2008 Average Sales Price By CityCITY SINGLE-FAMILY CONDOS & RESIDENCES ONLY PATIO HOMES ONLYMesa .....................................$219,047 ........................ $141,070Glendale ..............................$201,137 ........................ $102,125Goodyear ............................$225,431 ........................ $139,025Phoenix .................................$216,522 ........................ $187,525Peoria ...................................$247,723 ........................ $158,816Tempe ...................................$281,261 ........................ $222,831Gilbert ...................................$271,278 ........................ $168,747Litchfield Park .......................$257,383 ........................ $177,533 Chandler ..............................$287,590 ........................ $178,908Queen Creek .......................$167,202 .......................... $81,526Cave Creek .........................$472,102 ........................ $331,360Scottsdale ............................$677,735 ........................ $320,447Fountain Hills ........................$615,063 ........................ $278,767Carefree ...............................$905,293 ........................ $430,357Paradise Valley ...............$2,127,4387 ........................ $355,813

Statistics gathered from ARMLS and reflect resale properties. All information deemed reliable but not guaranteed.

The sad reality is that one out of ten homes in our own neighborhoods are in financial distress and approximately seven million homes across America are facing foreclosure. If you or someone you know is forced to make the difficult decision of foreclosure, please call us first. You don’t have to go through this alone because my team and I can help. Please call us today for more information on ways to avoid foreclosure and to learn how we can sell your home even though you owe more than it may be worth. What is a CDP Expert? The Developers of the Certified Distressed Property Expert Designation (CDPE) believe that in most cases the best person for a distressed homeowner to speak with is a well informed Licensed Realtor® educated and trained to find the best solution. Facing a foreclosure can be a devastating financial and emotional process for a homeowner, and in many cases they face this process alone, without help of any kind. An Agent who has earned the CDPE Designation has dedicated their time and effort to understanding the distressed homeowner issues and the CDPE Professional is an agent who understands the full range of solutions and is ready to help - that is why my team and I have committed to getting this designation because we recognize the importance in today’s market. We look forward to surviving the challenging market conditions together and look forward to a brighter tomorrow! Nate & Team

random acts of kindnessSimple Ways To Bring Joy To Others

unexpected flavors delightThe Compass Restaurant’s Tomato Pineapple Salad

the heat is on!Sun Protection For Your Home

May / 2009

7111 W. Bell Road, Suite 101Glendale, AZ 85308

www.NatesHomes.comwww.NatesLuxuryHomes.com

602.942.7000 office800.284.1158 toll free

602.430.5226 cell602.532.7352 fax

NateM@remax.net

Have you heard the news? The market is HOT!!

Don’t miss out on these low, low prices – visit us online to see our

current inventory of homes for sale!www.NatesHomes.com

www.NatesLuxuryHomes.comwww.TheReserveAtEagleHeights.com

The Nate Martinez Team would like to take the opportunity to thank the following people for the

wonderful referrals they have sent our way:

Cheryl Grey, Sandy Pressley’s office/ Coldwell Banker

Dave Ramsey, Dave Ramsey ShowJeff Michaud, RE/MAX Accord

Steve Duvall, RE/MAX of Spokane

The Nate Martinez Team Loves Referrals!

Produced by Desert Lifestyle Publishing • 480.460.0996If your home is currently listed, this is not a solicitation for that listing.Each office independently owned and operated.

Need Help Buying?The City of Phoenix is now offering:

American Dream Down payment Initiative (ADDI): Full $10,000 deferred, no-interest loan toward down

payment and closing cost assistance.HOMEStart: Eligible first-time homebuyers can receive up

to $40,000 toward the purchase of a home constructed or rehabilitated by city-approved, not-for-profit developers.

Home in 5: Bond program delivers attractive 30-year fixed mortgage and 5% down payment

and closing cost assistance.The City of Avondale is offering up to $35,000 in down payment and closing cost assistance or up to $10,000

for minor repairs if you buy a foreclosure home.Call us TODAY for more details!

Event CalendarMay 2009

StompASU Gammage, May 5th-10th480.965.3434 or asugammage.comThis unique, explosive musical performance will keep the whole family entertained. The eight-member troupe uses just about anything as their percussion instruments. Well, anything but actual instruments. Performers will use wooden poles, garbage cans, hub caps and recently added paint cans to create their amazing rhythms. You won’t look at your pots and pans the same way after seeing this performance!

