account wn opening form mve †lvjvi d · copy of passport along with valid visa/work permit ......

ACCOUNT

OPENING FORM

wnmve †Lvjvi dig

Personal Accounte¨w³K wnmve

Name of the CustomerMÖvn‡Ki bvg

Account Numberwnmve b¤^i

Unique Customer Identi�cation CodeBDwbK Kv÷gvi AvBwW †KvW

Branch NamekvLvi bvg

The following papers/documents are required (wb¤œwjwLZ KvMRcÎ/`wjjvw` cÖ‡qvRb)Documents required to open Account for Resident Customer (wbevmx MÖvnK‡ì Rb¨ wnmve †Lvjvi cÖ‡qvRbxq KvMRcÎ)1.Two copies of recent passport-size photograph of the account holder(s)/person(s) who will operate the A/C duly attested by the introducer.cwiPq`vbKvix Øviv mZ¨vwqZ MÖvnK/MÖvnKM‡Yi ev wnmve cwiPvjbvKvix/cwiPvjbvKvixM‡Yi `yB Kwc m¤úªwZ †Zvjv cvm‡cvU© AvKv‡ii Qwe|

2. Introduction by an Account Holder of Prime Bank Limited.cÖvBg e¨vsK wjwg‡U‡Wi †h‡Kv‡bv GKRb wnmveavix KZ©…K cwiPq cÖ`vb|

3. Photocopy of valid National ID/Passport/Birth Registration Certi�cate. In case of Birth Registration Certi�cate another photo ID acceptable to the Bank to be provided for Account Holder/Legal Guardian and all Nominees.wnmve cwiPvjbvKvix/‰ea AwffveK Ges mKj bwgwbi êa RvZxq cwiPqcÎ/cvm‡cvU©/Rb¥ wbeÜb mb`cÎ Ges Rb¥ wbeÜb mb`c‡Îi †ÿ‡Î e¨vs‡Ki Kv‡Q MÖnY‡hvM¨ AwZwi³ d‡Uv AvBwW cÖ̀ vb Ki‡Z n‡e|

4. Paper related to source of income of account holder/Legal guardian such as employer’s certi�cate/pay slip/Job ID/salary certi�cate/valid trade license (for business man)/Spouse income (where applicable) etc.wnmveavix/‰ea Awffve‡Ki Av‡qi Drm msµvšÍ KvRcÎvw` †hgb : wb‡qvMKvix KZ…©K mb`/†c-w¯øc/PvKzixi AvBwW/†eZ‡bi mvwU©wd‡KU/†UªW jvB‡mÝ (eëmvqxi Rb¨)/¯^vgx ev ¯¿xi Avq cÖ‡hvR¨ †ÿ‡Î|

5. One copy of recent passport-size photograph of nominee (Attested by account holder).MÖvnK KZ©…K mZ¨vwqZ bwgwb/g‡bvbxZ e¨w³i GK Kwc m¤úªwZ †Zvjv cvm‡cvU© AvKv‡ii Qwe|

6. Letter of Introduction in Company Letterhead Pad from Employer (for Payroll Account).cÖwZôv‡bi wbR¯^ c¨v‡W wb‡qvMKvix KZ…©K mb` (†c‡ivj wnmv‡ei Rb¨)|

7. E-TIN certi�cate (if applicable).B-wUb mb` (cÖ‡hvR¨ †¶‡Î)|

8. My First Account/Minor Account (additional requirement) copy of Birth Registration Certi�cate & School ID/Receipt of tuition fees and two copies of recent passport size-photograph to be attested by the guardian.gvB dv÷© GKvD›U/bvevjK-Gi wnmv‡ei †¶‡Î (AwZwi³ cÖ‡qvRb) Rb¥ mb`c‡Îi d‡UvKwc Ges ¯‹zj AvBwW/wUDkb wd iwk` I m¤cÖwZ †Zvjv cvm‡cvU© mvB‡Ri `yB Kwc Qwe hv AwffveK KZ©…K mZ¨vwqZ|

9. Foreign citizen in Bangladesh (additional requirement) photocopy of passport with valid visa and work permit.evsjv‡`‡k Ae¯’vbiZ we‡`wk bvMwi‡Ki †¶‡Î (AwZwi³ cÖ‡qvRb) cvm‡cv‡U©i d‡UvKwc, êa wfmv I IqvK© cviwgU-Gi d‡UvKwc|

10. Photocopy of Utility Bill of recent month of present business addresses (Electricity/WASA/Gas/Telephone).eZ©gvb wVKvbvi mv¤úªwZK gv‡mi BDwUwjwU we‡ji d‡UvKwc (we`y¨r/Iqvmv/M¨vm/†Uwj‡dvb)|

Documents Required to Open Account for Non-Resident Taka Account NRTAAwbevmx MÖvnK‡ì GbAviwUG wnmve †Lvjvi cÖ‡qvRbxq KvMRcÎ1. Account Opening Form: to be �lled in and signed by each applicant.wnmve †Lvjvi Av‡e`bcÎ hv cÖ‡Z¨K Av‡e`bKvix‡K c~iY I ¯^v¶i Ki‡Z n‡e|

2. Copy of passport along with valid visa/work permit (In case of foreign passport customer needs to provide the copy of “No visa required for Bangladesh” page).cvm‡cv‡U©i d‡UvKwc, êa wfmv Kwc/IqvK© cviwgU-Gi d‡UvKwc (we‡`wk cvm‡cv‡U©i †¶‡Î Òevsjv‡`‡ki Rb¨ wfmv cÖ‡hvR¨ bqÓ c„ôvwUI mshy³ Ki‡Z n‡e)|

3. Proof of employment/income (employment certi�cate/pay-slip/employment contract mentioning annual income/Bank statement mentioning monthly salary or last tax return paper).PvKzwii cÖgvYcÎ/DcvR©b mb`cÎ/†c-w ø̄c/PvKzwii wb‡qvM Pzw³cÎ hv‡Z evrmwiK Avq ewY©Z _v‡K/gvwmK †eZb ewY©Z e¨vsK †÷U‡g›U ev me©‡kl U¨v· wiUvb©-cÎ|


5. Recent Passport-size photograph for each account holder attested by the introducer. cÖ‡Z¨K Av‡e`bKvixi m¤cÖwZ †Zvjv cvm‡cvU© mvB‡Ri Qwe cwiPq cÖ`vbKvixi (whwb Av‡e`bKvix‡K e¨vs‡Ki wbKU cwiPq Kwi‡q‡Qb) Øviv mZ¨vwqZ n‡Z n‡e|

6. Nominee details & one copy of nominee photograph (photo to be attested by the applicant).bwgwb ev bwgwbM‡Yi we¯ÍvwiZ weeiY I GK Kwc Qwe (Av‡e`bKvix KZ©…K mZ¨vwqZ)|

7. Form QA22 for Foreign Resident.dig QA22 we‡`wk bvMwiK‡ì Rb¨|

Documents required to open Non-Resident Investors Taka (NITA) Accountbb †iwm‡W›U Bb‡f÷im UvKv (wbUv) GKvD›U †Lvjvi cÖ‡qvRbxq KvMRcÎ1. Copy of passport along with valid visa/work permit (in case of foreign passport customer needs to provide the copy of “No visa required for Bangladesh” page).cvm‡cv‡U©i d‡UvKwc, êa wfmv/IqvK© cviwgU-Gi d‡UvKwc (we‡`wk cvm‡cv‡U©i †¶‡Î Òevsjv‡`‡ki Rb¨ wfmv cÖ‡hvR¨ bqÓ c„ôvwUI mshy³ Ki‡Z n‡e)|

2. Proof of employment/income (employment certi�cate/pay-slip/employment contract mentioning annual income/Bank statement mentioning monthly salary or last tax return paper).PvKzwii cÖgvYcÎ/DcvR©b mb`cÎ/(†c-w ¬̄c/PvKzwii wb‡qvM Pzw³cÎ hv‡Z evrmwiK Avq ewY©Z _v‡K/gvwmK †eZb ewY©Z e¨vsK wee„wZ ev me©‡kl U¨v· wiUvb©-cÎ)|


4. Six copies of recent passport-size photograph of the applicant attested by the introducer.Av‡e`bKvixi Qq Kwc m¤úªwZ †Zvjv cvm‡cvU© mvB‡Ri Qwe hv cwiPq cÖ`vbKvix KZ©…K mZ¨vwqZ|

5. Five copies of recent passport-size photograph of the nominee(s) which must be attested by the applicant.bwgwbi m¤úªwZ †Zvjv cvuP Kwc cvm‡cvU© mvB‡Ri Qwe hv Av‡e`bKvix KZ©…K mZ¨vwqZ|

6. Duly completed account opening forms, BO account forms, BO account nominee form, Trade account opening forms, Power of Attorney & Tripartite Agreement.wnmve Pvjy Kivi Av‡e`b dig, weI wnmve dig, weI wnmve bwgwb dig, †UªW wnmve PvjyKiY dig, Avg‡gv³vibvgv I wÎc¶xq Pzw³bvgv|

Notes (`ªóe¨)Please con�rm any overwriting by full signature.†Kv_vI NlvgvRv (Ifvi ivBwUs) n‡j `qv K‡i Avcbvi m¤c~Y© ¯^v¶i w`‡q wbwðZ Kiæb|

Above mentioned documents sent from abroad by the customer must be veri�ed and attested by any reputed International Bank/Notary Public/Bangladesh High Commission or Consulate General’s O�ce.Dc‡iv³ KvMRcÎmg~n †Kv‡bv MÖvnK KZ©…K we‡`k n‡Z †cÖwiZ n‡j Zv †h‡Kv‡bv AvšÍR©vwZK e¨vsK/†bvUvix cvewjK/evsjv‡`k nvB Kwgkb ev Kbmy¨‡jU †Rbv‡ij Awdm KZ©…K hvPvBK…Z I mZ¨vwqZ n‡Z n‡e|

*Bank at its satisfaction can collect additional information & documents in addition to above mentioned list.*e¨vs‡Ki mš‘wó mv‡c‡ÿ G ZvwjKvq ewY©Z Z‡_ï AwZwi³ Z_¨ I `wjjvw` msMÖn Ki‡Z cvi‡e|

P1 of 28

A/C No.wnmve b¤î

For Bank’s use onlye¨vs‡Ki eënv‡ii Rb¨

Group CodeMÖæc †KvW


I/We am/are applying to open an account with your Branch. My/Our account related & detailed information are furnished below : Avwg/Avgiv Avcbvi kvLvq GKwU wnmve †Lvjvi Rb¨ Av‡e`b KiwQ| Avgvi/Avgv‡ì wnmve msµvšÍ I e¨w³MZ we¯ÍvwiZ Z_¨ wb‡¤œ cÖ`vb KiwQ :

PLEASE FILL UP THE FORM IN CAPITAL LETTER IN ENGLISHAbyMÖnc~e©K digwU Bs‡iwR eo nv‡Zi A¶‡i c~iY Kiæb

PERSONAL ACCOUNTe¨w³K wnmve

Please �ll up all �elds carefully & strike-out the ones which are not applicableAbyMÖnc~e©K mZK©Zvi mv‡_ dig c~iY Kiæb Ges AcÖ‡hvR¨ Ni¸‡jv †K‡U w`b

Managereë¯’vcK

Prime Bank LimitedcÖvBg e¨vsK wjwg‡UW..........................................................Branch/kvLv

Dear Sir/Madam,wcÖq g‡nv`q/g‡nv`qv,

DateZvwiL

d d m m y y y y

Individual GKKfv‡e

Either or Survivor †h‡Kv‡bv GKRb A_ev whwb RxweZ

Others Ab¨vb¨...........................................................................

Joint †hŠ_fv‡e Any one †h‡Kv‡bv GKRb4. Operating Instruction - Please Tick () wnmve cwiPvjbv msµvšÍ †NvlYv - wUK w`b ()

Yes (nu¨v) No (bv)6. Does the customer maintain any account with other Bank(s)? Please Tick () MÖvn‡Ki Ab¨ †Kv‡bv e¨vs‡K wnmve Av‡Q wK (wUK w`b)?

................................................................Branch/kvLv

ACCOUNT OPENING APPLICATION FORMwnmve †Lvjvi Av‡e`b dig

3. Currency - Please Tick () gy`ªv wUK () w`b

Other Permissible Currency Ab¨vb¨ Aby‡gvw`Z gy`ªv

Taka UvKv Dollar Wjvi Euro BD‡iv Pound cvDÛ

5. Purpose of Account Opening wnmve †Lvjvi D‡Ïk¨

Existing CustomereZ©gvb MÖvnK

New Customer bZzb MÖvnK

(if yes, please explain below) (DËi Ônu¨vÕ n‡j wb¤œiƒc wee„Z Kiæb)

1. Title of Account

wnmv‡ei bvg (evsjvq)

In English (Block Letter)

2. Type of Account – Please Tick () wnmv‡ei aiY wUK () w`b

Mudaraba Savings gy`vivev mÂqx Al Wadeah Avj Iqvw`qvn MSND GgGmGbwW

RFCD AviGdwmwW

Mudaraba My First Account gy`vivev gvB dvó© A¨vKvD›U Others Ab¨vb¨ ............................................

NFCD GbGdwmwW Mudaraba Shukonna gy`vivev myKb¨v

FC Gdwm

Name of the Banke¨vs‡Ki bvg

BranchkvLv

Serial NoµwgK msL¨v

Type of Account - Please Tick ()wnmv‡ei cÖK…wZ wUK () w`b

Deposit A/CRgv wnmve

Investment A/Cwewb‡qvM wnmve

OthersAb¨vb¨



OthersAb¨vb¨



OthersAb¨vb¨



OthersAb¨vb¨



OthersAb¨vb¨

9. Introducer’s Information cwiPq`vbKvixi Z_¨

a. NameK. bvg

b. Title of AccountL. wnmv‡ei bvg

g. Signature & DateQ. ¯^vÿi I ZvwiL

Introducer’s Signature Veri�ed By : Bank O�cer’s Name & Signature (with seal & date)cwiPq`vbKvixi Z_¨ cÖZ¨qbKvix mswkøó e¨vsK kvLvi Kg©KZ©vi bvg I ¯^vÿi (wmj I ZvwiLmn)

Namebvg

Designationc`we

For Bank’s use onlyïay e¨vs‡Ki eënv‡ii Rb¨

I certify that I know Mr./Ms.Avwg GZØviv cÖZ¨qb KiwQ †h Rbve/Rbvev

for the past months/years and con�rm his/her occupation and address as stated elsewhere in this application.weMZ gvm/ermi hver Avgvi cwiwPZ Ges Avwg di‡g DwjøwLZ Zvi †ckv Ges wVKvbv wbwðZ KiwQ|

In WordsK_vq

10. Initial Deposit Amount cÖv_wgK Rgvi cwigvY

Mode of DepositRgvi aib

CashbM`

Instrument No.BÝUªy‡g›U b¤î

Name of the Banke¨vs‡Ki bvg

Others (pls. specify)Ab¨vb¨ (wbw`©ó Kiæb)

Instrument DateBÝUªy‡g›U ZvwiL

d d m m y y y y

P2 of 28

Transfer from A/C No.wnmve n‡Z ¯’vbvšÍi

Signature (with Seal & Date)¯^vÿi (wmj I ZvwiLmn)

As a duly appointed guardian of the account holder(s), I hereby declare that the account holder is a minor. His/her necessary information is/are attached herewith. The account will be operated by me until the account holder becomes a major or I furnish further declaration. (As Guardian, Father or Mother or Legal Guardian will be considered)Avwg wb¤œewY©Z wnmveavixi AwffveK wn‡m‡e GB g‡g© †NvlYv KiwQ †h, wnmveavix bvevjK| Zvi cÖ‡qvRbxq Z_¨ mshy³ di‡g cÖ`vb Kiv n‡jv| wnmveavix mvevjK bv nIqv ch©šÍ wKsev Avgvi cieZ©x †NvlYv bv †`qv ch©šÍ AwffveK wn‡m‡e wnmvewU Avgvi ¯^v¶‡i cwiPvwjZ n‡e| (AwffveK ej‡Z evev A_ev gv A_ev Ab¨ †Kv‡bv AvBbMZ AwffveK‡K eySv‡e)

Relationship with Minorbvevj‡Ki mv‡_ m¤cK©

Signature of GuardianAwffve‡Ki ¯^vÿi

For both Minor and Guardian - “Personal Information Forms” attached in Annexure-1 (KA) are to be �lled up and in case of minor applicant both forms must be signed by the Guardian.bvevjK Ges AwffveK - Df‡qi Rb¨B cwiwkó-1 (K) G mshy³ Òe¨w³ msµvšÍ Z_¨vewjÓ dig c~iY Ki‡Z n‡e Ges bvevjK Av‡e`bKvixi †¶‡Î Dfq di‡gB Av‡e`bKvixi ¯^v¶‡ii ¯’‡j AwffveK KZ©„K ¯^vÿi Ki‡Z n‡e|

a. Name of Account Holder (Minor)

K. wnmveavix (bvevjK)-Gi bvg

b. Name of Guardian

L. Awffve‡Ki bvg

7. Personal Information : [Attached Annexure-1(KA) form of personal information should be �lled in] [e¨w³ msµvšÍ Z_¨vewj : (cwiwkó-1(K) G mshy³ e¨w³ msµvšÍ Z_¨vewj dig c~iY Ki‡Z n‡e|]

8. If one or more account holder(s) is/are minor : GK ev GKvwaK wnmveavix bvevjK n‡j :

Date of BirthRb¥ ZvwiL

d d m m y y y y w` b gv m e r m i

c. Account NumberM. wnmve b¤î

f. Medium of contactP. †hvMv‡hv‡Mi gva¨g

d. Branch NameN. kvLvi bvg

e. Relationship between Introducer & ApplicantO. MÖvnK/wnmve cwiPvjbvKvix (MY)-Gi mv‡_ cwiwPwZi m~Î/m¤úK©

Phone No.†dvb b¤î

Mobile No.†gvevBj b¤î

12. Transaction Pro�le: Information of Transaction Pro�le Form should be �lled up in Annexure-3. m¤¢ve¨ †jb‡`‡bi AbywgZ gvÎv (Transaction Pro�le) msµvšÍ Z_¨vewj cwiwkó-3 G mshy³ TP msµvšÍ Z_¨vewj dig c~iY Ki‡Z n‡e|

13. Source/Sources of fund (to be mentioned speci�cally and in detail): A‡_©i Drm/Drmmg~n (mywbw`©ó I we¯ÍvwiZ D‡jøL Ki‡Z n‡e) :

I/We hereby acknowledge that I/we have read the terms & conditions and agreed to abide by the mentioned terms & conditions. I/We solemnly declare that the information mentioned above is correct. I/We shall also submit any type of additional information/ documents as and when required by the Bank.Avwg/Avgiv GB g‡g© wbðqZv cÖ`vb KiwQ †h, Avwg/Avgiv wnmve msµvšÍ hveZxq wbqgvewj/kZ©vewj c‡owQ Ges D³ wbqgvewj/kZ©vewj †g‡b Pj‡Z eva¨ _vKe| Avwg/Avgiv mÁv‡b †NvlYv KiwQ †h, DwjøwLZ Z_¨vw` mZ¨| Avwg/Avgiv cÖ`Ë Z‡_¨i AwZwi³ mswkøó †h‡Kv‡bv cÖ‡qvRbxq Z_¨/`wjjvw` e¨vs‡Ki Pvwn`v †gvZv‡eK mieivn Kie|


Comments :gšÍe¨ :

(Signature) (¯^v¶i)

Account Opening O�cerwnmve †Lvjvi mv‡_ mswkøó Kg©KZ©v

(with Name Seal, Signature & Date)(bvghy³ wmjmn ¯^vÿi I ZvwiL)


Signature Admitted by¯^v¶i Aby‡gv`bKvix

(with Name Seal, Designation, Signature & Date)(bvghy³ wmjmn c`we, ¯^v¶i I ZvwiL)


Approved by (Manager)Aby‡gv`bKvix Kg©KZ©v (kvLv e¨e¯’vcK)

(with Name Seal, Signature & Date)(bvghy³ wmjmn ¯^vÿi I ZvwiL)

14. Declaration & Signature †NvlYv I ¯^v¶i

ParticularsweeiY

Signature¯^vÿi

Name bvg

DateZvwiL

1st Applicant1g Av‡e`bKvix

2nd Applicant2q Av‡e`bKvix

3rd Applicant3q Av‡e`bKvix

4th Applicant4_© Av‡e`bKvix

P3 of 28

11. Information of Nominee : Nominee related information should be �lled up in Annexure-2. bwgwb msµvšÍ Z_¨vewj : cwiwkó-2 G mshy³ bwgwb msµvšÍ Z_¨vewj dig c~iY Ki‡Z n‡e|

No. of Nominee(s) bwgwbi msL¨v

P4 of 28

I/We, the undersigned, declare that the information provided above is true, complete and accurate and I/we have not willfully withheld any material fact. I/We shall inform you of any changes thereto. Any overdraft which may from time to time be created in my/our Account shall be my/our joint and several liability. In addition, I/we also declare that I/we have not given any cash or cash/bearer cheque to any Bank representative to open the account without any Bank receipt. I/We hereby agree to enroll in the SMS Service o�ered by Prime Bank Ltd where I/we shall receive transaction noti�cations and other bank related information at above mentioned mobile number.

Avwg ev Avgiv, wb¤œ ̄ ^v¶iKvix †NvlYv KiwQ †h, Dc‡i ewY©Z Z_¨vw` mZ¨, m¤c~Y© I mwVK Ges Avwg ev Avgiv B”QvK…Zfv‡e †Kv‡bv e¯‘MZ Z_¨ †Mvcb Kwiwb| Avwg ev Avgiv †h‡Kv‡bv cwieZ©b m¤c‡K© Avcbv‡ì AewnZ Kie| hw` Avgvi/Avgv‡ì wnmv‡e mg‡q mg‡q hZ UvKv Rgv Av‡Q Zvi †P‡q †ewk cwigvY UvKv Zy‡j †djv nq (RgvwZwi³) Zvn‡j Avwg ev Avgiv †hŠ_ Ges Avjv`vfv‡e `vqx ne| Avwg ev Avgiv Av‡iv †NvlYv KiwQ †h, Avwg ev Avgiv †Kv‡bv e¨vs‡Ki cÖwZwbwa‡K wnmve †Lvjvi Rb¨ e¨vs‡Ki iwk` Qvov †Kv‡bv bM`/evnK †PK †`Bwb| Avwg/Avgiv cÖvBg e¨vsK wjwg‡UW GmGgGm e¨vswKs †mevi Rb¨ ZvwjKvfy³ n‡Z m¤§wZ cÖ`vb KiwQ, †hLv‡b Avwg/Avgiv †jb‡`‡bi Lei I e¨vsK m¤úwK©Z Ab¨vb¨ Z_¨vw` Dc‡iv³ †gvevBj b¤^‡i cve|

Other FacilitiesAb¨vb¨ myweavmg~n

1st Applicant’s Signature1g Av‡e`bKvixi ¯^v¶i

2nd Applicant’s Signature2q Av‡e`bKvixi ¯^v¶i

3rd Applicant’s Signature3q Av‡e`bKvixi ¯^v¶i

A/C Opening O�cer (full signature with seal)wnmve †Lvjvi Kg©KZ©v (wmjmn c~Y© ¯^vÿi)

Checked & Authorized byhvi Øviv cixw¶Z I Aby‡gvw`Z

Mobile No. †gvevBj b¤î

E-mail B-†gBj

Security CodewmwKDwiwU †KvW

Sector Code†m±i †KvW

Deposit CodeRgv †KvW

Rate Code†iU †KvW

E-statement B-†÷U‡g›U : Yes (nu¨v) No (bv)Cheque Book †PK eB : Yes (nu¨v) No (bv)


P5 of 28

................................................................Branch/kvLv

Annexure-1(Ka)cwiwkó-1(K)

Account Opening Form : Applicant’s Personal Informationwnmve †Lvjvi dig : Av‡e`bKvixi e¨w³ msµvšÍ Z_¨vewj

8. Resident Status †iwm‡W›U ÷¨vUvm

Resident†iwm‡W›U (wbevmx)

a.K.

b.L.

