3/9/2012 - dakota county tribune business weekly

this week news Code Type: UPC Version A Customer: 3242-ECM Publishers Order #: P34915-017 P.O. #: Ordered By: Polarity: Positive Up Date Run: 05/29/2002

MAG: 1.00 BWA: 0.0020 Symbol Width: 1.4690Symbol Height: 1.0200 Flexo Width: 0.0000

Stats: 0

8 634493 00023

General 952-894-1111Distribution 952-846-2070Advertising 952-846-2011

Dakota County Tribunedate ##, 2009 Volume 30, Number #

Since 1884

dakotacountytribune.biz

b u S I N e S S w e e k l y

March 8, 2012 dakotacountytribune.biz VOLUME 33, NUMBEr 2

by Andrew MillerDakota County tribune

Like a lot of chefs, kevin Huyck toyed with the idea of opening his own restaurant. He ended up buying a big yellow truck instead. the apple Valley resident is add-ing a new twist to the burgeoning twin Cities food-truck scene with r.a. MacSammy’s, which opened in January. Described by Huyck as “comfort food on wheels,” r.a. MacSammy’s offers soups, sandwiches, desserts and, Huyck’s specialty, macaroni and cheese. “i wanted to have something dif-ferent and i kind of came to, ‘Who doesn’t like mac and cheese?’ ” he said. Huyck, who has 17 years experi-ence as a chef, adds a gourmet touch to the macaroni dishes r.a. Mac-Sammy’s offers. in addition to classic mac and cheese, there’s more esoteric fare such as Greek mac, topped with ol-ives and feta cheese, and Cape Cod mac, featuring artichokes and lob-ster. after debuting his food truck at the St. Paul Winter Carnival in January, Huyck has been serv-ing his specialty lunches on week-days, mostly at high-traffic spots in downtown St. Paul such as rice Park and Mears Park. Like other food trucks, he gets the word out about his daily location through social networking sites such as twitter and Facebook, as well as his website, www.ramacsammys.com. as for the business’ name, the let-ters r and a are the initials of his children – randall, 13, and avery, 16 – while “Mac” denotes his sig-nature dish and “Sammy’s” denotes sandwiches, he said. based in rosemount, the busi-ness is licensed through the Minne-sota Department of Health and the city of St. Paul. His licensing gives him leeway to operate anywhere in Minnesota except Minneapolis. thus far he’s logged one day of lunch service in Dakota County – a few weeks ago he set up shop in burnsville at County road 42 near Judicial road – but plans to expand his service at south-of-the-river sites to one or two days a week once the weather improves. “it went ok,” he said of his first foray into Dakota County. “i don’t think people are really accustomed

rosemount-based r.a. MacSammy’s offers new twist to food truck trendA new kind of mac truck

thisweek newspapers and the Dakota County tribune business Weekly will have a new address ef-fective March 16. the newspaper office is mov-ing from its location in burnsville to the second floor in the Shops on Galaxie with its new address: 15322 Galaxie ave., Suite 219, apple Valley, Mn 55124.

readers can send notices of up-coming events, letters to the editor and other correspondence to this address. the phone numbers and email

of staff members will not change. Phone and fax numbers will be out of service March 15 and 16 during the move, so people should use email to contact staff members.

Dakota County Tribune moves this month

Photo by andrew Miller

After debuting his food truck at the St. Paul Winter Carnival in January, Kevin Huyck has been serving his specialty lunches on weekdays, mostly at high-traffic spots in downtown St. Paul such as Rice Park and Mears Park. Based in Rosemount, the business is licensed through the Minnesota Department of Health and the city of St. Paul; his licensing gives him leeway to operate anywhere in Minnesota except Minneapolis.

Photo by andrew Miller

In January, longtime chef Kevin Huyck of Apple Valley opened R.A. MacSammy’s, a food truck specializing in macaroni and cheese dishes. In addition to classic mac and cheese, Huyck offers more esoteric fare such as Greek mac, which includes olives and feta cheese.

See MacSammy’s, 0A

inside biz

John gessner

John gessner

T.W. budig

Few residents left at apartment building 2Aburnsville school leader filed complaints 2A budget surplus nets tempered response 5A

ForuM

ForuM

cApiTol coMMerce

dAkoTA ArTs

Two prominent members of the Dakota County community are retiring with different roads ahead.

4A

Award-winning magic show comes to Burnsville Performing Arts Center on Thursday night.

32A

lArryWerner

kevin spencer

donheinzMAn

Legislature should pass bill that would allow ninth- and 10th-grade students to take dual-credit courses.

4A

Military veteran to seek Republican endorsement to face Democratic U.S. Sen. Amy Klobuchar in this fall ’s election.

5ApeTe

hegseTh

2A March 8, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

ies released last week by the Burnsville-Eagan-Savage dis-trict had nine lines blacked out on the advice of its attorney. D i s t r i c t - s u p -plied copies also didn’t include let-ters of reference for Chance supplied by Clegg and Burnsville-Eagan-Savage School Board Chair Ron Hill. Thisweek has obtained the letters, which the agreement required. The redacted lines in-clude references to “charges pending with the Minne-sota Department of Hu-man Rights and/or Equal Opportunity Commission” and “complaint(s) made on or about Dec. 8, 2011 to the Minnesota Board of Ad-ministrators regarding Ran-dall Clegg.” The agreement doesn’t elaborate on the charges or complaint. The unredacted copy says: “Chance has submit-ted documentation to the School District that she has withdrawn all charges pend-ing with the Minnesota De-partment of Human Rights and/or Equal Opportunity Commission, including but not limited to the Charge referenced in the e-mail dated Dec. 9, 2011 to Mario Hernandez at the Minne-sota Department of Human

Rights.” It continues: “Chance has sub-mitted documenta-tion to the School District that she has withdrawn complaint(s) made on or about Dec. 8, 2011 to the Min-

nesota Board of Adminis-trators regarding Randall Clegg.” Another condition in the redacted portion of the agreement is that Chance withdraw “all data requests made to the School Dis-trict under the Minnesota Government Data Practices Act.” Elsewhere in the agree-ment, Chance relinquishes rights to any claims, “past and present, known or un-kown,” against the district for a range of possible viola-tions, including violation of the state Human Rights Act, the Equal Employment Op-portunity Act, the Age Dis-crimination in Employment Act and other civil rights laws. Under the agreement, which the School Board ap-proved in January, Chance resigned voluntarily on Feb. 1. She was paid $254,815 to sit out the last 18 months of a two-year contract, which the agreement says includes salary, leaves and other ben-

efits due her. Interest in the already in-flamed case was heightened by a stormy School Board listening session Thursday attended by about 160 peo-ple, many of them teachers. Speakers blasted the board for making such a large pay-out without explaining the circumstances of the settle-ment. Some called for all board members to resign. Hill, one of two board members conducting the session, told the crowd the board is seeking an advisory opinion from a state agency on whether it properly inter-preted the Minnesota Data Practices Act when it re-dacted part of the agreement on the advice of its attorney. The district said an opin-ion is forthcoming on or be-fore April 17.

Recommendations Hill’s letter of recom-mendation, dated Jan. 13, said he “highly” recommends Chance for “any leadership position in the area of hu-man resources.” She managed a “complete overhaul” of the district’s human resources operation “with a great deal of profes-sionalism. “This type of change can be difficult for staff and employees to understand and accept. She was able to

move the district to a more effective structure that will benefit employees, and also enhance the district’s abil-ity to provide more effective service to our employees. Her collaboration with the school board, staff and the utilization of outside re-sources were all part insuring (sic) success.” Clegg’s letter, dated Jan. 16, also lauded Chance, who came to the district in July 2010, as an effective change agent. “Dr. Chance’s attention to detail was evident as she successfully managed re-structuring of the human resources department while simultaneously support-ing major changes in the district health insurance plan, changes in contracting substitute services, imple-menting significant staff reductions due to budget reductions, and coordinating department software system upgrades,” it reads. When confronted with “a variety of challenging and unique employee situ-ations,” Chance was “clear and forthright in addressing the specific situation while maintaining a sharp focus on the district’s educational mission.”

John Gessner is at [email protected].

by John GessnerDAkOTA COUnTy TRIBUnE

Contrary to some officials’ expecta-tions, almost no one was home at Coun-try Village Apartments in Burnsville on Monday morning. Only five units at the 138-unit com-plex were clearly occupied when inspec-tion teams knocked on doors Monday morning, Deputy City Manager Tom Hansen said. Another few units may still be oc-cupied, Hansen said. Sixteen more units contained some furniture and other left-overs that were likely abandoned by ten-ants who moved out, he said. March 1 was the city-imposed dead-line for vacating Country Village, whose rental license the city revoked on Jan. 19 after owner Lindahl Properties failed to meet a deadline for fire code improve-ments. The fire code improvements were the first in a series of required improvements at the troubled complex, which the city has wrestled with for nearly a year over disrepair, mold and pests. “I was thinking 30 or 40” units might remain occupied, Hansen said. “This far exceeds my expectations.” Eric Grumdahl, housing manager for Dakota County Community Services, fretted last week that up to 75 units might remain occupied. Hansen said last week that Lindahl would be cited for each unit still occu-pied at the time of the city inspection.

Each citation carries a $1,000 fine, he said. A team including the county’s hous-ing services and several nonprofits has worked to help relocate Country Vil-lage residents, many of whom are low-income and faced potential barriers to finding new housing. The fact that few remained on Mon-day shows that the city was “patient” and “measured” and that residents were well-informed of their options, Hansen said. Meanwhile, Lindahl Properties is working to fix all code violations — an easier task when the units aren’t occu-pied, Hansen has suggested — in hopes of being re-licensed. A license application will have to pass muster with a City Council clearly an-gered by the condition of Country Vil-lage and its owners’ slow progress on fix-ing the problems. “The property’s got a long history,” Hansen said. “I feel confident in saying the council is very unlikely to approve any piecemeal licensing of the proper-ty. They really want the thing to meet code.” Teams that knocked on doors Mon-day morning included police, fire and building inspectors, as well as represen-tatives from the county and the Scott Carver Dakota CAP Agency, Hansen said.


by John GessnerDAkOTA COUnTy TRIBUnE

Tania Chance, the School District 191 administra-tor who was paid nearly $255,000 in a separation agreement, had earlier filed charges with the Minne-sota Department of Human Rights and a complaint with the Minnesota Board of School Administrators. The board of administra-

tors complaint concerned district Superintendent Randy Clegg, according to the separation agreement. Chance, the district’s for-mer human resources direc-tor, withdrew the charges and claim as a condition of the buyout, the document said. Thisweek obtained an unredacted copy of the agreement this week. Cop-

Few remain at Country Village in Burnsville

Tania Chance

Photo by Rick Orndorf

Some residents moving out of Country Village Apartments in Burnsville loaded a trailer Wednesday morning.

Ex-Burnsville school administrator had filed charges and complaint

��

��

��

� ��

� ��

��

��

��

��

��

��

��

� � � � � � � � � � � � � �

��

��

��

��

� ��

��

��

��

��

� ��

� ��

��

��

��

��

� ��

� ��

��

��

��

��

� ��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

� � � � � � � � � � � � � �

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

�

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

� ��

��

� ��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

� ��

� ��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

� ��

��

��

��

��

��

��

��

��

��

��

��

��

��

� ��

��

��

��

��

� ��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

� ��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

��

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY March 8, 2012 3A

Buzz

People, places and pursuits creating buzz in Dakota County business

this week as submitted by the local business community

Submissions to Buzz: www.DakotaCountyTribune.biz

AccoladesMarkCotterNamed to Country Financial’s All American team

CountryFinancialRepresentativeMarkCotterofBurnsville

hasearnedapositionontheinsurancegroup’sdistinguishedAllAmericanteam. AllAmericanisawardedeachyearbyCountrytoagencymanagersandfinancialrepresentativeswhohaveex-celledinidentifyinginsuranceproductsandfinancialsolutionsthatfittheneedsoftheirclients.Agencymanagersandfinancialrepresentativeswhoreceivetheawardprovideoutstandingservicetotheirclients. Cotterservesclientsfromhisofficeat4450ErinDrive,Suite100,Eagan,(651)365-0960.

LakeviLLe hoteL naMed no. 1 for weddings

TheLakevilleHolidayInn&SuiteswasvotedNo.1inTheKnotBestofWed-dings2012intheTwinCitiesmarket.TheKnotisacompleteonlineguidetoweddingplanning.

NoteworthyLakeviLLe doCtors obtain postgraduate designations

Dr.RidgePiddeandDr.ThomasSchmidtofLifeWellnessCenter,Lakeville,obtainedpostgraduatedesig-nationsofCertifiedChiropracticSportsPhysician(CCSP)bytheAmericanChiropracticBoardofSportsPhysicians. TheCCSPrequiresthedoctortoattendapostgraduateprogramandthensuccessfullypassacomprehensivewrittenexamination.Thisinstructionisspecifictophysicalfitnessandtheevalu-ationandtreatmentofinjuriesencoun-teredinsports.

Business Briefsexhibit spaCe avaiLabLe at LakeviLLe expo

Exhibitspaceisavailableatthe2012LakevilleLandscape&HomeExpotobeheld9a.m.to3p.m.Saturday,March17,atLakevilleNorthHighSchool.Call(952)469-2020forinformation.

Business BriefsMaLt-o-MeaL Changes naMe to MoM brands

Malt-O-MealCo.,withfacilitiesinNorthfieldandLakeville,haschangeditscorporatenametoMOMBrands.Accordingtothecompany’swebsite,thenamechange“reflectsthecompanywearenow.”Thecompanywasfoundedin1919andwasnamedforitsMalt-O-Mealhotwheatcerealin1953.Morethanthree-quartersofMalt-O-Meal’ssalescomefromitslineof10coldcere-als.

LakeviLLe area ChaMber weLCoMes new MeMbers

•NexteraCommunications,5909BakerRoad,Suite590,Minnetonka,(952)564-6900. •Mulligan’sLandscaping,P.O.Box623,Northfield,(507)663-0393. •MobileEngineDoctor,10560166thSt.W.,Lakeville,(952)212-7087. •ChampionPlumbing,3670DoddRoad,Eagan,(651)365-1340. •LakevilleExecutiveSuites,19950DoddBlvd.,Suite102,Lakeville,(952)356-3100. •CertaProPainters,15050CedarAve.S.,Suite116-183,AppleValley,(952)890-7184. •LakevilleQuarterly,915QueenslandLaneN.,Plymouth,(763)227-5373. •RemaxAdvantagePlus/Theisen,17850KenwoodTrail,Lakeville,(612)840-5847. •ColdwellBankerBurnet/Tucker,190CobblestoneLane,Burnsville,(952)435-4300. •TimberlandOutdoorServices,8160W.CountyRoad42,Suite322,Savage,(612)600-9176. •LandscapesUnlimited,659Bielen-bergDrive,Suite100,Woodbury,(651)216-2883. •RockHardLandscapesSupply,360W.Highway13,Burnsville,(952)895-7408. •PatioTown,6348Highway36Blvd.N.,Oakdale,(651)748-5890. •GaryL.VoegelePA,102FourthSt.N.W.,Faribault,(507)334-2045 •LoefflerConstruction&Consult-ingServices,20520KeokukAve.,SuiteLL10,Lakeville,(952)955-9119. •OneNetUSA,4445W.77thSt.,Edina,(952)960-1000. •IntelligentDesignCorp.,10550CountyRoad81,MapleGrove,(763)315-0745. •CommonGroundsLawn&Landscapes,1515OverlookDriveS.E.,Lonsdale,(612)221-4152. •RainbowFoodsFreshStore,17756KenwoodTrail,Lakeville,(952)898-4500.

Business Briefsparade ModeL hoMe buiLt with energy Max systeM

LakevillebuilderFieldstoneFamilyHomesInc.haspartneredwithSupremeEnergyProductstobuildthefirstParadeofHomesmodelutilizingthelatesttechnol-ogyinenergysavingsheathingandinsulation,theEnergyMaxPanelsystem.Themodelhome,No.62,islocatedat544HackneyAve.inShakopee.ItisopentothepublicduringtheSpringParadeofHomesMarch3toApril1. TheEnergyMaxPaneldiffersfromconventionalconstructioninthatthesheathingismadeofEPS(expandedpolystyrene)placedontheexteriorofthestudwall,offeringacontinuousthermalbreak,whichisexcellentforinsulating,moisturemanagement,andmoldresistance.InstallingtheEnergyMaxPanelisaone-stepprocess—thepanelitselfistheinsulation,vaporbarrier,sheathingandweatherbarrier. Themodelhomeisopenweek-daysfromnoonto6p.m.orbyappointmentbycalling(952)469-8800.

dakota eLeCtriC CeLebrates 75 years

DakotaElectricAssociation,Farmington,willcelebrate75yearsofservicetoitsmembersatitsan-nualmeetingonThursday,April12,atSt.Michael’sCatholicChurchsocialhallat22120DenmarkAve.,Farmington(nexttoDakotaElec-tric’soffice).Themeetingbeginsat7p.m.;doorsopenat6p.m.,andrefreshmentswillbeservedbeforethemeeting.

Business Briefsfairview CLiniCs partners with Zipnosis FairviewClinics,withlocationsinAppleValley,Burnsville,EaganandLakeville,haspartneredwithMinne-apolis-basedZipnosistoprovideonlinediagnosisandtreatmentforminorhealthconditions.Each“Zip”is$25anditisnotnecessarytobeaFairviewpatienttousetheservice.Theonlinesystemcanbefoundatwww.fairview.org/skipthetrip.

LoCaL store hosts doMestiC vioLenCe awareness event

LakevilleCrossingtenantLet’sFaceItCosmeticsishostingadomesticviolenceawarenesseventMarch1-31.Customerswhodonateagentlyusedbagwillget$5offthepurchaseofanewbag.Donationsofnew,full-sizebathandbodyproductsforbabiesandwomenwillalsobeaccepted.AlldonationswillgotoDakotaWoodlandswomen’sshelterinEagan.

burnsviLLe CoMpany adds to its database, ebooks

MackinEducationalResources,Burnsville,hasaddedRosen’snewPowerKidsEarth&SpaceSciencedata-base,SesameStreetebooksandCrabtreeebookstoitscollectionofebooksandonlineeducationaldatabases.

naCr a goLd sponsor of wisConsin ConferenCe

Eagan-basedsolutionsintegrationexpertNACRwillbeaGoldsponsorofthe23rdannualconferenceoftheWis-consinAvayaUsersGroupMarch15-16inElkhartLake,Wis.

Submission to Buzz TheDakotaCountyTribuneBusinessWeeklyincludespromotions,newhires,retirements,awardsandothersuchbusinessnewsontheBuzzpage.Ifyouhaveanannouncementyouwouldlikeincludedinthispartofthenewspaper,[email protected],faxto(952)846-2010ormailittotheBurnsvilleofficeat12190CountyRoad11,Burnsville,MN55337.Whensendingaphotobye-mailbesurethatitis200dpiorgreater.Includeadaytimephonenumberifsomeonefromthenewsroomneedstocontactthebusinessforadditionalinforma-tion.Deadlineis5p.m.FridaypriortoThursdayedition.Submissionofin-formationdoesnotguaranteepublication.Allitemsaresubjecttoediting. Tipsonwhattoincludeinthesubmissionare:names,titles,dates,busi-nessname,briefdescriptionofthenewstakingplace,briefdescriptionofthebusiness,contactnamesandnumbers.


Forum

Commentary and opinion regarding issues

in the world of business and public policy

Submissions to Forum: www.DakotaCountyTribune.biz

12190 County Road 11 Burnsville, MN 55337

952-894-1111 fax 952-846-2010

Entered as periodical matter at the post office at Burnsville, Minnesota. Periodicals postage paid at Burnsville, Minnesota. Issued weekly from an office in Burnsville.

Publisher............................. Julian Andersen

President ........................ Marge Winkelman

General Manager, Editor ...... Larry Werner

Managing Editors ...................Tad Johnson

.................................................John Gessner

Sales Manager ........................Mike Jetchick

Production/Office Manager ....Ellen Reierson

Buzz submissions [email protected]

Business Briefs ...... [email protected]

Story ideas [email protected]

Letters [email protected]

Advertising ..................... [email protected]

(USPS 147240)

Dakota County TribuneBUSINESS WEEKLY

Office Hours:9 a.m. - 5 p.m. Monday - Thursday

9 a.m. - 3 p.m. - Friday

by Larry WernerDAkOTA COunTy TRIBunE

In June, I’ll celebrate the fifth anniver-sary of my failed attempt at retirement. After almost 24 years with the Star Tribune, I left when it was purchased by some Wall Street types who reduced the staff through buyouts and eventually took my newspaper through bankruptcy reor-ganization and a sale to its current own-ers. My plan was to retire at age 60 and spend my time doing something other than work – such as golf or travel. My plan didn’t work. Within a few months, I was talking to ECM Publishers about managing its Dakota County pa-pers, which has given me the opportunity to meet new people, including two who have recently decided to retire. They are Bill Tschohl and LaDonna Boyd. They are different people retiring at different ages, but they share a devotion to com-munity service. And they both plan to continue their community work now that they’ve given up their paying jobs. Bill Tschohl retired in January after more than 30 years selling real estate, most of that time with Coldwell Banker Burnet’s Eagan office. At 77, with some nagging health problems, he decided it was time to start sleeping in after a career of selling everything from curtain rods to

vacuum-cleaner motors to houses. LaDonna Boyd decided, at 68, that she would leave her position as economic development director for Dakota Electric to “have fun” and enjoy warmer winters at her second home in Arizona. Both Bill and LaDonna will continue to “give back,” which they’ve been doing while working long days for Coldwell Banker and Dakota Electric. Among the organizations Bill has worked with to do good is the Apple Val-ley Rotary, where he plans to continue as a fundraiser for scholarships and other causes. LaDonna plans to continue with some of her volunteer jobs, including the Dako-ta County Arts Collaborative, which she created to promote collaboration among a hundred or so arts organizations in the county. These two retirees have something else in common: They appreciate the role a newspaper plays in building community. I can’t tell you how many times Bill has called to remind me that as other

real-estate agents have taken their advertising to the In-ternet or dropped it entirely during the Great Recession, he has continued to remind Thisweek readers that he’s got houses for sale. “your newspaper was a big part of my success,” Bill said during a recent lunch at the Valley Diner in his community of Apple Valley. LaDonna, likewise, has never missed an opportunity to thank me at meetings of the arts collaborative for the coverage we give to the arts in Dakota County. newspapers are important community institutions. They connect neighbors by providing information about their schools, their city councils, their local heroes, such as Bill and LaDonna. In addition to pro-viding important and interesting stories in the news columns, newspapers provide opportunities for local businesses to pro-mote their products and services to local residents. It’s no secret that competition for ad-vertising dollars has been intense as new media have emerged in the digital world to offer low-cost ads to our local custom-ers. That competition and other forces, including the recession, have meant tough times for many newspapers.

Recently, we told you that ECM Publishers has acquired the Sun newspa-pers that had gone through a bankruptcy-reorganiza-tion sale a couple years ago. ECM’s purchase included the Sun Current papers that have served Dakota County readers for many years.

On March 30, we’ll be delivering a new paper called Sun Thisweek, which will contain the kind of news and ad-vertising you’ve been receiving from the weekly papers that have been competitors for more than 30 years. Sun Thisweek will be bigger and better than either Thisweek or the Sun Current is now. And as I’ve told my friends Bill and LaDonna, the prospect of being part of this new adventure called Sun Thisweek has caused me to postpone my retirement, which was scheduled for this summer, when I’ll be 65. As I told my boss, Marge Winkelman, launching a new community newspaper sounds like more fun than golf or travel.

Larry Werner is editor and general manager of Thisweek Newspapers and the Dakota County Tribune. He can be reached

at [email protected]. Columns reflect the opinion of the author.

by Don HeinzmanDAkOTA COunTy TRIBunE

Minnesota high school juniors and se-niors who meet established standards are fortunate to be able to take college classes and to have the tuition and books paid for by the state. A question before the Minnesota Legislature is whether to allow qualified ninth- and 10th-graders to take college classes as well. The program is called Post Secondary Enrollment Options and thousands of Minnesota students are using it. By tak-ing dual-enrollment courses they are re-ceiving high school and college credits. The Minnesota Legislature estab-lished the PSEO program in 1985 to give students an opportunity to enhance the education they receive at their high schools, alternative area learning centers, charter schools or home schools. The program gives students capable of doing college-level work the opportunity to earn post secondary credits while completing high school graduation requirements. Because some ninth- and 10th-grad-ers have demonstrated through testing they have the maturity and ability to do college-level work, the Legislature should pass the bill, this session. Critics say ninth-graders and sopho-mores are not ready, and taking college

classes so soon interferes with their regu-lar course of study and diminishes their high school experience. ninth-graders and sophomores, how-ever, already are taking Advanced Place-ment courses with juniors and seniors. Results of standardized reading and mathematics tests show which students are ready to take a college class, no matter what their year in school. Proponents of early college study say ninth-graders and sophomores could start by taking just one college class. Eligibility and acceptance would be determined not by the host high school administrators but by the college and university. Parents should welcome the PSEO program, because they do not have to pay for the college tuition and books, since their students are enrolled in the k-12 program. Students learn early about the rigors of college instruction and that en-ables them to plan specifically their col-lege career path. In addition, they realize early the im-portance of studying basic high school

subjects so they will not have to take cost-ly remedial college-entrance classes. Several national studies found that students who participate in dual (school/college) credit programs are more likely to graduate from high school, to enroll in college, to start a four-year college and to stay in college for two years. A study by the Minnesota Center for School Change shows there is a major in-crease in Minnesota high school students taking college courses. Its authors recom-mend that since ninth- and 10th-graders may take Advanced Placement and Con-current Enrollment courses, these stu-dents should be allowed to take PSEO courses on a limited basis. Support for allowing qualified high school ninth-graders and sophomores take college-level classes is growing, and has bipartisan support in the Legislature. Parents and particularly students should contact their legislators and urge that the bill be passed.

Don Heinzman is chairman of the ECM Publishers Inc. Editorial Board. Thisweek

Newspapers and the Dakota County Tribune are part of ECM. He is at don.

[email protected]. Columns reflect the opinion of the author.

Extend post-secondary options to ninth-, 10-graders

Two Dakota County business and community leaders have retired

Tribune ColumnistLarry Werner

Tribune ColumnistDon Heinzman

BillTschohl

LaDonnaBoyd


Capitol Commerce

by T.W. BudigEcm capitol REpoRtER

iraq and afghanistan war veteran pete Hegseth of Still-water announced on march 1 his candidacy for the U.S. Senate. Just weeks back from deployment with the min-nesota National Guard in afghanistan, the 31-year-old captain joins former lawmak-er and retired U.S. Navy pilot Dan “Doc” Severson in seek-ing the Republican party U.S. Senate endorsement. the two are the only Re-publican candidates in the field. confronting Republicans is Democratic U.S. Sen. amy Klobuchar, a popular senator with the financial ability to run a robust re-election cam-paign. “Nothing worth doing is easy,” said Hegseth, a for-mer Forest lake resident and graduate of Forest lake High School. “and nothing in life has perfect timing.” Hegseth, who will abide by the party endorsement, he said, plans to contrast his beliefs against Klobuchar’s record in the Senate — he depicts the senator as a big government, big spending devotee. “lots,” he quipped when asked about how much cam-

paign funding he’d need to be competitive in a race against Klobuchar. He knows he’s young for a U.S. senator, Hegseth said, but younger and older people can both have good ideas. “and i think some 51-year-olds don’t have good ideas,” he said, referring to Klobuchar. Hegseth is married to Sa-mantha and the couple have a 20-month-old son, Gunner. a graduate of princeton University, Hegseth served as a combat platoon leader with the 101st airborne in iraq and as a civil military opera-tions officer. in his afghanistan de-ployment, Hegseth served as an instructor at a counterin-surgency training center in Kabul. He trained american and Nato troops as well as afghan security forces, ac-cording to the candidate. commenting on the progress of the war, Hegs-eth, besides scoffing at the idea of setting troop with-drawal deadlines in advance, explained the recent burning of the muslim holy book the Koran at a Nato base —

an action that has inflamed afghans against the United States and has resulted in american deaths — as inad-vertent. Detainees, Hegseth said, had been passing written messages to each other via shared copies of the Koran. copies of the Koran were inadvertently burned, he ex-plained. “the action — i don’t be-lieve it merited an apology,” Hegseth said. But Hegseth also spoke of not wanting to second-guess military leaders on the ground. Hegseth, recipient of two bronze stars for his military service, is executive director of Vets for Freedom, an or-ganization 95,000-members strong. He has gained a national profile in the role, appearing in the media and on cable television networks such as mSNBc. “We’ve got to win our damn war,” he said of ameri-can involvement in afghani-stan during an mSNBc ap-pearance. asked about the federal

bailout of the automotive in-dustry — which some Dem-ocrats describe as a success, pointing to the rebounding industry — Hegseth indi-cated he would not have sup-ported it. “i don’t think we can pick winners and losers,” he said. Hegseth spoke of the role of creative destruction in the marketplace — he rejected the idea some industries are too big to fail. Hegseth has worked as an embedded journalist in

afghanistan for the conser-vative publication National Review online. although never having served in elective office be-fore, he views his military and Vets for Freedom service as showing leadership. in recent comments to the media, Hegseth mentioned that he is a divorcé. He mentioned that, he ex-plained, out of fairness to his former wife. Hegseth will be traveling the state in upcoming days,

meeting with voters and Re-publican delegates. He had little to say about his rival for the endorsement, Severson. “Best of luck to him,” Hegseth said. Hegseth in his Senate campaign is using staffers who worked on Republican 8th District U.S. Rep. chip cravaack’s upstart 2010 cam-paign.

T.W. Budig can be reached at [email protected].

military veteran launches bid for Klobuchar’s seat

Hegseth announces U.S. Senate candidacy

photo by t.W. Budig

Former Forest Lake resident Pete Hegseth formally announced his candidacy for the U.S. Senate on March 1. Hegseth, a military veteran, spoke of running a campaign of contrast against Democratic U.S. Sen. Amy Klobuchar.

by T.W. BudigEcm capitol REpoRtER

lawmakers may dispute who can take credit, but the February budget forecast re-leased Wednesday, Feb. 29 nonetheless short-term was devoid of red ink — the sec-ond upbeat forecast in a row. Because of existing state law, the $323 million budget surplus projected for the cur-rent two-year spending cycle automatically was absorbed. “We have a zero balance again,” management and Budget commissioner Jim Schowalter said. Some $5 million was si-phoned to replenish the state budget reserve — the reserve is now at $653 million. the remaining $318 mil-lion, again, by law, was di-rected toward reducing the school funding shifts that lawmakers have crafted in recent times as a method of balancing the state budget. Some $200 million of the re-payment will be sent to the schools in march. Still, some $2.7 billion in school payment and property

tax shifts remain to be paid. the next spending cycle shows about a $2 billion, in-flation factored, state budget deficit in addition to the bor-rowed billions. State Economist tom Stinson said in general the economy is improving. Glob-al insight, the state’s budget forecaster, has reduced the possibility of a recession this year from 40 percent to 25 percent. “of course there are no guarantees,” he said. Beyond possible geopo-litical shots to the economy, there are a number of things on the federal level, such as the expiration of the tax cuts approved when presi-dent George W. Bush was in office. Depending on how those tax cuts are handled could affect the economy, Stinson explained. lawmakers, like the bud-get numbers, were generally upbeat. House Speaker Kurt Zellers, R-maple Grove, while attributing the reviving state budget to hard-working

minnesotans kicking in rev-enue, also credited House and Senate Republicans with sound fiscal management. “We’re excited, we’re pleased, we’re happy,” said Senate majority leader Da-vid Senjem, R-Rochester, of the budget news. Zellers indicated that House Republicans were not interested in any additional state spending. “We intend to be out of here early,” Zellers said of a possible early close to the legislative session. Zellers said House Re-publicans are eager to ad-dress a number of remain-ing issues — he pointed to the so-called First in, last out legislation pertaining to teacher effectiveness and lay-off retention as one worthy item. Senjem, though not sug-gesting how big of a bond-ing bill Senate Republicans wanted, indicated Republi-cans do want one. But the idea that it’s pos-sible to buy the state a new economy is foreign to Re-

publican philosophy, he ex-plained. Democratic Gov. mark Dayton explained the state had a long way to travel to get out its budget hole. Re-alistically, paying off the re-maining $2.7 billion in shifts will take time, he explained. Dayton, who said he will presenting a supplemental state budget within a few days, spoke of being watch-ful of the impact any spend-ing proposal would have on the next spending cycle. He

found it hard to believe, he said, that Republicans would take credit for the budget re-versal. “i’d say to the legislature, ‘Where’s the jobs’ bill,’” said Dayton. “that should be the top priority.” House minority leader paul thissen, DFl-minne-apolis, and Senate minor-ity leader tom Bakk, DFl-cook, also expressed surprise that Republicans were taking any credit for nursing the state budget back to health.

thissen spoke of a per-ceived “giddiness” among the Republicans over the budget forecast and said it should worry the public. Stinson, in discussing the bonding bill, said that the greatest job creation impact the bill could have is if it fo-cuses on state asset preserva-tion.

T.W. Budig can be reached at [email protected].

February state budget forecast shows small surplus

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

Capitol Roundup

��

��

��

��

��

��

��

��

��

��


by John GessnerDakota County tribune

State rep. Pam Myhra of burnsville caught a break last week. the newly released map of re-drawn legislative districts showed Myhra and another republican member of the House of repre-sentatives paired in the new Dis-trict 56a. but the other lawmaker — rep. Mark buesgens, who had recently moved from Jordan to Savage — quickly announced his retirement after 14 years in office. that removed one obstacle from Myhra’s re-election plans. but like many Minnesota legisla-tors, she’ll have to introduce her-self to thousands of new voters before the election in november. both legislators who live in burnsville, first-term republi-cans elected in 2010, say the new districts in which they’ll seek re-election are a good fit for them. Myhra, who now represents House District 40a, will lose much of her current burnsville constituency while picking up all of Savage. Sen. Dan Hall, who now rep-resents Senate District 40, will be in the new District 56. Hall loses all of his south bloomington

constituency and two precincts in north burnsville while pick-ing up more of south burnsville, all of Savage and northwestern Lakeville. “i’m excited to get to know all of the folks in Lakeville and Sav-age and, of course, to continue to represent burnsville to the best of my ability,” Hall said. about half of his current con-stituents are now in blooming-ton. Hall said the new constitu-encies in Savage and Lakeville “are probably more conservative than bloomington was. in that respect, it will probably be better for me.” Myhra has deep roots in burnsville, where she’s lived a total of 33 years and graduated from high school in 1975. if she’s re-elected, her burns-ville territory will be reduced to five voting precincts south of Highway 13, west of inter-state 35W and north of County

road 42. Her Savage territory would expand from one precinct to the entire city. “it’s a great city,” Myhra said. “there’s a lot of strong republi-cans in the area. there’s a couple precincts that lean more Demo-crat. ... it’s not that different, in comparison, from the city of burnsville.” Myhra noted that she attends church at bethesda in Prior Lake, where she was director of the girls club for many years, and also has southwest-metro contacts through her past tenure as a re-publican committeewoman for the 2nd Congressional District. “i don’t really think of it as a totally new frontier,” she said of the new House district.Fewer districtsin burnsville under the map in effect since 2002, burnsville has three Senate districts — 40, 38 and 37 — and one House district in each. the new map, drawn by a panel of judges, puts the city in part of two Senate districts, 56 and 51. burnsville will be part of three House districts: 56a, 56b and 51a. northeast burnsville will continue to share districts with

eagan, as it does under the cur-rent map. ted Daley of eagan, a re-publican elected in 2010, is the senator in District 38. eagan Mayor Mike Maguire and for-mer Sen. Jim Carlson, who was unseated by Daley in 2010 after serving since 2006, are seeking DFL endorsement for the seat. Sandy Masin, an eagan DFLer who represented House District 38a from 2006 to 2010 and was unseated by current rep. Diane anderson, r-eagan, has announced her bid to challenge anderson for the new District 51a seat. Myhra and rep. tara Mack, r-apple Valley, now claim parts of what will become House Dis-trict 56b, which includes south-ern burnsville and an east-central portion of the city. rep. Mary Liz Holberg, r-Lakeville, would represent the new district. She hasn’t an-nounced her re-election plans. Former rep. Will Morgan, a burnsville DFLer who repre-sented District 40a from 2006 to 2010, has announced he will run in 56b.


by Tad JohnsonDakota County tribune

the new Senate District 57 will get its official start Saturday, March 17, when lo-cal republicans and DFLers will meet for their conventions. Conventions are planned at eastview High School for the republicans and at rosemount Middle School for the Dem-ocrats (registration starts at 8:30 a.m.). there will be plenty of familiar faces when the basic Political organizing units are formed as leaders and delegates are elected and candidates are endorsed. but there will be some new people at the table, too. For those in the old Senate District 37, which covered all of rosemount, apple Valley and a portion of burnsville, the new Senate District 57 drops burnsville, adds a portion of Lakeville and all of Coates. the changes haven’t created the kind of buzz that other redraw lines have caused, such as in Lakeville where a vacancy was created and other districts in the state that are now home to two sitting legislators. “i am glad that apple Valley and rose-mount were not negatively impacted by redistricting,” state rep. kurt bills, r-rosemount, said. “the communities have stayed together in senate district con-figuration and this will mean only minor adaptations for citizens to make at the House level.” one of those adaptations will be add-ing a portion of Lakeville and Coates that generally have the same socioeconomic composition of the rest of the district. Senate District 37 has largely leaned republican in recent years with the excep-tion of DFLers Shelley Madore (2007-09) and Phil Sterner (2008-10) being elected. those two DFLers were defeated by current sitting republican House mem-bers bills in the old 37b and tara Mack in the old 37a. Sen. Chris Gerlach, r-apple Valley, has been the area’s senator for the past eight years and served as a representative for four years prior to that. Former state rep. Dennis ozment, r-rosemount, served in the House from 1985-2008. bills is expected to be challenged by DFLer Jeff Wilfahrt, the father of a 31-year-old rosemount High School graduate who died on Feb. 27 while serv-ing in the u.S. military in afghanistan. Jeff Wilfahrt has been an outspoken advocate for gay rights since his son, Spc. andrew Wilfahrt, died. Wilfahrt describes himself as “fiscally conservative and socially progressive.” His said his top priorities include job creation, quality education, and respon-sible budgeting. Wilfahrt, a former 3M software engi-neer, is self-employed and lives in rose-mount with his wife, Lori. bills, a rosemount High School teach-er and former rosemount City Council member, said people are still concerned about the economy, employment and edu-cation. Mack is expected to be challenged by roberta Gibbons, a director of the 2nd District’s DFL Party organization. Mike Germain, who has run against Gerlach previously, is seeking the DFL endorsement in the new Senate District 57.

