24112 79th avct e janine brunson home book
DESCRIPTION
Home Book - 24112 79th Avct ETRANSCRIPT
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© 2004-2009 Ticor TitleThe information presented is deemed reliable, but is not guaranteed.
prepared for:Janine BrunsonWindermere Real Estate, South Inc.12114 104th Avenue EastPuyallup, WA 98374
PROJECT DESCRIPTION24112 79th Avenue Court East #6481119
Thank you and don’t forget to specify Ticor Title for your title and escrow services
prepared by:Rachel JacobsonTicor Title(253) [email protected]
Account RepresentativeKristen FloodTicor Title(253) [email protected]
The information compiled for use in this report(s) was imported from a vendor provided database source. Although theinformation is deemed reliable and every effort has been taken to correct data imperfections, Ticor Title cannot be held
responsible for any inaccuracies.
SMART TOOLS FOR TODAY’S REAL ESTATE PROFESSIONAL
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prepared for:Janine BrunsonWindermere Real Estate, South Inc.(253) [email protected]
The information compiled for use in this report(s) was imported from a vendor provided database source.Although the information is deemed reliable and every effort has been taken to correct data imperfections,Ticor Title cannot be held responsible for any inaccuracies. © 2004-2009 Ticor Title
Property Profile 09/30/11
Parcel Number: 602023 0290Owner: Emelde M Luesser
Site Address: 24112 79th Avct E Graham, WA 98338Mail Address: 24112 79th Avenue Graham, WA 98338
Phone Number: 2538477330
Transfer Date: 3/14/1994 Recording Number: 19940314Sale Price: $111,950 Deed Type:
Assessed Total: $111,670 Title Company: COMMONWEALTH TITLE
Land: Lender: CONTINENTAL SAVINGS BANKImprovements: Loan Amount: $106,350
Taxes: $982 Loan Type:Exempt Status: Senior/Disabled B Interest Type: F
Improved %: % Tax Rate Area:Units: 1 Census Tract: 073116
Zoning Code: R10 Census Block: 1003Land Use Code: 1101 Township Range: 18N
Parcel Type: Residential Map & Grid: 914-J1
Subdivision: CHATEAU WOODS - PHASE IPlat Volume:
Plat Page: 604 - 1101Legal: Section 20 Township 18 Range 04 Quarter 12 CHATEAU :
Bldg Sqft: 1,020 Basement: Abv Grnd Sqft: 1,020Year Built: 1990 Basement Sqft: 1st Floor Sqft:
Stories: 1 Garage: Attached 2nd Floor Sqft:Bed: 3 Attchd Gar Sqft: 440 3rd Floor Sqft:
Bath: 2 Bsmt Gar Sqft:View:
Lot Sqft: 46,160 City:Lot Acres: 1 Lake:
Fireplace: 1 River:Waterfront: Dining Room: Mtn:
WF Sqft: Other Room: Puget:
Prior Owner:Prior Doc Date: 12:00:00 AM
Prior Price:
Property Overview 24112 79TH AVENUE CT E, GRAHAM, WA, 98338- 9389
Owner and Geographic Information
Primary Owner: Secondary Owner:LUESSER EMELDE M Mail Address: 24112 79TH AVENUE CT E GRAHAM WA 98338Site Address: 24112 79TH AVENUE CT E GRAHAM WA 98338APN : 602023-029 Lot Number : Page Grid : Housing Tract Number: Legal Description : Abbreviated Description: SEC/TWN/RNG/MER:SEC 20-1-2 TWP 18 RNG 04 SECTION 20 TOWNSHIP 18 RANGE 04 QUARTER 12 CHATEAU WOODS - PHASE I: CHATEAU WOODS - PHASE I NW OF NE 20-18-04E LOT 29 TOG/W
Property Details Bedrooms : 3 Year Built : 1990 Square Feet : 1,020 SF
Bathrooms : 2 Garage : Attached 2 Lot Size : 1.06 AC
Total Rooms : Fireplace : 1 Number of Units : 1
Zoning : R10 Pool : Use Code : Single Family Residential
Sale & Loan Transfer Date : 03/14/1994 Seller : WALLACE JR, JAMES W; WALLACE, KRISTINE
Transfer Value : N/A Document # : 9403140912BK-PG: 1001-0263 Cost/Sq Feet : N/A
Assessment & Taxes Assessed Value : $219,800 Percent Improvement : 54.37% Homeowner Exemption :
Land Value : $100,300 Tax Amount : Tax Rate Area : 575
Improvement Value : $119,500 Tax Status : Current Tax Account ID : 17536238
Market Improvement Value : Market Land Value : Market Value :
Courtesy of Ticor Title Offered by Ticor Title Insurance All information produced is deemed reliable but is not guaranteed.
Pierce County Parcel Information
Parcel InformationParcel #: 6020230290
Site Address: 24112 79th Avct E Graham WA 98338
Owner: Luesser Emelde M
Owner Address: 24112 79th Avenue Ct E Graham, WA 98338-9389
Phone: 2538477330
Township/Range/Section: T: 18N R: 04E S: 20 Q: NE
Parcel Size: 1.06 Acres (46,160 SqFt)
Lot Dimensions: Front:0 - Depth:0
Map Page/Grid: 914-J1
Plat/Subdivision: CHATEAU WOODS - PHASE I
Plat Volume/Page: / 604 - 1101
Lot: 29
Block:
Census Tract/Block: 073116/1003
Waterfront:
Levy Rate: 13.74637456
Market Value Land: $75,500
Market Value Imprv: $96,300
Total Market Value: $171,800
Taxable Value: $111,670
Tax Information Tax Year: Annual Tax:
2011 $9822010 $1,135
Legal Section 20 Township 18 Range 04 Quarter 12 CHATEAU WOODS - PHASE I: CHATEAU WOODS - PHASE I NW OF NE 20-18-04E LOT 29 TOG/W PRI RD ABUTT (APPROX. 46,200 SQ FT) OUT OF 04-18-20-1-002 SEG B-0059 CH/NF5/10/90AT
Land Land Use: 1101 - SINGLE FAMILY DWELLING Zoning: R10 - Rural 10
Neighborhood: 060901 School District: SD #403 Bethel
Sewer: Sewer/Septic Installed View:
Improvement Year Built.: 1990 Build Type: 1 - 1 Story Bldg Use: 100 - Single Family Residential
Stories: 1.00 Bedrooms: 3 Total Rooms:
Bathrooms: 2.00 Full Baths: Half Baths:
Foundation: A/C: Living Area:
Fin. Sq Ft: 1,020 Bsmt Fin/Unfin: / Roof Covering: Composition Shingle
Ext. Walls: Frame Siding Garage: Attached440 Roof Style:
Pool: 0 Carport Sq Ft: Deck Sq Ft:
Patio Sq Ft: FirePlace: 1 Heat: -Forced Air
Transfer Information Loan Date: 3/30/2009 Loan Amt: $50,000.00 Doc Num: 0903300534 Doc Type: Trust Deed-Deed of Trust
Loan Type: Variable Finance Type: Lender: BOEING EMPLOYEES CU
Rec. Date: 03/14/94 Sale Price: $111,950 Doc Num: 9403140912 Doc Type:
Owner: LUESSER, EMELDE M Grantor: WALLACE,JAMES W
Orig. Loan Amt: $106,350 Title Co: COMMONWEALTH TITLE
Finance Type: Fixed Loan Type: Lender: CONTINENTAL SAVINGS BANKSentry Dynamics, Inc. and its customers make no representations, warranties or conditions, express or implied, as to the accuracy or completeness of information contained in this report.
