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THE APS PROGRAMADVANCED PLANNING STRATEGIESYour Path To Greater Financial SuccessBusiness Owner Wealth Strategies - All Rights Reserved 20101

2THE APS PROGRAM

Under Recent Legislation, Highly Specialized, Custom Designed Business Planning Strategies Are Now Available For Qualifying Business OwnersAn Elite Team With Unique Expertise In Advanced Planning Techniques For Highly Successful Business Owners Is Committed To Optimizing A Companys Operating Efficiencies and Profitability No Matter How Advanced Or Sophisticated Planning For Your Business May Be Currently, THE APS PROGRAM Planning Team Can Greatly Increase Your Business and Personal Net WorthBy Working Closely With Qualifying Business Owners And Their Advisors, Innovative Strategies and State-of-the-Art Business Structures Can Be Created and Installed In A Timely Manner

Business Owner Wealth Strategies - All Rights Reserved 2010

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THE APS PROGRAM Benefits to Qualifying Business Owners Include: TAX MITIGATION

ASSET PROTECTION

RETIREMENT ENHANCEMENT

SUCCESSION PLANNINGBENEFITS WELL BEYOND TYPICAL ADVANCED PLANNING RESULTS

Business Owner Wealth Strategies - All Rights Reserved 2010THE APS PROGRAM

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YOU MAY BE ABLE TO OPERATE YOUR BUSINESS ON A PRE-TAX BASIS (UN-TAXED)

ALL CATEGORIES OF CURRENT BUSINESS STRUCTURES CAN QUALIFYCustom-Designed and Unique FINANCIAL PROGRAMS Can Provide Remarkable Benefits to Business OwnersUnder Several Legislative Acts and IRS Revenue Rulings, Including ERISA, TRA 97, EGTRRA AND THE PENSION PROTECTION ACT OF 2006, Qualifying Business Owners Can Now Employ Many of the Same Special Vehicles and Strategies that FORTUNE 500 Companies Enjoy

Business Owner Wealth Strategies - All Rights Reserved 2010THE APS PROGRAM

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WHY ARENT MY OWN PLANNING TECHNIQUES, THROUGH MY ADVISORS, SUFFICIENT TO MAXIMIZE MY BUSINESS EFFICIENCIES? Your Planning May Be State-of-the-Art, But Unless Your Advisors Are True Experts In ERISA, Labor Law, The Tax Code and Corporate/Business Law, You May Have An Opportunity To Enhance Your Benefits To A Greater Degree. The Good News Is That Your Trusted Advisors Will Become An Integral Part of THE APS PROGRAM TeamWHAT IS MY RISK, COST AND TIME REQUIREMENT TO LEARN MORE ABOUT THE APS PROGRAM?An APS PROGRAM Specialist Has Agreed To Meet With or Conduct a Conference Call With Qualifying Business Owners At No Cost or Obligation and Your Risk Is Solely Time About 45 Minutes To Determine If You Are Interested and If Your Business QualifiesCOMMON QUESTIONS WHAT ARE MY NEXT STEPS?Simply Contact THE APS PROGRAM Representative Who Gave You This Presentation and Provide Some Basic Business Information. After That, Schedule the Preliminary Meeting or Conference Call and, If You Wish To Proceed, Invite Your Advisors To the Next MeetingWHAT IS THE COST OF INSTALLING A NEW OR ADDITIONAL STRATEGY AND/OR BUSINESS STRUCTURE?Because THE APS PROGRAM Can Create Substantial Tax Savings Your Net Cost Is Zero

Business Owner Wealth Strategies - All Rights Reserved 2010THE APS PROGRAM

Business Owner Wealth Strategies - All Rights Reserved 20106

For More Information Please Contact THE APS PROGRAM Representative Who Gave You This PresentationTHE APS PROGRAMYour Path To Greater Financial Success

DOUGLAS BERKEY LIGHTHOUSE FREEDOM FINANCIAL Telephone: (941) 544-2923 E-mail: dnberkey@comcast.net