ACA - The Post Season

Presented by

Current Situation Affordable Care Act has changed our

environment Individuals missed open enrollment Can’t afford a Metallic Plan design Several uninsured or may be losing coverage

HUGE Opportunity

Bridge the Gap until next open enrollment Bundle additional ancillary productsAncillary products can stay in place even after

open enrollment

The Solution for the Strategy

IHC Short Term Medical Shopping CartBridge the gap until open enrollment into ACAPlans up to 364 daysMajor medical CoverageNot ACA compliantInclude Pre-exMay not qualify due to health history

Ancillary Add-Ons Round Out the Sale

In one sale, add on:o R/X Pay Card

o Guaranteed issue four tier discount cardo Accident and Critical Illnesso IHC Dental

o 2 PPO Optionso 1 Indemnity option

What is included?

Short Term Medical - Up to 3 office visit copays

- Varies by duration of policy- Deductible Options

- $1,000, $2,500, or $5,000- Coinsurance options

- 80%, 70%, or 50%- Tele-Doc- Monthly or lump sum payment options

- Lump sum can reduce premium by up to 15%- Multiplan - PHCS PPO network for additional discounts on covered services

What is included?

R/X Paycard Tier 1 – Generic drugs - Up to $10 Tier 2 – Brand name and select generic drugs Up to $20 Tier 3 – Brand name and select generic drugs Up to $50 Tier 4 – Brand name drugs - Discount only

What is included?

Accident and CI – 2 levels of benefits to select

Plan Accident Benefit Term Life Critical Illness

Plan 5 $5000 ($250 Deductible) $2500 $2500

Plan 10 $10,000 ($500 Deductible) $2500 $2500

What is included?IHC Dental

Plan Cleanings (Preventative)

X-Rays(Diagnostic)

Fillings (Basic Care)

Crowns, Root Canals

(Major Care)

Apex 100% 80% 80% 50%

Bay 100% 100% 50% Not Covered

Ridge 80% 60% 40% 20%

Great, so how do I do it?

https://www.myihcgroup.com/

OR

https://www.myihcgroup.com/Agents/ProductLanding.aspx

AWESOME, Next Steps?

Get Appointed with IHC by contacting

800-442-4915Or

http://thebrokerageinc.com