axis bank special offer and comparision amort chart

8/7/2019 Axis Bank Special Offer and Comparision Amort Chart

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Bank Name

Rate of interest

Processing fees

Equity Mortgage / Stamp Duty

Prepayment Charges

Discounted Insurance

Doorstep Service



Axis Bank Ltd.

NIL even for Part Prepayment / Full Closer / Balance Transfer to any other

Loan upto 30 Lacs : 9.25% floating ROI

Loan above 30 Lacs : 9.50% floating ROI

11030/- Plus 10.30% Service Tax, total of Rs.11030/- . Cheque in Favour of "Axis B

0.2% of Loan Amount actual disbursed. Cheque in Favour of "Axis Bank Ltd."

Attractive insurance cover for both property and individual at a discounted rate.(Ma

For everything (means you never need to visit the bank premises for your case )



bank

nk Ltd."

ndatory)



Comparative Amort CharAs per Option 1

Loan Amount 7322165 7130004 Loan Am

Rate of Interest in % (2 years Fixed ra 8.25% 9.25% Rate of I

Tenure in years 25 23 Tenure i

EMI ### ### EMI

Say ### ###

AMORT SCHEDULE AMOR

Months pen. Bal. Prin EMI Interest Principle ose. Bal. Prin. Months

1 7322165 57732 50340 7392 7314773 1

2 7314773 57732 50289 7443 7307331 2

3 7307331 57732 50238 7494 7299837 3

4 7299837 57732 50186 7545 7292292 4

5 7292292 57732 50135 7597 7284695 5

6 7284695 57732 50082 7649 7277045 6

7 7277045 57732 50030 7702 7269343 7

8 7269343 57732 49977 7755 7261588 8

9 7261588 57732 49923 7808 7253780 9

10 7253780 57732 49870 7862 7245918 10

11 7245918 57732 49816 7916 7238002 11

12 7238002 57732 49761 7970 7230032 12

13 7230032 57732 49706 8025 7222007 13

14 7222007 57732 49651 8080 7213927 14

15 7213927 57732 49596 8136 7205791 15

16 7205791 57732 49540 8192 7197599 16

17 7197599 57732 49483 8248 7189351 17

18 7189351 57732 49427 8305 7181046 18

19 7181046 57732 49370 8362 7172684 19

20 7172684 57732 49312 8419 7164265 20

21 7164265 57732 49254 8477 7155787 21

22 7155787 57732 49196 8536 7147252 22

23 7147252 57732 49137 8594 7138658 23

24 7138658 57732 49078 8653 7130004 24

25 7130004 62463 54960 7502 7122502 25

26 7122502 62463 54903 7560 7114941 26

27 7114941 62463 54844 7619 7107323 2728 7107323 62463 54786 7677 7099646 28

29 7099646 62463 54726 7736 7091909 29

30 7091909 62463 54667 7796 7084113 30

31 7084113 62463 54607 7856 7076257 31

32 7076257 62463 54546 7917 7068340 32

33 7068340 62463 54485 7978 7060362 33

34 7060362 62463 54424 8039 7052323 34

35 7052323 62463 54362 8101 7044222 35



36 7044222 62463 54299 8164 7036058 36

37 7036058 62463 54236 8227 7027831 37

38 7027831 62463 54173 8290 7019541 38

39 7019541 62463 54109 8354 7011187 39

40 7011187 62463 54045 8418 7002769 40

41 7002769 62463 53980 8483 6994286 41

42 6994286 62463 53914 8549 6985737 42

43 6985737 62463 53848 8615 6977123 43

44 6977123 62463 53782 8681 6968442 44

45 6968442 62463 53715 8748 6959694 45

46 6959694 62463 53648 8815 6950879 46

47 6950879 62463 53580 8883 6941995 47

48 6941995 62463 53511 8952 6933044 48

49 6933044 62463 53442 9021 6924023 49

50 6924023 62463 53373 9090 6914933 50

51 6914933 62463 53303 9160 6905773 51

52 6905773 62463 53232 9231 6896542 52

53 6896542 62463 53161 9302 6887240 53

54 6887240 62463 53089 9374 6877866 54

55 6877866 62463 53017 9446 6868420 55

56 6868420 62463 52944 9519 6858901 56

57 6858901 62463 52871 9592 6849309 57

58 6849309 62463 52797 9666 6839643 58

59 6839643 62463 52722 9741 6829902 59

60 6829902 62463 52647 9816 6820086 60

61 6820086 62463 52571 9891 6810195 61

62 6810195 62463 52495 9968 6800227 62

63 6800227 62463 52418 10044 6790183 63

64 6790183 62463 52341 10122 6780061 64

65 6780061 62463 52263 10200 6769861 65

66 6769861 62463 52184 10279 6759582 66

67 6759582 62463 52105 10358 6749224 67

