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    http://www.philadelphiafed.org/pcc/papers/2001/PaymentEfficiency_092001.pdfhttp://www.creditcards.com/credit-card-news/credit-collectible-coins-charge-plate-1264.php

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    http://en.wikipedia.org/wiki/Mozilla_Firefoxhttp://en.wikipedia.org/wiki/Web_browserhttp://en.wikipedia.org/wiki/Public_key_certificatehttp://en.wikipedia.org/wiki/Disk_encryption_softwarehttp://en.wikipedia.org/wiki/FreeOTFEhttp://en.wikipedia.org/wiki/TrueCrypthttp://en.wikipedia.org/wiki/Windows_7http://en.wikipedia.org/wiki/BitLockerhttp://en.wikipedia.org/wiki/Single_sign-onhttp://en.wikipedia.org/wiki/Log_onhttp://en.wikipedia.org/wiki/Windows_Livehttp://en.wikipedia.org/wiki/ISO/IEC_14443

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