Tad Johnson is [email protected].

burnsville legislators will seek re-election in new districts

DFLers, republicans to hold conventions March 17

Redistricting shuffles the deck

New Senate district leadership to form

thisweek newspapers graphic

The map shows new Burnsville-area legislative districts that will take effect next year.

Dan Hall Pam Myhra


by Jessica HarperDakota County tribune

eagan will soon become a larger mail processing hub under a new consolidation plan. the u.S. Postal Service announced the plan last week, which moves mail pro-cessing to the eagan facility from Duluth and rochester in Minnesota, and La Crosse and eau Claire in Wisconsin. “We’re excited about the consolidation becoming a benefit for our community,” said City administrator tom Hedges. Hedges noted that the Postal Service will be among several industries to grow jobs in eagan in recent years. Prime therapeutics and Pennsylvania-based Diversi-fied information technolo-gies are just a few companies to expand in the city. Prime therapeutics, a pharmaceutical management firm, announced in Decem-ber it plans to add 300 head-of-household jobs in eagan. then Diversified informa-tion technologies, a docu-

ment management company, said in February it plans to expand to eagan, which will add 20 jobs. “We hear stories about companies leaving with the Great recession, but eagan has been garnering quite a bit a growth,” Hedges said. the Postal Service’s move is aimed at reducing its grow-ing deficit, which is predicted to be approximately $12 bil-lion in 2012. the nationwide consoli-dation could affect 35,000 jobs at 223 facilities. about 400 processing jobs are expected to be affected by the move to eagan. of those, 165 will be cut. “this is something that is not an easy consideration for us,” said Peter nowacki, spokesman for the u.S. Postal Service. “any time we move people around it causes a concern but we believe we are looking at all options in this

changing market.” it’s unknown how many postal jobs will be transferred to eagan, nowacki said. nearly 950 employees work at the eagan facility with 500 in distribution. the consolidated facilities will likely be closed, nowacki said. the Duluth and La Crosse centers contain post offices, which will remain opened. the eagan center opened in 2010 as an expansion of the existing postal center. the project added 600,000 square feet to the 88-acre site at 3232 Denmark ave., which increased the building’s total footprint to 950,000 square feet. Several changes have been considered as the Postal Ser-vice looks to adapt to shrink-ing volumes of mail, nowacki said. Mail volumes reached their peak in 2006 with 213

billion letters, magazines, newspapers, and the like, but by 2011 this fell to 168 billion items. the internet was a major contributing factor. in the past, banks, insurance com-panies and real estate agen-cies were heavy postal service users, nowacki said. today, more people are banking and paying bills online. Most peo-ple use email or social media sites to connect with loved

ones rather than send hand-written letters. even wedding invitations are commonly dis-tributed online. “it’s had a big impact on us. ... We have no need for as many facilities,” nowacki said. the Postal Service is hop-ing Congress will once again consider eliminating Satur-day delivery, which would save $3 billion annually. Without that change, the

Postal Service will move for-ward with its consolidation plans. Plans also include mov-ing St. Cloud, bemidji and Mankato processing opera-tions to Minneapolis. none of the plans will move forward until May 15.

Jessica Harper is at [email protected].

by Jessica HarperDakota County tribune

Drinking, gambling and murder are in store this month at the eagan Com-munity Center as a new the-ater company performs its second ever production. the eagan theater Company, which was es-tablished last year, will per-form “Dealt a Deadly Hand: Murder at Pocono royale Casino” on March 16 at the eagan Community Center, 1501 Central Parkway. the upcoming mystery takes place at a casino where someone is murdered and everyone is a suspect. the play invites the audience to join in by guessing the mur-derer and motive. Prizes will be awarded to those who are first to guess correctly. Former state senator Mike obermueller directs and stars as his antithesis, a corrupt senator. the charac-ter, he said, is not inspired by him or anyone in the Min-nesota Senate. instead, the Sen. terry Lenape is a cari-cature of all senators. obermueller has taken on various roles in numerous theater productions since he was a child. “i most enjoy working with all the people, and i think it gives me inspiration

that i can bring to work,” obermueller said. unlike obermueller, these are the first acting roles for eagan residents tami Sulyisto and Judy Marder. “i’ve always fantasized about acting, and decided to finally go for it,” Marder said. both women, who play sisters in the murder mys-tery, said they enjoy the op-portunity to step outside themselves to become some-one else. the event begins at 6 p.m.

for socializing, cash bar and non-betting casino games. a buffet will be served at 6:45 p.m., followed by the perfor-mance. tickets to the play cost $35 and include dinner and theater performance. Pro-ceeds will benefit the eagan 55 Plus/Senior. those inter-ested in attending must reg-ister by March 8. the eagan theater Company, which is associ-ated with the eagan Foun-dation, was founded in 2011 by a group of theater enthu-

siasts who yearned for more options during the winter months. eagan Commu-nity Summer theater offers theatrical opportunities in the area but only during the summer. “i believe eagan has ma-tured enough to warrant this kind of artistic venue, which will provide the community with another form of enter-tainment,” said kay brown, founder and managing di-rector of the eagan theater Company. over the past five de-cades, brown has been in-volved in various community arts and theater groups such as the northfield arts Guild and the eagan arts Council. the greatest challenge to starting a theater company, brown said, has been adver-tising. “We want people to know we are a community-based group and are here for the community. the company is cur-rently comprised of between 20 and 25 volunteers and is open to all adults interested in theater. after its murder mystery production, the company plans to perform a melodra-ma this fall. For more information on the eagan theater Com-pany, or to register for its upcoming performance, call (651) 675-5500.

Jessica Harper is at [email protected].

it is unknown how many employees end up in Dakota County

Former state representative part of the cast

Eagan to see more mail, jobs at processing facility

Murder mystery company’s sleuthing finds Eagan

Photo by Jessica Harper

More mail will soon be processed at the Eagan postal facility under a new consolidation plan that will move operations to Eagan from Minnesota facilities in Duluth and Rochester and Wisconsin facilities in La Crosse and Eau Claire.

Photo submitted

“Dealt a Deadly Hand: Murder at Pocono Royale Casino” will be performed by the Eagan Theater Company March 16 at the Eagan Community Center. Tickets cost $35 and include dinner and theater performance. Registeration is required and must be completed by March 8. The event will begin at 6 p.m. for socializing, cash bar and non-betting casino games. Dinner will be served at 6:45 p.m., folled by the performance.

the Dakota County Community Development agency (CDa) board of Commissioners com-mended Feb. 21 the fol-lowing top five lending institutions for their par-ticipation and loan pro-duction in the 2011 Da-kota County First time Homebuyer Program. • PHH Home Loans — originated 38 loans totaling over $4.7 million • Wells Fargo Home Mortgage — origi-nated 29 loans totaling over $3.8 million • Prime Mortgage, a division of the busi-ness bank — originated 27 loans totaling over $3.2 million • edina realty Mortgage — originated 26 loans totaling over $3.4 million • bell Mortgage, a Division of State bank

& trust — originated 23 loans totaling over $2.8 million Combined, these five lending institutions ac-counted for 61 percent of the 236 loans issued through the Dakota County CDa’s program. over $31 million worth of real estate was bought at an average purchase price of $136,355. “the CDa’s lending partners are the backbone of the program and the primary interface with homebuyers. their exper-tise helped make last year’s program an overwhelming success,” said Mark ulfers, CDa executive director. in addition to the low-interest, fixed-rate mort-gage financing, homebuy-ers also accessed over $1.1 million in down payment and closing cost assis-tance through the Dakota County CDa last year.

Mortgage lenders recognized for success in first-time homebuyer program

8075 Lucerne Blvd.3 Miles West of I-35Lakeville, MN 55044

952-440-4656HeritageLinks.com

Book Your Company Event at...


by Aaron VehlingDakota County tribune

the man would not let his wife leave the house. that alone is an act of domestic abuse, but it did not stop there. eventually, he would end up killing her, saying a prayer for her at his church and then driv-ing to Home Depot, where he would purchase a saw to facilitate disposal of his late wife. With his daughter in the passenger seat, he drove to Missouri with his wife’s body in the trunk so he could clan-destinely get rid of the body. that case was a memo-rable one for u.S. Sen. amy klobuchar, solidifying her concern for domestic abuse victims when she was Hen-nepin County attorney. She told the story Friday, Feb. 24, at the 27th annual Domestic abuse awareness Luncheon, sponsored by 360 Communities and the Lakev-ille Police Department. that Dakota County is home to the first domestic abuse safehouse – the Lewis House – and that the aware-ness luncheon is nearly three decades old is proof that Da-kota County “gets it,” klobu-char said. “you saw this long before it came on the national stage,” she said. Lakeville Police Chief

tom Vonhof spoke to the more than 300 people at the event about the persistent problem of domestic violence. “these are stressful times” for families, he said. Losses of homes and financial security can create a toxic atmosphere on the home front. Domestic violence re-mains a major problem in Dakota County. according to a report from Dakota County attorney James backstrom, there were 58 cases of felony domestic violence charges in the county in 2011. it is the single largest cause of injury to women between the ages of 15 and 44 in the united States – more than muggings, car accidents and rapes com-bined, according to the report “Domestic violence cases represent a huge problem in our society and we need to hold offenders accountable for these acts of violence and protect the victims of these serious crimes,” backstrom said in the report. Vonhof said such violence is bad for the victims, as well as officers. “Domestic calls are one of the most violent types of calls,” he said. When the burnsville Police Depart-ment created the Domestic abuse response team, it cre-ated a program that has been emulated by cities through-out the state. “it makes a difference in safety,” he said. this past year, klobu-char has collaborated with the women of the Senate to further reauthorization of the

Violence against Woman act, originally passed in 1994 and reauthorized in 2000 and 2005. VaWa offers funding and programming in the follow-ing areas: • Community violence prevention programs; • Protections for victims evicted from their homes because of events related to

domestic violence or stalk-ing; • Funding for victim as-sistance services, such as rape crisis centers; • Programs to meet the needs of immigrant women and women of different races or backgrounds; • Services for victims with disabilities; and • Legal aid for violence sur-

vivors. klobuchar said society has come a long way regarding domestic abuse, but there is still room for growth. “Domestic violence is no longer something that people don’t want to talk about,” klobuchar said, “or some-thing that gets hidden away. “at the same time there is a lot more work to do. We’re

seeing major budget cuts in Washington. those of us who care about this issue fight ev-ery day to make sure we don’t see those cuts taken on the backs of victims of domestic violence and the law enforce-ment.”

Aaron Vehling is at [email protected] or www.

facebook.com/thisweeklive.

u.S. Sen. klobuchar speaks at Lakeville event

Dakota County a leader in domestic violence awareness

Photo by rick orndorf

U.S. Sen. Amy Klobuchar joined community members from Dakota County on Friday, Feb. 24, at the 27th Annual Domestic Abuse Awareness Luncheon, sponsored by 360 Communities and the Lakeville Police Department.

the year 2011 was a tough one for natural disasters, with hurricanes soaking the atlan-tic coast, tornadoes wreaking havoc in the South and Mid-west and wildfires hitting texas, among other events. those who were affected by a natural disaster this year should be aware of internal revenue Service rules on ca-sualty losses, as well as other financial considerations. the Minnesota Society of Certi-fied Public accountants pro-vides some perspective. • What qualifies for a de-duction? under internal revenue Service rules, you are allowed to deduct a casualty loss that is the result of a disaster, but some of the related rules serve to significantly whittle down the amount you can deduct. First, consider what is eligible for the deduction. a casualty loss is the damage, destruction or loss of proper-ty resulting from an identifi-able event that is unexpected, sudden or unusual. Damages from natural disasters, such

as hurricanes, floods, wildfires and earthquakes are casualty losses. Damage to your home or other property caused by something that is not unex-pected, sudden, or unusual, such as accidental breakage of items under normal condi-tions, progressive deteriora-tion occurring naturally over time, or due to the failure to maintain the property, does not qualify as a casualty loss. if you have suffered a casu-alty loss to your home, house-hold goods or vehicle due to a disaster, you should be eligible to deduct the amount of that loss on your tax return, less certain required adjustments. (the same is true if you suffer a loss due to a theft.) • How does the deduction work? according to the irS, “if your property is personal-use property, or is not completely destroyed, the amount of your casualty or theft loss is the lesser of: the adjusted basis of your property, or the de-crease in the fair market value

(FMV) as a result of the ca-sualty or theft.” to determine your adjust-ed basis, start with the basis of the property. your basis in the property you buy is usu-ally how much it cost you. you then increase or decrease the property’s basis to reflect any improvements you have made to the property or de-preciation deductions you have taken for the property. the decrease in the FMV of the property used to deter-mine the casualty loss is the difference between the FMV of the property immediately before the casualty and the FMV of the property imme-diately after the casualty. the FMV immediately after the casualty frequently will be the salvage value of the property. From the lesser of the ad-justed basis of the property or the difference in its FMV, subtract any insurance pay-ment or other reimbursement (for example, compensation for the loss from a govern-ment or employer relief pro-

gram). this is your casualty loss. For example, suppose flooding heavily damaged your finished basement dur-ing a recent hurricane. you have losses on several items that were destroyed by water damage — a washer and dry-er, hot water heater, furnace and some furnishings — as well as to the basement walls. your basis in these items — what you originally spent on them — amounts to $10,000. the fair market val-ue of these items was $9,500 before the disaster and $500 after, making the decrease in the FMV $9,000. because the decrease in the FMV of the items is less than your adjusted basis in them, you must use the decrease in the FMV in your loss calcu-lation. your insurance covers you for a maximum of $5,000 in damages, leaving you with a $4,000 casualty loss. • Final steps in the calcula-tion of the deduction before deducting this per-sonal property casualty loss

on your tax return, there are a couple of last steps you must take. First, you must subtract $100 from every casualty or theft loss you report each year. that lowers the example amount to $3,900. More significant, you must subtract 10 percent of your adjusted gross income from the loss amount to ar-rive at your final deduction. if your adjusted gross in-come was, say, $30,000 last year, you would subtract $3,000 — 10 percent — from your loss amount to arrive at $900 as your allowable deduction. if your adjusted gross income in the example was $39,000 or higher, that 10 percent would wipe out your allowable deduction al-together. • other sources of help For those seeking addi-tional relief, it’s important to be aware that organizations such as FeMa, the Federal emergency Management agency, often provide funds and services to those affect-ed by disaster. the agency’s

guide, Help after a Disaster, offers an overview of what’s available. in addition, Disas-ter recovery: a Guide to Fi-nancial issues — a joint proj-ect of the american institute of CPas, the american red Cross and the national en-dowment for Financial edu-cation — answers questions on how to minimize the con-sequences in the first days, weeks and months after a di-saster. • Count on your local CPa if you have experienced casualty losses due to a disas-ter, or if you have questions on preparing for or deal-ing with any financial issue, people may consult a CPa. to locate a CPa, visit www.mncpa.org/referral.

This column is provided by the Minnesota Society of Certif ied Public Accoun-tants. Founded in 1904,

its 9,500 members work in public accounting, business and industry, government

and education.

Tax and other financial considerations after a natural disasterFinancial Sense


Calendar TosubmitanitemfortheCal-endar, email it to [email protected] or fax (952) 846-2010.

Date-specific Dakota County Regional Chamber of Commerce events: •Thursday,March8,3to3:30p.m.,ribboncutting,DRHorton’snewmodelhome,14178Abbey-field Ave., Rosemount. Informa-tion: JessyAnnoni at (651) 288-9202 or [email protected]. •Wednesday,March14,7:30a.m. to1:30p.m.,BusinessDayat the Capitol, Crowne PlazaSt. Paul - Riverfront, 11 E. Kel-logg Blvd., St. Paul. Admission:$75. Information: Jessy Annoniat (651) 288-9202 or [email protected]. •Thursday,March15,8 to9a.m.,EaganStateoftheCityAd-dress,EaganFireSafetyCenter,1001StationTrail, Eagan. Infor-mation: Jessy Annoni at (651)288-9202 or [email protected]. •Friday,March16,7:30 to8a.m.,MinnesotaChamberconfer-ence call, DCR Chamber office,1121 Town Centre Drive, Suite102,Eagan.RSVP:JessyAnnoniat (651) 288-9202 or [email protected]. •Tuesday,March20,noonto1:30 p.m., newmember orienta-tion, DCRChamber office, 1121Town Centre Drive, Suite 102,Eagan. RSVP: Jessy Annoniat (651) 288-9202 or [email protected]. Apple Valley Chamber of Commerce events: •Thursday,March 8, 8:30 to9:30 a.m., Chamber CedarAve.spring construction update atOld Chicago. Businesses nearCounty Road 42 and north arewelcometoattend. •Thursday,March15,5 to7p.m.,BusinessAfterHours,ThinkMutual Bank, 15751 EmperorAve., Apple Valley. Information:[email protected]. • Wednesday, March 21,11:30a.m. to1:30p.m.,Mayor’sState of the City, Hayes Com-munity & Senior Center, 14603HayesRoad,AppleValley.Noon

luncheonandaddress.Cost:$15/members, $20/guests. Informa-tion: CatherineBauman at [email protected]. Burnsville Chamber of Commerce events: •Thursday,March15,6to10p.m.,BiteofBurnsville,BurnsvillePerformingArts Center. Call thechamberfortickets($40)at(952)435-6000 or email [email protected]. Lakeville Area Chamber of Commerce events: •Friday,March9,8to9a.m.,Teacher Appreciation Breakfast,ChristinaHuddlestonElementary. • Tuesday, March 13, 7 to 8a.m.,BreakfastwiththeSchools,chamberconferenceroom. •Wednesday,March14,7:30a.m. to3:30p.m.,BusinessDayattheCapitol,CrownPlazaHotel,St.Paul. •Friday,March16,7:30 to8a.m., Minnesota Chamber con-ferencecall,chamberconferenceroom. • Wednesday, March 21,11:15 a.m. to 1 p.m., GeneralMembershipLuncheonandStateof theCityAddress, Holiday InnHotel & Suites Lakeville, 20800KenrickAve.Noonlunchandpro-gram. Cost: $20/members, $30/nonmembers. RSVP by March16. River Heights Chamber of Commerce events: • Thursday, March 8, 8 to 9a.m., Inver Grove Heights LocalIssuesmeetingat thedistrictof-fice. •Wednesday,March14,7:30to 9 a.m., CoffeeNet, Good Sa-maritan Society - Inver GroveHeights, 1301 50th St. E. Infor-mation: Chaz Kleinsteuber at(612)[email protected]. District 196 Community Education will offer the follow-ing business courses. Registerat www.district196.org/ce or call(651)423-7920. • Excel 2010: FormattingSpreadsheets,6:30 to8:30p.m.Monday, March 12, RosemountMiddle School, 3135 143rd St.W.,Rosemount.Cost:$39. • Basics of Intellectual Prop-erty (Patents), 6:30 to8:30p.m.Monday,March12,FalconRidge

Middle School, 12900 JohnnyCakeRidgeRoad,Apple Valley.Cost:$25. •RetirementInvestmentStrat-egies,7to9p.m.Monday,March12,FalconRidgeMiddleSchool,12900JohnnyCakeRidgeRoad,AppleValley.Cost:$19;$6addi-tionaladult. • Developing Your BusinessPlan,6:30to8:30p.m.Tuesday,March 13, Falcon Ridge MiddleSchool, 12900 Johnny CakeRidgeRoad,Apple Valley. Cost:$29. •DeepWebSearchSecrets,6 to 9 p.m. Wednesday, March14, Rosemount Middle School,3135 143rd St. W., Rosemount.Cost:$35. • Excel 2010: Functions andFormulas,6:30to8:30p.m.Mon-day,March 19,RosemountMid-dle School, 3135 143rd St. W.,Rosemount.Cost:$39. •WritingYourOwnWill,6:30to 9 p.m. Monday, March 19,Scott Highlands Middle School,14011 Pilot Knob Road, AppleValley.Cost:$49.

Ongoing Platinum Partners,achapterofBNI,welcomesone represen-tative from each profession andmeetseveryWednesdaymorningfrom7:30to9a.m.attheLakev-illeGreenMill.Tolearnmore,callAmyat(952)226-7741. Creative Networking Pro-fessionals,anindependentbusi-ness networking group, meetsthefirstandthirdTuesdayofthemonth at JoJo’s Rise andWineinBurnsvillefrom8to9a.m.Thegroup is focused on creating in-terpersonal relationships togrowbusiness-to-business referrals.Yearlyduesare$65.Newmem-bersarewelcome.Membersarelimited to one per professionalcategory. For more informa-tion, contact Jeff Rothmeyer [email protected] or seewww.CreativeNetworkingProfes-sionals.com. Dakota Business PartnersmeetseveryTuesday from8:15-9:30 a.m. at AmericInn, 17145Kenyon Ave. (just off Interstate35andCountyRoad50),Lakev-ille.Forwhyourgroupisdifferentandmore information visit www.dakotabusinesspartners.com or

findusonFacebook. Network Unlimited Burns-ville Chapter, a professionalnetworkingchapter,meetsThurs-days from 4:30 to 5:45 p.m. atBD’s Mongolian Grill, CountyRoad 42 and Burnhaven Drive.Toseeifyourcategoryisopengotowww.NetworkUnlimited.org. Network Unlimited Eagan Chapter,aprofessionalnetwork-ing chapter, meets Tuesdaysfrom4:30to5:45p.m.atStepha-no’s,CliffRoadandHighway13,Eagan.Toseeifyourcategoryisopen go to www.NetworkUnlim-ited.org. BNI – The Valley NetworkersChapterofBusinessNetworkingIntl. meets Thursdays at 11:30a.m. at the DCTC Apple ValleySite at 14200 Cedar Ave. BNIis a networking group for busi-ness ownerswho are looking toincreasetheirrevenue.Onlyoneperson from each profession.Bring your own lunch. Formoreinformation, call Paula Sevenichat (952) 891-4057 or visit www.bni-mn.com BNI – Networking meetsThursdays at 7:15 a.m. at theRound Bank in Farmington. Formoreinformation,contactEllenat(952)412-5287orLannyat(612)386-2660. BNI – Power Lunch Chapter meets Wednesdays at 11 a.m.at theLakevilleBrunswickZone,11129 162nd St. W. For moreinformation, callMaggieKaseat(952)230-1602orvisitwww.bni-mn.com. BNI – Power Links Chapter meets at 7:30 a.m. Thursdaysat Highview Hills Senior LivingCenter, 20150 Highview Ave.,Lakeville. Information: MichelleReisenauer, (612) 868-2950 [email protected]. BNI – Leads 2 Referralsmeetsfrom7:30to9a.m.Tues-days at Jeff Belzer’s dealership(second floor cafeteria), 21111Cedar Ave., Lakeville. Informa-tion: Kari Switala, (612) 298-3487. Professional Referral Ex-change of Burnsville meets ev-ery Wednesday for breakfast atDenny’s Restaurant. Meetingsbegin at 7 a.m. For more infor-mation,contactJoBaecker,area

director,at(612)618-5347orvisitthewebsitewww.prorefx.com. Elite Executives Chapterof Business Networking Interna-tionalmeetseachTuesday7:30-9 a.m. at the JBL Companiesbuilding (old fire station), 3795Pilot Knob Road, Eagan. Thislivelyreferralgroupcanhelpyougrow your business, but we dolimit membership to one personfrom each profession. Visitorsarewelcome.Formore informa-tion,contactBobReuterat(651)552-3647, [email protected]. Find our chapter’swebsiteatbnimn.com. Beta Sigma Phi, Precep-tor Alpha Delta Chapter, meetsthesecondWednesdayofeverymonth at 7:30 at a member’shome.Forinformation,call(952)894-8831. Network Results ChapterofBusiness Network International,networking for local businessowners, only one person fromeachprofession.First twomeet-ings are free. We meet everyWednesdayforbreakfast,7-8:30a.m. at Roasted Pear, 14200Nicollet Ave. S., Burnsville. CallJimCulpepperformoreinforma-tion:(612)655-4339. Networks Plus - Diversified Business Professionals Chap-ter of Business Network Inter-national, a business referral or-ganization.MeetingswillbeheldThursdays 11:30 a.m. – 1 p.m.atSavageCityHall,6000McCollDrive, Savage, MN. All profes-sionalsareinvitedtoattend.CallCrystal(952)314-8676. Networking coffee group at Caribou Coffee will meet from9:30-11:30 a.m. at Caribou Cof-fee, 14638 Cedar Ave., on thesecond and fourth Mondays ofthemonth.Call(763)783-4767toregister. Grapevine Network “Com-mon Denominator” Groupmeets Tuesdays from 7:30-8:45a.m. at Coldwell Banker Burnet,190 Cobblestone Lane, Burns-ville. For information, call (952)746-5611 or visit www.thegrape-vinenetwork.com. Grapevine Networking Group meets Wednesdaysfrom 7:30-8:45 a.m. at ColdwellBankerBurnet,190Cobblestone

Lane,Burnsville.Forinformation,call(952)746-5611orvisitwww.thegrapevinenetwork.com. Kingdom Advisorsmembersmeetmonthlyforfellowship,train-ing,networking,prayer,andshar-ingofbestpractices.RonBlueorother recognized speakers (viaDVD) cover a topic eachmonthhelping members integrate andapply Biblical financial wisdominto their professional advice.Visitors welcome. The S MetroGroup meets at Family Finan-cial Services, 151 W. BurnsvilleParkway,Burnsville,from7:30to9 a.m. on the fourthTuesday ofeachmonth.POC is JeffRobin-son at (952) 890-6611. The SEMetroGroupmeetsat2918Up-per55thSt.,InverGroveHeights,thefirstThursdayofeachmonthfrom12noonto1p.m.(bringyourlunch). POC is Ginger Ewing at(651)389-1177. The S.T.A.R. (South Twin Cities Area Referral) Network-ing Group meets 8 to 9 a.m.every Wednesday at BremerBank, 17600CedarAve, Lakev-ille. Openings are available. Forquestions,callKathyAndradeat(952)997-1306. SHiFT network events areheld Thursdays from 6:30 to 8p.m. at Inver Hills CommunityCollege, 2500 E. 80th St., InverGrove Heights. SHiFT is a non-profit network connecting adultsin mid-life transition with oppor-tunitiestoseekmeaningfulwork,newavocations,andasupportivecommunity(www.shiftonline.org).Members:Free.Guests:$5. Women’s Business Ex-change meets the fourthWednesday from 11:30 a.m.to 1 p.m. at Baskets On Occa-sion,4580ScottTrail,Suite204,Eagan.Fee:$5permeeting.Formore information, contact Maryat (651) 994-8392 or visit www.meetup.com/womens-business-exchange-eagan. Seed Your Businessreferral-based networking group meetsthe first and third Wednesdayat noon at Baskets On Occa-sion,4580ScottTrail,Suite204,Eagan.Feeis$5permeeting.Upto two professions per person.ContactMaryat(651)9948392.

Negotiators have reached atentative agreement on a newtwo-yearcontract for teachers inBurnsville-Eagan-Savage SchoolDistrict191. News of the tentative agree-ment was announced at a rallyoftheteachersunion,theBurns-ville Education Association, onThursday,Feb.23,adistrictnewsreleasesaid. “The response was definitelypositive,” Burnsville EducationAssociationPresidentLibbyDu-ethmansaid. Districtnegotiatorsdidn’tim-mediately release details of theproposedsettlement. “The tentative agreement isreflective of current economicreality,” Superintendent RandyCleggsaid.“Italsoallowsthedis-trict to attract and retainqualityteachers and to offer a contractthat is competitive with neigh-boringschooldistricts.” OnMonday,BEAnegotiatorspresenteddetailsoftheproposedcontract to theunion’s45-mem-ber executive board, DuethmantoldThisweek. The board was scheduled tovoteonThursday.Iftheboardap-

provestheproposal,BEAleaderswill schedule information meet-ingsforteachersbeforeageneralmembershipvoteonMarch8,ac-cordingtoDuethman. The negotiating teams mightreleasedetailsoftheproposalbe-foretheMarch8vote,shesaid. The negotiations processwas collaborative and respectfulthroughout, according to StaceySovine, the district’s director oflabor relations. It was character-ized by open dialogue and timespentonrealissues–thoseiden-tified as significant to teachersandthedistrict. “Ittakestimetodiscussissueslikethis,”hesaid,“butitisvalu-abletime.” Negotiatorsonbothsidesex-hibited a willingness to look forsolutions, even outside of thecontract, for challenging issuesfacingpubliceducation,headded. The tentative agreementwould be retroactive to July 1,2011,andcontinueuntilJune30,2013,forthe720teachers,nurses,psychologists, counselors andotherswhomakeupthedistrict’slargestemployeegroup.

— John Gessner

Teachers, District 191 reach tentative deal The Dakota County Commu-

nity Development Agency (CDA)Board of Commissioners com-mendedFeb.21 the following topfive lending institutions for theirparticipation and loan productionin the 2011 Dakota County FirstTimeHomebuyerProgram. • PHH Home Loans —originated 38 loans totaling over$4.7million • WellsFargoHomeMort-gage—originated29loanstotalingover$3.8million • Prime Mortgage, a divi-

sionofTheBusinessBank—orig-inated 27 loans totaling over $3.2million • Edina Realty Mortgage—originated26loanstotalingover$3.4million • BellMortgage,aDivisionofStateBank&Trust—originat-ed23loanstotalingover$2.8mil-lion Combined,thesefivelendingin-stitutionsaccountedfor61percentofthe236loansissuedthroughtheDakota County CDA’s program.Over$31millionworthofreales-

tatewasboughtatanaveragepur-chasepriceof$136,355. “The CDA’s lending partnersare the backbone of the programand the primary interface withhomebuyers.Theirexpertisehelpedmake last year’s program an over-whelming success,” said MarkUlfers,CDAexecutivedirector. In addition to the low-interest,fixed-rate mortgage financing,homebuyersalsoaccessedover$1.1millionindownpaymentandclos-ingcostassistancethroughtheDa-kotaCountyCDAlastyear.

ThecityofBurnsvillehasestab-lishedspringweightrestrictionsforcommercial vehicles on city streetseffectiveMarch5.Theserestrictionsareputinplaceaspartofastatewideeffort to protect roadways duringvulnerable springmonths.Seasonalload limitswill likelyremain inef-fect for eight weeks, depending onthe direction given from the Min-nesota Department of Transporta-tion(MnDOT). The two primary causes for

premature deterioration of asphaltstreetsareweatherandtraffic. As the frost leaves the groundduring the spring thaw, gravel un-derneath the street retains highmoisture content. This moistureaffects the load-carrying capacityof the asphalt pavement. In ordertoprolongtheservicelifeofstreetsand highways, axle weight restric-tionsareimposed. Exceptions to the seasonal loadlimits in Burnsville are granted to

emergencyvehiclesandschoolbus-es.Allothervehicles,includingbutnot limited to garbage trucks andgeneral construction vehicles andequipment, must follow the postedweightlimits. More information is also avail-ablebycallingMnDOTat1-800-723-6543. A map of allowed roadweights is available at www.burns-ville.org, search“RoadWeight Re-strictions.”

Spring road weight restrictions begin in Burnsville

Dakota County CDA honors lenders


Apple Valley Chamber of Commerce Address:14800GalaxieAvenue,Suite101, AppleValley,MN55124 Phone:(952)432-8422or1-800-301-9435 Website:www.applevalleychamber.com E-mail:[email protected]

Burnsville Chamber of Commerce Address:101W.BurnsvilleParkway,No.150, Burnsville,MN55337 Phone:(952)435-6000 Fax:(952)435-6972 Website:www.burnsvillechamber.com E-mail:[email protected] Convention & Visitors Bureau Address:12600NicolletAve.,Suite100, Burnsville,MN55337 Phone:(952)895-4690 Fax:(952)487-1777 Website:www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address:19950DoddBlvd.,Suite101, Lakeville,MN55044 Phone:(952)469-2020 Website:www.lakevillechamber.org E-mail:[email protected] County Regional Chamber of Commerce Address:1121TownCentreDrive,No.102, Eagan,MN,55123 Phone:(651)452-9872 Fax:(651)452-8978 Website:www.dcrchamber.com E-mail:[email protected]

Eagan Convention and Visitors Bureau Address:1501CentralParkway,Eagan,MN55121 Phone:(651)675-5546or1-866-324-2620 Website:http://eaganmn.com E-mail:[email protected]

Downtown Lakeville Business Association Address:8790207thSt.W.,Suite204,P.O.Box371,Lakeville,MN55044 E-mail:[email protected] Office Hours: Mondays and Wednesdays 9 a.m. to 2p.m. JudyTschumperisthedirectoroftheDowntown LakevilleBusinessAssociation.