Sentry Dynamics, Inc. and its customers make no representations, warranties or conditions, express or implied, as to the accuracy or completeness of information contained in this report.
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Sentry Dynamics, Inc. and its customers make no representations, warranties or conditions, express or implied, as to the accuracy or completeness of information contained in this report.
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Sentry Dynamics, Inc. and its customers make no representations, warranties or conditions, express or implied, as to the accuracy or completeness of information contained in this report.
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Public Schools Report24112 79TH AVENUE CT E, GRAHAM, WA, 98338- 9389
Public School Statistics
NORTH STAR ELEMENTARY 1.08Mi. from subject property
7719 224TH STREET EAST GRAHAM , WA 98338-9216 253-538-3700
l Kindergarten - Grade 6 l Student Teacher Ratio: 1:18.9 l Full Time Equivalent Administrators:
Grade Membership
KDGN GR - 1 GR - 2 GR - 3 GR - 4 GR - 5 GR - 6 Total 88 68 78 84 83 104 90 595
ROCKY RIDGE ELEMENTARY 1.49Mi. from subject property
6514 260TH STREET EAST GRAHAM , WA 98338-9648 253-538-3000
l Kindergarten - Grade 6 l Student Teacher Ratio: 1:20.4 l Full Time Equivalent Administrators:
Grade Membership
KDGN GR - 1 GR - 2 GR - 3 GR - 4 GR - 5 GR - 6 Total 69 86 84 71 101 115 135 661
FRONTIER JR HIGH 2.17Mi. from subject property
22110 108TH AVENUE EAST GRAHAM , WA 98338-8871 253-538-3600
l Grade 7 - Grade 9 l Student Teacher Ratio: 1:20 l Full Time Equivalent Administrators:
Grade Membership
GR - 7 GR - 8 GR - 9 Total 345 296 280 921
BETHEL HIGH SCHOOL 2.76Mi. from subject property
22215 38TH AVENUE EAST SPANAWAY , WA 98387-6828 253-539-6600
l Grade 10 - Grade 12 l Student Teacher Ratio: 1:25.3 l Full Time Equivalent Administrators:
Grade Membership
GR - 10 GR - 11 GR - 12 Total 690 571 534 1,795
BETHEL SCHOOL DIST 403
516 176TH ST E SPANAWAY , WA 98387-8399 TEL: 253-539-6024 l Grade Span PK-12 l Pupil Teacher Ratio: 20.7:1 l Total Enrollment: 18,061 l Number of High School Graduates: 1,113 l Number of Teachers: 871.4 l Number of Teacher Aids: 138 l Number of Guidance Counselors: 25 l Number of School Administrators: 52.1 l Number of Schools : 33
About School Report Public Schools The Public School Report lists schools closest to the subject property. For a complete listing of schools in your area, please go to http://www.nces.ed.gov/globallocator.
API Index The Academic Performance Index (API) measures academic performance and growth of schools, which includes results of the Stanford 9. The API reports a numeric scale that ranges from 200 to 1000. A school's score or position on the API indicates the level of a school's performance.
Courtesy of Ticor Title
EVERGREEN MONTESSORI ACADEMY 6.33Mi. from subject property
14414 107TH AVENUE CT E PUYALLUP, WA 98374-3831 253-841-8410 Gender: Coed
l Prekindergarten - Kindergarten l Nonsectarian l Student Teacher Ratio: 1:3.8 l Full Time Equivalent Administrators: 1.6
Grade MembershipPK KDGN Total 29 6 35
IMAGINATION MONTESSORI ACADEMY 7.21Mi. from subject property
14917 9TH AVENUE CT E TACOMA, WA 98445-2586 253-535-2522 Gender: Coed
l Prekindergarten - Grade 8 l Nonsectarian l Student Teacher Ratio: 1:2.3 l Full Time Equivalent Administrators: 3
Grade MembershipPK KDGN GR - 3 GR - 4 GR - 5 GR - 8 Total 10 1 1 1 1 3 17
PARKLAND LUTHERAN CHURCH & SCHOOL 8.95Mi. from subject property
12309 PACIFIC AVENUE S TACOMA, WA 98444-5060 253-537-1901 Gender: Coed
l Prekindergarten - Grade 8 l Other Lutheran l Student Teacher Ratio: 1:15.7 l Full Time Equivalent Administrators: 8.1
Grade MembershipPK KDGN GR - 1 GR - 2 GR - 3 GR - 4 GR - 5 GR - 6 GR - 7 GR - 8 Total 20 18 11 14 15 12 12 11 18 16 147
TRINITY LUTHERAN PRESCHOOL & CHILDCARE 9.25Mi. from subject property
12115 PARK AVENUE S TACOMA, WA 98444-3629 253-535-2699 Gender: Coed
l Prekindergarten - Kindergarten l Evangelical Lutheran Church in America (formerly AELC, ALC, l Student Teacher Ratio: 1:28.0 l Full Time Equivalent Administrators: 1
Grade MembershipPK KDGN Total 25 11 53
About School Report Private Schools As private schools are not subject to district boundaries, we list up to 15 of the schools closest to the subject property within a five mile radius of the subject property.