Non-Residentbb-†iwm‡W›U (Awbevmx)

2. Name of Account Holder/Bene�cial Owner/ Account Operator (in English) MÖvnK/†ewbwdwmqvj Ibvi/wnmve cwiPvjbvKvixi bvg (evsjv)

Photographe¨w³i

Av‡jvKwPÎ

DateZvwiL

d d m m y y y y

3. Involvement with A/C as - Please Tick () wnmv‡ei mv‡_ m¤úK© - wUK w`b ()




DirectorcwiPvjK

PartnerAskx`vi

ProprietorGKK mË¡vwaKvix

Minorwnmveavix bvevjK

GuardianAwffveK

TrusteeUªvw÷

Attorney HolderGUwb© †nvìvi

Bene�cial Owner†ewbwdwmqvj Ibvi

Account Holderwnmve cwiPvjbvKvix

Others.........................Ab¨vb¨

4. Father’s Name wcZvi bvg

5. Mother’s Name gvZvi bvg

6. Spouse’s Name ¯^vgx/¯¿xi bvg

7. Nationality RvZxqZv

9. Date of Birth Rb¥ ZvwiL

11. Gender - Please Tick () wj½ - wUK () w`b

Malecyiæl

Femalegwnjv

3rd GenderZ…Zxq wj½

12. Occupation (details with designation) †ckv (c`wemn we¯ÍvwiZ)

Service PvKzwi

Businesseëmv

Others (please specify) ........................................Ab¨vb¨ (wbw`©ó K‡i ejyb)

Employment/Business Details (supporting documents, if available)†ckvMZ weeiY (mg_©bKvix KvMRcÎ, hw` _v‡K)

Name of the OrganizationcÖwZôv‡bi bvg

Designationc`we

AddresswVKvbv

13. Monthly Income (for Personal Account) gvwmK Avq (e¨w³K wnmv‡ei †ÿ‡Î)

(For Foreigners copy of Passport with Visa must be obtained)(we‡`wk bvMwiK n‡j wfmvmn cvm‡cv‡U©i Kwc Avewk¨Kfv‡e MÖnY Ki‡Z n‡e)

(Where necessary Bank should follow the directions of Guidelines for Foreign Exchange Transactions)(cÖ‡qvRbxq †ÿ‡Î e¨vsK KZ©…K MvBWjvBÝ di d‡ib G·‡PÄ UªvbR¨vKkbm&-Gi wb‡`©kbv AbymiY Ki‡Z n‡e)

For SL No.13 if required by the Bank additional documents with details to be submitted13 bs µwg‡Ki †¶‡Î we¯ÍvwiZ D‡jøLc~e©K cÖ‡hvR¨ †ÿ‡Î e¨vs‡Ki Pvwn`v †gvZv‡eK `wjjvw` cÖ`vb Ki‡Z n‡e

A. National ID Card No. K. RvZxq cwiPqcÎ b¤î

C. Birth Registration Certi�cate No. M. Rb¥ wbeÜb mb`cÎ b¤î

D. Electronic Tax ID (E-TIN) No. N. B‡jKUªwbK-U¨v· AvBwW (E-TIN) b¤î

B. Passport No. L. cvm‡cvU© b¤î

Expiry†gqv`

14. Identi�cation cwiwPwZ

This form to be �lled up and attached with original copy of Personal & Non-Personal Account Opening Application Form(GB digwU c~iYc~e©K e¨w³K I A-e¨w³K wnmve †Lvjvi Av‡e`‡bi g~j As‡ki mv‡_ mshy³ Ki‡Z n‡e)

1. Title of Account



d d m m y y y y

English evsjv

English evsjv

English evsjv

English evsjv

10. Birth Place (with Country) Rb¥¯’vb (†`kmn)


A/C No.wnmve b¤î

For Bank’s Use(e¨vs‡Ki eënv‡ii Rb¨)


P6 of 28

17. Professional Address †ckvMZ wVKvbv

Telephone No. :†Uwj‡dvb b¤î :

Res :evmv :

O�ce :Awdm :

Ext :ewa©Z :

PresenteZ©gvb

Permanent¯’vqx

Professional†ckvMZ

18. Contact Details †hvMv‡hv‡Mi e„ËvšÍ

Address :wVKvbv

Name of the Issuing Organization/Bank (name of all Bank’s if more than one)Bmy¨Kvix cÖwZôvb/e¨vsK (GKvwaK n‡j mKj e¨vs‡Ki bvg)

20. Credit Card Information (if any) †µwWU KvW© msµvšÍ Z_¨ (hw` _v‡K)

Mobile No. :†gvevBj b¤î :

Fax :d¨v· :

E-mail :B-†gBj :

Mobile No.:†gvevBj b¤î :

E-mailB-†gBj

d d m m y y y y d d m m y y y yPassport No.cvm‡cvU© b¤î

Date of issuecÖ`v‡bi ZvwiL

Date of expiry†gqv‡`vËx‡Y©i ZvwiL

Foreign Addressê‡`wkK wVKvbv

Foreign Phone Numberê‡`wkK †dvb b¤î

d d m m y y y yIssued BycÖ`vbKvix KZ©…c¶

Issued atcÖ`v‡bi ¯’vb

Date of VISA (if available)wfmvi ZvwiL (hw` _v‡K)

21. Information for Non-Resident Bangladeshi Awbevmx evsjv‡`wki Rb¨ Z_¨

d d m m y y y yValid uptoêaZvi ZvwiL

Issuing Authority of VISAwfmv cÖ`vbKvix KZ©…c¶

Occupation†ckv

Applicant’s Signature with Name & DateAv‡e`bKvixi ¯^vÿi, bvg I ZvwiLmn

Local Card†jvKvj KvW©

International CardAvšÍR©vwZK KvW©

Any one of the document mentioned in serial KA to GA must be submitted. In case of account opening with Birth Registration Certi�cate, additional photo ID of Account Holder/Account Operator to be provided. In case of Non Residents and Foreigners’ copy of passport with visa must be submitted. If photo ID is not available, Letter of Introduction from an Honorable Person1 of the society acceptable to the Bank needs to be submitted. Such Letter of Introduction or Identi�cation Certi�cate must contain customer/account holder’s photograph (with attestation on top of the photo). Besides that to verify customers identity Bank may seek to its satisfaction, documents and information in addition to Serial GHA to CHA listed documents mentioned in this form.K n‡Z M b¤î µwg‡K ewY©Z `wjjvw` n‡Z Avewk¨Kfv‡e †h‡Kvb GKwU `wjj cÖ`vb Ki‡Z n‡e| Z‡e Rb¥ wbeÜb mb` cÖ`vbc~e©K wnmve †Lvjvi †ÿ‡Î Rb¥ wbeÜb mb`c‡Îi AwZwi³ MÖvnK/wnmve cwiPvjbvKvixi Av‡jvKwPÎmn Ab¨ †h‡Kvb cwiwPwZcÎ cÖ`vb Ki‡Z n‡e| bb-†iwm‡W›U Ges we‡`wk bvMwiK‡ì †¶‡Î mswkøó wfmvmn cvm‡cv‡U©i Kwc Avewk¨Kfv‡e cÖ`vb Ki‡Z n‡e| Av‡jvKwPÎmn cwiwPwZcÎ bv _vK‡j †m wel‡q e¨vs‡Ki mš‘wó mv‡c‡ÿ Zv‡ì wbKU MÖnY‡hvM¨ mgv‡Ri MY¨gvb¨ e¨w³1 KZ…©K cÖ`Ë cwiP‡qi cÖZ¨qbcÎ cÖ`vb Ki‡Z n‡e| D³ cwiwPwZcÎ ev cÖZ¨qbcÎ MÖvnK/wnmve cwiPvjbvKvixi Av‡jvKwPÎmn (Av‡jvKwP‡Îi Dc‡ii c„‡ô mZ¨vwqZmn) n‡Z n‡e| GQvov, cÖ‡Z¨K e¨vsK h_vh_fv‡e MÖvn‡Ki cwiwPwZi wel‡q wbwðZ nIqvi j‡ÿ¨ e¨vs‡Ki mš‘wó mv‡c‡ÿ Dc‡ii N n‡Z P b¤î µwg‡K ewY©Z `wjjvw`mn AwZwi³ Av‡iv ‡Kvb `wjjvw` Ges GB di‡g DwjøwLZ Z_¨vwì AwZwi³ Z_¨ msMÖn Ki‡Z cvi‡e|

Namebvg

AddresswVKvbv

15. Present Address (residence) eZ©gvb wVKvbv (Avevm¯’j)

16. Permanent Address ¯’vqx wVKvbv

MÖvnK/wnmve cwiPvjbvKvixi Proof of address-Gi ¯^c‡ÿ WKz‡g›Um cÖ`vb Ki‡Z n‡e (Kgc‡ÿ 1wU wVKvbvi ¯^c‡ÿ)

F. Others (should be speci�ed) P. Ab¨vb¨ (wbw`©ófv‡e D‡jøL Ki‡Z n‡e)

E. Driving License No. O. WªvBwfs jvB‡mÝ b¤î

Expiry†gqv`

1. Member of Parliament, Mayor of City Corporation, Deputy Mayor and Councilors, 9th grade or higher grade Gazetted O�cers of National Pay Scale, Teacher of Public University, Chairman and Vice Chairman of Upazila Council, Chairman of Union Council, Mayor and Councilors of Pourashova, Professors of Private Universities, Principal of Private College, Head Master of Private High School, Editor of National Daily Newspaper, Notary Public and 7th grade or higher grade National Pay Scale O�cers of Semi Government/Autonomous/Government Organization’s and 9th grade or above grade National Pay Scale o�cers of Bangladesh Bank will be treated as Honorable Persons.1. MY¨gvb¨ e¨w³ ej‡Z msm` m`m¨, wmwU K‡c©v‡ik‡bi †gqi, †WcywU †gqi I KvDwÝjiMY, RvZxq †eZb †¯‹‡ji 9g I Z`~aŸ© †MÖ‡Wi †M‡R‡UW Kg©KZ©v, cvewjK wek¦we`¨vj‡qi wkÿK, Dc‡Rjv cwil‡ì †Pqvig¨vb I fvBm †Pqvig¨vb, BDwbqb cwil‡ì †Pqvig¨vb, †cŠimfvi †gqi I †cŠi KvDwÝjiMY, †emiKvwi wek¦we`¨vj‡qi Aa¨vcK, †emiKvwi K‡j‡Ri Aa¨ÿ, †emiKvwi D”P we`¨vj‡qi cÖavb wkÿK, RvZxq ˆ`wbK cwÎKvi m¤úv`K, †bvUvwi cvewjK, AvavmiKvwi/¯^vqËkvwmZ/ivóªvqZ¡ ms¯’vi RvZxq †eZb †¯‹‡ji 7g ev Z`~aŸ© †MÖ‡Wi Kg©KZ©vMY Ges evsjv‡`k e¨vs‡Ki RvZxq †eZb †¯‹‡ji 9g I Z`~aŸ© †MÖ‡Wi Kg©KZ©vMY‡K †evSv‡e|

19. Nominated Person for Emergency Contact Riæwi cÖ‡qvR‡b †hvMv‡hv‡Mi Rb¨ g‡bvbxZ e¨w³

Relationship with Account Holder/Account Operator wnmveavix/wnmve cwiPvjbvKvixi mv‡_ m¤cK©

Account Opening O�cer’s Signature with Name Sealwnmve †Lvjvi mswkøó Kg©KZ©vi bvghy³ wmjmn ¯^vÿi

Approved by (Manager) Signature with Name SealAby‡gv`bKvix Kg©KZ©vi (kvLv eë¯’vcK) bvghy³ wmjmn ¯^vÿi

OwnwbR¯^

Rentedfvov

Others Ab¨vb¨

d d m m y y y y

English

English

evsjv

evsjv

English

P7 of 28

................................................................Branch/kvLv

Annexure-1(Ka)cwiwkó-1(K)

Account Opening Form : Applicant’s Personal Informationwnmve †Lvjvi dig : Av‡e`bKvixi e¨w³ msµvšÍ Z_¨vewj

8. Resident Status †iwm‡W›U ÷¨vUvm

Resident†iwm‡W›U (wbevmx)

a.K.

b.L.

Non-Residentbb-†iwm‡W›U (Awbevmx)

2. Name of Account Holder/Bene�cial Owner/ Account Operator (in English) MÖvnK/†ewbwdwmqvj Ibvi/wnmve cwiPvjbvKvixi bvg (evsjv)

Photographe¨w³i

Av‡jvKwPÎ

DateZvwiL

d d m m y y y y

A/C No.wnmve b¤^i



3. Involvement with A/C as - Please Tick () wnmv‡ei mv‡_ m¤úK© - wUK w`b ()




DirectorcwiPvjK

PartnerAskx`vi

ProprietorGKK mË¡vwaKvix

Minorwnmveavix bvevjK

GuardianAwffveK

TrusteeUªvw÷

Attorney HolderGUwb© †nvìvi

Bene�cial Owner†ewbwdwmqvj Ibvi

Account Holderwnmve cwiPvjbvKvix

Others.........................Ab¨vb¨




7. Nationality RvZxqZv


11. Gender - Please Tick () wj½ - wUK () w`b

Malecyiæl

Femalegwnjv

3rd GenderZ…Zxq wj½

12. Occupation (details with designation) †ckv (c`wemn we¯ÍvwiZ)

Service PvKzwi

Businesse¨emv

Others (please specify) ........................................Ab¨vb¨ (wbw`©ó K‡i ejyb)

Employment/Business Details (supporting documents, if available)†ckvMZ weeiY (mg_©bKvix KvMRcÎ, hw` _v‡K)

Name of the OrganizationcÖwZôv‡bi bvg

Designationc`we

AddresswVKvbv

13. Monthly Income (for Personal Account) gvwmK Avq (e¨w³K wnmv‡ei †ÿ‡Î)

(For Foreigners copy of Passport with Visa must be obtained)(we‡`wk bvMwiK n‡j wfmvmn cvm‡cv‡U©i Kwc Avewk¨Kfv‡e MÖnY Ki‡Z n‡e)

(Where necessary Bank should follow the directions of Guidelines for Foreign Exchange Transactions)(cÖ‡qvRbxq †ÿ‡Î e¨vsK KZ©…K MvBWjvBÝ di d‡ib G·‡PÄ UªvbR¨vKkbm&-Gi wb‡`©kbv AbymiY Ki‡Z n‡e)

For SL No.13 if required by the Bank additional documents with details to be submitted13 bs µwg‡Ki †¶‡Î we¯ÍvwiZ D‡jøLc~e©K cÖ‡hvR¨ †ÿ‡Î e¨vs‡Ki Pvwn`v †gvZv‡eK `wjjvw` cÖ`vb Ki‡Z n‡e





Expiry†gqv`


This form to be �lled up and attached with original copy of Personal & Non-Personal Account Opening Application Form(GB digwU c~iYc~e©K e¨w³K I A-e¨w³K wnmve †Lvjvi Av‡e`‡bi g~j As‡ki mv‡_ mshy³ Ki‡Z n‡e)

1. Title of Account



d d m m y y y y

English evsjv

English evsjv

English evsjv

English evsjv

10. Birth Place (with Country) Rb¥¯’vb (†`kmn)


P8 of 28

17. Professional Address †ckvMZ wVKvbv

Telephone No. :†Uwj‡dvb b¤î :

Res :evmv :

O�ce :Awdm :

Ext :ewa©Z :

PresenteZ©gvb

Permanent¯’vqx

Professional†ckvMZ

18. Contact Details †hvMv‡hv‡Mi e„ËvšÍ

Address :wVKvbv

Name of the Issuing Organization/Bank (name of all Bank’s if more than one)Bmy¨Kvix cÖwZôvb/e¨vsK (GKvwaK n‡j mKj e¨vs‡Ki bvg)

20. Credit Card Information (if any) †µwWU KvW© msµvšÍ Z_¨ (hw` _v‡K)

Mobile No. :†gvevBj b¤î :

Fax :d¨v· :

E-mail :B-†gBj :

Mobile No.:†gvevBj b¤î :

E-mailB-†gBj

d d m m y y y y d d m m y y y yPassport No.cvm‡cvU© b¤î

Date of issuecÖ`v‡bi ZvwiL

Date of expiry†gqv‡`vËx‡Y©i ZvwiL

Foreign Addressê‡`wkK wVKvbv

Foreign Phone Numberê‡`wkK †dvb b¤î

d d m m y y y yIssued BycÖ`vbKvix KZ©…c¶

Issued atcÖ`v‡bi ¯’vb

Date of VISA (if available)wfmvi ZvwiL (hw` _v‡K)

21. Information for Non-Resident Bangladeshi Awbevmx evsjv‡`wki Rb¨ Z_¨

d d m m y y y yValid uptoêaZvi ZvwiL

Issuing Authority of VISAwfmv cÖ`vbKvix KZ©…c¶

Occupation†ckv

Applicant’s Signature with Name & DateAv‡e`bKvixi ¯^vÿi, bvg I ZvwiLmn

Local Card†jvKvj KvW©

International CardAvšÍR©vwZK KvW©

Any one of the document mentioned in serial KA to GA must be submitted. In case of account opening with Birth Registration Certi�cate, additional photo ID of Account Holder/Account Operator to be provided. In case of Non Residents and Foreigners’ copy of passport with visa must be submitted. If photo ID is not available, Letter of Introduction from an Honorable Person1 of the society acceptable to the Bank needs to be submitted. Such Letter of Introduction or Identi�cation Certi�cate must contain customer/account holder’s photograph (with attestation on top of the photo). Besides that to verify customers identity Bank may seek to its satisfaction, documents and information in addition to Serial GHA to CHA listed documents mentioned in this form.K n‡Z M b¤î µwg‡K ewY©Z `wjjvw` n‡Z Avewk¨Kfv‡e †h‡Kvb GKwU `wjj cÖ`vb Ki‡Z n‡e| Z‡e Rb¥ wbeÜb mb` cÖ`vbc~e©K wnmve †Lvjvi †ÿ‡Î Rb¥ wbeÜb mb`c‡Îi AwZwi³ MÖvnK/wnmve cwiPvjbvKvixi Av‡jvKwPÎmn Ab¨ †h‡Kvb cwiwPwZcÎ cÖ`vb Ki‡Z n‡e| bb-†iwm‡W›U Ges we‡`wk bvMwiK‡ì †¶‡Î mswkøó wfmvmn cvm‡cv‡U©i Kwc Avewk¨Kfv‡e cÖ`vb Ki‡Z n‡e| Av‡jvKwPÎmn cwiwPwZcÎ bv _vK‡j †m wel‡q e¨vs‡Ki mš‘wó mv‡c‡ÿ Zv‡ì wbKU MÖnY‡hvM¨ mgv‡Ri MY¨gvb¨ e¨w³1 KZ…©K cÖ`Ë cwiP‡qi cÖZ¨qbcÎ cÖ`vb Ki‡Z n‡e| D³ cwiwPwZcÎ ev cÖZ¨qbcÎ MÖvnK/wnmve cwiPvjbvKvixi Av‡jvKwPÎmn (Av‡jvKwP‡Îi Dc‡ii c„‡ô mZ¨vwqZmn) n‡Z n‡e| GQvov, cÖ‡Z¨K e¨vsK h_vh_fv‡e MÖvn‡Ki cwiwPwZi wel‡q wbwðZ nIqvi j‡ÿ¨ e¨vs‡Ki mš‘wó mv‡c‡ÿ Dc‡ii N n‡Z P b¤î µwg‡K ewY©Z `wjjvw`mn AwZwi³ Av‡iv ‡Kvb `wjjvw` Ges GB di‡g DwjøwLZ Z_¨vwì AwZwi³ Z_¨ msMÖn Ki‡Z cvi‡e|

Namebvg

AddresswVKvbv

15. Present Address (residence) eZ©gvb wVKvbv (Avevm¯’j)




Expiry†gqv`


19. Nominated Person for Emergency Contact Riæwi cÖ‡qvR‡b †hvMv‡hv‡Mi Rb¨ g‡bvbxZ e¨w³

Relationship with Account Holder/Account Operator wnmveavix/wnmve cwiPvjbvKvixi mv‡_ m¤cK©

Account Opening O�cer’s Signature with Name Sealwnmve †Lvjvi mswkøó Kg©KZ©vi bvghy³ wmjmn ¯^vÿi

Approved by (Manager) Signature with Name SealAby‡gv`bKvix Kg©KZ©vi (kvLv eë¯’vcK) bvghy³ wmjmn ¯^vÿi

OwnwbR¯^

Rentedfvov

Others Ab¨vb¨

d d m m y y y y

English

English

evsjv

evsjvMÖvnK/wnmve cwiPvjbvKvixi Proof of address-Gi ¯^c‡ÿ WKz‡g›Um cÖ`vb Ki‡Z n‡e (Kgc‡ÿ 1wU wVKvbvi ¯^c‡ÿ)

P9 of 28

................................................................Branch/kvLv

I/We are nominating the following individual(s) as my/our nominee(s) to pay the amount of my/our account after my/our death. I/We preserve the right to change or cancel the nomination at any time and hereby further agree that the bank will pay money as per my/our instruction and Bank will not be liable in any way for such payments.Avwg/Avgiv GB wnmv‡ei A_© Avgvi/Avgv‡ì g„Zzï ci wb‡¤œv³fv‡e wb‡¤œ ewY©Z e¨w³/e¨w³MY‡K cÖ`v‡bi Rb¨ g‡bvbxZ Kijvg| Avwg/Avgiv DwjøwLZ g‡bvbqb †h‡Kv‡bv mgq evwZj ev cwieZ©‡bi AwaKvi msiÿY Kwi, Avwg/Avgiv GB g‡g© Av‡iv m¤§wZ Ávcb KiwQ †h, Avgvi/Avgv‡ì wb‡`©kbv †gvZv‡eK e¨vsK A_© cÖ`vb Ki‡e Ges GRb¨ e¨vsK †Kv‡bvfv‡e `vqe× n‡e bv|

NomineePhotograph

Attested by AccountHolder (staple)

bwgwbiAv‡jvKwPÎ

(MÖvnK KZ©„K mZ¨vwqZ)(÷¨vcj Kiæb)

Account Opening Form : Nominee’s Informationwnmve †Lvjvi dig : bwgwb msµvšÍ Z_¨vewj

Annexure-2cwiwkó-2

Applicable only for Personal Account: Multiple Forms to be Filled up for Multiple Nominees(ïay e¨w³K wnmv‡ei †ÿ‡Î cÖ‡hvR¨ n‡e Ges G‡Ki AwaK bwgwb n‡j GKvwaK bwgwb dig c~iY Ki‡Z n‡e)

2. Account Number wnmve b¤î

11. Identi�cation of Nominee bwgwbi cwiwPwZ

1. Title of Account




8. Occupation †ckv

Ageeqm

d d m m y y y y

Expiry †gqv`

d d m m y y y y



Expiry †gqv`

d d m m y y y y




3. Nominee’s Name bwgwbi bvg

English evsjv


English evsjv


English evsjv


English evsjv

9. Present Address eZ©gvb wVKvbv

English

evsjv


English

evsjv

A/C No.wnmve b¤î



P10 of 28

Any one of the document mentioned in serial KA to GA must be submitted. In case of providing Birth Registration Certi�cate, additional photo ID of Nominee to be provided. In case of Non Residents and Foreigners’ copy of passport must be submitted. If photo ID is not available, Letter of Introduction from an Honorable Person1 of the society acceptable to the Bank needs to be submitted. Such Letter of Introduction or Identi�cation Certi�cate must contain nominee’s photograph (with attestation on top of the photo). Besides that to verify nominees identity Bank may seek to its satisfaction, documents and information in addition to Serial GHA to CHA listed documents mentioned in this form.K n‡Z M b¤î µwg‡K ewY©Z `wjjvw` n‡Z Avewk¨Kfv‡e †h‡Kvb GKwU `wjj cÖ`vb Ki‡Z n‡e| Z‡e Rb¥ wbeÜb mb` cÖ`v‡bi †ÿ‡Î Rb¥ wbeÜb mb`c‡Îi AwZwi³ bwgwbi Av‡jvKwPÎmn Ab¨ †h‡Kvb cwiwPwZcÎ cÖ`vb Ki‡Z n‡e| bb-†iwm‡W›U Ges we‡`wk bvMwiK‡ì †¶‡Î cvm‡cv‡U©i Kwc Avewk¨Kfv‡e cÖ`vb Ki‡Z n‡e| Av‡jvKwPÎmn cwiwPwZcÎ bv _vK‡j †m wel‡q e¨vs‡Ki mš‘wó mv‡c‡ÿ Zv‡ì wbKU MÖnY‡hvM¨ mgv‡Ri MY¨gvb¨ e¨w³1 KZ…©K cÖ`Ë cwiP‡qi cÖZ¨qbcÎ cÖ`vb Ki‡Z n‡e| D³ cwiwPwZcÎ ev cÖZ¨qbcÎ bwgwbi Av‡jvKwPÎmn (Av‡jvKwP‡Îi Dc‡ii c„‡ô mZ¨vwqZmn) n‡Z n‡e| GQvov, cÖ‡Z¨K e¨vsK h_vh_fv‡e bwgwbi cwiwPwZi wel‡q wbwðZ nIqvi j‡ÿ¨ e¨vs‡Ki mš‘wó mv‡c‡ÿ Dc‡ii N n‡Z P b¤î µwg‡K ewY©Z `wjjvw`mn AwZwi³ Av‡iv ‡Kvb `wjjvw` Ges GB di‡g DwjøwLZ Z_¨vwì AwZwi³ Z_¨ msMÖn Ki‡Z cvi‡e|


14. If Nominee/Nominees is/are minor at the time of death of the account holder/holders information of recipient(s) of deposit as per Bank Companies Act, 1991 Section 103 (2) : bwgwb bvevjK n‡j Zvi/Zv‡ì bvevjK _vKv Ae¯’vq wnmveavix/wnmveavixM‡Yi g„Zzï †ÿ‡Î e¨vsK †Kv¤úvwb AvBb, 1991 Gi 103 (2) aviv Abyhvqx Avgvb‡Zi UvKv MÖnYKvixi Z_¨ :

1st Applicant’s Signature, Name & Date1g Av‡e`bKvixi ¯^vÿi, bvg I ZvwiL

Nominee’s Signature & Date (optional)bwgwbi ¯^vÿi I ZvwiL (Hw”QK)

2nd Applicant’s Signature, Name & Date2q Av‡e`bKvixi ¯^vÿi, bvg I ZvwiL

Applicant’s Signature veri�ed by Bank O�cial’s Signature with Name SealMÖvn‡Ki ¯^v¶i hvPvBKvix e¨vsK Kg©KZ©vi bvghy³ wmjmn ¯^v¶i

Name bvg

Father/Husband Name wcZv/¯^vgxi bvg

Date of Birth Rb¥ ZvwiL

Present Address

eZ©gvb wVKvbv

Permanent Address

¯’vqx wVKvbv

12. Relationship with A/C Holder wnmveavixi mv‡_ m¤úK©

Relationship with Nominee bwgwbi mv‡_ m¤cK©

13. Percentage kZKiv nvi

As per SL # 11, Information related with identi�cation of Legal Guardian µwgK 11 Abymv‡i êa Awffve‡Ki cwiwPwZcÎ msµvšÍ Z_¨


If any NRB is nominated and becomes bene�ciary of the account, the Foreign Exchange Regulation Act will be applicable while remitting the money. †Kv‡bv Awbevmx‡K bwgwb Kiv n‡j Ges H Awbevmx mswkøó wnmv‡ei A_© cÖvß n‡j cÖvß A_© we‡`‡k †cÖi‡Yi †ÿ‡Î we`¨gvb ê‡`wkK gy`ªv wbqš¿Y AvB‡bi wewa weavb cÖ‡hvR¨ n‡e|

Ageeqm

d d m m y y y y

English

evsjv

English

evsjv

P11 of 28

I/we hereby con�rm the information provided above is true, accurate & complete.Avwg/Avgiv G g‡g© wbwðZ KiwQ †h, Dc‡i †Ìqv Z_¨ mZ¨, mwVK I m¤c~Y©|

Subject to applicable local laws, I/we hereby consent for Prime Bank Limited, Bangladesh or any of its a�liates (including branches) (Collectively “the Bank”) to share my/our information’s with domestic/U.S. regulators or tax authorities where necessary to establish my/our tax liabilities in any jurisdiction.cÖ‡qvRbxq †¶‡Î cÖ‡hvR¨ ¯’vbxq AvBb mv‡c‡¶, †h‡Kv‡bv GLwZqv‡i Avgvi/Avgv‡ì Ki `vq wba©vi‡Yi Rb¨ Avwg / Avgiv cÖvBg e¨vsK wjwg‡UW, evsjv‡`k ev Gi mn‡hvMx cÖwZôvb (kvLv-mn) (mw¤§wjZfv‡e

Òe¨vsKÓ) Avgvi/Avgv‡ì Z_¨ ¯^‡`wk/gvwK©b wbqš¿K‡ì ev U¨v· KZ©…c‡¶i m‡½ Av`vb-cÖ`vb Kivi e¨vcv‡i m¤§wZ w`w”Q|

Where required by domestic or U.S. regulators or tax authorities, I/we consent and agree that the Bank may withhold from my/our account(s), such amounts as may be required according to applicable laws, regulations and directives. Avwg/Avgiv GB g‡g© m¤§wZ cÖ`vb KiwQ †h, cÖ‡hvR¨ AvBb, wewa I wb‡`©k †gvZv‡eK ¯^‡`kx A_ev gvwK©b wbqš¿K U¨v· KZ©…c‡¶i `vwe Abyhvqx e¨vsK cÖ‡qvRbxq cwigvY A_© Avgvi/Avgv‡ì wnmv‡e ¯’wMZ K‡i/a‡i

ivL‡Z cvi‡e|

I/we undertake to notify the Bank within 30 (thirty) calendar days if there is a change in any information which I/we have provided to the Bank. Avgvi/Avgv‡ì Øviv e¨vs‡K cÖ`vbK…Z †h‡Kv‡bv Z_¨ cwieZ©b n‡j 30 (wÎk) cwÄKv wè‡mi g‡a¨ Zv e¨vsK‡K Rvbv‡ev|

Account Opening Form Supplement (use additional copies, if required) wnmve †Lvjvi cwic~iK dig (hw` cÖ‡qvRb nq, Z‡e AwZwi³ Kwc eënvi Kiæb)

This form must be completed by any individual/non-individual/entity who wishes to open a Bank Account/have been maintaining one. GB dig †Kv‡bv e¨w³/A-e¨w³/cÖwZôvb Øviv m¤cbœ Ki‡Z n‡e whwb/hviv GKwU e¨vsK wnmve Lyj‡Z Pvb/wnmve Pvjv‡”Qb |

Foreign Account Tax Compliance Act (“FATCA”)ê‡`wkK wnmve Ki cwicvjb AvBb

..............................................................Branch/kvLv

Account Number wnmve b¤î

Name bvg

Country of Residence/Registration evm¯’vb/wbeÜb-Gi †`k

Country of Birth/Incorporation Rb¥/wbMgeÜb †`k

Please check’’” ‘Yes’ or ‘No’ for each of the following questions wb¤œwjwLZ cÖkœ¸wji Rb¨ ’’nu¨v’’ ev ’’bv’’ wUK w`b :

1. Are you a U.S. Resident? Avcwb wK GKRb gvwK©b wbevmx?

2. Are you a U.S. Citizen? Avcwb wK GKRb gvwK©b bvMwiK?

3. Do you hold a U.S. Permanent Resident Card (Green Card)? Avcbvi Kv‡Q wK GKwU Av‡gwiKvq ¯’vqxfv‡e emev‡mi KvW© (wMÖb KvW©) Av‡Q?

