3/22/2012 - dakota county tribune business weekly

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Dakota County Tribunedate ##, 2009 Volume 30, Number #

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March 22, 2012 dakotacountytribune.biz VOLUME 33, NUMBEr 4

by Tad JohnsonDAkotA County tribune

What item can’t you find at ter-ry’s Hardware in rosemount? a) Copper pipe, b) Circular-shaped light bulbs, c) Mr. Clean, d) A kitchen sink. While practically everything but the kitchen sink can be found at the downtown rosemount anchor for the past 30 years, the store carries everything else to make it work – faucets, washers, nuts, screws, teflon tape, supply tubes, drain stops and so much more. that’s the message owner Pete terry, the son of the business’ first-generation founders, Chuck and Darlene terry, wants to send the rosemount area. it’s something that he says has been a challenge over the years due to its ties to Ace Hardware. by splitting with Ace recently, Pete is out to forge a new identity with a new logo, sign and message to local residents that a trip out of town to a big-box might not be necessary as terry’s offers loads of items, con-venience and friendly, knowledge-able service. Pete said he started to think about ending his relationship with Ace about two years ago as his business model started to separate itself from the Ace “cookie cutter” approach. “We didn’t want to continue down that path,” he said. the most difficult part was an ability to promote and price his own products, which number more than

Downtown rosemount anchor sets sail on a new course Terry’s hammers out hardware haven

by Tad JohnsonDAkotA County tribune

thisweek newspapers and Dakota County tribune staff

members started to settle into their new office this week after their move from burnsville to a second-floor space at Shops on Galaxie in Apple Valley. While there was plenty of work to be done to unpack box-es and set up work stations, staff members are pleased with the new space, which was designed by the

newspaper group and innovative office Solutions of burnsville.. the move wasn’t without its challenges. Due to a technical error, di-rect-dial phone extensions to thisweek newspapers and the Dakota County tribune were not activated as expected after the office’s move from burnsville to

Apple Valley last week. Depending on the progress made by the phone companies in moving the directdial extensions, people can still call the main number – (952) 894-1111 and have their calls directed to a mem-bers of the newspaper staff. Staff members can also be reached by

Apple Valley location on the second floor at

Shops on Galaxie

Dakota County Tribune and Thisweek Newspapers move to new office

See Move, Page 35A

See Terry’s, Page 7A

Photos by tad Johnson

Top: Pete Terry, owner of Terry’s Hardware in Rosemount and Hastings, says the move to split with the Ace Hardware franchise was fueled by a need to forge the store’s own identity.Bottom: The exterior of Terry’s Hardware in Rosemount will get a new facade after its split with Ace Hardware.

inside biz

Jessica harper

Jessica harper

T.W. budig

brodkorb threatens lawsuit against Senate 2aLifeworks moves to Apple Valley 2a School funding bill advances 6a

forum

forum

forum

dakoTa arTs

School funding shift is a way for the state to say to districts that money owed to it isn’t important today.

4a

Former production department employee at the Pioneer Press starts his second life as a comedian.

36a

philkrinkie

denniscarney

donheinzman

Funding for public libraries needs to be advocated for because the services they provide are more necessary than ever.

4a

School teachers are using videos of their class sessions to help students review and catch up on important material.

5aJoe

naThan

2A March 22, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

by T.W. Budig &Jessica Harper

Dakota County tribune

Senate republican leaders were tight lipped on Friday, March 16 about the flare up this week between attorneys for former Senate republi-can communications direc-tor Michael brodkorb and Senate officials concerning brodkorb’s allegation that he was wrongfully fired from the Senate. brodkorb, through his at-torneys, revealed that he had an intimate relationship with former senate majority leader amy koch, r-buffalo, while working as a Senate staffer. in a notice of claims filed March 13, the eagan resident says he intends to prove he was treated differently from other staffers due to his gen-der. brodkorb claims several female staffers had affairs with male legislators but nothing happened. His attorney, Phil Vil-laume, wrote in the notice he is prepared to dig into the ro-mantic lives of state legislators and staff, while protecting the identities of those involved. brodkorb was koch’s ex-ecutive assistant and com-munications director when he was let go in December. koch, who is married, re-signed that month after ad-mitting to having an affair with a male staffer, whom she declined to name. earlier this week, brodkorb, who is also married, admitted he was the staffer in question. “this has interfered with his ability to get a job and his reputation has been irrefut-ably damaged,” Villaume said in a phone interview. For her part, koch, who resigned her leadership post last December, admitted to having an inappropriate re-

lationship with a staffer but never named the individual. brodkorb is demand-ing damages in excess of $500,000 for the alleged ille-gal dismissal. even if he settles, brod-korb still retains the right to sue senators Chris Gerlach (apple Valley), Geoff Michel, and David Hann, chief of staff Callen Sheehan and com-mittee administrator aaron Cocking, all of whom knew of the affair or the events sur-rounding the firing. brodkorb claims sena-tors Gerlach, Michel, Hann and Claire robling met with koch to tell her to resign and for brodkorb to be terminat-ed due to the affair. no performance issues have ever been cited. Gerlach declined to com-ment on the allegations. Secretary of the Senate Cal Ludeman later issued a statement charging that brodkorb’s claims were with-out merit. Ludeman accused brodkorb of attempting to disrupt the work of the Sen-ate and “extort” a payment. brodkorb’s attorneys an-swered the next day, charging Ludeman had issued a “false and defamatory statement.” Villaume went on to use words like “smear” and “lie” in describing the content of Ludeman’s statement. He further suggested the statement had come as a shock — Villaume said Min-nesota attorney General’s office and Senate attorney Dayle nolan had been re-ceptive to the idea of media-tion. but nolan, in response, said her investigation and the claims made by brodkorb and his attorney led her to conclude there had been no wrongdoing. Villaume said that brod-korb, who did not appear with his attorneys at a March 15

press conference in St. Paul and is not expected to give interviews to the media, from the start made plain his will-ingness to file suit if efforts at mediation failed. Since the potential law-suit would be based on the premise that brodkorb had been treated differently than other staffers and legislators engaged in adulterous affairs, explained Villaume, it would be necessary to take disposi-tions from these individuals. “We as attorneys don’t threaten,” Villaume said.

the next step in the pro-cess, Villaume said, will be a filing with the federal equal employment opportunity Commission alleging gender discrimination. republican leaders had lit-tle to say about developments. “it is what it is,” Senate Majority Leader David Sen-jem, r-rochester, said. “if you’re standing in our shoes, you focus on the session.” Senjem down played the importance of the matter. He described possible legal actions as a “sidebar potential

lawsuit.” Sen. Julianne ortman, r-Chanhassen, said the Senate was a employer. and as with businesses facing similar em-ployment disputes, the Senate would continue its work. “So that’s what we’ll do — continue with our business,” she said. Senate Minority Leader tom bakk, DFL-Cook, spoke of a bad week in the Senate — legislators doing “nothing but damage” to the institution they have a duty to respect — he said the brod-

korb developments were not a distraction. bakk suggested that Lude-man’s assertion that all Senate employees are “at will,” or subject to termination at any time, was correct. “i think the Senate will prevail if Michael brodkorb files a suit against the Senate,” he said.

Jessica Harper is at [email protected]. T.W.

Budig is at [email protected].

eagan resident, former staffer threatens to sue Senate majority

Senators tight-lipped over Brodkorb accusations

Photo by t.W. budig

Michael Brodkorb glances at Sen. Amy Koch, who often appeared unhappy with the progress of the budget talks, as Democratic Gov. Mark Dayton addresses the media. Brodkorb is seeking a settlement regarding his dismissal from the Senate last December.

by Jessica HarperDakota County tribune

eagan-based nonprofit Lifeworks Services has closed its burnsville facility and plans to move its operations to apple Valley. Lifeworks, a nonprofit that provides enrichment

programs and employment opportunities for people with disabilities, made the move to obtain a larger, more accom-modating space, said Judy Lysne, president and Ceo. “We noticed there are people who have been with us since the early days who are

now older adults who need additional support,” Lysne said. the new space at up-per 147th Street West and Johnny Cake ridge road will have overhead wheelchair lifts, a fitness center and a space dedicated to those with autism, among other ameni-ties. the move also provided the nonprofit a cost-effective option as its grant money be-came more sparse with the economy, Lysne said. Lifeworks also chose to move the center to apple Valley for its rich culture. “We are working to de-

emphasize the centers by working more outside in the community,” she said. “and there’s so much our clients can do in apple Valley.” a ground-breaking cer-emony was held March 14. the building is scheduled to open this fall. in addition to its facility in apple Valley, Lifeworks oper-ates centers in bloomington, brooklyn Park, eagan, Hast-ings, Mankato, Minneapolis and St. Paul. the nonprofit was found-ed in rosemount in 1965 by a group of parents who yearned for more educational op-portunities for their disabled

children. “their goal was to keep their children at home in-stead of in an institution,” Lysne said. by 1973, the organization began offering opportunities for adults as the nation began to deinstitutionalize people. Lifeworks began to shift its focus entirely to adults in 1988 when public schools created special education pro-grams. “our mission is that the community and people with disabilities can live and work together,” Lysne said. today Lifeworks provides services for 2,250 adults with

disabilities. Like many nonprofits in the nation, Lifeworks has felt the weight of the Great recession and slow recovery. the nonprofit lost some job opportunities for its clients as businesses ceased hiring. “We fortunately have been able to replace employers faster than we lose them,” Ly-sne said. “but we are always looking for new job opportu-nities in burnsville and apple Valley.”

Jessica Harper is [email protected].

Eagan nonprofit moves Burnsville center to Apple Valley

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY March 22, 2012 3A

Buzz

People, places and pursuits creating buzz in Dakota County business

this week as submitted by the local business community

Submissions to Buzz: www.DakotaCountyTribune.biz

NoteworthyScott P.AnderSonNamed to C.H. Robinson Worldwide Board of Directors

ScottP.Anderson,presidentandchiefexecutiveofficerofMendotaHeights-basedPattersonCompanies,hasbeenappointedtotheboardofdirectorsofC.H.RobinsonWorld-wideInc.,EdenPrairie.

StAcey BArtelSonAttends Edward Jones’ Women’s Leadership Forum

StaceyBartelson,anEdwardJonesfinancialadvisorinRosemount,recentlyattendedtheEdwardJones’Women’sLeadershipForumatthefirm’sheadquartersinSt.Louis. Theleadershipforum,heldtorecognizesuccessfulfemaleEdwardJonesfinancialadvisors,providedBartelsonwithtrainingandnetwork-ingopportunitiesinwhichshesharedbusiness-buildingstrategieswithhercolleagues.

Business BriefsnewSPAPerS to hoSt BuSi-neSS After hourS

SunThisweekNewspapersandtheDakotaCountyTribunewillholdahouse-warmingpartyfrom4to7p.m.Thursday,March29,forthepa-pers’newhomeatShopsonGalaxie,15322GalaxieAve.,AppleValley. ThecelebrationwillbeheldintheatriumoftheShopsonGalaxiebuild-inginAppleValley’s“newdown-town.” Thisweekanditsparentcompany,ECMPublishers,willservefoodfromtheValleyDineralongwithsoftdrinks,beerandwine. MembersoftheDakotaCountyRegional,AppleValley,LakevilleandBurnsvillechambershavebeeninvited.

Mfu MeMBerS Attend nA-tionAl convention

RosemountresidentsLindaLar-sonandBrianRohrenbach,membersoftheMinnesotaFarmersUnion,attendedtheNationalFarmersUnionConventionheldinOmaha,Neb.

Business BriefsBetter BuSineSS BureAu iS Moving to BurnSville

TheBetterBusinessBureauofMin-nesotaandNorthDakota(BBB)willbechanginglocations.Aftermorethan45yearsinSt.Paul–22yearsatitscurrentlocationonGannonRoad–theBBBwillberelocatingtoBurnsvilleonMarch26. Theorganizationwilloccupythefor-merFarmersInsurancebuildingneartheintersectionofHighway13andInterstate35W,at220S.RiverRidgeCircle. Anopenhouseandgrandopeningwillbeheldlaterthisspring.

MoM BrAndS PurchASeS coco wheAtS

MOMBrands,formerlyMalt-O-Meal,haspurchasedthecerealproductCocoWheatsfromIndiana-basedLittleCrowFoods.TheacquisitionwillbefinalizedonJune29.MOMBrandshasfacilitiesinLakeville. Theacquisitionisanextensionofthecompany’sexistinghotcerealbrands,whichincludeMalt-O-MealHotWheatcereal,BetterOatsinstantoatmeal,Mom’sBestNaturalsOldFashionedOats,FarinaMillsFarina,andILoveOats. “CocoWheatsisabelovedbreakfastcerealenjoyedbymillionsoffamilies,”saidPaulNorton,seniorvicepresident,marketingandbusinessplanningforMOMBrands.“Itmarksanotherstrongadditiontoourhotcerealofferingsandourgrowinghouseofbrands.”

lAkeville chAMBer’S woMen’S luncheon focuSeS on SAleS

ThenextWomenoftheLakevilleChamberLuncheonwillbeat11:30a.m.onApril3atLegendsGolfClub,8670CreditRiverBlvd.,PriorLake. SpeakerPatSchulerwillpresent“GrabControl:The3NumbersThatWillMakeorBreakYourSalesSuccess.” Costis$20formembersand$30fornonmembers.RSVPbyMarch27toLindaRyndaorMicheleShea,[email protected].

APPle vAlley chAMBer hoStS AnnuAl hoMe & gArden exPo

TheAppleValleyChamberofCom-mercewillhostitsannualHome&GardenExpofrom9a.m.to3p.m.Sat-urday,March31,attheDakotaCountyWesternServiceCenter,14955GalaxieAve.,AppleValley.Thefreeeventattractsthousandsofpeopleeachyear.

Business BriefscourAge center deSignAted AS MedicAl SPine center

CourageCenter,theMinneapolis-basednonprofitrehabilitationandresourcecenter,hasbeendesignatedbyHealthPartnersasaMedicalSpineCenter. Toreceivethisdesignation,CourageCenter’sPhysicians’Clinichasatleastonephysicianwithadvancedtrainingandexpertiseinspinecare.CourageCenterphysicianswhowillseeHealth-Partnerspatientsspecializeinphysicalmedicineandrehabilitationandser-vicesareavailableinallfourmetroareaCourageCenterlocations–Burnsville,GoldenValley,Stillwater,andForestLake. AsadesignatedHealthPartnersMedicalSpineCenter,CourageCenterseespeoplewithchroniclowbackpainwhomaybeconsideringsurgeryandwill: •Performin-depthevaluationandassessmentofbackproblems; •Helppatientsunderstandthefullrangeofsurgicalandnon-surgicalop-tionstomanagetheirbackpain;and •Connectpatientswiththeresourcestheyneedtohelpthemmakethebestcaredecisionfortheirsituation. TobepartoftheHealthPartnersnetwork,aMedicalSpineCenterhastorequestadmissionandcompleteadetailedreviewbyHealthPartners.

PediAtricS clinic uPgrAdeS coMMunicAtionS SySteMS

EaganValleyPediatricsinAppleVal-leyhasupgradeditstelecommunications,includingphoneanddataservicesandaddedawirelessInternetconnectiontoenhancecommunicationsfortheclinic’sstaff,visitorsandpatients.TheupgradewascompletedbyFrontierCommunica-tions,Burnsville.

Business BriefsuS federAl credit union SuPPortS chAMBer eventS

USFederalCreditUnionrecentlysponsoredtwoareachamberevents–theTwinCitiesNorthChamber’sAnnualGalaandtheBurnsvilleChamber’sBiteofBurnsville.Alongwithsupportingtheresidentsofthelocalcommunitieswhichthecreditunionserves,USFederalcontinuallystrivestobuildrelationshipswithcurrentandupcomingareabusi-nesses. TheTwinCitiesNorthChamberGalaraisesfundseachyearforthechamberinanefforttosupportbusinessgrowththroughoutthecommunity.Thisyear’sevent,themedRoaring’20s,wasaneveningfilledwithcostumes,games,andlaughswhileguestsbidonsilentauctionitemsandsampledlocalcuisine. TheannualBiteofBurnsvilleraisedfundstosupportBurnsville-areabusi-nesses.Thisyear’seventwasheldattheBurnsvillePerformingArtsCenter.Em-ployeesfromUSFederalCreditUnion’scorporatelocationinBurnsvilleattendedinsupportoftheeventwhiletakingphotosofotherattendeesinthe“HouseofCards.”

vAlleyfAir iS now AccePting APPlicAtionS online

Valleyfair,Shakopee,isacceptingapplicationsatvalleyfair.comtofillmorethan1,600seasonalpositionsforthe2012operatingseason,whichbeginsMay12. Jobopportunitiesareavailableinallareasofparkoperationincludingadmis-sions,rides,games,merchandise,foodandbeverage,guestservices,lifeguardsandsecurity. Anyone16yearsofageoroldercanlearnmoreaboutthejobopportunitiesatvalleyfair.com,keyword:jobs.

Submission to Buzz TheDakotaCountyTribuneBusinessWeeklyincludespromotions,newhires,retirements,awardsandothersuchbusinessnewsontheBuzzpage.Ifyouhaveanannouncementyouwouldlikeincludedinthispartofthenewspaper,[email protected],faxto(952)846-2010ormailittotheBurnsvilleofficeat12190CountyRoad11,Burnsville,MN55337.Whensendingaphotobye-mailbesurethatitis200dpiorgreater.Includeadaytimephonenumberifsomeonefromthenewsroomneedstocontactthebusinessforadditionalinformation.Deadlineis5p.m.FridaypriortoThursdayedition.Submissionofinformationdoesnotguaranteepublication.Allitemsaresubjecttoediting. Tipsonwhattoincludeinthesubmissionare:names,titles,dates,businessname,briefdescriptionofthenewstakingplace,briefdescriptionofthebusiness,contactnamesandnumbers.


Forum

Commentary and opinion regarding issues

in the world of business and public policy

Submissions to Forum: www.DakotaCountyTribune.biz

12190 County Road 11 Burnsville, MN 55337

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Entered as periodical matter at the post office at Burnsville, Minnesota. Periodicals postage paid at Burnsville, Minnesota. Issued weekly from an office in Burnsville.

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President ........................ Marge Winkelman

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Dakota County TribuneBUSINESS WEEKLY

Office Hours:9 a.m. - 5 p.m. Monday - Thursday

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by Phil KrinkieSPEcIAL TO ThE TRIBunE

Anyone who has watched or read a “Popeye” cartoon is familiar with the char-acter “Wimpy.” he is the unassuming gen-tleman who always seems to be hungry for a hamburger, but never has any cash. his standard line is “I’ll gladly pay you Tuesday for a hamburger today.” This is the same motto that state legislators of both parties have been using in the debate over school aid payments for the last 30 years. When the Legislature has had difficulty balancing the state budget they have made the choice to delay a percentage of planned payments to school districts. The aid pay-ments to K-12 schools are still made on a timely basis except a portion of the bud-geted funds are delayed. The district may receive smaller aid payments then it had planned at the beginning of the year, but will receive larger aid payments then it had planned at the end of the year. In the example of “Wimpy” and paying for the hamburger; the State (Wimpy) does pay for the hamburger (payments to school dis-tricts); its just the payments are stretched out Wednesday through Monday. School districts expect to receive their state aid payments spread out over the year because school aid payments are comprised of a combination of 90 percent of the cur-rent year’s entitlement and 10 percent of the prior year’s entitlement. The school districts are accustomed to this split pay-ment structure because the 90/10 formula

for school aid payments has been in effect since the 1980s when it was enacted to ac-commodate fluctuations in student enroll-ment. Three decades ago in order to balance the budget, state lawmakers decided to “shift payments” and pay a smaller per-centage of the current fiscal year budget and delay a larger percentage of the fund-ing into the next fiscal year. The state has only managed to keep it’s commitment to the 90/10 payment plan nine times in the past 30 years. During the 2010-2011 bien-nium, legislators used this shift once again to help balance the budget, they changed the payment schedule 70/30 for 2011. Last year the payment schedule was changed for 2012 so that 60 percent is paid in the current with the remaining 40 per-cent being paid in the following year. The percentage shift occurred during the pro-tracted budget debate that led to a three-week government shutdown. Gov. Mark Dayton’s original proposal was to enact the largest school shift in state history; moving from the planned 70/30 payment schedule to a 50/50 pay-ment shift – i.e. 50 percent of the entitled state aid would be paid to schools in the

current fiscal year and 50 percent paid in the next fiscal year. The Republicans who controlled both the State house and Senate said ‘no’ to Dayton’s drastic school shift request. But in an effort to end the state shutdown; Republicans met Dayton halfway on his 50/50 school shift request and agreed to move the aid payments to 60 percent in the current fiscal year and 40 percent in the next year for the 2012 and 2013 budget cycle. In recent weeks, the school aid payment has become a hot topic in the capitol hall-ways. Some lawmakers are becoming in-creasingly concerned about the short-term borrowing that school districts are making; despite the fact that per-pupil funding was greatly increased to accommodate for any costs that may occur as a result of the aid shift. however, many first-term lawmak-ers don’t realize the shift in payments are nothing new; they have been used as a budget balancing tool by the Legislature for 30 years. Despite this; some legislators are proposing to speed up aid payments to schools by raising taxes. More tax revenue from hardworking Minnesotans is hardly a solution to the states spending problem. School districts still receive all their fund-ing; it just arrives in larger payments later then they want. Increasing taxes in order to pay school districts sooner isn’t an an-swer to the state’s budget problems. Local school districts seem to have

lost sight of the fact that last session K-12 funding was increased by over $1 billion for the 2012 -2013 budget. In addition to the increased funding; last november 96 out of 126 school districts received voter approval for an increase or renewal of their property tax levy. To say that acceptance of Dayton’s 60/40 school aid payment plan is a “shameful result of Republicans stealing from school districts” is just plain false. In the “Popeye” cartoon; Wimpy’s fa-mous line “I’ll gladly pay you Tuesday for a hamburger today” jokingly indicates that “Tuesday” will never come and that Wimpy was trying secure a free lunch without any real intention of ever paying for his hamburger. With school aid pay-ments, the intent of the Legislature is quite different; school aid payments are made on a timely basis and in positive budget times re-established to the 90/10 ratio. In light of the billion dollar increase in K-12 fund-ing it is silly to be discussing the schedule of the payments to schools. Schools will get their hamburger and eat it too.

Phil Krinkie, a former eight-term Re-publican state representative from Lino

Lakes who was chairman of the House Tax Committee, is president of the Taxpayers

League of Minnesota. He is a member of the Minnesota State Colleges and Universities Board. He is at [email protected]. Columns reflect the opinion of the author.

by Don HeinzmanDAKOTA cOunTy TRIBunE

At a time when more people than ever are using their community libraries, the funding gradually is being reduced. A good library is essential in a commu-nity now more than ever when people can-not afford to buy books and more people are using its computers (many of them job seekers), downloading E-books and check-ing out audio materials. At this time, advocates of local libraries need to protest some of these reductions during a time when they are most needed. counties are responsible for providing a library system. Libraries receive some rev-enue from the state while most of it comes from taxpayers in each county through special and general property tax levies. The counties’ revenues are suffering be-cause tax capacity is going down due to all the foreclosures and shrinking commercial tax base. State legislators have cut local government aid and are requiring counties to do more with less and mandating more expenses with no extra money. county commissioners, mostly sympa-thetic to library needs, are reducing reve-nues to libraries. To their credit, county li-brary directors have been able to minimize reductions through more efficiencies and reorganizing library service. One silent cutback, however, is reduc-tion in books and materials. For example,

in St. Paul, money to build up the col-lection has dropped from $1.3 million in 2003 to $850,000 this year. In hennepin county, where neither hours nor staff has been reduced, a reduc-tion of $2.5 million cut into the collection budget. Metro Library Service Agency, which buys books and materials in large quanti-ties, enables metro counties to buy items at a lower cost. Over the past several years, community and regional libraries have been cutting hours, and staff. In Washington county, due to Lake Elmo’s decision to start its own library and withdrawing $260,000 from tax revenues that are no longer going to the county system, libraries are open five days instead of seven days a week. The Minnesota State Auditor’s Office reports that cities and counties in the state have cut public library operating budgets and capital outlay by 42 percent between 2005 and 2009. Meanwhile, more people than ever are using libraries. More students are going to the library, because school districts are

short-changing their media centers, once called libraries. home-schooled children are using the libraries more. Senior citizens are attending computer classes so they can use the library’s computers. One study shows that use of the library in Minnesota has gone up from 49 million to 59 million users from 2003 to 2010. Reductions in funding from the six counties in the Great River Regional Li-brary, based in St. cloud, have resulted in fewer service hours based on circulation figures and in loss of seven staff members. Where Great River had received 6 to 8 percent increases in revenues before 2008, it now doesn’t receive an increase at all. Of course, the economy and particu-larly reductions in local government aid from the state to the counties partly are to blame for the underfunding and reduction in services. Advocates of community libraries need to speak up particularly to legislators about this slow erosion of library hours and ser-vices. unless policy makers hear protests from users, funding for libraries will con-tinue to be reduced.

Don Heinzman is chairman of the ECM Publishers Inc. Editorial Board. Thisweek

Newspapers and the Dakota County Tribune are part of ECM. He is at don.

[email protected]. Columns reflect the opinion of the author.

Speak up for public library funding

State will gladly pay schools TuesdayGuest Columnist

Phil Krinkie

Tribune ColumnistDon Heinzman


by Joe Nathan Dakota County tribune

both national and local talent is being used to help Lakeville, Farmington and oth-er Minnesota students gain the benefits of online videos. that’s good news for students and a compliment to teachers who continue seeking new ways to help students learn. andrew Hilliard, an eighth-grade math teacher at McGuire Middle School, turns all of his class lectures into videos that stu-dents who miss class can view and keep cur-rent with the curriculum. “one of the most challenging obstacles for any teacher to overcome, especially in math, is dealing with student absences,” Hilliard said. “the videos we’ve been post-ing online allow students who have been ab-sent the opportunity to stay connected with the material they’ve missed due to vacations, illnesses, etc. this ‘hybrid flip’ classroom also allows students who were uneasy with material during class to revisit the lesson at their own pace.” Hilliard said student and parent feedback has been positive. “i had a student who went to a family wedding in the Caribbean for a week in Jan-uary, for example, and she viewed the videos to stay current on the material we were cov-

ering in class,” Hilliard said. “i’ve had other students who missed a day of class due to an illness watch our videos during homeroom so they are caught up to speed prior to com-ing to class in the afternoon. now i feel like i have a great resource for students when they come to me and say, ‘What did i miss?’ ” all of Hilliard’s videos are linked within his edline page, so students must log on and then pick the lessons they would like to view. a link to an example of one of the screencasts is at www.screencast.com/t/elj90Crabx7. Farmington Superintendent Jay Haugen had a surprise in store when the district an-nounced recently that every one of its eight schools would have one or more teachers in-volved in a flipped classroom pilot. “i was amazed at the number of staff who came forward, and how many were already recording lessons for students,” he said. While this type of instruction is happen-ing in all subjects areas, and all levels, at this

point most seem to be in the areas of science and math, he said. He has posted one of those lessons, a middle school math lesson, on his blog at www.farmington.k12.mn.us. initially, the Farmington district will be making lessons available on a DVD, or a take-home itouch. “this is needed for about 10 percent of students,” Haugen said. “ultimately, as we work to customize education for every child, we will work to make sure every student has access to a mobile learning device, 24/7.” Jeffrey McGonigal, anoka-Hennepin associate superintendent for high schools, pointed me to HippoCampus (www.hip-pocampus.org/myHippo/?user=myMnLC), which has hundreds of free videos that edu-cators, families and students can use. this is part of the Minnesota Learning Campus website, a project of the Minnesota Depart-ment of education, Minnesota State Col-leges and universities System, and the uni-versity of Minnesota. a number of anoka-Hennepin School District teachers have created videos. a link to some of them is at http://anoka.k12.mn.us/education/components/docmgr/default.php?sectiondetailid=287038&catfilter=30687#showDoc.

Students can view these before a lesson, thus giving the teacher more time to help students practice the concept, and obtain in-dividual assistance. For a different approach, check out a vid-eo by Minnesota transitions, an inner city charter school that cleverly focuses on nega-tive numbers. it’s called “Don’t be negative,” and is found at vimeo.com/35905316. West St. Paul Sibley High School teach-ers sent several videos they have created. the first helps explain how they are replacing word problems with video problems (www.youtube.com/watch?v=uh_0puziQog). Sibley teachers are also helping students make their own videos illustrating physics principles. a basic learning principle is if you can explain something to others clearly and accurately, you know the subject well. in talking with people from more than 30 districts and charters, i saw enormous creativity. i hope we’ll find ways to share teachers’ best work around the state. Joe Nathan, formerly a Minnesota public school teacher and administrator, directs the Center for School Change at Macalester. He can be reached at [email protected]. Columns reflect the opinion of the author.

Videos are helping students see what they have missed in classTribune Columnist

Joe Nathan

TosubmitanitemfortheCal-endar, email it to [email protected] or fax (952) 846-2010.

Date-specific Dakota County Regional Chamber of Commerce events: •Thursday,March22,7:30to9 a.m., Breakfast With Champi-ons,JBLConferenceandEventsCenter, 3795 Pilot Knob Road,Eagan. Speaker: Tommy Wat-son. Cost: $20/members, $30/nonmembers,includesbreakfast.RSVP: Jessy Annoni at (651)288-9202 or [email protected]. •Friday,March23,8a.m.to5p.m., Sustainability Conference,Argosy University/Twin Cities,Eagan Community Center, 1501Central Parkway, and ArgosyUniversity, 1515 Central Park-way,Eagan.SpeakersareBrentPeterson,authorof“FakeWork,”David McMonagle, specialist inmotivating people at PDI NinthHouse, and Ted Mondale fromthe Metropolitan Sports Com-missionandGreaterMSP.Cost:$50. Information: Karen [email protected]. •Tuesday,March27,7:30 to8:30a.m.,RosemountAreaBusi-nessCouncil,PaulEggen-StateFarmInsurance,14450S.RobertTrail, Suite 204, Rosemount. In-formation:JessyAnnoniat (651)288-9202 or [email protected]. •Wednesday,March28,7:30to 8:30 a.m., Mendota HeightsState of the CityAddress, Men-dotaHeightsCityHall,1101Vic-toria Curve. Free. RSVP: JessyAnnoniat(651)[email protected]. •Friday,March30,7:30 to8a.m.,MinnesotaChamberconfer-ence call, DCR Chamber office,1121 Town Centre Drive, Suite102,Eagan.RSVP:JessyAnnoniat (651) 288-9202 or [email protected]. Apple Valley Chamber of Commerce events: •Saturday,March31,9a.m.to3p.m.,ChamberHome&Gar-denExpo,DakotaCountyWest-ernServiceCenter,14955Galax-ieAve.,AppleValley.Information:[email protected]. Burnsville Chamber of Commerce events: •Thursday,March29,4:30to6:30p.m.,ChamberAfterHours,Legends Golf Club, 8670 CreditRiver Blvd., Prior Lake. Free.Guestswelcome. Lakeville Area Chamber of Commerce events:

•Wednesday,March28,7:30to 9 a.m., newmember orienta-tion,chamberconferenceroom. • Thursday, March 29, 4:30to 6:30 p.m., Networking AfterHours,LegendsClub. •Friday,March30,7:30 to8a.m., Minnesota Chamber con-ferencecall,chamberconferenceroom. •Friday,March30,8to9a.m.,Teacher Appreciation Breakfast,FamilyLearningCenter. •Tuesday,April3,11:30a.m.,WomenoftheLakevilleChamberLuncheon, Legends Club, 8670Credit River Blvd., Prior Lake.Pat Schuler will present “GrabControl:The3NumbersThatWillMake or BreakYour Sales Suc-cess.” Cost: $20/members, $30/nonmembers. RSVP by March27.Contact:LindaRyndaorMi-cheleShea.Email: [email protected]. River Heights Chamber of Commerce events: •Wednesday,March28,7:30to 9 a.m., South St. Paul LocalIssues,Central SquareCommu-nity Center, 100 Seventh Ave.N., South St. Paul. Information:[email protected]. •Friday,March30,5 to6:30p.m., Business Card Exchange,Jersey’s Bar & Grill, 6449 Con-cord Boulevard E., Inver GroveHeights. Information: [email protected].

Ongoing Platinum Partners,achapterofBNI,welcomesone represen-tative from each profession andmeetseveryWednesdaymorningfrom7:30to9a.m.attheLakev-illeGreenMill.Tolearnmore,callAmyat(952)226-7741. Creative Networking Pro-fessionals,anindependentbusi-ness networking group, meetsthefirstandthirdTuesdayofthemonth at JoJo’s Rise andWineinBurnsvillefrom8to9a.m.Thegroup is focused on creating in-terpersonal relationships togrowbusiness-to-business referrals.Yearlyduesare$65.Newmem-

bersarewelcome.Membersarelimited to one per professionalcategory. For more informa-tion, contact Jeff Rothmeyer [email protected] or seewww.CreativeNetworkingProfes-sionals.com. Dakota Business PartnersmeetseveryTuesday from8:15-9:30 a.m. at AmericInn, 17145Kenyon Ave. (just off Interstate35andCountyRoad50),Lakev-ille.Forwhyourgroupisdifferentandmore information visit www.dakotabusinesspartners.com orfindusonFacebook. Network Unlimited Burns-ville Chapter, a professionalnetworkingchapter,meetsThurs-days from 4:30 to 5:45 p.m. atBD’s Mongolian Grill, CountyRoad 42 and Burnhaven Drive.Toseeifyourcategoryisopengotowww.NetworkUnlimited.org. Network Unlimited Eagan Chapter,aprofessionalnetwork-ing chapter, meets Tuesdaysfrom4:30to5:45p.m.atStepha-no’s,CliffRoadandHighway13,Eagan.Toseeifyourcategoryisopen go to www.NetworkUnlim-ited.org. BNI – The Valley NetworkersChapterofBusinessNetworkingIntl. meets Thursdays at 11:30a.m. at the DCTC Apple ValleySite at 14200 Cedar Ave. BNIis a networking group for busi-ness ownerswho are looking toincreasetheirrevenue.Onlyoneperson from each profession.Bring your own lunch. Formoreinformation, call Paula Sevenichat (952) 891-4057 or visit www.bni-mn.com BNI – Networking meetsThursdays at 7:15 a.m. at theRound Bank in Farmington. Formoreinformation,contactEllenat(952)412-5287orLannyat(612)386-2660. BNI – Power Lunch Chapter meets Wednesdays at 11 a.m.at theLakevilleBrunswickZone,11129 162nd St. W. For moreinformation, callMaggieKaseat(952)230-1602orvisitwww.bni-

mn.com. BNI – Power Links Chapter meets at 7:30 a.m. Thursdaysat Highview Hills Senior LivingCenter, 20150 Highview Ave.,Lakeville. Information: MichelleReisenauer, (612) 868-2950 [email protected]. BNI – Leads 2 Referralsmeetsfrom7:30to9a.m.Tues-days at Jeff Belzer’s dealership(second floor cafeteria), 21111Cedar Ave., Lakeville. Informa-tion: Kari Switala, (612) 298-3487. Professional Referral Ex-change of Burnsville meets ev-ery Wednesday for breakfast atDenny’s Restaurant. Meetingsbegin at 7 a.m. For more infor-mation,contactJoBaecker,areadirector,at(612)618-5347orvisitthewebsitewww.prorefx.com. Elite Executives Chapterof Business Networking Interna-tionalmeetseachTuesday7:30-9 a.m. at the JBL Companiesbuilding (old fire station), 3795Pilot Knob Road, Eagan. Thislivelyreferralgroupcanhelpyougrow your business, but we dolimit membership to one personfrom each profession. Visitorsarewelcome.Formore informa-tion,contactBobReuterat(651)552-3647, [email protected]. Find our chapter’swebsiteatbnimn.com. Beta Sigma Phi, Precep-tor Alpha Delta Chapter, meetsthesecondWednesdayofeverymonth at 7:30 at a member’shome.Forinformation,call(952)894-8831. Network Results ChapterofBusiness Network International,networking for local businessowners, only one person fromeachprofession.First twomeet-

ings are free. We meet everyWednesdayforbreakfast,7-8:30a.m. at Roasted Pear, 14200Nicollet Ave. S., Burnsville. CallJimCulpepperformoreinforma-tion:(612)655-4339. Networks Plus - Diversified Business Professionals Chap-ter of Business Network Inter-national, a business referral or-ganization.MeetingswillbeheldThursdays 11:30 a.m. – 1 p.m.atSavageCityHall,6000McCollDrive, Savage, MN. All profes-sionalsareinvitedtoattend.CallCrystal(952)314-8676. Networking coffee group at Caribou Coffee will meet from9:30-11:30 a.m. at Caribou Cof-fee, 14638 Cedar Ave., on thesecond and fourth Mondays ofthemonth.Call(763)783-4767toregister. Grapevine Network “Com-mon Denominator” Groupmeets Tuesdays from 7:30-8:45a.m. at Coldwell Banker Burnet,190 Cobblestone Lane, Burns-ville. For information, call (952)746-5611 or visit www.thegrape-vinenetwork.com. Grapevine Networking Group meets Wednesdaysfrom 7:30-8:45 a.m. at ColdwellBankerBurnet,190CobblestoneLane,Burnsville.Forinformation,call(952)746-5611orvisitwww.thegrapevinenetwork.com. Kingdom Advisorsmembersmeetmonthlyforfellowship,train-ing,networking,prayer,andshar-ingofbestpractices.RonBlueorother recognized speakers (viaDVD) cover a topic eachmonthhelping members integrate andapply Biblical financial wisdominto their professional advice.Visitors welcome. The S MetroGroup meets at Family Finan-

cial Services, 151 W. BurnsvilleParkway,Burnsville,from7:30to9 a.m. on the fourthTuesday ofeachmonth.POC is JeffRobin-son at (952) 890-6611. The SEMetroGroupmeetsat2918Up-per55thSt.,InverGroveHeights,thefirstThursdayofeachmonthfrom12noonto1p.m.(bringyourlunch). POC is Ginger Ewing at(651)389-1177. The S.T.A.R. (South Twin Cities Area Referral) Network-ing Group meets 8 to 9 a.m.every Wednesday at BremerBank, 17600CedarAve, Lakev-ille. Openings are available. Forquestions,callKathyAndradeat(952)997-1306. SHiFT network events areheld Thursdays from 6:30 to 8p.m. at Inver Hills CommunityCollege, 2500 E. 80th St., InverGrove Heights. SHiFT is a non-profit network connecting adultsin mid-life transition with oppor-tunitiestoseekmeaningfulwork,newavocations,andasupportivecommunity(www.shiftonline.org).Members:Free.Guests:$5. Women’s Business Ex-change meets the fourthWednesday from 11:30 a.m.to 1 p.m. at Baskets On Occa-sion,4580ScottTrail,Suite204,Eagan.Fee:$5permeeting.Formore information, contact Maryat (651) 994-8392 or visit www.meetup.com/womens-business-exchange-eagan. Seed Your Businessreferral-based networking group meetsthe first and third Wednesdayat noon at Baskets On Occa-sion,4580ScottTrail,Suite204,Eagan.Feeis$5permeeting.Upto two professions per person.ContactMaryat(651)9948392.

Calendar

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Capitol Commerce

by T.W. BudigEcm capitol REpoRtER

the Republican-con-trolled House passed on march 15 House Education Finance committee chair-man pat Garofalo’s school-shift payback bill, legisla-tion that would tap into the newly revitalized state budget reserves in order to give ad-ditonal money to pay back K-12 funding shifts. lawmakers have bor-rowed more than $2 billion in school funding in recent times in crafting state budget solutions. By law, $318 mil-lion in recent budget surplus dollars went automatically to pay back shifts. Garofalo, in his bill, com-mits an additional $430 mil-lion. tapping into budget reserves for the money, low-ers the reserves to about $570 million. “today is a day to give thanks,” said Garofalo, R-Farmington. “When you have cash on hand, you pay off your debt.” Democrats criticized the legislation as insufficient and reckless. Rep. Joe atkins, DFl-in-ver Grove Heights, expressed alarm over tapping the bud-get reserves. that would leave the state with only about 11 days worth of money in an emer-gency, he argued. atkins referred to a fellow lawmaker’s depiction of bad legislation as putting earrings on a pig. “these ain’t even nice

earnings,” atkins said of Ga-rofalo’s bill. Democrats attempted to amend the legislation by at-taching a tax provision clos-ing perceived loopholes in tax code pertaining to for-eign operating corporations (Foc) — they argue corpo-rations unfairly use offshore “tax havens” to escape paying taxes. Rep. lyndon carlson, DFl-crystal, said his Foc

amendment would entirely pay back the more than $2 billion in school payment shifts. this touched off a tax de-bate. Rep. Keith Downey, R-Edina, argued that even with Garofalo’s tapping of the re-serves, the remaining amount, the $577 million, would still be much larger than the re-serves of months ago. Democrats can “demon-ize” business all they want, ar-gued Downey, but the Foc provision would kill job cre-ation. Rep. Sarah anderson, R-plymouth, argued Democrats were sending business a “go away” message in their Foc amendment. House tax committee chairman Greg Davids, R-preston, described the pro-posed Foc provision as a “champion amendment” for the frequency it appeared. Rep. Ryan Winkler, DFl-Golden Valley, argued big business didn’t need a tax subsidy from the state of

minnesota. “You don’t have a plan to pay that back,” Winkler said of Republicans and paying back the shifts. Rep. John Benson, DFl-minnetonka, blamed the in-fluence of Washington lob-byists for the “monstrosity” of federal tax law creating the perceived offshore tax havens. Rep. ann lenczewski, DFl-Bloomington, said the Republican House tax bill itself contains provisions per-taining to Focs. House majority leader matt Dean, R-Dellwood, successfully motioned to have Democratic Foc provisions ruled non germane — outside of the scope of Garofalo’s bill. “Representative Dean, please think about this one,” warned atkins, arguing that Dean’s actions went against House custom and usage. But two Democratic Foc provisions fell. one provision in Garo-falo’s bill placing teacher ef-fectiveness ahead of senior-ity in determining teacher layoffs had Rep. pam myhra, R-Burnsville, speaking emo-tionally on the House floor. myhra related how she struggled to learn to read as a child and how an excellent fifth-grade teacher — “the teacher who saved my life, who gave me a future,” she explained — was laid off ahead of less a qualified but more senior teacher. that was just wrong, myhra said. Garofalo’s bill passed the House on a 74 to 59 vote. the Senate has yet to act on a similar bill. Garofalo thanked House Republican freshmen for their willingness to support the legislation — he ex-pressed thanks that myhra and other freshmen had de-feated Democratic rivals last election. “they (defeated suburban Democrats) followed their urban leadership off the cliff,” he said.

T.W. Budig can be reached at [email protected].


the Senate transporta-tion committee passed on march 15 its transportation policy bill after a final tune up. Sen. pam Wolf, R-Spring lake park, success-fully amended the legisla-tion pertaining to state law and bicycle equipment. although winter bicy-clists already use studded tires to gain traction on snowy roads, technically studded tires in minnesota are illegal. Wolf ’s amendment would make bike tires with studs or other protuber-ances legal — the amend-ment also legalized the use of front lamps on bikes that emit a white, flashing sig-nal. When asked about the size of studs on bike tires, Wolf with a smile suggest-ed committee members ex-amine the tip of their pens. other amendments brought longer debate. one provision in the bill, sponsored by Sen. Dan Hall, R-Burnsville, setting a speed limit of 50 mph on i-35E in St. paul, was re-moved after debate. a Department of trans-portation official warned the committee the provi-sion would put the agency

in a tight spot. the current 45 mph speed limit emerged out of the courts and was incorpo-rated into the environmen-tal impact statement for the highway. Federal officials could view increasing the speed limit as throwing open the impact statement — something the federal government could contest by withholding up to $40 million in federal highway funding, explained the of-ficial. Sen. John Howe, R-Red Wing, suggested the pro-posed speed limit increase was a slight. “We’re talking about five miles per hour,” he said. Howe, suggesting mo-torists routinely break the 45 mph speed limit, asked an official from the State patrol whether a motor-ist driving 50 mph on i-35 risked receiving a speeding ticket. “in my opinion, no,” said the trooper. Hall’s provision was re-moved from the bill. another provision in the bill creating contingency funding for highway con-struction and maintenance in the event of a state gov-ernment shutdown pro-duced lengthy debate.