68 6749224 62463 52025 10438 6738787 68

69 6738787 62463 51945 10518 6728269 69

70 6728269 62463 51864 10599 6717669 70

71 6717669 62463 51782 10681 6706989 71

72 6706989 62463 51700 10763 6696225 72

73 6696225 62463 51617 10846 6685379 73

74 6685379 62463 51533 10930 6674449 74

75 6674449 62463 51449 11014 6663435 75

76 6663435 62463 51364 11099 6652336 76

77 6652336 62463 51278 11184 6641152 77

78 6641152 62463 51192 11271 6629881 78

79 6629881 62463 51105 11358 6618524 79

80 6618524 62463 51018 11445 6607079 80

81 6607079 62463 50930 11533 6595545 81

82 6595545 62463 50841 11622 6583923 82



83 6583923 62463 50751 11712 6572211 83

84 6572211 62463 50661 11802 6560409 84

85 6560409 62463 50570 11893 6548516 85

86 6548516 62463 50478 11985 6536531 86

87 6536531 62463 50386 12077 6524454 87

88 6524454 62463 50293 12170 6512284 88

89 6512284 62463 50199 12264 6500020 89

90 6500020 62463 50104 12359 6487661 90

91 6487661 62463 50009 12454 6475207 91

92 6475207 62463 49913 12550 6462658 92

93 6462658 62463 49816 12647 6450011 93

94 6450011 62463 49719 12744 6437267 94

95 6437267 62463 49621 12842 6424425 95

96 6424425 62463 49522 12941 6411483 96

97 6411483 62463 49422 13041 6398442 97

98 6398442 62463 49321 13142 6385301 98

99 6385301 62463 49220 13243 6372058 99

100 6372058 62463 49118 13345 6358713 100

101 6358713 62463 49015 13448 6345265 101

102 6345265 62463 48911 13551 6331713 102

103 6331713 62463 48807 13656 6318058 103

104 6318058 62463 48702 13761 6304296 104

105 6304296 62463 48596 13867 6290429 105

106 6290429 62463 48489 13974 6276455 106

107 6276455 62463 48381 14082 6262373 107

108 6262373 62463 48272 14190 6248182 108

109 6248182 62463 48163 14300 6233883 109

110 6233883 62463 48053 14410 6219473 110

111 6219473 62463 47942 14521 6204951 111

112 6204951 62463 47830 14633 6190318 112

113 6190318 62463 47717 14746 6175572 113

114 6175572 62463 47603 14860 6160713 114

115 6160713 62463 47489 14974 6145739 115

116 6145739 62463 47373 15090 6130649 116

117 6130649 62463 47257 15206 6115444 117

118 6115444 62463 47140 15323 6100121 118

119 6100121 62463 47022 15441 6084679 119

120 6084679 62463 46903 15560 6069119 120

121 6069119 62463 46783 15680 6053439 121

122 6053439 62463 46662 15801 6037638 122

123 6037638 62463 46540 15923 6021715 123

124 6021715 62463 46417 16046 6005670 124

125 6005670 62463 46294 16169 5989501 125

126 5989501 62463 46169 16294 5973207 126

127 5973207 62463 46043 16419 5956787 127

128 5956787 62463 45917 16546 5940241 128

129 5940241 62463 45789 16674 5923568 129



130 5923568 62463 45661 16802 5906766 130

131 5906766 62463 45531 16932 5889834 131

132 5889834 62463 45401 17062 5872772 132

133 5872772 62463 45269 17194 5855578 133

134 5855578 62463 45137 17326 5838252 134

135 5838252 62463 45003 17460 5820793 135

136 5820793 62463 44869 17594 5803198 136

137 5803198 62463 44733 17730 5785468 137

138 5785468 62463 44596 17867 5767602 138

139 5767602 62463 44459 18004 5749597 139

140 5749597 62463 44320 18143 5731454 140

141 5731454 62463 44180 18283 5713171 141

142 5713171 62463 44039 18424 5694747 142

143 5694747 62463 43897 18566 5676182 143

144 5676182 62463 43754 18709 5657473 144

145 5657473 62463 43610 18853 5638619 145

146 5638619 62463 43464 18999 5619621 146

147 5619621 62463 43318 19145 5600476 147

148 5600476 62463 43170 19293 5581183 148

149 5581183 62463 43022 19441 5561742 149

150 5561742 62463 42872 19591 5542151 150

151 5542151 62463 42721 19742 5522409 151

152 5522409 62463 42569 19894 5502514 152

153 5502514 62463 42415 20048 5482467 153

154 5482467 62463 42261 20202 5462264 154

155 5462264 62463 42105 20358 5441906 155

156 5441906 62463 41948 20515 5421392 156