9th Annual Golf 2 Save the FamilyThe Phoenician Resort & Spa, May 9th480.898.0228 or savethefamily.orgEstablished in 1989, Save the Family was created to help homeless families with transitional housing, case management and supportive services. Take part in their annual golf event to raise proceeds to fund all of those programs. Each registration includes a round of golf, breakfast and lunch, and range balls. There will also be a silent auction.

Jimmy Buffett and the Coral Reefer BandCricket Wireless Pavilion, May 14th602.254.7200 or livenation.comIf you have never been to a Jimmy Buffett concert, you are in for a treat. The always easy-going, island-loving singer brings his Summerzcool 2009 tour to town. Fans can expect to hear favorites such as Margaritaville, Come Monday and Cheeseburger in Paradise. Parrotheads unite!

Peach Festival Schnepf Farms, May 15th-17th480.987.3100 or peachfestival.netIt’s that time of the year again: Peach-picking season! Come out and enjoy a “peachy-keen” day with all things peach. You can partake of juicy peach sampling or even a wonderful peach-pancake breakfast. The festival will also have live entertainment and fun rides for the entire family to enjoy. Although the event is only for this one weekend, peach picking will be available every weekend during the month of May.

International Museum DayHeard Museum and Phoenix Art Museum, May 18th602.252.8848 or heard.orgIn celebration of International Museum Day, the Heard Museum and the Phoenix Art Museum are both offering two-for-one admission. Explore all the great history the Heard Museum has to offer then take a short stroll to the Phoenix Art Museum where you can enjoy some of the new exhibits such as Charting the Canyon – a collection of photographs of the Grand Canyon.

Arizona Diamondbacks Chase Field, May 30th602.514.8400 or arizona.diamondbacks.mlb.comRoot, root, root for our home team as they battle it out against the Atlanta Braves. If you have not yet taken in a game at Chase Field, you will be amazed at how baseball fields have evolved. From the signature swimming pool to the retractable roof, Chase Field is sure to impress you. Arrive early, as the first 25,000 fans will receive a Stephen Drew bobble head.

Featuring The Compass Restaurant at Hyatt Regency Phoenix122 N. Second St. • Phoenix

602.252.1234 or phoenix.hyatt.com

Loc

al F

lavo

r!

Your Home

Arizona homeowners know the benefits of year-round sunshine, but the intense desert heat can limit time spent on outdoor patios, increase A/C bills, wreak havoc on skin, and even fade carpeting and furniture. However, retractable awnings and solar sun screens can be the solution. “In the past four years we’ve seen exceptional growth in the industry,” says Jonathan Hershberg, president of Sunsetter products, the largest manufacturer of retractable awnings in the U.S. “Part of it is an increased awareness of the danger of ultraviolet rays, and part is the comfort and convenience factors.” Retractable awnings not only enhance your home’s exterior, but also expand living space – adding value to the home without the high cost of construction. Where patio umbrellas might only cover 10 feet, a retractable awning can cover up to 20 feet. “A retractable awning is the perfect addition to an existing patio cover where you just need a little more shade,” says Stacie Peters of Awnings By Design in Scottsdale, “and good for the homeowner who has a small backyard and does not want to take up space with posts that a traditional patio cover may require.” Retractable awnings and solar sun screens are also environmentally conscious. Temperatures underneath awnings can be as much as 20 degrees cooler; sun screens can block out up to 90% of solar heat rays and reduce UV rays by 95%. Unlike interior window treatments such as blinds or drapes that block the sun’s heat after it has entered your home, solar sun screens stop and dissipate the sun’s heat and glare before it can reach your window. With awnings and sun screens, air conditioning costs will be greatly reduced, carpets and furniture won’t fade and children and rooms will be safer and more comfortable. Retractable sun screens can provide daytime privacy from the outside. They can even completely darken a room. Yet both awnings and sunscreens can retract when you choose, allowing a clear view of the outside. With all of the benefits, it’s a wonder why more Valley homes don’t have retractable awnings and sunscreens. One reason, however, might be the misconception that they’re too expensive. But, if you factor in the savings and benefits, the cost can be reasonable. Retractable awnings start at $1,500; solar sun screens can be as low as $600 for a standard 4 x 5 window. Professional installation for both is recommended. Awnings come in many sizes, whereas solar sun screens are custom-fitted for the homeowner’s windows. Both have models that are motorized or can be manually operated. Manually operated retractable awnings can provide extra stability for wind due to support arms that can be angled back against the house or set vertically on the deck or patio. Motorized awnings have no vertical supports, but lateral arms that create an unobstructed shaded area. An optional wind sensor would retract the awning when there are gusts of wind. Motorized models are also more convenient, operating by either a wall switch or remote control. When choosing an awning, make sure the fabric is water-repellent, fade-proof, mildew and mold-resistant and will block out at least 95% of UV rays. The frame should be lightweight and reliable. Awnings with dual stainless steel cables for the lateral arm are superior to those with one cable or with a chain design. Homeowners should also be aware of manufacturer warranties on awnings and storm damage protection. “Our fabric for awnings comes with a 10-year warranty,” says Peters. “The motors we use have an 8-year warranty and are the best in the industry.” By summer’s end, retractable awnings and sun screens do not have to be taken down – only retracted. They can be removed and taken with you if you purchase a new home, or kept as value-adding features when it’s time to sell.

