mint delhi mint 17
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8/6/2019 Mint Delhi Mint 17
1/1
MARKETS&FINANCE 17MONDAY, JUNE 13, 2011, DELHI WWW.LIVEMINT.COM
mint money
Axis Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara BankCentral Bank of India
Corporation Bank
Dena Bank
Development Credit Bank
Dhanlaxmi Bank
HDFC Bank
ICICI Bank
IDBI Bank
Indian Overseas Bank
IndusInd Bank
Kotak Mahindra Bank
Oriental Bank of Commerce
State Bank of India
Syndicate Bank
The Federal Bank
Union Bank of India
Vijaya Bank
7.75- 8.50
6.25-7.50
8.00
6.50-7.25
8.008.50
9.15
8.00
6.75
8.50
6.75-7.75
7.00-7.75
8.15-8.50
7.25-8.25
6.25-8.50
7.00-8.50
8.50
7.00-7.75
8.00-9.00
7.00-9.00
8.00-8.25
8.00
9.00-9.25
9.00-9.35
9.00-9.25
8.55
9.10-9.259.25-9.40
9.15-9.30
9.00-9.25
8.00-9.00
8.50-9.50
7.25-8.50
8.25-9.25
9.00-9.50
9.25
8.00-9.50
9.00-9.50
9.25
8.25-9.25
9.55-9.75
9.50
9.25
9.25
8.50
9.00
9.00
8.55
9.008.75
9.25
9.25
8.00-9.25
8.75-9.00
8.50-9.25
8.50-9.25
9.25
9.25
8.75-9.50
9.40
9.25
8.75-9.25
9.50
9.25
9.25
9.35
8.50
8.50-9.00
8.50-9.00
8.60-9.00
8.50-9.008.80
9.25
9.25
8.00-8.50
8.75
8.25
8.75
9.25
9.25
8.75
9.25
9.00
8.25
9.50
9.00
9.40
9.00
8.50
8.50
8.75
8.00
8.75-9.008.80
9.00-9.25
8.75
8.00
8.25-8.75
8.25
8.75
9.00-9.25
9.00
8.75
9.25
8.75
8.50-8.75
9.50
9.00
8.50-9.40
8.75
Fixed deposit rates
Rates for deposits up to R15 lakh as on 10 June Interest rates in % per annum Source : Apnapaisa Research Bureau, www.apnapaisa.com
Bank 6 months-364 days 1-2 years 2-3 years 3-5 years Above 5 years
FUNDS| INSURANCE | DEPOSITS | LOANS
How to use this data: For each age band, you can pick the cheapest premiumfor three insurance amounts. For instance, the cheapest medical cover for a42-year-old for a cover ofR1 lakh, R2 lakh and R5 lakh is given
Health insurance
Age
(years)
Sum insured (R)
1 lakh 2 lakh 5 lakh
20-25
26-30
31-35
36-40
41-45
46-50
51-55
56-60
Premiums inR
National Pension SystemScheme
12.96
12.87
12.26
12.69
11.14
13.05
Net asset value
R (as on 10 June)
ICICI Prudential Pension Fund Scheme E - Tier I
IDFC Pension Fund Scheme E - Tier I
Kotak Pension Fund Scheme E - Tier I
Reliance Pension Fund Scheme E - Tier I
SBI Pension Fund Scheme E - Tier I
UTI Retirement Solutions Pension Fund Scheme E - Tier I
Source: National Security Depository Ltd
Royal Sundaram1,151
Royal Sundaram1,850
Royal Sundaram4,038
Star Health1,324
Bharti AXA1,955
Bharti AXA4,908
Star Health1,324
Bharti AXA1,955
Bharti AXA4,908
Star Health1,489
Future Generali2,759
Future Generali5,672
Star Health1,489
Future Generali2,759
Future Generali5,956
Future Generali2,508
Future Generali4,058
Future Generali9,060
Future Generali2,508
Future Generali4,058
Future Generali9,060
Star Health3,309
National Insurance5,655
Future Generali12,210
Source: ApnapaisaResearchBureau, www.apnapaisa.com
How to use this data: For a 40-year-old who wants a cover ofR60 lakh, thelowest premium is given. the tenure is 30 years for a 30-year-old, 20 years fora 40-year-old and 10 years for a 50-year-old person. Note: All the productsmentioned above can be purchased online only
InsuranceLife insurancePremiums in rupees for the lowest term insurance covers for different sumsassured. The term of the policy is 60 years minus the age.
