow parents to drop off their children at Tae-kwondo classes and proceed to the yoga studio, while a separate door off the stu-dio will enable people to bypass the mar-tial arts area. The business partners met last year when Blomquist began taking classes from Koepke to learn to teach yoga. Eventually the two began talking about opening a yoga studio, and from there, Fusion Yoga was born. The partnership between Blomquist and Koepke seemed to have blossomed over the past year as well due to their pas-

sion for their own craft. Blomquist found his passion for

martial arts as a child and has taught the art

f o r

the past 16 years. “I have a passion for teaching and love helping people find their inner strength,” he said. Koepke fell in love with yoga while study-ing dance performance at the University of Minnesota. A few years after graduating, she took a new path as a yoga instructor. “Both dance and yoga involve how the body moves, but dance is done for others and I like that yoga is done for oneself,” she said. Blomquist has owned Fusion Martial Arts

for 10 years and was interested in expanding upon the business. Despite the recession, Fu-sion Martial Arts has prospered in the last few years with 2009 marking its second most profitable year, Blomquist said. After learning about the increased de-mand for yoga in Eagan, Blomquist decided to pursue that avenue, which he felt would be a natural fit with martial arts. At the same time, Koepke, a yoga instruc-tor in St. Paul, had dreamed for years of hav-ing her own business.

“I’ve spent a few years in manage-ment and it seemed like the next step,” she said. Blomquist and Koepke said they have no reservations about competition in the area. “We have something unique with specialized instruction and that is afford-able,” Blomquist said. Once open, Fusion Yoga will offer individual classes as well as membership packages. Class will range between $12 and $18. For more information Fusion Yoga or Fusion Marital Arts, visit www.fusion-yoga.com or fusionminnesota.com.

Jessica Harper is at [email protected] or facebook.com/sunthisweek.

Photo by Jessica Harper

Matt Blomquist, owner of Fusion Martial Arts, and Twin Cities yoga instructor Brigitte Koepke formed a partnership to create Fusion Yoga, which is set to open on Nov. 1 in the same space on 1012 Diffley Road as Fusion Martial Arts.

2A October 11, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Eagan-Burnsville Minnesota Senate, House candidates focus on jobs, education

by Jessica HarperDAKOTA COUNTY TRIBUNE

Jobs, education and the economy remained at the forefront during a Wednes-day forum among District 51 legislative candidates. A crowd of residents and business owners filled the Rasmussen College class-room to standing-room only on Sept. 26 to hear from the six contenders. The forum, hosted by the Dakota County Regional Chamber of Commerce, in-cluded Sen. Ted Daley, R-Ea-gan, Jim Carlson, District 51 DFL candidate, Rep. Doug Wardlow, R-Eagan, Laurie Halverson, District 51B DFL candidate, Rep. Diane An-derson, R-Eagan, and Sandra Masin, District 51A DFL candidate. Although every candidate called for civility among the two parties, not everyone re-frained from trading barbs. Describing the past ses-sion as dysfunctional and scandalous, Democrats point-ed to the state shut down and recent “sex scandal” involving Republican Sen. Amy Koch and staffer Michael Brodkorb as Republican failings. “The Legislature is on the wrong track. … Republicans have focused on social issues instead of their own failings,” Carlson said.

Republicans returned the blows by claiming Democrat-ic support for “ObamaCare” will hurt small businesses.

Health Care The two sides were split on whether they support in-surance exchanges created by the Federal Health Care Act. Daley said he doesn’t sup-port the exchanges and sug-gested the state should wait until after the November election to create a plan to comply with the federal law. Halverson said she believes the state must create a plan immediately to tailor the pro-gram to Minnesota’s needs. “If we don’t take action, we will get a one size fits all plan,” she said. Wardlow concurred with Daley adding that “Obam-aCare” is nothing more than a tax on employers. “We will stop taxing small business owners if the ex-change is overturned,” he said. Masin agreed with Halv-erson, adding that Minnesota can build upon its existing health care systems by tailor-ing a plan early. Anderson argued that ex-changes under the federal act would infringe upon private health decisions. “We need to make sure we have quality care at an afford-

able cost,” she said. “We need to keep health care private. This will bring government into health care and they will make the decisions.” Carlson argued that the exchanges will allow people to consider cost and quality of insurance plans. He said he believes the Legislature should focus more on Medicare fraud and misappropriated UCare funds, programs aimed at providing insurance for the elderly and low-income Min-nesotans.

Job creation Carlson also pointed to the exchanges and similar measures as ways the Legis-lature can help create jobs. “Small businesses are of-ten tied up in health care,” Carlson said. “In other coun-tries, this isn’t a problem.” He added that bonding bill is another key way to cre-ate jobs in Minnesota. Masin and Halverson agreed pointing to the 2012 bonding bill and Vikings sta-dium as examples of ways the Legislature will create thou-sands of jobs over the next few years. All three added that ade-quately funding education in the state is another essential way to grow jobs. Anderson agreed that ed-

ucation is a key component to growing jobs. “We must support K-12 education to ensure the state has a trained workforce,” she said, adding that reducing regulation and taxes are just as essential. Daley and Wardlow agreed. “We need to lead by get-ting out of the way,” Daley said. Wardlow added that he believes government has got-ten too big and is “getting in the way of entrepreneurship.”

Education All six candidates placed education among their top priorities but had very differ-ent ways to address the issue. Democrats and Republi-cans pointed fingers at one another when addressing the funding shifts imposed on school districts over the past several years. “We are living on $2.7 bil-lion owed to schools in the state,” Carlson said. According to the Min-nesota Department of Edu-cation, the state owed Rose-mount-Apple Valley-Eagan School District $78.7 million, Burnsville-Eagan-Savage $28.2 million and West St. Paul-Mendota-Eagan $12.7 million as of June 2012. The Democrats agree that

these shifts cause property taxes to rise as school districts look to recoup their loses from borrowing and tax levy referendums. All three said that if elected, they would find a way to balance the state’s budget without bor-rowing from school districts. Republicans disagreed with the Democrat’s depic-tion. Daley said he supports funding K-12 education, adding that he believes edu-cation is funded better today than under previous legisla-tures. Wardlow and Ander-son agreed, noting that Gov. Mark Dayton vetoed a Re-publican proposal to reinstate education funding using the state’s surplus. Republicans and Dem-ocrats also disagreed on whether teacher performance assessments should be used to determine layoffs and pay increases. Wardlow said he believes these assessments will al-low districts to retain strong teachers. “Most teachers are very good but some are not,” he said. “We need to reward teacher excellence.” Anderson concurred say-ing that she strives “to make it easier for districts to ensure it has the best teachers.”

Although Daley supports implementing a teacher per-formance system, he stressed that parents must also be involved to have successful schools. Carlson noted the Legis-lature must address a multi-tude of issues, in addition to teacher performance, when trying to address student achievement. Pointing to Minnesota’s achievement gap between white students and mi-norities, Carlson said: “The teachers are the same for all these students and yet we have the same results.” Carlson said he believes poverty, hunger and early childhood education must be addressed first. Halverson said she too is leery of a performance-based system because she believes its effectiveness needs further research. Masin accused proponents of the system of “dwelling on the wrong issue.” “We need to focus on funding education and on the size of classrooms,” she said. “When we’re talking a class-room of 38 kids, how much time can a teacher spend with each kid without a para?”

Jessica Harper is at [email protected] or face-

book.com/sunthisweek.


Sen. Ted Daley, R-Eagan (left), Jim Carlson, District 51 Democratic candidate, Laurie Halverson, District 51B Democratic candidate, Rep. Doug Wardlow, R-Eagan debate over the issues during a forum on Sept. 26 hosted by Dakota County Regional Chamber at Rasmussen College.


Sandra Masin, District 51A Democratic candidate, and Rep. Diane Anderson (right) both said they value jobs, education and the economy by had different ways to address those issues.

Rosemount-based church to buy the downtown facility

by Aaron M. VehlingDAKOTA COUNTY TRIBUNE

The Lakeville City Council voted to sell the old downtown senior center building for $345,000 at its Oct. 1 meeting.

The city had received an offer about a week before from Rose Mountain Spiri-tual Community Center of Rosemount. About $230,000 will go toward paying down the cost of the Heritage Center project and the rest will go toward paying off a block grant from Dakota County that helped fund the initial

Senior Center project in the early 1980s. That money, said City Administrator Steve Mielke, will go back into Lakeville’s account with the Dakota County CDA for future CDA-eligible projects. The building’s final “as-is” sale value matches an appraisal from about eight months ago. There was ne-

gotiation surrounding the sale price, but the parties settled at the appraised val-ue, Mielke said. The buyer is expected to close on the place within the next 90 days, Mielke said, adding that there are two contingencies: (1) The buyer will have the property inspected and if something troublesome is found can

walk away (likewise, he said, the city could walk away as well); (2) As a church or re-ligious organization, Rose Mountain must acquire a conditional-use permit. This would take a couple months. Mielke said he does not expect anything to go awry with the deal. The Heritage Center,

which houses the Lakeville Senior Center, the Lakeville Area Historical Society and the Lakeville Beyond the Yellow Ribbon organization, opened last week. Aaron Vehling can be reached at [email protected] or facebook.com/sun-

thisweek.

Lakeville finds buyer for former Senior Center

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 11, 2012 3A

Buzz

People, places and pursuits creating buzz in Dakota County business

this week as submitted by the local business community

Submissions to Buzz: www.DakotaCountyTribune.biz

Submission to Buzz TheDakotaCountyTribuneBusinessWeeklyincludespromotions,newhires,retirements,awardsandothersuchbusinessnewsontheBuzzpage.Ifyouhaveanannouncementyouwouldlikeincludedinthispartofthenewspaper,[email protected],faxto(952)846-2010ormailittotheAppleValleyofficeat15322GalaxieAve.,Suite219,AppleValley,MN55124.Whensendingaphotobye-mailbesurethatitis200dpiorgreater.Includeadaytimephonenumberifsomeonefromthenewsroomneedstocontactthebusinessforadditionalinformation.Deadlineis5p.m.FridaypriortoThursdayedition.Submissionofinformationdoesnotguaranteepublication.Allitemsaresubjecttoediting. Tipsonwhattoincludeinthesubmissionare:names,titles,dates,businessname,briefdescriptionofthenewstakingplace,briefdescriptionofthebusiness,contactnamesandnumbers.

NoteworthyClaudiaStegoraHired as business banker and market managerBremer Bank, Lakeville

ClaudiaStegorahasbeenhiredasbusinessbankerandmarketmanagerofBremerBank’sLakevillelocation.Stegorahasmorethan16yearsofbankingexperi-encewitheightyearsfocusedintheTwinCities. PriortojoiningBremer,StegorawaswithUSBankservingasvicepresidentandrelationshipmanagerintheTwinCitiesBusinessBankingGroupinAppleValley.ShepreviouslyworkedatJPMor-gan/ChaseManhattaninNewYorkCity. Stegorahasabachelor’sdegreeineconomicsfromRutgersUniversity.ShehasbeenactivevolunteerwithBrushwithKindnessandSecondHarvestHeartland.

ronald e.thomaSPresents at National Association for Community College Entrepre-neurship Conference

RonaldE.Thomas,presidentofDa-kotaCountyTechnicalCollege,Rose-mount,willpresentatthe10thannualconferenceoftheNationalAssociationforCommunityCollegeEntrepreneur-shipinChicago,Ill.,Oct.7-10. Thethree-dayconferenceisexpectedtodraw500communitycollegead-ministratorsandfacultyfromacrossthenationandaroundtheworld.Morethan50learningsessionsandworkshopswillbeheldtoshareinformationontheworkbeingdoneatcommunitycollegesacrossthecountrytosupporttheentrepreneur-ialaspirationsofthepeopletheyserve. Thomas,whoalsoservesasNACCEboardchair,willpresentasessiontitled“IncreasingEntrepreneurs’EngagementinCommunityColleges,”whichwillin-formattendeesaboutCommitmentNo.3ofthePresidentsforEntrepreneurshipForum.

anthonyBumgarnerJoins US Federal CU Advisors as financial advisorBurnsville

AnthonyBumgarnerhasbeenhiredasafinancialadvisoratUSFederalCUAdvisors,Burnsville. Bumgarnerhasmorethan13yearsoffinancialplanningexperience.HewillprimarilyberesponsibleforservingUSFederalCreditUnion(USFCU)mem-berslocatedinthenorthernTwinCitiesmetroareaandwillbebasedinUSF-CU’sFridleyandMinneapolisbranches.

AccoladesBBB of minneSota and north dakota winS mott award

TheBetterBusinessBureauofMinnesotaandNorthDakota(BBB)waspresentedtheMarshallA.MottAwardattherecentAssemblyofBet-terBusinessBureausheldSept.30toOct.3inWashington,D.C. TheawardrecognizesoutstandingoverallcommunicationsbyalocalBBBinareassuchasinternalandexternalcommunications,aswellasadvertisingandmarketingcampaigns.Thisfol-lowswinsinthiscategoryin2008and2010.TheBBBpresentedwiththisawardmaynotcompeteforitagainthefollowingyear. InadditiontobeingnamedthewinneroftheMottAward—thehighesthonorforalocalBetterBusi-nessBureau—attherecentAssemblymeetings,theBBBofMinnesotaandNorthDakotaalsowontheOut-standingBBBAwardforAdvertisingReview.AdreviewisacoreserviceoftheBBB,whereinadvertisinginMin-nesotaandNorthDakotaismonitoredcloselyforadherencetotheBBBCodeofAdvertising.Advertisementsthatseemquestionableor“toogoodtobetrue”arechallenged,witharequesttoeithersubstantiateoraltertheadver-tising.

Business Briefsdakota Supply group joinS with montana Company

DakotaSupplyGroup(DSG),whichhasabranchinBurnsville,hasacquiredMDMSupply,adistributorofplumbing,HVACandindustrialPVF(pipe,valves,fittings)supplies.MDMSupplyhaslocationsinBoze-man,Helena,KalispellandMissoula,Mont. MDMSupplywillretainitsnameandstaff.Whileitwillbecomeadivi-sionofDSG,virtuallyeverythingelsewillbe“businessasusual”forbothcus-tomersandmanufacturers.ThisnewpartnershipwilladdwesternMontanatoDSG’sservicearea,whichcurrentlyincludesMinnesota,NorthDakota,SouthDakotaandWisconsin,aswellaseasternMontanaandpartsofIowa,Michigan,NebraskaandWyoming. TheacquisitionofMDMSupplywilladdnearly70employeeownerstoDSG.Beyondtheircompatibilityinproductselection,thetwocompaniessharemanytraits,includinganorga-nization-widecommitmenttotreatingbothcustomersandmanufacturersaspartners.

Business BriefsnaCr winS ContraCt aS authorized vendor

Eagan-basedsolutionintegrationexpertNACRhasbeenawardedafive-yearcontractbythestateofDelaware.Underthecontract,eligiblepublicsectorentitiescantakeadvantageofpre-negotiated,competitivepricingwhenpurchasingcommunicationsproductsandservicesfromNACR.

retail growth ContinueS in lakeville

ThegrandopeningfortheLakev-illeWalmartisscheduledforWednes-day,Oct.17.UltimateMartialArts&FitnessiscurrentlyunderconstructioninthenewretailbuildingattheHeri-tageCommonsdevelopmentincentralLakeville.Afallopeningisplanned.Mi5Fitness&CrossfitLakevilleisnowopeninitsnewlocationonKen-rickLoopjustoffofKenrickAvenuesouthofCountyRoad46.CherryBerryandWildBirdsUnlimited,bothlocatedintheCrossroadsShoppingCenterattheintersectionofCedarAvenueandDoddBoulevard,alsorecentlyopened.

BuSineSS workShop Slated oCt. 26 in roSemount

TheDakotaCountyCommunityDe-velopmentAgency,DakotaCountycitiesandchamberswillhostacounty-wideinformationalworkshoptitled“HittingaHomeRuninDakotaCounty–TipsforSmallBusinessSuccess”from8to11a.m.Friday,Oct.26,attheRosemountCommunityCenter.DakotaCountybusinessownersareinvitedtoattendthisfreeinformationalworkshoptogettipsonbringingsuccesstotheirbusi-ness.Visitwww.dakotacda.orgformoreinformationandtoregistertoattend.

Business BriefsmCdonald’S expanSion ContinueS

ConstructionhasbegunforanewMcDonald’srestaurantlocatedatCedarAvenueand179thStreetintheCross-roadsShoppingCenterinLakeville.AnexistingbuildingwasdemolishedtoallowforthenewMcDonald’stobeconstructed. OnSept.17,theLakevilleCityCouncilapprovedaconditionalusepermitthatwillallowfortheexistingMcDonald’sintheMcStopareaalongCountyRoad70toberenovatedandaddaseconddrive-throughlane. AtitsOct.1meeting,theLakevilleCityCouncilapprovedaconditionalusepermitforanewMcDonald’stobeconstructedinfrontoftheBrunswickZonealongCountyRoad46justwestofI-35.

frontier launCheS moBile produCtS with at&t

FrontierCommunicationsCorpora-tioncustomersinLakeville,Burnsville,AppleValley,FarmingtonandRose-mountcannowbundleAT&TwirelessservicewithFrontierproducts. InNovember2011FrontierandAT&TMobilityannouncedathree-yearagencyagreementwhichcomplementsFrontier’sservices.Theagreementof-fersFrontiercustomersthebenefitsofAT&T’smobilebroadbandnetworkandawidearrayofwirelessdevicesandap-plicationsaspartofaFrontierbundle,allonasinglebillfromFrontier.

j&e CompanieS upgradeS to voip teChnology

Lakeville-basedJ&ECompanieshaspartneredwithFrontierCommunica-tionstoupgradeitscommunicationstoVoIPtechnologyatallfiveofitsplants.


by Mary KiffmeyerSpecial to the tribune

opponents of photo iD claim there is “no problem.” but, how could you possibly know that 2.8 million voters are who they say they are without a photo iD require-ment? From the 2008 presidential elec-tion, we have over 6,200 ballots out of 23,000 cast by voters who still cannot be found. how do you pros-ecute a voter or find out if their vote is eligible if you cannot find them? it is too late to remove their bal-lot and somehow the rest of us are expected to just believe they were all eligible. that just doesn’t make sense when a simple solution like photo iD exists. Minnesota is the 34th state to propose strengthening the integrity of the voting process using an iD requirement, 17 of which require the voter’s photo and several coun-tries around the world, including canada and Mexico, employ some form of voting identification. Min-nesota’s vouching system is one of only two states that use it and not used anywhere else in the world! opponents of photo iD say that previous recounts have gone smoothly so – all must be well. but recounting ballots is at the end of the process and by state law can-not account for fraudulent voters. counting ballots accurately that never should have been in the ballot box to begin with, is not a measure of a good election system. the photo iD amendment would require a voter to show a government-issued valid form of photo identification, something that at least 98 percent of registered Minnesota voters already have. this proof of identification would in-clude a state iD, a driver’s license, a u.S. passport, a u.S. military iden-tification card or a tribal iD card. For those select few who do not already possess a valid government issued iD, the amendment also in-cludes a provision requiring the state to make state-issued photo iDs available to the public, free of charge. current constitutional voting el-igibility requirements gives citizens the right to vote if eligible. a voter must be 18 or older on election Day, a u.S. citizen and a resident of Minnesota for at least 20 days. Fel-ons without rights being restored or under guardianship also do not have the right to vote. there is nowhere else in society today, including union elections and the Democratic national con-

vention, that operates without an iD requirement. So why would we not take something as valuable as a ballot, which controls the future of our government, just as seriously? Furthermore, there is nothing in this amendment that requires any local government spending above what is currently spent today run-ning elections as they usually do. Mail balloting, absentee voting and same day registration in Min-nesota will continue if voters ap-prove the amendment this novem-ber. there is not one word in the amendment that would eliminate these methods of voting. the current Minnesota absentee ballot already asks for a form of eli-gibility verification through a driv-er’s license number or social secu-rity number. the only difference is that, as with military and overseas absentee ballots, these boxes would become a requirement not optional as now. Mail balloting, under the amendment, would allow for a vot-er to provide a witness signature to confirm that the voter presented a valid form of identification. if a voter forgets to bring an iD, they would cast a provisional bal-lot, which 44 other states use to ensure every single voter can vote. they will have time to verify their identity with a local election offi-cial (including any city, township or county office) between election Day and the official certification of the election seven days later. then results will be included in the of-ficial tally. in similar sized states as Minnesota, provisional ballots account for on average of approxi-mately 1.5 ballots per precinct not the outrageous number claimed by opponents. armed Forces deployed overseas would most certainly be able to vote if the amendment passes. these voters are protected federally under the MoVe act and uocaV act and thus are not affected by state laws or constitution. With this constitutional photo iD amendment, our election sys-tem will continue to be easy to vote while using a photo iD will make it harder to cheat!

Mary Kiffmeyer is a Minnesota state representative (R-Big Lake) and a

former secretary of state. She was the chief author on the photo ID consti-tutional amendment bill. Columns

reflect the opinion of the author.

Forum

Submissions to Forum: www.DakotaCountyTribune.biz

this country is stronger when virtually every adult is empowered with their con-stitutional right to vote. Few restrictions should limit this right, and a change in those limits should only be made when it’s been demonstrated that the rights of the majority are in danger. there are two principles of a free elec-tion on which all should agree. those who either are not citizens or who have lost their right to vote should not be vot-ing. every citizen regardless of economic physical condition, politics, religious belief, race, gender or age must be given an op-portunity to vote. on nov. 6, Minnesotans will vote on a significant change in voting rights – a con-stitutional amendment that would require a valid voter identification with a photo-graph of the individual voting. if passed, the amendment also says the state must issue photographic identi-fication at no charge. a voter unable to provide a government-issued photograph identification would be permitted to cast a provisional ballot that can be counted only after lawful identification is provided. the editorial board of ecM publish-ers inc., heard presentations by two experts

on both sides of this question. one repre-senting opposition to the amendment was Mark ritchie, secretary of state, and a chief proponent, rep. Mary Kiffmeyer, former secretary of state. after those presentations and some discussion, the board voted to oppose the voter iD amendment. republicans who have proposed the amendment argue that strict voter iD laws are necessary to prevent voter fraud. the editorial board’s primary reason for opposing the amendment is lack of evi-dence of voter fraud and voter imperson-ation in Minnesota elections. according to an exhaustive search and analysis of voter fraud by the carnegie-Knight’s “news21” program, there have been 10 cases of voter fraud and no cases of voter impersonation in Minnesota since the year 2000. proponents of the amendment point to 6,200 people who voted in an election whose addresses could not be traced. the inability of following up on the addresses for 6,200 out of two to three million vot-ers is not proof of voter fraud and much less conclusive proof that the constitution should be amended. county officials are concerned that passage of the voter iD amendment alone would cost local, county and state govern-ments millions of extra dollars. Some ex-perts believe that voter photo iD would make it more difficult for poor people and minorities to vote. proponents counter that the amend-ment would strengthen the integrity of the voting system and guarantee that the one voting is the one in the photograph, elimi-nating voter impersonation. the news 21 study, however, showed that of 146 million registered voters in the united States in elections since the year 2000, there were 10 cases of voter impersonation. the editorial board also noted that Minnesota consistently is a leader in voter turnout, in part because it has same-day voter registration that would be eliminated in favor of provisional voting, which some experts believe could reduce the number of voters, drive up the cost of elections and delay the outcome. the editorial board also stressed that the mechanics of conducting an election should be handled in the legislature and not by amending the constitution, which was written to protect voter freedom. in the final analysis, the empowerment of every citizen to cast a ballot outweighs the prevention of perceived but unproven voter fraud.

This is a product of the ECM Editorial Board. Sun Thisweek and the

Dakota County Tribune are part of ECM Publishers Inc.

Editorial ResponseECM Editorial

Voting restrictions outweigh the merits of photo iD

Voter iD requirement will be a benefit, not a burden

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Amendment 2Photo identification required for voting

Shall the Minnesota Constitution be amended to require all voters to present valid photo identification to voteand to require the state to provide free identification to voters effective July 1, 2013.


Apple Valley, Rosemountbusinesses awarded for excellence

by Jessica HarperDAKOTA COUNTY TRIBUNE

Rosemount and Apple Valley businesses were among nine companies to receive the 2012 Business Excellence Awards Sept. 27 from the Dakota Coun-ty Regional Chamber of Commerce. Apple Valley-based CNH Architects and AAA Auto Salvage and SKB En-vironmental, both of Rose-mount, received the award for implementing environ-mentally friendly initia-tives. SKB Environmental, a demolition and construc-tion waste disposal compa-ny, was the first industrial business in Dakota County to implement a triple line collection system. This large-scale waste process-ing system enabled SKB to recycle 116,000 tons of construction and demoli-tion waste last year. “We are committed to environmental protection while thriving in a com-petitive industry,” said Don Chapdelaine, spokesperson for SKB Environmental. Its Rosemount recycling site was the first among the company’s facilities to develop an organic waste compost system, which is now at all SKB sites. AAA Salvage, which salvages used vehicles, was recognized for its efforts to recycle and reuse auto parts. CNH Architects in Ap-ple Valley provides archi-

tectural services for public and private businesses and is the first architect in Min-nesota to be certified as a Green Globe Professional. CNH earned the certifica-tion for its energy-efficient designs and green build-ings. The company has also donated its services to local schools and communities to create wind and solar proj-ects. The other Business Ex-cellence award winners are Eagan-based companies Coca-Cola Refreshments, International Office Tech-nologies and Superior Ser-vice Center; Burnsville-based Sprint by ASW; West St. Paul-based Rapid Refill Ink; and Mendota Heights-based Materials Processing Corp. “It’s nice to be recog-nized for our efforts,” said Dan Sjolseth, owner of Su-perior Service Center. “We were looking to save money and ended up preserving the environmental, too.” The auto maintenance and repair center switched last year to water-based paint to minimize environ-mental hazards and began recycling sheet metal and plastic car parts. The busi-ness also installed green features such as LED lights to save on energy costs and be more green. Coca-Cola Refresh-ments recently install LEED features such as ef-ficient heat fans and recy-cling bins. The company

also uses motion sensor lights in its facility and has worked to reduce its water usage by partnering with Ecolab and other Eagan businesses. International Office Technologies, which re-pairs and sells refurbished printers, desktop computers and laptops, has taken sev-eral steps to eliminate waste when providing its services. “We process 6 million pounds of material and none of it goes to landfills,” said Bob Brennan, CEO of International Office Tech-nologies. Sprint by ASW in Burnsville is the largest provider of Sprint services and was recognized by the chamber for its efforts to recycle wireless devices. The company also created a program in which it buys used wireless devices to re-furbish and distribute to charities. Rapid Refill Ink reman-ufactures computer printer ink and toners, and was recognized for its efforts to recycle ink and toner car-tridges. Materials Processing Corp. provides IT manage-ment and risk mitigation services and was recognized for its development of in-novative tools to recycle used electronics.

Jessica Harper is at [email protected] or face-

book.com/sunthisweek.


Nine businesses from throughout the county received the Business Excellence Award on Sept. 26 from the Dakota County Regional Chamber of Commerce.

by Laura AdelmannDAKOTA COUNTY TRIBUNE

Pollution in the Minne-sota River upstream from Dakota County is so appall-ing that the county is pull-ing out of the organization charged with cleaning it up. The action is meant to send a message to legislators that the Minnesota River Board is so dysfunctional it is unable to fulfill its mis-sion to clean the river. Despite Dakota County Commissioner Tom Egan’s pleas to reconsider, commis-sioners voted 5-2 to leave the Minnesota River Board joint powers organization. Egan is the county’s cur-rent representative on the board and next year’s River Board chair. Most commissioners have served on the River Board and experienced the early-morning meetings – filled with finger-pointing, disagreements and contro-versy – which are held hun-dreds of miles from Dakota County in inconvenient corners of the state. Minnesota River Board members argue about the board’s governance struc-ture, where resources are di-rected, fees each entity pays and who is to blame for the river’s high pollution lev-els. “Some say the problem is soil erosion caused by devel-opment,” said Egan. “Oth-ers say it’s the industrial de-velopment that is occurring in southwest Minnesota, others say it’s farming or best management practices. Nobody can agree on any-thing.”

The river flows through 15,000 miles of south-central Minnesota through 38 counties, but only 23 of them are dues-paying members of the joint pow-ers agreement to oversee the river’s environmental health. Only a northwest por-tion of Dakota County is included in the basin, but based on the county’s population annual dues are $2,500. Money was not the pri-mary concern from com-missioners who said they want meetings to result in action for cleaning the river. Instead, Egan said he leaves meetings frustrated because “nothing but con-flict occurred.” The arguments are simi-lar to ones that occurred a decade or so ago in Dakota County with the Vermillion River Watershed, said Da-kota County Commissioner Joe Harris. After years of contro-versy stalling action, Dakota County took over gover-nance of the Vermillion River Watershed and con-flicts were resolved. A governance structure was established, a fee struc-ture was set and river clean-up activities have been ac-complished. Similar action is needed by the state to clean up the Minnesota River, Harris said. Commissioners Paul Krause, Nancy Schouweiler, Will Branning and Kath-leen Gaylord agreed. Commissioner Liz Workman agreed with Egan, who argued against

pulling out, because the River Board is going to hire a neutral facilitator to bring the parties together and de-vise a new governance struc-ture and establish financing parameters. Workman voted to stay in the organization because she feared further destruc-tion of the river without Dakota County’s involve-ment. Harris said he was “ab-solutely appalled” to see the Minnesota River’s polluted condition between Manka-to and LeSueur during a recent trip. Gaylord said the Min-nesota River is polluting the Mississippi River as well, calling it “crucial” to get the river cleaned up. “It’s important to do it,” Gaylord said. “This organi-zation isn’t getting it done.” Other entities have also pulled out, and it is expected under its current structure that the River Board will run out of funding for staff-ing and expenditures within its next fiscal year. “It’s probably time to get out,” Krause said. “Make it fail, and maybe the state will get on board and do some-thing to make those coun-ties out there abide by the rules and the laws and not pollute that river,” Schouweiler agreed. “There’s a great saying,” she said. “When the horse is dead, dismount.”

Laura Adelmann is at [email protected] or

facebook.com/sunthisweek.

Conflict contributing to river pollution

Dakota County pulls out of Minnesota River Board

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Walker Methodist, which operates Highview Hills in Lakeville, recently com-pleted a major expansion of Westwood Ridge in West St. Paul. The $18-million invest-ment adds new memory care apartments and care suites, and a transitional care unit, fitness center and reha-bilitation department that provides physical therapy, occupational therapy and speech therapy. This expan-sion creates a campus that offers a continuum of care by expanding from the existing 127 apartments in the inde-pendent and assisted living community. Walker Methodist West-wood Ridge’s Transitional

Care and Rehabilitation aims to enable customers to quickly recover from sur-gery or illness. The 24-hour secure memory care apart-ments includes an interactive kitchen and secure outdoor garden. Ten care suites are designed around common living areas with short dis-tances from the apartments to near community ameni-ties. “We fiercely protect cus-tomers’ desire to make their own choices and fulfill their wishes,” said Nick Kozel, vice president of market-ing and communications for Walker Methodist, “that’s why everyone who comes here will experience our mis-sion: ‘Life. And all the living

that goes with it.’ ” Located atop a hill in West St. Paul, Westwood Ridge is surrounded by woods and nature and offers several walking paths. The project created jobs for 125 trade workers dur-ing construction and an ad-ditional 100 ongoing jobs at the campus. Walker Methodist, a non-profit organization, has been in operation since 1876. Its eleven properties are located throughout Minnesota and offer a wide range of choices including housing with a va-riety of services, rehabilita-tion and transitional care, a dental clinic, and adult day care. Learn more at www.walkermethodist.org.

Walker Methodist opens expansion in West St. Paul


Tax system is unbalanced three-legged stool State revenue commissioner says reforms are needed

by T.W. BudigDAKOTA COUNTY TRIBUNE

Those who sit on one of Revenue Commis-sioner Myron Frans’ three-legged stools will topple off. Frans brought his brightly painted symbols of the state tax system to the Met Council last month as part of Gov. Mark Dayton’s adminis-tration initiative on tax reform. In the past months, Frans has traveled the state talking taxes, listening to the public and government officials. The three-legged stools — now marked with various signatures — serve to illustrate the three streams of tax revenue — income, property tax, sales taxes — flowing into state coffers. The legs on the stool representing the tax streams in 1999 are about equal length, as the tax generators were more or less equal at that time. But the legs on the stool representing the 2010 tax streams provides an unstable platform as they have diverged. “I broke it once,” Frans said of the unbal-anced stool. “I’ve been told not break it again.” The uneven revenue flow is only one foible in the state’s current tax system. He said there’s no magic formula but a balance is preferable. There’s a need for better transparency, Frans said. Frans considers Minnesota’s property tax system the most complex in the United States. Things aren’t a lot better when it comes to the income tax, he explained. The number of adjustments on the individu-al income tax form has jumped from nine to 50 since 1987. Beyond this, the commissioner spoke of “hidden spending” — tax credits, exemptions, deeply embedded in state tax code — automati-cally siphoning billions out of the tax revenue stream. Out of the annual state tax revenue of $27 billion in 2010, only $16 billion remained after the hidden spending. Venturing into politically hotter ground, Frans, citing revenue department tax incidence study data, said the state’s effective tax rate fa-vors the wealthy in terms of percent of income

paid to taxes. The top 10 percent of Minnesota earners pays almost 17 percent less than the remaining 90 percent of wage earners in terms of percent-age of income paid to taxes. More specifically, middle income households — those earning between $41,000 to $53,000 — pay about 12.3 percent of their income to state and local taxes. By contrast, the top 1 percent, those earning more than $429,000 annually, pay 9.7 percent of their income to taxes. This has not escaped notice. One of the most repeated slogans of Demo-crat Dayton’s gubernatorial campaign was “tax the rich.” Nationally, wealth has been massing at the top for years, Frans explained.

The top 10 percent, which includes families with an annual income above $109,600, has a 50 percent share of the overall U.S. income. This has not been seen since the late 1920s, according revenue department data. Still, the percent of local and state tax reve-nue as percent of personal income in Minnesota in recent years has been below the U.S. average, Frans said. He pointed out other foibles in the system. While the corporate income tax rate at 9.8 percent is the third highest in the United States, the effective corporate tax rate ranks much low-er, he explained. “It’s not a good way to sell Minnesota as a place to do business,” he said. In taking questions from council members, Frans indicated neighboring states have lower

sales tax rates than Minnesota. But Minnesota does not extend its sales tax to clothing, which is unusual. Theoretically, by broadening the sales tax base, Minnesota could get its sales tax rate down to perhaps 3 percent without losing revenue. “There’s an enormous amount of stuff we don’t tax,” he said. Broadening the tax base has been heated is-sue. Council Member Steven T. Chávez of Eagan asked why the same principles guiding business, the sharp realities of investment and return, couldn’t be applied to state taxation and spending. Would it be possible to put together a some kind of grand tax reform bargain as achieved in the 1980s? “If you get people to hold their fire,” Frans said, stressing the need for elected leaders to re-frain from predictable rhetoric and step forward with a willingness to bargain. Frans has a number of tax reform ideas, but is avoiding talking about them, preferring to listen for now. The number of possible solutions to the puzzle isn’t limitless. “There’s just so many ways to solve the prob-lem,” he said. But there are a lot of conflicting opinions, Frans added. Dayton Administration officials are looking to include a tax reform component to the pro-posed, two-year state budget the governor will release in January. Revenue department officials have held more than a dozen town hall tax reform forums over past months, including ones in Roseville and Farmington. Information about the reform initiative, and parade of charts and graphs, can be found on the Revenue Department website at http://www.revenue.state.mn.us/tax_reform/Pages/Tax-Reform.aspx.

T.W. Budig can be reached at [email protected] or facebook.com/sunthisweek.

Photo by T.W. Budig

Minnesota Revenue Commissioner Myron Frans holds up a three-legged stool representing the state’s three tax revenue streams.

District 191 forum ranges from achievement gap to budget gaps 10 seek four School

Board seats by John Gessner


Candidates in a crowded District 191 School Board race addressed topics ranging from closing the achievement gap to closing budget gaps during a 90-minute forum Oct. 2 at Di-amondhead Education Center. Topics included hiring a re-placement for Superintendent Randy Clegg, who was singled out for criticism by candidates Mark Traikoff and Tom Mc-Casey, both of Burnsville. Clegg is retiring from the Burnsville-Eagan-Savage district next June 30. Seven candidates, including incumbents Ron Hill of Savage, Sandra Sweep of Burnsville and DeeDee Currier of Burnsville, are running for three four-year terms. Three, including incum-bent Robert VandenBoom of Eagan, a board appointee, are running for a two-year term. Traikoff and McCasey pro-vided most of the fireworks in the wide-ranging forum, arranged and moderated by Burnsville business owner Tom Taylor.

Both have been fierce critics of the district in the wake of the controversy over the buyout of Tania Chance, the ex-human resources director who resigned in February under a separa-tion agreement that paid her $255,000 for not working the last 18 months of her two-year contract. The buyout angered many residents and teachers who pressed for details of the district’s split with Chance that board members said were pro-tected by data privacy law. “I am running for school board to help clean up the mess, to assist in earning back public trust and to demand account-ability, disclosure and transpar-ency,” said Traikoff, a former substitute teacher in the district who calls himself Mark “MR. TEAK” Traikoff after a nick-name he said his former stu-dents gave him. Most candidates didn’t tar-get Clegg, but they were asked what they’d like to see in a new superintendent. Hill, the board chair, said a collaborative nature, experi-ence in a multicultural environ-ment like District 191 and deep knowledge of curriculum and instruction are his top priorities.

“Our district is a little bit concerned about the changes that are happening,” said Seema Pothini, an equity and diversity facilitator who’s seeking a four-year term. “We need someone who can come in and make people feel good and make them feel empowered.” Said McCasey, “I just want to remind the taxpayers, the current school board is what got us Mr. Clegg, who failed.” Sweep called for the su-perintendent search team to include a representative from each school. “Our district is not one-size-fits-all across all our buildings,” she said. Asked about recurring an-nual budget shortfalls that could exceed $15 million over the next four years, Currier said a new budget format that breaks spending down by pro-gram area will help the public form ideas about spending pri-orities. Joshua Mathews, who’s seeking the two-year term, said he favors using some of the district’s historically high $10 million budget reserve to help cushion the blow. “And this is what people

don’t want to talk about – you have to look at cutting costs,” Mathews said. The fund balance shouldn’t be used to help balance the budget, said Mark Korman of Burnsville, who’s seeking a four-year term. Families have to cut back, and so should school districts, he said. Perhaps the district could start an incentive program to encourage teachers to “do more with less,” Korman said. “The money that’s in the account right now is for some-thing unforeseen, and it should stay there,” said Korman, who has twin sons in the autism pro-gram at Rahn Elementary and said special education is a high priority. “But the pattern, as we well know in education, is being asked to do more with less,” re-sponded Steve Dove, a former assistant principal and athletic director at Edina High School who teaches graduate school at the University of St. Thomas. A review of possible budget reductions and revenue boost-ers should precede tapping the fund balance, Dove said. Closing an elementary or junior high school – ideas some

residents have suggested and the board has considered – are not budget panaceas, with es-timated savings of $300,000 to between $500,000 and $700,000, respectively, Hill said. “The final kicker when you close a building, there’s a boundary change,” Hill said, noting that the district is con-sidering a variety of facilities options, including repurposing some buildings. “We have everything on the table,” VandenBoom said. “We’re looking at buildings, we’re looking at mapping changes, we’re looking at school choice.” Traikoff argued that the dis-trict under Clegg has wasted money building an “overbloated district administration.” He of-fered as evidence appointment of separate directors of curricu-lum, assessment and instruc-tion, and the district’s commu-nications department. “You fund the classroom. You fund the teachers,” said Traikoff, who claimed the number of administrators in the district grew from 51 in 2008 to 60 in 2009 while the ranks of educational assistants were cut by 10 percent.

