Underwritten by Transamerica Life Insurance Company, Cedar Rapids, Iowa.

AccidentAdvance® 24-hour or off-the-job accident insurance

BUILD A BETTER TOMORROWBenefits from emergency care through

physical therapy. Customize a plan for

each group with disability riders.

LIFE HEALTH

Product Highlights

Off-the-job or 24-hour coverage Guaranteed issue available

Accident emergency treatment, hospitalization, and follow-up visits Physical therapy starting within 120 days after the accident

Employer choice of optional riders Individual and family coverage available

AccidentAdvance offers employers maximum flexibility

Available as either off-the-job only or 24-hour coverage, AccidentAdvance is not your ordinary accident insur-ance. This group voluntary policy is designed with three base coverage options, which employers can offer in varying amounts to suit the needs of their workforce: accident emergency treatment, follow-up visits and physi-cal therapy, and initial accident hospitalization. Optional riders are listed below, and individual and family cover-age is available. Refer to the Producer Guide, CHI01A for additional details.

Employers choose base coverage levels and optional riders

Employers customize their plan design by selecting off-the-job or 24-hour coverage, then by offering from 1 to 12 units of coverage for each of the base coverage options:

• Accident Emergency Treatment: physician or hospital treatment, including X-rays and scans, following an accident

• Follow-up Visits and Physical Therapy: coverage for follow-up treatment beginning within a specified period of time after the accident

• Initial Accident Hospitalization: initial admission coverage within 96 hours of the accident• Employers also select from the following menu of optional riders (availability varies by state):• Accidental Death and Dismemberment: for death resulting from and occurring within 90 days of the accident • Accident Hospital and ICU Income Rider: for hospital confinement resulting from and beginning within 30 days of

the accident; pays for up to a year for each accident• Expanded Benefits Rider: payments available per a list of scheduled injuries and treatments• Wellness Benefit Rider: covers annual health screening according to a schedule• Disability Income Riders: Available for accident-only, sickness-only, and spouse off-the-job accident-only

This is a brief summary of AccidentAdvance®, 24-hour or Off-the-Job Accident Insurance underwritten by Transamerica Life Insurance Company, Cedar Rapids, Iowa Policy form series CPACC100 and CCACC100.

Forms and form numbers may vary, and this coverage may not be available in all jurisdictions. Limitations and exclusions may apply. Refer to the policy, certificate and riders for complete details

25907360CAV01A-1212

Agent Use Only.

Additional products available through Transamerica Life Insurance Company

Whole Life • Basic and Supplemental Group Term Life • Dental • Vision • Legal • Cancer • Critical Illness Short-Term Disability Income • Out-of-Pocket Medical Expense Indemnity • Hospital Indemnity • Stop Loss

For more information

Keeping Things Simple: The Benefits of Web Enrollment

Transamerica has developed a unique web based enrollment service that can greatly reduce the amount of time to enroll each employee. Because AccidentAdvance is available on a group platform, we can streamline enrollment for employ-ees, for employers, and for you, integrating with other HR systems already in place.

Underwriting and Participation Guidelines

Minimum monthly premium is $10, or $2.31 per week excluding disability income riders.

At least 5 insured employees are required to establish and maintain an employer group, subject to state minimums. Other group types may require higher participation. Coverage is offered on a Guaranteed Issue basis as long as the eligi-bility requirements are met.

Who can participate:• Employees and spouses ages 18 and 64. • Eligible children from birth through age 25.

Coverage is portable, subject to a change in premium rate, should employees leave their company.

Transamerica Employee Benefits

1400 Centerview Drive (800) 400-3042

Little Rock, Ark. 72211 www.transamericaemployeebenefits.com