2017 naic summer national meeting · 2017 naic summer national meeting page 1 ... toto, gu ito,...

2017 NAIC SUMMER NATIONAL MEETING

FINAL REGISTRATION LIST AS OF 8/17/2017 COMMISSIONERS, DIRECTORS AND SUPERINTENDENTS OF INSURANCE Altmaier, David Florida Office of Insurance Reg Tallahassee, FL Anderson, Gary Massachusetts Div of Ins Boston, MA Atkins, Nancy Kentucky Dept of Ins Frankfort, KY Badolato, Richard New Jersey Dept of Banking & Ins Trenton, NJ Brady, Kevin Texas Dept of Ins Austin, TX Cali Robison, Laura Oregon Division of Financial Reg Salem, OR Cameron, Dean Idaho Dept of Ins Boise, ID Causey, Michael North Carolina Dept of Ins Raleigh, NC Chaney, Mike Mississippi Ins Dept Jackson, MS Cioppa, Eric Maine Bureau of Ins Augusta, ME Cunningham, Jackie Virginia Bureau of Ins Richmond, VA Deiter, Larry South Dakota Div of Ins Pierre, SD Doak, John Oklahoma Ins Dept Oklahoma City, OK Donelon, Jim Louisiana Dept of Ins Baton Rouge, LA Dwyer, Elizabeth Rhode Island Div of Ins Cranston, RI Farmer, Ray South Carolina Dept of Ins Columbia, SC

Froment, Jillian Ohio Dept of Ins Columbus, OH Ganim, Marie Rhode Island Ofc of the Hlth Ins Cmsr Cranston, RI Glause, Tom Wyoming Ins Dept Cheyenne, WY Godfread, Jon North Dakota Ins Dept Bismark, ND Hammer, Jennifer Illinois Dept of Ins Springfield, IL Hartt, Peter New Jersey Dept of Banking & Ins Trenton, NJ Hudgens, Ralph Georgia Ofc of Ins & Fire Safety Atlanta, GA Ilagan, Artemio Guam Regulatory Division Toto, GU Ito, Gordon Hawaii Ins Div Honolulu, HI Jones, Dave California Dept of Ins Sacramento, CA Kerr, Allen Arkansas Ins Dept Little Rock, AR Kiser, Todd Utah Ins Dept Salt Lake City, UT Lindley-Myers, Chlora Missouri Dept of Ins Jefferson City, MO McPeak, Julie Tennessee Dept of Commerce & Ins Nashville, TN McVey, Allan West Virginia Ofc of the Ins Cmsr Charleston, WV Navarro, Trinidad Delaware Dept of Ins Dover, DE Nickel, Ted Wisconsin Ofc of the Ins Cmsr Madison, WI

Ommen, Doug Iowa Ins Div Des Moines, IA Pieciak, Michael Vermont Dept of Financial Reg Montpelier, VT Rabauliman, Mark Northern Mariana Islands Dept of Commerce Saipan, MP Ramge, Bruce Nebraska Dept of Ins Lincoln, NE Redmer, Al Maryland Ins Admin Baltimore, MD Richardson, Barbara Nevada Div of Ins Carson City, NV Ridling, Jim Alabama Dept of Ins Montgomery, AL Rivera Rios, Javier Puerto Rico Ofc of the Ins Cmsr Guaynabo, PR Robertson, Stephen Indiana Dept of Ins Indianapolis, IN Rosendale, Matthew Montana Ofc of the Ins Cmsr Helena, MT Salazar, Marguerite Colorado Div of Ins Denver, CO Selzer, Kenneth Kansas Dept of Ins Topeka, KS Sevigny, Roger New Hampshire Ins Dept Concord, NH Taylor, Stephen DC Dept of Ins Securities & Banking Washington, DC Vullo, Maria New York Dept of Financial Services New York, NY Wade, Katharine Connecticut Ins Dept Hartford, CT Wing-Heier, Lori Alaska Division of Ins Anchorage, AK


ALL OTHER REGISTRANTS (A) Aafedt, David Winthrop & Weinstine, P.A. Minneapolis, MN Abramov, Azar NAIC New York, NY Abreo, Francis Alabama Dept of Ins Montgomery, AL Acebo, William Assurant Miami, FL Acevedo, Bailey Community Service Society of New York New York, NY Adair, Brayden University of Nebraska at Kearney Kearney, NE Adair, Janette Berkley Life Sciences Cibolo, TX Adamczyk, Ian Prudential Financial, Inc. Newark, NJ Adams, Christopher Maryland General Assembly Annapolis, MD Adams, Ian R Street Institute Washington, DC Adams-Harris, Jean Johnson Lambert LLP Atlanta, GA Adolf, Jodi Dentons US LLP Kansas City, MO Adolf, Maureen Eversheds Sutherland (US) LLP New York, NY Aevy, Sabrina Bristol-Myers Squibb Washington, DC Afolabi, Christine DC Dept of Ins Securities & Banking Washington, DC Ahmann, Matthew Principal Financial Group Des Moines, IA

Ahrens, Rhonda Nebraska Dept of Ins Lincoln, NE Ailes, Justin American Land Title Association Washington, DC Alberts, David Mayer Brown New York, NY Albrizio, Rosemarie AXA Equitable Life Ins Co Jersey City, NJ Alerte, Frank Brown & Brown, Inc. Daytona Beach, FL Alexander, Lois NAIC Kansas City, MO Alexander, Meredith Ohio Dept of Ins Columbus, OH Alfano, Joe Aetna Hartford, CT Allegue, Raul Travelers Hartford, CT Allen, Ken California Dept of Ins Los Angeles, CA Allen, Richard Aflac Columbus, GA Allison, Pat NAIC Kansas City, MO Altman, Jessica Pennsylvania Ins Dept Harrisburg, PA Alton, Jeff CNA Insurance Chicago, IL Alvarado, Caren Crum & Forster Eatontown, NJ Amann, Cynthia Missouri Dept of Ins Jefferson City, MO Amari, Toshiyuki Sompo Japan Nipponkoa Insurance Shinjuku-ku, Japan

Andersen, Fred Minnesota Dept of Commerce St. Paul, MN Andersen, Joshua ReliaMax Surety Co Sioux Falls, SD Anderson, Chad Western Guaranty Fund Services Denver, CO Anderson, Chris Anderson Insights LLC New York, NY Anderson, Doug Squire Patton Boggs (US) LLP Columbus, OH Anderson, Mel Arkansas Ins Dept Little Rock, AR Anderson, Robyn Old Republic National Title Ins Co Minneapolis, MN Anderson, Todd Blue Cross Blue Shield of Michigan Lansing, MI Andrews, Dorothy Merlinos & Associates Norcross, GA Andring, Mike North Dakota Ins Dept Bismarck, ND Angel, Brian Aflac Columbus, GA Angell, Charles Alabama Dept of Ins Montgomery, AL Angoff, Jay Mehri & Skalet Washington, DC Annese, Mary Verisk/ISO Jersey City, NJ Annotti, Joseph American Fraternal Alliance Oak Brook, IL Ansehl, Robert Thompson Hine LLP NewYork, NY Antush, Jim WSRB Seattle, WA


Appleby, Julie Kaiser Health News Washington, DC Arfanis, William Connecticut Ins Dept Hartford, CT Armstrong, Barry The INS Companies Philadelphia, PA Armstrong, Jack Liberty Mutual Insurance Boston, MA Armstrong, James Iowa Ins Div Des Moines, IA Arney, Tracy UnitedHealthcare Fishers, IN Arnold, Connie Pennsylvania Ins Dept Harrisburg, PA Arnold, Darlene A. Maryland Ins Admin Baltimore, MD Arscott, Brian NAIC Kansas City, MO Arsenault, Jon Connecticut Ins Dept Hartford, CT Askelsen, Erik Athene West Des Moines, IA Askerlund, Nancy Utah Ins Dept Salt Lake, UT Atkinson, Amy Munich American Reassurance Company Atlanta, GA August, Victoria Maryland Ins Admin Baltimore, MD Austin, Jennifer KPMG LLP New York, NY Avery, Michelle Veris Consulting LLC Reston, VA Awati, Vinay Zurich North America Schaumburg, IL

Ayers, Vicki Virginia Bureau of Ins Richmond, VA (B) Babbitt, Edward Western & Southern Financial Group Cincinnati, OH Baca, Roberta New Mexico Ofc of the Superintendent Albuquerque, NM Bach, Amy United Policyholders San Francisco, CA Backus Hall, Laura NCCI Plainfield, VT Bailey, Carl Florida Blue Jacksonville, FL Bailey, Sarah Alaska Division of Ins Juneau, AK Baird, Amanda OH Dept of Ins Columbus, OH Balaban, Bill Balaban & Coble Harrisburg, PA Baldwin, J. Kevin Illinois Ofc of the Special Deputy Chicago, IL Balogh, Megan CUNA Mutual Group Madison, WI Bank, Jonathan Locke Lord Los Angeles, CA Barbarowicz, Robert Michelman & Robinson, LLP Los Angeles, CA Bardzik, Steven NAIC New York, NY Barlow, Philip DC Dept of Ins Securities & Banking Washington, DC Barnard, Cynthia Pacific Life Insurance Company Newport Beach, CA Barner, Antonio R. Accredited Surety and Casualty Co Inc Orlando, FL

Barnhart, Richard MassMutual Springfield, MA Baron, Robert Maryland Ins Admin Baltimore, MD Barr, Jane NAIC Kansas City, MO Barratt, Brett Utah Ins Dept Salt Lake City, UT Barrett, Hugh Massachusetts Mutual Life Insurance Co. Springfield, MA Barrett, Tracy AgeeFisherBarrett, LLC Atlanta, GA Barry, Abdoul Pennsylvania Ins Dept Harrisburg, PA Barry, Daniel TIAA New York, NY Bartell, Thomas The Hartford Financial Services Group, Inc. Hartford, CT Bartlett, Douglas New Hampshire Ins Dept Concord, NH Bartuska, Chrystal North Dakota Ins Dept Bismarck, ND Barwick, Daniel Alvarez & Marsal Insurance and Risk Advisory Services Philadelphia, PA Bates, Richard State Farm Bloomington, IL Batistoni, Dianne EisnerAmper LLP Iselin, NJ Batts, Sandra Kentucky Dept of Ins Frankfort, KY Baty, Bruce Dentons US LLP Kansas City, MO Bauer, John NAIC Kansas City, MO


Bauer, John Prudential Financial Newark, NJ Baughman, Jeff Washington Ofc of the Ins Cmsr Tumwater, WA Bayerle, Brian American Council of Life Insurers Washington, DC Baysinger, Kara Dentons Oakland, CA Bayston, Darwin Life Insurance Settlement Association Orlando, FL Beagan, Kevin Massachusetts Div of Ins Boston, MA Beal, Andrew NAIC Kansas City, MO Beam, Alison Independence Blue Cross Camp Hill, PA Bean, Joshua Transamerica Life Ins. Co. Cedar Rapids, IA Beard, Amy Indiana Dept of Ins Indianapolis, IN Beatty, Donald Virginia Bureau of Ins Richmond, VA Beavers, Michael Virginia Bureau of Ins Richmond, VA Beck, Robert TransRe New York, NY Becker, Tish Kansas Dept of Ins Topeka, KS Beckner, Lynn Maryland Ins Admin Baltimore, MD Beebe, Laura Farm Bureau Life Insurance Company West Des Moines, IA Belanger-Walkins, Rebecca Examination Resources, LLC Atlanta, GA

Belfi, Kathy Connecticut Ins Dept Hartford, CT Bell, Keith The Travelers Companies, Inc. Hartford, CT Bell, Rowen Ernst & Young Chicago, IL Belo, Louis Global Bankers Insurance Group Durham, NC Benefield, Christine AIG Houston, TX Benger, Eugene Debevoise & Plimpton LLP New York, NY Bennett, Jim UnitedHealthcare Tallahassee, FL Bennett, Mark Cantilo & Bennett LLP Austin, TX Bennett, Nancy American Academy of Actuaries Washington, DC Berenson, Harris The Hanover Insurance Group Worcester, MA Berg, Eric Everest Reinsurance Company Liberty Corner, NJ Berk, Rachel Willkie Farr & Gallagher LLP New York, NY Berkowitz, Bryan Deloitte & Touche LLP Parsippany, NJ Berlin, Michael Greenberg Traurig Albany, NY Berliner, Alan Thompson Hine LLP Columbus, OH Bernard, Susan California Dept of Ins San Francisco, CA Berry, David Dixon Hughes Goodman Atlanta, GA

Bickel, Kia Johnson Lambert Philadelphia, PA Biehn, Tracy North Carolina Dept of Ins Raleigh, NC Bieniek, Joe First Consulting & Administration, Inc. Kansas City, MO Bigayer, Jamie Carlton Fields Jorden Burt, P.A. Miami, FL Binderup, Kara NAIC Kansas City, MO Bingham, Rona NAIC Kansas City, MO Binnun, Sam Risk & Regulatory Consulting, LLC Palm Harbor, FL Binoya, Eralyn Pacific Life Newport Beach, CA Birchler, Liane Westmont Associates, Inc. Cherry Hill, NJ Birnbaum, Birny Center for Economic Justice Austin, TX Birrane, Kathleen DLA Piper LLP (US) Baltimore, MD Biskupiak, Bob Montana Ofc of the Ins Cmsr Helena, MT Bissett, Wesley The Bellemore Group Baltimore, MD Bittner, Robert Willis Re Philadelphia, PA Blackburn, Ashley Community Catalyst Boston, MA Blakeney, Ryan Mississippi Ins Dept Jackson, MS Blanchard, Ralph The Travelers Companies, Inc. Hartford, CT


Blauvelt, Julie Virginia Bureau of Ins Richmond, VA Blitenthal, Ronald Old Republic Title Tampa, FL Blomberg, John MetLife Bridgewater, NJ Bloom, John BlueCross BlueShield of South Carolina columbia, SC Bluhm, Kenneth Blue Cross Blue Shield of Michgan Detroit, MI Blum, Christopher Everest Re Liberty Corner, NJ Blume, Paul PCI Chicago, IL Bodner, Benjamin Hinman Straub Albany, NY Bodner, Fred Hinman Straub Albany, NY Boeckman, Ralph New Jersey Dept of Banking & Ins Trenton, NJ Boerner, Mike Texas Dept of Ins Austin, TX Bogue, Martin AIG New York, NY Bohn, Kristi Minnesota Dept of Commerce St Paul, MN Boles, Bart Texas Life & Health Insurance Guaranty Association Austin, TX Bolton, Alicia Lincoln Financial Greensboro, NC Boran, Matthew KPMG LLP New York, NY Bordonaro, Michael Starr Companies New York, NY