Sum assured
(R lakh)
Age
30 years 40 years 50 years
Kotak e-Term2,281
Kotak e-Term3,453
Kotak e-Term5,993
Kotak e-Term3,714
Kotak e-Term6,056
ICICI iProtect10,633
Aviva i Life4,277
Kotak e-Term6,700
Kotak e-Term11,168
10
20
30
40
50
75
100
125
150
200
Kotak e-Term5,603
Kotak e-Term8,630
Kotak e-Term14,532
Aviva i Life4,550
Aviva i Life8,103
Aviva i Life17,021
Aviva i Life6,824
Aviva i Life12,154
Aviva i Life25,531
Aviva i Life8,127
Aviva i Life15,225
Aviva i Life33,065
Aviva i Life10,159
Aviva i Life19,031
Aviva i Life41,331
Aviva i Life12,190
Aviva i Life22,838
Aviva i Life49,597
Aviva i Life16,254
Aviva i Life30,449
Aviva i Life66,129
Cheapest home loansHome loans
Axis Bank
Bank of Baroda
Bank of Maharashtra
Canara Bank
Central Bank of IndiaCorporation Bank
HDFC Limited
ICICI Bank
IDBI Bank
Indiabulls Housing Finance
Indian Bank
LIC Housing Finance*
Oriental Bank of Commerce
Punjab National Bank
SBI
EMI per lakh (R)
Home loan company
*This bank has interest rates fixed for the initial few years and thereafter then prevailing rate are applicable; The home loan rates are indicative rates, which maychange according to the credit profile of the customer; fixed interest rates are usually subject to reset clause of two to five years and vary from bank to bank. However,fixed interest rates of ICICI Bank, HDFC and Axis Bank remain fixed during the entire tenor of the loan; PN: The rates given above are for the first year of the loan tenorFor the subsequent years, the interest rates vary from bank to bank; DP: does not provide; EMI: equated monthly instalment; DNA: data not available
2,149
2,149
2,125
2,149
2,1492,162
2,137
2,149
2,162
2,137
2,162
2,132
2,149
2,149
2,137
2,327
DP
2,137
DP
DNA2,288
2,224
2,432
2,263
DP
2,174
DP
DNA
2,174
DP
5 years
Fixed Floating
1,349
1,363
1,335
1,363
1,3631,378
1,335
1,349
1,363
1,335
1,378
1,330
1,363
1,363
1,335
1,553
DP
1,363
DP
DP1,508
1,435
1,675
1,478
DP
1,392
DP
DNA
1,392
DP
10 years
Fixed Floating
1,105
1,121
1,105
1,137
1,1371,137
1,090
1,105
1,121
1,090
1,152
1,084
1,137
1,121
1,090
1,332
DP
DP
DP
DP1,282
1,200
1,469
1,249
DP
1,168
DP
DNA
1,152
DP
15 years
Fixed Floating
998
1,032
998
1,032
1,0321,049
982
998
1,015
982
1,066
975
1,032
1,032
982
1,244
DP
DP
DP
DP1,189
1,101
1,391
1,154
DP
1,084
DP
DNA
1,066
DP
20 years
Fixed Floating
Home loan EMI perR1 lakh for a loan amount ofR30 lakh as on 10 June
MF update
Sahara Growth
IDFC Strategic Sector (50-50) Equity
Franklin India Bluechip
HDFC Index Sensex Plus
ICICI Prudential Target Returns Retail
Sundaram Select Focus Reg
ICICI Prudential Top 100
BNP Paribas Equity
Baroda Pioneer PSU Equity
ICICI Prudential Index Retail
UTI Master Plus '91
Reliance Quant Plus Retail
LIC Nomura MF Sensex Advantage
Sahara Super 20
DWS Alpha Equity Regular
ING Large Cap Equity
LIC Nomura MF Index Nifty
IDFC Imperial Equity
ICICI Prudential Focused Bluechip Equity Retail
Canara Robeco Large Cap+
LIC Nomura MF Top 100HSBC Equity
Reliance Equity Advantage Retail
HDFC Index Nifty
LIC Nomura MF Systematic Asset Allocation
LIC Nomura MF Equity
Magnum Index
Taurus Nifty Index
LIC Nomura MF Opportunities
DSPBR Top 100 Equity Reg
IDBI Nifty Index
UTI Sunder
Religare Business Leaders
Canara Robeco Nifty Index
ICICI Prudential SPIcE
HDFC Index Sensex
LIC Nomura MF Index Sensex
IDFC Nifty
Tata Index Sensex A
Shariah BeES
Reliance Index SensexFranklin India Index NSE Nifty
Reliance Index Nifty
Principal Index
Quantum Index
Nifty Benchmark ETS
Birla Sun Life Index
Franklin India Index BSE Sensex
Tata Index Nifty A