Pineapple and Tomato SaladIngredients:

1 fresh pineapple, sliced in squares

3 orange vine-ripe tomatoes, sliced

1 cup Humboldt Fog goat cheese, crumbled

1 jalapeno, shaved very thin

1 ounce spicy chili oil

1/2 cup basil pesto

micro basil to garnish

Technique:

Arrange tomato and pineapple slices shingled on

platter and top with the remaining ingredients.

Serves six.

The economy got you down? Why not do something nice for someone to lift their spirits – and in turn, give your own mood a boost. The secret to random acts of kindness is recognizing someone else’s need and quietly filling that need without looking for recognition and without making a big deal out of it. Need some inspiration? NFL quarterback Kurt Warner recently revealed on “The Ellen DeGeneres Show” how his family spreads good energy when dining out. Warner lets his kids pick a family at random at a restaurant and then the Warners anonymously pick up the dinner tab. Even if you’re not feeling as flush as our favorite football star, try some of these less pricey random acts of kindness. Some won’t even cost you a dime! •Talktostrangers. Whether it’s friendly chit-chat with a sales clerk at the department store or a genuine smile and hello to a fellow shopper at the food store, simple gestures of kindness will leave both parties feeling a little bit better about their day. You never know, your kindness might even be a highlight of both your days. •Beadrive-thruhero. After getting your order, pick up the bill for the car behind you. Imagine how surprised and happy the person behind you will be. Or, if you’re paying for parking at an event, go ahead and pay for the car entering behind you too! •MakefriendsonFacebook. Whether you’re a Facebook.com expert or newbie, why not connect with old friends and share some good vibes? Find pictures of an old friend who looks great? Tell them! Impressed by a pal’s solid resume? Let them know. •Goforahikeandcleanupalongtheway. Enjoy the great outdoors and while you’re at it, pick up any trash left on the trail. It’ll make you (and your kids if they come along) feel good and

will pass on happy feelings to any other nature lovers who see you in the act. •Beasuperneighbor. If an elderly couple lives next door, bring in their recycling and trash bins for them. Or if a neighbor just recently had a baby, drop off a prepared meal or offer to babysit their other children to give the parents some down time. Instead of just recycling your newspaper, drop it on the doorstep of a neighbor who you know might enjoy it. Same goes for magazines. These little gestures build good will and foster a sense of community, especially helpful during hard economic times. •Forgetaboutroadrage. Don’t be one of those angry drivers! Instead, make someone’s day by letting them merge in front of you rather than whizzing right past. Or smile to a driver or passenger in the car next to you at a stoplight. You’ll be surprised how just a little friendliness on the road spreads to other drivers – and how good it feels to get a smile and a wave back. •Letsomeonegoaheadofyou.Who doesn’t hate to stand in a long line, especially when you’re in a hurry? Next time you see someone behind you who’s clearly in a rush, let them go ahead of you. It’s just a little gesture, but it’s sure to be appreciated. Same goes for someone behind you that only has a few items to purchase when your cart is full. Think “good karma.”•Getthekidsinvolved. Have your children or grandchildren be part of your random acts of

kindness. Maybe you’re taking the kids to a theme park or arcade. If so, load your children up with tokens and have them hand the coins out to other kids, then enjoy all the smiles and screams of delight. Maybe your kids can even use their own piggy bank change to purchase half the tokens. Or have your kids pack up some old toys, clothes, and books and bring them to a local charity, hospital, or homeless shelter. After all, it’s never too early to learn how good it feels to share and give to others. Now’s also a good time to remind them that good things often happen to good people. Just look at Kurt Warner!