Garofalo advocates increasing amount by $430 million

Dan Hall wanted to raise St. paul portion of i-35E to 50 mph

Bill to increase K-12 funding shift payback passes House

Burnsville legislator’s speed-limit increase proposal denied

photo by t.W. Budig

House Education Finance Committee Chairman Pat Garofalo, R-Farmington, arguing his bill on the House floor, saw his school funding shift payback bill pass the House on March 15.

photo by t.W. Budig

Sen. Pam Wolf, R-Spring Lake Park, brought samples of studded bicycle tires to a recent hearing during which she successfully amended the legislation pertaining to state law and bicycle equipment.

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House tax committee chairman Greg Davids con-siders his tax bill as the poten-tial jobs bill of the legislative session. But Rep. melissa Hort-man, DFl-Brooklyn park, wonders whether the bill is a fake. the House tax commit-tee this week will be wrestling with the bill, Davids indicat-ing monday, march 13, he has the votes to pass the bill out of committee. that could happen thurs-day or Friday, he indicated. “Don’t count Governor (mark) Dayton out,” Davids said of crafting a compromise with the Democratic gover-nor. “We’re certainly open to looking at various funding mechanisms,” he said. contained in the tax bill is one of the Republican marque initiatives of the session, a 12-year phase out of the commer-cial/industrial statewide busi-ness property tax. other proposals in the bill, including changes in the re-search and development tax credit and angel investment tax credit, creates a revenue loss of about $70 million in the state’s current spending cycle. Davids’ bill looks to reduc-ing the renter property tax re-fund to cover the loss. “it’s a renters’ credit on ste-roids,” Davids said of the re-fund that he argues is in excess of the actual impact of prop-erty taxes on rent. Davids proposes a split renters’ credit schedule, one for senior/disabled and the

other for the rest. the senior/disabled in-come eligibility would de-crease to $40,000 from $53,539. the legislation eliminates an inflation adjustment factor in the renter refund schedule. Debate on the bill in com-mittee monday was brisk. “Bar the door!” said Rep. pat Garofalo, R-Farmington, of the perceived assault on the middle class if there were a Democratic-controlled leg-islature and Dayton as gover-nor. “that’s why we’re (Repub-licans) in charge of the place and you’re not,” Garofalo said of the perceived public sup-port for Republican tax policy. other Republicans chimed in. “i kind of feel some mem-bers of the committee are liv-ing in the 1970s,” said Rep. Sarah anderson, R-plym-outh. these exchanges were met with heat by Rep. tom Ruka-vina, DFl-Virginia. in questioning business representatives, Rukavina explained the business com-munity continually appeared before the tax committee re-questing lighter tax burdens. He asked who in the hell is going to pay to property taxes to fund the schools? in questioning National Federation of independent Business-minnesota lobbyist mike Hickey, Rukavina asked why the federation was sup-porting the tax bill when the renter credit reduction would translate into a bigger loss to small business than any prop-erty tax relief the bill offered. Hickey indicated the bill

contained a number of things the federation found desir-able. other business representa-tives expressed support. minnesota chamber of commerce tom Hesse indi-cated that the statewide prop-erty tax was the most direct way to provide to tax relief. “So we’re thankful for that,” he said. Some Democrats on the committee asked whether anyone truly believed the gov-ernor could support a business tax cut paid for with revenue taken from the renter credit. Hortman questioned whether it was already too late for the committee to find common ground. this led her to question whether Davids’ bill was actu-ally a fake. Davids dismissed the idea. Speaking after commit-tee, Davids credited Dayton’s focus on job creation, saying Republicans and the gover-nor had simply taken different paths to achieving it. “i think his jobs’ bill is a jobs’ bill that doesn’t create jobs,” Davids said of the gov-ernor’s proposed business tax credit for hiring veterans or new entrants into the work-force. Davids argued the Repub-lican approach would better incite businesses to hire. “it’s a jobs’ bill,” said Da-vids of his legislation. “if it passes and the gover-nor signs this into law, this is the Jobs’ Bill of this session,” Davids said.


Democrats concerned about 12-yearphase out of business property tax

Tax bill author says it would create jobs

photo by t.W. Budig

House Tax Committee Chairman Greg Davids, R-Preston, surveys his committee during a Tuesday, March 13, tax committee hearing.

photo by t.W. Budig

Rep. Melissa Hortman, DFL-Brooklyn Park, questioned whether the Republican tax bill wasn’t a fake.

40,000. “We are whatever the cus-tomer wants to be,” pete said of the business’ policy of filling out a yellow card every time a customer can’t find what he or she is looking for. the cards are reviewed to determine if this doohickey or that thingamajig should be stocked, items such as custom-made furnace filters that were made available by local de-mand. “it is part guess and part science,” pete said of going independent. “i have a busi-ness model … and it’s just 30 years of doing this. … We are constantly changing to meet

the demands for some things while others fade away.” Splitting with ace also frees up marketing money so terry’s can spend it in ways it sees fit. one of the first items on pete’s agenda was publishing a catalog of many of the top products terry’s carries. He feels that if he can get that “shotgun method” catalog in people’s hands they can see all the items terry’s can provide. one of the biggest chal-lenges for the business that started 30 years ago as a coast-to-coast is a highly competitive market. Big-box home improvement stores drive down price, but pete says that terry’s, which moved into

its current location 20 years ago, remains competitive. Where terry’s differenti-ates itself is service. many of the employees have been with the business for several years, and they are glad to provide advice and knowledge. one of those employees is pete, who had worked in the business while growing up. after graduating from college with a degree in accounting his job prospects were tied to working in a large accounting firm. instead of clocking in at a big office building, pete man-aged his parents’ Hastings store when it first opened as a favor to them. “i swore i would never do

this,” pete said. that was 22 years ago. Even the first few years when he often logged 15-hour days couldn’t scare him away. pete still manages that op-eration, which is about double the size of the Rosemount store. the fuel that keeps him going is the chance to be his own boss, along with interact-ing with customers and help-ing them solve problems. and he hopes the new changes will allow the business to keep doing that for many more years to come.

Tad Johnson is at [email protected].

Terry’s from Page 1A



a Senate Democrat filed an ethics complaint march 19 against former Senate deputy majority leader Geoff michel, R-Edina, charging that michel lied to the press and public about his knowl-edge of the Koch scandal. “i do think he owes us an apology, said Sen. Sandra pappas, DFl-St. paul, who filed the complaint. Even though michel is not seeking re-election, pap-pas explained, he’s still a sit-ting senator. if michel apologizes on the Senate floor and speaks freely about issues surround-ing the Koch matter — a scandal that brought down minnesota’s first woman Senate majority leader amy Koch of Buffalo — pappas would “seriously” consider dropping the complaint, she explained. in the complaint, pappas charges that michel brought the Senate into dishonor and disrepute by failing to take swift and appropriate action as deputy majority leader to address the alleged inappro-priate relationship between Koch and a subordinate Sen-ate staffer until forced by a pending media story. pappas charges that al-though michel, as subse-quent public comments by Senate staff and michel him-self confirms, knew about the alleged inappropriate rela-tionship in September, at a December press conference michel indicated that he did not know about the alleged relationship until alerted by Senate staff. michel further indicated to the press the staff com-plaints first surfaced in early December. “this clearly was not hon-est,” Senate minority leader tom Bakk, DFl-cook, said. it made no difference mi-chel was speaking to the me-dia, not to Senate colleagues,

pappas explained. “lying to the public is ly-ing to us,” she said. in a statement, michel suggests the ethics complaint is less inspired by a reverence for truth than politics. “this is about politics and payback and has nothing to do with ethics. the DFl wants a few more headlines,” michel said in the statement. “the conflict of inter-est has been resolved. the workplace environment has improved. and, we did this while protecting whistle blowers and staff,” he said.

michel indicated he wanted an immediate ethics committee hearing to resolve the matter. Senate majority leader David Senjem, R-Rochester, also argued the reasoning behind the ethics complaint was political — “pure poli-tics,” he said. “i think Senator michel was acting in a steadfast and judicious manner,” Senjem said. By Senate rule, the Senate ethics committee must take action within 30 days of fil-ing of an ethics complaint.

according Senate Repub-lican communications direc-tor Steve Sviggum, michel wanted an ethics hearing tuesday. one was tentatively scheduled for tuesday but a committee member was un-available, he said. Senate Republicans are anxious to put the Demo-cratic political game playing behind them, Sviggum said. the complaint comes within days of attorneys for former Senate communica-tions director and Eagan resi-dent michael Brodkorb, who

has indicated that he was the Senate staffer in the intimate relationship with Koch, sug-gesting that Brodkorb could file a lawsuit regarding his firing from the Senate unless a settlement was reached. Brodkorb, through his at-torneys, argues that his dis-missal was discriminatory. a Senate attorney depicts Brodkorb’s claim as merit-less. Koch, like michel, has de-cided not to seek re-election. the reason an ethics complaint hasn’t been filed against Koch, Bakk indi-

cated, is because she has suf-fered as a result of her actions and Democrats did not want to pile on. Bakk indicated he pri-vately encouraged Repub-licans to answer unresolved legal and ethical questions surrounding Koch’s resigna-tion. But he was discouraged by the constant refrain from Republicans that they had moved on, Bakk explained.


michel allegedly did not disclose what he knew about Koch-Brodkorb affairEthics complaint filed against Edina senator

photo by t.W. Budig

Then Deputy Majority Leader Geoff Michel, R-Edina, and Sen. David Hann, R-Eden Prairie, take media questions at a Capitol press conference in December where Republican senators spoke of an inappropriate relationship between former Senate majority leader Amy Koch and a Senate staffer. A Senate Democrat filed an ethics complaint March 19 against Michel, charging he lied at the time about his knowledge of the affair.

by Laura AdelmannDakota County tribune

the growing population

may help force elections in all seven Dakota county com-missioner districts in Novem-ber. minnesota law requires counties to redraw commis-sioner districts consisting of precincts that cities will have

re-established by march 30, based on the 2010 census. any county district popu-lation change of 5 percent or more will require an election in that district, according to Dakota county public Ser-vices and Revenue Director tom Novak. “i think everybody’s going to have to run,” said county commissioner paul Krause, who has represented lakev-ille and portions of Burnsville and apple Valley in District 6 since 1995. Four commissioner seats are up for re-election this

year regardless of the redis-tricting results. they are now held by liz Workman, Will Branning, tom Egan and Joe Harris, who after 32 years as a commissioner, will not seek another term. commissioners who may be required to run because of redistricting are Krause, Nan-cy Schouweiler and Kathleen Gaylord. those commissioner dis-tricts currently include por-tions of apple Valley, Eagan, lakeville, Burnsville, and in-ver Grove Heights. Novak said redistricting

the county is unlikely to re-sult in any commissioners be-ing left out of their districts or force two into a single district. “they are spread far enough out throughout the county,” Novak said. the county Board is ex-pected on march 27 to pass a resolution for the intent to redistrict, then Novak said he will work with commissioners individually to discuss district boundaries before bringing a proposal to the entire board by mid-april. Dakota county Board candidates have from may 22

until June 5 to file to run in the election. to maintain staggered terms on the board, Work-man said races forced by re-districting would likely be for two-year terms and then return to the county’s regular four-year pattern. the 2010 census showed Dakota county’s popula-tion grew from 355,904 to 398,552 during 2000-10, an increase of 42,648 people.

Laura Adelmann is at [email protected].

commissioner district boundaries

to change

Growth may force county board race in all districts

8075 Lucerne Blvd.3 Miles West of I-35Lakeville, MN 55044952-440-4656 • HeritageLinks.com

Book Your Company Event at...


by Jessica HarperDAkotA County tribune

Mayor Mike Maguire painted a rosy picture of ea-gan’s future during his State of the City address thursday. “in the clear light of the here and the now, the state of our city is strong,” Maguire said. the eagan leader gave his address March 15 to the Dakota County Chamber of Commerce. Maguire’s speech was also televised on eagan public access. Pointing to recent devel-opments, Maguire said he is confident eagan’s economy will continue to grow and thrive. “eagan has been a regional jobs leader for the past de-cade,” he said. in the past 10 years, the city’s total number of jobs in-creased 15 percent, while jobs in similar cities such as eden Prairie and Plymouth have dropped. technology jobs rose 15 percent over the same period of time, while the twin Cities lost 5.7 percent of jobs. Several major employ-ers have expanded within or moved to eagan over the past year, Maguire noted. Prime therapeutics and ecolab were among a handful of companies to expand with-in the city in recent months. others moved their opera-tions into the city, includ-ing Penn.-based Diversified information technologies, which included eagan in its Midwest expansion plans last February. the city of eagan has also played a role in spur-ring growth by investing in a study, funded by non-tax dol-lars, that attracted a privately funded data hub to eagan, Maguire said. “Again, the city is not get-ting in the provider business but we’re making it easier for others to serve you,” he said. the city has also com-pleted several projects of its own thanks to partnerships with state, county and private agencies, Maguire said. Duckwood overpass and northwoods Parkway bridge are among the examples Maguire pointed to as much needed improvement projects that were brought about by a partnership between the city and state agencies. Maguire emphasized that although city officials are committed to investing in eagan, they also strive to re-main fiscally prudent. “Whenever possible we believe in pay-as-you-go and knowing not just what you’re paying for, but how,” he said. in many instances, eagan has managed to spend less on

its projects than similar com-munities, Maguire noted. the $8.1 million price tag for eagan’s fire safety center, for instance, is lower than most shared-use public safety buildings, according a 2011 Fire Chief Magazine article. the new center enabled the fire department to cut its response times in half, mak-ing it an invaluable asset, Ma-guire said. Maguire also noted how eagan managed to save tax-payers’ money by acquiring the safety center’s land and building without looking to bonds or adding to the tax levy. “that is sound financial management, and i’m ex-tremely proud of team eagan for getting that job done the eagan Way,” he said. Maguire said he also be-lieves open, transparent com-munication is key to building a strong community and city government. “it’s all about building trust,” he said. eagan achieves this goal, Maguire said, through vari-ous efforts, such as holding community meetings for special assessments and open houses during the annual budget process. “All you have to do is look at the headlines and the con-troversial dollar costs associ-ated with road projects in several other metro commu-nities to know that eagan is doing that by doing the right

thing with its pavement man-agement program, by being good stewards of the public dollar, by being open and by forming partnerships that make sense,” Maguire said. though eagan is on the right path, Maguire said, city officials will face obstacles along the way. Much of city’s stability has been created by experienced city leaders and employees, Maguire said. but eagan has begun, and will continue to, lose many decades of experience as vet-erans retire. “to say this will be a time of change is a serious under-statement,” Maguire said. “We are challenged to take a fresh look at old assumptions and new solutions.” At the same time, eagan will continue to be challenged by the struggling real estate market and growing demand for public transportation. “if we are patient and steady with our approach, good things will result. i’m confident of that,” he said. Maguire said he believes past and present leadership have built a “forward-looking legacy” that he plans to main-tain in the future. “i can assure you, while the state of the city is strong today, eagan’s best days are yet to come,” he said.

Jessica Harper is at [email protected].


Plans to convert Lock-heed Martin in eagan into a retail complex received mixed reviews this week. eagan residents were di-vided when expressing their views and concerns March 14 during a meeting with CSM eagan, a subsidiary of CSM Corp. of Min-neapolis, which intends to redevelop the site on Pilot knob road. Some residents were excited about the plans, which would create large and small retail spaces, and free-standing restaurants on the 51-acre site. “i’m so happy that it’s not a large strip mall. i can’t stand strip malls,” said Laura treaeger, a Lockheed Martin employee. Plans include 2.6 miles of walkable paths within the site. tom Palmquist, vice president of commercial development for CSM, said the project, dubbed Cen-tral Park Commons, will be similar to Shops on Arbor Lake in Maple Grove and Woodbury Lakes in Wood-bury, both of which have urban, walkable designs. CSM also intends to complement the site with mass transit options. treaeger, who intends to remain in eagan after Lockheed moves, said she hopes CSM’s plans will in-crease nearby property val-ues. kathleen Murphy is also eager for the retail complex to come into fruition. “i particularly like that it is going to be different and be a destination location,” said Murphy, an eagan resident. Some residents ex-

pressed concerns about lim-ited parking, but Palmquist reassured them the site will meet city standards and will have shuttle bus services during peak shopping sea-sons. other residents were disappointed the developer is looking at retail instead of other uses. eagan resident David Senechal had hoped the property would remain re-search and development or become the new data center site. Plans to build a 138,000-square-foot data center in eagan were an-nounced in november. the center, called Connextion, will be built along yankee Doodle road west of Pilot knob. Connextion, which will be owned and operated by north Carolina firm Five 9s Digital, will provide off-site data storage and di-saster recovery options for telecommunications and internet service providers as well as local and regional companies. Senechal noted that Lockheed currently has a data center on the site that could be expanded upon. He also expressed his dismay at the city’s plans to tear down a relatively young building. “in europe, they have buildings from the 14th and 15th centuries, and here we have a 50-year-old building that you’re plan-ning to tear down to build a new one,” Senechal said. other residents had hoped the site would be converted into office space, and expressed concerns about whether the city can support additional retail. but Palmquist pointed out that the current market has little demand for office space. office space vacancy is at 19 percent within the twin Cities area, while re-

tail vacancy is at 6.3 per-cent, Palmquist said. “this is a market-driven decision,” Palmquist said, adding that the project would add up to $2 million to the city’s tax base. Pointing to a recent market study, CSM offi-cials said they are confident retail is the best direction in the current market. the study conducted by Maxfield research found that eagan will have a strong demand for new re-tail over the next 10 years. Although the Maxfield study indicates a need for retail, it also shows that any new retail would need to be options that are new to the city. Palmquist said Central Park Commons would do just that. CSM has already been approached by several in-terested tenants, such as an upscale grocer, a sporting goods retailer and a home goods store, Palmquist said, while declining to provide specific names. Last year, the Minne-apolis developer asked the city of eagan to submit a comprehensive guide plan amendment to the Metro-politan Council that would redesignate 41.2 acres of the 51-acre “research and development” zoned site as “retail commercial.” but now CSM is look-ing to redevelop 47 acres. CSM’s plans will be pre-sented to the eagan Plan-ning Commission next week. if the commission supports the plan, its rec-ommendation will go to the City Council for consider-ation in May. CSM intends to com-plete the project in 2014, one year after Lockheed Martin is scheduled to va-cate the site.


State of the City highlights economic developmentresidents provided feedback March 14 during community

meeting

Mayor Maguire: We’re confident in Eagan’s future

Lockheed retail plans get mixed reviews

Mike Maguire


An eagan man is facing felony charges for allegedly failing to pay taxes associ-ated with his Prior Lake business. Douglas nagle, 52, was charged by the Scott Coun-ty Attorney’s office with four counts of willful failure to pay Minnesota sales tax, one count of making a sale after the state Department of revenue revoked his sales tax permit, and four

counts of willful failure to file corporate returns be-tween 2006 and 2010. nagle, owner of Diggers Sales and Service inc., owes a total of $608,992 in un-paid sales taxes, according to the Minnesota Depart-ment of revenue. the department revoked nagle’s sales tax permit in october 2011 for allegedly failing to pay sales taxes be-tween June 2008 and octo-ber 2011. Despite the state’s ac-

tions, nagle made illegal sales eight days later, ac-cording to the Department of revenue. nagle’s unpaid corpo-rate taxes total $5,897, in-cluding penalty and inter-est, the complaint said. if convicted, nagle could face up to five years in prison and a $10,000 fine for each felony count.


Eagan man faces felony tax charges


by Aaron M. VehlingDakota County tribune

When it comes to sell-ing Lakeville to the re-gion, state and neighboring states, the city is “Posi-tioned to thrive.” that is the new tag line developed as part of an overall marketing effort the city is undertaking with the help of urban planning consultants arnett Muld-row of north Carolina. among the goals is the idea of showing prospective businesses, residents and tourists what sets Lakeville apart from other suburbs in the metro. it is a way to recruit new businesses by targeting and engaging corporate site selectors and decision makers, said Com-munity and economic De-velopment Director Dave olson. “there are a lot of cities (in the metro) with popu-lations of 40-to-50,000,” olson said. “it portrays a positive brand image for Lakeville.” olson will present the full plan at the March 21 State of the City presen-tation, but he offered a preview at the Downtown Lakeville business asso-ciation meeting on March 14. the strategy is not just a method for attracting new people to the city, though. it also is about growing and retaining existing business-es, according to the plan. the $32,000 market-ing plan, paid for by a grant from Dakota County, was borne of an exten-sive process that involved more than 36 interviews, a number of roundtables and arnett Muldrow’s de-tailed “community recon-naissance,” regional tours and photo shoots. the firm also interviewed local high school students to get feed-back from the next genera-tion. ongoing funding of the effort, an amount less than the front-loaded costs, is set aside in the 2012 and 2013 budgets, olson said. the strength behind the effort was a steering com-mittee that consisted of members of the city’s eco-nomic Development Com-mission, the Chamber of Commerce, the DLba and city staff over the course of three meetings. the deci-sion for the prevailing tag line was a unanimous one,

olson said. arnett Muldrow had recommended the city re-place its current tag line, “the southern gateway to the twin Cities,” because of its implication. “it has served us well,” olson said, “but their perception of that was in some people’s minds a gateway is something you pass through on the way to someplace else. obviously, that’s not what we want to portray.” implementation of the plan includes a redesigned economic development website, the use of Google analytics to measure the web success of the message, online and print advertis-ing and improved use of social media options. the advertising cam-paign will center on varia-tions of the tag-line theme, if not the tag line itself. Production samples show variations such as “Positioned for business” and “thriving downtown” for those ads aimed toward economic development. arts-themed ads might use “the arts thrive here.” For families looking to locate in Lakeville, there is “Posi-tioned for life.” the next step is the cre-ation of a Partners Com-mittee, olson said, which will discuss joint uses of the identity and creative pieces. the Lakeville school dis-trict administration has expressed an interest in be-coming part of this process, olson said. the initial marketing efforts will begin locally and regionally and spread statewide and to neighbor-ing states as the process progresses, olson said. na-tional efforts are not likely, though. “to do anything na-tionally gets expensive real quick,” he said. ultimately, the effort is the city’s opportunity to carve a unique identity for itself outside perceived conceptions of the munici-pality. “Lakeville is a full-ser-vice city,” olson said. “it’s not just a bedroom com-munity. We have jobs, re-tail... all aspects of a full-service city.”

Aaron M. Vehling is at [email protected] or www.facebook.com/sun-

thisweek.

new marketing effortcoming to Lakeville

‘Positioned to Thrive’

by John GessnerDakota County tribune

as the ice retreats on alimagnet Lake, homeowner Dave Scheerer an-ticipates another year’s pleasures of lakeshore living. “i have a dock,” said the burnsville resident, one of 60 alimagnet Lake homeowners. “i have a little runabout boat that we pull tubers and water ski-ers around in. … there’s nothing better than living on the lake, and i don’t have to drive four hours to get to mine. i just have to come home.” alimagnet has been transformed in recent years, thanks to a series of proj-ects undertaken by the cities of burns-ville and apple Valley and the alimag-net Lake association. Water clarity has doubled. Post-rainstorm algae blooms are under con-trol, Scheerer said, and massive winter fish-kills are a thing of the past. alimagnet reached a milestone late last year, the first time it met Minne-sota Pollution Control agency stan-dards to be removed from the state’s impaired-waters list. Such readings averaged over a de-cade are needed to actually remove a lake from the list, but alimagnet seems to be on its way, said Daryl Jacobson, burnsville’s water-resources specialist. alimagnet had “the lowest water quality in the city for a number of years,” Jacobson said. “it’s been pretty remarkable,” he said. “i’m always cautiously optimistic because the environmental factors in water quality are unpredictable because there are so many. the weather, the cli-mate, all those different things play a big role.

“but we have seen improvement, i think, every year for the past five years, with phosphorous reductions every year, clarity increasing, and the amount of algae decreasing every year as well. between 2008 and 2011, clarity has about doubled.” another burnsville lake, earley Lake, came off the list in 2010, Jacob-son said. Crystal and keller lakes re-main on the list, along with Lac Lavon. the latter — “one of the cleanest lakes in the entire metro” — is on the list for mercury levels, not the typical pollut-ants, Jacobson said. a total of 3,638 Minnesota wa-ter bodies are labeled impaired by the PCa. Scheerer, who is president of the alimagnet Lake association, said the lake is in the best shape since he moved there in 1994. “i think last summer we saw marked improvement,” he said. He gives much of the credit to the banning of phosphorous fertilizers at least a decade ago. but the cities of burnsville and apple Valley, each of which contains about half of alimagnet Lake, have taken a number of steps since 2005 to cleanse the water. burnsville has spent about $400,000 since then, which included a $65,000 grant from the board of Soil and Wa-ter resources, according to Jacobson. the grant helped build a stormwa-ter pond near County road 11 to treat water before it enters the lake. apple Valley made significant improvements to its stormwater pond in redwood Park, Jacobson said. “but there’s still a really large num-

ber of stormwater outlets that do drain directly into alimagnet Lake,” Scheer-er said. “it’s just cost-prohibitive to take them all away.’ other projects have included win-ter aeration of the lake, installation of barley straw in three key storm ponds to reduce phosphorous loading, a curlyleaf-control program done by the lake association, and fish management. the Department of natural re-sources has removed some sunfish and bullheads and introduced catfish, and the lake association has added some large-mouth bass, according to Jacob-son. the bass and catfish are preda-tors that feed on younger bullheads and sunnies, he said. When there are too many bullheads and sunnies, they have to root around in the lake-bottom sediment to find food, which releases phosphorous into the water. earley Lakea stormwater pond built at Southcross Drive and burnhaven Drive several years ago has greatly improved water quality in earley Lake, Jacobson said. the lake is west of burnsville Center. “that is obviously a lot of imper-vious surface up on the hill there,” Ja-cobson said. “none of it was receiving any stormwater treatment prior to that pond being put in.” Citywide, burnsville embarked on a 15-year, $27 million plan in 2001 to improve surface-water quality and control flooding. Much of the work has been storm-sewer maintenance and upgrades. John Gessner is at john.gessner@ecm-

inc.com.

Cities, homeowners have made big progress in lake cleanupBringing clarity to Alimagnet Lake

Photo by rick orndorf

Water clarity in Alimagnet Lake has doubled in recent years, thanks to a series of cleanup efforts. The lake is situated in Burnsville and Apple Valley.


Apple Valley Chamber of Commerce Address:14800GalaxieAvenue,Suite101, AppleValley,MN55124 Phone:(952)432-8422or1-800-301-9435 Website:www.applevalleychamber.com E-mail:[email protected]

Burnsville Chamber of Commerce Address:101W.BurnsvilleParkway,No.150, Burnsville,MN55337 Phone:(952)435-6000 Fax:(952)435-6972 Website:www.burnsvillechamber.com E-mail:[email protected] Convention & Visitors Bureau Address:12600NicolletAve.,Suite100, Burnsville,MN55337 Phone:(952)895-4690 Fax:(952)487-1777 Website:www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address:19950DoddBlvd.,Suite101, Lakeville,MN55044 Phone:(952)469-2020 Website:www.lakevillechamber.org E-mail:[email protected] County Regional Chamber of Commerce Address:1121TownCentreDrive,No.102, Eagan,MN,55123 Phone:(651)452-9872 Fax:(651)452-8978 Website:www.dcrchamber.com E-mail:[email protected]

Eagan Convention and Visitors Bureau Address:1501CentralParkway,Eagan,MN55121 Phone:(651)675-5546or1-866-324-2620 Website:http://eaganmn.com E-mail:[email protected]

Downtown Lakeville Business Association Address:8790207thSt.W.,Suite204,P.O.Box371,Lakeville,MN55044 E-mail:[email protected] OfficeHours:MondaysandWednesdays9a.m.to2p.m. JudyTschumperisthedirectoroftheDowntown LakevilleBusinessAssociation.

Hastings Area Chamber of Commerce & Tourism Bureau Address:111ThirdSt.E.,Hastings,MN55033 Phone:(651)437-6775or1-888-612-6122 Fax:(651)437-2697 Website:www.hastingsmn.org E-mail:[email protected]

River Heights Chamber of Commerce Address:5782BlackshirePath,InverGrove Heights,MN55076 Phone:(651)451-2266 Fax:(651)451-0846 Website:www.riverheights.com E-mail:[email protected]

Positively Minnesota Marketing Partnership MinnesotaDepartmentofEmployment&EconomicDevelopment Address:1stNationalBankBuilding,332MinnesotaSt.,SuiteE200,St.Paul,MN55101 Phone:(651)259-7298 Fax:(651)215-3841 E-mail:[email protected]

Dakota Future Role: Provide site location assistance for firmsconsidering Dakota County locations and serves as ageneral gateway for economic development serviceswithinDakotaCounty. Address:P.O.Box240874,AppleValleyMN 55124-0874 E-mail:[email protected] Phone:(651)491-2551 Website:www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of newemployees,generalgatewayintoMinnesotaDepartmentofEmploymentandEconomicDevelopmentandotherstateagencies Phone:612-821-4411 E-mail:[email protected]

South Metro SCORE Role:CounselorstoAmerica’ssmallbusinesses,free,confidential, face-to-face assistance from successfulbusinessmentors. Phone:(952)890-7020 E-mail:[email protected] Website:www.score-southmetro.org

City Governments Role: Provide guidance through any real estatedevelopmentprocess;mayprovidefinancialincentivesthrough tax increment financing, local loan funds orstateorfederalbusinessfinanceprograms.Apple Valley, Bruce Nordquist Phone:(952)953-2576 E-mail:[email protected] Website:www.ci.apple-valley.mn.usBurnsville, Skip Nienhaus Phone:(952)895-4454 E-mail:[email protected] Website:www.burnsville.orgEagan, Jon Hohenstein Phone:(651)675-5660 E-mail:[email protected] Website:www.ci.eagan.mn.usFarmington, Tina Hansmeier Phone:(651)280-6821 E-mail:[email protected] Website:www.ci.farmington.mn.usHastings, Shannon Rausch Phone:(651)480-2344 E-mail:[email protected] Website:www.ci.hastings.mn.usInver Grove Heights, Jennifer Gale Phone:651-451-2266 E-mail:[email protected] Website:www.ci.inver-grove-heights.mn.usMendota Heights, Jim Danielson Phone:651-452-1850 E-mail:[email protected] Website:www.mendota-heights.comLakeville, Dave Olson Phone:952-985-4421 E-mail:[email protected] Website:www.ci.lakeville.mn.usRosemount, Kim Lindquist Phone:651-322-2020 E-mail:[email protected] Website:www.ci.rosemount.mn.usSouth St. Paul, Jennifer Gale Phone:651-451-2266 E-mail:[email protected] www.southstpaul.orgWest St. Paul, Jim Hartshorn Phone:651-552-4140 E-mail:[email protected] Website:www.ci.west-saint-paul.mn.us

*Inver Grove Heights and South St. Paul useProgressPlus,anaffiliateoftheRiverHeightsChamberof Commerce, for their city’s economic developmentservices.

Dakota County Business Contacts

Jobseekerscanmeetpo-tentialemployers,learnjob-search strategies and attendworkshops and seminarsduring the annual Get JobsJobFairinEaganonThurs-day,March29. The job fairwill beheldfrom11a.m.to4p.m.attheEagan Civic Arena, 3870PilotKnobRoad.

More than 60 exhibitorswill participate, includingbusinesses and organiza-tionswithjobopeningsandeducationalinstitutionsthatoffertrainingprograms. “Thisannualeventisoneof the largest in the TwinCities and offers a terrificopportunity for people tofind jobs,” said Mark Phil-

lips, commissioner of theMinnesota Department ofEmployment and Econom-ic Development (DEED).“Employers will be recruit-ing for hundreds of jobs,from entry-level to profes-sionalpositions.” Companies that will beexhibitingatthisyear’seventinclude Goodrich, Blue

CrossBlueShield,Comcastandmanymore. Participants can attendfree workshops and semi-nars throughout the day tohelp them improve theirinterviewing abilities, learnnew job-search techniquesandbrushupotherskills. Freeshuttlebuseswillbeavailabletoandfromthejob

fair and WorkForce Cen-ters inBurnsville,ShakopeeandWestSt.Paul.Signlan-guage, Hmong, Somali andSpanish interpreters alsowillbeavailable. The event is sponsoredby the Dakota and ScottCounty WorkForce Cen-ters, the Dakota/ScottCounty Workforce Invest-

mentBoardandMinnesota-Works.net. Moredetailsareavailableat www.positivelyminne-sota.com/getjobsorbycon-tactingMikeLangat (952)895-7641, [email protected].

Get Jobs Job Fair set for March 29 in Eagan

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PUBLIC NOTICEADVERTISEMENT FOR BIDSThe Dakota County Community

Development Agency (CDA) invitesprospective Bidders to submit bids forthe purchase of furniture for Vermil-lion River Crossing Senior HousingDevelopment, which is currently underconstruction in Farmington, Minne-sota. Single bids will be received fora l l furniture. Sea led b ids w i l l bereceived at Dakota County CDA until3:30 p.m., CST, Tuesday, April 3, 2012.Bids received after this date and hourwill be returned unopened. Bids willbe opened publicly and read aloud. Abid tabulation or other bid result willbe furnished to the B idders uponrequest. Bids shall be addressed to:Dakota County Community Develop-ment Agency, 1228 Town Centre Drive,Eagan, Minnesota 55123 (Attn: KariGill).

Furniture specifications prepared byJill Kruger, will be available on orabout March 15, 2012 from Jill Kruger,3640 Lawndale Lane North #52, Ply-mouth, MN 55446 ; phone : (763 )745-9300.

For bids exceeding $75,000, bidsecurity equal to five (5%) percent ofthe bid amount shall be submittedwith the bid and the bidder who isawarded the contract will be requiredto furnish a Performance Bond andPayment Bond. See bid specificationsfor details.

The Dakota County CDA reservesthe right to reject any and all bidsreceived and to waive informalities andirregularities in the bidding.2938417 3/15-3/22/15

PUBLIC NOTICEPUBLIC HEARING NOTICE

CITY OF LAKEVILLEREQUEST: A Conditional Use Per-

mit to allow the construction of aMcDonald’s convenience food restau-rant in the C-3, General CommercialDistrict.APPLICANT: McDonalds USA, LLCL O C A T I O N A N D L E G A L

DESCRIPTION: The property islocated at 17701 Cedar Avenue in theCity of Lakeville, Dakota County, Min-nesota and is legally described as fol-lows:Lot 1, Block 1, Crossroads 1st Addi-tionWHEN: Thursday , April 5, 2012

beginning at 6 :00 p.m. or as soonthereafter as the parties may be heard.WHERE: P lanning Commiss ion

Meeting. City Hall Council Chambers,20195 Holyoke Avenue, Lakeville.QUESTIONS: Call Associate Plan-

ner, Frank Dempsey at (952) 985-4423or you may e-mail comments or ques-tions to [email protected] this 20th day of March 2012

CITY OF LAKEVILLE/s/ Charlene FriedgesCity Clerk

2946600 3/22/12

PUBLIC NOTICENOTICE OF PUBLIC HEARING

NOTICE OF PUBLIC HEARING ONTHE ADOPTION OF A QUALIFIEDALLOCATION PLAN RELATING TOTHE ALLOCATION OF LOW INCOMEHOUSING TAX CREDITS UNDER SEC-TION 42 OF THE INTERNAL REVENUECODE OF 1986, AS AMENDED

NOTICE IS HEREBY GIVEN that theDakota County Community Develop-ment Agency (the "Agency") will meeton Tuesday, April 17, 2012, at or after3:30 p.m. at its offices located at 1228Town Centre Drive, Eagan, Minnesota55123, for the purpose of conducting apublic hearing regarding the adoptionof its Qualified Allocation Plan, whichhas been prepared in compliance withSection 42 of the Internal RevenueCode of 1986, as amended. Section 42authorizes housing credit agenciessuch as the Agency to allocate lowincome housing tax credits to ownersof qualified residential rental projects.The Qualified Allocation Plan estab-lishes selection criteria to be used bythe Agency in the allocation of lowincome housing tax credits in DakotaCounty. All persons interested mayappear and be heard at the time andplace set forth above.Date of Publication: March 22, 2012

BY ORDER OF THE DAKOTAC O U N T Y C O M M U N I T YDEVELOPMENT AGENCYBy /s/ Mark S. UlfersExecutive Director

2931714 3/22/12

PUBLIC NOTICENotice of Public Sale:

SS MINNESOTA, LLC, doing busi-ness as Simply Self Storage intends toenforce its lien on certain personalproperty belonging to the following, atthe facility. The sale will take place(unless otherw ise w ithdrawn) onWednesday April 11, 2012 on or after9:30am at the Simply Self Storage loca-tion at 801 Ladybird Ln, Burnsville,MN 55337. Phone 952-890-4888. Thispublic sale will result in the goodsbeing sold to the highest bidder. Cer-tain terms and conditions apply.

T. Sayre - # 531Grill, Television, Dresser

E. Simonich - #608dGolf Clubs, Misc Totes & Bags

2935408 3/22-3/29/12

PUBLIC NOTICELEGAL PUBLICATION OF NOTICE

OF DISSOLUTION OFESCAPE KEY COMPUTING, INC.Take notice that Escape Key Com-

puting, Inc., (EKC), a MN corporation,is in the process of dissolving. ANotice of Intent to Dissolve was filedwith the MN Secretary of State onMarch 15, 2012. Any claims againstEKC must be filed in writing by June21, 2012 to the care of McIntosh LawO f f ice, PLLLC , 9246 Br iar Lane,Bloomington, MN 55437 or be barredfrom enforcing upon it as provided byMN law.2945352 3/22-4/12/12P

PUBLIC NOTICENotice of Issuance ofHarassment Order for

Hearing Relief by PublicationState of MinnesotaCounty DAKOTA

District CourtFIRST Judicial District

Court File Number: 19WS-CV-12-345Case Type: Harassment

PRECIOUS PEARL SIMMONS, Peti-tioner(s)vs.CHa’LONN JOHN THOMAS, Respon-dent(s)To Respondent named above:YOU ARE HEREBY NOTIFIED that

a Order for Hearing has been issued inthe above matter.A hearing is scheduled for April 3,

2012 at 1:30 p.m. at Dakota CountyDistrict Court, 1 Mendota Rd W #140,West St Paul, MN.Failure to appear at a scheduled

hearing or to obtain a copy of the Peti-tion for Harassment Restraining OrderFor Relief will not be a defense toprosecution for violation of the Court’sorder.Date: 3/13/12

Carolyn M. RennCourt AdministratorLori SchadeggSenior Court Clerk

2939727 3/22/12

PUBLIC NOTICEMINNESOTA SECRETARY OF STATECERTIFICATE OF ASSUMED NAMEMinnesota Statutes, Chapter 333The filing of an assumed name does

not prov ide a user w ith exc lus iver ights to that name. The fil ing isrequired for consumer protection inorder to enable consumers to be ableto identify the true owner of a busi-ness.1. List the exact assumed name

under which the business is or will beconducted: Healthy Living How To

2. Principal Place of Business: 17836Glasgow Way, Lakeville, MN 55044

3. List the name and complete streetaddress of all persons conductingbusiness under the above AssumedName, OR if an entity, provide the legalcorporate, LLC, or Limited Partnershipname and registered office address.

Vanessa Romero, 17836 GlasgowWay, Lakeville, MN 550444. I, the undersigned, certify that I

am signing this document as the per-son whose signature is required, or asagent of the person(s) whose signa-ture would be required who has autho-rized me to sign this document onhis/her behalf, or in both capacities. Ifurther certify that I have completed allrequired fields, and that the informa-tion in this document is true and cor-rect and in compliance with the appli-cable chapter of Minnesota Statutes. Iunderstand that by signing this docu-ment I am subject to the penalties ofperjury as set forth in Section 609.48as if I had signed this document underoath.Date: 03/07/2012

Vanessa R. Romero, Owner2933600 3/15-3/22/12P



under which the business is or will beconducted: Taconite Management

2. Principal Place of Business: 1785Taconite Point, Eagan, MN 55122


Joseph R. Giganti, 1785 TaconitePoint, Eagan, MN 551224. I, the undersigned, certify that I

am signing this document as the per-son whose signature is required, or asagent of the person(s) whose signa-ture would be required who has autho-rized me to sign this document onhis/her behalf, or in both capacities. Ifurther certify that I have completed allrequired fields, and that the informa-tion in this document is true and cor-rect and in compliance with the appli-cable chapter of Minnesota Statutes. Iunderstand that by signing this docu-ment I am subject to the penalties ofperjury as set forth in Section 609.48as if I had signed this document underoath.Date: 2-23-2012

Joseph R. Giganti, owner2937256 3/15-3/22/12P

PUBLIC NOTICEMINNESOTA SECRETARY OF STATE

AMENDMENT TOCERTIFICATE OF ASSUMED NAMEMinnesota Statutes, Chapter 333The filing of an assumed name does


under which the business is or will beconducted: Heart Start, Ltd.