157 5421392 62463 41790 20673 5400719 157

158 5400719 62463 41631 20832 5379886 158

159 5379886 62463 41470 20993 5358893 159

160 5358893 62463 41308 21155 5337738 160

161 5337738 62463 41145 21318 5316421 161

162 5316421 62463 40981 21482 5294938 162

163 5294938 62463 40815 21648 5273291 163

164 5273291 62463 40648 21815 5251476 164

165 5251476 62463 40480 21983 5229493 165

166 5229493 62463 40311 22152 5207341 166

167 5207341 62463 40140 22323 5185018 167

168 5185018 62463 39968 22495 5162523 168

169 5162523 62463 39794 22668 5139855 169

170 5139855 62463 39620 22843 5117011 170

171 5117011 62463 39444 23019 5093992 171

172 5093992 62463 39266 23197 5070795 172

173 5070795 62463 39087 23376 5047420 173

174 5047420 62463 38907 23556 5023864 174

175 5023864 62463 38726 23737 5000127 175

176 5000127 62463 38543 23920 4976207 176



177 4976207 62463 38358 24105 4952102 177

178 4952102 62463 38172 24290 4927811 178

179 4927811 62463 37985 24478 4903334 179

180 4903334 62463 37797 24666 4878667 180

181 4878667 62463 37606 24857 4853811 181

182 4853811 62463 37415 25048 4828763 182

183 4828763 62463 37222 25241 4803522 183

184 4803522 62463 37027 25436 4778086 184

185 4778086 62463 36831 25632 4752454 185

186 4752454 62463 36633 25829 4726625 186

187 4726625 62463 36434 26029 4700596 187

188 4700596 62463 36234 26229 4674367 188

189 4674367 62463 36032 26431 4647936 189

190 4647936 62463 35828 26635 4621301 190

191 4621301 62463 35623 26840 4594460 191

192 4594460 62463 35416 27047 4567413 192

193 4567413 62463 35207 27256 4540157 193

194 4540157 62463 34997 27466 4512691 194

195 4512691 62463 34785 27678 4485014 195

196 4485014 62463 34572 27891 4457123 196

197 4457123 62463 34357 28106 4429017 197

198 4429017 62463 34140 28323 4400694 198

199 4400694 62463 33922 28541 4372153 199

200 4372153 62463 33702 28761 4343392 200

201 4343392 62463 33480 28983 4314410 201

202 4314410 62463 33257 29206 4285204 202

203 4285204 62463 33032 29431 4255773 203

204 4255773 62463 32805 29658 4226115 204

205 4226115 62463 32576 29887 4196228 205

206 4196228 62463 32346 30117 4166111 206

207 4166111 62463 32114 30349 4135762 207

208 4135762 62463 31880 30583 4105179 208

209 4105179 62463 31644 30819 4074360 209

210 4074360 62463 31407 31056 4043304 210

211 4043304 62463 31167 31296 4012008 211

212 4012008 62463 30926 31537 3980471 212

213 3980471 62463 30683 31780 3948691 213

214 3948691 62463 30438 32025 3916666 214

215 3916666 62463 30191 32272 3884394 215

216 3884394 62463 29942 32521 3851873 216

217 3851873 62463 29692 32771 3819102 217

218 3819102 62463 29439 33024 3786078 218

219 3786078 62463 29184 33279 3752799 219

220 3752799 62463 28928 33535 3719264 220

221 3719264 62463 28669 33794 3685471 221

222 3685471 62463 28409 34054 3651417 222

223 3651417 62463 28146 34317 3617100 223



224 3617100 62463 27882 34581 3582519 224

225 3582519 62463 27615 34848 3547671 225

226 3547671 62463 27347 35116 3512555 226

227 3512555 62463 27076 35387 3477168 227

228 3477168 62463 26803 35660 3441508 228

229 3441508 62463 26528 35935 3405574 229

230 3405574 62463 26251 36212 3369362 230

231 3369362 62463 25972 36491 3332871 231

232 3332871 62463 25691 36772 3296099 232

233 3296099 62463 25407 37055 3259044 233

234 3259044 62463 25122 37341 3221703 234

235 3221703 62463 24834 37629 3184074 235

236 3184074 62463 24544 37919 3146155 236

237 3146155 62463 24252 38211 3107943 237

238 3107943 62463 23957 38506 3069438 238

239 3069438 62463 23660 38803 3030635 239

240 3030635 62463 23361 39102 2991533 240

Total Interest 13538448



As per Option 3

ount 5300000

nterest in % 8.75%

n years 25

###

###

T SCHEDULE

pen. Bal. Pri EMI Interest Principle lose. Bal. Prin.

