37coins: pain & potential in emerging markets, andres fernando
DESCRIPTION
37coins bitcoin meetup in Bangkok Pain & Potential in Emerging Markets, Andres Fernando 37coins facebook page: https://www.facebook.com/37Coins 37coins twitter: https://twitter.com/37CoinsTRANSCRIPT
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Emerging MarketsEmerging Markets
Pains and PotentialsPains and Potentials
37coins
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Shared Pains
Banking Access Remittance FeesLow tech
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Banking Access Remittance FeesLow tech
● Low rate of accounts per capita● Few bank branches
per user● Low usage of credit card● High costs of banking services● Poor banking education
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http://www.economist.com/blogs/dailychart/2010/12/remittances
Banking Access Remittance FeesLow tech
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Banking Access Remittance FeesLow tech
● Not to many smartphones
http://think.withgoogle.com/mobileplanet
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Banking Access Remittance FeesLow tech
● Poor internet access
http://en.wikipedia.org/wiki/File:InternetPenetrationWorldMap.svg
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Banking Access Remittance FeesLow tech
● Mobile phones?
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Shared Pains
Banking Access Remittance FeesLow tech
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Potentials
Banking Access Remittance FeesLow tech
???
● Banking Solutions● Low or zero remittance fees● Using mobile phones only (SMS)
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