4. Is your entity a foreign entity where there is substantial “US ownership” ? Avcbvi cÖwZôvb wK GKwU we‡`wk ms¯’v †hLv‡b D‡jøL‡hvM¨ gvwK©b gvwjKvbv Av‡Q?

i.e.10% or more (for company/non-individuals) A_©vr 10% ev Zvi †ewk (†Kv¤cvwb/Ae¨w³i †¶‡Î)

Yes (nu¨v) / No (bv)

Signature ¯^v¶i...................................................

Date ZvwiL............................................................

Signature ¯^v¶i...................................................

Date ZvwiL............................................................

Signature ¯^v¶i...................................................

Date ZvwiL............................................................

Signature veri�ed by (name, designation with signature & seal) ¯^v¶i hvPvBKvix (bvg, c`wemn ¯^vÿi I wmj) .................................................................................

P12 of 28

................................................................Branch/kvLv

Transaction Pro�le (Personal/Non-Personal A/C)m¤¢ve¨ †jb‡`‡bi AbywgZ gvÎv (e¨w³K/Ae¨w³K wnmve)

I/We the undersigned hereby acknowledge that the transactions limit is my/our organization’s usual transactions. I/we do hereby acknowledge that if necessary, I/we will change/update the transaction pro�le.

Avwg/Avgiv wb¤œ ¯^vÿiKvix(MY) G g‡g© wbðqZv cÖ`vb KiwQ †h, m¤¢ve¨ †jb‡`‡bi AbywgZ gvÎv Avgvi/cÖwZôv‡bi ¯^vfvweK I cÖK…Z †jb‡`b| Avwg/Avgiv Av‡iv wbðqZv cÖ`vb KiwQ †h, cÖ‡qvRb‡ev‡a Avwg/Avgiv m¤¢ve¨ †jb‡`‡bi AbywgZ gvÎv ms‡kvab/nvjbvMv` Kie|

2. Monthly Estimated Income gvwmK m¤¢ve¨ Avq

3. Monthly Estimated Turnover (for Organization) gvwmK m¤¢ve¨ Uvb©Ifvi (cÖwZôv‡bi †¶‡Î)

Signature¯^v¶i

NamebvgDate ZvwiL

ParticularsweeiY

Account Holder/Account OperatorMÖvnK/wnmve cwiPvjbvKvix




Authorized Bank O�cer’s Signature & Date with Name SealcÖZ¨qbKvix e¨vsK Kg©KZ©vi bvghy³ wmjmn ¯^v¶i I ZvwiL

ParticularsweeiY

Estimated No. ofMonthly DepositgvwmK m¤¢ve¨ Rgvi msL¨v

Cash (Including Online & ATM)bM` (AbjvBb I GwUGg-mn)

Transfer/Deposit by InstrumentsUªvÝdvi/ BÝUªy‡g›U-Gi gva¨‡g Rgv

Foreign Inward Remittanced‡ib BbIqvW© †iwgU¨vÝExport Revenue ißvwb eve` cÖvßDeposit/Transfer from BO (Capital Market Account)(cyuwR evRvi) wnmve n‡Z Rgv/¯’vbvšÍi

Others (specify)..............................Ab¨vb¨ (wbw`©ófv‡e)

Estimated Amount ofTotal Monthly DepositgvwmK m¤¢ve¨ †gvU Rgvi cwigvY

Maximum Amount in a SingleMonthly Deposit

GKK m‡ev©”P Rgvi cwigvY

Dep

osit

(Rgv

)

Totalme©‡gvU

ParticularsweeiY

Estimated No. ofMonthly WithdrawalgvwmK m¤¢ve¨ D‡Ëvjb msL¨v

Cash (Including Online & ATM)bM` (AbjvBb I GwUGg-mn)

Transfer/Payment by InstrumentsUªvÝdvi/BÝUªy‡g›U-Gi gva¨‡g cwi‡kva

Foreign Outward Remittanced‡ib AvDUIqvW© †iwgU¨vÝSettlement of Import expensesAvg`vwb eve` cwi‡kvaDeposit/Transfer to BO (Capital Market Account)(cyuwR evRvi) wnmv‡e Rgv/¯’vbvšÍi

Others (specify)..............................Ab¨vb¨ (wbw`©ófv‡e)

Estimated Amount ofTotal Monthly WithdrawalgvwmK m¤¢ve¨ †gvU D‡Ëvj‡bi cwigvY

Maximum Amount in a SingleMonthly WithdrawalGKK m‡ev©”P D‡Ëvj‡bi cwigvY

With

draw

al (D

‡Ëvj

b)

Totalme©‡gvU

Transaction Pro�le reviewed as per instruction from Bangladesh Financial Intelligence Unitevsjv‡`k dvBb¨vwÝqvj B‡›Uwj‡RÝ BDwbU-Gi wb‡`©kbv †gvZv‡eK MÖvn‡Ki m¤¢ve¨ †jb‡`‡bi AbywgZ gvÎv (Transaction Pro�le) ch©v‡jvPbv Kiv n‡jv

Reason for changing/not changing customer’s Transaction Pro�le :MÖvn‡Ki m¤¢ve¨ †jb‡`‡bi AbywgZ gvÎv (Transaction Pro�le) cwieZ©b Kiv/bv Kivi KviY :

Annexure-3cwiwkó-3

1. Title of Account



A/C No.wnmve b¤^i



P13 of 28

KYC Pro�le FormMÖvnK cwiwPwZ m¤úwK©Z dig

2. Type of Account wnmv‡ei cÖK„wZ

3. Customer’s Occupation (in detail) MÖvn‡Ki †ckv (we¯ÍvwiZ)

4. Customer’s Approximate Monthly Income MÖvn‡Ki gvwmK m¤¢ve¨ Avq

5. Source(s) of Fund (in detail) A‡_©i Drm/Drmmg~n (we¯ÍvwiZ)

6. Documents Collected for Verifying Source of Fund A‡_©i Drm wbwðZ Kivi †¶‡Î †hme `wjjvw` msMÖn Kiv n‡q‡Q

1. ............................................................................................................................................................................................................................................................................

2. ............................................................................................................................................................................................................................................................................

3. ............................................................................................................................................................................................................................................................................

Applicable for opening Personal Accounte¨w³K wnmve †Lvjvi †ÿ‡Î eënvh©


Copy ReceivedKwc M„nxZ

Copy Veri�edKwc hvPvBK…Z

a. Passport Number K. cvm‡cvU© b¤î

(If Applicable)(cÖ‡hvR¨ †¶‡Î)

b. National ID NumberL. RvZxq cwiPqcÎ b¤î


c. Birth Registration Certi�cate NumberM. Rb¥ wbeÜb mb`cÎ b¤î


d. Electronic Tax ID (E-TIN) No.N. B‡jKUªwbK-U¨v· AvBwW (E-TIN) b¤î


e. Driving License NumberO. WªvBwfs jvB‡mÝ b¤î


Yes (nu¨v) No (bv)

b. Copy of Work Permit letter and approval of the competent Authority for opening Bank Account obtained? Kg©vbygwZ (Work Permit) cÖvß‡ì wnmve †Lvjvi †ÿ‡Î Kg©vbygwZ (Work Permit) cÎ I e¨vsK wnmve †Lvjvi Rb¨ h_vh_ KZ©„c‡ÿi Aby‡gv`b (cÖ‡hvR¨ †ÿ‡Î) i‡q‡Q wK-bv?

7. How the customer’s Address(es) are veri�ed (Details)? wnmveavixi wVKvbv (mg~n) Kxfv‡e hvPvB Kiv n‡q‡Q (we¯ÍvwiZ)?

Documents Collected Veri�ed msM„nxZ `wjjvw` hvPvB Kiv n‡q‡Q wK bv

Yes (nu¨v) No (bv)

[If yes please provide information of Bene�cial Owner as per Annexure 1 (KA)] [DËi Ônu¨vÕ n‡j cÖ‡Z¨K cÖK…Z myweav‡fvMx m¤úwK©Z Z_¨vw` cwiwkó-1 (K) †gvZv‡eK msMÖn Ki‡Z n‡e|]

8. Bene�cial Owner Determined : wnmv‡ei cÖK…Z myweav‡fvMx (Bene�cial Owner) wba©viY Kiv n‡q‡Q wK-bv : Yes (nu¨v) No (bv) Not Applicable cÖ‡hvR¨ bq

f. OthersP. Ab¨vb¨

10. In case of Non-resident and Foreigners- Purpose of Opening Account : Awbevmx (Non-resident) Ges we‡`wk‡ì †ÿ‡Î wnmve †Lvjvi D‡Ïk¨ :

a. Type of VISA wfmvi cÖK„wZ

For Non-Resident Bangladeshi copy of passport and for Foreigners copy of passport along with visa must be collected.(Awbevmx evsjv‡`wk‡ì †¶‡Î Avewk¨Kfv‡e cvm‡cv‡U©i Kwc Ges we‡`wk‡ì †¶‡Î Avewk¨Kfv‡e wfmvmn cvm‡cv‡U©i Kwc msMÖn Ki‡Z n‡e)

................................................................Branch/kvLv

1. Title of Account



Expiry †gqv`

d d m m y y y y

A/C No.wnmve b¤î



P14 of 28

Yes (nu¨v) No (bv)

11. Customer is Politically Exposed Person (PEP)/ In�uential Person (IP)/Head or High O�cial of International Organization and member of their family or close associates (according to de�nition of BFIU Circular)? MÖvnK Politically Exposed Person (PEP)/cÖfvekvjx e¨w³ (IP)/ AvšÍR©vwZK ms¯’vi cÖavb ev D”P ch©v‡qi Kg©KZ©v Ges Zv‡ì cwiev‡ii m`m¨ ev close associates wK-bv (weGdAvBBD KZ©…K RvixK…Z mvK©yjv‡i ewY©Z msÁv Abymv‡i)?

13. Risk Grading : wi¯‹ †MÖwWs :

Yes (nu¨v) No (bv)

12. Have any match been found in screening the customer’s name with the listed persons or entities under di�erent resolutions of United Nations Security Council relating to terrorist activities, �nancing of terrorist activities and �nancing of weapons of mass destructions and persons listed or banned entities by Government of Bangladesh?

mswkøó AvBb, wewagvjv I mvK©yjv‡ii Av‡jv‡K MÖvn‡Ki bvg RvwZms‡Ni wbivcËv cwil‡ì wewfbœ †iRy‡jk‡bi AvIZvq mš¿vmx Kv‡h©, mš¿vmx Kv‡h© A_©vq‡b I e¨vcK aŸsmvZ¥K A¯¿ we¯Ív‡ii A_©vq‡b RwoZ m‡›`‡n ZvwjKvfy³ †Kv‡bv e¨w³ ev mËv Ges evsjv‡`k miKvi KZ©„K ZvwjKvfy³ †Kv‡bv e¨w³ ev wbwl× †NvwlZ mËvi bv‡gi ZvwjKvi mv‡_ hvPvB evQvBc~e©K †Kv‡bviƒc wgj cvIqv wM‡q‡Q wK-bv?

Yes (nu¨v) No (bv)

Yes (nu¨v) No (bv)

a. Whether Approval Obtained from Senior Management? wmwbqi g¨v‡bR‡g›U n‡Z Aby‡gv`b †bqv n‡q‡Q wK-bv?

b. Whether Customer(s) Interviewed Personally? MÖvn‡Ki m‡½ gy‡LvgywL mvÿvrKvi †bqv n‡q‡Q wK-bv?

If Yes (DËi Ônu¨vÕ n‡j)

a. If Yes, measures taken on this : DËi Ônu¨vÕ n‡j G welqK M„nxZ eë¯’vi weeiY :

a. Type of Profession the customer is involved? K. MÖvnK Kx K‡ib/Kx ai‡bi †ckvq wb‡qvwRZ i‡q‡Q?

SL. No.µwgK bs

NaturecÖK…wZ

Risk Scorewi¯‹ †¯‹vi

1. Jewelry Business/Gold related Business/Precious Metal Business Ry‡qjvwi/¯^‡Y©i eëmv/g~jëvb avZzi eëmv 5 (5)

2. Money Changer/Courier Service/Mobile Banking Agent gvwb †PÄvi/Kzwiqvi mvwf©m/†gvevBj e¨vswKs G‡R›U 5 (5)

3. Real Estate Developer/Agent wi‡qj G‡÷U †W‡fjcvi/G‡R›U 5 (5)

4. Construction Project Promoter/Contractor wbg©vY cÖKí †cÖv‡gvUvi/wVKv`vi 5 (5)

5. Art/Antique Dealer wPÎKjv/A¨vw›U‡Ki wWjvi 5 (5)

6. Restaurant/Bar/Night Club/Residential Hotel/Parlor Business †iu‡¯Íviv/evi/bvBU K¬ve/AvevwmK †nv‡Uj/cvj©vi eëmv 5 (5)

7. Import/Export Avg`vwb/ißvwb 5 (5)

8. Manpower Export Business Rbkw³ ißvwb eëmv 5 (5)

9. Arms Business A‡¯¿i eëmv 5 (5)

10. Garments Business/Garments Accessories/Buying House Mv‡g©›Um eëmv/Mv‡g©›Um G‡·‡mvwiR/evwqs nvDR 5 (5)

11. Pilot/Flight Attendent cvBjU/d¬vBU G‡Ub‡W›U 5 (5)

12. Trustee Uªvw÷ 5 (5)

13. Share/Stock Investor †kqvi/÷K eëmvq wewb‡qvMKvix 5 (5)

14. Software Business/Information Technology Business mdU&Iq¨vi eëmv/Z_¨ I cÖhyw³i eëmv 5 (5)

15. Expatriate (Foreigners Working in Bangladesh) G·c¨vwUªqvU (evsjv‡`‡k Kg©iZ we‡`wk e¨w³) 5 (5)

16. Travel Agent Uªv‡fj G‡R›U 4 (4)

17. Businessman Investing Above Tk. 1 Crore Yearly evwl©K 1 †KvwU UvKvi AwaK A_© jMœxKvix eëmvqx 4 (4)

18. Freight/Shipping/Cargo Agent †d«BU/wkwcs/Kv‡Mv© G‡R›U 4 (4)

19. Automobiles Business (New/Recondition) A‡Uv eëmv (bZzb/wiKwÛkvb Mvwo) 4 (4)

20. Business (Leather & Leather Goods) eëmv (Pvgov I PvgovRvZ cY¨) 4 (4)

21. Building Construction Material Business evwo wbgv©Y mvgMÖxi eëmv 4 (4)

22. Professional (Journalist, Lawyer, Doctor, Engineer, Chartered Accountant) †ckvRxex (mvsevw`K, AvBbRxex, Wv³vi, BwÄwbqvi, PvU©vW© GKvDb‡U›U) 4 (4)

23. Director (Private/Public Limited Company) wW‡i±i (cÖvB‡fU/cvewjK wjwg‡UW †Kv¤úvwb) 4 (4)

24. High O�cial of Multinational Company eûRvwZK cÖwZôv‡bi EaŸ©Zb Kg©KZ©v 4 (4)

25. Housewife M„wnYx 4 (4)

26. Job in Information Technology Z_¨-cÖhyw³ †ÿ‡Î PvKzwi 4 (4)

27. Player/Media Celebrity/Producer/Flim Maker †L‡jvqvo/wgwWqv †mwj‡eªwU/cÖwWDmi/wbg©vZv 4 (4)

28. Freelance Software Developer wd«j¨vÝ mdU&Iq¨vi †W‡fjcvi 4 (4)

29. Business-Agent eëmv-G‡R›U 3 (3)

30. Government Job miKvwi PvKzwi 3 (3)

P15 of 28

(To assess risk grading of the customer, details of customer’s type of business, location of business, size of business, bene�cial owner of the account, etc and other special areas to be analyzed and considered in order to rate high or low risk type. Similarly, for service holders detail information specially type of job, roles & responsibilities to be obtained to assess risk grading. Considering these issues customer can get higher score than scores mentioned in SL 16-46.)(MÖvn‡Ki SuywK wbiƒc‡Yi †ÿ‡Î MÖvn‡Ki †ckvi we¯ÍvwiZ Z_¨ we‡kølY K‡i eëmv‡qi †ÿ‡Î eëmv‡qi cÖK…wZ, A‡_©i gvÎv, eëmv‡qi GjvKv, eëmv‡qi AvKvi, wnmv‡ei cÖK…Z myweav‡fvMx BZ¨vw`mn Ab¨vb¨ we‡kl w`K we‡ePbvq wb‡q MÖvnK‡K D”P ev wb¤œ SyuwK m¤úbœ wn‡m‡e †kªwYKiY Ki‡Z n‡e| PvKzwii †ÿ‡ÎI Abyiƒcfv‡e we¯ÍvwiZ Z_¨ jvf K‡i we‡kl K‡i PvKzwii cÖK…wZ I `vq `vwq‡Z¡i wbwi‡L SzuwK wbiƒcY Ki‡Z n‡e| Gme welqmg~n we‡ePbvq wb‡q MÖvnK †f‡` 16-46 bs †ÿ‡Î ewY©Z †¯‹vi A‡cÿv D”PZi †¯‹vi cÖ`vb Ki‡Z cvi‡e|)

b. Monthly Income of the Customer L. MÖvn‡Ki gvwmK Av‡qi cwigvY

Amount (Taka) cwigvY (UvKvq) Risk Score wi¯‹ †¯‹vi

Up to 1 Lac (1 jÿ ch©šÍ) 0 (0)

>1 to 3 Lac (> 1 n‡Z 3 jÿ ch©šÍ) 1 (1)

More than 3 Lac (3 jÿvwaK) 3 (3)

c. The Account was opened through M. wnmve †Lvjvi aib

Media gva¨g Risk Score wi¯‹ †¯‹vi

Relationship Manager/By Branch (wi‡jkbwkc g¨v‡bRvi/kvLv KZ„©K) 0 (0)

By Direct Sales Agent (mivmwi †mjm G‡R›U KZ„©K) 3 (3)

Internet (B›Uvi‡bU)/Non Face to Face (gy‡LvgywL bq) 3 (3)

Walk-in (¯^cÖ‡Yvw`Zfv‡e) 3 (3)

e. Estimated Number of Monthly Transactions of Customer O. MÖvn‡Ki AbywgZ gvwmK †jb‡`‡bi msL¨v

No. of Transactions in No. of Transactions in Risk Score Al Wadeah Current Account Mudaraba Savings Account wi¯‹ †¯‹vi Avj Iqvw`qvn PjwZ wnmv‡e †jb‡`‡bi msL¨v gy`vivev mÂqx wnmv‡e †jb‡`‡bi msL¨v

0-15 (0-15) 0-10 (0-10) 0 (0)

16-25 (16-25) 11-20 (11-20) 1 (1)

> 25 (> 25) > 20 (> 20) 3 (3)

SL. No.µwgK bs

NaturecÖK„wZ

Risk Scorewi¯‹ †¯‹vi

31. Landlord evwoIqvjv 3 (3)

32. Cotton/Garment’s Left Over Business myZv eëmvqx/SzU eëmvqx 3 (3)

33. Transport Operator cwienY Acv‡iUi 3 (3)

34. Tobacco & Cigarette Business ZvgvK I wmMv‡i‡Ui eëmv 3 (3)

35. Entertainment Institution/Park we‡bv`bKvix cÖwZôvb/cvK© 3 (3)

36. Motor Parts/Workshop Business †gvUi cvU©m/IqvK©mc-Gi eëmv 3 (3)

37. Private Service (Manegerial) cÖvB‡fU mvwf©m (g¨v‡bRvwiqvj) 3 (3)

38. Teacher (Govt./Private/Autonomous Educational Institution) wkÿK (miKvwi/†emiKvwi/¯^vqËkvwmZ wkÿv cÖwZôvb) 2 (2)

39. Service (Private) PvKzwi (†emiKvwi) 2 (2)

40. Small Trader (Yearly Turnover Below Tk. 50 Lac) ¶z`ª eëmvqx (evwl©K Uvb©Ifvi 50 jÿ UvKvi wb‡P) 2 (2)

41. Self Employed Professional ¯^D‡`¨vMx †ckvRxex 2 (2)

42. Computer/Mobile Phone Dealer Kw¤úDUvi/†gvevBj †dv‡bi wWjvi 2 (2)

43. Manufacturer (Except Arms) Drcv`bKvix (A¯¿ e¨ZxZ) 2 (2)

44. Student QvÎ 2 (2)

45. Retired from Service PvKzwi n‡Z Aemi MÖnYKvix 1 (1)

46. Farmer/Labourer/Fisherman K…wlRxex/kÖgRxex/grm¨Rxex 1 (1)

47. Others (please specify) Ab¨vb¨ (mywbw`©ófv‡e D‡jøL Kiæb) 1-5 (1-5)

d. Estimated Amount of Monthly Transactions of Customer N. MÖvn‡Ki AbywgZ gvwmK †jb‡`‡bi cwigvY

Amount of Transactions in Al Wadeah Amount of Transactions in Mudaraba Savings Risk Score Current Account (�gure in Lac) Account (�gure in Lac) wi¯‹ †¯‹vi Avj Iqvw`qvn PjwZ wnmv‡e †jb‡`‡bi cwigvY gy`vivev mÂqx wnmv‡e †jb‡`‡bi cwigvY (j¶ UvKvq) (j¶ UvKvq)

0-10 (0-10) 0-5 (0-5) 0 (0)

> 10-20 (> 10-20) > 5-10 (> 5-10) 1 (1)

> 20 (> 20) > 10 (> 10) 3 (3)

P16 of 28

g. Estimated Number of Monthly Cash Transactions of Customer Q. MÖvn‡Ki AbywgZ gvwmK bM` †jb‡`‡bi msL¨v

No. of Transactions in No. of Transactions in Risk Score Al Wadeah Current Account Mudaraba Savings Account wi¯‹ †¯‹vi Avj Iqvw`qvn PjwZ wnmv‡e †jb‡`‡bi msL¨v gy`vivev mÂqx wnmv‡e †jb‡`‡bi msL¨v

0-10 (0-10) 0-5 (0-5) 0 (0)

11-20 (11-20) 6-10 (6-10) 1 (1)

> 20 (> 20) > 10 (> 10) 3 (3)

14. Overall Risk/Risk Rating Assessment (Total Risk Score of above a to g) mvgwMÖK SzuwK/wi¯‹ †iwUs wbiƒcY (Dc‡ii K n‡Z Q µwgK ch©šÍ wi¯‹ †¯‹v‡ii †hvMdj)

Total Risk Score Overall Risk Rating wi¯‹ †¯‹v‡ii †hvMdj mvgwMÖK wi¯‹ †iwUs

>=14 >=(14) High D”P

<14 <(14) Low wb¤œ

f. Estimated Monthly Cash Transactions of Customer P. MÖvn‡Ki AbywgZ gvwmK bM` †jb‡`‡bi cwigvY

Amount of Transactions in Amount of Transactions in Risk Score Al Wadeah Current Account Mudaraba Savings Account wi¯‹ †¯‹vi Avj Iqvw`qvn PjwZ wnmv‡e †jb‡`‡bi cwigvY (jÿ UvKvq) gy`vivev mÂqx wnmv‡e †jb‡`‡bi cwigvY (jÿ UvKvq)

0-5 (0-5) 0-2 (0-2) 0 (0)

> 5-10 (> 5-10) > 2-5 (> 2-5) 1 (1)

> 10 (> 10) > 5 (> 5) 3 (3)

(* Even if risk rating is below 14 considering Bene�cial Owners high risk customer can be rated as high risk customer under subjective consideration with clear mentioned reasons)(* wi¯‹ †iwUs 14 Gi Kg n‡jI Bene�cial Owner-Gi D”P SuywK we‡ePbvq wb‡q KviY D‡jøLc~e©K Subjective we‡ePbvq MÖvnK‡K D”P SuywK m¤úbœ wn‡m‡e wbiƒcY Kiv †h‡Z cv‡i|)

Comments gšÍe¨

Prepared by (cÖ¯‘ZKvix)

Account Opening O�cer/Relationship Manager(wnmve †Lvjvi Kg©KZ©v/wi‡jkbwkc g¨v‡bRvi)

Signature (with seal) ¯^vÿi (wmjmn)

Date (ZvwiL)

Name (bvg)

Checked & Veri�ed by ch©v‡jvPbv I wbwðZKvix Kg©KZ©v

BAMLCO(kvLv gvwb jÛvwis cÖwZ‡iva cwicvjb Kg©KZ©v)

Signature (with seal) ¯^vÿi (wmjmn)

Date (ZvwiL)

Name (bvg)

Signature of Authorized O�cer with Name Seal & Date (in case of PEP/IP/High O�cial of International Organization)(PEP/IP/AvšÍR©vwZK ms¯’vi EaŸ©Zb Kg©KZ©v-Gi †ÿ‡Î Aby‡gv`bKvix EaŸ©Zb Kg©KZ©v)

bvghy³ wmjmn ¯^vÿi I ZvwiL

Reviewed & Updated by (signature & date with name seal)(ch©v‡jvPbv Ges nvjbvMv`Kvix Kg©KZ©v)

bvghy³ wmjmn ¯^vÿi I ZvwiL

15. Date of Review and Update of Account and Customer Related Latest Information wnmve I MÖvnK msµvšÍ Z_¨vw` me©‡kl ch©v‡jvPbv Ges nvjbvMv` (review & update) Kivi ZvwiL

P17 of 28

TERMS & CONDITIONS kZ©vewj

1. Account opening requirements Account Opening Form - to be �lled in and signed by each account holder, latest

passport size photograph (2 copies) for each account holder attested by the introducer, copy of passport/National Identity card, Introduction of Account Holder - to be signed by Introducer with account number, 1 (one) copy of nominee’s photograph (attested by the account holder) and signature of the nominee. Minor accounts additionally require - copy of Birth Certi�cate and photograph. Foreign citizens in Bangladesh additionally require - photocopy of passport with valid visa and work permit.