The district disputes Trai-koff ’s claims on administration numbers and says the number of administrators in the Teach-ing and Learning function is comparable now to what it was in 2008. McCasey cited as an ex-ample of wasteful spending the “failed” Envision Academy of the Arts, one of several mag-net programs the district chose to launch in 2009 as part of a state-mandated plan to reduce racial imbalances between 191 and the nearby Lakeville Area School District. McCasey said the “thousands upon thousands of dollars” could have gone to fund classroom teachers. However, the arts school was funded by a combination of state money and local taxes earmarked by law only for inte-gration programs. Candidates were asked how the district can narrow achieve-ment gaps affecting minority students and students learning to speak English. “Lots of districts are deal-ing with that,” Dove said, add-ing, “All-day kindergarten is a tremendous positive step to-ward making progress on the

See 191 Forum, Page 7A


Most candidates prepared at forum

Wear: ‘I don’t know’by Laura Adelmann


Farmington’s City Coun-cil candidate forum Sept. 27 delved into city issues that one mayoral candidate appeared unprepared to discuss. Incumbent Mayor Todd Larson and challenger David Pritzlaff, both wearing suits, delivered verbal punches at each other while tackling is-sues with depth and knowl-edge of local government. But political newcomer Jerry Wear, wearing a hooded sweatshirt, laughed nervously and mum-bled quick answers, often stat-ing, “I don’t know,” and ending his answers well before his al-lotted time was up. Wear said he was running for mayor to do something about taxes instead of just complaining about them, but offered no details about how he would address the prob-lems. Larson and Pritzlaff, meanwhile, sparred over eco-nomic development, city debt and taxes. City Council candidates Doug Bonar and incumbent Terry Donnelly offered opin-ions and ideas about topics presented; council candidate Kirk Zeaman did not attend the forum due to a scheduling conflict. Candidates were not given the questions before the fo-rum, but were told they would have time for an opening and closing statement. All candidates except Wear had comments prepared, some written, for the forum’s open-

ing and closing. Pritzlaff, a City Council member from 2005 to 2009, said he is running for mayor to reduce the city’s debt and to reign in spending to help at-tract new businesses and build the tax base. A business owner, Pritzlaff said taxes have risen and the city’s debt has increased by about $1 million since after he was in office, calling the city’s situation evidence of fiscal ir-responsibility. He also noted that Farm-ington has the highest tax ca-pacity rate of any city in Da-kota County. The tax capacity rate is the rate applied to properties to raise the amount of money needed to fund the city, county and school district budgets. Farmington’s total tax ca-pacity rate is 1.5 percent; the city portion of that is 0.63 per-cent. Competing with surround-ing cities to attract businesses is difficult, Pritzlaff said, be-cause other cities have lower tax capacity rates. Apple Val-ley’s tax rate is 0.44 percent, Northfield’s is 0.5 percent and Rosemount is 0.47 percent. “When you put Farming-ton at .63 percent, we don’t stand a chance of attracting new businesses here,” Pritzlaff said, adding that in 2010 the city’s tax capacity rate was .44 percent. Larson said the council is working to address the bud-get, calling it “as sound now as it has ever been,” and not-ed the council’s cost-cutting

measures that have included reducing city staff. He said previous City Councils have made deci-sions that increased the debt, including incurring expenses from the high school lawsuit, funding the bridge at Ver-million River Crossings, and building City Hall and the First Street parking garage, which Larson called an un-needed $9 million expense. Pritzlaff, Larson said, voted for all those things. “So for him to sit here and say that I’m the reason for all this is ludicrous,” Larson said. Pritzlaff said he voted for the Vermillion River Crossing in 2005 because at the time it was a small risk because “ev-erybody was just going on and on about commercial develop-ment,” and developers assured them of ”things that didn’t go to plan.” Once expected to produce a strong commercial area east of downtown, development of Vermillion River Cross-ing halted abruptly about five years ago when construction dropped off. Many lots remain vacant, but the Dakota County Com-munity Development Agency

just built a 66-unit senior housing complex in the devel-opment, near a medical clinic and a McDonald’s restaurant. If elected, Pritzlaff said he would work with new devel-opers to form partnerships with other entities to lower or waive Vermillion River Cross-ing assessments or roll them into another aspect of the project so the area would look inviting for new businesses. Donnelly said one of Farmington’s biggest prob-lems is the debt that occurred during the development boom times, including about $2 mil-lion in assessments at Vermil-lion River Crossing. “Everyone thought the revenue stream would nev-er stop,” Donnelly said. “It stopped. But the bills still have to be paid; unfortunately, the taxpayers are the ones stuck with the tab.” He advocated for respon-sible fiscal policy to reduce city expenses, and to bring the tax rate down and attract new businesses. Donnelly said he opposes giving tax incentives or “give-aways” to attract new busi-nesses. The payoff isn’t good, and giving incentives puts

the city in competition with neighboring cities that have more resources than Farming-ton, he said. “That’s not something we want to get into, a bidding war with our neighbors to the west and to the north,” Donnelly said, adding the city needs to appreciate and retain the busi-nesses already in the city and create a business-friendly en-vironment. Bonar, a member of the Economic Development Agency, called increasing the commercial tax base a “tre-mendous challenge” for this and future councils to address, but suggested some ideas to help bring businesses to Farmington. “I am a firm believer we can be a niche in this market by choosing to be what our neighbors are not,” Bonar said. He said he would continue working with Grow Farming-ton, a local business group, to entice Farmington residents to buy local, and suggested the city re-explore the origi-nal Vermillion River Crossing concept. He added the area would be a great location for a data center, as part of Dakota County’s dark fiber network

project. Larson proposed the city begin working on another phase of the industrial park and advocated for the city to install the first 100 feet of a road to “show off ” the area west of Pilot Knob and Coun-ty Road 50 to new businesses that would also bring jobs. Pritzlaff said that in 2010 the city’s general fund was $9.2 million, and now it’s $10.1 million. He said the city needs to lower its debt, be more fiscally responsible and build the fund balance up. Wear said new businesses need to “show up” to help cut property taxes, the budget needs to be cut where it can be, and “stuff like that.” The forum can be viewed on the city’s website, www.ci.farmington.mn.us, or seen on cable public access Chan-nel 16 through Monday, Nov. 5. Voters will elect a mayor and two council members at the general election Nov. 6.



Photo by Laura Adelmann

Farmington mayoral candidates David Pritzlaff, Todd Larson (incumbent) and Jerry Wear listened to questions posed during a Sept. 27 candidate forum. Also at the forum were City Council candidates Doug Bonar and incumbent Terry Donnelly. Candidate Kirk Zeaman did not attend due to a scheduling conflict.

District 192 School Board candidate drops from race

MacDonald cites personal reasonsby Laura Adelmann


Farmington School Board can-didates Anthony MacDonald has dropped out of the race, but his name will still appear on the Nov. 6 ballot. Citing personal reasons, MacDon-ald said he is no longer seeking office, but may consider running again in the future. “It’s too late to pull my name off the ballot,” MacDonald said. “So right now, I’m just not actively campaign-ing.” MacDonald, a 2010 Bethel College graduate in business management, had supported the district’s individualized

learning focus, but expressed concerns about the cost of providing each stu-dent with an iPad. Farmington School Board candi-dates actively seeking office are Eric Bartosh, Laura Beem, Rob Carpen-tier, Jake Cordes, John Guist and Julie Singewald. There are three open seats on the Farmington School Board. Incum-bents Tim Burke and Julie McKnight are not seeking re-election. Singewald has served on the School Board since 2009. Laura Adelmann is at [email protected] or facebook.com/sunthisweek.

achievement gap.” The district made its all-day kindergarten pro-gram free to all students beginning this fall. Also encouraging, Dove said, is the district’s launch of the Par-ent Institute for Quality Education program. PIQUE involves working with families to elevate the impor-tance of learning. “I can’t talk enough about get-ting parents involved with their students,” said VandenBoom, who called for new avenues of outreach to parents who “are just uncom-fortable” getting involved in the schools. Hill said a “joint partnership” must evolve between schools and state health and human services, some of whose functions now fall to schools. “When children come to school

with issues that are beyond the control of the school board, those issues have to be addressed,” Hill said. Pothini said educational equity and diversity are a personal “pas-sion” and said the district must equip all teachers to handle all students. One of the moderator’s questions pointed out that district magnet schools have contributed to higher concentrations of poverty in some nonmagnet schools. “I think that discussion itself will show the inequities we have in our district,” Pothini said. It was asked whether the dis-trict should consider attendance-boundary changes to create equity across a district in which the num-ber of students receiving free or subsidized meals ranges from 20 percent at one school to 72 percent at another. “I’m in favor of looking at

boundary changes,” said Mathews, who said he wants all schools across the district to be funded equally. The more diverse schools get more funding, he said. Schools with high free and re-duced meal concentrations – such as Sky Oaks Elementary, at 72 percent – do get more in state com-pensatory funding, Sweep said. But the cost of extra English-language instruction is “very sig-nificant,” Sweep said. She noted that compensatory funding is being used to fund the districtwide all-day kindergarten program. The Sky Oaks Parent-Teacher Organization is sponsoring another candidate forum from 7 to 9 p.m. Monday, Oct. 29, at the school, 100 E. 134th St., Burnsville.

John Gessner can be reached at [email protected] or facebook.

com/sunthisweek.

191 Forum from Page 6A


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TosubmitanitemfortheCalen-dar,email it [email protected](952)846-2010.

Date-specific Dakota County Regional Chamber of Commerce events: •Thursday,Oct.11,8to9a.m.,CoffeeBreak,VentureBank,2640Eagan Wood Drive, Eagan. Infor-mation:JessyAnnoniat(651)[email protected]. • Thursday, Oct. 11, 6 to 6:30p.m., ribbon cutting and grandopening, Laugh Lines Comedy,GrandStay Hotel, 7083 153rd St.W.,AppleValley.Information:JessyAnnoni at (651) 288-9202 or [email protected]. • Thursday, Oct. 11, 7 to 9:30p.m.,RosemountCityCouncilandSenate District 57 Candidate Fo-rums, Rosemount City Hall, 2875145thSt.W.,Rosemount.Informa-tion: Jessy Annoni at (651) [email protected]. • Tuesday, Oct. 16, noon to1:30p.m.,MeettheChamber,DCRChamberoffice,1121TownCentreDrive, Suite 102, Eagan. RSVP:JessyAnnoniat(651)[email protected]. •Wednesday,Oct. 17, 7:30 to9 a.m., Business Owners Round-table, DCR Chamber office, 1121Town Centre Drive, Suite 102,Eagan. Information: Kelly Schaef-bauerat [email protected]. •Wednesday,Oct.17,noonto1:30p.m.,EaganUSPStour,meetatDCRChamberofficetocarpool.USPS is at 3232 Denmark Ave.,Eagan. Must RSVP: Jessy An-noniat(651)[email protected]. Apple Valley Chamber of Commerce events: • Thursday, Oct. 18, 4:30 to

6:30p.m.,ChamberBusinessAfterHours,AnchorBank,14665GlazierAve.,AppleValley. Burnsville Chamber of Com-merce events: •Friday,Oct.12,noonto1p.m.,AAAhostsa“Lunch’NLearn,”AAABurnsville office, 600W.TravelersTrail,Burnsville.Companieslookingtostartacommunity-basedemploy-eevolunteerprogramorlookingtostart a charitable giving programshouldplantoattendthisfreepizzalunch. Learn about Cheerful Giv-ers andKids ’nKinship. Free, butRSVP required toGailWeinholzerat(952)707-4985. • Tuesday, Oct. 16, noon to 1p.m.,NetworkatNoon,OliveGar-den, 1451 W. County Road 42,Burnsville. Lakeville Area Chamber of Commerce events: •Thursday,Oct.11,4:30to6:30p.m.,NetworkingAfterHours,Com-fortInnofLakeville. • Tuesday, Oct. 16, 6:45 to8:30 p.m., City Council CandidateForum, Lakeville City Hall CouncilChambers. •Wednesday,Oct. 17, 7:30 to8a.m., ribboncuttingceremonyatWalmart,Lakeville. River Heights Chamber of Commerce events: •Thursday,Oct.11,8to9a.m.,Inver Grove Heights Local Issuesmeetingatthedistrictoffices. •Tuesday,Oct.16,4:45to5:45p.m.,MemberAllyGroupmeeting,locationtobedetermined.Informa-tion: Chaz Kleinsteuber at [email protected].

Ongoing Platinum Partners, a chapterof BNI, welcomes one represen-tative from each profession andmeets every Wednesday morningfrom7:30to9a.m.attheLakeville

192 School Board candidates support district plans Some question iPad initiative

by Laura AdelmannDAKOTA COUNTY TRIBUNE

Farmington School Board candidates approve of the dis-trict’s focus toward individual-ized learning, but during a Sept. 27 forum, some voiced con-cerns about the district’s iPad initiative. Candidates addressing ques-tions during the forum were Eric Bartosh, Laura Beem, Rob Carpentier, Jake Cordes, John Guist and incumbent Julie Singewald. Farmington parent Anthony

MacDonald has dropped out of the race, although his name will still appear on the ballot. He was not at the forum. Farmington is among the first districts in Minnesota to plan to provide iPads to every student and incorporate them into classroom use. Currently there are almost 2,500 iPads in use at the dis-trict, and plans are for all stu-dents to have one by the end of this school year. The project is estimated to cost the district a total of $2.8 million over four years, accord-ing to district spokesman Jim Skelly. Funds for the devices are

to be generated from existing resources available for capital or facilities and not available to fund teacher salaries, he said. Equipment leases include the iPad 2, a protective case and $50 per device for application software and carts needed to make the program work, Skelly added. The district plans to make incremental payments for the devices, with $646,700 going toward the project in 2012-13 and $965,626 annually in 2013 and 2014. During the 2015-16 school year, the district will spend $318,927 on the devices. At the forum, candidates agreed with the district’s new

focus on customized learning, although Singewald, Bartosh and Carpentier expressed con-cern about whether the costs of providing the devices is sustain-able. Singewald, a health labora-tory manager, also said she did not want teachers to feel like iPads were locking them into one teaching tool. Carpentier, a teacher for 20 years with expertise in collective bargaining, expressed concern the device could be misused by students who may prefer game-playing to studying. Bartosh said the district has three years to see how the pro-gram works, noting while stu-

dents need to be familiar with technology no matter their career path, he wants to make sure the district will be able to sustain the program financially. Cordes, a 2010 Farmington High School graduate and col-lege student, said he supports iPads, stating students need to be comfortable with technology to enter today’s workforce. The device’s versatility was emphasized by Guist, a church-planting pastor and informa-tion technology professional who succeeded in school de-spite an undiagnosed learning disability. He said the iPads can help teachers reach students in a va-

riety of ways. Beem said iPads would help ensure children receive custom-ized learning, and allow teach-ers to see how each student is progressing. Other classroom topics were discussed as well. Bartosh, a teacher and coach with experience in the financial services industry, emphasized the connection between learn-ing and activity, and said he supports keeping physical edu-cation as part of the curriculum in all levels, K-12. He also said he supports more college-in-the-classroom opportunities that give high

GreenMill.Tolearnmore,callAmyat(952)226-7741. Creative Networking Profes-sionals, an independent businessnetworking group, meets the firstand thirdTuesdayof themonthatJoJo’s Rise and Wine in Burns-ville from8to9a.m.Thegroupisfocused on creating interpersonalrelationships to grow business-to-businessreferrals.Yearlyduesare$65.Newmembers arewelcome.Members are limited to one perprofessionalcategory.Formorein-formation, contact Jeff Rothmeyerat [email protected] or seewww.CreativeNetworkingProfes-sionals.com. Dakota Business Partnersmeets every Tuesday from 8:15-9:30 a.m. at AmericInn, 17145KenyonAve. (justoff Interstate35and County Road 50), Lakeville.Forwhyourgroup isdifferentandmoreinformationvisitwww.dakota-businesspartners.comorfindusonFacebook. Network Unlimited South Val-ley Chapter, a professional net-workingchapter,meetsThursdaysfrom4:30to5:45p.m.atValleyTapHouse,14889FlorenceTrail,AppleValley. To see if your category isopengotowww.NetworkUnlimited.org. Network Unlimited Eagan Chapter, a professional network-ing chapter,meetsTuesdays from4:30to5:45p.m.atCaspersChero-kee of Eagan, 4625 Nicols Road,Eagan. To see if your category isopengotowww.NetworkUnlimited.org. SMART (South Metro Area Re-ferral Team) Business Network-ing Groupmeets thesecondandfourthTuesdayofthemonthfrom8to9a.m.attheGreenMillRestau-rant, 1940RahncliffCourt,Eagan.Thegroupisbasedonrelationshipsandcharitablegiving.Openingsareavailable.Visitsmartmnnetworking.com. Questions – contact ArleneSeifertat(952)898-1777. BNI – The Valley NetworkersChapter of Business NetworkingIntl.meetsThursdaysat11:30a.m.at the DCTCApple Valley Site at

14200CedarAve.BNIisanetwork-inggroupforbusinessownerswhoare looking to increase their rev-enue.Only oneperson fromeachprofession. Bring your own lunch.For more information, call PaulaSevenichat(952)891-4057orvisitwww.bni-mn.com BNI – Networking meetsThursdays at 7:15 a.m. at theRound Bank in Farmington. Formore information, contact Ellen at(952) 412-5287 or Lanny at (612)386-2660. BNI – Power Lunch Chap-ter meetsWednesdaysat11a.m.at the Lakeville Brunswick Zone,11129162ndSt.W.Formoreinfor-mation, callMaggieKaseat (952)230-1602orvisitwww.bni-mn.com. BNI – Power Links Chapter meets at 7:30 a.m. Thursdays atHighview Hills Senior Living Cen-ter,20150HighviewAve.,Lakeville.Information: Michelle Reisenauer,(612) 868-2950 or [email protected]. BNI – Leads 2 Referralsmeetsfrom 7:30 to 9 a.m. Tuesdays atJeff Belzer’s dealership (secondfloor cafeteria), 21111CedarAve.,Lakeville.Information:KariSwitala,(612)298-3487. Professional Referral Ex-change of Burnsvillemeets everyWednesday for breakfast at Den-ny’sRestaurant.Meetingsbeginat7 a.m. Formore information, con-tact Jo Baecker, area director, at(612)618-5347orvisitthewebsitewww.prorefx.com. Elite Executives Chapter ofBusiness Networking Internationalmeets each Tuesday 7:30-9 a.m.at Kowalski’sMarket, 1646 DiffleyRoad, Eagan. This lively referralgroupcanhelpyougrowyourbusi-ness.Membershipislimitedtoonepersonfromeachcategory.Visitorsarewelcome.Formoreinformation,contact Jay Taylor at (651) 688-3100, [email protected]’swebsiteatbnimn.com. Beta Sigma Phi,PreceptorAl-phaDeltaChapter,meetsthesec-ondWednesdayofeverymonthat7:30atamember’shome.Forinfor-

mation,call(952)894-8831. Network Results Chapter ofBusiness Network International,networkingfor localbusinessown-ers,onlyonepersonfromeachpro-fession.Firsttwomeetingsarefree.We meet every Wednesday forbreakfast, 7-8:30 a.m. at RoastedPear,14200NicolletAve.S.,Burns-ville. Call Jim Culpepper for moreinformation:(612)655-4339. Networks Plus - Diversified Business Professionals Chapter of BusinessNetwork International,a business referral organization.Meetings will be held Thursdays11:30a.m.–1p.m.atSavageCityHall, 6000 McColl Drive, Savage,MN.Allprofessionalsareinvitedtoattend.CallCrystal(952)314-8676. Networking coffee group at Caribou Coffee will meet from9:30-11:30a.m.atCaribouCoffee,14638CedarAve., on the secondand fourthMondaysof themonth.Call(763)783-4767toregister. Grapevine Network “Com-mon Denominator” GroupmeetsTuesdays from 7:30-8:45 a.m. atColdwellBankerBurnet,190Cob-blestoneLane,Burnsville.Forinfor-mation,call(952)746-5611orvisitwww.thegrapevinenetwork.com. Grapevine Networking Group meetsWednesdaysfrom7:30-8:45a.m. at Coldwell Banker Burnet,190CobblestoneLane,Burnsville.Forinformation,call(952)746-5611or visit www.thegrapevinenetwork.com. Kingdom Advisors membersmeetmonthly for fellowship, train-ing,networking,prayer,andsharingofbestpractices.RonBlueorotherrecognized speakers (via DVD)cover a topic eachmonth helpingmembersintegrateandapplyBibli-cal financialwisdom into theirpro-fessionaladvice.Visitorswelcome.TheSMetroGroupmeetsatFamilyFinancial Services, 151W.Burns-villeParkway,Burnsville,from7:30to9a.m.onthefourthTuesdayofeachmonth.POCisJeffRobinsonat (952) 890-6611. The SE MetroGroupmeets at 2918 Upper 55thSt., Inver Grove Heights, the firstThursday of each month from 12

noon to 1 p.m. (bring your lunch).POCisGingerEwingat(651)389-1177. SMART (South Metro Area Referral Team) Business Net-working GroupmeetsthesecondandfourthTuesdayofeverymonthfrom8 to9a.m.at theGreenMillRestaurant, 1940 Rahncliff Court,Eagan.Weareanetworkinggroupbased on relationships and chari-table giving. Openings are avail-able.Visitsmartmnnetworking.com.Questions–contactArleneSeifertat(952)898-1777. The S.T.A.R. (South Twin Cit-ies Area Referral) Networking Group meets 8 to 9 a.m. everyWednesdayatBremerBank,17600CedarAve,Lakeville.Openingsareavailable.Forquestions,callKathyAndradeat(952)997-1306. SHiFT network events areheld Thursdays from 6:30 to 8p.m.atInverHillsCommunityCol-lege,2500E.80thSt.,InverGroveHeights. SHiFT is a nonprofit net-work connecting adults in mid-lifetransitionwithopportunitiestoseekmeaningful work, new avocations,andasupportivecommunity(www.shiftonline.org). Members: Free.Guests:$5. Women’s Business Exchange meets the fourthWednesday from11:30a.m.to1p.m.atBasketsOnOccasion, 4580 Scott Trail, Suite204,Eagan.Fee:$5permeeting.Formoreinformation,contactMaryat (651) 994-8392 or visit www.meetup.com/womens-business-exchange-eagan. Seed Your Business referral-based network-inggroupmeets the firstand thirdWednesdayatnoonatBasketsOnOccasion, 4580 Scott Trail, Suite204,Eagan.Feeis$5permeeting.Up to twoprofessionsperperson.ContactMaryat(651)994-8392. Rise and Shine Networking GroupmeetsthesecondWednes-dayeverymonthat8a.m.atBas-ketsOnOccasion,4580ScottTrail,Suite 204, Eagan. Fee is $5 permeeting.Information:Maryat(651)994-8392 or meetup.com/riseand-shinenetworkinggroup.

See 192, Page 9A


Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: [email protected]

Burnsville Chamber of Commerce Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: [email protected] Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: [email protected] County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: [email protected]

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: [email protected]

Downtown Lakeville Business Association Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: [email protected] Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: [email protected]

River Heights Chamber of Commerce Address: 5782 Blackshire Path, Inver Grove Heights, MN 55076 Phone: (651) 451-2266 Fax: (651) 451-0846 Website: www.riverheights.com E-mail: [email protected]

Positively Minnesota Marketing Partnership Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: [email protected]

Dakota Future Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: [email protected] Phone: (651)491-2551 Website: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: [email protected]

South Metro SCORE Role: Counselors to America’s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: [email protected] Website: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: [email protected] Website: www.ci.apple-valley.mn.usBurnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: [email protected] Website: www.burnsville.orgEagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: [email protected] Website: www.ci.eagan.mn.usFarmington, David McKnight Phone: (651) 280-6801 E-mail: [email protected] Website: www.ci.farmington.mn.usHastings, Shannon Rausch Phone: (651) 480-2344 E-mail: [email protected] Website: www.ci.hastings.mn.usInver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: [email protected] Website: www.ci.inver-grove-heights.mn.usMendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: [email protected] Website: www.mendota-heights.comLakeville, Dave Olson Phone: 952-985-4421 E-mail: [email protected] Website: www.ci.lakeville.mn.usRosemount, Kim Lindquist Phone: 651-322-2020 E-mail: [email protected] Website: www.ci.rosemount.mn.usSouth St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: [email protected] www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: [email protected] Website: www.ci.west-saint-paul.mn.us

*Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their city’s economic development services.

Dakota County Business Contacts

school students a chance to gain college credit in the public schools before paying for those same credits in college. Like Bartosh, Cordes spoke in favor of early-childhood education and all-day kinder-garten options. Cordes said smaller class-room sizes in grades K-3 are important for students to get a strong educational foundation. District budgeting was also a concern to candidates, as districts are expecting more fi-nancial challenges in the com-ing years. Candidates expressed ex-citement about the district’s

new strategic plan, and said the district’s goal to improve schools could serve as a mag-net for more families seeking educational excellence. Beem said her 20 years of experience in accounting, bud-geting and finance would help her address upcoming financial issues the district will face as resources are likely to decline. She advocated for keeping spending focused on class-rooms, stating that although some high-level administrative positions have been eliminated in the district, she thinks “non-essentials” still remain in the budget. Carpentier suggested a city and school district committee

be formed to work on improv-ing Farmington’s tax base by attracting development and filling foreclosed homes. Guist, who said he is good at bridging the gap between diverse groups, said if elected he would rely on experts like Beem when examining the budget to make hard decisions that come with being a board member. All candidates emphasized the need to focus district re-sources on the classroom and attracting and retaining quality teachers. Beem said if cuts are need-ed, they should be made on the administrative side, and Cordes, who cited his history

in the district and current un-derstanding of what works in the classroom, said raising tax-es should only be considered as a last resort. Candidates agreed teacher layoff decisions should not be made on the basis of econom-ics, meaning salary level should not determine whether or not the district sheds a particular teacher. Guist said teachers who have served in the district for a long time deserve consider-ation, noting that in Farming-ton schools some staff were cut from one place where they were gifted and serving well to another place where they were not used to the best of their

abilities. “That to me is sad,” Guist said. “That means you have people who aren’t really as good as the person who was moved was. I find that trou-bling.” Carpentier, a teacher for 20 years, said legislation will re-quire the district work with the teachers union and adminis-tration to negotiate tenure, and said he has experience in such negotiations. Beem said it is important to keep experienced teachers in the district, but they should be evaluated based on perfor-mance measures to ensure they are still adding value to the dis-trict.

Singewald said the district should be aware of the domino effect line-item budget cuts have on other district pro-grams, and suggested seeking revenue-generating grants in-stead of just making cuts. Elections are Nov. 6, when candidates will compete for three four-year seats open on the Farmington School Board. The school board forum can be seen on the city of Farmington’s website, www.ci.farmington.mn.us and on cable access channel 16 until Nov. 5.



192 from Page 8A

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PUBLIC NOTICECITY OF LAKEVILLE

PUBLIC HEARING NOTICENOTICE IS HEREBY GIVEN that

the Lakeville City Council will meet onMond a y , No v emb e r 5 , 2 012 , a tapproximately 7:00 p.m. at the CouncilChambers, 20195 Holyoke Avenue, toc o n s i d e r t h e im p o s i t i o n o f a$27,500.00 service charge under Min-nesota Statutes Chapter 428A in theSpecial Service District in DowntownLakeville. Petition requirements ofMinnesota Statutes have been met.The purpose of the District is for eco-nomic development. The proposedspecial assessment is based on net taxcapacity of the taxable property locatedwithin the Special Service District. Allinterested persons will be given anopportunity to be heard at the hearingregarding the proposed service charge.

Addi t iona l in forma t ion can beobtained by contacting Dennis Feller,C i t y F i nance D i rec to r , a t ( 952 )985-4481.Dated this 1st day of October, 2012

CITY OF LAKEVILLE

BY: __________________Charlene Friedges,City Clerk

3173603 10/11 & 10/25/12

PUBLIC NOTICENOTICE OF GENERAL ELECTION

CITY OF LAKEVILLENOTICE IS HEREBY GIVEN that a General Election will be held in and for

the City of Lakeville, Dakota County, Minnesota, on Tuesday, November 6, 2012,between the hours of 7:00 a.m. and 8:00 p.m. The following offices will be filled:MAYOR (Two-year term)TWO (2) COUNCILMEMBERS (Four-year terms)

PRECINCT 1 Lakeville Area Arts Center, 20965 Holyoke AvenuePRECINCT 2 St. John's Lutheran Church, 20165 Heath AvenuePRECINCT 3 Lakeville South High School, 21135 Jacquard AvenuePRECINCT 4 Trinity Evangelical Free Church, 10658 - 210th Street WPRECINCT 5 Kenwood Trail Middle School, 19455 Kenwood TrailPRECINCT 6 Family of Christ Lutheran Church, 10970 - 185th Street WPRECINCT 7 Evergreen Community Church, 16165 Kenwood TrailPRECINCT 8 Hosanna! Lutheran Church, 9600 - 163rd Street WPRECINCT 9 Church of Jesus Christ Latter Day Saints, 18460 Kachina

CourtPRECINCT 10 Lakeville Water Treatment Facility, 18400 Ipava AvenuePRECINCT 11 Crystal Lake Education Center, 16250 Ipava AvenuePRECINCT 12 Messiah Lutheran Church, 16725 Highview AvenuePRECINCT 13 Central Maintenance Facility, 7570 - 179th Street WPRECINCT 14 Valley Christian Church, 17297 Glacier WayPRECINCT 15 Parkview Elementary School, 6795 Gerdine PathPRECINCT 16 Lord of Life Lutheran Church, 16200 Dodd LanePRECINCT 17 North Trail Elementary School, 5580-170th Street W

DATED this 8th day of October, 2012Charlene Friedges, City Clerk

3179069 10/11-10/18/12

PUBLIC NOTICENotice of Hearing by Publication(Minn. Stat. § 518B.01, subd. 8)

State of MinnesotaCounty Dakota

District Court1st Judicial District

Court File Number: 19AV-FA-12-2879Case Type: Domestic Abuse

In the Matter of:Martina Antoinette Farris, Petitionervs.Jaamar Jeremiah Campbell, Respon-dentTo Respondent named above:An order has been issued directing

you to appear at 14955 Galaxie Ave, AVMN 55124 on 10/25/12 at 9:00 a.m. andexplain why the relief sought in thePetition for the Order for Protectionshould not be granted.You may obtain a copy of the Peti-

tion and any order issued from thecourt from the Dakota County CourtAdministrator’s Office.If you do not appear at the sched-

uled hearing, the Petitioner’s requestmay be granted as a default matter.Failure to appear will not be a defenseto prosecution for violation of theCourt’s Order.Date: 10/4/12

Kelly DoughertyCourt Deputy

3177417 10/11/12

PUBLIC NOTICENotice of Hearing by Publication(Minn. Stat. § 518B.01, subd. 8)

State of MinnesotaCounty DAKOTA

District CourtFIRST Judicial District

Court File Number: 19WS-FA-12-1416Case Type: Domestic Abuse

In the Matter of:KRISTINA LYNN CHANDLER , Peti-tionervs.DAMEN TERRELL VINSON, Respon-dentTo Respondent named above:An order has been issued directing

you to appear at Dakota County Dis-trict Court, 1 Mendota Rd W #140,West St Paul, MN 55118 on October 30,2012 at 1:30 p.m. and explain why therelief sought in the Petition for theOrder for Protection should not begranted.You may obtain a copy of the Peti-

tion and any order issued from thecourt from the Dakota County CourtAdministrator’s Office.If you do not appear at the sched-

uled hearing, the Petitioner’s requestmay be granted as a default matter.Failure to appear will not be a defenseto prosecution for violation of theCourt’s Order.Date: OCTOBER 2, 2012

CAROLYN M RENNCourt AdministratorLORI SCHNEPFSENIOR COURT CLERK

3174488 10/11/12

PUBLIC NOTICEORDER FOR HEARING

AND NOTICE(Petition For Termination Of

Parental Rights PROCEEDINGS)STATE OF MINNESOTACOUNTY OF DAKOTA

COUNTY COURTJUVENILE DIVISION

File No. 19HA-JV-12-2612In the Ma t te r o f the We l fa re o fM.I.M.M., Child.TO: Qetesh Selket Martinezaka QeteshSelket McKelvey, Qetesh Selkei McK-elvey , Qetesh Selket Baker , IstarBaker , Ishtar Mu Baker , QueteshSelket Baker, Qetesh Baker, QektesnSelket Baker, Quetesh S Baker, Mar-tinez S Qetesh, Qetesh Selket Mar-tinez, Quetish Selket MartinezSocial Worker Rochelle Thompson,

having filed in this Court, a petitionalleging among other things that theabove named child is, in need of pro-tection or services, in this, viz: withinthe meaning of Minnesota Statutes,Sec t ion 260C .301, Subd.1 (b ) (1 ) ,because the parent(s) have abandonedthe child. 260C.301, Subd.1(b)(4),because the parent(s) are palpablyunfit to be a party to the parent andchild relationship because of a consis-tent pattern of specific conduct beforethe child or of specific conditionsdirectly relating to the parent and childrelat ionship, either of which aredetermined by the court to be of aduration or nature that renders theparent unable, for the reasonably fore-seeable future, to care appropriatelyfor the ongoing physical, mental, oremotional needs of the child. It is pre-sumed that a parent is palpably unfitto be a party to the parent and childrelationship upon a showing that theparent’s parental rights to one or moreother children were involuntarily ter-minated or that the parent(s)’ custo-dial rights to another child have beeninvoluntarily transferred to a relative.260C.301, Subd.1 (b)(5), because fol-lowing the child’s placement out of thehome, reasonable efforts, under thedirection of the court, have failed tocorrect the conditions leading to thechild’s placement. 260C.301, Subd.1(b)(8), because the child is neglectedand in foster care.IT IS ORDERED that said petition be

heard and the facts concerning suchchild be examined by the Court in theCounty Court Room, in the CourtHouse, in Hastings, Minnesota, on10/24/12 at 9:00 am, or as soon there-after as said matter can be heard;IT IS FURTHER ORDERED tha t

notice hereof be given to the followingnamed persons by three weeks publi-cation in a legal newspaper as pro-vided by law, viz: Qetesh Selket Mar-tinez.I F YOU FA IL TO APPEAR THE

COURT MAY CONDUCT THE HEARINGIN YOUR ABSENCE AND THE HEAR-ING MAY RESULT IN THE TERMINA-TION OF YOUR PARENTAL RIGHTS.Dated: September 17, 2012

Judge Richard Spicer3164544 9/27-10/11/12

PUBLIC NOTICESUMMONS

Real Estate Mortgage ForeclosureSTATE OF WISCONSINEAU CLAIRE COUNTY

CIRCUIT COURTCase No. 12 CV 439Case Code: 30404

_______________________________________Bank of America, N.A., successor bymerger to BAC Home Loans Servicing,L.P. fka Countrywide Home Loans Ser-vicing, L.P.4161 Piedmont ParkwayNC4-105-03-04Greensboro, NC 27416

Plaintiffvs

Timothy G. Galarnyk2498 49th Street EInver Grove Heights, MN 55076

Unknown Spouse o f T imo thy G .Galarnyk2498 49th Street EInver Grove Heights, MN 55076

Unknown Tenants3800 Silver Springs DriveEau Claire, WI 54701

Defendants_______________________________________THE STATE OF WISCONSINTo the following party named as ad e f e n d an t h e r e i n : T imo th y G .Galarnyk, Unknown Spouse of Timo-thy G. GalarnykYou are hereby notified that the

plaintiff named above has filed a law-suit or other legal action against you.Within 40 days after September 27,2012 , you must respond with a writ-ten demand for a copy of the com-plaint. The demand must be sent ordelivered to the court, whose addressis:

Eau Claire County Clerk ofCircuit Court

721 Oxford AvenueEau Claire, WI 54703-5496

and to Matthew V. Plummer / BlommerPeterman, S.C., plaintiff’s attorney,

whose address is:Blommer Peterman, S.C.

165 Bishops Way, Suite 100Brookfield, WI 53005

You may have an attorney help orrepresent you.If you do not demand a copy of the

complaint within 40 days, the courtmay grant judgment against you forthe award of money or other legalaction requested in the complaint, andyou may lose your right to object toanything that is or may be incorrect inthe complaint. A judgment may beenforced as provided by law. A judg-ment awarding money may become alien against any real estate you ownnow or in the future, and may also beenforced by garnishment or seizure ofproperty.Dated this 18th day of September,

2012Matthew V. Plummer/

Blommer Peterman, S.C.State Bar No. 1072716

165 Bishops Way, Suite 100Brookfield, WI 53005

262-790-5719B lommer Peterman, S .C . is thecreditor’s attorney and is attempt-ing to collect a debt on its behalf.Any information obtained will beused for that purpose.3159437 9/27-10/11/12P

PUBLIC NOTICENOTICE OF AND ORDER FORHEARING ON PETITION FORSUMMARY ASSIGNMENT ORDISTRIBUTION AND FORMAL

PROBATE OF WILL(EXEMPT ESTATE)

STATE OF MINNESOTACOUNTY OF DAKOTA

DISTRICT COURTFIRST JUDICIAL DISTRICT

Court File No.: 19HA-PR-12-610In Re: Estate of Wayne C. Cordes,Decedent.Notice is given that a Petition has

been filed requesting that the Estateassets be summarily assigned and dis-tributed without probate administra-tion.The Petition also requests the pro-

bate of an instrument purporting to bethe Decedent’s last Will dated March 6,1992.Any objections to the petition must

be filed with the Court prior to or atthe hearing. If proper, and if no objec-tions or claims are filed, the Court mayissue a decree distributing or assign-ing the Estate’s assets.It is Ordered and Notice is further

given that the Petition will be heard onOctober 23, 2012 at 9:00 a.m., by thisCourt at the Dakota County JudicialCenter, 1560 Highway 55, Hastings,Minnesota, 55033.Dated: 10/1/12

BY THE COURTTimothy D. WermagerJudge of District Court

Jay A. Joyner, P.A.Jay A. JoynerMN# 528873247 Humboldt Ave S.Minneapolis MN 55408-3329Telephone: 763-560-1944Facsimile: 763-560-1434e-mail: [email protected] 10/4-10/11/12

PUBLIC NOTICENOTICE OF INFORMAL

APPOINTMENT OF PERSONALREPRESENTATIVE AND NOTICE

TO CREDITORSSTATE OF MINNESOTACOUNTY OF DAKOTA

IN DISTRICT COURTPROBATE DIVISION

FIRST JUDICIAL DISTRICTCOURT FILE NO. 19HA-PR-12-634

----------------------------------------------------------In Re: Estate of Joseph Lomonaco,Decedent.----------------------------------------------------------TO ALL INTERESTED PERSONS ANDCREDITORS:Notice is hereby given that informal

appointment of Amy Bercich, whoseaddress is 17448 Honeysuckle Avenue,Lakeville, Minnesota 55044, as per-sonal representative of the estate ofthe above named decedent, has beenmade. Any heir , dev isee, or otherinterested person may be entitled toappointment as personal representa-tive or may object to the appointmentof the personal representative, and thepersonal representative is empoweredto fully administer the estate includ-ing, after thirty (30) days from the dateof issuance of letters, the power tosell, encumber, lease or distribute realestate, unless objections thereto arefiled with the Court (pursuant to Sec-tion 524.3-607) and the Court other-wise orders.Notice is further given that ALL

CREDITORS having claims against saidestate are required to present the sameto said personal representative or tothe Clerk of the Court within four (4)months after the date of this notice orsaid claims will be barred.Dated: 10/5, 2012.

