Download - 37coins: Pain & Potential in Emerging Markets, Andres Fernando

Emerging MarketsEmerging Markets

Pains and PotentialsPains and Potentials

37coins

Shared Pains

Banking Access Remittance FeesLow tech


● Low rate of accounts per capita● Few bank branches

per user● Low usage of credit card● High costs of banking services● Poor banking education

http://www.economist.com/blogs/dailychart/2010/12/remittances



● Not to many smartphones

http://think.withgoogle.com/mobileplanet


● Poor internet access

http://en.wikipedia.org/wiki/File:InternetPenetrationWorldMap.svg


● Mobile phones?

Shared Pains


Potentials


???

● Banking Solutions● Low or zero remittance fees● Using mobile phones only (SMS)

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