Borja, Charlette Northern Mariana Islands Dept of Commerce Saipan, MP Borrelli, Cynthia Bressler, Amery & Ross Morristown, NJ Boston, Angela Burke Iowa Ins Div Des Moines, IA Botsko, Thomas Ohio Dept of Ins Columbus, OH Bottalico, Al Locke Lord LLP Los Angeles, CA Botzow, Bill Vermont Legislature Bennington, VT Boven, Jean Michigan Dept of Ins & Financial Svcs Lansing, MI Bowman, Richard New York Life Ins Co Sleepy Hollow, NY Boyd, Nicole Kansas Dept of Ins Topeka, KS Bozzo, Marshal New York Dept of Financial Services New York, NY Brackemyre, Adam SIIA Washington, DC Bradburn, Haley Kentucky Dept of Ins Frankfort, KY Bradner, George Connecticut Ins Dept Hartford, CT Bradshaw, Daniel Mississippi Ins Dept Jackson, MS Bradstreet, Chara NAIC Washington, DC Brady, Gwendolyn U.S. Virgin Islands Div of Banking, Insurance & Financial Regulation St. Croix, VI Bramble, Jocelyn DC Dept of Ins Securities & Banking Washington, DC

Brandenburg, Aaron NAIC Kansas City, MO Brangaccio, Anoush Florida Office of Insurance Reg Tallahassee, FL Branum, W. Jay South Carolina Dept of Ins Columbia, SC Braziel, Melvin MetLife Washington, DC Breault, Mary Ellen Connecticut Ins Dept Hartford, CT Breitstadt, Charles Nationwide Mutual Insurance Columbus, OH Brennan, Christopher New Jersey Dept of Banking & Ins Trenton, NJ Bresler, Catherine Trustmark Companies Lake Forest, IL Bressman, Brian DC Dept of Ins Securities & Banking Washington, DC Brickwedde, Peter Minnesota Dept of Commerce St. Paul, MN Bridgeland, Brendan Center for Ins Research Haverhill, MA Bridges, Chad Mississippi Ins Dept Jackson, MS Briggs, Laurie Rector & Associates, Inc. Columbus, OH Brinkman, Alan Mutual of Omaha Omaha, NE Britton, Chris Wells Fargo Reinsurance Charlotte, NC Broadie, Steve Property Casualty Insurers Association of America (PCIAA) Chicago, IL Broccoli, Jack Rhode Island Div of Ins Cranston, RI


Brodeur, Elizabeth Safety Insurance Boston, MA Brogan, Steven Drinker Biddle & Reath LLP Philadelphia, PA Brosnan, Sharon Thrivent Financial Appleton, WI Brouse, Lorrie Tennessee Dept of Commerce & Ins Nashville, TN Brower, Sandy NAIC Kansas City, MO Brown, Adam Allianz Life Golden Valley, MN Brown, Brandi RegEd Inc Morrisville, NC Brown, Cliston Surplus Line Assn of California San Francisco, CA Brown, Crystal NAIC Kansas City, MO Brown, Dan Drinker Biddle & Reath San Francisco, CA Brown, Lisa American Insurance Association Washington, DC Brown, Nathaniel DC Dept of Ins Securities & Banking Washington, DC Brown, Paul S. BlueCross BlueShield Association Washington, DC Brown, Peg Colorado Div of Ins Denver, CO Brown, Rylynn Delaware Dept of Ins Dover, DE Brown, Ted North Carolina Dept of Ins Raleigh, NE Brown, Tim VOYA Financial Atlanta, GA

Browning, David Mississippi Ins Dept Jackson, MS Bruggeman, Dale Ohio Dept of Ins Columbus, OH Brunette, Cheryl Maiden Mt. Laurel, NJ Brunette, Kelsey Munich RE, US Princeton, NJ Bruning, Larry NAIC Kansas City, MO Brunson-Wheeler, Natalie State Farm Insurance Bloomington, IL Bryden, Dan Minnesota Dept of Commerce St Paul, MN Buchanan, Kendall South Carolina Dept of Ins Columbia, SC Buckman, Kandi Pennsylvania Ins Dept Harrisburg, PA Buford, Tom Kentucky Senate Frankfort, KY Burger, Sue Humana Port Charlotte, FL Burke, Denise Wyoming Ins Dept Cheyenne, WY Burke, Dennis Reinsurance Association of America Washington, DC Burns, Bonnie California Health Advocates Sacramento, CA Burns, Joanne American Association of Insurance Services Thousand Oaks, CA Burrows, Steven Eagle Investment Systems Wellesley, MA Burton, Peter NCCI Wayne, PA

Burusco, Christophe Sidley Austin LLP Los Angeles, CA Butkus, Elena Aetna Chicago, IL Butler, Liz Louisiana Dept of Ins Baton Rouge, LA Buyalos, Ed Virginia Bureau of Ins Richmond, VA Byrd, Warren Louisiana Dept of Ins Baton Rouge, LA Byrne, Elizabeth Voya Windsor, CT Byrne, Michael Drinker Biddle & Reath LLP New York, NY Byrnes, Bruce Berkshire Hathaway Group Stamford, CT (C) Cahill, William The Hanover Insurance Group Worcester, MA Calderon, Ramon NAIC Kansas City, MO Callahan, Daniel Kansas Dept of Ins Topeka, KS Callahan, Thomas Massachusetts Affordable Housing Alliance Dorchester, MA Callanan, Susan Northwestern Mutual Milwaukee, WI Calman, Brenda Transamerica Life Ins. Co. Cedar Rapids, IA Camacci, Peter The INS Companies Philadelphia, PA Camerino, Peggy United American Insurance McKinney, TX


Camillo, John Kemper Life & Health Group Manhasset, NY Camp, Melissa Aflac Columbus, GA Campbell, Eryn NAIC Kansas City, MO Campbell, Kathleen Arch Insurance Company Jersey City, NJ Campbell, Leah Willkie Farr & Gallagher LLP New York, NY Campbell, Lisa Groom Law Group Washington, DC Campbell, Rick Mitchell Williams Little Rock, AR Cantilo, Patrick Cantilo & Bennett, L.L.P. Austin, TX Capo, Lauren ProSight Specialty Ins Co Morristown, NJ Carbone, Donald INS Companies Philadelphia, PA Carcano, Robert NAIC New York, NY Cardone, Anthony Regulatory Insurance Services Mountainside, NJ Carey, Barbara Minnesota Dept of Commerce St Paul, MN Carickhoff, Robert TIAA-CREF Charlotte, NC Carl, Marianne Allstate Insurance Company Northbrook, IL Carlton, Steve Constitution Life Insurance Company Lake Mary, FL Carmello, William New York Dept of Financial Services Albany, NY

Carrillo, Christine Impact Health Los Angeles, CA Carroll, Emily American Medical Association Chicago, IL Carson, Phillip American Insurance Association Washington, DC carter, diane Oklahoma Ins Dept Oklahoma City, OK Carvajal, Arthur WebCE, Inc. Chicago, IL Case, Andy Mississippi Ins Dept Jackson, MS Casey, Brian Thrivent Financial Appleton, WI Castaldo, Lauren MetroPlus Health Plan New York, NY Caswell, Mary NAIC Kansas City, MO Catron, Cindy NAIC Kansas City, MO Causgrove, Patrick Allstate Northbrook, IL Cavanaugh, Lauren FTI Consulting New York, NY Ceccarelli, Michael Vanguard Malvern, PA Cestero, Rafael Puerto Rico Ofc of the Ins Cmsr Guaynabo, PR Chapman, Devin New Mexico Ofc of the Superintendent Albuquerque, NM Chapman, Randi Council for Affordable Quality Healthcare Inc Washington, DC Chaskey, John Westmont Associates Inc Cherry Hill, NJ

Chen, Alison AIG Woodland Hills, CA Childers, S. David Kutak Rock LLP Scottsdale, AZ Chipego, Tracey State Street Global Exchange Princeton, NJ Chou, Wanchin Connecticut Ins Dept Hartford, CT Chowdhury, Nadeem USAA Life Insurance Company San Antonio, TX Christhilf, David DC Dept of Ins Securities & Banking Washington, DC Christy, Virginia Florida Office of Insurance Reg Tallahassee, FL Chung, Huhnsik Baker & McKenzie LLP New York, Cicchetti, Josephine Carlton Fields Jorden Burt Washington, DC, DC Cignarale, Tony California Dept of Ins Los Angeles, CA Claggett, Derrick US Dept of Health & Human Services Baltimore, MD Clark, Norris Locke Lord LLP Los Angeles, CA Clark, Tom Adams and Reese LLP Baton Rouge, LA Clarke, Stephen ISO Jersey City, NJ Clayburn, Steve American Council of Life Insurers Washington, DC Claypool, Megan Athene USA West Des Moines, IA Cleasby, Don American Family Insurance Madison, WI


Clement, Tim The Kennedy Forum Philadelphia, PA Clements, Laura California Dept of Ins Los Angeles, CA Clifford, Shaun Faegre Baker Daniels Indianapolis, IN Cline, Jane Spilman Thomas & Battle PLLC Charleston, WV Cloud, Ryan Guggenheim Life and Annuity Company Chicago, IL Clover, Robin Allianz Global Corporate & Specialty (AGCS) Petaluma, CA Cobb, Carolyn American Council of Life Insurers Washington, DC Coble, Matthew Balaban & Coble Harrisburg, PA Coe, Susan Aetna Swarthmore, PA Cohen, Marsha Reinsurance Association of America Washington, DC Cohoon, Kathy MassMutual Financial Group Springfield, MA Coker, Tolanda Arizona Dept of Ins Phoenix, AZ Colburn, Michael Connecticut Ins Dept Hartford, CT Cole, Robert National Risk Brokerage Birmingham, AL Coleman, Karin HCI Group, Inc. Tampa, FL Colliflower, Michael Aetna Franklin, TN Collingwood, James EY Chicago, IL

Collins, Charlie Arkansas House of Representatives Fayetteville, AR Colonna, Karen Allied World Assurance Company (U.S.) Inc. New York, NY Combs, Buddy Oklahoma Ins Dept Oklahoma City, OK Comite, Bryan Protiviti New York, NY Conley, Kevin North Carolina Dept of Ins Raleigh, NC Conley-Smoucha, Lucy IIPRC Washington, DC Conner, Meggan Hartford Financial Services Group, Inc. Hartford, CT Conner, Ted Old Republic National Title Insurance Company Tampa, FL Connolly, Jean PwC Chagrin Falls, OH Conrad, Chris Transamerica Cedar Rapids, IA Consedine, Mike NAIC Washington, DC Considine, Tom NCOIL Manasquan, NJ Conway, Michael Colorado Div of Ins Denver, CO Cook, Jennifer NAIC Washington, DC Cook, Mark Blue Cross Blue Shield-MI Lansing, MI Cooley, Mark Mississippi Ins Dept Jackson, MS Coon, Jenna NIPR Kansas City, MO

Coons, Stephen Guggenheim Insurance Services Indianapolis, IN Cooper, Teresa NAIC Kansas City, MO Corado, Christie BB&T Legal Department Harrisburg, PA Corbett, Michael Tennessee Dept of Commerce & Ins Nashville, TN Cordiano, Benjamin Morgan, Lewis & Bockius, LLP Hartford, CT Corn, Robert Mutual of Omaha Omaha, NE Cosentino, Catherine NAIC New York, NY Coslow, Todd Federal Reserve Bank of Chicago Chicago, IL Cotter, Daniel Butler Rubin Saltarelli & Boyd LLP Chicago, IL Cotto, Tony NAIC Washington, DC Couch, Carrie Missouri Dept of Ins Jefferson City, MO Counsil, Matthew Pennsylvania Ins Dept Harrisburg, PA Countee, Christopher The Guardian Life Insurance Company of America New York, NY Couture, Alain New Hampshire Ins Dept Concord, NH Covello, John Independent Pharmacy Cooperative Lawrenceville, NJ Cox, Barbara NCIGF Indianapolis, IN Cox, Bruce Federal Home Loan Bank - Chicago Chicago, IL


Cox, John Virginia Bureau of Ins Richmond, VA Coyne, Patrick The Hartford Financial Services Group Hartford, CT Craanen, Diane Deloitte & Touche LLP Chicago, IL Crabtree, Dean J.P. Morgan New York, NY Craig, Whitney RIMS New York, NY Crandell, Mark Iowa Ins Div Des Moines, IA Crane, Mitch Delaware Dept of Ins Dover, DE Cranon, Mary United Service Assn For Health Care Arlington, TX Crate, Cindy NAIC Kansas City, MO Crawford, Lindsay Nebraska Dept of Ins Lincoln, NE Crawford, Robert Bostick/Crawford Consulting Group Plano, TX Creevy, LeeAnne Risk and Regulatory Consulting, LLC Farmington, CT Cromartie, Bruce Millennium Consulting Raleigh, NC Cross, Kim Iowa Ins Div Des Moines, IA Crow, LeAnn Kansas Ins Dept Topeka, KS Crucitti, Chelsea Insured Retirement Institute Washington, DC Cruz, Alice Guam Regulatory Division Barrigada, GU

Cuda, John MetroPlus Health Plan New York, NY Cude, Brenda University of Georgia Athens, GA Cullison, Bonnie Maryland General Assembly Silver Spring, MD Culp, Lucy American Heart Association Dallas, TX Curcio, Michael Tennessee House of Representatives Nashville, TN Currier, Randall New Jersey Dept of Banking & Ins Trenton, NJ Curry, Robert ISO Jersey City, NJ Curry, Timothy Connecticut Ins Dept Hartford, CT Curtin, Melissa AIG New York, NY Curtiss, Maureen Willkie Farr & Gallagher LLP New York, NY Cutry, Kerri Hogan Lovells LLP New York, NY Cycholl, Tasha Kutak Rock LLP Scottsdale, AZ Cykowski, Chris USAA San Antonio, TX Czubko, Chet Jackson National Life Ins. Co. Lansing, MI (D) Dachs, David Montana Ofc of the Ins Cmsr Helena, MT Daharsh, Jeanne IIPRC Washington, DC

Dahlquist, Ronald California Dept of Ins San Francisco, CA Dale, Terry USTOA New York, NY Daleo, Andy NAIC Kansas City, MO D'Alessio, James BlueCross BlueShield of South Carolina Columbia, SC Dance, Holly Prometric Baltimore, MD Dantche, Lauren BlueCross BlueShield Tennessee Nashville, TN Dantic, Bradley ALPS Corporation Missoula, MT Darcy, Deborah American Kidney Fund Rockville, MD Daskalakis, Dina Hudson Insurance Group New York, NY Daveline, Dan NAIC Kansas City, MO Davenport, David Arrowpoint Capital Charlotte, NC Davenport, Nancy Brighthouse Financial Charlotte, NC Davidson, Steve South Carolina House of Representatives Columbia, SC Davis, Cheryl Nationwide Columbus, OH Davis, James Excess Line Association Of New York New York, NY Davis, Sorin CAQH Washington, DC Davis, Will South Carolina Dept of Ins Columbia, SC


Davison, Rachel Massachusetts Div of Ins Boston, MA Dawson, Thomas Drinker Biddle & Reath New York, NY Day, Cliff New Jersey Dept of Banking & Ins Trenton, NJ de Haas, Philip Allianz Global Assistance Richmond, VA de Regnaucourt, Francis U.S. Treasury, OFR Washington, DC Decensi, Patricia Medical Mutual of Ohio Cleveland, OH DeFrain, Kris NAIC Kansas City, MO Delaney, Brian ALPS Corporation Missoula, MT DeMauro, Joseph AIG New York, NY Demko, Paul Politico Arlington, VA Dent, Alane Dercher, Eric Noble Consulting Services, Inc. Indianapolis, IN D'Errico, Donald Employers Charlotte, NC Detlefsen, Robert NAMIC Indianapolis, IN Devotta, Antonita ThomsonReuters New York, NY DeWaters, Zachary Brighthouse Financial Charlotte, NC Dexter, Kelly Oklahoma Ins Dept Oklahoma City, OK DiCarmine, Kristen New York Life Ins Co New York, NY