Protect Your Home From The Sun’s Intense Rays

Event CalendarMay 2009

StompASU Gammage, May 5th-10th480.965.3434 or asugammage.comThis unique, explosive musical performance will keep the whole family entertained. The eight-member troupe uses just about anything as their percussion instruments. Well, anything but actual instruments. Performers will use wooden poles, garbage cans, hub caps and recently added paint cans to create their amazing rhythms. You won’t look at your pots and pans the same way after seeing this performance!

9th Annual Golf 2 Save the FamilyThe Phoenician Resort & Spa, May 9th480.898.0228 or savethefamily.orgEstablished in 1989, Save the Family was created to help homeless families with transitional housing, case management and supportive services. Take part in their annual golf event to raise proceeds to fund all of those programs. Each registration includes a round of golf, breakfast and lunch, and range balls. There will also be a silent auction.

Jimmy Buffett and the Coral Reefer BandCricket Wireless Pavilion, May 14th602.254.7200 or livenation.comIf you have never been to a Jimmy Buffett concert, you are in for a treat. The always easy-going, island-loving singer brings his Summerzcool 2009 tour to town. Fans can expect to hear favorites such as Margaritaville, Come Monday and Cheeseburger in Paradise. Parrotheads unite!

Peach Festival Schnepf Farms, May 15th-17th480.987.3100 or peachfestival.netIt’s that time of the year again: Peach-picking season! Come out and enjoy a “peachy-keen” day with all things peach. You can partake of juicy peach sampling or even a wonderful peach-pancake breakfast. The festival will also have live entertainment and fun rides for the entire family to enjoy. Although the event is only for this one weekend, peach picking will be available every weekend during the month of May.

International Museum DayHeard Museum and Phoenix Art Museum, May 18th602.252.8848 or heard.orgIn celebration of International Museum Day, the Heard Museum and the Phoenix Art Museum are both offering two-for-one admission. Explore all the great history the Heard Museum has to offer then take a short stroll to the Phoenix Art Museum where you can enjoy some of the new exhibits such as Charting the Canyon – a collection of photographs of the Grand Canyon.

Arizona Diamondbacks Chase Field, May 30th602.514.8400 or arizona.diamondbacks.mlb.comRoot, root, root for our home team as they battle it out against the Atlanta Braves. If you have not yet taken in a game at Chase Field, you will be amazed at how baseball fields have evolved. From the signature swimming pool to the retractable roof, Chase Field is sure to impress you. Arrive early, as the first 25,000 fans will receive a Stephen Drew bobble head.

Featuring The Compass Restaurant at Hyatt Regency Phoenix122 N. Second St. • Phoenix

602.252.1234 or phoenix.hyatt.com

Loc

al F

lavo

r!

Your Home

Arizona homeowners know the benefits of year-round sunshine, but the intense desert heat can limit time spent on outdoor patios, increase A/C bills, wreak havoc on skin, and even fade carpeting and furniture. However, retractable awnings and solar sun screens can be the solution. “In the past four years we’ve seen exceptional growth in the industry,” says Jonathan Hershberg, president of Sunsetter products, the largest manufacturer of retractable awnings in the U.S. “Part of it is an increased awareness of the danger of ultraviolet rays, and part is the comfort and convenience factors.” Retractable awnings not only enhance your home’s exterior, but also expand living space – adding value to the home without the high cost of construction. Where patio umbrellas might only cover 10 feet, a retractable awning can cover up to 20 feet. “A retractable awning is the perfect addition to an existing patio cover where you just need a little more shade,” says Stacie Peters of Awnings By Design in Scottsdale, “and good for the homeowner who has a small backyard and does not want to take up space with posts that a traditional patio cover may require.” Retractable awnings and solar sun screens are also environmentally conscious. Temperatures underneath awnings can be as much as 20 degrees cooler; sun screens can block out up to 90% of solar heat rays and reduce UV rays by 95%. Unlike interior window treatments such as blinds or drapes that block the sun’s heat after it has entered your home, solar sun screens stop and dissipate the sun’s heat and glare before it can reach your window. With awnings and sun screens, air conditioning costs will be greatly reduced, carpets and furniture won’t fade and children and rooms will be safer and more comfortable. Retractable sun screens can provide daytime privacy from the outside. They can even completely darken a room. Yet both awnings and sunscreens can retract when you choose, allowing a clear view of the outside. With all of the benefits, it’s a wonder why more Valley homes don’t have retractable awnings and sunscreens. One reason, however, might be the misconception that they’re too expensive. But, if you factor in the savings and benefits, the cost can be reasonable. Retractable awnings start at $1,500; solar sun screens can be as low as $600 for a standard 4 x 5 window. Professional installation for both is recommended. Awnings come in many sizes, whereas solar sun screens are custom-fitted for the homeowner’s windows. Both have models that are motorized or can be manually operated. Manually operated retractable awnings can provide extra stability for wind due to support arms that can be angled back against the house or set vertically on the deck or patio. Motorized awnings have no vertical supports, but lateral arms that create an unobstructed shaded area. An optional wind sensor would retract the awning when there are gusts of wind. Motorized models are also more convenient, operating by either a wall switch or remote control. When choosing an awning, make sure the fabric is water-repellent, fade-proof, mildew and mold-resistant and will block out at least 95% of UV rays. The frame should be lightweight and reliable. Awnings with dual stainless steel cables for the lateral arm are superior to those with one cable or with a chain design. Homeowners should also be aware of manufacturer warranties on awnings and storm damage protection. “Our fabric for awnings comes with a 10-year warranty,” says Peters. “The motors we use have an 8-year warranty and are the best in the industry.” By summer’s end, retractable awnings and sun screens do not have to be taken down – only retracted. They can be removed and taken with you if you purchase a new home, or kept as value-adding features when it’s time to sell.