Heidi CarstensenRegistrarCarolyn M. RennCourt Administrator

Attorney for Personal Representative:Edward J. Hitchcock, ARN 207494Hitchcock Law Firm, PLLCThe Barrister Building1465 Arcade StreetSaint Paul, MN 55106Telephone: (651) 772-34013179545 10/11-10/18/12

PUBLIC NOTICEORDER AND NOTICE OF HEARING

ON PETITION FOR FORMALPROBATE OF WILL AND

APPOINTMENT OF PERSONALREPRESENTATIVE IN

UNSUPERVISEDADMINISTRATION AND NOTICE TO

CREDITORSSTATE OF MINNESOTACOUNTY OF DAKOTA


PROBATE DIVISIONCourt File No. 19HA-PR-12-624

In RE: Estate of Josephine A. Bader,DecedentTO ALL INTERESTED PERSONS ANDCREDITORS:It is Ordered and Notice is hereby

given that on Nov. 13, 2012, at 9:00o’clock A.M., a hearing will be held inthe above named Court at DakotaCounty Government Center , 1560Highway 55 West, Hastings, MN, Min-nesota, for the formal probate of aninstrument purporting to be the will ofthe above named decedent , datedAugust 6, 1979 and for the appoint-ment of Deborah Lynn Grundner ,whose address is 8449 Hillside TrailS., Cottage Grove, MN 55016 as per-sonal representative of the estate ofthe above named decedent in unsuper-vised administration, and that anyobjections thereto must be filed withthe Court . That , if proper , and noobjections are filed, a personal repre-sentative will be appointed to adminis-ter the estate, to collect all assets, paya l l lega l debts , c la ims , taxes andexpenses, and sell real and personalproperty, and do all necessary acts forthe estate.Notice is further given that ALL

CREDITORS having claims against saidestate are required to present the sameto said personal representative or tothe Court Administrator within fourmonths after the date of this notice orsaid claims will be barred.Dated: 10/4/12

Richard G. SpicerJudge

Attorney:Forrest M. Anderson #19467200 - 80th Street So.Cottage Grove, MN 55016(651) 459-09553176317 10/11-10/18/12

PUBLIC NOTICEMINNESOTA SECRETARY OF STATECERTIFICATE OF ASSUMED NAMEMinnesota Statutes Chapter 333The filing of an assumed name does

not prov ide a user w ith exc lus iver ights to that name. The fil ing isrequired for consumer protection inorder to enable consumers to be ableto identify the true owner of a busi-ness.

1. State the exact assumed nameunder which the business is or will beconducted: Ivey Homes

2. State the address of the principalplace of business : 13158 GalleriaPlace, Apple Valley, MN 55124

3. List the name and complete streetaddress of all persons conductingbusiness under the above AssumedName, OR if an entity, provide the legalcorporate, LLC, or Limited Partnershipname and registered office address.

Ivey Consulting Incorporated, 13158Galleria Place, Apple Valley, MN 551244. I certify that I am authorized to

sign this certificate and I further cer-tify that I understand that by signingthis certificate, I am subject to thepenalties of perjury as set forth inMinnesota Statutes section 609.48 asif I had signed this certificate underoath.Date: 9/28/2012

Spencer K. Ivey3171634 10/4-10/11/12P

PUBLIC NOTICEMINNESOTA SECRETARY OF STATECERTIFICATE OF ASSUMED NAMEMinnesota Statutes, Chapter 333The filing of an assumed name does

not prov ide a user w ith exc lus iver ights to that name. The fil ing isrequired for consumer protection inorder to enable consumers to be ableto identify the true owner of a busi-ness.1. List the exact assumed name

under which the business is or will beconducted: The Dusty Lens

2. Principal Place of Business: 1300Forest Circle, Burnsville, MN 55306USA


Keri S Otterson, 1300 Forest Circle,Burnsville, MN 553064. I, the undersigned, certify that I

am signing this document as the per-son whose signature is required, or asagent of the person(s) whose signa-ture would be required who has autho-rized me to sign this document onhis/her behalf, or in both capacities. Ifurther certify that I have completed allrequired fields, and that the informa-tion in this document is true and cor-rect and in compliance with the appli-cable chapter of Minnesota Statutes. Iunderstand that by signing this docu-ment I am subject to the penalties ofperjury as set forth in Section 609.48as if I had signed this document underoath.Date: 10/04/2012

Keri Otterson3180813 10/11-10/18/12P



under which the business is or will beconducted: Bluegreen Vacations

2. Principal Place of Business: 4960Conference Way North, Suite 100, BocaRaton, FL 33431 USA


Bluegreen Vacations Unlimited, Inc.,4960 Conference Way North, Suite 100,Boca Raton, FL 334314. I, the undersigned, certify that I


Michael Kaminer, VP & Secretary3172992 10/4-10/11/12P

PUBLIC NOTICENotice of taking and sale 168.06 on

5/27/12 at 35W and Cr. 70 Lakeville,MN.Marek’s Towing & Repair Inc. 20152

Kenrick Ave. Lakeville, MN. 55044took custody of the following vehicle:2 0 0 5 C h e v r o l e t C o b a l t , V I N #1G1AK52F757618789. Any person/per-sons having legal right to claim thisvehicle may do so upon payment of alltowing & storage fees by 10/30/12.Failure of owner or lien holder toreclaim vehicle & contents shall bedeemed a waiver by them of all right,title, and interest and consent to thetransfer of title and to disposal or saleof the vehicle and contents as pursu-ant to MN. SS 168.08.3168986 10/4-10/11/12

PUBLIC NOTICEThe contents of the following stor-

age units will be sold to the publicusing sealed bids. Sale will be held at3:00Pm on Tuesday 11/06/12 at theNEW U-Haul Storage Center of Burns-ville, located at 12200 Portland Ave S,Burnsville, MN 55337Unit number B101 leased by Jared

Bozich, Miscellaneous household andpersonal goods, Amount Due $226.00Unit number B119 leased by Char-

lene Woods, Miscellaneous householdand persona l goods , Amount Due$250.22Un i t numb e r B138 l e a s e d b y

Thavyxay Panyasiri, Miscellaneoushouseho ld and pe rsona l goods ,Amount Due $558.003168735 10/11-10/18/12

PUBLIC NOTICENOTICE OF TAKING AND SALEOn Saturday the first of September

two thousand and twelve, a 1950 FordF1, VIN 98RC*287714*, was taken intoimpound from 920 Aldrin Drive, Eagan,MN 55121. It is being held at 3670Kennebec Drive, Eagan, MN 55122. Theowner and any lienholders have theright to reclaim the vehicle, upon pay-ment of all towing and storage fees,under section 168B.07. The failure ofthe owner or lienholder to exercisetheir right to reclaim the vehicle withinthe appropriate time allowed undersection 168B.051, subdivision 1, 1a, or2, and under the conditions set forthin section 168B.07, subdivision 1,constitutes a waiver by them of allright, title and interest in the vehicleand a consent to the transfer of title toand disposal of the vehicle pursuant ofsection 168B.08.3158582 9/27-10/11/12


age units will be sold to the publicusing sealed bids. Sale will be held at3:00Pm on Thursday 11/08/12 at theU-Haul Center of Burnsville, located at1630 West Hwy13 , Burnsville, MN55337Un i t numbe r A3143 l eased by

Leshaun Webb, Miscellaneous house-hold and personal goods, Amount Due$179.90Unit number B2043 leased by Galena

Senneh, Miscellaneous household andpersonal goods, Amount Due $ 355.90Unit number B2071 leased by Scott

Browning, Miscellaneous householdand persona l goods , Amount Due$339.90Unit number C1204 leased by Stacey

Tremper, Miscellaneous householdand persona l goods , Amount Due$206.90Unit number D2960 leased by Scott

Browning, Miscellaneous householdand persona l goods , Amount Due$449.903168610 10/11-10/18/12

PUBLIC NOTICENotice of Public Sale

NOTICE IS HEREBY GIVEN, that onThursday, November 8, 2012 at 1:00p.m. at the Queen Anne Courts Officeat 17701 Kenyon Ave W., LakevilleMinnesota 55044, the following prop-erty will be sold by public auction bythe Sheriff of Dakota County.

1966 Liberty Home 12x51serial # 44866

This sale will be held to satisfy aclaim upon the above-described prop-erty held by Queen Anne Courts, pur-suant to Minnesota Sections 504B.365and 514. Upon information and belief,this property is owned by TimothySayre. The amount of the claim againstthe above referenced property is$979.80 computed to the date of sale,exclusive of the expenses of said saleand the advertising thereof, togetherwith the actual expenses of makingsaid sale.Dated: October 4, 2012

Queen Anne Courts17701 Kenyon Ave W.Lakeville, Minnesota 55044(952) 435-7979 or (952) 890-84403177440 10/11-10/25/12


NOTICE IS HEREBY GIVEN, that onOctober 30, 2012 at 11 a.m. at 6 Capi-tal Drive, Skyline Village MHC, InverGrove Heights, Minnesota 55076, thefollowing manufactured home will besold by public auction by the Sheriff ofDakota County: A 1990 F r i endshipmanufactured home, 14 x 70, SerialNo. MY907011V28FKRA.

This sale will be held to satisfy aclaim held by Sky l ine V i l lage MHC ,upon the above described property andowned by Patricia Kindschy. The prop-erty has been abandon in the SkylineVillage MHC for more than 60 days.

The amount of the claim against theabove referenced property is $ 8809.00computed to the date of sale, exclu-sive of expenses of said sale and theadvertising thereof.

Date October 1 2012SKYLINE VILLAGE MHC(by) a Sue Ludden7510 Concord Blvd.Inver Grove Heights, MN, 55076651-451-2874(Dakota County Tribune: October 11th,October 18th, October 25th 2012)3172277 10/11-10/25/12P


NOTICE IS HEREBY GIVEN, that onOctober 30, 2012 at 11 a.m. at 19 HaysAve, Skyline Village MHC, Inver GroveHeights, Minnesota 55076, the follow-ing manufactured home will be sold bypublic auction by the Sheriff of DakotaCounty: A 1979 Liberty manufacturedhome, 24 x 44, Serial No. 06L13190XU.

This sale will be held to satisfy aclaim held by Sky l ine V i l lage MHC ,upon the above described property andowned by James & Janet Pavlick andJudy Irene Harlow. The property hasbeen abandon in the Sky l ine V i l lageMHC for more than 60 days.The amount of the claim against the

above referenced property is $ 4714.00computed to the date of sale, exclu-sive of expenses of said sale and theadvertising thereof.

Date October 1 2012SKYLINE VILLAGE MHC(by) a Sue Ludden7510 Concord Blvd.Inver Grove Heights, MN, 55076651-451-2874(Dakota County Tribune: October 11,October 18th, October 25th 2012)3172295 10/11-10/25/12P

��

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PUBLIC NOTICENotice of Public Sale and disposal atNiemeyer Mini Storage of Elko, MN

952-461-2525Property will be available for sale on

Oct 20th 2012 unless prior rent is paidin full. The name of persons whoseproperty is to be sold is M Weise, Unit#6162, of Elko MN and R. Rose, Unit#42, of Elko, MN.Units will be sold to satisfy back

rent.3171556 10/4-10/11/12P


age units will be sold to the publicusing sealed bids. Sale and viewing willbe held at 3:00pm on Friday 11/09/12at the U-Haul Center of Apple Valley,located at 6895 West 151St Street,Apple Valley, MN 55122

Unit number 1103 leased by ThomasErickson, Miscellaneous householdand persona l goods , Amount Due$349.903168684 10/11-10/18/12


age units will be sold to the publicusing sealed bids. Sale and viewing willbe held at 3:00pm on Friday 11/09/12at the U-Haul Center of Apple Valley,located at 6895 West 151St Street,Apple Valley, MN 55122Unit number 1101 leased by Wayne

Figueroa, Miscellaneous householdand persona l goods , Amount Due$220.95Unit number 2706 leased by Andrew

Anderson, Miscellaneous householdand persona l goods , Amount Due$174.953171405 10/11-10/18/12

PUBLIC NOTICENOTICE OF MORTGAGEFORECLOSURE SALE

NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: September

06, 2005ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $315,000.00MORTGAGOR (S ) : Leander Peter

Reinardy, a single personMORTGAGEE : Seatt le Mortgage

CompanyDATE AND PLACE OF RECORDING:Reco rded : Decembe r 07 , 2005

Dakota County RecorderDocument Number: 2386694ASSIGNMENTS OF MORTGAGE:And assigned to: Bank of America,

N.A.Dated: June 27, 2007Recorded: July 09, 2007 Dakota

County RecorderDocument Number: 2528979And assigned to: Reverse Mortgage

Solutions, Inc.Dated: March 27, 2012Recorded: March 29, 2012 Dakota

County RecorderDocument Number: 2858357Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: Seattle Mortgage

CompanyRes iden t ia l Mortgage Serv icer :

Reverse Mortgage Solutions, IncMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 1826 Maple St,

Hastings, MN 55033-3534T a x P a r c e l I D N u m b e r :

19-83752-00-130LEGAL DESCRIPTION OF PROP -

ERTY: Lot One Hundred Thirty (130),Westwood Addition, Third Section,according to the plat thereof now onfile and of record in the office of theRegister of Deeds within and for saidCounty and StateAMOUNT DUE AND CLAIMED TO BE

DUE AS OF DATE OF NOT I CE :$178,901.50THAT all pre-foreclosure require-

ments have been complied with; thatno action or proceeding has been insti-tuted at law or otherwise to recover thedebt secured by said mortgage, or anypart thereof;PURSUANT to the power of sale con-

t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: October

05, 2012 at 10:00 AMPLACE OF SALE: Dakota County

Law Enforcement Center, 1580 High-way 55, Lobby S-100, Hastings, Minne-sotato pay the debt secured by said mort-gage and taxes, if any, on said pre-mises and the costs and disburse-ments, including attorney fees allowedby law, subject to redemption withintwelve (12) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assigns.If the Mortgage is not reinstated

under Minn. Stat. §580.30 or the prop-erty is not redeemed under Minn. Stat.§580.23, the Mortgagor must vacatethe property on or before 11:59 p.m. onOctober 07, 2013, or the next busi-ness day if October 07, 2013 falls on aSaturday, Sunday or legal holiday.Mortgagor(s) released from financial

obligation: NONETHIS COMMUNICATION IS FROM

A DEBT COLLECTOR ATTEMPT-ING TO COLLECT A DEBT. ANYINFORMATION OBTAINED WILL BEUSED FOR THAT PURPOSE.THE RIGHT TO VERIFICATION OF

THE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.THE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: August 23, 2012

ASSIGNEE OF MORTGAGEE :Reverse Mortgage Solutions Inc.

Wilford, Geske & Cook P.A.Attorneys for Assignee of Mortgagee8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 025282F01

NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEThe above referenced sale scheduled

for October 05, 2012 at 10:00 AM hasbeen postponed to November 05, 2012at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: September 28, 2012

ASSIGNEE OF MORTGAGEE :Reverse Mortgage Solutions Inc.

Wilford, Geske & Cook P.A.Attorneys for Assignee Of Mortgagee:Lawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 025282F013171355 10/11/12


THE RIGHT TO VERIFICATIONOF THE DEBT AND IDENTITY OFTHE ORIGINAL CREDITOR WITHINTHE TIME PROVIDED BY LAW ISNOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN , that

default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: June 4, 2007MORTGAGOR: Heidi M. Koury FKA

Heidi M. Schuster and Nicholas L.Koury, wife and husband.

MORTGAGEE: Mortgage ElectronicRegistration Systems, Inc.

DATE AND PLACE OF RECORDING:Recorded June 21, 2007 Dakota

Coun ty Recorder , Documen t No.2525526.

ASSIGNMENTS OF MORTGAGE :Assigned to: Green Tree ServicingLLC.

TRANSACTION AGENT: MortgageElectronic Registration Systems, Inc.

TRANSACTION AGENT 'S MORT -GAGE IDENTIFICATION NUMBER ONMORTGAGE: 1004184-0161692028-0

LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Tradition Mortgage

RESIDENTIAL MORTGAGE SER -VICER: Green Tree Servicing LLC

MORTGAGED PROPERTY ADDRESS:412 3RD Avenue South, South SaintPaul, MN 55075

T A X P A R C E L I . D . # :36-64300-11-270

LEGAL DESCRIPTION OF PROP -ERTY:

Lot 27, Block 11, Riverside ParkAddition to the City of St . Paul ,Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS

LOCATED: DakotaORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $204,250.00AMOUNT DUE AND CLAIMED TO BE

DUE AS OF DATE OF NOTICE, INCLUD-ING TAXES, IF ANY, PAID BY MORT-GAGEE: $198,652.67

That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the debtsecured by said mortgage, or any partthereof;

PURSUANT to the power of sa lecontained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:

DATE AND TIME OF SALE: October4, 2012 at 10:00 AM

PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidp r em i s e s , a n d t h e c o s t s a n ddisbursements, including attorneys'f e e s a l l ow ed b y l aw s ub j e c t toredemption within six (6) months fromt h e d a t e o f s a i d s a l e b y t h em o r t g a g o r ( s ) , t h e i r p e r s o n a lrepresentatives or assigns unlessreduced to Five (5) weeks under MNStat. §580.07.

T IME AND DATE TO VACATEPROPERTY: If the real estate is anowne r - o c cup i e d , s i n g l e - f ami l ydwelling, unless otherwise provided bylaw, the date on or before which themortgagor(s) must vacate the propertyif the mortgage is not reinstated undersection 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on April 4, 2013, unless theredemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.MORTGAGOR(S) RELEASED FROM

F I N A N C I A L O B L I G A T I O N O NMORTGAGE: None

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED."

Dated: July 27, 2012Green Tree Servicing LLCMortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-68888 - 12-002914 FCTHIS IS A COMMUNICATION FROMA DEBT COLLECTOR.NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEPursuan t to the p rov is i ons o f

M inneso ta S ta tu tes 580 .07 , thef o r e g o i n g f o r e c l o s u r e s a l e i spostponed until December 13, 2012 at10:00 AM at the Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN, in saidcounty and state.Dated: October 8, 2012.

Green Tree Servicing LLCMortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-68888 - 12-002914 FCTHIS IS A COMMUNICATION FROMA DEBT COLLECTOR.3180464 10/11/12




MORTGAGE: $257,602.00MORTGAGOR(S): Craig R. Johnson

and Joy A. Johnson, husband and wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor American Equity Mortgage, Inc., itssuccessors and assignsDATE AND PLACE OF RECORDING:Recorded: Sep tember 16 , 2009

Dakota County RecorderDocument Number: 2684577ASSIGNMENTS OF MORTGAGE:And assigned to: BAC Home Loans

Servicing, LP fka Countrywide HomeLoans Servicing, LPDated: July 01, 2011Recorded: July 22 , 2011 Dakota

County RecorderDocument Number: 2811080Transaction Agent: Mortgage Elec-

tronic Registration Systems, Inc.Transaction Agent Mortgage Identifi-

cation Number: 100267400007759028Lender or Broker: American Equity

Mortgage, Inc.Residential Mortgage Servicer: Bank

of America, N.A.Mortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 19150 Echo Ln,

Farmington, MN 55024-9184T a x P a r c e l I D N u m b e r :


ERTY : Lot 14, Block 2 , Akin ParkEstates, according to the recorded platthereof, Dakota County, MinnesotaAMOUNT DUE AND CLAIMED TO BE


ments have been complied with; thatno action or proceeding has been insti-tuted at law or otherwise to recover thedebt secured by said mortgage, or anypart thereof;PURSUANT to the power of sa le

con ta ined in sa id mor tgage , theabove-described property will be soldby the She r i f f o f sa id coun ty asfollows:DATE AND TIME OF SALE: October


Law En fo rcemen t Cen te r , 1580Highway 55, Lobby S-100, Hastings,Minnesotato pay the deb t secured by sa idmortgage and taxes, if any, on saidp r e m i s e s a n d t h e c o s t s a n ddisbursements, including attorney feesallowed by law, subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assigns.If the Mortgage is not reinstated

under M inn. Stat . §580 .30 or theproperty is not redeemed under Minn.Stat. §580.23, the Mortgagor mustvacate the property on or before 11:59p.m. on April 05, 2013, or the nextbusiness day if April 05, 2013 falls ona Saturday, Sunday or legal holiday.Mortgagor(s) released from financial


A DEBT COLLECTOR ATTEMPTINGTO COLLECT A DEBT . ANYINFORMATION OBTAINED WILL BEUSED FOR THAT PURPOSE.THE RIGHT TO VERIFICATION OF


REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.DATED: August 23, 2012

ASSIGNEE OF MORTGAGEE :Bank of America, N.A., successorby merger to BAC Home LoansServicing, LP fka CountrywideHome Loans Servicing, LP



for October 05, 2012 at 10:00 AM hasbeen postponed to November 05, 2012at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: October 03, 2012

ASSIGNEE OF MORTGAGEE :Bank of America, N.A., successorby merger to BAC Home LoansServicing, LP fka CountrywideHome Loans Servicing, LP




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: July 8, 2009MORTGAGOR: Kathleen R. Bowen, a

single person.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded August 5, 2009 Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: Branch Banking andTrust Company.


TRANSACTION AGENT 'S MORT -GAGE IDENTIFICATION NUMBER ONMORTGAGE: 100159969618141363

LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Liberty Mortgage Corpo-ration DBA Liberty Mortgage Corpora-tion Georgia

RESIDENTIAL MORTGAGE SER -VICER: Branch Banking and TrustCompany

MORTGAGED PROPERTY ADDRESS:1780 Meadowlark Road, Eagan, MN55122

T A X P A R C E L I . D . # :10.32950.03.009


Unit 11780, CIC No. 142, Meadow-lark R idge Townhomes , DakotaCounty, Minnesota.COUNTY IN WHICH PROPERTY IS





PURSUANT to the power of sale con-tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:

DATE AND TIME OF SALE: Decem-ber 4, 2012 at 10:00 AM

PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.

TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on _June 4, 2013_, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.MORTGAGOR(S) RELEASED FROM

FINANCIAL OBLIGATION ON MORT-GAGE: None

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."

Dated: October 3, 2012Branch Banking and TrustCompanyMortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-6888108 - 12-002441 FCTHIS IS A COMMUNICATION FROMA DEBT COLLECTOR.3180531 10/11-11/15/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: Oc tober 15,

2002MORTGAGOR: David M. Gorham and

Marjorie J. Gorham, husband and wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Filed July 13, 2012, Dakota County

Registrar of Titles , Document No.699363 on Certificate of Title No.99231.

ASSIGNMENTS OF MORTGAGE :Assigned to: JPMorgan Chase Bank,National Association.Said Mortgage being upon Regis-

tered Land.TRANSACTION AGENT: Mortgage

Electronic Registration Systems, Inc.TRANSACTION AGENT 'S MORT -

GAGE IDENTIFICATION NUMBER ONMORTGAGE: 100052599893094801

LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Residential BrokerageAlternatives

RESIDENTIAL MORTGAGE SER -VICER : JPMo rgan Chase Bank ,National Association

MORTGAGED PROPERTY ADDRESS:11120 168TH Street West, Lakeville,MN 55044

TAX PARCEL I.D. #: 223795103070LEGAL DESCRIPTION OF PROP -

ERTY:Lot 7, Block 3, Jackson Heights 2ndAdditionCOUNTY IN WHICH PROPERTY IS






DATE AND TIME OF SALE: Novem-ber 29, 2012 at 10:00 AM


TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on May 29, 2013, unless theredemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.

MORTGAGOR(S) RELEASED FROMFINANCIAL OBLIGATION ON MORT-GAGE: None


Dated: October 1, 2012JPMorgan Chase Bank, NationalAssociationMortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688830-10769THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.3180620 10/11-11/15/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: Au gu s t 18 ,

2003MORTGAGOR: Mathew E. Peterson

and Kim L. Peterson, Husband andWife.

MORTGAGEE: Opt imum MortgageServices Inc..

DATE AND PLACE OF RECORDING:Recorded October 17, 2003 Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: TCF Mortgage Corpora-tion. And thereafter assigned to:Mortgage Electronic Registration Sys-tems, Inc.. And thereafter assigned to:U.S. Bank National Association.

TRANSACTION AGENT: NONETRANSACTION AGENT 'S MORT -

GAGE IDENTIFICATION NUMBER ONMORTGAGE: NONE

LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Optimum Mortgage Ser-vices Inc.

RESIDENTIAL MORTGAGE SER -VICER: U.S. Bank Home Mortgage, adivision of U.S. Bank National Associa-tion

MORTGAGED PROPERTY ADDRESS:5536 Upper 183RD Street West, Farm-ington, MN 55024

T A X P A R C E L I . D . # :14-75600-03-020


Lot 2 , B lock 3 , Terra Addit ion,According to the Recorded P latThereof, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on May 29, 2013, unless theredemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.MORTGAGOR(S) RELEASED FROM



Dated: October 1, 2012U.S. Bank National AssociationMortgagee/Assignee of Mortgagee


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PUBLIC NOTICENOTICE AND ORDER OF HEARINGON PETITION FOR PROBATE OFWILL AND APPOINTMENT OF

PERSONAL REPRESENTATIVE ANDNOTICE TO CREDITORS


DISTRICT COURTPROBATE COURT DIVISION

Court File No. 19HA-PR-12-628In Re: Estate of Helen J. Adams,a.k.a Helen E. Adams, DecedentIt is Ordered and Notice is given that

on the 13 day of November, 2012, at9:00 o’clock A.M., a hearing will beheld in this Court at Dakota CountyCourthouse, 1560 Highway 55, Hast-ings, Dakota County, Minnesota, forthe Formal Probate of an instrumentpurporting to be the Last Will of theabove named Decedent, dated April 10,1973, under Minn. Stat. § 524.2-513(“Last Will”), and for the appointmento f Ma ry Pau l ine S tap les , whoseaddress is 1064 Woodhill Drive, Wood-bury, Minnesota, as Personal Repre-sentative of the estate of the Decedentin an UNSUPERVISED administration.Any objections to the Petition must befiled with the Court prior to or raisedat the hearing. If proper and if noobjections are filed or raised, the Per-sonal Representative will be appointedw ith fu l l power to administer theEstate including the power to collecta l l assets , to pay a l l lega l debts ,claims, taxes and expenses, to sell realand personal property, and to do allnecessary acts for the Estate.Notice is also given that (subject to

Minn. Stat. § 524.3-801) ALL CREDI-TORS having claims against the Estateare required to present the claims tothe Personal Representative or to theCourt Administrator within four (4)months after the date of this Notice orthe claims will be barred.Date: 10-4-12

Shawn M. MoynihanJudge

(COURT SEAL)Attorney for Personal RepresentativeBruce L. Beck, ID# 5885BRUCE L. BECK & ASSOCIATES, L.L.C.2785 White Bear Avenue, Suite 101Maplewood, MN 55109(651) 770-24003176827 10/11-10/18/12

PUBLIC NOTICENOTICE OF INFORMAL PROBATE

OF WILL AND INFORMALAPPOINTMENT OF PERSONAL

REPRESENTATIVE AND NOTICETO CREDITORS



Court File No.: 19HA-PR-12-633In Re: Estate of Victor Yanisch, Jr.,Decedent.Notice is given that an Application

for Informal Probate of Will and Infor-mal Appointment of Personal Repre-sentative was filed with the Registrar,along with a Will dated October 7,2009. The Registrar accepted theapplication and appointed Michelle A.Lindner, whose address is 2106 Caro-line Lane, So. St. Paul, Minnesota55075, to serve as the personal repre-sentative of the decedent’s estate.Any heir, devisee or other interested

person may be entitled to appoint-ment as personal representative ormay object to the appointment of thepersonal representative. Any objectionto the appointment of the personalrepresentative must be filed with theCourt, and any properly filed objectionwill be heard by the Court after noticeis provided to interested persons of thedate of hearing on the objection.Unless objections are filed, and

unless the Court orders otherwise, thepersonal representative has the fullpower to administer the estate, includ-ing, after thirty (30) days from theissuance of letters testamentary, thepower to sell, encumber, lease, or dis-tribute any interest in real estateowned by the decedent.Notice is further given that, subject

to Minn. Stat. § 524.3-801, all credi-to r s ha v i n g c la ims aga i ns t thedecedent ’s estate are requ ired topresent the claims to the personal rep-resentative or to the Court within four(4) months after the date of this noticeor the claims will be barred.Dated: 10/5/12


Vance B. Grannis, Jr. (MN# 36821)Grannis & Hauge, P.A.1260 Yankee Doodle Road, Suite 200Eagan Minnesota 55121Telephone: (651) 456-9000Facsimile: (651) 454-4232ATTORNEY FOR PERSONAL REPRE-SENTATIVE3179535 10/11-10/18/12



under which the business is or will beconducted: More Than a Sparrow

2. Principal Place of Business: 3545Blue Jay Way #201, Eagan, MN 55123USA


Amy Jo Clark, 3545 Blue Jay Way#201, Eagan, MN 551234. I, the undersigned, certify that I


Amy Jo Clark3178388 10/11-10/18/12P



under which the business is or will beconducted: Goga Studios

2. Principal Place of Business: 750Main St., Ste. 108, Mendota Heights,MN 55118 USA


Nature Wave Wellness, Inc., 10789Maple Blvd, Woodbury, MN 551294. I, the undersigned, certify that I


Nickolas Nyhus3173132 10/4-10/11/12P



under which the business is or will beconducted: Total Design Consulting

2. Principal Place of Business: 11330Alameda Ave., Inver Grove Heights, MN55077


Tony DiSanto, 1107 2nd St. West,Menomonie, WI 547514. I, the undersigned, certify that I


Anthony DiSanto, Founder of TDConsulting, Packaging Consultant

3172004 10/4-10/11/12P PUBLIC NOTICENOTICE OF INFORMAL PROBATEOF WILL AND APPOINTMENT OF



DISTRICT COURTPROBATE DIVISION

FIRST JUDICIAL DISTRICTCourt File No: 19HA-PR-12-601

ESTATE OF Mary Louise Williams;a/k/a Mary L. Williams; a/k/a MaryWilliams, and a/k/a M.L. Williams,lDECEDENTNotice is given that an application

for informal probate of the Decedent’swill dated September 30, 1998, (“Will”),has been filed with the Registrar. Theapplication has been granted.Notice is also given that the Regis-

trar has informally appointed PatriciaBoyd whose address is: 19960 Min-netonka Blvd., Excelsior, MN 55331 aspersonal representative of the Estate ofthe Decedent. Any heir, devisee oro the r in te rested pe rson may beentitled to appointment as personalrepresentative or may object to theappointment of the personal represen-tative. Unless objections are filed withthe Court (pursuant to Minn. Stat.524.3-607) and the Court otherwiseorders, the personal representative hasfull power to administer the Estateincluding, after 30 days from the dateof issuance of letters, the power tosell, encumber, lease or distribute realestate.Any objections to the probate of the

will or appointment of the PersonalRepresentative must be filed with thisCourt and will be heard by the Courtafter the filing of an appropriate peti-tion and proper notice of hearing.Notice is also given that (subject to

Minn. 524.3-801) all creditors havingclaims against the Estate are requiredto present the claims to the personalrepresentative or to the Court Admin-istrator within four months after thedate of this Notice or the claims will bebarred.Date: 9/24/12


Attorney For Personal RepresentativeCharles W. Hollenhorst, Esq.HOLLENHORST LAW FIRM, P.A.Attorneys-At-Law4727 Spring Creek DriveExcelsior. MN 55331952-470-8801Attorney ID. No. 2861513164141 10/4-10/11/12P


NOTICE IS HEREBY GIVEN , thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: January 22,

2008.MORTGAGOR (S ) : Just K idding

Around Daycare and Preschool, Inc., aMinnesota corporation.MORTGAGEE: Lehman Brothers

Bank, FSB.DATE AND PLACE OF RECORDING:

F i led February 14, 2008, Dako taCounty Recorder, as Document No.2572406.ASSIGNMENT(S) OF MORTGAGE:

Assigned to Bayview Loan Servicing,LLC, by assignment dated February 8,2008, filed for record April 29, 2009, asD o c u m e n t N o . 2 6 5 3 4 1 8 , a n dre-recorded on June 22 , 2009, asDocument No. 2665777.The land described in said mortgage

is not registered land.MORTGAGE HOLDER (as defined in

section 58.02):Transaction Agent: NA.Transaction Agent's Mortgage Identi-

fication Number on Mortgage: NA.Lender or Broker: Bayview Loan

Servicing, LLC.Residential Mortgage Servicer: NA.MORTGAGE ORIGINATOR (as defined

in section 58.02): Lehman BrothersBank, FSB.MORTGAGED PROPERTY ADDRESS:

5089 208th Street, Farmington, MN,55024.T A X P A R C E L I . D . N O . :

14-25855-01-020.LEGAL DESCRIPTION OF PROP -

ERTY : Lot 2 , Block 1, FarmingtonIndustrial Park 208th Street Addition.COUNTY IN WHICH PROPERTY IS

LOCATED: Dakota.ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $438,000.00.AMOUNT CLAIMED TO BE DUE ON

THE MORTGAGE ON THE DATE OFTHIS NOTICE: $429,445.11.The holder of the mortgage has com-

plied with all conditions precedent toacceleration of the debt secured by themortgage and foreclosure of the mort-gage and all notice and other require-ments of applicable statutes. That noaction or proceeding has been insti-tuted at law or otherwise to recover thedebt secured by said mortgage, or anypart thereof.PURSUANT to the power of sale con-

tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:DATE AND TIME OF SALE: Novem-

ber 29, 2012 at 10:00 a.m.PLACE OF SALE: Sheriff 's main

of f ice in the Dako ta Coun ty LawEnforcement Center, 1580 Highway 55,Lobby #S-100, in the City of Hastings,County of Dakota, State of Minnesota.to pay the debt then secured by saidmortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assigns.MORTGAGOR(S) RELEASED FROM

FINANCIAL OBLIGATION ON MORT-GAGE: None.Dated: October 5, 2012.

BAYVIEW LOAN SERVICING, LLC,Assignee

/s/ Peter B. TiedePETER B. TIEDE -for-Atty. I.D. #245094MURNANE BRANDTAttorneys for Assignee30 East Seventh Street, Suite 3200St. Paul, Minnesota 55101Telephone (651) 227-94113179031 10/11-11/15/12


NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: December 10,

2007ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $258,500.00MORTGAGOR(S): David W. Wick, a

single personMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for Suntrust Mortgage, Inc., itssuccessors and assignsDATE AND PLACE OF RECORDING:Reco rded : Decembe r 21 , 2007

Dakota County RecorderDocument Number: 2562883ASSIGNMENTS OF MORTGAGE:And assigned to: Suntrust Mortgage,

Inc.Dated: October 26, 2011Reco rded : Novembe r 01 , 2011

Dakota County RecorderDocument Number: 2827830Transaction Agent: Mortgage Elec-


cation Number: 100010402074482344Lender or Broker: Suntrust Mort-

Lender or Broker: Suntrust Mortgage, Inc.Residential Mortgage Servicer: Sun-

Trust Mortgage, Inc.Mortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 15044 Portland

Ave, Burnsville, MN 55306-5022T a x P a r c e l I D N u m b e r :


ERTY: Lot 13, Block 1, Crystal LakeThird Addition, Dakota County, Min-nesotaAMOUNT DUE AND CLAIMED TO BE





Law Enforcement Center, 1580 High-way 55, Lobby S-100, Hastings, Minne-sotato pay the debt secured by said mort-gage and taxes, if any, on said pre-mises and the costs and disburse-ments, including attorney fees allowedby law, subject to redemption withinsix (6) months from the date of saidsale by the mortgagor(s), their per-sonal representatives or assigns.If the Mortgage is not reinstated

under Minn. Stat. §580.30 or the prop-erty is not redeemed under Minn. Stat.§580.23, the Mortgagor must vacatethe property on or before 11:59 p.m. onApril 19, 2013, or the next businessday if April 19, 2013 falls on a Satur-day, Sunday or legal holiday.Mortgagor(s) released from financial



THE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: September 06, 2012

ASSIGNEE OF MORTGAGEE :Suntrust Mortgage, Inc.

Wilford, Geske & Cook P.A.Attorneys for Assignee of Mortgagee8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 022810F043141221 9/6-10/11/12


THE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN: That

default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: April 24, 2006ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $131,200.00MORTGAGOR(S): Steven M Straw-

matt and Leah Strawmatt, husbandand wife as joint tenantsMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Great Northern Financial Group,Inc.TRANSACTION AGENT: Mortgage

Electronic Registration Systems, Inc.MIN#: 1002614-9572667733-3SERVICER: Ocwen Loan Servicing,

LLCLENDER: Great Northern Financial

Group, Inc..DATE AND PLACE OF F IL ING :

Dakota County Minnesota, Recorder ,on May 9, 2006 , as Document No.

on May 9, 2006 , as Document No.2427379.ASSIGNED TO : Deutsche Bank

National Trust Company, as Trusteefor NovaStar Mortgage Funding Trust,Series 2006-4 NovaStar Home EquityLoan Asset-Backed Certificates, Series2006-4 Dated: July 30 , 2012 , andrecorded August 9, 2012 by DocumentNo. 2886379 .LEGAL DESCRIPTION OF PROP -

ERTY: Unit No. 94, CIC No. 439, Glen-dale Heights Villas, Dakota County,Minnesota.PROPERTY ADDRESS: 2497 Yellow-

stone Dr, Hastings, MN 55033PROPERTY I.D: 19-29702-05-094COUNTY IN WHICH PROPERTY IS

LOCATED: DakotaTHE AMOUNT CLAIMED TO BE DUE

ON THE MORTGAGE ON THE DATE OFTHE NOTICE: One Hundred ThirtyThousand One Hundred Sixty-Eightand 81/100 ($130,168.81)THAT no action or proceeding has

been instituted at law to recover thedebt secured by said mortgage, or anypart thereof; that there has been com-pliance with all pre-foreclosure noticeand acceleration requirements of saidmortgage, and/or applicable statutes;PURSUANT, to the power of sale con-

tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:DATE AND TIME OF SALE: 10:00 AM

on October 23, 2012PLACE OF SALE : Sherif f`s Main

Office, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343to pay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the pre-mises and the costs and disburse-men ts a l lowed by law . The t imeallowed by law for redemption by saidmortgagor(s), their personal represen-tatives or assigns is 6.00 months fromthe date of sale. If Mortgage is notreinstated under Minn. Stat. §580.30or the property is not redeemed underMinn. Stat. §580.23, the Mortgagormust vacate the property on or before11:59 p.m. on April 23, 2013, or thenext business day if April 23, 2013falls on a Saturday, Sunday or legalholiday.