2. Principal Place of Business: 4745Bristol Blvd., Eagan, MN 55123


Catherine Pickrell, 4745 BristolBlvd., Eagan, MN 551234. This certificate is an amendment

of Certificate of Assumed Name FileNumber: 120727 originally filed onJuly 23, 2012.5. I, the undersigned, certify that I

am signing this document as the per-son whose signature is required, or asagent of the person(s) whose signa-ture would be required who has autho-rized me to sign this document onhis/her behalf, or in both capacities. Ifurther certify that I have completed allrequired fields, and that the informa-tion in this document is true and cor-rect and in compliance with the appli-cable chapter of Minnesota Statutes. Iunderstand that by signing this docu-ment I am subject to the penalties ofperjury as set forth in Section 609.48as if I had signed this document underoath.Date: January 12, 2012

Catherine Pickrell CEO/Owner2936878 3/15-3/22/12P

PUBLIC NOTICENOTICE OF AND ORDER FORHEARING ON PETITION FOR

FORMAL PROBATE OF WILL ANDCODICILS AND APPOINTMENT OFPERSONAL REPRESENTATIVE AND

NOTICE TO CREDITORSSTATE OF MINNESOTACOUNTY OF DAKOTA

DISTRICT COURTFIRST JUDICIAL DISTRICT

Court File No.: 19HA-PR-12-161In Re: Estate of Elaine Doris Matt-son, formerly known as Doris ElaineJohnson, also known as Doris ElaineMattson, Decedent.It is Ordered and Notice is given that

on April 24th, 2012 at 9:00 a.m., ahearing will be held in this Court atthe Dakota County Judicial Center,1560 Highway 55 West, Hastings, Min-nesota 55033, for the formal probate ofan instrument purporting to be thedecedent’s Will dated June 26, 2000,and a Codicil dated December 16 ,2011, and a Codicil dated December20, 2011, and for the appointment ofAimee J. Mattson, whose address is2819 Robirds Lane, Riverbank, Cali-fornia 95367, as personal representa-tive of the estate of the decedent in anunsupervised administration.Any objections to the petition must

be raised at the hearing or filed withthe Court prior to the hearing. If thepetition is proper and no objectionsare filed or raised, the personal repre-sentative will be appointed with thefull power to administer the estate,including the power to collect allassets; pay all legal debts, claims,taxes, and expenses; sell real and per-sonal property; and do all necessaryacts for the estate.Notice is also given that, subject to

Minn. Stat. § 524.3-801, all creditorshaving claims against the decedent’sestate are required to present theclaims to the personal representativeor to the Court within four (4) monthsafter the date of this notice or theclaims will be barred.Dated: 3/8/12

BY THE COURTShawn M. MoynihanJudge of District Court

Melissa J. Houghtaling (MN# 387818)Heltzer & Houghtaling, P.A.413 Wacouta StreetSuite 430Saint Paul Minnesota 55101Telephone: (651) 330-8508Facsimile: (651) 340-91382934866 3/22-3/29/12P

PUBLIC NOTICENOTICE OF INFORMAL

APPOINTMENT OF PERSONALREPRESENTATIVE AND NOTICETO CREDITORS (INTESTATE)

STATE OF MINNESOTACOUNTY OF DAKOTA

FIRST JUDICIAL DISTRICTDISTRICT COURT

PROBATE DIVISIONCourt File No. 19HA-PR-12-172

Estate of Peter E. Jackson, a/k/aPeter Eric Jackson and Eric PeterJackson, DecedentNotice is given that an application

for informal appointment of personalrepresentative has been filed with theRegistrar. No will has been presentedfor probate. The application has beengranted.Notice is also given that the Regis-

trar has informally appointed Sandra J.Browning, whose address is 2707Woods Trail North, Burnsville, MN55306 as personal representative ofthe Estate of the Decedent. Any heir oro the r in te rested pe rson may beentitled to appointment as personalrepresentative or may object to theappointment of the personal represen-tative. Unless objections are filed withthe Court (pursuant to Minn. Stat.524.3-607) and the Court otherwiseorders, the personal representative hasfull power to administer the Estateincluding, after 30 days from the dateof issuance of letters, the power tosell, encumber, lease or distribute realestate.Any objections to the appointment of

the Personal Representative must befiled with this Court and will be heardby the Court after the filing of anappropriate petition and proper noticeof hearing.Notice is also given that (subject to

Minn. Stat. 524.3-801) all creditorshaving claims against the Estate arerequired to present the claims to thepersonal representative or to the CourtAdministrator within four months afterthe date of this Notice or the claimswill be barred.Dated: 3/13/12

Heidi CarstensenRegistrarCarolyn M. RennCourt Administrator

Attorney for Personal RepresentativeChristina M. AmbroseMonroe Moxness Berg PA8000 Norman Center Drive, Suite 1000Minneapolis, MN 55437Attorney License No.: 0390034Telephone: (952) 885-5999Fax: (952) 885-5969Email: [email protected] 3/15-3/22/12

PUBLIC NOTICENOTICE OF INFORMAL PROBATEOF WILL AND APPOINTMENT OF

PERSONAL REPRESENTATIVE ANDNOTICE TO CREDITORS


FIRST JUDICIAL DISTRICTDISTRICT COURT


Estate of Halftan L. Pederson a/k/aPete L. Pederson a/k/a Halftan “Pete”L. Pederson, DecedentNotice is given that an application

for informal probate of the Decedent’swill dated 7/15/1997 and codicil ( ) tothe will, dated ________, and separatew r i t i n g s ( ) unde r M i nn . S t a t .524.2-513 (“Will”), has been filed withthe Registrar. The application has beengranted.Notice is also given that the Regis-

trar has informally appointed PatriciaA. Pederson whose address is 6872Clayton Avenue East , Inver GroveHeights, MN 55076 as personal repre-sentative of the Estate of the Decedent.Any heir, devisee or other interestedperson may be entitled to appoint-ment as personal representative ormay object to the appointment of thepersonal representative. Unless objec-tions are filed with the Court (pursu-ant to Minn. Stat. 524.3-607) and theCourt otherwise orders, the personalrepresentative has full power to admin-ister the Estate, including, after 30days from the date of issuance of let-ters, the power to sell, encumber, leaseor distribute real estate.Any objections to the probate of the

Will or appointment of the PersonalRepresentative must be filed with thisCourt and will be heard by the Courtafter the filing of an appropriate peti-tion and proper notice of hearing.Notice is also given that (subject to

Minn. Stat. 524.3-801) all creditorshaving claims against the Estate arerequired to present the claims to thepersonal representative or to the CourtAdministrator within four months afterthe date of this Notice or the claimswill be barred.Dated: 3/14/12


Attorney for ApplicantDarlene M. CobianBriggs & Morgan, P.A.332 Minnesota Street, Suite #W2200St. Paul, MN 55101Attorney License No: 234795Telephone: 651.808.6597FAX: 651.808.6450Email: [email protected] 3/22-3/29/12

PUBLIC NOTICENOTICE OF INFORMAL PROBATE

OF WILL AND INFORMALAPPOINTMENT OF PERSONAL

REPRESENTATIVE AND NOTICETO CREDITORS



Court File No.: 19HA-PR-12-176In Re: Estate of Walter N. Trenerry,Decedent.Notice is given that an Application

for Informal Probate of Will and Infor-mal Appointment of Personal Repre-sentative was filed with the Registrar,along with a Will dated September 9,2009, and a Separate Writing pursuantto Minn. Stat. § 524.2-513, dated Sep-tember 9, 2009. The Registrar acceptedthe application and appointed Joan E.Trenerry, whose address is 1811 Liv-ingston Avenue, West St. Paul, Minne-sota 55118, to serve as the personalrepresentative of the decedent’s estate.Any heir, devisee or other interested

person may be entitled to appoint-ment as personal representative ormay object to the appointment of thepersonal representative. Any objectionto the appointment of the personalrepresentative must be filed with theCourt, and any properly filed objectionwill be heard by the Court after noticeis provided to interested persons of thedate of hearing on the objection.Unless objections are filed, and

unless the Court orders otherwise, thepersonal representative has the fullpower to administer the estate, includ-ing, after thirty (30) days from theissuance of letters testamentary, thepower to sell, encumber, lease, or dis-tribute any interest in real estateowned by the decedent.Notice is further given that, subject

to Minn. Stat. § 524.3-801, all credi-to r s ha v i n g c la ims aga i ns t thedecedent ’s estate are requ ired topresent the claims to the personal rep-resentative or to the Court within four(4) months after the date of this noticeor the claims will be barred.Dated: 3/14/12


Vance B. Grannis, Jr. (MN# 36821)Virginia A. Dwyer (MN# 123651)Grannis & Hauge, P.A.1260 Yankee Doodle Road#200Eagan Minnesota 55121Telephone: (651) 456-9000Facsimile: (651) 454-4232ATTORNEYS FOR PERSONAL REPRE-SENTATIVE2944807 3/22-3/29/12

PUBLIC NOTICESUMMONS



Care Type: Contract/ReplevinCase No.: 19HA-CV-12-938

_______________________________________Country Place Mortgage Ltd., as ser-vicer to MHC Operating Limited Part-nership,

Plaintiff,v.Steven M. Kitowski and Dina Kitowski,

Defendants._______________________________________THIS SUMMONS IS DIRECTED TOSteven M. Kitowski and Dina Kitowski,7298 W. 126th Street, Cedar Knolls#459, Apple Valley, Minnesota 55124.1. YOU ARE BEING SUED. The

Plaintiff has started a lawsuit againstyou. The Plaintiff's Complaint againstyou is on file with the District CourtAdministrator. Do not throw thesepapers away. They are official papersthat affect your rights . You mustrespond to this lawsuit even though itmay not yet be filed with the Court andthere may be no court file number onthis summons.

2. YOU MUST REPLY WITHIN 20DAYS TO PROTECT YOUR RIGHTS.You must give or mail to the personwho signed this summons a writtenresponse called an Answer within 20days of the date on which you receivedthis Summons. You must send a copyof your Answer to the person whosigned this summons located at:Foley & Mansfield, PLLP, 250 Mar-

quette Avenue, Suite 1200, Minneapo-lis, MN 55401.

3. YOU MUST RESPOND TO EACHCLAIM. The Answer is your writtenresponse to the Plaintiff's Complaint.In you r Ans we r you mu s t s ta tewhether you agree or disagree witheach paragraph of the Complaint. Ifyou believe the Plaintiff should not begiven everything asked for in the Com-p la in t , you must say so in yourAnswer.4. YOU WILL LOSE YOUR CASE

IF YOU DO NOT SEND A WRITTENRESPONSE TO THE COMPLAINTTO THE PERSON WHO SIGNEDTHIS SUMMONS . I f you do notAnswer within 20 days, you will losethis case. You will not get to tell yourside of the story, and the Court maydecide against you and award thePlaintiff everything asked for in thecomplaint. If you do not want to con-test the claims stated in the complaint,you do not need to respond. A defaultjudgment can then be entered againstyou for the relief requested in thecomplaint.5. LEGAL ASSISTANCE. You may

wish to get legal help from a lawyer. Ifyou do not have a lawyer, the CourtAdministrator may have informationabout places where you can get legalassistance. Even if you cannot getlegal help, you must still provide awr itten Answer to protect yourrights or you may lose the case.

6 . ALTERNATIVE DISPUTERESOLUTION. The parties may agreeto or be ordered to participate in analternative dispute resolution processunder Rule 114 of the Minnesota Gen-eral Rules of Practice. You must stillsend your written response to theComplaint even if you expect to usealternative means of resolving this dis-pute.Dated: March 5, 2012.

FOLEY & MANSFIELD PLLPBy: s/ Thomas J. LallierThomas J. Lallier (#163041)250 Marquette Avenue, Suite 1200Minneapolis, MN 55401Telephone: (612) 338-8788Fax: (612) [email protected] for Country Place Mort-gage Ltd., as servicer to MHC Oper-ating Limited Partnership2929838 3/8-3/22/12


Without Real EstateState of MinnesotaCounty Dakota

District CourtFirst Judicial District

Court File Number: 19WS-FA-11-1517Case Type: Dissolution with Children

In Re the Marriage of:Bambi Christina Weems, PetitionerAndAllen J. Kendall, RespondentTHE STATE OF MINNESOTA TO THEABOVE-NAMED RESPONDENT:WARNING: Your spouse (husband orwife) has filed a lawsuit against youfor dissolution of your marriage. Acopy of the paperwork regarding thelawsuit is served on you with thissummons. This summons is an offi-cial document from the court thataffects your rights. Read this sum-mons carefully. If you do not under-stand it, contact an attorney forlegal advice.1. The Petitioner (your spouse) has

filed a lawsuit against you asking for adissolution of your marriage (divorce).A copy of the Petition for Dissolutionof Marriage is attached to this Sum-mons . There should also be a copy ofPetitioner’s F inanc ia l A f f idav i tattached.

2. You must serve upon Petitionerand fi le w ith the Court a wr ittenAnswer to the Petition for Dissolutionof Marriage and your Financial Affi-davit. You must pay the required filingfee. Answer forms and the FinancialAffidavit form are available from theCourt Administrator’s office. You mustserve your Answer and Financial Affi-davit upon Petitioner within thirty(30) days of the date you were servedwith this Summons, not counting theday of service. If you do not serve andfile your Answer and Financial Affida-vit , the Court may give your spouseeverything he or she is asking for inthe Petition for Dissolution of Mar-riage.

This proceeding does not involve realproperty.

NOTICE OF TEMPORARYRESTRAINING PROVISIONS

Under Minnesota law, service of thiss ummon s m ake s the f o l l ow i n grequirements apply to both parties tothe action, unless they are modified bythe court or the proceeding is dis-missed:(1) Neither party may dispose of any

assets except (a) for the necessities oflife or for the necessary generation ofincome or preservation of assets, (b) byan agreement of the parties in writing,or (c) for retaining counsel to carry onor to contest this proceeding.(2) Neither party may harass the

other party.(3) All currently available insurance

coverage must be maintained and con-tinued without change in coverage orbeneficiary designation.(4) Parties to a marriage dissolution

proceeding are encouraged to attemptalternative dispute resolution pursu-ant to Minnesota law. Alternative dis-pute resolution includes mediation,arbitration and other processes as setforth in the district court rules. Youmay contact the court administratorabout resources in your area. If youcannot pay for mediation or alterna-tive dispute resolution, in some coun-ties, assistance may be available to youthrough a nonprofit provider or a courtprogram. If you are a victim of domes-tic abuse or threats as defined in Min-nesota statutes, chapter 518b, you arenot required to try mediation and youwill not be penalized by the court inlater proceedings.IF YOU VIOLATE ANY OF THESE

PROVISIONS, YOU WILL BE SUB-JECT TO SANCTIONS BY THECOURT.NOTICE OF PARENT EDUCATION

PROGRAM REQUIREMENTSUnder Minnesota Statutes, Section

518.157, in a contested proceedinginvolving custody or parenting time ofa minor child, the parties must beginparticipation in a parent educationprogram that meets minimum stan-dards promulgated by the MinnesotaSupreme Court within 30 days afterthe first filing with the court. In someDistricts, parenting education may berequired in all custody or parentingproceedings. You may contact the Dis-trict Court Administrator for addi-t iona l informat ion regarding thisrequirement and the availability of par-ent education programs.Dated: 06/21/2011

2934696 3/15-3/29/12

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PUBLIC NOTICENOTICE OF SHERIFF’S SALE

UNDER JUDGMENT AND DECREESTATE OF MINNESOTACOUNTY OF DAKOTA


(Mortgage Foreclosure by Action)Court File No. 19HA-CV-11-6056

_______________________________Vermillion State Bank,

Plaintiff,v.R o b e r t W . M e l s o n , V i c k i L .Breitschwerdt, J. Doe I-V and XYZ Co.I-V,

Defendants._______________________________Notice is hereby given that under

and by virtue of a judgment entered inthe above-entitled action on January17, 2012, a certified copy of which hasbeen delivered to me directing sale ofthe property hereinafter described tosatisfy the amount found and adjudgeddue to the Plaintiff in the above actionfrom Defendants Robert W. Melson andVicki L. Breitschwerdt, the Sheriff ofDakota County will sell at public auc-tion, to the highest bidder for cash, onApril 6, 2012, at 10:00 a.m., at theSheriff 's Office, 1580 Highway 55,Hastings, MN, in said state and county,the premises and real estate describedin said judgment, being in DakotaCounty, Minnesota, to wit:PARCEL 1:Lots 5 and 6, Block 9, Town of Hast-ings, according to the recorded platthereof , and s i tua te in Dako taCounty, Minnesota.Property address: 415 - 2nd StreetWest, Hastings, MNParcel I.D. No. 19-32150-09-060

ANDPARCEL 2:The SW 1⁄4 of NW 1⁄4 of SE 1⁄4; and NW1⁄4 of NW 1⁄4 of SE 1⁄4 of Section 18,Township 113, Range 19, accordingto the United States GovernmentSurvey thereof and situate in DakotaCounty, Minnesota.Property address: unknownParcel I.D. Nos.: 07-01800-80-010;07-01800-79-010; 07-01800-78-010

subject to redemption within six (6)months after confirmation of said sale.THE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.Date: February 17, 2012

DAVE BELLOWS,Sheriff of Dakota CountyBy:/s/Robert Shingledecker

DeputyRalph L. Moore, I.D. #74780STEIN & MOORE, P.A.Attorneys for Plaintiff332 Minnesota Street, #W-1650St. Paul, MN 55101(651) 224-96832914400 2/23-3/29/12

PUBLIC NOTICENOTICE TO CREDITORS OF

DISSOLUTIONDAN WOHLER’S SOUTHSIDE

HEATING & AIR CONDITIONING OFAPPLE VALLEY, INC.

P l e a s e t ake no t i c e th a t DANWOHLER'S SOUTHSIDE HEATING &AIR CONDITIONING OF APPLE VAL-LEY, INC., a Minnesota corporationwith a registered address of 6950 W146th St. #106, Apple Valley MN55124 is in the process of dissolvingthe corporation.Notice of Intent to Dissolve was filed

with the Minnesota Secretary of Stateon February 20, 2012.Any and all claims against the corpo-

ration must be presented to the corpo-ration on or before May 31, 2012 to thefollowing address:Dan Wohler’s Southside Heating & AirConditioning of Apple Valley, Inc.c/o Mitchell KingKretsch & Gust, PLLC5151 Edina Industrial Blvd., #650Minneapolis, MN 554392926423 3/8-3/29/12

PUBLIC NOTICEMINNESOTA SECRETARY OF STATECERTIFICATE OF ASSUMED NAMEMinnesota Statutes Chapter 333The filing of an assumed name does

not prov ide a user w ith exc lus iver ights to that name. The fil ing isrequired for consumer protection inorder to enable consumers to be ableto identify the true owner of a busi-ness.1. State the exact assumed name

under which the business is or will beconducted: The Fax Guys

2. State the address of the principalplace of business: 11975 PortlandAvenue, Ste. 110, Burnsville, MN 55337


Dynamic Solut ions Group, Inc . ,11975 Portland Ave., Ste. 110, Burns-ville, MN 553374. I certify that I am authorized to

sign this certificate and I further cer-tify that I understand that by signingthis certificate, I am subject to thepenalties of perjury as set forth inMinnesota Statutes section 609.48 asif I had signed this certificate underoath.Date: 11/28/11

Scott A. Becker, Attorney2934364 3/15-3/22/12P



under which the business is or will beconducted: Munkabeans Coffee

2. Principal Place of Business: 1206Mainstreet, Hopkins, MN 55343


Yen Cafe Corp., 1206 Mainstreet,Hopkins, MN 553434. I, the undersigned, certify that I


Phuong Duong, CEO2934443 3/15-3/22/12P



under which the business is or will beconducted: Music for Meals

2. Principal Place of Business: 2407th Ave. S., South St. Paul, MN 55075


Clearwave Media Group, 240 7th Ave.S., S. St. Paul, MN 550754. I, the undersigned, certify that I


Dean A. Ward, Director2935879 3/15-3/22/12P



under which the business is or will beconducted: CANVAS & COCKTAILSCOLLIDE

2. Principal Place of Business: 15650GALAXIE AVE, APPLE VALLEY, MN55124


RACHEL CHRISTOPHER , 15650GALAXIE AVE #105, APPLE VALLEY,MN 551244. I, the undersigned, certify that I


RACHEL CHRISTOPHER/OWNER2946343 3/22-3/29/12P



under which the business is or will beconducted: Easy Rest

2. Principal Place of Business: 315Marie Ave E, West St Paul, MN 55118


Contour of 10,000 Lakes, Inc., 315Marie Ave E, West St Paul, MN 55118Adjustable Bedding Concepts Inc.,

315 Marie Ave E, West St Paul, MN551184. I, the undersigned, certify that I


Lee Pattridge President2932149 3/15-3/22/12P

PUBLIC NOTICEMINNESOTA SECRETARY OF STATE

AMENDMENT TOCERTIFICATE OF ASSUMED NAMEMinnesota Statutes, Chapter 333The filing of an assumed name does


under which the business is or will beconducted: HALAL GROCERIES

2. Principal Place of Business: 13000ALDRICH AVE S., BURNSVILLE, MN55337


MOHAMMED KHALED RASHID ,10351 DEVONSHIRE RD #219, BLOOM-INGTON, MN 554314. This certificate is an amendment

of Certificate of Assumed Name FileNumber: 4410674-2 originally filed on12 Aug 2011.5. I, the undersigned, certify that I


Mohammed Khaled Rashid (Owner)2938119 3/15-3/22/12P

PUBLIC NOTICEORDER AND NOTICE OF HEARING

ON PETITION FOR FORMALPROBATE OF WILL AND

APPOINTMENT OF PERSONALREPRESENTATIVE IN

UNSUPERVISEDADMINISTRATION AND NOTICE TO

CREDITORSSTATE OF MINNESOTACOUNTY OF DAKOTA

DISTRICT COURTPROBATE DIVISION

Court File No. 19HA-PR-12-170In Re: Estate of Elmer H. Ebel, akaElmer Herman Ebel, DeceasedTO ALL INTERESTED PERSONS ANDCREDITORS:It is Ordered and Notice is hereby

given that on the 10th day of April,2012, at 9:00 o’clock A.M., a hearingwill be held in the above named Courtat 1560 W. Highway 55, Hastings, Min-nesota, for the formal probate of aninstrument purporting to be the will ofthe above named deceased, dated Sep-tember 27, 2005, and for the appoint-ment of Dean C. Ebel, whose addressis 2394 - 163rd Avenue, Mora , MN55051 as personal representative ofthe estate of the above named dece-dent in unsupervised administration,and that any objections thereto mustbe filed with the Court. That, if proper,and no objections are filed, a personalrepresentative will be appointed toadminister the estate, to collect allassets, pay all legal debts, claims,taxes and expenses, and sell real andpersonal property, and do all neces-sary acts for the estate.Notice is further given that ALL

CREDITORS having claims against saidestate are required to present the sameto said personal representative or tothe Court Administrator within fourmonths after the date of this notice orsaid claims will be barred.Dated: 3/12/12

Michael MayerJudge

(COURT SEAL)Brian J. TaurinskasAttorney633 So. Concord St., #320P O Box 605South St. Paul, MN 550752937552 3/15-3/22/12

PUBLIC NOTICENOTICE AND ORDER OF HEARINGON PETITION FOR PROBATE OFWILL AND APPOINTMENT OF

PERSONAL REPRESENTATIVESAND NOTICE TO CREDITORS



FIRST JUDICIAL DISTRICTCourt File No. 19HA-PR-12-168

Estate of VIVIAN SENDEN, DecedentIt is Ordered and Notice is given that

on April 24, 2012, at 9:00 a.m., a hear-ing will be held in this Court at DakotaCounty Judicial Center, 1560 Hwy. 55,Hastings, Minnesota, for the formalprobate of an instrument purporting tobe the will of the Decedent , datedMarch 23, 1973, and for the appoint-ment of John Senden whose addressis: 611 Custer Street, Spearfish, SD57783 as personal representatives ofthe Estate of the Decedent in anUNSUPERVISED administration. Anyobjections to the petition must be filedwith the Court prior to or raised at thehearing. If proper and if no objectionsare filed or raised, the personal repre-sentative will be appointed with fullpower to administer the Estate includ-ing the power to collect all assets, topay all legal debts, claims, taxes andexpenses, to sell real and personalproperty, and to do all necessary actsfor the Estate.Notice is also given that (subject to

Minn. Stat. 524.3-801) all creditorshaving claims against the Estate arerequired to present the claims to thepersonal representative or to the CourtAdministrator within four months afterthe date of this Notice or the claimswill be barred.Date: 3/12/12

Jerome B. AbramsJudge

(COURT SEAL)Attorney for John SendenGenelle ForsbergGenelle Forsberg Attorney1345 Corporate Center Curve,Suite 205Eagan, MN 55121Attorney License No.: 0255749Telephone: 651-209-8925Fax: 651-209-89262936835 3/15-3/22/12

PUBLIC NOTICENOTICE OF INFORMAL

APPOINTMENT OF PERSONALREPRESENTATIVE AND NOTICETO CREDITORS (INTESTATE)




In Re: Estate of NHIEM DUC DANG,Deceased.NOTICE TO ALL INTERESTEDPERSONS AND CREDITORS:Notice is hereby given that an appli-

cation for informal appointment ofpersonal representative has been filedwith the Registrar. No will has beenpresented for probate. The Applicationhas been granted.Notice is also given that the Regis-

t r a r h a s i n f o rm a l l y appo i n t e dYEN-NHAN THI DANG whose address is13962 Dallas Avenue, Rosemount,Minnesota 55068, as personal repre-sentative of the Estate of the Decedent.Any heir or other interested personmay be entitled to appointment as per-sonal representative or may object tothe appointment of the personal repre-sentative. Unless objections are filedwith the Court (pursuant to Minn. Stat.524.3-607) and the Court otherwiseorders, the personal representative hasfull power to administer the Estateincluding, after 30 days from the dateof issuance of the letters, the power tosell, encumber, lease or distribute realestate.Notice is also given that (subject to

Minn. Stat. 524.3-801) ALL CREDI-TORS having claims against the Estateare required to present the same to thepersonal representative or to the CourtAdministrator within four months afterthe date of this Notice or the claimswill be barred.Dated: 3/14/12


Heather L. L. Koering #30394XEASTLUND , SOLSTAD , CADE &HUTCHINSON, LTD.4200 County Road 42 WestSavage, MN 55378(952) 894-64002943935 3/22-3/29/12

PUBLIC NOTICESUMMONS WITH REAL ESTATE



Case Type: Dissolution WithoutChildren

Court File No. 19-AV-FA-12-661________________________________In re the Marriage of:Ok Cha Deardorff,

Petitioner,and

Jae Pil Choi,Respondent.

________________________________THE STATE OF MINNESOTA TOTHE ABOVE-NAMED RESPONDENT:YOU ARE HEREBY SUMMONED and

required to serve upon petitioner'sattorneys an answer to the petitionthat is served upon you together withthis summons within thirty (30) daysafter service of this summons uponyou, exclusive of the day of service. Ifyou fail to do so, judgment by defaultwill be taken against you for the reliefdemanded in the petition.The object of this action is for the

dissolution of marriage.The above-captioned action involves,

affects or brings into question the titleto or some interest in real propertydescribed as:Lot 5, Block 5, Chadwick Farm,Dakota County, Minnesota.


UNDER MINNESOTA LAW, SERVICEOF THIS SUMMONS MAKES THEFOLLOWING REQUIREMENTS APPLYTO BOTH PARTIES TO THIS ACTION,UNLESS THEY ARE MODIFIED BY THECOURT OR THE PROCEEDING ISDISMISSED:(1) NEITHER PARTY MAY DISPOSE

OF ANY ASSETS EXCEPT (i) FOR THENECESSITIES OF LIFE OR FOR THENECESSARY GENERAT I ON O FINCOME OR PRESERVATION OFASSETS, (ii) BY AN AGREEMENT INWRITING, OR (iii) FOR RETAININGCOUNSEL TO CARRY ON OR TOCONTEST THIS PROCEEDING;

(2) NEITHER PARTY MAY HARASSTHE OTHER PARTY; AND(3) ALL CURRENTLY AVAILABLE

INSURANCE COVERAGE MUST BEMA INTA INED AND CONT INUEDWITHOUT CHANGE IN COVERAGE ORBENEFICIARY DESIGNATION.IF YOU VIOLATE ANY OF THESE

PROVISIONS, YOU WILL BE SUBJECTTO SANCTIONS BY THE COURT.( 4 ) PART IES TO A MARR IAGE

DISSOLUTION PROCEEDING AREE N C O U R A G E D T O A T T E M P TALTERNATIVE DISPUTE RESOLUTIONPURSUANT TO MINNESOTA LAW .ALTERNATIVE DISPUTE RESOLUTIONINCLUDES MEDIATION, ARBITRATION,AND OTHER PROCESSES AS SETFORTH IN THE DISTRICT COURTRULES . YOU MAY CONTACT THECOURT ADMINISTRATOR ABOUTRESOURCES IN YOUR AREA. IF YOUCANNOT PAY FOR MEDIATION ORALTERNATIVE DISPUTE RESOLUTION,IN SOME COUNTIES, ASSISTANCEM A Y B E A V A I L A B L E T O Y O UTHROUGH A NONPROFIT PROVIDEROR A COURT PROGRAM. IF YOU AREA VICTIM OF DOMESTIC ABUSE ORTHREATS OF ABUSE AS DEFINED INMINNESOTA STATUTES, CHAPTER518B, YOU ARE NOT REQUIRED TOTRY MEDIATION AND YOU WILL NOTBE PENALIZED BY THE COURT INLATER PROCEEDINGS.Dated: _____________________

By: __________________________Bruce B. Phillips # 03085841590 Thomas Center Drive, Suite 106Eagan, MN 55122(651) 208-2420Fax (651) 207-4520ATTORNEY FOR PETITIONER2939621 3/22-4/5/12P

PUBLIC NOTICESummons

Without Real EstateState of MinnesotaCounty Dakota


Court File Number: 19AV-FA-11-3465Case Type: Dissolution with Children

In Re: the Marriage of:Cynthia Y. MeeksAndStanley J. MeeksTHE STATE OF MINNESOTA TO THEABOVE-NAMED RESPONDENT:WARNING: Your spouse (husband orwife) has filed a lawsuit against youfor dissolution of your marriage. Acopy of the paperwork regarding thelawsuit is served on you with thissummons. This summons is an offi-cial document from the court thataffects your rights. Read this sum-mons carefully. If you do not under-stand it, contact an attorney forlegal advice.1. The Petitioner (your spouse) has

filed a lawsuit against you asking for adissolution of your marriage (divorce).A copy of the Petition for Dissolutionof Marriage is attached to this Sum-mons . There should also be a copy ofPetitioner’s F inanc ia l A f f idav i tattached.

2. You must serve upon Petitionerand fi le w ith the Court a wr ittenAnswer to the Petition for Dissolutionof Marriage and your Financial Affida-vit . You must pay the required filingfee. Answer forms and the FinancialAffidavit form are available from theCourt Administrator’s office. You mustserve your Answer and Financial Affi-davit upon Petitioner within thirty (30)days of the date you were served withthis Summons, not counting the day ofservice. If you do no serve and file yourAnswer and Financial Affidavit, theCourt may give your spouse every-thing he or she is asking for in thePetition for Dissolution of Marriage.

3. This proceeding does not involvereal property.


Under Minnesota law, service of thiss ummon s m ake s the f o l l ow i n grequirements apply to both parties tothe action, unless they are modified bythe court or the proceeding is dis-missed:(1) Neither party may dispose of any

assets except (a) for the necessities oflife or for the necessary generation ofincome or preservation of assets, (b) byan agreement of the parties in writing,or (c) for retaining counsel to carry onor to contest this proceeding.(2) Neither party may harass the

other party.(3) All currently available insurance

coverage must be maintained and con-tinued without change in coverage orbeneficiary designation.(4) Parties to a marriage dissolution

proceeding are encouraged to attemptalternative dispute resolution pursu-ant to Minnesota law. Alternative dis-pute resolution includes mediation,arbitration and other processes as setforth in the district court rules. Youmay contact the court administratorabout resources in your area. If youcannot pay for mediation or alterna-tive dispute resoluton, in some coun-ties, assistance may be available to youthrough a nonprofit provided or a courtprogram. If you are a victim of domes-tic abuse or threats as defined in Min-nesota statutes, chapter 518b, you arenot required to try mediation and youwill not be penalized by the court inlater proceedints.IF YOU VIOLATE ANY OF THESE

PROVISIONS, YOU WILL BE SUB-JECT TO SANCTIONS BY THECOURT.NOTICE OF PARENT EDUCATION

PROGRAM REQUIREMENTSUnder Minnesota Statutes, Section

518.157, in a contested proceedinginvolving custody or parenting time ofa minor child, the parties must beginparticipation in a parent educationprogram that meets minimum stan-dards promulgated by the MinnesotaSupreme Court within 30 days afterthe first filing with the court. In someDistricts, parenting education may berequired in all custody or parentingproceedings. You may contact the Dis-trict Court Administrator for addi-t iona l informat ion regarding thisrequirement and the availability of par-ent education programs.Dated: 3-13-122940556 3/22-3/29/12

PUBLIC NOTICENOTICE OF ASSOCIATION LIEN

FORECLOSURE SALENOTICE IS HEREBY GIVEN , thatdefault has occurred in the termsand conditions of the Declaration forRidgeview Condominium Homes("Declaration") as recorded in theoffice of the County Recorder in andfor Dakota County, Minnesota, whichsaid Declaration covers the follow-ing described property situated inthe County of Dakota and State ofMinnesota, to-wit:Apartment Number 302,12922 Nicollet Avenue South,Condominium Ownership No. 15,Ridgeview Condominium HomesPROPERTY ADDRESS : 12922

Nicollet Avenue South Unit 302,Burnsville MN 55337THAT, pursuant to said Declaration,

there is claimed to be due and owingas of the date of this Notice by USBank, Nationa l Association, asTrustee , as Unit owner, to RidgeviewHomeowners Association, the princi-pal amount of One Thousand EightHundred Ninety Six Dollars and00/100 ($1,896 .00 ) for condo-minium assessments; and that anyaction being now pending at law orotherwise to recover said debt or anypart thereof has been discontinued, orthat an execution upon any judgmentrendered therein has been returnedunsatisfied, in whole or in part, and;THAT, pursuant to said Declaration,

and the statute in such case made andprovided, said debt creates a lien uponsaid premises in favor of RidgeviewHomeowners Assoc iat ion, as ev i -denced by that Notice of Lien datedJanuary 9, 2012, and recorded Feb-ruary 22, 2012 as Document No.2850977 in the Dako ta Coun tyRecorder's Office.THAT, notice is hereby given that by

virtue of the power of sale created bystatute, said lien will be foreclosed bythe sale of said premises with thehereditiments and appurtenancesthereto, which said sale will be madeby the Sheriff of Dakota County, atpublic auction to the highest bidder,for cash, to pay the amount then duefor said condominium assessments,together with the costs of foreclosure,including attorney's fees as allowed bylaw, as follows:DATE AND TIME OF SALE: May 2,

2012, at 10:00 A.M.PLACE OF SALE: Dakota County

Law Enforcement Center, 1580 High-way 55, Hastings, MN.The time allowed by law for redemp-

tion by the Unit owner, their personalrepresentatives or assigns, is six (6)months from the date of said sale. Ifno redemption occurs, the propertymust be vaca ted by 11:59 PM onNovember 2, 2012.Dated: February 29, 2012

By ____________/s/_________________David J. Raymond, #221818Attorney for Ridgeview HomeownersAssociation5838 Blackshire PathInver Grove Heights, MN 55076651-455-3100File # 1441168

THIS COMMUNICATION IS FROM ADEBT COLLECTOR

2936266 3/15-4/19/12

��

��


not prov ide a user w ith exc lus iver ights to that name. The fil ing isrequired for consumer protection inorder to enable consumers to be ableto identify the true owner of a busi-ness.1. The assumed name under which

the business is or will be conducted is:SLS Design.

2. The principal place of business is:3486 Dodd Road, Eagan, Minnesota,55123.

3. The entity conducting businessunder the above Assumed Name is asfollows: Suburban Landscape Service,Inc . , 3486 Dodd Road, Eagan, MN55123.

4. I, the undersigned, certify that Iam signing this document as the per-son whose signature is required, or asagent of the person(s) whose signa-ture would be required who has autho-rized me to sign this document onhis/her behalf, or in both capacities. Ifurther certify that I have completed allrequired fields, and that the informa-tion in this document is true and cor-rect and in compliance with the appli-cable chapter of Minnesota Statutes. Iunderstand that by signing this docu-ment I am subject to the penalties ofperjury as set forth in Section 609.48as if I had signed this document underoath.DATED: 1.3.12

Collin W. Merrill, President2935676 3/15-3/22/12



under which the business is or will beconducted: Any Body Can

2. Principal Place of Business: 16560F lagsta f f Way W , Rosemount , MN55068


Michael Persing, 16560 Flagstaff WayW, Rosemount, Mn 550684. I, the undersigned, certify that I


Michael Persing2936888 3/15-3/22/12P



DISTRICT COURTFIRST JUDICIAL DISTRICTCASE TYPE: OTHER CIVIL

Case No. ___________----------------------------------------------------------Crutchfield Dermatology, P.A.,a Minnesota corporation,

Plaintiff,vs.John Doe,

Defendant.----------------------------------------------------------THE STATE OF MINNESOTA TO THEABOVE-NAMED DEFENDANTSYOU ARE HEREBY SUMMONED AND

REQUIRED to serve on P la int i f f ’sattorney an answer to the complaintwhich is on file in the Office of theC o u r t A d m i n i s t r a t o r o f t h eabove-named Court served on you,within twenty (20) days after service ofthis summons on you, exclusive of theday of service. If you fail to do so,judgment by default will be takenagainst you for the relief demanded inthe complaint.

NOTICE OF ALTERNATIVEDISPUTE RESOLUTION

PROVISIONSPursuant to Minn. Stat. § 543.22,

notice is hereby given that alternativedispute resolution is available to eachparty. Guidelines relating to alterna-tive dispute resolution process may befound in Rule 114 of the MinnesotaRules of General Practice for the Dis-trict Court, attached hereto.Dated: February 28, 2012

ROSHA LEGAL GROUP, PLLCBy /s/ Darrin M. Rosha (#270301)Attorney for Plaintiff5424 Shoreline DriveMound, Minnesota 55364(952) 472-3333(952) 472-3334 (fax)

2932942 3/15-3/29/12P



DISTRICT COURTFIRST JUDICIAL DISTRICTCASE TYPE: MORTGAGE

FORECLOSURECourt File No. ______

_______________________________________Affinity Plus Federal Credit Union,

Plaintiff,vs.Christopher L. Tobias and Misty M.Koepke, John Doe an Mary Rowe,

Defendants.______________________________________THIS SUMMONS IS DIRECTED TO

DEFENDANTS CHRISTOPHER L .TOBIAS AND MISTY M. KOEPKE.YOU ARE BEING SUED. The Plain-

tiff has started a lawsuit against you.The Plaintiff's Complaint against youis attached to this Summons. Do notthrow these papers away. They areofficial papers that affect your rights.You must respond to this lawsuit eventhough it may not yet be filed with theCourt and there may be no Court filenumber on this Summons.YOU MUST REPLY WITHIN 20

DAYS TO PROTECT YOUR RIGHTS.You must give or mail to the personwho signed this Summons a writtenresponse called an Answer within 20days of the date on which you receivedthis Summons. You must send a copyof your Answer to the person whosigned this Summons located at:

Creig Andreasen, Esq.Messerli & Kramer P.A.1400 Fifth Street Towers100 South Fifth StreetMinneapolis, MN 55402

YOU MUST RESPOND TO EACHCLAIM . The Answer is your writtenresponse to the Plaintiff's Complaint.In you r Ans we r you mu s t s ta tewhether you agree or disagree witheach paragraph of the Complaint. Ifyou believe the Plaintiff should not begiven everything asked for in the Com-p la in t , you must say so in yourAnswer.YOU WILL LOSE YOUR CASE IF

YOU DO NOT SEND A WRITTENRESPONSE TO THE COMPLAINTTO THE PERSON WHO SIGNEDTHIS SUMMONS. I f you do notAnswer within 20 days, you will losethis case. You will not get to tell yourside of the story, and the Court maydecide against you and award thePlaintiff everything asked for in theComplaint. If you do not want to con-test the claims stated in the Com-plaint, you do not need to respond. Adefault judgment can then be enteredagainst you for the relief requested inthe Complaint.LEGAL ASSISTANCE. You may

wish to get legal help from a lawyer. Ifyou do not have a lawyer, the CourtAdministrator may have informationabout places where you can get legalassistance. Even if you cannot getlegal help, you must still provide awr itten Answer to protect yourrights or you may lose the case.ALTERNATIVE DISPUTE RESO-

LUTION . The parties may agree to orbe ordered to participate in an alterna-tive dispute resolution process underRule 114 of the Minnesota GeneralRules of Practice. You must still sendyour written response to the Com-plaint even if you expect to use alter-native means of resolving this dispute.THIS LAWSUIT MAY AFFECT OR

BRING INTO QUESTION TITLE TOREAL PROPERTY LOCATED INDAKOTA COUNTY, STATE OF MINNE-SOTA , LEGALLY DESCRIBED AS :"LOT 5, BLOCK 8, HILLANDALEADDITION NO. 3, DAKOTA COUNTY,MINNESOTA , TOGETHER WITHAPPURTENANT EASEMENTS CRE-ATED PURSUANT TO DECLARATION,D O C U M E N T N O . 7 1 8 4 1 4 , A SAMENDED, DAKOTA COUNTY, MINNE-SOTA."The object of this action is judg-

ment against Misty M. Koepke.Dated: March 7, 2012

MESSERLI & KRAMER P.A.By: /s/ Creig AndreaseCreig Andresen (#334832)1400 Fifth Street Towers100 South Fifth StreetMinneapolis, MN 55402-1217(612) 672-3600ATTORNEYS FOR PLAINTIFF

THIS IS AN ATTEMPT TO COL-LECT DEBT AND ANY INFORMA-TION OBTAINED WILL BE USEDFOR THAT PURPOSE.2936924 3/15-3/29/12

PUBLIC NOTICENOTICE OF ASSOCIATION LIEN

FORECLOSURE SALETHIS NOTICE DOES NOT IMPLY

THAT WE ARE ATTEMPTING TO COL-LECT MONEY FROM ANYONE WHOHAS DISCHARGED THE DEBT UNDERTHE BANKRUPTCY LAWS OF THEUNITED STATES, BUT IS AN ATTEMPTTO ENFORCE A VALID SECURITYINTEREST IN THE SUBJECT PROP-ERTY.NOTICE IS HEREBY GIVEN , that

default has occurred in the terms andcondit ions of the Dec larat ion forSummit Shores Homeowners Associa-tion ("Declaration") which governs thefollowing described real property situ-ated in the County of Dakota and Stateof Minnesota:

Lot 16, Block 1, Summit Shores4th, CIC 135

according to the plat thereof on file orof record in the Office of the Registrarof Titles in and for Dakota County,Minnesota. (C/T 122560 or its succes-sor)PROPERTY ADDRESS: 1427 Sum-

mit Shores Drive, Burnsville, MN55306Pursuant to said Declaration, there

is claimed to be due and owing as ofthe date of this Notice by Michael A.Thurston and Mary Jo Thurston, asUni t Owne rs , to Summi t Sho resHomeowners Association, the princi-pal amount of Eleven Thousand OneHundred Four and no /100 Dollars($11,104.00) for association assess-ments; and that any action being nowpending at law or otherwise to recoversaid debt or any part thereof has beendiscontinued, or that an executionupon any judgment rendered thereinhas been returned unsatisfied, inwhole or in part.Pursuant to said Declaration and

Minnesota Statutes Chapter 515B, saiddebt creates a lien upon said premisesin favor of Summit Shores Homeown-ers Association, as evidenced by thatNotice of Lien dated September 22,2011 , and recorded November 18,2011, as Document No. T687290 inthe office of the Registrar of Titles inand for Dakota County, Minnesota, andby virtue of the power of sale createdby statute, said lien will be foreclosedby the sale of said premises, whichsaid sale will be made by the Sheriff ofDakota County, at public auction tothe highest bidder, for cash, to pay theamount then due for said associationassessments, together with the costsof foreclosure, including attorney'sfees as allowed by law, as follows:DATE AND TIME OF SALE: May 9,

2012, at 10:00 AMPLACE OF SALE: Dakota County

Law Enforcement Center, 1580 High-way 55, Hastings, MN.The time allowed by law for redemp-

tion by the Unit owner, their personalrepresentatives or assigns, is six (6)months from the date of said sale. Ifno reinsta temen t or redemp t ionoccurs, the property must be vacatedby 11:59 PM on November 9, 2012.Dated: March 7, 2012

By _________/s/____________________David J. Raymond, #221818Attorney for Summit ShoresHomeowners AssociationRaymond Law Offices, PA5838 Blackshire Path,Inver Grove Heights, MN 55076651-455-3100File 193102THIS COMMUNICATION IS FROM ADEBT COLLECTOR2940370 3/22-4/26/12

PUBLIC NOTICENOTICE OF MORTGAGEFORECLOSURE SALE

THE RIGHT TO VERIFICATIONOF THE DEBT AND IDENTITY OFTHE ORIGINAL CREDITOR WITHINTHE TIME PROVIDED BY LAW ISNOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN , that

default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: M a r c h 1 5 ,

2007MORTGAGORS: Lonnie R. Pierce and

Jane M. Pierce, Husband and Wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:

Recorded March 28, 2007 , DakotaCoun ty Recorder , Documen t No.2505943.

ASSIGNMENTS OF MORTGAGE :Assigned to: U.S. Bank, National Asso-ciation.

TRANSACTION AGENT: MortgageElectronic Registration Systems, Inc.