Dierenfeld, Paula Nyemaster Goode Des Moines, IA DiGiovanni, Joseph American Insurance Association Washington, DC Dilizia, Lauren Mitchell Williams Austin, TX Dilley, Daniel USAA San Antonio, TX Dillingham, Analisa Clifford Chance US LLP New York, NY Dillon, Luke Life Insurance Association of Massachusetts Boston, MA DiMemmo, Joseph Pennsylvania Ins Dept Harrisburg, PA Dinallo, Eric Debevoise & Plimpton LLP New York, NY Dingus, Angela Ohio Dept of Ins Columbus, OH Dinius, Michael Noble Consulting Services, Inc. Indianapolis, IN Dinkel, Edward Rector & Associates, Inc. Overland Park, KS Ditomassi, Elisabeth XL Catlin Boston, MA Dobecki, Stephanie Sidley Austin LLP Chicago, IL Doering, Albert L. Law Office Of A. Lindsay Doering Conshoheken, PA Dolcino, Chiara New Hampshire Ins Dept Concord, NH Donahue, Ed Aflac Columbus, GA Donegan, Susan NCCI Holdings, Inc. Boca Raton, FL

Donnell, William NCCI Boca Raton, FL Donnellan, James Metlife New York, NY Donnellan, Susan TIAA New York, NY Donovan, Tom Idaho Dept of Ins Boise, ID Doody, Stephen New York Dept of Financial Services New York, NY Dorrell, Robert Blue Cross and Blue Shield of Oklahoma Oklahoma City, OK Dorsey, Tynesia Ohio Dept of Ins Columbus, OH Dotzman, Amanda Affinity Insurance Services, Inc. Hatboro, PA Doucette, Robert New Mexico Ofc of the Superintendent Santa Fe, NM Doughty, Maria Allstate Ins Co Northbrook, IL Dove, Paulette Illinois Dept of Ins Springfield, IL Downs, Mary American Academy of Actuaries Washington, DC Drake, Jeff OneAmerica Indianapolis, IN Drape, Marian NAIC Kansas City, MO Dreaver Munn, Lori American Association of Insurance Services Lisle, IL Dubsky, Sara IIPRC Washington, DC Duchene, Stephanie Dentons US LLP Los Angeles, CA


Dugan, Sean NAIC Washington, DC Dughi, Leslie Greenberg Traurig Tallahassee, FL Duhamel, Anne (Paige) New Mexico Ofc of the Superintendent Santa Fe, NM Dunmoyer, Dan Farmers Insurance Group Woodland Hills, CA Dunn, Bridget Hartford Financial Services Group LLC Hartford, CT DuPont, Eric Guardian Life Insurance Company New York, NY Durrance, Justin Georgia Ofc of Ins & Fire Safety Atlanta, GA Duzick, Linda Federal Reserve Board Washington, DC Dyke, Kevin Michigan Dept of Ins & Financial Svcs Lansing, MI Dzurec-Dunton, Katie Healthsperien Washington, DC (E) Eady, Scott Risk & Regulatory Consulting, LLC Athens, GA Easland, Rebecca Wisconsin Ofc of the Ins Cmsr Madison, WI Ebersole, Glenda Pennsylvania Ins Dept Harrisburg, PA Eby, Amy Lincoln Financial Group Radnor, PA Eckert, Katelynn New York Life New York, NY Eckhouse, Lawrence American Insurance Association Washington, DC Eddinger, Jeff NCCI Holdings, Inc Boca Raton, FL

Edelsberg, Andrew Kroll Bond Rating Agency New York, PA Eft, Roy Indiana Dept of Ins Indianapolis, IN Egan, Aileen New Jersey Dept of Banking & Ins Trenton, NJ Eilers-Bowser, Heather NAIC Washington, DC Einfalt, Mark Texas Dept of Ins Austin, TX Eisenhauer, Stacy TIAA Charlotte, NC Elayda, Saiza-Jem PhRMA Washington, DC Elias, John New Hampshire Ins Dept Concord, NH Emerman, Amanda EnvisionRx Options Twinsburg, OH Emmanuel, John Locke Lord LLP New York, NY Engelhard, Joseph Metlife Washington, DC Engle, Jack Illinois Dept of Ins Springfield, IL Erhart, Sue Great American Insurance Company Cincinnati, OH Erickson, Brad Prometric Baltimore, MD Espeland, Lynn Woodmen of the World Life Ins Society Omaha, NE Estvanic, Sally Westfield Group Westfield Center, OH Evangelista, Joseph Verde Capital Partners, LLC Tempe, AZ

Evangelista, Laura New York Dept of Financial Services New York, NY Evans, David Pennsylvania Ins Dept Harrisburg, PA Evans, Dianne UnitedHealthcare Hartford, CT Evans, Jeffrey NAIC New York, NY Evans, Rachel BlackRock Wilmington, DE Everett, James New York Dept of Financial Services Albany, NY Evers, Charles Protective Life Corporation Birmingham, AL Eves, Virginia State Farm Mutual Insurance Company Bloomington, IL Ewing, Ginny NAIC Kansas City, MO (F) Fabian-Marks, Johanna Pennsylvania Ins Dept Harrisburg, PA Farkas, AJ Debevoise & Plimpton LLP New York, NY Farro, Roman NAIC Kansas City, MO Feeney, John T. Prudential Financial Newark, NJ Feinen, Chuck State Farm Mutual Automobile Insurance Company Bloomington, IL Fekrat, Roshi Dixon Hughes Goodman LLP High Point, NC Feldman, Yuliya Drinker Biddle & Reath LLP New York, NY


Feldvebel, Alexander New Hampshire Ins Dept Concord, NH Felice, Louis NAIC New York, NY Fenster, Jeffrey AmTrust Financial Services Inc. New york, NY Ferguson, Bruce American Council of Life Insurers Washington, DC Ferm, Robert Hall & Evans LLC Denver, CO Ferman, Sarah American Bankers Association Washington, DC Festa, Liz S&P Global Market Intelligence Washington, DC Fettman, Robert Hogan Lovells US LLP New York, NY Feuchtenberger, Kathy Blue Cross Blue Shield Association Washington, DC Fidei, Rich Greenberg Traurig, P.A. Fort Lauderdale, FL Fielder, Farrah NAPEO Alexandria, VA Fielding, John Steptoe & Johnson Washington, DC Finizie, David U.S Department of Labor Philadelphia, PA Finkelstein, Rona Chesapeake Employers' Insurance Company Towson, MD Finnegan, Kevin Eversheds Sutherland (US) LLP New York, NY Finnell, Tom Finnell & Co. McLean, VA Finsel, Kristopher Scottish Re (U.S.), Inc. Charlotte, NC

Finston, John Drinker Biddle & Reath LLP San Francisco, CA Fiordaliso, Joseph NorthStar Strategies LLC Trenton, NJ Fischer, Scott New York Dept of Financial Services New York, NY Fitch, Whitney Ohio Dept of Ins Columbus, OH Fitts, John Progressive Mayfield Village, OH Fitzgerald, Theresa Drinker Biddle & Reath San Francisco, CA Fitzpatrick, Joseph Maryland Ins Admin Baltimore, MD Fleischauer, Donna Pennsylvania Ins Dept Harrisburg, PA Fleischhacker, Martin Minnesota Dept of Commerce St. Paul, MN Flem, Sarah Great American Insurance Co. Cincinnati, OH Fleming, Dave NAIC Kansas City, MO Fliegelman, Arthur Office of Financial Research New York, NY Florence, Jay Georgia Ofc of Ins & Fire Safety Atlanta, GA Flott, Tate Kansas Dept of Ins Topeka, KS Flynn, James Guardian Life Ins Co New York, NY Ford, Richard Alabama Dept of Ins Montgomery, AL Forsythe, Joni NOLHGA Herndon, VA

Fortune, Jamaine AIG Houston, TX Fossitt, Rhonda Michigan Dept of Ins & Financial Svcs Lansing, MI Foster, Karen Millennium Consulting Raleigh, NC Foster, Richard Johnson Lambert LLP Anchorage, AK Foster, Stephen Doak Mitchell Williams Little Rock, AR Fowler, Mark Alabama Dept of Ins Montgomery, AL Fox, James New Hampshire Ins Dept Concord, NH Frank, Katie Ernst & Young New York, NY Franson, Sara NAIC Kansas City, MO Fraser, Diane Financial Stability Oversight Council Washington, DC Frasher, James Northwestern Mutual Milwaukee, WI Freaney, Henry Colorado Div of Ins Denver, CO Frederick, Shawn Texas Dept of Ins Austin, TX Freedman, Neal S&P Global New York, NY Freeman, Paige Munich American Reassurance Company Atlanta, GA Friedman, Ann-Marie Arch Re / Watford NJ, Friedrichs, Lynn Deloitte & Touche Tampa, FL


Friou, Jack Aflac Columbus, GA Fritsch, Joseph INS Companies Philadelphia, PA Fritts, William CNO Financial Group, Inc Carmel, IN Froemling, Maxine Alaska Division of Ins Anchorage, AK Frohman, Ann Frohman Law Office LLC Lincoln, NE Fry, Kevin Illinois Dept of Ins Springfield, IL Fuller, Bryan Extremis Global Risk Consulting Kansas City, MO Fuller, Elizabeth USAA San Antonio, TX Fullilove, Morag The Fullilove Consulting Group Chicago, IL Funk, Janis Quad Assoc, LLC Indianapolis, IN Furan, Jennifer Blue Cross and Blue Shield of Minnesota Eagan, MN (G) Gabbert, Brian Oklahoma Ins Dept Oklahoma City, OK Gabriel, Roman Prudential Newark, NJ Gackenbach, Julie Confrere Strategies Washington, DC Gaffney, Kevin Vermont Dept of Financial Reg Montpelier, VT Gakundi, Gerald Bermuda Monetary Authority Hamilton, Bermuda Galamb, Christine New York Life Ins Co New York, NY

Galbraith, Russ Arkansas Ins Dept Little Rock, AR Gallaher, Candy America's Health Insurance Plans Washington, DC Gallanis, Peter NOLHGA Herndon, VA Gallinger, Diana Clearwater Analytics Boise, ID Gandhi, Jigar American Council of Life Insurers Washington, DC Gann, Julie NAIC Kansas City, MO Garavuso, Daniel Health Insurance Innovations Tampa, FL Garber, Julie NAIC Kansas City, MO Garcia, Norma Texas Dept of Ins Austin, TX Garduno, Scott Taylor-Walker Consulting, LLC Midvale, UT Garn, Jake Utah Ins Dept Salt Lake City, UT Garner, Wheatley J.P. Morgan Asset Management New York, NY Garrett, Kristi Drinker Biddle & Reath (U.K.) LLP London, United Kingdom Garrison, Travis Humana Inc Worthington, OH Garsson, Fred Saul Ewing LLP Newark, NJ Garza, Darcie KPMG LLP New York, NY Gaul, Matthew Dentons New York, NY

Gellermann, AnnaLisa Washington Ofc of the Ins Cmsr Tumwater, WA Gendron, Matthew Rhode Island Div of Ins Cranston, RI Gentry Harney, Tracey USAA Brentwood, TN Gerger, Brett Illinois Dept of Ins Springfield, IL Gerst, Bonnie Transamerica Cedar Rapids, IA Gibbs, Erica USHEALTH Group Fort Worth, TX Gibson, Melissa Louisiana Dept of Ins Baton Rouge, LA Gilbert, Bruce Nevada Insurance Guaranty Association Las Vegas, NV Gill, Stacy MIB Braintree, MA Gillard, Jim A.M. Best Company Oldwick, NJ Gillespie, Patrick Anthem Inc Iselin, NJ Gillespie, Sherry UnitedHealthcare Green Bay, WI Gilliam, Scott The Cincinnati Insurance Company Fairfield, OH Gillum, Leah Texas Dept of Ins Austin, TX Gingrich, Colleen Millennium Consulting Services Shawnee, KS Girion, Woody Fidelity National Financial, Inc. Mission Viejo, CA Givler, Walter Northwestern Mutual Milwaukee, WI


Gkonos, James Saul Ewing LLP Philadelphia, PA Glantz, Paul A. Proctor Financial, Inc. Troy, MI Glassic, Thomas Thomas M. Glassic Washington, DC Glawe, Caryn Faegre Baker Daniels Indianapolis, IN Gleason, Angela American Insurance Association Washington, DC Glick, Armand Utah Ins Dept Salt Lake City, UT Glover, Joel Lewis Roca Rothgerber Christie LLP Denver, CO Goad, Alan KPMG LLP New York, NY Goddard, Bill Day Pitney LLP Hartford, CT Goheen, LeeAnn Steptoe & Johnson, LLP Washington, DC Gold, Kathi Wolters Kluwer Waltham, MA Goldberg, Joshua Health Care Service Corporation Washington, DC Goldberg, Lynn TMNA Services, LLC Pasadena, CA Goldblatt, Howard Coalition Against Ins Fraud Washington, DC Goldsmith, Therese Hogan Lovells US LLP Baltimore, MD Gomez-Vock, Mariana American Council of Life Insurers (ACLI) Washington, DC Gonzalez, Gloria Business Insurance Silver Spring, MD

Goodman, Brian NAPIA Baltimore, MD Goodwin, Wayne NTG Consultants Raleigh, NC Gordon, Lauren Maryland Ins Admin Baltimore, MD Gordon, Risa Debevoise & Plimpton LLP New York, NY Gorovits, Julia AIG New York, NY Gosselin, Patricia New Hampshire Ins Dept Concord, NH Gosz, Vincent Arizona Dept of Ins Phoenix, AZ Goudeaux, Angelique Westmont Associates, Inc. Cherry Hill, NJ Gould, Michael Iowa Economic Development Authority Des Moines, IA Gould, Michael Delaware Dept of Ins Dover, DE Goulet, Chelsea Stroock & Stroock & Lavan LLP Gowins, Rachelle Examination Resources, LLC Atlanta, GA Graeber, Jan Texas Dept of Ins Austin, TX Graham, Paul American Council of Life Insurers Washington, DC Grande, James NAMIC Washington, DC Grant, Timothy Lloyds America, Inc. New York, NY Grason, Catherine Maryland Ins Admin Baltimore, MD

Graves, Roger NAIC Kansas City, MO Gray, Tracie PA Insurance Dept, Commisioner's Office Harrisburg, PA Green, Daniel Pennsylvania Ins Dept Harrisburg, PA Green, Jeannie Genworth Mortgage Insurance Corp Raleigh, NC Greenfield, Ron Greenfield Consultants, LLC Fort Lee, NJ Green-Wright, Suzette Utah Ins Dept Salt Lake City, UT Gregg, Randall Michigan Dept of Ins & Financial Svcs Lansing, MI Greiner, Melissa Pennsylvania Ins Dept Harrisburg, PA Griffin, Mary Life Insurance Council of New York, Inc. Albany, NY Grisham, Melissa Arkansas Ins Dept Little Rock, AR Grodin, Nancy Maryland Ins Admin Baltimore, MD Grooms, Daneen American Speech-Language-Hearing Association Rockville, MD Groszos, Amy Florida Office of Insurance Reg Tallahassee, FL Groves, Monica American Family Insurance Madison, WI Guerin, Stewart Louisiana Dept of Ins Baton Rouge, LA Guerra, Heidi American Academy of Actuaries Washington, Gugig, Michael Transamerica Baltimore, MD


