champion for veteran entrepreneurs rocio vallejo director of lending

CHAMPION FOR VETERAN ENTREPRENEURS Rocio Vallejo

Director of Lending

Texas registered Non-Profit 501(c)3 and U.S. Treasury certified Community Development Financial Institution (CDFI) SBA certified lender - SBA microloan to $50,000, SBA 7A up to $250,000Provide loans to small businesses, nonprofits and startups up to $250,000Commitment to economic and social inclusion for Texas small business owners and entrepreneurs

Who We Are

Texas Market Small business is BIG business in Texas254 counties2.2 million businesses with 5 or fewer employeesRepresent 89.4% of all Texas businessesAccess to capital cited as biggest challenge If just 1 of 3 small business hired a single employee, U.S. would be at full employment

Bexar County Microbusinesses

149,540 = 88.88% of all Bexar County businesses

If 1 of 3 hired a single employee

149,059 jobs created

Texas Veterans

County

Total Veteran

Population, 2011

Male Veteran

Population, 2011

Female Veteran

Population, 2011

Age Groups

17 to 44 45 to 64 65 to 84 85 and up

Bexar 158,710.00 136,790.00 21,920.00 47,833.00 65,973.00 36,069.00 8,835.00

Bexar County Veteran Data

One in 7 Veterans owns a business

One in 14 Americans own a business

Nike, FedEx, Chick-fil-A, Little Cesar's

Capital Support to PeopleFund for Veterans

USAA Federal Savings Bank

Capital One

State of Texas

Meadows Foundation

Oryx Foundation

PeopleFund Supports VeteransPresident & CEO – Vietnam Combat VeteranWork closely with veteran support organizations

o Texas Veterans Commissiono State of Texas, Governor’s Office o Veteran Business Outreach Centero U.S. Veterans Chamber of Commerceo SBA, Small Business Development Centers, VAo VetFran (IFA)

Today we have over $1 million in loans to veterans Another $1 million+ each year

Support the entrepreneurial businesses of military active duty, retired, and honorably discharged veterans, Reserve and National Guard. Military spouses also eligible Loans from $1,000 to $250,000 Veterans: 5% interest rate loansStartups welcome Must be Texas resident Military ID or copy of DD 214 required with other loan documents

PeopleVET Program

Ideal Program for Start-UpsPartner with Small Business Development Centers o Texas State SBDCo UTSA SBDC

Three Month Program o 12 Contact Hours o 2 hours every other week

Program Graduateso 5% Interest Rateo Eligible for $20,000 loan or more

PeopleVET Training Programs

Hammons Family Dental - Army Iraq Veteran, turned down by banks, Dr. Hammons got a $100,000 loan to buy equipment for his dental practice._____________________________________________________________D&G Design Store – Two Iraq tours, Greg Urquhart received a $15,300 loan to startup a designer bead store__________________________________________________________Scrubtopia Medical Outfitters – While Andrew Woods was deployed to Afghanistan, Andrew & Dynisha Woods got a $63,000 loan for startup medical outfitter____________________________________________________________BIAO Skincare – Two Army tours in Afghanistan, Nicole Baldwin received a $50,000 loan for a natural organic skin care line

Sample Veteran Loans

How to Apply

Online at www.peoplefund.orgClick on “get a loan”

Call 888-222-0017Ask to speak to a loan officer

Visit Us2921 East 17th St., Austin, TX 78702

2801 Swiss Ave., #120, Dallas, TX 7520412337 Jones Rd. #407 Houston, TX 77070813 N. Main Street, #201B McAllen, TX 78501

Contact UsBeatriz Pappas

Senior Loan Officer – South Austin/

San Antoniobeatriz@peoplefund.org

512-222-1017

Marco MelendezLoan Officer – North Austin/Waco

marco@peoplefund.org512-222-1003

Jesse SanchezLoan Officer – Rio Grande Valley

jesse@peoplefund.org956-258-3886

Mari MontoyaSenior Loan Officer -

Dallasmari@peoplefund.org

214-942-6698

Erika DownsLoan Officer – Fort Worth

erika@peoplefund.org214-942-6698

Sandra Gonzales Loan Officer – Houston

sandra@peoplefund.org

713-550-4515

THANK YOU FOR YOUR SERVICE

PeopleFund Salutes You