TRANSACTION AGENT 'S MORT -GAGE IDENTIFICATION NUMBER ONMORTGAGE: 100060677002786341

LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Integrity One MortgageLLC

RESIDENTIAL MORTGAGE SER -VICER: U.S. Bank Home Mortgage

MORTGAGED PROPERTY ADDRESS:3770 Linden Lane, Eagan, MN 55123

TAX PARCEL I.D. #: 107587826001LEGAL DESCRIPTION OF PROP -

ERTY:Lot 26 , Block 1, The WoodlandsThird AdditionCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $417,000.00AMOUNT DUE AND CLAIMED TO BE

DUE AS OF DATE OF NOTICE, INCLUD-ING TAXES, IF ANY, PAID BY MORT-GAGEE: $426,786.03That prior to the commencement of

this mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the debtsecured by said mortgage, or any partthereof;

PURSUANT to the power of sale con-tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:

DATE AND TIME OF SALE: October13, 2011 at 10:00 AM

PLACE OF SALE: Sher i f f 's O f f ice,Law Enforcement Center, 1580 Hwy55, Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.

TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on April 13, 2012, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.

MORTGAGOR(S) RELEASED FROMFINANCIAL OBLIGATION ON MORT-GAGE: None

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."

Dated: August 17, 2011.U.S. Bank, National AssociationMortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688819-2085

THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEPursuant to the provisions of Minne-

sota Statutes 580.07, the foregoingforeclosure sale is postponed untilJune 5, 2012 a t 10 :00 AM a t theSheriff's Office, Law Enforcement Cen-ter, 1580 Hwy 55, Lobby #S-100, Hast-ings, MN, in said county and state.

Dated: March 15, 2012.U.S. Bank, National AssociationMortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.By: Paul WeingardenAttorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688819-2085THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.2944973 3/22/12

PUBLIC NOTICELAND TITLE SUMMONS IN

PROCEEDINGS SUBSEQUENT TOINITIAL REGISTRATION OF LANDSTATE OF MINNESOTACOUNTY OF DAKOTA

DISTRICT COURTFIRST JUDICIAL DISTRICTCase No. 19HA-CV-10-5882

In the Matter of the Petition of Fed-eral Home Loan Mortgage Corporation,to reform a mortgage and affirm theforeclosure of said mortgage, recordedagainst the following described realestate in Dakota County, Minnesota,namely:Parcel A:Part of the East half (E 1⁄2) of theSoutheast Quarter (SE 1/4) com-mencing 1394.24 feet north of theSoutheast corner, thence North 85degrees 57 minutes West 81 feet,thence North 60 degrees 08 min-utes West 132.9 feet, thence North55 degrees 48 minutes West159.8 feet to the center of SibleyHighway, thence North 27 degrees06 minutes East 721.85 feet tothe East line of Section, thenceSouth 803.33 feet to the point ofbeginning, all in Section Eight (8),Township Twenty -seven (27 ) ,Range Twenty-three (23), accord-ing to the Government Surveyt h e r e o f . E x c e p t t h a t p a r tdescribed as follows: That part ofGovernment Lot 7 , Section 8,Township 27 North, Range 23West and that part of Section 9,Township 27 North, Range 23West, Dakota County, Minnesota,described as follows:Commencing at the Southeast cor-ner of said Section 8; thence North0 degrees 54 minutes 45 secondsWest (assumed bearing) along theeast line of said Section 8 a dis-tance of 1,394.24 feet to a Judi-cial Landmark set pursuant toDistrict Court File #78511; thenceNorth 89 degrees 05 minutes 14seconds East 12.31 feet to thepoint of beginning parcel to bedesc r ibed , sa i d po in t be ingmarked by a Judicial Landmarkset pursuant to the above File

set pursuant to the above File#78511; thence South 89 degrees05 minutes 14 seconds West12.31 feet to a Judicial Land-mark set pursuant to the aboveFi le #78511 thence North 86degrees 51 minutes 46 secondsWest 81.00 feet to a Judicia lLandmark set pursuant to theabove File #78511; thence North61 degrees 02 minutes 46 sec-onds West 132.9 feet to a Judi-cial Landmark set pursuant to theabove File #78511; thence North56 degrees 42 minutes 46 sec-onds West 42.60 feet along a line,which if extended 164.48 feetfrom said last Judicial Landmarkwould run to a Judicial Landmarkset Pursuant to the above File#78511; thence in a straight lineto point of beginning and thereterminating.

Abstract PropertyParcel B:Commencing at a point on theWest line of Section 9, Township27 , Range 23 , a dis tance o f1394 .24 f e e t n o r t h o f t h eSouthwest corner of said Section9; thence North along the west lineof said Section 9 a distance of492 .2 f ee t to a poin t on thesouthwesterly line of LetendreS tree t in Le tendre Addi t ion ;thence South 56 degrees 27minutes East along said street linea distance of 18.21 feet to a point;thence South a distance of 484.9feet to a point; thence West adistance of 12.31 feet to the pointof beginning. Being part of Lots9, 10 and 12, Block 2, LetendreAdd i t i o n , a c c o rd i n g t o th eGovernment Survey thereof.

Abstract PropertyParcel C:That part of Lots 9 and 10, Block2, LETENDRE ADDITION lyingEast and North of the followingdescribed line:Commencing at the Southwestcorner of Section 9, Township 27,Range 23; thence North 0 degrees54 minutes 46 seconds West(assumed bearing) along the Westline of the Southwest Quarter ofsaid section 1394.24 feet to apoint, said point being marked bya Judicial Landmark set pursuantto District Court File No. 78511;thence North 0 degrees 54 minutes46 seconds West 492 .2 fee t ;thence South 67 degrees 21minutes 46 seconds East 18.21f e e t t o th e a c t u a l p o i n t o fb e g i nn i n g o f the l i n e to b edescribed; thence South 0 degrees23 minutes 41 seconds East484.94 feet to a point, said pointb e i ng ma rked b y a Jud i c ia lLandmark set pursuant to DistrictCourt File No. 78511; thence, on ab ea r i n g o f du e Ea s t , to theEasterly line of said Block 2, andthere terminating. Excepting fromthe above described lands all thatpart plated as MC RAE ADD.Registered Property, as evidencedby Certificate of Title No. 106105.Torrens Property.

F e d e r a l H om e L o a n M o r t g a g eCorporation vs.Jeffrey M. Johnson,Sylvia JohnsonJeffrey M. KennedyCynthia C.S. KennedyDefendants.

THE STATE OF MINNESOTA TO THEABOVE-NAMED DEFENDANT:You a re he reby summoned and

required to answer the Petition of thePe t i t ione r in the above -en t i t l edproceeding and to file your answer tothe Petition in the office of the DistrictCourt Administrator in said County,within 20 days after service of thisSummons upon you, exclusive of theday of such service. If you fail toanswer the Petition within the timea foresa id , the Pe t i t ioner in thisproceeding will apply to the Court forthe relief demanded therein.Dated: ___________________

Attorneys for Petitioner:By_______________________Bradley N. Beisel #6191BEISEL & DUNLEVY, P.A.282 U.S. Trust Building730 Second Avenue SouthMinneapolis, MN 55402-2444Telephone: (612) 436-2222

Witness, District Court Administratorof said Court, and the seal thereof, atMinneapolis, in said County,this _____ day of _____________________,2011.By_________________________________

Deputy2936181 3/15-3/29/12




Case type: Other civil (Reformation ofInstrument)

Court File No. 19HA-CV-12-1019_________________________________Federal Home Loan MortgageCorporation,

Plaintiff,v.Wells Fargo Bank, N.A., Koffi A. Baliki,An thony H i nes , Lacy A . S i ems ,deceased, Jeffrey W. Siems as per-sonal representative of the Estate ofLacy A. Siems, and the United States ofAmerica,

Defendants.THIS SUMMONS IS DIRECTED TO THEABOVE NAMED DEFENDANTS;

ABOVE NAMED DEFENDANTS;1. YOU ARE BEING SUED. The

Plaintiffs have started a lawsuit againstyou.The Plaintiff's Complaint against you

is attached to this Summons. Do notthrow these papers away. They areofficial papers that affect your rights.You must respond to this lawsuit eventhough it may not yet be filed with theCourt and there may be no court filenumber on this Summons.

2. YOU MUST REPLY WITHIN 20DAYS TO PROTECT YOUR RIGHTS.You must give or mail to the personwho signed this summons a writtenresponse called an Answer within 20days of the date on which you receivedthis Summons. You must send a copyof your Answer to the person whosigned this Summons located at:

Bradley N. BeiselBeisel & Dunlevy, P.A.282 U.S. Trust Center730 Second Ave. S.Minneapolis, MN 55402-2444

3 . YOU MUST RESPOND TOEACH CLAIM. The Answer is yourwritten response to the Plaintiff 'sComplaint. In your Answer you muststate whether you agree or disagreewith each paragraph of the Complaint.If you believe the Plaintiff should notbe given everything asked for in theComplaint, you must say so in yourAnswer.4. YOU WILL LOSE YOUR CASE

IF YOU DO NOT SEND A WRITTENRESPONSE TO THE COMPLAINTTO THE PERSON WHO SIGNEDTHIS SUMMONS. I f you do notanswer within 20 days, you will losethis case. You will not get to tell yourside of the story, and the Court maydecide against you and award thePlaintiff everything asked for in theComplaint. If you do not want to con-test the claims stated in the Com-plaint, you do not need to respond. Adefault judgment can then be enteredagainst you for the relief requested inthe Complaint.5. LEGAL ASSISTANCE. You may


6 . ALTERNATIVE DISPUTERESOLUTION . The parties may agreeto or be ordered to participate in analternative dispute resolution processunder Ru le 114 of the M innesotaGeneral Rules of Practice. You muststill send your written response to theComplaint even if you expect to usealternative means of resolving thisdispute.

7. THIS LAWSUIT MAY AFFECTOR BRING INTO QUESTION TITLETO REAL PROPERTY located in Thisaction involves, affects, or brings intoquestion real property situated in theCounty of Dakota, commonly knownas 4540 Cinnamon Ridge Trail, St.Paul, Minnesota legally described as:That part of Lot 10 , B lock 1,Cinnamon Ridge, lying northerly ofa l i n e d r a w n f r o m t h esoutheasterly corner of said Lot10, to a point on the westerly lineof said Lot 10 distant 66.81 feetsouthwester ly from the mostnortherly corner of said Lot 10, asmeasured along said westerly line,and reserving easements of record.All in the City of Eagan, DakotaCounty, Minnesota.

(referred to as the "Subject Property"and the "Correct Legal Description").The purpose of this action is to

ob ta in an Order of this Court asfollows:

1. R e f o r m i n g t h e f o l l o w i n gdocuments, nunc pro tunc, from theirincorrect legal descriptions therein tostate the above described Correct LegalDescription.a. Wa r ran t y Deed g iven by the

Secre tary of Hous ing and UrbanDevelopment, of Washington D.C. toLacy A. Siems dated May 2, 1994 andrecorded May 23, 1994 as DocumentNo. 1218277.b. Personal Representatives Deed

given by Jeffrey W. Siems as PersonalRepresentative of the Estate of Lacy A.Siems to Anthony Hines dated August20, 2003 and recorded January 15,2004 as Document No. 2164396.c. Warranty Deed given by Anthony

Hines, single, to Koffi A. Baliki datedSeptember 27 , 2005 and recordedDecember 15, 2005 as Document No.2388923.d. Mortgage given by Koffi A. Baliki,

in favor of Wells Fargo Bank, N.A.d a t ed S ep t emb e r 2 7 , 2 0 05 andreco rded Decembe r 15 , 2005 asDocument No. 2388924.e. Notice of Pendency of Proceeding

and Power of Attorney to ForecloseMortgage given by Wells Fargo Bank,N.A. to Reiter & Schiller, P.A. datedSeptember 20 , 2010 and recordedOctober 4, 2010 as Document No.2756662.f. Sheriff's Certificate of Sale and

Foreclosure Record dated December 1,2010 and recorded December 2, 2010as Document No. 2769760.g. Affidavit of Attorney-In-Fact as

Conclusive Proof of Non-Terminationand Nonrevocation in Real EstateTransactions for Wells Fargo Bank,N.A., dated June 16, 2011 and recordedJune 20 , 2011 as Documen t No.2805994.h. Limited Warranty Deed given by

Sarah Adam of Reiter and Schiller, P.A.as Attorney-In-Fact for Wells FargoBank, N .A . to Federa l Home LoanMortgage Corporation dated June 16,2011 and recorded June 20, 2011 asDocument No. 2805995.

Document No. 2805995.2. De te rmining tha t the above

instruments were valid and effective att h e t i m e t h e y w e r e e x e c u t e dnotwithstanding their incorrect legaldescriptions therein.

3. Determining that Wells FargoBank, N .A . has no r igh t , t i t le orinterest in the Subject Property.

557.03 NOTICE OF NOPERSONAL CLAIM

Pursuant to Minn. Stat. § 557.03 youare hereby served with notice that nopersonal claim is made against youand that any defendant upon whomthis notice is served who unreasonablydefends this action shall pay full coststo the plaintiff.Dated: 2-24-12

BEISEL & DUNLEVY, P.A.By: /s/ Bradley N. BeiselBradley N. Beisel #6191282 U.S. Trust Building730 Second Avenue SouthMinneapolis, MN 55402-2444Telephone: (612) 436-2222Attorneys for Plaintiff

2936987 3/15-3/29/12

��

��

PUBLIC NOTICENOTICE OF AND ORDER FORHEARING ON PETITION FOR

FORMAL PROBATE OF WILL ANDAPPOINTMENT OF PERSONAL

REPRESENTATIVE AND NOTICETO CREDITORS



Court File No.: 19HA-PR-12-160In Re: Estate of Daniel Ronayne,also known as Daniel J. Ronayne,also known as Daniel John Ronayne,Decedent.It is Ordered and Notice is given that

on April 24th, 2012 at 9:00 a.m., ahearing will be held in this Court atthe Dakota County Judicial Center,1560 Highway 55 West, Hastings, Min-nesota 55033, for the formal probate ofan instrument purporting to be thedecedent’s Will dated January 27,2012, and for the appointment of Ger-aldine G. Ronayne, whose address is1868 Merlot Curve, Eagan, Minnesota,55122, as personal representative ofthe estate of the decedent in an unsu-pervised administration.Any objections to the petition must

be raised at the hearing or filed withthe Court prior to the hearing. If thepetition is proper and no objectionsare filed or raised, the personal repre-sentative will be appointed with thefull power to administer the estate,including the power to collect allassets; pay all legal debts, claims,taxes, and expenses; sell real and per-sonal property; and do all necessaryacts for the estate.Notice is also given that, subject to

Minn. Stat. § 524.3-801, all creditorshaving claims against the decedent’sestate are required to present theclaims to the personal representativeor to the Court within four (4) monthsafter the date of this notice or theclaims will be barred.Dated: 3/8/12

BY THE COURTEdward LynchJudge of District Court

Peter M. Hendricks (MN# 0336798)Garvey, Boggio & Hendricks, P.A.9995 Lyndale Avenue SouthBloomington Minnesota 55420Telephone: (952) 881-4996Facsimile: (952) 881-24702934827 3/15-3/22/12

PUBLIC NOTICENOTICE OF INFORMAL PROBATEOF WILL AND APPOINTMENT OF

PERSONAL REPRESENTATIVE ANDNOTICE TO CREDITORS



FIRST JUDICIAL DISTRICTCourt File No. 19HA-PR-12-173

ESTATE OF Tamara M. Otis, a/k/aTamara Mae Otis, DECEDENTNotice is given that an application

for informal probate of the Decedent’swill dated 02/12/2008, and codicil ( ) tothe will dated ________, and separatewriting ( ) under Minn. Stat. 524.2-513(“Will”), has been filed with the Regis-trar. The application has been granted.Notice is also given that the Regis-

trar has informally appointed DonaldKraby whose address is: 405 TowerRoad, Hinckley, MN 55037 as personalrepresentative of the Estate of theDecedent. Any heir, devisee or otherinterested person may be entitled toappointment as personal representa-tive or may object to the appointmentof the personal representative. Unlessobjections are filed with the Court(pursuant to Minn. Stat. 524.3-607)and the Court otherwise orders, thepersonal representative has full powerto administer the Estate including,after 30 days from the date of issu-ance of letters , the power to sell,encumber, lease or distribute realestate.Any objections to the probate of the

will or appointment of the PersonalRepresentative must be filed with thisCourt and will be heard by the Courtafter the filing of an appropriate peti-tion and proper notice of hearing.Notice is also given that (subject to

Minn. 524.3-801) all creditors havingclaims against the Estate are requiredto present the claims to the personalrepresentative or to the Court Admin-istrator within four months after thedate of this Notice or the claims will bebarred.Date: 3/13/12


Attorney For Personal RepresentativeEdward F. GrossAttorney at Law1959 Sloan PlaceSuite 110Maplewood, MN 55117-2070651-631-0616I.D. 1808162939681 3/22-3/29/12P



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: May 12, 2006MORTGAGORS:Christopher Parker

and Jaci L. Ficker, Both Single Per-sons.

MORTGAGEE: Mortgage ElectronicRegistration Systems, Inc.

DATE AND PLACE OF RECORDING:Recorded May 24, 2006 , Dakota

Coun ty Recorder , Documen t No.2432407.

ASSIGNMENTS OF MORTGAGE :Assigned to: U.S. Bank National

Association.TRANSACTION AGENT: Mortgage

Electronic Registration Systems, Inc.TRANSACTION AGENT 'S MORT -

GAGE IDENTIFICATION NUMBER ONMORTGAGE: 100021268000534806

LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Bankers Mortgage Com-pany, LLC

RESIDENTIAL MORTGAGE SER -VICER: U.S. Bank Home Mortgage, adivision of U.S. Bank National Associa-tion

MORTGAGED PROPERTY ADDRESS:14550 240th Street East, Meisville, MN55033


ERTY:Exhibit A

The following described tract, pieceor parcel of land situate, lying andbeing in the County of Dakota andState of Minnesota, to-wit:That part of the Northwest Quarter

(NW1 /4) of Sect ion Thirteen (13 ) ,Township One Hundred Thirteen (113),Range Seventeen (17), described as fol-lows: Beginning at a point on the Northline of said Section Thirteen (13), saidpoint being 312 .5 feet East of theNorthwest corner of said Section Thir-teen (13); thence South and parallelwith the West line of said Section254.5 feet; thence East 86 feet, thenceNorth 254.5 feet thence West 86 feet tothe point of beginnning, except theSouth 65 feet thereof, according to theGovernment Survey thereof, DakotaCounty, Minnesota.

COUNTY IN WHICH PROPERTY ISLOCATED: Dakota

ORIGINAL PRINCIPAL AMOUNT OFMORTGAGE: $173,000.00

AMOUNT DUE AND CLAIMED TO BEDUE AS OF DATE OF NOT I CE ,INCLUDING TAXES, IF ANY, PAID BYMORTGAGEE: $180,211.02

That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee /Ass ignee of Mortgageecomplied with all notice requirementsas required by statute; That no actionor proceeding has been instituted atlaw or otherwise to recover the debtsecured by said mortgage, or any partthereof;

PURSUANT to the power of sa lecontained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:

DATE AND TIME OF SALE: May 3,2012 at 10:00 AM

PLACE OF SALE: Sher i f f 's O f f ice,Law Enforcement Center, 1580 Hwy55, Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidp r em i s e s , a n d t h e c o s t s a n ddisbursements, including attorneys'f e e s a l l ow ed b y l aw s ub j e c t toredemption within six (6) months fromt h e d a t e o f s a i d s a l e b y t h em o r t g a g o r ( s ) , t h e i r p e r s o n a lrepresentatives or assigns unlessreduced to Five (5) weeks under MNStat. §580.07.

T IME AND DATE TO VACATEPROPERTY: If the real estate is anowne r - o c cup i e d , s i n g l e - f ami l ydwelling, unless otherwise provided bylaw, the date on or before which themortgagor(s) must vacate the propertyif the mortgage is not reinstated undersection 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on November 5, 2012 ,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROMF I N A N C I A L O B L I G A T I O N O NMORTGAGE: None

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED."

Dated: March 6, 2012.U.S. Bank National AssociationMortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688819-3736THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.2946211 3/22-4/26/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: July 21, 2008MORTGAGORS: Kevin C. Thompson

and Maria Lourdes Manuel Thompson,husband and wife.


DATE AND PLACE OF RECORDING:Recorded August 6, 2008, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: JPMorgan Chase Bank,

National Association s/b/m to ChaseHome Finance LLC.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Freedom Mortgage Cor-poration

RESIDENTIAL MORTGAGE SER -VICER : JPMo rgan Chase Bank ,National Association

MORTGAGED PROPERTY ADDRESS:5971 Cahil l Avenue, Inver GroveHeights, MN 55076

TAX PARCEL I.D. #: 200331083020and 200341052060

LEGAL DESCRIPTION OF PROP -ERTY:

The South 250 feet of the East 174.2feet of the Southeast Quarter of Sec-tion 33, Township 28, Range 22,ALSO Commencing at the South-west corner of Section 34, Township28, Range 22, thence East 23 feet tothe center of S .A . Road No. 25,thence Northeasterly along the cen-ter of said road to a point 93 feetEast and 250 fee t Nor th of theSouthwest corner of said Section,thence West 93 feet to the West lineof said Section, thence South 250fee t of the poin t of beginning ,according to the Government Surveythereof, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS



DUE AS OF DATE OF NOT I CE ,INCLUDING TAXES, IF ANY, PAID BYMORTGAGEE: $248,814.58




PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidp r em i s e s , a n d t h e c o s t s a n ddisbursements, including attorneys'f e e s a l l ow ed b y l aw s ub j e c t toredemption within six (6) months fromt h e d a t e o f s a i d s a l e b y t h em o r t g a g o r ( s ) , t h e i r p e r s o n a lrepresentatives or assigns unlessreduced to Five (5) weeks under MNStat. §580.07.

T IME AND DATE TO VACATEPROPERTY: If the real estate is anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the da te on o r be fo re which themortgagor(s) must vacate the propertyif the mortgage is not reinstated undersection 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on November 5, 2012 ,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.



Dated: March 5, 2012.JPMorgan Chase Bank, NationalAssociationMortgagee/Assignee of Mortgagee



NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: November 30,

2004ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $589,000.00MORTGAGOR(S): Steven Michael

Goutierez and Raquel Goutierez, hus-band and wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nominee

Registration Systems, Inc. as nomineefor WMC Mortgage Corp., its succes-sor and assigns.DATE AND PLACE OF RECORDING:Recorded: January 13, 2005 Dakota

County RecorderDocument Number: 2285026ASSIGNMENTS OF MORTGAGE:And assigned to: Wells Fargo Bank

NA for the Benefit of Asset BackedSecurities Corporation Home EquityLoan Trust, Series 2005-HE3 Asset

Backed Pass through Certificates,Series 2005-HE3Dated: June 09, 2008Recorded: June 24, 2008 Dakota

County RecorderDocument Number: 2598543Transaction Agent: Mortgage Elec-

tronic Registration Systems, Inc.Transaction Agent Mortgage Identifi-

cation Number: 100136300110895231Lender or Broker: WMC Mortgage

Corp.Residential Mortgage Servicer: Bank

of America, N.A.Mortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 16125 Hominy Ct,

Lakeville, MN 55044-4448T a x P a r c e l I D N u m b e r :

22-81750-08-140LEGAL DESCRIPTION OF PROP -

ERTY: Lot 14, Block 8, VermillionSpringsAMOUNT DUE AND CLAIMED TO BE

DUE AS OF DATE OF NOT I CE :$741,041.18THAT all pre-foreclosure require-

ments have been complied with; thatno action or proceeding has been insti-tuted at law or otherwise to recover thedebt secured by said mortgage, or anypart thereof;PURSUANT to the power of sale con-

t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: March

30, 2012 at 10:00 AMPLACE OF SALE: Dakota County

Law Enforcement Center, 1580 High-way 55, Lobby S-100, Hastings, Minne-sotato pay the debt secured by said mort-gage and taxes, if any, on said pre-mises and the costs and disburse-ments, including attorney fees allowedby law, subject to redemption withinsix (6) months from the date of saidsale by the mortgagor(s), their per-sonal representatives or assigns.If the Mortgage is not reinstated

under Minn. Stat. §580.30 or the prop-erty is not redeemed under Minn. Stat.§580.23, the Mortgagor must vacatethe property on or before 11:59 p.m. onOctober 01, 2012, or the next busi-ness day if October 01, 2012 falls on aSaturday, Sunday or legal holiday.Mortgagor(s) released from financial

obligation: NONETHIS COMMUNICATION IS FROM

A DEBT COLLECTOR ATTEMPT-ING TO COLLECT A DEBT. ANYINFORMATION OBTAINED WILL BEUSED FOR THAT PURPOSE.THE RIGHT TO VERIFICATION OF

THE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.THE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: February 16, 2012

ASSIGNEE OF MORTGAGEE :WELLS FARGO BANK , N .A ASTRUSTEE FOR THECERTIFICATE-HOLDERS OF THEASSET BACKED SECURITIESCORPORATION HOME EQUITYLOAN TRUST, SERIES 2005-HE3,ASSET BACKED PASS-THROUGHC E R T I F I C A T E S , S E R I E S2005-HE3

Wilford, Geske & Cook P.A.Attorneys for Assignee of MortgageeLawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 023994F012904278 2/16-3/22/12




1994MORTGAGOR: Kathy A. Humphrey,

a single person.MORTGAGEE: J PM o r g a n C h a s e

Bank, National Association s/b/m toChase Home Finance, LLC f/k/a Marga-retten & Company Inc.

DATE AND PLACE OF RECORDING:Recorded April 11, 1994, Dakota


ASSIGNMENTS OF MORTGAGE :NONE

TRANSACTION AGENT: NONETRANSACTION AGENT 'S MORT -

GAGE IDENTIFICATION NUMBER ONMORTGAGE: NONE

MORTGAGE: NONELENDER OR BROKER AND MORT-

GAGE ORIGINATOR STATED ONMORTGAGE: Margaretten & CompanyInc.


MORTGAGED PROPERTY ADDRESS:923 Oakwood Heights Circle, Eagan,MN 55123

T A X P A R C E L I . D . # :10-53800-103-02


Unit Number 3, Condominium Num-ber 59, Oakwood Heights Condo-minium, a Condominium located inDakota County, Minnesota.COUNTY IN WHICH PROPERTY IS



DUE AS OF DATE OF NOTICE, INCLUD-ING TAXES, IF ANY, PAID BY MORT-GAGEE: $34,845.24

That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the debtsecured by said mortgage, or any partthereof;


DATE AND TIME OF SALE: April 6,2012 at 10:00 AM

PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin twelve (12) months from thedate of said sale by the mortgagor(s),their persona l representat ives orassigns unless reduced to Five (5)weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on April 8, 2013, unless theredemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.



Dated: February 8, 2012.JPMorgan Chase Bank, NationalAssociationMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: July 25, 2003MORTGAGORS: Sabab Xayarath and

Lalana Xayarath, husband and wife.MORTGAGEE: Goldmine Lending.DATE AND PLACE OF RECORDING:Registered October 28, 2003, Dakota

County Registrar of Titles, DocumentNo. 0519411, Certificate of Title No.125574.

ASSIGNMENTS OF MORTGAGE :Assigned to: Regions Mortgage, Inc.

And thereafter assigned to: JPMorganChase Bank, National Association.Sa id Mortgage being Registered

Land.TRANSACTION AGENT: NONETRANSACTION AGENT 'S MORT -


LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Goldmine Lending


MORTGAGED PROPERTY ADDRESS:2128 Cliff Hill Lane, Eagan, MN 55122

T A X P A R C E L I . D . # :10-16600-05-040


Lot 4, Block 5, in Cedar Cliff, DakotaCounty, Minnesota.COUNTY IN WHICH PROPERTY IS



AMOUNT DUE AND CLAIMED TO BEDUE AS OF DATE OF NOTICE, INCLUD-ING TAXES, IF ANY, PAID BY MORT-GAGEE: $101,193.47




PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.

TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on October 5, 2012, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.






NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: August 28,


MORTGAGE: $214,000.00MORTGAGOR(S): Robert W . Dor-

mady and Tamara A. Dormady, Hus-band and WifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Countrywide Bank, N.A., its suces-sors and assigns.DATE AND PLACE OF RECORDING:Recorded: Sep tember 19, 2006

Dakota County RecorderDocument Number: 2462196ASSIGNMENTS OF MORTGAGE:And assigned to: The Bank of New

York Mellon FKA The Bank of NewYork as Trustee for the Certificate-holders CWALT, Inc. Alternative LoanT r u s t 2 0 0 6 - O A 1 7 , M o r t g a g ePass -through Cert i f icates , Ser ies2006-OA17Dated: February 08, 2010Recorded: March 25, 2010 Dakota



cation Number: 100133700016359765Lender or Broker : Countryw ide

Bank, N.A.Residential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 125 6th Ave S,

South Saint Paul, MN 55075-2338T a x P a r c e l I D N u m b e r :

36.32550.08.080LEGAL DESCRIPTION OF PROP -

ERTY: Lot 7 and the North 1/2 of Lot 8,Block 8 of Hepburn ParkAMOUNT DUE AND CLAIMED TO BE




�� PUBLIC NOTICE

NOTICE OF MORTGAGEFORECLOSURE SALE

THE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN: That

default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: June 9, 2005ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $164,800.00MORTGAGOR(S): Pamela Bannie,

SingleMORTGAGEE : Argen t Mortgage

Company, LLCSERVICER: Ocwen Loan Servicing,

LLCLENDER: Argent Mortgage Company,

LLC.DATE AND PLACE OF F IL ING :

Dakota County Minnesota, Recorder ,on June 28, 2005, as Document No.2335101.ASSIGNED TO: U.S. Bank N.A., as

Trustee for the registered holders ofAsset Backed Certificates , Series2005-HE4 Dated: June 28, 2005 , andrecorded February 13, 2012 by Docu-ment No. 2848786 .LEGAL DESCRIPTION OF PROP -

ERTY: Lot 5, Block 3,Donnay`s ValleyPark 4th Addition, Dakota County,Minnesota.PROPERTY ADDRESS: 16515 Forbes

Avenue W, Lakeville, MN 55068PROPERTY I.D: 22-21173-03-050COUNTY IN WHICH PROPERTY IS

LOCATED: DakotaTHE AMOUNT CLAIMED TO BE DUE

ON THE MORTGAGE ON THE DATE OFT H E N O T I C E : O n e H u n d r e dSeventy-Six Thousand Five HundredEighty-Three and 32/100 ($176,583.32)THAT no action or proceeding has

been instituted at law to recover thedebt secured by said mortgage, or anypart thereof; that there has been com-pliance with all pre-foreclosure noticeand acceleration requirements of saidmortgage, and/or applicable statutes;

PURSUANT, to the power of sale con-tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:DATE AND TIME OF SALE: 10:00 AM

on May 8, 2012PLACE OF SALE : Sherif f`s Main

Office, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343topay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the pre-mises and the costs and disburse-men ts a l lowed by law . The t imeallowed by law for redemption by saidmortgagor(s), their personal represen-tatives or assigns is 6.00 months fromthe date of sale. If Mortgage is notreinstated under Minn. Stat. §580.30or the property is not redeemed underMinn. Stat. §580.23, the Mortgagormust vacate the property on or before11:59 p.m. on November 8, 2012, or thenext business day if November 8, 2012falls on a Saturday, Sunday or legalholiday.

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR`S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."

Dated: March 22, 2012U.S. Bank N.A., as Trustee for thereg iste red holde rs of Asse tBacked Ce r t i f ica tes , Se r i es2005-HE4

Randall S. Miller & Associates, PLLCttorneys for Assignee of Mortgage/MortgageeOne Financial Plaza,120 South Sixth Street, Suite 1100Minneapolis, MN 55402Phone: 612-573-3677Our File No. 11MN01048-1THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.A-4215431 03/22/2012, 03/29/2012,04/05/2012, 04/12/2012, 04/19/2012,04/26/20122939875 3/22-4/26/12

PUBLIC NOTICENOTICE OF ASSESSMENT LIEN

FORECLOSURE SALEDate: March 1, 2012YOU ARE NOTIFIED THAT:1. Default has occurred in the terms

and conditions of the Declaration forSherbourne Deckhomes Association(hereinafter the "Association") whichwas reco rded as Documen t No .1252576, in the Office of the CountyRecorder of Dakota County, Minne-sota, as amended, and also, pursuantto Minn. Stat. § 515B.3-116, coveringthe following property:LEGAL DESCRIPTION: Unit No.32 , CIC No. 129, SherbourneDeckhomes Condominium, DakotaCounty, MinnesotaSTREET ADDRESS: 5461 Upper183rd Street West, Farmington,MN 55024T A X P A R C E L I D N O .14-19502-04-0322. Pursuant to said Declaration,

there is claimed to be due and owingas of March 1, 2012, from Cindy Szam-belan, title holder, to the Association,a Minnesota non-profit corporation,the amount of $3,812.00 for unpaidassociation dues, late fees, attorneys'fees and costs, plus any other suchamounts that will accrue after March 1,2012, including reasonable attorneys'fees and costs of collection and fore-closure which will be added to theamount claimed due and owing at thetime of the sale herein.

3. No action is now pending at law orotherwise to recover said debt or anypart thereof.4. That all preforeclosure require-

ments have been met.5. The owner has not been released

from the owner's financial obligationto pay said amount.

6. The Declaration, referenced above,and Minn. Stat . §§515B .3-115 and515B.3-116 provide for a continuinglien against the property. A Notice ofLien evidencing the amount due wasrecorded on October 17 , 2011, asDocument No. 2825098 in the DakotaCounty Recorder's Office.

7. Pursuant to the power of sale con-tained in the same Declaration andgranted by the owner in taking title tothe premises subject to said Declara-t ion and pursuant to M inn. Stat .§§515B.3-115 and 515B.3-116, saidLien will be foreclosed by the sale ofsaid property by the Sheriff of DakotaCounty, at the Dakota County SheriffsOffice, Dakota County Law Enforce-ment Center, 1580 Highway 55, LobbyS-100 , Hastings, MN 55033, on the10th day of May, 2012, at 10:00a.m. at public auction to the highestbidder, to pay the amount then due forsaid assessments, together with thecosts of foreclosure, including attor-neys fees as allowed by law.8 . The t ime a l lowed by law for

redemption by the unit owner, her per-sonal representatives or assigns is six(6) months from the date of sale. Thedate and time to vacate the propertyis 11:59 p.m. on November 13 ,2012, if the account is not rein-stated or the owners do not redeemfrom the foreclosure sale.

REDEMPTION NOTICETHE TIME ALLOWED BY LAW

FOR REDEMPTION BY THE MORT-GAGOR, THE MORTGAGOR'S PER-SONAL REPRESENTATIVES ORASSIGNS, MAY BE REDUCED TOFIVE WEEKS IF A JUDIC IALORDER IS ENTERED UNDER MIN-NESOTA STATUTES , SECTION582.032, DETERMINING, AMONGOTHER TH INGS , THAT THEMORTGAGED PREMISES AREIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USEDIN AGRICULTURAL PRODUCTION,AND ARE ABANDONED.9. THIS IS A COMMUNICATION FROM

A DEBT COLLECTOR ATTEMPTING TOCOLLECT A DEBT. ANY INFORMA-TION OBTAINED WILL BE USED FORTHAT PURPOSE.

SHERBOURNE DECKHOMESASSOCIATION

Attorneys for Sherbourne DeckhomesAssociationTHOMSEN & NYBECK, P.A.By:Gretchen S. Schellhas (#195595)3600 American Blvd. West, Suite 400Bloomington, Minnesota 55431(952) 835-7000(Sherbourne/Szambelan/11-7-282D)2940331 3/22-4/26/12

DATE AND TIME OF SALE: March30, 2012 at 10:00 AM

PLACE OF SALE: Dakota CountyLaw Enforcement Center, 1580 High-way 55, Lobby S-100, Hastings, Minne-sotato pay the debt secured by said mort-gage and taxes, if any, on said pre-mises and the costs and disburse-ments, including attorney fees allowedby law, subject to redemption withinsix (6) months from the date of saidsale by the mortgagor(s), their per-sonal representatives or assigns.If the Mortgage is not reinstated






ASSIGNEE OF MORTGAGEE:THE BANK OF NEW YORKMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THECERTIFICATEHOLDERS OF THECWALT, INC. ALTERNATIVE LOANTRUST 2006-OA17, MORTGAGEPASS-THROUGH CERTIFICATES,SERIES 2006-OA17




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: December 12,

2003MORTGAGORS: Paul J. Fox and Lori

L. Fox, husband and wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded January 23, 2004, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc.TRANSACTION AGENT: Mortgage



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Principal ResidentialMortgage, Inc.

RESIDENTIAL MORTGAGE SER -VICER: CitiMortgage, Inc.

MORTGAGED PROPERTY ADDRESS:18897 Euclid Path, Farmington, MN55024


ERTY:Lot 1, Block 1, Nelsen Hills Farm2nd AdditionCOUNTY IN WHICH PROPERTY IS








MN Stat. §580.07.TIME AND DATE TO VACATE PROP-

ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on _October 5, 2012, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.



Dated: February 3, 2012.CitiMortgage, Inc.Mortgagee/Assignee of Mortgagee



NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: December 10,


MORTGAGE: $280,000.00MORTGAGOR(S): Bruce F. Huysen-

truit and Ellen L. Huysentruit, hus-band and wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for Decision One Mortgage Com-pany, LLC, its successors and assignsDATE AND PLACE OF RECORDING:Recorded: January 29, 2004 Dakota

County RecorderDocument Number: 2169640ASSIGNMENTS OF MORTGAGE:And assigned to: U.S. Bank National

Association, as Trustee, on behalf ofthe holders of the CSFB MortgagePass-Through Certificates , Series2005-CF1Dated: November 14, 2008Reco rded : Decembe r 05 , 2008

Dakota County RecorderDocument Number: 2625689Transaction Agent: Mortgage Elec-


cation Number: 100077910001383211Lender or Broker : Decision One

Mortgage Company, LLCResidential Mortgage Servicer: Select

Portfolio ServicingMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 1700 70th St W,

Inver Grove Heights, MN 55077-2226T a x P a r c e l I D N u m b e r :


ERTY: The West 471 feet of the North350 feet of the Northeast 1/4 of theNorthwest 1/4 of Section 7, Township27, Range 22,Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE










REDEMPTION BY THE MORTGAGOR,


ASSIGNEE OF MORTGAGEE:U.S. Bank National Association,as Trustee, on behalf of theholders of the CSFB MortgagePass-Through Certificates, Series2005-CF1



FORECLOSURE SALEDate: January 25, 2012YOU ARE NOTIFIED THAT:1. Default has occurred in the terms

and conditions of the Declaration forCarriage Hills Condominiums, Inc.(hereinafter the "Association") whichwas reco rded as Documen t No .599819, in the Office of the CountyRecorder of Dakota County, Minne-sota, as amended/supplemented, anda l s o , pu r s u an t t o M i n n . S t a t .'515B.3-116, covering the followingproperty:LEGAL DESCRIPTION OFPROPERTY: Unit No. 212, GarageNos. 54 and 69, Condominium FileNo. 47 , Carriage Hi l ls Condo-minium, Dakota County, Minne-sotaSTREET ADDRESS: 3420 Golf-view Drive, Unit 212, Eagan, MN55123TAX PARCEL ID NUMBER :10-76900-03-0362. Pursuant to said Declaration,

there is claimed to be due and owingas of January 25, 2012, from Anna L.Edwards and Michael W. Oden, title

Edwards and Michael W. Oden, titleholders, to the Association, a Minne-sota non-profit corporat ion, theamount of $5,596.36 for unpaidassociation dues, late fees, attorneys'fees and costs, plus any other suchamounts that will accrue after Janu-ary 25, 2012, including reasonableattorneys' fees and costs of collectionand foreclosure which will be added tothe amount claimed due and owing atthe time of the sale herein.


ments have been met.5. The owne r s h a v e no t b e en

released from the owners' financialobligation to pay said amount.

6. The Declaration, referenced above,and Minn. Stat . §§515B .3-115 and515B.3-116 provide for a continuinglien against the property. A Notice ofLien evidencing the amount due wasrecorded on June 1, 2011, as Docu-men t No. 2803252 in the Dako taCounty Recorder's Office.

7. Pursuant to the power of sale con-tained in the same Declaration andgranted by the owners in taking title tothe premises subject to said Declara-t ion and pursuant to M inn. Stat .§§515B.3-115 and 515B.3-116, saidLien will be foreclosed by the sale ofsaid property by the Sheriff of DakotaCounty, at the Dakota County SheriffsOffice, Dakota County Law Enforce-ment Center, 1580 Highway 55, LobbyS-100 , Hastings, MN 55033, on the5th day of April, 2012, at 10:00a.m. at public auction to the highestbidder, to pay the amount then due forsaid assessments, together with thecosts of foreclosure, including attor-neys fees as allowed by law.8. The t ime a l lowed by law fo r

redemption by the unit owners, theirpersonal representatives or assigns issix (6) months from the date of sale.The date and time to vacate the prop-erty is 11:59 p.m. on October 5, 2012,if the account is not reinstated or theowners do not redeem from the fore-closure sale.


FOR REDEMPTION BY THE MORT-GAGORS , THE MORTGAGORS 'PERSONAL REPRESENTATIVES ORASSIGNS, MAY BE REDUCED TOFIVE WEEKS IF A JUDIC IALORDER IS ENTERED UNDER MIN-NESOTA STATUTES , SECTION582.032, DETERMINING, AMONGOTHER TH INGS , THAT THEMORTGAGED PREMISES AREIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USEDIN AGRICULTURAL PRODUCTION,AND ARE ABANDONED.9. THIS IS A COMMUNICATION FROM


CARRIAGE HILLSCONDOMINIUMS, INC.

Attorneys for Carriage HillsCondominiums, Inc.THOMSEN & NYBECK, P.A.By: ___________________Gretchen S. Schellhas (#195595)3600 American Blvd. West, Suite 400Bloomington, Minnesota 55431(952) 835-7000(Ca r r i a g e H i l l s /Edw a rd s -Oden /11-7-050D)2907526 2/16-3/22/12


NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: July 08, 2005ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $144,000.00MORTGAGOR(S): Patricia L Pope, a

single personMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor America's Wholesale Lender, itssuccessors and assigns.DATE AND PLACE OF RECORDING:Recorded: August 09, 2005 Dakota

County RecorderDocument Number: 2349206ASSIGNMENTS OF MORTGAGE:An d a s s i g n e d t o : U .S . BANK

NA T I O N A L A S SOC I A T I O N , A STRUSTEE FOR THE CERTIFICATE-HOLDERS OF CSFB MORTGAGESECURITIES CORP . ADJUSTABLERATE MORTGAGE TRUST 2005-11A D J U S T A B L E R A T EMORTGAGE-BACKED PASS-THROUGHCERTIFICATES,SERIES 2005-11Dated: August 16, 2011Recorded: August 23, 2011 Dakota



cation Number: 1000157-0005370120-3Lender or Broker: America's Whole-

sale LenderResidential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 14762 Excelsior

Ln, Apple Valley, MN 55124-5738T a x P a r c e l I D N u m b e r :


ERTY: Unit No. 1, Common InterestCommun i t y No . 124 , M i s t woodCourthomesAMOUNT DUE AND CLAIMED TO BE


ments have been complied with; that










ASSIGNEE OF MORTGAGEE:U.S. Bank National Association, asTrustee for the Certificateholdersof CSFB Mortgage Securities Corp.Adjustable Rate Mortgage Trust2005-11 Adjustable RateMortgage-Backed Pass-ThroughCertficates, Series 2005-11




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE:J uly 19, 2006MORTGAGORS: A r p a n D a n a n d

Amanda Dan, husband and wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded August 2, 2006, Dakota






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE : U .S . Bank Na t iona lAssociation


MORTGAGED PROPERTY ADDRESS:3200 Sunset Lake Drive, Burnsville,MN 55337

T A X P A R C E L I . D . # :02-73200-01-090


Lot 9, Block 1, Sunset Lake ICOUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by said

��

�� PUBLIC NOTICE

NOTICE OF MORTGAGEFORECLOSURE SALE


default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: January 18,

2005MORTGAGOR: Winifred Z. Muyingo,

a single person.MORTGAGEE:Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded February 24, 2005, Dakota

Coun ty Recorder , Documen t No.2298494 and rerecorded as DocumentNo. 2319196.