Gunset, Joseph Lloyd's America New York, NY Gupta, Neeraj INS Regulatory Insurance Services, Inc. Philadelphia, PA Gurlik, Gregory Northwestern Mutual Milwaukee, WI Gütersloh, Ralf German Insurance Association Berlin, Germany Guth, Bonnie Munich Reinsurance America, Inc. Princeton, NJ Guzman, Aida NAIC New York, NY Gyger, Karin Michigan Dept of Ins & Financial Svcs Lansing, MI (H) Hackett, Robert Ohio Senate Columbus, OH Haefner, James Excellus BCBS Rochester, NY Haggard, Brenda Arkansas Ins Dept Little Rock, AR Haines, Laura Guardian Life Ins Co Washington, DC Haire, Mark Mississippi Ins Dept Jackson, MS Hall, Dale Society of Actuaries Schaumburg, IL Hall, Nikki NAIC New York, NY Hamby, Ted North Carolina Dept of Ins Raleigh, NC Hamilton, Lawrence Mayer Brown LLP Chicago, IL Hamm, Adam Protiviti Global Consulting Chicago, IL

Hammond, Lonnie 1st Atlantic Surety Company Raleigh, NC Hampton, Michael UnitedHealthcare Indianapolis, IN Hampton, Thomas Dentons US LLP Washington, DC Hanna, Craig American Academy of Actuaries Washington, DC Hansen, Sallie Equitable Life & Casualty Insurance Company Salt Lake City, UT Hanson, Paul Minnesota Dept of Commerce St. Paul, MN Haralson, Linda South Carolina Dept of Ins Columbia, SC Hardaway, Thomas Atlanta, GA Harkins, Christopher Jackson National Life Lansing, MI Harlan, Lauren NAIC Kansas City, MO Harley, Heather The INS Companies Fishers, IN Harman, Tom A.M. Best Washington, DC Harrington, Derrick 1st Atlantic Surety Raleigh, NC Harrington, Rob Assurant, Inc. Atlanta, GA Harris, Brendhan New Hampshire Ins Dept Concord, NH Harris, Hasije North Carolina Dept of Ins Raleigh, NC Harris, Steven AIG New York, NY

Harris, Teresa Vertafore East Lansing, MI Harrison, James Principal Financial Group Dublin, OH Harrison, Scott Harrison Law Office, PC Washington, DC Hartz, Doug Washington Ofc of the Ins Cmsr Olympia, WA Harvey, Korey Louisiana Dept of Ins Baton Rouge, LA Harvey, Paul OCTO Telematics North America Newton, MA Haskins, Alan NICB Des Plains, IL Hassouri, Parimah Drinker Biddle & Reath New York, NY Hatchell, Angela North Carolina Dept of Ins Raleigh, NC Hatchette, Joy Maryland Ins Admin Baltimore, MD Hatem, James Nixon Peabody LLP Manchester, NH Hatler, Patricia Squire Patton Boggs (US) LLP Columbus, OH Hatley, Lawton Wells Fargo Reinsurance Charlotte, NC Hattaway, Jim Noble Consulting Services, Inc. Birmingham, AL Hauge, David Michelman & Robinson, LLP Los Angeles, CA Havick, Ryan Eide Bailly Omaha, NE Hawley, Cheryl Arizona Dept of Ins Phoenix, AZ


Haworth, John Washington Ofc of the Ins Cmsr Olympia, WA Hayes Larrier, India New Jersey Citizen Action Newark, NJ Hazel, Raymond London Life Reinsurance Co. Blue Bell, PA Hazelbaker, Steve Noble Consulting Services, Inc. Indianapolis, IN Hazzard, Dwight New York Dept of Ins Albany, NY Healy, Rob Aetna Hartford, CT Heaps, Mel Arkansas Ins Dept Little Rock, AR Hefel, Randy Eagle Technology Cedar Rapids, IA Heidenreich, Sarah NIPR Kansas City, MO Hein, Kenneth VA Insurance Continuing Education Board Mechanicsville, VA Heinze, Bernd AAMGA King of Prussia, PA Helder, Randy NAIC Kansas City, MO Helsdingen, Thomas Allstate Insurance Group Northbrook, IL Hemminger, Jennifer USDA/Risk Management Agency Kansas City, MO Hemphill, Rachel California Dept of Ins Los Angeles, CA Henderson, Ron Louisiana Dept of Ins Baton Rouge, LA Hendler, Gregory Brighthouse Financial Charlotte, NC

Henne, Michael Ohio House of Representatives Columbus, OH Hennelly, Joseph Van Cott & Talamante, PLLC Phoenix, AZ Henning, Gary Zurich North America Glenmont, NY Henson, Don New Jersey Dept of Banking & Ins Trenton, NJ Herbst, Christopher Pearson VUE Bala Cynwyd, PA Hermes, Cindy Kansas Dept of Ins Topeka, KS Hernandez, Teri HernandezHQ, LLC San Francisco, CA Herwig, Julie New York Life Washington, DC Hickey, Michael MetLife Washington, DC Hicks, Tim FIS Global Greenwood Village, CO Higgins, Tom Great American Insurance Group Cincinnati, OH Hill, David UnitedHealthcare Chicago, IL Hill, Denise Preferred Professional Ins Co Omaha, NE Hill, Lee South Carolina Dept of Ins Columbia, SC Hilton-Phillips, Tija Highmark, Inc Camp Hill, PA Hinds, Melanie American Fraternal Alliance Oak Brook, IL Hirschhorn, Emma California Dept of Ins Los Angeles, CA

Hishikawa, Maki Aflac International Washington, DC Hisley, Josh Allianz Minneapolis, MN Hitchcock, Michael Pacific Life Aliso Viejo, CA Hizmi, Elizabeth Wisconsin Ofc of the Ins Cmsr Madison, WI Hodges, James NALC Columbia, SC Hoffman, Brian The Travelers Companies Hartford, CT Hoffmeister, Brian Tennessee Dept of Commerce & Ins Nashville, TN Hoge, Debra NAIC Kansas City, MO Holahan, Joseph Morris Manning & Martin LLP Washington, DC Holden, Robert Stateside Associates Arlington, VA Holdman, Travis Indiana Senate Indianapolis, IN Holeman, Scott NAIC Kansas City, MO Hollan, Angela Allianz Life Minneapolis, MN Holland, Kim BCBSA Washington, DC Holland, Lisa State Farm Ins Cos Bloomington, IL Holloway, Joseph California Conservation & Liquidation Office San Francisco, CA Holmes, Julie Kansas Dept of Ins Topeka, KS


Hooker, Mark West Virginia Ofc of the Ins Cmsr Charleston, WV Hooper, Laura American Occupational Therapy Association (AOTA) Bethesda, MD Hooper, Mary Maine Bureau of Ins Augusta, ME Hope, Robert Surplus Line Association of Washington Seattle, WA Hopkinson, Keith Winstead PC Austin, TX Hopman, John NAIC New York, NY Hoppe, Joe Minnesota House of Representatives St. Paul, MN Hopper, Penelope Aon Corporation Los Angeles, CA Hopson, Brad Dixon Hughes Goodman Clearwater, FL Hornback, John Mississippi Ins Dept Jackson, MS Houn, Megan Blue Cross Blue Shield of North Dakota Bismarck, ND House, Robert Jones Walker LLP Jackson, MS Howard, Anna American Cancer Society Cancer Action Network Washington, DC Howard, Paul Arnold & Porter Kaye Scholer LLP Washington, DC Howe, Bob American Equity Investment Life Ins Co West Des Moines, IA Howell, Christopher Thomas Howell Ferguson P.A. Tampa, FL Hrdlick, Thomas Foley & Lardner LLP Milwaukee, WI

Huang, Jing AIG New York, NY Hudson, Kim California Dept of Ins Los Angeles, CA Hudson, Mary Jo Squire Patton Boggs (US) LLP Columbus, OH Huff, John Dentons US LLP Kansas City, MO Huff Soper, Jan NAIC Kansas City, MO Hugendubler, Ken Baker Tilly Wormleysburg, PA Hughes, Damion Colorado Div of Ins Denver, CO Hughes, Don Novartis Phoenix, AZ Hughes, Pat Faegre Baker Daniels Washington, DC Hughes, Robert The Gray Insurance Company Metairie, LA Hulme, Virginia American Academy of Actuaries Washington, DC Humphreys, Michael Tennessee Dept of Commerce & Ins Nashville, TN Humphries, John RRC Risk & Regulatory Atlanta, GA Hurley, John Park Strategies LLC Albany, NY Hutschenreuter, George Maryland Ins Admin Baltimore, MD (I) Ianakieva, Viara New Mexico Ofc of the Superintendent Santa Fe, NM Ige, Arlene Hawaii Ins Div Honolulu, HI

Imholz, Elizabeth Consumers Union San Francisco, CA Inclan, Javier Rexach & Pico San Juan, PR Inthiran, Ravi Zenefits San Francisco, CA Ireland, Kelly Compliance & Ethics Forum for Life Insurers (CEFLI) Bethesda, MD Isserman, Amanda CCIIO/CMS Washington, DC Isserman, Noah Blue Cross Blue Shield Association Washington, DC Iturbides, Rosa AXA Equitable Life Insurance Company New York, NY Ivey, Diana Marsh New York, NY Iwanicki, John MetLife Tampa, FL Iwasaki, Yutaka Sompo Japan Nipponkoa Insurance Shinjuku-ku, Japan (J) Jabourian, Lucy California Dept of Ins Los Angeles, CA Jackson, Jr, James USHEALTH Group, Inc. Fort Worth, TX Jacobi, Jill California Dept of Ins San Francisco, CA Jacobs, Jason Baker Tilly Virchow Krause, LLP Wyomissing, PA Jaffe, Warren Genworth Richmond, VA Jain, Rajat Nevada Div of Ins Carson City, NV


James, Kenneth Ryan Arkansas Ins Dept Little Rock, AR Jaquish, Mark Tennessee Dept of Commerce & Ins Nashville, TN Jarrett, Jana Ohio Dept of Ins Columbus, OH Jasa, Peg Nebraska Dept of Ins Lincoln, NE Jasper Woodroof, Connie StoneRiver, Inc. De Soto, KS Jaurequi, Sandra Nevada General Assembly Las Vegas, NV Jenkins, Joanne New York Life Insurance Company Albany, NY Jensby, Julianne NAIC Washington, DC Jensby, Ross NAIC Kansas City, MO Jenson, Bruce NAIC Kansas City, MO Jermain, Jennifer Zenefits San Francisco, CA Ji, Feng Maryland Ins Admin Baltimore, MD Jo, Jin Great West Financial Greenwood Villiage, CO Johanson, Kori PURE Insurance White Plains, NY Johns-Brown, Lonnie Washington Ofc of the Ins Cmsr Olympia, WA Johnson, Cory The Doctors Company Napa, CA Johnson, Jeff John Hancock Windsor, CT

Johnson, Katina Florida Office of Insurance Reg Tallahassee, FL Johnson, Linda Wyoming Ins Dept Cheyenne, WY Johnson, Ronnie McGlinchey Stafford Baton Rouge, LA Johnson, Steve Stradley Ronon Stevens & Young, LLP Philadelphia, PA Johnson, Wayne Risk & Regulatory Consulting, LLC Farmington, CT Johnston, Jeff NAIC Kansas City, MO Jones, Katherine NAIC Kansas City, MO Jones, Keith National Life Montpelier, VT Jones, Krystal Globe Life McKinney, TX Jones, Norah Brighthouse Financial Charlotte, NC Jones, Richard The Guardian Life Ins Co of America New York, NY Jordan, James OneBeacon Insurance Group Plymouth, MN Jordan, Travis State of South Dakota Pierre, SD Jost, Timothy Virginia Organizing Harrisonburg, VA Joyce, Christopher Massachusetts Div of Ins Boston, MA Junior, Steven Wisconsin Ofc of the Ins Cmsr Madison, WI

(K) Kading, Bradley Association of Bermuda Insurers and Reinsurers (ABIR) Washington, DC Kakuk, Michael Montana Ofc of the Ins Cmsr Helena, MT Kalinowski, Rosemarie NAIC New York, NY Kallas, Jay Mayer Brown Chicago, IL Kane, Alice Clifford Chance New York, NY Kane, Stephen UnitedHealthcare Horsham, PA Karim-Camara, Salama Maryland Ins Admin Baltimore, MD Karlinsky, Fred Greenberg Traurig, LLP Fort Lauderdale, FL Karpowich, Len United Health Group Lake Forest, IL Kaschalk, Miles Eldridge Industries New York, NY Kasenter, Robert Combined Insurance Chicago, IL Kato, Sho General Insurance Association of Japan Chiyoda-ku, Japan Kattman, Jim Noble Consulting Services, Inc. Indianapolis, IN Kaumann, Rolf Colorado Div of Ins Denver, CO Keairnes, Patricia Mutual of Omaha Insurance Company Omaha, NE Keating, Lori Mutual of Omaha Omaha, NE


Keating, Meaghan Arch Insurance Group Inc. Jersey City, NJ Keegan, Diana MetLife Washington, DC Keen, Paula Maryland Ins Admin Baltimore, MD Keen, TK Oregon Division of Financial Reg Salem, OR Keepers, Tom Consumer Credit Industry Association Middleton, WI Keeton, Lorie Southern Farm Bureau Life Ins Co Jackson, MS Keir, Stewart Locke Lord LLP New York, NY Keiser, George North Dakota House of Representatives Bismarck, ND Keith, Katie Out2Enroll Washington, DC Keleher, David NAIC Kansas City, MO Kelley, Edward TransRe New York, NY Kelly, Alison MetLife New York, NY Kelsey, Christina Mississippi Ins Dept Jackson, MS Kemp, Tim Butler Snow LLP Washington, DC Kennedy, James Texas Dept of Ins Austin, TX Kennedy, Ted AIG Houston, TX Kenny, Sheila Prudential Financial Newark, NJ

Kerner, Steve New Jersey Dept of Banking & Ins Trenton, NJ Kerns, Adam E Reinsurance Association of America Washington, DC Kersey, Laura NCCI Boca Raton, FL Kessler, Brent SCOR Reinsurance Company New York, NY Kibbee, Larry Liberty Mutual LaConner, WA Kieras, Bridget NAIC Kansas City, MO Kiernan, Kate American Council of Life Insurers Washington, DC Killion, Tammy Groom Law Group Washington, DC King, Eric NAIC Kansas City, MO King, Erinn Payden & Rygel Boston, MA Kinion, Steve Special Representative for Delaware Dept of Ins Wilmington, DE Kinnamon, Holly HJK Strategies Washington, DC Kipper, Jane GE Overland Park, KS Kipper, Scott KSS Reno, NV Kirby, Cathy Michigan Dept of Ins & Financial Svcs Lansing, MI Kish, Keri NAPSLO Kansas City, MO Kitt, Karrol The University of Texas at Austin Austin, TX