Hastings Area Chamber of Commerce & Tourism Bureau Address:111ThirdSt.E.,Hastings,MN55033 Phone:(651)437-6775or1-888-612-6122 Fax:(651)437-2697 Website:www.hastingsmn.org E-mail:[email protected]

River Heights Chamber of Commerce Address:5782BlackshirePath,InverGrove Heights,MN55076 Phone:(651)451-2266 Fax:(651)451-0846 Website:www.riverheights.com E-mail:[email protected]

Positively Minnesota Marketing Partnership MinnesotaDepartmentofEmployment&EconomicDevelopment Address:1stNationalBankBuilding,332MinnesotaSt.,SuiteE200,St.Paul,MN55101 Phone:(651)259-7298 Fax:(651)215-3841 E-mail:[email protected]

Dakota Future Role: Provide site location assistance for firmsconsidering Dakota County locations and serves as ageneral gateway for economic development serviceswithinDakotaCounty. Address:P.O.Box240874,AppleValleyMN 55124-0874 E-mail:[email protected] Phone:(651)491-2551 Website:www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training ofnew employees, general gateway into MinnesotaDepartment of Employment and EconomicDevelopmentandotherstateagencies Phone:612-821-4411 E-mail:[email protected]

South Metro SCORE Role:CounselorstoAmerica’ssmallbusinesses,free,confidential, face-to-face assistance from successfulbusinessmentors. Phone:(952)890-7020 E-mail:[email protected] Website:www.score-southmetro.org

City Governments Role: Provide guidance through any real estatedevelopmentprocess;mayprovidefinancialincentivesthrough tax increment financing, local loan fundsorstateorfederalbusinessfinanceprograms.Apple Valley, Bruce Nordquist Phone:(952)953-2576 E-mail:[email protected] Website:www.ci.apple-valley.mn.usBurnsville, Skip Nienhaus Phone:(952)895-4454 E-mail:[email protected] Website:www.burnsville.orgEagan, Jon Hohenstein Phone:(651)675-5660 E-mail:[email protected] Website:www.ci.eagan.mn.usFarmington, Tina Hansmeier Phone:(651)280-6821 E-mail:[email protected] Website:www.ci.farmington.mn.usHastings, Shannon Rausch Phone:(651)480-2344 E-mail:[email protected] Website:www.ci.hastings.mn.usInver Grove Heights, Jennifer Gale Phone:651-451-2266 E-mail:[email protected] Website:www.ci.inver-grove-heights.mn.usMendota Heights, Jim Danielson Phone:651-452-1850 E-mail:[email protected] Website:www.mendota-heights.comLakeville, Dave Olson Phone:952-985-4421 E-mail:[email protected] Website:www.ci.lakeville.mn.usRosemount, Kim Lindquist Phone:651-322-2020 E-mail:[email protected] Website:www.ci.rosemount.mn.usSouth St. Paul, Jennifer Gale Phone:651-451-2266 E-mail:[email protected] www.southstpaul.orgWest St. Paul, Jim Hartshorn Phone:651-552-4140 E-mail:[email protected] Website:www.ci.west-saint-paul.mn.us

*Inver Grove Heights and South St. Paul useProgress Plus, an affiliate of the River HeightsChamber of Commerce, for their city’s economicdevelopmentservices.

Dakota County Business Contacts

to looking for food trucksouthere,especiallythistimeofyear.BecauseI livedownhereIreallywanttodevelopapresencehere.” When it’s not in opera-tion,Huyckstoresthetruckatparkinglotspaceherentsfrom a real estate office indowntown Rosemount. He

does his kitchen prep workat Rosemount’s FiresideRestaurant, which chargeshimanhourlyrate. The advantages of own-ingafoodtruck,asopposedtoarestaurant,aremany,ac-cordingtoHuyck,whoisthebusiness’soleemployee. “I’d been thinking abouta restaurantofmyown,butthe financial outlay was too

much for where I am rightnow,” he said. “The foodtruck is a more inexpensiveway to get into owning myownbusiness.…Before(thefoodtruck),Ihaddonerealestate for four years, and Ireallylikedtheideaofbeingmyownboss.” Unlike with a restau-rant, “you’re not married toa location. If oneplace isn’t

working I can just drive toanotherplace.” Onedrawback,hesaid,istheeffectinclementweathercan have on business, espe-cially in a state as subzero-prone as Minnesota. Lastweek’sflurrieskeptHuyckathomeallbutoneday. “Weather’s a big factor,but once we get into the40sI’llbeouteveryday,”he

said. Huyck’s vehicle, origi-nallyaDHLdeliverytruck,is fitted with a full kitchenthat includes a four-burnerstove, charbroiler and fryer.Asachefwholikesmeetingthepeopleenjoyinghisculi-narycreations,Huycksaidafood-truckbusinessisideal. “Itputsmeintouchwithmy audience – I’m taking

their order and then cook-ingtheirfoodrighthere,”hesaid.“I’vegottosay,I’mnotmakingmoneyat ityet,butthis is thebest jobI’veeverhad.”

Andrew Miller is at [email protected].

MacSammy’s from Page 1A

��

��

PUBLIC NOTICEADVERTISEMENT FOR BIDSDAKOTA COUNTY COMMUNITYDEVELOPMENT AGENCY (CDA)

EAGAN, MN 55123Notice is hereby given that sealed

bids will be received by the Office ofthe Director of Housing Finance &Development, Dakota County CDA,Minnesota until 10:00 AM, Thursday,April 5, 2012, at the office of DakotaCounty Community DevelopmentAgency , 1228 Town Centre Dr ive,Eagan, MN 55123, at which time theywill be publicly opened and read aloudfor the furnishing of all labor andmaterials for the Window, Roofing,Soffit & Fascia Replacement projecta t M iss iss ippi Terrace SeniorApartments located at 301 RamseySt., Hastings, MN.

Bids received after this time and datewill be rejected. No telephone bids orfax bids will be accepted. Bids shall beon the forms provided for that purposeand according to the Bidding Docu-ments prepared by Dakota CountyCDA. Bids will be opened publicly andread aloud. A bid tabulation or otherbid result will be furnished to the Bid-ders . Bids shall be addressed to:Dakota County CDA, 1228 Town Cen-tre Drive, Eagan, MN 55123.A mandatory pre-bid walk-through

is scheduled for Thursday March 22,2012 at 1:30 PM and is required ofALL bidders. Bidders are to meet atthe front entrance parking lot toMississippi Terrace at 1:30 PM onThursday March 22, 2012. Thepre-bid walk-through is mandatoryand only those bidders who attendwill have their bids considered atbid opening. Bidders must confirmo f the i r i n t en t to a t t end thewa lk-through by contacting theProject Manager, Bob Rosenthal atDakota County CDA, 651-675-4483no later than 3:00 PM WednesdayMarch 21, 2012. Failure of a bidderto attend the walk-thru immediatelysubjects his/her bid to disqualification.

Interested bidders can contact BobRosenthal @ 651-675-4483 of theDakota County CDA to obta in b iddocuments and receive more informa-tion regarding this project. Specifica-tions and bid documents for thisproject may not be available untilthe walk-thru on March 22, 2012.Bid security in the amount of 5% of

the bid must accompany each bid inaccordance with the Instruction toBidders. Bids shall be directed to theProject Coordinator, securely sealedand endorsed upon the outside wrap-per, with the Project Address and BidDue Date.The CDA hereby notifies all bidders

that in regard to any Contract enteredinto pursuant to this advertisement,Disadvantaged Business Enterprises(D.M.E.) will be afforded full opportu-nity to submit bids and / or proposalsand will not be subjected to discrimi-nation on the basis of race, color, sex,age, religion, or national origin. TheDakota County CDA reserves the rightto reject any and all bids, to waiveirregularities and informalities thereinand to award the Contract in the bestinterest of the CDA.

Bob Rosenthal,Capital Projects ManagerDakota County CommunityDevelopment Agency

2929232 3/8-3/15/12

PUBLIC NOTICENotice of Hearing by Publication

(Minor Name Change)(Minn. Stat. § 259.10)

State of MinnesotaCounty Dakota

District CourtFirst Judicial District

Court File Number: 19AV-CV-12-493Case Type: Name Change

In the Matter of the Application of:Kimberly Beth StrandOn Behalf of:Jack Kenneth ConnerFor a Change of Name to:Jack Kenneth VolkmeierTO: Anthony ConnerAn Application for Name Change has

been filed by Kimberly Beth Strand fora change o f name fo r the mino rchild(ren) Jack Kenneth Conner toJack Kenneth Volkmeier. A hearing onthis Application will be held at 14955Galaxie Ave., Apple Valley, MN 55124on April 5, 2012, at 9:00 a.m.You may obtain a copy of the Appli-

cat ion for Name Change from theWestern Service Center, 14955 GalaxieAve., Apple Valley, MN 55124.If you do not appear at the sched-

uled hearing, the Petitioner’s Applica-tion for a Name Change for the minorchild(ren) may be granted.Dated: Feb. 24, 2012

Carolyn M. RennCourt AdministratorBy: Pam SchadeggDeputy

2923146 3/1-3/15/12P

PUBLIC NOTICENotice of Public Sale

NOTICE IS HEREBY GIVEN, that onWednesday, March 21 at 1:00 p.m. at14709 W. Burnsville Parkway, Lot 168,Burnsville, Minnesota 55306, the fol-lowing property will be sold by publicauc t ion by the Sher i f f o f Dako taCounty:

1979 Bendix 14x58Manufactured Home

Serial Number KC1157AThis sale will be held to satisfy a

claim upon the above-described prop-erty held by Rambush Estates, pursu-ant to Minnesota Sections 504B.365and 514. Upon information and belief,this property is owned by RaymondPayne. The amoun t of the c la imagainst the above referenced propertyis $4958.00 (plus back taxes) com-puted to the date of sale, exclusive ofthe expenses of said sale and theadvertising thereof, together with theactual expenses of making said sale.Dated: February 21, 2012

Rambush Estates Ltd Partnership14709 W Burnsville ParkwayBurnsville, MN. 55306(952) 890-84402917147 3/1-3/15/12 PUBLIC NOTICE

NOTICE TO ANNOUNCE START OFPUBLIC COMMENT PERIOD

This not ice is to announce thebeginning of a thirty-day (30) publiccomment and review period of a draftDakota County Community Develop-ment Agency's section of the DakotaCounty Consortium's 2012 AnnualAction Plan. The purpose of the publiccomment period is to receive com-ments from the general public con-cerning the proposed housing andcommunity development needs andobjectives of Dakota County and theprojected use of FY 2012 CommunityDevelopment Block Grant, HOME Pro-gram, and Program Income derivedfrom CDBG and HOME.Summary of the proposed uses for

the 2012 CDBG Program and ProgramIncome:* Dakota County : $180 ,250 for

countywide home improvement loans;$5,781 for well sealing grants; $15,000for transit planning and $185,950 forgeneral administration.* Program Income: Approximately

$300,000 in revolving loan funds forhomeowner improvement loans.* Sm a l l C i t i e s & Town sh i p s -

$22,000 for Mendota public facilities;and $14,300 for Randolph pub l icimprovement.* Inver Grove Heights - $52,000 for

acquisition and clearance of blightedproperty in floodplain; $52,000 forhome improvement loans.* Mendota Heights - $24,500 for

home improvement loans* South St Paul - $37,000 for home

improvement loans; $37,000 for acqui-sition of blighted property.* West St Paul - $75,000 for home

improvement loans.* Apple Valley - $7,500 for senior

public services; $107,500 for homeimprovement loans.* Burnsv i l le - $94,550 for home

improvemen t loans and remodelgrants; $73,000 for senior and youthpublic services; $36,800 for publicimprovement; and $12,000 for generaladministration.* E a g a n - $ 6 0 , 8 8 8 f o r h ome

improvement loans; $81,642 for homeweatherization loans; $35,000 forsenior and youth public services.* Farmington - $39,800 for home

improvement loans.* Hastings - $63,500 for assessment

abatement.* Lakev i l le - $57 ,750 for home

improvement loans; $57,750 for spotacquisition and clearance.* Rosemount - $48,500 for home

weatherization loans.* Northfield - $20,000 for home-

buyer assistance loans; $44,000 forhome improvement loans.Summary of the proposed uses for

the 2012 HOME and Estimated Pro-gram Income:* Land Acquisition and New Con-

struction: $392,250 for the develop-ment of affordable housing locatednorth of College Trail East and east ofBower Path in Inver Grove Heights andlocated east of Highway 13 and northof Yankee Doodle Road in Eagan. Thisaffordable workforce housing will betargeted to families with children.* Community Development Housing

Organization (CHDO): $78,450 avail-able for eligible Dakota County Com-munity Housing Development Organi-zations.* Administration: $78,790 for the

administra t ion of HOME fundedp rojec ts and HOME Conso r t iumrelated responsibilities.* Program income: Approximately

$300,000 as additional funding for ahomeowner rehabilitation loan pro-gram.Written and/or oral comments may

be submitted to the CDA to the atten-tion of Andrea Brennan, Director ofCommunity and Economic Develop-ment, Dakota County CDA, 1228 TownCentre Drive, Eagan, MN 55123. Tele-p h o n e : 6 5 1 - 6 7 5 - 4 4 6 4 , F a x :651-287 -8020 , MN Relay Serv ice:1-800-627-3529. This information isa lso ava i lab le on our webs i te a twww.dakotacda.org .Written commentswill be accepted now through April 8,2012.2929253 3/8/12

PUBLIC NOTICENOTICE TO CREDITORS OF

DISSOLUTIONDAN WOHLER’S SOUTHSIDE

HEATING & AIR CONDITIONING OFAPPLE VALLEY, INC.

P l e a s e t ake no t i c e th a t DANWOHLER'S SOUTHSIDE HEATING &AIR CONDITIONING OF APPLE VAL-LEY, INC., a Minnesota corporationwith a registered address of 6950 W146th St. #106, Apple Valley MN55124 is in the process of dissolvingthe corporation.Notice of Intent to Dissolve was filed

with the Minnesota Secretary of Stateon February 20, 2012.Any and all claims against the corpo-

ration must be presented to the corpo-ration on or before May 31, 2012 to thefollowing address:Dan Wohler’s Southside Heating & AirConditioning of Apple Valley, Inc.c/o Mitchell KingKretsch & Gust, PLLC5151 Edina Industrial Blvd., #650Minneapolis, MN 554392926423 3/8-3/29/12

PUBLIC NOTICEDakota County Community

Development AgencyNot ice is hereby given that the

Dakota County Community Develop-ment Agency (CDA) will hold a publichearing on Tuesday, March 20, 2012beginning at 3:30 p.m. to consider thesale, transfer and/or exchange of prop-erty currently owned by the CDA. TheDakota County CDA Board of Commis-sioners will hold this hearing at theCDA offices located at 1228 Town Cen-tre Drive, Eagan, Minnesota.The proposed parcels to be sold,

trans ferred and /or exchanged arehereby described as Lot 8, Block 21,Jackson and Bidwell's Addition toWest St. Paul, Dakota County, Minne-sota (888 Stryker Ave., West St. Paul).Persons seeking more information

on this proposed sale, transfer and/orexchange of property should contactAndrea Brennan at the Dakota CountyCDA, 1228 Town Centre Drive, Eagan,MN 55123, telephone (651) 675-4464.Public comments may be submittedorally or in writing to the CDA throughthe public hearing held on March 20,2012.2926411 3/8/12

PUBLIC NOTICENOTICE OF INTENT TO DISSOLVE

THE GUILD OFCATHOLIC WOMEN, INC.

To: Creditors and Claimants of TheGuild of Catholic Women, Inc., aMinnesota non-profit corporation("GCW")

PLEASE TAKE NOTICE that:(1) GCW is in the process of dissolv-

ing;(2) The Corpora t ion has f i led a

Notice of Intent to Dissolve with theSecretary of State for the State of Min-nesota;

(3) Such Notice was filed on Novem-ber 23, 2011;

(4) Written claims against GCW mustbe presented at 101 East Fifth Street,Su i te 2300 , S t . Pau l , M inneso ta55101; and

(5) Claims must be received by thedate which is 90 days after the date ofthe first publication of this Notice.

This Notice is given by The Guild ofCatholic Women, Inc.Kueppers, Kronschnabel & Daly, P.A.Attorneys for Dissolving Corporation101 East Fifth Street, Suite 2300St. Paul, MN 551012908802 2/16-3/8/12

PUBLIC NOTICENOTICE TO THE CREDITORS OF

AND CLAIMANTS AGAINSTCLAIR CORPORATION

NOTICE IS HEREBY GIVEN by ClairCorporation (“the Corporation”) that:1. The Corporation is in the process

of dissolving.2. The Corporation filed with the

Minnesota Secretary of State a Noticeof Intent to Dissolve.

3. The Notice of Intent to Dissolvewas filed with the Minnesota Secretaryof State on February 10, 2012.4. All claims by creditors or claim-

ants must be in writing and must befiled with Chandler and Brown, Ltd.,332 Minnesota Street, Suite W2610, St.Paul, MN 55101.5. All claims by creditors or claim-

ants must be received on or before 90days from the date of first publicationof this notice. Any creditor or claim-ant who fails to file a claim on orbefore May 23, 2012 (90 days from thedate of first publication of this notice),and all those claiming through orunder the creditor or claimant are for-ever barred from suing on that claim orotherwise realizing upon or enforcingit except as otherwise provided in Min-nesota Statutes Section 302A.781.2911100 2/23-3/15/12

PUBLIC NOTICENOTICE OF VOLUNTARY

MORTGAGE FORECLOSURE SALE

Date: March 1, 2012THE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTIFICATIONOF THE ORIGINAL CREDITORWITHIN THE TIME PROVIDED BYLAW IS NOT AFFECTED BY THISACTION

NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE, DATE AND

PLACE OF RECORDING: July 26, 2006,recorded August 9, 2006, in the officeof the Dakota County Registrar ofTitles as Document No. 595680.MORTGAGOR: Southview Sanitation,

Inc., a Minnesota corporationMcPhillips Trucking, Inc., a Minne-

sota corporationWilliam McPhillipsMORTGAGEE: River Country Coop-

erativeASSIGNMENTS OF MORTGAGE:

NoneDATE OF VOLUNTARY FORECLO-

SURE AGREEMENT: February 10, 2012MORTGAGED PROPERTY ADDRESS:

N/ATAX PARCEL I.D. #20.01100.27.012LEGAL DESCRIPTION OF PROP -

ERTY:That part of the NW 1⁄4 of the NW 1⁄4 ofSection 11, T27N, R22W, DakotaCounty, Minnesota, and that part ofGovernment Lot 8, said Section 11,described as follows:Commencing at the northwest cor-ner of said Section 11; thence S 89degrees 06 minutes 40 seconds E.,assumed bearing along the northline of said Section 11 a distance of1 1 2 0 . 1 8 f e e t t o th e e a s t e r l yright-of-way line of S.T.H. No. 56 asbuilt and monumented by the Min-nesota Department of Transporta-tion, said point being marked by aJudicial Landmark and being thepoint of beginning of the parcel to bedescribed; thence S. 6 degrees 50minutes 27 seconds W, along saidright-of-way, 270.59 feet; thence S.83 degrees 09 minutes 33 seconds E.along said right-of-way, 15.00 feet;thence S. 6 degrees 50 minutes 27seconds W. along said right-of-way,150.00 feet; thence N. 83 degrees 09minutes 33 seconds W. along saidright-of-way, 15.00 feet; thence S. 6degrees 50 minutes 27 seconds W.along said right-of-way, 295.38 feetto the north line of the south 600.00feet of said NW 1⁄4 of the NW 1⁄4, saidpoint being marked by a JudicialLandmark; thence S. 89 degrees 06minutes 42 seconds E. along saidnorth line of the south 600.00 feetand the north line of the south600.00 feet of said Government Lot8, a distance of 655.38 feet to thewesterly right-of-way line of the Chi-cago and North Western Transporta-tion Company railroad right-of-way,said point being marked by a Judi-cial Landmark; thence N 6 degrees53 minutes 41 seconds W. along saidwesterly right-of-way line, 718.73feet to the north line of said Section11, said point being marked by aJudicial Landmark; thence N. 89degrees 06 minutes 40 seconds W.along said Section line, 483.79 feet,to the point of beginning and thereterminating.COUNTY IN WHICH PROPERTY IS

LOCATED: DakotaORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $200,000.00AMOUNT DUE AND CLAIMED TO BE

DUE AS OF THE DATE OF THISNOTICE, INCLUDING TAXES, IF ANY,PAID BY MORTGAGEE: $272,882.06No action or proceeding at law is

now pending to recover the deb tsecured by the Mortgage, or any partthereof. The holder of the Mortgagehas complied w ith a l l condit ionsprecedent to acceleration of the debts e c u r e d b y t h e M o r t g a g e a n dforeclosure of the Mortgage, and allnot ice and other requ irements ofapplicable statutes.

Pursuan t to the powe r of sa l econ ta i ned in the Mo r tgage , theabove-described property will be soldby the Sheriff of Dakota County asfollows:

DATE AND TIME OF SALE: April 19,2012, at 10:00 a.m.

PLACE OF SALE: Dako t a Coun t yEnforcement Center, 1580 Highway 55,Hastings, MN 55033to pay the debt then secured by saidMortgage, and taxes, if any, on saidproperty, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin 120 days from the date of thesale by the mortgagors, their personalrepresentatives or assigns. A holder ofa junior lien may redeem in the orderand manner provided in Minn. Stats. §582.32, subdivision 9, beginning afterth e e x p i r a t i o n o f mo r t g a g o r ' sredemption period.

River Country CooperativeMortgagee

ECKBERG, LAMMERS, BRIGGS,WOLFF & VIERLING, PLLP/S/ Nicholas J. VivianAttorneys for Mortgagee1809 Northwestern AvenueStillwater, MN 55082Telephone: (651) 439-28782926826 3/8-3/29/12

PUBLIC NOTICENOTICE AND ORDER OF HEARINGON PETITION FOR PROBATE OFWILL AND APPOINTMENT OF

PERSONAL REPRESENTATIVE ANDNOTICE TO CREDITORS

STATE OF MINNESOTACOUNTY OF DAKOTA

DISTRICT COURTPROBATE DIVISION

FIRST JUDICIAL DISTRICTCourt File No. 19HA-PR-12-151

Estate of JEANNE H. SHOBERG,Decedent.It is Ordered and Notice is given that

on April 10, 2012, at 9:00 a.m., a hear-ing will be held in this Court at DakotaCounty Judicial Center, Probate Divi-sion, 1560 Highway 55, Hastings, Min-nesota, for the formal probate of aninstrument purporting to be the will ofthe Decedent, dated November 7, 2011,and for the appointment of KeithShoberg, whose address is 4408 Cas-sandra Drive, Flower Mound, TX 75022as persona l representat ive of theEstate of the Decedent in an UNSU-PERVISED administration. Any objec-tions to the petition must be filed withthe Court prior to or raised at the hear-ing. If proper and if no objections arefiled or raised, the personal represen-tative will be appointed with full powerto administer the Estate including thepower to collect all assets, to pay alll e g a l d eb t s , c l a im s , t a x e s andexpenses, to sell real and personalproperty, and to do all necessary actsfor the Estate.Notice is also given that (subject to

Minn. Stat. 524.3-801) all creditorshaving claims against the Estate arerequired to present the claims to thepersonal representative or to the CourtAdministrator within four months afterthe date of this Notice or the claimswill be barred.Date: 3-2-12

Shawn M. MoynihanJudge

(COURT SEAL)Attorney for Personal RepresentativeEdmund C. Meisinger60 East Marie, Suite 109West St. Paul, MN 55118Attorney License No.: 71833Telephone: 651-457-2827FAX: 651-457-98872929271 3/8-3/15/12

PUBLIC NOTICEMINNESOTA SECRETARY OF STATECERTIFICATE OF ASSUMED NAMEMinnesota Statutes, Chapter 333The filing of an assumed name does

not prov ide a user w ith exc lus iver ights to that name. The fil ing isrequired for consumer protection inorder to enable consumers to be ableto identify the true owner of a busi-ness.1. List the exact assumed name

under which the business is or will beconducted: Benecomplink

2. Principal Place of Business: 4660Slater Road, Suite 146, Eagan, MN55122

3. List the name and complete streetaddress of all persons conductingbusiness under the above AssumedName, OR if an entity, provide the legalcorporate, LLC, or Limited Partnershipname and registered office address.

America’s Benefits Test, Inc., 4660Slater Road, Suite 146, Eagan, MN551224. I, the undersigned, certify that I

am signing this document as the per-son whose signature is required, or asagent of the person(s) whose signa-ture would be required who has autho-rized me to sign this document onhis/her behalf, or in both capacities. Ifurther certify that I have completed allrequired fields, and that the informa-tion in this document is true and cor-rect and in compliance with the appli-cable chapter of Minnesota Statutes. Iunderstand that by signing this docu-ment I am subject to the penalties ofperjury as set forth in Section 609.48as if I had signed this document underoath.Date: 12/8/11

Scott Becker, President2929413 3/8-3/15/12P

PUBLIC NOTICEMINNESOTA SECRETARY OF STATE

AMENDMENT TOCERTIFICATE OF ASSUMED NAMEMinnesota Statutes, Chapter 333The filing of an assumed name does


under which the business is or will beconducted: IMC of Minnesota

2. Principal Place of Business: 1503Highway 13 East, Burnsville, MN 55337


Viking Magazine Service Inc., 1503Highway 13 East, Burnsville, MN 553374. This certificate is an amendment

of Certificate of Assumed Name FileNumber 4019384-2 originally filed on10/14/2010 under the name IMC ofMinnesota.5. I, the undersigned, certify that I

am signing this document as the per-son whose signature is required, or asagent of the person(s) whose signa-ture would be required who has autho-rized me to sign this document onhis/her behalf, or in both capacities. Ifurther certify that I have completed allrequired fields, and that the informa-tion in this document is true and cor-rect and in compliance with the appli-cable chapter of Minnesota Statutes. Iunderstand that by signing this docu-ment I am subject to the penalties ofperjury as set forth in Section 609.48as if I had signed this document underoath.

Date: 11/18/11David J. Moulder, CEO

2929787 3/8-3/15/12P


not prov ide a user w ith exc lus iver ights to that name. The fil ing isrequired for consumer protection inorder to enable consumers to be ableto identify the true owner of a busi-ness.1. State the exact assumed name

under which the business is or will beconducted: Raging Coders

2. State the address of the principalplace of business: 20182 KensingtonWay, Lakeville, MN 55044


John W Doll Jr, 20182 KensingtonWay, Lakeville, MN 550444. I, the undersigned, certify that I

am signing this document as the per-son whose signature is required, or asagent of the person(s) whose signa-ture would be required who has autho-rized me to sign this document onhis/her behalf, or in both capacities. Ifurther certify that I have completed allrequired fields, and that the informa-tion in this document is true and cor-rect and in compliance with the appli-cable chapter of Minnesota Statutes. Iunderstand that by signing this docu-ment I am subject to the penalties ofperjury as set forth in Section 609.48as if I had signed this document underoath.Date: June 20, 2011

John W Doll Jr Owner2920099 3/1-3/8/12P



under which the business is or will beconducted: Crosstown Tire & Auto

2. Principal Place of Business: 12001County Road 11, Burnsville, MN 55337


Panda Automo t ive, Inc . , 12001County Road 11, Burnsville, MN 553374. I, the undersigned, certify that I


Panda Automotive, Inc.,by Perry G. Linn, Its President

2924962 3/8-3/15/12



under which the business is or will beconducted: Crosstown Auto Repair

2. Principal Place of Business: 12001County Road 11, Burnsville, MN 55337


Panda Automo t ive, Inc . , 12001County Road 11, Burnsville, MN 553374. I, the undersigned, certify that I

am signing this document as the per-son whose signature is required, or asagent of the person(s) whose signa-ture would be required who has autho-rized me to sign this document onhis/her behalf, or in both capacities. Ifurther certify that I have completed allrequired fields, and that the informa-tion in this document is true and cor-rect and in compliance with the appli-cable chapter of Minnesota Statutes. Iunderstand that by signing this docu-ment I am subject to the penalties ofperjury as set forth in Section 609.48as if I had signed this document underoath.Date: 1-10-12

Panda Automotive, Inc.,by Perry G. Linn, Its President

2924969 3/8-3/15/12

��

��

PUBLIC NOTICENOTICE OF SHERIFF’S SALE

UNDER JUDGMENT AND DECREESTATE OF MINNESOTACOUNTY OF DAKOTA

DISTRICT COURTFIRST JUDICIAL DISTRICT

(Mortgage Foreclosure by Action)Court File No. 19HA-CV-11-6056

_______________________________Vermillion State Bank,

Plaintiff,v.R o b e r t W . M e l s o n , V i c k i L .Breitschwerdt, J. Doe I-V and XYZ Co.I-V,

Defendants._______________________________Notice is hereby given that under

and by virtue of a judgment entered inthe above-entitled action on January17, 2012, a certified copy of which hasbeen delivered to me directing sale ofthe property hereinafter described tosatisfy the amount found and adjudgeddue to the Plaintiff in the above actionfrom Defendants Robert W. Melson andVicki L. Breitschwerdt, the Sheriff ofDakota County will sell at public auc-tion, to the highest bidder for cash, onApril 6, 2012, at 10:00 a.m., at theSheriff 's Office, 1580 Highway 55,Hastings, MN, in said state and county,the premises and real estate describedin said judgment, being in DakotaCounty, Minnesota, to wit:PARCEL 1:Lots 5 and 6, Block 9, Town of Hast-ings, according to the recorded platthereof , and s i tua te in Dako taCounty, Minnesota.Property address: 415 - 2nd StreetWest, Hastings, MNParcel I.D. No. 19-32150-09-060

ANDPARCEL 2:The SW 1⁄4 of NW 1⁄4 of SE 1⁄4; and NW1⁄4 of NW 1⁄4 of SE 1⁄4 of Section 18,Township 113, Range 19, accordingto the United States GovernmentSurvey thereof and situate in DakotaCounty, Minnesota.Property address: unknownParcel I.D. Nos.: 07-01800-80-010;07-01800-79-010; 07-01800-78-010

subject to redemption within six (6)months after confirmation of said sale.THE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.Date: February 17, 2012

DAVE BELLOWS,Sheriff of Dakota CountyBy:/s/Robert Shingledecker

DeputyRalph L. Moore, I.D. #74780STEIN & MOORE, P.A.Attorneys for Plaintiff332 Minnesota Street, #W-1650St. Paul, MN 55101(651) 224-96832914400 2/23-3/29/12

PUBLIC NOTICEORDER TO SHOW CAUSE



COURT FILE NO. 19HA-CV-12-150Case Type: Torrens

In the matter of the Petition of:Leonard L. Barber and Veroonika Bar-ber, husband and wife,in Relation to Certificate of Title No.143731 issued for land in the Countyof Dakota and State of Minnesotalegally described as follows:

Lot Thirty-one (31), Block Five (5), inGreenleaf First Addition according tothe plat thereof.

TO: MICHAEL CORCORAN;JODI CORCORAN;

and to parties, if any, in possession ofsaid premises adverse to the Peti-tioner.Upon receiving and filing the Report

of the Examiner of Titles in the aboveen t i t l e d m a t t e r , I T I S HEREBYORDERED, that you and all personsinterested, appear before this Court onthe 11th day of April, 2012, at 9:00a.m. in the Dakota County Govern-ment Center, Hastings, Minnesota, andthen, or as soon thereafter as saidmatter can be heard, show cause, ifany there be, why this Court shouldnot enter an Order as follows:That the Contract for Deed Docu-ment No. 644207 has been cancelledpursuant to law and that any inter-est of Michael Corcoran and JodiCorcoran in the premises is herebyterminated. The Registrar of Titles,is to show by memorial upon Cer-tificate of Title No. 143731 that allrights under the Contract for DeedDocument No. 644207 have beenterminated and to omit from futureCertificates of Title issued for thepremises the memorial of the Con-tract for Deed Document No. 644207and the No t ice of Cancel la t ionDocument No. 686795 and also omitthe memorials of 557631, 619710,620266, and 641608 and the memo-rial of this Order.IT IS FURTHER ORDERED, that this

Order be served:a) at least 10 days prior to such hear-

ing upon the above named partiesresiding in this State in the mannerprovided by law for service of Sum-mons in a civil action;b) it shall be served at least 14 days

prior to such hearing upon any of theabove named nonresidents by sendinga copy of this order to such nonresi-dent at his post office address, by reg-istered or certified mail, return receipt;c) it shall be served upon any party

who cannot be found by two weekspublished notice and by sending acopy of this Order at least 14 daysprior to the hearing by first class mailto such party a t this last knownaddress and by sending another copyof this Order at least 14 days prior tothe hearing by first class mail to hisaddress as stated on the Certificate ofTitle if an address is so stated.Dated: 2/24/12

BY THE COURT:/s/ Patrice SutherlandJudge of District Court

APPROVED: JAMES P. O'CONNELLEXAMINER OF TITLES

BY: /s/ James P. O’ConnellJAMES P. O'CONNELL

Attorney for Petition:Timothy D. ErbBarna, Guzy & Steffen, LTD400 Northtown Financial Plaza200 Coon Rapids BoulevardMinneapolis, MN 55433Attendance is not required at saidhearing except to object to the entry ofthe above described Order.2924931 3/8-3/15/12

PUBLIC NOTICESTATE OF WISCONSIN

CIRCUIT COURTPOLK COUNTY PUBLICATION

SUMMONSCase No. 11-CV-774

The Honorable Molly E. GaleWyrickCase Code 30404

(Foreclosure of Mortgage)The amount claimed exceeds $5000.00

Wells Fargo Bank, NA, 3476 StateviewBlvd., Fort Mill, SC 29715, Plaintiff vs.Vicki L. O'Day, Richard E. Keefe, JaneDoe Keefe and John Doe O'Day, 111Kellogg Blvd. E, Apt. 2910, Saint Paul,MN 55101-1227, Defendants

THE STATE OF WISCONSINTo each person named above as a

defendant: You are hereby notified thatthe plaintiff named above has filed alawsuit or other legal action againstyou. Within 40 days after March 1,2012 you must respond with a writtendemand for a copy of the complaint.The demand must be sent or deliveredto the court, whose address is 1005 WMain Street, Ste. 300, Balsam Lake, WI54810 and to Gray & Assoc iates ,L .L .P . , plaintiff 's attorney , whoseaddress is 16345 W. Glendale Dr., NewBerlin, WI 53151-2841. You may havean attorney help or represent you.If you do not demand a copy of the

complaint within 40 days, the courtmay grant judgment against you forthe award of money or other legalaction requested in the complaint, andyou may lose your right to object toanything that is or may be incorrect inthe complaint. A judgment may beenforced as provided by law. A judg-ment awarding money may become alien against any real estate you ownnow or in the future, and may also beenforced by garnishment or seizure ofproperty. Dated this 22nd day of Feb-ruary, 2012. William N. Foshag, StateBar No. 1020417, Gray & Associates,L.L.P., Attorneys for Plaintiff, 16345 W.G l e n d a l e D r . , N e w B e r l i n , W I53151-2841, (414) 224-8404, (414)224-1237. Gray & Associates, L.L.P. isattempting to collect a debt and anyinformation obtained will be used forthat purpose. If you have previouslyreceived a discharge in a chapter 7bankruptcy case, this communicationshould not be construed as an attemptto hold you personally liable for thedebt.2923007 3/1-3/15/12P

PUBLIC NOTICENOTICE OF PUBLIC HEARING

As required by the Quality Housingand Work Responsibility Act of 1998,notice is hereby given that the DakotaCounty Community DevelopmentAgency's Board of Commissioners willhold a Public Hearing on Tuesday,March 20, 2012 at 3:30 p.m. at theDakota County Community Develop-ment Agency's office to a f ford anopportunity for the public to commenton the Dakota County CDA's PublicHousing Agency Annual Plan and Capi-tal Fund activities for 2012.Persons who w ish to test i fy are

requested to contact Sarah Bigham atthe Dakota County CDA, 1228 TownCentre Drive, Eagan, MN 55123. Tele-phone: 651-675-4432; MN Relay Ser-v i c e : 1 - 8 0 0 - 6 2 7 - 3 5 2 9 ; F a x :651-675-4444, prior to 4:30 p.m. onFriday, March 16, 2012. If you requirespecial accommodations, please con-tact the CDA.2929142 3/8/12



under which the business is or will beconducted: US Federal CU AdvisorsRetirement: Investments: Insurance

2. Principal Place of Business: 1400Riverwood Drive, Burnsville, MN 55337


US Federal Credit Union, 1400 Riv-erwood Drive, Burnsville, MN 553374. I, the undersigned, certify that I

am signing this document as the per-son whose signature is required, or asagent of the person(s) whose signa-ture would be required who has autho-rized me to sign this document onhis/her behalf, or in both capacities. Ifurther certify that I have completed allrequired fields, and that the informa-tion in this document is true and cor-rect and in compliance with the appli-cable chapter of Minnesota Statutes. Iunderstand that by signing this docu-ment I am subject to the penalties ofperjury as set forth in Section 609.48as if I had signed this document underoath.