5300000 43574 38646 4928 5295072

5295072 43574 38610 4964 5290109

5290109 43574 38574 5000 5285109

5285109 43574 38537 5036 5280072

5280072 43574 38501 5073 5274999

5274999 43574 38464 5110 5269889

5269889 43574 38426 5147 5264742

5264742 43574 38389 5185 5259557

5259557 43574 38351 5223 5254334

5254334 43574 38313 5261 5249073

5249073 43574 38274 5299 5243774

5243774 43574 38236 5338 5238437

5238437 43574 38197 5377 5233060

5233060 43574 38158 5416 5227644

5227644 43574 38118 5455 5222189

5222189 43574 38078 5495 5216693

5216693 43574 38038 5535 5211158

5211158 43574 37998 5576 5205583

5205583 43574 37957 5616 5199966

5199966 43574 37916 5657 5194309

5194309 43574 37875 5698 5188611

5188611 43574 37834 5740 5182871

5182871 43574 37792 5782 5177089

5177089 43574 37750 5824 5171265

5171265 43574 37707 5866 5165398

5165398 43574 37664 5909 5159489

5159489 43574 37621 5952 51535375153537 43574 37578 5996 5147541

5147541 43574 37534 6039 5141502

5141502 43574 37490 6083 5135418

5135418 43574 37446 6128 5129290

5129290 43574 37401 6173 5123118

5123118 43574 37356 6218 5116900

5116900 43574 37311 6263 5110637

5110637 43574 37265 6309 5104329



5104329 43574 37219 6355 5097974

5097974 43574 37173 6401 5091573

5091573 43574 37126 6448 5085126

5085126 43574 37079 6495 5078631

5078631 43574 37032 6542 5072089

5072089 43574 36984 6590 5065500

5065500 43574 36936 6638 5058862

5058862 43574 36888 6686 5052176

5052176 43574 36839 6735 5045441

5045441 43574 36790 6784 5038657

5038657 43574 36740 6833 5031824

5031824 43574 36690 6883 5024941

5024941 43574 36640 6933 5018007

5018007 43574 36590 6984 5011023

5011023 43574 36539 7035 5003988

5003988 43574 36487 7086 4996902

4996902 43574 36436 7138 4989764

4989764 43574 36384 7190 4982574

4982574 43574 36331 7242 4975332

4975332 43574 36278 7295 4968037

4968037 43574 36225 7348 4960688

4960688 43574 36172 7402 4953287

4953287 43574 36118 7456 4945831

4945831 43574 36063 7510 4938320

4938320 43574 36009 7565 4930755

4930755 43574 35953 7620 4923135

4923135 43574 35898 7676 4915459

4915459 43574 35842 7732 4907728

4907728 43574 35786 7788 4899940

4899940 43574 35729 7845 4892095

4892095 43574 35672 7902 4884193

4884193 43574 35614 7960 4876233

4876233 43574 35556 8018 4868215

4868215 43574 35497 8076 4860139

4860139 43574 35439 8135 4852004

4852004 43574 35379 8194 4843809

4843809 43574 35319 8254 4835555

4835555 43574 35259 8314 4827241

4827241 43574 35199 8375 4818866

4818866 43574 35138 8436 4810430

4810430 43574 35076 8498 4801932

4801932 43574 35014 8560 4793373

4793373 43574 34952 8622 4784751

4784751 43574 34889 8685 4776066

4776066 43574 34825 8748 4767318

4767318 43574 34762 8812 4758506

4758506 43574 34697 8876 4749630



4749630 43574 34633 8941 4740689

4740689 43574 34568 9006 4731683

4731683 43574 34502 9072 4722611

4722611 43574 34436 9138 4713473