Kitzman, Eleanor Eleanor Kitzman, LLC Columbia, SC Kiviat, Barbara Harvard University Cambridge, MA Klausmeier, Tracy Utah Ins Dept Salt Lake City, UT Klein, Jeffrey BB&T Insurance Services Charlotte, NC Klemann, Melissa South Dakota Div of Ins Pierre, SD Klenk, Rick Lincoln Financial Group Radnor, PA Klenke, Charlotte Wisconsin Ofc of the Ins Cmsr Madison, WI Kline, Scot Vermont Dept of Financial Regulation Montpelier, VT Kline, Steve NAIFA Falls Church, VA Klug, Erin Arizona Dept of Ins Phoenix, AZ Knable, Karl Indiana Dept of Ins Indianapolis, IN Knapp, Christopher Global Atlantic Financial Company New York, NY Knief, Annette The INS Companies Philadelphia, PA Knighten, Arlene Louisiana Dept of Ins Baton Rouge, LA Knighton, Frank Georgia Guaranty Association Duluth, GA Knowles, Teresa North Carolina Dept of Ins Raleigh, NC Kobussen, Kip Sentry Insurance Madison, WI


Kochenburger, Peter University of Connecticut School of Law Hartford, CT Kodama, David PCI Chicago, IL Koenig, Timothy UnitedHealthcare Horsham, PA Koenigsman, Jane NAIC Kansas City, MO Kogut, Michael The INS Companies Philadelphia, PA Koken, Diane MDK Lancaster, PA Kokosinski, Dawna Maryland Ins Admin Baltimore, MD Kolb, Frank Delta Dental Plans Association Washington, DC Kolchinsky, Eric NAIC New York, NY Kollmer-Dorsey, Paul American Academy of Actuaries Washington, DC Koon, Rich Floridian Partners Tallahassee, FL Koonce, Barry American Fidelity Assurance Company Oklahoma City, OK Kopta, Caleb NAIC Kansas City, MO Korce, Leah Vermont Dept of Financial Reg Montpelier, VT Koron, Stacy Milliman Tampa, FL Korsh, David Blue Cross Blue Shield Association Washington, DC Korzeniewski, Kevin Office of the Comptroller of the Currency Washington, DC

Kosal, Leslie Vertafore, Inc. East Lansing, MI Koser, Kingston NIPR Kansas City, MO Kosnoff, Scott Faegre Baker Daniels Indianapolis, IN Kotowski, Ron Bankers/CNO Financial Group Springfield, IL Kounkel, Neal CBIZ Benefits & Insurance Services Division Kansas City, MO Kozak, Matthew Maryland Ins Admin Baltimore, MD Krakowski, Kelly Pennsylvania Ins Dept Harrisburg, PA Kramp, Mark Mark L. Kramp Law Office, LLC Bloomington, IL Krane, Daniel Drinker Biddle & Reath LLP Philadelphia, PA Kraus, James Crum & Forster Morristown, NJ Krisko, Carolyn Ohio National Financial Services Cincinnati, OH Kroll, Elliott Arent Fox New York, NY Kuderer, Patty Washington State Senate Bellevue, WA Kullman, Doris New York Dept of Financial Services Albany, NY Kupferman, Perry California Dept of Ins Los Angeles, CA Kupferschmid, Todd FIS Strawn, IL Kuzmich, Keith California Dept of Ins Sacramento, CA

(L) Lacek, John Pennsyvlania Ins Dept Harrisbug, PA Lacy, William Arkansas Ins Dept Little Rock, AR Lacy-Martinrez, Charles New Mexico Ofc of the Superintendent Santa Fe, NM LaFond, Michelle Unum Group Portland, ME Lakey, Todd Idaho State Legislature Meridian, ID Lamb, Rich Missouri Dept of Ins Jefferson City, MO Lamont, Seth CNA Latham, NY Langer, Judith Anthem Inc. Hales Corners, WI Langland, Timothy Kansas City Life Insurance Company Kansas City, MO Lankowski, Linda Prudential Financial Hartford, CT Larios, Jorge Assurant Miami, FL Larkin, Courtney Travelers Hartford, CT Larkin-Thorne, Sonja Consumer Advocate Avon, CT Laswell, Lynn Heritage Life Insurance Company Chicago, IL Latham, Anna Alaska Division of Ins Juneau, AK Lathrop, Greg Oregon Division of Financial Reg Salem, OR


Latta, Laura Leigh Protective Life Corporation Birmingham, AL Latza, William Lemonade Insurance Company New York, NY Lauf, Robert Governor of North Dakota Bismarck, ND Laughbaum, John Aflac Columbus, GA Laughlin, Tyler Oklahoma Ins Dept Oklahoma City, OK Laureano Correa, Miguel A. Puerto Rico Senate San Juan, PR Laurenzano, Vincent Stroock & Stroock & Lavan New York, NY Lauten, Jacob Alaska Division of Ins Juneau, AK Laws, Tracey Reinsurance Association of America Washington, DC Lazzaro, Amy Cigna Hartford, CT Lebau, Darcy Westmont Associates Inc Cherry Hill, NJ Ledyard, Robins Bass, Berry & Sims PLC Nashville, TN Lee, Cari Wisconsin Ofc of the Ins Cmsr Madison, WI Lee, David Arizona Dept of Ins Phoenix, AZ Lee, Hankook NAIC New York, NY Lees, Martha New York Dept of Financial Services New York, NY Lehmann, Suzan ADP Portsmouth, NH

Leifer, David American Council of Life Insurers Washington, DC Lemoine, John Unum Portland, ME Lemon, Chrys McIntyre & Lemon, PLLC Washington, DC Lentini, Lawrence The INS Companies Philadelphia, PA Lenz, Ethan Foley & Lardner LLP Milwaukee, WI Leon, Vanessa Maine Bureau of Ins Augusta, ME Leonard, Craig Examination Resources, LLC Kansas City, MO Leonard, Kimberly Washington Examiner Washington, DC Lepore, Daniel The Carlyle Group New York, NY Lerner, Jodi California Dept of Ins San Francisco, CA Leung, Ruth Office of Financial Research New York, NY Leung, William Missouri Dept of Ins Jefferson City, MO Levine, Jason Combined Insurance Company Chicago, IL Levine, Ken Cozen O'Connor West Palm Beach, FL Lewallen, Daniel Faegre Baker Daniels Indianapolis, IN Leyman, John DaVita Inc. Washington, DC Leyte-Vidal, Marco Assurant Miami, FL

Liebers, Elise NAIC New York, NY Liebers, Howard DC Dept of Ins Securities & Banking Washington, DC Liggett, David Ragsdale Liggett PLLC Raleigh, NC Lilienfeld, Michelle National Health Law Program Los Angeles, CA Lin, Donald BlackRock New York, NY Lindberg, Greg Global Bankers Insurance Group Durham, NC Lindeen, Monica MJL Consulting Helena, MT Lindsay, Beth Voya Financial Windsor, CT Lindsay, Robert Clearwater Analytics Boise, ID Lininger, Brett Semmes Bowen & Semmes Baltimore, MD Link, David Kaiser Permanente Oakland, CA Linn, David American Academy of Actuaries Washington, DC Liskov, Richard Crowell & Moring New York, NY Lisowski, Michael Pennsylvania Ins Dept Harrisburg, PA Little, E. Joy Tennessee Dept of Commerce & Ins Nashville, TN Little, Edward Richards Layton & Finger PA Wilmington, DE Livesay, Milum TIAA Charlotte, NC


Livingston, Julie Swiss Re Overland Park, KS Lloyd, Jennifer Pennsylvania Ins Department Harrisburg, PA Lo, Michelle California Dept of Ins Los Angeles, CA Lobel, Myra Guy Carpenter New York, NY Lohmann, Tammy Minnesota Dept of Commerce St. Paul, MN Lombardo, Paul Connecticut Ins Dept Hartford, CT Lonchar, Dave Delaware Dept of Ins Dover, DE Long, Alyssa USAA San Antonio, TX Loomis, Suzanne Primerica Duluth, GA Lorenz, Samara CMS/CCIIO Bethesda, MD Lorin, Andrew Special Funds Conservation Committee New York, NY Lotven, Amy Inside Health Policy Arlington, VA Loughran, John Connecticut Ins Dept Hartford, CT Love, Sarah Stewart Title Guaranty Company Houston, TX Lovendusky, Michael ACLI Washington, DC Low, J. Michael Kutak Rock LLP Scottsdale, AZ Lowery, Jake U.S. Dept of Labor Washington, DC

Lu, Linda Nationwide Insurance Co. Columbus, OH Lubitz, Anika Hannover Re Hannover, Germany Lueck, Sarah Center on Budget and Policy Priorities Washington, DC Luedke, Joseph CUNA Mutual Group Madison, WI Lulgjuraj, Francesca Starr Insurance Holdings, Inc. New York, NY Lunt, Aaron The Warranty Group, Inc. Chicago, IL Lusk, Patrick Voya Financial, Inc. West Chester, PA Luthi, Susannah Inside Health Policy Crystal City, VA Lyle, George Virginia Bureau of Ins Richmond, VA Lynch, Robert MetLife New York, NY Lynch, William Liberty Mutual Insurance Boston, MA Lynett, Elena US Dept. of Labor Washington, DC Lysobey, Michael Zenith Insurance Company Woodland Hills, CA (M) Macauley, Jennifer Horizon Blue Cross Blue Shield of New Jersey Newark, NJ MacGinnitie, Jim American Academy of Actuaries Atlanta, GA MacLauchlan, Daniel United Healthcare IS M&R LCRA Horsham, PA MacLennan, Amanda Mitchell Williams Law Firm Austin, TX

Macullar, Robert Massachusetts Div of Ins Boston, MA Madonna, Laurie Conning Hartford, CT Magallanes, Thomas Pearson VUE Bala Cynwyd, PA Maher, Daniel Excess Line Association of New York New York, NY Mahjoubian, Micah Pennsylvania Senate Banking and Insurance Committee Harrisburg, PA Mais, Andrew Deloitte Wilton, CT Makda, Imran BDO USA, LLP New York, NY Maller, Chelsy Alaska Division of Ins Juneau, AK Mancini, Keith Great West Financial Greenwood Village, CO Manders, Steve Georgia Ofc of Ins & Fire Safety Atlanta, GA Manna, Deirdre Property Casualty Insurers Association of America Chicago, IL Mannix, Annalise Fair Insurance Rates in Monroe Key West, FL Maples, Tracy Merlinos & Associates Peachtree Corners, GA Mara, John Federal Reserve Bank of Boston Boston, MA Marben, Michael Minnesota Dept of Commerce Saint Paul, MN Marchman, Michael Georgia Guaranty Associations Duluth, GA Marcotte, Robin NAIC Kansas City, MO


Marcoux, Bill DLA Piper LLP(US) New York, NY Marema, Lenore Surety & Fidelity Association Washington, DC Margolis, Geoffrey California Dept of Ins Sacramento, CA Marley, Nicholas Health Insurance Innovations Tampa, FL Marlow, John Chubb Austin, TX Marro, Fredric Fredric Marro & Associates PC Cherry Hill, NJ Marro, Logan Westmont Associates, Inc. Cherry Hill, NJ Marsh, Kristen Workers' Compensation Insurance Rating Bureau of California Oakland, CA Marston, Sheri Examination Resources Kansas City, MO Martin, Jeff UnitedHealthcare Land O' Lakes, FL Martinez, Raymond Global Bankers Insurance Group Durham, NC Martini, Elizabeth Ohio National Financial Services Cincinnati, OH Martino, Gregory Aetna Inc Hummelstown, PA Matcham, David International Underwriting Association of London London, United Kingdom Mathis, Daniel Iowa Ins Div Des Moines, IA Matonis, Sharon Medical Mutual of Ohio Cleveland, OH Matos, Ignacio Rexach & Pico, CSP San Juan, PR

Matson, Tricia Risk & Regulatory Consulting, LLC Farmington, CT Matthew, Glendina U.S. Virgin Islands Div of Banking, Insurance & Financial Regulation St. Croix, VI Matthews, Denise NAIC Kansas City, MO Matthews, Jolie NAIC Washington, DC Matthews, Steve Montana Ofc of the Ins Cmsr Helena, MT Matthiesen, Amanda America's Health Ins Plans Washington, DC Maurer, Kristine New Jersey Dept of Banking & Ins Trenton, NJ May, Frank Amercan Modern Amelia, OH Mays, Thomas Pacific Life Insurance Newport Beach, CA Mazyck, Reggie NAIC Washington, DC McAdam, Jennifer NAIC Kansas City, MO McAdorey, Hugh Crum & Forster Eatontown, NJ McAndrew, Claire Families USA Washington, DC McAuley, Chuck Munich Reinsurance America, Inc. Princeton, NJ McCabe, Nancy Willis North America Inc. New York, NY McCain, Kathleen Michelman & Robinson, LLP Los Angeles, CA McCallister, Mark Guggenheim Partners Chicago, IL

McCarthy, Victoria Farmers Insurance Group Woodland Hills, CA McCartney, Jason PSI Services Glendale, CA McCarty, Kevin Celtic Global Consulting Tallhassee, FL McCue, Keith RenaissanceRe Services Ltd Pembroke, Bermuda McDaniel, Thomas Aflac Columbus, GA McDonald, Cyrstal Pennsylvania Ins Dept Harrisburg, PA McDonnell, Michael New York Life New York, NY McElduff, Becky IIPRC Kansas City, MO McFarland, Becky Wyoming Ins Dept Cheyenne, WY McGee, Cheryl NAIC Kansas City, MO McGee, Max Max McGee Consulting LLC Mt. Pleasant, SC McGee, Stephanie Nevada Div of Ins Carson City, NV McGill, Kathy Idaho Dept of Ins Boise, ID McGill, Mark New Jersey Dept of Banking & Ins Trenton, NJ McGowan, Mark Florida Blue Jacksonville, FL McHale, David The Doctors Company Napa, CA McHugh, Charlene Sidley Austin LLP New York, NY


McInerney, Thomas Genworth Financial Richmond, VA McIntyre, James McIntyre & Lemon, PLLC Washington, DC McKendell, Fleur Delaware Dept of Ins Dover, DE McKenney, Michael Pennsylvania Ins Dept Harrisburg, PA McKinney, Tyler California Dept of Ins Sacramento, CA McLeod, Mark New York Dept of Financial Services New York, NY McNamara, Stephen New York Life New York, NY McNaughton, Patrick Washington Ofc of the Ins Cmsr Seattle, WA McNeil, Debra CNO Financial Carmel Hills, IN McPherson, Chester A. NCCI Holdings, Inc Washington, DC McSpadden, James AARP Washington, DC Mealer, Jim Missouri Dept of Ins Jefferson City, MO Mealer, Mary Missouri Dept of Ins Jefferson City, MO Meetz, John NAPSLO Kansas City, MO Megna, John First American TItle Ins Co Santa Ana, CA Megna, William Megna Law Firm Lambertville, NJ Mehlman, Wayne American Council of Life Insurers Washington, DC