MORTGAGED PROPERTY ADDRESS:1501 131st Street East, Burnsville, MN55337

T A X P A R C E L I . D . # :02-17002-100-02


Lot 10, Block 2, Chateaulin 3rd Addi-tion.COUNTY IN WHICH PROPERTY IS



DUE AS OF DATE OF NOTICE, INCLUD-ING TAXES, IF ANY, PAID BY MORT-GAGEE:$225,249.28




PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN

to pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.

TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on November 5, 2012 ,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.







default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: S e p t em b e r

15, 2006MORTGAGORS: Susan K. Sutton and

Marion L. Wardell, Both Single Per-sons.


DATE AND PLACE OF RECORDING:Recorded October 2, 2006, Dakota






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: U.S. Bancorp AdvantageLLC


MORTGAGED PROPERTY ADDRESS:13604 Brass Parkway, Rosemount, MN55068

T A X P A R C E L I . D . # :34-32075-10-015


Unit No. 15, Common Interest Com-munity No. 489, a Condominium,Harmony East, Dakota County, Min-nesota.COUNTY IN WHICH PROPERTY IS








to pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and dis-bursements, including attorneys'fees a l lowed by law sub jec t toredemption within six (6) monthsfrom the date of said sale by themortgagor(s), their personal repre-sentatives or assigns unless reducedto Five (5) weeks under MN Stat.§580.07.TIME AND DATE TO VACATE PROP-

ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on November 5, 2012 ,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.









Dated: February 6, 2012.U.S. Bank National AssociationMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: June 1, 2007MORTGAGORS: Michael C. Hudalla

and Jacqueline A. Hudalla, husbandand wife.


DATE AND PLACE OF RECORDING:Registered October 22, 2007, Dakota


ASSIGNMENTS OF MORTGAGE :Ass igned to: C i t iBank,N .A . as

Trustee For Cert i f icateholders ofStructured Asset Mortgage Invest-ments II Trust 2007-AR7,MortgagePass-Through Certificates , Series2007-AR7.Sa id Mortgage being Registered

Land.TRANSACTION AGENT: Mortgage



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Bear Stearns ResidentialMortgage Corporation


MORTGAGED PROPERTY ADDRESS:2530 Arbor Court, Mendota Heights,MN 55120


ERTY:Lot 8, Block 1, Mendota Woods.COUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-

the date on or before which the mortgagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on October 9, 2012, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.



Dated: February 8, 2012.Citibank, N.A., as TrusteeMortgagee/Assignee of Mortgagee



FORECLOSURE SALEDate: January 25, 2012YOU ARE NOTIFIED THAT:1. Default has occurred in the terms

and conditions of the Amended andResta ted Dec lara t ion for Garre t tSquare Association (hereinafter the"Association") which was recorded asDocument No. 261860 on August 12,1992 , in the O f f ice of the DakotaCounty Registrar of Titles as amendedand supplemented and also, pursuantto Minn. Stat. §515B.3-116, coveringthe following property:

Legal Description: Unit 214 andGarage Unit No. 47, in Condo-minium No. 36, Garre t t SquareCondominium Homes , DakotaCounty, MinnesotaStreet Address: 14620 Ga r re t tAvenue, #214, Apple Valley, MN55124Tax Parcel No.01-81401-01-128(Unit 214)01-81401-01-231 (Garage Unit47)2. Pursuant to said Amended and

Restated Declaration, there is claimedto be due and owing as of January 25,2012, from Dawn W. Williams, titleholder, to the Association, a Minne-sota non-profit corporat ion, theamount of $3,355.00 for unpaidassociation dues, late fees, attorneysfees and costs, plus any other suchamounts that will accrue after Janu-ary 25, 2012, and other costs of collec-tion and foreclosure which will beadded to the amount claimed due andowing at the time of the sale herein.




6. The Amended and Restated Decla-ration, referenced above, and Minn.Stat. §§515B.3-115 and 515B.3-116provide for a continuing lien againstthe property. A Notice of Lien evidenc-ing the amount due was recorded onNovember 3, 2011, as Document No.T686583 in the Dakota County Regis-trar of Titles' Office.

7. Pursuant to the power of sale con-ta ined in the same Amended andRestated Declaration and granted bythe owners in taking title to the pre-mises subject to said Amended andRestated Declaration and pursuant toM i n n . S t a t . § § 5 1 5B . 3 - 1 1 5 and515B.3-116, said Lien will be fore-closed by the sale of said property bythe Sheriff of Dakota County, at theDakota County Sheriff's Office, DakotaCounty Law Enforcement Center, 1580Highway 55 Lobby S-100, Hastings,MN 55033, on the 5th day of April,2012, at 10:00 a.m. at public auc-tion to the highest bidder, to pay theamount then due for said assess -ments, together with the costs of fore-closure, including attorneys fees asallowed by law.8. The t ime a l lowed by law fo r

redemption by the unit owner, his per-sonal representatives or assigns is six(6) months from the date of sale. Thedate and time to vacate the propertyis 11:59 p.m. on October 5, 2012, ifthe account is not reinstated or theowners do not redeem from the fore-closure sale.



A DEBT COLLECTOR ATTEMPTING TO


GARRETT SQUARE ASSOCIATIONAttorneys for Garrett SquareAssociationTHOMSEN & NYBECK, P.A.By:______________________Gretchen S. Schellhas (#195595)3600 American Blvd. West, Suite 400Bloomington, Minnesota 55431(952) 835-7000(Garrett Square - Williams 11-7-498D)2907508 2/16-3/22/12



default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: September 8,


MORTGAGE: $154,000.00MORTGAGOR(S): Kristine L Semelis,

an unmarried personMORTGAGEE: Mortgage Electronic

MORTGAGEE: Mortgage ElectronicRegistration Systems, Inc. as nomineefor Irwin Mortgage CorporationTRANSACTION AGENT: Mortgage

Electronic Registration Systems, Inc.MIN#: 1000139-0081072357-1SERVICER: Ocwen Loan Servicing,

LLCLENDER: Irwin Mortgage Corpora-

tion.DATE AND PLACE OF F IL ING :

Dakota County Minnesota, Recorder ,on September 26, 2006, as DocumentNo. 2464247.ASSIGNED TO: U.S. Bank National

Association, as Trustee for GSAAH om e E q u i t y T r u s t 2 0 0 6 - 2 0 ,Asset-Backed Certificates , Series2006-20 Dated: December 24, 2011 ,and recorded January 9, 2012 byDocument No. 2841123 .LEGAL DESCRIPTION OF PROP -

ERTY: Lot 12, Block 2, East Farming-ton Third Addition, Dakota County,Minnesota.PROPERTY ADDRESS: 1305 Walnut

St, Farmington, MN 55024PROPERTY I.D: 14-22502-02-120COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFTHE NOTICE : One Hundred S ixtyThousand Eight Hundred Ten and08/100 ($160,810.08)THAT no action or proceeding has

been instituted at law to recover thedebt secured by said mortgage, or anypart thereof; that there has been com-pliance with all pre-foreclosure noticeand acceleration requirements of saidmortgage, and/or applicable statutes;PURSUANT, to the power of sale con-

tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:DATE AND TIME OF SALE: 10:00 AM

on April 3, 2012PLACE OF SALE : Sherif f`s Main

Office, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343to pay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the pre-mises and the costs and disburse-men ts a l lowed by law . The t imeallowed by law for redemption by saidmortgagor(s), their personal represen-tatives or assigns is 6.00 months fromthe date of sale. If Mortgage is notreinstated under Minn. Stat. 580.30 orthe property is not redeemed underMinn. Stat. 580.23, the Mortgagor mustvacate the property on or before 11:59p.m. on October 3, 2012, or the nextbusiness day if October 3, 2012 fallson a Saturday, Sunday or legal holiday.

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR`S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."Dated: February 16, 2012 U.S.

Bank National Association, asTrustee for GSAA Home EquityTrust 2006-20, Asset-BackedCertificates, Series 2006-20

Randall S. Miller & Associates, PLLCAttorneys for Assignee of Mortgage/MortgageeOne Financial Plaza,120 South Sixth Street, Suite 1100Minneapolis, MN 55402Phone: 612-573-3677Our File No. 11MN00876-1THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.A S A P # 4 1 9 4 7 3 2 0 2 / 1 6 / 2 0 1 2 ,02/23/2012, 03/01/2012, 03/08/2012,03/15/2012, 03/22/20122904128 2/16-3/22/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 16, 2004MORTGAGOR: Susan Boh lken , a

single person.MORTGAGEE: Lakeland Mortgage

Corp..DATE AND PLACE OF RECORDING:Recorded May 10 , 2004, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: TCF Mortgage Corpora-

tion. And thereafter assigned to:Mortgage Electronic Registration Sys-tems, Inc. And thereafter assigned to:U.S. Bank, National Association.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Lakeland Mortgage Corp.


MORTGAGED PROPERTY ADDRESS:469 Tiffany Drive, Hastings, MN 55033


ERTY:Lot 11, Block 1, Cari Park, accord-ing to the recorded plat thereof, andsituate in Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS














NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: October 10,


MORTGAGE: $256,000.00MORTGAGOR(S): William G. Rogers

and Debora D. Rogers, Husband andWifeMORTGAGEE: World Savings Bank,

FSBDATE AND PLACE OF RECORDING:Recorded: October 31, 2006 Dakota

County RecorderDocument Number: 2472435Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: World Savings

Bank, FSBRes iden t ia l Mortgage Serv icer :

Wachovia Mortgage, FSBMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 12525 Pinehurst

Dr, Burnsville, MN 55337-3455T a x P a r c e l I D N u m b e r :


ERTY: Lot 12, Block 2, Pinehurst,Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE






under Minn. Stat. §580.30 or the prop-erty is not redeemed under Minn. Stat.

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MORTGAGE: $226,000.00MORTGAGOR(S): Ryan Swenson, an

unmarried man and Brandon Swenson,an unmarried manMORTGAGEE: World Savings Bank,

FSBDATE AND PLACE OF REGISTER-

ING:Registered: November 23 , 2005

Dakota County Registrar of TitlesDocument Number: 579825Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-


Bank, FSBResidential Mortgage Servicer: Wells

Fargo Bank, N.A.Mortgage Originator: Not ApplicableCERTIFICATE OF TITLE NUMBER:

138233COUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 13990 Holyoke

Path, Apple Valley, MN 55124-9412T a x P a r c e l I D N u m b e r :


ERTY: Lot Seven (7), Block One (1), inPalomino Lakeside Meadows 5th Addi-tion according to the recorded platthereof now on file and of record in theOffice of the Registrar of Titles in andfor Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE


ments have been complied with; thatno action or proceeding has been insti-tuted at law or otherwise to recover thedebt secured by said mortgage, or anypart thereof; that this is registeredproperty;PURSUANT to the power of sale con-

t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: May 04,

2012 at 10:00 AMPLACE OF SALE: Dakota County


under Minn. Stat. §580.30 or the prop-erty is not redeemed under Minn. Stat.§580.23, the Mortgagor must vacatethe property on or before 11:59 p.m. onNovember 05, 2012, or the next busi-ness day if November 05, 2012 falls ona Saturday, Sunday or legal holiday.Mortgagor(s) released from financial




REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: March 22, 2012

MORTGAGEE: Wells Fargo Bank,N.A.

Wilford, Geske & Cook P.A.Attorneys for MortgageeLawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 018299F022939817 3/22-4/26/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: M a r c h 4 ,

2004MORTGAGORS: Teresa J. Nelson and

Daniel W. Nelson, Wife and Husband.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded March 25, 2004, Dakota



National Association.TRANSACTION AGENT: Mortgage



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: CTX Mortgage Company,LLC


MORTGAGED PROPERTY ADDRESS:14400 Bayberry Circle, Rosemount, MN55068

T A X P A R C E L I . D . # :34-14703-01-180


Lot 18, Block 1, Bloomfield 4thAddition, Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on November 12, 2012,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.



Dated: March 15, 2012JPMorgan Chase Bank, NationalAssociationMortgagee/Assignee of Mortgagee


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erty is not redeemed under Minn. Stat.§580.23, the Mortgagor must vacatethe property on or before 11:59 p.m. onOctober 01, 2012, or the next busi-ness day if October 01, 2012 falls on aSaturday, Sunday or legal holiday.Mortgagor(s) released from financial





MORTGAGEE: Wells Fargo Bank,N .A . also known as WachoviaMortgage, a division of WellsFargo Bank, N.A., and formerlyknown as Wachovia Mortgage,FSB, formerly known as WorldSavings Bank, FSB



NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: March 26,


MORTGAGE: $141,200.00MORTGAGOR(S): Alexander Svir-

shch and Viktoria Svirshch, husbandand wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor America's Wholesale Lender, itssuccessors and assignsDATE AND PLACE OF REGISTER-

ING:Registered: April 27, 2004 Dakota

County Registrar of TitlesDocument Number: 535497ASSIGNMENTS OF MORTGAGE:And assigned to: The Bank of New

York Mellon FKA The Bank of NewYork as Trustee for the Benefit of theCertificateholders of the CWABS

Inc., Asset-Backed Certificates, Series2004-5Dated: October 28, 2011Registered: November 10 , 2011

Dakota County Registrar of TitlesDocument Number: T686952Transaction Agent: Mortgage Elec-


cation Number: 100015700035628649Lender or Broker: America's Whole-


of America, N.A.Mortgage Originator: Not ApplicableCERTIFICATE OF TITLE NUMBER:


LOCATED: DakotaProperty Address: 13754 Heywood

Ct, Apple Valley, MN 55124-9588T a x P a r c e l I D N u m b e r :


ERTY: Lot 2, Block 1, Common Inter-est Community No. 321, WildwoodF irst Addi t ion, according to therecorded plat thereof.AMOUNT DUE AND CLAIMED TO BE








A DEBT COLLECTOR ATTEMPT-

A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANYINFORMATION OBTAINED WILL BEUSED FOR THAT PURPOSE.THE RIGHT TO VERIFICATION OF



ASSIGNEE OF MORTGAGEE:THE BANK OF NEW YORKMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THEBENEFIT OF THECERTIFICATEHOLDERS OF THECWABS INC . , ASSET -BACKEDCERTIFICATES, SERIES 2004-5





MORTGAGE: $330,000.00MORTGAGOR(S): Daniel H. Larkin

and Sheri L. Larkin, Husband and WifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for Forteva, LLC., dba FortevaFinancial Services, its successors andassigns.DATE AND PLACE OF REGISTER-

ING:Reg iste red : Feb rua ry 24, 2005

Dakota County Registrar of TitlesDocument Number: 559610ASSIGNMENTS OF MORTGAGE:A n d a s s i g n e d t o : B A N K O F

AMERICA , N .A . , SUCCESSOR BYMERGER TO BAC HOME LOANS SER-VICING, LP FKA COUNTRYWIDE HOMELOANS SERVICING LPDated: October 25, 2011Registered: November 08, 2011

Dakota County Registrar of TitlesDocument Number: T686810Transaction Agent: Mortgage Elec-


cation Number: 100060677001428077Lender or Broker: Forteva, LLC., dba

Forteva Financial ServicesResidential Mortgage Servicer: Bank



LOCATED: DakotaProperty Address: 20880 Indepen-

dence Ave, Lakeville, MN 55044-5878T a x P a r c e l I D N u m b e r :


ERTY: Lot 6, Block 5, Marion FieldsSecond Addition, according to therecorded plat thereof.AMOUNT DUE AND CLAIMED TO BE










REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BE

RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: February 16, 2012

ASSIGNEE OF MORTGAGEE :Bank of America, N.A., Successorby Merger to BAC Home LoansServicing, LP FKA CountrywideHome Loans Servicing LP




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE:June 30, 1994MORTGAGORS: John M . Paw lenty

and Jodi L. Pawlenty, Husband andWife.

MORTGAGEE: Norwest Mortgage,Inc..

DATE AND PLACE OF RECORDING:Recorded August 19, 1994, Dakota

Recorded August 19, 1994, DakotaCoun ty Recorder , Documen t No.1236374.

ASSIGNMENTS OF MORTGAGE :Assigned to: Universal Mortgage

Corporation of Wisconsin. And there-after assigned to: U.S. Bank NationalAssociation.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Norwest Mortgage, Inc.


MORTGAGED PROPERTY ADDRESS:131 Ash Street East, South Saint Paul,MN 55075


ERTY:Lot Sixteen, Block Two (2), SunnyV iew Terrace, According to theRecorded Plat Thereof on File and ofRecord in the Office of the CountyRecorder, Dakota County, Minne-sota.COUNTY IN WHICH PROPERTY IS















default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: January 8,


MORTGAGE: $315,000.00MORTGAGOR(S): Roger D Garrett, a

single manMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Bear Stearns Residential MortgageCorpTRANSACTION AGENT: Mortgage

Electronic Registration Systems, Inc.MIN#: 100386100002542033SERVICER: Ocwen Loan Servicing,

LLCLENDER: Bear Stearns Residential

Mortgage Corp.DATE AND PLACE OF F IL ING :

Dakota County Minnesota,Registrar ofTitle , on February 27, 2007, as Docu-ment No. 606646.ASSIGNED TO: U.S. Bank National

Association, as Trustee for the regis-tered holders of Bear Stearns AssetBacked Securities I Trust 2007-HE4Asset-Backed Certificates , Series2007-HE4 Dated: July 28, 2011 , and

2007 HE4 Dated: July 28, 2011 , andrecorded August 19, 2011 by Docu-ment No. T683265 .LEGAL DESCRIPTION OF PROP -

ERTY : Lo t 3 , B lock 7 , in EurekaEstates 1st Addition, Dakota County,Minnesota.PROPERTY ADDRESS: 24220 Holy-

oke Path, Lakeville, MN 55044PROPERTY I.D: 13-24660-07-030COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFTHE NO T I C E : T h r e e H u n d r e dForty-Four Thousand Four HundredTwenty-Six and 30/100 ($344,426.30)THAT no action or proceeding has




Office, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343topay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the pre-mises and the costs and disburse-men ts a l lowed by law . The t imeallowed by law for redemption by saidmortgagor(s), their personal represen-tatives or assigns is 6.00 months fromthe date of sale. If Mortgage is notreinstated under Minn. Stat. 580.30 orthe property is not redeemed underMinn. Stat. 580.23, the Mortgagor mustvacate the property on or before 11:59p.m. on October 10, 2012, or the nextbusiness day if October 10, 2012 fallson a Saturday, Sunday or legal holiday.

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR`S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."Dated: February 23, 2012

U.S. Bank National Association,as Trustee for the registeredholders of Bear Stearns AssetBacked S e cu r i t i e s I T r u s t2007-HE4 Asset-BackedCertificates, Series 2007-HE4


PUBLIC NOTICENOTICE OF MORTGAGE

ORECLOSURE SALETHE RIGHT TO VERIFICATION OF

THE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN: That

default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: October 5,


MORTGAGE: $152,000.00MORTGAGOR(S): Tollie Thomas, Jr,

A Single PersonMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor WMC Mortgage Corp.TRANSACTION AGENT: Mortgage


LLCLENDER: WMC Mortgage Corp..DATE AND PLACE OF F IL ING :

Dakota County Minnesota,Registrar ofT it le , on December 29, 2006 , asDocument No. 603367.ASSIGNED TO: U.S. Bank National

Association, as Trustee for the regis-tered holders of Mastr Asset BackedSecurities Trust 2007-WMC1MortgagePass -Through Cert i f icates Ser ies2007-WMC1 Dated: April 16, 2010 , andrecorded May 18, 2010 by DocumentNo. T662082 .LEGAL DESCRIPTION OF PROP -

ERTY : Lot 9, B lock 11, Pa lominoWoods, Dakota County, State of Min-nesotaPROPERTY ADDRESS: 14070 Hey-

wood Path, Apple Valley, MN 55124PROPERTY I.D: 01-56775-11-090COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFTHE NOTICE: One Hundred Sixty-SixThousand Three Hundred Eight and02/100 ($166,308.02)THAT no action or proceeding has


��


NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: May 04, 2005ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $301,383.00MORTGAGOR(S): Godfrey Teed and

Theresa Teed, husband and wifeMORTGAGEE: CTX Mortgage Com-

pany, LLCDATE AND PLACE OF RECORDING:Recorded: May 26 , 2005 Dakota

County RecorderDocument Number: 2325878ASSIGNMENTS OF MORTGAGE:And ass igned to: Cen tex Home

Equity Company, LLCDated: September 28, 2005Recorded: October 03, 2005 Dakota


cation Number: Not ApplicableLender or Broker: CTX Mortgage

Company, LLCRes iden t ia l Mortgage Serv icer :

Nationstar Mortgage, LLCMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 13949 Autumn Ct,

Rosemount, MN 55068-2468T a x P a r c e l I D N u m b e r :


ERTY : Lot 6 , Block 1, Meadows ofB loomfield 2nd Addit ion, DakotaCounty, Minnesota.AMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE :Nationstar Mortgage, LLC


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mortgage, and/or applicable statutes;PURSUANT, to the power of sale con-

tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:

DATE AND TIME OF SALE: 10:00 AMon April 10, 2012PLACE OF SALE : Sherif f`s Main

Office, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343to pay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the pre-mises and the costs and disburse-men ts a l lowed by law . The t imeallowed by law for redemption by saidmortgagor(s), their personal represen-tatives or assigns is 6.00 months fromthe date of sale. If Mortgage is notreinstated under Minn. Stat. §580.30or the property is not redeemed underMinn. Stat. §580.23, the Mortgagormust vacate the property on or before11:59 p.m. on October 10, 2012, or thenext business day if October 10, 2012falls on a Saturday, Sunday or legalholiday.

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR`S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."Dated: February 23, 2012

U.S. Bank National Association,as Trustee for the registeredholders of Mastr Asset BackedS e c u r i t i e s T r u s t2007-WMC1MortgagePass-Through Certificates Series2007-WMC1

Randall S. Miller & Associates, PLLCAttorneys for Assignee of Mortgage/MortgageeOne Financial Plaza,120 South Sixth Street, Suite 1100Minneapolis, MN 55402Phone: 612-573-3677Our File No. 10MN00199-2 TTHIS IS A COMMUNICATION FROMA DEBT COLLECTOR.A S A P # 4 2 0 0 0 4 3 0 2 / 2 3 / 2 0 1 2 ,03/01/2012, 03/08/2012, 03/15/2012,03/22/2012, 03/29/20122912995 2/23-3/29/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: November 15,

2007MORTGAGOR: John F ischer , aka

John D. Fischer, a single person.MORTGAGEE:PNC Bank, National

Association, s/b/m to National CityMortgage a division of National CityBank.

DATE AND PLACE OF RECORDING:Recorded December 5, 2007, Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: National City Mortgage adivision of National City Bank

RESIDENTIAL MORTGAGE SER -VICER: PNC Bank, National Associa-tion

MORTGAGED PROPERTY ADDRESS:84 Riverwoods Lane, Burnsville, MN55337


ERTY:Lot 2, Block 2, Townhouse Villagesat River Woods 2nd AdditionCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-

TIME AND DATE TO VACATE PROPERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on October 15, 2012 unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.



Dated: February 14, 2012.PNC Bank, National AssociationMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: J u n e 1 3 ,

2003MORTGAGORS: David K. Roiger and

Vickie L. Roiger, Husband and Wife.MORTGAGEE: Mortgage Source, Inc..DATE AND PLACE OF RECORDING:Recorded July 24, 2003 , Dakota



Association.TRANSACTION AGENT: NONETRANSACTION AGENT 'S MORT -


LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Mortgage Source, Inc.


MORTGAGED PROPERTY ADDRESS:17495 Grove Avenue, Lakeville, MN55044


ERTY:Lot 9, Block 2, Cherry View SecondAdditionCOUNTY IN WHICH PROPERTY IS










"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."





default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 13, 2006MORTGAGOR: A i k o S t e a rn s , an

unmarried woman.MORTGAGEE: J PM o r g a n C h a s e

Bank, National Association, successorin interest by purchase from the Fed-eral Deposit Insurance Corporation asReceiver for Washington Mutual Bankf/k/a Washington Mutual Bank, FA.

DATE AND PLACE OF RECORDING:Recorded May 12 , 2006 , Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE : Washington Mutua lBank, FA


MORTGAGED PROPERTY ADDRESS:3140 Farnum Drive, Unit A, Eagan, MN55121

T A X P A R C E L I . D . # :10-18151-040-03


Lot 4, B lock 3 , Coachman LandCompany 2nd Addit ion, DakotaCounty, MinnesotaCOUNTY IN WHICH PROPERTY IS















default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: Oc tober 20 ,

2004MORTGAGORS: Allen R. Patrin and

Cindy M. Patrin, Husband and Wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Registered December 20 , 2004,

Dakota County Registrar of Titles,Document No. 554722, Certificate ofTitle No. 134578.


Association.Sa id Mortgage being Registered


Electronic Registration Systems, Inc.





MORTGAGED PROPERTY ADDRESS:808 3rd Street, Farmington, MN 55024


ERTY:Exhibit “A”

The South Fifty (S50) feet of LotsOne (1), Two (2 ) , and Three (3 ) ,except the West Ten (W10) feet of LotThree (3), in Block Thirty Six (36) ofM. Moes Addition to Farmington,Minn; and that portion of Shepley’sAddition to Farmington, Minnesota,described as follows: starting at theNortheast corner of Lot One (1),Block One (1), of Shepley’s Additionto Farmington, Minnesota, as plat-ted, thence North Ten (N10) feet,more or less to the Southeast cor-ner of Lot One (1), Block Thirty Six(36), M. Moes Addition to Farming-ton, Minn.; thence West along theNorth line of Shepley’s Addition toFarmington, Minnesota, which isalso the South line of M. Moes Addi-tion to Farmington, Minn. to a pointTen (10) feet North of the Northwestcorner of Lot One (1), Block One (1),Shepley’s Addition to Farmington,Minnesota; thence South Ten (S10)feet to the Northwest corner of saidLo t One (1 ) , B l ock One (1 ) o fShepley’s Addition to Farmington,Minnesota, and thence East alongthe North line of said Lot One (1),Block One (1), Shepley’s Addition toFarmington, Minnesota, to the pointof beginning, according to therecorded plat thereof and situate inDakota County, Minnesota.COUNTY IN WHICH PROPERTY IS



DUE AS OF DATE OF NOT I CE ,INCLUDING TAXES, IF ANY, PAID BYMORTGAGEE: $164,448.97





T IME AND DATE TO VACATEPROPERTY: If the real estate is anowne r - o c cup i e d , s i n g l e - f ami l ydwelling, unless otherwise provided bylaw, the date on or before which themortgagor(s) must vacate the propertyif the mortgage is not reinstated undersection 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on October 1, 2012, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.







default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: June 1, 2007MORTGAGOR: Jacqueline M . Tap-

pella, A Single Person.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc.

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded Ju ly 3 , 2007 , Dako ta








MORTGAGED PROPERTY ADDRESS:1950 Rose Way, Hastings, MN 55033


ERTY:Unit No. 506 , Common InterestCommunity Number 511, A Condo-minium, Pra ir ie R idge , Dako taCounty, Minnesota.COUNTY IN WHICH PROPERTY IS











Dated: February 16, 2012.JPMorgan Chase Bank, NationalAssociationMortgagee/Assigneeof Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: February 25,

2008MORTGAGOR: Meaghan E. Legg, a

single person.MORTGAGEE: Mortgage Electronic


Coun ty Recorder , Documen t No.2575915, corrected by Correct iveMo r tgage reco reded as Doc . No.2584662.




LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Marketplace Home Mort-gage, LLC

RESIDENTIAL MORTGAGE SER -

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NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: June 17, 2005ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $180,000.00MORTGAGOR(S): Sherry Ann Peter-

son, an unmarried womanMORTGAGEE: World Savings Bank,

FSBDATE AND PLACE OF REGISTER-

ING:Registered: July 12, 2005 Dakota

County Registrar of TitlesDocument Number: 569201Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-



Fargo Bank, N.A.Mortgage Originator: Not ApplicableCERTIFICATE OF TITLE NUMBER:


LOCATED: DakotaProperty Address: 12505 Skyline Dr,

Burnsville, MN 55337-2968T a x P a r c e l I D N u m b e r :


ERTY: Lot 10, Block 5, Skyline ViewAddition, Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE













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RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc.

MORTGAGED PROPERTY ADDRESS:20583 Hampshire Way, Lakeville, MN55044

T A X P A R C E L I . D . # :22-82052-730-02


Lot 73, Block 2, Village Creek 3rdAddi t ion , CIC No. 346 , Dako taCounty, MinnesotaCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on _October 12 , 2012 ,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.






THE RIGHT TO VERIFICATIONOF THE DEBT AND IDENTITY OFTHE ORIGINAL CREDITOR WITHINTHE TIME PROVIDED BY LAW ISNOT AFFECTED BY THIS ACTION.Notice is hereby given that default

has occurred in conditions of the fol-lowing described mortgage:DATE OF MORTGAGE: March 3, 2006MORTGAGORS: Paul O'Connell and

Brenda O'Connell, husband and wifeMORTGAGEE: New Century Mort-

gage CorporationDATE AND PLACE OF RECORDING:Recorded: March 13, 2007Dakota County Registrar of TitlesDocument #: 607207ASSIGNMENTS OF MORTGAGE:Said mortgage was assigned to Deut-

sche Bank National Trust Company, asIndenture Trustee, for New CenturyHome Equity Loan Trust 2006-1 onApril 21, 2011 and said assignmentwas recorded on February 2, 2012 andgiven document number T690969.LEGAL DESCRIPTION OF PROP-

ERTY:THAT PART OF LOT SIX (6 ) ,BLOCK ONE (1) , OAK CLIFF ,ACCORDING TO THE PLAT ONFILE AND OF RECORD IN THEO F F I C E O F T H E C O U N T YRECORDER, DAKOTA COUNTY,MINNESOTA, LYING WEST OFTHE FOLLOWING DESCRIBEDLINE:COMMENCING AT THE NORTH-WEST CORNER OF SAID LOT SIX( 6 ) ; T H E N C E N O R T H 8 9DEGREES 48 MINUTES 04 SEC-ONDS EAST ASSUMED BEARINGALONG THE NORTH LINE OFSAID LOT SIX (6) FOR A DIS-TANCE OF 51.07 FEET TO THEPOINT OF BEGINNING; THENCESOUTH 01 DEGREES 15 MIN-UTES 20 SECONDS WEST FOR ADISTANCE OF 102 .09 FEET ;THENCE SOUTH 03 DEGREES 23MINUTES 26 SECONDS WEST

MINUTES 26 SECONDS WESTFOR A DISTANCE OF 42 .20 ,THENCE SOUTH 05 DEGREES 27MINUTES 23 SECONDS WESTFOR A DISTANCE OF 44.12 FEETPLUS OR MINUS TO THE SOUTHLINE OF SAID LOT SIX (6) ANDTHERE TERMINATING.The Torrens Certificate No. is

142126PARCEL ID #: 10-53550-064-01PROPERTY ADDRESS : 2245

Mahogany Way, Eagan, Minnesota55122TRANSACTION AGENT: N/ATRANSACTION AGENT ID NO.: N/ACURRENT MORTGAGE SERVICER:

Carrington Mortgage Services, Inc.COUNTY IN WHICH PROPERTY IS



DUE AS OF DATE OF NOT I CE ,INCLUDING TAXES, IF ANY PAID BYMORTGAGEE: $269,682.24

That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee /Ass ignee of Mortgageecomplied with all notice requirementsas required by statute; that no Mort-gago rs have been re leased f romfinancial obligation on said Mortgage;that no action or proceeding has beeninstituted by law to recover that debtsecured by said Mortgage, or any partthereof; that all conditions precedentto forec lose of the Mortgage andaccelera t ion of the deb t securesthereby have been fulfilled;

PURSUANT to the power of sa letherein contained, said Mortgage willbe foreclosed and the above describedproperty will be sold by the Sheriff ofsaid county as follows:

DATE AND TIME OF SALE: April 12,2012 at 10:00 amPLACE OF SALE: Dakota County

Law Enforcement Center, Lobby S-100,1580 Highway 55, Hastings, MN 55033to pay the debt the debt then securedby the Mortgage, and taxes, if any, onsa id premises , and the costs anddisbursements, including attorneys'fees allowed by law, subject to redemp-tion within six (6) months from thedate of sale by the mortgagors, theirpersonal representatives or assigns.

DATE TO VACATE PROPERTY: Thedate on or before which the mortgagormust vaca te the p rope r ty i f themortgage is not reinstated underMinnesota Statutes section 580.30 ofth e p r o p e r t y r e d e em e d un d e rMinnesota Statutes sections 580.23 isOctober 12, 2012 at 11:59 p.m. If theforegoing date is Saturday, Sunday, ora legal holiday, then the date to vacateis the next business day at 11:59 p.m.

MORTGAGORS RELEASED FROMFINANCIAL OBLIGATION ON MORT-GAGE: NoneTHE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.THIS COMMUNICATION IS FROM A

DEBT COLLECTOR ATTEMPTING TOCOLLECT A DEBT. ANY INFORMA-TION OBTAINED WILL BE USED FORTHAT PURPOSE.Dated: February 15, 2012

Deutsche Bank National TrustCompany, as Indenture Trustee,for New Century Home EquityLoan Trust 2006-1Mortgagee

Kenneth J. JohnsonMinnesota State Bar No. 0246074Johnson, Blumberg & Associates, LLCAttorney for Mortgagee230 W. Monroe St., Ste. 1125Chicago, IL 60606Phone 312-541-9710Fax 312-541-97112915858 2/23-3/29/12


NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: January 02,


MORTGAGE: $135,000.00MORTGAGOR(S): Kelly Zehoski, an

unmarried womanMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Provident Funding Associates, L.P.,its successors and assignsDATE AND PLACE OF RECORDING:Recorded: January 15, 2008 Dakota

County RecorderDocument Number: 2566342ASSIGNMENTS OF MORTGAGE:And assigned to: Provident Funding

Associates, L.P.Dated: August 22, 2011Recorded: August 29, 2011 Dakota



cation Number: 1000179-3517120077-3Lender or Broker: Provident Fund-

ing Associates, L.P.Residential Mortgage Servicer: Provi-

dent Funding Associates, L.P.Mortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 839 Dwane St,

South Saint Paul, MN 55075-1643



ERTY: Lot 1, Block 17, South ParkDivision No. 10, Dakota County, Min-nesota.AMOUNT DUE AND CLAIMED TO BE



t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: April 06,








ASSIGNEE OF MORTGAGEE :Provident Funding Associates,L.P.





2005MORTGAGORS: Brett J. Fisher and

Robin J. Fisher, Husband and Wife.MORTGAGEE: Tradition Mortgage.DATE AND PLACE OF RECORDING:Recorded February 7, 2006, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc.,

successor by merger with ABN AmroMortgage Group, Inc..



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Tradition Mortgage


MORTGAGED PROPERTY ADDRESS:18833 Dupont Way, Farmington, MN55024


ERTY:Lot 25, Block 4, Meadow Creek Sec-ond Addit ion, According to theRecorded P la t Thereof , Dako taCounty, MinnesotaCOUNTY IN WHICH PROPERTY IS






DATE AND TIME OF SALE: April 13,



TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is1 1 : 5 9 p . m . o n _ _ O c t o b e r 1 5 ,2012____________________, unless theredemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.


"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."Dated: February 14, 2012.

CitiMortgage, Inc.Mortgagee/Assignee of Mortgagee





MORTGAGE: $137,000.00MORTGAGOR(S): Bopha Soeun and

Pharoth Phal, Both Single PersonsMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for AmTrust Bank, its successorsand assignsDATE AND PLACE OF RECORDING:Recorded: October 23, 2008 Dakota

County RecorderDocument Number: 2619503ASSIGNMENTS OF MORTGAGE:And assigned to: Nationstar Mort-

gage, LLCDated: February 08, 2012Transaction Agent: Mortgage Elec-


cation Number: 100162500013760559Lender or Broker: AmTrust BankRes iden t ia l Mortgage Serv icer :


LOCATED: DakotaProperty Address: 3805 Laurel Ct,

Eagan, MN 55122-1622T a x P a r c e l I D N u m b e r :


ERTY: Lot 4, Block 1, Briar Hill 2ndAddition, Dakota County, MNAMOUNT DUE AND CLAIMED TO BE









THE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THE

ORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.THE TIME ALLOWED BY LAW FOR


ASSIGNEE OF MORTGAGEE :Nationstar Mortgage, LLC


PUBLIC NOTICENOTICE OF MORTGAGE

FORECLOSURE SALENOTICE IS HEREBY GIVEN , that

default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: December

27, 2006.MORTGAGOR(S): MDG Properties,

LLC, a Minnesota limited liabilitycompany.MORTGAGEE: Lehman Brothers

Bank, FSB.DATE AND PLACE OF RECORDING:

Filed January 4, 2007, Dakota CountyRecorder, as Document No. 2485996.ASSIGNMENT(S) OF MORTGAGE:

Assigned to Bayview Loan Servicing,LLC, by assignment dated January 5,2007, filed for record April 29, 2009, asDocument No. 2653417.The land described in said mortgage

is not registered land.MORTGAGE HOLDER (as defined in

section 58.02):Transaction Agent: NA.Transaction Agent's Mortgage Identi-

fication Number on Mortgage: NA.Lender or Broker: Bayview Loan

Servicing, LLC.Residential Mortgage Servicer: NA.MORTGAGE ORIGINATOR (as defined

in section 58.02): Lehman BrothersBank, FSB.MORTGAGED PROPERTY ADDRESS:

3105 East 65th Street, Inver GroveHeights, MN, 55076.T A X P A R C E L I . D . N O . :

20-00300-28-015.LEGAL DESCRIPTION OF PROP -

ERTY: The East 150.00 feet of the West631.00 feet of the South 453.33 feet ofthe South 1⁄2 of the Northwest 1⁄4 ofSection 3, Township 27, Range 22,Dakota County , M innesota , ly ingno r thwes te r ly o f the fo l l ow i n gdescribed line: Commencing at theSouthwest corner of said Northwest 1⁄4;thence easterly along the South line ofsaid Northwest 1⁄4, a distance of 599.94feet to the point of beginning of theline to be described; thence northeast-erly a distance of 179.96 feet, along atangen t ia l curve, concave to thenorthwest, with a central angle of 50degrees 38 minutes 00 seconds, and aradius of 203.63 feet; thence north-easterly tangent to said curve a dis-tance of 416.11 feet; thence northeast-erly a distance of 181.36 feet, along atangen t ia l curve, concave to thenorthwest, with a central angle of 33degrees 03 minutes 44 seconds, and aradius of 314.29 feet, to the South lineof the North 1859.22 feet and thereterminating.COUNTY IN WHICH PROPERTY IS

LOCATED: Dakota.ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $475,500.00.AMOUNT CLAIMED TO BE DUE ON

THE MORTGAGE ON THE DATE OFTHIS NOTICE: $552,365.23.The holder of the mortgage has com-

plied with all conditions precedent toacceleration of the debt secured by themortgage and foreclosure of the mort-gage and all notice and other require-ments of applicable statutes. That noaction or proceeding has been insti-tuted at law or otherwise to recover thedebt secured by said mortgage, or anypart thereof.PURSUANT to the power of sale con-

tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:DATE AND TIME OF SALE: April 19,

2012 at 10:00 a.m.PLACE OF SALE: Sheriff 's main

of f ice in the Dako ta Coun ty LawEnforcement Center, 1580 Highway 55,Lobby #S-100, in the City of Hastings,County of Dakota, State of Minnesota.to pay the debt then secured by saidmortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assigns.MORTGAGOR(S) RELEASED FROM

FINANCIAL OBLIGATION ON MORT-GAGE: none.Dated: February 24, 2012.

BAYVIEW LOAN SERVICING, LLC,Assignee

/s/ Sarah M. ZachSARAH M. ZACH -for-Atty. I.D. #391758MURNANE BRANDTAttorneys for Assignee30 East Seventh Street, Suite 3200St. Paul, Minnesota 55101Telephone (651) 227-941113940232921937 3/1-4/5/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: June 30, 2003MORTGAGOR: Yong Vang, a single

person.MORTGAGEE: PNC Bank, National

Association, s/b/m to National CityBank, s/b/m to National City MortgageCo., f/k/a NCMC NewCo., Inc., s/i/i toNational City Mortgage Co..

DATE AND PLACE OF RECORDING:Recorded September 3, 2003, Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ON

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MORTGAGE: $207,000.00MORTGAGOR(S): Nicolas L. Charles,

a single personMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Voyager Bank, its successors andassignsDATE AND PLACE OF REGISTER-

ING:Registered: September 06 , 2005

Dakota County Registrar of TitlesDocument Number: 573908ASSIGNMENTS OF MORTGAGE:And assigned to: THE BANK OF NEW

YORK MELLON FKA THE BANK OFNEW YORK, AS TRUSTEE FOR THECERTIFICATEHOLDERS OF CWALT,INC . , ALTERNATIVE LOAN TRUST2 0 0 5 - 5 5 C B , M O R T G A G EPASS -THROUGH CERTIFICATES ,SERIES 2005-55CBDated: July 15, 2011Registered: August 08, 2011 Dakota

County Registrar of TitlesDocument Number: T682690Transaction Agent: Mortgage Elec-


cation Number: 1000389-0001002461-5Lender or Broker: Voyager BankResidential Mortgage Servicer: Bank



LOCATED: DakotaProperty Address: 394 Mainzer St

East, West Saint Paul, MN 55118-1649T a x P a r c e l I D N u m b e r :


ERTY: Lot Three (3) in Block Two (2) ofKraft Addition according to the platthereof on file in the office of the Reg-ister of Deeds in and for said County,Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE:THE BANK OF NEW YORKMELLON FKA THE BANK OF NEWYORK, AS TRUSTEE FOR THECERT IF ICATEHOLDERS OFCWALT , INC . , ALTERNATIVELOAN TRUST 2005-55CB,MORTGAGE PASS -THROUGHC E R T I F I C A T E S , S E R I E S2005-55CB


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GAGE ORIGINATOR STATED ONMORTGAGE: National City MortgageCo.


MORTGAGED PROPERTY ADDRESS:4611 Audrey Avenue, Inver GroveHeights, MN 55077


ERTY:Lot 2, Block 4, Groveland ParkCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on October 15, 2012 unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.



Dated: February 14, 2012.PNC Bank, National AssociationMortgagee/Assignee of Mortgagee





2003MORTGAGORS: David A. Rupe and

Tina M. Rupe, Husband and Wife.MORTGAGEE: Opt imum Mortgage

Services Inc..DATE AND PLACE OF RECORDING:Recorded January 13, 2004, Dakota



tion. And thereafter assigned to:Mortgage Electronic Registration Sys-tems, Inc.. And thereafter assigned to:U.S. Bank National Association.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Optimum Mortgage Ser-vices Inc.