Date: February 20, 2012David G. Hellmuth, General Counsel

(Attorney for US Federal Credit Union)2926301 3/8-3/15/12P



under which the business is or will beconducted: Malnati Chic Photography

2. Principal Place of Business: 1669Boardwalk, Eagan, MN 55122


Nina Noack, 1669 Boardwalk, Eagan,MN 551224. I, the undersigned, certify that I


Nina Noack Owner2918895 3/1-3/8/12P



under which the business is or will beconducted: Sampson Communications

2. Principal Place of Business: 1795Covington Ln, Eagan, MN 55122


Carolyn Ann Sampson, 1795 Coving-ton Ln, Eagan, MN 551224. I, the undersigned, certify that I


Carolyn Sampson, President2929420 3/8-3/15/12P

PUBLIC NOTICENOTICE OF MORTGAGE

FORECLOSURE SALENOTICE IS HEREBY GIVEN , that

default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: December

27, 2006.MORTGAGOR(S): MDG Properties,

LLC, a Minnesota limited liabilitycompany.MORTGAGEE: Lehman Brothers

Bank, FSB.DATE AND PLACE OF RECORDING:

Filed January 4, 2007, Dakota CountyRecorder, as Document No. 2485996.ASSIGNMENT(S) OF MORTGAGE:

Assigned to Bayview Loan Servicing,LLC, by assignment dated January 5,2007, filed for record April 29, 2009, asDocument No. 2653417.The land described in said mortgage

is not registered land.MORTGAGE HOLDER (as defined in

section 58.02):Transaction Agent: NA.Transaction Agent's Mortgage Identi-

fication Number on Mortgage: NA.Lender or Broker: Bayview Loan

Servicing, LLC.Residential Mortgage Servicer: NA.MORTGAGE ORIGINATOR (as defined

in section 58.02): Lehman BrothersBank, FSB.MORTGAGED PROPERTY ADDRESS:

3105 East 65th Street, Inver GroveHeights, MN, 55076.T A X P A R C E L I . D . N O . :

20-00300-28-015.LEGAL DESCRIPTION OF PROP -

ERTY: The East 150.00 feet of the West631.00 feet of the South 453.33 feet ofthe South 1⁄2 of the Northwest 1⁄4 ofSection 3, Township 27, Range 22,Dakota County , M innesota , ly ingno r thwes te r ly o f the fo l l ow i ngdescribed line: Commencing at theSouthwest corner of said Northwest 1⁄4;thence easterly along the South line ofsaid Northwest 1⁄4, a distance of 599.94feet to the point of beginning of theline to be described; thence northeast-erly a distance of 179.96 feet, along atangen t ia l curve, concave to thenorthwest, with a central angle of 50degrees 38 minutes 00 seconds, and aradius of 203.63 feet; thence north-easterly tangent to said curve a dis-tance of 416.11 feet; thence northeast-erly a distance of 181.36 feet, along atangen t ia l curve, concave to thenorthwest, with a central angle of 33degrees 03 minutes 44 seconds, and aradius of 314.29 feet, to the South lineof the North 1859.22 feet and thereterminating.COUNTY IN WHICH PROPERTY IS

LOCATED: Dakota.ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $475,500.00.AMOUNT CLAIMED TO BE DUE ON

THE MORTGAGE ON THE DATE OFTHIS NOTICE: $552,365.23.The holder of the mortgage has com-

plied with all conditions precedent toacceleration of the debt secured by themortgage and foreclosure of the mort-gage and all notice and other require-ments of applicable statutes. That noaction or proceeding has been insti-tuted at law or otherwise to recover thedebt secured by said mortgage, or anypart thereof.PURSUANT to the power of sale con-

tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:DATE AND TIME OF SALE: April 19,

2012 at 10:00 a.m.PLACE OF SALE: Sheriff 's main

of f ice in the Dako ta Coun ty LawEnforcement Center, 1580 Highway 55,Lobby #S-100, in the City of Hastings,County of Dakota, State of Minnesota.to pay the debt then secured by saidmortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assigns.MORTGAGOR(S) RELEASED FROM

FINANCIAL OBLIGATION ON MORT-GAGE: none.Dated: February 24, 2012.

BAYVIEW LOAN SERVICING, LLC,Assignee

/s/ Sarah M. ZachSARAH M. ZACH -for-Atty. I.D. #391758MURNANE BRANDTAttorneys for Assignee30 East Seventh Street, Suite 3200St. Paul, Minnesota 55101Telephone (651) 227-941113940232921937 3/1-4/5/12

PUBLIC NOTICENOTICE OF MORTGAGEFORECLOSURE SALE

THE RIGHT TO VERIFICATIONOF THE DEBT AND IDENTITY OFTHE ORIGINAL CREDITOR WITHINTHE TIME PROVIDED BY LAW ISNOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN , that

default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: M a r c h 3 0 ,

2010MORTGAGOR: Mar ie A . Da lton, A

single Person.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded April 15, 2010, Dakota

Coun ty Recorder , Documen t No.2724871.

ASSIGNMENTS OF MORTGAGE :Assigned to: U.S. Bank National

Association.TRANSACTION AGENT: Mortgage

Electronic Registration Systems, Inc.TRANSACTION AGENT 'S MORT -

GAGE IDENTIFICATION NUMBER ONMORTGAGE: 100021200000582790

LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE : U .S . Bank Na t iona lAssociation

RESIDENTIAL MORTGAGE SER -VICER: U.S. Bank Home Mortgage

MORTGAGED PROPERTY ADDRESS:1915 Sapphire Point, Eagan, MN 55122

T A X P A R C E L I . D . # :10-20452-01-170

LEGAL DESCRIPTION OF PROP -ERTY:

Lot 17, Block 1, Diffley Commons3rd Addition, County of Dakota ,State of MinnesotaCOUNTY IN WHICH PROPERTY IS



DUE AS OF DATE OF NOTICE, INCLUD-ING TAXES, IF ANY, PAID BY MORT-GAGEE: $117,446.40

That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-

Mortgagee/Assignee of Mortgagee complied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the debtsecured by said mortgage, or any partthereof;

PURSUANT to the power of sale con-tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:

DATE AND TIME OF SALE: March23, 2012 at 10:00 AM

PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.

TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on September 24, 2012 ,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROMFINANCIAL OBLIGATION ON MORT-GAGE: None

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."

Dated: January 24, 2012.U.S. Bank National AssociationMortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688819-3279THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.2895820 2/2-3/8/12

PUBLIC NOTICENOTICE OF ASSESSMENT LIEN

FORECLOSURE SALEDate: January 11, 2012YOU ARE NOTIFIED THAT:1. Default has occurred in the terms

and conditions of the Declaration forGardenview Place Association (herein-after the "Association") which wasrecorded as Document No. 1109609, inthe Office of the County Recorder ofDako t a Coun t y , M i nn e so t a , a samended, covering the following prop-erty:LEGAL DESCRIPTION: Lot 39,Block 1, Gardenview Place FirstAddition, Dakota County,MinnesotaSTREET ADDRESS : 14370Hickory Way, Apple Valley, MN55124T A X P A R C E L I D N O .01-28950-01-3902. Pursuant to said Declaration,

there is claimed to be due and owingas of January 11, 2012, from BrandonBetz, title holder, to the Association, aMinnesota non-profit corporation, theamount of $2,328.00 for unpaidassociation dues, late fees, attorneys'fees and costs, plus any other suchamounts that will accrue after Janu-ary 11, 2012, including reasonableattorneys' fees and costs of collectionand foreclosure which will be added tothe amount claimed due and owing atthe time of the sale herein.

3. No action is now pending at law orotherwise to recover said debt or anypart thereof.4. That all preforeclosure require-

ments have been met.5. The owner has not been released

from the owner's financial obligationto pay said amount.

6. The Declaration, referenced above,provides for a continuing lien againstthe property. A Notice of Lien evi-dencing the amount due was recordedon November 9, 2011, as DocumentNo. 2829617 in the Dakota CountyRecorder's Office.

7. Pursuant to the power of sale con-tained in the same Declaration andgranted by the owner in taking title tothe premises subject to said Declara-tion, said Lien will be foreclosed by thesale of said property by the Sheriff ofDakota County, at the Dakota CountySheriffs Office, Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100 , Hastings, MN 55033, onthe 22nd day of March, 2012, at10:00 a.m. at public auction to thehighest bidder, to pay the amount thendue for said assessments, togetherwith the costs of foreclosure, includ-ing attorneys fees as allowed by law.8. The t ime a l lowed by law for

redemption by the unit owner, his per-sonal representatives or assigns is six(6) months from the date of sale. Thedate and time to vacate the propertyis 11:59 p.m. on September 24,2012, if the account is not rein-stated or the owners do not redeemfrom the foreclosure sale.

from the foreclosure sale.REDEMPTION NOTICE

THE TIME ALLOWED BY LAWFOR REDEMPTION BY THE MORT-GAGOR, THE MORTGAGOR'S PER-SONAL REPRESENTATIVES ORASSIGNS, MAY BE REDUCED TOFIVE WEEKS IF A JUDIC IALORDER IS ENTERED UNDER MIN-NESOTA STATUTES , SECTION582.032, DETERMINING, AMONGOTHER TH INGS , THAT THEMORTGAGED PREMISES AREIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USEDIN AGRICULTURAL PRODUCTION,AND ARE ABANDONED.9. THIS IS A COMMUNICATION FROM

A DEBT COLLECTOR ATTEMPTING TOCOLLECT A DEBT. ANY INFORMA-TION OBTAINED WILL BE USED FORTHAT PURPOSE.

GARDENV I EW PLACEASSOCIATION

Attorneys for Gardenview PlaceAssociationTHOMSEN & NYBECK, P.A.By:Gretchen S. Schellhas (#195595)3600 American Blvd. West, Suite 400Bloomington, Minnesota 55431(952) 835-7000(Gardenview Place/Betz/11-7-497D)2893903 2/2-3/8/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 28, 2010MORTGAGOR:Ma r i a D e l R e a l , A

Single Person.MORTGAGEE: Homeservices Lend-

ing, LLC Series A DBA Edina RealtyMortgage.

DATE AND PLACE OF RECORDING:Recorded June 9, 2010 , Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: Wells Fargo Bank, N.A..

And thereafter assigned to: MinnesotaHousing Finance Agency. And thereaf-ter assigned to: Wells Fargo Bank,N.A.. And thereafter assigned to: U.S.Bank National Association.

TRANSACTION AGENT: NONETRANSACTION AGENT 'S MORT -

GAGE IDENTIFICATION NUMBER ONMORTGAGE: NONE

LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Homeservices Lending,LLC Series A DBA Edina Realty Mort-gage


MORTGAGED PROPERTY ADDRESS:617 10TH Street , Farmington, MN55024

T A X P A R C E L I . D . # :14-22501-03-040


Lot 4, Block 3 East Farmington Sec-ond Addition, Dakota County, Min-nesota.COUNTY IN WHICH PROPERTY IS




That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the debtsecured by said mortgage, or any partthereof;




TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on September 24, 2012,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.


"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-

��

��

PUBLIC NOTICEORDER TO SHOW CAUSE



COURT FILE NO. 19HA-CV-12-466In the Matter of the Petition of:U.S. Bank National Association,in Relation to Certificate of Title No.129923 issued for land in the Countyof Dakota and State of Minnesotalegally described as follows:Lot Five (5), Block Four (4) in Don-nywood according to the plat thereof.

TO: NICHOLAS R. SCHNARR;JENNIFER PERRY;U.S. BANK, NATIONALASSOCIATION N.D.;

and to parties, if any, in possession ofsaid premises adverse to the Peti-tioner.Upon receiving and filing the Report

of the Examiner of Titles in the aboveen t i t l e d m a t t e r , I T I S HEREBYORDERED, that you and all personsinterested, appear before this Court onthe 28th day of March, 2012, at 9:00a.m. in the Dakota County Govern-ment Center, Hastings, Minnesota, andthen, or as soon thereafter as saidmatter can be heard, show cause, ifany there be, why this Court shouldnot enter an Order as follows:That the Registrar of Titles, upon thefiling with him of a certified copy ofthis Order, cancel Certificate of TitleNo. 129923 and enter a new Certifi-cate of Title for the land thereindescr ibed in favor of U .S . BankNational Association, subject to thememorial of Document No. 432676but free from all other memorialsnow appearing on the present Cer-tificate of Title, the last of which isDocument No. 677956, and free alsofrom the memorial of this Order.IT IS FURTHER ORDERED, that this

Order be served:a) at least 10 days prior to such hear-

ing upon the above named partiesresiding in this State in the mannerprovided by law for the service ofSummons in a civil action;b) it shall be served at least 14 days

prior to such hearing upon any of theabove named nonresidents by sendinga copy of this Order to such nonresi-dent at his post office address, by reg-istered or certified mail, return receipt;c) it shall be served upon any party

who cannot be found by two weekspublished notice and by sending acopy of this Order at least 14 daysprior to the hearing by first class mailto such party a t this last knownaddress and by sending another copyof this Order at least 14 days prior tothe hearing by first class mail to hisaddress as stated on the Certificate ofTitle if an address is so stated.DATED: 2/6/12

BY THE COURT:David L. KnutsonJudge of District Court

APPROVED: JAMES P. O’CONNELLEXAMINER OF TITLES

BY: /s/ James P. O’ConnellJAMES P. O’CONNELL

Attorney for Petitioner:Adam SoczynskiUsset, Weingarden & Liebo, PLLP4500 Park Glen Road, #300Minneapolis, MN 55416Attendance is not required at saidhearing except to object to the entry ofthe above described Order.2919556 3/1-3/8/12

PUBLIC NOTICECITY OF LAKEVILLE

DAKOTA COUNTY, MINNESOTANOTICE OF HEARING

TO WHOM IT MAY CONCERN:NOTICE IS HEREBY GIVEN that the

City Council will meet at 7:00 p.m. onApril 16, 2012 at the Council Cham-bers, 20195 Holyoke Avenue, Lakeville,Minnesota , to consider certifyingdelinquent water, storm water andsanitary sewer charges to the CountyAuditor with taxes against the prop-erty served and assessing delinquentstreet light charges, together withapplicable service charges and 18%annual interest.The proposed charges and assess-

ment role are on file for public inspec-tion in the City's Finance Department.Written or oral objections will be con-sidered at the public hearing.A property owner may appeal street

light assessments to district courtpursuant to MS Section 429.081 byserving notice of the appeal to theMayor or City Clerk within thirty (30)days after adoption of the assessmentand filing such notice with the districtcourt within ten (10) days after serviceupon the Mayor or Clerk. No appealmay be taken to the district court,however , as to the amoun t of anassessment, unless a written objec-tion, signed by the affected propertyowner, is filed with the City Clerk priorto the assessment hearing or is pre-sented to the presiding officer at thehearing.

DATED this 5th day of March 2012.CITY OF LAKEVILLECharlene Friedges, City Clerk

2930331 3/8/12

PUBLIC NOTICENOTICE OF AND ORDER FORHEARING ON PETITION FOR

FORMAL PROBATE OF WILL ANDAPPOINTMENT OF PERSONAL

REPRESENTATIVE AND NOTICETO CREDITORS



Court File No.: 19HA-PR-12-137In Re: Estate of Dale Leroy Cham-bers, Decedent.It is Ordered and Notice is given that

on April 3, 2012 at 9:00 a.m., a hear-ing will be held in this Court at theDakota County Judicial Center, 1560Highway 55 West, Hastings, Minnesota55033, for the formal probate of aninstrumen t purport ing to be thedecedent’s Will dated August 17, 1990,and a Separate Writing pursuant toMinn. Stat. § 524.2-513, dated October8, 2011, and for the appointment ofCindi Pleschourt, whose address is8925 Bagley Avenue, Northfield, Min-nesota 55057, as personal representa-tive of the estate of the decedent in anunsupervised administration.Any objections to the petition must

be raised at the hearing or filed withthe Court prior to the hearing. If thepetition is proper and no objectionsare filed or raised, the personal repre-sentative will be appointed with thefull power to administer the estate,including the power to collect allassets; pay all legal debts, claims,taxes, and expenses; sell real and per-sonal property; and do all necessaryacts for the estate.Notice is also given that, subject to

Minn. Stat. § 524.3-801, all creditorshaving claims against the decedent’sestate are required to present theclaims to the personal representativeor to the Court within four (4) monthsafter the date of this notice or theclaims will be barred.Dated: Feb. 27, 2012

BY THE COURTArlene PerkkioJudge of District Court

Timothy L. Morisette (MN# 168877)Lampe Law Group, LLP105 East Fifth StreetP.O. Box 240Northfield Minnesota 55057Telephone: (507) 663-1211Facsimile: (507) 663-61142924137 3/1-3/18/12

PUBLIC NOTICENOTICE OF INFORMAL PROBATEOF WILL AND APPOINTMENT OF

PERSONAL REPRESENTATIVE ANDNOTICE TO CREDITORS


FIRST JUDICIAL DISTRICTDISTRICT COURT

PROBATE DIVISIONCourt File No. 19HA-PR-12-131

In Re: Estate of JOAN L. THOMAS,DeceasedTO ALL INTERESTED PERSONS ANDCREDITORS:Notice is hereby given, that an appli-

cation for informal probate of theabove named decedent’s last will,dated February 6, 2012, has been filedwith the Registrar herein, and theapplication has been granted infor-mally probating such will. Any objec-tions may be filed in the above namedcourt and the same will be heard bythe Court upon notice of hearing fixedfor such purposes.Notice is hereby further given that

informal appointment of William T.Olson, whose address is 223 Woo-dridge Lane, Lino Lakes, MN 55014 aspersonal representative of the estate ofthe above named decedent, has beenmade. Any heir, devisee or other inter-ested person may be en t i t led toappointment as personal representa-tive or may object to the appointmentof the personal representative and thepersonal representative is empoweredto fully administer the estate includ-ing, after 30 days from the date ofissuance of letters, the power to sell,encumber, lease or distribute realestate, unless objections thereto arefiled with the Court (pursuant to Sec-tion 524.3-607) and the Court other-wise orders.Notice is further given that ALL

CREDITORS having claims against saidestate are required to present the sameto said personal representative or tothe Court Administrator within fourmonths after the date of this notice orsaid claims will be barred.Dated: Feburary 23, 2012

Heidi CarstensenRegistrarCarolyn M. RennCourt Administrator

Lyle C. Howg, #47661501 M&I Bank Building6625 Lyndale Ave. So.Richfield, MN 55423(612) 861-10152919672 3/1-3/8/12



under which the business is or will beconducted: Forever Daisies

2. Principal Place of Business: 15016Eileen Circle, Burnsville, MN 55306


Kimberly J . Klein, 15016 EileenCircle, Burnsville, MN 553064. I, the undersigned, certify that I


Kimberly J. Klein2930730 3/8-3/15/12P



under which the business is or will beconducted: AMA Construction

2. Principal Place of Business: 1429Lone Oak Road, Eagan, MN 55121


Andrew Michael Hankee, 1429 LoneOak Rd., Eagan, MN 551214. I, the undersigned, certify that I


Andrew M. Hankee - Owner2917215 3/1-3/8/12P

OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."






2003MORTGAGORS: Steven A. Heibel and

Kim L. Heibel, husband and wife.MORTGAGEE:Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded May 9, 2003 , Dako ta


ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc.TRANSACTION AGENT: Mortgage



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: American ResidentialMortgage, LP

RESIDENTIAL MORTGAGE SER -

RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc.

MORTGAGED PROPERTY ADDRESS:991 Livingston Avenue, West SaintPaul, MN 55118

T A X P A R C E L I . D . # :42-48100-110-07


LOT 11, BLOCK 7, B. MICHEL 'SADDITION TO WEST ST . PAUL ,ACCORD I NG TO THE P LA TTHEREOF.COUNTY IN WHICH PROPERTY IS






DATE AND TIME OF SALE: March 20, 2012 at 10:00 AM

PLACE OF SALE: Sher i f f 's O f f ice,Law Enforcement Center, 1580 Hwy55, Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.

TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11 : 5 9 p .m . on _S e p t emb e r 2 0 ,2012_____________________, unless theredemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.



Dated: January 19, 2012.CitiMortgage, Inc.Mortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: June 1, 2006MORTGAGORS: J ame s H o l t an d

Bonita Holt, husband and wife.MORTGAGEE: Mortgage & Invest -

ment Consultants.DATE AND PLACE OF RECORDING:Registered June 22, 2006, Dakota

County Registrar of Titles, DocumentNo. 592672, Certificate of Title No.106415.

ASSIGNMENTS OF MORTGAGE :Assigned to: Option One Mortgage

Corporation. And thereafter assignedto: HSBC Bank USA, National Associa-tion, as Trustee for SG Mortgage Secu-rities Trust 2006-OPT2, Asset BackedCertificates, Series 2006-OPT2.Sa id Mortgage being Registered

Land.TRANSACTION AGENT: NONETRANSACTION AGENT 'S MORT -


LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Mortgage & InvestmentConsultants

RESIDENTIAL MORTGAGE SER -VICER: American Home Mortgage Ser-vicing, Inc

MORTGAGED PROPERTY ADDRESS:750 Keokuk Lane, Mendota Heights,MN 55120

TAX PARCEL I.D. #: 272780006018LEGAL DESCRIPTION OF PROP -

ERTY:Lo t 6 , B lock 18, Fr iendly H i l lsRe-Arr. According to the plat thereofnow on file and of record in theO f f ice of the Registrar of T it leswithin and for said County and State.COUNTY IN WHICH PROPERTY IS

COUNTY IN WHICH PROPERTY ISLOCATED: Dakota

ORIGINAL PRINCIPAL AMOUNT OFMORTGAGE: $256,500.00

AMOUNT DUE AND CLAIMED TO BEDUE AS OF DATE OF NOTICE, INCLUD-ING TAXES, IF ANY, PAID BY MORT-GAGEE: $357,041.93





TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on September 24, 2012unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.



Dated: January 19, 2012.HSBC Bank USA, N.A. as TrusteeMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: November 22,

2002MORTGAGOR: Joanne L. Pavlik, a

single person.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded January 10, 2003, Dakota






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Home Town Mortgage,Inc.


MORTGAGED PROPERTY ADDRESS:1588 Clemson Drive, Eagan, MN 55122


ERTY:Lo t 45, B lock 1, Thomas LakeHe igh t s 2nd Add i t i on , Dako taCounty, Minnesota.COUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, Law

PLACE OF SALE:Sheriff s Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.







NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: September

28, 2007ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $197,796.00MORTGAGOR(S): Ronald Patten and

Angelet Patten, husband and wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor America One Finance, its succes-sors and assigns

DATE AND PLACE OF RECORDING:Recorded: October 08, 2007 Dakota

County RecorderDocument Number: 2548769ASSIGNMENTS OF MORTGAGE:And assigned to: Flagstar Bank, FSBDated: January 18, 2012Transaction Agent: Mortgage Elec-

tronic Registration Systems, Inc.Transaction Agent Mortgage Identifi-

cation Number: 100052550162970114Lender or Broker : Amer ica One

FinanceResidential Mortgage Servicer: Flag-

star Bank, FSBMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 104 12th Ave N,

South Saint Paul, MN 55075-1951T a x P a r c e l I D N u m b e r :

T a x P a r c e l I D N u m b e r :36-83950-00-170LEGAL DESCRIPTION OF PROP -

ERTY: Lot 17, Block A, Wharton 'sAddition to South St. Paul, DakotaCounty, MinnesotaAMOUNT DUE AND CLAIMED TO BE

DUE AS OF DATE OF NOT I CE :$200,209.83THAT all pre-foreclosure require-

ments have been complied with; thatno action or proceeding has been insti-tuted at law or otherwise to recover thedebt secured by said mortgage, or anypart thereof;PURSUANT to the power of sale con-

t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: March

16, 2012 at 10:00 AMPLACE OF SALE: Dakota County

Law Enforcement Center, 1580 High-way 55, Lobby S-100, Hastings, Minne-sotato pay the debt secured by said mort-gage and taxes, if any, on said pre-mises and the costs and disburse-ments, including attorney fees allowedby law, subject to redemption withinsix (6) months from the date of saidsale by the mortgagor(s), their per-sonal representatives or assigns.If the Mortgage is not reinstated

under Minn. Stat. §580.30 or the prop-erty is not redeemed under Minn. Stat.§580.23, the Mortgagor must vacatethe property on or before 11:59 p.m. onSeptember 17, 2012, or the next busi-ness day if September 17, 2012 falls ona Saturday, Sunday or legal holiday.Mortgagor(s) released from financial

obligation: NONETHIS COMMUNICATION IS FROM

A DEBT COLLECTOR ATTEMPT-ING TO COLLECT A DEBT. ANYINFORMATION OBTAINED WILL BEUSED FOR THAT PURPOSE.THE RIGHT TO VERIFICATION OF

THE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.THE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: February 02, 2012

ASSIGNEE OF MORTGAGEE :Flagstar Bank, FSB

Wilford, Geske & Cook P.A.Attorneys for Assignee of MortgageeLawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 023684F012892749 2/2-3/8/12

��

��

PUBLIC NOTICENOTICE AND ORDER OF HEARING

ON PETITION FOR FORMALADJUDICATION OF INTESTACY,DETERMINATION OF HEIRSHIP,APPOINTMENT OF PERSONAL

REPRESENTATIVE AND NOTICETO CREDITORS


DISTRICT COURTPROBATE DIVISION

FIRST JUDICIAL DISTRICTCourt File No. 19HA-PR-12-145

Estate of DOUGLAS W. KIRSEBOM,Decedent

It is Ordered and Notice is given thaton April 3, 2012, at 9:00 a.m., a hear-ing will be held in this Court at DakotaCounty Judicial Center, Probate Divi-sion, 1560 Highway 55, Hastings, Min-nesota, for the adjudication of intes-tacy and determination of heirship ofthe Decedent, and for the appointmentof Sarah Kirsebom and Nicole Kirse-bom, whose address is Sarah Kirse-bom, 551 E 18th Street, #106, Hast-ings, MN 55033 and Nicole Kirsebom,1616 Walnut Street, Hastings, MN55033 as personal representative ofthe Estate of the Decedent in anUNSUPERVISED administration. Anyobjection to the Petition must be filedwith the Court prior to or raised at thehearing. If proper and if no objectionsare filed or raised, the personal repre-sentative will be appointed with fullpower to administer the Estate, includ-ing the power to collect all assets, payall legal debts , claims , taxes , andexpenses, and sell real and personalproperty, and do all necessary acts forthe Estate.

Notice is also given that (subject toMinn. Stat. 524.3-801) all creditorshaving claims against the Estate arerequired to present the claims to thepersonal representative or to the CourtAdministrator within four months afterthe date of this Notice or the claimswill be barred.Date: 3/2/12

Arlene PerkkioJudge

(COURT SEAL)Attorney for Personal RepresentativeStephen M. Meisinger60 East Marie, Suite 109West St. Paul, MN 55118Attorney License No.: 197324Telephone: 651-457-2827FAX: 651-457-98872929304 3/8-3/15/12

PUBLIC NOTICEORDER AND NOTICE OF HEARING

ON PETITION FOR FORMALPROBATE OF WILL AND

APPOINTMENT OF PERSONALREPRESENTATIVE IN

UNSUPERVISEDADMINISTRATION AND NOTICE TO

CREDITORS AND SEPARATEWRITING


DISTRICT COURTFIRST JUDICIAL DISTRICTPROBATE COURT DIVISION

Court File No. 19HA-PR-12-128In Re: Estate of Teresa B. Krucka/k/a Tessie Kruck, DeceasedTO ALL INTERESTED PERSONS ANDCREDITORS:It is Ordered and Notice is hereby

given that on the 20th day of March,2012, at 9:00 o’clock A.M., a hearingwill be held in the above named Courtat the Dakota County Judicial Centerin Hastings, Minnesota, for the formalprobate of an instrument purporting tobe the will of the above named dece-dent, dated May 25, 1990 and separatewriting dated May 26, 1990, and for theappointment of Colleen M. Conleywhose address is 9775 Heidi Way,Auburn, California 95602 as personalrepresentative of the estate of theabove named decedent in unsuper-vised administration, and that anyobjections thereto must be filed withthe Court . That , if proper , and noobjections are filed, a personal repre-sentative will be appointed to adminis-ter the estate, to collect all assets, paya l l lega l debts , c la ims , taxes andexpenses, and sell real and personalproperty, and do all necessary acts forthe estate.Notice is further given that ALL

CREDITORS having claims against saidestate are required to present the sameto said personal representative or tothe Court Administrator within fourmonths after the date of this notice orsaid claims will be barred.Dated: 2/22/12

Shawn M. MoynihanJudge

(COURT SEAL)Michael W. McNabbAttorney for PetitionerAmes Business Center2500 West County Road 42Burnsville, Minnesota 55337(952) 894-98122920488 3/1-3/8/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: J u n e 1 5 ,

2007MORTGAGORS: Phillip J. Wojcik and

Heidi M. Wojcik, husband and wife.

Heidi M. Wojcik, husband and wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded July 19, 2007 , Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: JPMorgan Chase Bank,

National Association s/b/m to ChaseHome Finance LLC.

TRANSACTION AGENT: MortgageElectronic Registration Systems, Inc.

TRANSACTION AGENT 'S MORT -GAGE IDENTIFICATION NUMBER ONMORTGAGE: 100131022607121500

LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: American Mortgage Net-work, Inc.

RESIDENTIAL MORTGAGE SER -VICER : JPMo rgan Chase Bank ,National Association

MORTGAGED PROPERTY ADDRESS:2700 Shawnee Lane, Burnsville, MN55337


ERTY:Lot 13, Block 1, Burnsville High-lands First Addition, Dakota County,MNCOUNTY IN WHICH PROPERTY IS











Dated: January 20, 2012.JPMorgan Chase Bank, NationalAssociationMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: S e p t em b e r

10, 2008MORTGAGOR: Rebecca J . W i l len-

bring, a single woman.MORTGAGEE:Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded October 8, 2008, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc..TRANSACTION AGENT: Mortgage



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Franklin American Mort-gage Company

RESIDENTIAL MORTGAGE SER -VICER: CitiMortgage, Inc.

VICER: CitiMortgage, Inc.MORTGAGED PROPERTY ADDRESS:

1444 5th Avenue South, South SaintPaul, MN 55075

T A X P A R C E L I . D . # :36-32100-130-16


The South 1/2 of Lot 11, all of Lot 12and the North 11.22 Feet of Lot 13,Block 16 Hauses addition to SouthSt. Paul, according to the recordedplat thereof, and situate in DakotaCounty, Minnesota.COUNTY IN WHICH PROPERTY IS














NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: November 17,

2004ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $175,540.00MORTGAGOR ( S ) : E s p e r a n z a

Johnson, a single personMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Gabriel Financial Group, Inc., itssuccessors and assignsDATE AND PLACE OF RECORDING:Reco rded : Decembe r 23 , 2004

Dakota County RecorderDocument Number: 2279039ASSIGNMENTS OF MORTGAGE:And assigned to: Flagstar Bank, FSBDated: January 19, 2012Transaction Agent: Mortgage Elec-


cation Number: 1000525-5003909131-8Lender or Broker: Gabriel Financial

Group, Inc.Residential Mortgage Servicer: Flag-


LOCATED: DakotaProperty Address: 1407 5th Ave S,


36-26000-00-110LEGAL DESCRIPTION OF PROP -

ERTY: The West 75.4 feet of Lot 10,and the North 3.73 feet of the West75.4 feet of Lot 11, Fearing's Addition,Dakota County, Minnesota, accordingto the recorded plat thereof.AMOUNT DUE AND CLAIMED TO BE


ments have been complied with; thatno action or proceeding has been insti-tuted at law or otherwise to recover thedebt secured by said mortgage, or anypart thereof;

part thereof;PURSUANT to the power of sale con-












NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: October 25,


MORTGAGE: $172,000.00MORTGAGOR (S ) : S teve Kuhl , a

single manMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Lenox Financial Mortgage Corp., itssuccessors and assignsDATE AND PLACE OF RECORDING:Recorded: January 03, 2007 Dakota

County RecorderDocument Number: 2485526ASSIGNMENTS OF MORTGAGE:And assigned to: Nationstar Mort-

gage LLCDated: January 25, 2012Transaction Agent: Mortgage Elec-


cation Number: 1003023-0610004674-1Lender or Broker: Lenox Financial

Mortgage Corp.Res iden t ia l Mortgage Serv icer :

Nationstar Mortgage, LLCMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 13008 County

Road 5, Burnsville, MN 55337-2264T a x P a r c e l I D N u m b e r :


ERTY: Lot 2, Block 3, Dakota Place,according to the plat thereof, except-ing therefrom that part described asfollows:Beginning at the Northeast corner of

said Lot 2; thence on an assumed bear-ing of South 86 degrees 31 minutes 31seconds West along the North line ofsaid Lot 2 a distance of 110.46 feet;thence South 38 degrees 56 minutes49 seconds West, a distance of 66.63feet; thence North 87 degrees 37 min-utes 54 seconds East a distance of154.95 feet; thence Northerly a dis-tance of 52.18 feet along a non-tangen-tial curve concave to the West having aradius of 2784.93 feet and a centralangle of 1 degrees 04 minutes 25 sec-onds, the chord of said curve bearsNorth 2 degrees 56 minutes 16 sec-onds West to the point of beginningand there terminating, according to theplat thereof on file or of record in theoffice of the County Recorder, DakotaCounty, Minnesota.AMOUNT DUE AND CLAIMED TO BE

DUE AS OF DATE OF NOT I CE :$169,932.82T H A T a l l p r e - f o r e c l o s u r e

requirements have been complied with;that no action or proceeding has beeninst ituted at law or otherw ise torecover the debt secured by sa idmortgage, or any part thereof;PURSUANT to the power of sa le

con ta ined in sa id mor tgage , theabove-described property will be soldby the She r i f f o f sa id coun ty asfollows:DATE AND TIME OF SALE: March

23, 2012 at 10:00 AM


Law En fo rcemen t Cen te r , 1580Highway 55, Lobby S-100, Hastings,Minnesotato pay the deb t secured by sa idmortgage and taxes, if any, on saidp r e m i s e s a n d t h e c o s t s a n ddisbursements, including attorney feesallowed by law, subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assigns.If the Mortgage is not reinstated

under M inn. Stat . §580 .30 or theproperty is not redeemed under Minn.Stat. §580.23, the Mortgagor mustvacate the property on or before 11:59p.m. on September 24, 2012, or thenext business day if September 24,2012 falls on a Saturday, Sunday orlegal holiday.Mortgagor(s) released from financial


A DEBT COLLECTOR ATTEMPTINGTO COLLECT A DEBT . ANYINFORMATION OBTAINED WILL BEUSED FOR THAT PURPOSE.THE RIGHT TO VERIFICATION OF


REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.DATED: February 09, 2012

ASSIGNEE OF MORTGAGEE :Nationstar Mortgage LLC




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: J anu a r y 5 ,

2007MORTGAGORS: V. Barton Porter and

Rebekah Porter, husband and wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded February 15, 2007, Dakota


ASSIGNMENTS OF MORTGAGE :As s i gned to : Deu t sche Bank

National Trust Company, as Trusteefor American Home Mortgage AssetsT rus t 2007 -2 , Mo r tgage -BackedPass -Through Cert i f icates Ser ies2007-2.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: American Brokers Con-duit


MORTGAGED PROPERTY ADDRESS:13625 Fernando Avenue, Apple Valley,MN 55124


ERTY:Lot 18, Block 11, Greenleaf FourthAddition, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s an

ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on October 1, 2012 unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.



Dated: January 31, 2012.Deutsche Bank National TrustCompany, as trusteeMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: Oc tober 30 ,

2006MORTGAGORS: Evelyn L. Clements

and Junior Clements, husband andwife.

MORTGAGEE: J PM o r g a n C h a s eBank, National Association.

DATE AND PLACE OF RECORDING:Recorded February 13, 2007, Dakota


ASSIGNMENTS OF MORTGAGE :NONE



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: JPMorgan Chase Bank,National Association


MORTGAGED PROPERTY ADDRESS:100 Fourth Avenue North, Unit 107,South Saint Paul, MN 55075

T A X P A R C E L I . D . # :36-72850-25-107


Unit NO . 107 , Common InterestCommunity Number 492, Wakota onFourth, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on October 1, 2012, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.