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR`S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."Dated: September 6, 2012

Deutsche Bank National TrustCompany, as Trustee for NovaStarMortgage Funding Trust, Series2006-4 NovaStar Home EquityLoan Asset-Backed Certificates,Series 2006-4

Randall S. Miller & Associates, PLLCAttorneys for Assignee of Mortgage/MortgageeCanadian Pacific Plaza,120 South Sixth Street, Suite 1100Minneapolis, MN 55402Phone: 952-232-0052Our File No. 12MN00758-1THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.A-4294722 09/06/2012, 09/13/2012,09/20/2012, 09/27/2012, 10/04/2012,10/11/20123137077 9/6-10/11/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: November 19,

2010MORTGAGOR: Michael J Baker and

Sooryun S Baker, husband and wife.MORTGAGEE: Fifth Third Mortgage

Company.DATE AND PLACE OF RECORDING:Filed December 3 , 2010 , Dakota

County Registrar of Titles, DocumentNo. T672072 on Certificate of Title No.139237.

ASSIGNMENTS OF MORTGAGE :NONESaid Mortgage being upon Regis-

tered Land.TRANSACTION AGENT: NONETRANSACTION AGENT 'S MORT -


LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Fifth Third MortgageCompany

RESIDENTIAL MORTGAGE SER -VICER: Fifth Third Mortgage Company

MORTGAGED PROPERTY ADDRESS:5818 142ND Street West, Apple Valley,MN 55124

T A X P A R C E L I . D . # :01-66700-05-150


Lot 15, Block 5, Scottsbriar 1st,Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS




That prior to the commencement of





TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on __April 30 , 2013__ ,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.MORTGAGOR(S) RELEASED FROM



Dated: August 29, 2012Fifth Third Mortgage CompanyMortgagee/Assignee of Mortgagee



THE RIGHT TO VERIFICATION OF THEDEBT AND IDENTITY OF

THE ORIGINAL CREDITOR WITHINTHE TIME PROVIDED BY

LAW IS NOT AFFECTED BY THISACTION.

NOTICE IS HEREBY GIVEN: ThatDefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: 07/31/2006ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $261,700.00MORTGAGOR(S): Cynthia J. Michael,

a single personMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for Provident Funding Associates,L.P.DATE AND PLACE OF F IL ING :

08 /08 /2006 as Document Number2452000 in the Office of the CountyRecorder, Dakota County, MinnesotaASS IGNMENT OF MORTGAGE :

Assigned to Provident Funding Associ-ates, L.P.DATE AND PLACE OF F IL ING :

08 /28 /2012 as Document Number2890218 in the Office of the CountyRecorder, Dakota County, MinnesotaT A X P A R C E L I . D . N O . :


ERTY: Lot 32, Block 1, Woodhill Pre-mier Townhomes, Common InterestCommuni ty Number 482 , Dako taCounty MinnesotaABSTRACT PROPERTYSTREET ADDRESS OF PROPERTY:

18047 Kindred Court, Lakeville, MN55044COUNTY IN WHICH PROPERTY IS

LOCATED: DakotaLENDER OR BROKER AND MORT-

GAGE ORIGINATOR: Provident Fund-ing Associates, L.P.RESIDENTIAL MORTGAGE SER -

VICER: Provident Funding Associates,L.P.TRANSACTION AGENT: Mortgage


GAGE IDENTIFICATION NUMBER ONMORTGAGE: 1000179-3516070020-5THE AMOUNT CLAIMED TO BE DUE

ON THE MORTGAGE AS OF THE DATEOF THIS NOTICE: $243,269.55THAT no action or proceeding has

been instituted at law to recover thedebt secured by said mortgage, or anypart thereof; that there has been com-pliance with all pre-foreclosure noticeand acceleration requirements of saidmortgage, and/or applicable statutes.Pursuant to the power of sale con-

tained in said Mortgage, the Mortgagewill be foreclosed, and the mortgagedpremises will be sold by the Sheriff ofDakota, Minnesota at public auction asfollows:D A T E A N D T I M E O F S A L E :

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With Real EstateState of MinnesotaCounty Dakota

District Court1st Judicial District

Court File Number: ________Case Type: Dissolution with Children

In Re the Marriage of:Laura Rose Esparza-Webster, Peti-tionerandRafael Esparza-Gonzalez, RespondentTHE STATE OF MINNESOTA TO THEABOVE-NAMED RESPONDENT:WARNING: Your spouse (husband orwife) has filed a lawsuit against youfor dissolution of your marriage. Acopy of the paperwork regarding thelawsuit is served on you with thissummons. This summons is an offi-cial document from the court thataffects your rights. Read this sum-mons carefully. If you do not under-stand it, contact an attorney forlegal advice.1. The Petitioner (your spouse) has

filed a lawsuit against you asking fordissolution of your marriage (divorce).A copy of the Petition for Dissolutionof Marriage is attached to this Sum-mons.

2. You must serve upon Petitionerand fi le w i th the court a wr i t tenAnswer to the Petition for Dissolutionof Marriage, and you must pay therequired filing fee. Answer forms area v a i l a b l e f r o m t h e c o u r tadministrator’s office. You must serveyour Answer upon Petitioner withinthirty (30) days of the date you wereserved with this Summons , not count-ing the day of service. If you do notserve and file your Answer, the courtmay give your spouse everything he orshe is asking for in the Petition forDissolution of Marriage.

3. This proceeding involves, affects,or brings into question the real prop-erty located at the following address1784 Gold Ct Eagan in Dakota County,State of MN with the following legaldescription: Cedar Grove No 6. 23 6

NOTICE OF TEMPORARYRESTRAINING PROVISIONS

Under Minnesota law, service of thiss ummon s m ake s the f o l l ow i n grequirements apply to both parties tothe action, unless they are modified bythe court or the proceeding is dis-missed:(1) Neither party may dispose of any

assets except (a) for the necessities oflife or for the necessary generation ofincome or preservation of assets, (b) byan agreement of the parties in writing,or (c) for retaining counsel to carry onor to contest this proceeding.(2) Neither party may harass the

other party.(3) All currently available insurance

coverage must be maintained and con-tinued without change in coverage orbeneficiary designation.(4) Parties to a marriage dissolution

proceeding are encouraged to attemptalternative dispute resolution pursu-ant to Minnesota law. Alternative dis-pute resolution includes mediation,arbitration and other processes as setforth in the district court rules. Youmay contact the court administratorabout resources in your area. If youcannot pay for mediation or alterna-tive dispute resolution, in some coun-ties, assistance may be available to youthrough a nonprofit provider or a courtprogram. If you are a victim of domes-tic abuse or threats as defined in Min-nesota statutes, chapter 518b, you arenot required to try mediation and youwill not be penalized by the court inlater proceedings.IF YOU VIOLATE ANY OF THESEPROVISIONS, YOU WILL BE SUB-JECT TO SANCTIONS BY THECOURT.NOTICE OF PARENT EDUCATION

PROGRAM REQUIREMENTSUnder Minnesota Statues, Section

518.157, in a contested proceedinginvolving custody or parenting time ofa minor child, the parties must beginparticipation in a parent educationprogram that meets minimum stan-dards promulgated by the MinnesotaSupreme Court within 30 days afterthe first filing with the court. In someDistricts, parenting education may berequired in all custody or parentingproceedings. You may contact the Dis-trict Court Administrator for addi-t iona l informat ion regarding thisrequirement and the availability of par-ent education programs.Dated: 9/30/12

3180266 10/11-10/25/12P

PUBLIC NOTICENOTICE AND ORDER OF HEARING

ON PETITION FOR FORMALADJUDICATION OF INTESTACY,DETERMINATION OF HEIRSHIP

AND APPOINTMENT OFPERSONAL REPRESENTATIVE AND

NOTICE TO CREDITORSSTATE OF MINNESOTACOUNTY OF DAKOTA


FIRST JUDICIAL DISTRICTCourt File No. 19HA-PR-12-608

ESTATE OF D o n a l d R i ch a rdScherer, DECEDENTIt is Ordered and Notice is given that

on 10-23-12, 2012, at 9:00 a.m., a hear-ing will be held in this Court at DakotaCounty Judicial Center, 1560 Highway55, Hastings, Minnesota, for the adju-dication of intestacy and determina-tion of heirship of the Decedent, andfor the appointment of Michelle Burgerwhose address is 6701 154th Street,Prior Lake, MN 55372 as personal rep-resentative of the Estate of the Dece-dent in an UNSUPERVISED administra-tion. Any objection to the Petitionmust be filed with the Court prior to orraised at the hearing. If proper and ifno objections are filed or raised, thepe rsona l rep resen ta t ive w i l l beappointed with full power to adminis-ter the Estate, including the power tocollect all assets, pay all legal debts,claims, taxes, and expenses, and sellreal and personal property, and do allnecessary acts for the Estate.Notice is also given that (subject to

Minn. Stat. § 524.3-801) all creditorshaving claims against the Estate arerequired to present the claims to thepersonal representative or to the CourtAdministrator within four months afterthe date of this Notice or the claimswill be barred.Date: 9/28/12

Joseph T. CarterJudge

(COURT SEAL)Attorney for PetitionerLauri Ann SchmidSchmid Law Firm, Ltd6001 Egan Drive, Suite 140Savage, MN 55378Attorney License No.: 276935Telephone: (952) 226-12023171447 10/4-10/11/12



under which the business is or will beconducted: PERFECT BROW BAR

2. Principal Place of Business: 1178BURNSVILLE CENTRE STE #1085,BURNSVILLE, MN 55306


ARIF KAROWALIA, 4742 BURCLARECT, SUGAR LAND, TX 774794. I, the undersigned, certify that I


ARIF KAROWALIA, President3172422 10/4-10/11/12P



under which the business is or will beconducted: Hastings Garage Door

2. Principal Place of Business: 1400Pleasant Hills Dr, Lino Lakes, MN55038


Premium Garage Door Service Inc.,1400 Pleasant Hills Dr, Lino Lakes, MN550384. I, the undersigned, certify that I

am signing this document as the per-son whose signature is required, or asagent of the person(s) whose signa-ture would be required who has autho-rized me to sign this document onhis/her behalf, or in both capacities. Ifurther certify that I have completed allrequired fields, and that the informa-tion in this document is true and cor-rect and in compliance with the appli-cable chapter of Minnesota Statutes. Iunderstand that by signing this docu-ment I am subject to the penalties ofperjury as set forth in Section 609.48as if I had signed this document underoath.Date: 10-5-12

Steve Jacobsen President3179524 10/11-10/18/12P



under which the business is or will beconducted: Emily Shore

2. Principal Place of Business: 1066Beatrice Street, Eagan, MN 55121 USA


Kevin Donald Rotzien, 1066 BeatriceStreet, Eagan, MN 55121Emily Beth Rotzien, 1066 Beatrice

Street, Eagan, MN 551214. I, the undersigned, certify that I


Kevin Donald Rotzien3172459 10/4-10/11/12P

PUBLIC NOTICEMINNESOTA SECRETARY OF STATE

AMENDMENT TOCERTIFICATE OF ASSUMED NAMEMinnesota Statutes, Chapter 333The filing of an assumed name does


under which the business is or will beconducted: Feng Shui Forever

2. Principal Place of Business: 891Stryker Ave., West St Paul, MN 55118


Xiaorong Yi Dahl, 891 Stryker Ave.,West St Paul, MN 551184. This certificate is an amendment

of Certificate of Assumed Name FileNumber: 4399033-2 originally filed on8/8/2011 under the name Feng ShuiForever.5. I, the undersigned, certify that I


Xiaorong Yi Dahl / Owner3180658 10/11-10/18/12P

PUBLIC NOTICENOTICE OF INFORMAL PROBATEOF WILL AND APPOINTMENT OF





Estate of Herbert Mathias Foss,DecedentNotice is given that an application

for informal probate of the Decedent’swill dated 03/11/2011, and codicil(s) tothe will, dated _____, and separate writ-ing(s) under Minn. Stat. 524.2-513dated ____ (“Will”), has been filed withthe Registrar. The application has beengranted.Notice is also given that the Regis-

trar has informally appointed DeborahMcMenomy, whose address is: 13622Brass Parkway, Rosemount, MN 55068as persona l representat ive of theEstate of the Decedent. Any heir, devi-see or other interested person may beentitled to appointment as personalrepresentative or may object to theappointment of the personal represen-tative. Unless objections are filed withthe Court (pursuant to Minn. Stat.524.3-607) and the Court otherwiseorders, the personal representative hasfull power to administer the Estateincluding, after 30 days from the dateof issuance of letters, the power tosell, encumber, lease or distribute realestate.Any objections to the probate of the

Will or appointment of the PersonalRepresentative must be filed with thisCourt and will be heard by the Courtafter the filing of an appropriate peti-tion and proper notice of hearing.Notice is also given that (subject to

Minn. Stat. 524.3-801) all creditorshaving claims against the Estate arerequired to present the claims to thepersonal representative or to the CourtAdministrator within four months afterthe date of this Notice or the claimswill be barred.Date: 10/5/12


Attorney for Applicant: Pro SeDeborah McMenomy13622 Brass ParkwayRosemount, MN 55068Telephone: Cell 651-269-9056FAX: 651-438-4469Work: 651-438-42593178925 10/11-10/18/12P

D A T E A N D T I M E O F S A L E :10/19/2012 at 10:00 A.M.PLACE OF SALE: Dakota Sheriff's

Office, 1580 Highway 55, Hastings, MN55033 to pay the debt then secured bysaid mortgage and taxes, if any actu-ally paid by the mortgagee, on thepremises and the costs and disburse-ments allowed by law.The time allowed by law for redemp-

t i o n b y s a i d M o r t g a g o r ( s ) o rMortgagor's personal representativesor assigns is six (6) months from thedate of sale.TIME AND DATE TO VACATE PROP-

ERTY:Minnesota Statute 580.04(b) pro-

v i d e s , " I f the r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, the notice must also specify thedate on or before which the mortgagemust vacate the property if the mort-gage is no reinstated under section580.30 or the property redeemed undersection 580.23." If the statute applies,the time to vacate the proprty is 11:59p.m. on 04/19/2013, or the next busi-ness day if 04/19/2013 falls on a Satur-day, Sunday or legal holiday.MORTGAGOR(S) RELEASED FROM

FINANCIAL OBLIGATION ON MORT-GAGE: NoneTHE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS THAT MORTGAGEDPREMISES ARE IMPROVED WITH ARESIDENTIAL DWELLING OF LESSTHAN FIVE UNITS, ARE NOT PROP-ERTY USED IN AGRICULTURAL PRO-DUCTION, AND ARE ABANDONED.Dated: 09/06/2012

Provident Funding Associates,L.P.,Mortgagee/Mortgage Assignee

Dunakey & Klatt, P.C.,By Brian G. Sayer and Crystal W. Rink,Attorneys for Mortgagee /MortgageAssignee531 Commercial Street, P.O. Box 2363,Waterloo, IA 50701THIS IS A COMMUNICATION FROM ADEBT COLLECTOR ATTEMPTING TOCOLLECT A DEBT. ANY INFORMA-TION OBTAINED WILL BE USED FORTHAT PURPOSE.3141807 9/6-10/11/12

PUBLIC NOTICENOTICE OF ASSESSMENT LIEN

FORECLOSURE SALETHIS COMMUNICATION IS FROM ADEBT COLLECTOR . THIS IS ANATTEMPT TO COLLECT A DEBT ANDANY INFORMATION OBTAINED WILLBE USED FOR THAT PURPOSENOTICE IS HEREBY GIVEN that

default has been made in the termsand conditions of the Declaration ofGlendale Heights Villas Association,(he re ina f te r the “Dec la ra t i on ” )recorded in the office of the CountyRecorder of Dakota County, Minne-sota as Document No. 2262454, whichcovers the following property:

Unit No. 94, CIC No. 439, Glen-dale Heights Villas2497 Yellowstone Drive, Hastings,Minnesota 55033PIN: 19-29702-094-05THAT pursuant to said Declaration,

there is claimed to be due and owingas of August 17 , 2012 , from SteveStrawmatt and Leah Strawmatt, titleholders, to Glendale Heights VillasAssociation, a Minnesota non-profitcorporation, the amount of $5,568.33,for assessments, late fees and collec-tion costs, plus additional assess-ments and other amounts that mayhave accrued since the date of thisnotice, including the costs of collec-tion and foreclosure;THAT prior to the commencement of

this foreclosure proceeding, Lienorcomplied with all notice requirementsas required by statute; that no actionor proceeding has been instituted atlaw or otherwise to recover the debtsecured by sa id l ien, or any partthereof;

THAT the owners have not beenreleased from their financial obliga-tion to pay said amount;THAT pursuant to M inn. Stat . §

515B.3-116, said debt creates a lienupon said premises in favor of Glen-dale Heights Villas Association, as evi-denced by a lien statement recordedon July 15, 2010, in the office of theDakota County Recorder as DocumentNo. 2740866;THAT pursuant to the power of sale

granted by the owners in taking title tothe premises subject to said Declara-tion, said lien will be foreclosed by thesale of said property by the sheriff ofsaid County at the Dakota CountySheriff’s Office, 1580 Highway 55, inthe City of Hastings, County of Dakota,Minnesota on October 25, 2012, at 10a.m., at public auction to the highestbidder, for cash, to pay the amountthen due fo r sa i d assessmen t s ,together with the costs of foreclosure,including attorney’s fees as allowed bylaw . The t ime a l lowed by law forredemption by the unit owners, theirpersonal representatives or assigns issix (6) months from the date of saidsale.

DATE TO VACATE PROPERTY: Thedate on or before which the ownermust vacate the property if the accountis not brought current or the propertyredeemed under Minn. Stat. § 580.23 isApril 25, 2013. If the foregoing date isa Saturday, Sunday or legal holiday,then the date to vacate is the nextbusiness day at 11:59 p.m.

REDEMPTION NOTICE

THE TIME ALLOWED BY LAWFOR REDEMPT I O N B Y TH EOWNER, THE OWNER’S PERSONALREPRESENTATIVE OR ASSIGNS,MAY BE REDUCED TO FIVE WEEKSI F A J U D I C I A L O R D E R I SENTERED UNDER MINNESOTASTATUTES, SECTION 582.032,DETERMINING, AMONG OTHERTHINGS, THAT THE PREMISESARE IMPROVED WITH A RESIDEN-TIAL DWELLING OF LESS THANFIVE UNITS, ARE NOT PROPERTYUSED IN AGRICULTURAL PRO-DUCTION, AND ARE ABANDONED.Dated: August 17, 2012

GLENDALE HEIGHTS VILLASASSOCIATION, Lienor

By /s/ Thomas P. CarlsonThomas P. Carlson (024871X)Carlson & Associates, Ltd.1052 Centerville CircleVadnais Heights, MN 55127(651) 287-8640

ATTORNEY FOR GLENDALE HEIGHTSVILLAS ASSOCIATION3138117 9/6-10/11/12




MORTGAGE: $167,226.00MORTGAGOR (S ) : M i c h a e l H .

Schauer, a single personMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor American Equity Mortgage, Inc., itssuccessors and assignsDATE AND PLACE OF RECORDING:Reco rded : Decembe r 30 , 2008


Servicing, LP fka Countrywide HomeLoans Servicing, LPDated: August 16, 2011Reco rded : Novembe r 17 , 2011



Transaction Agent Mortgage Identification Number: 1002674-0000722756-2Lender or Broker: American Equity



LOCATED: DakotaProperty Address: 5401 206th St W,



ERTY: Unit No. 107, CIC No. 319, aCondominium, Middle Creek Condo-minium, Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE










REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: September 06, 2012

ASSIGNEE OF MORTGAGEE :Bank of America, N.A., assuccesso r b y me r g e r to BACHome Loans Servicing, LP, fkaCountrywide Home LoansServicing, LP



THE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.Date: August 29, 2012

1. Default has occurred in the con-ditions of a Mortgage, dated October20, 2003, given by Richard GeorgeRogers and Janice L. Rogers, as mort-gagor, to Wakota Federal Credit Union,as mortgagee. Such mortgage was filedwith the Registrar of Titles, DakotaCounty, Minnesota on December 31,2003 as Document No. T526044.

2. The original principal amounts e cu r e d b y th e M o r t g a g e w a s :$50,000.00

3. No action or proceeding at law isnow pending to recover the deb tsecured by the Mortgage, or any partthereof, and no Mortgagor has beenreleased from liability on the Mortgage.

4. The holder of the Mortgage hascomplied with all conditions prece-den t to accelera t ion of the deb tsecured by the Mortgage and foreclo-sure of the Mortgage, and all noticeand other requirements of applicablestatutes.

5. At the date of this notice, theamount due on the Mortgage, andtaxes, if any, paid by the holder of theMortgage is: $11,561.93

6. Pursuant to the power of sale inthe Mortgage, the Mortgage will beforeclosed, and the land described asfollows:

Lots Twelve (12) and Thirteen (13),Block One (1), Marshall's Add. to theC i ty of South S t . Pau l , Dako taCounty, Minnesota

will be sold by the Sheriff of DakotaCounty, Minnesota, at public auctionon October 23, 2012 at 10:00 a.m., atthe Sheriff's office, located at 1580Highway 55, Hastings, Minnesota,55033, to pay the debt then secured bysaid Mortgage and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' fees

ments , inc luding attorneys feesallowed by law.

7 . The t ime a l lowed by law forr e d e m p t i o n b y M o r t g a g o r o rMortgagor's personal representativesor assigns is twelve (12) months afterthe date of sale. Each holder of a jun-ior lien may redeem in the order andmanner provided in Minnesota Stat-utes Chapters 580 and 582, beginningafter the expiration of the mortgagor'sredemption period. If the mortgage isno t r e i n s t a t ed o r the p rope r t yredeemed, and the mortgaged realestate is an owner-occupied singlefamily dwelling, the mortgagor mustvacate the property by 11:59 p.m. onOctober 23, 2013.

8. THE TIME ALLOWED BY LAWFOR REDEMPTION BY THE MORT-GAGOR, THE MORTGAGOR 'S PER-SONAL REPRESENTAT IVES ORASSIGNS MAY BE REDUCED TO FIVEWEEKS IF A JUDICIAL ORDER ISENTERED UNDER MINNESOTA STAT-UTES, SECTION 582.032, DETERMIN-ING, AMONG OTHER THINGS, THATTHE MORTGAGED PREMISES AREIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.

Property Address:213 - 13th AvenueNorth, South St. Paul, MN 55075Parcel No(s).:36-47400-01-130Mortgage ID No.76177Servicer:None

PETERSEN, PLCAttorney for Wakota Federal CreditUnion, MortgageeMark A. Petersen (Atty. No. 278580)228 East Chestnut Street, Suite 3Stillwater, MN 55082651-351-0500WAK.004 / 76177THIS IS A COMMUNICATION FROMA DEBT COLLECTOR3136339 9/6-10/11/12




2005MORTGAGOR: Daniel A. Sarno, an

unmarried man.MORTGAGEE: First Franklin, a Divi-

sion of National City Bank of IN.DATE AND PLACE OF RECORDING:Recorded January 24, 2006 Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: First Franklin FinancialCorporation. And thereafter assignedto: PNC Bank, National Association.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: First Franklin, a Divi-

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PUBLIC NOTICENOTICE OF AND ORDER FORHEARING ON PETITION FOR

FORMAL PROBATE OF LOST WILLAND APPOINTMENT OF




Court File No.: 19HA-PR-12-615In Re: Estate of Eva E. Pleason,Decedent.It is Ordered and Notice is given that

on November 13, 2012 at 9:00 a.m., ahearing will be held in this Court atHastings, Minnesota, on a petition forthe formal probate of an instrumentpu rpo r t i n g to b e a cop y o f thedecedent’s Will dated August 9, 2004,and Codicil dated April 3, 2012, and forthe appointment of Dennis W. Weldon,whose address is 851 Redwood Lane,New Brighton, MN 55112, as personalrepresentative of the decedent’s estatein an unsupervised administration.Any objections to the petition must

be raised at the hearing or filed withthe Court prior to the hearing. If thepetition is proper and no objectionsare filed or raised, the personal repre-sentative will be appointed with thefull power to administer the decedent’sestate, including the power to collectall assets; pay all legal debts, claims,taxes, and expenses; sell real and per-sonal property; and do all necessaryacts for the decedent’s estate.Notice is further given that, subject

to Minn. Stat. § 524.3-801, all credi-to r s ha v i n g c la ims aga i ns t thedecedent ’s estate are requ ired topresent the claims to the personal rep-resentative or to the Court within four(4) months after the date of this noticeor the claims will be barred.Dated: 10/2/2012


McClay o Alton, P.L.L.P.Brian D. Alton, MN#149494951 Grand AvenueSt. Paul, MN 55105Telephone: 651-290-0301Facsimile: 651-290-2502email: [email protected] 10/4-10/11/12

PUBLIC NOTICENOTICE OF AND ORDER FORHEARING ON PETITION FORFORMAL ADJUDICATION OF

INTESTACY, DETERMINATION OFHEIRS, FORMAL APPOINTMENT

OF PERSONAL REPRESENTATIVEAND NOTICE TO CREDITORS



Court File No.: 19HA-PR-12-613In Re: Estate of THERESA ROSAIRESHEPHERD, Decedent.It is Ordered and Notice is given that

on October 23, 2012 at 9:00 AM, ahearing will be held in this Court at1560 W Hwy 55, Hastings, Minnesota,on a petition for the adjudication ofin tes tacy and de te rmina t i on o fdecedent’s heirs, and for the appoint-ment of KIMBERLY A. PAYNES, whoseaddress is 19849 Butternut Trail Farm-ington, MN 55024, and GERALD S.SHEPHERD, whose address is 1521Mackenzie Lane, Oconomowoc, WI53066, as co-personal representativesof the decedent’s estate in an unsuper-vised administration.Any objections to the petition must

be raised at the hearing or filed withthe Court prior to the hearing. If thepetition is proper and no objectionsare filed or raised, the personal repre-sentative will be appointed with thefull power to administer the decedent’sestate, including the power to collecta l l assets; to pay a l l lega l debts ,claims, taxes, and expenses; to sellreal and personal property; and to doall necessary acts for the decedent’sestate.Notice is further give that, subject to

Minn. Stat. § 524.3-801, all creditorshaving claims against the decedent’sestate are required to present theclaims to the personal representativeor to the Court within four (4) monthsafter the date of this notice or theclaims will be barred.Dated: Oct. 1, 2012

BY THE COURTArlene PerkkioJudge of District Court

DUDLEY AND SMITH, P.A.Michael J. BurkeMN# 1748162602 US Bank Center101 East Fifth StreetSaint Paul, MN 55116Telephone: 651-291-1717Facsimile: 651-223-50553172574 10/4-10/11/12

MORTGAGE: First Franklin, a Division of National City Bank of IN

RESIDENTIAL MORTGAGE SER -VICER: Select Portfolio Servicing, Inc.

MORTGAGED PROPERTY ADDRESS:15093 December Way, Rosemount, MN55068

T A X P A R C E L I . D . # :34-83605-03-040


Lot 4, Block 3, Wensmann SixthAddition, according to the recordedplat thereof, Dakota County, Minne-sota.COUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on __May 1, 2013__, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.MORTGAGOR(S) RELEASED FROM



Dated: August 28, 2012PNC Bank, National AssociationMortgagee/Assignee of Mortgagee





2003MORTGAGOR: R ichard A . Zemlak

and Teri L. Zemlak, husband and wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc. .DATE AND PLACE OF RECORDING:Filed February 11, 2004, Dakota

County Registrar of Titles, DocumentNo. T0529833 on Certificate of TitleNo. 130862.

ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc. .Said Mortgage being upon Regis-




LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Lakeland Mortgage Cor-poration

RESIDENTIAL MORTGAGE SER -VICER: CitiMortgage, Inc.

MORTGAGED PROPERTY ADDRESS:680 35TH Street West, Hastings, MN55033

T A X P A R C E L I . D . # :19-71025-01-050


Lot 5, Block 1, South Oaks of Hast-ings, CIC NO. 405 according to thereco rded p la t the reo f , Dako taCounty, MinnesotaCOUNTY IN WHICH PROPERTY IS

LOCATED: Dakota








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on April 25, 2013, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.MORTGAGOR(S) RELEASED FROM



Dated: August 22, 2012CitiMortgage, Inc.Mortgagee/Assignee of Mortgagee



FORECLOSURE SALEDate: August 17, 2012YOU ARE NOTIFIED THAT:1. Default has occurred in the termsand conditions of the Declaration forGardenview Place Association (herein-after the "Association") which wasrecorded as Document No. 1109609, inthe Office of the County Recorder ofDakota County, Minnesota, coveringthe following property:LEGAL DESCRIPTION: Lot 31,Block 1, Gardenview Place 1stAddition, Dakota County, Minne-sotaSTREET ADDRESS : 14349Hickory Way, Apple Valley, MN55124T A X P A R C E L I D N O .01-28950-01-3102. Pursuant to said Declaration,

there is claimed to be due and owingas of August 17, 2012, from BrianJames Brieske, title holder, to theAssociation, a Minnesota non-profitcorporation, the amount of $3,217.00for unpaid association dues, late fees,attorneys' fees and costs, plus anyother such amounts that will accrueafter August 17, 2012, including rea-sonable attorneys' fees and costs ofcollection and foreclosure which willbe added to the amount claimed dueand ow ing at the t ime of the sa leherein.

3. No action is now pending at law orotherwise to recover said debt or anypart thereof.4. That all preforeclosure require-

ments have been met.5. The owner has not been released

from the owner's financial obligationto pay said amount.

6. The Declaration, referenced above,provides for a continuing lien againstthe property. A Notice of Lien evi-dencing the amount due was recordedon April 30, 2012, as Document No.2865353 i n the Dako ta Coun t yRecorder's Office.

7. Pursuant to the power of sale con-tained in the same Declaration andgranted by the owner in taking title tothe premises subject to said Declara-tion, said Lien will be foreclosed by thesale of said property by the Sheriff ofDakota County, at the Dakota CountySheriffs Office, Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100 , Hastings, MN 55033, onthe 25th day of October, 2012, at10:00 a.m. at public auction to thehighest bidder, to pay the amount thendue for said assessments, togetherwith the costs of foreclosure, includ-ing attorneys fees as allowed by law.

ing attorneys fees as allowed by law.8. The t ime a l lowed by law fo r

redemption by the unit owner, his per-sonal representatives or assigns is six(6) months from the date of sale. Thedate and time to vacate the propertyis 11:59 p.m. on April 25, 2013, ifthe account is not reinstated or theowners do not redeem from the fore-closure sale.

REDEMPTION NOTICETHE TIME ALLOWED BY LAW

FOR REDEMPTION BY THE MORT-GAGOR, THE MORTGAGOR'S PER-SONAL REPRESENTATIVES ORASSIGNS, MAY BE REDUCED TOFIVE WEEKS IF A JUDIC IALORDER IS ENTERED UNDER MIN-NESOTA STATUTES , SECTION582.032, DETERMINING, AMONGOTHER TH INGS , THAT THEMORTGAGED PREMISES AREIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USEDIN AGRICULTURAL PRODUCTION,AND ARE ABANDONED.9. THIS IS A COMMUNICATION FROM

A DEBT COLLECTOR ATTEMPTING TOCOLLECT A DEBT. ANY INFORMA-TION OBTAINED WILL BE USED FORTHAT PURPOSE.

GARDENVIEW PLACEASSOCIATION

Attorneys for Gardenview Place Asso-ciationTHOMSEN & NYBECK, P.A.By:Gretchen S. Schellhas (#195595)3600 American Blvd. West, Suite 400Bloomington, Minnesota 55431(952) 835-7000(Gardenview Place/Brieske/12-7-166D)3138332 9/6-10/11/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: July 6, 2005MORTGAGOR: Anthony S. Fitzgerald

and Ginger L. Fitzgerald, husband andwife.

MORTGAGEE:Homeservices Lend-ing, LLC DBA Edina Realty Mortgage.

DATE AND PLACE OF RECORDING:Filed July 14, 2005, Dakota County


ASSIGNMENTS OF MORTGAGE :Assigned to: Mortgage Electronic Reg-istration Systems, Inc. And thereafterassigned to: U.S. Bank National Asso-ciation.Said Mortgage being upon Regis-



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Homeservices Lending,LLC DBA Edina Realty Mortgage

LLC DBA Edina Realty MortgageRESIDENTIAL MORTGAGE SER -

VICER: U.S. Bank Home Mortgage, adivision of U.S. Bank National Associa-tion

MORTGAGED PROPERTY ADDRESS:944 West 14th Street, Hastings, MN55033


ERTY:Lot Twelve (12) in Block One (1) in

Pine Terrace, according to the map orplat

COUNTY IN WHICH PROPERTY ISLOCATED: Dakota

ORIGINAL PRINCIPAL AMOUNT OFMORTGAGE: $193,400.00

AMOUNT DUE AND CLAIMED TO BEDUE AS OF DATE OF NOTICE, INCLUD-ING TAXES, IF ANY, PAID BY MORT-GAGEE: $191,902.93








Dated: August 21, 2012U.S. Bank National AssociationMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: Au gu s t 2 3 ,

2006MORTGAGOR: E l s a I . N i t z a n d

Stephen A. Nitz, As Joint Tenants wifeand husband.

MORTGAGEE:Citibank, N.A. as suc-cessor by merger to CitiCorp TrustBank, FSB.

DATE AND PLACE OF RECORDING:Filed September 7, 2006, Dakota

County Registrar of Titles, DocumentNo. 597226 on Certificate of Title No.099657.

ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc..Said Mortgage being upon Regis-



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: CitiCorp Trust Bank,FSB


MORTGAGED PROPERTY ADDRESS:3585 148th Street West, Rosemount,MN 55068

T A X P A R C E L I . D . # :34-62800-070-01


Lot 7, Block 1, of Edwin Rahn Addi-tion.COUNTY IN WHICH PROPERTY IS



DUE AS OF DATE OF NOTICE, INCLUD-

DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT-GAGEE: $220,233.15





TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on April 25, 2013 unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.MORTGAGOR(S) RELEASED FROM




USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688810 - 10-5281THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.3141558 9/6-10/11/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: M a r c h 2 6 ,

2003MORTGAGOR: W i l l iam V . Gagnon

and Leanne R. Gagnon, husband andwife.

MORTGAGEE: Homekey MortgageCorporation.

DATE AND PLACE OF RECORDING:Filed July 24, 2003, Dakota County


ASSIGNMENTS OF MORTGAGE :Assigned to: Union Planters Bank,N .A . And therea fter ass igned to:JPMorgan Chase Bank, National Asso-ciation.Said Mortgage being upon Regis-



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Homekey Mortgage Cor-poration


MORTGAGED PROPERTY ADDRESS:873 Cortland Drive, Apple Valley, MN55124


ERTY:Lot 8, Block 6 in Apple Valley FourthAdditionCOUNTY IN WHICH PROPERTY IS







25, 2012 at 10:00 AMPLACE OF SALE:Sheriff's Office, Law

Enforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.




Dated: August 24, 2012JPMorgan Chase Bank, NationalAssociationMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: February 14,

2008MORTGAGOR: And rew Jand ro , a


Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded February 27, 2008 Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: JPMorgan Chase Bank,National Association.

TRANSACTION AGENT: Mortgage

��

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PERSONAL REPRESENTATIVE(S)AND NOTICE TO CREDITORS




Estate of: Melissa Whitney Herzog,a/k/a Melissa W. Herzog, a/k/a Mel-issa Herzog, Decedent.It is Ordered and Notice is given that

on November 13, 2012, at 9:00 a.m., ahearing will be held in this Court atthe Dakota County Judicial Center,1560 Highway 55, Hastings, Minnesota,for the formal probate of an instru-ment purporting to be the Will of theDecedent, dated October 16, 2004,under Minn. Stat. 524.2-513 (“Will”),and for the appointment of William C.Herzog, whose address is 13342Greenleaf Court, Apple Valley, MN55124, as personal representative(s) ofthe Estate of the Decedent in anUNSUPERVISED administration. Anyobjections to the petition must be filedwith the Court prior to or raised at thehearing. If proper and if no objectionsare filed or raised, the personal repre-sentative(s) will be appointed with fullpower to administer the Estate includ-ing the power to collect all assets, topay all legal debts, claims, taxes andexpenses, to sell real estate and per-sonal property, and to do all neces-sary acts for the Estate.Notice is also given that (subject to

Minn. Stat. 524.3-801) all creditorshaving claims against the Estate arerequired to present the claims to thepersonal representative(s) or to theCourt Administra tor w i thin fourmonths after the date of this Notice orthe claims will be forever barred.Date: 10-4-2012

Timothy D. WermagerJudge

(COURT SEAL)Attorney for Personal Representative(s)Mark M. WalbranWALBRAN & FURNESS140 E. Main Street, P. O. Box 273Owatonna, MN 55060Phone: (507) 451-1173Fax: (507) 451-8916Attorney License No.: 1137123176741 10/11-10/18/12P

PUBLIC NOTICENOTICE AND ORDER OF HEARING

ON PETITION FOR FORMALADJUDICATION OF INTESTACY,DETERMINATION OF HEIRSHIP,APPOINTMENT OF PERSONAL

REPRESENTATIVE AND NOTICETO CREDITORS


FIRST JUDICIAL DISTRICTDISTRICT COURT


Estate of Dorothy V. Belk, Decedent.It is Ordered and Notice is given that

on November 13, 2012, at 9:00 a.m., ahearing will be held in this Court at1560 Highway 55 West, Hastings, Min-nesota, for the adjudication of intes-tacy and determination of heirship ofthe Decedent, and for the appointmentof Craig W. Belk, whose address is7930 Banks Path, Inver Grove Heights,Minnesota 55077, as Personal Repre-sentative of the Estate of the Decedentin an UNSUPERVISED administration.Any objections to the petition must befiled with the Court prior to or raisedat the hearing. If proper and if noobjections are filed or raised, the Per-sonal Representative will be appointedw ith fu l l power to administer theEstate, including the power to collecta l l assets , to pay a l l lega l debts ,claims, taxes and expenses, to sell realand personal property, and to do allnecessary acts for the Estate.Notice is also given that (subject to

Minn. Stat. 524.3-801) all creditorshaving claims against the Estate arerequired to present the claims to thePersonal Representative or to theCourt Administra tor w i thin fourmonths after the date of this Notice orthe claims will be barred.Dated: 10/3/2012


(COURT SEAL)Attorney for PetitionerTerrence A. MerrittDougherty, Molenda, Solfest, Hills &Bauer P.A.7300 West 147th Street, Suite 600Apple Valley, MN, 55124Attorney License No: 0072151Telephone: (952) 953-8824FAX: (952) 432-3780Email: [email protected] 10/11-10/18/12




FIRST JUDICIAL DISTRICTDISTRICT COURT


Estate of John James Fee, DecedentIt is Ordered and Notice is given that

on 10-23-12, at 9:00 a.m., a hearingwill be held in this Court at 1560Highway 55, Hastings, MN 55033, Min-nesota, for the formal probate of aninstrument purporting to be the Will ofthe Decedent, dated 9/28/2007, and forthe appointment of Robert A. Fee, Jr.,whose address is 430 Mendota RoadWest, #122, West St. Paul, MN 5118 asPersonal Representative of the Estateof the Decedent in an UNSUPERVISEDadministration.Any objections to the petition must

be filed with the Court prior to orraised at the hearing. If proper and ifno objections are filed or raised, thePe rsona l Rep resen ta t ive w i l l beappointed with full power to adminis-ter the Estate including the power tocollect all assets, to pay all legal debts,claims, taxes and expenses, to sell realand personal property, and to do allnecessary acts for the Estate.Notice is also given that (subject to

Minn. Stat. 524.3-801) all creditorshaving claims against the Estate arerequired to present the claims to thePersonal Representative or to theCourt Administra tor w i thin fourmonths after the date of this Notice orthe claims will be barred.A charitable beneficiary may request

notice of the probate proceedings begiven to the Attorney General pursu-ant to Minn. Stat. 501B.41, subd. 5.Dated: 9/28/12

BY THE COURTJoseph T. CarterJudge of District Court

(COURT SEAL)Attorney for: Personal RepresentativeR. Glenn NordR. Glenn Nord & Associates, P.A.20686 Holyoke Avenue, PO Box 427Lakeville, MN 55044-Attorney License No: 79625Telephone: 952-469-4948Fax: 952-469-4940Email: [email protected] 10/4-10/11/12



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Bell America MortgageLLC dba Bell Mortgage


MORTGAGED PROPERTY ADDRESS:5408 West Upper 183rd Street, Farm-ington, MN 55024


ERTY:Unit No. 37, Common Interest Com-munity No. 129, Sherburne DeckHomes Condomin ium, Dako taCounty, MinnesotaCOUNTY IN WHICH PROPERTY IS
















Case type: Other civil (Reformation ofInstrument/Quiet Title)

Court File No. 19HA-CV-12-4521_______________________________________Jean Carol Rostollan,

Plaintiff,v.The Pemtom Company, Woods of Wal-den, Inc., Mark J. Cotter and Mindy K.Cotter, Richard W. Cross, deceased,Mary E l len Cross , deceased, theunknown heirs of Mary Ellen Cross,and also all other unknown personsclaiming any right, title, estate inter-es t s , o r l i en in the rea l es ta tedescribed in the Complaint,

Defendants._______________________________________THIS SUMMONS IS DIRECTED TO THEABOVE NAMED DEFENDANTS.