Mehta, Aarati Molina Healthcare Long Beach, CA Melchionni, William AIG Latham, NY Mellinger, Joyce Zurich North America Owings Mills, MD Mellon, Elaine Idaho Dept of Ins Boise, ID Melman, David ShelterPoint Life Insurance Company Garden City, NY Mendelsohn, Seth Pennsylvania Ins Dept Harrisburg, PA Menendez, José Generali, US New York, NY Merrill, Patricia Genworth Financial Richmond, VA Metivier, Alyssa Rhode Island Ofc of the Hlth Ins Cmsr Cranston, RI Metz, Lawrence Maiden Holdings Mt. Laurel, NJ Meucci, Joseph Conning Asset Management Hartford, CT Meyer, Robbie American Council of Life Insurers Washington, DC Miesowitz, Sabrina Lloyd's America, Inc. New York, NY Mihai, Cristina Insurance Europe Brussels, Belgium Miletti, John Travelers Hartford, CT Miller, Laura Ohio Dept of Ins Columbus, OH Miller, Lowell NCLHGA Raleigh, NC

Miller, Neil Alvarez & Marsal Insurance and Risk Advisory Services Baltimore, MD Miller, Paul EquiTrust Life Insurance Company Chicago, IL Miller, Renee AFLAC Columbus, GA Miller, Vanessa Mississippi Ins Dept Jackson, MS Milligan, Dave American Equity Investment Life Ins Co West Des Moines, IA Mills, Howard Deloitte New York, NY Mills, James Oklahoma Ins Dept Tulsa, OK Milner, Monica Cornerstone Life Insurance Co Marietta, GA Milquet, Randal Wisconsin Ofc of the Ins Cmsr Madison, WI Minear, Diane Kansas Dept of Ins Topeka, KS Miranda III, Juan A. Federal Reserve Board of Chicago Chicago, IL Missik, Matthew Pacific Life Newport Beach, CA Mitchell, Adam Pennsylvania Ins Dept Harrisburg, PA Mitchell, Greg Frost Brown Todd LLC Lexington, KY Mitchell, Martin AHIP Washington, DC Moenck, Jan Risk & Regulatory Consulting, LLC Minneapolis, MN Mohn, Frosty NAIC Kansas City, MO


Molnar, Michael Nationwide Insurance Harleysville, PA Monaghan, Dennis Munich Re Digital Partners US Amelia, OH Monahan, Christopher Pennsylvania Ins Dept Harrisburg, PA Monahan, Mike American Council of Life Insurers Washington, DC Monroe, Ark Mitchell Williams Little Rock, AR Monroe, Steven Beazley Group Farmington, CT Monson, Matt Protective Life Corporation Birmingham, AL Montemayor, Jose Black Diamond Capital Partners LLP. Austin, TX Moody, Edward North Dakota Ins Dept Bismarck, ND Moore, Craig Examination Resources, LLC Baltimore, MD Moore, Jennifer ProSight Specialty Insurance Morristown, NJ Moore, Lewis Oklahoma State Legislature Oklahoma City, OK Moore, Mackay Nevada Div of Ins Carson City, NV Morales Burke, Barbara Blue Cross and Blue Shield of NC Durham, NC Morales-Gomez, Ricardo Assurant Miami, FL Morante, Teri Michigan Dept of Ins & Financial Svcs Lansing, MI Morell, Karalee Reinsurance Association of America Washington, DC

Moriarty, Michael Build America Mutual Assurance Co New York, NY Morichika, Norihiko Taiyo Life Insurance Company New York, NY Morris, Daniel South Carolina Dept of Ins Columbia, SC Morris, Lee Ann Blue Cross Blue Shield Chicago, IL Morris, Michael Bressler, Amery & Ross, P.C. Morristown, NJ Morris, Scott NAIC Kansas City, MO Morris, Timothy Hanover Stone Solutions Charleston, SC Morrison, Joy NAIC Kansas City, MO Morrissey, Douglas CNA Chicago, IL Morrow, Robert Maryland Ins Admin Baltimore, MD Moschetta, Anthony Global Aerospace Parsippany, NJ Moss, Benjamin Guggenheim Insurance Indianapolis, IN Moxie, Jenae Wilkie Farr & Gallagher New York, NY Mueller, Claude Colodny Fass Tallahassee, FL Mueller, George California Dept of Ins Sacramento, CA Muirhead, Michelle Physicians Mutual Ins. Co. Omaha, NE Muldoon, Michael Colorado Div of Ins Denver, CO

Mulhern, John Drinker Biddle and Reath LLP New York, NY Mullen, Tim NAIC Kansas City, MO Mulready, Glen Oklahoma House of Representatives Oklahoma City, OK Murawski, Michael Coverys Boston, MA Muroski, Elizabeth NAIC New York, NY Murphy, John Noble Consulting Services, Inc. Indianapolis, IN Murphy, Karen Vermont Dept of Financial Reg Montpelier, VT Murphy, Susanne Florida Office of Insurance Reg Tallahassee, FL Murray, Caitlin Florida Office of Insurance Reg Tallahassee, FL Murray, Pat Vermont Dept of Financial Reg Montpelier, VT Muska, Jay Federal Reserve Board Of Governors Washington, DC Musselman, Kurt Reliance Standard Life Insurance Company Philadelphia, PA Myers, Jackie Virginia Bureau of Ins Richmond, VA (N) Nace, Keri Pennsylvania Ins Dept Harrisburg, PA Nagel, Johanna Iowa Ins Div Des Moines, IA Nails, Patrick Arch Insurance Group Inc. Jersey City, NJ Nakasone, Kathleen Hawaii Ins Div Honolulu, HI


Namiki, Kenichiro The General Insurance Association of Japan Chiyoda-Ku, Japan Narcini, Anne Marie IIPRC Washington, DC Nasatir, Iain Pachulski Stang Ziehl & Jones LLP Los Angeles, CA Nauheimer, Timothy S&P Global New York, NY Negron, Robert AXA Equitable Life Insurance Company New York, NY Nehring, Leslie Missouri Dept of Ins Jefferson City, MO Nehring, Lincoln Voices for Utah Children Salt Lake City, UT Neighbors, Christine Nebraska Dept of Ins Lincoln, NE Neill, Robert American Council of Life Insurers Washington, DC Nelson, Angela Missouri Dept of Ins Jefferson City, MO Nelson, Dan South Dakota Div of Ins Pierre, SD Nelson, James First American Title Insurance Company Santa Ana, CA Nelson, Michael Eversheds Sutherland (US) LLP New York, NY Nelson, Robert NAIC New York, NY Nemali, Bharath MetLife Tampa, FL Nepple, Fred IIPRC Consumer Represenative Madison, WI Neve, David Global Atlantic Des Moines, IA

Newberry, Collin Protective Life Corporation Birmingham, AL Newton, Richard International Solutions Inc. Arlington, TX Nguyen, Cuc Oklahoma Ins Dept Oklahoma City, OK Nichols, Rebecca Virginia Bureau of Ins Richmond, VA Nickelson, Johanna South Dakota Div of Ins Pierre, SD Nielsen, Matthew Risk Management Solutions Newark, CA Nieves, Ellie The Guardian Life Insurance Company New York, NY Nigam, Nikhail American Academy of Actuaries Washington, DC Nishimori, Shu Meiji Yasuda America Incorporated New York, NY Nkojo, Robert DC Dept of Ins Securities & Banking Washington, DC Nollette, Molly Washington Ofc of the Ins Cmsr Olympia, WA Noonan, Kay NAIC Kansas City, MO Norat, Cecilia Prime Strategies New York, NY Nordman, Eric NAIC Kansas City, MO Nored, Michael Texas Dept of Ins Austin, TX Norman, Reyn Alabama Dept of Ins Montgomery, AL Noronha, David California Dept of Ins Sacramento, CA

Norris, Joel Pearson VUE Chicago, IL Northrup, Tanji Utah Ins Dept Salt Lake City, UT Novick, Ariel CMS/CCIIO Bethesda, MD Nunziata, Eugene Excess Line Association of NY New York, NY Nutter, Franklin Reinsurance Association of America Washington, DC Nyhan, Keith New Hampshire Ins Dept Concord, NH (O) Oberman, Deb Humana Edina, MN Obersteadt, Anne NAIC Kansas City, MO O'Brien, Devin The Doctors Company Napa, CA O'Brien, Jesse Ellis Oregon State Public Interest Research Group Portland, OR Obusek, Jacqueline North Carolina Dept of Ins Raleigh, NC Ocasek, David Surplus Line Assn of IL Chicago, IL O'Connell, Pam California Dept of Ins Sacramento, CA O'Connor, Anne Minnesota Dept of Commerce Saint Paul, MN O'Day, Michael Washington Life and Disability Insurance Guaranty Association Shelton, WA Odiorne, James Washington Ofc of the Ins Cmsr Tumwater, WA


Odland, James Thrivent Financial for Lutherans Minneapolis, MN O'Donnell, Casey Westmont Associates Cherry Hill, NJ O'Donohue, Michael The Doctors Company Napa, CA Oechsner, Troy New York Dept of Financial Services Albany, NY O'Grady, Vincent Maryland Ins Admin Baltimore, MD O'Hora, Anita NAIC Kansas City, MO Okubo, Makoto Nippon Life Insurance Company New York, NY Olson, Marc Allianz Life Golden Valley, MN Omachi, Toru Mitsui Sumitomo Insurance Co., Ltd. Chiyoda-ku, Japan O'Malley, Michael American Insurance Association Washington, NJ O'Neill, Patrick USHEALTH Group, Inc. Fort Worth, TX O'Neill Macro, Stephanie Locke Lord LLP Chicago, IL Orlandini, Bianca Superintendence of Insurance Buenos Aires, Argentina Orth, Kathleen Minnesota Dept of Commerce St. Paul, MN O'Ryan, Anne Interinsurance Exchange of the Auto Club Round Rock, TX Osborn, Dave Ernst & Young Chicago, IL Osborne, Michelle North Carolina Dept of Ins Raleigh, NC

Oshirabe, Yoshimasa DLI North America (Dai-ichi Life Group) Washington, DC Ossi, Mark Georgia Ofc of Ins & Fire Safety Atlanta, GA Ostlund, Steve Alabama Dept of Ins Montgomery, AL O'Sullivan, Bill NOLHGA Herndon, VA Overstreet, Randy Utah Ins Dept Salt Lake City, UT Owen, Kate Orrick Wheeling, WV Owens, Stephanie Affinity Insurance Services, Inc. Hatboro, PA (P) Pachman, Lauren National Association of Professional Insurance Agents Alexandria, VA Paddy, Michael Maryland Ins Admin Baltimore, MD Pallozzi, Paula Rhode Island Div of Ins Cranston, RI Palmer, Rob WPS Health Madison, WI Palmieri, Christine Travelers Hartford, CT Panah, Robert Assurity Resources, Inc. Fishers, IN Pandya, Simit PIAA Rockville, MD Panesso, Laura ISO Jersey City, NJ Panighetti, Arthur Pacific Life Newport Beach, CA

Paolantonio, Dave Rhode Island Div of Ins Cranston, RI Papoulis, Stephanie WellCare Health Plans, Inc. Tampa, FL Paquette, Nicholas Foley & Lardner LLP Tallahassee, FL Parker, Lisa Florida Office of Insurance Reg Tallahassee, FL Parker, Vernon Lincoln Heritage Phoenix, AZ Paserot, Romain IAIS Basel, Switzerland Pashko, Paula John Hancock/MFC Boston, MA Patel, Kaushik Pennsylvania Ins Dept Harrisburg, PA Patterson, Jennifer New Hampshire Ins Dept Concord, NH, NH Pauley, Andrew West Virginia Ofc of the Ins Cmsr Charleston, WV Pawluczyk, Colleen Regulatory Insurance Services (RIS) Dover, DE Pazo, Juan Alberto Superintendence of Insurance Buenos Aires, Argentina Pear, Robert New York Times Washington, DC Pearson, Nick Baker & McKenzie New York, NY Pelletier, Nicole Faegre Baker Daniels LLP Indianapolis, IN Peltonen, Matti Federal Reserve Board Washington, DC Pena, Margaret “Kika” New Mexico Ofc of the Superintendent Santa Fe, NM


Penn, Lou Lou Penn & Associates Pepperell, MA Penny, Beth CNA Chicago, IL Peppard, Brendan New Jersey Dept of Banking & Ins Trenton, NJ Perin, Charles Nationwide Insurance Columbus, OH Perkins, Rodney American Council of Life Insurers Washington, DC Pesce, Marygrace New Jersey Dept of Banking & Ins Trenton, NJ Peters, Zachary Maryland Ins Admin Baltimore, MD Petersen, Chris Arbor Strategies, LLC Vienna, VA Petersen, Thomas Petersen International Underwriters Valencia, CA Petrellis, Luann PricewaterhouseCoopers Phila, PA Peyser, Alex Goldman Sachs New York, NY Piacentini, Charles Unum Portland, ME Piazza, Richard Louisiana Dept of Ins Baton Rouge, LA Picard, Roger Rhode Island Senate woonsocket, RI Pieraccini, Alisha Florida Blue Jacksonville, FL Pierre, Yvette Bermuda Monetary Authority Hamilton, Bermuda Pike, Jacob NAIC Kansas City, MO

Pike, Richard Nationwide Sacramento, CA Ping, Jennifer Bose Government Strategies Indianapolis, IN Pino, Raquel Virginia Bureau of Ins Richmond, VA Pipkin, Brian Mitchell Williams Little Rock, AR Pizarro, Camilo California Dept of Ins Sacramento, CA Plitt, Jeanette Washington Ofc of the Ins Cmsr Seattle, WA Pohler, Wesley Westmont Associates Inc Cherry Hill, NJ Pollock, Shawn Mutual of Omaha Omaha, NE Pomerantz, Frederick Goldberg Segalla New York, NY Poniatowski, Richard The Travelers Companies, Inc. Hartford, CT Popo, Peter BDO, USA LLP Atlanta, GA Poppy, Marie CNA Chicago, IL Potter, Ellen West Virginia Ofc of the Ins Cmsr Charleston, WV Potts, James Cozen O'Connor Philadelphia, PA Poulin, Jean Francois Canada Life Assurance Company Blue Bell, PA Powell, Dennis Oregon Division of Financial Reg Salem, OR Powell, Sara Faegre Baker Daniels LLC Indianapolis, IN

Powers, Donna NAIC Kansas City, MO Prakash, Joseph JP Consulting Rhinebeck, NY Pratt, Mark Mark Pratt Consulting LLC Glen Allen, VA Prieto, Andres Arch Insurance Group New Jersey, NJ Prochoroff, Alan Insurance Compliance Insight Alexandria, VA Provost, David Vermont Dept of Financial Reg Montpelier, VT Pruett, Ann Regulatory Insurance Services Dover, DE Pruitt, Jana Lee Hinman Straub PC Shelton, CT Putney, Robert Community Investment Solutions Atlanta, GA Pyle, Frank Delaware Dept of Ins Dover, DE (Q) Querfeld, Kathleen Beazley Group Farmington, CT Quinn, Amy NCCI Lexington, SC Quinn, Jordan The Hartford Washington, DC Quinn, Libby NAIC Kansas City, MO (R) Rabinowitz, Dan Kramer Levin Naftalis & Frankel LLP New York, NY Radel, Dwight Ohio Dept of Ins Columbus, OH