"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BE

��

��


NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: April 23, 2003ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $145,000.00MORTGAGOR(S): Guy C. Norman-

deau and Constance D. Normandeau,husband and wifeMORTGAGEE : IBM M id Amer ica

Employees Federal Credit UnionDATE AND PLACE OF RECORDING:Recorded: June 05, 2003 Dakota

County RecorderDocument Number: 2057579Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: IBM Mid America

Employees Federal Credit UnionResidential Mortgage Servicer: Think

Credit UnionMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 7120 Upper 163rd

St W, Rosemount, MN 55068-1025T a x P a r c e l I D N u m b e r :


ERTY: Lot 5, Block 4, Donnay's ValleyPark 6th, Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE



t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: April 20,

2012 at 10:00 AMPLACE OF SALE: Dakota County


under Minn. Stat. §580.30 or the prop-erty is not redeemed under Minn. Stat.§580.23, the Mortgagor must vacatethe property on or before 11:59 p.m. onOctober 22, 2012, or the next busi-ness day if October 22, 2012 falls on aSaturday, Sunday or legal holiday.Mortgagor(s) released from financial




REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: March 08, 2012

MORTGAGEE : Think Mutua lBank F /K /A IBM M id Amer icaEmployees Federal Credit Union

Wilford, Geske & Cook P.A.Attorneys for MortgageeLawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 023428F042925694 3/8-4/12/12


NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: May 10, 2002ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $125,000.00MORTGAGOR(S): Patrick M. Ham-

marsten, unmarried personMORTGAGEE: Postal Credit UnionDATE AND PLACE OF RECORDING:Recorded: May 30 , 2002 Dakota


cation Number: Not ApplicableLender or Broker : Postal Credit

UnionResidential Mortgage Servicer: Postal

Credit UnionMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 227 Ash St W,



ERTY: Parcel 1Lot 5, Block 3, Walter and Arthur

Add., according to the recorded platthereof, and situate in Dakota County,MinnesotaParcel 2Lot 6, Block 3, Walter and Arthur

Add., according to the recorded platthereof, and situate in Dakota County,MinnesotaAMOUNT DUE AND CLAIMED TO BE











MORTGAGEE: Postal Credit UnionWilford, Geske & Cook P.A.Attorneys for MortgageeLawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 021487F022924947 3/8-4/12/12

RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."




NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: August 22,


MORTGAGE: $145,608.00MORTGAGOR (S ) : Ka the r ine M .

Brown, a single personMORTGAGEE: CTX Mortgage Com-

pany, LLCDATE AND PLACE OF RECORDING:Recorded: Sep tember 07 , 2005

Dakota County RecorderDocument Number: 2358586ASSIGNMENTS OF MORTGAGE:And ass igned to: Cen tex Home

Equity Company, LLCDated: December 30, 2005Recorded: January 06, 2006 Dakota


cation Number: Not ApplicableLender or Broker: CTX Mortgage

Company, LLCRes iden t ia l Mortgage Serv icer :


LOCATED: DakotaProperty Address: 4835 Bisset Ln,

Inver Grove Heights, MN 55076-1319T a x P a r c e l I D N u m b e r :


ERTY: Unit No. 8104, Lafayette ParkEast, Common Interest Community No.434, Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE









THE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: March 01, 2012

ASSIGNEE OF MORTGAGEE :Nationstar Mortgage, LLC f/k/aCentex Home Equity Company,LLC




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: May 2, 2008MORTGAGORS: Dan Webinger and

Kim A. Webinger, Husband and Wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Registered May 9, 2008, Dakota

County Registrar of Titles, DocumentNo. T627841, Certificate of Title No.144720.


Association.Sa id Mortgage being Registered

Land.TRANSACTION AGENT: Mortgage



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Prestige Mortgage LLC


RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage

MORTGAGED PROPERTY ADDRESS:8018 Delano Way, Inver Grove Heights,MN 55076

T A X P A R C E L I . D . # :20-64075-02-190


Lot Nineteen (19), Block Two (2), inRiver Bluffs of Inver Grove Heights,Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS



DUE AS OF DATE OF NOTICE, INCLUD-ING TAXES, IF ANY, PAID BY MORT-GAGEE: $280,887.34That prior to the commencement of

this mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the debtsecured by said mortgage, or any partthereof;











default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: February 28,

2008MORTGAGORS: Stephen R. Prince

and Krista L. Prince, Husband andWife.

MORTGAGEE: Mortgage ElectronicRegistration Systems, Inc..

DATE AND PLACE OF RECORDING:Recorded March 17, 2008, Dakota






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Cornerstone MortgageCompany


MORTGAGED PROPERTY ADDRESS:716 12TH Street , Farmington, MN55024

T A X P A R C E L I . D . # :14-22505-04-080


Lot 8, Block 4, East FarmingtonSixth Addition, Dakota County, Min-nesota.COUNTY IN WHICH PROPERTY IS




That prior to the commencement of













2003MORTGAGORS: Albert E Clayton, III

and Vikki L Clayton, husband and wife.MORTGAGEE: National City Mort-

gage Co. dba Commonwealth UnitedMortgage Company.

DATE AND PLACE OF RECORDING:Reco rded Decembe r 23 , 2003 ,

Dakota County Recorder, DocumentNo. 2156268.

ASSIGNMENTS OF MORTGAGE :Assigned to: PNC Bank, National

Association.TRANSACTION AGENT: NONETRANSACTION AGENT 'S MORT -


LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: National City MortgageCo. dba Commonwealth United Mort-gage Company

RESIDENTIAL MORTGAGE SER -VICER: PNC Bank, National Associa-tion

MORTGAGED PROPERTY ADDRESS:16684 Gerdine Path West, Rosemount,MN 55068


ERTY:Lot 39, Block 4, Donnay's CollegePark 2nd Addition, Dakota County,State of Minnesota.COUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-

premises, and the costs and disbursements , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.

TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on October 1, 2012 unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.



Dated: January 30, 2012.PNC Bank, National AssociationMortgagee/Assignee of Mortgagee





MORTGAGE: $232,737.00MORTGAGOR (S ) : L indy For t in ,

unmarried womanMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Oxford Lending Group LLC., itssuccessors and assignsDATE AND PLACE OF REGISTER-

ING:Registered: September 25, 2009

Dakota County Registrar of TitlesDocument Number: T651458ASSIGNMENTS OF MORTGAGE:And assigned to: Flagstar Bank, FSBDated: January 25, 2012Transaction Agent: Mortgage Elec-


cation Number: 100052550272271551Lender or Broker: Oxford Lending

Group LLC.Residential Mortgage Servicer: Flag-

star Bank, FSBMortgage Originator: Not ApplicableCERTIFICATE OF TITLE NUMBER:

142805COUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 13717 E Welling-

ton Cres, Burnsville, MN 55337-4312T a x P a r c e l I D N u m b e r :

021810002160LEGAL DESCRIPTION OF PROP -

ERTY: Lot Sixteen (16) in Block Two(2) of Colonial Hills, according to theplat thereof on file and of record in theoffice of the Registrar of Titles in andfor said County and State.AMOUNT DUE AND CLAIMED TO BE


ments have been complied with; thatno action or proceeding has been insti-tuted at law or otherwise to recover thedebt secured by said mortgage, or anypart thereof; that this is registeredproperty;PURSUANT to the power of sale con-







THE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOT

TIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.THE TIME ALLOWED BY LAW FOR




��

PUBLIC NOTICESUMMONS



Care Type: Contract/ReplevinCase No.: 19HA-CV-12-938

_______________________________________Country Place Mortgage Ltd., as ser-vicer to MHC Operating Limited Part-nership,

Plaintiff,v.Steven M. Kitowski and Dina Kitowski,

Defendants._______________________________________THIS SUMMONS IS DIRECTED TOSteven M. Kitowski and Dina Kitowski,7298 W. 126th Street, Cedar Knolls#459, Apple Valley, Minnesota 55124.1. YOU ARE BEING SUED. The

Plaintiff has started a lawsuit againstyou. The Plaintiff's Complaint againstyou is on file with the District CourtAdministrator. Do not throw thesepapers away. They are official papersthat affect your rights . You mustrespond to this lawsuit even though itmay not yet be filed with the Court andthere may be no court file number onthis summons.

2. YOU MUST REPLY WITHIN 20DAYS TO PROTECT YOUR RIGHTS.You must give or mail to the personwho signed this summons a writtenresponse called an Answer within 20days of the date on which you receivedthis Summons. You must send a copyof your Answer to the person whosigned this summons located at:Foley & Mansfield, PLLP, 250 Mar-

quette Avenue, Suite 1200, Minneapo-lis, MN 55401.

3. YOU MUST RESPOND TO EACHCLAIM. The Answer is your writtenresponse to the Plaintiff's Complaint.In you r Ans we r you mu s t s ta tewhether you agree or disagree witheach paragraph of the Complaint. Ifyou believe the Plaintiff should not begiven everything asked for in the Com-p la in t , you must say so in yourAnswer.4. YOU WILL LOSE YOUR CASE

IF YOU DO NOT SEND A WRITTENRESPONSE TO THE COMPLAINTTO THE PERSON WHO SIGNEDTHIS SUMMONS . I f you do notAnswer within 20 days, you will losethis case. You will not get to tell yourside of the story, and the Court maydecide against you and award thePlaintiff everything asked for in thecomplaint. If you do not want to con-test the claims stated in the complaint,you do not need to respond. A defaultjudgment can then be entered againstyou for the relief requested in thecomplaint.5. LEGAL ASSISTANCE. You may

wish to get legal help from a lawyer. Ifyou do not have a lawyer, the CourtAdministrator may have informationabout places where you can get legalassistance. Even if you cannot getlegal help, you must still provide awr itten Answer to protect yourrights or you may lose the case.

6 . ALTERNATIVE DISPUTERESOLUTION. The parties may agreeto or be ordered to participate in analternative dispute resolution processunder Rule 114 of the Minnesota Gen-eral Rules of Practice. You must stillsend your written response to theComplaint even if you expect to usealternative means of resolving this dis-pute.Dated: March 5, 2012.

FOLEY & MANSFIELD PLLPBy: s/ Thomas J. LallierThomas J. Lallier (#163041)250 Marquette Avenue, Suite 1200Minneapolis, MN 55401Telephone: (612) 338-8788Fax: (612) [email protected] for Country Place Mort-gage Ltd., as servicer to MHC Oper-ating Limited Partnership2929838 3/8-3/22/12




18, 2006MORTGAGORS: Ma rk W in te r and

Elizabeth Winter, Husband and Wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Registered October 13, 2006, Dakota



Association, as trustee for J.P. Mor-gan Alternative LoanTrust 2007-S1.Sa id Mortgage being Registered




LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: American Mortgage Net-work, Inc.


MORTGAGED PROPERTY ADDRESS:4053 Martin Lane, Hastings, MN 55033


ERTY:Lot Three (3), Block Two (2), SouthPines 6, Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS






DATE AND TIME OF SALE: April 27,2012 at 10:00 AM





Dated: March 1, 2012.U.S. Bank, National Association,as TrusteeMortgagee/Assignee of Mortgagee


��

��



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 16, 2001MORTGAGOR: Mark D. Nowack, An

Unmarried Man.MORTGAGEE: Bank o f Ame r ica ,

National Association as successor bymerger to Fleet National Bank.

DATE AND PLACE OF RECORDING:Recorded June 4, 2001, Dakota



National Association.TRANSACTION AGENT: NONETRANSACTION AGENT 'S MORT -


LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Fleet National Bank


MORTGAGED PROPERTY ADDRESS:11180 166th Street West, Lakeville, MN55044


ERTY:

ERTY:Lot 13 , Block 2 , Lakeville Hills ,Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS











Dated: February 2, 2012.JPMorgan Chase Bank, NationalAssociationMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: Oc tober 31,

2007MORTGAGOR: Laura M. Thompson,

A Single Person.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded November 6, 2007, Dakota






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Granite Mortgage & Con-struction Finance, Inc.


MORTGAGED PROPERTY ADDRESS:15022 Dunwood Trail, Apple Valley,MN 55124


ERTY:Unit No 3, Common Interest Com-munity No. 241, Prairie Crossing Vil-lasCOUNTY IN WHICH PROPERTY IS





PURSUANT to the power of sale con-tained in said mortgage, the above

tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:











2007MORTGAGORS: Julie Grinager and

Monty J. Grinager, wife and husband.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Reco rded Novembe r 27 , 2007 ,








MORTGAGED PROPERTY ADDRESS:8999 267TH Street West, Lakeville, MN55044

TAX PARCEL I.D. #: 130290056010and 130290076010


Exhibit AThe East 165 feet of the South 264

feet of the Northeast Quarter (NE 1/4)of the Southwest Quarter (SW 1/4) ofSection Twenty-nine (29), TownshipOne hundred thirteen (113), RangeTwenty (20); and the West 165 feet ofthe South 264 feet of the NorthwestQuarter (NW 1 /4) of the SoutheastQ u a r t e r ( S E 1 / 4 ) o f S e c t i o nTwenty-nine (29), Township One hun-dred thirteen (113), Range Twenty (20),according to the Government Surveythereof, Dakota County, Minnesota







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-

premises, and the costs and disbursements , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.




Dated: February 1, 2012.U.S. Bank National AssociationMortgagee/Assignee of Mortgagee





2009MORTGAGORS: Fernando Torres and

Wendy Torres, Husband and Wife.MORTGAGEE: Bank o f Ame r ica ,

N.A..DATE AND PLACE OF RECORDING:Recorded February 12, 2010, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: Minnesota Housing

F inance Agency . And therea f terassigned to: Bank of America, N.A..And thereafter assigned to: U.S. BankNational Association.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Bank of America, N.A.


MORTGAGED PROPERTY ADDRESS:1213 Elm Street , Farmington, MN55024


ERTY:Lot 11, Block 1, East Farmington 4thAddition, Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS









MORTGAGOR(S) RELEASED FROMFINANCIAL OBLIGATION ON MORT-

FINANCIAL OBLIGATION ON MORTGAGE: None







MORTGAGE: $256,000.00MORTGAGOR(S): William G. Rogers

and Debora D. Rogers, Husband andWifeMORTGAGEE: World Savings Bank,

FSBDATE AND PLACE OF RECORDING:Recorded: October 31, 2006 Dakota


cation Number: Not ApplicableLender or Broker: World Savings

Bank, FSBRes iden t ia l Mortgage Serv icer :

Wachovia Mortgage, FSBMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 12525 Pinehurst

Dr, Burnsville, MN 55337-3455T a x P a r c e l I D N u m b e r :


ERTY: Lot 12, Block 2, Pinehurst,Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE











MORTGAGEE: Wells Fargo Bank,N .A . also known as WachoviaMortgage, a division of WellsFargo Bank, N.A., and formerlyknown as Wachovia Mortgage,FSB, formerly known as WorldSavings Bank, FSB

Wilford, Geske & Cook P.A.Attorneys for MortgageeLawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 006848F022904969 2/16-3/22/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: A u g u s t 2 ,

2005MORTGAGOR: M i r i am A t t i a s , a

single person.

��



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 30, 2008MORTGAGORS: T imo thy F rances

Anderson, a single person and andDiane Elizabeth Bell, a single person.

MORTGAGEE: Mortgage ElectronicRegistration Systems, Inc.

DATE AND PLACE OF RECORDING:Recorded May 14, 2008, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: Liberty Savings Bank,

FSB.TRANSACTION AGENT: Mortgage



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Liberty Savings Bank,FSB

RESIDENTIAL MORTGAGE SER -VICER: Liberty Savings Bank, FSB.

MORTGAGED PROPERTY ADDRESS:4597 B lay lock Way , Inve r G roveHeights, MN 55076

T A X P A R C E L I . D . # :20-44001-07-304


Unit 2304, Lafayette Park, CommonInterest Community Number 370,Dakota County, Minnesota Subjectto Easements,Restrictions and Res-ervations of record, if any.COUNTY IN WHICH PROPERTY IS











Dated: February 23, 2012.Liberty Savings Bank, FSBMortgagee/Assignee of Mortgagee


��

��


Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded August 12, 2005, Dakota






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: U.S. Bancorp Advantage,LLC


MORTGAGED PROPERTY ADDRESS:15596 Dwellers Way, Apple Valley, MN55124


ERTY:Unit No. 702 , Common InterestCommunity No. 397 , Bays ide, ACondominium, Dakota County, Min-nesotaCOUNTY IN WHICH PROPERTY IS















default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: July 27, 2007MORTGAGORS: William A. Selle, Jr.

and Amanda R. Selle, Husband andWife.


DATE AND PLACE OF RECORDING:Recorded August 23, 2007, Dakota








RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage

MORTGAGED PROPERTY ADDRESS:16260 Glen Oaks Road, Lakeville, MN55044

T A X P A R C E L I . D . # :22-16650-01-050


Lot 5, Block 1, Cedarglen, DakotaCounty, Minnesota.COUNTY IN WHICH PROPERTY IS
















2005MORTGAGORS: Matthew P. Ander-

son and Maria T. Anderson, husbandand wife.

MORTGAGEE: Mortgage Services ofMinnesota, Inc..

DATE AND PLACE OF RECORDING:Recorded May 16 , 2005, Dakota



N.A.TRANSACTION AGENT: NONETRANSACTION AGENT 'S MORT -


LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Mortgage Services ofMinnesota, Inc.


MORTGAGED PROPERTY ADDRESS:3872 Cinnabar Drive, Eagan, MN 55122


ERTY:Lot 3, Block 1, Cedar Grove No. 9,Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS




That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action or

required by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the debtsecured by said mortgage, or any partthereof;












2006MORTGAGORS: Samuen Hon and

Kheang Pheng, Husband and Wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Registered July 27, 2006, Dakota







LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Centennial Mortgage andFunding, Inc.


MORTGAGED PROPERTY ADDRESS:1855 Pumice Point, Eagan, MN 55122


ERTY:Lot Thirty (30), Block Two (2), CedarGrove No. 7COUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), their

said sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.








default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: Au gu s t 2 7 ,

2007MORTGAGORS: Michael W. Howells

and Sharon K. Howells, Husband andWife.


DATE AND PLACE OF RECORDING:Registered October 4, 2007, Dakota







LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: First Residential Mort-gage Corporation


MORTGAGED PROPERTY ADDRESS:8248 131ST Street West, Apple Valley,MN 55124

T A X P A R C E L I . D . # :01-17000-01-200


Lot Twenty (20), Block One (1), inChateau Estates, Dakota County,Minnesota.COUNTY IN WHICH PROPERTY IS









MORTGAGOR(S) RELEASED FROM








MORTGAGE: $137,000.00MORTGAGOR(S): Bopha Soeun and

Pharoth Phal, Both Single PersonsMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for AmTrust Bank, its successorsand assignsDATE AND PLACE OF RECORDING:Recorded: October 23, 2008 Dakota

County RecorderDocument Number: 2619503ASSIGNMENTS OF MORTGAGE:And assigned to: Nationstar Mort-

gage, LLCDated: February 08, 2012Transaction Agent: Mortgage Elec-


cation Number: 100162500013760559Lender or Broker: AmTrust BankRes iden t ia l Mortgage Serv icer :


LOCATED: DakotaProperty Address: 3805 Laurel Ct,

Eagan, MN 55122-1622T a x P a r c e l I D N u m b e r :


ERTY: Lot 4, Block 1, Briar Hill 2ndAddition, Dakota County, MNAMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE :Nationstar Mortgage, LLC




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: July 7, 2004MORTGAGOR: Vanessa L. Kahle, a

single person.MORTGAGEE: C it iMortgage, Inc . ,

successor by merger with ABN AMRO

��



MORTGAGE: $204,000.00MORTGAGOR(S): Peter Rosen and

Jennine McDonough, Husband andWifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for Ownit Mortgage Solutions, Inc.,its successors and assignsDATE AND PLACE OF RECORDING:Recorded: April 25, 2005 Dakota

County RecorderDocument Number: 2315762LOAN MODIFICATION:Dated: February 17, 2010Recorded: February 25, 2010Document Number: 2716134ASSIGNMENTS OF MORTGAGE:And assigned to: HSBC Bank USA,

National Association, as Trustee forOwnit Mortgage Loan Trust, MortgageLoan Asset-Backed Certificates, Series2005-3Dated: October 28, 2011Transaction Agent: Mortgage Elec-


cation Number: 100224620000621634Lender or Broker: Ownit Mortgage

Solutions, IncRes iden t ia l Mortgage Serv icer :

Ocwen Loan Servicing, LLCMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 4343 Fox Ridge Ct,



ERTY: Lot 10, Block 6, Sun Cliff Sec-ond Addition, Dakota County, Minne-sotaAMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE :HSBC Bank USA, NationalAssociation, as Trustee for OwnitMortgage Loan Trust, MortgageLoan Asset-Backed Certificates,Series 2005-3


��

��

successor by merger with ABN AMROMortgage Group, Inc.

DATE AND PLACE OF RECORDING:Recorded Sep tember 16 , 2004,





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: ABN AMRO MortgageGroup, Inc.


MORTGAGED PROPERTY ADDRESS:8612 Holland Avenue, Apple Valley, MN55124

T A X P A R C E L I . D . # :01-27503-010-01


Lot 1, Block 1, Forest Park Estates4th Addition, Dakota County, Minne-sota.COUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on _October 1, 2012, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.








2004MORTGAGOR: Ke v in M . Kee f e , a


Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded October 6, 2004, Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Summit Mortgage Corpo-ration


MORTGAGED PROPERTY ADDRESS:16618 Illinois Avenue, Lakeville, MN55044

55044TAX PARCEL I.D. #: 228330006040LEGAL DESCRIPTION OF PROP -

ERTY:Lot 4, Block 6, Walnut RidgeCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is1 1 : 5 9 p . m . o n _ O c t o b e r 1 ,2012_____________________, unless theredemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.







default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: December 22,

2006MORTGAGOR: L i n d a P . Hu th , a





National Trust Company, as IndentureTrustee for American Home MortgageInvestment Trust 2007-2.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: American Home Mort-gage


MORTGAGED PROPERTY ADDRESS:3050 Riverwood Drive, Unit 126, Hast-ings, MN 55033


ERTY:Unit No. 126, Garage Unit No. G126,Riverwood Carriage Homes Condo-minium, Dakota County, Minnesota,Condominium File No. 80COUNTY IN WHICH PROPERTY IS




That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action or

required by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the debtsecured by said mortgage, or any partthereof;







Dated: January 30, 2012.Deutsche Bank National TrustCompany, as trusteeMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 16, 2004MORTGAGOR: Susan Boh lken , a

single person.MORTGAGEE: Lakeland Mortgage

Corp..DATE AND PLACE OF RECORDING:Recorded May 10 , 2004, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: TCF Mortgage Corpora-

tion. And thereafter assigned to:Mortgage Electronic Registration Sys-tems, Inc. And thereafter assigned to:U.S. Bank, National Association.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Lakeland Mortgage Corp.


MORTGAGED PROPERTY ADDRESS:469 Tiffany Drive, Hastings, MN 55033


ERTY:Lot 11, Block 1, Cari Park, accord-ing to the recorded plat thereof, andsituate in Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks under

unless reduced to Five (5) weeks underMN Stat. §580.07.









MORTGAGE: $214,000.00MORTGAGOR(S): Robert W . Dor-

mady and Tamara A. Dormady, Hus-band and WifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Countrywide Bank, N.A., its suces-sors and assigns.DATE AND PLACE OF RECORDING:Recorded: Sep tember 19, 2006

Dakota County RecorderDocument Number: 2462196ASSIGNMENTS OF MORTGAGE:And assigned to: The Bank of New

York Mellon FKA The Bank of NewYork as Trustee for the Certificate-holders CWALT, Inc. Alternative LoanT r u s t 2 0 0 6 - O A 1 7 , M o r t g a g ePass -through Cert i f icates , Ser ies2006-OA17Dated: February 08, 2010Recorded: March 25, 2010 Dakota

County RecorderDocument Number: 2721183Transaction Agent: Mortgage Elec-


cation Number: 100133700016359765Lender or Broker : Countryw ide

Bank, N.A.Residential Mortgage Servicer: Bank

of America, N.A.Mortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 125 6th Ave S,


36.32550.08.080LEGAL DESCRIPTION OF PROP -

ERTY: Lot 7 and the North 1/2 of Lot 8,Block 8 of Hepburn ParkAMOUNT DUE AND CLAIMED TO BE










REDEMPTION BY THE MORTGAGOR,


ASSIGNEE OF MORTGAGEE:THE BANK OF NEW YORKMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THECERTIFICATEHOLDERS OF THECWALT, INC. ALTERNATIVE LOANTRUST 2006-OA17, MORTGAGEPASS-THROUGH CERTIFICATES,SERIES 2006-OA17




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: June 1, 2007MORTGAGORS: Michael C. Hudalla

and Jacqueline A. Hudalla, husbandand wife.


DATE AND PLACE OF RECORDING:Registered October 22, 2007, Dakota


ASSIGNMENTS OF MORTGAGE :Ass igned to: C i t iBank,N .A . as

Trustee For Cert i f icateholders ofStructured Asset Mortgage Invest-ments II Trust 2007-AR7,MortgagePass-Through Certificates , Series2007-AR7.Sa id Mortgage being Registered




LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Bear Stearns ResidentialMortgage Corporation


MORTGAGED PROPERTY ADDRESS:2530 Arbor Court, Mendota Heights,MN 55120


ERTY:Lot 8, Block 1, Mendota Woods.COUNTY IN WHICH PROPERTY IS










"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."

Dated: February 8, 2012.Citibank, N.A., as TrusteeMortgagee/Assignee of Mortgagee


��



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: January 20 ,

2004MORTGAGORS: James R . Mueller

and Mary C. Mueller, husband andwife.

MORTGAGEE: A r g e n t M o r t g a g eCompany, LLC.




National Trust Company, as Trusteefor Ameriquest Mortgage SecuritiesInc . , Quest Trust 2004-X2 , AssetBacked Certificates, Series 2004-X2.And thereafter assigned to: DeutscheBank National Trust Company , asTrustee for Quest Trust 2004-X2, AssetBacked Certificates, Series 2004-X2.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Argent Mortgage Com-pany, LLC


MORTGAGED PROPERTY ADDRESS:1650 Hickory Hill Drive, Eagan, MN55122


ERTY:Lot 5, Block 2, Woodgate.COUNTY IN WHICH PROPERTY IS











Dated: February 27, 2012.Deutsche Bank National TrustCompany, as trusteeMortgagee/Assignee of Mortgagee


��

��


NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: December 10,


MORTGAGE: $280,000.00MORTGAGOR(S): Bruce F. Huysen-

truit and Ellen L. Huysentruit, hus-

truit and Ellen L. Huysentruit, husband and wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for Decision One Mortgage Com-pany, LLC, its successors and assignsDATE AND PLACE OF RECORDING:Recorded: January 29, 2004 Dakota

County RecorderDocument Number: 2169640ASSIGNMENTS OF MORTGAGE:And assigned to: U.S. Bank National

Association, as Trustee, on behalf ofthe holders of the CSFB MortgagePass-Through Certificates , Series2005-CF1Dated: November 14, 2008Reco rded : Decembe r 05 , 2008

Dakota County RecorderDocument Number: 2625689Transaction Agent: Mortgage Elec-


cation Number: 100077910001383211Lender or Broker : Decision One

Mortgage Company, LLCResidential Mortgage Servicer: Select

Portfolio ServicingMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 1700 70th St W,



ERTY: The West 471 feet of the North350 feet of the Northeast 1/4 of theNorthwest 1/4 of Section 7, Township27, Range 22,Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE:U.S. Bank National Association,as Trustee, on behalf of theholders of the CSFB MortgagePass-Through Certificates, Series2005-CF1



THE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN: That

default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: September 8,


MORTGAGE: $154,000.00MORTGAGOR(S): Kristine L Semelis,

an unmarried personMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Irwin Mortgage CorporationTRANSACTION AGENT: Mortgage

Electronic Registration Systems, Inc.MIN#: 1000139-0081072357-1SERVICER: Ocwen Loan Servicing,

LLCLENDER: Irwin Mortgage Corpora-

tion.DATE AND PLACE OF F IL ING :

DATE AND PLACE OF F IL ING :Dakota County Minnesota, Recorder ,on September 26, 2006, as DocumentNo. 2464247.ASSIGNED TO: U.S. Bank National

Association, as Trustee for GSAAH om e E q u i t y T r u s t 2 0 0 6 - 2 0 ,Asset-Backed Certificates , Series2006-20 Dated: December 24, 2011 ,and recorded January 9, 2012 byDocument No. 2841123 .LEGAL DESCRIPTION OF PROP -

ERTY: Lot 12, Block 2, East Farming-ton Third Addition, Dakota County,Minnesota.PROPERTY ADDRESS: 1305 Walnut

St, Farmington, MN 55024PROPERTY I.D: 14-22502-02-120COUNTY IN WHICH PROPERTY IS

LOCATED: DakotaTHE AMOUNT CLAIMED TO BE DUE

ON THE MORTGAGE ON THE DATE OFTHE NOTICE : One Hundred S ixtyThousand Eight Hundred Ten and08/100 ($160,810.08)THAT no action or proceeding has

been instituted at law to recover thedebt secured by said mortgage, or anypart thereof; that there has been com-pliance with all pre-foreclosure noticeand acceleration requirements of saidmortgage, and/or applicable statutes;

PURSUANT, to the power of sale con-tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:DATE AND TIME OF SALE: 10:00 AM

on April 3, 2012PLACE OF SALE : Sherif f`s Main

Office, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343to pay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the pre-mises and the costs and disburse-men ts a l lowed by law . The t imeallowed by law for redemption by saidmortgagor(s), their personal represen-tatives or assigns is 6.00 months fromthe date of sale. If Mortgage is notreinstated under Minn. Stat. 580.30 orthe property is not redeemed underMinn. Stat. 580.23, the Mortgagor mustvacate the property on or before 11:59p.m. on October 3, 2012, or the nextbusiness day if October 3, 2012 fallson a Saturday, Sunday or legal holiday.

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR`S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."

Dated: February 16, 2012 U.S.Bank National Association, asTrustee for GSAA Home EquityTrust 2006-20, Asset-BackedCertificates, Series 2006-20

Randall S. Miller & Associates, PLLCAttorneys for Assignee of Mortgage/MortgageeOne Financial Plaza,120 South Sixth Street, Suite 1100Minneapolis, MN 55402Phone: 612-573-3677Our File No. 11MN00876-1THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.A S A P # 4 1 9 4 7 3 2 0 2 / 1 6 / 2 0 1 2 ,02/23/2012, 03/01/2012, 03/08/2012,03/15/2012, 03/22/20122904128 2/16-3/22/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: July 25, 2003MORTGAGORS: Sabab Xayarath and

Lalana Xayarath, husband and wife.MORTGAGEE: Goldmine Lending.DATE AND PLACE OF RECORDING:Registered October 28, 2003, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: Regions Mortgage, Inc.

And thereafter assigned to: JPMorganChase Bank, National Association.Sa id Mortgage being Registered



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Goldmine Lending


MORTGAGED PROPERTY ADDRESS:2128 Cliff Hill Lane, Eagan, MN 55122

T A X P A R C E L I . D . # :10-16600-05-040


Lot 4, Block 5, in Cedar Cliff, DakotaCounty, Minnesota.COUNTY IN WHICH PROPERTY IS




That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements as

plied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the debtsecured by said mortgage, or any partthereof;










NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: July 08, 2005ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $144,000.00MORTGAGOR(S): Patricia L Pope, a

single personMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor America's Wholesale Lender, itssuccessors and assigns.DATE AND PLACE OF RECORDING:Recorded: August 09, 2005 Dakota

County RecorderDocument Number: 2349206ASSIGNMENTS OF MORTGAGE:An d a s s i g n e d t o : U .S . BANK

NA T I O N A L A S SOC I A T I O N , A STRUSTEE FOR THE CERTIFICATE-HOLDERS OF CSFB MORTGAGESECURITIES CORP . ADJUSTABLERATE MORTGAGE TRUST 2005-11A D J U S T A B L E R A T EMORTGAGE-BACKED PASS-THROUGHCERTIFICATES,SERIES 2005-11Dated: August 16, 2011Recorded: August 23, 2011 Dakota



cation Number: 1000157-0005370120-3Lender or Broker: America's Whole-

sale LenderResidential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 14762 Excelsior

Ln, Apple Valley, MN 55124-5738T a x P a r c e l I D N u m b e r :


ERTY: Unit No. 1, Common InterestCommun i t y No . 124 , M i s t woodCourthomesAMOUNT DUE AND CLAIMED TO BE





Law Enforcement Center, 1580 High-way 55, Lobby S-100, Hastings, Minne-sotato pay the debt secured by said mort-gage and taxes, if any, on said pre-mises and the costs and disburse-ments, including attorney fees allowedby law, subject to redemption within

by law, subject to redemption withinsix (6) months from the date of saidsale by the mortgagor(s), their per-sonal representatives or assigns.If the Mortgage is not reinstated






ASSIGNEE OF MORTGAGEE:U.S. Bank National Association, asTrustee for the Certificateholdersof CSFB Mortgage Securities Corp.Adjustable Rate Mortgage Trust2005-11 Adjustable RateMortgage-Backed Pass-ThroughCertficates, Series 2005-11



NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: November 30,


MORTGAGE: $589,000.00MORTGAGOR(S): Steven Michael

Goutierez and Raquel Goutierez, hus-band and wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor WMC Mortgage Corp., its succes-sor and assigns.DATE AND PLACE OF RECORDING:Recorded: January 13, 2005 Dakota

County RecorderDocument Number: 2285026ASSIGNMENTS OF MORTGAGE:And assigned to: Wells Fargo Bank

NA for the Benefit of Asset BackedSecurities Corporation Home EquityLoan Trust, Series 2005-HE3 Asset

Backed Pass through Certificates,Series 2005-HE3Dated: June 09, 2008Recorded: June 24, 2008 Dakota



cation Number: 100136300110895231Lender or Broker: WMC Mortgage

Corp.Residential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 16125 Hominy Ct,

Lakeville, MN 55044-4448T a x P a r c e l I D N u m b e r :


ERTY: Lot 14, Block 8, VermillionSpringsAMOUNT DUE AND CLAIMED TO BE








A DEBT COLLECTOR ATTEMPT-ING TO COLLECT A DEBT. ANY

ING TO COLLECT A DEBT. ANYINFORMATION OBTAINED WILL BEUSED FOR THAT PURPOSE.THE RIGHT TO VERIFICATION OF



ASSIGNEE OF MORTGAGEE :WELLS FARGO BANK , N .A ASTRUSTEE FOR THECERTIFICATE-HOLDERS OF THEASSET BACKED SECURITIESCORPORATION HOME EQUITYLOAN TRUST, SERIES 2005-HE3,ASSET BACKED PASS-THROUGHC E R T I F I C A T E S , S E R I E S2005-HE3




and conditions of the Amended andResta ted Dec lara t ion for Garre t tSquare Association (hereinafter the"Association") which was recorded asDocument No. 261860 on August 12,1992 , in the O f f ice of the DakotaCounty Registrar of Titles as amendedand supplemented and also, pursuantto Minn. Stat. §515B.3-116, coveringthe following property:

Legal Description: Unit 214 andGarage Unit No. 47, in Condo-minium No. 36, Garre t t SquareCondominium Homes , DakotaCounty, MinnesotaStreet Address: 14620 Ga r re t tAvenue, #214, Apple Valley, MN55124Tax Parcel No.01-81401-01-128(Unit 214)01-81401-01-231 (Garage Unit47)2. Pursuant to said Amended and

Restated Declaration, there is claimedto be due and owing as of January 25,2012, from Dawn W. Williams, titleholder, to the Association, a Minne-sota non-profit corporat ion, theamount of $3,355.00 for unpaidassociation dues, late fees, attorneysfees and costs, plus any other suchamounts that will accrue after Janu-ary 25, 2012, and other costs of collec-tion and foreclosure which will beadded to the amount claimed due andowing at the time of the sale herein.




6. The Amended and Restated Decla-ration, referenced above, and Minn.Stat. §§515B.3-115 and 515B.3-116provide for a continuing lien againstthe property. A Notice of Lien evidenc-ing the amount due was recorded onNovember 3, 2011, as Document No.T686583 in the Dakota County Regis-trar of Titles' Office.