Pineapple and Tomato SaladIngredients:

1 fresh pineapple, sliced in squares

3 orange vine-ripe tomatoes, sliced

1 cup Humboldt Fog goat cheese, crumbled

1 jalapeno, shaved very thin

1 ounce spicy chili oil

1/2 cup basil pesto

micro basil to garnish

Technique:

Arrange tomato and pineapple slices shingled on

platter and top with the remaining ingredients.

Serves six.

The economy got you down? Why not do something nice for someone to lift their spirits – and in turn, give your own mood a boost. The secret to random acts of kindness is recognizing someone else’s need and quietly filling that need without looking for recognition and without making a big deal out of it. Need some inspiration? NFL quarterback Kurt Warner recently revealed on “The Ellen DeGeneres Show” how his family spreads good energy when dining out. Warner lets his kids pick a family at random at a restaurant and then the Warners anonymously pick up the dinner tab. Even if you’re not feeling as flush as our favorite football star, try some of these less pricey random acts of kindness. Some won’t even cost you a dime! •Talktostrangers. Whether it’s friendly chit-chat with a sales clerk at the department store or a genuine smile and hello to a fellow shopper at the food store, simple gestures of kindness will leave both parties feeling a little bit better about their day. You never know, your kindness might even be a highlight of both your days. •Beadrive-thruhero. After getting your order, pick up the bill for the car behind you. Imagine how surprised and happy the person behind you will be. Or, if you’re paying for parking at an event, go ahead and pay for the car entering behind you too! •MakefriendsonFacebook. Whether you’re a Facebook.com expert or newbie, why not connect with old friends and share some good vibes? Find pictures of an old friend who looks great? Tell them! Impressed by a pal’s solid resume? Let them know. •Goforahikeandcleanupalongtheway. Enjoy the great outdoors and while you’re at it, pick up any trash left on the trail. It’ll make you (and your kids if they come along) feel good and

will pass on happy feelings to any other nature lovers who see you in the act. •Beasuperneighbor. If an elderly couple lives next door, bring in their recycling and trash bins for them. Or if a neighbor just recently had a baby, drop off a prepared meal or offer to babysit their other children to give the parents some down time. Instead of just recycling your newspaper, drop it on the doorstep of a neighbor who you know might enjoy it. Same goes for magazines. These little gestures build good will and foster a sense of community, especially helpful during hard economic times. •Forgetaboutroadrage. Don’t be one of those angry drivers! Instead, make someone’s day by letting them merge in front of you rather than whizzing right past. Or smile to a driver or passenger in the car next to you at a stoplight. You’ll be surprised how just a little friendliness on the road spreads to other drivers – and how good it feels to get a smile and a wave back. •Letsomeonegoaheadofyou.Who doesn’t hate to stand in a long line, especially when you’re in a hurry? Next time you see someone behind you who’s clearly in a rush, let them go ahead of you. It’s just a little gesture, but it’s sure to be appreciated. Same goes for someone behind you that only has a few items to purchase when your cart is full. Think “good karma.”•Getthekidsinvolved. Have your children or grandchildren be part of your random acts of

kindness. Maybe you’re taking the kids to a theme park or arcade. If so, load your children up with tokens and have them hand the coins out to other kids, then enjoy all the smiles and screams of delight. Maybe your kids can even use their own piggy bank change to purchase half the tokens. Or have your kids pack up some old toys, clothes, and books and bring them to a local charity, hospital, or homeless shelter. After all, it’s never too early to learn how good it feels to share and give to others. Now’s also a good time to remind them that good things often happen to good people. Just look at Kurt Warner!