1. YOU ARE BEING SUED. ThePlaintiff has started a lawsuit againstyou.The Plaintiff's Complaint against you

is on file in the office of the courtadministrator of the above-namedcourt. Do not throw these papersaway. They are official papers thataffect your rights. You must respond tothis lawsuit even though it may not yetbe filed with the Court and there maybe no court file number on this Sum-mons.

2. YOU MUST REPLY WITHIN 20DAYS TO PROTECT YOUR RIGHTS.You must give or mail to the person

You must give or mail to the personwho signed this summons a writtenresponse called an Answer within 20days of the date on which you receivedthis Summons. You must send a copyof your Answer to the person whosigned this Summons located at:

Kevin J. DunlevyJohn F. NielsenBeisel & Dunlevy, P.A.282 U.S. Trust Center730 Second Ave. S.Minneapolis, MN 55402-2444

3. YOU MUST RESPOND TO EACHCLAIM. The Answer is your writtenresponse to the Plaintiff's Complaint.In you r Ans we r you mu s t s ta tewhether you agree or disagree witheach paragraph of the Complaint. Ifyou believe the Plaintiff should not begiven everything asked for in the Com-p la in t , you must say so in yourAnswer.4. YOU WILL LOSE YOUR CASE

IF YOU DO NOT SEND A WRITTENRESPONSE TO THE COMPLAINTTO THE PERSON WHO SIGNEDTHIS SUMMONS . I f you do notanswer within 20 days, you will losethis case. You will not get to tell yourside of the story, and the Court maydecide against you and award thePlaintiff everything asked for in theComplaint. If you do not want to con-test the claims stated in the Com-plaint, you do not need to respond. Adefault judgment can then be enteredagainst you for the relief requested inthe Complaint.5. LEGAL ASSISTANCE. You may

wish to get legal help from a lawyer. Ifyou do not have a lawyer, the CourtAdministrator may have informationabout places where you can get legalassistance. Even if you cannot getlegal help, you must still provide awr itten Answer to protect yourrights or you may lose the case.

6 .ALTERNAT I VE D I SPUTERESOLUTION. The parties may agreeto or be ordered to participate in analternative dispute resolution processunder Ru le 114 of the M innesotaGeneral Rules of Practice. You muststill send your written response to theComplaint even if you expect to usealternative means of resolving thisdispute.

7. THIS LAWSUIT MAY AFFECTOR BRING INTO QUESTION TITLETO REAL PROPERTY. This actioninvolves , a f fec ts , or br ings in toquestion real property situated in theCounty of Dakota, commonly knownas 1109 Walden Court, Burnsville, MN55337 and legally described as:Lot 10, Block 1, Woods of Walden,according to the plat thereof,Dakota County, MinnesotaandThat part of Lot 11, B lock 1,WOODS OF WALDEN , DakotaC o u n t y , M i n n e s o t a , l y i n gsoutheasterly of the following LineA:LINE A:Commencing at the Northwestcorner of said Lot 11, thenceSouth 46 degrees, 26 minutes, 41seconds East, assumed bearingalong the southwesterly line ofsaid Lot 11, a distance of 115.41f e e t t o th e a c t u a l p o i n t o fbeginning of Line A; thence North45 degrees 04 minutes 42 secondsEast, a distance of 110.42 feet tot h e i n t e r s e c t i o n w i t h t h eNortheasterly line of said Lot 11and there terminate.R e s e r v i n g a n d s u b j e c t t oeasements or drainage and utilitypurposes in favo r o f C i t y o fBurnsville, 5 feet in width andadjacent to and southeasterly ofLine A.andThat part of Lot 9, Block 1, Woodso f Wa l d e n , Dak o t a C oun t y ,Minnesota, lying southwesterly ofthe following described Line C:Commencing at the most Southerlycorner of said Lot 9; thence North57 degrees 52 Minutes 51 sec-onds east, assumed bearing, alongthe Southeasterly line of said Lot9, a distance of 50.00 feet to thepoint of beginning of said Line Cbeing described; thence North 49degrees 13 minutes 34 secondsW e s t , 9 9 . 6 4 f e e t , t o t h eNorthwesterly line of said Lot 9and there terminate.(the "Property")The purpose of this action is to

obtain an Order as follows:1. Reforming the Pemtom Deed,

document 933839, and the WoodsDeed, document 933840, nunc protunc , to descr ibe the grantees as"Richard W. Cross and Mary EllenCross, as joint tenants."

2. Reforming the Transfer on DeathDeed, document 2693377, nunc protunc, to describe the grantor as "MaryEllen Cross."

3. De termining, adjudging, anddecreeing that Plaintiff Jean CarolRostollan is the owner in fee of theProperty, subject to the warranty deedgiven to Mindy K. Cotter and Mark J.Co t te r , documen t 2810953 , andsubsequent conveyances by Mindy K.Cotter and Mark J. Cotter.4. De termining, adjudging, and

decreeing that the Defendants, otherthan Mindy K . Cotter and Mark J .Cotter, have no right, title, interest,estate, or lien in the Property.

557.03 NOTICE OF NOPERSONAL CLAIM

Pursuant to Minn. Stat. § 557.03 youare hereby served with notice that nopersonal claim is made against youand that any defendant upon whomthis notice is served who unreasonablydefends this action shall pay full coststo the plaintiff.Dated: September 10, 2012

Dated: September 10, 2012BEISEL & DUNLEVY, P.A.By_______________________________Kevin J. Dunlevy (#162851)John F. Nielsen (#0392392)282 U.S. Trust Building730 Second Avenue SouthMinneapolis, MN 55402-2444Telephone: (612) 767-4839Attorneys for Plaintiff3167569 10/4-10/18/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: June 7, 2007MORTGAGOR: Jonathan Ejuwa and

Susan Hyek-Ejuwa, husband and wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Filed June 19, 2007, Dakota County


ASSIGNMENTS OF MORTGAGE :Assigned to: J.P. Morgan MortgageAcquisition Corp..Said Mortgage being upon Regis-




LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: GreenPoint MortgageFunding, Inc.


MORTGAGED PROPERTY ADDRESS:968 Oriole Drive, Apple Valley, MN55124


ERTY:Lot Five (5) Block Three (3) AppleValley Seventh Addition, accordingto the recorded plat thereof on fileand of record in the Office of theRegister of Titles in and for DakotaCounty, MinnesotaCOUNTY IN WHICH PROPERTY IS





PURSUANT to the power of sale con-tained in said mortgage, the abovedescribed property will be sold by the

described property will be sold by theSheriff of said county as follows:






Dated: August 29, 2012J.P. Morgan MortgageAcquisition Corp.Mortgagee/Assignee of Mortgagee





MORTGAGE: $180,800.00MORTGAGOR(S): James W. Tagtow

and Christine R. Tagtow, Husband andWifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Resmae Mortgage CorporationTRANSACTION AGENT: Mortgage

Electronic Registration Systems, Inc.MIN#: 100241010017403516SERVICER: Ocwen Loan Servicing,

LLCLENDER: Resmae Mortgage Corpora-

tion.DATE AND PLACE OF F IL ING :

Dakota County Minnesota,Registrar ofTitle , on May 19, 2006, as DocumentNo. 590499.ASSIGNED TO: U.S. Bank National

Association, as Successor Trustee toBank of America, N.A., successor bymerger to Lasalle Bank National Asso-ciation, as trustee for Merrill LynchMortgage Investors Trust, MortgageLoan Asset-Backed Certificates, Series2006-RM3 Dated: April 20, 2010 , andrecorded Sep tember 28, 2010 byDocument No. T668294 .LEGAL DESCRIPTION OF PROP -

ERTY: Lot One (1), Block Seven (7) inCedar Grove NO.3, According to therecorded Plat Thereof now on file andof record in the office of the register ofDeeds within and for said County andState, Dakota County, Minnesota.PROPERTY ADDRESS: 2082 Blue-

stone Drive East, Saint Paul, MN 55122PROPERTY I.D: 10-16702-07-010COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFTHE NOTICE: Two Hundred Thirty-TwoThousand Three Hundred Twenty-Sixand 38/100 ($232,326.38)THAT no action or proceeding has

been instituted at law to recover thedebt secured by said mortgage, or anypart thereof; that there has been com-pliance with all pre-foreclosure noticeand acceleration requirements of saidmortgage, and/or applicable statutes;

PURSUANT, to the power of sale con-tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:DATE AND TIME OF SALE: 10:00 AM


Office, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343to pay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the pre-mises and the costs and disburse-men ts a l lowed by law . The t imeallowed by law for redemption by saidmortgagor(s), their personal represen-tatives or assigns is 6.00 months fromthe date of sale. If Mortgage is notreinstated under Minn. Stat. §580.30or the property is not redeemed under

or the property is not redeemed underMinn. Stat. §580.23, the Mortgagormust vacate the property on or before11:59 p.m. on April 23, 2013, or thenext business day if April 23, 2013falls on a Saturday, Sunday or legalholiday.


U.S. Bank National Association, asSuccessor Trustee to Bank ofAmer ica , N .A . , successor bymerger to Lasalle Bank NationalAssociation, as trustee for MerrillLynch Mortgage Investors Trust,Mortgage Loan Asset-BackedCertificates, Series 2006-RM3



NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: August 18,


MORTGAGE: $135,360.00MORTGAGOR(S): Wendy L. Alex-

ander, a single woman and Michael H.Maurer, a single manMORTGAGEE: Option One Mortgage

CorporationDATE AND PLACE OF RECORDING:Reco rded : Decembe r 26 , 2006

Dakota County RecorderDocument Number: 2484013ASSIGNMENTS OF MORTGAGE:And assigned to: Wells Fargo Bank,

N.A. as Trustee for Option One Mort-gage Loan Trust 2006-3 Asset-BackedCertificates, Series 2006-3Dated: November 12, 2009Reco rded : Novembe r 18 , 2009

Dakota County RecorderDocument Number: 2697482Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: Option One Mort-

gage CorporationRes iden t ia l Mortgage Serv icer :

Homeward Residential, Inc.Mortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 14398 Banyan Ln,

Rosemount, MN 55068-4456T a x P a r c e l I D N u m b e r :

341470004110LEGAL DESCRIPTION OF PROP -

ERTY: Lot 11, Block 4, Bloomfield,Dakota County, MN

AMOUNT DUE AND CLAIMED TO BEDUE AS OF DATE OF NOT I CE :$148,690.11THAT all pre-foreclosure require-









REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: September 06, 2012

ASSIGNEE OF MORTGAGEE :Wells Fargo Bank, N.A. as Trusteefor Option One Mortgage LoanTrust 2006-3 Asset-BackedCertificates, Series 2006-3


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PUBLIC NOTICENOTICE OF INFORMAL PROBATEOF WILL AND APPOINTMENT OF





Estate of DIANNA LEWIS ALSOKNOWN AS DIANNA J . LEWIS ,DecedentNotice is given that an application

for informal probate of the Decedent’swill dated December 22, 2012, (“Will”),has been filed with the Registrar. Theapplication has been granted.

Notice is also given that the Regis-trar has informally appointed David K.Lewis, whose address is: 7410 MarkStreet, Greenfield, MN 55357 as per-sonal representative of the Estate ofthe Decedent. Any heir, devisee oro the r in te rested pe rson may beentitled to appointment as personalrepresentative or may object to theappointment of the personal represen-tative. Unless objections are filed withthe Court (pursuant to Minn. Stat.524.3-607) and the Court otherwiseorders, the personal representative hasfull power to administer the Estateincluding, after 30 days from the dateof issuance of letters, the power tosell, encumber, lease or distribute realestate.Any objections to the probate of the

will or appointment of the PersonalRepresentative must be filed with thisCourt and will be heard by the Courtafter the filing of an appropriate peti-tion and proper notice of hearing.Notice is also given that (subject to

Minn. Stat. 524.3-801) all creditorshaving claims against the Estate arerequired to present the claims to thepersonal representative or to the CourtAdministrator within four months afterthe date of this Notice or the claimswill be barred.Date: 10/1/12

Heidi CarstensenRegistrar

Attorney for ApplicantSamuel R. DallugeKoenig Dickinson & Dalluge, PLC1850 West Wayzata Blvd.Long Lake, MN 55356Attorney License No.: 210249Telephone: 952-449-9070FAX: 952-449-98863174313 10/11-10/18/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: September

18, 2008MORTGAGOR: W i l l i am D e w i n g ,

single.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded October 7, 2008 Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Summit Mortgage Corpo-ration


MORTGAGED PROPERTY ADDRESS:8050 Casper Way East, Inver GroveHeights, MN 55076

T A X P A R C E L I . D . # :20.51001.01.020


Lot 2, Block 1, Nelsons MerrimacSecond Addition, Dakota County,MinnesotaCOUNTY IN WHICH PROPERTY IS











Dated: October 1, 2012CitiMortgage, Inc.Mortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: June 3, 2011MORTGAGOR: Sunika Loth, unmar-

ried woman and Wachira Loth, a mar-ried man.

MORTGAGEE: Mortgage ElectronicRegistration Systems, Inc. .

DATE AND PLACE OF RECORDING:Recorded June 10, 2011 Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: Flagstar Bank, FSB.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Lendsmart Mortgage LLC

RESIDENTIAL MORTGAGE SER -VICER: Flagstar Bank, FSB

MORTGAGED PROPERTY ADDRESS:16978 Galleon Circle, Lakeville, MN55044


ERTY:Lot 2, Block 3, Creekside VillageCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on May 29, 2013 unless theredemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.MORTGAGOR(S) RELEASED FROM



Dated: September 28, 2012Flagstar Bank, FSBMortgagee/Assignee of Mortgagee


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NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: July 29, 2005ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $161,861.00MORTGAGOR(S): Nabil Madani, A

Single ManMORTGAGEE: New Century Mort-

gage CorporationDATE AND PLACE OF RECORDING:Recorded: August 16, 2005 Dakota

County RecorderDocument Number: 2351599ASSIGNMENTS OF MORTGAGE:And assigned to: U.S. Bank National

Association, as Trustee, on behalf ofthe holders of The Asset Backed Secu-rities Corporation Home Equity LoanTrust , Series NC 2005-HE8, AssetBacked Pass-Through Certificates,Series NC 2005-HE8Dated: July 09, 2009Recorded: July 20 , 2009 Dakota


cation Number: Not ApplicableLender or Broker : New Century

Mortgage CorporationResidential Mortgage Servicer: Select

Portfolio Servicing, Inc.Mortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 20568 Abbey Ln,



ERTY: Unit No. 154, Common InterestCommunity No. 319, a condominium,Middle Creek Condominium, DakotaCounty, Minnesota.AMOUNT DUE AND CLAIMED TO BE






under Minn. Stat. §580.30 or the prop-erty is not redeemed under Minn. Stat.

erty is not redeemed under Minn. Stat.§580.23, the Mortgagor must vacatethe property on or before 11:59 p.m. onApril 19, 2013, or the next businessday if April 19, 2013 falls on a Satur-day, Sunday or legal holiday.Mortgagor(s) released from financial





ASSIGNEE OF MORTGAGEE:U.S. Bank National Association,as Trustee, on behalf of theholders of The Asset BackedSecurities Corporation HomeEquity Loan Trust, Series NC2 0 0 5 -H E 8 , A s s e t B a c k e dPass-Through Certificates, SeriesNC 2005-HE8




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: Au gu s t 1 0 ,

2005MORTGAGOR: Trudie L . Wieser , a


Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded August 23, 2005 Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Voyager Bank


MORTGAGED PROPERTY ADDRESS:15837 Griffon Path, Apple Valley, MN55124

T A X P A R C E L I . D . # :01-49102-16-030


Lot 3, Block 16, Morningview 3rdAdditionCOUNTY IN WHICH PROPERTY IS










"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-

THE MORTGAGOR S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."

Dated: August 28, 2012Green Tree Servicing LLCMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: A u g u s t 5 ,

2003MORTGAGOR: Reena J. Abraham, a

single person.MORTGAGEE: Midamerica Mortgage

Corporation.DATE AND PLACE OF RECORDING:Recorded Sep tember 18, 2003

Dakota County Recorder, DocumentNo. A2111783.

No. A2111783.ASSIGNMENTS OF MORTGAGE :

Assigned to: Principal ResidentialMo r tgage , Inc . . And the rea f te rassigned to: Mortgage Electronic Reg-istation Systems, Inc.. And thereafterassigned to: CitiMortgage, Inc. .



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Midamerica MortgageCorporation


MORTGAGED PROPERTY ADDRESS:2708 Brookview Drive, Burnsville, MN55337

T A X P A R C E L I . D . # :02.32900.04.100


Lot ten (10), Block four (4), High-land Forest 1st addition, DakotaCounty, Minnesota.COUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on April 18, 2013 unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.MORTGAGOR(S) RELEASED FROM






NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: February 22,


MORTGAGE: $164,000.00MORTGAGOR(S): James R. Jack and

Carrie L. Jack, Husband and WifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF REGISTER-

ING:Registered: March 09, 2007 Dakota

County Registrar of TitlesDocument Number: 607126ASSIGNMENTS OF MORTGAGE:And assigned to: BAC HOME LOANS

SERVICING, LP FKA COUNTRYWIDEHOME LOANS SERVICING LPDated: June 15, 2011Registered: March 13, 2012 Dakota

County Registrar of TitlesDocument Number: T692997Transaction Agent: Mortgage Elec-


cation Number: 100015700077975007Lender or Broker: Tradition Mort-

gageResidential Mortgage Servicer: Bank

of America, N.A.Mortgage Originator: Not ApplicableCERTIFICATE OF TITLE NUMBER:

138590 and CECT 129244COUNTY IN WHICH PROPERTY IS

LOCATED: Dakota

LOCATED: DakotaProperty Address: 8287 Delaney Dr,

Inver Grove Heights, MN 55076-2644T a x P a r c e l I D N u m b e r :


ERTY : Uni t No. 25, CIC No. 351,Cobblestone Oaks III Condominium, ACommon Interest Community, locatedin Dakota County, MinnesotaAMOUNT DUE AND CLAIMED TO BE


ments have been complied with; thatno action or proceeding has been insti-tuted at law or otherwise to recover thedebt secured by said mortgage, or anypart thereof; that this is registeredproperty;PURSUANT to the power of sale con-









ASSIGNEE OF MORTGAGEE :BANK OF AMERICA, N.A.,SUCCESSOR BY MERGER TOBAC HOME LOANS SERVICING,LP FKA COUNTRYWIDE HOMELOANS SERVICING LP





MORTGAGE: $244,163.00MORTGAGOR(S): Arthur L Ham Jr

and Vickie Ham, Husband and WifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Rescue Mortgage, Inc., its succes-sors and assignsDATE AND PLACE OF RECORDING:Recorded: October 02, 2009 Dakota

County RecorderDocument Number: 2687881ASSIGNMENTS OF MORTGAGE:And assigned to: Bank of America,

N.A., Successor by Merger to BACHome Loans Servicing, LP fka Coun-trywide Home Loans Servicing, LPDated: June 01, 2012Recorded: June 13, 2012 Dakota



cation Number: 1002489-0000003242-6Lender or Broker: Rescue Mortgage,

IncResidential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 8280 172nd St W,

Lakeville, MN 55044-6208T a x P a r c e l I D N u m b e r :


ERTY: Lot 13, Block 4, Woodbury FirstAdditionAMOUNT DUE AND CLAIMED TO BE



t a i n e d i n s a i d m o r t g a g e , t h e

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ASSIGNEE OF MORTGAGEE :Bank of America, N.A., Successorby Merger to BAC Home LoansServicing, LP fka CountrywideHome Loans Servicing, LP



NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: October 08,


MORTGAGE: $296,000.00MORTGAGOR(S): Timothy Daniel

Ericksen and Debra Ann Ericksen,husband and wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Countywide Bank, FSB., its succes-sors and assignsDATE AND PLACE OF RECORDING:Recorded: October 19, 2007 Dakota

County RecorderDocument Number: 2551656ASSIGNMENTS OF MORTGAGE:And assigned to: BAC HOME LOANS

SERVICING, LP FKA COUNTRYWIDEHOME LOANS SERVICING LPDated: August 16, 2011Reco rded : Novembe r 17 , 2011



cation Number: 1001337-0002533574-9Lender or Broker : Countryw ide

Bank, FSBResidential Mortgage Servicer: Bank



Lakeville, MN 55044-5999T a x P a r c e l I D N u m b e r :


ERTY: Lot 5, Block 5, Country CreekEstates, Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE






under Minn. Stat. §580.30 or the prop-erty is not redeemed under Minn. Stat.§580.23, the Mortgagor must vacatethe property on or before 11:59 p.m. on

the property on or before 11:59 p.m. onApril 26, 2013, or the next businessday if April 26, 2013 falls on a Satur-day, Sunday or legal holiday.Mortgagor(s) released from financial





ASSIGNEE OF MORTGAGEE: BANK OFAMERICA , N .A . , SUCCESSOR BYMERGER TO BAC HOME LOANS SER-VICING, LP FKA COUNTRYWIDE HOMELOANS SERVICING LPWilford, Geske & Cook P.A.Attorneys for Assignee of Mortgagee8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 022931F023144009 9/13-10/18/12



default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: October 18,


MORTGAGE: $165,520.00MORTGAGOR(S): Cynthia L. Smith, A

Single PersonMORTGAGEE: Wilmington Finance, a

division of AIG Federal Savings BankSERVICER: Ocwen Loan Servicing,

LLCLENDER: Wilmington Finance, a

division of AIG Federal Savings Bank.DATE AND PLACE OF F IL ING :

Dakota County Minnesota, Recorder ,on December 9, 2004, as DocumentNo. 2274420 and Said mortgage modi-fied by Loan Modification Agreementrecorded on Oc tober 24,2011 asDocument Number: 2826225ASSIGNED TO: "The Bank of New

York Mellon Trust Company, N.A. f/k/aThe Bank of New York Trust Company,N .A . , as successor - in- interest toJPMorgan Chase Bank, National Asso-ciation f/k/a JPMorgan Chase Bank, asTrustee - Specialty Underwriting andResidentialFinance Trust MortgageLoan Asset-Backed Certificates, Series2005-BC1, Dated as of March 1, 2005 "Dated: August 6, 2012 , and recordedAugust 24, 2012 by Document No.2889615 .LEGAL DESCRIPTION OF PROP -

ERTY: North 1/2 of Lot 24 and all ofLots 25 and 26, Block 1, Deer Park,Dakota county, MinnesotaPROPERTY ADDRESS : 319 14th

Avenue South, South Saint Paul, MN55075PROPERTY I.D: 36-19900-01-260COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFT H E N O T I C E : O n e H u n d r e dSeventy-Five Thousand Eight HundredEighty-Seven and 14/100 ($175,887.14)THAT no action or proceeding has


tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:

DATE AND TIME OF SALE: 10:00 AMon October 30, 2012PLACE OF SALE : Sherif f`s Main

Office, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343to pay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the pre-mises and the costs and disburse-men ts a l lowed by law . The t imeallowed by law for redemption by saidmortgagor(s), their personal represen-tatives or assigns is 6.00 months fromthe date of sale. If Mortgage is notreinstated under Minn. Stat. §580.30or the property is not redeemed underMinn. Stat. §580.23, the Mortgagormust vacate the property on or before11:59 p.m. on April 30, 2013, or thenext business day if April 30, 2013falls on a Saturday, Sunday or legalholiday.

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR`S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."Dated: September 13, 2012

"The Bank of New York MellonTrust Company, N.A. f /k /a TheBank of New York Trust Company,N.A., as successor-in-interest toJPMorgan Chase Bank, NationalAssociation f/k/a JPMorgan ChaseBank, as Trustee - Spec ia l tyUnderwriting and ResidentialFinance Trust Mortgage LoanAsset-Backed Certificates, Series2005-BC1, Dated as of March 1,2005 "



NOTICE IS HEREBY GIVEN, thatdefault has occurred in the conditionsof a mortgage dated February 4,2011 , executed by IC Properties,LLC , as mortgagor(s) to VermillionState Bank as mortgagee in the origi-nal principal amount of Five HundredFifty-four Thousand Three HundredForty-nine and 06/100 ($554,349.06 )Dollars, recorded with the DakotaCounty Registrar of Titles, State ofMinnesota, on February 22, 2011, asdoc. no. T676125 ; that the mortgageis upon registered land ; tha t a l lpre-foreclosure requirements havebeen complied with; that no action orproceeding has been instituted at lawto recover any part of the debt securedby said mortgage; that there is claimedto be due thereon the sum of FiveHund red Seven ty - f ive ThousandFifty-three and 17/100 ($575,053.17 )Dollars on this date; and that pursu-ant to the power of sale therein themortgage will be foreclosed and theproperty in Dakota County, Minne-sota, described as follows:Tract F, Registered Land Survey No.58, according to the recorded surveythereof, Dakota County, Minnesota.Together with all rights, easements,appurtenances, royalties, mineralrights, oil and gas rights, crops, tim-ber, diversion or third party pay-ments made to crop producers ,improvements, structures, fixtures,replacements, wells, water, ditches,reservoirs, reservoir sites, dams andriparian and water rights.

Street Address: 725 Spiral Blvd., Hast-ings, MN 55033Parcel I.D. #: 19-90580-00-060w i l l be sold by the sher i f f of sa idcounty at public auction on Novem-ber 30, 2012, at 10:00 o'clock A.M. atSheriff's Office, Law EnforcementCenter, 1580 Highway 55, Hastings,Minnesota, to pay the debt secured bythe mortgage, including costs andattorneys' fees allowed by law subjectto redemption by the mortgagor(s), itsheirs or assigns, within six (6) monthsfrom the date of sale. The mortgagor(s)must vacate the property on or before11:59 p.m. on May 30, 2013, if (i) themortgage is not reinstated under§580.30, or (ii) the property is notredeemed under §580.23.Dated: October 3, 2012

Vermillion State Bank,Mortgagee

Ralph L. Moore, STEIN & MOORE, P.A.,Attorneys for Mortgagee, 332 Minne-sota Street, #W-1650St. Paul, MN 55101 (651) 224-96833163835 10/4-11/8/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 20, 2006MORTGAGOR: Amy N. Brenno and

Garron D. Brenno, wife and husband.MORTGAGEE: J PM o r g a n C h a s e

Bank, National Association successorin interest by purchase from the FDICas receiver for Washington MutualBank f/k/a Washington Mutual BankF.A.

DATE AND PLACE OF RECORDING:Recorded April 28, 2006 Dakota


ASSIGNMENTS OF MORTGAGE :NONE



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Washington Mutual BankF.A.


MORTGAGED PROPERTY ADDRESS:18866 Dylan Drive, Farmington, MN55024


ERTY:Lot 3, Block 4, Meadow Creek 2ndAddition

AdditionCOUNTY IN WHICH PROPERTY IS











Dated: September 5, 2012JPMorgan Chase Bank, NationalAssociationMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: February 2 ,

2004MORTGAGOR: Joseph J. Ciupik and

Tamra L. Ciupik, husband and wife.MORTGAGEE:Mortgage Enterprises

Inc..DATE AND PLACE OF RECORDING:Filed February 24, 2004, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: National City MortgageCo.. And thereafter assigned to: Deut-sche Bank Trust Company Americas asTrustee. And thereafter assigned to:Deutsche Bank Trust Company Ameri-cas as Trustee RALI 2004-QS7.Said Mortgage being upon Regis-



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Mortgage EnterprisesInc.

RESIDENTIAL MORTGAGE SER -VICER: PNC Bank, National Associa-tion

MORTGAGED PROPERTY ADDRESS:3380 East 76TH Street, Inver GroveHeights, MN 55076


ERTY:Lot 8 in Block 7 of South Grove No. 3COUNTY IN WHICH PROPERTY IS




That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the debtsecured by said mortgage, or any part

secured by said mortgage, or any partthereof;



PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the dateof said sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.




Dated: August 28, 2012PNC Bank, National AssociationMortgagee/Assignee of Mortgagee




default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: June 24, 2004ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $196,000.00MORTGAGOR(S): Gonzalo G. Gonza-

lez and Maria L. Gonzalez, Husbandand WifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Accredited Home Lenders, INCTRANSACTION AGENT: Mortgage


LLCLENDER: Accredited Home Lenders,

INC..DATE AND PLACE OF F IL ING :

Dakota County Minnesota, Registrar ofTitle , on August 3, 2004, as Docu-men t No. 543755, sa id Mor tgagereformed by court order Recorded onApril 30,2010, as Document Number.661250.ASSIGNED TO : Deutsche Bank

National Trust Company as Trustee forGSAMP Trust 2004-AHL, Pooling andServicing Agreement dated as of Octo-ber 1, 2004 Dated: November 11, 2010 ,and recorded May 3, 2011 by Docu-ment No. T679139 .LEGAL DESCRIPTION OF PROP -

ERTY : Lot Twenty -one (21),B lockFive(5),Cedar Grove No.5,according tothe recorded plat thereof on file and ofrecord in the office of the Register ofdeeds Dakota County, Minnesota.PROPERTY ADDRESS: 4035 Mica

Trail, Eagan, MN 55122PROPERTY I.D: 10-16704 -05-210COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFTHE NOTICE: Two Hundred Sixty-NineThousand Six Hundred Twenty-Fourand 61/100 ($269,624.61)THAT no action or proceeding has


tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:DATE AND TIME OF SALE: 10:00 AM


Office, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343to pay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the pre-mises and the costs and disburse-men ts a l lowed by law . The t imeallowed by law for redemption by saidmortgagor(s), their personal represen-tatives or assigns is 6.00 months fromthe date of sale. If Mortgage is not

the date of sale. If Mortgage is notreinstated under Minn. Stat. §580.30or the property is not redeemed underMinn. Stat. §580.23, the Mortgagormust vacate the property on or before11:59 p.m. on April 30, 2013, or thenext business day if April 30, 2013falls on a Saturday, Sunday or legalholiday.


Deutsche Bank National TrustCompany as Trustee for GSAMPTrust 2004-AHL, Pooling andServicing Agreement dated as ofOctober 1, 2004




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: January 22 ,

2009MORTGAGOR: Mark A . Tartaga l ia

and Felicia A. Edmark, both single.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded February 26, 2009 Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: JPMorgan Chase Bank,National Association s/b/m to ChaseHome Finance LLC.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Freedom Mortgage Cor-poration


MORTGAGED PROPERTY ADDRESS:7 6 35 Uppe r 16 7 th S t ree t Wes t ,Lakeville, MN 55044


ERTY:Lot 13, Block 1, Foxborough, DakotaCounty, Minnesota.COUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is1 1 : 5 9 p . m . o n _ A p r i l 2 5 ,2013_____________________, unless theredemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.MORTGAGOR(S) RELEASED FROM


"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-

��




MORTGAGE: $137,200.00MORTGAGOR(S): Shelley Randazzo,


Registration Systems, Inc. as nomineefor United Residential Mortgage, LLC,its successors and assignsDATE AND PLACE OF RECORDING:Recorded: January 06, 2006 Dakota

County RecorderDocument Number: 2395169ASSIGNMENTS OF MORTGAGE:And assigned to: Nationstar Mort-

gage LLCDated: August 30, 2012Transaction Agent: Mortgage Elec-


cation Number: 100200900001008009Lender or Broker: United Residen-

tial Mortgage, LLCRes iden t ia l Mortgage Serv icer :

Nationstar Mortgage LLCMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS




ERTY: Unit No. 131, CIC No. 319, aCondominium, Middle Creek Condo-minium, Dakota County, MinnesotaAMOUNT DUE AND CLAIMED TO BE



t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: Novem-

ber 26, 2012 at 10:00 AMPLACE OF SALE: Dakota County


under Minn. Stat. §580.30 or the prop-erty is not redeemed under Minn. Stat.§580.23, the Mortgagor must vacatethe property on or before 11:59 p.m. onMay 28, 2013, or the next business dayif May 28, 2013 falls on a Saturday,Sunday or legal holiday.Mortgagor(s) released from financial




REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: October 11, 2012

ASSIGNEE OF MORTGAGEE :Nationstar Mortgage LLC




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: January 25,

2007MORTGAGOR:M ichaela A . W i lkie

and Jason D. Wilkie, wife and hus-band.

MORTGAGEE: Mortgage ElectronicRegistration Systems, Inc.

DATE AND PLACE OF RECORDING:Recorded February 13, 2007 Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE : Primary ResidentialMortgage, Inc.


MORTGAGED PROPERTY ADDRESS:17402 Harding Lane, Lakeville, MN55044

T A X P A R C E L I . D . # :22.17153.04.100


Lo t 10 , B l o ck 4 , Che r r y woodHe igh ts , 3rd Addi t ion , Dako taCounty, Minnesota.COUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the dateof said sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.






��

�� THE MORTGAGOR S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."






2001MORTGAGOR: Michael A. Holmberg

and Mary C. Holmberg, husband andwife.

MORTGAGEE: Select Mortgage Cor-poration.

DATE AND PLACE OF RECORDING:Filed December 4, 2001, Dakota

Filed December 4, 2001, DakotaCounty Registrar of Titles, DocumentNo. 453834 on Certificate of Title No.131617.

ASSIGNMENTS OF MORTGAGE :Assigned to: TCF Mortgage Corpora-tion. And thereafter assigned to:Mortgage Electronic Registration Sys-tems, Inc. And thereafter assigned to:U.S. Bank National Association .Said Mortgage being upon Regis-



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Select Mortgage Corpora-tion


MORTGAGED PROPERTY ADDRESS:2109 East 123RD Street, Burnsville,MN 55337


ERTY:Lot 14, Block 3, in Oak Leaf PlatFourCOUNTY IN WHICH PROPERTY IS
















2006MORTGAGOR: Lydell A Johnson, a


Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded Sep tember 19, 2006

Dakota County Recorder, DocumentNo. 2462299.

ASSIGNMENTS OF MORTGAGE :Assigned to: Nationstar Mortgage LLC.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: CitiMortgage, Inc.

RESIDENTIAL MORTGAGE SER -VICER: Nationstar Mortgage, LLC

MORTGAGED PROPERTY ADDRESS:7011 164th Street West, Rosemount,

7011 164th Street West, Rosemount,MN 55068

T A X P A R C E L I . D . # :22-21175-06-110


Lot 11, Block 6, Donnays Valley Park6th Addition, Dakota County, Minne-sota.COUNTY IN WHICH PROPERTY IS











Dated: September 6, 2012Nationstar Mortgage LLCMortgagee/Assignee of Mortgagee





2009MORTGAGOR: T o d d J . B e r r y , a


Registration Systems, Inc. .DATE AND PLACE OF RECORDING:Reco rded Decembe r 21 , 2009


ASSIGNMENTS OF MORTGAGE :Assigned to: Flagstar Bank, FSB.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: First American Bank, NA

RESIDENTIAL MORTGAGE SER -VICER: Flagstar Bank, FSB

MORTGAGED PROPERTY ADDRESS:19600 Escalade Way, Unit 1208, Farm-ington, MN 55024

T A X P A R C E L I . D . # :14.16600.11.208


Unit 1208, Charleswood Crossing,Common Interest Community No.520COUNTY IN WHICH PROPERTY IS




That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the debt

or o therw ise to recover the debtsecured by said mortgage, or any partthereof;







Dated: September 7, 2012Flagstar Bank, FSBMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: S e p t em b e r

22, 2008MORTGAGOR: Amb e r Du f f y and

Darin Duffy, wife and husband.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded Sep tember 26 , 2008


ASSIGNMENTS OF MORTGAGE :Assigned to: JPMorgan Chase Bank,National Association, s/b/m to ChaseHome Finance LLC.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Freedom Mortgage Cor-poration


MORTGAGED PROPERTY ADDRESS:509 3rd Street West, Hastings, MN55033

T A X P A R C E L I . D . # :19-32150-61-020


Lot 2, Block 61, Town of Hastings,Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks under

unless reduced to Five (5) weeks underMN Stat. §580.07.





USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688830 - 30-266-2012 FCTHIS IS A COMMUNICATION FROMA DEBT COLLECTOR.3149823 9/13-10/18/12



MORTGAGE: $192,454.00MORTGAGOR (S ) : Randolph Rey -

nolds, a single personMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Home Savings of America, its suc-cessors and assignsDATE AND PLACE OF RECORDING:Recorded: August 12, 2010 Dakota

County RecorderDocument Number: 2746068ASSIGNMENTS OF MORTGAGE:And assigned to: Bank of America,

N .A . , successor by merger to BACHome Loans Servicing, LP FKA Coun-trywide Home Loans Servicing, LPDated: March 29, 2012Recorded: April 09, 2012 Dakota



cation Number: 100442510070472420Lender or Broker: Home Savings of

AmericaResidential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 1916 55th Street

C t E , In v e r G ro v e H e i gh t s , MN55077-1688T a x P a r c e l I D N u m b e r :


ERTY: Lot 12, Block 1, Dupont StevensAddition, Dakota County, MinnesotaAMOUNT DUE AND CLAIMED TO BE










REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-

��


NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: June 29, 2006ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $300,000.00MORTGAGOR(S): Tsitsi Magaya, a

single woman and Ngoma Hantuba, asingle manMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor GWP Mortgage, its successorand/or assignsDATE AND PLACE OF RECORDING:Recorded: Sep tember 12 , 2006

Dakota County RecorderDocument Number: 2460239ASSIGNMENTS OF MORTGAGE:And assigned to: Nationstar Mort-

gage LLCDated: September 19, 2012Transaction Agent: Mortgage Elec-


cation Number: 1000312-0540755344-1Lender or Broker: GWP MortgageRes iden t ia l Mortgage Serv icer :


LOCATED: DakotaProperty Address: 17294 Greentree

Path, Lakeville, MN 55044-7412T a x P a r c e l I D N u m b e r :


ERTY : Lot 4, B lock 1, Shady OakShores 6th Addition, Dakota County,MinnesotaAMOUNT DUE AND CLAIMED TO BE













��

�� THE MORTGAGOR S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: September 13, 2012

ASSIGNEE OF MORTGAGEE :Bank of America, N.A., successorby merger to BAC Home LoansServicing, LP FKA CountrywideHome Loans Servicing, LP



NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: February 09,


MORTGAGE: $291,005.00MORTGAGOR(S): Steven K. Darnell,

husband and Cynthia A. Darnell, wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Suntrust Mortgage, Inc., its suc-cessors and assignsDATE AND PLACE OF RECORDING:Recorded: March 11, 2009 Dakota

County RecorderDocument Number: 2642937ASSIGNMENTS OF MORTGAGE:And assigned to: Suntrust Mortgage,

Inc.Dated: December 09, 2011Recorded: March 20, 2012 Dakota



cation Number: 100010402187427731Lender or Broker: Suntrust Mort-

gage, Inc.Residential Mortgage Servicer: Sun-

Trust Mortgage, Inc.Mortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 4401 Braddock

Trl, Eagan, MN 55123-1929T a x P a r c e l I D N u m b e r :


ERTY: Lot 7, Block 2, Lexington PointeSeventh AdditionAMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE :Suntrust Mortgage, Inc.





MORTGAGE: $218,400.00MORTGAGOR(S): Diane M. Arnold, a

unmarried womanMORTGAGEE: World Savings Bank,

FSBDATE AND PLACE OF RECORDING:Reco rded : Decembe r 13 , 2004

Dakota County RecorderDocument Number: 2275229Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: World Savings

Bank, FSBResidential Mortgage Servicer: Wells

Fargo Bank, N.A.Mortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS


Apple Valley, MN 55124-5130T a x P a r c e l I D N u m b e r :

T a x P a r c e l I D N u m b e r :01-11653-020-02LEGAL DESCRIPTION OF PROP -

ERTY: Lot 2, Block 2, Apple Ponds 4thAddition, according to the recordedplat thereof and situate in DakotaCounty, Minnesota.AMOUNT DUE AND CLAIMED TO BE











MORTGAGEE: Wells Fargo Bank,N.A.

Wilford, Geske & Cook P.A.Attorneys for Mortgagee8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 018439F023155242 9/20-10/25/12



default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: March 14,


MORTGAGE: $156,100.00MORTGAGOR(S): Jerry G Claussen

and Michelle M Claussen, husband andwifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Fidelity Mortgage of NY a division ofDelta Funding CorporationTRANSACTION AGENT: Mortgage


LLCLENDER: Fidelity Mortgage of NY a

division of Delta Funding Corporation.DATE AND PLACE OF F IL ING :

Dakota County Minnesota, Recorder ,on April 24, 2006, as Document No.2422784.ASSIGNED TO : HSBC Bank USA ,

N.A., as Trustee for the registeredholders of Renaissance Home EquityLoan Trust 2006-1. Dated: October 7,2008 , and recorded January 22, 2009by Document No. 2631965 .LEGAL DESCRIPTION OF PROP -

ERTY: REAL PROPERTY IN DAKOTACOUNTY, MINNESOTA, DESCRIBED ASFOLLOWS: Lot 7, Block 2, Riverwood2ND add i t i on , acco rd ing to therecorded Plat thereof, and situate toDakota County, MInnesota.PROPERTY ADDRESS: 3120 Teal Ct,

Hastings, MN 55033PROPERTY I.D: 19-64376-02-070COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFT H E N O T I C E : O n e H u n d r e dEighty-Eight Thousand Six HundredTwo and 70/100 ($188,602.70)THAT no action or proceeding has



DATE AND TIME OF SALE: 10:00 AMon November 6, 2012PLACE OF SALE : Sherif f`s Main

Office, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343to pay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the pre-mises and the costs and disburse-men ts a l lowed by law . The t imeallowed by law for redemption by saidmortgagor(s), their personal represen-tatives or assigns is 6.00 months fromthe date of sale. If Mortgage is notreinstated under Minn. Stat. §580.30or the property is not redeemed underMinn. Stat. §580.23, the Mortgagormust vacate the property on or before11:59 p.m. on May 6, 2013, or the nextbusiness day if May 6, 2013 falls on aSaturday, Sunday or legal holiday.

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR`S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."

Dated: September 20, 2012HSBC Bank USA, N.A., as Trusteefor the registered holders ofRenaissance Home Equity LoanTrust 2006-1.




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: September

13, 2007MORTGAGOR: Brandon L. Schloegel,

a single man.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded Sep tember 20 , 2007





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Countrywide Bank, FSB


MORTGAGED PROPERTY ADDRESS:1465 Pringle Court , Hastings , MN55033

T A X P A R C E L I . D . # :19-19601-02-020


Lot 20, Block 1, Dakota View Sec-ond Addition, Dakota County, Min-nesotaCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on May 09,2013, unless theredemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or

weeks under MN Stat. Secs. 580.07 or582.032.MORTGAGOR(S) RELEASED FROM



Dated: September 18, 2012Green Tree Servicing LLCMortgagee/Assignee of Mortgagee





2009MORTGAGOR: E r i n M . Young , a


Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded October 28, 2009 Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Bell America Mortgage,LLC, d/b/a Bell Mortgage


MORTGAGED PROPERTY ADDRESS:49 Birnamwood Drive, Burnsville, MN55337


ERTY:Lot 2, Block 8, Birnamwood Plat 1,Dakota County, MinnestoaCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is1 1 : 5 9 p . m . o n _ M a y 8 ,2013_____________________, unless theredemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.MORTGAGOR(S) RELEASED FROM



Dated: September 10, 2012JPMorgan Chase Bank, National

JPMorgan Chase Bank, NationalAssociationMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 23, 2004MORTGAGOR: Russyl J. Magnuson

as his sole and separate property, asingle person.

MORTGAGEE: T rus ted Mo r tgageCompany.

DATE AND PLACE OF RECORDING:Reco rded Novembe r 19 , 2004


ASSIGNMENTS OF MORTGAGE :Assigned to: JPMorgan Chase Bank,National Association, successor bymerger to Chase Home Finance, LLC,s/b/m to Chase Manhattan MortgageCorporation.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Trusted Mortgage Com-pany


MORTGAGED PROPERTY ADDRESS:12946 Nicollet Avenue South, Unit 102,Burnsville, MN 55337

T A X P A R C E L I . D . # :02-01300-16-560


Apartment Number 102, 12946 Nicol-let Avenue, Ridgeview CondominiumHomes, Condominium File Number15, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS













��




MORTGAGE: $199,200.00MORTGAGOR(S): Christine Johnson,

single and Robert Johnson and AmyJohnson, married to eachotherMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor First NLC Financial Services, LLC,DBA the lending centerTRANSACTION AGENT: Mortgage


LLCLENDER: First NLC Financial Ser-

vices, LLC, DBA the lending center.DATE AND PLACE OF F IL ING :

Dakota County Minnesota,Registrar ofTitle , recorded by Court Order onMarch 15, 2010, as Document No. T659136.ASSIGNED TO : HSBC Bank USA ,

N.A., as Trustee for the registeredholders of First NLC Trust 2007-1Mortgage-Backed Certificates, Series2007-1 Dated: June 12, 2012 , andrecorded June 27, 2012 by DocumentNo. T698531 .LEGAL DESCRIPTION OF PROP -

ERTY: Lot 11 except the South 97 feet,and the East 20 feet of Lot 12 exceptthe South 97 feet of Lot 12 , all inBlock 5, Gilbert Heights, according tothe recorded plat thereof, DakotaCounty, Minnesota.PROPERTY ADDRESS: 1521 Chris-

tensen Avenue, Saint Paul, MN 55118PROPERTY I.D: 42-30000-05-121COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFTHE NOTICE: Two Hundred Thirty-OneThousand Two Hundred Fifty-Threeand 27/100 ($231,253.27)THAT no action or proceeding has



on November 27, 2012PLACE OF SALE : Sherif f`s Main

Office, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343to pay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the pre-mises and the costs and disburse-men ts a l lowed by law . The t imeallowed by law for redemption by saidmortgagor(s), their personal represen-tatives or assigns is 6.00 months fromthe date of sale. If Mortgage is notr e i n s t a t e d u n d e r M i n n . S t a t .Section580.30 or the property is notr e d e e m e d u n d e r M i n n . S t a t .Section580.23, the Mortgagor mustvacate the property on or before 11:59p.m. on May 27 , 2013 , or the nextbusiness day if May 27, 2013 falls on aSaturday, Sunday or legal holiday.

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR`S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."Dated: October 11, 2012

HSBC Bank USA, N.A., as Trusteefor the registered holders of FirstN L C T r u s t 2 0 0 7 - 1Mortgage-Backed Certificates,Series 2007-1

Randall S. Miller and Associates, PLLCAttorneys for Assignee of Mortgage/MortgageeCanadian Pacific Plaza,120 South Sixth Street, Suite 1100Minneapolis, MN 55402Phone: 952-232-0052Our File No. 11MN00531-3THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.A-4308767 10/11/2012, 10/18/2012,10/25/2012, 11/01/2012, 11/08/2012,11/15/20123170256 10/11-11/15/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 15, 1994MORTGAGOR: De lan i e J . Roy , a

single person.MORTGAGEE: Inland Mortgage Cor-

poration.DATE AND PLACE OF RECORDING:Recorded April 27, 1994 Dakota


ASSIGNMENTS OF MORTGAGE :Ass igned to: M innesota Hous ingFinance Agency.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Inland Mortgage Corpo-ration


MORTGAGED PROPERTY ADDRESS:6633 West 162nd Court #321A, Rose-mount, MN 55068

T A X P A R C E L I . D . # :22.51352.01.321


Unit No. 321, Niakwa Village Condo-minium, Condominium File No. 54COUNTY IN WHICH PROPERTY IS

LOCATED:DakotaORIGINAL PRINCIPAL AMOUNT OF






PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin twelve(12) months from thedate of said sale by the mortgagor(s),their persona l representat ives orassigns unless reduced to Five (5)weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on December 2 , 2013unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.MORTGAGOR(S) RELEASED FROM



Dated: October 3, 2012M inneso ta Hous ing F inanceAgencyMortgagee/Assignee of Mortgagee


��

��




MORTGAGE: $163,800.00MORTGAGOR(S): Teodoro Lozano

and Mary T. Lozano, Husband and wifeas joint tenantsMORTGAGEE: Mortgage Electronic

MORTGAGEE: Mortgage ElectronicRegistration Systems, Inc. as nomineefor BNC Mortgage, Inc., a DelawareCorporationTRANSACTION AGENT: Mortgage


LLCLENDER : BNC Mortgage, Inc . , A

Delaware Corporation.DATE AND PLACE OF F IL ING :

Dakota County Minnesota,Registrar ofTitle , on April 17, 2007, as DocumentNo. 609125.ASSIGNED TO: Wilmington Trust

National Association, as successortrustee to Citibank, N.A., as Trusteefor BNC Mortgage Loan Trust Series2007 -3 Dated: Apr i l 3 , 2007 , andrecorded August 21, 2012 by Docu-ment No. T701448 .LEGAL DESCRIPTION OF PROP -

ERTY: The land referred to in thiscommitment is described as follows:Lot One (1) in Block Four (4) of SouthGrove No. 5, Dakota County, Minne-sota.PROPERTY ADDRESS: 3738 Upper

71st St E, Inver Grove Heights, MN55076PROPERTY I.D: 207115404012COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFT H E N O T I C E : O n e H u n d r e dSeventy-One Thousand Six HundredTwelve and 03/100 ($171,612.03)THAT no action or proceeding has




Office, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343to pay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the pre-mises and the costs and disburse-men ts a l lowed by law . The t imeallowed by law for redemption by saidmortgagor(s), their personal represen-tatives or assigns is 6.00 months fromthe date of sale. If Mortgage is notr e i n s t a t e d u n d e r M i n n . S t a t .Section580.30 or the property is notr e d e e m e d u n d e r M i n n . S t a t .Section580.23, the Mortgagor mustvacate the property on or before 11:59p.m. on May 6, 2013, or the next busi-ness day if May 6, 2013 falls on a Sat-urday, Sunday or legal holiday.


Dated: September 20, 2012Wilmington Trust NationalAssociation, as successor trusteeto Citibank, N.A., as Trustee forBNC Mortgage Loan Trust Series2007-3

Randall S. Miller and Associates, PLLCAttorneys for Assignee of Mortgage/MortgageeCanadian Pacific Plaza,120 South Sixth Street, Suite 1100Minneapolis, MN 55402Phone: 952-232-0052Our File No. 12MN00776-1THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.A-4299999 09/20/2012, 09/27/2012,10/04/2012, 10/11/2012, 10/18/2012,10/25/20123149482 9/20-10/25/12



MORTGAGE: $194,000.00MORTGAGOR(S): Mary Ann Maughan

and Daniel N. Maughan, wife and hus-bandMORTGAGEE: World Savings Bank,

FSBDATE AND PLACE OF RECORDING:Recorded: June 17, 2005 Dakota


cation Number: Not ApplicableLender or Broker: World Savings


Fargo Bank, N.A.Mortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS




ERTY: Lot 4, Block 8, Dakota CountyEstates, Dakota County, Minnesota,according to the recorded plat thereof.AMOUNT DUE AND CLAIMED TO BE


THAT all pre foreclosure requirements have been complied with; thatno action or proceeding has been insti-tuted at law or otherwise to recover thedebt secured by said mortgage, or anypart thereof;PURSUANT to the power of sale con-









MORTGAGEE: Wells Fargo Bank,N.A.



NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: January 10,


MORTGAGE: $284,000.00MORTGAGOR(S): Tod Michael Frank-

lin and Michele Anne Franklin, hus-band and wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for GN Mortgage, LLC, its succes-sors and assignsDATE AND PLACE OF RECORDING:Recorded: January 19, 2007 Dakota

County RecorderDocument Number: 2489518ASSIGNMENTS OF MORTGAGE:And assigned to: Nationstar Mort-

gage, LLCDated: August 14, 2012Transaction Agent: Mortgage Elec-


cation Number: 100016500006322118Lender or Broker: GN Mortgage, LLCRes iden t ia l Mortgage Serv icer :


LOCATED: DakotaProperty Address: 17415 Goodhue

Ave, Lakeville, MN 55044-9535T a x P a r c e l I D N u m b e r :


ERTY: Lot Seventeen (17), Block Three(3), Cherry Highlands Third, DakotaCounty, MinnesotaAMOUNT DUE AND CLAIMED TO BE






under Minn. Stat. §580.30 or the prop-erty is not redeemed under Minn. Stat.§580.23, the Mortgagor must vacatethe property on or before 11:59 p.m. onMay 02, 2013, or the next business dayif May 02, 2013 falls on a Saturday,

if May 02, 2013 falls on a Saturday,Sunday or legal holiday.Mortgagor(s) released from financial










MORTGAGE: $145,539.00MORTGAGOR(S): Jessenia J. Ber-

rios, a single personMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Bank of America, N.A., its succes-sors and assignsDATE AND PLACE OF REGISTER-

ING:Registered: September 29, 2010

Dakota County Registrar of TitlesDocument Number: T668468ASSIGNMENTS OF MORTGAGE:And assigned to: Bank of America,

N .A . , successor by merger to BACHome Loans Servicing, LP FKA Coun-trywide Home Loans Servicing, LP

Dated: May 01, 2012Registered: May 15, 2012 Dakota



cation Number: 100025500008931360Lender or Broker: Bank of America,

N.A.Residential Mortgage Servicer: Bank


149784COUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 2030 Bluestone

Ln, Eagan, MN 55122-2865T a x P a r c e l I D N u m b e r :


ERTY: Lot 12, Block 7 in Cedar GroveNo. 3, Dakota County, MinnesotaAMOUNT DUE AND CLAIMED TO BE










REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: September 20, 2012




NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: March 07,


MORTGAGE: $199,500.00MORTGAGOR(S): Jose T. Ortega and

Sabina Franco Cortes, husband andwifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor America's Wholesale Lender, itssuccessors and assignsDATE AND PLACE OF RECORDING:Recorded: May 06 , 2005 Dakota

County RecorderDocument Number: 2319623ASSIGNMENTS OF MORTGAGE:And assigned to: The Bank of New

York Mellon FKA The Bank of NewYork as Trustee for the Certificate-holders of CWABS, Inc., Asset-BackedCertificates, Series 2005-AB1Dated: February 13, 2012Recorded: February 23, 2012 Dakota



cation Number: 100015700048896027Lender or Broker: America's Whole-

sale LenderResidential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 1031 Ohio St,

Saint Paul, MN 55118-1227T a x P a r c e l I D N u m b e r :


ERTY: Lot Two (2) in Block One (1) ofSchmalzbauer's Addition, according tothe recorded plat thereof, DakotaCounty, MinnesotaAMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE:The Bank of New York Mellon FKAThe Bank of New York as Trusteefor the Cer t i f ica teholders ofCWABS, Inc., Asset-BackedCertificates, Series 2005-AB1





2008MORTGAGOR: Mark A . Schneider

and Deborah K, Schneider, husbandand wife.

MORTGAGEE: Mortgage ElectronicRegistration Systems, Inc..

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Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded December 2, 2008 Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: Bank of America, N.A.,successor by merger to BAC HomeLoans Servicing, LP FKA CountrywideHome Loans Servicing LP.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Countrywide Bank, FSB

RESIDENTIAL MORTGAGE SER -VICER: Bank of America, N.A.

MORTGAGED PROPERTY ADDRESS:17332 Ithaca Lane, Lakev i l le, MN55044

T A X P A R C E L I . D . # :22-13201-04-030


Lot 3, Block 4, Barrett Second Addi-tion, Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS











Dated: September 12, 2012Bank of America, N.A.Mortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: May 26, 2006MORTGAGOR: Daniel J. Ronayne, a


Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded June 16, 2006 Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: Bank of America, N.A.,successor by merger to BAC HomeLoans Servicing, LP FKA CountrywideHome Loans Servicing LP.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Lakeland Mortgage Cor-poration

RESIDENTIAL MORTGAGE SER -VICER: Bank of America, N.A.

VICER: Bank of America, N.A.MORTGAGED PROPERTY ADDRESS:

6754 162ND Street West, Lakeville, MN55068

T A X P A R C E L I . D . # :22-21172-03-090


Lot 9, Block 3, Donnay's Valley Park3rd Addition, Dakota County, Minne-sotaCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on May 8, 2013, unless theredemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.

MORTGAGOR(S) RELEASED FROMFINANCIAL OBLIGATION ON MORT-GAGE: None


Dated: September 10, 2012Bank of America, N.A.Mortgagee/Assignee of Mortgagee



NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: May 13, 2005ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $148,000.00MORTGAGOR(S): Sharon V Mitchell,

a single personMORTGAGEE: Bank of America, N.A.DATE AND PLACE OF RECORDING:Recorded: May 26 , 2005 Dakota


cation Number: Not ApplicableLender or Broker: Bank of America,




Apple Valley, MN 55124-8228T a x P a r c e l I D N u m b e r :


ERTY : Lot 32 , B lock 1, P inecrestTownhomes, according to the recordedplat thereof, Dakota County, Minne-sotaAMOUNT DUE AND CLAIMED TO BE





Law Enforcement Center, 1580 High-way 55, Lobby S-100, Hastings, Minne-sotato pay the debt secured by said mort-

to pay the debt secured by said mortgage and taxes, if any, on said pre-mises and the costs and disburse-ments, including attorney fees allowedby law, subject to redemption withinsix (6) months from the date of saidsale by the mortgagor(s), their per-sonal representatives or assigns.If the Mortgage is not reinstated






MORTGAGEE: Bank of America,N.A.





MORTGAGE: $180,000.00MORTGAGOR (S ) : Mark Anthony

Peterson, a single manMORTGAGEE: Mortgages Unlimited,

IncSERVICER: Ocwen Loan Servicing,

LLCLENDER: Mortgages Unlimited, Inc..DATE AND PLACE OF F IL ING :

Dakota County Minnesota, Recorder ,on September 8, 2008, as DocumentNo. 2611852.ASSIGNED TO: Ocwen Loan Servic-

ing LLC Dated: August 7, 2012 , andrecorded August 27, 2012 by Docu-ment No. 2889837 .LEGAL DESCRIPTION OF PROP -

ERTY: Lot 10, Block 1, Westbury 4thaddition, Dakota County, MinnesotaPROPERTY ADDRESS: 3926 West-

bury Trail, Eagan, MN 55123PROPERTY I.D: 10-83653-01-100COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFTHE NOTICE: One Hundred Eighty-OneThousand Nine Hundred Eighty-Nineand 72/100 ($181,989.72)THAT no action or proceeding has




Office, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343to pay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the pre-mises and the costs and disburse-men ts a l lowed by law . The t imeallowed by law for redemption by saidmortgagor(s), their personal represen-tatives or assigns is 6.00 months fromthe date of sale. If Mortgage is notr e i n s t a t e d u n d e r M i n n . S t a t .Section580.30 or the property is notr e d e e m e d u n d e r M i n n . S t a t .Section580.23, the Mortgagor mustvacate the property on or before 11:59p.m. on May 6, 2013, or the next busi-ness day if May 6, 2013 falls on a Sat-urday, Sunday or legal holiday.


Dated: September 20, 2012Ocwen Loan Servicing LLC

Randall S. Miller and Associates, PLLCAttorneys for Assignee of Mortgage/Mortgagee

MortgageeCanadian Pacific Plaza,120 South Sixth Street, Suite 1100Minneapolis, MN 55402Phone: 952-232-0052Our File No. 10MN00618-2THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.A-4300095 09/20/2012, 09/27/2012,10/04/2012, 10/11/2012, 10/18/2012,10/25/20123150207 9/20-10/25/12



MORTGAGE: $322,800.00MORTGAGOR(S): Brenda Lysholm, a

single person, Myron R Lysholm, andJulia L Lysholm, Husband and WifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded: July 15, 2009 Dakota

County RecorderDocument Number: 2671463ASSIGNMENTS OF MORTGAGE:A n d a s s i g n e d t o : B A N K O F

AMERICA, N.A.Dated: May 12, 2012Recorded: May 17 , 2012 Dakota



cation Number: 1000255-0000167957-8Lender or Broker: Bank of America,



LOCATED: DakotaProperty Address: 17630 Hemlock

Ave, Lakeville, MN 55044-3908T a x P a r c e l I D N u m b e r :


ERTY : Lot 8, Block 5, Pine Grove,according to the recorded plat thereof,and situate in Dakota County, Minne-sotaAMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE :BANK OF AMERICA, N.A.





MORTGAGE: $235,721.00MORTGAGOR(S): Scott D Collings

and Julie A Hart-Collings, husbandand wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Summit Mortgage Corporation, it

for Summit Mortgage Corporation, itsuccessors and/or assignsDATE AND PLACE OF RECORDING:Recorded: Sep tember 17 , 2008


Servicing, LP, fka Countrywide HomeLoans Servicing, LPDated: September 10, 2010Recorded: Sep tember 17 , 2010



cation Number: 100061907000058669Lender or Broker: Summit Mortgage

CorporationResidential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 20737 Akin Road

W, Farmington, MN 55024-8024T a x P a r c e l I D N u m b e r :

14.02500.80.082LEGAL DESCRIPTION OF PROP -

ERTY: That part of the Northeast Quar-ter of the Southeast Quarter of Sec-tion 25, Township 114, Range 20 ,described as follows:Commencing at a point on the North

line of sa id Northeast Quarter ofSoutheast Quarter a distance of 1034.7feet West of the Northeast cornerthereof; thence South 34 degrees 58minutes 00 seconds East 890.65 feet;thence South 25 degrees 31 minutes00 seconds East 379.55 feet to theactual point of beginning ; thenceSouth 64 degrees 34 minutes 00 sec-onds West 290.4 feet; thence South 25degrees 31 minutes 00 seconds East tothe south line of said Northeast Quar-ter of the Southeast Quarter; thenceeast along said south line to the cen-terline of C .S .A .H . No. 31 ; thencenorthwesterly along said centerline tothe point of beginning.Lying southerly of the following

described line:Commencing at a point on the North

line of sa id Northeast Quarter ofSoutheast Quarter a distance of 1034.7feet West of the Northeast cornerthereof; thence South 34 degrees 58minutes 00 seconds East 890.65 feet;thence South 25 degrees 31 minutes00 seconds east 379.55 feet; thenceSouth 64 degrees 34 minutes 00seconds West 290.4 feet; thence South25 degrees 31 minutes 00 secondsEast a distance of 74.86 feet to thebeginning of the line to be described;thence North 73 degrees 31 minutes56 seconds East to the centerline ofC.S.A.H. No. 31 and said line thereterminating.AMOUNT DUE AND CLAIMED TO BE

DUE AS OF DATE OF NOT I CE :$292,318.51T H A T a l l p r e - f o r e c l o s u r e

requirements have been complied with;that no action or proceeding has beeninst ituted at law or otherw ise torecover the debt secured by sa idmortgage, or any part thereof;PURSUANT to the power of sa le

con ta ined in sa id mor tgage , theabove-described property will be soldby the She r i f f o f sa id coun ty asfollows:D A T E A N D T I M E O F S A L E :

November 09, 2012 at 10:00 AMPLACE OF SALE: Dakota County

Law En fo rcemen t Cen te r , 1580Highway 55, Lobby S-100, Hastings,Minnesotato pay the deb t secured by sa idmortgage and taxes, if any, on saidp r e m i s e s a n d t h e c o s t s a n ddisbursements, including attorney feesallowed by law, subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assigns.If the Mortgage is not reinstated

under M inn. Stat . §580 .30 or theproperty is not redeemed under Minn.Stat. §580.23, the Mortgagor mustvacate the property on or before 11:59p.m. on May 09, 2013 , or the nextbusiness day if May 09, 2013 falls on aSaturday, Sunday or legal holiday.Mortgagor(s) released from financial




REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.DATED: September 27, 2012

ASSIGNEE OF MORTGAGEE :Bank of America, N.A., successorby merger to BAC Home LoansServicing, LP, F/K/A CountrywideHome Loans Servicing, LP



FORECLOSURE SALEDate: September 20, 2012YOU ARE NOTIFIED THAT:1. Default has occurred in the terms

and conditions of the Declaration ofDiffley Commons Homeowner’s Asso-ciation (hereinafter the “Association”)which was recorded as Document No.1022377 on January 10, 1997 in theof f ice of the Coun ty Recorder ofDakota County, Minnesota, and also,pursuant to Minn. Stat. § 515B.3-116,covering the following property:Unit 22, Diffley Commons Condo-minium No. 107Property Address: 1936 GlenfieldCourt Eagan, MN 55122PID: 10-20450-04-0222. Pursuant to said Declaration,

there is claimed to be due and owingas of the date of this notice from theowner of said unit, The Secretary ofHousing and Urban Development to theAssociation, a Minnesota non-profitcorporation, the amount of $2,877.00for unpaid association dues, attorneysfees and costs, plus any other suchamounts that will accrue after the dateof this notice for costs of collectionand foreclosure which will be added tothe amount claimed due and owing atthe time of the sale herein.

3. No action is now pending at law orotherwise to recover said debt or anypart thereof.4. The owner has not been released

from its financial obligation to pay saidamount.5. The lien arises pursuant to the

Declaration, describes above, Minn.S ta t . §515B .3 -116 and is furtherdescribed in a Notice of Lien in favor ofthe Association recorded on Septem-ber 6, 2011 as Document No. 2891860in the Dakota County Recorder ’sOffice.

6. Pursuant to the power of sale con-tained in the same Declaration andgranted by the owner in taking title tothe premises subject to said Declara-tion and pursuant to Minn. Stat. Sec.515B.3-116, said Lien will be fore-closed by the sale of said property bythe Sheriff of Dakota County, at 1580Highway 55, Hastings, MN 55033 onNovember 15, 2012 at 10:00 am at pub-lic auction to the highest bidder, topay the amount then due for saidassessments, together with the addi-tional costs of foreclosure, includingattorneys fees as allowed by law.

7. The t ime a l lowed by law fo rredemption by the unit owner, its per-sonal representatives or assigns issix(6) months from date of sale. If thelien is not satisfied under Minn. Stat. §580.23 or the property is not redeemedunder Minn. Stat. § 580.23, the ownermust vacate the property on or before11:59p.m. on May 15, 2013 or the nextbusiness day if May 15, 2013 falls on aSaturday, Sunday or legal holiday.


FOR REDEMPTION BY THE MORT-GAGOR, THE MORTGAGOR'S PER-SONAL REPRESENTATIVES ORASSIGNS, MAY BE REDUCED TOFIVE WEEKS IF A JUDIC IALORDER IS ENTERED UNDER MIN-NESOTA STATUTES , SECTION582.032, DETERMINING, AMONGOTHER TH INGS , THAT THEMORTGAGED PREMISES AREIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USEDIN AGRICULTURAL PRODUCTION,AND ARE ABANDONED.

8. THIS IS A COMMUNICATIONFROM A DEBT COLLECTOR ATTEMPT-ING TO COLLECT A DEBT , ANYINFORMATION OBTAINED WILL BEUSED FOR THAT PURPOSE.Dated: 9/20, 2012

Attorney for the Association:THE LAW OFFICE OFDAVID S. HOLMANBy: /s/ David S. HolmanDavid S. Holman # 193628201 W Travelers TrailSuite 225Burnsville, MN 55337952-895-12243160636 9/27-11/1/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: January 31,

2007MORTGAGOR: Ap r i l K . M i lne r , a

married woman.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE ANDPLACE OF RECORDING: Recorded Feb-r u a r y 2 0 , 2 0 0 7 Dako t a Coun t yRecorder, Document No. 2497741.




LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE : Coun tryw ide HomeLoans, Inc.


MORTGAGED PROPERTY ADDRESS:7632 157th Street West, Apt. 308,

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7632 157th Street West, Apt. 308,Apple Valley, MN 55124

T A X P A R C E L I . D . # :01.49100.08.058

LEGAL DESCRIPTION OF PROP -ERTY:Unit No. 2308, Morningview Condo-miniums, Dakota County, Minne-sota, Condominiums File No. 60,Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS











Dated: August 1, 2012Green Tree Servicing LLCMortgagee/Assignee of Mortgagee



THE RIGHT TO VERIFICATION OF THEDEBT AND IDENTITY OF

THE ORIGINAL CREDITOR WITHINTHE TIME PROVIDED BY

LAW IS NOT AFFECTED BY THISACTION.

NOTICE IS HEREBY GIVEN: ThatDefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: 11/18/2004ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $150,000.00MORTGAGOR(S): Dudley M. Arp and

Kathleen A. Arp, husband and wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for Provident Funding Associates,L.P.DATE AND PLACE OF F IL ING :

12/23/2004 as Document Number2279132 in the Office of the CountyRecorder, Dakota County, MinnesotaASS IGNMENT OF MORTGAGE :

Assigned to Provident Funding Asso-ciations, L.P.DATE AND PLACE OF F IL ING :

01 /24 /2012 as Document Number2844441 in the Office of the CountyRecorder, Dakota County, MinnesotaLEGAL DESCRIPTION OF PROP -

ERTY: Lot 4, Block 1, Wood Park PlatTwelve, Dakota County, MinnesotaSTREET ADDRESS OF PROPERTY:

14306 Portland Avenue S., Burnsville,MN 55337COUNTY IN WHICH PROPERTY IS

LOCATED: DakotaT A X P A R C E L I . D . N O . :

02-84811-01-040ABSTRACT PROPERTYLENDER: Provident Funding Associ-

ates, L.P.RESIDENTIAL MORTGAGE ORIGI-

NATOR: Provident Funding Associates,L.P.RESIDENTIAL MORTGAGE SER -

VICER: Provident Funding Associates,L.P.TRANSACTION AGENT: Mortgage

Electronic Registration Systems, Inc.MIN: 1000179-5714110018-0THE AMOUNT CLAIMED TO BE DUE

THE AMOUNT CLAIMED TO BE DUEON THE MORTGAGE ON THE DATE OFTHE NOTICE: $143,757.72No action or proceeding has been

instituted at law to recover the debtsecured by said mortgage, or any partthereof. There has been compliancewith all preforeclosure notice require-ments of said mortgage and/or appli-cable statutes.Pursuant to the power of sale con-

tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:D A T E A N D T I M E O F S A L E :

11/09/2012 at 10:00 A.M.PLACE OF SALE: Dakota County

Sheriff's Office, 1580 Highway 55 Hast-ings, MN 55033 to pay the debt thensecured by said mortgage and taxes, ifany, on said premises and the costsand disbursements, including attor-ney fees allowed by law. The timeallowed by law for redemption by saidmortgagor(s), their personal represen-tatives or assigns is six (6) monthsfrom the date of sale.TIME AND DATE TO VACATE PROP-

ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on 05/09/2013 or the nextbusiness day if 05/09/2013 falls on aSaturday, Sunday or legal holiday.MORTGAGOR(S) RELEASED FROM

FINANCIAL OBLIGATION ON MORT-GAGE: NoneTHE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS THAT MORTGAGEDPREMISES ARE IMPROVED WITH ARESIDENTIAL DWELLING OF LESSTHAN FIVE UNITS, ARE NOT PROP-ERTY USED IN AGRICULTURAL PRO-DUCTION, AND ARE ABANDONED.Dated: 9/27/2012

Provident Funding Associates,L.P.,Mortgagee/Mortgage Assignee

Dunakey & Klatt, P.C.,By Brian G. Sayer and Crystal W. Rink,Attorneys for Mortgagee /MortgageAssignee531 Commercial Street, P.O. Box 2363,Waterloo, IA 50701.THIS IS A COMMUNICATION FROM ADEBT COLLECTOR AND ANY INFOR-MATION OBTAINED WILL BE USEDFOR THAT PURPOSE.3158644 9/27-11/1/12




MORTGAGE: $66,000.00MORTGAGOR(S): Timothy Wayne

Kirchner and Robin J Kirchner, Hus-band and WifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded: Sep tember 19, 2006

Dakota County RecorderDocument Number: 2462494ASSIGNMENTS OF MORTGAGE:And assigned to: DEUTSCHE BANK

NATIONAL TRUST COMPANY ASTRUSTEE FOR THE CERTIFICATE-HOLDERS OF IMPAC SECUREDA S S E T S C O R P . , M O R T G A G EPASS -THROUGH CERTIFICATES ,SERIES 2006-4Dated: May 12, 2012Recorded: June 17, 2012 Dakota



cation Number: 100024200014107342Lender or Broker: American Brokers

ConduitResidential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 918 Hall Ave, West

Saint Paul, MN 55118-1418T a x P a r c e l I D N u m b e r :


ERTY: The South 80 feet of Lots 1through 4 in Minea & Schneemann'sRe-arrangement of Block No. 35, Jack-son & Bidwell's Addition to West SaintPaul, which includes the North 7 1/2feet of the vacated a l ley adjacentthereto, according to the recorded platthereof, and situate in Dakota County,MinnesotaAMOUNT DUE AND CLAIMED TO BE





Law Enforcement Center, 1580 High-way 55, Lobby S-100, Hastings, Minne-sota

sotato pay the debt secured by said mort-gage and taxes, if any, on said pre-mises and the costs and disburse-ments, including attorney fees allowedby law, subject to redemption withinsix (6) months from the date of saidsale by the mortgagor(s), their per-sonal representatives or assigns.If the Mortgage is not reinstated






ASSIGNEE OF MORTGAGEE :DEUTSCHE BANK NATIONALTRUST COMPANY AS TRUSTEEFOR THECERT IF ICATEHOLDERS OFIMPAC SECURED ASSETS CORP.,MORTGAGE PASS -THROUGHCERTIFICATES, SERIES 2006-4





2005MORTGAGOR: Timothy B Allen and

Heather L Allen, husband and wife.MORTGAGEE: Chase Bank USA, N.A.DATE AND PLACE OF RECORDING:Recorded Sep tember 30 , 2005





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Chase Bank USA, N.A.


MORTGAGED PROPERTY ADDRESS:2 0842 No r th Jacq ua rd A venue ,Lakeville, MN 55044


ERTY:The North 80 feet of Lot 3, Block 1,Clay's Acres, Dakota County, Minne-sota.COUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on May 15, 2013, unless the

11:59 p.m. on May 15, 2013, unless theredemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.MORTGAGOR(S) RELEASED FROM







default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 12, 2007MORTGAGOR: Suzanne C. Mueller, a

single person.MORTGAGEE:Chase Bank USA, NA.DATE AND PLACE OF RECORDING:Recorded April 27, 2007 Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: JPMorgan Chase Bank,NA s/b/m to Chase Home Finance, LLC.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Chase Bank USA, NA


MORTGAGED PROPERTY ADDRESS:20673 Hampshire Way, Lakeville, MN55044


ERTY:Lot 5, Block 2, Village Creek 3rdAddition, CIC No. 327COUNTY IN WHICH PROPERTY IS











Dated: September 12, 2012JPMorgan Chase Bank, NationalAssociation

AssociationMortgagee/Assignee of Mortgagee




and conditions of the Declaration forGardenview Place Association (herein-after the "Association") which wasrecorded as Document No. 1109609, inthe Office of the County Recorder ofDako t a Coun t y , M i nn e so t a , a samended, covering the following prop-erty:LEGAL DESCRIPTION OF PROP-ERTY: Lot 26, Block 1, Garden-view Place 1st, Dakota County,MinnesotaSTREET ADDRESS : 14338Hickory Way, Apple Valley, MN55124TAX PARCEL ID NUMBER :01-28950-01-2602. Pursuant to said Declaration,

there is claimed to be due and owingas of September 12, 2012, from ScottClark, title holder, to the Association,a Minnesota non-profit corporation,the amount of $8,247.60 for unpaidassociation dues, late fees, attorneys'fees and costs,plus any other suchamounts that will accrue after Septem-ber 12, 2012, including reasonableattorneys' fees and costs of collectionand foreclosure which will be added tothe amount claimed due and owing atthe time of the sale herein.




6. The Declaration, referenced above,provides for a continuing lien againstthe property. A Notice of Lien evi-dencing the amount due was recordedon June 20, 2012, as Document No.2875483 i n the Dako ta Coun t yRecorder's Office.

7. Pursuant to the power of sale con-tained in the same Declaration andgranted by the owner in taking title tothe premises subject to said Declara-tion, said Lien will be foreclosed by thesale of said property by the Sheriff ofDakota County, at the Dakota CountySheriff's Office, Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100 , Hastings, MN 55033, onthe 16th day of November, 2012, at10:00 a.m. at public auction to thehighest bidder, to pay the amount thendue for said assessments, togetherwith the costs of foreclosure, includ-ing attorneys fees as allowed by law.8. The t ime a l lowed by law fo r

redemption by the unit owner, his per-sonal representatives or assigns is six(6) months from the date of sale. Thedate and time to vacate the property is11:59 p.m. on May 16, 2013, if theaccount is not reinstated or the ownerdoes not redeem from the foreclosuresale.