7. Pursuant to the power of sale con-ta ined in the same Amended andRestated Declaration and granted bythe owners in taking title to the pre-mises subject to said Amended andRestated Declaration and pursuant toM i n n . S t a t . § § 5 1 5B . 3 - 1 1 5 and515B.3-116, said Lien will be fore-closed by the sale of said property bythe Sheriff of Dakota County, at theDakota County Sheriff's Office, DakotaCounty Law Enforcement Center, 1580Highway 55 Lobby S-100, Hastings,MN 55033, on the 5th day of April,2012, at 10:00 a.m. at public auc-tion to the highest bidder, to pay theamount then due for said assess -ments, together with the costs of fore-closure, including attorneys fees asallowed by law.8. The t ime a l lowed by law fo r

redemption by the unit owner, his per-sonal representatives or assigns is six(6) months from the date of sale. Thedate and time to vacate the propertyis 11:59 p.m. on October 5, 2012, ifthe account is not reinstated or theowners do not redeem from the fore-closure sale.

REDEMPTION NOTICETHE TIME ALLOWED BY LAW

FOR REDEMPTION BY THE MORT-GAGOR, THE MORTGAGOR'S PER-SONAL REPRESENTATIVES ORASSIGNS, MAY BE REDUCED TOFIVE WEEKS IF A JUDIC IALORDER IS ENTERED UNDER MIN-NESOTA STATUTES , SECTION582.032, DETERMINING, AMONGOTHER TH INGS , THAT THEMORTGAGED PREMISES AREIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED

��



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: May 23, 2006MORTGAGOR: She r y l A . Dah l , A

Single Woman.MORTGAGEE: C it iMortgage, Inc . ,

s/b/m with ABN Amro Mortgage Group,Inc..

DATE AND PLACE OF RECORDING:Recorded June 14, 2006, Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE : ABN Amro MortgageGroup, Inc.


MORTGAGED PROPERTY ADDRESS:1700 Four Oaks Road, Unit 316, Eagan,MN 55121


ERTY:Situated In The County Of DakotaAnd State Of Minnesota: Unit 316,Coachman Oaks Condominium,Dakota County, Minnesota Condo-minium File No.45.COUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is1 1 : 5 9 p . m . o n _ _ O c t o b e r 2 9 ,2012____________________, unless theredemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.



Dated: February 24, 2012.CitiMortgage, Inc.Mortgagee/Assignee of Mortgagee




MORTGAGE: $165,300.00MORTGAGOR(S): Eric Berchtold and

Jamie Berchtold, husband and wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor 1st Trust Mortgage Corporation, itssuccessor and assigns.DATE AND PLACE OF REGISTER-

ING:Registered: July 28, 2004 Dakota

County Registrar of TitlesDocument Number: 543148ASSIGNMENTS OF MORTGAGE:And assigned to: New York Commu-

nity BankDated: February 03, 2012Transaction Agent: Mortgage Elec-


cation Number: 100162500012494887Lender or Broker: 1st Trust Mort-

gage CorporationResidential Mortgage Servicer: New

York Community BankMortgage Originator: Not ApplicableCERTIFICATE OF TITLE NUMBER:


LOCATED: DakotaProperty Address: 719 1st Ave S,

South St Paul, MN 55075-3002T a x P a r c e l I D N u m b e r :


ERTY: Lot Nineteen (19), in Block Two(2), of Lorraine Park Addition to theCity of South St. Paul, Dakota County,Minnesota.AMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE:New York Community Bank


��

��

UNITS, ARE NOT PROPERTY USEDIN AGRICULTURAL PRODUCTION,AND ARE ABANDONED.

9. THIS IS A COMMUNICATION FROMA DEBT COLLECTOR ATTEMPTING TOCOLLECT A DEBT. ANY INFORMA-TION OBTAINED WILL BE USED FORTHAT PURPOSE.

GARRETT SQUARE ASSOCIATIONAttorneys for Garrett SquareAssociationTHOMSEN & NYBECK, P.A.By:______________________Gretchen S. Schellhas (#195595)3600 American Blvd. West, Suite 400Bloomington, Minnesota 55431(952) 835-7000(Garrett Square - Williams 11-7-498D)2907508 2/16-3/22/12




2003MORTGAGORS: Paul J. Fox and Lori

L. Fox, husband and wife.MORTGAGEE: Mortgage Electronic






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Principal ResidentialMortgage, Inc.


MORTGAGED PROPERTY ADDRESS:18897 Euclid Path, Farmington, MN55024


ERTY:Lot 1, Block 1, Nelsen Hills Farm2nd AdditionCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on _October 5, 2012, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.








MORTGAGE: $330,000.00MORTGAGOR(S): Daniel H. Larkin

and Sheri L. Larkin, Husband and WifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for Forteva, LLC., dba FortevaFinancial Services, its successors andassigns.DATE AND PLACE OF REGISTER-

ING:Reg iste red : Feb rua ry 24, 2005

Dakota County Registrar of TitlesDocument Number: 559610ASSIGNMENTS OF MORTGAGE:A n d a s s i g n e d t o : B A N K O F

AMERICA , N .A . , SUCCESSOR BYMERGER TO BAC HOME LOANS SER-VICING, LP FKA COUNTRYWIDE HOMELOANS SERVICING LPDated: October 25, 2011Registered: November 08, 2011

Dakota County Registrar of TitlesDocument Number: T686810Transaction Agent: Mortgage Elec-


cation Number: 100060677001428077Lender or Broker: Forteva, LLC., dba

Forteva Financial ServicesResidential Mortgage Servicer: Bank

of America, N.A.Mortgage Originator: Not ApplicableCERTIFICATE OF TITLE NUMBER:


LOCATED: DakotaProperty Address: 20880 Indepen-

dence Ave, Lakeville, MN 55044-5878T a x P a r c e l I D N u m b e r :

T a x P a r c e l I D N u m b e r :22-47476-05-060LEGAL DESCRIPTION OF PROP -

ERTY: Lot 6, Block 5, Marion FieldsSecond Addition, according to therecorded plat thereof.AMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE :Bank of America, N.A., Successorby Merger to BAC Home LoansServicing, LP FKA CountrywideHome Loans Servicing LP




and conditions of the Declaration forCarriage Hills Condominiums, Inc.(hereinafter the "Association") whichwas reco rded as Documen t No .599819, in the Office of the CountyRecorder of Dakota County, Minne-sota, as amended/supplemented, anda l s o , pu r s u an t t o M i n n . S t a t .'515B.3-116, covering the followingproperty:LEGAL DESCRIPTION OFPROPERTY: Unit No. 212, GarageNos. 54 and 69, Condominium FileNo. 47 , Carriage Hi l ls Condo-minium, Dakota County, Minne-sotaSTREET ADDRESS: 3420 Golf-view Drive, Unit 212, Eagan, MN55123TAX PARCEL ID NUMBER :10-76900-03-0362. Pursuant to said Declaration,

there is claimed to be due and owingas of January 25, 2012, from Anna L.Edwards and Michael W. Oden, titleholders, to the Association, a Minne-sota non-profit corporat ion, theamount of $5,596.36 for unpaidassociation dues, late fees, attorneys'fees and costs, plus any other suchamounts that will accrue after Janu-ary 25, 2012, including reasonableattorneys' fees and costs of collectionand foreclosure which will be added tothe amount claimed due and owing atthe time of the sale herein.


ments have been met.5. The owne r s h a v e no t b e en

released from the owners' financialobligation to pay said amount.

6. The Declaration, referenced above,and Minn. Stat . §§515B .3-115 and515B.3-116 provide for a continuinglien against the property. A Notice ofLien evidencing the amount due wasrecorded on June 1, 2011, as Docu-men t No. 2803252 in the Dako taCounty Recorder's Office.

7. Pursuant to the power of sale con-tained in the same Declaration andgranted by the owners in taking title tothe premises subject to said Declara-t ion and pursuant to M inn. Stat .

t ion and pursuant to M inn. Stat .§§515B.3-115 and 515B.3-116, saidLien will be foreclosed by the sale ofsaid property by the Sheriff of DakotaCounty, at the Dakota County SheriffsOffice, Dakota County Law Enforce-ment Center, 1580 Highway 55, LobbyS-100 , Hastings, MN 55033, on the5th day of April, 2012, at 10:00a.m. at public auction to the highestbidder, to pay the amount then due forsaid assessments, together with thecosts of foreclosure, including attor-neys fees as allowed by law.8. The t ime a l lowed by law fo r

redemption by the unit owners, theirpersonal representatives or assigns issix (6) months from the date of sale.The date and time to vacate the prop-erty is 11:59 p.m. on October 5, 2012,if the account is not reinstated or theowners do not redeem from the fore-closure sale.


FOR REDEMPTION BY THE MORT-GAGORS , THE MORTGAGORS 'PERSONAL REPRESENTATIVES ORASSIGNS, MAY BE REDUCED TOFIVE WEEKS IF A JUDIC IALORDER IS ENTERED UNDER MIN-NESOTA STATUTES , SECTION582.032, DETERMINING, AMONGOTHER TH INGS , THAT THEMORTGAGED PREMISES AREIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USEDIN AGRICULTURAL PRODUCTION,AND ARE ABANDONED.9. THIS IS A COMMUNICATION FROM


CARRIAGE HILLSCONDOMINIUMS, INC.

Attorneys for Carriage HillsCondominiums, Inc.THOMSEN & NYBECK, P.A.By: ___________________Gretchen S. Schellhas (#195595)3600 American Blvd. West, Suite 400Bloomington, Minnesota 55431(952) 835-7000(Ca r r i a g e H i l l s /Edw a rd s -Oden /11-7-050D)2907526 2/16-3/22/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE:J uly 19, 2006MORTGAGORS: A r p a n D a n a n d

Amanda Dan, husband and wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded August 2, 2006, Dakota








MORTGAGED PROPERTY ADDRESS:3200 Sunset Lake Drive, Burnsville,MN 55337

T A X P A R C E L I . D . # :02-73200-01-090


Lot 9, Block 1, Sunset Lake ICOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on October 5, 2012, unlessthe redemption period is reduced to 5

the redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.








1994MORTGAGOR: Kathy A. Humphrey,

a single person.MORTGAGEE: J PM o r g a n C h a s e

Bank, National Association s/b/m toChase Home Finance, LLC f/k/a Marga-retten & Company Inc.

DATE AND PLACE OF RECORDING:Recorded April 11, 1994, Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Margaretten & CompanyInc.


MORTGAGED PROPERTY ADDRESS:923 Oakwood Heights Circle, Eagan,MN 55123

T A X P A R C E L I . D . # :10-53800-103-02


Unit Number 3, Condominium Num-ber 59, Oakwood Heights Condo-minium, a Condominium located inDakota County, Minnesota.COUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin twelve (12) months from thedate of said sale by the mortgagor(s),their persona l representat ives orassigns unless reduced to Five (5)weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on April 8, 2013, unless theredemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.


"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOT

��



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: September 5,

2006MORTGAGOR: Joel W. Biebighauser,

a single person.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded Sep tember 18, 2006 ,


ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc. And

thereafter assigned to: US Bank TrustNational Association, as Trustee forLSF7 NPL II Trust.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: American Brokers Con-duit

RESIDENTIAL MORTGAGE SER -VICER: Vericrest Financial Inc.

MORTGAGED PROPERTY ADDRESS:4675 B la ine Avenue, Inver GroveHeights, MN 55076


ERTY:Unit Number 0908, Lafayette Park,CIC 370, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS











Dated: February 23, 2012.U.S. Bank Trust, NationalAssociation, as TrusteeMortgagee/Assignee of Mortgagee


��

��

LESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."






2004MORTGAGOR: Darry l T . Breckhe-

imer and Tara Breckheimer, husbandand wife.




ASSIGNMENTS OF MORTGAGE :Assigned to: GreenTree Servicing

LLC.TRANSACTION AGENT: Mortgage



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Ryland Mortgage Com-pany

RESIDENTIAL MORTGAGE SER -VICER: Green Tree Servicing LLC

MORTGAGED PROPERTY ADDRESS:6844 158TH Street, Apple Valley, MN55124


ERTY:Lot 57 , Block 1, Hawthorne 2ndAddition, CIC No. 369, located in theCounty of Dakota, State of Minne-sota.Together w ith the benefits con-tained in Declaration for CIC No. 369dated May 10, 2002, filed July 31,2002 as Document No. 1921716COUNTY IN WHICH PROPERTY IS











Dated: February 27, 2012.Green Tree Servicing LLCMortgagee/Assignee of Mortgagee





2004MORTGAGORS: Allen R. Patrin and

Cindy M. Patrin, Husband and Wife.

Cindy M. Patrin, Husband and Wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Registered December 20 , 2004,

Dakota County Registrar of Titles,Document No. 554722, Certificate ofTitle No. 134578.








MORTGAGED PROPERTY ADDRESS:808 3rd Street, Farmington, MN 55024


ERTY:Exhibit “A”

The South Fifty (S50) feet of LotsOne (1), Two (2 ) , and Three (3 ) ,except the West Ten (W10) feet of LotThree (3), in Block Thirty Six (36) ofM. Moes Addition to Farmington,Minn; and that portion of Shepley’sAddition to Farmington, Minnesota,described as follows: starting at theNortheast corner of Lot One (1),Block One (1), of Shepley’s Additionto Farmington, Minnesota, as plat-ted, thence North Ten (N10) feet,more or less to the Southeast cor-ner of Lot One (1), Block Thirty Six(36), M. Moes Addition to Farming-ton, Minn.; thence West along theNorth line of Shepley’s Addition toFarmington, Minnesota, which isalso the South line of M. Moes Addi-tion to Farmington, Minn. to a pointTen (10) feet North of the Northwestcorner of Lot One (1), Block One (1),Shepley’s Addition to Farmington,Minnesota; thence South Ten (S10)feet to the Northwest corner of saidLo t One (1 ) , B l ock One (1 ) o fShepley’s Addition to Farmington,Minnesota, and thence East alongthe North line of said Lot One (1),Block One (1), Shepley’s Addition toFarmington, Minnesota, to the pointof beginning, according to therecorded plat thereof and situate inDakota County, Minnesota.COUNTY IN WHICH PROPERTY IS



DUE AS OF DATE OF NOT I CE ,INCLUDING TAXES, IF ANY, PAID BYMORTGAGEE: $164,448.97

That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee /Ass ignee of Mortgageecomplied with all notice requirementsas required by statute; That no actionor proceeding has been instituted atlaw or otherwise to recover the debtsecured by said mortgage, or any partthereof;

PURSUANT to the power of sa lecontained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:


PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidp r em i s e s , a n d t h e c o s t s a n ddisbursements, including attorneys'f e e s a l l ow ed b y l aw s ub j e c t toredemption within six (6) months fromt h e d a t e o f s a i d s a l e b y t h em o r t g a g o r ( s ) , t h e i r p e r s o n a lrepresentatives or assigns unlessreduced to Five (5) weeks under MNStat. §580.07.

T IME AND DATE TO VACATEPROPERTY: If the real estate is anowne r - o c cup i e d , s i n g l e - f ami l ydwelling, unless otherwise provided bylaw, the date on or before which themortgagor(s) must vacate the propertyif the mortgage is not reinstated undersection 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on October 1, 2012, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.

MORTGAGOR(S) RELEASED FROMF I N A N C I A L O B L I G A T I O N O NMORTGAGE: None

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED."




NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: March 26,


MORTGAGE: $141,200.00MORTGAGOR(S): Alexander Svir-

shch and Viktoria Svirshch, husbandand wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor America's Wholesale Lender, itssuccessors and assignsDATE AND PLACE OF REGISTER-

ING:Registered: April 27, 2004 Dakota

County Registrar of TitlesDocument Number: 535497ASSIGNMENTS OF MORTGAGE:And assigned to: The Bank of New

York Mellon FKA The Bank of NewYork as Trustee for the Benefit of theCertificateholders of the CWABS

Inc., Asset-Backed Certificates, Series2004-5

Dated: October 28, 2011Registered: November 10 , 2011

Dakota County Registrar of TitlesDocument Number: T686952Transaction Agent: Mortgage Elec-


cation Number: 100015700035628649Lender or Broker: America's Whole-




LOCATED: DakotaProperty Address: 13754 Heywood

Ct, Apple Valley, MN 55124-9588T a x P a r c e l I D N u m b e r :


ERTY: Lot 2, Block 1, Common Inter-est Community No. 321, WildwoodF irst Addi t ion, according to therecorded plat thereof.AMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE:THE BANK OF NEW YORKMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THEBENEFIT OF THECERTIFICATEHOLDERS OF THECWABS INC . , ASSET -BACKEDCERTIFICATES, SERIES 2004-5




MORTGAGE: $196,800.00

MORTGAGE: $196,800.00MORTGAGOR(S): Mark L. Norland

and Jana A. Norland, husband and wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor The Lending Connection, Inc., itssuccessors and assignsDATE AND PLACE OF RECORDING:Recorded: April 19, 2007 Dakota

County RecorderDocument Number: 2510858ASSIGNMENTS OF MORTGAGE:And assigned to: Flagstar Bank, FSBDated: December 17, 2010Recorded: January 04, 2011 Dakota



cation Number: 100202010002709494Lender or Broker: The Lending Con-

nection, Inc.Residential Mortgage Servicer: Flag-


LOCATED: DakotaProperty Address: 16272 Fantasia

Ave, Rosemount, MN 55068-1458T a x P a r c e l I D N u m b e r :


ERTY: Lot 14, Block 11, Donnay's Val-ley Park 8th, according to the platthereof now on file and of record in theoffice of the County Recorder withinand for Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE
















2003MORTGAGORS: David K. Roiger and

Vickie L. Roiger, Husband and Wife.MORTGAGEE: Mortgage Source, Inc..DATE AND PLACE OF RECORDING:Recorded July 24, 2003 , Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Mortgage Source, Inc.


MORTGAGED PROPERTY ADDRESS:17495 Grove Avenue, Lakeville, MN55044

55044TAX PARCEL I.D. #: 221710102090LEGAL DESCRIPTION OF PROP -

ERTY:Lot 9, Block 2, Cherry View SecondAdditionCOUNTY IN WHICH PROPERTY IS
















2005MORTGAGORS: Brett J. Fisher and

Robin J. Fisher, Husband and Wife.MORTGAGEE: Tradition Mortgage.DATE AND PLACE OF RECORDING:Recorded February 7, 2006, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc.,

successor by merger with ABN AmroMortgage Group, Inc..



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Tradition Mortgage


MORTGAGED PROPERTY ADDRESS:18833 Dupont Way, Farmington, MN55024


ERTY:Lot 25, Block 4, Meadow Creek Sec-ond Addit ion, According to theRecorded P la t Thereof , Dako taCounty, MinnesotaCOUNTY IN WHICH PROPERTY IS




That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the debtsecured by said mortgage, or any part

��




MORTGAGE: $200,500.00MORTGAGOR(S): Jeremy Bardwell, a

single manMORTGAGEE: First Franklin Finan-

cial Corp., subsidiary of National CityBank of IndianaDATE AND PLACE OF RECORDING:Recorded: October 30, 2003 Dakota

County RecorderDocument Number: 2133714ASSIGNMENTS OF MORTGAGE:And a s s i g n ed to : U .S . BANK ,

NATIONAL ASSOCIATION, AS SUC-CESSOR TRUSTEE TO BANK OFAMERICA, N.A., AS SUCCESSOR TOLASALLE BANK, N.A. AS TRUSTEEFOR THE HOLDERS OF MERRILLLYNCH MORTGAGE INVESTORST R U S T , M O R T G A G E L O A NASSET -BACKED CERTIFICATES ,SERIES 2006-FF1Dated: February 27, 2012Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: First Franklin

Financial Corp., subsidiary of NationalCity Bank of IndianaResidential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 204 5th Ave N,



ERTY: Lots Fifteen (15) and Sixteen(16), in Block Fourteen (14) in SouthSt. Paul.AMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE:U.S. BANK, NATIONALASSOCIATION, AS SUCCESSORT R U S T E E T O B A N K O FAMERICA, N.A., AS SUCCESSORTO LASALLE BANK , N .A . ASTRUSTEE FOR THE HOLDERS OFMERRILL LYNCH MORTGAGEINVESTORS TRUST, MORTGAGELOAN ASSET-BACKEDCERTIFICATES, SERIES 2006-FF1


��

��

secured by said mortgage, or any partthereof;






"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."Dated: February 14, 2012.

CitiMortgage, Inc.Mortgagee/Assignee of Mortgagee



THE RIGHT TO VERIFICATIONOF THE DEBT AND IDENTITY OFTHE ORIGINAL CREDITOR WITHINTHE TIME PROVIDED BY LAW ISNOT AFFECTED BY THIS ACTION.Notice is hereby given that default

has occurred in conditions of the fol-lowing described mortgage:DATE OF MORTGAGE: March 3, 2006MORTGAGORS: Paul O'Connell and

Brenda O'Connell, husband and wifeMORTGAGEE: New Century Mort-

gage CorporationDATE AND PLACE OF RECORDING:Recorded: March 13, 2007Dakota County Registrar of TitlesDocument #: 607207ASSIGNMENTS OF MORTGAGE:Said mortgage was assigned to Deut-

sche Bank National Trust Company, asIndenture Trustee, for New CenturyHome Equity Loan Trust 2006-1 onApril 21, 2011 and said assignmentwas recorded on February 2, 2012 andgiven document number T690969.LEGAL DESCRIPTION OF PROP-

ERTY:THAT PART OF LOT SIX (6 ) ,BLOCK ONE (1) , OAK CLIFF ,ACCORDING TO THE PLAT ONFILE AND OF RECORD IN THEO F F I C E O F T H E C O U N T YRECORDER, DAKOTA COUNTY,MINNESOTA, LYING WEST OFTHE FOLLOWING DESCRIBEDLINE:COMMENCING AT THE NORTH-WEST CORNER OF SAID LOT SIX( 6 ) ; T H E N C E N O R T H 8 9DEGREES 48 MINUTES 04 SEC-ONDS EAST ASSUMED BEARINGALONG THE NORTH LINE OFSAID LOT SIX (6) FOR A DIS-TANCE OF 51.07 FEET TO THEPOINT OF BEGINNING; THENCESOUTH 01 DEGREES 15 MIN-UTES 20 SECONDS WEST FOR ADISTANCE OF 102 .09 FEET ;THENCE SOUTH 03 DEGREES 23MINUTES 26 SECONDS WESTFOR A DISTANCE OF 42 .20 ,THENCE SOUTH 05 DEGREES 27MINUTES 23 SECONDS WESTFOR A DISTANCE OF 44.12 FEETPLUS OR MINUS TO THE SOUTHLINE OF SAID LOT SIX (6) ANDTHERE TERMINATING.The Torrens Certificate No. is

142126PARCEL ID #: 10-53550-064-01PROPERTY ADDRESS : 2245

Mahogany Way, Eagan, Minnesota55122TRANSACTION AGENT: N/ATRANSACTION AGENT ID NO.: N/ACURRENT MORTGAGE SERVICER:

Carrington Mortgage Services, Inc.COUNTY IN WHICH PROPERTY IS



DUE AS OF DATE OF NOT I CE ,INCLUDING TAXES, IF ANY PAID BYMORTGAGEE: $269,682.24


That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee /Ass ignee of Mortgageecomplied with all notice requirementsas required by statute; that no Mort-gago rs have been re leased f romfinancial obligation on said Mortgage;that no action or proceeding has beeninstituted by law to recover that debtsecured by said Mortgage, or any partthereof; that all conditions precedentto forec lose of the Mortgage andaccelera t ion of the deb t securesthereby have been fulfilled;

PURSUANT to the power of sa letherein contained, said Mortgage willbe foreclosed and the above describedproperty will be sold by the Sheriff ofsaid county as follows:

DATE AND TIME OF SALE: April 12,2012 at 10:00 amPLACE OF SALE: Dakota County

Law Enforcement Center, Lobby S-100,1580 Highway 55, Hastings, MN 55033to pay the debt the debt then securedby the Mortgage, and taxes, if any, onsa id premises , and the costs anddisbursements, including attorneys'fees allowed by law, subject to redemp-tion within six (6) months from thedate of sale by the mortgagors, theirpersonal representatives or assigns.

DATE TO VACATE PROPERTY: Thedate on or before which the mortgagormust vaca te the p rope r ty i f themortgage is not reinstated underMinnesota Statutes section 580.30 ofth e p r o p e r t y r e d e em e d un d e rMinnesota Statutes sections 580.23 isOctober 12, 2012 at 11:59 p.m. If theforegoing date is Saturday, Sunday, ora legal holiday, then the date to vacateis the next business day at 11:59 p.m.

MORTGAGORS RELEASED FROMFINANCIAL OBLIGATION ON MORT-GAGE: NoneTHE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.THIS COMMUNICATION IS FROM A

DEBT COLLECTOR ATTEMPTING TOCOLLECT A DEBT. ANY INFORMA-TION OBTAINED WILL BE USED FORTHAT PURPOSE.Dated: February 15, 2012

Deutsche Bank National TrustCompany, as Indenture Trustee,for New Century Home EquityLoan Trust 2006-1Mortgagee

Kenneth J. JohnsonMinnesota State Bar No. 0246074Johnson, Blumberg & Associates, LLCAttorney for Mortgagee230 W. Monroe St., Ste. 1125Chicago, IL 60606Phone 312-541-9710Fax 312-541-97112915858 2/23-3/29/12

PUBLIC NOTICENOTICE OF MORTGAGE

ORECLOSURE SALETHE RIGHT TO VERIFICATION OF

THE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN: That

default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: October 5,


MORTGAGE: $152,000.00MORTGAGOR(S): Tollie Thomas, Jr,

A Single PersonMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor WMC Mortgage Corp.TRANSACTION AGENT: Mortgage

Electronic Registration Systems, Inc.MIN#: 100136300117026954SERVICER: Ocwen Loan Servicing,

LLCLENDER: WMC Mortgage Corp..DATE AND PLACE OF F IL ING :

Dakota County Minnesota,Registrar ofT it le , on December 29, 2006 , asDocument No. 603367.ASSIGNED TO: U.S. Bank National

Association, as Trustee for the regis-tered holders of Mastr Asset BackedSecurities Trust 2007-WMC1MortgagePass -Through Cert i f icates Ser ies2007-WMC1 Dated: April 16, 2010 , andrecorded May 18, 2010 by DocumentNo. T662082 .LEGAL DESCRIPTION OF PROP -

ERTY : Lot 9, B lock 11, Pa lominoWoods, Dakota County, State of Min-nesotaPROPERTY ADDRESS: 14070 Hey-

wood Path, Apple Valley, MN 55124PROPERTY I.D: 01-56775-11-090COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFTHE NOTICE: One Hundred Sixty-SixThousand Three Hundred Eight and02/100 ($166,308.02)THAT no action or proceeding has

been instituted at law to recover thedebt secured by said mortgage, or anypart thereof; that there has been com-pliance with all pre-foreclosure noticeand acceleration requirements of saidmortgage, and/or applicable statutes;PURSUANT, to the power of sale con-


DATE AND TIME OF SALE: 10:00 AMon April 10, 2012PLACE OF SALE : Sherif f`s Main

PLACE OF SALE : Sherif f s MainOffice, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343to pay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the pre-mises and the costs and disburse-men ts a l lowed by law . The t imeallowed by law for redemption by saidmortgagor(s), their personal represen-tatives or assigns is 6.00 months fromthe date of sale. If Mortgage is notreinstated under Minn. Stat. §580.30or the property is not redeemed underMinn. Stat. §580.23, the Mortgagormust vacate the property on or before11:59 p.m. on October 10, 2012, or thenext business day if October 10, 2012falls on a Saturday, Sunday or legalholiday.

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR`S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."Dated: February 23, 2012

U.S. Bank National Association,as Trustee for the registeredholders of Mastr Asset BackedS e c u r i t i e s T r u s t2007-WMC1MortgagePass-Through Certificates Series2007-WMC1

Randall S. Miller & Associates, PLLCAttorneys for Assignee of Mortgage/MortgageeOne Financial Plaza,120 South Sixth Street, Suite 1100Minneapolis, MN 55402Phone: 612-573-3677Our File No. 10MN00199-2 TTHIS IS A COMMUNICATION FROMA DEBT COLLECTOR.A S A P # 4 2 0 0 0 4 3 0 2 / 2 3 / 2 0 1 2 ,03/01/2012, 03/08/2012, 03/15/2012,03/22/2012, 03/29/20122912995 2/23-3/29/12


NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: January 02,


MORTGAGE: $135,000.00MORTGAGOR(S): Kelly Zehoski, an

unmarried womanMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Provident Funding Associates, L.P.,its successors and assignsDATE AND PLACE OF RECORDING:Recorded: January 15, 2008 Dakota

County RecorderDocument Number: 2566342ASSIGNMENTS OF MORTGAGE:And assigned to: Provident Funding

Associates, L.P.Dated: August 22, 2011Recorded: August 29, 2011 Dakota



cation Number: 1000179-3517120077-3Lender or Broker: Provident Fund-

ing Associates, L.P.Residential Mortgage Servicer: Provi-

dent Funding Associates, L.P.Mortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 839 Dwane St,



ERTY: Lot 1, Block 17, South ParkDivision No. 10, Dakota County, Min-nesota.AMOUNT DUE AND CLAIMED TO BE









THE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.THE TIME ALLOWED BY LAW FOR


ASSIGNEE OF MORTGAGEE :Provident Funding Associates,L.P.



FORECLOSURE SALEDate: February 2, 2012YOU ARE NOTIFIED THAT:1. Default has occurred in the terms

and conditions of the Amended andRestated Declaration for Oak Leaf WestHomeowners Association (hereinafterthe "Association") which was recordedas Document No. 466846, in the Officeof the Registrar of Titles of DakotaCounty, Minnesota, and also, pursu-ant to Minn. Stat. '515B.3-116, cover-ing the following property:LEGAL DESCRIPTION: L o t F i f -teen (15), Block One (1) in OakLeaf P lat Three, CIC No. 350,Dakota County, MinnesotaSTREET ADDRESS: 1712 East123rd Street , Burnsv i l le, MN55337T A X P A R C E L I D N O .02-53702-01-1502. Pursuant to said Amended and

Restated Declaration, there is claimedto be due and owing as of February 2,2012, from Janet Miriam Nelson, titleholder, to the Association, a Minne-sota non-profit corporat ion, theamount of $8,690.72 for unpaidassociation dues, late fees, attorneys'fees and costs, plus any other suchamounts that will accrue after Febru-ary 2 , 2012 , including reasonableattorneys' fees and costs of collectionand foreclosure which will be added tothe amount claimed due and owing atthe time of the sale herein.

3. No action is now pending at law orotherwise to recover said debt or anypart thereof. A writ of execution onthe judgment in Dakota County Dis-trict Court File No. 19HA-CV-11-34113was returned wholly unsatisfied andthe Association is abandoning itsefforts to collect said judgment.4. That all preforeclosure require-



6. The Amended and Restated Decla-ration, referenced above, and Minn.Stat. §§515B.3-115 and 515B.3-116provide for a continuing lien againstthe property. A Notice of Lien evi-dencing the amount due was recordedon October 22, 2010, as Document No.T669774 in the Dakota County Regis-trar of Titles' Office.

7. Pursuant to the power of sale con-ta ined in the same Amended andRestated Declaration and granted bythe owner in taking title to the pre-mises subject to said Declaration andpursuant to Minn. Stat. §§515B.3-115and 515B.3-116, said Lien will be fore-closed by the sale of said property bythe Sheriff of Dakota County, at theDakota County Sheriff's Office, DakotaCounty Law Enforcement Center, 1580Highway 55, Lobby S-100 , Hastings,MN 55033, on the 18th day of April,2012, at 10:00 a.m. at public auc-tion to the highest bidder, to pay theamount then due for said assess-ments, together with the costs of fore-closure, including attorneys fees asallowed by law.8. The t ime a l lowed by law fo r

redemption by the unit owner, her per-sonal representatives or assigns is six(6) months from the date of sale. Thedate and time to vacate the propertyis 11:59 p.m. on October 18, 2012,if the account is not reinstated orthe owner does not redeem from theforeclosure sale.


FOR REDEMPTION BY THE MORT-GAGOR, THE MORTGAGOR'S PER-SONAL REPRESENTATIVES ORASSIGNS, MAY BE REDUCED TOFIVE WEEKS IF A JUDIC IALORDER IS ENTERED UNDER MIN-NESOTA STATUTES , SECTION582.032, DETERMINING, AMONGOTHER TH INGS , THAT THEMORTGAGED PREMISES AREIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USEDIN AGRICULTURAL PRODUCTION,AND ARE ABANDONED.9. THIS IS A COMMUNICATION FROM


OAK LEAF WEST HOMEOWNERSASSOCIATION

ASSOCIATIONAttorneys for Oak Leaf WestHomeowners AssociationTHOMSEN & NYBECK, P.A.By:Gretchen S. Schellhas (#195595)3600 American Blvd. West, Suite 400Bloomington, Minnesota 55431(952) 835-7000(Oak Leaf West / Nelson/ 10-7-326D)2915570 2/23-3/29/12




1998MORTGAGORS: Jeffrey R. Wiegand

and Carolyn M. Wiegand, husband andwife.

MORTGAGEE: D iscover MortgageCorporation.

DATE AND PLACE OF RECORDING:Recorded May 19, 1998, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: Standard Federal Bank.

And thereafter assigned to: CitiMort-gage, Inc..



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Discover Mortgage Cor-poration


MORTGAGED PROPERTY ADDRESS:8724 Highwood Way, Apple Valley, MN55124

T A X P A R C E L I . D . # :01-33901-030-01


Lot 3, Block 1, Hunters Wood Sec-ond Addition.Dakota County















default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: July 25, 2003MORTGAGOR: Antoinette J. Ralston,

an unmarried woman.MORTGAGEE: J PM o r g a n C h a s e

Bank, National Association, successorin interest by purchase from the Fed-

��



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 24, 2006MORTGAGORS: Patrick J. Short and

Maria V. Short, husband and wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded June 2 , 2006 , Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Prime Mortgage Corpora-tion


MORTGAGED PROPERTY ADDRESS:14221 11TH Avenue South, Burnsville,MN 55337

T A X P A R C E L I . D . # :02-84805-01-170


Lot 17, Block 1, Wood Park Plat SixCOUNTY IN WHICH PROPERTY IS













��

��

in interest by purchase from the Federal Deposit Insurance Corporation asReceiver for Washington Mutual Bankf/k/a Washington Mutual Bank, FA.

DATE AND PLACE OF RECORDING:Recorded Sep tember 16 , 2003 ,





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE : Washington Mutua lBank, FA


MORTGAGED PROPERTY ADDRESS:253 East Arion Street, West St Paul,MN 55118


ERTY:Lot 10, Block 2, Hurleys 3rd Addi-tion to West St. PaulCOUNTY IN WHICH PROPERTY IS















default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: February 25,

2008MORTGAGOR: Meaghan E. Legg, a


Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded March 5, 2008, Dakota

Coun ty Recorder , Documen t No.2575915, corrected by Correct iveMo r tgage reco reded as Doc . No.2584662.




LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Marketplace Home Mort-gage, LLC


RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc.

MORTGAGED PROPERTY ADDRESS:20583 Hampshire Way, Lakeville, MN55044

T A X P A R C E L I . D . # :22-82052-730-02


Lot 73, Block 2, Village Creek 3rdAddi t ion , CIC No. 346 , Dako taCounty, MinnesotaCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on _October 12 , 2012 ,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.








2007MORTGAGOR: John F ischer , aka

John D. Fischer, a single person.MORTGAGEE:PNC Bank, National

Association, s/b/m to National CityMortgage a division of National CityBank.

DATE AND PLACE OF RECORDING:Recorded December 5, 2007, Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: National City Mortgage adivision of National City Bank


MORTGAGED PROPERTY ADDRESS:84 Riverwoods Lane, Burnsville, MN55337


ERTY:Lot 2, Block 2, Townhouse Villagesat River Woods 2nd AdditionCOUNTY IN WHICH PROPERTY IS




That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-

Mortgagee/Assignee of Mortgagee complied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the debtsecured by said mortgage, or any partthereof;







Dated: February 14, 2012.PNC Bank, National AssociationMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: June 30, 2003MORTGAGOR: Yong Vang, a single

person.MORTGAGEE: PNC Bank, National

Association, s/b/m to National CityBank, s/b/m to National City MortgageCo., f/k/a NCMC NewCo., Inc., s/i/i toNational City Mortgage Co..

