financial spectrum - leading advisor software - helping clients understand

Presentation InformationCopyright Today & Tomorrow Pty Ltd 2014 – All rights reserved

Financial Spectrum

Client Disturb

Full Planning

Funding Financial

Goals

Retirement Planning

Tools

Special Modules

Reporting Utilities

Presentation Control Centre

Client Disturb

Family Protection

Retirement

DemonstrateIncome Loss

Two Motivating

Questions to Ask

Full Planning

Client & Family Details

Entering Asset &

Liabilities

Income & Potential

Future Earnings

Budget & Cost of Living

Assessment of Risk Needs

Funding for Pre-

Retirement Goals

Planning for Retirement

Years

Investment Concepts

& Calculators

Savings

Education Funding

Gearing Strategies

Historic Volatility

Comparrisons

Mortgage & Loan Options

Retirement Planning

Single Retirement

Joint Retirement

TTR Strategies

Account Based

Pension

Aged Pension

Calculator

Presentation Control Centre

Story Board Presentations

VideoPresentations

PowerPoint Presentations

Web Site Connections

Research Material &

Forms

Help Files & Documentation

Interactive Data Collection Leads

to Client ownership and..

Interactive Data Collection Leads

to Client ownership and..

Self discovery of protection needs.

Interactive Data Collection Leads to Client ownership and..

Self discovery of protection needs.

The need to plan for future goals.

Interactive Data Collection Leads to Client ownership and..

Self discovery of protection needs.

The need to plan for future goals.

The importance of retirement planning.

Interactive Data Collection Leads to Client ownership and..

Self discovery of protection needs.

The need to plan for future goals.

The importance of retirement planning.

The Benefits of Debt reduction.

Asset Business SMSF

Inv Property Acc/Pension Inheritance

A Sample of some of the many Data Collection Screens

Assessment of “Risk” for Both Clients

Income Protection

Life Insurance

Trauma Cover

TPD

Funding for Future Goals (with option to include any asset).

Joint Retirement Planning Strategies (with option to include or downsize any asset).

Funding Financial

Goals

Basic Financial Goals Calculator Comprehensive Financial Goals calculator for detailed

planning.

Quickly demonstrate retirement strategies for a single person.

Demonstrate retirement strategies for a couple.

Demonstrate the Benefits of TTR strategies for an individual or the combined benefits for a couple.

Demonstrate Account Based Pension Benefits

Aged Pension Calculator

Special Modules

Gearing Strategies

Volatility Demonstrators

Mortgage & Loan Calculator

Australian Income Tax Calculator

Gearing Strategie

s

Start

Client’s Current Income

Current Asset &

Mortgage

Determine Prudent

Borrowing Level

Recommended

InvestmentGearing

Mortgage

Gearing

Debt Recycling

Summary of Chosen Strategy/ies

Summary Graphs

Step 1 – Enter Full details of Client’s income.

Step 2 – Enter current non-tax effective P&I mortgage.

Step 3 – Establish prudent level of borrowing.

Step 4 – Recommend one or more investments.

Option to discuss straight gearing option.

Option to discuss Mortgage Gearing strategy.

Option to discuss Debt Recycling strategies.

Compare any of the three strategies over any period.

Graphically illustrate and/or compare different strategies.

Volatility Demonstra

tors

Monthly or Yearly

Mixed Portfolio

Category Compariso

ns

Please NoteThe Volatility

demonstrators have been designed to run on indices provided by the dealer or user, indices included are samples

only.

Graphically illustrate past performance over any period.

Graphically illustrate past performance of mixed portfolios.

Graphically compare performance of different investments.

Mortgage & Loan

Calculator

Monthly or Yearly

Mixed Portfolio

Category Compariso

ns

Base Mortgage Calculations

Redraw Options

Additional Repayments

Income Tax Calculator with current ATO documentation.

Family Details – (Single – Married – Couple – with/without Children.

Sample of the some of the additional questions.

The Extra Questions button enables a lot of additional information to be collected and these include questions that help the adviser understand their client/s and their thoughts.

Interactively demonstrate income and future potential.

Demonstrate potential future Life Path.

Quick Client Disturb and “Risk” evaluation.

This module also enables the Adviser to do quite in-depth retirement planning when the sub-menus are used.

Demonstrate how periods off work affect long term savings.

Plenty of opportunity to ask powerful and motivating questions (e.g. Risk & Investment section).

Reporting Utilities

Creating Reports

& S.O.A’s.

DocMapMerge Manager

Extensive Library of Microsoft WordTM templates provided.

DocMap a library of preformatted documents for report production.

Merge Fields for Report & SOA modification and template preparation.

Storyboard Presentations

Power Point Presentations

Videos

Other Programs

Link to Websites

Store & View Research Material

Standard Forms

Financial Spectrum Has been designed to act as

a presentation control center and these are some of the common items an Adviser

may want to have quick access to.

Click to return to

prime menu.

Story Board Presentations

VideoPresentations

Click to go to sub menu or

section.

Click This Button to

Begin

Research Material &

Forms

Help Files & Documentation

Return to Beginning

Previous Slide

Back to Beginning of Section

Next Slide

End of Presentation.

Financial Spectrum is a fully interactive Client facing program that has been designed from over 40 years of field experience and input from a wide range of Advisers. The following power point has been provided to illustrate the many areas that Financial Spectrum includes. In the following slides the buttons below navigate the viewer through this static presentation.

For more information or to arrange an online demonstration please call61 (0)8 9452 7422

OrEmail info@todaytomorrow.com.au