sip letter
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Dear Investor,
It is Time to take Wise Decisions in Volatile Market
Lets take one this Diwali and
Start our journey from Being Rich to Being Wealthy.
We all work hard to earn money but how many of us make sure that our money also works for us as hard as we work
to earn it. We all do 'Laxmipuja' on Diwali but how many of us know the trick to accumulate 'Laxmi' in real sense.
The road that takes us from being 'rich' to being 'wealthy' is less traveled but it is inevitable to take.
We have heard about Seven Wonders of the World. But have you ever thought or heard about eighth wonder of the
world. Here we offer the eighth wonder of the world in form of Power of Compounding and SIP.
SIP allows you to take journey to ultimate wealth creation through step-by-step process of investing. SIP works on
basic principle of regular investment. This creates discipline investment habit even with small amount.
Through SIP you can invest conveniently, regularly, take advantage of equity growth and can time the market
automatically. Now you must be wondering why we are saying SIP an 8th wonder of the world. Here is the proof:
The same amount of Rs.5000 per month can grow to Rs.17 lakhs in recurring product and same amount can grow
to Rs.31 lakhs in SIP. So the same amount of investment gives you double the final value in SIP compared to
recurring.
So SIP is not just a tool of investment but also a wealth creation machine. Just look at how few of the leading equity
schemes have created wealth in last few years by investing only Rs. 2000 per month.
5-Year Return: 10 Year Return:
(SIP done on 10th of every month. Returns are as of 31st Aug 2008)
Remember in last five years an investor would have invested Rs.1.20 lakhs and in last ten years Rs.2.40 lakhs but
when we compare return between five and ten years, when amount invested gets doubled (from Rs.1.20 lakh to
Rs.2.40 lakh) end value becomes close to 7.5 times in Reliance Growth Fund. (Rs.2.65 lakh for 5-year return and
Rs.19.35 lakh for 10-year return.). This shows the power of compounding.
So lets start our journey from being 'Rich' to being 'Wealthy' by taking advantage of this wonderful 'All Time Wealth
Machine - ATWM' called SIP. Always remember it is the time in the market that matters and not timing the market.
Take advantage of the market volatility by keeping yourself invested and continuing investments in a disciplined
manner. Wish you a happy festive season ahead.
Regards
Recurring Product
Equity Fund SIP
Rs.5000
Rs.5000
8%
15%
15
15
Rs.9 lakhs
Rs.9 lakhs
Rs.16.98 lakhs
Rs.30.81 lakhs
Mon. Inv. Total Inv. Final Amount Exp. Retn. Yrs
Reliance Growth
HDFC Top 200
Reliance Vision
Sundaram Select Midcap
Rs. 2,65,451
Rs. 2,32,813
Rs.2,08,173
Rs.2,40,919
32.74%
27.14%
22.44%
28.61%
Scheme CAGRAmount
Reliance Growth
HDFC Top 200
Reliance Vision
Rs. 19,35,923
Rs. 12,12,811
Rs.14,85,698
39.36%
30.60%
34.39%
Scheme CAGRAmount
YOUR DETAILSYOUR DETAILSDrashti Investments
drashti.investments@rediffmail.com
09221890056
Reliance MF
Reliance Growth Fund
Reliance Vision Fund
Reliance Banking Fund
SBI MF
SBI MSFU Contra Fund
SBI Magnum Global Fund
SBI Magnum Multiplier Fund
Tata MF
Tata Select Equity Fund
Tata Equity Opportnities Fund
Tata Pure Equity Fund
Principal MF
Principal Tax Savings Fund
Principal Growth Fund
Principal Resurgent India Equity Fund
HDFC MF
HDFC Equity Fund
HDFC Top 200 Fund
HDFC Capital Builder Fund
Sundaram MF
Sundaram Select Midcap Fund
Sundaram Growth Fund
Sundaram Select Focus Fund
Super Performing Funds for SIP
16,466,520
37.07%
11,436,789
31.62%
--
--
--
--
--
--
6,561,355
23.37%
5,409,636
20.51%
--
--
--
--
--
--
--
--
--
--
12,100,428
32.46%
--
--
6,637,710
25.17%
--
--
--
--
--
--
9,887,516
39.74%
7,488,599
34.51%
--
--
--
--
--
--
4,884,458
26.56%
4,103,251
23.33%
--
--
4,659,583
25.69%
--
--
--
--
--
--
6,510,410
31.90%
5,914,845
30.12%
4,408,373
25.68%
--
--
4,606,651
25.48%
--
--
4,384,816
47.31%
3,192,419
37.96%
--
--
39,393,441
44.13%
3,249,895
38.48%
2,995,216
36.10%
2,512,526
31.03%
--
--
2,792,910
34.08%
2,513,061
30.81%
2,044,884
25.14%
2,481,414
30.67%
2,827,122
34.43%
3,021,838
36.36%
2,566,811
31.65%
--
--
2,619,811
32.23%
--
--
1,381,517
34.42%
1,065,870
23.39%
1,085,925
24.18%
1,383,311
34.47%
1,220,795
29.12%
1,217,496
29%
1,027,325
21.85%
1,125,331
25.67%
1,104,580
24.89%
1,026,713
29.13%
874,453
15.19%
944,267
18.35%
1,083,952
24.10%
1,155,067
26.77%
1,023,276
21.69%
1,238,302
29.72%
1,099,691
24.70%
1,220,195
29.10%
Tenure
Investment Rs. 10,000/month
Scheme Name
12 years
1,440,000
10 years
1,200,000
7 years
840,000
Current Value of Investment (Rs.)
5 years
600,000
Note: Returns as on 31 July 2008
All % returns on CAGR Basis
SIP installment assumed to be hit on 10th of every month
SIP value of Rs. 10,000 per month considered for the above calculations
Last installment for all the schemes taken above is assumed for the month of July 08
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