DATE AND PLACE OF RECORDING:Recorded September 3, 2003, Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: National City MortgageCo.


MORTGAGED PROPERTY ADDRESS:4611 Audrey Avenue, Inver GroveHeights, MN 55077


ERTY:Lot 2, Block 4, Groveland ParkCOUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assigns

personal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.




Dated: February 14, 2012.PNC Bank, National AssociationMortgagee/Assignee of Mortgagee





2003MORTGAGORS: David A. Rupe and

Tina M. Rupe, Husband and Wife.MORTGAGEE: Opt imum Mortgage

Services Inc..DATE AND PLACE OF RECORDING:Recorded January 13, 2004, Dakota



tion. And thereafter assigned to:Mortgage Electronic Registration Sys-tems, Inc.. And thereafter assigned to:U.S. Bank National Association.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Optimum Mortgage Ser-vices Inc.


MORTGAGED PROPERTY ADDRESS:16542 Frazer Way, Lakeville, MN 55068


ERTY:Lot 5, Block 8, Donnay's Valley Park3rd Addi t ion, According to theReco rded pla t the reof , Dako taCounty, Minnesota.COUNTY IN WHICH PROPERTY IS










"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."




FORECLOSURE SALEDate: February 13, 2012YOU ARE NOTIFIED THAT:1. Default has occurred in the terms

and conditions of the Declaration ofCovenants Conditions, and Restric-t ions recorded as Documen t No.397941 (Lakebridge Association No. 2)and as Document No. 392793 (Lake-bridge Property Owners Association - amaster association), which was filed inthe of f ice of the Dako ta Coun tyRecorder, as amended, and also, pur-suant to Minn. Stat. '515B.3-116, cov-ering the following property:LEGAL DESCRIPTION OF PROP -ERTY: Apartment No. 63, BuildingNo. 16, Lakebridge CondominiumNo. 2, File #6, Dakota County, MNSTREET ADDRESS: 3420 ClomanWay East, Inver Grove Heights, MN55076T A X P A R C E L I D N U M B E R :20-44350-01-1902. Pursuant to said Declarations,

there is claimed to be due and owingas of February 13, 2012, from TameraK. Eide, title holder, to the Associa-tion, a Minnesota non-profit corpora-tion, the amount of $3,306.00 forunpaid association dues, late fees,attorneys' fees and costs, plus anyother such amounts that will accrueafter February 13, 2012, including rea-sonable attorneys' fees and costs ofcollection and foreclosure which willbe added to the amount claimed dueand ow ing at the t ime of the sa leherein.




6. The Dec larat ions , referencedabove, and Minn. Stat. §§515B.3-115and 515B.3-116 provide for a continu-ing lien against the property. A Noticeof Lien evidencing the amount due wasrecorded on November 28, 2011, asDocument No. 2832963 in the DakotaCounty Recorder's Office.

7. Pursuant to the power of sale con-tained in the same Declarations andgranted by the owner in taking title tothe premises subject to said Declara-tions and pursuant to Minn. Stat .§§515B.3-115 and 515B.3-116, saidLien will be foreclosed by the sale ofsaid property by the Sheriff of DakotaCounty, at the Dakota County SheriffsOffice, Dakota County Law Enforce-ment Center, 1580 Highway 55, LobbyS-100 , Hastings, MN 55033, on the20th day of April, 2012, at 10:00a.m. at public auction to the highestbidder, to pay the amount then due forsaid assessments, together with thecosts of foreclosure, including attor-neys fees as allowed by law.

8. The t ime a l lowed by law forredemption by the unit owner, her per-sonal representatives or assigns is six(6) months from the date of sale. Thedate and time to vacate the propertyis 11:59 p.m. on October 22, 2012,if the account is not reinstated orthe owner does not redeem from theforeclosure sale.


FOR REDEMPTION BY THE MORT-GAGOR, THE MORTGAGOR'S PER-SONAL REPRESENTATIVES ORASSIGNS, MAY BE REDUCED TOFIVE WEEKS IF A JUDIC IALORDER IS ENTERED UNDER MIN-NESOTA STATUTES , SECTION582.032, DETERMINING, AMONGOTHER TH INGS , THAT THEMORTGAGED PREMISES AREIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USEDIN AGRICULTURAL PRODUCTION,AND ARE ABANDONED.9. THIS IS A COMMUNICATION FROM


L A K E B R I D G E P R O P E R T YOWNERS' ASSOCIATION

Attorneys for Lakebridge PropertyOwners' AssociationTHOMSEN & NYBECK, P.A.By: ___________________Gretchen S. Schellhas (#195595)3600 American Blvd. West, Suite 400Bloomington, Minnesota 55431(952) 835-7000(Lakebridge/Eide/11-7-281D)2921456 3/1-4/5/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: June 1, 2007MORTGAGOR: Jacqueline M . Tap-

pella, A Single Person.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded Ju ly 3 , 2007 , Dako ta



��




2005MORTGAGOR: Duke Geo rge T r i -

funov, Jr., a single person.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded January 17, 2006, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: US Bank, National

Association, as Trustee for StructuredAsset Investment Loan Trust, Mort-gage pass-through Certificates,Series2006-BNC 1.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: BNC Mortgage, Inc.


MORTGAGED PROPERTY ADDRESS:1141 South 8TH Avenue, South SaintPaul, MN 55075

T A X P A R C E L I . D . # :36-32100-03-210


The North half of Lot 20 and all ofLot 21, Block 3, Hauses Addition toSouth St. Paul, together with theWest half of vacated alley adjoiningwhich accrued thereto by reason ofvacation thereof, Dakota County,MinnesotaCOUNTY IN WHICH PROPERTY IS











Dated: February 22, 2012.US Bank, National Association asTrusteeMortgagee/Assignee of Mortgagee


��

��

Assigned to: JPMorgan Chase Bank,National Association.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: CTX Mortgage Company,LLC


MORTGAGED PROPERTY ADDRESS:1950 Rose Way, Hastings, MN 55033


ERTY:Unit No. 506 , Common InterestCommunity Number 511, A Condo-minium, Pra ir ie R idge , Dako taCounty, Minnesota.COUNTY IN WHICH PROPERTY IS











Dated: February 16, 2012.JPMorgan Chase Bank, NationalAssociationMortgagee/Assigneeof Mortgagee





2009MORTGAGORS: Jacquelynn Sanders

and Matthew Sanders, Wife and Hus-band.





National Association.TRANSACTION AGENT: Mortgage



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: The Business Bank DBAPrime Mortgage


MORTGAGED PROPERTY ADDRESS:3405 Brookview Drive, Burnsville, MN55337

TAX PARCEL I.D. #: 027325002062


ERTY:The East 77 Feet of Lot 6, Block 2,Sunset Terrace and the West 23 Feetof Lot 13, Block 4, Sunset Terrace2nd AdditionCOUNTY IN WHICH PROPERTY IS















default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: August 21,


MORTGAGE: $232,000.00MORTGAGOR (S ) : Carmen Lopez

Caraballo and Nestor Sevilla Sr, wifeand husband, as joint tenantsMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor EquiFirst CorporationTRANSACTION AGENT: Mortgage

Electronic Registration Systems, Inc.MIN#: 100200100103536110SERVICER: Ocwen Loan Servicing

LLCLENDER: EquiFirst Corporation.DATE AND PLACE OF F IL ING :

Dakota County Minnesota,Registrar ofT it le , on September 11, 2006 , asDocument No. 597352.ASSIGNED TO : HSBC Bank USA ,

National Association, as Trustee, forthe registered holders of NomuraHome Eq u i t y Home Lo an , In c .Asset-Backed Certificates , Series2007-2 Dated: December 24, 2011 , andrecorded January 12, 2012 by Docu-ment No. T689966 .LEGAL DESCRIPTION OF PROP -

ERTY: Lots(14)and Fifteen(15) in BlockFour (4) of Ravenscroft Park Additionto South St. Paul, Dakota County,Minnesota.PROPERTY ADDRESS : 354 12th

Avenue South, South St. Paul, MN55075PROPERTY I.D: 36 63000 04 150COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFT H E N O T I C E : T w o H u n d r e dTwenty-Eight Thousand Seven Hun-dred Twelve and 10/100 ($228,712.10)THAT no action or proceeding has

been instituted at law to recover thedebt secured by said mortgage, or anypart thereof; that there has been com-

part thereof; that there has been compliance with all pre-foreclosure noticeand acceleration requirements of saidmortgage, and/or applicable statutes;PURSUANT, to the power of sale con-



Office, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343to pay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the pre-mises and the costs and disburse-men ts a l lowed by law . The t imeallowed by law for redemption by saidmortgagor(s), their personal represen-tatives or assigns is 6.00 months fromthe date of sale. If Mortgage is notreinstated under Minn. Stat. §580.30or the property is not redeemed underMinn. Stat. §580.23, the Mortgagormust vacate the property on or before11:59 p.m. on October 17, 2012, or thenext business day if October 17, 2012falls on a Saturday, Sunday or legalholiday.


HSBC Bank USA, NationalAssociation, as Trustee, for theregistered holders of NomuraHome Equity Home Loan, Inc.Asset-Backed Certificates, Series2007-2




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE:June 30, 1994MORTGAGORS: John M . Paw lenty

and Jodi L. Pawlenty, Husband andWife.

MORTGAGEE: Norwest Mortgage,Inc..

DATE AND PLACE OF RECORDING:Recorded August 19, 1994, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: Universal Mortgage

Corporation of Wisconsin. And there-after assigned to: U.S. Bank NationalAssociation.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Norwest Mortgage, Inc.


MORTGAGED PROPERTY ADDRESS:131 Ash Street East, South Saint Paul,MN 55075


ERTY:Lot Sixteen, Block Two (2), SunnyV iew Terrace, According to theRecorded Plat Thereof on File and ofRecord in the Office of the CountyRecorder, Dakota County, Minne-sota.COUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assigns

personal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.







NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: January 05,


MORTGAGE: $134,400.00MORTGAGOR(S): Mike T. Reis and

Tamera J. Reis, Husband and WifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for America's Wholesale Lender,its successors and assignsDATE AND PLACE OF RECORDING:Recorded: February 08, 2005 Dakota

County RecorderDocument Number: 2294296ASSIGNMENTS OF MORTGAGE:And assigned to: The Bank of New

York Mellon FKA The Bank of NewYork, as Trustee for the Certificate-h o l d e r s o f t h e CWA B S , I n c . ,Asset-Backed Certificates , Series2005-1Dated: October 20, 2011Reco rded : Decembe r 15 , 2011



cation Number: 1000157-0004676607-3Lender or Broker: America's Whole-



LOCATED: DakotaProperty Address: 252 1st Ave S,



ERTY: Lot 17, Block 15, Hepburn ParkAddition to the City of St. Paul, accord-ing to recorded plat thereof and situ-ate in Dakota County, MinnesotaAMOUNT DUE AND CLAIMED TO BE










THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: February 23, 2012

ASSIGNEE OF MORTGAGEE:The Bank of New York MellonFKA The Bank of New York, asTrustee for theCertificateholders of the CWABS,Inc., Asset-Backed Certificates,Series 2005-1




default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: January 8,


MORTGAGE: $315,000.00MORTGAGOR(S): Roger D Garrett, a


Registration Systems, Inc. as nomineefor Bear Stearns Residential MortgageCorpTRANSACTION AGENT: Mortgage


LLCLENDER: Bear Stearns Residential

Mortgage Corp.DATE AND PLACE OF F IL ING :

Dakota County Minnesota,Registrar ofTitle , on February 27, 2007, as Docu-ment No. 606646.ASSIGNED TO: U.S. Bank National

Association, as Trustee for the regis-tered holders of Bear Stearns AssetBacked Securities I Trust 2007-HE4Asset-Backed Certificates , Series2007-HE4 Dated: July 28, 2011 , andrecorded August 19, 2011 by Docu-ment No. T683265 .LEGAL DESCRIPTION OF PROP -

ERTY : Lo t 3 , B lock 7 , in EurekaEstates 1st Addition, Dakota County,Minnesota.PROPERTY ADDRESS: 24220 Holy-

oke Path, Lakeville, MN 55044PROPERTY I.D: 13-24660-07-030COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFTHE NO T I C E : T h r e e H u n d r e dForty-Four Thousand Four HundredTwenty-Six and 30/100 ($344,426.30)THAT no action or proceeding has


tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:DATE AND TIME OF SALE: 10:00 AM


Office, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343topay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the pre-mises and the costs and disburse-men ts a l lowed by law . The t imeallowed by law for redemption by saidmortgagor(s), their personal represen-tatives or assigns is 6.00 months fromthe date of sale. If Mortgage is notreinstated under Minn. Stat. 580.30 orthe property is not redeemed underMinn. Stat. 580.23, the Mortgagor mustvacate the property on or before 11:59p.m. on October 10, 2012, or the nextbusiness day if October 10, 2012 fallson a Saturday, Sunday or legal holiday.


U.S. Bank National Association,as Trustee for the registeredholders of Bear Stearns AssetBacked S e cu r i t i e s I T r u s t2007-HE4 Asset-BackedCertificates, Series 2007-HE4

Randall S. Miller & Associates, PLLCAttorneys for Assignee of Mortgage/MortgageeOne Financial Plaza,

One Financial Plaza,120 South Sixth Street, Suite 1100Minneapolis, MN 55402Phone: 612-573-3677Our File No. 11MN00497-1THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.A S A P # 4 1 9 7 6 9 8 0 2 / 2 3 / 2 0 1 2 ,03/01/2012, 03/08/2012, 03/15/2012,03/22/2012, 03/29/20122908695 2/23-3/29/12

��

��



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: October 26,

2004MORTGAGORS: N a r y S a o a n d

Tanratha Soeung, wife and husband.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Reco rded Novembe r 29 , 2004 ,


ASSIGNMENTS OF MORTGAGE :Assigned to: Beal Bank SSB.TRANSACTION AGENT: Mortgage



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: M&I Bank FSB

RESIDENTIAL MORTGAGE SER -VICER: Beal Bank SSB

MORTGAGED PROPERTY ADDRESS:6389 Lower 161 Street West, Rose-mount, MN 55068


ERTY:A certain tract or parcel of land inDakota County, in the State of Min-nesota. Described as follows: Lot 9,Block 2, Donnay's Valley Park 8thAddition, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS











Dated: February 23, 2012.Beal Bank, S.S.B.Mortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: March 21,

2001MORTGAGORS: Michael P. Liegl and

Sara J. Liegl, husband and wife.MORTGAGEE: Lakeland Mortgage

Corporation.DATE AND PLACE OF RECORDING:Recorded May 23 , 2001, Dakota

Recorded May 23 , 2001, DakotaCoun ty Recorder , Documen t No.1776744.

ASSIGNMENTS OF MORTGAGE :Assigned to: Principal Residential

Mo r tgage , Inc . . And the rea f te rassigned to: Mortgage Electronic Reg-istration Systems, Inc.. And thereaf-ter assigned to: CitiMortgage, Inc..



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Lakeland Mortgage Cor-poration


MORTGAGED PROPERTY ADDRESS:124 9th Avenue North, South SaintPaul, MN 55075


ERTY:Lot 14, Block 3, Windsor Addition toSouth St. Paul, Minn.COUNTY IN WHICH PROPERTY IS






DATE AND TIME OF SALE: April 10, 2012 at 10:00 AM









default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: Au gu s t 15 ,

2003MORTGAGORS: Thomas V. L. Fisher

and Marti A. Torgerson-Fisher, hus-band and wife.

MORTGAGEE: Provincial Bank.DATE AND PLACE OF RECORDING:Recorded Sep tember 30 , 2003 ,



tion. And thereafter assigned to:Mortgage Electronic Registration Sys-tems, Inc. And thereafter assigned to:U.S. Bank National Association.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Provincial Bank


MORTGAGED PROPERTY ADDRESS:12909 130TH Street Court, Burnsville,MN 55337

MN 55337TAX PARCEL I.D. #: 021833402190LEGAL DESCRIPTION OF PROP -

ERTY:Lo t 19, B lock 2 , Coun t ry V iewEsta tes F i f th Addi t ion, Dako taCounty, Minnesota.COUNTY IN WHICH PROPERTY IS
















2006MORTGAGOR: Sherman J. Perrault,

A Single Person.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded Sep tember 18, 2006 ,






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Bell America MortgageLLC DBA Bell Mortgage


MORTGAGED PROPERTY ADDRESS:15371 Drexel Way, Apple Valley, MN55124


ERTY:Lot 5, Block 1, Apple Valley East

Third Addition, Dakota County, Min-nesota

















2006MORTGAGORS: Erik P. Williams and

Sarah A. Williams, husband and wife.MORTGAGEE:Argent Mortgage Com-

pany, LLC.DATE AND PLACE OF RECORDING:Reco rded Decembe r 14 , 2006 ,



National Association, successor ininterest by purchase from the FederalDeposit Insurance Corporation asReceiver for Washington Mutual Bank.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Argent Mortgage Com-pany, LLC


MORTGAGED PROPERTY ADDRESS:17110 Gannon Way West, Rosemount,MN 55068

T A X P A R C E L I . D . # :22-16703-060-01


Lot 6, Block 1, Cedar Highlands 4thAdditionCOUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks under

unless reduced to Five (5) weeks underMN Stat. §580.07.








default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: July 25, 2005MORTGAGOR: LaurieAnn M. Chris-

topherson, a married person.MORTGAGEE:Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded August 18, 2005, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc. And

thereafter assigned to: U.S. BankNational Association, as Trustee forStanwich Mortgage Loan Trust, Series2011-4.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: CTX Mortgage Company,LLC

RESIDENTIAL MORTGAGE SER -VICER: Carrington Mortgage ServicesLLC

MORTGAGED PROPERTY ADDRESS:13920 Autumnwood Court , Rose-mount, MN 55068


ERTY:UNIT NO . 3203 , MEADOWS OFBLOOMFIELD, COMMON INTERESTCOMMUNITY NUMBER 470, DAKOTACOUNTY, MINNESOTA.COUNTY IN WHICH PROPERTY IS










GAGE: None"THE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."

Dated: February 2, 2012.U.S. Bank, National Association,as TrusteeMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: May 26, 2005MORTGAGOR: Thomas F. Vanhorn, a


Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded June 9, 2005, Dakota






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Prime Mortgage Corpora-tion


MORTGAGED PROPERTY ADDRESS:758 Eve rg reen Knol ls , Mendo taHeights, MN 55118


ERTY:Lot 9, Block 1, Evergreen Knolls 1stAddition, according to the recordedplat thereof, and situate in DakotaCounty, Minnesota.COUNTY IN WHICH PROPERTY IS












��


NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: June 23, 2005ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $208,000.00MORTGAGOR(S): Domingo Delos

Santos and Lerma Delos Santos, hus-band and wifeMORTGAGEE: Pillar Mortgage Ser-

vices CorporationDATE AND PLACE OF RECORDING:Recorded: July 19, 2005 Dakota

County RecorderDocument Number: 2341590ASSIGNMENTS OF MORTGAGE:And assigned to: Mortgage Elec-

tronic Registration Systems, Inc.Dated: July 12, 2005Reco rded : Novembe r 10 , 2005

Dakota County RecorderDocument Number: 2379686And assigned to: The Bank Of New

York Mellon Fka The Bank Of NewYork As Trustee For The Certificate-holders CWALT, Inc. Alternative LoanTrust 2005-J12 Mortgage Pass-throughCertificates, Series 2005-J12Dated: November 18, 2008Reco rded : Decembe r 09 , 2008



cation Number: 100077910004212821Lender or Broker: Pillar Mortgage

Services CorporationResidential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 1426 Circle Dr,

Burnsville, MN 55337-5804T a x P a r c e l I D N u m b e r :


ERTY: Lot 15, Block 2, Vista View 3rdAddition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BEDUE AS OF DATE OF NOT I CE :$260,727.55THAT all pre-foreclosure require-










ASSIGNEE OF MORTGAGEE: The BankOf New York Mellon Fka The Bank OfNew York As Trustee For The Certifi-cateholders CWALT, Inc. AlternativeLoan T r u s t 2 0 05 -J12 Mo r tgagePass -through Cert i f icates , Ser ies2005-J12Wilford, Geske & Cook P.A.Attorneys for Assignee of MortgageeLawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 012043F022925744 3/8-4/12/12



MORTGAGE: $121,520.00M O R T G A G O R ( S ) : S u s a n

Reishus -LaBounty , an unmarr iedwomanMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for America's Wholesale Lender,its successors and assignsDATE AND PLACE OF RECORDING:Recorded: June 22, 2004 Dakota

County RecorderDocument Number: 2218119ASSIGNMENTS OF MORTGAGE:And assigned to: THE BANK OF NEW

YORK MELLON FKA THE BANK OFNEW YORK, AS TRUSTEE FOR THECERTIF ICATEHOLDERS OF THECWMBS INC . , CHL MORTGAGEPASS -THROUGH TRUST 2004-12 ,MORTGAGE PASS THROUGH CER-TIFICATES, SERIES 2004-12Dated: August 19, 2012Reco rded : Novembe r 17 , 2011






LOCATED: DakotaProperty Address: 15834 Fleet Trl,

Apple Valley, MN 55124-6013T a x P a r c e l I D N u m b e r :


ERTY : Unit No. 352 , CIC No. 280 ,Regatta Courthomes II, Dakota County,MinnesotaAMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE:THE BANK OF NEW YORKMELLON FKA THE BANK OF NEWYORK, AS TRUSTEE FOR THECERTIFICATEHOLDERS OF THECWMBS INC., CHL MORTGAGEPASS-THROUGH TRUST 2004-12,MORTGAGE PASS THROUGHCERTIFICATES, SERIES 2004-12


��

�� Mortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: May 4, 2007MORTGAGOR:Miriam Attias-Magana,

MORTGAGOR:Miriam Attias Magana,A Single Person.


DATE AND PLACE OF RECORDING:Recorded May 29, 2007 , Dakota






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Bankers Mortgage Com-pany, LLC


MORTGAGED PROPERTY ADDRESS:15587 Eagles Nest Way, Apple Valley,MN 55124


ERTY:Unit No. 403, CIC Number 484, ACondominium, Legacy Homes atCobb lestone Lake North Shore,Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS















default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: May 30, 2000MORTGAGOR: Nancy L . G ro te , a

single person.MORTGAGEE: We l ls Fa rgo Home

Mortgage, Inc.DATE AND PLACE OF RECORDING:Recorded June 19, 2000, Dakota



Association, successor by merger toThe Leader Mortgage Company.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Wells Fargo Home Mort-gage, Inc


MORTGAGED PROPERTY ADDRESS:

MORTGAGED PROPERTY ADDRESS:1094 Gorman Avenue, West Saint Paul,MN 55118


ERTY:Lots 25 and 26 in Fred Michel's SubCOUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN

to pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.



"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."Dated: February 14, 2012.

U.S. Bank National AssociationMortgagee/Assignee of Mortgagee



NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: February 06,


MORTGAGE: $288,800.00MORTGAGOR(S): Sarah Oster and

Jay Oster, Wife and HusbandMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for Summit Mortgage Corp., itssuccessors and assignsDATE AND PLACE OF REGISTER-

ING:Reg iste red : Feb rua ry 25, 2004

Dakota County Registrar of TitlesDocument Number: 0530960ASSIGNMENTS OF MORTGAGE:And assigned to: Aurora Bank FSBDated: November 09, 2011Transaction Agent: Mortgage Elec-


cation Number: 100061900000106976Lender or Broker: Summit Mortgage

Corp.Res iden t ia l Mortgage Serv icer :

Aurora Bank, FSBMortgage Originator: Not ApplicableCERTIFICATE OF TITLE NUMBER:


LOCATED: DakotaProperty Address: 6341 Beckman Ct,



ERTY: Lot Seventeen (17), Block Two(2) in SALEM HILLS FARM SECONDADDITION, according to the recordedplat thereof.AMOUNT DUE AND CLAIMED TO BE



t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-

by the Sheriff of said county as follows:DATE AND TIME OF SALE: April 13,








ASSIGNEE OF MORTGAGEE :Aurora Bank FSB




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: May 18, 2007MORTGAGOR: Lisa Marie Oliver, A

Single Person.MORTGAGEE: J PM o r g a n C h a s e

Bank, National Association, s/i/i bypurchase from Federal Deposit Insur-ance Corporation as Receiver for Wash-ington Mutual Bank f/k/a WashingtonMutual Bank, FA..

DATE AND PLACE OF RECORDING:Recorded May 30 , 2007 , Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE : Washington Mutua lBank, FA.


MORTGAGED PROPERTY ADDRESS:16337 Holbrook Avenue, Lakeville, MN55044


ERTY:Lot 1, Block 1, Vermillion SpringsAddition, Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,

ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on October 22 , 2012 ,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.








2003MORTGAGOR: Angela J. Brickley, a

single person.MORTGAGEE: River City Mortgage

Corp.DATE AND PLACE OF RECORDING:Recorded November 3, 2003, Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: River City Mortgage Corp


MORTGAGED PROPERTY ADDRESS:4417 Naper Bay, Eagan, MN 55122


ERTY:Unit 97 , Cliff Lake Courthomes ,Common Interest Community No.125, Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS










"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVED

��




2010MORTGAGOR: Bradley Plowman, A

Single Person.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Registered July 27, 2010, Dakota







LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Bell America MortgageLLC DBA Bell Mortgage

RESIDENTIAL MORTGAGE SER -VICER: U.S. Bank Home Mortgage, adivision of U.S. Bank National Associa-tion

MORTGAGED PROPERTY ADDRESS:14620 Garrett Avenue #210, Apple Val-ley, MN 55124


ERTY:Residential Unit No. 210 and GarageUnit No. 59 in Condominium No. 36,Ga r re t t Sq ua re Condomin iumHomes, Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN

to pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.






��

�� GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."




NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: July 27, 2007ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $183,200.00MORTGAGOR(S): Mark R. Chalmers,

an unmarried manMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Countrywide Bank, FSB., its suc-cessors and assignsDATE AND PLACE OF RECORDING:Recorded: Sep tember 26 , 2007

Dakota County RecorderDocument Number: 2546357AND CORRECTIVE MORTGAGE

RECORDING : December 08, 2008Dakota County RecorderDocument Number: 2625836ASSIGNMENTS OF MORTGAGE:And assigned to: Bank of America,

N .A . , successor by merger to BACHome Loans Servicing, LPDated: January 12, 2012Transaction Agent: Mortgage Elec-


cation Number: 1001337-0002343395-9Lender or Broker : Countryw ide

Bank, FSBResidential Mortgage Servicer: Saxon

Mortgage Services, Inc.Mortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address : 23 Arbor Ln,

Farmington, MN 55024-8454T a x P a r c e l I D N u m b e r :


ERTY: Lot 1, Block 3, Bristol SquareFifth Addition, Dakota County, Minne-sota.AMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE :Bank of America, N.A., successorby merger to BAC Home LoansServicing, LP f/k/a CountrywideHome Loans Servicing, LP





MORTGAGE: $139,359.00MORTGAGOR(S): Brian Lee Sand-

berg, Husband and Sheryl J. Sandberg,Wife

MORTGAGEE: Mortgage ElectronicRegistration Systems, Inc., as nomi-

Registration Systems, Inc., as nominee for Suntrust Mortgage, Inc. itssuccessors and assignsDATE AND PLACE OF RECORDING:Recorded: October 06, 2008 Dakota

County RecorderDocument Number: 2616384ASSIGNMENTS OF MORTGAGE:And assigned to: Suntrust Mortgage,

Inc.Dated: September 21, 2011Recorded: Sep tember 22 , 2011



cation Number: 100010402834914057Lender or Broker: Suntrust Mort-

gage, IncResidential Mortgage Servicer: Sun-

Trust Mortgage, Inc.Mortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 773 Evergreen Ct,

Burnsville, MN 55337-4672T a x P a r c e l I D N u m b e r :


ERTY: Lot 65, Block 1, Wood Park PlatEleven, Dakota County, MinnesotaAMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE :Suntrust Mortgage, Inc.





2010MORTGAGORS: Mark Richard Glynn

and Kendall M. Glynn, husband andwife.










MORTGAGED PROPERTY ADDRESS:1387 Michelle Drive, Eagan, MN 55123

T A X P A R C E L I . D . # :10-32900-01-030

LEGAL DESCRIPTION OF PROP -

LEGAL DESCRIPTION OF PROPERTY:

Lo t 3 , B lock 1, H idden Va l ley ,Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS
















2006MORTGAGORS: O l y R . Ma t a and

Pedro Mata, Wife and Husband.MORTGAGEE:Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded July 17 , 2006 , Dakota








MORTGAGED PROPERTY ADDRESS:612 Annapolis Street, South SaintPaul, MN 55075

T A X P A R C E L I . D . # :36-62740-01-082


That part of Lot 7, Block 1, and thatpart of Lot 8, Block 1 of RADANT'SNEW ARRANGEMENT OF LOTS 1 TO8 BLOCK 1 LOTS 1 TO 8 BLOCK 2AND LOTS 21, 22, & 23 BLOCK 3 OFRADANT'S SUBDIVISION OF LOTS 1AND 19 ALBRECHT 'S OUTLOTS ,according to the recorded pla tthereof, Dakota County, Minnesota,and that part of Lot 9, Block 1 ofRADANT'S SUBDIVISION OF LOTS 1AND 19 OF ALBRECHT 'S OUT -LOTSTO DAKOTA COUNTY accord-ing to the recorded plat thereof,Dakota County, Minnesota, whichl i es wes te r ly o f the fo l l ow i ngdescribed line: Commencing at theNorthwest corner of sa id Lot 8 ;thence east along the North linethereof 39.42 feet to the point ofbeginning of the line to be described;

beginning of the line to be described;thence deflect 97 degrees 32 min-utes 00 seconds right 52.64 feet;thence deflect 28 degrees 15 min-utes 00 seconds left 75.06 feet to theSouth line of said Lot 9,Block 1 ofRADANT'S SUBDIVISIONOF LOTS 1AND 19 OF ALBRECHT'S OUTLOTSTO DAKOTA COUNTY and said linethere terminating, and which liesEasterly of the following describedline: Commencing at the Northwestcorner of said Lot 8; thence Eastalong the North line thereof 2.16 feetto the point of beginning of the lineto be described; thence South 99.06feet to a point on the South line ofsaid Lot 7 distant 22.76 feet East ofthe Southwest corner of said Lot 7and said line there terminating.COUNTY IN WHICH PROPERTY IS



DUE AS OF DATE OF NOT I CE ,INCLUDING TAXES, IF ANY, PAID BYMORTGAGEE:$181,223.90

That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee /Ass ignee of Mortgageecomplied with all notice requirementsas required by statute; That no actionor proceeding has been instituted atlaw or otherwise to recover the debtsecured by said mortgage, or any partthereof;



PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidp r em i s e s , a n d t h e c o s t s a n ddisbursements, including attorneys'f e e s a l l ow ed b y l aw s ub j e c t toredemption within six (6) months fromt h e d a t e o f s a i d s a l e b y t h em o r t g a g o r ( s ) , t h e i r p e r s o n a lrepresentatives or assigns unlessreduced to Five (5) weeks under MNStat. §580.07.

T IME AND DATE TO VACATEPROPERTY: If the real estate is anowne r - o c cup i e d , s i n g l e - f ami l ydwelling, unless otherwise provided bylaw, the date on or before which themortgagor(s) must vacate the propertyif the mortgage is not reinstated undersection 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on October 19, 2012, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.


"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES, SEC-TION 582.032, DETERMINING, AMONGO T H E R T H I N G S , T H A T T H EMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED."





default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: January 10,


MORTGAGE: $234,000.00MORTGAGOR(S): Barbara A. Murray

and Ryan W. Murray, wife and hus-bandMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineef o r D e c i s i o n O n e M o r t g a g eCompany,LLC.TRANSACTION AGENT: Mortgage

Electronic Registration Systems, Inc.MIN#: 100077960000587114SERVICER: Ocwen as the sub-ser-

vicer for Saxon Mortgage Services, Inc.LENDER: Decision One Mortgage

Company,LLC.DATE AND PLACE OF F IL ING :

Dakota County Minnesota, Recorder ,on January 30, 2007, as Document No.2492566.ASSIGNED TO : Deutsche Bank

National Trust Company, as trustee forthe registered holders of Morgan Stan-ley ABS Capital I Inc. Trust 2007-HE5Mortgage Pass-Through Certificates,Series 2007-HE5. Dated: August 10,2011 , and recorded September 9, 2011by Document No. 2818598 .LEGAL DESCRIPTION OF PROP -

ERTY: Lot 82, Block 1, MeadowlandFirst addition, Dakota County, Minne-sota.PROPERTY ADDRESS: 1989 Badger

PROPERTY ADDRESS: 1989 BadgerCourt, Eagan, MN 55122PROPERTY I.D: 10-48050-01-082COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFTHE NOTICE: Two Hundred Forty-NineThousand Eight Hundred Twenty-Fiveand 04/100 ($249,825.04)THAT no action or proceeding has


tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:DATE AND TIME OF SALE: 10:00 AM



"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR`S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."Dated: March 1, 2012

Deutsche Bank National TrustCompany, as trustee for theregistered holders of MorganStanley ABS Capital I Inc. Trust2 0 0 7 - H E 5 M o r t g a g ePass-Through Certificates, Series2007-HE5.





2006MORTGAGORS: Alicia Fredrickson

and Lucas Fredrickson, wife and hus-band.


DATE AND PLACE OF RECORDING:Reco rded Novembe r 30 , 2006 ,






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Bell America MortgageLLC, DBA Bell Mortgage


MORTGAGED PROPERTY ADDRESS:1126 Pine Street, Farmington, MN55024

T A X P A R C E L I . D . # :14-15300-02-070


Lot 7, Block 2, Bristol Square FirstAddition, according to the recordedplat thereof, Dakota County, Minne-sota, Common Interest CommunityNo. 258COUNTY IN WHICH PROPERTY IS





��

��

thereof;PURSUANT to the power of sale con-












2003MORTGAGORS: S teven J . Golden

and Joyce L. Golden, husband andwife.

MORTGAGEE: TCF Mortgage Corpo-ration.

DATE AND PLACE OF RECORDING:Registered March 14, 2003, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: Mortgage Electronic

Registration Systems, Inc. And there-after assigned to: U.S. Bank NationalAssociation.Sa id Mortgage being Registered



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: TCF Mortgage Corpora-tion


MORTGAGED PROPERTY ADDRESS:9187 Cavanaugh Court, Inver GroveHeights, MN 55076

T A X P A R C E L I . D . # :20-32700-02-160


Lot 16, Block 2, Hidden ForestCOUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), their

said sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.








default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 13, 2006MORTGAGORS: John W. Gibson and

Karen Y. Gibson, husband and wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded June 2 , 2006 , Dakota








MORTGAGED PROPERTY ADDRESS:8764 Brunell Way, Inver Grove Heights,MN 55076


ERTY:Unit No. 203 , Common InterestCommuni t y No . 306 , a Condo -minium, the Gables at Arbor Pointe,Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS










"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-

THE MORTGAGOR S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."





default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: June 12, 2006ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $347,000.00MORTGAGOR(S): John Strangis,


Registration Systems, Inc. as nomineefor EquiFirst CorporationTRANSACTION AGENT: Mortgage


LLCLENDER: EquiFirst Corporation.DATE AND PLACE OF F IL ING :

Dakota County Minnesota,Registrar ofTitle , on August 3, 2006, as Docu-ment No. 595324.ASSIGNED TO: DEUTSCHE BANK

NATIONAL TRUST COMPANY AsTrustee for the registered holder ofSoundview Home Loan Trust 2006-EQ1Asset-Backed Certificates , Series2006-EQ1 Dated: December 13, 2011 ,and recorded January 24, 2012 byDocument No. T690492 .LEGAL DESCRIPTION OF PROP -

ERTY: Lot Twenty-six (26), Block One(1), in Rode`o Hills, according to therecorded plat thereof, Dakota County,MinnesotaPROPERTY ADDRESS: 13335 Hun-

tington Circle, Apple Valley, MN 55124PROPERTY I.D: 01-64500-01-260COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFTHE NO T I C E : T h r e e H u n d r e dFifty-Nine Thousand Four HundredForty-Five and 03/100 ($359,445.03)THAT no action or proceeding has

been instituted at law to recover thedebt secured by said mortgage, or anypart thereof; that there has been com-pliance with all pre-foreclosure noticeand acceleration requirements of saidmortgage, and/or applicable statutes;

PURSUANT, to the power of sale con-tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:DATE AND TIME OF SALE: 10:00 AM



"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR`S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."

