AJF Financial Services

“Who we are is the possibility of abundance andfinancial freedom through sustainable investing!”- Andrew J. Friedman, President & Founder AJF Financial Services

• Comprehensive Financial Planning

• Independence

• Transparency

• Sustainability

708 Third Avenue Ste. 2011 • New York, NY 10017 • 212-779-0789 P • 212-779-0851 F • www.aj�nancial.com

Welcome

708 Third Avenue Ste. 2011 • New York, NY 10017 • 212-779-0789 P • 212-779-0851 F • www.aj�nancial.com

Welcome to AJF Financial Services

AJF Financial Services, Inc. was founded in 1991 with the purpose of providing comprehensive financial planning services to individuals, businesses and professionals. Andrew Friedman, President and Founder of AJF Financial Services, is a Certified Sustainability Investment Professional, Certified Financial Planner, a member of the Financial Planning Association and a Registered Investment Advisor. AJF Financial Services is committed to communicating financial concepts & creating customized strategies with our clients in a transparent manner, AJF Financial Services endeavors to help all of our clients reach their financial goals via our client centric approach towards financial guidance.

Our Staff

AJF Financial Services’ staff consists of experienced professionals with a "hands on" approach to financial guidance. Not only do clients find our team members knowledgeable, they also discover that our staff truly cares about making their dreams a reality. We endeavor to keep our clients focused on where they want to go, advise them on how to get there, and continually remind them of the importance of maintaining a disciplined approach to realizing their dreams.

AJF Financial offers the following services for individuals, businesses and/or professionals:

• Comprehensive Financial Planning

• Wealth Strategies

• Risk Management Strategies

• Corporate Retirement Planning

• Individual/Small Business Retirement Planning

Sustainability

Sustainable Investing with AJF Financial Services

At AJF Financial we aim to provide our clients with the opportunity to invest more in line with their core values. To facilitate this, we apply an additional layer of screening that distinguishes investments based on Environmental, Social, and Governance (ESG) criteria.

Sustainable Investing is grounded in the premise that all business decisions are made to encompass all stakeholders (employees, shareholders, communities, members of the supply chain, environment) and that operating in this manner is a long term value proposition. Uncovering deficiencies in areas of ESG can alert investors to uncommon risks that have the potential to impact investment performance over the long term. Andrew Friedman earned his certification as a Sustainable Investment Professional from Concordia University,is a member of US SIF and a Principles for Responsible Investment (PRI) signatory.

AJF Financial Services

@AJFFinancial

AJF Financial Services

Please follow us on social media:Registered Representatives offering Securities through American Portfolios Financial Services, Inc. Member:FINRA,SIPC

Investment Advisory products/services are offered through AJF Financial Services, Inc. A New York State Registered Investment Advisor. AJF Financial Services, Inc. is independent of American Portfolios Financial Services, Inc.

Securities offered through American Portfolios Financial Services, Inc. (APFS) Member FINRA/SIPC. Investment Advisory Services offered through AJF Financial Services, Inc. is not af�liated with APFS.

Investments products and services available only to residents of : Arkansas (AR), California (CA), Colorado (CO), Connecticut(CT), District of Columbia (DC), Florida (FL), Georgia (GA), Illinois (IL), Iowa (IA), Kansas (KS), Maine (ME), Maryland (MD), Massachusetts (MA), New Hampshire (NH), New Jersey (NJ), New Mexico (NM), New York (NY) North Carolina, (NC), Pennsylvania (PA), Tennessee, (TN), Utah, (UT), Virginia (VA), Washington (WA) and Wisconsin (WI)

We are licensed to sell insurance products in the following states of: California (CA), Connecticut (CT), Florida (FL), New Jersey (NJ), New York (NY), Utah (UT) and Pennsylvania (PA)