2020 - 2030 Action Plan

Backgrounder

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housingplan@toronto.ca toronto.ca/housingplan @TORHousing #HousingTO

What is the HousingTO: 2020-2030 Action Plan?

The City of Toronto is developing a new Action Plan to address the full spectrum of housing issues in Toronto now, to 2030.

The City of Toronto adopted a 10-year affordable housing action plan for 2010-2020 to guide its work and investment decisions in partnership with the private and non-profit housing sectors, and federal and provincial governments. Ten years later, while progress has been made, the City has struggled to achieve the targets set in its first housing plan.

Many people in Toronto are experiencing housing challenges. These challenges exist across the housing spectrum from homelessness and shelter use, to securing affordable rents, market ownership, and everything in between. The HousingTO 2020-2030 Action Plan will set out clear actions the City will take over the next 10 years to address the full spectrum of Toronto’s current and future housing needs. The Housing Toronto 2020-2030 Action Plan will help the City to achieve the objectives of the Toronto Housing Charter, which states:

“All residents should have a safe, secure, affordable and well-maintained home from which to realize their full potential”

The City understands that residents want to see a solution to homelessness and an improvement in housing affordability and stability. Finding the right solutions that work for our City, will require input and support from members of the public, stakeholders and decision makers.

Help us find the right solutions for the HousingTO: 2020-2030 Action Plan – Share your experiences and ideas with us today!

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What are Toronto’s Housing Challenges Today? The Toronto Housing Market Analysis Report published in January 2019 illustrates that Toronto residents' housing needs are projected to increase faster and be more diverse over the next 10-12 years. The results demonstrate the need for government action now and in the future. It also demonstrates that people are challenged in a broken housing system and in particular there is a need to increase the supply of supportive, social, affordable and market rental housing as well as support services. This Market Analysis Report helps us build a common understanding of the current and future housing situation in Toronto. Key findings from the report are presented below.

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People are waiting for:

Supportive Housing 5-7 Years

Affordable Rental Housing 7-10 Years

Affordable Home Ownership 11-27 Years

2 : There is a severe shortage of purpose-built rental housing.

Purpose-built rental developments have accounted for a small fraction (6%) of the development pipeline from 2011-2016.

Rental Only Tenure

Mixed Tenure

Owner Only Tenure

While the number of rental households has grown, over 93% of purpose-built rental buildings were constructed before 1980.

1980-1999

2000 or Later

7,949

10,244

1960-1979

Before 1960

175,517

71,122

3 : Both rental and ownership costs are becoming increasingly unaffordable.

The rental market is becoming more expensive but at the same time, middle-income households are being priced out of the ownership market.

Ownership Costs

Rental Costs

Middle-Income Household

Affordability

4 : Housing affordability is a key driver of homelessness.

The top three reported causes of homelessness are migration, inability to afford rent and eviction.

$ Migration Inability to Eviction

Afford Rent

5 : Many neighbourhoods in the “yellow belt” (i.e. areas of mostly single-family homes) are shrinking in population size. The community facilities and services in these neighbourhoods are now underused.

Current FACTS & STATS

1 : People are stuck and housing and homelessness support services can’t keep up with increasing demand.

Forcasted FACTS & STATS

What are Toronto’s Housing Challenges Ahead? Looking ahead, Toronto will continue to grow, while the needs of our population change. This will impact the housing needs of Torontonians across the housing spectrum.

Present 2016 (2019) 2031 2041

426,945 695,000 828,000

3,560,000 2,530,000

3,913,000

542,646 471,203 586,592

29,810

91,994

90,665 90,665 90,665

119,251 135,626

1,175,778

249,303 296,451 330,405

4,923 4,923 4,923

1,405,129 1,558,180

13,429 17,647 20,028

44,810 68,000

Current Capacity

Demand

In Core Housing Need

Total Households

Current Capacity

Demand

Current Capacity

Demand

Population 65+

Total Population

Low Income Household Population

14,992 14,992 14,992

Average Annual Growth of 41,000 per year between 2016 and 2031

1 : Population growth will speed up.

