documentad
DESCRIPTION
Independent and Licensed Financial Adviser by Bank Negara & Security CommissionTRANSCRIPT
Estate planning is NOT about Death but your
WEALTH
Presented by Vivienn A.D. Financial Sdn Bhd
Independent and Licensed Financial Adviser by Bank Negara & Security Commission
Licensees
Bank Negara Website
60%
5%
Malaysia Polulation 28 million
Above 21
Below 21
With will
WHY?
JLA 26.9.05
How is distribution without a Will?
Shares
50%25%
25%
Spouse Parents Issue
(includes descendants)
When parents pass away intestate, goes to brothers and sisters
JLA 26.9.05
Imagine 15 co-owners sharing assets and staying in your house!
It is for everybody
Purpose of a Will
1. Appoint your executor
3. Decide your distribution
5. Appoint your guardian
Family Feuds!!!
Why me?
• Financial Adviser
• Licensed by BNM & SC
• Independent
• Experience
TRUST as an option?
The foreign experience…
Imagine if ALL PROCEEDS
arePaid in their
name …
CAN THEY MANAGE?
Gross Estate $ 10,165,434.00
Debts $ 3,878,539.00
Administrative, Legal& Executor Fees $ 1,961,128.00
Tax Liabilities $ 3,339,520.00 -----------------
Balance to Heirs $ 986, 247.00 -----------------
ELVIS PRESLEY
Business Creditors
Final Expenses
Income Tax Liabilities
More than 90% shrinkage
THE EFFECT OF NO PROPERPLANNING
The foreign experience…
A Will that cannot be found is as good as
NOT HAVING A WILL!
JLA 26.9.05
Custody Centre
Let us safeguard the Will for you
1. Married couple with children– ASK!
Do you have a will written?Naming a guardian
– Hot referrals: Frequent traveler or senior citizen with many children
– Key words / situations: Death of a person; Insurance; Bought/own a house;
Help your LOVED ones!
2. Business Owners with partners– ASK!
Have you heard of a CORPORATE WILL for your business?
Help your LOVED ones!
Vivienn Y T Loke
Mobile: 012-4213431
Email: [email protected]
A.D. Financial Sdn Bhd
Contact details:
Questions & Answers