15 15 challenge

Anand Vyavahare 8793446273

Challenge 15 vs. 15


An Average Family has Rs 15000 Per month Expense


What If Family Head decides to retire in next 15 years ?


How much amount will be required to maintain same life style as of now ?


Considering avg. Inflation 10 % He will require Rs 62000 per month.


Challenge If you spend Rs 15000 per month today Save Rs 15000 per month Also.


Scenario After Investing Rs 15000 pm in various Instruments.


Traditional Insurance Policy

By 6 %

Rs 58 lakh 10 thousands


Bank FD or PPFBy 8.5 % (current rate)

Rs76 lakh 9 thousands


Patsanstha

By 10 %

Rs 90 Lakh 8 thousands

Big Question Which Patsanstha is reliable to remain invested for 15 years ?


Equity Mutual Fund SIP Rs 15000 pm

@ 15 % Rs 1 cr 63 lakh@ 18 % 2 crore 39 lakh

@ 20 % 3 crore 10 lakh

@ 22 % 4 crore 5 Lakh

Avg Rs 2 crore 79 lakh.

Anand Vyavahare 8793446273Summary

Instrument Insurance policy

Bank FD or PPF

Patsanstha

Equity Mutual Fund SIP

Rate 6 % 8.5% 10% Avg 18.75 %

Amount 58 lakh 10 thousands

76 lakh 9 thousands

90 lakh 8 thousands

2 crore 79 lakh

Equity Mutual Fund SIP can give around Rs 2 crore 79 lakh


Insura

nce po

licy

Bank

FD or

PPF

Patsa

nstha

Equit

y MF S

IP0

5000000

10000000

15000000

20000000

25000000

30000000After 15 years

After 15 years


If Rs 2 cr 79 lakh is Invested in safe Instrument for fixed interest by 8 % per annum.

After 15 years

It will give you monthly interest of Rs 1 lakh 86 thousand.


Provision for pension 62000 (today's 15000 will be approx 62000 after 15 years by 10 % inflation)

Spend more 24000 by free hand ( if you wish)

Anand Vyavahare 8793446273Still You remain Rs 1 lakh for new investment per month After 15 years spend more And invest more without working.

The real wealth creation.

Anand Vyavahare 8793446273Today

Expe

nse

Invest

ment

0%20%40%60%80%

100%equal equal

equal equal

Anand Vyavahare 8793446273After 15 years without working

0

20000

40000

60000

80000

100000

120000

Column3Column2Column1


0%30%60%90%

Additional ExpenseInvestmentExpense

Live Life Real

Rich Life

Anand Vyavahare 8793446273Challenge yourself, While Working Today

Expense = Investment

After 15 Years Spend MoreInvest More

But Without Working…..


Thank You

15 15 challenge

Self Improvement