2. Eligibility for opening the account An adult individual having sound mind can open a Mudaraba Savings Account

singly or jointly. Guardian can open minor account. But a minor of 12 years of age can open MSA A/C in his/her name provided she can understand, read and write independently subject to the account to be operated only by legal Guardian. Any Club, Society and similar Organization are also eligible to open MSA A/C, providing Bye-Laws/Resolutions/Articles of Association is acceptable to the Bank. An illiterate person can open MSA A/C as per applicable Laws of the Bank by thumb impression and physical attendance.

An adult individual having sound mind can open a Al Wadeah/MSND Account singly, jointly or in the name of an organization. Club, Association, Organization or Institution can open Al Wadeah Current Account providing Bye-laws and Articles of Association acceptable to the Bank.

3. Initial deposit and minimum balance The initial minimum deposit of Tk. 1,000/- is required to open the Mudaraba

Savings Account and Tk. 5,000/- is required to open the Al Wadeah Current Account, and shall have to maintain minimum balance of Tk. 500/- in case of MSA A/C. and Tk. 2,000/- in case of AWCA. Tk. 25,000/- is required as the initial amount for opening the Mudaraba Short Notice Deposit Account and shall have to maintain the minimum balance of Tk. 25,000/- in the MSND A/C.

4. Deposits, Withdrawals A depositor can withdraw up to 25% of his balance from his Mudaraba savings

account twice in a week. If any depositor withdraws more than 25% of the balance, the customer will not be entitled for pro�t for that month. If any depositor repeatedly withdraws more than 25% of the balance or more than twice in a week, service charge as applicable for Al Wadeah Current Account will be applicable to that MSA Account. A depositor can deposit and withdraw from the Al Wadeah Current Account as many time as required and Cheques, Drafts, Pay Orders are to be crossed at the time of deposit. The Bank acts only as the collecting agent and assumes no responsibility for the realization of any items deposited with the Bank for collection. Thus, proceeds of cheques or other instruments deposited will not be available for withdrawal until collected by the Bank. Balance in Mudaraba Short Notice Deposit (MSND) will bear pro�t as applicable from time to time. For withdrawal of any amount from the MSND Account 7 (seven) days notice, as per option will be required. Otherwise, pro�t for the month will be forfeited.

5. Identi�cation of the account Each account will be given one account number. This number is to be properly

quoted for each deposit and for any correspondence to the Bank. The Bank will not be responsible for any loss or damage occurring as a result of wrong quotation of account number.

6. Issue and safety of cheques Cheques will only be issued to a customer when all documentation considered

necessary by the Bank has been obtained. It is the responsibility of the account holder to ensure cheques in their possession are kept safely. The customer must all time exercise due care to prevent cheques, payment orders and other instruments from being altered or forged in a manner which may facilitate fraud. In such events, the Bank is not responsible for any loss su�ered by the customer or any other person. Any loss or misuse of the cheques or other instruments must be immediately reported to the Bank and con�rmed in writing without any delay. Chequebook and other securities will be valid if signed/initiated by authorized o�cials.

7. Signing of Cheque Cheque leaf is to be signed by the account holder/account operator as per

specimen signature recorded with the Bank and any alteration and cutting should be con�rmed by full signature. No cheque will be honored if the same is post dated, anti-dated or mutilated. Bank reserves the right to impose �ne for bounce of cheque for insu�cient fund in the account.

8. Orders to stop payment or amend instruction A customer may place a stop Payment Order for a cheque in writing. The Bank will

not make the payment if it has reasonable opportunity to act on such order.

9. Positive Pay As per instruction of Bangladesh Bank on positive pay for clearing cheque, the

account holder must inform the Bank (Prime Bank Limited) in writing after issuance of cheque for the amount 1 (One) lac and above. Otherwise, the Bank may return the cheque if presented through automated clearing house at the risk and responsibility of the account holder(s).

1. e¨vsK wnmve †Lvjvi Rb¨ Avek¨K wnmve †Lvjvi dig cÖ‡Z¨K MÖvnK KZ©…K c~iYK…Z Ges ¯^v¶wiZ n‡Z n‡e, cÖ‡Z¨K MÖvn‡Ki m`¨

†Zvjv cvm‡cvU© AvKv‡ii (2 Kwc) Qwe hv cwiPq`vbKvix KZ©…K mZ¨vwqZ, cvm‡cvU©/RvZxq cwiPqc‡Îi Kwc MÖvn‡Ki cwiPq`vbKvixi ¯^v¶i, wnmve b¤î, GK Kwc bwgwbi Qwe (hv MÖvnK KZ©…K mZ¨vwqZ) Ges bwgwbi ̄ ^v¶i| bvevjK wnmv‡ei †¶‡Î AwZwi³ wn‡m‡e Rb¥ wbeÜb mb` Ges bvevj‡Ki Qwe jvM‡e| evsjv‡`‡k Ae¯’vbiZ we‡`wk bvMwiK‡ì †ÿ‡Î AwZwi³ wn‡m‡e

jvM‡e- êa wfmv m¤^wjZ cvm‡cv‡U©i d‡UvKwc Ges Kvh©vbygwZcÎ|

2. wnmve †Lvjvi Dchy³Zv GKRb cÖvßeq¯‹ e¨w³ whwb my¯’ gw¯Í‡®‹i AwaKvix, wZwb GKK ev †hŠ_ bv‡g gy`vivev mÂqx

wnmve Lyj‡Z cv‡ib| AwffveKMY bvevjK-wnmve Lyj‡Z cv‡ib wKš‘ GKRb bvevjK hvi eqm 12 eQi, gy`vivev mÂqx wnmve Lyj‡Z cv‡i hw` †m ¯^vaxbfv‡e wjL‡Z, co‡Z I eyS‡Z cv‡i Z‡e êa AwffveK e¨ZxZ †m wnmve cwiPvjbv Ki‡Z cvi‡e bv| †h‡Kv‡bv K¬ve, †mvmvBwU Ges mggv‡bi cÖwZôvb gy`vivev mÂqx wnmve †Lvjvi Rb¨ Dchy³, hw` cÖwZôvbmg~n e¨vsK KZ©…K MÖnY‡hvM¨ Dcwewa/mfvi cÖ¯ÍvecÎ/msNwewa cÖ`vb K‡i| GKRb wbi¶i e¨w³ e¨vs‡Ki cÖPwjZ wbqg †gvZv‡eK e„×v½y‡ji Qvc Ges kvixwiKfv‡e Dcw¯’wZi gva¨‡g gy`vivev mÂqx wnmve †Lvjvi Av‡e`b Ki‡Z cv‡ib|

GKRb my¯’ gw¯Í‡®‹i cÖvß eq¯‹ e¨w³ GKK, †hŠ_ wKsev †Kv‡bv cÖwZôv‡bi bv‡g Avj Iqvw`qvn/GgGmGb wW wnmve Lyj‡Z cv‡ib| K¬ve, A¨v‡mvwm‡qkb, AM©vbvB‡Rkb wKsev cÖwZôvb e¨vsK KZ…©K MÖnY‡hvM¨ wewa, Dcwewa Ges m•Nwewai Av‡jv‡K Avj Iqvw`qvn PjwZ wnmve Lyj‡Z cv‡ib|

3. cÖviw¤¢K Rgv I b~¨bZg w¯’wZ gy`vivev mÂqx wnmve †Lvjvi Rb¨ cÖviw¤¢K b~¨bZg 1,000 UvKv Rgv cÖ‡qvRb Ges Avj

Iqvw`qvn wnmve †Lvjvi Rb¨ b~¨bZg 5,000 UvKv Rgv cÖ‡qvRb Ges gy`vivev mÂqx wnmve

mPj ivLvi Rb¨ gy`vivev mÂqx wnmv‡e 500 UvKv I Avj-Iqvw`qvn PjwZ wnmv‡ei Rb¨

2,000 UvKv b~¨bZg w¯’wZ ivL‡Z n‡e| GgGmGbwW wnmve †Lvjvi Rb¨ cÖviw¤¢K Rgv 25,000

UvKv hv memgq b~¨bZg w¯’wZ wnmv‡e ivL‡Z n‡e|

4. Rgv, D‡Ëvjb GKRb gy`vivev mÂqx MÖvnK mßv‡n `yBevi Zvi w¯’wZi 25% ch©šÍ A_© D‡Ëvjb Ki‡Z cvi‡e|

hw` †Kv‡bv Rgv`vbKvix Zvi w¯’wZi 25%-Gi †ewk D‡Ëvjb K‡i A_ev mßv‡n `yBev‡ii †ewk A_© D‡Ëvjb K‡i, Z‡e MÖvnK H gv‡mi gybvdv cvIqvi †hvM¨ n‡eb bv| hw` †Kv‡bv Rgv`vbKvix evievi w¯’wZi 25%-Gi †ewk A_ev mßv‡n `yBev‡ii †ewk A_© D‡Ëvjb K‡i, †m‡ÿ‡Î Avj Iqvw`qvn PjwZ wnmv‡ei gvïj Zvi gy`vivev mÂqx wnmv‡ei †ÿ‡Î cÖ‡hvR¨ n‡e| GKRb Rgv`vbKvix Zvi Avj Iqvw`qvn PjwZ wnmv‡ei gva¨‡g hZevi cÖ‡qvRb †jb‡`b Ki‡Z cvi‡eb Ges †PK, WªvdU, †c-AW©vi Rgv †`qvi mgq Zv ÔµmWÕ n‡Z n‡e| e¨vsK ïay msMÖvnK ms¯’v wn‡m‡e KvR K‡i Ges †PK msMÖ‡ni A_ev †h‡Kv‡bv gva¨‡g Rgv`v‡bi e¨vcv‡i †Kv‡bv `vq-`vwqZ¡ e¨vs‡Ki Dci eZ©v‡e bv| myZivs †Kv‡bv Rgv`vbK…Z †PK A_ev Ab¨ BÝUªy‡g›U-Gi gva¨‡g RgvK…Z A_© e¨vsK KZ©…K Kv‡jKk‡bi Av‡M MÖvnK D‡Ëvj‡bi Rb¨ cÖvc¨ n‡e bv| gy`vivev ¯^í‡gqvw` wnmv‡ei Rgv w¯’wZi Dci mg‡q mg‡q cÖ‡hvR¨ gybvdv cÖ`vb Kiv n‡e| ¯^í‡gqvw` wnmve †_‡K †h‡Kv‡bv cwigv‡Yi D‡Ëvj‡bi †¶‡Î 7 (mvZ) w`‡bi AvMvg †bvwUk ìKvi Ab¨_vq H gv‡m gybvdv ev‡Rqvß n‡e|

5. wnmv‡ei cwiwPwZ cÖwZwU wnmv‡ei GKwU wnmve b¤î †Ìqv n‡e| GB b¤îwU mwVKfv‡e cÖwZevi Rgv Ges e¨vs‡Ki

†h‡Kv‡bv †hvMv‡hv‡Mi Rb¨ eënvi Ki‡Z n‡e| fzj wnmve b¤î †jLvi Rb¨ †Kv‡bv ¶q¶wZ n‡j e¨vsK `vqx _vK‡e bv|

6. †PK cÖ`vb Ges Dnvi wbivcËv †PK ZLbB MÖvnK‡K cÖ`vb Kiv n‡e hLb MÖvnK cÖ‡qvRbxq mKj `wjjcÎ e¨vs‡K cÖ`vb

Ki‡eb| †PKeB wbivc‡` ivLv MÖvn‡Ki `vwqZ¡| MÖvnK memgq Zvi †PKeB, †c AW©vi A_ev Ab¨vb¨ BÝUªy‡g›U Ggbfv‡e msi¶Y Ki‡eb hv‡Z †Kv‡bv RvwjqvwZ nIqvi my‡hvM bv _v‡K| G‡¶‡Î, MÖvn‡Ki †Kv‡bv ¶q¶wZi e¨vcv‡i e¨vsK `vqe× _vK‡e bv| †PK ev Ab¨ BÝUªy‡g›U nvwi‡q †M‡j ev Gi †Kv‡bv Aceënvi n‡j Zvr¶wYKfv‡e Zv e¨vs‡K wjwLZfv‡e Rvbv‡Z n‡e| †PK eB Ges Ab¨vb¨ wmwKDwiwUR ZLbB êa n‡e hw` Zv Aby‡gvw`Z Kg©KZ©v KZ©…K

¯^v¶wiZ/Aby¯^v¶wiZ nq|

7. †P‡K ¯^v¶i MÖvnK A_ev wnmve cwiPvjbvKvix KZ©…K †P‡Ki cvZvq cÖ`Ë ¯^v¶i e¨vs‡K iw¶Z bgybv ¯^v¶‡ii

mv‡_ wgj †i‡L w`‡Z n‡e Ges †Kv‡bv cwieZ©b A_ev KvUvKvwU, c~Y© ¯^v¶i Øviv wbwðZ Ki‡Z n‡e| †PK hw` †cv÷ †W‡UW ev Gw›U †W‡UW A_ev †Quov nq, Z‡e †PK cwi‡kva Kiv n‡e bv| Ach©vß Znwe‡ji Rb¨ †PK cÖZ¨vLvZ n‡j e¨vsK Rwigvbv Av`vq Kivi AwaKvi msi¶Y K‡i|

8. UvKv cÖ`vb eÜ A_ev wb‡`©kbv cwieZ©b GKRb MÖvnK wjwLZfv‡e †h‡Kv‡bv GKwU †P‡Ki cwi‡kva e‡Üi wb‡`©kbv w`‡Z cv‡ib| hw` G

wb‡`©kbvi h‡_vchy³ KviY Lyu‡R cvq Z‡e e¨vsK †Kv‡bv UvKv cwi‡kva Ki‡e bv|

9. cwRwUf †c wK¬qvwis †P‡Ki cwRwUf †c msµvšÍ evsjv‡`k e¨vs‡Ki wb‡`©k Abyhvqx MÖvnK KvD‡K 1 (GK)

j¶ UvKvi E‡aŸ© †PK cÖ`vb Ki‡j Aek¨B wjwLZfv‡e e¨vsK‡K (cÖvBg e¨vsK wjwg‡UW) AewnZ Ki‡eb| Ab¨_vq e¨vsK †PK †diZ cvVv‡Z cv‡i ev MÖvn‡Ki wbR¯^ `vwq‡Z¡ Zv ¯^qswµq wbKvk N‡i cvVv‡bv n‡e|

A/C No.wnmve b¤î

Unique CustomerIdenti�cation CodeBDwbK Kv÷gvi AvBwW †KvW

P18 of 28

10. Bank’s Right Bank reserves the right to enquire the customer for source of fund as per Money

Laundering Prevention Act-2012 and ask for nominee as per Bank Company Act-1991. Bank reserves the right to close any account if found unsatisfactory or may decline to issue fresh cheque book without assigning any reason. Bank reserves the right to realize charges from any account as per prevailing norms of the Bank. Bank is authorized to realize Excise Duty, Income Tax etc., as per government instruction. The Bank reserves the right to debit any account that may have been inadvertently credited with an item subsequently unpaid on collection.

11. E-Statementa. I/We fully understand the risk and accept that the Bank does not use

encrypted e-mail and generally internet is not encrypted and is not a secured means of transmission of the information. It involves the risk of unauthorized alteration, usage and disclosure of the information by Unwanted Parties.

b. I/We fully understand the risk and accept that transmission of the information to a corporate ID involves the risks of the information to be viewed, altered, used or disclosed to third parties who was/were once authorized, but may not be in the employment of the organization in the future. I/We agree to indemnify the Bank and hold the Bank indemni�ed and harmless from any and all costs, expenses, liabilities, losses, responsibilities whether direct or consequential, arising out or in connection with such view, alteration, usages or disclosure of the information or otherwise caused by using the internet as a means of transmission and also for any error, delay or problem in transmission of the information;

c. That my/our legal representatives, executors, successors-in-interest and assigned are bound by this E-statement enrolment;

d. That this E-statement Enrolment shall be governed by and constructed in accordance with the laws of Bangladesh;

e. Electronic statement delivery will supersede hard copy statement delivery (if any).

10. e¨vs‡Ki AwaKvi gvwb jÛvwis wcÖ‡fbkb A¨v±-2012 †gvZv‡eK e¨vsK MÖvn‡Ki Znwe‡ji Drm m¤c‡K©

Z_¨vbymÜvb Ki‡Z cvi‡e Ges e¨vsK †Kv¤cvwb AvBb 1991 Abyhvqx bwgwb m¤c‡K© Z_¨ PvB‡Z cvi‡e| †Kv‡bv Am‡šÍvlRbK KviY †c‡j e¨vsK MÖvn‡Ki wnmve eÜ Kivi AwaKvi msi¶Y K‡i A_ev †Kv‡bv KviY `k©v‡bv e¨wZ‡i‡K e¨vsK bZzb †PK Bmy¨ eÜ Ki‡Z cv‡i| e¨vs‡Ki cÖPwjZ ixwZ Abymv‡i MÖvn‡Ki wnmve †_‡K PvR© Av`vq Ki‡Z cv‡i| e¨vsK miKv‡ii wb‡`©kbv g‡Z MÖvnK wnmve †_‡K AveMvwi ïé, AvqKi BZ¨vw` Av`vq Kivi AwaKvi iv‡L, hw` fz‡j †Kv‡bv AcÖ‡`q A_© MÖvn‡Ki wnmv‡e Rgv nq Z‡e e¨vsK MÖvnK wnmve weKjb Kivi AwaKvi msi¶Y K‡i|

11. B-†÷U‡g›UK| Avwg/Avgiv G e¨cv‡i m¤c~Y© AeMZ Ges m¤§Z †h e¨vsK Gbwµc‡UW B-†gBj eënvi

K‡i bv Ges B›Uvi‡bU Gbwµc‡UW bv ev Z_¨ Av`vbcÖ`v‡bi Rb¨ wbivc` gva¨g bv| B›Uvi‡b‡U AhvwPZ e¨w³i gva¨‡g Z‡_ï cwieZ©b, eënvi Ges cÖKv‡ki SzuwK i‡q‡Q|

L| Avwg/Avgiv G e¨vcv‡i AeMZ Ges m¤§Z †h, †h‡nZz cÖvwZôvwbK wVKvbvq †Kv‡bv wba©vwiZ e¨w³i wbKU Z_¨ cÖ`v‡bi d‡j Z…Zxq c‡¶i wbKU G Z‡_ï cÖKvk, cwieZ©b ev eënv‡ii SzuwK i‡q‡Q, †m‡nZz D³ cÖwZôvb KZ©…K g‡bvbxZ e¨w³ eZ©gv‡b D³ cÖwZôv‡b Kg©iZ _vK‡j fwel¨‡Z Zvi Kg©¯’j cwieZ©‡bi m¤¢vebv i‡q‡Q| Avwg/Avgiv B›Uvi‡bU Z_¨ cÖev‡ni gva¨g wn‡m‡e eënv‡ii Kvi‡Y D³ Z‡_ï cÖ`k©b, cwieZ©b ev eënv‡ii d‡j mivmwi ev D³ NUbvi Kvi‡Y m„ó †Kv‡bv LiP, ¶wZ, `vwqZ¡ †_‡K e¨vsK‡K m¤c~Y©iƒ‡c Ae¨vnwZ w`‡Z m¤§Z| GQvov Z_¨ cÖev‡n †Kv‡bv fzj ev Z_¨ cÖev‡ni mgm¨vi Rb¨ e¨vsK `vqx bq|

M| Avgiv/Avgv‡ì AvBbMZ cÖwZwbwa, m¤cv`bKvix, DËivwaKvix G B-†÷U‡g›U wbqgvewj cvj‡b AvBbZ eva¨|

N| GB B-†÷U‡g›U cwiPvjbv c×wZ evsjv‡`‡ki AvBwb KvVv‡gvi wfwË‡Z MwVZ Ges cwiPvwjZ n‡e|

O| †÷U‡g›U B‡j±ªwbK Dcv‡q ev †gB‡j cvVv‡bv n‡j KvM‡Ri †÷U‡g›U cvVv‡bv iwnZ Kiv n‡e|

Account RulesOpening an AccountEligibility, Pro�t, Fees & Charges, documentation requirements and other conditions are as per feature of the product. Bank’s Account Opening O�cer will explain details of the product to the customer(s) before opening of the accounts. No pro�t is given on the Al-Wadeah Current Accounts. The customer(s) should ask the Bank’s O�cer on the product features and fees & charges for di�erent services related to operation of the account.

WithdrawalsCash withdrawals should only be made on the printed cheque forms supplied by the Bank. The account should not be overdrawn nor should the cheques be drawn against funds in course of realization unless the special arrangements have been made with the Bank. No overdrafts are allowed on Mudaraba Savings Accounts.

