aeon brochure aid
TRANSCRIPT
DYNAMIC ASSET MANAGEMENT
It is common practice but it’s likely that your financial adviser is selecting your funds for your pension, savings and investments. However, here lies the problem in that financial advisers are experts in overall planning but they are not stockbrokers, fund selectors or analysts so cannot be expected to be able to accurately assess the risk level of funds, monitor and switch funds to secure the desired outcome and returns for a rapidly changing global market. If you adopt the route of using multi-manager funds, these funds typically have very high costs and don’t deliver as per your risk profile since they fail to rebalance regularly. Financial Advisers are consistently trying to fit clients into find managers risk profiles when really it should be the other way around.
This presents an issue whereby clients’ portfolios vary tremendously and therefore so do their outcomes. Not all of which are best suited to their risk profile which impacts returns.
ÆON was created to address this problem, to reduce costs and generate better returns for the offshore investor. With partners such as Quilter and Fidelity who spend every year in investment research and looking at the markets 24/7 analysis adjustments, rebalancing where necessary to ensure clients’ portfolios are always aligned to their risk profile thus securing projected returns. ÆON actively manages your portfolio in order to reduce risk so it matches your profile exactly and in a much more cost-effective way through access to ETF, single stocks, trackers and funds all at institutional rates. ÆON addresses the age old problem of fund selection with risk rated, high value solution for all your financial planning.
WHY CHOOSE ӔON?
Tailor-MaDE, low-cosT porTfolios ManagED by ExpErTs
DYNAMIC ASSET MANAGEMENT
DYNAMIC ASSET MANAGEMENT
OUR PARTNERS
BUILT IN-LINE WITH YOUR INVESTMENT GOALS & RISK PROFILE
FidelityEstablished in 1969 as the international arm of Fidelity Investments, Fidelity International became independent of the us organisation in 1980 and is privately owned by management and the original founding family. As at 30 June 2016, Fidelity International is responsible for us $352 billions of customer assets in 24 countries. Fidelity International is one of the largest asset managers in the world with over 400 investment professionals and has won more than 200 awards across Europe and Asia.
Quilter CheviotEstablished in 1771 and one of the original founders of the London Stock Exchange and now part of old mutual wealth, quilter cheviot are a key partner for our clients and a leading light in the investment management world. The standards they have set have been recognised with the award of a Defaqto 5* rating for their discretionary and managed portfolio service with over £18 billion in assets. They have a keen insight to the complex financial markets and through the use of stock, tracker/index, ETF and mutual funds all at institutional access, they bring a unique new level of sophistication and results to our clients.
ÆON makes it easier to choose investments that match your needs. After completing your risk profile questionnaire, you and your financial adviser will be able to accurately assess your attitude to investment risk and then automatically match your investments in line with your personal risk profile.
It is very important that you review your overall situation and investment needs with your financial adviser on a regular basis so your funds match your risk profile.
AGGRESSIVEMODERATELYAGGRESSIVE
MODERATELYCONSERVATIVECONSERVATIVE
CAUTIOUS BALANCED
RISK PROFILE
ACTIVE
MODERATE
COMPANY
GAM
Wellington
GAM
Momentum
Wellington
GAM
VAM
ӔON
Wellington
ӔON
ӔON
FUND
GAM Star Cautious
Multi Asset Conservative
GAM Star Balanced
Harmony Portfolios US Dollar Balanced Fund
Multi Asset Moderate
GAM Star Growth Fund
Driehaus
Cautious Fund
Multi Asset Growth
Balanced Fund
Active Fund
CATEGORY
Multi Asset
Multi Asset
Multi Asset
Multi Asset
Multi Asset
Multi Asset
Multi Asset
Multi Asset
Multi Asset
Multi Asset
Multi Asset
ISIN
IE00B83NGCS1
LU1106082685
IE00B5VMBV77
LU0651986225
LU1106084384
IE00B8FMPT07
LU0297699406
LU1257750981
LU1106080986
LU1257751286
LU1257751526
TER (%)
3.19
3.2
3.26
3.52
3.56
3.22
3.26
1.97
3.87
1.97
1.97
INITIAL COMMISSION
Up to 5%
Up to 5%
Up to 5%
Up to 5%
Up to 5%
None
Up to 5%
None
None
FEES & CHARGES
CONTACT
Management Company, Domiciliary Agent & Investment ManagerLUXEMBOURG FUND PARTNERS S.A2, boulevard de la FoireL-1528 LuxembourgGrand Duchy of Luxembourg
DistributorLUXEMBOURG FUND PARTNERS S.A2, boulevard de la FoireL-1528 LuxembourgGrand Duchy of Luxembourg
Depositary Bank & Paying AgentRBC INVESTOR SERVICES BANK S.A14, Porte de FranceL-4360 Esch-sur-AlzetteGrand Duchy of Luxembourg
Auditor of the FundPRICE WATER HOUSE COOPERS, SOCIETE COOPERATIVE2, rue Gerhard MercatorL-2182 LuxembourgGrand Duchy of Luxembourg
Administrator, Listing & Registrar AgentAPEX FUND SERVICES (MALTA) LIMITED, LUXEMBOURG BRANCH2, boulevard de la Foire, L-1528 Luxembourg, Grand Duchy of Luxembourg
Luxembourg Legal AdvisorLEXFIELD - AVOCATS A LA COURMe Jonathan Burger, 12, rue Jean Engling, L-1466 Luxembourg, Grand Duchy of Luxembourg
ӔON Asset Management SARLRegistration No. CH-621.4.008.636-34 Rue du Lac, Le Bouveret,1897, Switzerland
ӔON funds are based in Luxembourg, an ‘AAA’ rated financial centre renowned for investor protection.
www.aeonam.com
The total expense ratio (TER) is a measure of the total costs associated with managing and operating an investment fund. These costs consist primarily of management fees and additional expenses, such as trading fees, legal fees, auditor fees and other operational expenses.
The total cost of the fund is divided by the fund’s total assets to arrive at a percentage amount, which represents the TER. The table below shows the TERs associated with ÆON in comparison to other common multi-asset funds.
ÆON has a commitment to reduce cost and carefully manage investments in line with your risk profile.
ÆON puts the investor first by delivering dynamic, cost-effective management of your finances.