transforming global payments · 2020. 1. 6. · the global payments opportunity 3. our solution....

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Transform ing Globa l Paym ents

LEVERAGING BLOCKCHAIN TO CHANGE THE GAME

MAY 2018

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Can Incum bents Innova te?

$1.5B

$436B

May 2013 May 2018

Digital AssetsMarket Capitalization

2013-2018

3

$1.5B

$436B

May 2013 May 2018

Digital AssetsMarket Capitalization

2013-2018

4

“Banks are Dead”

$1.5B

$436B

May 2013 May 2018

Digital AssetsMarket Capitalization

2013-2018

5

“Regulation?”

$1.5B

$436B

May 2013 May 2018

Digital AssetsMarket Capitalization

2013-2018

6

“Goldman Sachs Announces Plans for Digital Asset Trading”

$1.5B

$436B

May 2013 May 2018

Digital AssetsMarket Capitalization

2013-2018

7

“Regulation is Coming!”

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Agenda

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1. Who We Are

2. The Global Paym ents Opportun ity

3. Our Solu tion

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Who We Are

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San Francisco New York

London

TokyoSBI Ripple Asia

Sydney

Our Investors

Google Ventures

Luxem bourg

Com pany Overview

F O U N D E D 2 0 1 2

SingaporeMum bai

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Brad GarlinghouseCEO

Previous: Yahoo!

Our People

Chris LarsenExecutive Chairm anPrevious: Prospe r, E-

LOAN

Brynly Llyr Genera l Counse lPrevious: PayPal

Marcus TreacherSVP of Custom er Success

Previous: SWIFT, HSBC

Ron WillCFO

Previous: Yahoo!, Merrill Lynch

Asheesh BirlaSVP of Product

Previous: Thom son-Reute rs

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O U R V I S I O N

The In te rne t of Value :Enable the world to m ove m oney like in form ation m oves today.

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O U R M I S S I O N

Rem ove friction from globa lpaym ents.

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Snapshot of Our Growing Ne twork of 100 Custom ers

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The Globa l Paym ents Opportun ity

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New Custom er Dem ands

On-demandReal-time

Global Elegant experience

Zero tolerance fordelays or failures

Low -cost

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Today’s Globa l Paym ents Infrastructure Cannot Mee t New Dem ands

Corresponden t & Liqu id ity Provide r

Sende r Rece ive r

Risk Cost Delays

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No Single Experience to Move Money Globa lly

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Globa l Paym ent Dem and on the Rise as Globa l Banking Reach Decreases

2002

26

2007

19

2005

22

2010

18

2012

14

2003

25

2013

13

2014

12

2015

12

225

176

145

113

55

82.5.25

CorrespondentBanking

Relationshipsin thousands

GlobalE-CommerceSalesin b illions

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Our Solu tion

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1Real-Tim e , Certa in Globa l Paym ents

Ripple API

Liqu id ity

Governance

Rule Se ts

Messaging

Se ttlem ent In frastructu re

xCurren t

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2On-Dem and Liqu id ity in Em erging Marke ts

BRAZIL

MEXICO

INDIA

PHILIPPINES

Ripp le API

Liqu id ity

Governance

Rule Se ts

Messaging

Se ttlem ent In frastructu re

xRapid

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3One In te rface for Paym ents Across Ne tworks Ripple API

Liqu id ity

Governance

Rule Se ts

Messaging

Se ttlem ent In frastructu rexVia

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OnePay FX Introducing Instant Payments to Consumers

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40+ Central banks

Regulators

Policy makersRelationships Globally

Regulatory and Policy Engagement

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Globa l Paym ents Today

Fragmentation Risk Cost Delays

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Globa l Paym ents with Ripple

XRP

No Risk Low Cost Instant One API

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Demons trated product -market fit modernizing global payments infras tructure.

Traction with 100+ cus tomers and the only blockchain products us ed commercially.

Changing the indus try from within .

01

Ripple is Leading the Blockchain Industry

02

03