Minimum Average BalanceThe initial minimum deposit to open an account is as per current Tari�. Average minimum balance as per our current Tari� should always be maintained. The Bank reserves the right to close at any time any account in which the minimum balance is not maintained, without further noti�cation to the account holders.

wnmv‡ei wbqgvewjwnmve †Lvjv†hvM¨Zv, gybvdv †iU/gybvdvi nvi, wd I PvR©mg~n cÖ‡qvRbxq KvMRcÎvw` I Ab¨vb¨ kZ©vewj cY¨ ev †mevi êwkó¨ Abyhvqx cÖ‡hvR¨| e¨vsK wnmve †Lvjvi c~‡e© wnmve †Lvjvi Rb¨ wb‡qvwRZ Kg©KZ©v MÖvn‡Ki Kv‡Q cY¨ ev †mev m¤c‡K© Z_¨ cÖ`vb Ki‡eb| Avj Iqvw`qvn PjwZ wnmv‡e †Kv‡bv gybvdv cÖ`vb Kiv nq bv| MÖvnKMY e¨vsK Kg©KZ©vi Kv‡Q wnmve cwiPvjbv msµvšÍ wek` Z_¨ wnmve mswkøó wewfbœ †mevi Rb¨ cÖ‡`q wd ev PvR© m¤c‡K© we¯ÍvwiZ †R‡b wb‡eb|

D‡Ëvjbïay e¨vsK KZ©…K mieivnK…Z Qvcv‡bv †PK Øviv bM` D‡Ëvjb Kiv hv‡e| e¨vsK wnmv‡e Rgvi AwZwi³ D‡Ëvjb ev Rgvi AwZwi³ †PK cÖ`vb †Kv‡bvfv‡eB Kvg¨ bq, hw` bv e¨vs‡Ki mv‡_ G msµvšÍ we‡kl †Kv‡bv Pzw³ m¤cvw`Z n‡q _v‡K| gy`vivev mÂqx wnmv‡ei wecix‡Z †Kv‡bv RgvwZwi³ (IfviWªvdU) cÖ`vb Kiv nq bv|

b~¨bZg Mo w¯’wZwnmve †Lvjvi Rb¨ b~¨bZg Rgvi cwigvY e¨vs‡Ki PjwZ ZvwjKv Abyhvqx n‡e| PjwZ ZvwjKv Abyhvqx memgq wnmv‡e b~¨bZg Mo w¯’wZ (wgwbgvg Gfv‡iR e¨v‡jÝ) ivLv DwPZ| †Kv‡bv wnmv‡e b~¨bZg w¯’wZ eRvq bv _vK‡j e¨vsK †h‡Kv‡bv mgq †h‡Kv‡bv wnmve, MÖvnK‡K †bvwUk cÖ`vb Qvov eÜ K‡i w`‡Z cv‡i|

Other Rules (Ab¨vb¨ wbqgvewj)gvwb jÛvwis cÖwZ‡iva AvBb wel‡q m¤§vwbZ MÖvnKe„‡›ì m`q AeMwZi Rb¨†`‡k A‰ea m¤c` AvniY eÜKiY I m¤c‡ì A‰ea cvPvi †iv‡a gvwb jÛvwis cÖwZ‡iva AvBb, 2012 Rvwi n‡q‡Q| D³ AvBb †Kw›`ªq e¨vs‡Ki mvwe©K ZË¡veav‡b e¨vsK I Avw_©K cÖwZôvbmg~‡ni gva¨‡g ev¯ÍevwqZ n‡”Q|Aciva msNU‡bi gva¨‡g cÖvß A_© ev m¤cwËi A‰ea Drm †Mvcb ev Avovj Kivi D‡Ï‡k¨ Gi ¯’vbvšÍi, we‡`‡k †cÖiY ev we‡`k n‡Z evsjv‡`‡k †cÖiY ev Avbqb Kiv ev êa ev A‰ea Dcv‡q AwR©Z A_© ev m¤cwË wbqg ewnf©‚Zfv‡e we‡`‡k cvPvi gvwb jÛvwis AvB‡b kvw¯Í‡hvM¨ Aciva|Aciv‡ai gva¨‡g AwR©Z A_© ev m¤cwËi A‰ea Drm †Mvcb ev Avovj Kiv ev Giƒc Kvh© m¤cv`‡bi †Póv Kiv ev Abyiƒc Kvh© m¤cv`‡b mÁv‡b KvD‡K mnvqZv ev lohš¿ KivI gvwb jÛvwis AvB‡b kvw¯Í‡hvM¨ Aciva|ûwÛ Kvh©µg †`‡ki A_©bxwZi Rb¨ ¶wZKi| ûwÛi gva¨‡g A_© †cÖiY, A_© MÖnY Ges ûwÛi Kv‡R mnvqZvKiY gvwb jÛvwis cÖwZ‡iva AvB‡b kvw¯Í‡hvM¨ Aciva| †Kv‡bv e¨w³ gvwb jÛvwis Aciva Ki‡j ev msNU‡b lohš¿, msNU‡bi cÖ‡Póv ev mnvqZv Ki‡j, cÖ‡ivwPZ ev civgk© cÖ`vb Ki‡j wZwb Ab~¨b 4 (Pvi) eQi-Gi AwaK 12 (ev‡iv) eQi ch©šÍ Kviv`‡Ð `wÐZ n‡eb| A¯^vfvweK †jb‡`bRwbZ Kvi‡Y m‡›`n ¯’vwcZ n‡j †Kw›`ªq e¨vsK †h‡Kv‡bv wnmv‡ei †jb‡`b cix¶v-wbix¶v Ki‡Z cv‡i| A‰ea †jb‡`b cÖgvwYZ n‡j cÖ‡qvR‡b Av`vj‡Z gvgjv `v‡qi Kiv †h‡Z cv‡i|gvwb jÛvwis cÖwZ‡iva AvBb, 2012 Abymv‡i gvwb jÛvwis GKwU ARvwgb‡hvM¨ Aciva|Av`vjZ GB AvB‡bi Aaxb Aciv‡ai Rb¨ wba©vwiZ `Ð Av‡ivc Ges Dchy³ †¶‡Î Z`šÍv‡`k, Aeiæ×KiYv‡`k, †µvKv‡`k, A_©`Ð Ges ¶wZc~iYv‡`kmn Ab¨vb¨ Av‡`k cÖ`vb Ki‡Z cv‡i|gvwb jÛvwis cÖwZ‡iva AvBb, 2012 Abyhvqx †Kv‡bv e¨w³ ÁvZmv‡i A‡_©i Drm ev wnmveavi‡Ki cwiwPwZ ev bwgwb m¤c‡K© †Kv‡bviƒc wg_¨v Z_¨ cÖ`vb Ki‡j wZwb AbwaK 3 (wZb) eQi Kviv`Ð ev 50,000/-(cÂvk nvRvi UvKv) A_©`Ð ev Dfq `‡Ð `wÐZ n‡eb|mš¿vmx Ges mš¿vmxKv‡R A_© †RvMvb cÖwZ‡iv‡ai j‡¶¨ mš¿vm we‡ivax (ms‡kvab) AvBb, 2013 Rvwi Kiv n‡q‡Q| GB AvBb Abymv‡i mš¿vmxKv‡R A_© †RvMvb GKwU kvw¯Í‡hvM¨ Aciva Ges G‡¶‡Î m‡e©v”P kvw¯Í 20 (wek) eQi Kviv`Ð|m¤§vwbZ MÖvnKe„‡›ì †PK cÖZ¨vL¨vZ wel‡q m`q AeMwZi Rb¨ :ÒZnwej Ach©vßZvi Kvi‡Y evn‡Ki †PK cÖZ¨vL¨vZ nIqv GKwU kvw¯Í‡hvM¨ AcivaÓ Znwej Ach©vßZvi Kvi‡Y e¨vs‡Ki †PK cÖZ¨vL¨vZ nIqvi †¶‡Î ms‡kvwaZ †b‡Mvwk‡qej BÝUªy‡g›Um A¨v±, 2006-G †PK BmÿKvixi AbwaK GK eQ‡ii Kviv`Ð Ges/wKsev †P‡K ewY©Z A‡_©i As‡Ki wZb¸Y ch©šÍ Rwigvbvi weavb i‡q‡Q| G wel‡q AvBwb cÖwZKvi jvfK‡í AbymiYxq avcmg~n wb¤œiƒc : Znwej Ach©vßZvi Kvi‡Y †PK cÖZ¨vL¨vZ nIqvi Lei mswkøó e¨vsK n‡Z Rvbvi 30 (wÎk) w`‡bi g‡a¨ AvBbwm× †P‡Ki A_© cÖvcK KZ©…K †PK Bmy¨Kvix eive‡i wjwLZ `vwebvgv †ck Ki‡Z n‡e| `vwebvgv cvIqvi 30 (wÎk) w`‡bi g‡a¨ †PK Bmy¨Kvix KZ©…K †P‡K ewY©Z A_© cwi‡kva bv Kiv n‡j ms‡kvwaZ †b‡Mvwk‡qej BÝUªy‡g›Um A¨v±, 2006-Gi 3 (wZb) avivi AvIZvq kvw¯Í‡hvM¨ Aciva K‡i‡Qb

e‡j MY¨ n‡eb| Abyiƒc Aciva msNwUZ nIqvq A_©vr kvw¯Í‡hvM¨ Aciva wn‡m‡e MY¨ nIqvi ZvwiL n‡Z 30 (wÎk) w`‡bi g‡a¨ AvBbwm× †P‡Ki A_© cÖvcK KZ©…K Dchy³ Av`vj‡Z gvgjv iæRy Ki‡Z n‡e|wVKvbv hvPvB Kivi ci †PK eB cÖ`vb cÖm‡½Avwg/Avgiv wb¤œ¯^v¶iKvix, GB g‡g© cÖZ¨qb KiwQ †h, GB kvLv KZ©…c¶ KZ©…K †cÖwiZ Avgvi/Avgv‡ì wVKvbv hvPvB Kivi cÎ cÖvwß iwk` `vwL‡ji ci Avgvi/Avgv‡ì †PK eB msMÖn Kie|

P19 of 28

Closure of AccountWhen an account is closed either by the constituents or by the Bank, the constituent is required to return all the unused cheques and cards if any to the Bank. A charge as per our prevailing Tari� will be recovered from an account holder who closes an account. The Bank reserves unequivocal right to close any unsatisfactory account as decided by the Bank at its absolute discretion.

Minor’s AccountAn Account may be opened on behalf of a minor by his/her natural guardian or by a guardian appointed by a court of competent jurisdiction. Upon the minor’s attaining majority, the right of the guardian to operate the account shall cease and any balance in the account will be deemed to belong exclusively to the hitherto minor who has attained majority unless he/she con�rms in writing his/her intension to continue the account, further operations can not be allowed.

Cheque Books1. An application for a cheque book on a Mudaraba Savings/Al-Wadeah Current

Account must be made on the Bank’s requisition slip, duly signed by the account holder(s). Cheque Book will not be issued to a customer until all the documentation considered necessary by the Bank has been provided by the account(s) holder and duly obtained by the Bank. It is the responsibility of the account holder(s) to ensure that the cheques in his/her/their possession are kept safety.

2. The Bank reserves the right to refuse issuance of cheque book on such accounts which are not maintained satisfactorily or when an excessive number of cheques from the previous cheque book have remained unused.

3. When new cheque books are delivered to the customer by post it will be according to the address record kept by the Bank (or by such other means as determined by the Bank). However, the Bank assumes no responsibility for any delay or loss caused by any mode of forwarding.

4. Undelivered cheque book will be retained by the Bank for up to 90 (ninety) days. After 90 (ninety) days undelivered cheque book will be destroyed by the Bank and necessary charges will be realized from the respective customer account as per Bank’s tari�.

5. Account holders should exercise care when drawing cheques and should not draw cheques by any means which may enable a cheque to be altered in a manner which is not readily detectable.

6. The cheque will be returned unpaid if drawer’s signature di�ers from that on record at the Bank. The same style and model of signature as per specimen given to the Bank must be adhered to.

7. The bank reserves the right to dishonor cheque(s) on reasonable ground. In the event of a cheque being returned, the Bank may realize a penalty charge for each presentation & return.

8. The customer should comply with the conditions as printed on the inside of the front cover of the issued cheque book.

Stop payment of the ChequeI/We, the account holder(s), shall immediately notify the Bank if any of the cheques issued to me/us, is lost or stolen. I understand that the Bank may in its absolute discretion, accept from me any stop cheque instructions (either orally or in writing) cases where I have lost the relevant cheque or, in other circumstances in which it shall be allowed by law and agreed by the Bank. Should the Bank accept any such instruction from me or from some other person purporting to be me, I hereby undertake to indemnify the Bank against any loss, damage, cost (including any legal cost) or demand incurred by it as a result of, or in connection therewith. A charge as per our prevailing tari� will be recovered for recording stop payments.

Fraud & Forgery due to payment of Cheque The customer must all times exercise due care to prevent cheques from being altered or forged in a manner which may facilitate fraud. In such events, the Bank is not responsible for any loss su�ered by customer or any other person. Any loss or misuse of the cheques must be immediately reported to the Bank and con�rmed in writing without any delay.

General Rules1. A newly opened account will be activated upon accomplishment of Know Your

Customer (KYC) as per the Bank’s policy.2. The Bank reserves the right to close any account without assigning any reason.3. Nomination/Succession to the amount lying to the credit of the account and/or

operation thereof on the death of the person authorized to operate upon the account shall be in accordance with the rules for the purpose prescribed by the Bank from time to time and e�ective at the time of the claim.

4. In the event of the death of one or more customer(s) in joint account, the right of the survivor(s) to operate the account will be ceased unless appropriate order is received from a court of competent jurisdiction (if applicable) for operation of accounts.

5. The Bank will not execute any customer transaction over phone, fax and e-mail (unless standard indemnity arrangements are already in place).

6. Duplicate statements of past transactions are issued against payment of charges as per our current tari�.

7. Accounts upon which an attachment order or other legal notice prohibiting operation of the account has been received will be ruled o� and no further operation will be allowed till such time as the prohibiting order is removed.

8. Customer transactions will be entertained during normal banking hours that may be in force from time to time.

9. Account holder should notify the Bank of any change of address in writing. Otherwise, Bank will not be liable for delivering account statement/Bank communication to the recorded address of the account holder.

wnmve eÜKiYe¨vsK A_ev MÖvnK KZ©…K †Kv‡bv Kvi‡Y wnmve eÜ Kiv n‡j MÖvnK Aek¨B AeëüZ †PK eB, GwUGg KvW© (hw` _v‡K) e¨vs‡Ki wbKU †diZ w`‡e| wnmve e‡Üi †ÿ‡Î e¨vs‡Ki cÖPwjZ ZvwjKv Abymv‡i wba©vwiZ wd cÖ‡hvR¨ n‡e| e¨vsK m¤c~Y© Zvi wb‡Ri we‡ePbvq m‡šÍvlRbK bq Ggb wnmve †h‡Kv‡bv mgq GKK wm×v‡šÍ eÜ K‡i †`qvi we‡kl AwaKvi msi¶Y K‡i|

bvevjK‡ì wnmvebvevj‡Ki AwffveK ev Av`vjZ Øviv wba©vwiZ AvBbwm× †Kv‡bv AwffveK, bvevj‡Ki c‡¶ wnmve Lyj‡Z cvi‡eb| bvevjK wnmv‡ei MÖvnK eqtcÖvwßi (cÖvßeq¯‹) mv‡_ mv‡_ Awffve‡Ki wnmve cwiPvjbvi AwaKvi ¯’wMZ n‡e Ges wnmv‡e w¯’Z mKj A‡_©i GKgvÎ êa AwaKvix n‡e †mB bvevjK MÖvnK †h cÖvßeq¯‹ n‡q‡Q, hw` bv †m wjwLZfv‡e wnmve Pvwj‡q hvIqvi B”Qv e¨vsK‡K cÖ`vb K‡i| Ab¨_vq wnmv‡ei cieZ©x Kvh©µg ¯’wMZ _vK‡e|

†PK eB1| gy`vivev mÂqx/Avj Iqvw`qvn PjwZ wnmve A¨vKvD‡›Ui Rb¨ †PK eB †c‡Z wnmveavix‡K

e¨vs‡Ki wiKzBwRkb w¯ø‡c h_vh_ ¯^vÿ‡i Av‡e`b Ki‡Z n‡e| e¨vs‡Ki wbqgvbyhvqx cÖ‡qvRbxq

KvMRcÎ Rgv †`qv bv n‡j Ges h_vh_fv‡e e¨vsK bv †c‡j MÖvn‡Ki Rb¨ †PK eB Bmy¨ Kiv

n‡e bv| wb‡Ri Kv‡Q †PK wbivc‡` msiÿY Kiv wnmveavixi wbR¯^ `vwqZ¡|

2| †Kv‡bv MÖvn‡Ki wnmve m‡šÍvlRbKfv‡e cwiPvwjZ bv n‡j ev c~‡e© Bmy¨ Kiv †PK eB‡qi

AwaKvsk cvZv AeëüZ _vK‡j e¨vsK †mB MÖvnK‡K †PK eB Bmy¨ bv Kivi AwaKvi msi¶Y

K‡i|

3| MÖvn‡Ki Kv‡Q WvK‡hv‡M †PKeB cvVv‡bv n‡j e¨vs‡Ki Kv‡Q iw¶Z MÖvn‡Ki wVKvbv Abyhvqx Zv

cvVv‡bv n‡e (A_ev Ab¨ †Kv‡bv Dcv‡q cÖvß wVKvbv hv e¨vsK KZ©…K wba©vwiZ n‡e)| Z‡e D³

Dcv‡q cvVv‡bv †PK eB nviv‡bv ev wej‡¤^ cÖvwßi Rb¨ e¨vsK KZ©…c¶ `vqx _vK‡e bv|

4| AwewjK…Z †PK eB m‡e©v”P 90 (beŸB) w`b ch©šÍ e¨vsK †ndvR‡Z ivLv n‡e| 90 (beŸB) w`b

ci G ai‡bi AwewjK…Z †PK eB e¨vsK bó K‡i †dj‡e Ges cÖPwjZ ZvwjKv Abyhvqx mswkøó

wnmve n‡Z cÖ‡hvR¨ PvR© Av`vq Kiv n‡e|

5| †PK KvUvi mgq wnmveavix‡K we‡kl mZK©Zv Aej¤^b Ki‡Z n‡e Ges †PK Ggbfv‡e KvU‡Z

n‡e †hb KvUv †P‡K ¯^vfvweKfv‡e †Pv‡L c‡o bv, Ggb †Kvb cwieZ©b Kiv m¤¢e nq|

6| e¨vs‡K iw¶Z wnmveavixi bgybv ¯^v¶‡ii m‡½ †PK eB‡q ¯^v¶‡ii †Kv‡bv Miwgj n‡j, †PK

†diZ cvVv‡bv n‡e| e¨vs‡K iw¶Z bgybv ¯^v¶‡ii m‡½ wgj †i‡L wnmveavix‡K memgq ¯^v¶i

Ki‡Z n‡e|

7| MÖnY‡hvM¨ wbw`©ó KviY mv‡c‡¶ e¨vsK †PK †diZ cvVv‡bvi AwaKvi iv‡L| †Kv‡bv Kvi‡Y †PK

†diZ cvVv‡bv n‡j e¨vsK wbqgvbyhvqx cÖwZevi †di‡Zi Rb¨ wbw`©ó PvR© †K‡U ivL‡Z cv‡i|

8| Bmy¨ Kiv †PK eB‡qi Kvfv‡ii wfZ‡ii cvZvq wjwLZ kZ©vewj MÖvnK/wnmveavix‡K †g‡b Pj‡Z

n‡e|

†PK †c‡g›U ¯’wMZv‡`kAvwg/Avgiv AeMZ †h, †PK nviv‡bvi †¶‡Î A_ev Ab¨vb¨ AvBbwm× I e¨vsK KZ©…K ¯^xK…Z Ae¯’vq

e¨vsK Zvi m¤ú~Y© wbR we‡ePbvq Avgvi Øviv †gŠwLK ev wjwLZfv‡e †`qv †PK ¯’wM‡Zi wb‡`©k MÖnY

Ki‡e| †m‡¶‡Î Avgvi ev Avgvi cÖwZwbwai Øviv wb‡`©kcÖvß n‡q †PK ̄ ’wMZ msµvšÍ †Kv‡bv wb‡`©k MÖnY

Kivi d‡j D™¢zZ †Kv‡bv ¶wZ, †jvKmvb, LiP (AvBwb LiPmn) Avwg e¨vsK‡K cÖ`vb Ki‡Z eva¨ _vKe|

Ges G‡¶‡Î e¨vsK †Kv‡bvfv‡e `vqe× n‡e bv| †PK ¯’wMZv‡`‡ki †¶‡Î e¨vs‡Ki cÖPwjZ ZvwjKv

Abyhvqx PvR© cÖ‡hvR¨ n‡e|

†PK ev †PK cÖ`v‡bi d‡j RvwjqvwZ†P‡K †Kv‡bv NlvgvRv ev †PK Øviv RvwjqvwZ, cÖZviYv cÖwZ‡iv‡a MÖvnK we‡kl mZK© `„wó ivL‡eb| G‡¶‡Î RvwjqvwZ ev cÖZviYvi d‡j MÖvnK ev Ab¨ †KD ¶wZMÖ¯Í n‡j Zvi Rb¨ †Kv‡bv Ae¯’v‡ZB e¨vsK `vqx n‡e bv| †Kv‡bv †PK nvwi‡q †M‡j ev †Kv‡bv †P‡Ki Aceënvi n‡j MÖvnK we›`ygvÎ mgq bó bv K‡i mv‡_ mv‡_ Zv e¨vsK‡K wjwLZfv‡e AewnZ Ki‡eb|

mvaviY wbqgvewj1. e¨vs‡Ki bxwZ Abyhvqx †KIqvBwm cÖwmwWDi m¤c~Y© m¤cbœ nIqvi ci bZzb wnmve Pvjy n‡e|

2. †Kv‡bv KviY D‡jøL bv K‡i e¨vsK †h‡Kv‡bv mgq wnmve eÜ Kivi AwaKvi msi¶Y K‡i|

3. MÖvn‡Ki g„Zy¨‡Z wnmveavixi DËivwaKvi wba©viY, wnmv‡e Mw”QZ UvKvi cÖK…Z gvwjK wba©viY

Ges D³ wnmv‡ei cwiPvjbv, `vweKvjxb mgq cÖPwjZ Ges mswkøó wel‡q mg‡q mg‡q e¨vsK

KZ©…K wba©vwiZ wbqg Abyhvqx wba©vwiZ n‡e|

4. †hŠ_ wnmv‡ei GK ev GKvwaK MÖvn‡Ki g„Zy¨‡Z GLwZqvi-m¤úbœ Av`vjZ n‡Z h_vh_ wb‡`©kbv

(cÖ‡hvR¨ †¶‡Î) bv Avmv ch©šÍ Aci c‡¶i wnmve cwiPvjbvi ¶gZv eÜ _vK‡e|

5. †Uwj‡dvb, d¨v· ev B-†gB‡ji gva¨‡g e¨vsK †Kv‡bv †jb‡`b m¤cbœ Ki‡e bv| (hw` bv

B‡Zvg‡a¨ G welqK †Kv‡bv `vqgyw³ Pzw³ MÖvnK I e¨vs‡Ki g‡a¨ m¤cbœ n‡q _v‡K)|

6. cÖPwjZ ZvwjKv Abymv‡i PvR© cÖ`vb ¯^v‡c‡¶ c~e©eZ©x †jb‡`‡bi Wzwcø‡KU weeiYx (†÷U‡g›U)

cÖ`vb Kiv n‡e|

7. †Kv‡bv wnmv‡ei Kvh©µg eÜ ivL‡Z Av`vjZ hw` wb‡`©k cÖ`vb K‡i Zvn‡j D³ wnmv‡ei Kvh©µg

eÜ ivLv n‡e| D³ wb‡`©k Zz‡j bv †bIqv ch©šÍ D³ wnmv‡e †jb‡`b eÜ _vK‡e|

8. †jb‡`‡bi mvaviY mgqm~wP Abyhvqx MÖvnK e¨vsK †jb‡`b Ki‡Z cvi‡eb, hv mg‡q mg‡q

cwieZ©b n‡Z cv‡i|

9. wVKvbvi †h‡Kv‡bv ai‡bi cwieZ©b n‡j MÖvnK Zv e¨vsK‡K wjwLZfv‡e Rvbv‡eb| Ab¨_vq

e¨vs‡Ki Kv‡Q iw¶Z MÖvn‡Ki wVKvbv Abyhvqx wnmv‡ei weeiYx (†÷U‡g›U)/e¨vs‡Ki Ab¨vb¨

†hvMv‡hvMcÎ cvVv‡bv n‡j Zvi Rb¨ e¨vsK‡K `vqx Kiv hv‡e bv|

P20 of 28

10. The Bank may without notice combine or consolidate account(s) with any liabilities to the bank and set-o� or transfer any sum(s) standing to the credit of such accounts or any other suit(s) owing to the customer from the bank in or towards satisfaction or the customer’s liabilities to the Bank on any other respect whether such liabilities be actual or contingent, primary or collateral and several or joint.

11. In addition, to any general lien or other rights or remedies to which the Bank shall be entitled, the Bank may at any and from time to time apply any credit balance to which the customer(s) is/are entitled on any account(s) with the Bank (including the above account(s)) in satisfaction of any of its indebtness to the Bank. Further, any of the account(s) of the customer(s) with any branch of the Bank shall be treated as one combined account.

12. Operations of the Non-Resident accounts shall be governed as per the guidelines of Bangladesh Bank. Holders of Non-Resident accounts should advise the Bank immediately upon return to Bangladesh if they intend to take permanent residence in Bangladesh. It is also a responsibility of the customer to inform the Bank in writing before leaving country.

13. The Bank may refuse to process any transaction on any customers’ account(s) if the Bank suspects fraud or illegality therein. The Bank’s decision on whether the transaction is or likely to be involved a fraud or irregularity shall be �nal and conclusive and binding on the customer.

14. The account holder is solely responsible for prompt examination of all entries in the statement and must give the Bank written notice within 15 (Fifteen) days of the date of the relevant statement of any discrepancy that he believes exists between any such statement and his own records. In the absence of any such notice from the account holder, he/she will be deemed to have agreed and certi�ed conclusively (for all purposes) the correctness of the relevant statement of account.

15. The Bank reserves the right to close any account having zero balance without transaction for one year.

16. Statements of accounts are issued based on product feature half yearly and/or when a statement sheet is completed in case of Al Wadeah current/Mudaraba savings accounts. If statements are required in frequencies higher than the above a charge will be levied as per our current Tari�.

17. The Bank reserves the right to amend the terms and conditions, current tari� without any notice.

Collection of Cheque/Draft/Pay OrderThe Bank will refuse to accept an instrument for deposit through collection or internal transfer if the payee’s name is not identical to the name of the customer in the Bank’s record. The Bank acts as the collection agent and assumes no responsibility for the realization of any instrument deposited with the Bank for collection. Thus, proceeds of the cheques or other instruments deposited will not be available for withdrawal until collected by the Bank.

Reversal of wrongly credited amount The Bank reserves the right to debit any account that may have been inadvertently credited with an item/transaction subsequently unpaid on collection or detected to be the wrong entry without giving any information to the customer.

Dormancy & Unclaimed Account• Al Wadeah current/Mudaraba savings/MSND Accounts being inoperative for one

year will be transferred to Dormant status.• (As per clause 35 of Banking Company Act 1991) Accounts will be transferred to

unclaimed account status after 10 (ten) years if there has been no transaction in the said account by the customer.

• No customers’ initiated transaction is allowed in the Dormant account unless the account holder(s) apply to Prime Bank Limited in writing to regularize the status of account.

Joint Accounts a) Each of us (if more than one) hereby authorize and empowers each other to

endorse for deposit and to deposit with the Bank any and all cheques, notes or other instruments for the payment of money, payable to or purporting to belong to anyone or all of us and if any such instruments be received by the Bank without having been so endorsed then the Bank is hereby authorized to endorse any such instrument on behalf of us and to credit the same to the account.

b) An overdraft or other obligations incurred on the account or otherwise shall be the joint and several liability of each and every joint account holder. In the event of the death or legal disability of any of the individuals constituting the account holder, the other individual(s) shall immediately (but in any event not later then 10 (ten) days after such disability) and before a�ecting any transactions in the account, notify the Bank of such death or legal disability.

c) Each of us authorize the Bank to hold, on the death of either of us, any credit balance on any account in our joint name and any securities deeds, boxes and parcels and their contents and property of any description held in our joint names, to the order of the survivor (if any). Each of us hereby agree that the instructions given by us in the mandate are to remain in force until written revocations thereof by us or either of us.

d) In the event that there is no survivor and nomination is made, the terms and condition stated in clause 3 (three) of general rules on “nominee” shall apply.

e) In the event that there is no survivor or nominee, that account will then be frozen until the legal successor to the deceased or disabled individual is appointed/determined by the relevant court or department.