Dated: March 1, 2012DEUTSCHE BANK NATIONALTRUST COMPANY As Trustee forthe registered holder ofSoundv iew Home Loan Trust2006-EQ1 Asset-BackedCertificates, Series 2006-EQ1




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: May 10, 2007MORTGAGORS: Amy E . Del is and

Michael L. Delis, wife and husband.MORTGAGEE: J PM o r g a n C h a s e

Bank, National Association.DATE AND PLACE OF RECORDING:Recorded Ju ly 3 , 2007 , Dako ta



National Association s/b/m to ChaseHome Finance LLC.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: JPMorgan Chase Bank,National Association


MORTGAGED PROPERTY ADDRESS:1009 April Place, Burnsville, MN 55306

T A X P A R C E L I . D . # :02-71226-01-050


Lot 5, Block 1, Southcross Woods2nd Addition, Dakota County, Min-nesota.COUNTY IN WHICH PROPERTY IS















default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: M a r c h 1 ,

2007MORTGAGOR: Rachel M. L'Heureux,

a single person.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Registered March 27, 2007, Dakota

County Registrar of Titles, Document


ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc.Sa id Mortgage being Registered

Land.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Mortgageit, Inc


MORTGAGED PROPERTY ADDRESS:13728 Hemlock Court, Apple Valley,MN 55124


ERTY:Lot 3, Block 2, CIC No. 324, Wild-wood Sixth AdditionCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is1 1 : 5 9 p . m . o n _ O c t o b e r 2 2 ,2012_____________________, unless theredemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.






DATE: March 1, 2012YOU ARE NOTIFIED that default hasoccurred in the conditions of the fol-lowing described Mortgage:

INFORMATION REGARDINGMORTGAGE TO BE FORECLOSED1. Date of Mortgage: July 29, 20022. Mortgagors: Koshak Properties,

LLC3. Mortgagees: M&I Marshall & Ils-

ley Bank4. Recording Information:Recorded on September 27, 2002, as

Document Number 1941266, in theO f f ice of the Coun ty Recorder ofDakota County, Minnesota.5. Assignments of Mortgage, if any:

Not applicable.M&I Marshall & Ilsley Bank has

changed its name or identity to BMOHarris Bank National Association as aresu l t of merger , consol ida t ion,amendment to charter or articles ofincorporation, or conversion of articlesof incorporation or charter from fed-eral to state, state to federal, or fromone form of entity to another.For additional assignments of Mort-

gage, provide the relevant informa-tion below.Not applicable.

INFORMATION REGARDINGMORTGAGED PREMISES

6. Tax parcel identification numbero f t h e m o r t g a g e d p r e m i s e s :02-31900-03-021

7. Legal description of the mort-

7. Legal description of the mortgaged premises: The West 90 feet ofLot 1, and the East 70 feet of Lot 2,Block 3, Happe Properties CommercialPark, Dakota County, MinnesotaAbstract Property8. The physical street address, city,

and zip code of the mortgaged pre-mises: 1831 121st Street East, Burns-ville, MN 55337

OTHER FORECLOSURE DATA9. The person holding the Mortgage

is not a transaction agent, as definedby Minn. Stat. 58.02, subd. 30. Thename(s) of the residential mortgageservicer and the lender or broker, asdefined in Minn. Stat. 58.02, is/are:Not applicable.10. If stated on the Mortgage, the

name of the mortgage originator, asdefined in Minn. Stat. 58.02, is: Notapplicable.

INFORMATION REGARDINGFORECLOSURE

11. The requisites of Minn. Stat.580.02 have been satisfied.12. The original principal amount

s e c u r e d b y t h e M o r t g a g e w a s$514,400.00.13. At the date of this notice the

amount due on the Mortgage, includ-ing taxes, if any, paid by the holder ofthe Mortgage, is: $432,944.46.14. Pursuant to the power of sale in

the Mortgage, the Mortgage will beforeclosed, and the mortgaged pre-mises will be sold by the Sheriff ofDakota County, Minnesota, at publicauction on April 13, 2012, 10:00 a.m.,in the lobby of the Dakota CountySheriff 's Office located at the LawEnforcement Center, 1580 Highway 55,Hastings, MN 55033.15. The t ime a l lowed by law for

r e d e m p t i o n b y M o r t g a g o r o rMortgagor's personal representativesor assigns is six (6) months after thedate of sale.16. Minn. Stat. 580.04(b) provides, "If

the real estate is an owner-occupied,single-family dwelling, the notice mustalso specify the date on or beforewhich the mortgagor must vacate theproperty if the mortgage is not rein-stated under section 580.30 or theproperty redeemed under sect ion580.23." If this statute applies, thetime to vacate the property is 11:59p.m. on: Not applicable.THE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.

Name of Mortgagee or MortgageAssignee:BMO Harris Bank NationalAssociation

Name and address of Attorney forMortgagee or Mortgage Assignee:David J. YungBarnes & Thornburg LLP225 S. 6th Street, Suite 2800Minneapolis, MN 554022924191 3/1-4/5/12




2008MORTGAGOR: M ichael J . Hollen-

beck and Tina M. Hollenbeck, Hus-band and Wife.


DATE AND PLACE OF RECORDING:Recorded Apr i l 2 , 2008, Dakota



National Association.TRANSACTION AGENT: Mortgage



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Bremer Bank, NationalAssociation


MORTGAGED PROPERTY ADDRESS:709 9th Street, Farmington, MN 55024


ERTY:Lot 3, Block 7, East Farmington Sec-ond Addition, Dakota County, Min-nesota.COUNTY IN WHICH PROPERTY IS





��

��













2007MORTGAGOR: Jayne Davis, a single

person.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Registered November 26 , 2007 ,

Dakota County Registrar of Titles,Document No. 620507, Certificate ofTitle No. 143895.






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Marketplace Home Mort-gage, LLC


MORTGAGED PROPERTY ADDRESS:7364 Bolton Way, Inver Grove Heights,MN 55076


ERTY:Unit No. 22, CIC No. 202, Summit Vil-lage Condominium, Dakota County,MinnesotaCOUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date of

within six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.









29, 2008MORTGAGORS: M ichael Janacho-

vsky and Janice Janachovsky, hus-band and wife.


DATE AND PLACE OF RECORDING:Recorded October 10, 2008, Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Rescue Mortgage Inc.,dba Mortgage Depot


MORTGAGED PROPERTY ADDRESS:17164 Eagleview Way, Farmington, MN55024

T A X P A R C E L I . D . # :22-44076-15-082


Unit No. 82, CIC No. 330, Lake Place,a condominium located in DakotaCounty, MinnesotaCOUNTY IN WHICH PROPERTY IS










"THE TIME ALLOWED BY LAW FOR

THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."






MORTGAGE: $122,500.00MORTGAGOR(S): Richard Boals, an

unmarried manMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Countrywide Bank, N.A., its suc-cessors and assignsDATE AND PLACE OF RECORDING:Reco rded : Novembe r 07 , 2005

Dakota County RecorderDocument Number: 2378870ASSIGNMENTS OF MORTGAGE:And assigned to: The Bank of New

York Mellon fka the Bank of New Yorkas Trustee for the CertificateholdersCWALT, Inc. Alternative Loan Trust2005-76 Mortgage Pass-through Cer-tificates, Series 2005-76Dated: January 13, 2010Recorded: January 14, 2010 Dakota



cation Number: 100133700010176215Lender or Broker : Countryw ide

Bank, N.A.Residential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 3898 Rahn Rd,



ERTY : Lot 2 , Block 1, WoodhavenAddition and an undivided 1/4 interestin Lot 1, Block 1, Woodhaven Addition,Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE:The Bank of New York Mellon fkathe Bank of New York as Trusteefor the Certificateholders CWALT,Inc . A l te rna t ive Loan T rus t

Inc . A l te rna t ive Loan T rus t2005-76 Mortgage Pass-throughCertificates, Series 2005-76





MORTGAGE: $196,000.00MORTGAGOR(S): James T. Ander-

son and Ronica E. Anderson, husbandand wifeMORTGAGEE: America's Wholesale

LenderDATE AND PLACE OF REGISTER-

ING:Registered: October 21, 2005 Dakota

County Registrar of TitlesDocument Number: 577392ASSIGNMENTS OF MORTGAGE:And assigned to: The Bank Of New

York Mellon FKA The Bank Of NewYork As Trustee For The Certificate-h o l d e r s O f T h e CWABS , I n c . ,Asset-Backed Certificates , Series2005-AB4Dated: January 11, 2012Registered: January 17, 2012 Dakota

County Registrar of TitlesDocument Number: T690131Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: America's Whole-




LOCATED: DakotaProperty Address: 13607 Fordham

Ave, Apple Valley, MN 55124-4122T a x P a r c e l I D N u m b e r :


ERTY: Lot 50, Block 5, in GreenleafFirst Addition according to the platthereof, Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE


ments have been complied with; thatno action or proceeding has been insti-tuted at law or otherwise to recover thedebt secured by said mortgage, or anypart thereof; that this is registeredproperty;PURSUANT to the power of sa le

con ta ined in sa id mor tgage , theabove-described property will be soldby the She r i f f o f sa id coun ty asfollows:DATE AND TIME OF SALE: March


Law En fo rcemen t Cen te r , 1580Highway 55, Lobby S-100, Hastings,Minnesotato pay the deb t secured by sa idmortgage and taxes, if any, on saidp r e m i s e s a n d t h e c o s t s a n ddisbursements, including attorney feesallowed by law, subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assigns.If the Mortgage is not reinstated

under M inn. Stat . §580 .30 or theproperty is not redeemed under Minn.Stat. §580.23, the Mortgagor mustvacate the property on or before 11:59p.m. on September 04, 2012, or thenext business day if September 04,2012 falls on a Saturday, Sunday orlegal holiday.Mortgagor(s) released from financial




REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.DATED: January 19, 2012

ASSIGNEE OF MORTGAGEE:The Bank Of New York MellonFKA The Bank Of New York AsT r u s t e e F o r T h eCertificateholders Of The CWABS,Inc., Asset-Backed Certificates,Series 2005-AB4

Wilford, Geske & Cook P.A.Attorneys for Assignee of MortgageeLawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 017234F02

NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEThe above referenced sale scheduled

The above referenced sale scheduledfor March 02, 2012 at 10:00 AM hasbeen postponed to June 04, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: February 28, 2012

ASSIGNEE OF MORTGAGEE:The Bank Of New York MellonFKA The Bank Of New York AsT r u s t e e F o r T h eCertificateholders Of The CWABS,Inc., Asset-Backed Certificates,Series 2005-AB4

Wilford, Geske & Cook P.A.Attorneys for Assignee Of Mortgagee:Lawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 017234F022924922 3/8/12




MORTGAGE: $198,400.00MORTGAGOR(S): Yuriy Prokhorov

and Mariya Prokhorov, husband andwifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor GreenPoint Mortgage Funding, Inc.,its successors and assignsDATE AND PLACE OF RECORDING:Recorded: March 19, 2007 Dakota

County RecorderDocument Number: 2503434ASSIGNMENTS OF MORTGAGE:And assigned to: Aurora Loan Ser-

vices, LLCDated: January 06, 2011Recorded: February 15, 2011 Dakota

County RecorderDocument Number: 2786397And assigned to: Aurora Bank FSBDated: November 08, 2011Transaction Agent: Mortgage Elec-


cation Number: 100013800914438045Lender or Broker: GreenPoint Mort-

gage Funding, Inc.Res iden t ia l Mortgage Serv icer :

Aurora Bank, FSBMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 3321 Brookview

Dr, Burnsville, MN 55337-1871T a x P a r c e l I D N u m b e r :


ERTY: Lot 12, Block 4, Sunset Terrace2nd Addition, Dakota County, Minne-sota.AMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE :Aurora Bank FSB





2005MORTGAGORS: Joseph Ackert and

Amy Ackert, husband and wife.MORTGAGEE: C it iMortgage, Inc . ,

s/b/m with ABN AMRO Mortgage Group,Inc..

DATE AND PLACE OF RECORDING:Recorded July 25, 2005, Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: ABN AMRO MortgageGroup, Inc.


MORTGAGED PROPERTY ADDRESS:7293 159TH Street West, Apple Valley,MN 55124


ERTY:Lot 4, Block 1, Apple Ponds 4thAddition, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on _October 19, 2012 ,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.








2010MORTGAGOR: Melvin Allen Fulker-

son and Sally C. Fulkerson, husbandand wife.


DATE AND PLACE OF RECORDING:Registered April 14, 2010, Dakota

County Registrar of Titles, Document

��

��







LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: USAA Federal SavingsBank


MORTGAGED PROPERTY ADDRESS:50 Garden Drive, Burnsville, MN 55337

T A X P A R C E L I . D . # :02-28707-02-030


Lot 3, Block 2, Garden Homes 7thAdditionCOUNTY IN WHICH PROPERTY IS
















2007MORTGAGORS: Nicole J. Voss and

Scott Voss, wife and husband.MORTGAGEE: J PM o r g a n C h a s e

Bank, National Association, successorin interest by purchase from the Fed-eral Deposit Insurance Corporation asReceiver for Washington Mutual Bankf/k/a Washington Mutual Bank, FA.

DATE AND PLACE OF RECORDING:Recorded October 23, 2007, Dakota







National AssociationMORTGAGED PROPERTY ADDRESS:

16440 Havelock Way, Lakeville, MN55044

T A X P A R C E L I . D . # :22-32902-080-05


Lot 8, Block 5, Highview Heights 3rdAdditionCOUNTY IN WHICH PROPERTY IS
















2009MORTGAGORS: T imothy J . F irns -

tahl and Donette Gardner Firnstahl,husband and wife.


DATE AND PLACE OF RECORDING:Recorded Sep tember 14, 2009,


ASSIGNMENTS OF MORTGAGE :Assigned to: Freedom Mortgage

Corporation.TRANSACTION AGENT: Mortgage


GAGE IDENTIFICATION NUMBER ONMORTGAGE: 1000730-0083516344-5

LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Freedom Mortgage Cor-poration

RESIDENTIAL MORTGAGE SER -VICER: LoanCare, a Division of FNFServicing, Inc.

MORTGAGED PROPERTY ADDRESS:14159 Dearborn Path, Rosemount, MN55068

T A X P A R C E L I . D . # :34-18301-06-260


Lot 26, Block 6, Country Hills Sec-ond Addition, Dakota County, Min-nesota.COUNTY IN WHICH PROPERTY IS












Dated: February 17, 2012.Freedom Mortgage CorporationMortgagee/Assignee of Mortgagee





2006MORTGAGOR: Christina C. Kempen-

ich, A Single Person.MORTGAGEE: J PM o r g a n C h a s e

Bank, National Association, s/i/i bypurchase from the Federal DepositInsurance Corporation as Receiver forWashington Mutual Bank f/k/a Wash-ington Mutual Bank, FA.

DATE AND PLACE OF RECORDING:Recorded February 28, 2006, Dakota







MORTGAGED PROPERTY ADDRESS:3589 Blue Jay Way, Unit 103, Eagan,MN 55123

T A X P A R C E L I . D . # :10-45050-04-044


Unit 4103, Lexington Place Condo-minium, Condominium File No. 66COUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on said

Mortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.








default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 30, 2004MORTGAGORS: M ichael C . Doy le

and Kathleen A. Doyle, husband andwife.

MORTGAGEE: Anchor Bank, WestSaint Paul, N.A..

DATE AND PLACE OF RECORDING:Registered June 8, 2004, Dakota



tion. And thereafter assigned to:Mortgage Electronic Registration Sys-tems, Inc. And thereafter assigned to:U.S. Bank National Association.Sa id Mortgage being Registered



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Anchor Bank, West SaintPaul, N.A.


MORTGAGED PROPERTY ADDRESS:300 Sherwood Court, West Saint Paul,MN 55118


ERTY:Lot 13, Block 1, in Howard Runge's2nd AdditionCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is

redeemed under section 580.23 is11:59 p.m. on October 15, 2012, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.







default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 28, 2005MORTGAGORS: Tim J. Powers and

Sabrina Powers, husband and wife.MORTGAGEE: NationPoint.DATE AND PLACE OF RECORDING:

Recorded May 16, 2005, Dakota CountyRecorder, Document No. 2322247.

ASSIGNMENTS OF MORTGAGE :Assigned to: First Franklin FinancialCorporation. And thereafter assignedto: U.S. Bank, National Association, assuccessor trustee to Bank of America,N.A. as successor by merger to LaSalleBank National Association, as Trusteefor Merrill Lynch Mortgage InvestorsTrust, Mortgage Loan Asset-BackedCertificates, Series 2006-FF1.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: NationPoint

RESIDENTIAL MORTGAGE SER -VICER: Bank of America, N.A.

MORTGAGED PROPERTY ADDRESS:14386 Banyan Lane, Rosemount, MN55068

TAX PARCEL I.D. #: 34-14700-080-04LEGAL DESCRIPTION OF PROP -

ERTY:Lot 8, Block 4, Bloomfield, CommonInterest Community No. 250, DakotaCounty, Minnesota.COUNTY IN WHICH PROPERTY IS



DUE AS OF DATE OF NOTICE, INCLUD-ING TAXES, IF ANY, PAID BY MORT-GAGEE: $177,164.56That prior to the commencement of

this mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the debtsecured by said mortgage, or any partthereof;


DATE AND TIME OF SALE: Novem-ber 29, 2011 at 10:00 AM

PLACE OF SALE: Sher i f f 's O f f ice,Law Enforcement Center, 1580 Hwy55, Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidp r em i s e s , a n d t h e c o s t s a n ddisbursements, including attorneys'f e e s a l l ow ed b y l aw s ub j e c t toredemption within six (6) months fromt h e d a t e o f s a i d s a l e b y t h emortgagor(s), their personal represen-tatives or assigns unless reduced toFive (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROP-ERTY: If the real estate is an owner-occupied, s ingle-family dwelling,unless otherwise provided by law, thed a t e o n o r b e f o r e w h i c h t h emortgagor(s) must vacate the propertyif the mortgage is not reinstated undersection 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on May 29, 2012, unless theredemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.


"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED IN

UNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED."

Dated: September 29, 2011.U.S. Bank, National Association,as TrusteeMortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688818-1159

THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEPursuant to the provisions of Min-

nesota Statutes 580.07, the foregoingforeclosure sale is postponed untilFebruary 28, 2012 at 10:00 am at theSheriff 's Office, Law EnforcementCenter, 1580 Hwy 55, Lobby #S-100,Hastings, MN, in said county and state.

Dated: November 28, 2011.U.S. Bank, National Association,as TrusteeMortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.By: Paul A. WeingardenAttorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688818-1159THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEPursuan t to the p rov is i ons o f

M inneso ta S ta tu tes 580 .07 , thef o r e g o i n g f o r e c l o s u r e s a l e i spostponed until April 24, 2012 at 10:00am a t the She r i f f ' s O f f ice , LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN, in saidcounty and state.

Dated: March 1, 2012.U.S. Bank, National Association,as TrusteeMortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.By: Paul A. WeingardenAttorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688818-1159THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.2927626 3/8/12




2002MORTGAGORS: Anita L . Rockwell

and Thomas J. Rockwell, Wife andHusband.

MORTGAGEE:Mortgage ElectronicRegistration Systems, Inc.

DATE AND PLACE OF RECORDING:Registered April 23, 2003, Dakota



National Association s/b/m to ChaseHome Finance LLC.Sa id Mortgage being Registered




LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Frontier Financial, Inc.


MORTGAGED PROPERTY ADDRESS:871 Betty Lane, Eagan, MN 55123


ERTY:Lot Three (3), Block One (1), RedOaksCOUNTY IN WHICH PROPERTY IS






DATE AND TIME OF SALE: March 8,2012 at 10:00 AM

PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidp r em i s e s , a n d t h e c o s t s a n ddisbursements, including attorneys'f e e s a l l ow ed b y l aw s ub j e c t toredemption within twelve (12) monthsfrom the date of sa id sa le by them o r t g a g o r ( s ) , t h e i r p e r s o n a l

�� mo r t g a g o r ( s ) , t h e i r p e r s o n a lrepresentatives or assigns unlessreduced to Five (5) weeks under MNStat. §580.07.

T IME AND DATE TO VACATEPROPERTY: If the real estate is anowne r - o c cup i e d , s i n g l e - f ami l ydwelling, unless otherwise provided bylaw, the date on or before which themortgagor(s) must vacate the propertyif the mortgage is not reinstated undersection 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on March 8, 2013, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.


"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED."


USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688830-10257THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEPursuan t to the p rov is i ons o f

M inneso ta S ta tu tes 580 .07 , thef o r e g o i n g f o r e c l o s u r e s a l e i spostponed until April 12, 2012 at 10:00am a t the She r i f f ' s O f f ice , LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN, in saidcounty and state.

Dated: March 5, 2012.JPMorgan Chase Bank, NationalAssociationMortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.By: Paul A. WeingardenAttorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688830-10257THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.2929638 3/8/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: June 6, 2003MORTGAGOR: Ke l l ey L . S t ish , a


Registration Systems, Inc..DATE AND PLACE OF RECORDING:Reco rded Novembe r 10 , 2003 ,





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Lakeland Mortgage Cor-poration


MORTGAGED PROPERTY ADDRESS:17277 Idlewood Way, Lakeville, MN55044


ERTY:Lot 3, Block 1, Homestead CreekThird AdditionCOUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemption

allowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.








default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: July 13, 2005ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $157,500.00MORTGAGOR(S): Holly Ann Alojado,

A Single WomanMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor MLSG, INC.TRANSACTION AGENT: Mortgage


LLCLENDER: MLSG, INC..DATE AND PLACE OF F IL ING :

Dakota County Minnesota, Recorder ,on July 27, 2005, as Document No.2344458.ASSIGNED TO : HSBC Bank USA ,

N .A . , as Trustee on behalf of ACESecurities Corp. Home Equity LoanTrust and for the registered holders ofACE Securities Corp. Home EquityLoan Trust, Series 2005-HE6, AssetBacked Pass-Through CertificatesDa ted: December 22 , 2008 , andrecorded January 13, 2009 by Docu-ment No. 2630792 .LEGAL DESCRIPTION OF PROP -

ERTY: Wilderness Run 5th Addition,Lot 17, Block 3, Dakota County, Min-nesota.PROPERTY ADDRESS: 1346 Easter

Lane, Eagan, MN 55123PROPERTY I.D: 10-84354-03-170COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFT H E N O T I C E : O n e H u n d r e dSeventy-Seven Thousand Three Hun-d red Se ven t y -Se ven and 04 /100($177,377.04)THAT no action or proceeding has




Office, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343topay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the pre-mises and the costs and disburse-men ts a l lowed by law . The t imeallowed by law for redemption by saidmortgagor(s), their personal represen-tatives or assigns is 6.00 months fromthe date of sale. If Mortgage is notreinstated under Minn. Stat. §580.30or the property is not redeemed underMinn. Stat. §580.23, the Mortgagormust vacate the property on or before11:59 p.m. on October 17, 2012, or thenext business day if October 17, 2012falls on a Saturday, Sunday or legalholiday.

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR`S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."Dated: March 1, 2012

HSBC Bank USA, N.A., as Trusteeon behalf of ACE Securities Corp.Home Equity Loan Trust and forthe registered holders of ACESecurities Corp. Home EquityLoan Trust, Series 2005-HE6,Asset Backed Pass-ThroughCertificates





MORTGAGE: $305,000.00MORTGAGOR(S): Maxwell A. Afram

and Joyce S. Quarshie, husband andwifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for America's Wholesale Lender,its successors and assignsDATE AND PLACE OF RECORDING:Recorded: October 07, 2005 Dakota

County RecorderDocument Number: 2368561ASSIGNMENTS OF MORTGAGE:And assigned to: The Bank Of New

York Mellon FKA The Bank Of NewYork As Trustee For The Certificate-h o l d e r s O f T h e CWABS , I n c . ,Asset-Backed Certificates , Series2005-17Dated: May 05, 2011Recorded: June 13, 2011 Dakota






LOCATED: DakotaProperty Address: 14057 Belmont

Trl, Rosemount, MN 55068-4964T a x P a r c e l I D N u m b e r :


ERTY: Lot 9, Block 3, Biscayne PointeSecond Addition, Dakota County, Min-nesotaAMOUNT DUE AND CLAIMED TO BE



t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: Septem-

ber 30, 2011 at 10:00 AMPLACE OF SALE: Dakota County


under Minn. Stat. §580.30 or the prop-erty is not redeemed under Minn. Stat.§580.23, the Mortgagor must vacatethe property on or before 11:59 p.m. onMarch 30, 2012, or the next businessday if March 30, 2012 falls on a Satur-day, Sunday or legal holiday.Mortgagor(s) released from financial




THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.DATED: August 18, 2011

ASSIGNEE OF MORTGAGEE:The Bank Of New York Mellon

The Bank Of New York MellonFKA The Bank Of New York AsT r u s t e e F o r T h eCertificateholders Of The CWABS,Inc., Asset-Backed Certificates,Series 2005-17



for September 30, 2011 at 10:00 AMhas been postponed to October 31,2011 a t 10 :00 AM in the Dako taCounty Law Enforcement Center, 1580Highway 55, Lobby S-100, Hastings,Minnesota in said County and State.DATED: September 23, 2011

ASSIGNEE OF MORTGAGEE:The Bank Of New York MellonFKA The Bank Of New York AsT r u s t e e F o r T h eCertificateholders Of The CWABS,Inc., Asset-Backed Certificates,Series 2005-17


for October 31, 2011 at 10:00 AM hasbeen postponed to December 01, 2011at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: October 24, 2011



for December 01, 2011 at 10:00 AM hasbeen postponed to January 03, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: November 27, 2011



for January 03, 2012 at 10:00 AM hasbeen postponed to February 01, 2012at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: December 14, 2011



for February 01, 2012 at 10:00 AM hasbeen postponed to March 07, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: January 25, 2012



for March 07, 2012 at 10:00 AM hasbeen postponed to April 06, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: February 29, 2012




NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: February 23,


MORTGAGE: $244,000.00MORTGAGOR(S): Shawn Knuth and

Machelle Knuth husband and wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded: March 27, 2006 Dakota

County RecorderDocument Number: 2415634ASSIGNMENTS OF MORTGAGE:And assigned to: Bank of New York

Mellon fka The Bank of New York asTrustee for the Certificateholders

Trustee for the CertificateholdersCWALT, Inc., Alternative Loan Trust2006-OC4, Mortgage Pass-ThroughCertificates, Series 2006-OC 4Dated: July 14, 2010Recorded: July 19, 2010 Dakota



cation Number: 100077910005853763Lender or Broker : Decision One

Mortgage Company, LLCResidential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 16611 Havelock

Ct, Lakeville, MN 55044-6243T a x P a r c e l I D N u m b e r :

22-32901.01.040LEGAL DESCRIPTION OF PROP -

ERTY: Lot 4, Block 1, Highview Heights2nd Addition, Dakota County, Minne-sotaAMOUNT DUE AND CLAIMED TO BE



t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: July 01,



under Minn. Stat. §580.30 or the prop-erty is not redeemed under Minn. Stat.§580.23, the Mortgagor must vacatethe property on or before 11:59 p.m. onJanuary 01, 2012, or the next busi-ness day if January 01, 2012 falls on aSaturday, Sunday or legal holiday.Mortgagor(s) released from financial




REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.DATED: May 19, 2011

ASSIGNEE OF MORTGAGEE:The Bank Of New York MellonFka The Bank Of New York, AsT r u s t e e F o r T h eCertificateholders Of CWALT,Inc . , A l terna t ive Loan Trust2 0 0 6 - O C 4 , M o r t g a g ePass-Through Certificates, Series2006-OC4



for July 01, 2011 at 10:00 AM has beenpostponed to August 01, 2011 at 10:00AM i n the Dako t a Coun t y LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: June 27, 2011



for August 01, 2011 at 10:00 AM hasbeen postponed to September 01, 2011at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: July 25, 2011


NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALE

MORTGAGE FORECLOSURE SALEThe above referenced sale scheduled

for September 01, 2011 at 10:00 AMhas been postponed to October 07,2011 a t 10 :00 AM in the Dako taCounty Law Enforcement Center, 1580Highway 55, Lobby S-100, Hastings,Minnesota in said County and State.DATED: August 23, 2011



for October 07, 2011 at 10:00 AM hasbeen postponed to December 02, 2011at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: October 04, 2011



for December 02, 2011 at 10:00 AM hasbeen postponed to January 03, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: November 08, 2011



for January 03, 2012 at 10:00 AM hasbeen postponed to February 02, 2012at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: January 03, 2012



for February 02, 2012 at 10:00 AM hasbeen postponed to March 06, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: January 26, 2012



for March 06, 2012 at 10:00 AM hasbeen postponed to April 06, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: February 28, 2012

ASSIGNEE OF MORTGAGEE:The Bank Of New York MellonFka The Bank Of New York, AsT r u s t e e F o r T h eCertificateholders Of CWALT,Inc . , A l terna t ive Loan Trust2 0 0 6 -OC4 , Mo r t g a g e Pa s s -Through Cert i f icates , Ser ies2006-OC4



Theater and Arts Briefs

Dakota Artsby Andrew Miller

Dakota County tribune

kevin Spencer was doing some yard work outside his home at the foot of the blue ridge Mountains in Virginia when he got an unexpected call from an old friend. on the line was world-renowned illusionist David Copperfield, calling to con-gratulate Spencer and his wife, Cindy, on being named 2010’s international Magi-cians of the year. “i didn’t even know i’d been nominated,” Spencer said with a laugh. “that was a really cool moment. (Copper-field) told me i’d be getting a call in a little while with the official announcement. and he told me that i should sound surprised.” the award given out by the international Magicians Society put the Spencers in some elite company. Past re-cipients include Penn and teller, Criss angel and Cop-perfield himself. the Spencers will be bringing their touring show, “theatre of illusion,” to the

burnsville Performing arts Center on March 8. if you go, expect more than card tricks and rabbits being pulled from hats. the emphasis, Spencer said, is on the spectacle. “i personally believe magic has the ability to captivate an audience the way music and dance and theater do,” he said. “the show has all of the great elements of broadway combined with the high en-ergy of a rock concert. Magic is just the vehicle that moves the show along.” one of the tricks at “the-atre of illusion” involves Spencer walking through a wall of concrete blocks. ac-cording to Spencer, the trick was pioneered in 1914 by Harry Houdini, who only performed the feat for a few months before abandoning it, and it hadn’t been attempted by another magician until Spencer gave it a go a few years ago. there are also some mag-ic-act standards in the show, such as the classic sawing-a-lady-in-half routine.

“i learned a long time ago there are some illusions au-diences expect a magician to do,” Spencer said. “i do cut a lady in half, but hopefully it’s done in a way they’ve never seen before.” the Spencers’ stop in Minnesota will include a visit to the Courage Center in burnsville where they’ll pres-ent their “Healing of Magic” program, using magic tricks as a healing tool for the phys-ically challenged. they also plan to visit local schools with their “Hocus Focus” program, which incorporates magic into curriculum for students with autism and develop-mental disabilities. tickets for “theatre of il-lusion” range from $15-$39 and are available in person at the burnsville PaC box office and through ticketmaster at (800) 982-2787 or ticket-master.com. More about “theatre of illusion” is at www.spencers-magic.com.

Andrew Miller is at [email protected].

‘theatre of illusion’ coming to the burnsville PaC March 8

A little bit Houdini, a little bit rock’n’roll

Photo submitted

Kevin Spencer incorporates both original and classic tricks into his act. “I learned a long time ago there are some illusions audiences expect a magician to do,” Spencer said. “I do cut a lady in half, but hopefully it’s done in a way they’ve never seen before.”

Photo submitted

Locklin Road will celebrate the cultural heritage of Ireland with live Irish music in a pub-like setting at the Lakeville Area Arts Center at 7:30 p.m. Saturday, March 17, St. Patrick’s Day. The venue will provide an assortment of Irish-influenced appetizers, dessert, coffee, and a cash bar. Tickets are $15 and are available at the Lakeville Area Arts Center, 20965 Holyoke Ave. Advance purchase is recommended. Call (952) 985-4640 for more information.

A bit of the Irish

Home Free, an a cappella group, will perform at 7:30 p.m. Saturday, March 10, at the Lakeville area arts Cen-ter, 20965 Holyoke ave.

Home Free combines comedy and music for an eve-ning of entertainment for all ages. tickets are $15 for adults

and $8 for seniors/students. tickets are available at the arts center. For more infor-mation, call (952) 985-4640.

Home Free to perform at Lakeville Area Arts Center

Mystery dinner theater deals a deadly hand eagan theater Company will present “Dealt a Deadly Hand: Murder at the Po-cono royale Casino” at 6 p.m. Friday, March 16, at the eagan Community Center, 1501 Central Parkway. this mystery dinner show spoofs the movie “Casablanca” and the amer-ican dream of winning the jackpot. tickets are $35 and are available at eagan Parks and recreation, 3838 Pilot knob road, or by calling (651) 675-5500. Proceeds will benefit eagan 55 Plus/Se-niors and the eagan theater Company.

ShamROCKS and Shenanigans music festival March 17 best Western Premier nicollet inn, 14201 nicol-let ave S., burnsville, will present ShamroCkS and Shenanigans, an all-day rock ’n’ roll irish celebration on March 17, St. Patrick’s Day. Performances will include Momentary Lapse of Floyd, ipso Facto, Wishful Sinful featuring Jef Cerniak, Saints of Circumstance and more. a pool party will begin at 3 p.m. with a special musical guest. all-night music in the ballroom will start at 5:30 p.m. with doors opening at 5 p.m. tickets are available at www.jambasetickets.com, $10 in advance, $15 at the

show. adults only. a special room rate will be available. Call (952) 435-2100 for more information.

‘Caribbean Cruise Conspiracy’ dinner theater set Mr. Mystery Productions will present “Caribbean Cruise Conspiracy” at 7:30 p.m. Saturday, March 10, at the apple Valley ameri-can Legion, 14521 Granada Drive. tickets are $33 and in-clude admission and mys-tery dinner participation, prime rib dinner and a com-plimentary dessert. Doors open at 6:30 p.m. Call (952) 431-1776 for reservations.

Theater and Arts CalendarTo submit items for the Arts

Calendar, email: [email protected].

Call for Artists The18thannualEagan Art Festival isnowacceptingartistapplications for World Art Cel-ebration tobeheld9a.m. to5p.m.Saturday,June23,and10a.m.to5p.m.Sunday,June24.Applications can be completedonlineoronpaperandmustbepostmarkedbyApril2.Finditallat www.eaganartfestival.org oremail [email protected].

Comedy Dennis Carney and his All-Star Comedy Troupe,withspe-cialguestPizPor the Magician,8:30 p.m. Friday, March 23, atCasaNostraRistorante Italiano& Bar, 20198 Heritage Drive,Lakeville.ThisfreeshowisratedPG-13. Lisa Lampanelli, “TheLov-ableComedyQueenofMean,”8p.m.Friday,March30,atMysticShowroom,MysticLakeCasinoHotel, Prior Lake.Tickets: $59,(952) 445-9000, mysticlake.com.

Concerts Foghorn Stringband fromPortland, Ore., will perform at7:30 p.m. Sunday, March 11,at St. James Lutheran Church,3650WilliamsDrive,Burnsville.Suggesteddonation:$15. Chamber Music Coffee Concert featuring The Vecchi-one/ErdahlDuo,2p.m.Sunday,March18,at theLakevilleAreaArtsCenter,20965HolyokeAve.Tickets are $12 for adults and$10 for seniors and students.Ticketsareavailableattheartscenter or by calling (952) 985-4640.

3/9/2012 - dakota county tribune business weekly

Documents