Courtesy of Ticor Title Offered by Ticor Title Insurance All information produced is deemed reliable but is not guaranteed.
WEISS REYN H & GRAHAM DANIELLE R 24117 79TH AVENUE CT E, GRAHAM WA 98338 APN: 602023-024 Bedrooms: 3 Bathrooms: 2.0 Square Feet: 1,252 SF Lot Size: 1.32 AC Year Built: 1990 Garage: A
KELLEY, STACY 7902 242ND ST E, GRAHAM WA 98338 APN: 602023-033 Bedrooms: 3 Bathrooms: 2.3 Square Feet: 1,837 SF Lot Size: 1.01 AC Year Built: 1991 Garage: A
SCHERR RAYMOND J & NANCY L (TTEE) 24002 79TH AVENUE CT E, GRAHAM WA 98338 APN: 602023-026 Bedrooms: 3 Bathrooms: 2.3 Square Feet: 2,010 SF Lot Size: 1.15 AC Year Built: 1990 Garage: M
SHAW TIMOTHY R & DONNA J 7812 242ND ST E, GRAHAM WA 98338 APN: 602023-032 Bedrooms: 3 Bathrooms: 2.3 Square Feet: 2,075 SF Lot Size: 1.01 AC Year Built: 1991 Garage: M
FITZGERALD KELLY D 24111 77TH AVE E, GRAHAM WA 98338 APN: 041820-201-2 Bedrooms: 2 Bathrooms: 1.0 Square Feet: 1,010 SF Lot Size: 5 AC Year Built: 1988 Garage:
SYLVIA ROBERT C & S M HANSON 7910 242ND ST E, GRAHAM WA 98338 APN: 602023-034 Bedrooms: 3 Bathrooms: 2.3 Square Feet: 1,713 SF Lot Size: 1 AC Year Built: 1991 Garage: M
ABIVA MARACO D & LINA G 8009 242ND ST E, GRAHAM WA 98338 APN: 602023-023 Bedrooms: 3 Bathrooms: 2.3 Square Feet: 2,192 SF Lot Size: 1.31 AC Year Built: 1991 Garage: A
MARTINSONS JACQUELYN I & DAREK V 8002 242ND ST E, GRAHAM WA 98338 APN: 602023-035 Bedrooms: 3 Bathrooms: 2.3 Square Feet: 2,029 SF Lot Size: 1 AC Year Built: 1991 Garage: A
Private Schools Report24112 79TH AVENUE CT E, GRAHAM, WA, 98338- 9389
Private School Statistics
CASCADE CHRISTIAN SCHOOL-SPANAWAY ELEMENTARY 4.86Mi. from subject property
3425 176TH STREET E TACOMA, WA 98446-1209 253-537-9339 Gender: Coed
l Prekindergarten - Grade 6 l Christian (no specific denomination) l Student Teacher Ratio: 1:16.8 l Full Time Equivalent Administrators: 14.5
Grade MembershipPK KDGN GR - 1 GR - 2 GR - 3 GR - 4 GR - 5 GR - 6 Total 126 51 34 35 39 31 27 26 369
LA PETITE ACADEMY GEM HEIGHTS DR 5.09Mi. from subject property
16028 GEM HEIGHTS DRIVE E PUYALLUP, WA 98375-2061 253-848-4185 Gender: Coed
l Kindergarten - Kindergarten l Nonsectarian l Student Teacher Ratio: 1:9.0 l Full Time Equivalent Administrators: 1
Grade MembershipKDGN Total
9 9
BETHEL BAPTIST CHRISTIAN SCHOOL 6.20Mi. from subject property
524 176TH STREET E SPANAWAY, WA 98387-8335 253-537-1749 Gender: Coed
l Grade N/A - Grade N/A l Baptist l Student Teacher Ratio: N/A l Full Time Equivalent Administrators: 16
Grade MembershipTotal 160
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Neighborhood Demographics 24112 79TH AVENUE CT E, GRAHAM, WA, 98338- 9389 Population
Area ZIP 98338National
200021,069
281,421,906
200924,622
309,731,508
201426,836
324,062,684
Growth Rate1.7 % 1.0 %
Growth Centile75.0 %
Household Area ZIP 98338National
20007,093
105,480,101
20098,378
116,523,156
20149,159
122,109,448
Household Growth Rate1.8 % 1.1 %
Average Household Size2.9 2.6
Family Area ZIP 98338National
20005,766
71,787,347
20096,709
77,956,117
Family Growth Rate1.7 % 0.9 %
Age Distribution Area ZIP 98338National
0-47.2 % 6.8 %
5-97.8 % 6.7 %
10-147.9 % 6.6 %
15-197.7 % 7.1 %
20-245.4 % 6.9 %
25-4428.2 % 27.0 %
45-6428.1 % 26.0 %
65-847.0 %
10.9 %
85+0.7 % 1.9 %
Median Age Area ZIP 98338National
200936.1 36.9
Male Ratio50.4 % 49.2 %
Female Ratio49.6 % 50.8 %
Household Income Area ZIP 98338National
% <$25K11.2 % 20.9 %
% $25K-50K20.3 % 24.4 %
% $50K-100K48.9 % 35.3 %
% $100K-150K16.1 % 11.7 %
% >$150K3.6 % 7.6 %
Median Household Income Area ZIP 98338National
2009$65,910.00 $54,719.00
2014$66,689.00 $56,938.00
Per Capita Income$24,939.00 $27,277.00
Household Income Centile Area ZIP 98338National
National84.0 %
State80.0 %
Courtesy of Ticor Title Offered by Ticor Title Insurance All information produced is deemed reliable but is not guaranteed.
