future fridays
Post on 07-Apr-2018
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8/6/2019 Future Fridays
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When I grow up I want to be
________________________________. In order to be a____________________________,I have to receive a________________________________(educational requirement).Two places I can receive this are___________________________________________________ in______________________________________________ soI can
commute, and _____________________________________________ in __________________________ whereI would have to live oncampus. In order to attend _______________________________ I have to maintain a ________ grade point average in highschool and make a _________ on the ACT or a _______ on the
SAT. It will cost approximately $_____________ a year togo to ______________________________________ and $____________ a year to go to_____________________________________________________.
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When I graduate and
become a _________________,I will be makingapproximately$____________ a year. Thatmeans I will bring homeabout $____________ amonth after taxes.
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I know that my housing costsshould be no more than 35% of my
income. That would make myhousing budget approximately$_____________ a month. If I live inan apartment, I would like to rent
a _____ bedroom apartmentin_____________________________ .The apartment would cost about$__________ a month in rent. Theamenities included would be_____________________________________.
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If I buy a house, I would like to
buy a _____ bedroom ________ square foot house in_______________________________.The average home price in that
area is about $____________. The3.5% down payment I would need would be about$___________ and my average
monthly house note includinginterest, taxes and insurancewould be $_______________.
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BudgetHousing - 35%
Transportation -
15%Debt Payments -15%
Savings - 10%
Living - 25%
After making my housing payment of $_____________ I would have $_______________ lefta month. Of this $___________________, my budget should break down as follows.15% on transportation or $___________ a month(ideally this should include car
payment, gasoline and insurance). 15% on debt payments or $__________ a month (thisincludes student loans and credit cards). 10% on savings or $________ a month( mybest bet would be 3-6 months of bills in savings BEFORE I MOVE OUT as a nest eggand contribute the entire 10% toward a retirement plan). 25% on other livingexpenses (this is food and spending money).
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My dream car would be a________________________. This would cost
me approximately $_________ a month.My budget is $_________ a month. I need to spend about $150 a month in gasolineand general maintenance and about $75
a month in insurance so that leaves meabout $________ for a car payment. Withthat payment I can afford a $__________ car. With $__________ to spend on acar, I would buy a _________________.
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I understand that credit cards
should be used for emergenciesonly. I will spend 15% or $_________ on debt payments and that willinclude $________ in student loans. I had to furnish my living space so I
bought_______________________________________ _______________________________________ for $___________ at 24 months sameas cash or $__________ a month.
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The 25% or $__________ a month I have in
living expenses has to pay for utilities and food. I will spend about $_________ a monthin utilities. That consists of $______ for lightgas and water, $_______ for phones and $_______ for cable. I would also like to have
internet access so that will cost about$_______ a month. After utilities, I haveabout $________ left for food and spendingmoney. I think I will spend about $________ a month on groceries and $________ a monthon eating out.
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