MORTGAGED PROPERTY ADDRESS:16542 Frazer Way, Lakeville, MN 55068


ERTY:Lot 5, Block 8, Donnay's Valley Park3rd Addi t ion, According to theReco rded pla t the reof , Dako taCounty, Minnesota.COUNTY IN WHICH PROPERTY IS



DUE AS OF DATE OF NOTICE, INCLUD-

DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT-GAGEE: $142,505.62












default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: July 25, 2003MORTGAGOR: Antoinette J. Ralston,

an unmarried woman.MORTGAGEE: J PM o r g a n C h a s e


DATE AND PLACE OF RECORDING:Recorded Sep tember 16 , 2003 ,

Dakota County Recorder, DocumentNo. 2110028.






MORTGAGED PROPERTY ADDRESS:253 East Arion Street, West St Paul,MN 55118


ERTY:Lot 10, Block 2, Hurleys 3rd Addi-tion to West St. PaulCOUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by said









default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: Au gu s t 28 ,

2006MORTGAGOR: Sherman J. Perrault,

A Single Person.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded Sep tember 18, 2006 ,






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Bell America MortgageLLC DBA Bell Mortgage


MORTGAGED PROPERTY ADDRESS:15371 Drexel Way, Apple Valley, MN55124


ERTY:Lot 5, Block 1, Apple Valley East

Third Addition, Dakota County, Min-nesota








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on October 19, 2012, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or

weeks under MN Stat. Secs. 580.07 or582.032.






NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: January 05,


MORTGAGE: $134,400.00MORTGAGOR(S): Mike T. Reis and

Tamera J. Reis, Husband and WifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for America's Wholesale Lender,its successors and assignsDATE AND PLACE OF RECORDING:Recorded: February 08, 2005 Dakota

County RecorderDocument Number: 2294296ASSIGNMENTS OF MORTGAGE:And assigned to: The Bank of New

York Mellon FKA The Bank of NewYork, as Trustee for the Certificate-h o l d e r s o f t h e CWA B S , I n c . ,Asset-Backed Certificates , Series2005-1Dated: October 20, 2011Reco rded : Decembe r 15 , 2011



cation Number: 1000157-0004676607-3Lender or Broker: America's Whole-



LOCATED: DakotaProperty Address: 252 1st Ave S,



ERTY: Lot 17, Block 15, Hepburn ParkAddition to the City of St. Paul, accord-ing to recorded plat thereof and situ-ate in Dakota County, MinnesotaAMOUNT DUE AND CLAIMED TO BE











DATED: February 23, 2012ASSIGNEE OF MORTGAGEE:The Bank of New York MellonFKA The Bank of New York, asTrustee for theCertificateholders of the CWABS,Inc., Asset-Backed Certificates,Series 2005-1





2006MORTGAGORS: Erik P. Williams and

Sarah A. Williams, husband and wife.MORTGAGEE:Argent Mortgage Com-

pany, LLC.DATE AND PLACE OF RECORDING:Reco rded Decembe r 14 , 2006 ,



National Association, successor ininterest by purchase from the FederalDeposit Insurance Corporation asReceiver for Washington Mutual Bank.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Argent Mortgage Com-pany, LLC


MORTGAGED PROPERTY ADDRESS:17110 Gannon Way West, Rosemount,MN 55068

T A X P A R C E L I . D . # :22-16703-060-01


Lot 6, Block 1, Cedar Highlands 4thAdditionCOUNTY IN WHICH PROPERTY IS













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MORTGAGE: $157,500.00MORTGAGOR(S): Lance Getz and

Ariane M. Getz, husband and wifeMORTGAGEE: World Savings Bank,

FSBDATE AND PLACE OF RECORDING:Recorded: January 21, 2005 Dakota




Fargo Bank, N.A.Mortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 6770 132nd St W,

Apple Valley, MN 55124-7908T a x P a r c e l I D N u m b e r :


ERTY: Lot 2, Block 1, Nordic WoodsSeventh Addition, according to therecorded plat thereof, Dakota County,Minnesota.AMOUNT DUE AND CLAIMED TO BE














THE RIGHT TO VERIFICATION OF THEDEBT AND IDENTITY OF THE

ORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOT

AFFECTED BY THIS ACTIONNOTICE IS HEREBY GIVEN: That

Default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: 08/25/2003ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $287,000.00MORTGAGOR(S): Paul E. Sonnen-

burg and Karen M. Sonnenburg, hus-band and wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for Provident Funding Associates,L.P.DATE AND PLACE OF F IL ING :

10/30/2003 as Document Number2133812 in the Office of the CountyRecorder, Dakota County, Minnesota

ASS IGNMENT OF MORTGAGE :Assigned to Provident Funding Associ-ates, L.P.DATE AND PLACE OF F IL ING :

02/23/2012 as Document Number2851381 in the Office of the CountyRecorder, Dakota County MinnesotaLEGAL DESCRIPTION OF PROP -

ERTY: Lot 4, Block 4, Andersons Cen-tury Farm Second Addition, DakotaCounty, MinnesotaSTREET ADDRESS OF PROPERTY:

17782 Idawood Path, Lakeville, MN55044COUNTY IN WHICH PROPERTY IS

LOCATED: DakotaT A X P A R C E L I . D . N O . :

22-11451-04-040LENDER: Provident Funding Associ-

ates, L.P.RESIDENTIAL MORTGAGE ORIGI-

NATOR: Provident Funding Associates,L.P.RESIDENTIAL MORTGAGE SER -

VICER: Provident Funding Associates,L.P.TRANSACTION AGENT: Mortgage

Electronic Registration Systems, Inc.MIN: 1000179-3513070070-7THE AMOUNT CLAIMED TO BE DUE

ON THE MORTGAGE ON THE DATE OFTHE NOTICE: $250,788.53No action or proceeding has been

instituted at law to recover the debtsecured by said mortgage, or any partthereof.There has been compliance with all

preforeclosure notice requirements ofsaid mortgage and/or applicable stat-utes.Pursuant to the power of sale con-

tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:D A T E A N D T I M E O F S A L E :

05/04/2012 at 10:00 A.M.PLACE OF SALE: Dakota Sheriff’s

Office, 1580 Highway 55, Hastings, MN55033to pay the debt then secured by saidmortgage and taxes, if any, on saidpremises and the costs and disburse-ments, including attorney fees allowedby law.The time allowed by law for redemp-

tion by said mortgagor(s), their per-sonal representatives or assigns is six(6) months from the date of sale.TIME AND DATE TO VACATE PROP-

ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on 11/04/2012.MORTGAGOR(S) RELEASED FROM

FINANCIAL OBLIGATION ON MORT-GAGE: NoneTHE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR’S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS THAT MORTGAGEDPREMISES ARE IMPROVED WITH ARESIDENTIAL DWELLING OF LESSTHAN FIVE UNITS, ARE NOT PROP-ERTY USED IN AGRICULTURAL PRO-DUCTION, AND ARE ABANDONED.Dated: 03/15/2012

Provident Funding Associates,L.P.,Mortgagee/Mortgage Assignee

Dunakey & Klatt, P.C.,By Brian G. Sayer and Crystal W. Rink,Attorneys for Mortgagee /MortgageAssignee531 Commercial Street, P.O. Box 2363Waterloo, IA 50701THIS IS A COMMUNICATION FROM ADEBT COLLECTOR AND ANY INFOR-MATION OBTAINED WILL BE USEDFOR THAT PURPOSE.2945161 3/22-5/3/12

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FORECLOSURE SALEDate: February 2, 2012YOU ARE NOTIFIED THAT:1. Default has occurred in the terms

and conditions of the Amended andRestated Declaration for Oak Leaf WestHomeowners Association (hereinafterthe "Association") which was recordedas Document No. 466846, in the Officeof the Registrar of Titles of DakotaCounty, Minnesota, and also, pursu-ant to Minn. Stat. '515B.3-116, cover-ing the following property:LEGAL DESCRIPTION: L o t F i f -teen (15), Block One (1) in OakLeaf P lat Three, CIC No. 350,

Leaf P lat Three, CIC No. 350,Dakota County, MinnesotaSTREET ADDRESS: 1712 East123rd Street , Burnsv i l le, MN55337T A X P A R C E L I D N O .02-53702-01-1502. Pursuant to said Amended and

Restated Declaration, there is claimedto be due and owing as of February 2,2012, from Janet Miriam Nelson, titleholder, to the Association, a Minne-sota non-profit corporat ion, theamount of $8,690.72 for unpaidassociation dues, late fees, attorneys'fees and costs, plus any other suchamounts that will accrue after Febru-ary 2 , 2012 , including reasonableattorneys' fees and costs of collectionand foreclosure which will be added tothe amount claimed due and owing atthe time of the sale herein.

3. No action is now pending at law orotherwise to recover said debt or anypart thereof. A writ of execution onthe judgment in Dakota County Dis-trict Court File No. 19HA-CV-11-34113was returned wholly unsatisfied andthe Association is abandoning itsefforts to collect said judgment.4. That all preforeclosure require-



6. The Amended and Restated Decla-ration, referenced above, and Minn.Stat. §§515B.3-115 and 515B.3-116provide for a continuing lien againstthe property. A Notice of Lien evi-dencing the amount due was recordedon October 22, 2010, as Document No.T669774 in the Dakota County Regis-trar of Titles' Office.

7. Pursuant to the power of sale con-ta ined in the same Amended andRestated Declaration and granted bythe owner in taking title to the pre-mises subject to said Declaration andpursuant to Minn. Stat. §§515B.3-115and 515B.3-116, said Lien will be fore-closed by the sale of said property bythe Sheriff of Dakota County, at theDakota County Sheriff's Office, DakotaCounty Law Enforcement Center, 1580Highway 55, Lobby S-100 , Hastings,MN 55033, on the 18th day of April,2012, at 10:00 a.m. at public auc-tion to the highest bidder, to pay theamount then due for said assess -ments, together with the costs of fore-closure, including attorneys fees asallowed by law.8. The t ime a l lowed by law fo r

redemption by the unit owner, her per-sonal representatives or assigns is six(6) months from the date of sale. Thedate and time to vacate the propertyis 11:59 p.m. on October 18, 2012,if the account is not reinstated orthe owner does not redeem from theforeclosure sale.




OAK LEAF WEST HOMEOWNERSASSOCIATION

Attorneys for Oak Leaf WestHomeowners AssociationTHOMSEN & NYBECK, P.A.By:Gretchen S. Schellhas (#195595)3600 American Blvd. West, Suite 400Bloomington, Minnesota 55431(952) 835-7000(Oak Leaf West / Nelson/ 10-7-326D)2915570 2/23-3/29/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: A u g u s t 6 ,

2009MORTGAGORS: Jacquelynn Sanders

and Matthew Sanders, Wife and Hus-band.


DATE AND PLACE OF RECORDING:Recorded Sep tember 17 , 2009,






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: The Business Bank DBAPrime Mortgage


MORTGAGED PROPERTY ADDRESS:3405 Brookview Drive, Burnsville, MN55337

TAX PARCEL I.D. #: 027325002062


ERTY:The East 77 Feet of Lot 6, Block 2,Sunset Terrace and the West 23 Feetof Lot 13, Block 4, Sunset Terrace2nd AdditionCOUNTY IN WHICH PROPERTY IS















default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: July 25, 2005MORTGAGOR: LaurieAnn M. Chris-

topherson, a married person.MORTGAGEE:Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded August 18, 2005, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc. And

thereafter assigned to: U.S. BankNational Association, as Trustee forStanwich Mortgage Loan Trust, Series2011-4.




RESIDENTIAL MORTGAGE SER -VICER: Carrington Mortgage ServicesLLC

MORTGAGED PROPERTY ADDRESS:13920 Autumnwood Court , Rose-mount, MN 55068


ERTY:UNIT NO . 3203 , MEADOWS OFBLOOMFIELD, COMMON INTERESTCOMMUNITY NUMBER 470, DAKOTACOUNTY, MINNESOTA.COUNTY IN WHICH PROPERTY IS




That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-

Mortgagee/Assignee of Mortgagee complied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the debtsecured by said mortgage, or any partthereof;







Dated: February 2, 2012.U.S. Bank, National Association,as TrusteeMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: March 21,

2001MORTGAGORS: Michael P. Liegl and

Sara J. Liegl, husband and wife.MORTGAGEE: Lakeland Mortgage

Corporation.DATE AND PLACE OF RECORDING:Recorded May 23 , 2001, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: Principal Residential

Mo r tgage , Inc . . And the rea f te rassigned to: Mortgage Electronic Reg-istration Systems, Inc.. And thereaf-ter assigned to: CitiMortgage, Inc..



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Lakeland Mortgage Cor-poration


MORTGAGED PROPERTY ADDRESS:124 9th Avenue North, South SaintPaul, MN 55075


ERTY:Lot 14, Block 3, Windsor Addition toSouth St. Paul, Minn.COUNTY IN WHICH PROPERTY IS






DATE AND TIME OF SALE: April 10, 2012 at 10:00 AM

PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemption

allowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.









MORTGAGE: $198,400.00MORTGAGOR(S): Yuriy Prokhorov

and Mariya Prokhorov, husband andwifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor GreenPoint Mortgage Funding, Inc.,its successors and assignsDATE AND PLACE OF RECORDING:Recorded: March 19, 2007 Dakota

County RecorderDocument Number: 2503434ASSIGNMENTS OF MORTGAGE:And assigned to: Aurora Loan Ser-

vices, LLCDated: January 06, 2011Recorded: February 15, 2011 Dakota

County RecorderDocument Number: 2786397And assigned to: Aurora Bank FSBDated: November 08, 2011Transaction Agent: Mortgage Elec-


cation Number: 100013800914438045Lender or Broker: GreenPoint Mort-

gage Funding, Inc.Res iden t ia l Mortgage Serv icer :

Aurora Bank, FSBMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 3321 Brookview



ERTY: Lot 12, Block 4, Sunset Terrace2nd Addition, Dakota County, Minne-sota.AMOUNT DUE AND CLAIMED TO BE









THE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOT

TIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.THE TIME ALLOWED BY LAW FOR


ASSIGNEE OF MORTGAGEE :Aurora Bank FSB


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2002MORTGAGOR: E n g u d a y e T .

Ashagere, a single person.MORTGAGEE: We l ls Fa rgo Home

Mortgage, Inc.DATE AND PLACE OF RECORDING:Recorded April 29, 2002, Dakota



Association, successor by merger tothe Leader Mortgage Company.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Wells Fargo Home Mort-gage, Inc.


MORTGAGED PROPERTY ADDRESS:15839 Gooseberry Way, Apple Valley,MN 55124

TAX PARCEL I.D. #: 01-49106-01210LEGAL DESCRIPTION OF PROP -

ERTY:Lot 21, Block 1 Morning View 7thAddition, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS













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default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 30, 2004MORTGAGORS: M ichael C . Doy le

and Kathleen A. Doyle, husband andwife.

MORTGAGEE: Anchor Bank, WestSaint Paul, N.A..

DATE AND PLACE OF RECORDING:

DATE AND PLACE OF RECORDING:Registered June 8, 2004, Dakota



tion. And thereafter assigned to:Mortgage Electronic Registration Sys-tems, Inc. And thereafter assigned to:U.S. Bank National Association.Sa id Mortgage being Registered



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Anchor Bank, West SaintPaul, N.A.


MORTGAGED PROPERTY ADDRESS:300 Sherwood Court, West Saint Paul,MN 55118


ERTY:Lot 13, Block 1, in Howard Runge's2nd AdditionCOUNTY IN WHICH PROPERTY IS















default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: May 18, 2007MORTGAGOR: Lisa Marie Oliver, A

Single Person.MORTGAGEE: J PM o r g a n C h a s e

Bank, National Association, s/i/i bypurchase from Federal Deposit Insur-ance Corporation as Receiver for Wash-ington Mutual Bank f/k/a WashingtonMutual Bank, FA..

DATE AND PLACE OF RECORDING:Recorded May 30 , 2007 , Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE : Washington Mutua lBank, FA.

RESIDENTIAL MORTGAGE SER -VICER : JPMo rgan Chase Bank ,

VICER : JPMo rgan Chase Bank ,National Association

MORTGAGED PROPERTY ADDRESS:16337 Holbrook Avenue, Lakeville, MN55044


ERTY:Lot 1, Block 1, Vermillion SpringsAddition, Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on October 22 , 2012 ,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.








MORTGAGE: $139,359.00MORTGAGOR(S): Brian Lee Sand-

berg, Husband and Sheryl J. Sandberg,Wife

MORTGAGEE: Mortgage ElectronicRegistration Systems, Inc., as nomi-nee for Suntrust Mortgage, Inc. itssuccessors and assignsDATE AND PLACE OF RECORDING:Recorded: October 06, 2008 Dakota

County RecorderDocument Number: 2616384ASSIGNMENTS OF MORTGAGE:And assigned to: Suntrust Mortgage,

Inc.Dated: September 21, 2011Recorded: Sep tember 22 , 2011



cation Number: 100010402834914057Lender or Broker: Suntrust Mort-

gage, IncResidential Mortgage Servicer: Sun-

Trust Mortgage, Inc.Mortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 773 Evergreen Ct,



ERTY: Lot 65, Block 1, Wood Park PlatEleven, Dakota County, MinnesotaAMOUNT DUE AND CLAIMED TO BE



PURSUANT to the power of sale cont a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: April 13,








ASSIGNEE OF MORTGAGEE :Suntrust Mortgage, Inc.




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: May 4, 2007MORTGAGOR:Miriam Attias-Magana,


Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded May 29, 2007 , Dakota






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Bankers Mortgage Com-pany, LLC


MORTGAGED PROPERTY ADDRESS:15587 Eagles Nest Way, Apple Valley,MN 55124


ERTY:Unit No. 403, CIC Number 484, ACondominium, Legacy Homes atCobb lestone Lake North Shore,Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s an

ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on October 15, 2012, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.







default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: May 23, 2006MORTGAGOR: She r y l A . Dah l , A

Single Woman.MORTGAGEE: C it iMortgage, Inc . ,

s/b/m with ABN Amro Mortgage Group,Inc..

DATE AND PLACE OF RECORDING:Recorded June 14, 2006, Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE : ABN Amro MortgageGroup, Inc.


MORTGAGED PROPERTY ADDRESS:1700 Four Oaks Road, Unit 316, Eagan,MN 55121


ERTY:Situated In The County Of DakotaAnd State Of Minnesota: Unit 316,Coachman Oaks Condominium,Dakota County, Minnesota Condo-minium File No.45.COUNTY IN WHICH PROPERTY IS










"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION

MINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."





default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: June 12, 2006ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $347,000.00MORTGAGOR(S): John Strangis,

single manMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor EquiFirst CorporationTRANSACTION AGENT: Mortgage


LLCLENDER: EquiFirst Corporation.DATE AND PLACE OF F IL ING :

Dakota County Minnesota,Registrar ofTitle , on August 3, 2006, as Docu-ment No. 595324.ASSIGNED TO: DEUTSCHE BANK

NATIONAL TRUST COMPANY AsTrustee for the registered holder ofSoundview Home Loan Trust 2006-EQ1Asset-Backed Certificates , Series2006-EQ1 Dated: December 13, 2011 ,and recorded January 24, 2012 byDocument No. T690492 .LEGAL DESCRIPTION OF PROP -

ERTY: Lot Twenty-six (26), Block One(1), in Rode`o Hills, according to therecorded plat thereof, Dakota County,MinnesotaPROPERTY ADDRESS: 13335 Hun-

tington Circle, Apple Valley, MN 55124PROPERTY I.D: 01-64500-01-260COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFTHE NO T I C E : T h r e e H u n d r e dFifty-Nine Thousand Four HundredForty-Five and 03/100 ($359,445.03)THAT no action or proceeding has





"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR`S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."Dated: March 1, 2012

DEUTSCHE BANK NATIONALTRUST COMPANY As Trustee forthe registered holder ofSoundv iew Home Loan Trust2006-EQ1 Asset-BackedCertificates, Series 2006-EQ1


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NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: April 16, 2003ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $216,000.00MORTGAGOR(S): Steven J Filek and

Monica M Filek, Husband and WifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for Summit Mortgage Corporation,its successors and assigns.DATE AND PLACE OF RECORDING:Recorded: June 03, 2003 Dakota

County RecorderDocument Number: 2055846ASSIGNMENTS OF MORTGAGE:And assigned to: Countrywide Home

Loans, Inc.Dated: August 19, 2008Recorded: August 26, 2008 Dakota

County RecorderDocument Number: 2610057And assigned to: BAC Home Loans

Servicing, LPDated: October 21, 2009Recorded: October 27, 2009 Dakota



cation Number: 1000619-031050004-5Lender or Broker: Summit Mortgage

CorporationResidential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 5910 180th St W,

Farmington, MN 55024-7019T a x P a r c e l I D N u m b e r :


ERTY: Lot 9, Block 3, Deer MeadowSecond Addition, Dakota County, Min-nesota.AMOUNT DUE AND CLAIMED TO BE









THE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: March 22, 2012

ASSIGNEE OF MORTGAGEE :BANK OF AMERICA, N.A.,SUCCESSOR BY MERGER TOBAC HOME LOANS SERVICING,LP FKA COUNTRYWIDE HOMELOANS SERVICING, LP



State of MinnesotaCounty of Dakota


Court File Number: _____________Case Type: Partition

_____________________________________David J. Rudnick,

Plaintiff,vs.Daniel J. Rudnick; John Doe and MaryRoe; and All Other Persons UnknownHaving or Claiming an Interest in theProperty Described in the ComplaintHerein,

Defendants._______________________________________THIS SUMMONS IS DIRECTED TODANIEL J. RUDNICK.1. YOU ARE BEING SUED. The

Plaintiff has started a lawsuit againstyou. The Plaintiff's Complaint againstyou is attached to this summons. Donot throw these papers away. They areofficial papers that affect your rights.You must respond to this lawsuit eventhough it may not yet be filed with theCourt and there may be no court filenumber on this summons.

2. YOU MUST REPLY WITHIN 20DAYS TO PROTECT YOUR RIGHTS.You must give or mail to the personwho signed this summons a writtenresponse called an Answer within 20days of the date on which you receivedthis Summons. You must send a copyof your Answer to the person whosigned this summons located at:Bridget McCauley Nason, LeVander,

Gillen & Miller, PA, 633 South Con-cord Street, Suite 400, South St. Paul,MN 55075.

3. YOU MUST RESPOND TO EACHCLAIM. The Answer is your writtenresponse to the Plaintiff's Complaint.In you r Ans we r you mu s t s ta tewhether you agree or disagree witheach paragraph of the Complaint. Ifyou believe the Plaintiff should not begiven everything asked for in the Com-p la in t , you must say so in yourAnswer.4. YOU WILL LOSE YOUR CASE

IF YOU DO NOT SEND A WRITTENRESPONSE TO THE COMPLAINTTO THE PERSON WHO SIGNEDTHIS SUMMONS . I f you do notAnswer within 20 days, you will losethis case. You will not get to tell yourside of the story, and the Court maydecide against you and award thePlaintiff everything asked for in thecomplaint. If you do not want to con-test the claims stated in the complaint,you do not need to respond. A defaultjudgment can then be entered againstyou for the relief requested in thecomplaint.5. LEGAL ASSISTANCE. You may


6 . ALTERNATIVE DISPUTERESOLUTION. The parties may agreeto or be ordered to participate in analternative dispute resolution processunder Rule 114 of the Minnesota Gen-eral Rules of Practice. You must stillsend your written response to theComplaint even if you expect to usealternative means of resolving this dis-pute.

7. THIS LAWSUIT MAY AFFECTOR BRING INTO QUESTION TITLETO REAL PROPERTY located inDakota County, State of Minnesota,legally described as follows:Lot Thirty-One (31) except theWest Twenty (20) feet thereof, andLot Thirty-Two (32), Block Three(3), Hutchinson's Addition to St.Paul, according to the recordedplat thereof.The object of this action is to obtain

a court order for partition of the RealProperty lega l ly descr ibed aboveaccording to the respective rights andinterests of the Plaintiff and Defen-dant Daniel Rudnick, including anorder for the sale of the Property, asprovided in Chapter 558 of the Minne-sota Statutes, and further providingtha t the proceeds of the sa le bebrought into court and equ itab lydivided between the parties accordingto their respective rights and interestsas provided by statute; to obtain ajudgment ordering that the costs,charges, and attorney fees and dis-bursements of this action be appor-tioned and paid as provided by statute;and awarding such other and furtherrelief as the Court deems just andequitable.______________Dated_________________________Bridget McCauley NasonAtty. Reg. No. 0347322633 South Concord StreetSuite 400South St. Paul, MN 55075(651) 451-1831Attorney for Plaintiff David J. Rudnick2938862 3/22-4/5/12

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default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: May 26, 2005MORTGAGOR: Thomas F. Vanhorn, a

single person.


Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded June 9, 2005, Dakota






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Prime Mortgage Corpora-tion


MORTGAGED PROPERTY ADDRESS:758 Eve rg reen Knol ls , Mendo taHeights, MN 55118


ERTY:Lot 9, Block 1, Evergreen Knolls 1stAddition, according to the recordedplat thereof, and situate in DakotaCounty, Minnesota.COUNTY IN WHICH PROPERTY IS















default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: Au gu s t 2 2 ,

2003MORTGAGOR: Angela J. Brickley, a

single person.MORTGAGEE: River City Mortgage

Corp.DATE AND PLACE OF RECORDING:Recorded November 3, 2003, Dakota



Association.TRANSACTION AGENT: NONETRANSACTION AGENT 'S MORT -


LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: River City Mortgage Corp


MORTGAGED PROPERTY ADDRESS:4417 Naper Bay, Eagan, MN 55122

TAX PARCEL I.D. #: 101779102097


ERTY:Unit 97 , Cliff Lake Courthomes ,Common Interest Community No.125, Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS














FORECLOSURE SALEDate: February 13, 2012YOU ARE NOTIFIED THAT:1. Default has occurred in the terms

and conditions of the Declaration ofCovenants Conditions, and Restric-t ions recorded as Documen t No.397941 (Lakebridge Association No. 2)and as Document No. 392793 (Lake-bridge Property Owners Association - amaster association), which was filed inthe of f ice of the Dako ta Coun tyRecorder, as amended, and also, pur-suant to Minn. Stat. '515B.3-116, cov-ering the following property:LEGAL DESCRIPTION OF PROP -ERTY: Apartment No. 63, BuildingNo. 16, Lakebridge CondominiumNo. 2, File #6, Dakota County, MNSTREET ADDRESS: 3420 ClomanWay East, Inver Grove Heights, MN55076T A X P A R C E L I D N U M B E R :20-44350-01-1902. Pursuant to said Declarations,

there is claimed to be due and owingas of February 13, 2012, from TameraK. Eide, title holder, to the Associa-tion, a Minnesota non-profit corpora-tion, the amount of $3,306.00 forunpaid association dues, late fees,attorneys' fees and costs, plus anyother such amounts that will accrueafter February 13, 2012, including rea-sonable attorneys' fees and costs ofcollection and foreclosure which willbe added to the amount claimed dueand ow ing at the t ime of the sa leherein.




6. The Dec larat ions , referencedabove, and Minn. Stat. §§515B.3-115and 515B.3-116 provide for a continu-ing lien against the property. A Noticeof Lien evidencing the amount due wasrecorded on November 28, 2011, asDocument No. 2832963 in the DakotaCounty Recorder's Office.

7. Pursuant to the power of sale con-tained in the same Declarations andgranted by the owner in taking title tothe premises subject to said Declara-

the premises subject to said Declarations and pursuant to Minn. Stat .§§515B.3-115 and 515B.3-116, saidLien will be foreclosed by the sale ofsaid property by the Sheriff of DakotaCounty, at the Dakota County SheriffsOffice, Dakota County Law Enforce-ment Center, 1580 Highway 55, LobbyS-100 , Hastings, MN 55033, on the20th day of April, 2012, at 10:00a.m. at public auction to the highestbidder, to pay the amount then due forsaid assessments, together with thecosts of foreclosure, including attor-neys fees as allowed by law.

8. The t ime a l lowed by law forredemption by the unit owner, her per-sonal representatives or assigns is six(6) months from the date of sale. Thedate and time to vacate the propertyis 11:59 p.m. on October 22, 2012,if the account is not reinstated orthe owner does not redeem from theforeclosure sale.




L A K E B R I D G E P R O P E R T YOWNERS' ASSOCIATION

Attorneys for Lakebridge PropertyOwners' AssociationTHOMSEN & NYBECK, P.A.By: ___________________Gretchen S. Schellhas (#195595)3600 American Blvd. West, Suite 400Bloomington, Minnesota 55431(952) 835-7000(Lakebridge/Eide/11-7-281D)2921456 3/1-4/5/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: June 6, 2003MORTGAGOR: Ke l l ey L . S t ish , a


Registration Systems, Inc..DATE AND PLACE OF RECORDING:Reco rded Novembe r 10 , 2003 ,


ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc..TRANSACTION AGENT: Mortgage



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Lakeland Mortgage Cor-poration


MORTGAGED PROPERTY ADDRESS:17277 Idlewood Way, Lakeville, MN55044


ERTY:Lot 3, Block 1, Homestead CreekThird AdditionCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on October 26, 2012, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or








default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 13, 2006MORTGAGORS: John W. Gibson and

Karen Y. Gibson, husband and wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded June 2 , 2006 , Dakota








MORTGAGED PROPERTY ADDRESS:8764 Brunell Way, Inver Grove Heights,MN 55076


ERTY:Unit No. 203 , Common InterestCommuni t y No . 306 , a Condo -minium, the Gables at Arbor Pointe,Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS












Mortgagee/Assignee of MortgageeUSSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688819-3377THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.2923802 3/1-4/5/12

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MORTGAGE: $134,400.00MORTGAGOR(S): Lindsay M. Eckloff,

an unmarried woman, and Reed C.Rimpila, an unmarried manMORTGAGEE: World Savings Bank,

FSBDATE AND PLACE OF RECORDING:Reco rded : Decembe r 07 , 2004

Dakota County RecorderDocument Number: 2273625Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-



Fargo Bank, N.A.Mortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 509 Simione Ct,

Northfield, MN 55057-1379T a x P a r c e l I D N u m b e r :


ERTY: Lot 11, Block 2, North RidgeAddition, according to the plat thereofnow on file and of record in the officeof the Dakota County Recorder in andfor said County and State.AMOUNT DUE AND CLAIMED TO BE





Law Enforcement Center, 1580 High-way 55, Lobby S-100, Hastings, Minne-sotato pay the debt secured by said mort-gage and taxes, if any, on said pre-mises and the costs and disburse-ments, including attorney fees allowedby law, subject to redemption withinfive (5) weeks from the date of saidsale by the mortgagor(s), their per-sonal representatives or assigns.If the Mortgage is not reinstated

under Minn. Stat. §580.30 or the prop-erty is not redeemed under Minn. Stat.§580.23, the Mortgagor must vacatethe property on or before 11:59 p.m. onJune 08, 2012, or the next businessday if June 08, 2012 falls on a Satur-day, Sunday or legal holiday.Mortgagor(s) released from financial



THE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.DATED: March 22, 2012



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MORTGAGE: $145,608.00MORTGAGOR (S ) : Ka the r ine M .

Brown, a single personMORTGAGEE: CTX Mortgage Com-

pany, LLCDATE AND PLACE OF RECORDING:Recorded: Sep tember 07 , 2005

Dakota County RecorderDocument Number: 2358586ASSIGNMENTS OF MORTGAGE:And ass igned to: Cen tex Home

Equity Company, LLCDated: December 30, 2005Recorded: January 06, 2006 Dakota


cation Number: Not ApplicableLender or Broker: CTX Mortgage

Company, LLCRes iden t ia l Mortgage Serv icer :


LOCATED: DakotaProperty Address: 4835 Bisset Ln,



ERTY: Unit No. 8104, Lafayette ParkEast, Common Interest Community No.434, Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE

AMOUNT DUE AND CLAIMED TO BEDUE AS OF DATE OF NOT I CE :$150,207.96THAT all pre-foreclosure require-










ASSIGNEE OF MORTGAGEE :Nationstar Mortgage, LLC f/k/aCentex Home Equity Company,LLC




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: Oc tober 12 ,

2007MORTGAGORS: Nicole J. Voss and

Scott Voss, wife and husband.MORTGAGEE: J PM o r g a n C h a s e









MORTGAGED PROPERTY ADDRESS:16440 Havelock Way, Lakeville, MN55044

T A X P A R C E L I . D . # :22-32902-080-05


Lot 8, Block 5, Highview Heights 3rdAdditionCOUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, Law

PLACE OF SALE:Sheriff s Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.









2010MORTGAGORS: Mark Richard Glynn

and Kendall M. Glynn, husband andwife.


DATE AND PLACE OF RECORDING:Recorded March 24, 2010, Dakota








MORTGAGED PROPERTY ADDRESS:1387 Michelle Drive, Eagan, MN 55123

T A X P A R C E L I . D . # :10-32900-01-030


Lo t 3 , B lock 1, H idden Va l ley ,Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is

redeemed under section 580.23 is11:59 p.m. on October 15, 2012, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.








2008MORTGAGOR: M ichael J . Hollen-

beck and Tina M. Hollenbeck, Hus-band and Wife.


DATE AND PLACE OF RECORDING:Recorded Apr i l 2 , 2008, Dakota






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Bremer Bank, NationalAssociation


MORTGAGED PROPERTY ADDRESS:709 9th Street, Farmington, MN 55024


ERTY:Lot 3, Block 7, East Farmington Sec-ond Addition, Dakota County, Min-nesota.COUNTY IN WHICH PROPERTY IS










"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R E

P R O D U C T I O N , A N D A R EABANDONED."






2006MORTGAGORS: O l y R . Ma t a and

Pedro Mata, Wife and Husband.MORTGAGEE:Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded July 17 , 2006 , Dakota








MORTGAGED PROPERTY ADDRESS:612 Annapolis Street, South SaintPaul, MN 55075

T A X P A R C E L I . D . # :36-62740-01-082


That part of Lot 7, Block 1, and thatpart of Lot 8, Block 1 of RADANT'SNEW ARRANGEMENT OF LOTS 1 TO8 BLOCK 1 LOTS 1 TO 8 BLOCK 2AND LOTS 21, 22, & 23 BLOCK 3 OFRADANT'S SUBDIVISION OF LOTS 1AND 19 ALBRECHT 'S OUTLOTS ,according to the recorded pla tthereof, Dakota County, Minnesota,and that part of Lot 9, Block 1 ofRADANT'S SUBDIVISION OF LOTS 1AND 19 OF ALBRECHT 'S OUT -LOTSTO DAKOTA COUNTY accord-ing to the recorded plat thereof,Dakota County, Minnesota, whichl i es wes te r ly o f the fo l l ow i ngdescribed line: Commencing at theNorthwest corner of sa id Lot 8 ;thence east along the North linethereof 39.42 feet to the point ofbeginning of the line to be described;thence deflect 97 degrees 32 min-utes 00 seconds right 52.64 feet;thence deflect 28 degrees 15 min-utes 00 seconds left 75.06 feet to theSouth line of said Lot 9,Block 1 ofRADANT'S SUBDIVISIONOF LOTS 1AND 19 OF ALBRECHT'S OUTLOTSTO DAKOTA COUNTY and said linethere terminating, and which liesEasterly of the following describedline: Commencing at the Northwestcorner of said Lot 8; thence Eastalong the North line thereof 2.16 feetto the point of beginning of the lineto be described; thence South 99.06feet to a point on the South line ofsaid Lot 7 distant 22.76 feet East ofthe Southwest corner of said Lot 7and said line there terminating.COUNTY IN WHICH PROPERTY IS



DUE AS OF DATE OF NOT I CE ,INCLUDING TAXES, IF ANY, PAID BYMORTGAGEE:$181,223.90





T IME AND DATE TO VACATEPROPERTY: If the real estate is anowne r - o c cup i e d , s i n g l e - f ami l ydwelling, unless otherwise provided bylaw, the date on or before which themortgagor(s) must vacate the propertyif the mortgage is not reinstated undersection 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on October 19, 2012, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or



"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES, SEC-TION 582.032, DETERMINING, AMONGO T H E R T H I N G S , T H A T T H EMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED."






2010MORTGAGOR: Melvin Allen Fulker-

son and Sally C. Fulkerson, husbandand wife.


DATE AND PLACE OF RECORDING:Registered April 14, 2010, Dakota

County Registrar of Titles, DocumentNo. T660471, Certificate of Title No.082792.






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: USAA Federal SavingsBank


MORTGAGED PROPERTY ADDRESS:50 Garden Drive, Burnsville, MN 55337

T A X P A R C E L I . D . # :02-28707-02-030


Lot 3, Block 2, Garden Homes 7thAdditionCOUNTY IN WHICH PROPERTY IS










"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURAL

��




2002MORTGAGOR: Daniel J. Nistler, A

Single Person.MORTGAGEE: Opt imum Mortgage

Services, Inc.DATE AND PLACE OF RECORDING:Recorded January 24, 2003, Dakota



tion. And thereafter assigned to:Mortgage Electronic Registration Sys-tems, Inc.. And thereafter assigned to:U.S. Bank National Association.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Optimum Mortgage Ser-vices, Inc.


MORTGAGED PROPERTY ADDRESS:238 Poplar Street West, South SaintPaul, MN 55075

T A X P A R C E L I . D . # :36-83300-02-140


Lot 14, Block 2, Walter and ArthurAdd., according to the recorded platthereof , and s i tua te in Dako taCounty, Minnesota.COUNTY IN WHICH PROPERTY IS













��

��

PROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."





default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: January 23 ,

2003MORTGAGORS: S teven J . Golden

and Joyce L. Golden, husband andwife.

MORTGAGEE: TCF Mortgage Corpo-ration.

DATE AND PLACE OF RECORDING:Registered March 14, 2003, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: Mortgage Electronic

Registration Systems, Inc. And there-after assigned to: U.S. Bank NationalAssociation.Sa id Mortgage being Registered



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: TCF Mortgage Corpora-tion


MORTGAGED PROPERTY ADDRESS:9187 Cavanaugh Court, Inver GroveHeights, MN 55076

T A X P A R C E L I . D . # :20-32700-02-160


Lot 16, Block 2, Hidden ForestCOUNTY IN WHICH PROPERTY IS
















2006MORTGAGORS: Alicia Fredrickson

and Lucas Fredrickson, wife and hus-

and Lucas Fredrickson, wife and husband.

MORTGAGEE: Mortgage ElectronicRegistration Systems, Inc..

DATE AND PLACE OF RECORDING:Reco rded Novembe r 30 , 2006 ,






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Bell America MortgageLLC, DBA Bell Mortgage


MORTGAGED PROPERTY ADDRESS:1126 Pine Street, Farmington, MN55024

T A X P A R C E L I . D . # :14-15300-02-070


Lot 7, Block 2, Bristol Square FirstAddition, according to the recordedplat thereof, Dakota County, Minne-sota, Common Interest CommunityNo. 258COUNTY IN WHICH PROPERTY IS
















MORTGAGE: $122,500.00MORTGAGOR(S): Richard Boals, an

unmarried manMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Countrywide Bank, N.A., its suc-cessors and assignsDATE AND PLACE OF RECORDING:Reco rded : Novembe r 07 , 2005

Dakota County RecorderDocument Number: 2378870ASSIGNMENTS OF MORTGAGE:And assigned to: The Bank of New

York Mellon fka the Bank of New Yorkas Trustee for the CertificateholdersCWALT, Inc. Alternative Loan Trust2005-76 Mortgage Pass-through Cer-tificates, Series 2005-76Dated: January 13, 2010Recorded: January 14, 2010 Dakota


tronic Registration Systems, Inc.


cation Number: 100133700010176215Lender or Broker : Countryw ide



LOCATED: DakotaProperty Address: 3898 Rahn Rd,



ERTY : Lot 2 , Block 1, WoodhavenAddition and an undivided 1/4 interestin Lot 1, Block 1, Woodhaven Addition,Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE:The Bank of New York Mellon fkathe Bank of New York as Trusteefor the Certificateholders CWALT,Inc . A l te rna t ive Loan T rus t2005-76 Mortgage Pass-throughCertificates, Series 2005-76






MORTGAGE: $234,000.00MORTGAGOR(S): Barbara A. Murray

and Ryan W. Murray, wife and hus-bandMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineef o r D e c i s i o n O n e M o r t g a g eCompany,LLC.TRANSACTION AGENT: Mortgage

Electronic Registration Systems, Inc.MIN#: 100077960000587114SERVICER: Ocwen as the sub-ser-

vicer for Saxon Mortgage Services, Inc.LENDER: Decision One Mortgage

Company,LLC.DATE AND PLACE OF F IL ING :

Dakota County Minnesota, Recorder ,on January 30, 2007, as Document No.2492566.ASSIGNED TO : Deutsche Bank

National Trust Company, as trustee forthe registered holders of Morgan Stan-ley ABS Capital I Inc. Trust 2007-HE5Mortgage Pass-Through Certificates,Series 2007-HE5. Dated: August 10,2011 , and recorded September 9, 2011by Document No. 2818598 .LEGAL DESCRIPTION OF PROP -

ERTY: Lot 82, Block 1, MeadowlandFirst addition, Dakota County, Minne-sota.PROPERTY ADDRESS: 1989 Badger

Court, Eagan, MN 55122PROPERTY I.D: 10-48050-01-082COUNTY IN WHICH PROPERTY IS

COUNTY IN WHICH PROPERTY ISLOCATED: DakotaTHE AMOUNT CLAIMED TO BE DUE

ON THE MORTGAGE ON THE DATE OFTHE NOTICE: Two Hundred Forty-NineThousand Eight Hundred Twenty-Fiveand 04/100 ($249,825.04)THAT no action or proceeding has






Deutsche Bank National TrustCompany, as trustee for theregistered holders of MorganStanley ABS Capital I Inc. Trust2 0 0 7 - H E 5 M o r t g a g ePass-Through Certificates, Series2007-HE5.



DATE: March 1, 2012YOU ARE NOTIFIED that default hasoccurred in the conditions of the fol-lowing described Mortgage:

INFORMATION REGARDINGMORTGAGE TO BE FORECLOSED1. Date of Mortgage: July 29, 20022. Mortgagors: Koshak Properties,

LLC3. Mortgagees: M&I Marshall & Ils-

ley Bank4. Recording Information:Recorded on September 27, 2002, as

Document Number 1941266, in theO f f ice of the Coun ty Recorder ofDakota County, Minnesota.5. Assignments of Mortgage, if any:

Not applicable.M&I Marshall & Ilsley Bank has

changed its name or identity to BMOHarris Bank National Association as aresu l t of merger , consol ida t ion,amendment to charter or articles ofincorporation, or conversion of articlesof incorporation or charter from fed-eral to state, state to federal, or fromone form of entity to another.For additional assignments of Mort-

gage, provide the relevant informa-tion below.Not applicable.

INFORMATION REGARDINGMORTGAGED PREMISES

6. Tax parcel identification numbero f t h e m o r t g a g e d p r e m i s e s :02-31900-03-021

7. Legal description of the mort-gaged premises: The West 90 feet ofLot 1, and the East 70 feet of Lot 2,Block 3, Happe Properties CommercialPark, Dakota County, MinnesotaAbstract Property8. The physical street address, city,

and zip code of the mortgaged pre-mises: 1831 121st Street East, Burns-ville, MN 55337

OTHER FORECLOSURE DATA9. The person holding the Mortgage

is not a transaction agent, as definedby Minn. Stat. 58.02, subd. 30. Thename(s) of the residential mortgageservicer and the lender or broker, asdefined in Minn. Stat. 58.02, is/are:Not applicable.10. If stated on the Mortgage, the

name of the mortgage originator, asdefined in Minn. Stat. 58.02, is: Notapplicable.