prepared for:Janine BrunsonWindermere Real Estate, South Inc.(253) [email protected]
The information compiled for use in this report(s) was imported from a vendor provided databasesource. Although the information is deemed reliable and every effort has been taken to correct dataimperfections, Ticor Title cannot be held responsible for any inaccuracies. © 2004-2009 TicorTitle
Most recent transaction: 9/12/2011 Market (homes): 356
Residential Transaction Study 09/30/11Project description
Yearly Marketyear sales mrkt % $/sqft*2011 12 3.4% $1042010 21 5.9% $1132009 4 1.1% $1572008 3 0.8% $1812007 5 1.4% $1742006 9 2.5% $187
*averages by year
Yearly Market by sale price
year low avg* high2011 $80,000 $244,650 $299,7882010 $160,000 $262,946 $456,5002009 $233,000 $290,200 $355,0002008 $225,000 $259,833 $323,5002007 $374,000 $426,044 $466,2702006 $130,000 $300,241 $540,000
*averages by year
Sales by Characteristics*year yr blt bldg sqft bed bath2011 2005 2,358 4 22010 2005 2,323 4 22009 1992 1,845 3 22008 1995 1,437 3 22007 1993 2,453 3 22006 1990 1,609 3 2
*averages by year
$0
$50
$100
$150
$200
2006 2008 2010
Price Per Sqft by Year
$/Sqft
0
100000200000
300000
400000500000
2006 2008 2010
Average Sales Price by Year
Price
0
510
15
2025
2006 2008 2010
Number of Sales by Year
Sales
prepared for:Janine BrunsonWindermere Real Estate, South Inc.(253) [email protected]
The information compiled for use in this report(s) was imported from a vendor provided databasesource. Although the information is deemed reliable and every effort has been taken to correct dataimperfections, Ticor Title cannot be held responsible for any inaccuracies. © 2004-2009 Ticor Title
Residential Transaction Study 09/30/11Project description RJRTS.csv
Yearly Market Most recent transaction: 9/12/2011 Market (homes): 356year sales mrkt% $/sqft low price avg price high price2011 12 3% $104 $80,000 $244,650 $299,7882010 21 6% $113 $160,000 $262,946 $456,5002009 4 1% $157 $233,000 $290,200 $355,0002008 3 1% $181 $225,000 $259,833 $323,5002007 5 1% $174 $374,000 $426,044 $466,2702006 9 3% $187 $130,000 $300,241 $540,000
Market by Assessed Value Ranges Sale $ / assessed value %Assessed Value Range # mrkt% last 12mo avg sale $ low avg high$40,000-$79,999 174 49% 27 $337,495 424% 662% 1,160%$80,000-$119,999 7 2% 2 $142,114 96% 153% 209%$120,000-$159,999 15 4% 4 $280,456 155% 199% 273%$160,000-$199,999 55 15% 6 $239,763 107% 132% 179%$200,000-$239,999 46 13% 5 $241,335 107% 112% 117%$240,000-$279,999 45 13% 10 $257,540 28% 102% 115%$280,000-$319,999 9 3%$320,000 and up 5 1%
Property Characteristicsavg % imprvd % 1 story 76 w/ bsmt 1 platted 310avg year built 1994 1.5 story 7 avg bsmt sqft 832 avg lot sqft1 20,162avg bldg sqft 2,006 2 story 120 w/ garage 176 unplatted 46
avg # beds 3 2.5+ story 0 avg garage sqft 607 avg lot sqft2 140,996avg # baths 2
1avg lot sqft of all platted properties 2avg lot sqft of all unplatted properties
Ownership Statistics Stats by BedroomCount
Average length of ownership = 9.1 Market by bedroom count (last 12 mo.)properties owned for: rooms sales avg price avg $/sqft
0 - 5 years 87 15-10 years 45 2 1 $80,000 $5610+ years 87 3 6 $217,605 $125
Average taxes = $1,887 4+ 18 $270,550 $104
Neighborhood Overview 24112 79TH AVENUE CT E, GRAHAM, WA, 98338- 9389
Nearby Neighbors
LUESSER EMELDE M 24112 79TH AVENUE CT E, GRAHAM WA 98338 APN: 602023-029 Bedrooms: 3 Bathrooms: 2.0 Square Feet: 1,020 SF Lot Size: 1.06 AC Year Built: 1990 Garage: A
TUDOR WALTER M & TERESA A 24018 79TH AVENUE CT E, GRAHAM WA 98338 APN: 602023-028 Bedrooms: 3 Bathrooms: 2.3 Square Feet: 2,608 SF Lot Size: 1.3 AC Year Built: 1991 Garage: M
WILD RICHARD D JR & CARRIE R 24116 79TH AVENUE CT E, GRAHAM WA 98338 APN: 602023-030 Bedrooms: 3 Bathrooms: 2.3 Square Feet: 1,901 SF Lot Size: 1.3 AC Year Built: 1991 Garage: M
THOMAS, RICKY A; THOMAS, WINDIE L 7807 242ND ST E, GRAHAM WA 98338 APN: 602023-031 Bedrooms: 3 Bathrooms: 2.3 Square Feet: 2,764 SF Lot Size: 1.07 AC Year Built: 1991 Garage: A
CARON JAMES S & LISA H 24006 79TH AVENUE CT E, GRAHAM WA 98338 APN: 602023-027 Bedrooms: 3 Bathrooms: 2.3 Square Feet: 1,661 SF Lot Size: 1.45 AC Year Built: 1990 Garage: A
LEU, TAMARA SUE 24019 79TH AVENUE CT E, GRAHAM WA 98338 APN: 602023-025 Bedrooms: 3 Bathrooms: 2.0 Square Feet: 1,306 SF Lot Size: 1.28 AC Year Built: 1990 Garage: A
KARLSSON BENNY K J & SUSAN C 24015 79TH AVENUE CT E, GRAHAM WA 98338 APN: 602023-022 Bedrooms: 3 Bathrooms: 2.5 Square Feet: 1,569 SF Lot Size: 1.2 AC Year Built: 1990 Garage: A
Courtesy of Ticor Title Offered by Ticor Title Insurance All information produced is deemed reliable but is not guaranteed.
Flood Report 24112 79TH AVENUE CT E, GRAHAM, WA, 98338- 9389
The Subject Property of 24112 79TH AVENUE CT E, GRAHAM, WA 98338-9389 is in Zone X and is considered to be OUT of the Special Flood Hazard Area (SFHA).