4713473 43574 34369 9205 4704269

4704269 43574 34302 9272 4694997

4694997 43574 34234 9339 4685658

4685658 43574 34166 9407 4676250

4676250 43574 34098 9476 4666774

4666774 43574 34029 9545 4657229

4657229 43574 33959 9615 4647615

4647615 43574 33889 9685 4637930

4637930 43574 33818 9755 4628175

4628175 43574 33747 9827 4618348

4618348 43574 33675 9898 4608450

4608450 43574 33603 9970 4598480

4598480 43574 33531 10043 4588437

4588437 43574 33457 10116 4578320

4578320 43574 33384 10190 4568130

4568130 43574 33309 10264 4557866

4557866 43574 33234 10339 4547527

4547527 43574 33159 10415 4537112

4537112 43574 33083 10491 4526622

4526622 43574 33007 10567 4516055

4516055 43574 32930 10644 4505411

4505411 43574 32852 10722 4494689

4494689 43574 32774 10800 4483889

4483889 43574 32695 10879 4473011

4473011 43574 32616 10958 4462053

4462053 43574 32536 11038 4451015

4451015 43574 32455 11118 4439896

4439896 43574 32374 11199 4428697

4428697 43574 32293 11281 4417416

4417416 43574 32210 11363 4406053

4406053 43574 32127 11446 4394607

4394607 43574 32044 11530 4383077

4383077 43574 31960 11614 4371463

4371463 43574 31875 11698 4359765

4359765 43574 31790 11784 4347981

4347981 43574 31704 11870 4336112

4336112 43574 31617 11956 4324156

4324156 43574 31530 12043 4312112

4312112 43574 31442 12131 4299981

4299981 43574 31354 12220 4287762

4287762 43574 31265 12309 4275453

4275453 43574 31175 12398 4263055

4263055 43574 31085 12489 4250566



4250566 43574 30994 12580 4237986

4237986 43574 30902 12672 4225314

4225314 43574 30810 12764 4212550

4212550 43574 30717 12857 4199693

4199693 43574 30623 12951 4186742

4186742 43574 30528 13045 4173697

4173697 43574 30433 13140 4160556

4160556 43574 30337 13236 4147320

4147320 43574 30241 13333 4133988

4133988 43574 30144 13430 4120558

4120558 43574 30046 13528 4107030

4107030 43574 29947 13627 4093403

4093403 43574 29848 13726 4079677

4079677 43574 29748 13826 4065851

4065851 43574 29647 13927 4051925

4051925 43574 29545 14028 4037896

4037896 43574 29443 14131 4023766

4023766 43574 29340 14234 4009532

4009532 43574 29236 14337 3995194

3995194 43574 29132 14442 3980752

3980752 43574 29026 14547 3966205

3966205 43574 28920 14653 3951552

3951552 43574 28813 14760 3936792

3936792 43574 28706 14868 3921924

3921924 43574 28597 14976 3906948

3906948 43574 28488 15085 3891862

3891862 43574 28378 15195 3876667

3876667 43574 28267 15306 3861360

3861360 43574 28156 15418 3845943

3845943 43574 28043 15530 3830412

3830412 43574 27930 15644 3814769

3814769 43574 27816 15758 3799011

3799011 43574 27701 15872 3783139

3783139 43574 27585 15988 3767150

3767150 43574 27469 16105 3751046

3751046 43574 27351 16222 3734823

3734823 43574 27233 16341 3718483

3718483 43574 27114 16460 3702023

3702023 43574 26994 16580 3685443

3685443 43574 26873 16701 3668743

3668743 43574 26751 16822 3651920