Motilal Oswal MOSt Shares M50 ETF
16.25
14.38
10.85
9.19
9.06
8.86
7.39
7.16
7.16
6.38
6.24
5.75
5.60
5.50
5.50
4.85
4.83
4.72
4.16
3.91
3.833.68
3.37
3.20
3.10
2.76
2.65
2.43
2.25
2.23
1.81
1.74
1.72
1.44
1.25
1.05
1.05
0.93
0.60
0.54
0.530.47
0.44
0.36
0.31
0.29
0.27
0.24
0.16
0.15
Scheme % of corpus
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
2122
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
4142
43
44
45
46
47
48
49
50
Cash holding of equity fundsLarge cap cash holdings
Figures as on 31st May 2011 Source: Value Research
NAV(daily)
3-yrreturn
5-yrreturn
10-yrreturn
Expenseratio
Fund size(R cr)
Value Researchrating (3-year)
DSPBR Top 100 Equity Reg
Franklin India Bluechip
Kotak Sensex ETF****
Nifty Benchmark ETS****
Large-Cap core
Category average
99.09
212.41
186.58
556.83
12.48
15.07
***
7.76
19.5
17.63
**
14.61
*
25.99
*
*
1.85
1.83
0.50
0.50
2,802.07
3,396.48
35.74
619.83
7.96 13.32 19.69
Birla Sun Life Frontline Equity Plan A
Canara Robeco Equity Diversified
Fidelity Equity
Franklin India Prima Plus
HDFC Top 200
ICICI Prudential Dynamic
UTI Opportunities
UTI Dividend Yield
Large & Mid Cap core
Category average
HDFC Equity
Nifty Junior BeES****
Quantum Long Term Equity
Templeton India Growth
Multi CapCore
DSPBR Equity
Reliance Regular Savings Equity
Tata Equity PE
Category average
Satellite
Satellite
DSPBR Small and Mid Cap Reg
HDFC Mid-Cap Opportunities
IDFC Premier Equity Plan A
Mid & Small CapCore
Satellite
Fidelity Tax Advantage
HDFC Taxsaver
Religare Tax Plan
Tax PlanningCore
Sundaram Taxsaver
Category average
BSE Sensex
S&P CNX Nifty
Satellite
Birla Sun Life 95
DSPBR Balanced
HDFC Prudence
Tata Balanced
Equity-orientedCore
FT India Balanced
Category average
Satellite
Birla Sun Life Monthly Income
Canara Robeco MIP
HDFC MIP Long-term
HDFC MIP Short-term
Reliance MIP
Debt-oriented ConservativeCore
Birla Sun Life MIP II Savings 5
UTI Monthly Income Scheme
Category average
Satellite
DSPBR T.I.G.E.R. Reg
ICICI Prudential Infrastructure
Reliance Diversified Power Sector Retail
Tata Infrastructure
Thematic/Sectoral
86.42
54.58
34.94
219.45
207.86
106.82
27.14
14.51
17.30
15.36
12.98
17.84
15.45
17.43
19.89
19.16
19.41
18.49
20.96
19.16
18.11
*
*
*
26.82
30.93
*
*
31.85 18.48 22.26 *
1.86
2.31
1.85
1.92
1.78
1.84
1.94
1.85
2,749.14
392.70
3,062.96
1,703.72
9,591.25
3,005.30
1,517.26
2998.41
9.29 13.87 23.19
277.24
112.43
21.85
116.37
20.46
15.29
19.26
11.35
20.92
16.95
18.60
19.34
31.75
*
*
25.72
1.79
1.00
1.50
2.09
8,404.84
114.98
66.28
812.95
47.93
29.78
46.57
14.35
13.41
11.85
10.70
21.22
23.27
20.16
15.49
28.14
*
*
27.8
1.88
1.84
2.50
2,351.65
3,263.70
721.88
17.50
15.92
32.02
106.50
15.32
13.34
15.64
9.81
18.37
**
12.92
*
*
25.30
1.91
2.27
19.55
20.92
17.67
**
**
28.22
*
*
*
2.00
2.01
2.50
1,136.69
1,152.26
1,806.09
1,687.81
438.41
21.66
231.63
17.51
16.23
18.71
16.73
19.62
16.54
**
*
30.08
*
1.99
1.85
2.49
1,173.30
2,823.02
102.09
42.07 9.44
8.73
7.06
7.23
16.44
13.26
13.24
13.86
26.41
23.06
17.98
17.15
1.95 1,446.5
309.41
65.62
214.02
82.71
16.43
12.31
20.75
13.63
17.40
17.03
20.42
16.62
21.74
21.49
28.18
21.07
2.31
2.09
1.80
2.50
391.65
748.25
5,808.18
277.48
48.45 9.97
10.43
14.12
12.81
19.60
19.35
2.35 265.83
36.82
29.81
23.18
17.24
21.77
10.03
11.51
13.17
8.42
15.04
9.78
12.25
11.92
7.34
11.72
10.47
12.63
*
*
*
1.74
2.07
1.52
1.86
1.54
17.71
19.87
10.71
9.02
7.98
9.98
9.01
8.32
*
*
10.25
1.23
1.80
818.37
708.20
43.70
28.30
68.20
31.23
5.21
4.71
5.48
1.56
14.41
18.21
24.43
13.52
*
*
*
*
1.89
1.85
1.82
2.50
2,300.89