AN AREA THAT IS DETERMINED TO BE OUTSIDE THE 1% AND 0.2% ANNUAL CHANCE FLOODPLAINS. About Flood Report
The flood information contained in this report was obtained from maps provided by the Federal Emergency Management Agency (FEMA). Whenever possible we will report if the subject property is inside or outside of a 100 year Flood Hazard Area. These areas are defined as areas that have a one percent (1%) chance in any given year of being affected by a significant flood.
If a determination indicates that a property is located inside a special flood hazard area as described above, then a lender making a loan on the property must require the borrower purchasing the property to acquire flood insurance on the structure.
The flood information contained in this report is merely a preliminary review intended to provide the buyer, seller or agent guidance and general proximity of the subject property in relation to the 100 years flood hazard area. The buyer should obtain exact specific information from the seller or agent prior to finalizing his decision regarding the purchase of a given property.
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ÝØßÓÞÛÎ ÑÚ ÝÑÓÓÛÎÝÛ Auburn 108 S Division St, Ste B 253-833-0700 www.auburnareawa.org Bonney Lake 18008 SR 410 E 253-840-9683 www.bonneylake.com
Lakewood 4650 Steilacoom Blvd SW Bldg 19, Ste 109 253-582-9400 www.lakewood-wa.com
Steilacoom P.O. Box 88584 253-581-1912 www.steilacoom.org
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Auburn 25 W Main St 253-931-3000 www.ci.auburn.wa.us Bonney Lake 19306 Bonney Lake Blvd 253-862-8602 www.ci.bonney-lake.wa.us
DuPont 303 Barksdale Ave 253-964-8121 www.ci.dupont.wa.us Eatonville 201 Center St W 360-832-3361 www.eatonville.com Edgewood 2221 Meridian Ave E 253-952-3299 www.ci.edgewood.wa.us
Steilacoom 1030 Roe St 253-581-1900 www.ci.steilacoom.wa.us Sumner 1104 Maple St 253-863-8300 www.ci.sumner.wa.us
University Place 3715 Bridgeport Way W, Ste B-1 253-566-5656 www.ci.university-place.wa.us
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Page 2
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St. Clare Hospital 11315 Bridgeport Way SW, Lakewood
Western States Hospital 9601 Steilacoom Blvd Sw, Lakewood 253-582-8900
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Madrona Links GC 3604 22nd Ave NW, Gig Harbor 253-851-5193 www.madronalinks.com Meadow Park GC 7108 Lakewood Drive W, Tacoma 253-473-3033 www.tacomaparks.com
Tanwax Greens GC 36510 Mountain Hwy E, Eatonville 360-832-8400ïè ØÑÔÛ ÐÎ×ÊßÌÛ ÝÑËÎÍÛÍ
Riviera Community Club 11019 Country Club Dr, Anderson Island 253-884-4993 www.rivieraclub.org
ØÑÎÍÛ ÎßÝ×ÒÙ Emerald Downs 253-288-7000 2300 Emerald Downs Dr, Auburn www.emeralddowns.com
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Allied Van Lines 800-823-0755 www.allied.com
Bekins 800-723-5467 www.bekins.com
Capitol Moving Storage 800-246-1760 www.capitolmovingandstorage.com City Moving Systems Inc 800-426-7776 www.citymovingsystems.com
Packaging Store Moving Ctr 253-584-7464 www.packstore.com PODS-Portable On Demand 866-229-4120 www.pods.com Starving Students 800-254-0375 www.ssmovers.com
Page 3
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Auburn Regal Auburn Stadium 17 1101 Super Mall Way, Auburn 253-735-8052
Bonney Lake Regal Tall Firs 10 20751 State Rte 410 E, Bonney Lake 800-326-3264
Gig Harbor Regal Gig Harbor Cinemas 5401 Olympic Dr NW, Gig Harbor 800-326-3264
Lakewood
Lakewood Towne Center 12 5721 Main St SW, Lakewood 253-581-5055 Puyallup
Regal Longston Place 13317 Meridian Street East, Puyallup 800-326-3264 Tacoma
AMC Narrows Plaza 8 2208 Mildred St W, Tacoma 253-565-7000 Galaxy Tacoma 6 3102 S 23rd St, Tacoma 253-383-5995
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Dupont Historical Museum 207 Barksdale Ave, Dupont 253-964-2399 www.dupontmuseum.com
Harold Lemay Museum 325 152nd St E, Tacoma 253-536-2885 www.lemaymuseum.org
Meeker Mansion 321 Pioneer, Puyallup www.meekermansion.org
Steilacoom Historical Museum 1801 Rainier St, Steilacoom 253-584-4133
Sumner Ryan House Museum 1228 Main St, Sumner 253-299-5780
Page 4
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American Lake Steilacoom Bresemann Forest Spanaway
Clark’s Creek Park Puyallup
Edgewater Park Lakewood Fort Steilacoom Park Lakewood
Lake Tapps County Park Sumner
Penrose Point State Park Fox Island
Rimrock Park Eastonville Seeley Lake Park Lakewood
Spanaway Park Spanaway
Swan Creek County Park Tacoma
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Page 5
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Lakewood Mall 10509 Gravelly Lake Dr SW, Lakewood 253-984-6100
Super Mall 1101 Supermall Way, Auburn 253-804-4624 www.supermall.com
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Auburn SD #408 253-931-4914 www.auburn.webnet.edu
Carbonado SD #19 360-829-0121 www.carbonado.k12.wa.us Clover Park SD #400 253-583-5000 www.cpsd.cloverpark.k12.wa.us Dieringer SD #343 253-862-2537 www.dieringer.wednet.edu Eatonville SD #404 360-879-1000 www.cruiser.eatonville.wednet.edu
Peninsula SD #401 253-530-1000 www.www.peninsula.wednet.edu Puyallup SD #3 253-841-1301 www.puyallup.k12.wa.us Steilacoom Historical SD #1 253-983-2200 www.steilacoom.k12.wa.us Sumner SD ##320 253-891-6000 www.sumner.wednet.edu Tacoma SD #10 253-571-1000 www.tacoma.k12.wa.us University Place SD #83 253-566-5600 www.upsd.wednet.edu
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Tacoma Rainiers Baseball 2502 S Tyler St, Tacoma 800-281-3834 tacoma.rainiers.milb.com
Page 6
Gardens, Zoos and Aquariums
Lakewold Gardens 12317 Gravelly Lk Dr SW, Lakewood 253-584-4106 www.lakewoldgardens.org
Windmill Gardens 5816 162nd Ave E, Sumner 800-628-6516 www.windmillgarden.com
Cruises/Tours
Boeing Tour 8415 Paine Field Blvd, Mukilteo 206-768-1234 Catalyst Cruises LLC PO Box 45014, Tacoma, WA 98445 800-670-7678 www.cruise-nw.com