10. e¨vsK MÖvnK‡K †Kv‡bv †bvwUk cÖ`vb QvovB MÖvn‡Ki †Kv‡bv `v‡qi wecix‡Z e¨vs‡K MÖvn‡Ki

†Kv‡bv wnmv‡e w¯’Z †h‡Kv‡bv cwigvY A_© D³ `v‡qi wecix‡Z, ev GZ`&msµvšÍ †Kv‡bv gvgjvi

Li‡Pi Rb¨ ¯’vbvšÍi ev mgš^q Ki‡Z cv‡i| e¨vs‡Ki mv‡_ MÖvn‡Ki G `vq cÖK…Z/m¤¢ve¨,

cÖv_wgK, eÜKx GKK/†hŠ_ hvB †nvK bv †Kb e¨vsK Zv MÖvn‡Ki wnmv‡ei mv‡_ mgš^q Kivi

AwaKvi iv‡L|

11. e¨vsK †h‡Kv‡bv mgq Ges mg‡q mg‡q PvIqvgvÎ e¨vs‡Ki cÖvc¨ †Kv‡bv mvaviY wj‡qb ev Ab¨

†Kv‡bv AwaKvi ev cÖwZKv‡ii Dci MÖvn‡Ki wnmve n‡Z e¨vs‡Ki c~Y© mš‘wói ¯^v‡_© cÖ‡qvRbxq

`vq, hvi Dci MÖvn‡Ki AwaKvi i‡q‡Q (Dc‡iv³ wnmvemg~n) n‡Z †K‡U wb‡Z cvi‡e| AÎ

e¨vs‡Ki †h‡Kv‡bv kvLvq iw¶Z MÖvn‡Ki wnmvemg~n GKwU Ômshy³ wnmveÕ wn‡m‡e MY¨ Kiv n‡e|

12. cÖevmx MÖvn‡Ki wnmve evsjv‡`k e¨vs‡Ki wb‡`©kbv Abyhvqx cwiPvwjZ n‡e| cÖevmx MÖvnK hw`

¯’vqxfv‡e emev‡mi D‡Ï‡k¨ †`‡k wd‡i Av‡mb Zvn‡j Zv mv‡_ mv‡_ e¨vsK‡K Rvbv‡eb| †`k

Z¨v‡Mi c~‡e© wjwLZfv‡e e¨vsK‡K Rvbv‡bvI cÖevmx MÖvn‡Ki `vwqZ¡|

13. e¨vsK †h‡Kv‡bv mgq †h‡Kv‡bv MÖvn‡Ki wnmv‡e †Kv‡bv †jb‡`b Ki‡Z A¯^xK…wZ Rvbv‡Z cv‡i

hw` e¨vs‡Ki we‡ePbvq H †jb‡`b RvwjqvwZ ev †e-AvBwb e‡j we‡ewPZ nq| †jb‡`‡bi

h_v_©Zvi wel‡q e¨vs‡Ki wm×všÍ P‚ovšÍ Ges MÖvnK Zv †g‡b Pj‡Z eva¨|

14. wnmve weeiYx (†÷U‡g›U)-Gi mKj †jb‡`‡bi h_v_©Zv hvPvB Kivi `vwqZ¡ wnmveavixi|

MÖvn‡Ki Rvbvg‡Z †÷U‡g‡›U DwjøwLZ Z‡_ï mv‡_ MÖvnK wØgZ †cvlY Ki‡j Aek¨B e¨vsK‡K

mswkøó wnmv‡ei †÷U‡g›U cvIqvi 15 (c‡bi) w`‡bi g‡a¨ wjwLZfv‡e Rvbv‡Z n‡e| MÖvn‡Ki

wbKU n‡Z G RvZxq †Kv‡bv Awf‡hvM cvIqv bv †M‡j weeiYx‡Z (†÷U‡g‡›U) †`qv mKj Z_¨

mwVK Ges MÖvnK KZ©„K Zv M„nxZ n‡q‡Q e‡j we‡ewPZ n‡e|

15. e¨vsK k~b¨ w¯’wZ m¤cbœ GKvD‡›U 1 (GK) eQi ev Zvi AwaK mg‡qi Rb¨ †Kv‡bv †jb‡`b bv

n‡j D³ wnmve eÜ Kivi AwaKvi msi¶Y K‡i|

16. wnmv‡ei aib Abyhvqx Avj Iqvw`qvn PjwZ/gy`vivev mÂqx wnmv‡ei Rb¨ lvb¥vwmKfv‡e wnmve

weeiYx (†÷U‡g›U) cÖ`vb Kiv n‡e| Gi evB‡i MÖvnK AwZwi³ weeiYxi Rb¨ Aby‡iva Ki‡j

eZ©gvb ZvwjKv Abyhvqx wba©vwiZ wd cÖ‡hvR¨ n‡e|

17. e¨vsK †Kv‡bv iKg †bvwUk QvovB †h‡Kv‡bv kZ©, wd ev PvR© cwieZ©b Ki‡Z cv‡i|

†PK/WªvdU/†c AW©vi Kv‡jKkbe¨vs‡Ki bw_‡Z MÖvn‡Ki bv‡gi mv‡_ Af¨šÍixY ¯’vbvšÍi ev msMÖ‡ni wbwg‡Ë M„nxZ Bb÷ªy‡g‡›Ui bv‡gi

g‡a¨ Awgj _vK‡j e¨vsK H wW‡cvwRU Bb÷ªy‡g›U MÖnY Ki‡e bv| e¨vs‡Ki KvR ïay Kv‡jKkb G‡R›U

wn‡m‡e KvR Kiv Ges G‡¶‡Î Kv‡jKk‡bi Rb¨ Rgv †`qv †Kv‡bv wW‡cvwRU Bb÷ªy‡g‡›Ui wecix‡Z

A‡_©i cÖvc¨Zv wbwðZ Kiv e¨vs‡Ki `vwqZ¡ bq| Kv‡jKkb †P‡Ki A_© e¨vsK msMÖn bv Kiv ch©šÍ MÖvnK

Zvi wnmve †_‡K D³ A_© D‡Ëvjb Ki‡Z cvi‡eb bv|

fzjµ‡g †µwWU nIqv A_© †WweU Kivfzjµ‡g †Kv‡bv MÖvn‡Ki wnmv‡e †µwWU nIqv A_© kbv³ nIqv gvÎ †h‡Kv‡bv mgq e¨vsK mswkøó

MÖvn‡Ki wnmve n‡Z †WweU K‡i wb‡Z cvi‡e| G‡¶‡Î MÖvnK‡K Zv Rvbv‡Z e¨vsK eva¨ bq|

myß ev A`vweK…Z wnmve• Avj Iqvw`qvn PjwZ/gy`vivev mÂqx GgGmGbwW wnmv‡e †jb‡`b 1 (GK) eQi eÜ _vK‡j Zv

myß (Wi‡g›U) wnmve e‡j MY¨ n‡e|

• (e¨vsK †Kv¤cvwb AvBb 1991-Gi 35 aviv e‡j) 10 (`k) eQi ci wnmve A`vweK…Z wn‡m‡e

MY¨ Kiv n‡e hw` D³ wnmv‡e MÖvnK KZ©…K †Kv‡bv cªKvi †jb‡`b bv nq|

• MÖvn‡Ki wnmve wbqwgZKi‡Yi wjwLZ Av‡e`b Qvov, myß (Wi‡g›U) wnmv‡e †Kv‡bv ai‡bi

†jb‡`b MÖnY‡hvM¨ n‡e bv|

†hŠ_ wnmveK. Avgiv cÖ‡Z¨‡K GB g‡g© ci¯ci‡K Aby‡gv`b ev ¶gZv w`w”Q †h, Avgiv Avgv‡ì wnmv‡e bM`

UvKv ev †PK, †bvU ev A_© cÖ`v‡bi Rb¨ Avgv‡ì GKK ev †hŠ_ bv‡g †h‡Kv‡bv BÝUªy‡g›U e¨vs‡Ki n¯ÍMZ n‡j Zv Avgv‡ì c‡¶ Avgv‡ì wnmv‡e Rgv †Ìqvi RbÏ Avgiv e¨vsK‡K ¶gZv cÖ`vb KiwQ|

L. wnmv‡e Rgvi AwZwi³ D‡Ëvjb ev Ab¨ †Kv‡bv `vqe×Zvi Rb¨ wnmveavix (MY) cÖ‡Z¨‡K GKK ev †hŠ_fv‡e `vqx _vK‡eb| g„Zy¨ ev AvBbMZ Kvi‡Y hw` †Kv‡bv wnmveavix (MY) wnmve cwiPvjbvq A¶g nb, Zvn‡j Ab¨ wnmveavix AbwZwej‡¤^ (hv †Kv‡bvµ‡gB g„Zy¨ ev A¶gZvi 10 (`k) w`‡bi †ewk n‡Z cvi‡e bv|) Ges D³ wnmv‡e †Kv‡bv †jb‡`b nIqvi c~‡e©B e¨vsK‡K GB g‡g© AewnZ Ki‡eb †h, g„Zy¨ ev AvBbMZ Kvi‡Y Aci wnmveavix (MY) wnmve cwiPvjbvq A¶g|

M. Avgiv cÖ‡Z¨‡K GB g‡g© e¨vsK‡K c~Y© ¶gZv w`w”Q †h, Avgv‡ì Kv‡ivi g„Zy¨‡Z e¨vs‡Ki wnmv‡e Mw”QZ A_© Ges †Kv‡bv Pzw³bvgv, e· ev cv‡m©‡j iw¶Z wRwbmcÎ Ges †hŠ_ bv‡g _vKv m¤cwË, e¨vsK Zvi wb‡Ri wR¤§vq †i‡L DËivwaKvix‡ì (hw` †_‡K _v‡K) `vwe Abyhvqx eÈb Ki‡e| Avgiv cÖ‡Z¨‡K G wel‡q GKgZ †h, Avgiv Av‡`kc‡Î (†g‡ÛU) †h wb‡`©kbv w`‡qwQ †mUv Avgvi ev Avgv‡ì wjwLZfv‡e i`/evwZj bv Kiv ch©šÍ ejer _vK‡e|

N. †h‡¶‡Î bwgwb ev DËivwaKvix g‡bvbxZ _vK‡e bv, †m‡¶‡Î mvaviY wbqgvewji Aby‡”Q` 3 (wZb)-G ewY©Z ÒbwgwbÓ msµvšÍ wbqg cÖ‡hvR¨ n‡e|

O. wnmv‡e †Kv‡bv DËivwaKvix bwgwb D‡jøL bv _vK‡j, H g„Z ev A¶g e¨w³i c‡¶ hZ¶Y ch©šÍ bv mswkøó Av`vjZ/`ßi KZ©…K AvBbMZfv‡e êa †Kvb DËivwaKvix wbhy³/wba©vwiZ bv n‡e ZZ¶Y ch©šÍ H wnmv‡ei mKj Kvh©µg ¯’wMZ _vK‡e|

P21 of 28

Overdrawn Account If or whatever reasons the Account has any unauthorized debit balance, the Customer shall pay pro�t and other Charges in accordance with the Bank’s prevalent rate and practice and shall regularize the Account on the same day, unless the Bank speci�cally makes an exception.

Holiday ProcessingAny transaction on Bank Holiday or after Business Hours of the Bank shall be shown in the Account, at the sole discretion of the Bank, as having taken place on the succeeding Working Day and not the actual day of the transaction and all the deductions/accretions on such amount shall be deducted/accrued as of such Working Day. Bank shall not be responsible for any loss of pro�t or exchange rate or liability incurred/su�ered by the Customer including but not limited to return of cheques, loss of pro�t arising due to such transaction being not shown on the day same actually occurred.

Con�dentiality and Disclosure of InformationWhilst the Bank maintains strict con�dentiality in all matters relating to my account(s) and business, I hereby authorize the Bank (and/or/any of its o�cers or employees) to disclose any information concerning me, my business, my accounts held with the Bank or another Group Member, or my relationship with the Bank or another Group Member, to any of the following (a) any o�ce or branch of the Bank or another Group Member; (b) any agent, contractor or third party service provider, or any professional adviser of the Bank or another Group Member; (c) any regulatory, supervisory, governmental or quasi-governmental authority with jurisdiction over the Bank or another Group Member (d) any person to whom the Bank is required or authorized by law or court order to make such disclosure, (e) any person who is under a duty of con�dentiality to the Bank (f ) any Bank or �nancial institution with which I have or proposes to have dealings regardless of whether the recipient in each case is located in Bangladesh or in another country, and regardless of whether such information will following disclosure be held, processed used or disclosed by such recipient in Bangladesh or another country.

Indemnity I also agree to fully indemnify the Bank against all costs and expenses (including legal fees) arising in any way in connection with the above accounts, these terms and conditions or, in enforcing these terms and conditions and in recovering of any amount due to the Bank of incurred by the Bank in any legal proceedings of whatever nature.

Waiver No forbearance, negligence or waiver by the Bank in the enforcement of any of these terms and conditions shall prejudice the Bank’s right thereafter to strictly enforce the same. No waiver by the Bank shall be e�ective unless it is in writing.

Variations The Bank may amend these terms and conditions at any time by not less than 14 (fourteen) days notice to me specifying the e�ective date of amendment. If I use any banking facilities after the e�ective date of the amendment, I shall be deemed to have received notice of the amendment and to have decided continue to use the Banking facilities upon the revised terms and conditions. I further acknowledge that in the event of any changes being communicated to me, the Bank is not obliged to obtain my signature for receipt of such communication.

Notice Save as otherwise provided in these terms and conditions, any demand or communication made by the Bank under these terms and conditions shall be in writing and made at the address given by me (or such other addresses as I shall notify the Bank from time to time) and, if posted, shall be deemed to have been served on me on the date of posting.

Force Majeure/Technical Problem Not withstanding anything to the contrary contained herein, nothing herein shall apply if the Bank is prevented from discharging any or all of its obligation herein or otherwise due to any cause arising out of or related to Force Majeure or technical problem for any reasons beyond the reasonable control of the Bank.

Governing Law These terms and conditions shall be governed by and constructed in accordance with, the laws of Bangladesh and I hereby irrevocably submit to the non-exclusive jurisdiction of the courts of law of Bangladesh. Such submission shall however, not prejudice the rights of the Bank to bring proceedings against me in any other jurisdiction or courts of law elsewhere. However, all accounts shall be subject to the provisions of the guidelines/circulars together with any alteration/modi�cation thereto e�ected by Bangladesh Bank from time to time.I/We have gone through the terms & conditions mentioned above and understood them in entirely and undertake to abide by those terms & conditions relating to the account. I/We also agree to be bound by such terms & conditions as may be amended or supplemented from time to time.

Shariah PrinciplesAl Wadeah (applicable for Al Wadeah Accountholders)It is an Al Wadeah Agreement between Prime Bank Limited and the Depositor(s). As per the Agreement, the Bank ensures safety of the deposit to be made by the Depositor and shall be liable to refund in part or full as per demand of the Depositor. The Depositor agrees to allow the Bank to invest this fund under Shari’ah approved mode of investment without any Pro�t (or Loss) to be paid to the Depositor.

RgvwZwi³ wnmve†h‡Kv‡bv Kvi‡Y wnmve †_‡K †Kv‡bv Abby‡gvw`Z D‡Ëvjb n‡j MÖvnK e¨vs‡Ki cÖPwjZ gybvdvi nvi Ges wbqg Abyhvqx gybvdv ev PvR© cÖ`vb Ki‡e Ges H w`‡bi g‡a¨B Zvi wnmve mgš^q Ki‡e, hw` bv e¨vsK †Kv‡bv we‡kl Qvo cÖ`vb K‡i _v‡K|

QzwUi w`‡b Kvh©µge¨vsK QzwUi w`‡b ev e¨vswKs mg‡qi c‡i msNwUZ †jb‡`b e¨vsK wnmv‡e †`Lv‡bv m¤c~Y© e¨vs‡Ki wbR¯^ we‡ePbvi welq, G cÖKvi †jb‡`b D³ wè‡mi cwie‡Z© cieZ©x Kg©wè‡m †jb‡`b wnmv‡e †`Lv‡bv n‡Z cv‡i Ges G‡¶‡Î mKj cÖKvi ms‡hvRb/we‡qvRb cieZ©x Kg©wèm n‡Z wn‡me n‡e Ges mKj cÖKvi mshyw³/wehyw³ cieZ©x Kg©wè‡m Kvh©Ki n‡e| G RvZxq wejw¤^Z mg‡qi †jb‡`b D³ wè‡mi †jb‡`b wnmv‡e bv †`Lv‡bvi d‡j D™¢zZ MÖvn‡Ki †h‡Kv‡bv ai‡bi †jvKmvb †hgb gybvdv A_ev ê‡`wkK gy`ªvi wewbgq nvi, †PK †diZ (wiUvb©) cÖf…wZi Rb¨ e¨vsK `vqx _vK‡e bv|

Z‡_ï †MvcbxqZv I Z_¨ cÖKvk†h‡nZz e¨vsK Avgvi wnmve ev eëmv‡qi wel‡q K‡Vvi †MvcbxqZv Aej¤^b K‡i, Avwg GB g‡g©

e¨vsK‡K (e¨vs‡Ki †Kv‡bv Kg©KZ©v ev Kg©Pvix‡K) ¶gZv w`w”Q †h, wb‡¤œ DwjøwLZ e¨w³ ev cÖwZôv‡bi

Kv‡Q Avgvi, Avgvi wnmve ev eëmv m¤cwK©Z Z_¨ cÖ`vb Kiv hv‡e| K. e¨vs‡Ki †Kv‡bv kvLv Awdm

ev e¨vs‡Ki Ab¨vb¨ MÖæc †g¤^vi-Gi mv‡_; L. e¨vs‡Ki †Kv‡bv G‡RÈ, K›Uªv±i ev e¨vsK‡K †mev`vbKvix

†Kv‡bv 3q c¶ ev e¨vs‡Ki †Kv‡bv †ckv`vi civgk©`vZv‡K ev Ab¨vb¨ MÖæc †g¤^vi-Gi mv‡_; M.

wbqš¿YKvix ms¯’v, cwi`k©bKvix, miKvwi ev Avav miKvwi ms¯’v, hv‡ì wbKU e¨vsK ev MÖæ‡ci Ab¨

†Kv‡bv m`m¨ AvBbMZfv‡e `vqe×; N. AvBb ev Av`vj‡Zi wb‡`©‡k wba©vwiZ †Kv‡bv e¨w³ hvi wbKU

e¨vsK Z_¨ cÖ`vb Ki‡Z eva¨; O. †Kv‡bv e¨w³ hw` e¨vs‡Ki †MvcbxqZv i¶v msµvšÍ Kv‡R wb‡qvwRZ

_v‡K; P. †Kv‡bv e¨vsK ev Avw_©K cÖwZôvb hvi mv‡_ Avgvi †jb‡`b Av‡Q ev †jb‡`‡bi cÖ¯Íve KiwQ;

cÖ‡Z¨K †¶‡ÎB MÖnxZv evsjv‡`‡k ev Ab¨ †Kv‡bv †`‡k Ae¯’vb Ki‡Q Ges H Z_¨ MÖnxZv GwU

evsjv‡`‡k ev Ab¨ †Kv‡bv †`‡k msi¶Y KiæK ev cÖKvk KiæK|

`vqgyw³Dc‡iv³ wnmve, G mKj kZ©vewj cÖ‡qvM Ges e¨vs‡Ki e‡Kqv cybiæ×vi Kivi Rb¨ e¨vsK KZ©…K cÖ‡`q

mswkøó me LiP (AvBwb LiP-mn) †_‡K e¨vsK‡K m¤c~Y©fv‡e `vqgy³ Ki‡Z m¤§Z njvg|

gIKzdDc‡iv³ kZ©vewj cÖ‡qv‡M †Kv‡bv cÖKvi Ae‡njv, `qv cÖ`k©b ev gIKzd DwjøwLZ kZ©vewj K‡Vvifv‡e cÖ‡qv‡M e¨vs‡Ki AwaKvi Le© Ki‡e bv| wjwLZfv‡e wb‡`©k bv †`qv ch©šÍ e¨vs‡Ki †Kv‡bv gIKzd Kvh©Ki n‡e bv|

cwieZ©be¨vsK †h‡Kv‡bv mg‡q G kZ©vewj cwieZ©b Ki‡Z cv‡i wKš‘ Kvh©Ki nIqvi b~¨bZg 14 (†PŠÏ) w`b c~‡e© e¨vsK †bvwUk w`‡q Zv Avgv‡K AewnZ Ki‡e| kZ©vewj cwieZ©b Kvh©Ki nIqvi ci Avwg e¨vswKs myweav MÖnY Ki‡j, Avwg e¨vs‡Ki kZ©vewj cwieZ©‡bi †bvwUk †c‡qwQ Ges cwiewZ©Z kZ©vewj †g‡b wb‡qwQ e‡j MY¨ n‡e| Avwg GB g‡g© wbðqZv w`w”Q †h, cwieZ©b msµvšÍ †Kv‡bv †bvwUk cvVv‡bv n‡q _vK‡j D³ †bvwU‡ki cÖvwß ¯^xKvi msµvšÍ ¯^v¶i msMÖn Ki‡Z e¨vsK eva¨ bq|

weÁwßGB kZ©vewji AvIZvq c‡o Ggb welq ev GB kZ©vewj msµvšÍ wel‡q e¨vsK Avgvi m‡½ Avgvi †`qv wVKvbvq (A_ev Ab¨ †Kv‡bv wVKvbv hv Avwg cieZ©x‡Z e¨vsK‡K Rvwb‡qwQ) wjwLZfv‡e †hvMv‡hvM Ki‡e| WvK‡hv‡M cvVv‡bv n‡j †h Zvwi‡L Avgvi Kv‡Q wPwV cvVv‡bv n‡q‡Q, †m Zvwi‡L †hvMv‡hvM m¤cbœ n‡q‡Q e‡j a‡i †bqv n‡e|

ˆè `ywe©cvK/KvwiMwi ÎæwUe¨vs‡Ki AvIZvi evB‡i ˆè `ywe©cvK/KvwiMwi ÎæwUi Kvi‡Y D™¢zZ cwiw¯’wZ‡Z †Kv‡bv ev mKj `vwqZ¡ cwicvj‡b A¶g n‡j e¨vs‡Ki Dci ewY©Z avivmg~n Kvh©Ki n‡e bv|

cÖ‡hvR¨ AvBbcÖ`Ë wbqgbxwZ/kZ©vewj evsjv‡`‡ki cÖPwjZ AvB‡b cwiPvwjZ Ges cÖ‡qvM n‡e Ges GB g‡g© Avwg

wbtkZ©fv‡e evsjv‡`‡ki Av`vjZmg~‡ni mvaviY GLwZqvi ¯^xKvi KiwQ| GB GLwZqvi ¯^xKvi

e¨vsK‡K Avgvi weiæ‡× Ab¨ †Kvb GLwZqvifz³ Av`vj‡Z wKsev Ab¨ †Kvb ¯’v‡bi Av`vj‡Zi gva¨‡g

eë¯’v †bqv †_‡K weiZ ivL‡ebv| hwÌ mKj wnmve evsjv‡`k e¨vs‡Ki MvBWjvBb/†Kv‡bv aviv ev wewa

cwieZ©‡bi †bvwUk/cwieZ©b ev cwiea©b bxwZ mv‡c‡¶ (hv mg‡q mg‡q cwieZ©b n‡Z cv‡i) cwiPvwjZ

n‡e|

Avwg/Avgiv GB g‡g© wbðqZv cÖ`vb KiwQ †h, Avwg/Avgiv wnmve msµvšÍ Dc‡iv³ wbqgvewj/ kZ©vewj

c‡owQ Ges D³ wbqgvewj/kZ©vewj †g‡b Avcbvi e¨vs‡K wnmve cwiPvjbvq m¤§Z n‡qwQ| fwel¨‡Z

Dc‡iv³ wbqgvewj/kZ©vewj †Kv‡bv cwieZ©b/ms‡kvab/ms‡hvRb Kiv n‡j Zv †g‡b wb‡Z eva¨ _vKe|

kixqvn bxwZgvjv

Avj Iqvw`qvn (Avj Iqvw`qvn wnmveavix‡ì Rb¨ cÖ‡hvR¨)GUv cÖvBg e¨vsK wjwg‡UW Ges RgvKvixi g‡a¨ m¤úvw`Z GKwU Avj Iqvw`qvn Pzw³ hv Bmjvgx kixqvn&& Aby‡gvw`Z| Pzw³ Abyhvqx, e¨vsK Avgvb‡Zi c~Y© wbivcËv cÖ`vb Ki‡e Ges RgvKvixi Pvwn`v Abyqvqx AvswkK ev m¤ú~Y© Ask cÖZ¨c©Y Ki‡Z eva¨ _vK‡e| D³ dvÛ e¨vsK †h‡Kv‡bv kixqvn&& Aby‡gvw`Z Lv‡Z wewb‡qvM Ki‡Z cvi‡e, wKš‘ RgvKvix G †_‡K †Kv‡bv jvf (ev †jvKmvb) enb Ki‡e bv|

P22 of 28

Signature of the 1st Applicant1g Av‡e`bKvixi ¯^v¶i

Signature of the 2nd Applicant2q Av‡e`bKvixi ¯^v¶i

Signature of the 3rd Applicant3q Av‡e`bKvixi ¯^v¶i

Signature of the 4th Applicant4_© Av‡e`bKvixi ¯^v¶i

Mudaraba (applicable for Mudaraba Accountholders)It is a Mudaraba Agreement between Prime Bank Limited and the Depositor(s) which is approved by Islamic Shari’ah. As per the Agreement, the Depositor is ‘Sahib Al Maal’ (Capital Owner) while the Bank is Mudarib (Fund Manager). Bank, after receiving the deposit, would invest the same under Shari’ah approved modes of investment and 70% of the pro�t (or loss) acquired from the investment would be distributed among the depositors after calculation of actual pro�t (or loss). The pro�t would be distributed based on weightage �xed for each Mudaraba account. In Mudaraba Accounts, Provisional Pro�t to be distributed which to be adjusted /realized at the year end.