3651920 43574 26629 16945 3634975

3634975 43574 26505 17069 3617907

3617907 43574 26381 17193 3600714

3600714 43574 26255 17318 3583395

3583395 43574 26129 17445 3565951

3565951 43574 26002 17572 3548379



3548379 43574 25874 17700 3530679

3530679 43574 25745 17829 3512850

3512850 43574 25615 17959 3494891

3494891 43574 25484 18090 3476801

3476801 43574 25352 18222 3458579

3458579 43574 25219 18355 3440224

3440224 43574 25085 18489 3421735

3421735 43574 24950 18623 3403112

3403112 43574 24814 18759 3384353

3384353 43574 24678 18896 3365456

3365456 43574 24540 19034 3346423

3346423 43574 24401 19173 3327250

3327250 43574 24261 19312 3307938

3307938 43574 24120 19453 3288484

3288484 43574 23979 19595 3268889

3268889 43574 23836 19738 3249151

3249151 43574 23692 19882 3229269

3229269 43574 23547 20027 3209243

3209243 43574 23401 20173 3189070

3189070 43574 23254 20320 3168750

3168750 43574 23105 20468 3148282

3148282 43574 22956 20617 3127664

3127664 43574 22806 20768 3106896

3106896 43574 22654 20919 3085977

3085977 43574 22502 21072 3064906

3064906 43574 22348 21225 3043680

3043680 43574 22194 21380 3022300

3022300 43574 22038 21536 3000764

3000764 43574 21881 21693 2979071

2979071 43574 21722 21851 2957220

2957220 43574 21563 22011 2935209

2935209 43574 21403 22171 2913038

2913038 43574 21241 22333 2890706

2890706 43574 21078 22496 2868210

2868210 43574 20914 22660 2845550

2845550 43574 20749 22825 2822726

2822726 43574 20582 22991 2799734

2799734 43574 20415 23159 2776576

2776576 43574 20246 23328 2753248

2753248 43574 20076 23498 2729750

2729750 43574 19904 23669 2706081

2706081 43574 19732 23842 2682239

2682239 43574 19558 24016 2658223

2658223 43574 19383 24191 2634033

2634033 43574 19206 24367 2609666

2609666 43574 19029 24545 2585121

2585121 43574 18850 24724 2560397



2560397 43574 18670 24904 2535493

2535493 43574 18488 25086 2510407

2510407 43574 18305 25269 2485139

2485139 43574 18121 25453 2459686

2459686 43574 17935 25638 2434047

2434047 43574 17748 25825 2408222

2408222 43574 17560 26014 2382208

2382208 43574 17370 26203 2356005

2356005 43574 17179 26394 2329611

2329611 43574 16987 26587 2303024

2303024 43574 16793 26781 2276243

2276243 43574 16598 26976 2249267

2249267 43574 16401 27173 2222094

2222094 43574 16203 27371 2194724

2194724 43574 16003 27570 2167153

2167153 43574 15802 27771 2139382

2139382 43574 15600 27974 2111408

Total Interest 9380483



Docume

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2

3

4

5

6

7

8

9

10

i)

ii)

iii)

iv)

v)

11 A)

1)

2)

3)

4)

5)

6)B)

C)

D)

E)

F)

G)



12

NOTE:

1)

2)

3)

4)

5)

Val

1

2

Dis

1



2

3

4

5

1

2

3

4

5

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2

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3



ts Required for Home Loan Sanction

Complete loan application form.