Mt. Rainier Scenic Railroad 349Mineral Creek Rd, Mineral 360-492-5588 www.mrsr.com 425-316-8592 www.streamkeeper.org
Victoria Clippers 206-448-5000 www.victoriaclipper.com
Oddssey 1 Family Fun 2310 W Mildred,#110, Tacoma 253-566-3233 www.odyssey-1.com
Tacoma Glassblowing Studio 114 S 23rd, Tacoma 253-383-3499 www.tacomaglassblowing.com
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Crystal Mountain Ski Area 33914 Crystal Mtn Blvd Crystal Mtn 360-663-2265 www.crystalmt.com
Page 7
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Air Canada 800-247-2262 www.aircanada.ca
AirTran Airways 800-247-8726 www.airtran.com Alaska Airlines 800-426-0333 www.alaskaair.com American Airlines 800-433-7300 www.aa.com
Delta Airlines 800-221-1212 www.delta.com EVA Air 800-695-1188 www.evaair.com
Horizon Air 800-547-9308 www.alaskaair.com Icelandair 800-223-5500 www.icelandair.com
Midwest Airlines 800-452-2022 www.midwestairlines.com
Sun Country 800-359-6786 www.suncountry.com
US Airways 800-428-4322 www.usairways.com Virgin America 877-359-8474 www.virginamerica.com
Olympic Bus Lines 360-417-0700 www.olympicbuslines.com
Amtrak Trains 800-872-7245 www.amtrak.comCommunity Transit 425-353-RIDE www.commtrans.orgDART 425-347-5912 www.dialaride.org
Sound Transit 800-201-4900 www.soundtransit.org
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É×ÒÛÎ×ÛÍ Bainbridge Island Vineyards 8989 Day Rd E, Bainbridge Island 206-842-9463 bainbridgevineyards.com
Silver Lake Winery 15029 Woodinville-Redmond Rd, Woodinville 425-485-2437 www.silverlakewinery.com
Page 8
ÔÑÝßÔ ßÙÛÒÝ×ÛÍ Auburn License Agency 124 Auburn Way N Auburn 253-833-9696
McCallum License Agency 16126 Meridian E #107 Puyallup 253-841-0245
Puyallup Auditor 1325 E Main Puyallup 253-845-8811
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Bowman Payless Oil 206-772-4447 Eatonville P & L 360-832-3244 Elmhurst Mutual P & L 253-531-4646 www.elmhurstmutual.org Lakeview L & P 253-584-6060 www.lakeviewlight.com Prorgas 253-839-5062 Parkland L & Water 253-531-5666 www.plw.coop Pennisula Light Company 253-857-1510 www.penlight.org Puget Sound Energy 888-321-7779 www.pse.com Tacoma Power Energy 253-502-8600 www.ci.tacoma.wa.us/power/
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Qwest 800-475-7526 www.qwest.com
Comcast 888-226-2278 www.comcast.com CenturyTel 800-831-1733 www.centurytel.com Verizon 800-483-3000 www.verizon.com
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Comcast 888-266-2278 www.comcast.com Direct TV 888-777-2454 www.directv.com Dish Network 888-825-2557 www.dishnetwork.com Day Wireless Systems 800-503-3433 206-878-1926 www.daywireless.com
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Auburn 206-682-9735 253-872-3916 www.rabanco.com 253-931-3038 www.ci.auburn.wa.us 800-592-9995 www.wmnorthwest.com
Bonney Lake 253-414-0347 www.murreysdisposal.com Buckley 360-829-1921 www.buckleychamber.org DuPont 253-537-8687 www.co.pierce.wa.us Eatonville 360-832-3361 www.eatonvillechamber.com Edgewood 253-414-0345 www.ci.edgewood.wa.us Enumclaw 360-825-5541 www.ci.enumclaw.wa.us Fife 253-414-0345 www.wcnx.org Fircrest 253-588-1705 www.uprefuse.com Gig Harbor 253-414-0345 www.wcnx.org Lakewood 253-588-1705 www.lakewood-wa.com Milton 253-414-0345 www.wcnx.org
Puyallup 253-414-0345 www.wcnx.org 253-537-8687 www.lemayinc.com
Roy 253-537-8687 www.lemayinc.com Ruston 253-759-3544 South Hill 253-845-6955 www.lemayinc.com Steilacoom 253-537-8687 www.lemayinc.com Sumner 253-414-0345 www.wcnx.org
253-588-1705 www.lemayinc.com 253-591-5543
University Place 253-564-3212 www.uprefuse.com
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Auburn 253-931-3038 253-876-1900 www.ci.auburn.wa.us
Valley Water 253-841-9698 253-841-9698 www.valleywaterdistrict.com Buckley 360-829-1921 www.buckleychamber.org
Valley Water 253-841-9698 253-841-9698 www.valleywaterdistrict.com DuPont
Pierce County Sewer 253-798-4020 253-964-3554 www.co.pierce.wa.us Eatonville
Spanaway Water Co. 253-531-9024 253-539-9526 www.spanaway-water.org Edgewood
Mt. View Water Co. 253-863-7348 www.ci.edgewood.wa.us Enumclaw
Gig Harbor 253-857-5950 www.cityofgigharbor.net Washington Water 253-851-4060 253-857-4001 www.wawater.com Rainier View Water 253-537-6634 253-537-7896 www.rainierviewwater.com Stroh’s Water 253-858-2051 253-858-6109 Peninsula Light/Water 253-857-5950 253-857-1558 www.penlight.org
Lakewood Lakewood Water Dist 253-588-4423 253-588-7150 www.lakewood-water-dist.org
Milton 253-922-3738 www.ci.milton.wa.us
Rainier View Water 253-537-6634 253-537-7896 www.rainierviewwater.com Valley Water 253-841-9698 253-841-9698 www.valleywaterdistrict.com
Puyallup Rainier View Water 253-537-6634 253-537-7896 www.rainierviewwater.com Valley Water 253-841-9698 253-841-9698 www.valleywaterdistrict.com Firgrove Mutual Water Summit Water Co. 253-537-7781 253-536-1759
Roy Rainier View Water 253-537-6634 253-537-7896 www.rainierviewwater.com
Ruston 253-502-8247 www.ci.tacoma.wa.us South Hill
Valley Water 253-841-9698 253-841-9698 www.valleywaterdistrict.com Firgrove Mutual Water Summit Water Co. 253-537-7781 253-536-1759
Steilacoom Lakewood Water Dist 253-588-4423 253-588-7150 www.lakewood-water-dist.org
Sumner Valley Water 253-841-9698 253-841-9698 www.valleywaterdistrict.com
Tacoma 253-502-8247 www.ci.tacoma.wa.us Parkland Light & Water 253-531-5666 253-531-2684 www.plw.coop Pierce Co. Public Works 253-798-7250 www.co.pierce.wa.us Spanaway Water Co. 253-531-9024 www.spanaway-water.org Summit Water Co. 253-537-7781 253-536-1759
University Place Tacoma Water 253-502-8247 www.ci.tacoma.wa.us
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What is Escrow and Why is it Needed?Escrow is an arrangement in which a disinterested third party (an escrow
holder), holds legal documents and disburses funds on behalf of a buyer and
seller, and distributes them according to the buyer and seller’s instructions.
