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Estate planning is NOT about Death but your
WEALTH
Presented by Vivienn A.D. Financial Sdn Bhd
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Independent and Licensed Financial Adviser by Bank Negara & Security Commission
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Licensees
Bank Negara Website
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60%
5%
Malaysia Polulation 28 million
Above 21
Below 21
With will
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WHY?
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JLA 26.9.05
How is distribution without a Will?
Shares
50%25%
25%
Spouse Parents Issue
(includes descendants)
When parents pass away intestate, goes to brothers and sisters
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JLA 26.9.05
Imagine 15 co-owners sharing assets and staying in your house!
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It is for everybody
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Purpose of a Will
1. Appoint your executor
3. Decide your distribution
5. Appoint your guardian
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Family Feuds!!!
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Why me?
• Financial Adviser
• Licensed by BNM & SC
• Independent
• Experience
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TRUST as an option?
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The foreign experience…
Imagine if ALL PROCEEDS
arePaid in their
name …
CAN THEY MANAGE?
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Gross Estate $ 10,165,434.00
Debts $ 3,878,539.00
Administrative, Legal& Executor Fees $ 1,961,128.00
Tax Liabilities $ 3,339,520.00 -----------------
Balance to Heirs $ 986, 247.00 -----------------
ELVIS PRESLEY
Business Creditors
Final Expenses
Income Tax Liabilities
More than 90% shrinkage
THE EFFECT OF NO PROPERPLANNING
The foreign experience…
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A Will that cannot be found is as good as
NOT HAVING A WILL!
JLA 26.9.05
Custody Centre
Let us safeguard the Will for you
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1. Married couple with children– ASK!
Do you have a will written?Naming a guardian
– Hot referrals: Frequent traveler or senior citizen with many children
– Key words / situations: Death of a person; Insurance; Bought/own a house;
Help your LOVED ones!
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2. Business Owners with partners– ASK!
Have you heard of a CORPORATE WILL for your business?
Help your LOVED ones!
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Vivienn Y T Loke
Mobile: 012-4213431
Email: [email protected]
A.D. Financial Sdn Bhd
Contact details:
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Questions & Answers