GARDENVIEW PLACEASSOCIATION

Attorneys for Gardenview PlaceAssociationTHOMSEN & NYBECK, P.A.By: _________________Gretchen S. Schellhas (#195595)3600 American Blvd. West, Suite 400Bloomington, Minnesota 55431(952) 835-7000(Gardenview Place / Clark/ 12-7-303D)3163812 9/27-11/1/12




2009MORTGAGOR: Christina K. Austin, a

single woman.MORTGAGEE: Mortgages Unlimited,

Inc.DATE AND PLACE OF RECORDING:Recorded June 1, 2009, Dakota

Coun ty Recorder , Documen t No.2660366 and also filed in the office ofthe Registrar of Titles June 1, 2009,

the Registrar of Titles June 1, 2009,Document No. T644570 on Certificateof Title No. 143465.

ASSIGNMENTS OF MORTGAGE :Assigned to: JPMorgan Chase Bank,National Association.Said Mortgage being upon Regis-



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Mortgages Unlimited,Inc.


MORTGAGED PROPERTY ADDRESS:1596 Ashbury Place, Eagan, MN 55122


ERTY:That part of Lot 3, Block 3 in Black-hawk Glen 2nd Addition, accordingto the recorded plat thereof lyingSouth of the South line of the North-east Quarter of the Southwest Quar-ter of Sect ion 16 , Township 27 ,Range 23, Dakota County, Minne-sota. (Torrens cert 107837)ANDLot 3, Block 3, Blackhawk Glen 2ndAddition, Dakota County, Minnesota,Except that part lying South of theSouth line of the Northeast Quarterof the Southwest Quarter of Section1 6 , T own sh i p 2 7 , R an g e 2 3 .(Abstract)COUNTY IN WHICH PROPERTY IS















and conditions of the Declaration forDiamond Path Villages Association,Inc. (hereinafter the "Association")which was recorded as Document No.537352, in the Office of the CountyRecorder of Dakota County, Minne-sota, as amended, covering the follow-ing property:LEGAL DESCRIPTION OF PROP-ERTY: Lot 112, Block 1, Dia-mond Path 6th Addition, DakotaCounty, MinnesotaSTREET ADDRESS: 5157 148thStreet West, Apple Va l ley, MN55124TAX PARCEL ID NUMBER :01-20505-01-1122. Pursuant to said Declaration,

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2. Pursuant to said Declaration,there is claimed to be due and owingas of September 13, 2012, from JodeneM. Kipfer, title holder, to the Associa-tion, a Minnesota non-profit corpora-tion, the amount of $14,409.75 forunpaid association dues, late fees,attorneys' fees and costs, plus anyother such amounts that will accrueafter September 13, 2012, includingreasonable attorneys' fees and costs ofcollection and foreclosure which willbe added to the amount claimed dueand ow ing at the t ime of the sa leherein.




6. The Declaration, referenced above,provides for a continuing lien againstthe property. An Amended Notice ofLien evidencing the amount due wasrecorded on February 14, 2012, asDocument No. 2849259 in the DakotaCoun ty Recorder 's O f f ice, whichamends Notice of Lien filed on Octo-b e r 14 , 2 0 09 a s Do cumen t No .2690393.

7. Pursuant to the power of sale con-tained in the same Declaration andgranted by the owner in taking title tothe premises subject to said Declara-tion, said Lien will be foreclosed by thesale of said property by the Sheriff ofDakota County, at the Dakota CountySheriff's Office, Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100 , Hastings, MN 55033, onthe 16th day of November, 2012, at10:00 a.m. at public auction to thehighest bidder, to pay the amount thendue for said assessments, togetherwith the costs of foreclosure, includ-ing attorneys fees as allowed by law.

8. The t ime a l lowed by law forredemption by the unit owner, her per-sonal representatives or assigns is six(6) months from the date of sale. Thedate and time to vacate the propertyis 11:59 p.m. on May 16, 2013, ifthe account is not reinstated or theowner does not redeem from theforeclosure sale.




DIAMOND PATH V ILLAGESASSOCIATION, INC.

Attorneys for Diamond Path VillagesAssociation, Inc.THOMSEN & NYBECK, P.A.By:Gretchen S. Schellhas (#195595)3600 American Blvd. West, Suite 400Bloomington, Minnesota 55431(952) 835-7000Diamond Path Villages/Kipfer/08-7-845D)3163777 9/27-11/1/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: S e p t em b e r

22, 2006MORTGAGOR: Ryan Volk, a single

man.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:F i led January 17 , 2007 , Dakota


ASSIGNMENTS OF MORTGAGE :Ass igned to: Wel ls Fargo Bank,National Association as Trustee for theCertificate holders of Structured AssetMortgage Investments II Inc., BearS tearns Mortgage Funding Trust2006-AR-3, Mortgage Pass-ThroughCertificates, Series 2006-AR3.Said Mortgage being upon Regis-




LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Bear Stearns ResidentialMortgage Corp.


MORTGAGED PROPERTY ADDRESS:20458 Kensfield Trail, Lakeville, MN55044


ERTY:Unit No. 1105, CIC No. 340, Spring-brook Condominiums , a condo-

brook Condominiums , a condominium located in Dakota County,MinnesotaCOUNTY IN WHICH PROPERTY IS











Dated: September 10, 2012We l ls Fa rgo Bank , N .A . , asTrusteeMortgagee/Assignee of Mortgagee





2005MORTGAGOR: Peter L. Daudelin, a


Registration Systems, Inc..DATE AND PLACE OF RECORDING:Reco rded Decembe r 22 , 2005





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: American Morgage Cor-poration


MORTGAGED PROPERTY ADDRESS:13124 Gable Lane, Apple Valley, MN55124

T A X P A R C E L I . D . # :01-52016-02-028


Unit 28, Nordic Woods 17th Addi-t ion , CIC Numbe r 158 , Dako taCounty, Minnesota.COUNTY IN WHICH PROPERTY IS





thereof;PURSUANT to the power of sale con-

tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:






Dated: September 14, 2012Green Tree Servicing LLCMortgagee/Assignee of Mortgagee





MORTGAGE: $164,800.00MORTGAGOR(S): Pamela Bannie,

SingleMORTGAGEE : Argen t Mortgage

Company, LLCSERVICER: Ocwen Loan Servicing,

LLCLENDER: Argent Mortgage Company,

LLC.DATE AND PLACE OF F IL ING :

Dakota County Minnesota, Recorder ,on June 28, 2005, as Document No.2335101.ASSIGNED TO: U.S. Bank N.A., as

Trustee for the registered holders ofAsset Backed Certificates , Series2005-HE4 Dated: June 28, 2005 , andrecorded February 13, 2012 by Docu-ment No. 2848786 .LEGAL DESCRIPTION OF PROP -

ERTY: Lot 5, Block 3,Donnay`s ValleyPark 4th Addition, Dakota County,Minnesota.PROPERTY ADDRESS: 16515 Forbes

Avenue W, Lakeville, MN 55068PROPERTY I.D: 22-21173-03-050COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFT H E N O T I C E : O n e H u n d r e dSeventy-Six Thousand Five HundredEighty-Three and 32/100 ($176,583.32)THAT no action or proceeding has


PURSUANT, to the power of sale con-tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:D A T E A N D T I M E O F

SALE: 10:00 AM on May 8, 2012PLACE OF SALE : Sherif f`s Main

Office, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343to pay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the premisesand the costs and disbursementsallowed by law. The time allowed byl a w f o r r e d e m p t i o n b y s a i dm o r t g a g o r ( s ) , t h e i r p e r s o n a lrepresentatives or assigns is 6.00months from the date of sale. If Mort-gage is not reinstated under Minn.Stat. Section580.30 or the property isno t redeemed under M inn. S ta t .Section580.23, the Mortgagor mustvacate the property on or before 11:59p.m. on November 8, 2012, or the nextbusiness day if November 8, 2012 fallson a Saturday, Sunday or legal holiday.

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR `S PERSONALREPRESENTATIVES OR ASSIGNS ,

REPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED."Dated: March 22, 2012

U.S. Bank N.A., as Trustee for thereg iste red holde rs of Asse tBacked Ce r t i f ica tes , Se r i es2005-HE4

Randall S. Miller and Associates, PLLCAttorneys for Assignee of Mortgage/MortgageeOne Financial Plaza,120 South Sixth Street, Suite 1100Minneapolis, MN 55402Phone: 612-573-3677Our File No. 11MN01048-1THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.A-4215431 03/22/2012, 03/29/2012,04/05/2012, 04/12/2012, 04/19/2012,04/26/2012NOTICE OF POSTPONEMENT OF

FORECLOSURE SALEThe above referenced sale scheduled

for September 27, 2012 at 10:00 AM ,has been postponed to October 25,2012 at 10:00 AM, located at Sheriff`sMain Office, Law Enforcement Center,1580 H i ghway 55 , Has t i ngs MN55033-2343, Dakota MinnesotaDated: September 27, 2012

U.S. Bank N.A., as Trustee for thereg iste red holde rs of Asse tBacked Ce r t i f ica tes , Se r i es2005-HE4

Jennifer K Fischer (0311248)A t torneys for U .S . Bank N .A . , asTrustee for the registered holders ofAsset Backed Certificates , Series2005-HE4Randall S. Miller and Associates, PLLCCanadian Pacific Plaza,120 South Sixth Street, Suite 1100Minneapolis, MN 55402(952) 232-0052Our File No. 11MN01048-1PURSUANT TO THE FAIR DEBT

COLLECTION PRACTICES ACT, YOUARE ADVISED THAT THIS OFFICEM A Y B E D E E M E D A D E B TCOLLECTOR ANY INFORMATIONOBTAINED MAY BE USED FOR THATPURPOSE. THIS NOTICE IS REQUIREDBY THE PROVISIONS OF THE FAIRDEBT COLLECTION PRACTICES ACTAND DOES NOT IMPLY THAT WE AREATTEMPTING TO COLLECT MONEYF R O M A N Y O N E W H O H A SDISCHARGED THE DEBT UNDER THEBANKRUPTCY LAWS OF THE UNITEDSTATES.A-4307731 10/11/20123166728 10/11/12




2006.MORTGAGOR(S): Mohamed Emam

Ally and Zorana Shaik Soeltan Ally,husband and wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for DHI Mortgage Company Lim-ited Partnership, a Texas limited part-nership.DATE AND PLACE OF RECORDING:

Filed April 14, 2006, Dakota CountyRegistrar of Titles, as Document No.588061.ASSIGNMENT(S) OF MORTGAGE:

Assigned to Green Tree Servicing LLCby assignment dated June 18, 2012,filed for record July 2, 2012, as Docu-ment No. T698723.The land described in said mortgage

is registered land.MORTGAGE HOLDER (as defined in

section 58.02):Transaction Agent: NA.Transaction Agent’s Mortgage Identi-

fication Number on Mortgage: NA.Lender or Broker: Green Tree Ser-

vicing LLC.Residential Mortgage Servicer: NA.MORTGAGE ORIGINATOR (as defined

in section 58.02): Mortgage ElectronicRegistration Systems, Inc., as nomi-nee for DHI Mortgage Company Lim-ited Partnership, a Texas limited part-nership.MORTGAGED PROPERTY ADDRESS:

17437 Gettysburg Way, Lakeville, MN55044.T A X P A R C E L I . D . N O . :

22-18604-15-115.LEGAL DESCRIPTION OF PROP -

ERTY: Unit No. 15115, CIC No. 424,Crossroads Condominiums, a condo-minium located in the County ofDakota.COUNTY IN WHICH PROPERTY IS



THE MORTGAGE ON THE DATE OFTHIS NOTICE: $176,075.40.The holder of the mortgage has com-


tained in said mortgage, the above


ber 27, 2012 at 10:00 a.m.PLACE OF SALE: Dakota County

Law Enforcement Center, 1580 High-way 55, Lobby #S-100, in the City ofHastings, County of Dakota, State ofMinnesota.to pay the debt then secured by saidmortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys’ feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assigns. Ifthe Mortgage is not reinstated underMinn. Stat. §580.30, the property is notredeemed under Minn. Stat. §580.23,o r the redemp t ion pe r iod is no treduced under Minn. Stat. §582.032,the Mortgagor must vacate the prop-erty on or before 11:59 p.m. on May 27,2013, or the next business day if May27, 2013 falls on a Saturday, Sunday orlegal holiday.

MORTGAGOR (S ) RELEASEDFROM FINANCIAL OBLIGATION ONMORTGAGE: NONE.

“THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N A N D A R EABANDONED.”Dated: September 18, 2012

GREEN TREE SERVICING LLC,Assignee

/s/ Peter B. TiedePETER B. TIEDE -for-Atty. I.D. #245094MURNANE BRANDTAttorneys for Assignee30 East Seventh Street, Suite 3200St. Paul, Minnesota 55101Telephone (651) 227-9411THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.3158667 10/4-11/8/12


Date: September 24, 2012THE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTIONYOU ARE NOTIFIED THAT:1. Default has occurred in the condi-

tions of the Mortgage dated April 14,2005, executed by BEPCO, LLC, a Min-nesota limited liability company, asMortgagor, to Thrivent Financial Bank,a federal savings bank, as Mortgagee,and filed for record April 22, 2005, asDocument Number: 2315303, in theOffice of the County Recorder, DakotaCounty, Minnesota, which Mortgagehas been amended from time to time,most recently by the Third Amend-ment of Promissory Note and RealEstate Mortgage dated August 5, 2011,and filed for record on September 27,2011, as Document Number 2821387,in the office of the County Recorder ofDakota County, Minnesota.

2. The Mo r tgage has no t beenassigned.

3. There is no transaction agent forthis Mortgage.4. There is no transaction agent's

mortgage identification number identi-fied in the Mortgage.5. There is no residential mortgage

servicer for this Mortgage.6. The original principal amount

secured by the Mortgage was: ThreeHundred F i fty -F ive Thousand and00/100ths ($355,000.00) Dollars.

7. No action or proceeding at law isnow pending to recover the deb tsecured by the Mortgage, or any partthereof.8. The holder of the Mortgage has

complied with all conditions prece-den t to accelera t ion of the deb tsecured by the Mortgage and foreclo-sure of the Mortgage, and all noticeand other requirements of applicablestatutes, including all pre-foreclosurerequirements, if applicable.9. At the date of this notice the

amount due and claimed to be due onthe Mortgage, including taxes, if any,pa id by the Mortgagee is : ThreeHundred Thirty-One Thousand NineHundred Twenty-Seven and 23/100thsDollars ($331,927.23).10. The phys ica l address of the

mortgaged premises is: 120 and 1222nd Street E. Hastings, Minnesota55033.11. The Property Tax Identification

Number of the mortgaged premises is:19-32150-13-012 and 19-32150-13-010.12. Pursuant to the power of sale in

the Mortgage, the Mortgage will beforec losed, and the rea l propertylegally described as follows:The East 1/2 of the West 2/3 ofLot 1, Block 13, Town of Hastings,Dakota County, MinnesotaandThe North 80 feet 2 1⁄2 inches ofthe East 1/3 of Lot 1, Block 13,Town of Hastings, Dakota County,Minnesota (the "Property")

will be sold by the County Sheriff ofDakota County, Minnesota, at publicauction on Tuesday, November 20,2012, at 10:00 a.m., at the DakotaCounty Sheriff's Office, Civil Division,1580 Highway 55, Hastings, Minnesota,55033.

55033.13. The t ime a l lowed by law for

redemp t i on by Mo r tgago r (s ) o rMortgagor's personal representativesor assigns is six (6) months after thedate of sale. Each holder of a juniorlien may redeem in the order andmanner provided in Minnesota Statute582.32, subd. 9, beginning after theexpiration of the Mortgagor's redemp-tion period.14. U n l e s s t h e M o r t g a g e i s

reinstated or the property redeemed,or unless the time for redemption isreduced by judicial order, you mustvacate the premises by 11:59 p.m. onMay 20, 2013.15. THE TIME ALLOWED BY LAW

F O R R E D E M P T I O N B Y T H EMORTGAGOR, THE MORTGAGOR'SPERSONAL REPRESENTATIVES ORASSIGNS MAY BE REDUCED TO FIVEWEEKS IF A JUDICIAL ORDER ISENTERED UNDER M INNESOTASTATUTES , SECT ION 582 .0 3 2 ,DETERMIN ING , AMONG OTHERTHINGS , THAT THE MORTGAGEDPREMISES ARE IMPROVED WITH ARESIDENTIAL DWELLING OF LESST H A N F I V E U N I T S , A R E N O TPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.THE FOLLOWING PAGE IS THES IGNATURE PAGE FOR THEN O T I C E O F M O R T G A G EFORECLOSURE SALE.Attorney for Mortgagee:JENSEN SONDRALL & PERSELLIN,P.A.By: /s/ Stacy A. Woods

Stacy A. Woods, #2616588525 Edinbrook Crossing, Suite 201Brooklyn Park, MN 55443(763) 424-8811

Mortgagee:THRIVENT FINANCIAL BANK, a federalsavings bankBy: /s/ Timothy KnutzenIts: Assistant V.P.THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.THIS IS THE SIGNATURE PAGEFOR THE NOTICE OF MORTGAGEFORECLOSURE SALE.3168485 10/4-11/8/12

PUBLIC NOTICENOTICE OF MORTGAGE ORECLO-

SURE SALENOTICE IS HEREBY GIVEN , that

default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: August 2,

2007.MORTGAGOR(S): Juette P. Holseth

and Patrick M. Holseth, wife and hus-band.MORTGAGEE : Peoples Bank of

Commerce, a Minnesota banking cor-poration.DATE AND PLACE OF RECORDING:

Filed August 31, 2007, Dakota CountyRecorder, as Document No. 2541359.ASSIGNMENT(S) OF MORTGAGE:

NA.The land described in said mortgage

is not registered land.MORTGAGE HOLDER (as defined in

section 58.02):Transaction Agent: NA.Transaction Agent's Mortgage Identi-

fication Number on Mortgage: NA.Lender or Broker: Peoples Bank of

Commerce.Residential Mortgage Servicer: NA.MORTGAGE ORIGINATOR (as defined

in section 58.02): Peoples Bank ofCommerce.MORTGAGED PROPERTY ADDRESS:

1625 Robert Street South and 66Wentworth Avenue East, West St. Paul,Minnesota, 55118.T A X P A R C E L I . D . N O . :

42-02000-54-050; 42-02000-54-030.LEGAL DESCRIPTION OF PROP -

ERTY: Parcel 1: The North 180 feet ofthe West 160 feet of the East 483.4 feetof the Northeast 1⁄4 of the Northwest 1⁄4of the Southwest 1⁄4 of Section 20,Township 28 , Range 22 , Dako taCounty, Minnesota, except the North30 feet thereof and except the West18.4 feet thereof.Parcel 2: The South 165 feet of the

North 345 feet of the East 465 feet ofthe Northwest 1⁄4 of the Southwest 1⁄4 ofSection 20, Township 28, Range 22,Dakota County, Minnesota;

together with (I) all buildings andimprovements located on the property,(II) all machinery, equipment, fixtures,business assets, personal propertylocated on the property, and (III) fix-tures appurtenant thereto owned bythe mortgagor(s) and used in connec-tion with the operation and occupancythereof.COUNTY IN WHICH PROPERTY IS



THE MORTGAGE ON THE DATE OFTHIS NOTICE: $602,816.57The holder of the mortgage has com-



ber 21, 2012 at 10:00 a.m.PLACE OF SALE: Sheriff 's main

of f ice in the Dako ta Coun ty LawEnforcement Center, 1580 Highway 55,Lobby #S-100, in the City of Hastings,County of Dakota, State of Minnesota.to pay the debt then secured by said

��



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: July 25, 2003MORTGAGOR: Jason D . Berglund

and Mishelle S. Berglund, husband andwife.

MORTGAGEE: C i t iMor tgage , Inc .S/B/M with ABN Amro Mortgage Group,Inc.

DATE AND PLACE OF RECORDING:F i led August 28, 2003 , Dako ta


ASSIGNMENTS OF MORTGAGE :NONESaid Mortgage being upon Regis-



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE : ABN Amro MortgageGroup, Inc.


MORTGAGED PROPERTY ADDRESS:4611 Lenore Lane, Eagan, MN 55122

T A X P A R C E L I . D . # :10.63980.10.010


Lot 1, Block 10, in Ridgecliffe FirstAdditionCOUNTY IN WHICH PROPERTY IS













��

�� to pay the debt then secured by saidmortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assigns.MORTGAGOR(S) RELEASED FROMFINANCIAL OBLIGATION ON MORT-GAGE: Patrick M. Holseth.

Dated: September 27, 2012.PEOPLES BANK OF COMMERCE,Mortgagee

/s/ Jodie L. GrabarskiJODIE L. GRABARSKI -for-Atty. I.D. #277125MURNANE BRANDTAttorneys for Mortgagee30 East Seventh Street, Suite 32003170291 10/4-11/8/12


NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: October 29,


MORTGAGE: $122,735.00MORTGAGOR(S): Adib N Akale, a

single personMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for Marketplace Home Mortgage,LLCDATE AND PLACE OF REGISTER-

ING:Registered: November 19, 2009

Dakota County Registrar of TitlesDocument Number: T654227ASSIGNMENTS OF MORTGAGE:And assigned to: GMAC Mortgage,

LLCDated: August 13, 2012Registered: August 17, 2012 Dakota



cation Number: 1002491-2000022369-8Lender or Broker: Marketplace Home

Mortgage, LLCResidential Mortgage Servicer: GMAC

Mortgage, LLCMortgage Originator: Not ApplicableCERTIFICATE OF TITLE NUMBER:


LOCATED: DakotaProperty Address: 4684 Lenore Ln,

Eagan, MN 55122-3619T a x P a r c e l I D N u m b e r :


ERTY: Lot One (1), Block Twelve (12),in Ridgecliffe Fourth Addition, accord-ing to the recorded pla t thereof ,Dakota County, MinnesotaAMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE :GMAC Mortgage, LLC





MORTGAGE: $190,000.00MORTGAGOR(S): Susan K. Roverud,


Registration Systems, Inc. as nomineefor Mortgage & Investment Consult-ants, Inc., its successors and assigns

DATE AND PLACE OF RECORDING:Recorded: August 27, 2007 Dakota

County RecorderDocument Number: 2540126

Document Number: 2540126DATE AND PLACE OF REGISTER-

ING:Registered: August 27, 2007 Dakota

County Registrar of TitlesDocument Number: 616128ASSIGNMENTS OF MORTGAGE:A n d a s s i g n e d t o : B A N K O F

AMERICA, N.A., AS SUCCESSOR BYMERGER TO BAC HOME LOANS SER-VICING, LP FKA COUNTRYWIDE HOMELOANS SERVICING LPDated: June 14, 2012Transaction Agent: Mortgage Elec-


cation Number: 1003711-0000054979-7Lende r o r B roke r : Mo r tgage &

Investment Consultants, Inc.Residential Mortgage Servicer: Bank



LOCATED: DakotaProperty Address: 673 Brockton

Curv, Eagan, MN 55123-1678T a x P a r c e l I D N u m b e r :


ERTY: Lot Eighteen (18), Block Five(5), in Hills of Stonebridge, accordingto the recorded plat thereof, DakotaCounty, Minnesota.AMOUNT DUE AND CLAIMED TO BE


ments have been complied with; thatno action or proceeding has been insti-tuted at law or otherwise to recover thedebt secured by said mortgage, or anypart thereof; that a portion of thisproperty is registered property;

PURSUANT to the power of sale con-t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: Novem-








ASSIGNEE OF MORTGAGEE :BANK OF AMERICA , N .A . , ASSUCCESSOR BY MERGER TOBAC HOME LOANS SERVICING,LP FKA COUNTRYWIDE HOMELOANS SERVICING LP





2003MORTGAGOR: Stephen C. Bartlowe

and Susan B Bartlowe, husband andwife.

MORTGAGEE: Mortgage ElectronicRegistration Systems, Inc..

DATE AND PLACE OF RECORDING:Filed August 4, 2003, Dakota County


ASSIGNMENTS OF MORTGAGE :Assigned to: Fidelity Bank.Said Mortgage being upon Regis-




LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Freedom Mortgage Cor-

MORTGAGE: Freedom Mortgage Corporation

RESIDENTIAL MORTGAGE SER -VICER: Fidelity Bank

MORTGAGED PROPERTY ADDRESS:20263 Kensington Way, Lakeville, MN55044

T A X P A R C E L I . D . # :22.47546.02.030


Lot Three (3), Block Two (2), MarionVillage Second Addition, accordingto the recorded plat thereof, DakotaCounty, Minnesota.COUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on _May 29, 2013_, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.MORTGAGOR(S) RELEASED FROM



Dated: September 26, 2012Fidelity BankMortgagee/Assignee of Mortgagee



You are notified that:1. Default has occurred in the condi-

tions of the Multifamily Mortgage,Ass ignment of Leases and Rents ,Secur i ty Agreemen t and F ixtureFinancing Statement, dated May 31,2007 , executed by THE JOHNSONMANAGEMENT COMPANY, a Minne-sota general partnership, JOHNSONMANAGEMENT COMPANY II, LLC, aMinnesota limited liability company,and BURNINGHAM 324, LLC, a Minne-sota limited liability company , asMortgagors, to Wells Fargo Bank, N.A.,a national association, as Mortgagee,recorded in the office of the CountyRecorder in and for Dakota County,Minnesota on June 4, 2007 as Docu-ment No. 2521579, assigned to Fed-eral Home Loan Mortgage Corporation,a United States of America corpora-t ion, by Ass ignmen t of Secur i tyInstrument , da ted May 31, 2007 ,recorded in the office of said CountyRecorder on June 4, 2007 as Docu-ment No. 2521580, and amended byAmendment No. 1 to Multifamily Mort-gage, Assignment of Rents, SecurityAgreement and F ixture F inanc ingStatement, dated as of July 25, 2007,recorded in the office of said CountyRecorder on August 17 , 2007 asDocument No. 2538088 (as so assignedand amended, the "Mortgage").

2. The original principal amountsecured by the Mortgage was EighteenMillion Seven Hundred Thousand andno/100 Dollars ($18,700,000.00).

3. No action or proceeding at law isnow pending to recover the deb tsecured by the Mortgage, or any partthereof.

4. The holder of the Mortgage hascomplied with any conditions prece-den t to accelera t ion of the deb tsecured by, and foreclosure of, theMortgage, and any notice and otherrequirements of any applicable stat-utes.

utes.5. At the date of this Notice, the

amount due on the Mortgage is Nine-teen Million Two Hundred Twenty-sixThousand Seven Hundred Twelve and75/100ths Dollars ($19,226,712.75).

6. Pursuant to the power of sale inthe Mortgage, the Mortgage will beforeclosed and the real and personalproperty described as follows:

Lots 1 and 3, Block 1, BurninghamReplat, Dakota County, Minnesota;TOGETHER WITH the fixtures andpersonal property described in theMortgage and in the F inanc ingStatement recorded in the office ofsaid County Recorder on June 4,2007 as Document No. 2521581, andin the Financing Statement filed inthe office of the Secretary of State ofthe State of Minnesota on June 8,2007 as File No. 200717099071;

will be sold by the Sheriff of DakotaCounty, Minnesota at public auctionon November 28, 2012, at 10:00 a.m.,at the Sheriff's Main Office, DakotaCounty Law Enforcement Center, 1580Highway 55, Lobby S100, Hastings,Minnesota 55033.

7. The t ime a l lowed by law fo rredemption by Mortgagors, their suc-cessors or assigns, is six (6) monthsafter the date of sale.

8. No Mortgagor has been releasedfrom financial obligation on the Mort-gage.Dated: September 25, 2012.

Federal Home Loan MortgageCorporationAssignee of Mortgagee

Timothy L. GustinJeffrey L. WatsonBeth A. GliedmanAttorneys for Assignee of Mortgagee4800 Wells Fargo Center90 South Seventh StreetMinneapolis, MN 55402-4129(612) 877-50003172244 10/4-11/8/12


NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: April 18, 2005ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $255,000.00MORTGAGOR(S): William K. Harri-

son and Amy A. Harrison, husband andwifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor American Equity Mortgage, Inc., itssuccessors and/or assignsDATE AND PLACE OF RECORDING:Recorded: May 06 , 2005 Dakota

County RecorderDocument Number: 2319738ASSIGNMENTS OF MORTGAGE:And assigned to: The Bank of New

York Mellon FKA The Bank of NewYork, as Trustee for the Certificate-holders of CWABS, Inc., Asset-BackedCertificates, Series 2005-AB2Dated: May 24, 2011Recorded: July 07 , 2011 Dakota



cation Number: 100267400003893086Lender or Broker: American Equity



LOCATED: DakotaProperty Address: 17417 Humming-

bird Ave, Lakeville, MN 55044-7470T a x P a r c e l I D N u m b e r :


ERTY: Lot 14, Block 2, HomesteadCreek East 3rd Addit ion, DakotaCounty, MinnesotaAMOUNT DUE AND CLAIMED TO BE










THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: October 04, 2012

ASSIGNEE OF MORTGAGEE:The Bank of New York MellonFKA The Bank of New York, asTrustee for theCertificateholders of CWABS,Inc., Asset-Backed Certificates,Series 2005-AB2




MORTGAGE: $232,000.00MORTGAGOR(S): William S. Zarbok

and Amy C. Zarbok, husband and wifeMORTGAGEE: Wells Federal Bank,

FSBDATE AND PLACE OF RECORDING:Recorded: July 06 , 2006 Dakota

County RecorderDocument Number: 2443118LOAN MODIFICATION:Dated: May 21, 2010Recorded: July 08, 2010Document Number: 2739428Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker : Wells Federal


Federal BankMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 18002 Chippen-

dale Ave , Farmington, MN 55024-9677T a x P a r c e l I D N u m b e r :


ERTY: The West 234.38 feet of theWest 550.00 feet of the North 262.00feet of the Northwest Quarter of theNorthwest Quarter of Sect ion 17 ,Township 114, Range 19, DakotaCounty, MinnesotaAMOUNT DUE AND CLAIMED TO BE











MORTGAGEE : Wel ls Federa lBank, formerly known as WellsFederal Bank, FSB


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MORTGAGE: $190,900.00MORTGAGOR(S): Valerie J. Stading,

an unmarried womanMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor PHH Home Loans, LLC, its succes-sors and/or assignsDATE AND PLACE OF RECORDING:Recorded: Sep tember 17 , 2007

Dakota County RecorderDocument Number: 2544339ASSIGNMENTS OF MORTGAGE:And assigned to: Bank of America,

N .A . , successor by merger to BACHome Loans Servicing, LP FKA Coun-trywide Home Loans Servicing, LP

Dated: November 02, 2011Reco rded : Novembe r 15 , 2011



cation Number: 100020000450134899Lender or Broker: PHH Home Loans,

LLCResidential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 1569 Clemson Dr,

Eagan, MN 55122-4805T a x P a r c e l I D N u m b e r :


ERTY: Lot 34, Block 2, Thomas LakeHeights 2nd Addition, Dakota County,MinnesotaAMOUNT DUE AND CLAIMED TO BE















default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: February 8,


MORTGAGE: $405,000.00MORTGAGOR(S): Windy M Lai and

Hay H Ko, Wife and Husband, As JointTenantsMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nominee

Registration Systems, Inc. as nomineefor New Century Mortgage CorporationTRANSACTION AGENT: Mortgage


LLCLENDER : New Century Mortgage

Corporation.DATE AND PLACE OF F IL ING :

Dakota County Minnesota, Recorder ,on February 16, 2007, as DocumentNo. 2497301. Said mortgage modifiedby Loan Modif ica t ion Agreemen trecorded on December 11, 2009 asDocument Number 2701840ASSIGNED TO: Wells Fargo Bank,

National Association, as Trustee forAsset Backed Funding CorporationAsset-Backed Certificates , Series2007-NC1 Dated: June 5, 2012 , andrecorded July 2, 2012 by DocumentNo. 2877672 .LEGAL DESCRIPTION OF PROP -

ERTY: Lot 17, Block 1, CentennialRidge, Dakota County, Minnesota.PROPERTY ADDRESS: 1670 Marina

Lane, Eagan, MN 55122PROPERTY I.D: 10-16950-01-170COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFTHE NOTICE : Four Hundred TwoThousand Seven Hundred Ninety-Twoand 31/100 ($402,792.31)THAT no action or proceeding has


PURSUANT , to the power of salecontained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:DATE AND TIME OF SALE: 10:00 AM

on September 11, 2012PLACE OF SALE : Sherif f`s Main

Office, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343to pay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the premisesand the costs and disbursementsallowed by law. The time allowed byl a w f o r r e d e m p t i o n b y s a i dm o r t g a g o r ( s ) , t h e i r p e r s o n a lrepresentatives or assigns is 6.00mon ths from the da te of sa le . I fMortgage is not reinstated under Minn.Stat. Section580.30 or the property isno t redeemed under M inn. S ta t .Section580.23, the Mortgagor mustvacate the property on or before 11:59p.m. on March 11, 2013, or the nextbusiness day if March 11, 2013 falls ona Saturday, Sunday or legal holiday.

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR `S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED."Dated: July 26, 2012

We l ls Fa rgo Bank, Na t iona lAssociation, as Trustee for AssetBacked Funding Corporat ionAsset-Backed Certificates, Series2007-NC1

Randall S. Miller and Associates, PLLCAttorneys for Assignee of Mortgage/MortgageeOne Financial Plaza,120 South Sixth Street, Suite 1100Minneapolis, MN 55402hone: 612-573-3677Our File No. 12MN00587-1THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.A-4276457 07/26/2012, 08/02/2012,08/09/2012, 08/16/2012, 08/23/2012,08/30/2012NOTICE OF POSTPONEMENT OF


for October 9, 2012 at 10:00 AM , hasbeen postponed to November 14, 2012at 10:00 AM, located at Sheriff`s MainOffice, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343,Dakota MinnesotaDated: October 9, 2012

We l ls Fa rgo Bank, Na t iona lAssociation, as Trustee for AssetBacked Funding Corporat ionAsset-Backed Certificates, Series2007-NC1

Jennifer K Fischer (0311248)A t torneys for Wel ls Fargo Bank,National Association, as Trustee forAsset Backed Funding CorporationAsset-Backed Certificates , Series2007-NC1Randall S. Miller and Associates, PLLCCanadian Pacific Plaza,120 South Sixth Street, Suite 1100Minneapolis, MN 55402(952) 232-0052Our File No. 12MN00587-1PURSUANT TO THE FAIR DEBT




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 21, 2011MORTGAGOR: Randall J . Thole, a


Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded May 6 , 2011 Dako ta


ASSIGNMENTS OF MORTGAGE :Ass igned to: M innesota Hous ingF inance Agency . And therea f terassigned to: U.S. Bank National Asso-ciation.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: PHH Home Loans, LLC,A Limited Liability Company


MORTGAGED PROPERTY ADDRESS:4967 212TH Street West, Farmington,MN 55024

TAX PARCEL I.D. #: 14-03600-03011LEGAL DESCRIPTION OF PROP -

ERTY:Legal Description

A tract of land in the North One-Halfof the Northeast Quarter of Section36, Township 114, Range 20; DakotaCounty, Minnesota described as fol-lows: Beginning at a point on theWest line of said Northeast Quarterdistant 1025.44 feet South of theNorthwest corner thereof; thencecontinuing South along said Westline a distance of 188.0 feet to itsintersection with the North bound-ary of the Chicago-Milwaukee-St.Paul & Pacific Railroad; thence Eastalong said North boundary a dis-tance of 144.0 feet; thence North andparallel to said West line of North-east Quarter a distance of 188.0 feet;thence West and parallel to saidNorth boundary a distance of 144.0feet to the point of beginning.ANDThe West 144.0 feet of the North Halfof the Northeast Quarter, Section 36,Township 114, Range 20, lying Southof the North 1025.44 feet, and allt h a t p a r t o f t h e a b a n d o n e dright-of-way of the Chicago-Milwau-kee-St. Paul & Pacific Railroad in theNortheast Quarter of said Section 38lying East of the West quarter sec-tion line and West of the East line ofs a i d W e s t 1 4 4 . 0 f e e t , s a i dright-of-way being shown in DakotaCounty Recorder’s Document No.570089.COUNTY IN WHICH PROPERTY IS



DUE AS OF DATE OF NOT I CE ,INCLUDING TAXES, IF ANY, PAID BYMORTGAGEE: $165,324.29

That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee /Ass ignee of Mortgageecomplied with all notice requirementsas required by statute; That no actionor proceeding has been instituted atlaw or otherwise to recover the debtsecured by said mortgage, or any partthereof;






"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, AND

AGRICULTURAL PRODUCTION, ANDARE ABANDONED."

Dated: July 31, 2012U.S. Bank National AssociationMortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688819-3655THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEPursuan t to the p rov is i ons o f

Minnesota Statutes 580.07, the fore-going foreclosure sale is postponeduntil December 13, 2012 at 10:00 AMa t t h e S h e r i f f ' s O f f i c e , L a wEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN, in saidcounty and state.Dated: October 8, 2012.