People buying and selling real estate often open escrow for their protection
and convenience. The buyer can instruct the escrow holder to disburse
the purchase price only upon the satisfaction of certain prerequisites and
conditions. The seller can instruct the escrow holder to retain possession
of the deed to the buyer until the seller’s requirements, including receipt
of the purchase price, are met. Both rely on the escrow holder to faithfully
carry out their mutually consistent instructions relating to the transaction
and to advise them if any of their instructions are not mutually consistent or
cannot be carried out.
Escrow is convenient for the buyer and seller because both can move
forward separately but simultaneously in providing inspections, reports,
loan commitments, funds, deeds, and many other items, using the escrow
holder as the central deposit point. If the instructions from all parties to
escrow are clearly drafted, fully detailed and mutually consistent, the escrow
holder can take many actions without further consultation. This saves much
time and facilitates a smooth closing of the transaction.
What Each Party Does in the Escrow ProcessThe Seller
• Deposits the executed deed to the buyer with the escrow holder.
• Deposits evidence of pest inspection and any required repair work, per the
purchase and sale agreement.
• Deposits required documents such as addresses of mortgage holders, homeowner association contacts, and lien holders.
The Buyer• Deposits the funds required, in addition to any borrowed funds, to pay
the purchase price with the escrow holder.
• Deposits funds sufficient for home and title insurance.
• Approves any inspection reports, title insurance commitments, etc. called for by the purchase and sale agreement.
• Fulfills any other conditions specified in the escrow instructions.
The Lender (if Applicable)• Deposits proceeds of the loan to the purchaser.
• Directs the escrow holder on the conditions under which the loan funds may be used.
The Escrow Holder• Opens the order for title insurance.
• Obtains approvals from the buyer on title insurance report, pest and other inspections.
• Receives funds from the buyer and/or any lender.
• Prorates insurance, taxes, rents, etc.
• Disburses funds for title insurance, recording fees, real estate commissions, lien clearance, etc.
• Prepares a final statement for each party, indicating amounts to be disbursed for services and any further amounts necessary to close escrow.
• Records deed and loan documents, delivers the deed to the buyer, loan documents to the lender and funds to the seller, closing the escrow.
What HappensWhat Happensin Escrow?
In SummaryEscrow accounts are opened for protection and convenience by those who are selling or buying real estate. The escrow process
was developed to help facilitate the sale or purchase of your home. The escrow holder accomplishes this by:
• Acting as the impartial “stakeholder,” or depository of documents and funds.
• Processing and coordinating the flow of documents and funds.
• Keeping all parties informed of progress on the escrow.
• Responding to the lender’s requirements.
• Securing a title insurance policy.
• Obtaining approvals of reports and documents from the parties as required.
• Prorating and adjusting insurance, taxes, rents, etc.
• Recording the deed and loan documents.
• Maintaining security and accountability of monies owed and owing.
If the inspector detects an unrecorded easement or other evidence of outstanding rights that could affect the owner’s title and possibly the value and intended use, the company will disclose these matters before the closing of the purchase. Those matters must then either be disposed of or shown as exceptions in the title insurance policy. Sometimes when an acceptable survey and appropriate affidavits are received, an inspection will not be made.
Judgment and Name Search One of the most important parts of the title search is to determine if there are any unsatisfied judgments against the seller or previous owners which were in existence while they owned the title. A judgment is a general lien against the debtor’s real estate and constitutes security for any money owed under the judgment. The real estate can be sold to satisfy the judgment.
It is extremely important to be sure that a title is not subject to judgments against the seller or previous owners. Title insurance provides this protection. A judgment against a person named Smith may affect the title of a seller named Smith, depending on whether or not they are the same person. All possible variations of the name must be examined.
For example, the name Smith might be spelled Schmidt, Schmid, Schmidtt, Schmidz, Schmied, Schmiedt, Smid, Smythe, and so on. The name Nichols can be spelled 73 different ways, from Nachols to Nychals. The task is to determine which of these applies to the owner in question. First names have to be checked, too. There are 25 foreign forms of John, including Johann, Jehan, Hans, Shaun, Gudi, and Efom.
Rights established by judgment decrees, unpaid federal income taxes, and mechanic’s liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights. If a judgment is discovered that constitutes a defect in the title, it is pointed out. The seller must then eliminate it before the title of the new buyer can be insured free and clear of that judgment.
Commitment When these searches have been completed, the title company issues a commitment to insure, stating the conditions under which it will insure the title. The buyer, seller and mortgage lender can proceed with the closing of the transaction after clearing up any defects in the title which may have been uncovered by the search and examination.