Protect Your Home From The Sun’s Intense Rays

2008 Average Sales Price By CityCITY SINGLE-FAMILY CONDOS & RESIDENCES ONLY PATIO HOMES ONLYMesa .....................................$219,047 ........................ $141,070Glendale ..............................$201,137 ........................ $102,125Goodyear ............................$225,431 ........................ $139,025Phoenix .................................$216,522 ........................ $187,525Peoria ...................................$247,723 ........................ $158,816Tempe ...................................$281,261 ........................ $222,831Gilbert ...................................$271,278 ........................ $168,747Litchfield Park .......................$257,383 ........................ $177,533 Chandler ..............................$287,590 ........................ $178,908Queen Creek .......................$167,202 .......................... $81,526Cave Creek .........................$472,102 ........................ $331,360Scottsdale ............................$677,735 ........................ $320,447Fountain Hills ........................$615,063 ........................ $278,767Carefree ...............................$905,293 ........................ $430,357Paradise Valley ...............$2,127,4387 ........................ $355,813

Statistics gathered from ARMLS and reflect resale properties. All information deemed reliable but not guaranteed.

The sad reality is that one out of ten homes in our own neighborhoods are in financial distress and approximately seven million homes across America are facing foreclosure. If you or someone you know is forced to make the difficult decision of foreclosure, please call us first. You don’t have to go through this alone because my team and I can help. Please call us today for more information on ways to avoid foreclosure and to learn how we can sell your home even though you owe more than it may be worth. What is a CDP Expert? The Developers of the Certified Distressed Property Expert Designation (CDPE) believe that in most cases the best person for a distressed homeowner to speak with is a well informed Licensed Realtor® educated and trained to find the best solution. Facing a foreclosure can be a devastating financial and emotional process for a homeowner, and in many cases they face this process alone, without help of any kind. An Agent who has earned the CDPE Designation has dedicated their time and effort to understanding the distressed homeowner issues and the CDPE Professional is an agent who understands the full range of solutions and is ready to help - that is why my team and I have committed to getting this designation because we recognize the importance in today’s market. We look forward to surviving the challenging market conditions together and look forward to a brighter tomorrow! Nate & Team

random acts of kindnessSimple Ways To Bring Joy To Others

unexpected flavors delightThe Compass Restaurant’s Tomato Pineapple Salad

the heat is on!Sun Protection For Your Home

May / 2009

7111 W. Bell Road, Suite 101Glendale, AZ 85308

www.NatesHomes.comwww.NatesLuxuryHomes.com

602.942.7000 office800.284.1158 toll free

602.430.5226 cell602.532.7352 fax

NateM@remax.net

Have you heard the news? The market is HOT!!

Don’t miss out on these low, low prices – visit us online to see our

current inventory of homes for sale!www.NatesHomes.com

www.NatesLuxuryHomes.comwww.TheReserveAtEagleHeights.com

The Nate Martinez Team would like to take the opportunity to thank the following people for the

wonderful referrals they have sent our way:

Cheryl Grey, Sandy Pressley’s office/ Coldwell Banker

Dave Ramsey, Dave Ramsey ShowJeff Michaud, RE/MAX Accord

Steve Duvall, RE/MAX of Spokane

The Nate Martinez Team Loves Referrals!

Produced by Desert Lifestyle Publishing • 480.460.0996If your home is currently listed, this is not a solicitation for that listing.Each office independently owned and operated.

Need Help Buying?The City of Phoenix is now offering:

American Dream Down payment Initiative (ADDI): Full $10,000 deferred, no-interest loan toward down

payment and closing cost assistance.HOMEStart: Eligible first-time homebuyers can receive up

to $40,000 toward the purchase of a home constructed or rehabilitated by city-approved, not-for-profit developers.

Home in 5: Bond program delivers attractive 30-year fixed mortgage and 5% down payment

and closing cost assistance.The City of Avondale is offering up to $35,000 in down payment and closing cost assistance or up to $10,000

for minor repairs if you buy a foreclosure home.Call us TODAY for more details!