U.S. Bank National AssociationMortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688819-3655THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.3180444 10/11/12




MORTGAGE: $214,000.00MORTGAGOR(S): Robert W . Dor-

mady and Tamara A. Dormady, Hus-band and WifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Countrywide Bank, N.A., its suces-sors and assigns.DATE AND PLACE OF RECORDING:Recorded: Sep tember 19, 2006

Dakota County RecorderDocument Number: 2462196ASSIGNMENTS OF MORTGAGE:And assigned to: The Bank of New

York Mellon FKA The Bank of NewYork as Trustee for the Certificate-holders CWALT, Inc. Alternative LoanT r u s t 2 0 0 6 - O A 1 7 , M o r t g a g ePass -through Cert i f icates , Ser ies2006-OA17Dated: February 08, 2010Recorded: March 25, 2010 Dakota



cation Number: 100133700016359765Lender or Broker : Countryw ide

Bank, N.A.Residential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 125 6th Ave S,

South Saint Paul, MN 55075-2338T a x P a r c e l I D N u m b e r :


ERTY: Lot 7 and the North 1/2 of Lot 8,Block 8 of Hepburn ParkAMOUNT DUE AND CLAIMED TO BE



t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: March



under Minn. Stat. §580.30 or the prop-erty is not redeemed under Minn. Stat.§580.23, the Mortgagor must vacatethe property on or before 11:59 p.m. onOctober 01, 2012, or the next busi-ness day if October 01, 2012 falls on aSaturday, Sunday or legal holiday.Mortgagor(s) released from financial




REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIAL

IMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.DATED: February 16, 2012

ASSIGNEE OF MORTGAGEE:THE BANK O F NEW YORKMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THECERTIFICATEHOLDERS OF THECWALT , INC . ALTERNATIVELOAN TRU S T 2 0 0 6 -OA 1 7 ,MORTGAGE PASS -THROUGHC E R T I F I C A T E S , S E R I E S2006-OA17



for March 30, 2012 at 10:00 AM hasbeen postponed to June 28, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: March 06, 2012

ASSIGNEE OF MORTGAGEE:THE BANK O F NEW YORKMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THECERTIFICATEHOLDERS OFTHECWALT , INC . ALTERNATIVELOAN TRU S T 2 0 0 6 -OA 1 7 ,MORTGAGE PASS -THROUGHCERTIFICATES,SERIES2006-OA17


for June 28, 2012 at 10:00 AM hasbeen postponed to September 26, 2012at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: May 18, 2012

ASSIGNEE OF MORTGAGEE:THE BANK O F NEW YORKMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THECERTIFICATEHOLDERS OFTHECWALT , INC . ALTERNATIVELOAN TRUST 2006-OA17,MORTGAGE PASS -THROUGHCERTIFICATES,SERIES2006-OA17


for September 26, 2012 at 10:00 AMhas been postponed to October 26,2012 a t 10 :00 AM in the Dako taCounty Law Enforcement Center, 1580Highway 55, Lobby S-100, Hastings,Minnesota in said County and State.DATED: September 24, 2012

ASSIGNEE OF MORTGAGEE:THE BANK O F NEW YORKMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THECERTIFICATEHOLDERS OFTHECWALT , INC . ALTERNATIVELOAN TRUST 2006-OA17,MORTGAGE PASS -THROUGHCERTIFICATES,SERIES2006-OA17


for October 26, 2012 at 10:00 AM hasbeen postponed to January 24, 2013 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: October 05, 2012

ASSIGNEE OF MORTGAGEE:THE BANK O F NEW YORKMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THECERTIFICATEHOLDERS OFTHECWALT , INC . ALTERNATIVELOAN TRU S T 2 0 0 6 -OA 1 7 ,MORTGAGE PASS -THROUGHCERTIFICATES,SERIES2006-OA17




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: J u n e 3 0 ,

2004MORTGAGOR: M i ch a e l A l l e n , a

single person.MORTGAGEE: First Mortgage Finan-

cial Corp.DATE AND PLACE OF RECORDING:Recorded August 26, 2004 Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: TCF Mortgage Corpora-tion. And thereafter assigned to: Mort-gage Electronic Registration Systems,Inc.. And thereafter assigned to: U.S.Bank National Association.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: First Mortgage FinancialCorp

RESIDENTIAL MORTGAGE SER -

RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, adivision of U.S. Bank National Associa-tion

MORTGAGED PROPERTY ADDRESS:20525 Kalmeadow Court, Lakeville, MN55044


ERTY:Lot 13, Block 5, St. Frances Woods7th Addi t ion , CIC 295, Dako taCounty, MinnesotaCOUNTY IN WHICH PROPERTY IS






DATE AND TIME OF SALE: July 12,2012 at 10:00 AM

PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidp r em i s e s , a n d t h e c o s t s a n ddisbursements, including attorneys'f e e s a l l ow ed b y l aw s ub j e c t toredemption within six (6) monthsfrom the date of sa id sa le by themortgagor(s), their personal represen-tatives or assigns unless reduced toFive (5) weeks under MN Stat. §580.07.

T IME AND DATE TO VACATEPROPERTY: If the real estate is anowne r - o c cup i e d , s i n g l e - f ami l ydwelling, unless otherwise provided bylaw, the date on or before which themortgagor(s) must vacate the propertyif the mortgage is not reinstated undersection 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on __January 14, 2013__,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.MORTGAGOR(S) RELEASED FROM



Dated: May 10, 2012U.S. Bank National AssociationMortgagee/Assignee of Mortgagee


M inneso ta S ta tu tes 580 .07 , thef o r e g o i n g f o r e c l o s u r e s a l e i spostponed until September 20, 2012 at10:00 AM at the Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN, in saidcounty and state.Dated: July 16, 2012.


USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688819 - 19-3331THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEPursuan t to the p rov is i ons o f

M inneso ta S ta tu tes 580 .07 , theforegoing foreclosure sale is post-poned until October 4, 2012 at 10:00AM a t the She r i f f ' s O f f ice , LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN, in saidcounty and state.Dated: September 24, 2012.



M inneso ta S ta tu tes 580 .07 , thef o r e g o i n g f o r e c l o s u r e s a l e i spostponed until October 25, 2012 at10:00 AM at the Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN, in saidcounty and state.

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county and state.Dated: October 8, 2012.





default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: June 6, 2003MORTGAGOR: Kathleen M. Stein, a

single person.MORTGAGEE: Bankers Mor tgage

Company, LLC.DATE AND PLACE OF RECORDING:Filed July 24, 2003, Dakota County


ASSIGNMENTS OF MORTGAGE :Assigned to: TCF Mortgage Corpora-tion. And thereafter assigned to:Mortgage Electronic Registration Sys-tems, Inc.. And thereafter assigned to:U.S. Bank National Association.Said Mortgage being upon Regis-



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Bankers Mortgage Com-pany, LLC


MORTGAGED PROPERTY ADDRESS:4729 West W ind Tra i l , Eagan, MN55122


ERTY:Lot 8, Block 3, Park Ridge, DakotaCounty, Minnesota.COUNTY IN WHICH PROPERTY IS












USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688819-3006 FC1THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALE

MORTGAGE FORECLOSURE SALEPursuan t to the p rov is i ons o f

M inneso ta S ta tu tes 580 .07 , thef o r e g o i n g f o r e c l o s u r e s a l e i spostponed until December 11, 2012 at10:00 AM at the Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN, in saidcounty and state.Dated: October 8, 2012.


USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688819-3006 FC1THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.3180256 10/11/12


NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: January 26,


MORTGAGE: $512,000.00MORTGAGOR(S): Keith C. Vogel, a

single man and Brian J. Vogel andAlthea Toliver-Vogel, husband and wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded: February 07, 2007 Dakota

County RecorderDocument Number: 2494635ASSIGNMENTS OF MORTGAGE:And assigned to: Aurora Loan Ser-

vices, LLCDated: August 26, 2011Reco rded : Decembe r 28 , 2011



cation Number: 100092047103769210Lender or Broker: Webster Bank,

N.A.Res iden t ia l Mortgage Serv icer :


LOCATED: DakotaProperty Address: 9130 250th St E,

Hampton, MN 55031-8730T a x P a r c e l I D N u m b e r :

170240001201LEGAL DESCRIPTION OF PROP -

ERTY: The East 662 feet of the West1322 feet of the North Half of theNortheast Quarter of Sect ion 24,Township 113, Range 18, according tothe United States Government Surveythereof and situate in Dakota County,Minnesota.AMOUNT DUE AND CLAIMED TO BE



t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: February


Law Enforcement Center, 1580 High-way 55, Lobby S-100, Hastings, Minne-sotato pay the debt secured by said mort-gage and taxes, if any, on said pre-mises and the costs and disburse-ments, including attorney fees allowedby law, subject to redemption withintwelve (12) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assigns.If the Mortgage is not reinstated

under Minn. Stat. §580.30 or the prop-erty is not redeemed under Minn. Stat.§580.23, the Mortgagor must vacatethe property on or before 11:59 p.m. onFebruary 18, 2013, or the next busi-ness day if February 18, 2013 falls on aSaturday, Sunday or legal holiday.Mortgagor(s) released from financial




REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: January 05, 2012

ASSIGNEE OF MORTGAGEE :Aurora Loan Services, LLC



for February 17, 2012 at 10:00 AM hasbeen postponed to April 20, 2012 at

been postponed to April 20, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: February 03, 2012



for April 20, 2012 at 10:00 AM hasbeen postponed to May 21, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: April 19, 2012



for May 21, 2012 at 10:00 AM has beenpostponed to June 20, 2012 at 10:00AM i n the Dako t a Coun t y LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: May 14, 2012



for June 20, 2012 at 10:00 AM hasbeen postponed to July 20, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: June 19, 2012



for July 20, 2012 at 10:00 AM has beenpostponed to August 03, 2012 at 10:00AM i n the Dako t a Coun t y LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: June 21, 2012



for August 03, 2012 at 10:00 AM hasbeen postponed to September 04, 2012at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: July 25, 2012



for September 04, 2012 at 10:00 AMhas been postponed to October 09,2012 a t 10 :00 AM in the Dako taCounty Law Enforcement Center, 1580Highway 55, Lobby S-100, Hastings,Minnesota in said County and State.DATED: September 04, 2012



for October 09, 2012 at 10:00 AM hasbeen postponed to November 08, 2012at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: October 03, 2012





default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: July 22, 2009MORTGAGOR: Sue Ellen Maher, A

Single Person.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded July 27 , 2009, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: JPMorgan Chase Bank,

National Association.TRANSACTION AGENT: Mortgage



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: The Business Bank, dbaPrime Mortgage


MORTGAGED PROPERTY ADDRESS:1024 20th Avenue North, South SaintPaul, MN 55075


ERTY:Unit No. 1024, North 20th Avenue atParkwood Condominium, CIC No.302, Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS

LOCATED: Dakota






DATE AND TIME OF SALE: March 1,2012 at 10:00 AM


T IME AND DATE TO VACATEPROPERTY: If the real estate is anowne r - o c cup i e d , s i n g l e - f ami l ydwelling, unless otherwise provided bylaw, the date on or before which themortgagor(s) must vacate the propertyif the mortgage is not reinstated undersection 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on September 4, 2012 ,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROMF I N A N C I A L O B L I G A T I O N O NMORTGAGE:None


Dated: January 5, 2012.JPMorgan Chase Bank, NationalAssociationMortgagee/Assignee of Mortgagee


M inneso ta S ta tu tes 580 .07 , theforegoing foreclosure sale is post-poned until April 19, 2012 at 10:00 ama t t h e S h e r i f f ' s O f f i c e , L a wEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN, in saidcounty and state.

Dated: February 28, 2012.JPMorgan Chase Bank, NationalAssociationMortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.By: Paul A. WeingardenAttorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688830-11171THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEPursuan t to the p rov is i ons o f

M inneso ta S ta tu tes 580 .07 , thef o r e g o i n g f o r e c l o s u r e s a l e i spostponed until May 24, 2012 at 10:00AM a t the She r i f f ' s O f f ice , LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN, in saidcounty and state.Dated: April 18, 2012.



M inneso ta S ta tu tes 580 .07 , thef o r e g o i n g f o r e c l o s u r e s a l e i spostponed until July 26, 2012 at 10:00AM a t the She r i f f ' s O f f ice , LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN, in saidcounty and state.Dated: May 25, 2012.


USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688830-11171THIS IS A COMMUNICATION FROM

THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEPursuan t to the p rov is i ons o f

M inneso ta S ta tu tes 580 .07 , thef o r e g o i n g f o r e c l o s u r e s a l e i spostponed until October 4, 2012 at10:00 AM at the Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN, in saidcounty and state.Dated: July 30, 2012.



Minnesota Statutes 580.07, the fore-going foreclosure sale is postponeduntil December 6, 2012 at 10:00 AM atthe Sheriff's Office, Law EnforcementCenter, 1580 Hwy 55, Lobby #S-100,Hastings, MN, in said county and state.Dated: October 8, 2012.







MORTGAGE: $196,000.00MORTGAGOR (S ) : Muhammad A

Kahar, a single man and Moshi UrRahman and Shahnaz Bari, husbandand wife as joint tenantsMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Great Northern Financial Group,INC.TRANSACTION AGENT: Mortgage

Electronic Registration Systems, Inc.MIN#: 1002614-9571504348-9SERVICER: Ocwen Loan Servicing,

LLCLENDER: Great Northern Financial

Group, INC..DATE AND PLACE OF F IL ING :

Dakota County Minnesota, Recorder ,on April 25, 2006, as Document No.2423336.ASSIGNED TO : HSBC Bank USA ,

N .A . , as Trustee on behalf of ACESecurities Corp. Home Equity LoanTrust and for the registered holders ofACE Securities Corp. Home EquityLoan Trust, Series 2006-ASAP3, AssetBacked Pass-Through CertificatesDated: July 2, 2012 , and recorded July26, 2012 by Document No. 2883166 .LEGAL DESCRIPTION OF PROP -

ERTY: Lot 3, Block 3, Boulder Ridge,Dakota County, MinnesotaPROPERTY ADDRESS: 4273 Boulder

Ridge Point, Eagan, MN 55122PROPERTY I.D: 10.14800.03.030COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFTHE NOTICE: One Hundred Eighty-FiveThousand Seven Hundred Sixty-Eightand 14/100 ($185,768.14)THAT no action or proceeding has


PURSUANT, to the power of sale con-tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows :DATE AND TIME OF SALE: 10:00 AMon October 9, 2012PLACE OF SALE : Sherif f`s Main

Office, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343to pay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the premisesand the costs and disbursementsallowed by law. The time allowed byl a w f o r r e d e m p t i o n b y s a i dm o r t g a g o r ( s ) , t h e i r p e r s o n a lrepresentatives or assigns is 6.00mon ths from the da te of sa le . I fMortgage is not reinstated under Minn.Stat. Section580.30 or the property isno t redeemed under M inn. S ta t .Section580.23, the Mortgagor mustvacate the property on or before 11:59p.m. on April 9, 2013 , or the nextbusiness day if April 9, 2013 falls on aSaturday, Sunday or legal holiday.

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR `S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R E

MOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED."Dated: August 23, 2012

HSBC Bank USA, N.A., as Trusteeon behalf of ACE Securities Corp.Home Equity Loan Trust and forthe registered holders of ACESecurities Corp. Home EquityLoan Trust, Series 2006-ASAP3,Asse t Backed Pass -ThroughCertificates

Randall S. Miller and Associates, PLLCAttorneys for Assignee of Mortgage/MortgageeCanadian Pacific Plaza,120 South Sixth Street, Suite 1100Minneapolis, MN 55402Phone: 952-232-0052Our File No. 12MN00665-1THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.A-4288656 08/23/2012, 08/30/2012,09/06/2012, 09/13/2012, 09/20/2012,09/27/2012NOTICE OF POSTPONEMENT OF


for October 9, 2012 at 10:00 AM , hasbeen postponed to November 7, 2012at 10:00 AM, located at Sheriff`s MainOffice, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343,Dakota MinnesotaDated: October 9, 2012

HSBC Bank USA, N.A., as Trusteeon behalf of ACE Securities Corp.Home Equity Loan Trust and forthe registered holders of ACESecurities Corp. Home EquityLoan Trust, Series 2006-ASAP3,Asse t Backed Pass -ThroughCertificates

Jennifer K Fischer (0311248)Attorneys for HSBC Bank USA, N.A., asTrustee on behalf of ACE SecuritiesCorp. Home Equity Loan Trust and forthe r e g i s t e r e d ho l d e r s o f ACESecurities Corp. Home Equity LoanTrust , Ser ies 2006 -ASAP3 , AssetBacked Pass-Through CertificatesRandall S. Miller and Associates, PLLCCanadian Pacific Plaza,120 South Sixth Street, Suite 1100Minneapolis, MN 55402(952) 232-0052Our File No. 12MN00665-1PURSUANT TO THE FAIR DEBT




MORTGAGE: $514,150.00MORTGAGOR(S): Kenna L Young and

Ramona S Young, Husband and WifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF REGISTER-

ING:Registered: June 07, 2007 Dakota

County Registrar of TitlesDocument Number: 612023ASSIGNMENTS OF MORTGAGE:And assigned to: THE BANK OF NEW

YORK MELLON FKA THE BANK OFNEW YORK AS TRUSTEE FOR THECERTIFICATEHOLDERS OF CWMBS,I N C . , C H L M O R T G A G EPASS -THROUGH TRUST 2007 -14MORTGAGE PASS-THROUGH CER-TIFICATES, SERIES 2007-14Dated: August 16, 2011Registered: August 24, 2011 Dakota



cation Number: 100059600071185651Lender or Broker: Universal Ameri-

can Mortgage Company, LLCResidential Mortgage Servicer: Bank



LOCATED: DakotaProperty Address: 1716 Terra Glenn

Ct, Eagan, MN 55122-1632T a x P a r c e l I D N u m b e r :


ERTY: Lot 8, Block 3, Terra Glenn 2ndAddition, Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE



t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: May 18,

2012 at 10:00 AM


by Aaron M. VehlingDAKOTA COUNTY TRIBUNE

Four of five candidates for three seats on the Lakev-ille School Board presented their cases for election Tues-day night at a Lakeville Area Chamber of Commerce-sponsored forum. Incumbents Bob Erickson and Judy Keliher and chal-lengers Jennifer Harmening, the former PTO president of the former Crystal Lake Elementary, and Terry Lind, a former educator in the dis-trict, showcased a number of policy positions and opin-ions, but largely agreed that when it comes to Lakeville’s schools, change is good. Fifth candidate Bader A. Alossaimi did not attend the forum, held at City Hall, though in the past he has also championed change. One theme was adapting education to the 21st century using technology and other innovations while keeping the fiscal belt tight. The district needs to be “educating for jobs that don’t even yet exist,” Keliher said. “We’ve already saved tens of thousands (of dollars) not having to purchase printed textbooks that will be out-dated in a couple of years.” iLearn, the district’s on-line learning initiative, was a popular program among the candidates. “I fully support iLearn,” Harmening said, adding that with elementary classes of 30 or more students tech-nology can open windows to

customized learning, which would help teachers handle diverse learning styles in such large classrooms. Erickson pointed out that the district now has wire-less access throughout the schools and funds two tech-nology positions with literacy funds from the state. The two people are in charge of much of the district’s effort to use more technology in the class-room. “We are no longer waiting for the future to come to us,” he said. Community surveys have indicated that the public generally supports the tech initiatives. A 2010 technol-ogy levy referendum “missed being approved by only 132 votes,” Erickson said. “I’m encouraged by the future for iLearn.” Lind said new technology encouraged him as well, but “we must remember technol-

ogy is a tool and not an end unto itself,” he said. The audience of about 30 people was not allowed to ask questions of the candi-dates – chamber Executive Director Todd Bornhauser said this was because of time constraints. A number of the audience members sported T-shirts in favor of their pre-ferred candidate. The candidates were asked what their top three priorities were. The challengers em-phasized addressing ever-in-creasing class sizes, especially at the elementary level. “Class size is a real chal-lenge,” Harmening said. “My fourth-grade daughter is sit-ting in a class of 34 students.” All candidates advocated for more community engage-ment and input into district decisions. “I want all members of the community to have di-rect ownership in Lakeville

schools,” Lind said. He talked about having committees for nonparents and senior citi-zens, in addition to the cur-rent parent committees. Harmening said there needs to be “a shared commu-nity vision,” which is “critical to the success of the schools.” Keliher, the board’s current chair, also said she wanted to increase engagement with the community. For Erickson, the board’s treasurer, at least part of bet-ter engagement is a transpar-ent budget process. Building on the fiscal fo-cus, Keliher said she wants to ensure that part of stabilizing the budget is “aligning (em-ployee) contracts more with corporate America.” A recent survey by con-sultant Springsted indicated that Lakeville voters would approve an operating levy

referendum worth an aver-age $164 increase annually in property tax per household. However, the numbers indi-cate that the amount would not be enough to stave off budget cuts. In 2010 there were three levy questions: One to renew the current funding level, one to expand on that to miti-gate cuts and another to fund technology efforts. Only the status quo question was ap-proved. The candidates were asked about a new potential levy referendum in relation to the Springsted results. The levy would be on a ballot in November 2013 with funds available to the district in the 2014-2015 school year. They all agreed that a levy passage is possible if the bud-get is transparent. It is not

enough to just ask for money with no road map, they said. “We have to work to de-fine need,” Harmening said. Keliher said the district must “prioritize knowing we can’t have it all.” Things such as STEM programming or maintaining or reducing class sizes require levy funding alone beyond what the survey says people would approve, she said. Erickson, a vocal sup-porter of the 2010 technol-ogy levy referendum, also emphasized that needs must be well-defined. Lind said if elected he would not support anything over the $164 threshold. In closing remarks, all can-didates attested to their dedi-cation to providing Lakev-ille’s students with a quality, forward-thinking education within challenging fiscal re-straints. The next chamber-spon-sored debate focuses on may-oral candidates. It is at 6:45 p.m. on Oct. 9 at City Hall. There is a City Council can-didate forum the following Tuesday, same time and place. The forum for state legisla-tive candidates takes place on Oct. 23 at 11 a.m. at Crystal Lake Golf Club during the chamber’s membership lun-cheon. Aaron Vehling can be reached at [email protected] or


ISD 194 school board candidates face off Class sizes, technology, funding common themes

Terry LindBob Erickson Jennifer Harmening Judy Keliher

Any individual, corporation,limited partnership or limited li-ability company that conductsbusiness in Minnesota under aname other than their full legalname, must file a Certificate ofAssumedName. ResQnutrition, 15757 FranceWay,Suite200,AppleValley. Rapitec Solutions, 101 McAn-drews RoadW., Suite 102, Burns-ville. RedFoxTavern,22815PillsburyAve.,Lakeville. Priscilla’s Golden Ears andLoaded Spuds, 1420 SummitShoresDrive,Burnsville. Grizzly’sWoodFiredGrill,12808FrostPointWay,AppleValley. Woody’s Grille, 12808 FrostPointWay,AppleValley. J&LCompany,1414JeffersonSt.,Hastings. MK Interiors, 15585 St. MoritzCourt,Burnsville. GEXPRO, 2845 W. ServiceRoad,Eagan. Mari’sCleaningServices,18476EcoDrive,Farmington. MidwestBandInstrumentRepairService,19435ElkridgeTrail,Farm-ington. Level Up Games, 609 MarieAve.,SouthSt.Paul. KLT Links, 355 HurleyAve. E.,WestSt.Paul. RustyRabbitiques,23590CedarAve.S.,Farmington. Rollx Vans, 6591 W. Highway13,Savage. Cornerstone Horse Complex,4650200thSt.E.,Hastings. E.R.EClases,14581GrandAve.S.#103,Burnsville. AD Tree, 15313 GreenhavenLane#110,Burnsville. Energy Efficient Lighting Com-pany Twin Cities, 1390 RooseveltRoad,Hastings. BetsyLarsonLawOffice,21040ItamiTrail,Lakeville. ClearLightYogaandEnrichmentCenter,14879S.RobertTrail,Rose-

mount. Taylor Field Services, 7630145thSt.W.#106,AppleValley. MNCupcakeLove,1321LincolnLane,Hastings. KatyeBeautySalon,1440Rob-ertSt.S.,WestSt.Paul. MYR Limo, 18077 EvergladeCourt,Farmington. Archway Veterinary Resources,5423133rdSt.W.,Savage. Apple Travel Services, 2935LexingtonAve.#22,Eagan. MikeStoredeConstruction,4595152ndSt.W.,AppleValley. Diffley Barbers, 4215 NicolsRoad,Eagan. BurnsvilleFamilyEyeCare,150TravelersTrailE.#D,Burnsville. Big Sky Lawn and LandscapeMaintenance, 5130 220th St. W.,Farmington. Nina’sGrill,2510HorizonDrive,Burnsville. H&H Co., 220 WyndemereLane,Eagan. E-Fulfillment Services, 3356ShermanCourtSuite104,Eagan. Greater New Jerusalem YouthGroup, 700 SummitAve., St. PaulPark. CustomizedBling, 14406Atwa-terWay,Rosemount. MILFandCookies,4213HeineCourt,Eagan. QuestHomeInspections,21278InspirationCourt,Lakeville PreciseChip&Bumper, 15360OrioleCourt,Burnsville. Chic Expressions of Grace,13000HarrietAve.S.Apt.308,Min-neapolis. MassageEnvySpa,12220Riv-erwoodDrive,Burnsville. Butter Face Skincare, 5975134thSt.Court,AppleValley. Nachturnal Productions, 509HawthorneWoodsDrive,Eagan. TwinCitiesKidsandFamilyDi-rectory,3276137thSt.,Rosemount. Promo Innovations, 1023 16thAve.N.,SouthSt.Paul. WealthCounsel,4470ErinDrive#101,Eagan.

Interior No. 3, 12700WelcomeLane,Burnsville. Fixed Focus Consulting, 6421131stSt.Court,AppleValley. Child Care Catalog, 7324 Am-berwoodLane,Savage. AllPortableSinks,7324Amber-woodLane,Savage. LIFEography byRandie, 15201GreenhavenDrive#233,Burnsville. Chris Hurst Enterprises, 4449CloverLaneUnitB,Eagan. MidWest Total IT, 1901 OakhillCourt,Eagan. AnytimeTots,7033159thSt.W.,AppleValley. Days Inn of Eagan, 4510 ErinDrive,Eagan. AfricaEnergyInstitute,1320Wil-lowTrail,Farmington. Fathers4FathersGroup,13704WentworthAve.S.,Burnsville. SoughtAfterPhotography,1800VermillionSt.,Hastings. GetBlue2Now.com, 17155 Kir-benAve.,Lakeville. Royal Eyebrows, 13233 Glen-havenAve.,AppleValley. CatrachosMixRestaurant,4391Highway13W.,Savage. MilNas Companies, 684 HayLakeRoadN.,Eagan. WrightCalibration,244FifthAve.S.,SouthSt.Paul. TheGrantHouseHotel&Eatery,1101AstonCircle,Burnsville. Happy Feet Childcare, 20318AkinCourt,Farmington. RyanFinancialServices,14667ChicagoAve.#7,Burnsville. CircleDParents,9760170thSt.W.,Lakeville. Clem’s Homegrown Popcorn,2412245thSt.E.,Farmington. Packaging Automation Corp.,2725S.Highway55,Eagan. BurnsvilleAutoSalesMN,3605W.Highway13,Burnsville. WillowRose, 16068 GoodviewCourt,Lakeville. lottidottiesjewelry.com,17457In-landLoop,Lakeville. Tawakal Restaurant, 12609NicolletAve.,Burnsville.

��

�� 2012 at 10:00 AM

PLACE OF SALE: Dakota CountyLaw Enforcement Center, 1580 High-way 55, Lobby S-100, Hastings, Minne-sotato pay the debt secured by said mort-gage and taxes, if any, on said pre-mises and the costs and disburse-ments, including attorney fees allowedby law, subject to redemption withinsix (6) months from the date of saidsale by the mortgagor(s), their per-sonal representatives or assigns.

If the Mortgage is not reinstatedunder Minn. Stat. §580.30 or the prop-erty is not redeemed under Minn. Stat.§580.23, the Mortgagor must vacatethe property on or before 11:59 p.m. onNovember 19, 2012, or the next busi-ness day if November 19, 2012 falls ona Saturday, Sunday or legal holiday.

Mortgagor(s) released from financialobligation: NONE

THIS COMMUNICATION IS FROMA DEBT COLLECTOR ATTEMPTINGT O C O L L E C T A D E B T . A N YINFORMATION OBTAINED WILL BEUSED FOR THAT PURPOSE.

THE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEM O R T G A G E D P R E M I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.

DATED: April 05, 2012ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THEC E R T I F I C A T E H O L D E R S O FCWMBS, INC., CHL MORTGAGEPASS-THROUGH TRUST 2007-14MORTGAGE PASS -THROUGHCERTIFICATES, SERIES 2007-14

Wilford, Geske & Cook P.A.Attorneys for Assignee of Mortgagee8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393

Woodbury, MN 55125-4393(651) 209-3300File Number: 024601F01


for May 18, 2012 at 10:00 AM has beenpostponed to June 18, 2012 at 10:00A M i n t h e D a k o t a C o u n t y L a wEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: May 07, 2012ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THEC E R T I F I C A T E H O L D E R S O FCWMBS, INC., CHL MORTGAGEPASS-THROUGH TRUST 2007-14MORTGAGE PASS -THROUGHCERTIFICATES, SERIES 2007-14


for June 18, 2012 at 10:00 AM hasbeen postponed to July 18, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: June 07, 2012ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THEC E R T I F I C A T E H O L D E R S O FCWMBS, INC., CHL MORTGAGEPASS-THROUGH TRUST 2007-14MORTGAGE PASS -THROUGHCERTIFICATES, SERIES 2007-14


for July 18, 2012 at 10:00 AM has beenpostponed to August 20, 2012 at 10:00A M i n t h e D a k o t a C o u n t y L a wEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: July 13, 2012ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THEC E R T I F I C A T E H O L D E R S O FCWMBS, INC., CHL MORTGAGEPASS-THROUGH TRUST 2007-14MORTGAGE PASS -THROUGHCERTIFICATES, SERIES 2007-14


for August 20, 2012 at 10:00 AM has

for August 20, 2012 at 10:00 AM hasbeen postponed to September 20, 2012at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: August 14, 2012ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THEC E R T I F I C A T E H O L D E R S O FCWMBS, INC., CHL MORTGAGEPASS-THROUGH TRUST 2007-14MORTGAGE PASS -THROUGHCERTIFICATES, SERIES 2007-14


for September 20, 2012 at 10:00 AMhas been postponed to October 22,2012 a t 10 :00 AM in the Dako taCounty Law Enforcement Center, 1580Highway 55, Lobby S-100, Hastings,Minnesota in said County and State.

DATED: September 13, 2012ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THEC E R T I F I C A T E H O L D E R S O FCWMBS, INC., CHL MORTGAGEPASS-THROUGH TRUST 2007-14MORTGAGE PASS -THROUGHCERTIFICATES, SERIES 2007-14


for October 22, 2012 at 10:00 AM hasbeen postponed to December 18, 2012at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: October 08, 2012ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THEC E R T I F I C A T E H O L D E R S O FCWMBS, INC., CHL MORTGAGEPASS-THROUGH TRUST 2007-14MORTGAGE PASS -THROUGHCERTIFICATES, SERIES 2007-14


Assumed Names


Theater and Arts Briefs

Dakota Arts

Arts Calendar

by Andrew MillerDAKOTA COUNTY TRIBUNE

Not many novelists con-sider malaria to be an occu-pational hazard. And probably not too many novelists had quite the adventure Craig MacIntosh had while doing research for a book. The Rosemount author’s new novel, “The Last Light-ning,” centers on a plane that went down in Papua New Guinea during World War II, carrying cargo worth mil-lions. MacIntosh gathered back-ground material for the book on his May 2010 trip to the jungles of Papua New Guin-ea with the MIA Hunters, a nonprofit which seeks to lo-cate crash sites of World War II airmen missing in action. A total of about 90 crash sites were located on that MIA Hunters trip. Par-ticipants wrote down serial numbers on the planes they found, got the GPS coordi-nates of the crash sites and ultimately forwarded that information to the U.S. De-partment of Defense. The idea is to help bring closure to missing soldiers’ families. It was no Sunday picnic. On his forays into the jungle MacIntosh dealt with torren-tial rains, snakes, scorpions and mosquitoes. He even got

malaria in the process. “Oh boy – dumb mistake on my part,” MacIntosh said of contracting the mosquito-borne disease. “I made the mistake of sharing my ma-

laria medicine with some of the villagers – they’ve all got malaria. I never should have done that.” Symptoms began surfac-ing a few months after he

returned home – chills, fevers, the whole busi-ness – and he was hos-pitalized for four days. “It kind of put a ki-bosh on my writing for a while because I was really sick,” he said. “I’m done with my regimen of pills now and I’m malaria-free. I’m feel-ing good. It’s not con-tagious.” “The Last Light-ning” is MacIntosh’s second novel. A car-toonist by profes-sion whose day job has him illustrating the syndicated comic strip “Sally Forth,” he made his fiction debut in 2009 with “The Fortunate Or-phans.” Both his novels use incidents from World War II as their starting points. “I was in the ser-vice, and my father was in World War II,” he said. “I just love military biographies and military history. And I love fiction, so writing about World War II was a good fit.” A launch party for “The Last Lightning” is sched-uled for 1 to 4 p.m. Saturday, Oct. 13, at the Apple Valley American Legion. The event will include a reading from

Craig MacIntosh’s new novel draws on his experiences with the MIA Hunters in Papua New Guinea

Local author is back from the jungle

Photo submitted

Both of Craig MacIntosh’s novels use incidents from World War II as their starting points. “I was in the service, and my father was in World War II,” he said. “I just love military biographies and military history. And I love fiction, so writing about World War II was a good fit.”

PLP to present ‘Alice in Wonderland’ The Prior Lake Players will present “Al-ice in Wonderland” beginning Nov. 2 at Twin Oaks Middle School, 15860 Fish Point Road S.E., Prior Lake. Performances will be at 7 p.m. Nov. 2-3 and 9-10, and at 2 p.m. Nov. 4 and 10. Tickets are available online at www.plplayers.org or at the door. Tickets are $14 for adults; $12 for seniors age 65 and older and students; and $8 for children age 12 and younger.

‘Speed-The-Plow’ in Burnsville Chameleon Theatre Circle will present David Mamet’s “Speed-The-Plow” at 7:30 p.m. Oct. 12, 13, 15, 18, 19, and 20, and at 2 p.m. Oct. 14 and 21, at the Burnsville Per-forming Arts Center’s Black Box Theatre. Audio description will be performed on Oct. 14, and ASL interpretation will be per-formed on Oct. 19. A discussion with the cast and crew will follow the performance on Oct. 15. Tickets are $20 for adults, $17 for students, seniors, AD and ASL patrons, and groups of eight or more. Tickets are available at the box office and through Ticketmaster online or (800) 982-2787.

To submit items for the Arts Calendar, email: darcy.odden@

ecm-inc.com.

Books Minneapolis author Monique Hammond will sign copies of herbook, “What Did You Say? An Un-expected Journey into the Worldof Hearing Loss,” from 1 to 3 p.m.Saturday, Oct. 6, at the Apple Val-leyBarnes&Noble,14880FlorenceTrail.Hammondwillspeakaboutim-portant hearing loss topics, answerquestionsandprovidepreventiontipsandresourcesoncopingwithhearingloss.

Comedy Chad Danielsat7p.m.Oct.11,7 and 9:30 p.m. Oct. 12-13, and 7p.m.Oct.14atLaughLinesComedy,GrandStayHotel,7083153rdSt.W.,AppleValley.Ticketsare$12(Thurs-day/Sunday) and $15 (Friday/Satur-day). Tickets are available online atwww.hahatickets.com or by calling(651)528-8454.

Concerts/music The Atlantis Quartet, 7:30 p.m.Thursday,Oct.18.PartoftheMinne-sotaZoo’sAcousticConcertSeriesinthe Target Learning Center. Tickets:$25. Information: www.mnzoo.com/events/Events_LiveOnStage.asp.

Exhibits/art shows Harvest of Art Community Art Exhibit runs through Nov. 2 at theEagan Art House, 3981 LexingtonAve. S., and other Eagan locations.Information:(651)675-5521orwww.eaganarthouse.org.

TheSavageArtsCouncilwillpres-entthethirdannualScott County Art Crawlfrom9a.m.to5p.m.Saturday,Oct.6.Information:www.scottcounty-artcrawl.org.

Seasonal events Minnesota Zoo’s Scarecrow Al-ley,Oct.6-31,AppleValley.Informa-tion:mnzoo.org. Frightmares at Buck Hill inBurnsville,Oct.5-6,12-13,17-21,25-28.Information:frightmares.com. More Grave Truths Cemetery Walk: Ghosts & Gossip,2to9p.m.Saturday,Oct.13,attheLeDucHis-toric Estate in Hastings. Cost: $7.Reservations: (651)437-7055. Infor-mation:dakotahistory.org. Harvest Moon Festival,10a.m.to8p.m.Oct.19-20atDakotaCity,DakotaCountyfairgrounds,Farming-ton.Information:dakotacity.org. ValleySCARE Halloween Haunt,Oct.6-31,7p.m.tomidnightFridays,noon tomidnightSaturdays,Shako-pee.Information:valleyfair.com. Planet SpookyatValleyfair,day-time hours Saturdays and SundaysthroughOct.28,Shakopee.Informa-tion:valleyfair.com.

Theater Farmington community educa-tion students, under the direction ofThe Play’s The Thing Productions,willperform“The Hobbit”at7p.m.Friday,Oct.12,and1p.m.Saturday,Oct.13,atBoeckmanMiddleSchoolauditorium,800DenmarkAve.,Farm-ington.Tickets canbepurchasedatthedoorfor$6/adults,$5/children.

Workshops/classes

Sampler Saturday, oil painting,1to5p.m.Oct.27attheEaganArtHouse. Cost: $20. Registration re-quired: www.eaganarthouse.org or(651)675-5521. Holiday Cards in Watercolor,9a.m.tonoonFriday,Nov.9,attheEa-ganArtHouse.Cost:$45.Registra-tion required: www.eaganarthouse.orgor(651)675-5521. Teen artist gatherings at theEaganArt House from 3:30 to 5:30Thursdays, Nov. 8 andDec. 6; andfrom 1 to 3 p.m. Saturdays,Oct. 6,Nov.3andDec.1.Cost:$3.Informa-tion:(651)675-5521. Adult painting open studiofrom9a.m.tonoonthefirstandthirdFri-days of themonth at theEaganArtHouse, 3981LexingtonAve.S.Feeis$5persession. Information:(651)675-5521. Music Together in the Valleyoffers classes for parents and theirinfant,toddlerandpreschoolchildreninRosemount,Farmington,LakevilleandAppleValley. Information:www.musictogetherclasses.com or (651)439-4219. The Eagan Art House offersclasses for ages 4 through adult.Register now for fall classes. For acompletelistinggotowww.eaganart-house.orgorcall(651)675-5521. Dan Petrov Art StudioinBurns-villeoffersoilpaintingclassesforbe-ginners, intermediate and advancedskilllevelpainters,www.danpetrovart.com,(763)843-2734. Teens Express Yourself with Paint,5to7p.m.MondaysatBrush-works School of Art in Burnsville,www.BrushworksSchoolofArt.com,(651)214-4732.

Drama/theater classes for ages4andupatRiverRidgeArtsBuilding,Burnsville,(952)736-3644. Show Biz Kids Theater Class forchildrenwithspecialneeds(ASD/DCDprograms), In theCompanyofKids13710NicolletAve.,Burnsville,(952)736-3644. Broadway Kids Dance and The-ater Program forallagesandabili-ties, In theCompanyofKids,13710Nicollet Ave., Burnsville (ColonialShoppingCenter),(952)736-3644. Join other 55-plus adults at theEaganArt House to create beadedjewelry.The Jewelry Clubmeetsonthe thirdFriday of eachmonth from1 to 3 p.m. Information: (651) 675-5500. Savage Art Studios, 4735 W.123rdSt.,Suite200,Savage,offersclasses/workshopsforallages.Infor-mation: www.savageartstudios.comor(952)895-0375. Soy candle making classesheldweeklyinEagannear55andYankeeDoodle.CallJamieat(651)315-4849fordatesandtimes.$10perperson.PresentedbyMakingScentsinMin-nesota. Country line dance classesheldfor intermediates Mondays 1:30 to3:30p.m.atRamblingRiverCenter,325 Oak St., Farmington, $5/class.CallMarilyn(651)463-7833. Country line dance classes onWednesdaysat theLakevilleSeniorCenter, 20732 Holt Ave. Beginners,9-10 a.m.; Intermediate, 10 a.m.-noon. $5/class. Call Marilyn (651)463-7833. TheLakevilleAreaArtsCenterof-fersarts classes forallages,www.lakevillemn.gov,(952)985-4640.

the book by World War II re-enactor Mike Vogt, along with MacIntosh giving a slideshow presentation of his Papua New Guinea adven-tures. MacIntosh also will be speaking at the Rosemount American Legion on Nov. 11 as part of Veterans Day events there, and he’s the fea-

tured speaker in the ongoing “Meet the Author” series at Rosemount’s Robert Trail Library on Dec. 4. More about MacIntosh and “The Last Lightning” is at TheLastLightning.com.

Andrew Miller can be reached at [email protected] or


10/11/2012 - dakota county tribune business weekly

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