One photograph of each applicant duly pasted and signed across on the application for

Photo Identity and date of birth Proof (Any one)

Passport, Pan Card, Driving License, Municipal Birth certificate, Employer¡¦s ID card, Ph

Bank's Signature Verification with photo, LIC, School Leaving Certificate.

Residential Address Proof (Any one)

Passport, Driving License, Electricity Bill, Telephone Bill(Landline/Mobile), PAN

Intimation Letter, Ration Card, Registered Rental Agreement, Society Maintenance Bill Sanction letters / repayment schedules / loan statements of all existing loans / credit fa

highlights of EMI debits in the bank statements

Post Graduation Qualification proof, if any

Credit Card Detail & Latest credit card statements

Processing Fees cheque of Rs. 5515/- in Favour of "Axis Bank Ltd."

Financial Documents :

For Salaried Individuals:

Latest 6 months salary pay slips showing statutory deductions.

Form 16 of last 2 years / Annual Salary Certificate showing details of income and deduc

Appointment/increment letter from the employer and also copy of previous employmen

if current employment is less than two years

Bank statements / passbook copy with cover page for last 6 months For Salary A/C, SaVisiting Card and employment ID card Xerox

For Self Employed Individuals/Partnership Firm/Company:

Last three year's income tax documents duly certified by CA with membership no.

Acknowledged ITRs

Statement of Income

Profit and LossA/c

Balance Sheet with schedules

Audit Reports

Copy of tax payment challans /TDS certificates if anyIn case of Partnership, copy of Partnership deed

In case of company, MOA and AOA, list of director & shareholding pattern, ROC Annual

Bank statements / passbook copy with cover page for last 12 months for savings and C

Company business profile

Office address proof (any one) Electricity Bill, Telephone Bill, Society Maintenance Bill,

registration certificate, etc.

Visiting card



For NRIs :( Local co-applicant is compulsory)

Latest 6 months salary pay slips showing statutory deductions.

Copy of current appointment letter or copy of salary certificate.

Latest work permit, Employment contract, valid visa stamp on passport.

6 months overseas bank statements reflecting salary credits and NRE/NRO/NRI Accoun

Copy of previous employment letters of last two years.

Copy of overseas residence address proof.

General Power of Attorney as per bank¡¦s format duly franked and notarized/attested b

Legal

For Clear Legal Report (For Resale/BT/Seller BT)

Copy of draft Agreement or Agreement / Deed in the name of borrower

Previous Chain - Link Agreements(Starting from ist Purchase from builder to till date)

Building Sanction Plan or Completion certificate or Occupation certificate

Share Certificate in the name of Seller/Borrower owner (both side xerox copy)]

For BT or Seller BT Case :- Letter of List of documents held by previous bank if there is

(List of documents letter from bank or financial institute where the loan is goingon)

ation

For Valuation Report

Occupation Certificate / Completion Ccertidicate & Copy of BMC Approved Plans

In case of direct purchase from builder, APF no. required or documents for APF applicat

ursement

Documents required for loan disbursal:

PDCs (Cheques) with ECS

All documents need to be self attested by the respective applicants. For selfIncome documents need to be certified by CA with membership no



Original sanction letter & loan disbursal kit duly signed by Applicant and all co-applican

Franking of stamp duty of 0.20% of the loan amount on the loan agreement

Letter from applicant containing Sellers name, Bank name & Account no. in favour of w

Insurance form and cheque

For Builder / Society First Purchase Cases

Original Agreement alongwith index II, stamp duty and lodgement or registration recei

Amenities Agreement, if any

Margin money payment Receipts with bank statements/passbook showing debits of ch

Mortgage NOC from Builder / Society / Mhada / CIDCO / Collector (As per bank's format

Builder demand letter in case of under construction property

Additional documents if Resale Case

Original Link Agreements with stamp duty and registration receipts.

Original Share Certificate, if society is formed and share certificate is issued

Indemnity (If required as per lawyer)

Additional documents if Balance Trasnfer or Seller had outstanding loan from

Foreclosure quotation or current balance outstanding certificate.

Loan Statement of existing loan

Letter from bank acknowledging list of property documents deposite with bank.



r.



broad.

same property.



to be prepared.

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