3,008.77
3,653.80
1,641.06
NR
NR
FT India Dynamic PE Ratio FoF
Category Average
Asset Allocation core40.30 12.00
8.17
15.09
11.54
* 0.75 1,495.00
Birla Sun Life Mid Cap Plan A
DSPBR Micro Cap Reg
Category Average
NR
675.43
363.75
10,099.87
599.39
8,393.45
Canara Robeco Short Term Ret
DWS Short Maturity Reg
Reliance Short-term
Templeton India Short-term Income Ret
UTI Short-term Income Regular
Category average
NSE Treasury Bill Index
NSE G-Sec Composite Index
Short TermCore
NAV(daily)
3-monthreturn
6-monthreturn
2-yearreturn
Expenseratio
Fund size(R cr)
Value Researchrating (3-year)
11.42
17.79
18.57
1,987.19
17.02
2.37
2.34
1.87
2.43
2.88
2.37
1.80
-0.05
4.29
3.88
3.52
4.03
4.50
3.95
3.63
0.93
5.80
5.97
5.70
7.89
6.62
5.91
5.36
1.33
1.16
1.25
0.79
1.30
0.59
70.82
464.69
2,863.88
4,656.81
626.78
NAV and returns are as on 10/06/2011; Value Research rating is as on 31/05/2011; Fund size as on 31/03/2011; * The fund has not yet completed 10years; ** The fund has not yet completed 5 years; ***The fund has not yet completed 3 years; ****An exchange-traded fund (ETF), this can b e bought orsold only on stocks exchanges. You need a d emat account to be able to transact in ETFs; NR: not rated, since the fund is l ess than 3 years old
Among the various schemes, we have chosen 50 schemes across equity- anddebt-oriented categories that we feel you should choose from. However, you mustnot invest in all of them. Pick and choose around seven to 12 schemes from Mint50to build a portfolio that suits your goals. Dont worry if schemes, you are alreadyinvested in, are not a part of Mint50. Not all schemes that are outside Mint50 arebad. Just because your existing scheme is not a part of Mint50 does not mean youmust sell it. While poorly managed schemes are aplenty in the market, there aremany that are decent, but not a part of Mint50 because we think these are betteralternatives. Mint50 is not a guide to existing investments. Refer to it if youchoose to invest afresh. After ascertaining how much you want to put in equityand how much in debt funds, take a core and satellite approach. The coreschemes are the rock solid, long-term performers that come with a good track
record. You can consider staying invested in them for a long time. Depending onyour risk profile, this should form a significant chunk of your portfolio. Thesatellite portion can be used to add the returns kicker or a flavour to yourportfolio, such as thematic, infrastructure funds or those that have a promisingtrack record but are relatively new. If you are planning to invest afresh, start byputting money in large-cap funds and later diversify into mid-cap funds. One lastthing: Value Research pitches active and passive funds in the same category. So, itis possible that passive funds, such as Benchmark Nifty BeES and Franklin IndiaIndex Fund, have a lower Value Research rating. In rising markets, exchange-tradedfunds and index funds typically underperform actively managed funds and, hence,a lower star rating. But since a passive funds mandate is never to outperform theindex, but to mimic it, a lower rating doesnt matter.
Source:
How to use Mint50
There are over a thousand mutual fund schemes in the market. Picking and choosing the right one can be tough.Here's where Mint50 comes in. We have run quantitative and qualitative filters on all schemes to come up with achosen set of 50 schemes across categories for you to pick and choose from.
Mutual fund schemes to invest in
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