Rafeld, Michelle Ohio Dept of Ins Columbus, OH Rahman, Pooja New York Life Ins Co New York, NY Rahn, Stephen Lincoln Financial Group Fort Wayne, IN Raimondi, Josephine W. R. Berkley Corporation Greenwich, CT Ramos, Ashley Merlinos & Associates, Inc Peachtree Corners, GA Ramos, Richard Kansas Dept of Ins Topeka, KS Rampe, Kevin Chubb GROUP Philadelphia, PA Rankin, Kimberly Pennsylvania Ins Dept Harrisburg, PA Rapert, Jason Arkansas Senate Conway, AR Rapp, William American Academy of Actuaries Washington, DC Ray, Sandy Mississippi Ins Dept Jackson, MS Rayborn, Joshua Kentucky Dept of Ins Frankfort, KY Rebholz, Rebecca Wisconsin Ofc of the Ins Cmsr Madison, WI Redmond, Gregory MetLife Boston, MA Reed, Adam Acrisure Caledonia, MI Reed, Gene Delaware Rehabilitation and Liquidation Bureau Wilmington, DE Reeder, Patrick Genworth Financial Richmond, VA

Reese, Resh J. TIAA Charlotte, NC Regalbuto, James New York Dept of Financial Services New York, NY Regier, Matt Montana House of Representatives Kalispell, MT Regner, Kurt Arizona Dept of Ins Phoenix, AZ Rehagen, John Missouri Dept of Ins Jefferson City, MO Reichel, Randi UnitedHealth Group Baltimore, MD Reis, Michael Northwestern Mutual Milwaukee, WI Resnick, Theresa Allstate Life Insurance Company Northbrook, IL Reuter, Jill A.M. Best Oldwick, NJ Rhoad, Devin Maryland Ins Admin Baltimore, MD Rice, Peter DLA Piper LLP Boston, MA Rich, Kerry Alabama House of Representatives Albertville, AL Ricker, Michael Alaska Division of Ins Juneau, AK Riddering, Michele Michigan Dept of Ins & Financial Svcs Lansing, MI Riddick, Tony North Carolina Dept of Ins Raleigh, NC Ridgeway, Bob America's Health Insurance Plans Washington, DC Riggs, Steve Kentucky House of Representatives Frankfort, KY

Riley, Brendan North Carolina Justice Center Raleigh, NC Rinaldi, Bob Aflac Columbus, GA Ripley, Angela IIA of Maryland Glen Burnie, MD Rivera, Lissette Westfield Group Westfield Center, OH Robben, Sara NAIC Kansas City, MO Roberson, Chantelle UNUM Chattanooga, TN Roberti, Cliff DLA Piper Washington, DC Roberts, Olga KPMG LLP New York, NY Robinson, John Minnesota Dept of Commerce St. Paul, MN Robinson, Terri NCCI North Little Rock, AR Rocco, Janice California Dept of Ins Sacramento, CA Roche, Marie John Hancock Boston, MA Rodgers, Jonathan NAMIC Indianapolis, IN Rogers, Michelle NAMIC Indianapolis, IN Rohan, Michael Illinois Dept of Ins Chicago, IL Rolls, Pete Goldman Sachs Jersey City, NJ Romano, Ralph The INS Companies Philadelphia, PA


Romero, Miguel NAIC Kansas City, MO Roof, Don Examination Resources LLC Atlanta, GA Rooney, Brenda FM Global Johnston, RI Rooney, John T. The Hamilton Group Princeton, NJ Rose, Brendan AARP Washington, DC Rosefort, Maxime NAIC New York, NY Rosenbaum, Jeremy Guggenheim Partners New York, NY Rosenberg, Marc American Academy of Actuaries Washington, DC Rouleau, Christina Vermont Dept of Financial Reg Montpelier, VT Rowen, Hilary Sedgwick LLP San Francisco, CA Rowland, Bart Kentucky House of Representatives Tompkinsville, KY Ruch, Guenther WPS Health Insurance Madison, WI Rude, Jeff Wyoming Ins Dept Cheyenne, WY Rudin, Lyle State Farm Ins Cos Bloomington, IL Rush, Thomas The Hanover Insurance Group Worcester, MA Rusher, Kellie NAIC Kansas City, MO Rutledge, Preston Senate Finance Committee Washington, DC

Ryan, Matthew Illinois Dept of Ins Chicago, IL Ryan, Vincent Delaware Dept of Ins Dover, DE (S) Saenz, Danny JD Saenz & Associates, LLC Houston, TX Sagat, Mark NAIC Washington, DC Salmon, Andy Winstead PC Austin, TX Salvadori, Arthur Crowe Horwath, LLP Simsbury, CT Samers, Audrey CHUBB Whitehouse Station, NJ Sanchez, Denise Marsh New York, NY Sanchez, Rebecca American Family Insurance Phoenix, AZ Sand, Alexander Eversheds Sutherland (U.S.) LLP New York, NY Sandberg, David Allianz Life Golden Valley, MN Sander, Joel Oklahoma Ins Dept Oklahoma City, OK Sanders, Gary NAIFA Falls Church, VA Santiago, Glorimar Puerto Rico Ofc of the Ins Cmsr Guaynabo, PR Santillanes, Paul NAIC Kansas City, MO Sapien, John New Mexico State Senate Santa Fe, NM Saraiya, Kashyap Chubb Whitehouse Station, NJ

Sarchio, John Crowell & Moring LLP New York, NY Sarper, Ekrem NAIC Washington, DC Sarper, Lauren Prudential Financial Washington, DC Sato, Mitsutaka Tokio Marine & Nichido Fire Insurance Co. Ltd. Washington, DC Saxon, Anne Nationwide Columbus, OH Schelp, Daniel NAIC Kansas City, MO Schiffbauer, Bill Schiffbauer Law Office Washington, DC Schlesinger, Richard New Jersey Dept of Banking & Ins Trenton, NJ Schlinsog, Jeffrey PricewaterhouseCoopers LLP Milwaukee, WI Schlude, Ted Millman Chicago, IL Schmelz, Stephanie U.S. Department of the Treasury Washington, DC Schmelzer, Roger NCIGF Indianapolis, IN Schmid, Carl The AIDS Institute Washington, DC Schmidlin, Robert Assurant Miami, FL Schneider, Jennifer Jackson National Life Insurance Lansing, MI Schnoll, Kenneth California Dept of Ins San Francisco, CA Schoettger, Trish NAIC Kansas City, MO


Schonbrun, David Hiscox White Plains, NY Schott, Les Baker Tilly Baltimore, MD Schott, Timothy Maine Bureau of Ins Augusta, ME Schrader, Justin Nebraska Dept of Ins Lincoln, NE Schreffler, Elliott Drinker Biddle & Reath LLP Philadelphia, PA Schulman, Adina msg Global Princeton, NJ Schuman, Shelly INS Companies Raytown, MO Schutter, Karen IIPRC Kansas City, MO Schwab, Stephen DLA Piper LLP (US) Chicago, IL Schwartzer, Dan Schwartzer Consulting, LLC Wisconsin Dells, WI Schwartzman, Martin SBL Solutions LLC Bayside, NY Schwegler, William Transamerica Cedar Rapids, IA Schweitzer, Gray HSBC New York, NY Sciacchetano, Gail NAIC Kansas City, MO Scorsone, Michael The Gray Insurance Company Metairie, LA Scott, Jeffrey Illinois Dept of Ins Springfield, IL Scott, Nicholas Spinnaker Insurance Company Chester, NJ

Seaton, Barbara New Mexico Ofc of the Superintendent Santa Fe, NM Seaton, R Foster New Mexico Ofc of the Superintendent Santa Fe, NM Sebastian, Scott Massachusetts Mutual Life Insurance Co. Springfield, MA Sebastinelli, John Michelman & Robinson, LLP San Francisco, CA Seeley, Alan New Mexico Ofc of the Superintendent Santa Fe, NM Seemann, Lacey NAIC Kansas City, MO Seggerman, Anne Coverys Boston, MA Seidel, Maggie American Insurance Association Washington, DC, DC Seip, Andria Iowa Ins Div Des Moines, IA Seitz, Steven U.S. Department of Treasury Federal Insurance Office Washington, DC Sells, Todd NAIC Kansas City, MO Serbinowski, Tomasz Utah Ins Dept Salt Lake City, UT Sergeant, Bill State Farm Ins Cos Bloomington, IL Serio, Gregory V. Park Strategies.com Albany, NY Serota, Daniel Aon Corporation Chicago, IL Sewell, Brian Florida Office of Insurance Reg Tallahassee, FL Shaffer, Sanders Federal Reserve Boston, MA

Shamburger, Sonny Assurant Brandon, MS Shapiro, Howard Alliance of Community Health Plans (ACHP) Washington, DC Shapo, Nat Katten Muchin Rosenman Chicago, IL Sharrow, Kristen Johnson Lambert LLP Burlington, VT Shaw, Alan The INS Companies Philadelphia, PA Shea, David Virginia Bureau of Ins Richmond, VA Sheiowitz, Michael AXA Equitable Life Insurance Company New York, NY Shemanske, jan W. R. Berkley Corporation Scottsdale, AZ Sherman, Tanya Regulatory Insurance Services (RIS) Dover, DE Shipp, Sharon DC Dept of Ins Securities & Banking Washington, DC Shirley, Kathryn Amerisafe, Inc. DeRidder, LA Shortt, Kathy North Carolina Dept of Ins Raleigh, NC Shrift, Emily Maryland Ins Admin Baltimore, MD Shultz, Clark Kansas Dept of Ins Topeka, KS Sidhu, Vikram Clyde & Co US LLP New York, NY Sieverling, Joseph Reinsurance Assn. of America Washington, DC Sigler, Steven Examination Resources, LLC Atlanta, GA


Siliato, Aimee Insurance Data Management Association Jersey City, NJ Silverstein, J.J. Foley & Lardner LLP Washington, DC Simchak, Steve American Insurance Association Washington, DC Simon, Gale New Jersey Dept of Banking & Ins Trenton, NJ Sinor, George Brentwood Services, Inc. Brentwood, TN Sirovetz, John New Jersey Dept of Banking & Ins Trenton, NJ Sisneros, Paula Pearson VUE Aurora, CO Skaggs, Phillip AAIS Lisle, IL Skolnick, Barry Mitchell Williams Newtown, PA Slape, Doug Texas Dept of Ins Austin, TX Slavich, Eric Washington Ofc of the Ins Cmsr Olympia, WA Slaymaker, Laura Pennsylvania Ins Dept Harrisburg, PA Sloane, David Genworth Life Ins. Co. of NY New York, NY Slokan, Alan Prometric Baltimore, MD Slomer, Eric Federal Home Loan Bank of Pittsburgh Pittsburgh, PA Small, Carla DLA Piper LLP (US) New York, NY Smart, Rebecca Central States Health & Life Co. Omaha, NE

Smith, Andrene Prudential Financial Newark, NJ Smith, Andrew Ohio National Financial Services Cincinnati, OH Smith, Brian Dixon Hughes Goodman Clearwater, FL Smith, Cary Montana State Legislature Billings, MT Smith, Damon NAIC Kansas City, MO Smith, David Virginia Bureau of Ins Richmond, VA Smith, David Pennsylvania Ins Dept Harrisburg, PA Smith, Derrick Mitchell Williams Little Rock, AR Smith, Gary Regence BlueShield of Idaho Boise, ID Smith, Laura HCSC Chicago, IL Smith, Malcolm Aflac Columbus, GA Smith, Mark ISO Jersey City, NJ Smith, Marvin Aflac Columbus, GA Smith, Roger Ryan Specialty Group Chicago, IL Smith, Thomas Reinsurance Association of America Washington, DC Smyth, Karen Omnia Professional Services LLC Furlong, PA Snell, Deena Zurich Schaumburg, IL

Snider, Rowe Locke Lord LLP Chicago, IL Snow, Deborah Accredited Surety and Casualty Company, Inc. Orlando, FL Snow, Tracy Ohio Dept of Ins Columbus, OH Snyder, David PCIAA Washington, DC Sofian, Pixi PwC Los Angeles, CA Solomon, Leron Debevoise & Plimpton LLP New York, NY Sommers, Russell BakerTilly New York, NY Sonnichsen, Ethan NAIC Washington, DC Sorihashi, Takuro Sumitomo Life Insurance New York, NY Sornson, Carl New Jersey Dept of Banking & Ins Trenton, NJ Spadaccino, Brian S&P Global Ratings New York, NY Spadola, Tracy Verisk Analytics / ISO Jersey City, NJ Sparks, John Oklahoma Senate Oklahoma City, OK Sparks, Steven Pacific Life Insurance Company Newport Beach, CA Spataro, Kevin Allstate Insurance Co Northbrook, IL Speir, Leslie Texas Ins Dept Austin, TX Spencer, Margaret Risk & Regulatory Consulting LLC Ponte Vedra Beach, FL


Spenney, Bradley Aflac Columbus, GA Sperling, Andrew National Alliance of Mental Illness Arlington, VA Spina, Anthony Vorys Sater Seymour Pease Columbus, OH Spudeck, Ray Florida Office of Insurance Reg Tallahassee, FL Stakem Hornig, Karen NIPR Kansas City, MO Staley, Nic Nationwide Columbus, OH Stanley, E Blaine Chubb Philadelphia, PA Stapp, Susan California Dept of Ins San Francisco, CA Staude, Martha Frost Brown Todd Lexington, KY Stead, Sue Squire Patton Boggs (US) LLP Columbus, OH Steadman, Zachary Mitchell Williams Little Rock, AR Steel, Ralph Pearson VUE Chicago, IL Stegall, Jennifer Wisconsin Ofc of the Ins Cmsr Madison, WI Stein, Joshua Zenefits San Francisco, CA Steinwand, Cody NAIC Kansas City, MO Steinwand, CMP, Amy NAIC Kansas City, MO Stepanski, Nancy Westmont Associates Inc Cherry Hill, NJ

Stephens, James Illinois Ofc of the Special Deputy Chicago, IL Stewart, Donna Wyoming Ins Dept Cheyenne, WY Stewart, Matthew Federal Home Loan Bank Boston Boston, MA Stewart, Matthew Louisiana Dept of Ins Baton Rouge, LA Stillson, Liz NAIC Kansas City, MO Stinziano, PhD, Mike Demotech Canal Winchester, OH Stokes, Barrie Protective Life Corp Birmingham, AL Stoll, Emily Allstate Ponte Vedra, FL Stolte, Douglas Virginia Bureau of Ins Richmond, VA Stone, Deborah Westmont Associates, Inc. Cherry Hill, NJ Storseth, Colton North Dakota Ins Dept Bismarck, ND Strang, Heather Jackson National Life Lansing, MI Street, Ashley USAA San Antonio, TX Street, Sharif Pennsylvania State Senate Harrisburg, PA Strickland, Stanton Mitchell Williams Law Firm Austin, TX Stringer, Brooke NAIC Washington, DC Strobel, Kristin BGR Group Washington, DC