The Bank does not pay Zakat from depositor’s account, paying of Zakat is the discretion of the Depositor.

gy`vivev (gy`vivev wnmveavix‡ì Rb¨ cÖ‡hvR¨)

GUv cÖvBg e¨vsK wjwg‡UW Ges RgvKvixi g‡a¨ m¤úvw`Z GKwU gy`vivev Pzw³ hv Bmjvgx kixqvn&& Aby‡gvw`Z| Pzw³ Abyhvqx, e¨vsK gy`vwie (dvÛ eë¯’vcK) Ges RgvKvix Ômv‡ne Avj gvÕjÕ (cyuwRi gvwjK) wn‡m‡e we‡ewPZ n‡eb| Ômv‡ne Avj gvÕjÕ nÕ‡Z cÖvß AvgvbZ e¨vsK kixqvn&& Aby‡gvw`Z Lv‡Z wewb‡qvM Ki‡e Ges G †_‡K cÖvß jvf (ev †jvKmvb) wnmv‡ei ci 70% RgvKvix‡ì g‡a¨ weZiY Kiv n‡e| G †ÿ‡Î cÖwZwU gy`vivev wnmv‡ei Rb¨ wbw`©ó I‡q‡U‡Ri Dci wfwË K‡i jvf (ev †jvKmvb) wnmve Kiv n‡e| gy`vivev wnmvemg~‡n mvgwqK nv‡i jvf cÖ`vb Kiv n‡e hv eQiv‡šÍ evwl©K P‚ovšÍ jvf/†jvKmvb wnmv‡ei wfwË‡Z mgš^q/wb®úbœ Kiv n‡e|

RgvKvixi G¨vKvD›U †_‡K e¨vsK †Kv‡bv hvKvZ cwi‡kva Ki‡e bv, hvKvZ Av`vq m¤ú~Y©iƒ‡c RgvKvixi e¨w³MZ `vwqZ¡|

Disclaimer (we‡kl `ªóe¨)Terms & Conditions are subject to review and changes as per bank's discretion, changes (if any) will be equally applicable to the customer(s). If any confusion arises between Bangla & English version of the text mentioned above, the English version shall be deemed as correct.e¨vs‡Ki we‡ePbv mv‡c‡ÿ †h‡Kv‡bv ai‡bi wbqgvewj I kZ©vewj-i hw` cwigvR©b ev cwieZ©b nq, MÖvn‡Ki †ÿ‡Î Zv mgfv‡e cÖ‡hvR¨ n‡e| Dc‡i DwjøwLZ evsjv Ges Bs‡iwR ms¯‹i‡Yi (†U·U-Gi) g‡a¨ †Kv‡bv ai‡bi weåvwšÍi D™¢e n‡j Bs‡iwR ms¯‹iY (†U·U) mwVK wn‡m‡e MY¨ n‡e|

P23 of 28

................................................................Branch/kvLv

Indicate () the card type applying for (any one)†h KvW©-Gi Rb¨ Av‡e`b Kiv n‡”Q Zv kbv³ Kiæb (†h‡Kv‡bv GKwU)

Master Cardgv÷vi KvW©

JCB Card†Rwmwe KvW©

Application for Master Card/JCB Debit Cardgv÷vi KvW©/†Rwmwe †WweU KvW© Av‡e`bcÎ

(Each individual must complete a separate form)(cÖ‡Z¨K e¨w³ Avewk¨Kfv‡e Avjv`v dig c~iY Ki‡eb)

Declaration :†NvlYv :

I hereby con�rm that the information given above is true and complete and acknowledge and agree to the Master Card/JCB Debit Card Holder Agreement mentioned at other side of the page. I also agree to be bound by the rules governing customer accounts with Prime Bank Limited.Avwg wbðqZv cÖ`vb KiwQ †h, Dc‡ivwjøwLZ Z_¨vw` mZ¨ I cwic~Y© Ges gv÷vi KvW©/†Rwmwe †WweU KvW© msµvšÍ Aci c„ôvq ewY©Z kZ©vewj †g‡b Pje| Avwg AviI †NvlYv KiwQ cÖvBg e¨vsK-Gi MÖvnK wnmve cwiPvjbvi hveZxq wbqgKvbyb †g‡b Pj‡Z eva¨ _vKe|

Bank’s Use Only :e¨vs‡Ki e¨env‡ii Rb¨ :

The above customer information is veri�ed and we recommend for issuance of his/her Master Card/JCB Debit Card and Personal Identi�cation Number (PIN) for that Card.Dc‡ivwjøwLZ Z_¨vw` hvPvB Kiv n‡q‡Q Ges Avgiv MÖvn‡Ki Rb¨ gv÷vi KvW©/†Rwmwe †WweU KvW© I e¨w³MZ kbv³KiY b¤^i Bmy¨ Kivi Rb¨ mycvwik KiwQ|

Signature (1st Applicant) & Date¯^vÿi (1g Av‡e`bKvix) I ZvwiL

Signature (2nd Applicant) & Date¯^vÿi (2q Av‡e`bKvix) I ZvwiL

Authorized Signature (with date & seal)cÖZ¨qbKvixi ¯^vÿi (ZvwiL I wmjmn)




Name to appear on the CardKv‡W© †hfv‡e Avcbvi bvg †`L‡Z Pvb

Max 22 characters (in block letters)m‡ev©”P 22wU Aÿi

Customer IDKv÷gvi AvBwW

Card No. KvW© bs

P24 of 28



Master/JCB Debit Card (the “card”) Agreementgv÷vi/†Rwmwe †WweU KvW© (`¨ ÒKvW©Ó) Pzw³cÎ

By applying for the Card from Prime Bank limited (“PBL” or The “BANK”) the account holder (also referred to as the “User” or “Customer”) here by acknowledges, accepts and con�rms to abide by the following additional terms & conditions:The Card: Subject to the terms and conditions of this Agreement (1) The Card shall be issued in the name of the Account holder for any Personal Account except for Minor account. Unless otherwise decided by the Bank, a maximum of two cards will be issued in case of joint accounts. (2) The Card may be used at Point of Sale (“POS”) terminal as designated by the Bank from time to time; (3) The Card is , and shall at all times, by the property of the Bank and shall be returned to the Bank unconditionally and immediately upon Bank’s request. The Bank reserves the right to cancel, withdraw or renew the Card at any time at its sole discretion. Personal Identi�cation Number (PIN): The Cardholder shall be issued a Personal Identi�cation Number (“PIN”) to enable you to use the Card. The Cardholder shall keep the PIN con�dential and never disclose it to any third party including the Bank’s sta�. The Card and PIN shall be collected in person by the Cardholder against acknowledgement from the Bank.Use of the Card: Card holder shall comply with the following terms: (1) Always keep the card secured; (2) Shall not use the Card before or after the validity period and/or after its cancellation or withdraw; (3) Memorize the PIN and immediately destroy the slip advising the PIN and always keep any record of the PIN separate from the Card; (4) Shall not discard carelessly the used Carbon copies containing the Card details; (5) When making a purchase ensure that the merchant destroys any spoilt vouchers or receipts in Card holder’s presence; (6) Upon expiry destroy the card by cutting it in two halves; (7) The Card is not transferable and is valid for use only by the person whose name is printed on it; (8) The card cannot under any circumstances be used for any unlawful purposes; (9) The Cardholder’s account must have su�cient balance to meet any transaction including any charges; (10) Cash or Cheques deposited by the Card with any Automated Teller Machine (“ATM”) will be governed by the terms & conditions of the deposit of such ATM; (11) The Bank reserves the right to disclose, in strict con�dence to other institutions, such information concerning the transaction made by the Card as may be necessary or appropriate in connection with its participation in any Electronic Fund Transfer Network; (12) The Bank’s record of transaction processed by the use of the Card shall be conclusive and binding for all purpose.Lost or Stolen Card: (1) If the card is lost or stolen, or a card is for any reason liable to be misused or Cardholder have any reason to suspect that the PIN may have been discovered by an unauthorized person. Cardholder shall immediately notify the PBL Help Line number mentioned on the reverse of the card, or at the nearest PBL branch and con�rm such in writing as soon as possible providing account number and any other relevant information as may be required; (2) Until and unless such notice is received, the Bank is authorized and shall remain authorized to debit cardholder account for the transaction made using the card; (3) Cardholder shall be liable to the Bank for all losses or claims to the Bank arising from any transaction a�ected before such notice is received; (4) Cardholder shall give the Bank and any person acting on the Bank’s behalf all necessary assistance in any investigations, avail all information as to circumstances of the loss, theft or possible misuse of the card and take all reasonable steps to assist the Bank to recover the card and money; (5) Cardholder shall consent to the disclosure to third parties of such information as is relevant concerning account in connection with loss, theft or possible misuse of the card and money. (6) If the card is lost and reported to the Bank and a new card is issued, the cardholder shall destroy the previous card if it is found subsequently and report the same to the bank; (7) The Bank will as soon as practicable replace any lost or stolen card subject to payment of the applicable replacement charge.Liabilities: (1) The Bank shall not be liable in any way if a third party does not honor the card; (2) The Cardholder shall be liable for any loss or cost su�ered by the Bank as a result of any breach of this Agreement; (3) The Bank shall not be liable if it is unable to perform its obligation under this Agreement due to failure of any machine, data, process system, transmission link, industrial dispute, terrorist action or anything outside its direct control or that of its agents.Cardholder’s Claim: (1) Card account shall only be credited with a refund in respect of a card transaction if the Bank receives a refund voucher or other refund veri�cation; (2) No claim against a third party may be the subject of defense or counter claim against the Bank; (3) The Cardholder shall not be entitled to any pro�t or any credit in the account. (4) The Bank shall not make refund for any goods/service obtained with the use of the Card. Termination of the Card: (1) In the event the Cardholder decides to terminate the use of the Card, the Cardholder shall give the Bank not less than Seven days prior notice in writing and forthwith return the Card to the Bank. (2) The Bank shall be entitled to terminate the Card facility and request return of the Card with immediate e�ect upon the occurrence of any of the following events: (i) Failure of the Cardholder to adhere to or comply with the terms and conditions herein set forth, (ii) An event of default under any agreement or commitment (contingent or otherwise) entered into with the Bank, (iii) The Cardholder becoming the subject of any bankruptcy, insolvency proceedings or proceedings of a similar nature, (iv) Demise of the Cardholder, (v) The Cardholder closes his account with the Bank.Master Card International Regulations (applicable only for Master Debit Card): The use of the card is regulated by the terms of Master Card International and Cardholder agrees to abide by those terms as they shall be communicated by the Bank from time to time.Miscellaneous: The above Terms & Conditions shall be regulated by and interpreted under the laws in force in Bangladesh, and may be veri�ed by the Bank from time to time at its sole discretion and shall constitute the agreement between the Customer and the Bank with respect to the issue and use of the Card, Any changes made to these conditions will be noti�ed by the Bank to the Customer, however failure to make such noti�cation shall not invalidate the changes.

cÖvBg e¨vsK wjwg‡UW [wcweGj ev e¨vsK bv‡g AwfwnZ] eive‡i mswkøó wnmveavix [eënviKvix ev MÖvnK wn‡m‡eI AwfwnZ nB‡e] KZ©„K Kv‡W©i Rb¨ Av‡e`‡bi †cÖwÿ‡Z I gva¨‡g wb¤œewb©Z kZ©vewj †g‡b Pjvi k‡Z© m¤§wZ cÖKvk Ki‡Qb|`¨ KvW© : AÎ Pzw³c‡Îi kZ©vewji †cÖwÿ‡Z [1] mswkøó wnmveavixi ̄ ^bv‡g GB KvW© Bmy¨/Rvwi Kiv nB‡e hw` mswkøó wnmveavix bvevjK bv nb| e¨vsK KZ©„K Abïƒc wm×všÍ M„nxZ bv nB‡j †hŠ_ wnmv‡ei †ÿ‡Î m‡e©v”P `ywU KvW© Bmy¨ Kiv hvB‡Z cv‡i| [2] e¨vsK KZ©„K mg‡q mg‡q RvwiK…Z wb‡`©kbv †gvZv‡eK wbw`©ó c‡q›U Ae †mj [wcIGm] †_‡K GB KvW© eënvi K‡i †jb‡`b m¤úbœ Kiv hv‡e, [3] GB KvW© me©`v I me©‡Zvfv‡e e¨vs‡Ki cwim¤ú` wn‡m‡e MY¨ nB‡e Ges e¨vsK KZ©„K ZjegvÎ webvk‡Z© I Awej‡¤^ e¨vs‡Ki AbyK‚‡j †diZ‡hvM¨ nB‡e| e¨vsK KZ©„cÿ Zv‡ì wbR¯^ we‡ePbvi Av‡jv‡K †h‡Kv‡bv mgq GB KvW© evwZj, cÖZ¨vnvi ev bevq‡bi me©¯^Z¡ msiÿY K‡i|e¨w³MZ kbv³KiY msL¨v (wcb) : KvW©avix‡K GKwU e¨w³MZ kbv³KiY msL¨v cÖ`vb Kiv n‡e KvW© eënv‡ii †ÿ‡Î Kv‡R jvMv‡bvi Rb¨| KvW©avix †mB wcb bv¤^vi †Mvcb ivL‡eb Ges e¨vs‡Ki Kg©KZ©v/Kg©Pvixmn †Kv‡bv Z…Zxq c‡ÿi wbKU Zv cÖKvk Ki‡eb bv| KvW©avix ¯^qs e¨vs‡K nvwRi n‡q cÖvwß¯^xKvic‡Îi gva¨‡g KvW© I wcb bv¤^vi msMÖn Ki‡Z n‡e|Kv‡W©i eënvi : KvW©avix wb¤œewY©Z kZ©mg~n cwicvjb Ki‡eb h_v-[1] me©`v KvW©wU myiwÿZ ivL‡eb, [2] wbw`©ó †gqv‡ì Av‡M c‡i KvW©wU eënvi †_‡K weiZ _vK‡eb Ges GwU evwZjKiY ev cÖZ¨vnv‡ii ci GwU eënvi Ki‡eb bv, [3] wcb bv¤^vi gyL¯Í ivL‡eb Ges wcb msL¨v D×„Z w¯øc `ªæZZi mg‡qi g‡a¨ bó K‡i †dj‡eb Ges wcb msL¨v g‡b ivLvi Rb¨ GKwU †iKW© GB KvW© †_‡K ̀ ~‡i †Kv‡bv myiwÿZ ¯’v‡b msiÿY Ki‡eb, [4] KvW© wek` m¤^wjZ Kve©b Kwc Ae‡njvq eënvi Kivi gva¨‡g hÎZÎ †dj‡eb bv, [5] †Kv‡bv †jb‡`b/µq Kivi mgq jÿ¨ ivL‡eb †hb Kv‡W©i wek` m¤^wjZ †h‡Kv‡bv ev mKj iwk` ev fvDPvi †hb mswkøó eëmvqx bó Ki‡Qb wKbv †mwU wbwðZ Ki‡eb| [6] †gqv` †k‡l KvW©wU AvavAvwa †K‡U bó K‡i †djyb, [7] GB KvW© †Kv‡bv Ae¯’v‡ZB n¯ÍvšÍi‡hvM¨ bq Ges hvi bvg Kv‡W© Qvcv Ae¯’vq i‡q‡Q †KejgvÎ †mB GwU eënvi Ki‡Z cvi‡eb, [8] †Kv‡bv Ae¯’v‡ZB †Kv‡bv Abby‡gvw`Z/†eAvBbx e¨w³ eënvi Ki‡Z cvi‡eb bv, [9] cÖ‡hvR¨ PvR©mn †jb‡`b m¤úbœ Kivi g‡Zv ch©vß e¨v‡jÝ/w¯’wZ Aek¨B KvW©avixi wnmv‡e we`¨gvb _vK‡Z n‡e, [10] GwUG‡g A_© Rgv Kivi k‡Z© A‡Uv‡g‡UW †Ujvi †gwkb [GwUGg] n‡Z Kv‡W© bM` A_© ev †P‡Ki gva¨‡g A_© Rgv Kiv hv‡e [11] e¨vsK Z_¨ K‡Vvifv‡e †Mvcb ivLvi k‡Z© Aci cÖwZôv‡bi wbKU GB Kv‡W©i Z_¨ Aegy³ Ki‡Z cv‡i Z‡e D³iƒc Z_¨vw` †jb‡`‡bi mv‡_ m¤ú„³ B‡j±ªwbK dvÛ UªvÝdvi †bUIqvK© Gi gva¨‡g m¤úbœ n‡e, [12] KvW© eënv‡ii cÖwµqv‡Z †jb‡`‡bi e¨vsK †iKW© P~ovšÍ e‡j MY¨ n‡e Ges me©‡Zvfv‡e †g‡b wb‡Z n‡e|KvW© nviv‡bv ev Pzwi n‡j KiYxq : [1] KvW©wU nvwi‡q †M‡j ev Pzwi n‡q †M‡j ev †Kv‡bvfv‡e KvW©wUi Aceënvi Kiv n‡j ev KvW©avix hw` Ggb m‡›`‡ni KviY Ly‡R cvb †h Zvi e¨w³MZ †Mvcb msL¨vwU †Kv‡bv Abby‡gvw`Z e¨w³ eënvi Ki‡Q Z‡e KvW©avix AbwZwej‡¤^ wcweGj-†K GwU Rvbv‡eb †njc jvBb b¤^‡i Kj K‡i †hwU Kv‡W©i wcQ‡bi cvZvq †jLv Av‡Q ev wbKU¯’ wcweGj kvLvq †hvMv‡hvM Ki‡Z cv‡ib Ges wnmve b¤îmn wjwLZfv‡e GB wel‡q AewnZ Ki‡eb Ges Aci Avek¨K †h‡Kv‡bv ev mKj Z_¨ mshy³ Ki‡eb| [2] G‡nb †bvwUk bv †c‡j e¨vsK KvW©avixi mswkøó wnmve †_‡K A_© KZ©b Ae¨vnZ ivL‡Z cv‡i hv KvW© eënvi K‡i Ae¨vnZfv‡e †jb‡`b m¤úbœ Kiv n‡e| [3] G‡nb †bvwUk bv cvIqv ch©šÍ mKj †jvKmv‡bi Rb¨ KvW©avix e¨vs‡Ki wbKU `vqe× _vK‡eb Ges †jb‡`‡bi `vq Zvi wb‡Ri, [4] e¨vsK ev e¨vs‡Ki n‡q KvR Ki‡Q Ggb e¨w³‡K Z`šÍ mswkøó Kv‡R me©‡Zv mn‡hvwMZv cÖ`v‡b KvW©avix eva¨ _vK‡eb, nviv‡bvi †ÿ‡Î cybiæ×v‡i Avek¨K Z_¨ cÖ`vb Ki‡eb, ev Pzwi †M‡j ev m¤¢ve¨ Aceënvi cÖwZ‡iv‡a e¨vsK KZ©„K M„nxZe¨ †h‡Kv‡bv ev mKj c`‡ÿc‡K mn‡hvwMZv Ki‡eb †hb KvW© I nviv‡bv ev Pzwi hvIqv A_© cybiƒ×v‡i Kiv hvq| [5] nviv‡bv, Pzwi hvIqv ev Kv‡W©i m¤¢ve¨ Aceënvi cÖwZ‡iv‡ai †ÿ‡Î Avek¨K †h‡Kv‡bv ev mKj PvwnZ Z_¨ Aegy³ Kivi wel‡q KvW©avix m¤§wZ Ávcb Ki‡eb| [6] KvW©wU nvwi‡q †M‡j e¨vs‡K wi‡cvU© Kivi †cÖwÿ‡Z bZzb KvW© Bmy¨ Kiv n‡j cieZ©x‡Z cyivZb KvW©wU cvIqv †M‡j KvW©avix †mwU bó K‡i †dj‡eb Ges GB wel‡q e¨vsK‡K AewnZ Ki‡eb| [7] nviv‡bv ev Pzwi hvIqv Kv‡W©i Awf‡hvM cvIqvgvÎ `ªæZZi mg‡q e¨vsK bZzb K‡i KvW© Bmyï gva¨‡g nviv‡bvwUi cÖwZ¯’vcb m¤úbœ Ki‡e Z‡e kZ© _v‡K †h Avek¨K cÖwZ¯’vcb PvR© Av‡ivc‡hvM¨ n‡e|`vqe×Zv : [1] Z…Zxq ‡Kv‡bv cÿ hw` GB KvW© MÖnY Ki‡Z A¯^xK…wZ Rvbvq Zvi Rb¨ e¨vsK †Kv‡bvfv‡eB `vqx n‡e bv, [2] GB Pzw³c‡Îi k‡Z©i j•NbRwbZ Kvi‡Y †Kv‡bv cÖKvi †jvKmv‡bi NUbv NU‡j KvW©avix †mB †jvKmv‡bi `vqe×Zv enb Ki‡eb, [3] †Kv‡bv †gwkb, WvUv cÖ‡mm wm‡÷g, UªvÝwgkb wj¼, BÛvw÷ªqvj wWmwcDU, †Uiwi÷ G¨vKkb ev wbqš¿Y ewn©f‚Z †Kvb Kvi‡Y ev G‡R‡›Ui wbqš¿Y ewn©f‚Z Kvi‡Y hw` h_vh_ Kvh© m¤úv`‡b weNœ N‡U Z‡e Zvi Rb¨ e¨vsK‡K `vqx Kiv hv‡e bv|KvW©avixi `vwe : [1] widvÛ fvDPvi ev Aci †Kv‡bv widvÛ †fwiwd‡Kkb e¨vs‡K Rgv n‡j Kv‡W©i †jb‡`‡bi gva¨‡g widvÛ Kivi Rb¨ KvW© wnmve †_‡K †µwWU/AvKjb m¤úbœ Kiv hv‡e, [2] Z…Zxq †Kv‡bv e¨w³i weiƒ‡× †Kv‡bv Awf‡hvM Gi †ik a‡i e¨vs‡Ki weiƒ‡× †Kv‡bv Awf‡hvM Uvbv hv‡e bv, [3] KvW©avix Zvi wnmv‡e †Kv‡bv gybvdv ev AvKjb/†µwWU `vwe Ki‡Z cvi‡eb bv, [4] KvW© eënvi K‡i †Kv‡bv †mev/cY¨ cvIqvi Rb¨ e¨vsK †Kv‡bv widvÛ/A_© †diZ cÖ`vb Ki‡e bv|KvW© evwZjKiY : [1] KvW©avix hw` GB KvW© eënvi bv Kivi wm×všÍ †bb Z‡e mvZ w`b cy‡e© GZ`msµvšÍ †bvwUk e¨vsK eive‡i Rvbv‡Z n‡e wjwLZfv‡e Ges Zvici e¨vs‡Ki eive‡i KvW©wU †diZ w`‡Z n‡e| [2] wb¤œewY©Z †h‡Kv‡bv ARynv‡Z e¨vsK †h‡Kv‡bv mgq KvW© eënv‡ii myweav cÖZ¨vL¨vb Ki‡Z cv‡i Ges KvW©wU e¨vs‡Ki AbyK‚‡j †diZ cÖ`v‡bi Aby‡iva Rvbv‡Z cv‡i hw`, [K] Dc‡iv³ kZ©mgyn hw` KvW©avix h_vh_fv‡e cwicvj‡b e¨_© nb, [L] e¨vs‡Ki mv‡_ m¤úvw`Z †Kv‡bv Pzw³i ei‡Ljvc ev cÖwZkÖæwZi ei‡Ljvc Ki‡j [M] KvW©avix hw` †`Dwjqv nb ev G‡nb †Kv‡bv ai‡bi Amg_© wn‡m‡e cÖgvwYZ nb, [N] KvW©avixi g„Zz¨ n‡j, [O] e¨vs‡Ki mv‡_ KvW©avix hw` Zvi wnmve eÜ K‡i †`b|gv÷vi KvW© B›Uvib¨vkbvj wewagvjv †KejgvÎ gv÷vi †WweU Kv‡W©i †ÿ‡Î cÖ‡hvR¨ : gv÷vi KvW© B›Uvib¨vkbvj Gi wewagvjvi AvIZvq GB KvW© eënvi wbqwš¿Z n‡e Ges KvW©avix G‡nb kZ©vewj †g‡b Pj‡Z m¤§wZ Ávcb Ki‡Qb hv e¨vsK KZ©„K mg‡q mg‡q cwigvwR©Z n‡e|wewea : kZ©mg~n evsjv‡`‡k we`¨gvb I cÖ‡qvM‡hvM¨ wewae× AvB‡bi AvIZvq Dc‡iv³ kZ©mg~n cÖ‡qvM I ev¯Íevqb Kiv n‡e Ges e¨vs‡Ki GKK we‡ePbvq mgq cwigvwR©Z n‡Z cvi‡e Ges KvW© Bmy¨ I eënv‡i MÖvnK I e¨vs‡Ki g‡a¨ Av‡ivc‡hvM¨ k‡Z© Pzw³ m¤úv`b Kiv n‡e| D³ kZ©mg~‡ni †Kv‡bv cÖKvi cwieZ©b ev cwigvR©b Kiv n‡j e¨vsK Zvi MÖvnK‡K AewnZ Ki‡e Z‡e kZ© _v‡K †h AewnZKiY e¨_©Zvi †ÿ‡Î cwigvR©b ev cwieZ©b‡K A‰ea ev †eAvBbx wn‡m‡e MY¨ Ki‡e bv|


P25 of 28

Mobile No.†gvevBj b¤î

................................................................Branch/kvLv

SMS Banking Application FormGmGgGm e¨vswKs Av‡e`bcÎ

(Each individual must complete a separate form)(cÖ‡Z¨K e¨w³ Avewk¨Kfv‡e Avjv`v dig c~iY Ki‡eb)

Note : More than one mobile cannot be registered for the same Customer ID and/or same account.`ªóe¨ : GKB Kv÷gvi AvBwW ev GKvD›U-Gi mv‡_ GK Gi AwaK †gvevBj mshy³ Kiv hv‡e bv|

Customer Account NumberMÖvn‡Ki wnmve b¤î

Account Titlewnmv‡ei bvg

1.

2.

3.

4.

5.