The mortgage lender is as concerned as the buyer about the quality of the title because the property is to be security for the new mortgage loan. The mortgage lender requires assurance that it has a valid first (or another acceptable priority) mortgage lien on the property. This is not only common sense, but generally a legal requirement of regulated mortgage lenders.
The lender’s title insurance, however, does not protect the new buyer of the property. Although the land is the same, the interest of the buyer and the interest of the lender are very different. The provisions of a lender’s title insurance policy are very different from those of a buyer’s policy. The buyer should obtain his own policy, often issued simultaneously with the lender’s policy.
You’ve decided to purchase a home and hope to take possession as soon as possible. The terms have been agreed on and all financial arrangements have been made. But one important detail remains. Before the transaction can
close, a title search must be made.
The most accurate description of title is “a bundle of rights in real property.” A title search is the process of determining from the public record just what these rights are and who owns them.
A title search is a means of determining that the person who is selling the property really has the right to sell it, and that the buyer is getting all the rights to the property (title) that he or she is paying for.
In those transactions where title insurance is involved, the title company must determine insurability of the title as part of the search process. This leads to the issuance of a title policy, which insures the existence or non-existence of rights to the property.
The title insurance company will, at its own expense, defend the title and will pay losses within the coverage of the policy if they occur.
But exactly what is involved in a title search? Ticor Title Company provides the following step-by-step review as follows: Chain of Title, Judgement and Name Search, Tax Search, Commitment, and Report on Possession.
Chain of TitleThis is simply a history of the ownership for a particular piece of property, telling who bought and sold it, and when. The information may be derived from public records — usually a County Clerk or Recorder’s Office — or obtained from title plants privately owned and maintained by title companies. There are great varieties of such plants — index cards, punch cards, tract books, even sophisticated computerized plants. They all contain essentially the same information from which the history of the title may be secured.
Tax Search This is a search to determine the present status of general real estate taxes against the property. The tax search will reveal if taxes are current or whether any taxes are past due and unpaid from previous years. In addition, the tax search will indicate the existence of any special assessments against the land and, if so, whether or not these assessments are current or past due.
A due and unpaid tax or special assessment is a prior lien or claim on the property above all others. If a buyer purchases property with unpaid and past due taxes or assessments against it, he or she is likely to find a government body — the city, county or state — placing the property up for sale to pay those taxes or assessments. A tax search reveals the status of the taxes. Title insurance protects the buyer against loss from unpaid and past due taxes and assessments.
Report on PossessionIn many places where it operates, Ticor Title Company may send inspectors to look at the property to verify the lot size, check the location of improvements, and look for evidence of easements that are not shown on the record.
The purpose of this is to supplement the information learned from the title search. In the eyes of the law, any buyer of real estate is assumed to have notice of all matters properly shown in the public records for that real estate, as well as any information that an actual inspection may reveal.
a title search?WHAT’S INWHAT’S IN
Keys to a
Verify with your loan officer that all conditions have been met.
Notify your escrow officer the names of your lender and homeowner insurance companies
Buyers
Keys to aSuccessful ClosingThe key to any transaction as important as your sale or purchase is to read and understand your Purchase and Sale Agreement (P&SA). The P&SA will inform the escrow officer of all the details that are to take place. Your escrow officer is not an attorney and cannot practice law; you should consult your lawyer for legal advice. The escrow officer is there to follow the instructions given by the principals in the escrow through the P&SA and lender instructions.
Prior to Closing
Confirm with your agent that all contingencies have been satisfied
Keep your agent informed of any vacation plans or times you will be unavailable
If you plan to have your documents reviewed by an attorney, please notify your escrow officer at least
48 hours prior to signing
Buyers and Sellers
Before your signing AppointmentExpect to sign at the escrow company one or two business days before the closing date
If funds are required to close, be prepared to bring the monies in the form of a cashier’s check 24
hours before recording or wire transfer the same day as closing
Have a valid photo ID available at your signing appointment: Driver’s License, State ID, Passport, or
Green Card
Expect the signing to last approximately one hour if you are the buyer and 30 minutes if you are the seller
Guide toCustomary Closing CostsGuide toOne-half of the escrow fee (according to contract)Lender’s title policy premiums (ALTA)Document preparation (if applicable)Tax pro-ration (from date of acquisition)Recording charges for all documents in buyer’s namesHome Owner’s insurance premium for first yearHome Warranty (according to contract)Inspection fees (according to contract): roofing, property, geological, pest, etc.All new loan charges (except those required by lender for seller to pay)Interim interest on new loan from date of funding to first payment date
The buyer normally pays for:
One-half of the escrow fee (according to contract)Work orders (according to contract)Owner’s title insurance premiumsReal estate commissionAny judgments, tax liens, etc. against the sellerAny unpaid Homeowner Association duesHome Warranty (according to contract)Any bonds or assessments (according to contract)Any loan fees required by buyer’s lender (according to contract)Recording charges to clear all documents of record against sellerPayoff of all loans in seller’s name (or existing loan balance being assumed by buyer)Interest accrued to lender being paid off, reconveyance fees and any prepayment penaltiesExcise Tax (% based on county and sale price)
The seller normally pays for:
What isWhat is
ESCROW
New OwNer!Payments to Lender
Purchase & sale agreemeNt
Selling Agent – BuyerBuyer Loan Application
Listing Agent – Sellerreview &
clear title
Insurance Binder
leNderMortgage Insurance
UnderwriterLoan Approval
verificatiONBuyers FundsEmployment
AppraisalCredit Report
determiNe statusHomeowners DuesFees/Commissions
TaxesLiens
Mortgages
clOsiNg statemeNt & escrOw
iNstructiONs
recOrd & disburse fuNds
Oversee clOsiNg dOcumeNts sigNed
PrePare legal dOcumeNts
Escrow is an arrangement in which a neutral third party (escrow agent) takes instruction from buyer and seller to process documentation and handle funds in the real estate transactions.
Escrow?
Were you
aware that
all of this
went into an
Escrow?
title iNsuraNceCheck Taxes & Legal
Title SearchExamination
Issue CommitmentRecord Documents
Issue Policy to LenderIssue Policy to Owner
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