Strong, Mike John Hancock Boston, MA Stuenkel, Wayne Protective Life Corp Birmingham, AL Stultz, Jake NAIC Kansas City, MO Stuto, Diane Life Insurance Council of NY Albany, NY Su, Ningxin Institute of International Finance Washington, DC Such, Michael DaVita Inc. Washington, DC Sullivan, Kelly Polsinelli PC Kansas City, MO Sullivan, Kevin CBIZ New York, NY Sullivan, Thomas Federal Reserve Board Washington, DC Sundberg, Jaakob Utah Ins Dept Salt Lake City, UT Sung, Jane AARP Washington, DC Sutton, Rashmi NAIC Washington, DC Svoboda, John QBE North America New York, NY Swan, Kurt Connecticut Ins Dept Hartford, CT Swanson, Martin Nebraska Dept of Ins Lincoln, NE Sweppenhiser, Kelly Vanguard Valley Forge, PA Sykes, Benjamin Locke Lord LLP Chicago, IL


Szwast, Theresa National Independent Statistical Service Indianapolis, IN Szykowny, Thomas Vorys, Sater, Seymour and Pease LLP Columbus, OH (T) Tamayo-sanchez, Angelica New York Life New York, NY Tanhehco, Efren DC Dept of Ins Securities & Banking Washington, DC Tank, Bill Tank Consulting Services LLC Poinciana, FL Tapay, Nicolette Eli Lilly & Co. Washington, DC Tasz, Jill BNY Mellon Pittsburgh, PA Tate, Lisa American Council of Life Insurers Washington, DC Taylor, Jamie Everest Reinsurance Company Liberty Corner, NJ Taylor, John GEICO Washington, DC Taylor, Stephen Bass Berry & Sims, PLC Nashville, TN Taylor, William Delaware/Pennsylvania Compensation Rating Bureau Philadelphia, PA Teiling, Annabel Samsung Fire & Marine Mgmt Corp Ridgefield Park, NJ Terrell, Beth Transatlantic Reinsurance Company New York, NY Tetrault, Paul NAMIC Beverly, MA Thakar, Todd California Life&Health Insurance Guarantee Association Gold River, CA

Theisen, Richard Blue Cross Blue Shield of Michigan Detroit, MI Therriault, Charles NAIC New York, NY Thesing, Joseph NAMIC Indianapolis, IN Thomas, Alexandra WellCare Health Plans, Inc. Tampa, FL Thomas, Honalee Idaho Dept of Ins Boise, ID Thomas, Jeana Missouri Dept of Ins Jefferson City, MO Thomas, Jeffrey Mitchell Williams Little Rock, AR Thomas, Kristine CSO Omaha, NE Thomas, Mary Stewart Title Guaranty Company Houston, TX Thompson, Eric NAIC Washington, DC Thompson, Nicholas UnitedHealth Group Little Rock, AR Thompson, Vista Blue Cross Blue Shield of Arizona Phoenix, AZ Thorson, Candace Park Strategies Albany, NY Thorson, Paige Nyemaster Goode, P.C. Des Moines, IA Thum, Sharon State Street Kansas City, MO Thurner, Robert USA Managed Care Organization Austin, TX Tiede, Terry Global Atlantic Financial Group Topeka, KS

Tilley, Doug Zenefits San Francisco, CA Timmerman, Gita NAIC Washington, DC Tine, Natalie Cigna Corporation Philadelphia, PA Tinsley, John Regulatory Insurance Services Dover, DE Tipton, Suzanne Arkansas Ins Dept Little Rock, AR Tittle, John Deloitte & Touche LLP Chicago, IL Tobin, Harper Jean National Center for Transgender Equality Washington, DC Tobin, Michael New York Life Ins Co New York, NY Todisco, Frank Government Accountability Office Washington, DC Tomasello, Frank The Griffith Insurance Education Foundation Malvern, PA Tomlin, Lincoln Auto Club Enterprises (AAA) Costa Mesa, CA Tompkins, Van Virginia Bureau of Ins Richmond, VA Tonetti, Lauren Nationwide Insurance Columbus, OH Torgerson, Dan Affordable Equity Partners, Inc. Clayton, MO Torian, David NAIC Washington, DC Torii, Hiroshi DLI North America Inc. New York, NY Torti, Joseph Fairfax (US) Inc. Johnston, RI


Tosaris, Elizabeth Locke Lord LLP San Francisco, CA Toy, Edward NAIC New York, NY Tracy, Jim Tennessee Senate Nashville, TN Tracy, Pat Risk & Regulatory Consulting, LLC Farmington, CT Traum, Alexander B. Kramer Levin Naftalis & Frankel LLP New York, NY Travis, Sheila Alabama Dept of Ins Montgomery, AL Travis, Thomas Louisiana Dept of Ins Baton Rouge, LA Trendel, Jeffrey North Carolina Dept of Ins Raleigh, NC Treon, Nadine Noble Consulting Services, Inc. Indianapolis, IN Trinidad, Katherine American Council of Life Insurers Washington, DC Trujillo, Geralyn America's Health Insurance Plans Washington, DC Tucker, Denise Merck North Wales, PA Tucker, Tim NCCI Washington, DC Tullier, Kevin Veris Consulting, Inc. Reston, VA Tully, Nolan Drinker Biddle Philadelphia, PA Turchi, John Massachusetts Div of Ins Boston, MA Turner-Phifer, Aaron URAC Washington, DC

Tuttle, Greg Aon Alpharetta, GA Twogood, Vicki A Florida Dept of Financial Services Tallahassee, FL Tyrer, Lori NAIC Kansas City, MO Tyrrell, Ned NAIC New York, NY (U) Ubben, Jeff North Dakota Ins Dept Bismarck, ND Ullstrom, Galen Mutual of Omaha Omaha, NE Ulrich, Linda Lincoln Financial Group Fort Wayne, IN Unumb, Lorri Autism Speaks Lexington, SC Urias, Christina Christina Urias Consulting L.L.C. Phoenix, AZ (V) Vacca, David Vacca Regulatory Consulting, LLC Overland Park, KS Vaidya, Neel Pennsylvania Ins Dept Harrisburg, PA Valdes, Gilberto New York Life Ins Co New York, NY Van Beek, James American Specialty Health San Diego, CA van Liebergen, Bart Institute of International Finance Washington, DC Vandevoorde, Reva Nebraska Dept of Ins Lincoln, NE Vargas, Vicente New Mexico Ofc of the Superintendent Santa Fe, NM

Veach, James Mound Cotton Wollan & Greengrass New York, NY Vecchioli, Beth A. Carlton Fields Jorden Burt. P.A. Tallahassee, FL Venturella, Tony D. Kansas Dept of Ins Topeka, KS Verastegui, Raquel USAA San Antonio, TX Verne, Maxine SCOR Reinsurance Company New York, NY Vickrey, Jene Kansas House of Representatives Louisburg, KS Vigliaturo, Phil Minnesota Dept of Commerce St. Paul, MN Volk, JoAnn Georgetown University Health Policy Institute Washington, DC Volpe, Salvatore PwC New York, NY von Quintus, Linda Interinsurance Exchange Austin, TX Vorgang, James The INS Companies Philadelphia, PA Voss, Susan American Enterprise Group Des Moines, IA (W) Wagner, Christina UnitedHealthcare M&R Horsham, PA Wagner, Robert Hinshaw Culbertson Springfield, IL Waitt, Sara North Carolina Dept of Ins Raliegh, NC Wake, Robert Maine Bureau of Ins Augusta, ME Walden, Lindsay John Hancock Boston, MA


Walker, Chad Bose McKinney & Evans LLP Indianapolis, IN Walker, Jamie Texas Dept of Ins Austin, TX Walker, Jessica UnitedHealth Group Mt. Airy, MD Walker, Matt Federal Reserve Board Washington, DC Wallace, Steven Aflac Columbus, GA Walsh, Mark AEGIS Insurance Services, Inc. East Rutherford, NJ Walters, Donald The Compliance & Ethics Forum for Life Insurers Bethesda, MD Walters, Leah American Council of Life Insurers Washington, DC Waltman, Alex NAIC Kansas City, MO Waltman, Jessica Forward Health Consulting Wayne, PA Ward, Barry Louisiana Dept of Ins Baton Rouge, LA Ward, David Brighthouse Financial Charlotte, NC Warkentin, Kristin Cigna Bloomfield, CT Warmuth, Jay Faegre Baker Daniels LLP Minneapolis, MN Warnick, Michael CNA Chicago, IL Warnock, Dylan EY New York, NY Warren, Ann Monaco Inglish & Monaco, P.C. Jefferson City, MO

Warren, Mark G. R. Inglish & Monaco, P.C. Jefferson City, MO Warrum, Lisa Noble Consulting Services, Inc. Indianapolis, IN Warwick, Patricia New Mexico Ofc of the Superintendent Santa Fe, NM Washburn, John ISMIE Mutual Insurance Company Chicago, IL Waters, Paige Locke Lord LLP Chicago, IL Watkins, Robert State Farm Ins Cos Bloomington, IL Watson, Alison Faegre Baker Daniels Washington, DC Watson, Emily Rhode Island Ofc of the Hlth Ins Cmsr Cranston, RI Watters, Linda John Hancock Boston, MA Weatherford, Catherine Insured Retirement Institute Washington, DC Weatherford, Holly NAIC Kansas City, MO Weaver, Amanda Health Care Service Corporation Washington, DC Weaver, Judy Michigan Dept of Ins & Financial Svcs Lansing, MI Weaver, Mike State Mutual Ins Co Rome, GA Webb, Brian NAIC Washington, DC Webber, Doug Indiana Dept of Ins Indianapolis, IN Webel, Baird Congressional Research Service Washington, DC

Weber, Ann Society of Actuaries Schaumburg, IL Weber, Julia State Farm Ins Cos Bloomington, IL Weber, Peter Ohio Dept of Ins Columbus, OH Weine, Ken American Agricultural Ins Co Schaumburg, IL Weissman, Barry Carlton Fields Jorden Burt LLP Los Angeles, CA Welker, Greg NAIC Kansas City, MO Weller, William Omega Squared Frederick, MD Wells, Barry Risk & Regulatory Consulting, LLC Farmington, CT Wells, John Mississippi Ins Dept Jackson, MS Welsh, Kim RGA Washington, DC Welsh, Tom Orrick Herrington Sutcliffe, LLP Sacramento, CA Wenger, Ray Florida Dept of Financial Services Tallahassee, FL Werner, Michelle AIG Investments Houston, TX Westerfield, Shari Blue Cross Blue Shield Association Chicago, IL Westmark, David Thrivent Financial for Lutherans Appleton, WI Wheeler, Douglas New York Life Ins Co New York, NY Wheeler, Ignatius Texas Dept of Ins Austin, TX


White, Lynn Genworth Financial, Inc. Richmond, VA White, Scott Virginia Bureau of Ins Richmond, VA Whiten, Wayne Beazley Group Farmington, CT Whittle, James American Modern Ins Group Amelia, OH Wicka, Richard Wisconsin Ofc of the Ins Cmsr Madison, WI Wiemann, John Missouri House of Representatives Jefferson City, MO Wieske, JP Wisconsin Ofc of the Ins Cmsr Madison, WI Wiest, Stephen New York Dept of Financial Services New York, NY Wilkerson, Toma Florida Dept of Financial Services Tallahassee, FL Wilkinson, Jeremy NAIC Kansas City, MO Williams, Bob Mississippi Ins Dept Jackson, MS Williams, Donna Lee Novartis Services, Inc Dover, DE Williams, Holly Indiana Dept of Ins Indianapolis, IN Williams, Jackson Dialysis Patient Citizens Washington, DC Williams, Lawrence MBA Actuaries Parsippany, NJ Williams, Valeria NIPR Kansas City, MO Williamson, Warren Reinsurance Association of America Washington, DC

Wilson, David California Conservation & Liquidation Office San Francisco, CA Wilson, Dennis NIPR Kansas City, MO Wilson, Donna Oklahoma Receivership Office Oklahoma City, OK Wilson, Gerald USAA San Antonio, TX Wilson, Jesse Frost Brown Todd Lexington, KY Wilson, Lisa CMS/CCIIO Washington, DC Wilson, Michael Kentucky Dept of Ins Frankfort, KY Windsor, Josh NAIC New York, NY Windsor, Peter IAIS Secretariat Basel, Switzerland Wingate, Jo Anne PSI Services LLC Glendale, CA Winton, Dakasha BlueCross BlueShield of TN Chattanooga, TN Witt, Chris NAIC Kansas City, MO Witten, Margaret Georgia Ofc of Ins & Fire Safety Atlanta, GA Wofford, Tyece NAIC Kansas City, MO Wolf, David New Jersey Dept of Banking & Ins Trenton, NJ Wolf, Kaycee Tennessee Dept of Commerce & Ins Nashville, TN Wolf, Laurie NIPR Kansas City, MO

Wolfe, Robert CNA Lake Mary, FL Woodall, Roy Financial Stability Oversight Council Washington, DC Woods, Dave Physicians Mutual Omaha, NE Woods, Scott PCMA Washington, DC Woods, Victor Rhode Island Ofc of the Hlth Ins Cmsr Cranston, RI Woodson, Laurie AFLAC Columbus, GA Woody, Jim NAIC Kansas City, MO Woody, Robert PCI Washington, DC Wooley, Derek Nelson Taplin Goldwater West Palm Beach, FL Wooley, Robert Adams and Reese LLP Baton Rouge, LA Workman, Ryan NAIC Kansas City, MO Worman, Mark Texas Dept of Ins Austin, TX Wren, Greg Cornerstone Life Insurance Company Montgomery, AL Wright, Anna Bartlett New York Life Insurance Washington, DC Wright, Craig Florida Office of Insurance Reg Tallahassee, FL Wroten, Jon Sedgwick Claims Management Services, Inc Rancho Cordova, CA Wrynn, James FTI Consulting New York, NY


Wulf, Matthew Swiss Re Washington, DC (X) Xiao, Tian Hawaii Ins Div Honolulu, HI (Y) Yakey, Cheryl Wilson Elser Moskowitz Edelman & Dicker LLP San Francisco, CA Yanacheak, Mike Iowa Ins Div Des Moines, IA Yang, Erin NAIC Washington, DC Yass, Robert Hartford Financial Services Group, Inc. Hartford, CT Yates, Daron Allianz Life Minneapolis, MN Yee, Silvia Disability Rights Education & Defense Fund Berkeley, CA Yeung, Eva NAIC Kansas City, MO Yuen, Paul Hawaii Ins Div Honolulu, HI Yuldasheva, Zebo NAIC Kansas City, MO (Z) Zabaneh, Marwan Booke Winston Salem, NC Zayac, Nicole Michelman & Robinson, LLP San Francisco, CA Zdanowicz, Philip IBC Philadelphia, PA Zeigler-Palmer, Stephanie MIA Baltimore, MD Zeman, Robert Allstate Insurance Company Northbrook, IL

Zemp, Jack Allianz Global Assistance Richmond, VA Zimmer, Kelvin North Dakota Ins Dept Bismarck, ND Zimmerman, Jerry Allstate Insurance Company Northbrook, IL Zimmermann, Rebecca Ctrs for Medicare & Medicaid Svcs Washington, DC Zoellner, Alexandra Minnesota Dept of Commerce Saint Paul, MN Zolecki, Joseph BCBSA Chicago, IL Zosel, Karin Illinois Dept of Ins Springfield, IL Zyble, David Jackson National Life Lansing, MI

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