I/we con�rm that the information given above is true and complete and agree to comply with the terms and conditions given at other side of the page for SMS Banking of PBL. I/we also agree to be bound by the rules governing customer accounts with Prime Bank Ltd. I/we hereby agree to enroll in the SMS service o�ered by Prime Bank Limited where I/we shall receive transaction noti�cations and other bank related information at above mentioned mobile number. Avwg/Avgiv wbðqZv cÖ`vb KiwQ †h, Dc‡ivwjøwLZ Z_¨vw` mZ¨ I cwic~Y© Ges cÖvBg e¨vsK- Gi GmGgGm e¨vswKs di‡gi Aci c„ôvq ewY©Z wbqgvewj/kZ©vewj †g‡b Pje| Avwg/Avgiv AviI †NvlYv KiwQ cÖvBg e¨vsK-Gi MÖvnK wnmve cwiPvjbvi hveZxq wbqgKvbyb †g‡b Pj‡Z eva¨ _vKe| Avwg/Avgiv cÖvBg e¨vsK wjwg‡UW GmGgGm e¨vswKs †mevi Rb¨ ZvwjKvfz³ n‡Z m¤§wZ cÖ`vb KiwQ, †hLv‡b Avwg/Avgiv †jb‡`‡bi Lei I e¨vsK m¤úwK©Z Ab¨vb¨ Z_¨vw` Dc‡iv³ †gvevBj b¤^‡i cve|

Declaration :†NvlYv :

User Created By: Signature & DateMÖvnK ˆZwiKvix : ¯^vÿi I ZvwiL

Veri�ed By: Signature & Datech©v‡jvPbvKvix : ¯^vÿi I ZvwiL

Alternative Delivery Channels (ADC) use onlyAëvi‡bwUf †Wwjfvwi P¨v‡bjm (GwWwm) eënv‡ii Rb¨

Initial PIN (Personal Identi�cation Number)cÖv_wgK wcAvBGb (e¨w³MZ kbv³KiY msL¨v)

Bank’s Use Only :e¨vs‡Ki eënv‡ii Rb¨ :

Authorized Signature Input By & DatecÖZ¨qbKvixi ¯^vÿi I ZvwiL

Authorized By with Name, Signature & DateAby‡gv`bKvixi bvg, ¯^vÿi I ZvwiL

Customer IDKv÷gvi AvBwW

Information Veri�ed ByZ_¨ cÖZ¨qbKvix

Approved ByAby‡gv`bKvix

Sealwmj

P26 of 28



SMS Banking Terms & Conditions GmGgGm e¨vswKs kZ©vewj

(The Terms and Conditions shall be read carefully by the Customer) (MÖvnK kZ©vewj h‡Zœi mv‡_ co‡eb)

By applying for SMS & Alert Banking Service (the Services) from Prime Bank Limited (“PBL”) for the �rst time, the accountholder (also referred to as the “User” or “Customer”) hereby acknowledges, accepts and con�rms to abide by the following terms & conditions (the Terms & Conditions) which Terms & Conditions shall be in addition to and not in derogation of the terms and conditions pertaining to the account(s) (the Accounts) in connection of which the Services have been sought:

Personal Identi�cation Number (“PIN”)At the �rst instance PBL will provide the User with temporary PIN for SMS Banking.

Safety Measures for PINIt shall be the sole responsibility of the Customer to ensure the safety and con�dentiality of the PIN and to protect the PIN from being stolen. It is understood by the Customer that anyone with the PIN can access his/her account and that PBL and/or its o�cials do not need the PIN for any purpose whatsoever. Accordingly, as safety measures the Customer shall:

a) Change the PIN immediately upon receipt of the PIN and thereafter as frequently as possible.

b) Memorize the PIN and shall not write down the PIN on any paper of anywhere.c) Delete from the “Sent Item” and “Outbox” of his/her mobile, any SMS containing

the PIN, immediately after sending a SMS request.d) Not disclose the PIN under any circumstances to anybody else including but not

limited to PBL and/or any representative of PBL. e) Ensure that no one is watching the PIN when the User is entering the PIN into

his/her mobile for sending any SMS request.f ) Inform PBL within 12 hours from any loss of mobile phone containing the PIN.

Failure to comply the Safety MeasuresIn the event of failure by the Customer to comply with the Safety Measures for the PIN, the customer shall be liable for any loss su�ered by him/her for such non-compliance and PBL shall not have any liability for such loss and the Customer shall fully indemnify PBL and shall hold PBL harmless for such loss.

Authorization by PINAny SMS request send using the PIN shall become an authorized instruction of the customer as valid and e�ective as any written instruction signed by Customer and for this purpose the PIN shall have the same e�ect as a signature of the Customer.

Replacement of PINIf the PIN is lost or forgotten, PBL will issue new PIN upon written request made by the Customer to that e�ect.

ChargesPBL will, from time to time �x and recover charges from the Customer for the Services. The Customer hereby authorizes PBL to recover the charges for the Services from the Account(s). In addition to the said charges, the Customer shall be liable to bear the usual SMS charges for the SMS sent by the Customer to PBL.

Safeguard against Money LaunderingThe Customer shall ensure that the Services are not used for Money Laundering and/or for any other illegal purposes. PBL shall have the right to ask for explanation from the Customer in connection with any SMS instruction if such SMS instruction gives rise to any issue regarding Money Laundering.

Governing LawThe terms and conditions and the Services shall be governed by the laws in force in Bangladesh.

If you need help with the process of SMS & Alert Banking or have technical questions, please call:PBL SMS Help Desk at +880-2-9553837 ext: 141,118 Mobile: 01730326804

Or Write UsPBL SMS Help Desk, Prime Bank Limited29 Rajuk Avenue (5th �oor), Motijheel C/A, Dhaka-1000Email: [email protected]

cÖvBg e¨vsK wjwg‡UW (ÒwcweGjÓ) Gi KvQ †_‡K GmGgGm I A¨vjvU© e¨vswKs mvwf©m (Òmvwf©mÓ)-Gi

Rb¨ cÖ_gevi Av‡e`b K‡i wnmveavix (ÒBDRviÓ ev ÒMÖvnKÓ wn‡meI AwfwnZ) GB g‡g© ¯^xKvi,

m¤§wZ I wbðqZv `vb Ki‡Qb wZwb wb‡¤œi kZ©vewj †g‡b Pj‡eb hv Zvi g~j wnmv‡ei AwZwi³ Ges †h

†mev PvIqv n‡”Q Zvi mv‡_ m¤úK©hy³|

e¨w³MZ kbv³KiY b¤î (ÒwcbÓ)GmGgGm e¨vswKs‡qi Rb¨ wcweGj cÖ_‡gB BDRvi‡K mvgwqK wcb cÖ`vb Ki‡e|

wc‡bi Rb¨ wbivcËvg~jK eë¯’vwc‡bi wbivcËv I †MvcbxqZv wbwðZ Kiv Ges wcb Pzwi nIqv _‡K i¶v Kiv MÖvn‡Ki m¤ú~Y© wbR

`vwqZ¡| MÖvnK GUv eyS‡eb †h, GB wcb n¯ÍMZ n‡j †h ‡KD Zvi wnmv‡e cÖ‡ek Ki‡Z cvi‡e Ges

†Kv‡bv D‡Ï‡k¨ wcweGj Ges/ev Zvi Kg©Pvix, Kg©KZ©v‡ì wcb cÖ‡qvRb †bB| †mB Abymv‡i,

wbivcËvg~jK eë¯’v wn‡m‡e MÖvnK-

K) wcb cvIqvi ciciB Ges Zvici hZ Nb Nb m¤¢e wcb cwieZ©b Ki‡eb|

L) wcb gyL¯’ Kiæb Ges wcb †Kv_vI †Kv‡bv KvM‡R wj‡L ivL‡eb bv|

M) wcb m¤^wjZ †h‡Kv‡bv GmGgGm Zvi †gvevB‡ji Ò†m›U AvB‡UgÓ Ges ÒAvDU e·Ó †_‡K

gy‡Q †dj‡eb|

N) Ab¨ Kv‡iv Kv‡Q wcb cÖKvk Ki‡eb bv| wcweGj Ges/wcweGj-Gi †Kv‡bv cÖwZwbwamn|

O) MÖvnK Zvi †gvevB‡j wcb XyKv‡bvi mgq †KD wcb †hb bv †`‡L †mUv wbwðZ Kiæb|

P) wcbmn †Kv‡bv †gvevBj †dvb nvwi‡q †M‡j 12 NÈvi g‡a¨ wcweGj-†K Rvbvb|

wbivcËv eë¯’v †g‡b Pj‡Z e¨_© n‡jwc‡bi wbivcËv eë¯’v MÖvnK †g‡b Pj‡Z e¨_© n‡j G †_‡K D™¢yZ ¶wZi Rb¨ MÖvnK wb‡RB `vq enb

Ki‡eb Ges G ai‡Yi ¶wZi Rb¨ wcweGj †Kv‡bv `vq enb Ki‡e bv Ges MÖvnK wcweGj‡K m¤ú~Y©

`vqgyw³ cÖ`vb Ki‡e Ges G ai‡Yi ¶wZi Rb¨ wcweGj‡K wb‡`©vl MY¨ Ki‡eb|

wcb Øviv AbygwZ cÖ`vbwcb eënvi K‡i †cÖwiZ †h‡Kv‡bv GmGgGm Aby‡iva MÖvn‡Ki Aby‡gvw`Z wb‡`©‡k cwiYZ n‡e hv

MÖvn‡Ki ̄ ^v¶wiZ wjwLZ wb‡`©‡ki g‡ZvB ̂ ea I Kvh©Ki Ges GB D‡Ï‡k¨ MÖvn‡Ki ̄ ^v¶‡ii g‡ZvB wcb

GKBiƒc Kvh©Ki n‡e|

wcb e`jhw` MÖvnK wcb nvwi‡q †d‡j ev fy‡j hvq, wcweGj MÖvn‡Ki wjwLZ Aby‡iv‡a bZzb wcb Bmy¨ Ki‡e|

PvR©mg~nwcweGj mg‡q mg‡q cÖ`Ë †mev cÖ`v‡bi wewbg‡q PvR© Av‡ivc I KZ©b Ki‡e| MÖvnK GB g‡g© Zvi

wnmve †_‡K †mevmg~‡ni wewbg‡q PvR© KZ©‡bi Aby‡gv`b cÖ`vb Ki‡Q| Dc‡iv³ Pv‡R©i AwZwi³

wn‡m‡e MÖvnK wcweGj-Gi Kv‡Q Zvi †cÖwiZ GmGgGm-Gi Rb¨ mvaviY PvR© enb Ki‡e|

gvwb jÛvwis‡qi weiæ‡× myi¶vMÖvnK wbwðZ Ki‡eb †h, †mevmg~n gvwb jÛvwis‡qi Rb¨ Ges/ev Ab¨ †Kv‡bv A‰ea D‡Ï‡k¨ eënvi

bv nq| hw` GmGgGm wb‡`©‡ki Kvi‡Y gvwb jÛvwis msµvšÍ †Kv‡bv welq D™¢yZ nq Z‡e H GmGgGm

wb‡`©k m¤ú‡K© MÖvn‡Ki Kv‡Q e¨vL¨v PvIqvi AwaKvi wcweGj msiÿY K‡i|

cwiPvjbv AvBbkZ©vewj I †mevmg~n evsjv‡`‡ki cÖPwjZ AvBb Abymv‡i cwiPvwjZ n‡e|

GmGgGm Ges A¨vjvU© e¨vswKs cÖwµqvq hw` Avcbvi †Kv‡bv mvnv‡hï cÖ‡qvRb nq ev †UKwbK¨vj

†Kv‡bv cÖkœ _v‡K, AbyMÖn K‡i †hvMv‡hvM Kiæb

wcweGj GmGgGm †ní †W¯‹ +880-2-9553837, G·‡Ubkb 141, 118|

†gvevBj : 01730326804

A_ev Avgv‡ì‡K wjLybPBL SMS Help Desk, Prime Bank Limited

29 Rajuk Avenue (5th �oor), Motijheel C/A, Dhaka-1000

Email: [email protected]


P27 of 28

................................................................Branch/kvLv

Internet Banking Application FormB›Uvi‡bU e¨vswKs Av‡e`bcÎ

Specimen Signature of the Applicant & DateMÖvnK bgybv ¯^vÿi I ZvwiL

Signature veri�ed by (Name & Sign of Bank O�cial) & Date¯^vÿi cÖZ¨qbKvix e¨vsK Kg©KZ©vi bvg, ¯^vÿi I ZvwiL

Branch Use OnlykvLv e¨env‡ii Rb¨

Input by : (name & signature)mwbœ‡ekKvix : bvg I ¯^vÿi

Authorized by : (name & signature)cÖZ¨qbKvix : bvg I ¯^vÿi

Approved by (HOB/MO) : (name & signature)Aby‡gv`bKvix Kg©KZ©v (kvLv cÖavb/g¨v‡bRvi Acv‡ikb) : bvg I ¯^vÿi

DateZvwiL

d d m m y y y y

Namebvg

E-mail AddressB-†gBj wVKvbv

Mobile Number (Example Local no.: +8801670000011, Foreign no.: +971501111000)†gvevBj b¤^i

Account No(s):Al Wadeah, MSA, MSND

Investment Account wnmve bs

Avj Iqvw`qvn&, GgGmG, GgGmGbwW wewb‡qvM wnmve

Enable Fund TransferdvÛ UªvÝdvi Kvh©Ki

Yesnu¨v

Nobv

I/we agree that I/we have read and understood the Terms and Conditions mentioned at other side of the page and I/we accept the same and I/we want to operate the above mentioned accounts through the Internet Banking Service. I/we hereby agree to enroll in the Internet Banking service o�ered by Prime Bank Limited where I/we shall receive transaction noti�cations and other bank related information at above mentioned e-mail address & mobile number. GB g‡g© Avwg/Avgiv m¤§wZ cÖ`vb KiwQ †h, Avwg/Avgiv Aci c„ôvq ewY©Z wbqgvewj/kZ©vewj c‡owQ Ges ey‡SwQ| Avwg/Avgiv Dc‡iv³ wnmvemg~n B›Uvi‡bU e¨vswKs †mevi gva¨‡g cwiPvjbv Kie| Avwg/Avgiv cÖvBg e¨vsK wjwg‡UW B›Uvi‡bU e¨vswKs †mevi Rb¨ ZvwjKvfz³ n‡Z m¤§wZ cÖ`vb KiwQ, †hLv‡b Avwg/Avgiv †jb‡`‡bi Lei I e¨vsK m¤úwK©Z Ab¨vb¨ Z_¨vw` Dc‡iv³ B-†gBj wVKvbvq Ges †gvevBj b¤^‡i cve|

T24 Customer IDwU24 MÖvnK AvBwW

iBanking User IDAvB e¨vswKs AvBwW

P28 of 28



Internet Banking Service Terms & Conditions B›Uvi‡bU e¨vswKs †mev kZ©vewj

These Terms & Conditions set out the rights & obligations of the User of the Service and the Bank [Prime Bank Limited], in connection with use of the Internet Banking Service. All the Terms & Conditions are legal bindings. So please read it very carefully.

1. These Terms & Conditions form the contract between the User and the Bank for using the Internet Banking Service. The User shall apply in the prescribed form to subscribe the Internet Banking Service. The Bank at its sole discretion shall accept or reject any such application.

2. By applying for Internet Banking Service for the �rst time, the User acknowledges and accepts these Terms & Conditions. Notwithstanding anything contained herein, all Terms & Conditions pertaining to the accounts shall continue to apply.

3. The Bank reserves the right to change, cancel, and extend any part of the Service from time to time. The Bank shall notify the User of the changes through the respective website, if the Bank feels necessary.

4. This is to be clearly understood that User's Password and Secret-Codes that are sent to email or mobile are con�dential information. User is solely responsible for maintaining the secrecy of this con�dential information. User should agree that he/she shall not, under any circumstance, disclose this con�dential information to anyone, including anyone claiming to represent the Bank or giving assistance on a help desk in connection with the Service. It should be clearly understood that Bank employees do not need these con�dential information for any reason whatsoever. If the User discloses this con�dential information to anyone or fails to safeguard their secrecy, the Bank shall not be liable for the consequences.

5. The Bank shall not be liable if any fraudulent activity occurs with the Internet Banking Account of the User.

6. The Bank may perform regular maintenance on its systems or equipments which may cause interruption of Service. In case of unavailability of Internet Connectivity provided by the vendor may cause interruption of Service. Considering the technical di�culties, security threats and/or disasters, Prime Bank Limited reserves the right to discontinue the Internet Banking Service until resolution of the problem(s).

7. User is solely responsible for the maintenance, installations, con�guration and operation of his/her Computer and the required Programs used in accessing the Internet Banking Service.

8. The User may access the Bank accounts through the Internet Banking Service 24 hours a day, 7 days a week. Transactions, that are executed by the User after the cut-o� time of a working day or on public holidays and 1st July and 31st December being Bank holidays, will be posted with the value date of the next working day.

9. The management has right to impose/modify charges at any time. If any charge is imposed/modi�ed, the User shall be informed immediately through the respective website.

10. The Bank shall not be liable for any late or incorrect transfer of funds or any consequence thereof or any other loss, damage, claims or proceedings that may arise as a result of the User's failure to intimate the change in writing to the Bank in proper time.

11. The Bank may suspend, withdraw or restrict the use of the Service or any part of the Service where:

a. The Bank has reasonable grounds to suspect that the User's Security Details have not been kept in safe.

b. The Bank has reasonable grounds to suspect unauthorized or fraudulent use of the User's Security Details.

12. The User hereby agrees and con�rms that he/she shall not use this Internet Banking facility for money laundering or to violate any law related to the money laundering. The Bank reserves the right to demand explanation from the User within 7 working days regarding any matter pertaining to money laundering law of the Country.

13. This Agreement is subject to all applicable operating circulars of Bangladesh Bank, Prime Bank Limited and any other applicable provisions of Laws of the land. This Agreement shall be binding upon and insure to the bene�t of the parties hereto and their respective legal representatives, successors and assignees.

14. The User of Internet Banking Service must maintain at least one transaction account (i.e. Al-Wadeah/MSA/MSND) with the Bank. Internet Banking shall allow the User to access more than one account. The bank reserves the right to refuse to open an account, or to limit access or to revoke a User's access to Internet Banking without prior notice to the User.

15. The Bank management has the right to modify/extend these Terms & Conditions.

GB kZ©vewj †mevi MÖvnK I e¨vs‡Ki (cÖvBg e¨vsK wjwg‡UW) AwaKvi I `vq mwbœ‡ek K‡i B›Uvi‡bU

e¨vswKs †mev eënvi wel‡q| mKj kZ©vewj AvBbMZ evaëvaKZv| myZivs GUv hZœmnKv‡i coyb|

1. GB kZ©vewj MÖvnK I e¨vs‡Ki g‡a¨ B›Uvi‡bU e¨vswKs †mev Pyw³‡Z Ave× K‡i| MÖvnK B›Uvi‡bU

e¨vswKs †mevq mve¯ŒvBe Kivi Rb¨ wba©vwiZ di‡g Av‡e`b Ki‡eb| e¨vsK Zvi wbR we‡ePbvq

GB ai‡bi Av‡e`b MÖnY ev cÖZ¨vLvb Ki‡eb|

2. cÖ_gev‡ii g‡Zv B›Uvi‡bU e¨vswKs †mevq Av‡e`b K‡i MÖvnK ¯^xKvi Ki‡Qb Ges kZ©vejx MÖnY

Ki‡Qb| GLv‡b D‡jøL bv _vKv m‡Ë¡I, GKvD›U welqK mKj kZ©vewj cÖ‡hvR¨ _vK‡e|

3. mg‡q mg‡q †mevi †h‡Kv‡bv Ask cwieZ©b, evwZj Ges m¤cÖmviY Kivi AwaKvi e¨vsK msi¶Y

K‡i| hw` e¨vsK cÖ‡qvRb g‡b K‡i, e¨vsK Zvi wbR I‡qemvB‡Ui gva¨‡g MÖvnK‡K cwieZ©b

m¤ú‡K© Rvbv‡e|

4. GUv cwi®‹vifv‡e eyS‡Z n‡e B‡gBj ev †gvevB‡ji gva¨‡g †cÖwiZ MÖvn‡Ki cvmIqvW© I

†Mvcb-†KvWmg~n †Mvcbxq Z_¨| GB †Mvcbxq Z‡_ï †MvcbxqZv i¶v Kiv ïaygvÎ MÖvn‡KiB

`vwqZ¡| MÖvnK †Kv‡bv Ae¯’v‡ZB GB †Mvcbxq Z_¨ Kv‡iv Kv‡Q cÖKvk Ki‡eb bv, e¨vs‡Ki

cÖwZwbwaZ¡ Ki‡Q ev †mev m¤ú‡K© †ní †W‡¯‹ mnvqZv cÖ`vb Ki‡Q Ggb `vweKvix e¨w³mn| GUv

cwi®‹vifv‡e eyS‡Z n‡e †h, †Kv‡bv Kvi‡YB e¨vsK Kg©Pvix‡ì GB †Mvcb Z‡_Ï †Kv‡bv cÖ‡qvRb

†bB| hw` MÖvnK GB †Mvcbxq Z_¨ Kv‡iv Kv‡Q cÖKvk K‡i ev Zv‡ì †MvcbxqZvi myi¶v cÖ`vb

Ki‡Z e¨_© nq, e¨vsK G †_‡K D™¢~Z mgm¨vi Rb¨ `vqx _vK‡e bv|

5. MÖvn‡Ki B›Uvi‡bU GKvD‡›U †Kv‡bv cÖZviYvg~jK Kg©KvÐ NU‡j Zvi `vq e¨vsK enb Ki‡e bv|

6. e¨vsK Zvi wbR wm‡÷g ev miÄv‡g wbqwgZ i¶Yv‡e¶Y Kvh©µg Pvjv‡e hvi Kvi‡Y †mevq weNœ

NU‡Z cv‡i| B›Uvi‡bU †mev cÖ`vbKvixi ms‡hvM wew”Qbœ n‡j †mevq weNœ NU‡Z cv‡i| †UKwbK¨vj

mgm¨v, wbivcËv ûgwK wKsev `y‡h©vM we‡ePbvq cÖvBg e¨vsK wjwg‡UW mgm¨v mgvavb bv nIqv ch©šÍ

B›Uvi‡bU e¨vswKs †mev wew”Qbœ K‡i ivLvi AwaKvi cÖvBg e¨vsK wjwg‡UW msi¶Y K‡i|

7. MÖvnK Zvi Kw¤úDUv‡ii i¶Yv‡e¶Y, ¯’vcb, Av‡cwÿK Ae¯’vb I cwiPvjbv Ges B›Uvi‡bU

e¨vswKs †mev MÖn‡Y eëüZ †cÖvMÖv‡gi Rb¨ wb‡RB `vq enb Ki‡eb|

8. MÖvnK e¨vsK G¨vKvD‡›U mßv‡ni 7 w`b, 24 NÈv B›Uvi‡bU e¨vswKs †mevi ga¨ w`‡q cÖ‡ek Ki‡Z

cvi‡eb| †h †jb‡`bmg~n Kg©wèm †k‡l ev miKvwi QywUi w`‡b Ges e¨vs‡Ki QywUi w`b 1 RyjvB

I 31 wW‡m¤î AbywôZ n‡e †m¸‡jv cieZ©x Kg©wè‡m cÖKvk Kiv n‡e|

9. †h‡Kv‡bv mg‡q PvR© Av‡ivc/cwieZ©b Kivi AwaKvi g¨v‡bR‡g›U KZ©…c‡¶i Av‡Q| hw` †Kv‡bv

PvR© Av‡ivc/cwieZ©b Kiv nq, MÖvnK‡K Zvr¶wYKfv‡e mswkøó I‡qemvB‡Ui gva¨‡g Rvwb‡q †`qv

n‡e|

10. †Kv‡bv cwieZ©b m¤ú‡K© h_vmg‡q MÖvnK e¨vsK‡K wjwLZfv‡e Rvbv‡Z e¨_© n‡j Zv †_‡K D™¢~Z

†h‡Kv‡bv ¶wZ, `vwe ev cÖwµqv ev wej¤^ ev fyj A_© †jb‡`‡bi Rb¨ e¨vsK `vq enb Ki‡e bv|

11. e¨vsK m¤ú~Y© ev AvswkK †mevi eënvi ¯’wMZ, cÖZ¨vnvi ev mxgve× Ki‡Z cvi‡e †hLv‡b:

K) e¨vsK hyw³m½Zfv‡e m‡›`n Ki‡e MÖvn‡Ki wbivcËv Z_¨ wbivc‡` msi¶Y Kiv nqwb|

L) e¨vsK hyw³m½Zfv‡e m‡›`n Ki‡e MÖvn‡Ki wbivcËv Z_¨ Aby‡bv‡gvw`Z ev cÖZviYvc~Y©fv‡e

eënvi Kiv n‡”Q|

12. MÖvnK GB g‡g© GKgZ n‡”Qb †h, wZwb GB B›Uvi‡bU e¨vswKs †mev gvwb jÛvwis ev gvwb jÛvwis

m¤úwK©Z †Kv‡bv AvBb f‡½ eënvi n‡”Q bv| †`‡ki †h‡Kv‡bv gvwb jÛvwis AvBb wel‡q MÖvn‡Ki

KvQ †_‡K 7 w`‡bi g‡a¨ e¨vL¨v `vwe Kivi AwaKvi e¨vsK msi¶Y K‡i|

13. GB Pyw³wU evsjv‡`k, cÖvBg e¨vsK wjwg‡UW Ges †`‡ki Ab¨ mKj cÖ‡hvR¨ cwiPvjbv AvBb I

weÁwßi AvIZvaxb| GB Pyw³wU GB c¶Øq Ges Zv‡ì wbR wbR AvBwb cÖwZwbwa, DËivwaKvix

Ges g‡bvbxZM‡Yi Dci eva¨Zvg~jK Ges myweavmg~n wbwðZ Ki‡e|

14. B›Uvi‡bU e¨vswKs †mevi MÖvnK‡K Aek¨B e¨vs‡Ki mv‡_ AšÍZc‡¶ GKwU †jb‡`b wnmve (†hgb:

Avj Iqvw`qvn/GgGmG/GgGmGbwW) i¶v Ki‡Z n‡e| MÖvnK‡K c~e© †bvwUk cÖ`vb bv K‡iB

e¨vsK wnmve Lyj‡Z A¯^xKvi ev B›Uvi‡bU e¨vswKs †mev eënvi myweav cÖZ¨vnvi ev mxwgZ Kivi

AwaKvi e¨vsK msi¶Y K‡i|

15. GB kZ©vewj cwieZ©b/cwiea©b Kivi AwaKvi e¨vsK g¨v‡bR‡g›U KZ©…c¶ msi¶Y K‡i|


Head O�ce: Adamjee Court Annex Building-2, 119-120, Motijheel C/A, Dhaka-1000Phone: 88-02-9567265 Fax: 88-02-9559252

www.primebank.com.bd