2 : The City’s population will get older and the demand for long-term care will increase.

3 : More people will live in low-income households and the demand for social and affordable housing will continue to grow.

4 : More people will be in ‘core housing need’. This means they lack housing that is an adequate size, affordable and/or well maintained.

5 : Demand for mental health and addictions supportive housing will grow faster than the population.

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Housing Opportunities Toronto Action Plan (2010-2020) Key Highlights

The City of Toronto adopted a 10-year affordable housing action plan for 2010-2020 to guide our work and investment decisions in partnership with federal and provincial governments, as well as the public and private housing sectors. Ten years later, while progress has been made, the City has struggled to achieve the targets set in its first housing plan.

1. Action on Toronto Housing Charter

2. Increased access to services for people experiencing or at risk of homelessness – including new emergency shelters

3. Provided new housing benefits to support people experiencing homelessness or at risk of homelessness

4. Increased funding for capital repairs for social housing

5. Supported tower renewal communities – including capital improvements

6. Increased the supply of new affordable and supportive housing

7. Increased access to new affordable ownership homes through down payment assistance and forgiveness of land transfer tax

8. Activated surplus public lands available for new affordable housing

9. Successfully advocated for new provincial inclusionary zoning in new developments

Iz 10. Achieved a new National Housing Strategy

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2,800+ 24-hr

Shelter Beds Added

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respite site services

1,000 New Permenant Shelter beds by

DEC 2020

Approval of capital funding to redevelop Seaton House to provide specialized care for vulnerable populations including long-term care beds, shelter beds, and transitional housing.

1. Toronto Housing Charter

Established the principle for Council decision making processes to ensure all residents have a safe, secure, affordable and well-maintained home from which to realize their full potential.

2. Increased access to services

assisted through the new Eviction in the Community program. 250

households

7,300Interest Free Rent

Bank Loans

488 Tenant defence +

Fund grants

3. New housing benefits

6,000 households With a Housing Allowance

access a new provincial portable housing benefit for survivors of domestic violence. households

300 4. Funding for capital repairs

to TCH and other non-profit housing providers to improve housing quality and energy efficiency.

$1.1BIn Funding

Replacing or refurbishing rent-geared-to-income and

affordable homes as part of revitalization of TCHC

communities for

1,811 households

5. Supported tower renewalcommunities

Capital improvements for

20,000 units to increase energy efficiency and water conservation.

Essential repairs and modifications of

lower-income households10,192

many of them seniors and persons with disabilities.

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Housing Opportunities Toronto Action Plan (2010 - 2020) Key Highlights

6. Increased supply 8. Surplus public lands

2,000+ Supportive Housing opportunities

Affordable Rental Homes Opened For

4,093 Households

Additional

3,311 Approved

Launched the Open Door Program in 2016 to scale up creation of

affordable rental housing.

7. Access to new affordable ownership homes

Affordable Ownership

1,533 opportunitiess for

Households

Additional

807 Approved

Land transfer tax rebates to

173,160 first time home buyers between 2010 and 2018.

New Affordable Rental and Ownership homes 6,429 on 52 public properties

Approved the Housing Now Initiative in 2018 to activate 11

City-owned sites for creating mixed-income, mixed-use, and

transit oriented communities.

9. Inclusionary zoning

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The Ontario government enacted Inclusionary Zoning and work is underway to develop official plan policies informed through a full consultation and engagement process.

10. National housing strategy

Achieved the National Housing Strategy through

ongoing advocacy efforts including holding a National Housing Summit in 2016 to

gather feedback and input from Toronto residents.

50% federal homelessness funding Increase by 2022.

Advocated for maintaining funding for social and co-op housing at existing levels and providing new long-term

funding for repairs through the Close the Housing Gap campaign in 2014.

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Notes

Please use this space for personal reflection and to write down your thoughts and ideas. These notes will not be collected.

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