INFORMATION REGARDINGFORECLOSURE

11. The requisites of Minn. Stat.580.02 have been satisfied.12. The original principal amount

s e c u r e d b y t h e M o r t g a g e w a s$514,400.00.13. At the date of this notice the

amount due on the Mortgage, includ-

amount due on the Mortgage, including taxes, if any, paid by the holder ofthe Mortgage, is: $432,944.46.14. Pursuant to the power of sale in

the Mortgage, the Mortgage will beforeclosed, and the mortgaged pre-mises will be sold by the Sheriff ofDakota County, Minnesota, at publicauction on April 13, 2012, 10:00 a.m.,in the lobby of the Dakota CountySheriff 's Office located at the LawEnforcement Center, 1580 Highway 55,Hastings, MN 55033.15. The t ime a l lowed by law for

r e d e m p t i o n b y M o r t g a g o r o rMortgagor's personal representativesor assigns is six (6) months after thedate of sale.16. Minn. Stat. 580.04(b) provides, "If

the real estate is an owner-occupied,single-family dwelling, the notice mustalso specify the date on or beforewhich the mortgagor must vacate theproperty if the mortgage is not rein-stated under section 580.30 or theproperty redeemed under sect ion580.23." If this statute applies, thetime to vacate the property is 11:59p.m. on: Not applicable.THE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.

Name of Mortgagee or MortgageAssignee:BMO Harris Bank NationalAssociation

Name and address of Attorney forMortgagee or Mortgage Assignee:David J. YungBarnes & Thornburg LLP225 S. 6th Street, Suite 2800Minneapolis, MN 554022924191 3/1-4/5/12




2007MORTGAGOR: Rachel M. L'Heureux,

a single person.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Registered March 27, 2007, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc.Sa id Mortgage being Registered

Land.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Mortgageit, Inc


MORTGAGED PROPERTY ADDRESS:13728 Hemlock Court, Apple Valley,MN 55124


ERTY:Lot 3, Block 2, CIC No. 324, Wild-wood Sixth AdditionCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is1 1 : 5 9 p . m . o n _ O c t o b e r 2 2 ,

��

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1 1 : 5 9 p . m . o n _ O c t o b e r 2 2 ,2012_____________________, unless theredemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.








2007MORTGAGOR: Jayne Davis, a single

person.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Registered November 26 , 2007 ,







LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Marketplace Home Mort-gage, LLC


MORTGAGED PROPERTY ADDRESS:7364 Bolton Way, Inver Grove Heights,MN 55076


ERTY:Unit No. 22, CIC No. 202, Summit Vil-lage Condominium, Dakota County,MinnesotaCOUNTY IN WHICH PROPERTY IS










"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."






2009MORTGAGORS: T imothy J . F irns -

tahl and Donette Gardner Firnstahl,husband and wife.


DATE AND PLACE OF RECORDING:Recorded Sep tember 14, 2009,


ASSIGNMENTS OF MORTGAGE :Assigned to: Freedom Mortgage

Corporation.TRANSACTION AGENT: Mortgage


GAGE IDENTIFICATION NUMBER ONMORTGAGE: 1000730-0083516344-5

LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Freedom Mortgage Cor-poration

RESIDENTIAL MORTGAGE SER -VICER: LoanCare, a Division of FNFServicing, Inc.

MORTGAGED PROPERTY ADDRESS:14159 Dearborn Path, Rosemount, MN55068

T A X P A R C E L I . D . # :34-18301-06-260


Lot 26, Block 6, Country Hills Sec-ond Addition, Dakota County, Min-nesota.COUNTY IN WHICH PROPERTY IS











Dated: February 17, 2012.Freedom Mortgage CorporationMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: May 30, 2000MORTGAGOR: Nancy L . G ro te , a

single person.MORTGAGEE: We l ls Fa rgo Home

Mortgage, Inc.DATE AND PLACE OF RECORDING:Recorded June 19, 2000, Dakota



Association, successor by merger toThe Leader Mortgage Company.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Wells Fargo Home Mort-gage, Inc


MORTGAGED PROPERTY ADDRESS:1094 Gorman Avenue, West Saint Paul,MN 55118


ERTY:Lots 25 and 26 in Fred Michel's SubCOUNTY IN WHICH PROPERTY IS











"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."Dated: February 14, 2012.

U.S. Bank National AssociationMortgagee/Assignee of Mortgagee



NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: February 06,


MORTGAGE: $288,800.00MORTGAGOR(S): Sarah Oster and

Jay Oster, Wife and HusbandMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for Summit Mortgage Corp., itssuccessors and assignsDATE AND PLACE OF REGISTER-

ING:Reg iste red : Feb rua ry 25, 2004

Dakota County Registrar of TitlesDocument Number: 0530960ASSIGNMENTS OF MORTGAGE:And assigned to: Aurora Bank FSBDated: November 09, 2011

Dated: November 09, 2011Transaction Agent: Mortgage Elec-


cation Number: 100061900000106976Lender or Broker: Summit Mortgage

Corp.Res iden t ia l Mortgage Serv icer :

Aurora Bank, FSBMortgage Originator: Not ApplicableCERTIFICATE OF TITLE NUMBER:


LOCATED: DakotaProperty Address: 6341 Beckman Ct,



ERTY: Lot Seventeen (17), Block Two(2) in SALEM HILLS FARM SECONDADDITION, according to the recordedplat thereof.AMOUNT DUE AND CLAIMED TO BE
















2005MORTGAGORS: Joseph Ackert and

Amy Ackert, husband and wife.MORTGAGEE: C it iMortgage, Inc . ,

s/b/m with ABN AMRO Mortgage Group,Inc..

DATE AND PLACE OF RECORDING:Recorded July 25, 2005, Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: ABN AMRO MortgageGroup, Inc.


MORTGAGED PROPERTY ADDRESS:7293 159TH Street West, Apple Valley,MN 55124


ERTY:Lot 4, Block 1, Apple Ponds 4thAddition, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS



DUE AS OF DATE OF NOTICE, INCLUD-ING TAXES, IF ANY, PAID BY MORT-

ING TAXES, IF ANY, PAID BY MORTGAGEE: $202,200.67





TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on _October 19, 2012 ,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.








2006MORTGAGOR: Christina C. Kempen-

ich, A Single Person.MORTGAGEE: J PM o r g a n C h a s e

Bank, National Association, s/i/i bypurchase from the Federal DepositInsurance Corporation as Receiver forWashington Mutual Bank f/k/a Wash-ington Mutual Bank, FA.

DATE AND PLACE OF RECORDING:Recorded February 28, 2006, Dakota







MORTGAGED PROPERTY ADDRESS:3589 Blue Jay Way, Unit 103, Eagan,MN 55123

T A X P A R C E L I . D . # :10-45050-04-044


Unit 4103, Lexington Place Condo-minium, Condominium File No. 66COUNTY IN WHICH PROPERTY IS








Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.









29, 2008MORTGAGORS: M ichael Janacho-

vsky and Janice Janachovsky, hus-band and wife.







LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Rescue Mortgage Inc.,dba Mortgage Depot


MORTGAGED PROPERTY ADDRESS:17164 Eagleview Way, Farmington, MN55024

T A X P A R C E L I . D . # :22-44076-15-082


Unit No. 82, CIC No. 330, Lake Place,a condominium located in DakotaCounty, MinnesotaCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is not

��

��

tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on October 22, 2012, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.







default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: September 5,

2006MORTGAGOR: Joel W. Biebighauser,

a single person.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded Sep tember 18, 2006 ,


ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc. And

thereafter assigned to: US Bank TrustNational Association, as Trustee forLSF7 NPL II Trust.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: American Brokers Con-duit

RESIDENTIAL MORTGAGE SER -VICER: Vericrest Financial Inc.

MORTGAGED PROPERTY ADDRESS:4675 B la ine Avenue, Inver GroveHeights, MN 55076


ERTY:Unit Number 0908, Lafayette Park,CIC 370, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS










"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."

Dated: February 23, 2012.U.S. Bank Trust, NationalAssociation, as TrusteeMortgagee/Assignee of Mortgagee




MORTGAGE: $145,000.00MORTGAGOR(S): Guy C. Norman-

deau and Constance D. Normandeau,husband and wifeMORTGAGEE : IBM M id Amer ica

Employees Federal Credit UnionDATE AND PLACE OF RECORDING:Recorded: June 05, 2003 Dakota


cation Number: Not ApplicableLender or Broker: IBM Mid America

Employees Federal Credit UnionResidential Mortgage Servicer: Think

Credit UnionMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 7120 Upper 163rd

St W, Rosemount, MN 55068-1025T a x P a r c e l I D N u m b e r :


ERTY: Lot 5, Block 4, Donnay's ValleyPark 6th, Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE











MORTGAGEE : Think Mutua lBank F /K /A IBM M id Amer icaEmployees Federal Credit Union




MORTGAGE: $208,000.00MORTGAGOR(S): Domingo Delos

Santos and Lerma Delos Santos, hus-band and wifeMORTGAGEE: Pillar Mortgage Ser-

vices CorporationDATE AND PLACE OF RECORDING:Recorded: July 19, 2005 Dakota

Recorded: July 19, 2005 DakotaCounty RecorderDocument Number: 2341590ASSIGNMENTS OF MORTGAGE:And assigned to: Mortgage Elec-

tronic Registration Systems, Inc.Dated: July 12, 2005Reco rded : Novembe r 10 , 2005

Dakota County RecorderDocument Number: 2379686And assigned to: The Bank Of New

York Mellon Fka The Bank Of NewYork As Trustee For The Certificate-holders CWALT, Inc. Alternative LoanTrust 2005-J12 Mortgage Pass-throughCertificates, Series 2005-J12Dated: November 18, 2008Reco rded : Decembe r 09 , 2008



cation Number: 100077910004212821Lender or Broker: Pillar Mortgage

Services CorporationResidential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 1426 Circle Dr,



ERTY: Lot 15, Block 2, Vista View 3rdAddition, Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE: The BankOf New York Mellon Fka The Bank OfNew York As Trustee For The Certifi-cateholders CWALT, Inc. AlternativeLoan T r u s t 2 0 05 -J12 Mo r tgagePass -through Cert i f icates , Ser ies2005-J12Wilford, Geske & Cook P.A.Attorneys for Assignee of MortgageeLawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 012043F022925744 3/8-4/12/12




2004MORTGAGORS: James R . Mueller

and Mary C. Mueller, husband andwife.

MORTGAGEE: A r g e n t M o r t g a g eCompany, LLC.



ASSIGNMENTS OF MORTGAGE :As s i gned to : Deu t sche Bank

National Trust Company, as Trusteefor Ameriquest Mortgage SecuritiesInc . , Quest Trust 2004-X2 , AssetBacked Certificates, Series 2004-X2.And thereafter assigned to: DeutscheBank National Trust Company , as

Bank National Trust Company , asTrustee for Quest Trust 2004-X2, AssetBacked Certificates, Series 2004-X2.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Argent Mortgage Com-pany, LLC

RESIDENTIAL MORTGAGE SER -VICER: American Home Mortgage Ser-vicing, Inc

MORTGAGED PROPERTY ADDRESS:1650 Hickory Hill Drive, Eagan, MN55122


ERTY:Lot 5, Block 2, Woodgate.COUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on October 29, 2012 unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.



Dated: February 27, 2012.Deutsche Bank National TrustCompany, as trusteeMortgagee/Assignee of Mortgagee





1998MORTGAGORS: Jeffrey R. Wiegand

and Carolyn M. Wiegand, husband andwife.

MORTGAGEE: D iscover MortgageCorporation.

DATE AND PLACE OF RECORDING:Recorded May 19, 1998, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: Standard Federal Bank.

And thereafter assigned to: CitiMort-gage, Inc..



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Discover Mortgage Cor-poration


MORTGAGED PROPERTY ADDRESS:8724 Highwood Way, Apple Valley, MN55124

T A X P A R C E L I . D . # :01-33901-030-01


Lot 3, Block 1, Hunters Wood Sec-ond Addition.

ond Addition.Dakota County















MORTGAGE: $121,520.00M O R T G A G O R ( S ) : S u s a n

Reishus -LaBounty , an unmarr iedwomanMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for America's Wholesale Lender,its successors and assignsDATE AND PLACE OF RECORDING:Recorded: June 22, 2004 Dakota

County RecorderDocument Number: 2218119ASSIGNMENTS OF MORTGAGE:And assigned to: THE BANK OF NEW

YORK MELLON FKA THE BANK OFNEW YORK, AS TRUSTEE FOR THECERTIF ICATEHOLDERS OF THECWMBS INC . , CHL MORTGAGEPASS -THROUGH TRUST 2004-12 ,MORTGAGE PASS THROUGH CER-TIFICATES, SERIES 2004-12Dated: August 19, 2012Reco rded : Novembe r 17 , 2011



cation Number: 100015700037241292Lender or Broker: America's Whole-



LOCATED: DakotaProperty Address: 15834 Fleet Trl,



ERTY : Unit No. 352 , CIC No. 280 ,Regatta Courthomes II, Dakota County,MinnesotaAMOUNT DUE AND CLAIMED TO BE



t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-

by the Sheriff of said county as follows:DATE AND TIME OF SALE: April 20,








ASSIGNEE OF MORTGAGEE:THE BANK OF NEW YORKMELLON FKA THE BANK OF NEWYORK, AS TRUSTEE FOR THECERTIFICATEHOLDERS OF THECWMBS INC., CHL MORTGAGEPASS-THROUGH TRUST 2004-12,MORTGAGE PASS THROUGHCERTIFICATES, SERIES 2004-12




MORTGAGE: $204,000.00MORTGAGOR(S): Peter Rosen and

Jennine McDonough, Husband andWifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for Ownit Mortgage Solutions, Inc.,its successors and assignsDATE AND PLACE OF RECORDING:Recorded: April 25, 2005 Dakota

County RecorderDocument Number: 2315762LOAN MODIFICATION:Dated: February 17, 2010Recorded: February 25, 2010Document Number: 2716134ASSIGNMENTS OF MORTGAGE:And assigned to: HSBC Bank USA,

National Association, as Trustee forOwnit Mortgage Loan Trust, MortgageLoan Asset-Backed Certificates, Series2005-3Dated: October 28, 2011Transaction Agent: Mortgage Elec-


cation Number: 100224620000621634Lender or Broker: Ownit Mortgage

Solutions, IncRes iden t ia l Mortgage Serv icer :

Ocwen Loan Servicing, LLCMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 4343 Fox Ridge Ct,



ERTY: Lot 10, Block 6, Sun Cliff Sec-ond Addition, Dakota County, Minne-sotaAMOUNT DUE AND CLAIMED TO BE





Law Enforcement Center, 1580 High-way 55, Lobby S-100, Hastings, Minne-sotato pay the debt secured by said mort-gage and taxes, if any, on said pre-mises and the costs and disburse-ments, including attorney fees allowedby law, subject to redemption withinsix (6) months from the date of said

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six (6) months from the date of saidsale by the mortgagor(s), their per-sonal representatives or assigns.If the Mortgage is not reinstated




THE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: March 08, 2012

ASSIGNEE OF MORTGAGEE :HSBC Bank USA, NationalAssociation, as Trustee for OwnitMortgage Loan Trust, MortgageLoan Asset-Backed Certificates,Series 2005-3



NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: September

16, 2003ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $200,500.00MORTGAGOR(S): Jeremy Bardwell, a

single manMORTGAGEE: First Franklin Finan-

cial Corp., subsidiary of National CityBank of IndianaDATE AND PLACE OF RECORDING:Recorded: October 30, 2003 Dakota

County RecorderDocument Number: 2133714ASSIGNMENTS OF MORTGAGE:And a s s i g n ed to : U .S . BANK ,

NATIONAL ASSOCIATION, AS SUC-CESSOR TRUSTEE TO BANK OFAMERICA, N.A., AS SUCCESSOR TOLASALLE BANK, N.A. AS TRUSTEEFOR THE HOLDERS OF MERRILLLYNCH MORTGAGE INVESTORST R U S T , M O R T G A G E L O A NASSET -BACKED CERTIFICATES ,SERIES 2006-FF1Dated: February 27, 2012Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: First Franklin

Financial Corp., subsidiary of NationalCity Bank of IndianaResidential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 204 5th Ave N,



ERTY: Lots Fifteen (15) and Sixteen(16), in Block Fourteen (14) in SouthSt. Paul.AMOUNT DUE AND CLAIMED TO BE








A DEBT COLLECTOR ATTEMPT-ING TO COLLECT A DEBT. ANYINFORMATION OBTAINED WILL BE

INFORMATION OBTAINED WILL BEUSED FOR THAT PURPOSE.THE RIGHT TO VERIFICATION OF



ASSIGNEE OF MORTGAGEE:U.S. BANK, NATIONALASSOCIATION, AS SUCCESSORT R U S T E E T O B A N K O FAMERICA, N.A., AS SUCCESSORTO LASALLE BANK , N .A . ASTRUSTEE FOR THE HOLDERS OFMERRILL LYNCH MORTGAGEINVESTORS TRUST, MORTGAGELOAN ASSET-BACKEDCERTIFICATES, SERIES 2006-FF1


PUBLIC NOTICENOTICE OF VOLUNTARY

MORTGAGE FORECLOSURE SALE

Date: March 1, 2012THE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTIFICATIONOF THE ORIGINAL CREDITORWITHIN THE TIME PROVIDED BYLAW IS NOT AFFECTED BY THISACTION

NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE, DATE AND

PLACE OF RECORDING: July 26, 2006,recorded August 9, 2006, in the officeof the Dakota County Registrar ofTitles as Document No. 595680.MORTGAGOR: Southview Sanitation,

Inc., a Minnesota corporationMcPhillips Trucking, Inc., a Minne-

sota corporationWilliam McPhillipsMORTGAGEE: River Country Coop-

erativeASSIGNMENTS OF MORTGAGE:

NoneDATE OF VOLUNTARY FORECLO-

SURE AGREEMENT: February 10, 2012MORTGAGED PROPERTY ADDRESS:

N/ATAX PARCEL I.D. #20.01100.27.012LEGAL DESCRIPTION OF PROP -

ERTY:That part of the NW 1⁄4 of the NW 1⁄4 ofSection 11, T27N, R22W, DakotaCounty, Minnesota, and that part ofGovernment Lot 8, said Section 11,described as follows:Commencing at the northwest cor-ner of said Section 11; thence S 89degrees 06 minutes 40 seconds E.,assumed bearing along the northline of said Section 11 a distance of1 1 2 0 . 1 8 f e e t t o th e e a s t e r l yright-of-way line of S.T.H. No. 56 asbuilt and monumented by the Min-nesota Department of Transporta-tion, said point being marked by aJudicial Landmark and being thepoint of beginning of the parcel to bedescribed; thence S. 6 degrees 50minutes 27 seconds W, along saidright-of-way, 270.59 feet; thence S.83 degrees 09 minutes 33 seconds E.along said right-of-way, 15.00 feet;thence S. 6 degrees 50 minutes 27seconds W. along said right-of-way,150.00 feet; thence N. 83 degrees 09minutes 33 seconds W. along saidright-of-way, 15.00 feet; thence S. 6degrees 50 minutes 27 seconds W.along said right-of-way, 295.38 feetto the north line of the south 600.00feet of said NW 1⁄4 of the NW 1⁄4, saidpoint being marked by a JudicialLandmark; thence S. 89 degrees 06minutes 42 seconds E. along saidnorth line of the south 600.00 feetand the north line of the south600.00 feet of said Government Lot8, a distance of 655.38 feet to thewesterly right-of-way line of the Chi-cago and North Western Transporta-tion Company railroad right-of-way,said point being marked by a Judi-cial Landmark; thence N 6 degrees53 minutes 41 seconds W. along saidwesterly right-of-way line, 718.73feet to the north line of said Section11, said point being marked by aJudicial Landmark; thence N. 89degrees 06 minutes 40 seconds W.along said Section line, 483.79 feet,to the point of beginning and thereterminating.COUNTY IN WHICH PROPERTY IS



DUE AS OF THE DATE OF THISNOTICE, INCLUDING TAXES, IF ANY,PAID BY MORTGAGEE: $272,882.06No action or proceeding at law is

now pending to recover the deb tsecured by the Mortgage, or any partthereof. The holder of the Mortgagehas complied w ith a l l condit ionsprecedent to acceleration of the debts e c u r e d b y t h e M o r t g a g e a n dforeclosure of the Mortgage, and allnot ice and other requ irements ofapplicable statutes.

applicable statutes.Pursuan t to the powe r of sa l e

con ta i ned in the Mo r tgage , theabove-described property will be soldby the Sheriff of Dakota County asfollows:

DATE AND TIME OF SALE: April 19,2012, at 10:00 a.m.

PLACE OF SALE: Dako t a Coun t yEnforcement Center, 1580 Highway 55,Hastings, MN 55033to pay the debt then secured by saidMortgage, and taxes, if any, on saidproperty, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin 120 days from the date of thesale by the mortgagors, their personalrepresentatives or assigns. A holder ofa junior lien may redeem in the orderand manner provided in Minn. Stats. §582.32, subdivision 9, beginning afterth e e x p i r a t i o n o f mo r t g a g o r ' sredemption period.

River Country CooperativeMortgagee

ECKBERG, LAMMERS, BRIGGS,WOLFF & VIERLING, PLLP/S/ Nicholas J. VivianAttorneys for Mortgagee1809 Northwestern AvenueStillwater, MN 55082Telephone: (651) 439-28782926826 3/8-3/29/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 30, 2008MORTGAGORS: T imo thy F rances

Anderson, a single person and andDiane Elizabeth Bell, a single person.


DATE AND PLACE OF RECORDING:Recorded May 14, 2008, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: Liberty Savings Bank,

FSB.TRANSACTION AGENT: Mortgage



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Liberty Savings Bank,FSB

RESIDENTIAL MORTGAGE SER -VICER: Liberty Savings Bank, FSB.

MORTGAGED PROPERTY ADDRESS:4597 B lay lock Way , Inve r G roveHeights, MN 55076

T A X P A R C E L I . D . # :20-44001-07-304


Unit 2304, Lafayette Park, CommonInterest Community Number 370,Dakota County, Minnesota Subjectto Easements,Restrictions and Res-ervations of record, if any.COUNTY IN WHICH PROPERTY IS










"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R E

P R O D U C T I O N , A N D A R EABANDONED."

Dated: February 23, 2012.Liberty Savings Bank, FSBMortgagee/Assignee of Mortgagee





2010MORTGAGOR: Bradley Plowman, A

Single Person.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Registered July 27, 2010, Dakota

County Registrar of Titles, DocumentNo. T665248, Certificate of Title No.149405.






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Bell America MortgageLLC DBA Bell Mortgage


MORTGAGED PROPERTY ADDRESS:14620 Garrett Avenue #210, Apple Val-ley, MN 55124


ERTY:Residential Unit No. 210 and GarageUnit No. 59 in Condominium No. 36,Ga r re t t Sq ua re Condomin iumHomes, Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS
















MORTGAGE: $165,300.00MORTGAGOR(S): Eric Berchtold and

Jamie Berchtold, husband and wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor 1st Trust Mortgage Corporation, itssuccessor and assigns.DATE AND PLACE OF REGISTER-

ING:Registered: July 28, 2004 Dakota

County Registrar of TitlesDocument Number: 543148ASSIGNMENTS OF MORTGAGE:And assigned to: New York Commu-

nity BankDated: February 03, 2012Transaction Agent: Mortgage Elec-


cation Number: 100162500012494887Lender or Broker: 1st Trust Mort-

gage CorporationResidential Mortgage Servicer: New

York Community BankMortgage Originator: Not ApplicableCERTIFICATE OF TITLE NUMBER:


LOCATED: DakotaProperty Address: 719 1st Ave S,

South St Paul, MN 55075-3002T a x P a r c e l I D N u m b e r :


ERTY: Lot Nineteen (19), in Block Two(2), of Lorraine Park Addition to theCity of South St. Paul, Dakota County,Minnesota.AMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE:New York Community Bank





2005MORTGAGOR: Duke Geo rge T r i -

funov, Jr., a single person.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded January 17, 2006, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: US Bank, National

Association, as Trustee for Structured

Association, as Trustee for StructuredAsset Investment Loan Trust, Mort-gage pass-through Certificates,Series2006-BNC 1.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: BNC Mortgage, Inc.


MORTGAGED PROPERTY ADDRESS:1141 South 8TH Avenue, South SaintPaul, MN 55075

T A X P A R C E L I . D . # :36-32100-03-210


The North half of Lot 20 and all ofLot 21, Block 3, Hauses Addition toSouth St. Paul, together with theWest half of vacated alley adjoiningwhich accrued thereto by reason ofvacation thereof, Dakota County,MinnesotaCOUNTY IN WHICH PROPERTY IS











Dated: February 22, 2012.US Bank, National Association asTrusteeMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: October 26,

2004MORTGAGORS: N a r y S a o a n d

Tanratha Soeung, wife and husband.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Reco rded Novembe r 29 , 2004 ,


ASSIGNMENTS OF MORTGAGE :Assigned to: Beal Bank SSB.TRANSACTION AGENT: Mortgage



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: M&I Bank FSB

RESIDENTIAL MORTGAGE SER -VICER: Beal Bank SSB

MORTGAGED PROPERTY ADDRESS:6389 Lower 161 Street West, Rose-

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6389 Lower 161 Street West, Rosemount, MN 55068


ERTY:A certain tract or parcel of land inDakota County, in the State of Min-nesota. Described as follows: Lot 9,Block 2, Donnay's Valley Park 8thAddition, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS











Dated: February 23, 2012.Beal Bank, S.S.B.Mortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 24, 2006MORTGAGORS: Patrick J. Short and

Maria V. Short, husband and wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded June 2 , 2006 , Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc..TRANSACTION AGENT: Mortgage



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Prime Mortgage Corpora-tion


MORTGAGED PROPERTY ADDRESS:14221 11TH Avenue South, Burnsville,MN 55337

T A X P A R C E L I . D . # :02-84805-01-170


Lot 17, Block 1, Wood Park Plat SixCOUNTY IN WHICH PROPERTY IS




That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at law

proceeding has been instituted at lawor o therw ise to recover the debtsecured by said mortgage, or any partthereof;











default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: A u g u s t 4 ,

2004MORTGAGOR: Darry l T . Breckhe-

imer and Tara Breckheimer, husbandand wife.


DATE AND PLACE OF RECORDING:Recorded Sep tember 27 , 2004,


ASSIGNMENTS OF MORTGAGE :Assigned to: GreenTree Servicing

LLC.TRANSACTION AGENT: Mortgage



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Ryland Mortgage Com-pany

RESIDENTIAL MORTGAGE SER -VICER: Green Tree Servicing LLC

MORTGAGED PROPERTY ADDRESS:6844 158TH Street, Apple Valley, MN55124


ERTY:Lot 57 , Block 1, Hawthorne 2ndAddition, CIC No. 369, located in theCounty of Dakota, State of Minne-sota.Together w ith the benefits con-tained in Declaration for CIC No. 369dated May 10, 2002, filed July 31,2002 as Document No. 1921716COUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' fees

ments , inc luding attorneys feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.




Dated: February 27, 2012.Green Tree Servicing LLCMortgagee/Assignee of Mortgagee





18, 2006MORTGAGORS: Ma rk W in te r and

Elizabeth Winter, Husband and Wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Registered October 13, 2006, Dakota



Association, as trustee for J.P. Mor-gan Alternative LoanTrust 2007-S1.Sa id Mortgage being Registered




LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: American Mortgage Net-work, Inc.


MORTGAGED PROPERTY ADDRESS:4053 Martin Lane, Hastings, MN 55033


ERTY:Lot Three (3), Block Two (2), SouthPines 6, Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS









582.032.MORTGAGOR(S) RELEASED FROM

FINANCIAL OBLIGATION ON MORT-GAGE: None


Dated: March 1, 2012.U.S. Bank, National Association,as TrusteeMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: January 24,

2003MORTGAGORS: Robert M. Shellum

and Jodi L. Shellum, husband andwife.





National Association s/b/m with ChaseHome Finance LLC.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Bell America MortgageLLC dba Bell Mortgage


MORTGAGED PROPERTY ADDRESS:17409 Ixonia Path, Lakev i l le, MN55044

T A X P A R C E L I . D . # :22-13201-170-04


Lot 17 , Block 4, Barrett SecondAddition, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS











ABANDONED.Dated: March 6, 2012.

JPMorgan Chase Bank, NationalAssociationMortgagee/Assignee of Mortgagee




default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: October 14,


MORTGAGE: $148,000.00MORTGAGOR(S): Denise Resendez

and Gregory Resendez, Wife and Hus-bandMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Maribella Mortgage, LLCTRANSACTION AGENT: Mortgage

Electronic Registration Systems, Inc.MIN#: 100220710000089421SERVICER: Ocwen Loan Servicing

LLCLENDER: Maribella Mortgage, LLC.DATE AND PLACE OF F IL ING :

Dakota County Minnesota, Recorder ,on January 24, 2006, as Document No.2399591. Said mortgage was modifiedby Loan Modification of MortgageAgreement recorded July 31, 2009 asDocument No. 2675140. Said mort-gage was also modified by Modifica-tion Agreement recorded on March 18,2011 as Document No. 2791978.

ASSIGNED TO : Deutsche BankNational Trust Company, as Trusteeunder the Pool ing and Serv ic ingAgreement dated as of January 1,2006, GSAMP Trust 2006-HE1 Dated:January 4, 2012 , and recorded Janu-a r y 2 3 , 2 012 b y Do cumen t No .2844200.

LEGAL DESCRIPTION OF PROP-ERTY: Lot 1, Block 7, the townhousesof Shannon 1st Addition, Togetherwith the easement for access, partywalls, utilities, recreation facilities andparking facilities as contained indocument no. 417233, Dakota County,Minnesota.PROPERTY ADDRESS: 16128 Foli-

age Avenue West , Rosemount , MN55068

PROPERTY I.D: 22 75900 07 010COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFTHE NOTICE: One Hundred Forty-EightThousand Nine Hundred Nine and26/100 ($148,909.26)THAT no action or proceeding has




Office, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343to pay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the pre-mises and the costs and disburse-men ts a l lowed by law . The t imeallowed by law for redemption by saidmortgagor(s), their personal represen-tatives or assigns is 6.00 months fromthe date of sale. If Mortgage is notreinstated under Minn. Stat. §580.30or the property is not redeemed underMinn. Stat. §580.23, the Mortgagormust vacate the property on or before11:59 p.m. on November 1, 2012, or thenext business day if November 1, 2012falls on a Saturday, Sunday or legalholiday.


Deutsche Bank National TrustCompany, as Trustee under thePooling and Servicing Agreementda ted as of January 1, 2006 ,GSAMP Trust 2006-HE1

Randall S. Miller & Associates, PLLCAttorneys for Assignee of Mortgage/Mortgagee One Financial Plaza,120 South Sixth Street, Suite 1100Minneapolis, MN 55402Phone: 612-573-3677Our File No. 11MN00999-1THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.A-4213453 03/15/2012, 03/22/2012,03/29/2012, 04/05/2012, 04/12/2012,04/19/20122932594 3/15-4/19/12



MORTGAGE: $183,200.00MORTGAGOR(S): Mark R. Chalmers,

an unmarried manMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Countrywide Bank, FSB., its suc-cessors and assignsDATE AND PLACE OF RECORDING:Recorded: Sep tember 26 , 2007

Dakota County RecorderDocument Number: 2546357AND CORRECTIVE MORTGAGE

RECORDING : December 08, 2008Dakota County RecorderDocument Number: 2625836ASSIGNMENTS OF MORTGAGE:And assigned to: Bank of America,

N .A . , successor by merger to BACHome Loans Servicing, LPDated: January 12, 2012Transaction Agent: Mortgage Elec-


cation Number: 1001337-0002343395-9Lender or Broker : Countryw ide

Bank, FSBResidential Mortgage Servicer: Saxon

Mortgage Services, Inc.Mortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address : 23 Arbor Ln,

Farmington, MN 55024-8454T a x P a r c e l I D N u m b e r :


ERTY: Lot 1, Block 3, Bristol SquareFifth Addition, Dakota County, Minne-sota.AMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE :Bank of America, N.A., successorby merger to BAC Home LoansServicing, LP f/k/a CountrywideHome Loans Servicing, LP



NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: February 15,


MORTGAGE: $164,000.00MORTGAGOR (S ) : Sara Weldin, a

single person and James A. Talbot, asingle personMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Homestead Mortgage Corporation,its successors and assignsDATE AND PLACE OF RECORDING:Recorded: February 24, 2006 Dakota

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Recorded: February 24, 2006 DakotaCounty RecorderDocument Number: 2408366ASSIGNMENTS OF MORTGAGE:And assigned to: The Bank of New

York Mellon FKA The Bank of NewYork, as Trustee for the

Certificateholders of CWALT, Inc.Alternative Loan Trust 2006-12CB,Mortgage Pass-Through Certificates,Series 2006-12CBDated: January 12, 2012Recorded: January 26, 2012 Dakota



cation Number: 100075420040049890Lender or Broker: Homestead Mort-

gage CorporationResidential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 1046 Hall Ave,

West Saint Paul, MN 55118-1422T a x P a r c e l I D N u m b e r :


ERTY: The North 50 feet of the South150 feet of the West 1/2 of Block 12, B.Michel's Addition to West St. Paul.AMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE:The Bank of New York Mellon FKAThe Bank of New York, as Trusteefor the Cer t i f ica teholders ofCWALT , Inc . Alternative LoanT r u s t 2 0 0 6 - 12CB , Mo r tgagePass-Through Certificates, Series2006-12CB




MORTGAGE: $175,000.00MORTGAGOR(S): Tamela J. Moen

and Larry A. Moen, wife and husbandMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor America's Wholesale Lender, itssuccessors and assignsDATE AND PLACE OF RECORDING:Recorded: June 22, 2005 Dakota


YORK MELLON FKA THE BANK OFNEW YORK AS TRUSTEE FOR THECERTIF ICATEHOLDERS OF THECWABS, INC., ASSET-BACKED CER-TIFICATES, SERIES 2005-4Dated: September 16, 2011Reco rded : Novembe r 17 , 2011


Transaction Agent: Mortgage Electronic Registration Systems, Inc.Transaction Agent Mortgage Identifi-

cation Number: 10001570004929820-7Lender or Broker: America's Whole-



LOCATED: DakotaProperty Address: 15508 Judicial Rd,



ERTY: That part of Lot Fourteen (14)which lies Easterly of the Westerly 231feet, First Addition to Benham Invest-ment Company's Minnesota OrchardGardens, Dakota County, MinnesotaAMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE:THE BANK OF NEW YORKMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THECERTIFICATEHOLDERS OF THECWABS, INC., ASSET-BACKEDCERTIFICATES, SERIES 2005-4




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 23, 2010MORTGAGOR: Ashley Bergeson, a

single person.MORTGAGEE: Homeservices Lend-

ing, LLC Series A DBA Edina RealtyMortgage.

DATE AND PLACE OF RECORDING:Recorded May 24, 2010 , Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: Wells Fargo Bank, N.A..

And thereafter assigned to: U.S. BankNational Association.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Homeservices Lending,LLC Series A DBA Edina Realty Mort-gage

RESIDENTIAL MORTGAGE SER -VICER: U.S. Bank National Associa-tion

MORTGAGED PROPERTY ADDRESS:1118 Wild Rose Court, Northfield, MN55057


ERTY:Lo t 28 , B l ock 1 , Co l l ege V i ewEstates, CIC No. 197COUNTY IN WHICH PROPERTY IS

LOCATED: Dakota















MORTGAGE: $148,000.00MORTGAGOR(S): Gina G. Steiner and

Vincent P. Steiner, wife and husbandMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for GreenPoint Mortgage Funding,Inc., its successors and assignsDATE AND PLACE OF RECORDING:Recorded: June 08, 2005 Dakota

County RecorderDocument Number: 2328766ASSIGNMENTS OF MORTGAGE:And assigned to: U.S. Bank, National

Association, as successor trustee toWachovia Bank, N.A., as trustee for theCertificateholders of the MLMI TrustMortgage Loan Asset-Backed Certifi-cates, Series 2005-A6Dated: September 28, 2011Reco rded : Novembe r 17 , 2011



cation Number: 100013800869570651Lender or Broker: GreenPoint Mort-

gage Funding, Inc.Residential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 15872 Griffon

Path, Apple Valley, MN 55124-6660T a x P a r c e l I D N u m b e r :


ERTY: Lot 1, Block 9, MorningviewFourth Addition, together with appur-tenant easements created pursuant todeclaration, Document No. 827274, asamended, Dakota County Minnesota

AMOUNT DUE AND CLAIMED TO BEDUE AS OF DATE OF NOT I CE :$150,617.94THAT all pre-foreclosure require-




PLACE OF SALE: Dakota CountyLaw Enforcement Center, 1580 High-way 55, Lobby S-100, Hastings, Minne-sotato pay the debt secured by said mort-gage and taxes, if any, on said pre-mises and the costs and disburse-ments, including attorney fees allowedby law, subject to redemption withinsix (6) months from the date of saidsale by the mortgagor(s), their per-sonal representatives or assigns.If the Mortgage is not reinstated






ASSIGNEE OF MORTGAGEE:U.S. Bank, National Association,as successor trustee to WachoviaBank, N.A., as trustee for theCertificateholders of the MLMIT r u s t M o r t g a g e L o a nAsset-Backed Certificates, Series2005-A6




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: July 29, 2005MORTGAGOR: Richard A. Bengtson,


Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded August 16, 2005, Dakota








MORTGAGED PROPERTY ADDRESS:2001 Southcross Drive West, Unit 607,Burnsville, MN 55337

T A X P A R C E L I . D . # :02-71216-04-607


Unit No. 607, Condominium No. 115,Southcross Village Condominium,Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s an

ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on October 26, 2012, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.









MORTGAGE: $200,000.00MORTGAGOR(S): Douglas R. Hol-

man and Monica C. Holman, husbandand wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Decision One Mortgage Company,LLCTRANSACTION AGENT: Mortgage


LLCLENDER: Decision One Mortgage

Company, LLC.DATE AND PLACE OF F IL ING :

Dakota County Minnesota,Registrar ofTitle , on February 26, 2007, as Docu-ment No. 606586.ASSIGNED TO : Deutsche Bank

National Trust Company, as trustee forthe registered holders of Morgan Stan-ley ABS Capital I Inc. Trust 2007-HE5Mortgage Pass-Through Certificates,Series 2007-HE5. Dated: August 11,2011 , and recorded September 14,2011 by Document No. T684204 .LEGAL DESCRIPTION OF PROP -

ERTY: Lot Fourteen (14), Block Six-teen (16), Friendly Hills Re-Arr, accord-ing to the plat thereof, Dakota County,Minnesota.PROPERTY ADDRESS: 719 Decorah

Lane, Mendota Heights, MN 55120PROPERTY I.D: 27-27800-16-140COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFT H E N O T I C E : O n e H u n d r e dSeventy-Four Thousand Eight Hun-d r e d T h i r t y - T w o a n d 2 9 / 1 0 0($174,832.29)THAT no action or proceeding has




Office, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343to pay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the pre-mises and the costs and disburse-men ts a l lowed by law . The t imeallowed by law for redemption by saidmortgagor(s), their personal represen-tatives or assigns is 6.00 months fromthe date of sale. If Mortgage is notreinstated under Minn. Stat. §580.30or the property is not redeemed underMinn. Stat. §580.23, the Mortgagormust vacate the property on or before11:59 p.m. on November 1, 2012, or thenext business day if November 1, 2012falls on a Saturday, Sunday or legalholiday.

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR`S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R E

P R O D U C T I O N , A N D A R EABANDONED."Dated: March 15, 2012

Deutsche Bank National TrustCompany, as trustee for theregistered holders of MorganStanley ABS Capital I Inc. Trust2007-HE5 Mortgage Pass-ThroughCertificates, Series 2007-HE5.

Randall S. Miller & Associates, PLLCAttorneys for Assignee of Mortgage/MortgageeOne Financial Plaza,120 South Sixth Street, Suite 1100Minneapolis, MN 55402Phone: 612-573-3677Our File No. 11MN00551-1THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.A-4213648 03/15/2012, 03/22/2012,03/29/2012, 04/05/2012, 04/12/2012,04/19/20122933402 3/15-4/19/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: May 20, 2005MORTGAGORS: M o h a m m a d H .

Arefadib and Zahra Rabbi, Joint ten-ancy.

MORTGAGEE: PNC Bank, NationalAssociation, s/b/m to National CityBank, s/b/m to Commonwealth UnitedMortgage a division of National CityBank of Indiana.

DATE AND PLACE OF RECORDING:Reg is te red Novembe r 2 , 2005 ,


ASSIGNMENTS OF MORTGAGE :NONESa id Mortgage being Registered



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Commonwealth UnitedMortgage a division of National CityBank of Indiana


MORTGAGED PROPERTY ADDRESS:12407 Birnamwood Court, Burnsville,MN 55337


ERTY:Lot 12, Block 1, Birnamwood 9thAdditionCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on November 5, 2012unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.



Dated: March 7, 2012.PNC Bank, National AssociationMortgagee/Assignee of Mortgagee

��

��

Mortgagee/Assignee of MortgageeUSSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-68884-2656THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.2937865 3/15-4/19/12




MORTGAGE: $138,800.00MORTGAGOR(S): Jessica R. Waldron,

a single person and Todd A. Peterson,a single personMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for American Mortgage Network,Inc., its successors and assignsDATE AND PLACE OF RECORDING:Recorded: January 31, 2005 Dakota

County RecorderDocument Number: 2290788ASSIGNMENTS OF MORTGAGE:And assigned to: The Bank Of New

York Mellon FkA The Bank Of NewYork, As Trustee For The Certificate-holders Of CWALT, Inc., AlternativeLoan T rust 2005-3CB , Mo r tgagePass -through Cert i f icates , Ser ies2005-3CBDated: June 06, 2011Recorded: January 18, 2012 Dakota



cation Number: 1001310-2040851459-2Lender or Broker: American Mort-

gage Network, Inc.Residential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 14305 Hickory Ct,



ERTY: Lot 11, Block 1, GardenviewPlace First Addition, Dakota County,MinnesotaAMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE:The Bank Of New York Mellon FkAThe Bank Of New York, As TrusteeFor The Certificateholders O fCWALT, Inc., Alternative LoanT r u s t 2 0 0 5 - 3CB , M o r t g a g ePass-through Certificates, Series2005-3CB





2004MORTGAGORS: Randy W. Moritz and

Doris D. Moritz, husband and wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded October 25, 2004, Dakota






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE : Coun tryw ide HomeLoans, Inc.


MORTGAGED PROPERTY ADDRESS:17045 Embers Avenue, Farmington,MN 55024

T A X P A R C E L I . D . # :22-18102-07-401


Unit No. 2401, Common InterestCommunity No. 329, CornerstoneLake Condom in ium s , Dako taCounty, MinnesotaCOUNTY IN WHICH PROPERTY IS











Dated: March 7, 2012.Green Tree Servicing LLCMortgagee/Assignee of Mortgagee





2007MORTGAGORS: Karen E. Williams

and Kiera A. Fernandez, both single.MORTGAGEE:J P M o r g a n C h a s e

Bank, N.A.DATE AND PLACE OF RECORDING:Reco rded Decembe r 19 , 2007 ,

Reco rded Decembe r 19 , 2007 ,Dakota County Recorder, DocumentNo. 2562356.





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: JPMorgan Chase Bank,N.A.


MORTGAGED PROPERTY ADDRESS:1220 Summit Oaks Drive, Burnsville,MN 55337

T A X P A R C E L I . D . # :02-73000-110-02


Lot 11, Block 2, Summit Oaks First,Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS














THE RIGHT TO VERIFICATION OF THEDEBT AND IDENTITY OF THE

ORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: ThatDefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: 11/01/2007ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $77,500.00MORTGAGOR(S): Ronda L. Smeester,

a single womanMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for Provident Funding Associates,L.P.DATE AND PLACE OF F IL ING :

12/10/2007 as Document Number2560280 in the Office of the CountyRecorder, Dakota County, MinnesotaASS IGNMENT OF MORTGAGE :

Assigned to Provident Funding Associ-ates, L.P.DATE AND PLACE OF F IL ING :

02/29 /2012 as Document Number2852449 in the Office of the CountyRecorder, Dakota County, MinnesotaLEGAL DESCRIPTION OF PROP -

ERTY: Apartment No.102, 12986 Nicol-let Avenue South, Condominium Own-ership No. 15, Ridgeview CondominiumHomes, Dakota County, MinnesotaSTREET ADDRESS OF PROPERTY:

12986 Nicollet Avenue South #102,Burnsville, MN 55337

Burnsville, MN 55337COUNTY IN WHICH PROPERTY IS

LOCATED: DakotaT A X P A R C E L I . D . N O . :

02-01300-16-680LENDER: Provident Funding Associ-

ates, L.P.RESIDENTIAL MORTGAGE ORIGI-

NATOR: Provident Funding Associates,L.P.RESIDENTIAL MORTGAGE SER -

VICER: Provident Funding Associates,L.P.TRANSACTION AGENT: Mortgage

Electronic Registration Systems, Inc.MIN: 1000179-3517100096-7THE AMOUNT CLAIMED TO BE DUE

ON THE MORTGAGE ON THE DATE OFTHE NOTICE: $78,014.41No action or proceeding has been

instituted at law to recover the debtsecured by said mortgage, or any partthereof.There has been compliance with all

preforeclosure notice requirements ofsaid mortgage and/or applicable stat-utes.Pursuant to the power of sale con-

tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:D A T E A N D T I M E O F S A L E :

04/27/2012 at 10:00 A.M.PLACE OF SALE: Dakota Sheriff's

Office, 1580 Highway 55 Hastings, MN55033to pay the debt then secured by saidmortgage and taxes, if any, on saidpremises and the costs and disburse-ments, including attorney fees allowedby law.The time allowed by law for redemp-

tion by said mortgagor(s), their per-sonal representatives or assigns is six(6) months from the date of sale.TIME AND DATE TO VACATE PROP-

ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on 10/27/2012.MORTGAGOR(S) RELEASED FROM

FINANCIAL OBLIGATION ON MORT-GAGE: NoneTHE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS THAT MORTGAGEDPREMISES ARE IMPROVED WITH ARESIDENTIAL DWELLING OF LESSTHAN FIVE UNITS, ARE NOT PROP-ERTY USED IN AGRICULTURAL PRO-DUCTION, AND ARE ABANDONED.Dated: 03/15/2012

Provident Funding Associates,L .P . , M o r t g a g e e /M o r t g a g eAssignee

Dunakey & Klatt, P.C.,By Brian G. Sayer and Crystal W. Rink,Attorneys for Mortgagee /MortgageAssignee531 Commercial Street, P.O. Box 2363,Waterloo, IA 50701THIS IS A COMMUNICATION FROM ADEBT COLLECTOR AND ANY INFOR-MATION OBTAINED WILL BE USEDFOR THAT PURPOSE.2938348 3/15-4/19/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: July 11, 2007MORTGAGORS: Mario A. Baker and

Angela L. Baker, husband and wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded July 24, 2007 , Dakota








MORTGAGED PROPERTY ADDRESS:116 19th Avenue South, South SaintPaul, MN 55075

T A X P A R C E L I . D . # :36-53600-02-060


Lots 4 and 5, and the North 20 Feetof Lot 6, Block 2, Oak View Additionto South St. Paul.COUNTY IN WHICH PROPERTY IS




That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the debt

or o therw ise to recover the debtsecured by said mortgage, or any partthereof;












2005MORTGAGOR: Bethanie J. Schatz, a


Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded January 3, 2006, Dakota






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: DHI Mortgage CompanyLimited Partnership


MORTGAGED PROPERTY ADDRESS:2579 Yellowstone Drive, Hastings, MN55033


ERTY:Unit No. 52, CIC No. 439, GlendaleHeights Villas, Dakota County, Min-nesotaCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-

TIME AND DATE TO VACATE PROPERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on November 5, 2012 ,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.



Dated: March 7, 2012.Green Tree Servicing LLCMortgagee/Assignee of Mortgagee





2003MORTGAGORS: Karla Folstad and

Kurt Folstad, wife and husband.MORTGAGEE:M i n n e s o t a H o m e

Mortgage Corporation.DATE AND PLACE OF RECORDING:Reco rded Decembe r 23 , 2003 ,


ASSIGNMENTS OF MORTGAGE :Assigned to: ABN Amro Mortgage

Group, Inc n/k/a CitiMortgage, Inc.TRANSACTION AGENT: NONETRANSACTION AGENT 'S MORT -


LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Minnesota Home Mort-gage Corporation


MORTGAGED PROPERTY ADDRESS:20638 Hartford Way, Lakeville, MN55044


ERTY:LOT 9, BLOCK 2, VILLAGE CREEK2ND ADDITION.COUNTY IN WHICH PROPERTY IS






DATE AND TIME OF SALE: January26, 2012 at 10:00 AM


T IME AND DATE TO VACATEPROPERTY: If the real estate is anowne r - o c cup i e d , s i n g l e - f ami l ydwelling, unless otherwise provided bylaw, the date on or before which themortgagor(s) must vacate the propertyif the mortgage is not reinstated undersection 580.30 or the property is notredeemed under section 580.23 is1 1 : 5 9 p . m . o n _ J u l y 2 6 ,2012_____________________, unless theredemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.


"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IF

��

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MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED."

Dated: November 29, 2011.CitiMortgage, Inc.Mortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688810-6184THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEPursuan t to the p rov is i ons o f

M inneso ta S ta tu tes 580 .07 , thef o r e g o i n g f o r e c l o s u r e s a l e i spostponed until March 15, 2012 at10:00 am at the Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN, in saidcounty and state.

Dated: January 26, 2012.CitiMortgage, Inc.Mortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.By: Paul A. WeingardenAttorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688810-6184THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEPursuan t to the p rov is i ons o f

M inneso ta S ta tu tes 580 .07 , thef o r e g o i n g f o r e c l o s u r e s a l e i spostponed until April 26, 2012 at 10:00AM a t the She r i f f ' s O f f ice , LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN, in saidcounty and state.

Dated: March 16, 2012.CitiMortgage, Inc.Mortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.By: Paul A. WeingardenAttorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688810-6184THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.2943896 3/22/12




MORTGAGE: $72,867.00MORTGAGOR(S): Eugene T. Robin-

ette and Victoria L. Robinette, hus-band and wifeMORTGAGEE: United Mortgage Cor-

porationDATE AND PLACE OF RECORDING:Recorded: Sep tember 10 , 1992

Dakota County RecorderDocument Number: 1066863ASSIGNMENTS OF MORTGAGE:And assigned to: Bank of America,

FSBDated: September 01, 1994Recorded: August 15, 1995 Dakota

County RecorderDocument Number: 1294346And assigned to: Mortgage Elec-

tronic Registration Systems, Inc.Dated: December 02, 1998Recorded: June 21, 1999 Dakota

County RecorderDocument Number: 1614333And assigned to: Aurora Loan Ser-

vices, LLCDated: March 02, 2011Recorded: March 18, 2011 Dakota

County RecorderDocument Number: 2791872And assigned to: Aurora Bank, FSBDated: August 16, 2011Recorded: October 26, 2011 Dakota



cation Number: 100025400001004325Lender or Broker: United Mortgage

CorporationRes iden t ia l Mortgage Serv icer :


LOCATED: DakotaProperty Address: 179 Mainzer St,

West Saint Paul, MN 55118-1531T a x P a r c e l I D N u m b e r :


ERTY: Lot Six (6) of Hardwick's Addi-t ion according to the map or platthereof on file or of record in the officeof the County Recorder in and forDakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE



t a i n e d i n s a i d m o r t g a g e , t h e

t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:D A T E A N D T I M E O F S A L E :

December 16, 2011 at 10:00 AMPLACE OF SALE: Dakota County

Law En fo rcemen t Cen te r , 1580Highway 55, Lobby S-100, Hastings,Minnesotato pay the deb t secured by sa idmortgage and taxes, if any, on saidp r e m i s e s a n d t h e c o s t s a n ddisbursements, including attorney feesallowed by law, subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assigns.If the Mortgage is not reinstated

under M inn. Stat . §580 .30 or theproperty is not redeemed under Minn.Stat. §580.23, the Mortgagor mustvacate the property on or before 11:59p.m. on June 18, 2012, or the nextbusiness day if June 18, 2012 falls ona Saturday, Sunday or legal holiday.Mortgagor(s) released from financial


A DEBT COLLECTOR ATTEMPTINGTO COLLECT A DEBT . ANYINFORMATION OBTAINED WILL BEUSED FOR THAT PURPOSE.THE RIGHT TO VERIFICATION OF


REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.DATED: November 03, 2011

ASSIGNEE OF MORTGAGEE :Aurora Bank, FSB

Wilford, Geske & Cook P.A.Attorneys for Assignee of MortgageeLawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 018035F04

NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEThe above referenced sale scheduled

for December 16, 2011 at 10:00 AM hasbeen postponed to January 17, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: December 13, 2011



for January 17, 2012 at 10:00 AM hasbeen postponed to February 17, 2012at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: January 10, 2012



for February 17, 2012 at 10:00 AM hasbeen postponed to March 19, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: February 15, 2012



for March 19, 2012 at 10:00 AM hasbeen postponed to April 18, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: March 08, 2012

ASSIGNEE OF MORTGAGEE: AuroraBank, FSBWilford, Geske & Cook P.A.Attorneys for Assignee Of Mortgagee:Lawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 018035F042935391 3/22/12



MORTGAGE: $299,000.00MORTGAGOR(S): Kit M. Beier and

Kristine M. Beier, husband and wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor American Equity Mortgage, Inc., itssuccessors and assignsDATE AND PLACE OF RECORDING:Recorded: June 06, 2006 Dakota


YORK MELLON FKA THE BANK OFNEW YORK,AS TRUSTEE FOR THECERTIF ICATEHOLDERS OF THECWABS, INC., ASSET-BACKED CER-TIFICATES, SERIES 2006-13

TIFICATES, SERIES 2006-13Dated: October 26, 2011Reco rded : Novembe r 03 , 2011



cation Number: 100267400005262819Lender or Broker: American Equity

Mortgage, Inc.Residential Mortgage Servicer: Spe-

cialized Loan ServicingMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 3461 Vista Ct,

Hastings, MN 55033-3346T a x P a r c e l I D N u m b e r :


ERTY: Lot Sixteen (16), Block One (1),Riverwood 6th Addition, according tothe recorded plat thereof, and situatein Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE



t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: Decem-

ber 23, 2011 at 10:00 AMPLACE OF SALE: Dakota County


under Minn. Stat. §580.30 or the prop-erty is not redeemed under Minn. Stat.§580.23, the Mortgagor must vacatethe property on or before 11:59 p.m. onJune 25, 2012, or the next businessday if June 25, 2012 falls on a Satur-day, Sunday or legal holiday.Mortgagor(s) released from financial





ASSIGNEE OF MORTGAGEE:THE BANK O F NEW YORKMELLON FKA THE BANK OF NEWYORK ,AS TRUSTEE FOR THECERTIFICATEHOLDERS OF THECWABS, INC., ASSET-BACKEDCERTIFICATES, SERIES 2006-13



for December 23, 2011 at 10:00 AM hasbeen postponed to December 30, 2011at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: December 02, 2011



for December 30, 2011 at 10:00 AM hasbeen postponed to January 30, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: December 29, 2011




DATED: January 19, 2012ASSIGNEE OF MORTGAGEE:THE BANK O F NEW YORKMELLON FKA THE BANK OF NEWYORK ,AS TRUSTEE FOR THECERTIFICATEHOLDERS OF THECWABS, INC., ASSET-BACKEDCERTIFICATES, SERIES 2006-13


for February 06, 2012 at 10:00 AM hasbeen postponed to February 21, 2012at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: February 03, 2012








Wilford, Geske & Cook P.A.Attorneys for Assignee Of Mortgagee:Lawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 022689F012940057 3/22/12




MORTGAGE: $169,600.00MORTGAGOR(S): Lucas I. Haagen-

son and Breanne M. Haagenson, hus-band and wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Reco rded : Novembe r 22 , 2006

Dakota County RecorderDocument Number: 2477354ASSIGNMENTS OF MORTGAGE:And assigned to: Aurora Loan Ser-

vices, LLCDated: April 18, 2011Recorded: May 13 , 2011 Dakota



cation Number: 1001435-0060120040-0Lender or Broker: American Mort-

gage CorporationRes iden t ia l Mortgage Serv icer :


LOCATED: DakotaProperty Address: 1212 E 131st St,



ERTY: Lot 4, Block 1, Chateaulin ThirdAddition, Dakota County, MinnesotaAMOUNT DUE AND CLAIMED TO BE



t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: July 01,



under Minn. Stat. §580.30 or the prop-erty is not redeemed under Minn. Stat.§580.23, the Mortgagor must vacatethe property on or before 11:59 p.m. onJanuary 01, 2012, or the next busi-ness day if January 01, 2012 falls on a

ness day if January 01, 2012 falls on aSaturday, Sunday or legal holiday.Mortgagor(s) released from financial




REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.DATED: May 19, 2011

ASSIGNEE OF MORTGAGEE :Aurora Loan Services, LLC



for July 01, 2011 at 10:00 AM has beenpostponed by the mortgagor pursuantto M inn . S ta t . § 580 .07 Subd . 2December 01, 2011 at 10:00 AM in theDakota County Law EnforcementCenter, 1580 Highway 55, Lobby S-100,Hastings, Minnesota in said Countyand State.DATED: June 15, 2011



for December 01, 2011 at 10:00 AM hasbeen postponed to January 17, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: November 15, 2011









for March 16, 2012 at 10:00 AM hasbeen postponed to April 17, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: March 14, 2012ASSIGNEE OF MORTGAGEE :Aurora Loan Services, LLC

The redempt ion per iod sha l l be 5weeks from the date of said sale.Wilford, Geske & Cook P.A.Attorneys for Assignee Of Mortgagee:Lawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 020293F012943890 3/22/12




2008MORTGAGORS: Sunil Ramlall and

Dhanmati Ramlall, Wife and Husband.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded March 18, 2008, Dakota






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: DHI Mortgage CompanyLimited Partnership

Limited PartnershipRESIDENTIAL MORTGAGE SER -

VICER : JPMo rgan Chase Bank ,National Association

MORTGAGED PROPERTY ADDRESS:14233 Avalon Path, Rosemount, MN55068


ERTY:Unit Number 0804, Bloomfield QuadTownhomes , Common In terestCommunity Number 367, DakotaCounty, MinnesotaCOUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidp r em i s e s , a n d t h e c o s t s a n ddisbursements, including attorneys'f e e s a l l ow ed b y l aw s ub j e c t toredemption within six (6) months fromt h e d a t e o f s a i d s a l e b y t h emortgagor(s), their personal represen-tatives or assigns unless reduced toFive (5) weeks under MN Stat. §580.07.

T IME AND DATE TO VACATEPROPERTY: If the real estate is anowne r - o c cup i e d , s i n g l e - f ami l ydwelling, unless otherwise provided bylaw, the date on or before which themortgagor(s) must vacate the propertyif the mortgage is not reinstated undersection 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on September 17, 2012,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.



Dated: January 16, 2012.JPMorgan Chase Bank, NationalAssociationMortgagee/Assignee of Mortgagee


M inneso ta S ta tu tes 580 .07 , thef o r e g o i n g f o r e c l o s u r e s a l e i spostponed until May 3, 2012 at 10:00AM a t the She r i f f ' s O f f ice , LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN, in saidcounty and state.

Dated: March 16, 2012.JPMorgan Chase BankNational AssociationMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: February 16,

2007MORTGAGOR: S tacy K . Cay lor , a

married woman.MORTGAGEE: Mortgage Electronic





��

��

TRANSACTION AGENT S MORTGAGE IDENTIFICATION NUMBER ONMORTGAGE: 100321500011700217

LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Timberland MortgageServices, Inc


MORTGAGED PROPERTY ADDRESS:15353 Greenhaven Lane #108, Burns-ville, MN 55306


ERTY:Unit No. 118, Common InterestCommunity No. 145, Winterwood Vil-lasCOUNTY IN WHICH PROPERTY IS








T IME AND DATE TO VACATEPROPERTY: If the real estate is anowne r - o c cup i e d , s i n g l e - f ami l ydwelling, unless otherwise provided bylaw, the date on or before which themortgagor(s) must vacate the propertyif the mortgage is not reinstated undersection 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on _September 17, 2012,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.



Dated: January 16, 2012.CitiMortgage, Inc.Mortgagee/Assignee of Mortgagee


M inneso ta S ta tu tes 580 .07 , theforegoing foreclosure sale is post-poned until April 26, 2012 at 10:00 AMa t t h e S h e r i f f ' s O f f i c e , L a wEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN, in saidcounty and state.






MORTGAGE: $180,000.00MORTGAGOR(S): Anthony Kimmen

and Jennifer A. Kimmen, husband andwifeMORTGAGEE : Argen t Mortgage

Company, LLCDATE AND PLACE OF RECORDING:Recorded: Sep tember 13 , 2006

Dakota County RecorderDocument Number: 2460681ASSIGNMENTS OF MORTGAGE:And assigned to: U.S. Bank National

Association, as trustee, on behalf ofthe holders of the Asset Backed Secu-

the holders of the Asset Backed Securities Corporation Home Equity LoanTrust, Series AMQ 2006-HE7 AssetBacked Pass-Through Certificates,Series AMQ 2006-HE7Dated: September 05, 2006Recorded: Sep tember 03 , 2010

Dakota County RecorderDocument Number: 2750154Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: Argent Mortgage

Company, LLCResidential Mortgage Servicer: Select

Portfolio ServicingMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 1464 Brittany Rd,

Hastings, MN 55033-2410T a x P a r c e l I D N u m b e r :


ERTY: Lot 6, Block 2, Sontag's FirstAddition, Dakota County, MinnesotaAMOUNT DUE AND CLAIMED TO BE



t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: January



under M inn. Stat . §580 .30 or theproperty is not redeemed under Minn.Stat. §580.23, the Mortgagor mustvacate the property on or before 11:59p.m. on July 20, 2012, or the nextbusiness day if July 20, 2012 falls on aSaturday, Sunday or legal holiday.Mortgagor(s) released from financial




REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.DATED: December 08, 2011

ASSIGNEE OF MORTGAGEE:U.S. Bank National Association,as trustee , on beha l f o f theholders of the Asset BackedSecurities Corporation HomeEquity Loan Trust, Series AMQ2 0 0 6 - H E 7 A s s e t B a c k e dPass-Through Certificates, SeriesAMQ 2006-HE7









The above referenced sale scheduledfor March 22, 2012 at 10:00 AM hasbeen postponed to April 23, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: February 16, 2012





MORTGAGE: $212,000.00M O R T G A G O R ( S ) : H a d g u

Gebremicheal, a single person andNigste Weldeselassie, a single personMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Lakeland Mortgage CorporationDATE AND PLACE OF RECORDING:Recorded: July 28, 2005 Dakota

County RecorderDocument Number: 2345104ASSIGNMENTS OF MORTGAGE:And assigned to: Aurora Bank FSBDated: September 21, 2011Reco rded : Novembe r 03 , 2011



cation Number: 100137510000194029Lender or Broker: Lakeland Mort-

gage CorporationRes iden t ia l Mortgage Serv icer :


LOCATED: DakotaProperty Address: 14914 Crestview

Ave W, Rosemount, MN 55068-4560T a x P a r c e l I D N u m b e r :


ERTY: Lot 14, Block 2, Carrolton 2ndAddition, Dakota County, MinnesotaAMOUNT DUE AND CLAIMED TO BE



t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: Decem-


Law Enforcement Center, 1580 High-way 55, Lobby S-100, Hastings, Minne-sotato pay the deb t secured by sa idmortgage and taxes, if any, on saidp r e m i s e s a n d t h e c o s t s a n ddisbursements, including attorney feesallowed by law, subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assigns.If the Mortgage is not reinstated

under M inn. Stat . §580 .30 or theproperty is not redeemed under Minn.Stat. §580.23, the Mortgagor mustvacate the property on or before 11:59p.m. on June 25, 2012, or the nextbusiness day if June 25, 2012 falls ona Saturday, Sunday or legal holiday.Mortgagor(s) released from financial








for December 23, 2011 at 10:00 AM has

for December 23, 2011 at 10:00 AM hasbeen postponed to February 06, 2012at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: November 29, 2011



for February 06, 2012 at 10:00 AM hasbeen postponed to March 22, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: January 23, 2012









MORTGAGE: $191,200.00MORTGAGOR(S): Carol Lego and

Gary E. Lego, wife and husbandMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Great Northern Financial Group,Inc., its successors and assignsDATE AND PLACE OF RECORDING:Reco rded : Novembe r 08 , 2006

Dakota County RecorderDocument Number: 2474182ASSIGNMENTS OF MORTGAGE:And assigned to: THE BANK OF NEW

YORK MELLON FKA THE BANK OFNEW YORK, AS TRUSTEE FOR THECERTIFICATEHOLDERS OF CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006-25Dated: July 21, 2011Recorded: July 29, 2011 Dakota



cation Number: 1002614-9580938151-4Lender or Broker: Great Northern

Financial Group, Inc.Residential Mortgage Servicer: Spe-

cialized Loan ServicingMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 13522 Parkwood



ERTY : Lot 12 , B lock 1, ParkwoodSquare 2nd Addition, CIC No. 474,Dakota County, Minnesota.PRIVATE COMMON DRIVEWAY: Lots

10,11,12,13,14,15,16 and 17, Block 1,share a private common driveway overthe east 12 feet of Lot 10 and the east30 feet of Lot 10 lying north of thesouth 50 feet of Lot 10 and the east 30feet of Lot 11 and the east 32 feet ofLot 12 and the west 33 feet of Lot 15and the west 33 feet of Lot 16 and thewest 27 feet of Lot 17, in said Block 1.Lots 1 through 17, inclusive, Block

1, share a private common drivewayover the southwest 15 feet and south15 feet of said Lot 1 and that part ofsaid Lot 17 lying north of the southline of the north 15 feet of said Lot 17and its westerly extension and the east30.00 feet of Lot 10 lying northerly ofthe south 50.00 feet of said Lot 10 andthat part of Lot 9 lying southeasterly ofa line described as beginning at a pointon the northeasterly line of said Lot 9distant 36 feet southeasterly of themost northerly corner of said Lot 9;thence southwesterly to a point on thesouth line of said Lot 9 distant 87 feeteasterly of the most westerly corner ofsaid Lot 9 all in said Block 1.SIDEWALK EASEMENT: The south

10 feet of Lot 12, Block 1, lying east-erly of a line drawn northerly at anangle of 90 degrees from the south lineof said Lot 12 distant 46 feet easterlyof the southeast corner of said Lot 12.AMOUNT DUE AND CLAIMED TO BE

DUE AS OF DATE OF NOT I CE :$222,532.27T H A T a l l p r e - f o r e c l o s u r e

requirements have been complied with;that no action or proceeding has beeninst ituted at law or otherw ise torecover the debt secured by sa idmortgage, or any part thereof;PURSUANT to the power of sa le

con ta ined in sa id mor tgage , theabove-described property will be soldby the She r i f f o f sa id coun ty asfollows:DATE AND TIME OF SALE: October


Law En fo rcemen t Cen te r , 1580Highway 55, Lobby S-100, Hastings,Minnesotato pay the deb t secured by sa id

to pay the deb t secured by sa idmortgage and taxes, if any, on saidp r e m i s e s a n d t h e c o s t s a n ddisbursements, including attorney feesallowed by law, subject to redemptionwithin six (6) months from the dateof said sale by the mortgagor(s), theirpersonal representatives or assigns.If the Mortgage is not reinstated

under M inn. Stat . §580 .30 or theproperty is not redeemed under Minn.Stat. §580.23, the Mortgagor mustvacate the property on or before 11:59p.m. on April 09, 2012, or the nextbusiness day if April 09, 2012 falls ona Saturday, Sunday or legal holiday.Mortgagor(s) released from financial




REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.DATED: August 25, 2011

ASSIGNEE OF MORTGAGEE:THE BANK O F NEW YORKMELLON FKA THE BANK OF NEWYORK, AS TRUSTEE FOR THECERT IF ICATEHOLDERS OFCWABS, INC., ASSET-BACKEDCERTIFICATES, SERIES 2006-25



for October 07, 2011 at 10:00 AM hasbeen postponed by the mortgagorpursuant to Minn. Stat. § 580.07 Subd.2 March 07, 2012 at 10:00 AM in theDakota County Law EnforcementCenter, 1580 Highway 55, Lobby S-100,Hastings, Minnesota in said Countyand State.DATED: September 19, 2011



for March 07, 2012 at 10:00 AM hasbeen postponed to March 21, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: March 06, 2012





The redempt ion per iod sha l l be 5weeks from the date of said sale.Wilford, Geske & Cook P.A.Attorneys for Assignee Of Mortgagee:Lawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 021903F012944548 3/22/12


NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: September

26, 2005ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $214,400.00MORTGAGOR(S): Nicholas T. Gun-

derson, A Single ManMORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded: October 07, 2005 Dakota


YORK MELLON FKA THE BANK OFNEW YORK AS TRUSTEE FOR THECERTIFICATEHOLDERS CWALT, INC.ALTERNATIVE LOAN TRUST 2005-66

ALTERNATIVE LOAN TRUST 2005 66MORTGAGE PASS-THROUGH CER-TIFICATES, SERIES 2005-66Dated: June 07, 2010Recorded: August 06, 2010 Dakota



cation Number: 1001337-0000963934-8Lender or Broker : Countryw ide



LOCATED: DakotaProperty Address: 21220 Ilavista

Way, Lakeville, MN 55044-1903T a x P a r c e l I D N u m b e r :


ERTY: Lot 3, Block 4, Wild MeadowsVillas, CIC NO. 364, according to therecorded plat thereof, Dakota County,Minnesota.AMOUNT DUE AND CLAIMED TO BE



t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: Septem-



under M inn. Stat . §580 .30 or theproperty is not redeemed under Minn.Stat. §580.23, the Mortgagor mustvacate the property on or before 11:59p.m. on March 24, 2011, or the nextbusiness day if March 24, 2011 falls ona Saturday, Sunday or legal holiday.Mortgagor(s) released from financial


A DEBT COLLECTOR ATTEMPTINGTO COLLECT A DEBT . ANYINFORMATION OBTAINED WILL BEUSED FOR THAT PURPOSE.

THE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.THE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.DATED: August 12, 2010

ASSIGNEE OF MORTGAGEE:T H E B A NK O F N EW YO RKMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THECERTIFICATEHOLDERS CWALT,INC. ALTERNATIVE LOAN TRUST2 0 0 5 - 6 6 M O R T G A G EPASS-THROUGH CERTIFICATES,SERIES 2005-66



for September 24, 2010 at 10:00 AMhas been postponed to October 15,2010 a t 10 :00 AM in the Dako taCounty Law Enforcement Center, 1580Highway 55, Lobby S-100, Hastings,Minnesota in said County and State.DATED: September 20, 2010



for October 15, 2010 at 10:00 AM hasbeen postponed to November 03, 2010at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: October 11, 2010


��

SERIES 2005-66NOTICE OF POSTPONEMENT OF

MORTGAGE FORECLOSURE SALEThe above referenced sale scheduled

for November 03, 2010 at 10:00 AM hasbeen postponed to December 06, 2010at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: October 28, 2010ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THECERTIFICATEHOLDERS CWALT,INC. ALTERNATIVE LOAN TRUST2 0 0 5 - 6 6 M O R T G A G EPASS-THROUGH CERTIFICATES,SERIES 2005-66


for December 06, 2010 at 10:00 AM hasbeen postponed to January 06, 2011 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: December 02, 2010ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THECERTIFICATEHOLDERS CWALT,INC. ALTERNATIVE LOAN TRUST2 0 0 5 - 6 6 M O R T G A G EPASS-THROUGH CERTIFICATES,SERIES 2005-66


for January 06, 2011 at 10:00 AM hasbeen postponed to January 21, 2011 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.



for January 21, 2011 at 10:00 AM hasbeen postponed to February 22, 2011at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: January 13, 2011ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THECERTIFICATEHOLDERS CWALT,INC. ALTERNATIVE LOAN TRUST2 0 0 5 - 6 6 M O R T G A G EPASS-THROUGH CERTIFICATES,SERIES 2005-66

NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALE

The above referenced sale scheduledfor February 22, 2011 at 10:00 AM hasbeen postponed to March 22, 2011 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: February 03, 2011ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THECERTIFICATEHOLDERS CWALT,INC. ALTERNATIVE LOAN TRUST2 0 0 5 - 6 6 M O R T G A G EPASS-THROUGH CERTIFICATES,SERIES 2005-66

NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALE

The above referenced sale scheduledfor March 22, 2011 at 10:00 AM hasbeen postponed to April 25, 2011 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: March 02, 2011ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THECERTIFICATEHOLDERS CWALT,INC. ALTERNATIVE LOAN TRUST2 0 0 5 - 6 6 M O R T G A G EPASS-THROUGH CERTIFICATES,SERIES 2005-66


for April 25, 2011 at 10:00 AM hasbeen postponed to May 26, 2011 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: April 12, 2011ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THECERTIFICATEHOLDERS CWALT,INC. ALTERNATIVE LOAN TRUST2 0 0 5 - 6 6 M O R T G A G EPASS-THROUGH CERTIFICATES,SERIES 2005-66


for May 26, 2011 at 10:00 AM has beenpostponed to June 27, 2011 at 10:00A M i n t h e D a k o t a C o u n t y L a wEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: May 17, 2011ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R K

T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THECERTIFICATEHOLDERS CWALT,INC. ALTERNATIVE LOAN TRUST2005-66 MORTGAGEPASS-THROUGH CERTIFICATES,SERIES 2005-66


for June 27, 2011 at 10:00 AM hasbeen postponed to July 06, 2011 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: June 14, 2011ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THECERTIFICATEHOLDERS CWALT,INC. ALTERNATIVE LOAN TRUST2 0 0 5 - 6 6 M O R T G A G EPASS-THROUGH CERTIFICATES,SERIES 2005-66


for July 06, 2011 at 10:00 AM has beenpostponed to August 10, 2011 at 10:00A M i n t h e D a k o t a C o u n t y L a wEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: July 01, 2011ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THECERTIFICATEHOLDERS CWALT,INC. ALTERNATIVE LOAN TRUST2005-66 MORTGAGEPASS-THROUGH CERTIFICATES,SERIES 2005-66


for August 10, 2011 at 10:00 AM hasbeen postponed to September 12, 2011at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: August 09, 2011ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THECERTIFICATEHOLDERS CWALT,INC. ALTERNATIVE LOAN TRUST2 0 0 5 - 6 6 M O R T G A G EPASS-THROUGH CERTIFICATES,SERIES 2005-66


for September 12, 2011 at 10:00 AMhas been postponed to October 12,2011 a t 10 :00 AM in the Dako taCounty Law Enforcement Center, 1580Highway 55, Lobby S-100, Hastings,Minnesota in said County and State.

DATED: September 02, 2011ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THECERTIFICATEHOLDERS CWALT,INC. ALTERNATIVE LOAN TRUST2 0 0 5 - 6 6 M O R T G A G EPASS-THROUGH CERTIFICATES,SERIES 2005-66


for October 12, 2011 at 10:00 AM hasbeen postponed to November 14, 2011at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: October 04, 2011ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THECERTIFICATEHOLDERS CWALT,INC. ALTERNATIVE LOAN TRUST2 0 0 5 - 6 6 M O R T G A G EPASS-THROUGH CERTIFICATES,SERIES 2005-66


for November 14, 2011 at 10:00 AM hasbeen postponed to December 14, 2011at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: November 10, 2011ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THECERTIFICATEHOLDERS CWALT,INC. ALTERNATIVE LOAN TRUST2 0 0 5 - 6 6 M O R T G A G EPASS-THROUGH CERTIFICATES,SERIES 2005-66


for December 14, 2011 at 10:00 AM hasbeen postponed to January 17, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.



for January 17, 2012 at 10:00 AM hasbeen postponed to February 17, 2012at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,

Enforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: January 11, 2012ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THECERTIFICATEHOLDERS CWALT,INC. ALTERNATIVE LOAN TRUST2 0 0 5 - 6 6 M O R T G A G EPASS-THROUGH CERTIFICATES,SERIES 2005-66


for February 17, 2012 at 10:00 AM hasbeen postponed to March 20, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: February 14, 2012ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THECERTIFICATEHOLDERS CWALT,INC. ALTERNATIVE LOAN TRUST2005-66 MORTGAGEPASS-THROUGH CERTIFICATES,SERIES 2005-66


for March 20, 2012 at 10:00 AM hasbeen postponed to April 20, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: March 15, 2012ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THECERTIFICATEHOLDERS CWALT,INC. ALTERNATIVE LOAN TRUST2 0 0 5 - 6 6 M O R T G A G EPASS-THROUGH CERTIFICATES,SERIES 2005-66



THE RIGHT TO VERIFICATIONOF THE DEBT AND IDENTITY OFTHE ORIGINAL CREDITOR WITHINTHE TIME PROVIDED BY LAW ISNOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN , thatdefault has occurred in conditions ofthe following described mortgage:

DATE OF MORTGAGE: January 14,2003

MORTGAGORS: Erin M. Denet andCharles J. Denet, wife and husband.

MORTGAGEE:ABN Amro MortgageGroup, Inc., n/k/a CitiMortgage, Inc..

DATE AND PLACE OF RECORDING:Recorded Ju ly 3 , 2003 , Dako ta





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE : ABN Amro MortgageGroup, Inc., n/k/a CitiMortgage, Inc.


MORTGAGED PROPERTY ADDRESS:4891 190th Street West, Farmington,MN 55024

T A X P A R C E L I . D . # :14-47800-010-01


Lot 1, Block 1, Meadow Creek FirstAddition, according to the recordedplat thereof, Dakota County, Minne-sota.COUNTY IN WHICH PROPERTY IS




That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at law

proceeding has been instituted at lawor o therw ise to recover the debtsecured by said mortgage, or any partthereof;


DATE AND TIME OF SALE: February9, 2012 at 10:00 AM



TIME AND DATE TO VACATE PROP-ERTY: If the real estate is an owner-occupied, s ingle-family dwelling,unless otherwise provided by law, thed a t e o n o r b e f o r e w h i c h t h emortgagor(s) must vacate the propertyif the mortgage is not reinstated undersection 580.30 or the property is notredeemed under section 580.23 is1 1 : 5 9 p . m . o n _ A u g u s t 9 ,2012_____________________, unless theredemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.


"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEM O R T G A G E D P R E M I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED."

Dated: December 12, 2011.CitiMortgage, Inc.Mortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee of

Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688810-5358THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEPursuan t to the p rov is i ons o f

M inneso ta S ta tu tes 580 .07 , thef o r e g o i n g f o r e c l o s u r e s a l e i spostponed until March 15, 2012 at10:00 am at the Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN, in saidcounty and state.


USSET, WEINGARDEN AND LIEBO, P.L.L.P.By: Paul A. WeingardenAttorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688810-5358THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEPursuan t to the p rov is i ons o f

M inneso ta S ta tu tes 580 .07 , thef o r e g o i n g f o r e c l o s u r e s a l e i spostponed until April 19, 2012 at 10:00AM a t t h e S h e r i f f ' s O f f i c e , L a wEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN, in saidcounty and state.




Minnesota companies exported$5.1 billion worth of manufactured,agricultural and mining products inthefourthquarterof2011,afourth-quarter record that was 1.4 percenthigher than the same period a yearearlier, according to figures releasedMarch 9 by the Minnesota Depart-mentofEmploymentandEconomicDevelopment(DEED). Manufacturing dominated Min-nesota exports during the quarter,accounting for $4.7 billion worth ofsales, the eighth straight quarter ofyear-over-yearincreasesinthatsector. “StrongmarketsinAsiaandNorthAmerica are driving the growth ofMinnesota exports,” said DEEDCommissioner Mark Phillips. “TheMinnesota Trade Office is seeingplenty of opportunities right nowforcompaniesthatwanttoexporttothoseandotherregionsoftheworld.” “WearepleasedtoseeMinnesotaposted the highest export numbersthe state has ever had in the fourthquarter,” added Katie Clark, execu-tivedirectorof theMinnesotaTrade

Office(MTO).“Smallandmid-sizedcompaniesacrossthestatearehavinggreat success growing their businessthrough exporting.There is demandforMinnesota’shigh-qualityproductsallovertheworld.” Canadawas the state’s largest ex-port market, buying nearly $1.5 bil-lion worth of products during thequarter, up 0.9 percent from a yearearlier.OthermajorexportcustomerswereChina($644million,up10per-cent),Mexico($306million,up22.7percent), Japan ($303 million, down5.4percent),SouthKorea($184mil-lion,up25.7percent),Germany($162million,down20.5percent),thePhil-ippines($144million,up0.7percent),Belgium($130million,down9.4per-cent),Singapore($128million,up1.4percent) and the United Kingdom($127million,down19.8percent). Machinery led all export cat-egories, accounting for $988 millionin sales during the fourth quarter,down4.6percentfromthesamepe-riod a year earlier. Other top exportproductswereoptical,medical ($705

million,down3.3percent), electricalmachinery($704million,up3.6per-cent), vehicles ($445 million, down9.3 percent), plastic ($259 million,up 2.1 percent), meat ($127 million,up 83.8 percent), food waste ($126million, down 4.3 percent), aircraft,spacecraft ($122million,up4.9per-cent),mineralfuel,oil($120million,up 52.6 percent) and ores, slag, ash($110million,up51.7percent). Astrongquarterformeatexports(upnearly84percent)wasattributedtomajordemandforfreshorfrozenpork in China, with sales climbingfrom$2millionto$34millionfromthe previous year. Meats also werestrong in South Korea ($23 million,up34percent)andMexico($17mil-lion,up52percent). Mineralfuelandoilproductsalsohad a strong quarter (up nearly 53percent),withCanadaaccountingforvirtually the entire market at $118million.Theores,slag,ash(ironores)category climbed nearly 52 percent,with sales toChina leaping from$0to$37millioninthepastyear.

State exports set fourth-quarter record

Sen. Scott Dibble, DFL-Minneapolis, committeerankingminoritymember,at-temptedtoremovetheprovi-sionfromthebill. Dibble argued that recentRepublican legislation pro-viding for state governmentfunding and services in theevent of a shutdown — nu-merous such bills are perco-latingthroughtheLegislature—reflectedanunwillingnesstocompromise. Dibble argued that tosome Republicans “compro-mise”wasadirtyword. CommitteeChairman JoeGimse, R-Willmar, argued

thatalmostalltransportationfundingwasdedicatedmoney. Ithadnothingtodowiththe political squabbles overgeneral fund dollars, he ar-gued. Sen. Paul Gazelka, R-Brainerd,blamedtheDaytonAdministration for the stategovernment shutdown lastsummer,arguingthegovernorhad taken an “almost all ornothing” approach to budgettalks. “Youplanahead,”saidGa-zelkaofmeetingfuturecrisis. Dibble’s amendmentfailed.


Speed-Limit from Page 6A

Staff members can alsobereachedbyemail. The main ad-dresses for ads are ads.th i sweek@ecm- inc .com, [email protected] [email protected] manager at [email protected]. Thisweek and theTribune apologize foranyinconvenience. Thisweek Newspa-pers and the DakotaCounty Tribune Busi-ness Weekly’s new ad-dress is 15322 Galaxie

Ave., Suite 219, AppleValley,Minn.,55124. Readers can sendnotices of upcomingevents,letterstotheedi-torandothercorrespon-dence to thisaddressoruseemail. Afterthethe phoneextensions are moved,thephonenumbersandemail of staff mem-bers will be the sameas they were in Burns-ville. A complete list ofstaff members, phoneextensions and e-mailaddresses is available atwww.thisweeklive.com/staff-directory.

Move from Page 1A


Theater and Arts Briefs

Dakota Artsby Andrew Miller

Dakota County tribune

F. Scott Fitzgerald said there are no second acts in american lives. Dennis Car-ney begs to differ. the 70-year-old Savage resident retired in 2000 after nearly four decades working in the production department at the Pioneer Press. and that’s when the fun began. He’s now a professional standup comic, producing and performing in shows a few times a month at venues throughout the twin Cities. Carney got interested in doing comedy after joining toastmasters, the nonprofit which aims to build pub-lic speaking and leadership skills. “i was giving a speech at toastmasters and people were laughing – found out i had a flair for comedy,” he said. Carney began honing his standup skills at open-mic nights at twin Cities comedy venues such as the Joke Joint and acme Com-edy Club. recruiting some of the other comics he met at those events, Carney formed a comedy troupe and started staging his own shows. “i have a loose group of about 30 comedians. We

started doing shows in amer-ican Legions and VFWs and have since branched out,” he said. a fan of Jack benny and Jay Leno, Carney said self-effacing humor is at the heart of his act. “i’m a loser – i’m short, old, overweight. i’m divorced, i’m lazy, i drive a toyota – bought it from Denny Heck-er,” he said. though his shows are in-tended for adult audiences, he restricts himself and the other comics to clean material. “Most national touring comedians do jokes so dirty you can’t use ’em, and it’s just not me,” he said. “We don’t do anything you wouldn’t see on network tV. i do a joke about Viagra – that’s probably my dirtiest one.” Carney is bringing his “all-star comedy troupe” to Casa nostra restaurant, 20198 Heritage Drive, Lakeville, on March 23. the 8:30 p.m. show fea-tures Carney and fellow comics Carol Vnuk and rod blanchard; PizPor the Magi-cian, a renaissance Festival veteran, is the headliner. ad-mission is free.

Andrew Miller is at [email protected].

Dennis Carney brings his comedy show to Casa nostra in LakevilleLocal senior’s second act: standup


Self-effacing humor is at the heart of 70-year-old Dennis Carney’s standup act. “I’m a loser – I’m short, old, overweight,” he said. “I’m divorced, I’m lazy, I drive a Toyota – bought it from Denny Hecker.”


The Play’s the Thing Productions presents “Joseph and the Amazing Technicolor Dreamcoat” at the Lakeville Area Arts Center, 20965 Holyoke Ave., on Fridays, Saturdays and Sundays March 23-April 1. Tickets are $12 adults, $10 senior/students, and can be purchased online or at the door. For more information, visit www.childrenstheatretptt.com.

‘Joseph’ comes to Lakeville stageGlee takes the ice the Heritage Figure Skating Club and Lakeville and Farmington Learn to Skate programs will present their inaugural ice skating show March 23-24 at Hasse arena, 8525 215th St. W., Lakeville. the show will feature songs from the television show “Glee.” ticket sales begin at 6 p.m. at the arena, the show begins at 7 p.m. tickets are $8 for adults and $5 for stu-dents under 18 and seniors over 55.

‘Troops’ event the 2012 Scoops for troops benefit will feature five top twin Cities sing-er-songwriters. the event, which benefits the families of u.S. soldiers who died in iraq and afghanistan, will be held from 1 to 5 p.m. Sunday, april 29, at the ring Mountain Cafe and Creamery in eagan. ad-mission is free. artists performing in-

clude James Loney, edie rae, inukshuk Pass, bill Woodson and Matthew Griswold. “Home again, the 21st Century Veteran experi-ence,” a limited edition CD of songs written by the fea-tured performers and oth-ers, will be for sale at the Scoops for troops show.

Celtic Crossroads Celtic Crossroads will perform at 7:30 p.m. thursday, March 29, at the burnsville Performing arts Center, 12600 nicollet ave. tickets are $29.50 and $32.50 and can be pur-chased in person at the box office, by calling (800) 982-2787 or at ticketmaster.com.

Celtic Crossroads

3/22/2012 - dakota county tribune business weekly

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